Regulatory Alerts2026-01-01
Decision on Capital Adequacy of Credit Institutions
The Council of the Central Bank of Montenegro issued this Decision to establish the regulatory framework for the capital adequacy of credit institutions. It defines the composition of own funds and eligible liabilities, specifies calculation methods for capital ratios, and sets standards for credit, market, operational, and leverage risks. The document also provides detailed definitions of key financial terms and permits institutions to apply stricter internal capital requirements than those mandated.
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