SBS Resolution N° 4977-2018: Approve the Regulation of the National Registry of Savings and Credit Cooperatives Not Authorized to Capture Resources from the Public and of the Centrals and incorporate Procedure N° 178 in the TUPA of the SBS

Los Laureles Nº 214 - Lima 27 - Peru Tel.: (511) 6309000 Fax: (511) 6309239 Lima, December 17, 2018 S.B.S. Resolution N° 4977 -2018

The Superintendent of Banking, Insurance and
Private Pension Fund Administrators

CONSIDERING:
That, Law N° 30822 amended the General Law of the Financial System and of the Insurance System and Organic Law of the Superintendency of Banking and Insurance - Law N° 26702 and its amendatory regulations, hereinafter General Law, substituting the Twenty-Fourth Final and Complementary Provision, referring to Savings and Credit Cooperatives Not Authorized to Capture Resources from the Public; That, paragraph 9 of the Twenty-Fourth Final and Complementary Provision of the General Law establishes that the Superintendency of Banking, Insurance and Private Pension Fund Administrators, hereinafter Superintendency, approves the regulations applicable to the National Registry of Savings and Credit Cooperatives Not Authorized to Capture Resources from the Public, hereinafter Coopac Registry; That, paragraph 9 of the Twenty-Fourth Final and Complementary Provision of the General Law also provides that Savings and Credit Cooperatives Not Authorized to Capture Resources from the Public, hereinafter Coopac, are obligated to inscribe in the Coopac Registry; That, likewise, paragraph 9 establishes that said Registry is under the charge of the Deputy Superintendency of Cooperatives of the Superintendency and, by virtue thereof, it is necessary to regulate aspects linked to it; That, it is necessary to consolidate the impediments applicable to directors and managers of the Coopac referred to in article 20 of the General Law and paragraph 3 of article 33 of the Consolidated Text of the General Law of Cooperatives, approved by Supreme Decree 074-90-TR, which enter into force as of January 1, 2019, considering also that said impediments must be applied taking into account the nature of the Coopac; That, the procedure and terms for correction and inscription must be specified, both for the Coopac constituted before the entry into force of the Coopac Law, as well as for those that are constituted after the aforementioned effective date; That, it is necessary to establish the cases for exclusion from the Coopac Registry, as well as to regulate the adequate dissemination of the inscribed Coopac, for transparency and knowledge of the respective members;

Los Laureles Nº 214 - Lima 27 - Peru Tel.: (511) 6309000 Fax: (511) 6309239 That, the Superintendency through SBS Resolution N° 1678-2018 approved its Single Text of Administrative Procedures – TUPA; That, it is necessary to incorporate into the Single Text of Administrative Procedures of the Superintendency of Banking, Insurance and Private Pension Fund Administrators a procedure for inscription in the Coopac Registry; That, for the purpose of gathering the opinions of the general public regarding the regulatory proposal, the prepublication of the draft resolution on the matter was ordered on the electronic portal of the Superintendency, under the provisions of the Thirty-Second Final and Complementary Provision of the General Law, paragraph 2 of the Fifteenth Final Complementary Provision of Law N° 30822 and Supreme Decree Nº 001-2009-JUS; Having the prior and positive technical report on the viability of the regulation of the Deputy Superintendency of Cooperatives and with the approval of the Deputy Superintendencies of Cooperatives and Legal Advice and; In use of the powers conferred by paragraphs 7 and 9 of article 349 of the General Law, as well as in paragraphs 4-A and 9 of the Twenty-Fourth Final and Complementary Provision of the General Law;

RESOLVES:
Article One.- Approve the Regulation of the National Registry of Savings and Credit Cooperatives Not Authorized to Capture Resources from the Public and of the Centrals, in the following terms:
"REGULATION OF THE NATIONAL REGISTRY OF SAVINGS AND CREDIT COOPERATIVES NOT AUTHORIZED TO CAPTURE RESOURCES FROM THE PUBLIC AND OF THE CENTRALS
CHAPTER I
GENERAL PROVISIONS
Article 1. Scope
This Regulation is applicable to savings and credit cooperatives and the centrals that only operate with their members and that are not authorized to capture resources from the public, referred to in the Twenty-Fourth Final and Complementary Provision of the General Law.
Article 2. Definitions and/or references
For the purposes of this Regulation, the following terms must be considered:
a) Centrals: Centrals of Savings and Credit Cooperatives Not Authorized to Capture Resources from the Public, which are those that integrate solely with savings and credit cooperatives and correspond to the homogeneous type indicated in paragraph 1.1 of article 59 of the LGC. b) Coopac: Savings and Credit Cooperatives Not Authorized to Capture Resources from the Public. c) Directors: The members who are titular members of the Board of Directors, Supervisory Board, Education Committee and Electoral Committee; as well as the alternate members of each one of them d) Coopac Law: Law N° 30822, Law that amends Law N° 26702, General Law of the Financial System and of the Insurance System and Organic Law of the Superintendency of Banking and Insurance, and other concordant regulations, regarding the regulation and supervision of savings and credit cooperatives. e) General Law: General Law of the Financial System and of the Insurance System and Organic Law of the Superintendency of Banking and Insurance - Law N° 26702 and its amendatory regulations. f) LGC: Consolidated Text of the General Law of Cooperatives, approved by Supreme Decree N° 074-90-TR, or text that substitutes or amends it. g) Offices: Includes main office, branches and other offices. h) Coopac Registry: National Registry of Coopac. i) Superintendency: Superintendency of Banking, Insurance and Private Pension Fund Administrators.
Article 3. Obligation to inscribe in the Coopac Registry
3.1 The Coopac are obligated to inscribe in the Coopac Registry which is under the charge of the Deputy Superintendency of Cooperatives of the Superintendency and must use, obligatorily, the denomination of Savings and Credit Cooperative or its acronym Coopac followed by the distinctive name they choose, which must not induce thinking that their activity comprises operations that can only be carried out with authorization of the Superintendency and/or under its supervision or that correspond to the various types of entities that comprise the financial system.
3.2. The Centrals must inscribe in the Coopac Registry. The Centrals can only carry out the operations permitted to the Coopac if they inscribe in the Coopac Registry. Those that do not inscribe cannot be called Savings and Credit Centrals nor operate as such.
3.3 The Coopac and Centrals inscribed in the Coopac Registry only operate with their members and are not authorized to capture resources from the public.
3.4 To the Coopac constituted before the entry into force of the Coopac Law that inscribe in the Coopac Registry, a certain level is assigned, according to the total amount of their assets, and they can carry out operations in accordance with what is established in subparagraphs c. and d. of the Third Transitory Complementary Provision of the Coopac Law and in accordance with what is established in the General Regulation of the Coopac. To the Coopac constituted as of the entry into force of the Coopac Law, a certain level is assigned, according to the total amount of their assets, and they can only carry out level 1 operations in accordance with what is established in the General Regulation of the Coopac.
3.5 To the Centrals the modular level is assigned according to the total amount of their assets, or a modular level higher than that of the Coopac with the highest level that is a member, but if the Central has as a member any Level 3 Coopac, the Central is assigned to that same level; whichever is greater. Whatever modular level is granted to them, the Centrals initiate their activities with the level of operations that corresponds to the total amount of their assets at the time of their inscription in the Coopac Registry, without prejudice to the prior authorizations that correspond.
1
3.6 The Centrals are supervised directly by the Superintendency through the Deputy Superintendency of Cooperatives.

1 Paragraph substituted by SBS Resolution N° 2157-2020 of 04/09/2020

Los Laureles Nº 214 - Lima 27 - Peru Tel.: (511) 6309000 Fax: (511) 6309239
3.7 For the inscription of the Coopac and the Centrals in the Coopac Registry to proceed, these must comply with the requirements and conditions established in this Regulation, accrediting that their directors and managers are not included in the impediments provided for in article 6, that they know the cooperative principles and the regulations applicable to the Coopac, as well as demonstrating solvency and the technological and operational conditions necessary to carry out the authorized operations. 2
CHAPTER II
COOPAC REGISTRY
Article 4. Legal Representative
The Coopac or Centrals request their inscription in the Coopac Registry through a legal representative, who must accredit current and sufficient power to represent it before this Superintendency, for purposes of its inscription in the registry.
Article 5. Requirements for inscription in the Coopac Registry 3
5.1 The requirements for inscription in the Coopac Registry are the following:

1. Inscription request signed by the legal representative of the Coopac or Central in which is specified or to which is attached the following:
   (i) Full name, national identity document (DNI) number, email and telephone of the legal representative.
   (ii) Number of the registry entry of the Coopac or Central and date of inscription in the Public Registry.
   (iii) The name of the Coopac or Central.
   The name of the Coopac or Central must not induce thinking that its activity comprises operations that can only be carried out with authorization of the Superintendency and/or under its supervision, or that correspond to the various types of entities that comprise the financial system.
   (iv) RUC number of the Coopac or Central.
   (v) Type of organization: Coopac or Central
   (vi) Domicile, telephone and email of the Coopac or Central.
   (vii) Full name, national identity document (DNI) number, position, date of election in Assembly and election period, of the directors of the Coopac or Central.
   (viii) Full name and national identity document (DNI) number of the general manager of the Coopac or Central.
   (ix) Sworn declaration signed by the legal representative of the Coopac or Central, in the name of the Coopac or Central, in which it is stated that the directors and general manager of the Coopac or Central are not included in impediments provided for in article 6 of this Regulation.

2 Paragraph substituted by SBS Resolution N° 2157-2020 of 04/09/2020 3 Article substituted by SBS Resolution N° 2157-2020 of 04/09/2020

Los Laureles Nº 214 - Lima 27 - Peru Tel.: (511) 6309000 Fax: (511) 6309239 (x) Sworn declaration signed by each one of the directors and general manager of the Coopac or Central, of not being included in impediments provided for in article 6 of this Regulation. Likewise, sworn declaration signed by each one of the directors that they know the cooperative principles and the regulations applicable to the Coopac. (xi) Sworn declaration signed by the general manager that he meets the technical suitability requirements that qualify him to perform the position, that he knows the cooperative principles and the regulations applicable to the Coopac. The technical suitability requirements that are referred to, at a minimum, to studies and/or experience, must keep concordance with the level of the Coopac according to the modular scheme established in paragraph 2 of the Twenty-Fourth Final and Complementary Provision of the General Law. (xii) Total number of Members of the Coopac or Central; and list of members and contributions, according to the Register of Members and in accordance with Annex N°1. (xiii) Sworn declaration on the origin of the contributions (ordinary, extraordinary or other type) by each member, in accordance with Annex N°2. Likewise, sworn declaration signed by the legal representative of the Coopac or Central that the real estate assets contributed as capital comply with what is established in paragraph 27.2 of article 27 of the General Regulation of the Coopac. (xiv) Simple copy of the lease contract or title of property of the main office, in the name of the Coopac or Central. In case the asset and the title are inscribed in the Public Registries, it suffices to inform the number of the registry entry of the real estate. (xv) Sworn declaration that during the process of inscription in the Coopac Registry they are not carrying out operations contemplated in the Coopac Law. (xvi) Report prepared and signed by the Accountant and the General Manager of the Coopac or Central and two (2) members of the Board of Directors that the Coopac or Central has technological support that allows at a minimum to issue reports of accounting and operations information, according to the modular level of the Coopac or the Central. (xvii) Simple or certified copy of the Opening Folio of Minute Books of the Boards of Directors, Supervision and Electoral Committee and of the Minute Book of the General Assembly. (xviii) Statement of Financial Position duly signed by the Accountant and the General Manager of the Coopac or Central and two (2) members of the current Board of Directors updated to the date of sending of the registration request, in accordance with the forms of the Accounting Manual applicable to the Coopac or Central. (xix) Report of the detail of economic resources (amounts, accounts where the resources are deposited in the name of the Coopac or Central, conditions of the accounts, among others) with which the Coopac or Central counts for the
management of its operations. (xx) Total number of Offices of the Coopac or Central, with their respective addresses. If the Coopac to be inscribed has been constituted as of the entry into force of the Coopac Law, it cannot count at the date of its inscription with branches nor offices outside the region where its main office is located. (xxi) Asset Balance, Liability Balance and Equity Balance of the Coopac or Central. The Information required in incisions xii), xx) and xxi) must have a maximum age of twenty (20) business days regarding the date of its presentation, which is subject to verification by the Superintendency. The Superintendency proceeds to carry out a verification of the existence and validity of the aforementioned information in the main office of the Coopac or the applicant Central.

Los Laureles Nº 214 - Lima 27 - Peru Tel.: (511) 6309000 Fax: (511) 6309239
2. Declaration signed by the legal representative in which it is stated that the Coopac or Central and its members, directors and general manager, will comply and subject themselves to the provisions issued by the Superintendency, and that, in such sense, the directors, managers, main officials and workers can be liable for the imposition of sanctions, in accordance with what is indicated in paragraph 6.3. of the Coopac Law.
5.2 The procedure of inscription in the Coopac Registry can be initiated through the virtual channel that the Superintendency establishes. The Superintendency makes available to all interested parties, through the virtual channel the forms and fields that must be filled by the legal representative of the Coopac or Central, as well as the user guides. As long as it is not possible to present the documents required in paragraph 5.1 by electronic means, the Coopac or Central must present them in physical means to the Superintendency.
5.3 The legal representative must grant express authorization for the use of email for purposes of notifications and exchange of information by electronic means.
5.4 In case of inscription procedure by physical means, the Coopac or Central presents to the Superintendency its inscription request and the requirements specified in paragraph 5.1.
5.5 The Coopac or Centrals must have their social statute approved by this Superintendency, before requesting their inscription in the Public Registries and in the Coopac Registry.
5.6 Under no motive proceeds the registration of a Coopac or Central that is in grounds for intervention or dissolution established in the Regulation of Special Regimes and of the Liquidation of Savings and Credit Cooperatives not authorized to capture resources from the public.
Article 6. Impediments applicable to directors and managers of the Coopac or Central
6.1 In accordance with what is established in paragraph 5.1 of article 5 of this Regulation, the legal representative of the Coopac or Central must include in the request a sworn declaration in which it is stated that the directors and general manager of the Coopac or Central are not included in the following impediments, established in article 20 of the General Law and in paragraph 3 of article 33 of the LGC:

1. Those convicted for crimes of illicit drug trafficking, money laundering, terrorism financing, terrorism, attack against national security and treason to the homeland, against property and other intentional crimes, even if they had been rehabilitated.
2. Those who, by reason of their functions, are prohibited from exercising commerce, in accordance with current legal regulations.
3. Those who are in insolvency process and the bankrupts.
4. The majority shareholders (direct or through third parties) of a legal person that is in insolvency process or bankruptcy.
5. The members of the Legislative Power and of the government bodies of local and regional governments. This impediment is not applicable treating itself of closed Coopac formed only by members of the Legislative Power and of the government bodies of local and regional governments.
6. The directors, workers and advisors of the public organisms, that regulate, supervise or audit the activity of Coopac or Centrals; as well as the workers of the cooperative organisms that give technical collaboration to the supervision of the activity of Coopac or Centrals.

Los Laureles Nº 214 - Lima 27 - Peru Tel.: (511) 6309000 Fax: (511) 6309239 This impediment is not applicable treating itself of closed Coopac formed only by directors, directors, workers and advisors of the public organisms or of the cooperative organisms that regulate, supervise, give technical collaboration or audit the activity of Coopac or Centrals.
7. Treating itself of Coopac, the directors and workers of other Coopac; and treating itself of Centrals, the directors and workers of other Centrals.
8. Those who register protests of documents in the last five (5) years, not clarified to the satisfaction of the Superintendency.
9. The natural or legal persons to whom their operation authorization has been canceled, or their inscription in any registry required to operate, or carry out public offer of securities, for legal infringement in Peru or abroad.
10. The majority shareholders (direct or through third parties), of a legal person to whom their operation authorization has been canceled or their inscription in any registry required to operate, or carry out public offer of securities, for legal infringement in Peru or abroad.
11. Those who in the last ten (10) years have been majority shareholders (directly or through third parties), directors, managers or main officials of companies of the financial system, of insurance and AFP that have been intervened by the Superintendency. It is not considered for these effects the participation of a person for a term less than one (1) year, accumulated within the term of the ten (10) years.
12. Those who in the last ten (10) years have been directors, managers or main officials of Coopac or Centrals that have been intervened or declared in dissolution and liquidation process. It is not considered for these effects the participation of a person for a term less than one (1) year, accumulated within the term of the ten (10) years.
13. Those who, as directors, directors or managers of a legal person, in the last ten (10) years, have resulted administratively responsible for acts that have deserved sanction.
14. Those who incur in personal, professional or commercial behaviors that can put at risk the stability of the Coopac or Central or the security of its member depositors.
15. Those who participate in actions, negotiations or legal acts of any class, that contravene the laws or the sound financial or commercial practices established in Peru or abroad.
16. Those who have been disqualified for the exercise of positions or public offices either by a penal or administrative infringement.
17. The incapacitated.
18. Those who have pending lawsuit with the cooperative, for actions that they exercise against this.
19. Those who were members (direct or through third parties), members of the administrative or directive body or of the supervisory council, legal representatives or attorneys of other legal persons that have opposing interests to those of the Coopac or Central, or that personally are found in analogous situation before this.
6.2 Likewise, those who have kinship up to the fourth degree of consanguinity and second of affinity between themselves, nor the spouses nor those who have de facto unions between themselves cannot be directors in the same period, and those who have the same kinship relationship before referred or are spouses or have a de facto union with some worker of the Coopac or Central cannot be directors. The aforementioned applies to the elections of directors as of the entry into force of the Coopac Law, in accordance with what is established in the Eighth Final Complementary Provision of the referred Law.

Los Laureles Nº 214 - Lima 27 - Peru Tel.: (511) 6309000 Fax: (511) 6309239
6.3 Considering that compliance with the requirements of moral suitability, technical suitability and not being subject to the impediments contemplated in article 6 of this Regulation, must be permanent, the inscription in the Coopac Registry does not affect the faculty to carry out subsequent verifications by the Superintendence, as part of its supervisory labor, to:
 Evaluate the moral suitability of the directors of the Board of Directors, Supervisory Board, Education Committee, Electoral Committee, managers and principal officers of the Coopac or of the Central;  Evaluate the technical suitability of the managers and principal officers of the Coopac or of the Central; and  Evaluate that the directors of the Board of Directors, Supervisory Board, Education Committee, Electoral Committee, managers and principal officers of the Coopac or of the Central, are not subject to the impediments contemplated in article 6 of this Regulation.
Article 7. Procedure for inscription in the Coopac Registry 4
7.1 The Superintendence accepts or denies the inscription in the Coopac Registry. The result is notified to the requesting Coopac or Central, within the thirty (30) business days following the in situ verification of compliance with the requirements presented by the requesting Coopac or Central, or of the lifting of the observations made to it. Coordination communications between the Superintendence and the applicant may be made by email to the email address that had been consigned in the inscription request file, provided that the requesting Coopac or Central has manifested its authorization to use said means of notification, according to law. In case of requiring the change of email, the legal representative of the Coopac must send a request for the change, according to Annex N° 3.
7.2 In case at the time of presentation of the request, the information or documentation is incomplete, the requesting Coopac or Central must rectify the delivery of the missing information or documentation within a maximum period of two (2) business days. If the rectification does not occur within the aforementioned period, the Superintendence considers the file as not presented. In case the requesting Coopac or Central wishes to request its inscription again, it must initiate the inscription procedure in the Coopac Registry again.
7.3 Those Coopacs or Centrals that are not under the assumption of the Unique Transitional Complementary Disposition of this Regulation, may initiate the inscription procedure in the Coopac Registry again, if it corresponds for having considered the file as not presented in application of paragraph 7.2. of this article, provided that they are within the period of twenty (20) business days, counted from the day following its inscription in Public Registries, indicated in numeral 9.2 of the Twenty-Fourth Final and Complementary Disposition of the General Law.
7.4 The information indicated in numeral 5.1 of this regulation or another that the Superintendence requires is verified in the main office declared by the Coopac or Central, which must be available to the Superintendence, under warning of denying the inscription.
7.5 In case the Superintendence, after effecting the review of the file, determines that the

4 Article substituted by SBS Resolution N° 2157-2020 of 04/09/2020

Los Laureles Nº 214 - Lima 27 - Peru Tel.: (511) 6309000 Fax: (511) 6309239 documentation presented does not adjust to what is required, preventing the continuation of the procedure, which by its nature could not be noticed at the time of its presentation, as well as if an action by the administered party were necessary to continue with the procedure, the administered party is summoned immediately so that it carries out the corresponding rectification within the period granted for such effect. If the applicant does not comply with the rectification, the requesting Coopac or Central is communicated the denial of its inscription in the Coopac Registry, archiving the file, if no resource had been presented. The requesting Coopac or Central may request its inscription again, for which it must initiate the inscription procedure in the Coopac Registry again, provided that the conditions indicated in paragraph 7.3 of this article are met.
7.6 The inscription in the Coopac Registry only implies compliance with the entry requirements to the Registry established in this Regulation.
7.7 As long as the inscription process in the Coopac Registry lasts, the requesting Coopacs or Centrals may not carry out any operation authorized by the Coopac Law, under warning of denying the inscription and without prejudice to the administrative actions that the Law empowers.
CHAPTER III
EXCLUSION AND PUBLICITY OF THE COOPAC REGISTRY
Article 8. Exclusion from the Coopac Registry
8.1 The Coopacs or Centrals are excluded from the Coopac Registry in the following cases:

1. In the case of a Coopac constituted from the entry into force of the Coopac Law, if it captures deposits without being inscribed in the Cooperative Deposit Insurance Fund within the period established in the corresponding regulation.
2. In the case of a Coopac that captures deposits from its partners, constituted before the entry into force of the Coopac Law, when it has not managed to inscribe in the Cooperative Deposit Insurance Fund and does not have the approval of the deposit return plan for cause attributable to the Coopac.
3. In the case of a Coopac that captures deposits from its partners, constituted before the entry into force of the Coopac Law, when it has not managed to inscribe in the Cooperative Deposit Insurance Fund and the deposit return plan approved by the Superintendence is not complied with.
4. Coopacs or Centrals sanctioned with exclusion from the Registry.
5. For change of cooperative type or central type.
6. Not lifting the causes that gave rise to the declaration of the intervention regime by the Superintendence during the first thirty (30) calendar days.
7. Dissolution of the Coopac or Central, in the cases established by the Coopac Law and the regulations issued by the Superintendence. In the case of the cause of inactivity provided for in numeral 5-A.6 of the Twenty-Fourth Final and Complementary Disposition of the General Law, this is understood when any of the following conditions are accredited in the Coopacs or Central:
   i) it does not comply with sending its financial statements according to the Accounting Manual approved by SBS Resolution N° 577-2019 and its modificatories: in the case of those that send by quarterly periods when they fail for two (2) consecutive periods within a period of one (1) year or four (4) alternating periods within a period of two (2) years; and in the case of those

Los Laureles Nº 214 - Lima 27 - Peru Tel.: (511) 6309000 Fax: (511) 6309239 that send by monthly periods when they fail for six (6) consecutive periods within a period of one (1) year or twelve (12) alternating periods within a period of two (2) years; ii) it closes its main office without giving account to the Superintendence for a period of fifteen (15) continuous calendar days, or thirty (30) discontinuous calendar days within a period of one (1) year; and iii) it closes its offices and branches without knowledge or authorization of the Superintendence for a period of fifteen (15) continuous calendar days, or thirty (30) discontinuous calendar days within a period of one (1) year. 5
8.2 In the cases contemplated in numerals 1 to 5 the coverage of the Cooperative Deposit Insurance Fund does not apply. Nor in the case of voluntary dissolution of a Coopac.
Article 9. Publication of information of the Coopac Registry 6
The Superintendence publishes, on its website, the list of the Coopacs that are already inscribed and the level to which they have been assigned.
FINAL COMPLEMENTARY DISPOSITION 7
UNIQUE TRANSITIONAL COMPLEMENTARY DISPOSITION 8 UNIQUE.- The Coopacs that are in the process of dissolution and liquidation in process before the Judicial Power without any judgment, must previously subject themselves to what is established in the Sixth Transitional Complementary Disposition of the Coopac Law, and in the Procedure applicable to the Savings and Credit Cooperatives not authorized to capture resources from the public that as of January 1, 2019 are with request, presented by the Superintendence, of dissolution and liquidation in process before the Judicial Power without a judgment having been issued approved by SBS Resolution N° 034-2019. In this assumption the period of ninety (90) calendar days referred to in the Second Transitional Complementary Disposition of the Coopac Law does not apply. According to what is established in article 8 of the procedure mentioned above, in case the Superintendence has verified the lifting of the cause or causes that determined the request for dissolution and liquidation presented before the Judicial Power, the Coopac has a period of thirty (30) business days, from the communication made to it by the Superintendence, to present its request for inscription to the Coopac Registry. For this the Coopacs referred to in the previous paragraph must take into account what is established in article 5 of this Regulation and comply with the requirements referred to in incises i) to xiv), and xvi) to xxi) of numeral 1 and numeral 2 of paragraph 5.1 of article 5 of this Regulation. Likewise, they must present Credit Balance, Deposit Balance and Amount of provisions constituted for credit portfolio of the Coopac. The Information required of incises xii), xx) and xxi) of numeral 1 of paragraph 5.1 of article 5 of this Regulation and the information on credits, deposits and provisions mentioned above,

5 Numeral substituted by SBS Resolution N° 2157-2020 of 04/09/2020 6 Article substituted by SBS Resolution N° 2157-2020 of 04/09/2020 7 Final Complementary Disposition rendered without effect by SBS Resolution N° 2157-2020 of 04/09/2020 8 Transitional Complementary Disposition substituted by SBS Resolution N° 2157-2020 of 04/09/2020

Los Laureles Nº 214 - Lima 27 - Peru Tel.: (511) 6309000 Fax: (511) 6309239 must have a maximum age of two (2) months regarding the date of its presentation, which is subject to verification by the Superintendence.
During the inscription process in the Coopac Registry, the Coopacs referred to in this disposition may continue operating, for the operations that do not require authorization, taking into account what is established in the Third Transitional Complementary Disposition of the Coopac Law and in the General Regulation of the Coopacs. Second Article.- Incorporate procedure N° 178 "Inscription in the National Registry of Savings and Credit Cooperatives not authorized to capture resources from the public and of the Centrals" in the Single Text of Administrative Procedures of the Superintendence of Banking, Insurance and Private Pension Fund Administrators, approved by Resolution N° 1678-2018, whose text is annexed to this resolution and is published on the institutional portal (www.sbs.gob.pe). Third Article.- This Resolution enters into force on January 1, 2019. Record, communicate and publish. SOCORRO HEYSEN ZEGARRA Superintendent of Banking, Insurance and Private Pension Fund Administrators

Los Laureles Nº 214 - Lima 27 - Peru Tel.: (511) 6309000 Fax: (511) 6309239
Annex N° 1
List of Partners and Contributions

N°	Names and Surnames	DNI or RUC	Domicile Address	Occupation	Telephone and/or email	Workplace	Contribution Amount	% contribution to Initial Capital	Position as Director (*)
(*) Name of the position at the time of creation.

Los Laureles Nº 214 - Lima 27 - Peru Tel.: (511) 6309000 Fax: (511) 6309239
Annex N° 2
Declaration of Origin of Contributions ()
I________________________________________, identified with DNI N° , and N° of partner registration_ of the Savings and Credit Cooperative not authorized to capture resources from the public , declare that the contribution (ordinary, extraordinary, other type of contribution) amounting to the sum of S/.____ comes from____________________________________________. In case of failing the veracity of what is declared, I submit to the administrative, civil or criminal responsibilities, that correspond. Sincerely, Signature __________________________ FULL NAME DNI NUMBER () Refers to partners' contributions, ordinary, extraordinary and other type of contribution.

Los Laureles Nº 214 - Lima 27 - Peru Tel.: (511) 6309000 Fax: (511) 6309239
Annex N° 3
Declaration of Authorization for use of email
I________________________________________, identified with DNI N° _____________, with the position of _________________ in the Savings and Credit Cooperative not authorized to capture resources from the public ___________________, expressly authorize that, as part of the administrative procedures initiated in the Superintendence of Banking, Insurance and Private Pension Fund Administrators (SBS), I be notified or communicated any decision or requirement through the following email: _____________________________. The previous authorization is based on numeral 20.4 of article 20 of the Single Ordered Text of Law N° 27444 – Law of General Administrative Procedure, approved by Supreme Decree N° 004-2019-JUS. Sincerely, Signature __________________________ FULL NAME DNI NUMBER