Regulatory Alerts2025-12-24 | Resolução CMN 5278CMN Resolution No. 5,278 — Amends Resolution No. 4,790 Regarding Authorization and Cancellation of Debit Authorizations for Deposit and Salary Accounts
The Central Bank of Brazil, via the National Monetary Council, amended Resolution No. 4,790 to mandate that depository institutions and recipients align existing and new debit authorization contracts with updated regulatory requirements. Institutions must implement these contractual adjustments and necessary compliance measures by January 1, 2026, with a specific extension to January 1, 2027, for contracts related to tax payments, public service agreements, and health plans. This resolution entered into force on the date of its publication, establishing a clear timeline for regulatory adherence in financial debit authorizations.
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