2024-10-01
The Autorité des marchés financiers requires all authorized life and health insurers operating in Québec to electronically submit their annual returns, audited financial statements, actuarial reports, and compliance attestations for the fiscal year ending October 31, 2024. Most filings must be completed within sixty days following the fiscal year end via AMF E-Services, with specific deadlines extending to ninety or one hundred eighty days for supplementary documents like the 2025 business plan and audited financial statements. Failure to submit complete or timely filings exposes insurers to monetary administrative penalties, as detailed in the attached appendices that specify exact forms, file formats, and procedural guidelines.