Appendix No. 1 to the Procedure for Preparation and Submission of Financial Reports of Credit Organizations

V1.001
COVER PAGE Department of Banking Supervision National Bank of Tajikistan Credit Organization Report:
/Date of report submission/ /Date of registration/ Report as of Report: - ten-day; monthly; quarterly; annual; corrected Approval of the report by responsible persons

1. Chairman of the Supervisory Board of the credit organization
   (signature) (Full Name)
2. Member of the Supervisory Board of the credit organization, who
   is a member of the audit committee (signature) (Full Name)
3. Chairman of the Board/Chairman
   (signature) (Full Name)
4. Chief Accountant
   (signature) (Full Name) or Board Member (signature) (Full Name) Position Full Name Signature Responsible employee for preparing reporting:
5. Deputy Chairman/Chairman of the Board
   Appendix No. 1 to the Procedure for Preparation and Submission
   of Financial Reports of Credit Organizations Name of the credit organization By our signatures, we confirm that this reporting and attachments are filled out based on the regulatory legal acts of the National Bank of Tajikistan and all provided data are reliable. /Day, Month, Year/ 31.12.2022
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Composition of the Supervisory Board Full Name Place of Work Position Phone Number Executive Body Full Name Phone Number Full Name Phone Number 1 Risk Management Head 2 Financial Head 3 Chief Accountant 4 Responsible Head for Credit Policy 5 Operational Head 6 Internal Audit Head
Appendix No. 2 to the Procedure for Preparation and Submission
of Financial Reports of Credit Organizations Respective Heads of Structural Divisions Position INFORMATION ON THE COMPOSITION OF THE SUPERVISORY BOARD, EXECUTIVE BODY AND RESPECTIVE HEADS OF STRUCTURAL DIVISIONS OF THE CREDIT ORGANIZATION Report as of 31.12.2022 Position 12012010 2 2023.01.28_BNK.FIN.v0.XXXXmMMYYYYY RUS

Address:
a) name of city/district b) location c) postal code Official communication means:
a) official telephone number b) official fax number c) official email address Authorized capital of the credit organization:
a) declared b) paid
Paid as of the end of December 31:
Ordinary Shares
Nominal Value
Quantity
Total Value
Preferred Shares
Nominal Value
Quantity
Total Value
GENERAL INFORMATION ABOUT THE CREDIT ORGANIZATION
Appendix No. 3 to the Procedure for Preparation and Submission
of Financial Reports of Credit Organizations Name of the auditing company conducting the audit of the credit organization Full name of the accountable credit organization Name for international operations Report as of 31.12.2022
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Name of the credit organization Report as of 31.12.2022
TABLE 01.01. ASSETS
Indicators Total including in foreign currency
01.01.000 Cash and other cash documents 0 0
01.01.005 Gold in bars 0 0
01.01.010 Receivable from the National Bank of Tajikistan 0 0
01.01.015 Correspondent accounts 0 0
01.01.020 Mandatory reserves 0 0
01.01.025 Others 0 0
01.01.030
Receivable from banks and non-bank financial organizations 0 0
01.01.035 Receivable from banks located within
Tajikistan 0 0
01.01.040 Correspondent/current accounts 0 0
01.01.045 Time deposits 0 0
01.01.050 Loans 0 0
01.01.055 Subordinated loans 0 0
01.01.056
Loss coverage fund for receivables from banks, located within Tajikistan 0 0 01.01.060 Receivable from non-bank credit organizations, located within Tajikistan 0 0
01.01.061 Correspondent/current accounts 0 0
01.01.062 Time deposits 0 0
01.01.063 Loans 0 0
01.01.064 Subordinated loans 0 0
01.01.065
Loss coverage fund for receivables from non-bank credit organizations located within Tajikistan 0 0 01.01.070 Receivable from banks located outside Tajikistan 0 0
01.01.075 Correspondent/current accounts 0 0
01.01.080 Time deposits 0 0
01.01.085 Loans 0 0
01.01.090 Subordinated loans 0 0
01.01.091
Loss coverage fund for receivables from banks, located outside the territory of Tajikistan 0 0 01.01.095 Receivable from non-bank credit organizations, located outside Tajikistan 0 0
01.01.096 Correspondent/current accounts 0 0
01.01.097 Time deposits 0 0
01.01.098 Loans 0 0
01.01.099 Subordinated loans 0 0
01.01.100
Loss coverage fund for receivables from non-bank credit organizations located outside Tajikistan 0 0
01.01.105 Purchase and resale of securities based on REPO agreement 0 0
01.01.110 Securities 0 0
01.01.115 National Bank of Tajikistan 0 0
01.01.120 Banks 0 0
01.01.125 Non-bank credit organizations 0 0
01.01.130 State 0 0
01.01.135 Other securities 0 0
Appendix No. 4 to the Procedure for Preparation and Submission
of Financial Reports of Credit Organizations
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01.01.136 Discount on securities 0 0
01.01.140 Loss coverage fund for securities 0 0
01.01.145 Acceptances receivable 0 0
01.01.150 From banks within Tajikistan 0 0
01.01.155 From banks outside Tajikistan 0 0
01.01.160 Loans, financial lease (leasing) and overdraft 0 50
01.01.165 Loans 0 50
01.01.170 State 0 50
01.01.175 Commercial 0 0
01.01.176 Small and medium enterprises 0 0
01.01.180 Agricultural 0 0
01.01.185 Individuals 0 0
01.01.190 Others 0 0
01.01.195 Loss coverage fund for loans - total 0 0
01.01.200 Financial lease 0 0
01.01.205 Loss coverage fund for financial lease - total 0 0
01.01.206 Overdrafts 0 0
01.01.207 State 0 0
01.01.208 Commercial 0 0
01.01.209 Small and medium enterprises 0 0
01.01.211 Agricultural 0 0
01.01.212 Individuals 0 0
01.01.213 Others 0 0
01.01.214.1 Discount on loans, financial lease and overdraft 0 0
01.01.214 Loss coverage fund for overdrafts - total 0 0
01.01.210 Investments 0 0
01.01.215 In the National Bank of Tajikistan 0 0
01.01.220 In banks 0 0
01.01.225 In non-bank credit organizations 0 0
01.01.230 In the state 0 0
01.01.235 Other investments 0 0
01.01.236 Discount on investments 0 0
01.01.240 Loss coverage fund for investments - total 0 0
01.01.245 Fixed assets 0 0
01.01.250 Land and bank building used for banking
operations 0 0
01.01.255 Building under construction 0 0
01.01.260 Building leased to other organizations 0 0
01.01.265 Collateral received for resale 0 0
01.01.266 Loss coverage fund for collateral 0 0
01.01.270 Other fixed and tangible assets 0 0
01.01.275 Intangible assets 0 0
01.01.280 Depreciation and amortization of fixed assets 0 0
01.01.285 Other assets - total 0 44
01.01.290 Debit funds in process of receipt 0 0
01.01.295 Receivable from credit financial organizations 0 0
01.01.296 Money transfers 0 0
01.01.300 Receivable from head office/branch 0 0
01.01.305 Financial instruments 0 0
01.01.306 Revaluation of forward and swap operations 0 44
01.01.310 Foreign currency operations (spot) 0 0
01.01.315 Accrued interest receivable 0 0
01.01.316 Loss coverage fund for accrued interest receivable - total
0 0
01.01.320 Other assets 0 0
01.01.321 Deferred assets for income tax 0 0
01.01.325 Assets - total 0 94
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Name of the credit organization Report as of 31.12.2022
TABLE 01.02. LIABILITIES
Indicators Total including in foreign currency
01.02.000 Payable to the National Bank of Tajikistan 0 0
01.02.005 Payable to banks and non-bank credit organizations 0 0
01.02.010 Payable to banks located within Tajikistan
0 0
01.02.015 Correspondent/current accounts 0 0
01.02.020 Time deposits 0 0
01.02.025 Loans 0 0
01.02.030 Payable to non-bank credit organizations,
located within Tajikistan 0 0
01.02.031 Correspondent/current accounts 0 0
01.02.032 Time deposits 0 0
01.02.033 Loans 0 0
01.02.035 Payable to banks located outside Tajikistan 0 0
01.02.040 Correspondent/current accounts 0 0
01.02.045 Time deposits 0 0
01.02.050 Loans 0 0
01.02.055 Payable to non-bank credit organizations
located outside Tajikistan 0 0
01.02.056 Correspondent/current accounts 0 0
01.02.057 Time deposits 0 0
01.02.058 Loans 0 0
01.02.060 Sale and repurchase of securities based on
REPO agreement 0 0
01.02.065 Acceptances payable 0 0
01.02.070 From banks within Tajikistan 0 0
01.02.075 From banks outside Tajikistan 0 0
01.02.080 Deposits 0 50
01.02.085 Demand deposits 0 50
01.02.090 Savings deposits 0 0
01.02.095 Time deposits 0 0
01.02.100 Deposits of state structures 0 0
01.02.110 Debt securities issued by the credit organization
0 0
01.02.115 Subordinated loans 0 0
01.02.120 Other liabilities - total 0 0
01.02.125 Credit funds in process of payment 0 0
01.02.130 Payable to credit financial organizations 0 0
01.02.131 Money transfers 0 0
01.02.135 Payable to head office/branch 0 0
01.02.140 Financial instruments 0 0
01.02.141 Revaluation of forward and swap operations 0 0
01.02.145 Foreign currency operations (spot) 0 0
01.02.150 Accrued interest payable 0 0
01.02.155 Other liabilities 0 0
01.02.160 General reserve for performing assets 0 0
01.02.165 Liabilities - total 0 50
Appendix No. 5 to the Procedure for Preparation and Submission
of Financial Reports of Credit Organizations
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Name of the credit organization Report as of 31.12.2022
TABLE 01.03. CAPITAL
Indicators Total including in foreign currency
01.03.000 Equity 0 0
01.03.005 Ordinary shares - paid 0 0
01.03.010 Preferred shares - paid 0 0
01.03.035 Capital surplus 0 0
01.03.040 Undistributed profit/loss of previous years 0 0
01.03.045 Profit/loss of previous year 0 0
01.03.050 Profit/loss of current year 0 0
01.03.055 Reserve for future banking operations 0 0
01.03.060 Insurance reserve 0 0
01.03.065 Contingency reserve 0 0
01.03.070 General reserve (reserve from profit) 0 0
01.03.075 Additional capital reserves 0 0
01.03.085 Revaluation reserve of fixed assets 0 0
01.03.090 General reserve for performing assets 0 0
01.03.095 Special reserve for non-performing assets 0 0
01.03.100 Revaluation reserve of securities 0 0
01.03.105 Other capital reserves 0 0
01.03.110 Qualified subordinated loans 0 0
01.03.115 Capital - total 0 0
01.03.120 Capital and liabilities - total 0 50
Appendix No. 6 to the Procedure for Preparation and Submission
of Financial Reports of Credit Organizations
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Name of the credit organization Report as of 31.12.2022
TABLE 01.04. OFF-BALANCE SHEET ACCOUNTS
Indicators Total including in foreign currency
01.04.000 Off-balance sheet assets
01.04.005 Received 0 0
01.04.010 Guarantees 0 0
01.04.015 Letters of credit 0 0
01.04.020 Standby agreement 0 0
01.04.025 Bills of exchange 0 0
01.04.030 Issued 0 0
01.04.035 Guarantees 0 0
01.04.040 Letters of credit 0 0
01.04.045 Standby agreement 0 0
01.04.050 Unused credit lines 0 0
01.04.055 Unused allocated credit lines 0 0
01.04.060 Unused allocated credit card lines 0 0
17.01.390 Unused credit lines accepted from other organizations
0 0
01.04.065 Securities 0 0
01.04.070 Received 0 0
01.04.075 Issued 0 0
01.04.080 Underwriting commitments 0 0
01.04.085 Sold assets with probability of their return 0 0
01.04.090 Collateral provided to the credit organization 0 0
01.04.095 Other off-balance sheet accounts 0 0
01.04.100 Forward operations
01.04.105 Forward purchase of foreign currency 0 0
01.04.106 Forward sale of foreign currency 0 0
01.04.110 Forward purchase of national currency 0 0
01.04.111 Forward sale of national currency 0 0
01.04.115 Swap operations
01.04.120 Purchase of foreign currency on swap terms 0 0
01.04.121 Sale of foreign currency on swap terms 0 0
01.04.125 Purchase of national currency on swap terms 0 0
01.04.126 Sale of national currency on swap terms 0 0
01.04.130 Interest rate swap operations
01.04.135 Incoming interest rate swap 0 0
01.04.140 Payable interest rate swap 0 0
01.04.141 Revaluation of claims on forward and swap operations without considering
revaluation of liabilities (without netting) 0 0
01.04.142 Revaluation of liabilities on forward and swap operations without considering
revaluation of claims (without netting) 0 0
01.04.145 Declared unpaid authorized capital - preferred shares 0 0
01.04.150 Declared unpaid authorized capital - ordinary shares 0 0
Appendix No. 7 to the Procedure for Preparation and Submission
of Financial Reports of Credit Organizations
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Name of the credit organization Report as of 31.12.2022
TABLE 02.01. INCOME STATEMENT
Indicators Total
02.01.000 Interest income 0
02.01.005 National Bank of Tajikistan 0
02.01.010 Banks 0
02.01.011 Non-bank credit organizations 0
02.01.015 Interest income and dividends from securities for trading 0
02.01.020 Interest income and dividends from securities for sale 0
02.01.025 Interest income and dividends from securities held to maturity 0
02.01.030 Loans 0
02.01.035 State 0
02.01.040 Commercial 0
02.01.041 Small and medium enterprises 0
02.01.045 Agricultural 0
02.01.050 Individuals 0
02.01.055 Other loans 0
02.01.060 Financial lease (leasing) 0
02.01.061 Overdraft 0
02.01.065 Interest income from REPO operations 0
02.01.070 Other interest income 0
02.01.075 Interest expenses 0
02.01.080 National Bank of Tajikistan 0
02.01.085 Banks 0
02.01.086 Non-bank credit organizations 0
02.01.090 Securities issued by the credit organization 0
02.01.095 Deposits 0
02.01.100 Demand deposits 0
02.01.105 Savings 0
02.01.110 Time 0
02.01.115 Subordinated loan 0
02.01.120 Interest expense on REPO operations 0
02.01.125 Other interest expenses 0
02.01.130 Net interest income 0
02.01.135 Fee income/expenses and banking services
02.01.140 Income from credit services 0
02.01.145 Fee income from banking services 0
02.01.155 Expenses for credit services 0
02.01.165 Other expenses/charges 0
02.01.170 Net result 0
02.01.175 Securities and investments
02.01.180 Realized income from securities and investment operations 0
02.01.181
Unrealized income from revaluation of securities and investments
02.01.185 Realized expenses from securities and investment operations
Appendix No. 9 to the Procedure for Preparation and Submission
of Financial Reports of Credit Organizations
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02.01.186 Unrealized expenses from revaluation of securities and investments
02.01.190 Net result 0
02.01.195 Foreign currency operations
02.01.200 Realized income from foreign currency operations 0
02.01.201 Unrealized income from revaluation of foreign currency 0
02.01.205 Realized expenses from foreign currency operations 0
02.01.206 Unrealized expenses from revaluation of foreign currency 0
02.01.210 Net result 0
02.01.215 Off-balance sheet operations
02.01.220 Income from off-balance sheet operations 0
02.01.225 Expenses from off-balance sheet operations 0
02.01.230 Net result 0
02.01.235 Other income 0
02.01.240 Precious metals and stones 0
02.01.245 Rent 0
02.01.250 Income from trust operations 0
02.01.255 Sale of fixed assets 0
02.01.260 Sale of received collateral 0
02.01.265 Income from winning court cases 0
02.01.270 Charity 0
02.01.275 Correcting entries of previous years 0
02.01.278 Income from recovery of written-off assets 0
02.01.280 Others 0
02.01.285 Other expenses 0
02.01.290 Precious metals and stones 0
02.01.295 Rent 0
02.01.300 Income from trust operations 0
02.01.305 Sale of fixed assets 0
02.01.310 Sale of received collateral 0
02.01.315 Fines for losing court cases 0
02.01.320 Charity 0
02.01.325 Correcting entries of previous years 0
02.01.116 Discount expenses 0
02.01.330 Others 0
02.01.335 Net result 0
02.01.340 Operating expenses 0
02.01.345 Wages and other employee costs 0
02.01.350 Wages and additional bonuses 0
02.01.355 Other compensation and subsidies 0
02.01.360 Payments to social fund 0
02.01.365 Travel expenses 0
02.01.370 Communication 0
02.01.375 Payment for external audit services 0
02.01.380 Payment for consulting services 0
02.01.385 Fines and penalties 0
02.01.390 National Bank of Tajikistan 0
02.01.395 Others 0
02.01.400 Repair, rent and equipment expenses 0
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02.01.403 Repair and technical inspection expenses 0
02.01.405 Rent expenses 0
02.01.410 Utility expenses 0
02.01.415 Fuel expenses 0
02.01.420 Depreciation and wear expenses 0
02.01.425 Tax expenses and insurance 0
02.01.430 Other operating and administrative expenses 0
02.01.435 Expenses for forming Loss Coverage Fund (LCF)
02.01.440 Special fund for loans 0
02.01.445 Special fund for financial lease 0
02.01.446 Special fund for overdraft 0
02.01.450 Special fund for securities 0
02.01.455 Special fund for investments 0
02.01.460 Special fund for precious metals and stones 0
02.01.465 Special fund for other assets 0
02.01.466 General fund for performing assets 0
02.01.470 Reduction of LCF due to recovery of asset value 0
02.01.475 Special fund for loans 0
02.01.480 Special fund for financial lease 0
02.01.481 Special fund for overdraft 0
02.01.485 Special fund for securities 0
02.01.490 Special fund for investments 0
02.01.495 Special fund for precious metals and stones 0
02.01.500 Special fund for other assets 0
02.01.501 General fund for performing assets 0
02.01.505 Income before tax 0
02.01.510 Tax 0
02.01.515 Net income before extraordinary items 0
02.01.520 Extraordinary income/expenses 0
02.01.525 Net profit 0
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Name of the credit organization Report as of 31.12.2022
TABLE 01.05. BREAKDOWN OF OTHER ASSETS AND LIABILITIES
Indicators Total including in foreign currency
01.05.000 Other assets - total 0 0
01.05.005 Prepaid expenses 0 0
01.05.010 Prepayment 0 0
01.05.015 Dividends receivable 0 0
01.05.020 Precious metals, stones and valuable coins 0 0
01.05.025 Loss coverage fund for line 01.05.020
01.05.030 Suspense accounts 0 0
01.05.035 Cash shortage 0 0
01.05.031 Loss coverage fund for line 01.05.035 0 0
01.05.040 Tax advance surplus 0 0
01.05.045 Accounts receivable 0 0
01.05.046 Loss coverage fund for line 01.05.045 0 0
01.05.047 Frozen assets 0 0
01.05.048 Loss coverage fund for line 01.05.047 0 0
01.05.050 Assets in closed and liquidating organizations 0 0
01.05.055 Loss coverage fund for line 01.05.050
01.05.056 Petty cash, returned checks and
other cash documents 0 0
01.05.060 Books, unused office supplies and other
accessories 0 0
01.05.065 Other assets 0 0
01.05.070 Other liabilities - total 0 0
01.05.075 Received unearned income 0 0
01.05.085 Dividends payable 0 0
01.05.090 Suspense accounts 0 0
01.05.095 Cash and other value surplus 0 0
01.05.100 Payments to pension fund and employee income tax
0 0
01.05.105 Inactive accounts 0 0
01.05.110 Income tax payable 0 0
01.05.115 Payable to the Government of Tajikistan 0 0
01.05.120 Pension payable 0 0
01.05.125 Deferred tax liabilities 0 0
01.05.130 Other liabilities 0 0
Appendix No. 8 to the Procedure for Preparation and Submission
of Financial Reports of Credit Organizations
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v01
Name of the credit organization Report as of 31.12.2022
TABLE 03.01. CHANGES IN CAPITAL
Change
Balance sheet capital - total Equity and excess capital Undistributed profit/loss of previous years Profit or loss of previous year Profit or loss of current year General reserve (reserve from profit) Other reserves of main capital General reserve for performing assets Special reserve for non-performing assets Revaluation reserve of fixed assets and securities Other capital reserves Qualified subordinated loans 1 2 3 4 5 6 7 8 9 10 11 12 13
03.01.000 Capital at the end of last year - total 0
03.01.005 Changes related to taxation 0
03.01.010 Other changes in capital not accounted for
at the end of last year 0
03.01.015 Corrected capital at the end of last year 0
03.01.020 Paid value of preferred/ordinary shares
in current year 0
03.01.025 Paid capital above nominal value in current
year
03.01.030 Shares repurchased in current year 0
03.01.031 Other changes in equity and excess capital 0
03.01.035 Profit or loss of previous year 0
03.01.040 Changes in reserves and undistributed profit/loss
of previous year in current year (net) 0
03.01.045 Reserve for future banking operations 0
03.01.050 Insurance reserve 0
03.01.055 Contingency reserve 0
03.01.060 General reserve (reserve from profit) 0
03.01.065 General reserve for performing assets 0
03.01.070 Special reserve for non-performing assets 0
03.01.075 Other capital reserves 0
03.01.080 Declared dividends on ordinary shares 0
03.01.085 Declared dividends on preferred shares 0
03.01.090 Undistributed profit/loss of previous years 0
03.01.095 Revaluation reserve of fixed assets 0
03.01.100 Revaluation reserve of securities 0
03.01.105 Profit/loss of current year 0
03.01.110 Qualified subordinated loans 0
03.01.111 including in foreign currency 0
03.01.115 Other changes in capital 0
03.01.120 Capital at the end of reporting period - total 0
Appendix No. 10 to the Procedure for Preparation and Submission
of Financial Reports of Credit Organizations
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Name of the credit organization Report as of 31.12.2022
TABLE 04.01. SECURITIES AND INVESTMENTS
Indicators Total including in foreign currency
04.01.000 Securities and investments - total 0 0
04.01.005 Securities for trading - total 0 0
04.01.010 Debt securities 0 0
04.01.015 Deposit certificates of the National Bank of Tajikistan 0 0
04.01.020 State treasury bills of Tajikistan 0 0
04.01.025 Bonds of the Government of Tajikistan 0 0
04.01.030 Debt securities of state enterprises 0 0
04.01.035 Debt securities issued by local authorities 0 0
04.01.040 Debt securities issued by CIS member countries 0 0
04.01.045 Debt securities issued by OECD member countries 0 0
04.01.050 Debt securities issued by other states 0 0
04.01.055 Debt securities issued by enterprises located within
Ta