Rule · OJK · 27 Jul 2021 · 18/SEOJK.03/2021
BPRs must submit the BPR Monthly Report via the Financial Services Authority Reporting System, including per-office data, using .txt and .pdf formats. They must report all forms in full Rupiah, use unique alphanumeric CIF and credit group codes without reuse, and ensure collateral numbers match SLIK. Corrections require specific procedures, while balances for placements and deposits cannot be offset. The document amends Circular 8/SEOJK.03/2019.
To:
Board of Directors of Rural Banks at your place.
COPY
FINANCIAL SERVICES AUTHORITY CIRCULAR
REPUBLIC OF INDONESIA
NUMBER 18 /SEOJK.03/2021
CONCERNING
AMENDMENT TO FINANCIAL SERVICES AUTHORITY CIRCULAR NUMBER 8/SEOJK.03/2019 CONCERNING MONTHLY REPORTS OF RURAL BANKS
To increase the efficiency and effectiveness of the reporting mechanism in the institutional licensing process of Rural Banks, hereinafter abbreviated as BPR, in connection with the establishment of Financial Services Authority Regulation Number 62/POJK.03/2020 concerning Rural Banks, BPRs submit reports on changes in management and office networks online through the Financial Services Authority Reporting System.
In light of this and alignment with Financial Services Authority Circular Number 3/SEOJK.03/2021 concerning Reporting and Information Requests for Debtors Through the Financial Information Services System, as well as other changes, it is necessary to make several amendments to Financial Services Authority Circular Number 8/SEOJK.03/2019 concerning Monthly Reports of Rural Banks as follows:
1. The provisions of clause II are amended to read as follows:
1. The format and procedures for compiling the BPR Monthly Report refer to the Guidelines for Compiling BPR Monthly Reports as referred to in the Appendix which is an inseparable part of this Financial Services Authority Circular.
a. Form 00.00 – Basic BPR Information, Form 00.02 – Data of BPR Board of Directors Members and Board of Commissioners Members, Form 00.03 – Data of BPR Executive Bodies, Form 00.04 – Data of BPR Offices, Form 06.00 – List of Loans Given, Form 09.00 – Details of Other Assets, and Appendix 06 List of Financial Services Authority Work Area Codes shall apply starting from the September 2021 position report.
b. Form 00.09 – Data of BPR Board of Directors Members and Board of Commissioners Members Who Have Ceased to Hold Office, Form 00.10 – Data of BPR Executive Bodies Who Have Ceased to Hold Office, Form 00.11 – Data of BPR Cash Offices and Cash Service Activities, Form 00.12 – Data of Office Closures and Cash Service Activities, Form 00.13 – Supporting Documents shall apply starting from the September 2021 position report.
c. Appendix 03 List of Regency or City Codes, Appendix 04 List of Foreign Currency Codes, and Appendix 05 List of Economic Sector Codes shall apply starting from the January 2022 position report.
d. In addition to the forms and appendices referred to in letters a, b, and c, these shall apply from the date of establishment.
2. In the event of corrections to the BPR Monthly Report for positions prior to the submission of the report as referred to in number 1, which are made after the submission of the position report as referred to in number 1, the correction shall be made by referring to the format and procedures as referred to in the Appendix which is an inseparable part of this Financial Services Authority Circular.
3. The operational procedures for the application for compiling and submitting the BPR Monthly Report are carried out in accordance with the Technical Instructions for the BPR Monthly Report Application on the website of the Financial Services Authority Reporting System.
2. The Appendix to Financial Services Authority Circular Number 8/SEOJK.03/2019 concerning Monthly Reports of Rural Banks is amended to become the Appendix which is an inseparable part of this Financial Services Authority Circular.
3. In the event that adjustments and additions to Forms and/or Appendices as referred to in number 1 letters a, b, and/or c in the Financial Services Authority reporting system are not yet available, BPRs shall still:
1. submit the BPR Monthly Report through the Financial Services Authority reporting system in accordance with Financial Services Authority Circular Number 8/SEOJK.03/2019 concerning Monthly Reports of Rural Banks;
2. submit reports as referred to in Article 68 paragraph (4), Article 69 paragraph (3), Article 70 paragraph (1), Article 70 paragraph (2), Article 70 paragraph (3), Article 72 paragraph (1), Article 73 paragraph (2), Article 74 paragraph (1), Article 86 paragraph (2), Article 89 paragraph (2), Article 92 paragraph (2), Article 94, Article 100 paragraph (2), Article 101 paragraph (3), Article 102 paragraph (2), Article 110 paragraph (3), Article 113 paragraph (3), Article 118 paragraph (4), and Article 119 paragraph (3) offline in accordance with Financial Services Authority Regulations concerning rural banks.
This copy is in accordance with the original
Legal Director 1
Legal Department signed
Mufli Asmawidjaja
Established in Jakarta on 27 July 2021
EXECUTIVE HEAD OF BANKING SUPERVISOR
FINANCIAL SERVICES AUTHORITY
REPUBLIC OF INDONESIA, signed
HERU KRISTIYANA
APPENDIX
FINANCIAL SERVICES AUTHORITY CIRCULAR
REPUBLIC OF INDONESIA
NUMBER 18 /SEOJK.03/2021
CONCERNING
AMENDMENT TO FINANCIAL SERVICES AUTHORITY CIRCULAR NUMBER 8/SEOJK.03/2019 CONCERNING MONTHLY REPORTS OF RURAL BANKS
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TABLE OF CONTENTS
CHAPTER I GENERAL EXPLANATION ...... - 1 -
CHAPTER II GENERAL EXPLANATION OF COLUMNS IN LIST FORMS AND
DETAIL FORMS...... - 5 -
CHAPTER III EXPLANATION OF BPR MONTHLY REPORT FORMS...... - 13 -
FORM 00.00 – 1 BASIC BPR INFORMATION ...... - 13 - FORM 00.00 – 2 EXPLANATION OF BASIC BPR INFORMATION ...... - 14 - FORM 00.01 – 1 BPR OWNERSHIP DATA ...... - 17 - FORM 00.01 – 2 BPR OWNERSHIP DATA CODES ...... - 18 - FORM 00.01 – 3 EXPLANATION OF BPR OWNERSHIP DATA ...... - 19 - FORM 00.02 – 1 DATA OF BPR BOARD OF DIRECTORS MEMBERS AND BOARD OF COMMISSIONERS MEMBERS...... - 21 - FORM 00.02 – 2 CODES FOR DATA OF BPR BOARD OF DIRECTORS MEMBERS AND BOARD OF COMMISSIONERS MEMBERS ...... - 24 - FORM 00.02 – 3 EXPLANATION OF DATA OF BPR BOARD OF DIRECTORS MEMBERS AND BOARD OF COMMISSIONERS MEMBERS ...... - 27 - FORM 00.03 – 1 DATA OF BPR EXECUTIVE BODIES ...... - 32 - FORM 00.03 – 2 CODES FOR DATA OF BPR EXECUTIVE BODIES ...... - 34 - FORM 00.03 – 3 EXPLANATION OF DATA OF BPR EXECUTIVE BODIES ...... - 36 - FORM 00.04 – 1 DATA OF BPR OFFICES...... - 39 - FORM 00.04 – 2 CODES FOR DATA OF BPR OFFICES...... - 41 - FORM 00.04 – 3 EXPLANATION OF DATA OF BPR OFFICES...... - 44 - FORM 00.05 – 1 DATA OF OTHER RELATED PARTIES ...... - 47 - FORM 00.05 – 2 CODES FOR DATA OF OTHER RELATED PARTIES...... - 48 - FORM 00.05 – 3 EXPLANATION OF DATA OF OTHER RELATED PARTIES...... - 50 - FORM 01.00 – 1 FINANCIAL POSITION REPORT ...... - 52 - FORM 01.00 – 2 EXPLANATION OF FINANCIAL POSITION REPORT ...... - 55 - FORM 01.01 – 1 ADMINISTRATIVE ACCOUNTS...... - 67 - FORM 01.01 – 2 EXPLANATION OF ADMINISTRATIVE ACCOUNTS...... - 68 - FORM 02.00 – 1 PROFIT AND LOSS REPORT ...... - 70 - FORM 02.00 – 2 EXPLANATION OF PROFIT AND LOSS REPORT ...... - 74 - FORM 03.00 – 1 LIST OF CASH IN FOREIGN CURRENCY...... - 86 - FORM 03.00 – 2 CODES FOR LIST OF CASH IN FOREIGN CURRENCY...... - 87 - FORM 03.00 – 3 EXPLANATION OF LIST OF CASH IN FOREIGN CURRENCY...... - 88 - FORM 04.00 – 1 LIST OF SECURITIES ...... - 89 - FORM 04.00 – 2 CODES FOR LIST OF SECURITIES ...... - 91 -
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FORM 04.00 – 3 EXPLANATION OF LIST OF SECURITIES ...... - 92 - FORM 05.00 – 1 LIST OF PLACEMENTS IN OTHER BANKS ...... - 94 - FORM 05.00 – 2 CODES FOR LIST OF PLACEMENTS IN OTHER BANKS ...... - 96 - FORM 05.00 – 3 EXPLANATION OF LIST OF PLACEMENTS IN OTHER BANKS . - 98 - FORM 06.00 – 1 LIST OF LOANS GIVEN ...... - 102 - FORM 06.00 – 2 CODES FOR LIST OF LOANS GIVEN ...... - 107 - FORM 06.01 – 1 LIST OF COLLATERAL...... - 126 - FORM 06.01 – 2 CODES FOR LIST OF COLLATERAL ...... - 127 - FORM 06.01 – 3 EXPLANATION OF LIST OF COLLATERAL ...... - 128 - FORM 07.00 – 1 LIST OF ACQUIRED COLLATERAL ...... - 131 - FORM 07.00 – 2 CODES FOR LIST OF ACQUIRED COLLATERAL ...... - 132 - FORM 07.00 – 3 EXPLANATION OF LIST OF ACQUIRED COLLATERAL .. - 133 - FORM 08.00 – 1 LIST OF FIXED ASSETS, INVENTORY, AND INTANGIBLE ASSETS ...... - 135 - FORM 08.00 – 2 LIST OF FIXED ASSETS, INVENTORY, AND INTANGIBLE ASSETS ...... - 136 - FORM 08.00 - 3 EXPLANATION OF LIST OF FIXED ASSETS, INVENTORY AND INTANGIBLE ASSETS ...... - 137 - FORM 09.00 – 1 DETAILS OF OTHER ASSETS...... - 140 - FORM 09.00 – 2 EXPLANATION OF DETAILS OF OTHER ASSETS...... - 141 - FORM 09.01 – 1 DETAILS OF OTHER ASSETS – OTHERS ...... - 143 - FORM 09.01 – 2 EXPLANATION OF DETAILS OF OTHER ASSETS – OTHERS...... - 144 - FORM 10.00 – 1 DETAILS OF IMMEDIATE LIABILITIES...... - 145 - FORM 10.00 – 2 EXPLANATION OF DETAILS OF IMMEDIATE LIABILITIES...... - 146 - FORM 11.00 – 1 LIST OF SAVINGS ...... - 148 - FORM 11.00 – 2 CODES FOR LIST OF SAVINGS ...... - 150 - FORM 11.00 – 3 EXPLANATION OF LIST OF SAVINGS ...... - 152 - FORM 12.00 – 1 LIST OF DEPOSITS...... - 154 - FORM 12.00 – 2 CODES FOR LIST OF DEPOSITS...... - 156 - FORM 12.00 – 3 EXPLANATION OF LIST OF DEPOSITS ...... - 158 - FORM 13.00 – 1 LIST OF SAVINGS FROM OTHER BANKS ...... - 160 - FORM 13.00 – 2 CODES FOR LIST OF SAVINGS FROM OTHER BANKS ...... - 162 - FORM 13.00 – 3 EXPLANATION OF LIST OF SAVINGS FROM OTHER BANKS ..... - 164 - FORM 14.00 – 1 DETAILS OF OTHER LIABILITIES...... - 167 - FORM 14.00 – 2 EXPLANATION OF DETAILS OF OTHER LIABILITIES ...... - 168 - FORM 14.01 – 1 DETAILS OF OTHER LIABILITIES – OTHERS...... - 171 - FORM 14.01 – 2 EXPLANATION OF DETAILS OF OTHER LIABILITIES-OTHERS- 172 -
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FORM 15.00 – 1 LIST OF WRITTEN-OFF PRODUCTIVE ASSETS ....... - 173 - FORM 15.00 – 2 CODES FOR LIST OF DETAILS OF WRITTEN-OFF PRODUCTIVE ASSETS ...... - 175 - FORM 15.00 – 3 EXPLANATION OF LIST OF WRITTEN-OFF PRODUCTIVE ASSETS ...... - 177 - FORM 00.06 – 1 LIST OF PAID-UP CAPITAL, DONATION CAPITAL, AND CAPITAL CONTRIBUTION FUNDS - EQUITY...... - 180 - FORM 00.06 – 2 CODES FOR LIST OF PAID-UP CAPITAL, DONATION CAPITAL, AND CAPITAL CONTRIBUTION FUNDS - EQUITY...... - 181 - FORM 00.06 – 3 EXPLANATION OF LIST OF PAID-UP CAPITAL, DONATION CAPITAL, AND CAPITAL CONTRIBUTION FUNDS – EQUITY...... - 182 - FORM 00.07 - 1 LIST OF LOANS RECEIVED...... - 184 - FORM 00.07 – 2 CODES FOR LIST OF LOANS RECEIVED...... - 186 - FORM 00.07 – 3 EXPLANATION OF LIST OF LOANS RECEIVED...... - 188 - FORM 00.08 – 1 QUARTERLY FINANCIAL RATIOS...... - 192 - FORM 00.08 – 2 EXPLANATION OF QUARTERLY FINANCIAL RATIOS ...... - 193 - FORM 00.09 – 1 DATA OF BPR BOARD OF DIRECTORS MEMBERS AND BOARD OF COMMISSIONERS MEMBERS WHO HAVE CEASED TO HOLD OFFICE...... - 195 - FORM 00.09 – 2 CODES FOR DATA OF BPR BOARD OF DIRECTORS MEMBERS AND BOARD OF COMMISSIONERS MEMBERS WHO HAVE CEASED TO HOLD OFFICE - 196 - FORM 00.09 – 3 EXPLANATION OF DATA OF BPR BOARD OF DIRECTORS MEMBERS AND BOARD OF COMMISSIONERS MEMBERS WHO HAVE CEASED TO HOLD OFFICE - 198 - FORM 00.10 – 1 DATA OF BPR EXECUTIVE BODIES WHO HAVE CEASED to Hold Office ...... - 201 - FORM 00.10 – 2 CODES FOR DATA OF BPR EXECUTIVE BODIES WHO HAVE CEASED to Hold Office ...... - 203 - FORM 00.10 – 3 EXPLANATION OF DATA OF BPR EXECUTIVE BODIES WHO HAVE CEASED TO HOLD OFFICE...... - 205 - FORM 00.11 – 1 DATA OF BPR CASH OFFICES AND CASH SERVICE ACTIVITIES ...... - 208 - FORM 00.11 – 2 CODES FOR DATA OF BPR CASH OFFICES AND CASH SERVICE ACTIVITIES ...... - 209 - FORM 00.11 – 3 EXPLANATION OF DATA OF BPR CASH OFFICES AND CASH SERVICE ACTIVITIES ...... - 211 - FORM 00.12 – 1 DATA OF OFFICE CLOSURES AND CASH SERVICE ACTIVITIES BPR ...... - 214 -
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FORM 00.12 – 2 CODES FOR DATA OF OFFICE CLOSURES AND CASH SERVICE ACTIVITIES BPR ...... - 215 - FORM 00.12 – 3 EXPLANATION OF DATA OF OFFICE CLOSURES AND CASH SERVICE ACTIVITIES BPR...... - 217 - FORM 00.13 SUPPORTING DOCUMENTS ...... - 219 - LIST OF APPENDICES...... - 221 -
Appendix 01 List of Collateral Types Codes...... - 221 -
Appendix 02 List of Counterparty Codes ...... - 223 -
Appendix 03 List of Regency or City Codes ...... - 225 -
Appendix 04 List of Foreign Currency Codes ...... - 241 -
Appendix 05 List of Economic Sector Codes ...... - 250 -
Appendix 06 List of Financial Services Authority Work Area Codes...... - 375 -
CHAPTER I
GENERAL EXPLANATION
A. Reporting Objectives
The BPR Monthly Report compiled according to the systematics in this guideline book is intended for the following purposes:
B. Accounting Treatment
Accounting treatment, which includes recording and valuation of BPR business activity transactions, follows the financial accounting standards applicable to BPRs.
C. Reporting Principles
This reporting system adopts the principle of separation between financial position reports and administrative accounts. All items that are assets, liabilities, and equity of BPRs are reported in the financial position report on a monthly basis along with detail lists. Items that are still commitments and contingencies and other notes are reported in the administrative account.
D. Report Presentation Method
Report presentation is based on grouping based on underlying transactions. For example, loans given to other banks are reported as loans given, not as placements in other banks; deposits that have matured but have not been withdrawn by customers are reported as deposits, not as immediate liabilities.
E. Types of Reports
BPRs submit reports with the following details:
1. Consolidated Report
BPRs submit the BPR Monthly Report in a consolidated manner from all BPR offices, including:
No Form Form Name
1. Form 00.00 Basic BPR Information
2. Form 00.01 BPR Ownership Data
3. Form 00.02 Data of BPR Board of Directors Members and Board of Commissioners Members
4. Form 00.03 Data of BPR Executive Bodies
5. Form 00.04 Data of BPR Offices
6. Form 00.05 Data of Other Related Parties
7. Form 00.06 List of Paid-Up Capital, Donation Capital, and Capital Contribution Funds – Equity
8. Form 00.07 List of Loans Received
9. Form 00.08 Quarterly Financial Ratios
10. Form 00.09 Data of BPR Board of Directors Members and Board of Commissioners Members Who Have Ceased to Hold Office
11. Form 00.10 Data of BPR Executive Bodies Who Have Ceased to Hold Office
12. Form 00.11 Data of BPR Cash Offices and Cash Service Activities
13. Form 00.12 Data of Office Closures and Cash Service Activities
14. Form 00.13 Supporting Documents
15. Form 01.00 Financial Position Report
16. Form 01.01 Administrative Accounts
17. Form 02.00 Profit and Loss Report
In the event that a BPR does not have branch offices, the consolidated report for Form 01.00: Financial Position Report, Form 01.01: Administrative Accounts, and Form 02.00: Profit and Loss Report is the same as the per-office report.
2. Per-Office Report
BPRs submit per-office reports, namely the BPR Monthly Report for each office owned by the BPR, including:
No Form Form Name
1. Form 01.00 Financial Position Report
2. Form 01.01 Administrative Accounts
3. Form 02.00 Profit and Loss Report
4. Form 03.00 List of Cash in Foreign Currency
5. Form 04.00 List of Securities
6. Form 05.00 List of Placements in Other Banks
7. Form 06.00 List of Loans Given
8. Form 06.01 List of Collateral
9. Form 07.00 List of Acquired Collateral
10. Form 08.00 List of Fixed Assets, Inventory, and Intangible Assets
11. Form 09.00 Details of Other Assets
12. Form 09.01 Details of Other Assets - Others
13. Form 10.00 Details of Immediate Liabilities
14. Form 11.00 List of Savings
15. Form 12.00 List of Deposits
16. Form 13.00 List of Savings from Other Banks
17. Form 14.00 Details of Other Liabilities
18. Form 14.01 Details of Other Liabilities - Others
19. Form 15.00 List of Written-Off Productive Assets
F. Submission of BPR Monthly Reports
BPRs prepare data and information for the BPR Monthly Report and corrections to the BPR Monthly Report (if any) in text file format (.txt), and for Form 00.13 - Supporting Documents in portable document format (.pdf). BPRs submit the processed results as send files to the Financial Services Authority through the Financial Services Authority Reporting System.
Forms in the BPR Monthly Report are reported with codes, numbers, letters, and amounts in full Rupiah for the basic BPR data form, financial position report form, administrative account form, profit and loss report form, list forms, detail forms, and quarterly financial ratio forms.
G. Submission of Corrections to BPR Monthly Reports In the event of corrections to some forms of the BPR Monthly Report or from one of the BPR offices, the BPR submits corrections to the BPR Monthly Report for all forms of the BPR Monthly Report submitted as referred to in letter E.
H. Submission of BPR Monthly Reports
I. Submission of Questions
Questions related to the BPR Monthly Report application are submitted to the Financial Services Authority Help Desk, tel. 021 - 29600000 or e-mail address: helpdesk@ojk.go.id.
CHAPTER II
GENERAL EXPLANATION OF COLUMNS IN LIST FORMS AND DETAIL FORMS In this chapter, the general definitions and terms of the columns found in some list forms and detail forms are explained. For more specific definitions, they are detailed in the explanation of each respective form.
A. Bank
Banks include BPRs, Islamic Rural Banks (BPRS), commercial banks, and Islamic commercial banks, including Sharia business units or Sharia branch offices (KC) of commercial banks that conduct transactions with BPRs.
B. Bank Codes
Bank codes are the codes for BPRs, BPRSs, commercial banks including Sharia business units or Sharia branch offices (KC) of commercial banks, or Islamic commercial banks in Indonesia that conduct transactions with BPRs. If the bank conducting transactions with the BPR is a BPR or BPRS, the bank code used consists of 6 (six) digits of the BPR or BPRS code as found in the Financial Services Authority Reporting System. If the bank is a commercial bank, Sharia business unit, or Sharia branch office (KC) of a commercial bank or Islamic commercial bank, the bank code is reported by referring to the codes found in the Financial Services Authority Reporting System.
C. Third Parties Other Than Banks
Third parties other than banks are third parties other than banks that conduct transactions with BPRs, consisting of:
or regional state-owned enterprises (Perseroda), the code reported is the code for Regional State-Owned Enterprises (BUMD).
d. Others
Others refers to third parties that are not government-sector banks and cannot be classified under letters a through c.
Mixed Government Sector
The mixed government sector refers to companies whose capital is partially owned by the central government, regional government, or government-owned companies as referred to in item 1 letter c, which cannot be classified under item 1, and partially owned by national or foreign private entities.
Private Sector
a. Companies
Companies refer to any form of business that conducts any type of business on a permanent and continuous basis, and is established, operates, and is domiciled within the territory of the Republic of Indonesia, for the purpose of obtaining profit and/or earnings, other than cooperatives.
b. Cooperatives
Cooperatives refer to business entities composed of individuals or legal entities in accordance with the Law concerning cooperatives.
c. Groups
Groups refer to a collection of individuals conducting similar business activities with a pattern of joint and several liability.
d. Individuals
Individuals refer to individuals who are not legal entities, consisting of:
1) Employees or Pensioners
Employees or pensioners refer to employees or pensioners of civil servants (PNS), members of the Indonesian National Armed Forces (TNI) or the Indonesian National Police (POLRI), state institution employees, or employees of State-Owned Enterprises (BUMN) or Regional State-Owned Enterprises (BUMD) whose loans meet the requirements in accordance with the POJK on BPR Credit Classification and Provisioning (POJK KPMM BPR).
If the employee or pensioner is from a State-Owned Enterprise (Perum or Persero), the code reported is the code for BUMN employees. If the employee or pensioner is from a Regional-Owned Enterprise (Perumda or Perseroda), the code reported is the code for BUMD employees.
2) Others
Others refer to loans to individuals, including employees or pensioners, that cannot be classified under item 1).
e. Other Private Entities
Other private entities refer to third parties that are not private-sector banks and cannot be classified under letters a through d, including foundations, social bodies, community organizations, or institutions established to conduct social activities and not for profit.
D. Customer Groups
Customer groups refer to third parties that are not banks and hold savings and/or deposits, classified under letter C.
E. Debtor Types
Debtor types refer to banks and third parties that are not banks receiving credit, classified under letters A and C.
F. Guarantor Groups
Guarantor groups refer to guarantors issuing guarantees for credit provided in accordance with applicable laws and regulations regarding the provision of guarantees. Insurance on credit collateral is not included in this category.
G. Creditor Groups
Creditor groups refer to Bank Indonesia, banks, or third parties that are not banks providing loan facilities or financing to Rural Banks (BPR), classified under letters A and C.
H. Location
Location refers to the place where the bank, debtor's business, customer, or creditor conducting transactions with the BPR is located, specifically the Regency or City area. Location codes are reported by referring to Appendix 03 - List of Regency or City Codes.
I. Relationship with Banks
Relationship with banks refers to the connection between the BPR and other parties conducting transactions with the BPR in accordance with the POJK on BPR Business Management and Risk Management (POJK BMPK BPR) as follows:
Specifically for Form 06.00 – List of Credit Provided and Form 15.00 – List of Productive Assets Written Off, related parties are distinguished as:
a. Related for welfare purposes, in the case of credit to members of the Board of Directors, members of the Board of Commissioners, and/or employees of the BPR that meet the criteria for related parties, intended for welfare enhancement and repaid from income obtained from the respective BPR. b. Other related parties, in cases that cannot be classified under letter a.
J. Quality
Quality refers to the quality of productive assets in accordance with the Financial Services Authority Regulation regarding the quality of productive assets and the formation of provisions for the write-off of productive assets of rural banks (POJK KAP and PPAP BPR), with quality classification as follows:
K. Term
Term refers to the duration of financial assets or liabilities held by the BPR based on agreements.
Start Date
Start date refers to the day, month, and year the asset or liability was acquired by the BPR or the day, month, and year of the initial issuance of the financial asset or liability based on the agreement.
Maturity Date
Maturity date refers to the day, month, and year the agreement for the financial asset or liability ends.
For financial assets or liabilities that do not have a maturity date, the maturity date field is left blank.
For financial assets or liabilities that are extended, the start date and maturity date are reported based on the extension of the latest agreement.
L. Interest Rate
Interest rate refers to the annualized interest rate percentage received (interest income) for assets or the annualized interest rate percentage paid (interest expense) for liabilities. If the interest rate varies for one account during the reporting month, the highest interest rate is reported.
M. Provision
Provision refers to income received from the debtor for approved credit, expressed as a specific percentage of the credit limit.
N. Transaction Costs
Transaction costs refer to all costs incurred that can be directly attributed to obtaining a financial asset or financial liability, such as marketing fees. In cases where transaction costs are charged to the customer, these costs are not included in the acquisition cost of the credit provided.
O. Measurement
Measurement refers to the balance of financial assets or liabilities presented in the financial position report on the reporting date. The amount of financial assets or liabilities can be:
Acquisition cost, which is the amount of cash or cash equivalents paid (received) or the fair value of other consideration given (received) to obtain an asset (issue a liability) at the time of acquisition.
Amortized cost, which is the amount of financial assets or liabilities measured at initial recognition minus principal repayments, plus or minus cumulative amortization using the effective interest method calculated from the difference between the initial value and the maturity value.
Fair value, which is the value at which an asset can be exchanged or a liability settled between knowledgeable and willing parties in an arm’s length transaction.
Carrying amount, which is the value presented in the financial position report after deducting accumulated depreciation and/or impairment loss reserves.
Net realizable value, which is the market value of the collateral minus estimated costs required for sale.
P. Formed PPAP
Provisions for the write-off of productive assets (PPAP) that have been formed refer to PPAP formed by the BPR in accordance with the POJK on Productive Asset Quality and PPAP for BPR (POJK KAP and PPAP BPR).
Q. CIF No. (Customer Identification File)
CIF No. refers to the customer information number used in the single Customer Identification File (CIF) or integrated customer profile in accordance with the Financial Services Authority Regulation regarding the implementation of anti-money laundering and counter-terrorism financing programs in the financial services sector. The term "customer" refers to BPR depositors, debtors, and/or creditors.
A depositor who is also a debtor at the BPR must have the same CIF number as reported through the Financial Services Information System (SLIK).
In this reporting, every CIF number must be filled with a unique code in alphanumeric format. The CIF number is individual customer information as follows:
This column is filled with the CIF number of the BPR depositor, debtor, and/or creditor.
Each CIF number must be unique for each depositor, debtor, and/or creditor, i.e., 1 (one) CIF number for every 1 (one) depositor, debtor, and/or creditor.
The CIF number of the depositor, debtor, and/or creditor cannot be changed while the depositor, debtor, and/or creditor is recorded in the BPR Monthly Report.
A CIF number used by 1 (one) depositor, debtor, and/or creditor cannot be used by other depositors, debtors, and/or creditors (no reuse/no recycle).
If the CIF number contains characters other than numbers and/or letters, those characters do not need to be included.
The CIF number column must be filled (mandatory).
Example of data entry:
No. Depositor, Debtor, and/or Creditor CIF Number Entry
R. Collateral Type
Collateral refers to additional guarantees submitted by debtor customers to the BPR in the context of credit facilities or additional guarantees submitted by the BPR to creditors for loans received by the BPR. The code for collateral type is reported by referring to Appendix 01 – List of Collateral Types.
CHAPTER III
EXPLANATION OF BPR MONTHLY REPORT FORMS
FORM 00.00 – 1
BPR KEY INFORMATION
FORM 00.00 – 2
EXPLANATION OF BPR KEY INFORMATION
BPR key information includes:
BPR Name
The information reported in this column is the legal entity of the BPR, whether a Limited Liability Company (PT), Regional Enterprise (PD), Regional State-Owned Enterprise (Perumda), Regional Joint-Stock Company (Perseroda), or Cooperative (Kop), and the BPR name as registered with the Financial Services Authority.
BPR Address
The information reported in this column is the address of the BPR's head office.
Regency/City
The information reported in this column is the code for the Regency or City where the BPR's head office is located, referring to Appendix 03 – List of Regency or City Codes.
OJK Work Area
The information reported in this column is the code for the work area of the Financial Services Authority office where the BPR's head office is located. The OJK work area code refers to Appendix 06 - List of OJK Work Area Codes.
Phone Number
The information reported in this column is the phone number of the BPR's head office.
E-mail
The information reported in this column is the electronic mail (e-mail) address of the BPR's head office.
NPWP
The information reported in this column is the Taxpayer Identification Number (NPWP) of the BPR.
Reporting Officer
a. Name
The information reported in this column is the name of the reporting officer appointed and submitted to the Financial Services Authority.
b. Department/Division
The information reported in this column is the name of the department or division where the reporting officer works.
c. Phone Number
The information reported in this column is the phone number of the reporting officer.
d. E-mail
The information reported in this column is the electronic mail (e-mail) address of the reporting officer.
b. Year of GMS/AGM
The information reported in this column is the year the GMS/AGM discussing the distribution of dividends or surplus as referred to in letter a was held.
Annual Bonus and Tantiem
The information reported in this column is the full Rupiah amount of annual bonuses, tantiems, and similar items paid by the BPR in the relevant year up to the reporting month (accumulated within one year).
Annual Financial Statement Audit Information
The information reported in this column is information regarding the audit activities of the BPR's annual financial statements, including:
a. Name of Public Accounting Firm (KAP) Auditing Filled with the name of the KAP auditing the BPR if the BPR's annual financial statement position is audited by a KAP. If the BPR's annual financial statement position is not audited by a KAP, this may be left blank.
b. Name of Public Accountant (AP) Auditing
Filled with the name of the AP responsible for the audit report if the BPR's annual financial statement position is audited by an AP. If the BPR's annual financial statement position is not audited by an AP, this may be left blank.
c. Number of Audits by the Same KAP
Filled with the number of audits of the BPR conducted by the same KAP in sequence.
Nominal Value per Share
The information reported in this column is the nominal value stated on the share certificate.
Foreign Exchange Dealer (PVA)
a. Has PVA License
Filled with "1" if the BPR conducts business as a Foreign Exchange Dealer (money changer), filled with "2" if the BPR does not conduct business as a Foreign Exchange Dealer (money changer).
b. PVA License Date
The information reported in this column is the date of approval from the authority for the BPR to conduct business as a PVA.
c. Number of PVA Offices
The information reported in this column is the number of BPR offices conducting business as a PVA.
FORM 00.01 – 1
BPR OWNERSHIP DATA
Name Address Type ID No. Shareholder Status Nominal Amount Ownership Percentage
FORM 00.01 – 2
BPR OWNERSHIP DATA CODES
COLUMN CODE
I. Name
Filled with the full name of the BPR shareholder.
II. Address
Filled with the full address of each BPR shareholder.
III. Type
1. Individual. 01
2. Legal Entity. 02
3. Regional Government. 03
IV. ID Number
Filled with the ID number of the shareholder.
V. Shareholder Status
1. Controlling Shareholder (PSP) 01
2. Non-Controlling Shareholder 02
VI. Nominal Amount
Filled in full Rupiah.
VII. Ownership Percentage
Filled with the ownership percentage of each BPR shareholder.
FORM 00.01 – 3
EXPLANATION OF BPR OWNERSHIP DATA
BPR ownership data includes:
I. Name
The information reported in this column is the full name of the BPR shareholder in accordance with the latest BPR deed or amendment to the articles of association.
II. Address
The information reported in this column is the full address of each BPR shareholder. In the case where the full address of the BPR shareholder is unknown, for ownership less than 2% (two percent), this column may be left blank.
III. Type
The information reported in this column is the type of BPR shareholder ownership:
a. Individual, in the case where the shareholder is an individual. b. Legal Entity, in the case where the shareholder is a legal entity.
c. Regional Government, in the case where the shareholder is a regional government.
IV. ID Number
The information reported in this column is the ID number of the shareholder, i.e., the population identity number (NIK) in the case where the BPR shareholder is an individual, or NPWP in the case where the shareholder is a legal entity. In the case where the ID number of the BPR shareholder is unknown, for ownership less than 2% (two percent), this column may be left blank.
V. Shareholder Status
Reported with code 01 in the case where the shareholder is a controlling shareholder in accordance with the Financial Services Authority Regulation regarding the assessment of competence and propriety for key parties of financial service institutions. Reported with code 02 in the case where the shareholder is not a controlling shareholder of the BPR.
VI. Nominal Amount
The information reported in this column is the nominal amount of shares owned by the BPR shareholder.
VII. Ownership Percentage
The information reported in this column is the ownership percentage of the shareholder in accordance with the latest BPR deed or amendment to the articles of association.
FORM 00.02 – 1
BPR BOARD OF DIRECTORS AND BOARD OF COMMISSIONERS MEMBERS DATA I II III IV V VI VII VIII IX Name Address NIK Position Start Date of Tenure End Date of Tenure Approval Letter for Valid Work Competency Certificate Date of Expiry of Work Competency Certificate No. SK Date of SK
FORM 00.02 – 1
BPR BOARD OF DIRECTORS AND BOARD OF COMMISSIONERS MEMBERS DATA X XI XII Formal Education Non-Formal Education Committee Membership Last Education Graduation Date Name Institution Last Training Type Training Date Organizing Institution Audit Committee Risk Monitoring Committee Remuneration and Nomination Committee
FORM 00.02 – 1
BPR BOARD OF DIRECTORS AND BOARD OF COMMISSIONERS MEMBERS DATA XIII XIV XV XVI XVII Overseeing Compliance Function (Yes/ No) Independent Commissioner (Yes/ No) Information Related to Management Reason for Position Change Position Description
FORM 00.02 – 2
BPR BOARD OF DIRECTORS AND
BOARD OF COMMISSIONERS MEMBERS DATA CODES
COLUMN CODE
I. Name
Filled with the full name of each member of the Board of Directors and Board of Commissioners of the BPR.
II. Address
Filled with the full address of each member of the Board of Directors and Board of Commissioners of the BPR.
III. NIK
Filled with the NIK of each member of the Board of Directors and Board of Commissioners of the BPR.
IV. Position
Board of Directors Members
1. President Director 110
2. Director 120
Board of Commissioners Members
1. President Commissioner 210
2. Commissioner 220
V. Start Date of Tenure
Filled with the date the member of the Board of Directors and Board of Commissioners started serving at the BPR.
DD-MM-YYYY
VI. End Date of Tenure
Filled with the date the member of the Board of Directors and Board of Commissioners finished serving at the BPR.
DD-MM-YYYY
VII. Approval Letter
1. No. SK
Filled with the number of the approval letter from the Financial Services Authority.
2. Date of SK
Filled with the date of the approval letter from the Financial Services Authority. DD-MM- YYYY
VIII. Has Valid Work Competency Certificate
1. Yes 1
2. No 2
IX. Date of Expiry of Work Competency Certificate
Filled with the date of expiry of the work competency certificate held by members of the Board of Directors and Board of Commissioners. DD-MM-YYYY
X. Formal Education
1. Last Education
Filled with S3/S2/S1/D3/High School/Other. a. S3 01 b. S2 02
c. S1 03
d. D3 04 e. High School 05 f. Other 99
2. Graduation Date
Filled with the graduation date of the last education. DD-MM-YYYY
3. Institution Name
Filled with the name of the last educational institution.
XI. Non-Formal Education
1. Last Training Type
Filled with the type of the last training attended by members of the Board of Directors and Board of Commissioners.
2. Training Date
Filled with the date of the last training. DD-MM-YYYY
3. Organizing Institution
Filled with the name of the training organizing institution.
XII. Committee Membership
1. Not Serving 00
2. Chairman 01
3. Member 02
XIII. Overseeing Compliance Function
1. Yes 1
2. No 2
XIV. Independent Commissioner
1. Yes 1
2. No 2
XV. Information Related to Management
1. New Appointment 1
2. Reappointment 2
3. Position Change 3
4. No Change 4
XVI Reason for Position Change
Filled with a brief reason for the position change of members of the Board of Directors and/or Board of Commissioners. XVII Position Description Filled with the position name of the member of the Board of Directors.
FORM 00.02 – 3
EXPLANATION OF BPR BOARD OF DIRECTORS AND
BOARD OF COMMISSIONERS MEMBERS DATA
Members of the Board of Directors and members of the Board of Commissioners are in accordance with the Financial Services Authority Regulation regarding rural banks and the implementation of corporate governance for rural banks.
Data on members of the Board of Directors and members of the Board of Commissioners of the BPR includes:
I. Name
The information reported in this column is the full name of each member of the Board of Directors and Board of Commissioners serving at the BPR who has received approval from the Financial Services Authority.
II. Address
The information reported in this column is the full address of each member of the Board of Directors and Board of Commissioners of the BPR.
III. NIK
The information reported in this column is the NIK of each member of the Board of Directors and Board of Commissioners of the BPR.
IV. Position
The information reported in this column is the position of members of the Board of Directors and Board of Commissioners of the BPR. Board of Directors Members a. President Director The information reported in this column is code 110 in the case where the member of the Board of Directors serves as President Director. b. Director The information reported in this column is code 120 in the case where the member of the Board of Directors serves as Director.
Board of Commissioners Members a. President Commissioner The information reported in this column is code 210 in the case where the member of the Board of Commissioners serves as President Commissioner. b. Commissioner The information reported in this column is code 220 in the case where the member of the Board of Commissioners serves as Commissioner.
V. Start Date of Tenure
The information reported in this column is the date the member of the Board of Directors and Board of Commissioners started serving at the BPR in accordance with:
a. GMS decision, in the case where the GMS was held after OJK approval; or b. OJK approval, in the case where the BPR had already held the GMS before obtaining OJK approval, in accordance with the Financial Services Authority Regulation regarding rural banks.
In the case of reappointment of members of the Board of Directors and Board of Commissioners, the start date of tenure according to the latest GMS decision is reported.
VI. End Date of Tenure
The information reported in this column is the date the member of the Board of Directors and Board of Commissioners finished serving at the BPR in accordance with the articles of association or GMS decision.
In the case of reappointment of members of the Board of Directors and Board of Commissioners, the end date of tenure according to the latest GMS decision is reported.
VII. Approval Letter
The information reported in this column is the number and date of the approval letter from the Financial Services Authority.
VIII. Has Valid Work Competency Certificate
Reported with code 1 if members of the Board of Directors and Board of Commissioners of the BPR have a work competency certificate with a certification validity period in accordance with the Financial Services Authority Regulation regarding work competency certification for members of the Board of Directors and Board of Commissioners of rural banks and Islamic rural financing banks.
Reported with code 2 if the validity period of the work competency certificate of members of the Board of Directors and Board of Commissioners of the BPR has expired.
IX. Date of Expiry of Work Competency Certificate
The information reported in this column is the date of expiry of the work competency certificate held by members of the Board of Directors and Board of Commissioners of the BPR.
X. Formal Education
a. Last Education Level
The last education level of members of the Board of Directors and members of the Board of Commissioners reported in this column.
1) S3 (code 01).
2) S2 (code 02).
3) S1 (code 03).
4) D3 (code 04).
5) SLTA (code 05).
6) Others (code 99).
b. Date of Graduation
The date of graduation of the last education level of members of the Board of Directors and members of the Board of Commissioners reported in this column.
c. Name of Institution
Filled with the name of the last educational institution as referred to in letter a.
XI. Non-Formal Education
a. Type of Last Training
The last training attended by members of the Board of Directors and members of the Board of Commissioners reported in this column. The training referred to is training that supports BPR operations. b. Date of Training The date of training as referred to in letter a reported in this column.
c. Organizing Institution
The organizing institution of the training as referred to in letter a reported in this column.
XII. Committee Membership
The membership of each member of the Board of Commissioners in the audit committee, risk monitoring committee, and/or remuneration and nomination committee reported in this column, in accordance with the Financial Services Authority Regulation regarding the application of corporate governance for rural banks. a. Not Serving (Code 00). b. Chairman (Code 01).
c. Member (Code 02).
For members of the Board of Directors, this column is left blank.
XIII. Delegation of Compliance Function
Reported with code 1 if a member of the Board of Directors delegates the compliance function in accordance with the Financial Services Authority Regulation regarding the application of corporate governance for rural banks. Reported with code 2 if a member of the Board of Directors does not delegate the compliance function in accordance with the Financial Services Authority Regulation regarding the application of corporate governance for rural banks. For members of the Board of Commissioners, this column is left blank.
XIV. Independent Commissioner
Reported with code 1 if a member of the Board of Commissioners serves as an independent commissioner in accordance with the Financial Services Authority Regulation regarding the application of corporate governance for rural banks. Reported with code 2 if a member of the Board of Commissioners does not serve as an independent commissioner in accordance with the Financial Services Authority Regulation regarding the application of corporate governance for rural banks. For members of the Board of Directors, this column is left blank.
XV. Information Regarding Management
Reported with code 1 if appointed as a member of the Board of Directors and/or member of the Board of Commissioners.
Reported with code 2 if reappointed as a member of the Board of Directors and/or member of the Board of Commissioners. Reported with code 3 if the position of a member of the Board of Directors and/or member of the Board of Commissioners has changed. The change of position of members of the Board of Directors and/or members of the Board of Commissioners as referred to in the Financial Services Authority Regulation regarding rural banks, for example, change of position from Finance Director to Operational Director and change of position from Lead Commissioner to Commissioner. Reported with code 4 if there is no appointment, reappointment, and/or change of position of members of the Board of Directors and/or members of the Board of Commissioners.
XVI. Reason for Change of Position
The brief explanation of the change of position of members of the Board of Directors and/or members of the Board of Commissioners of the BPR reported in this column, for example, filling a vacant position.
XVII. Position Information
The position of members of the Board of Directors reported in this column, for example, Operational Director, Finance Director, and Marketing Director. For members of the Board of Commissioners, this column is left blank.
FORM 00.03 – 1
DATA OF BPR EXECUTIVE ORGAN
I II III IV V
Name of Executive Organ
Address
NIK
Position
Date of Assumption of Office
Compliance
Risk Management
Internal Audit AML/CFT Others
FORM 00.03 – 1
DATA OF BPR EXECUTIVE ORGAN
VI VII VIII
Appointment Letter Committee Membership
Information Regarding Executive Organ
No. Date Audit Committee Risk Monitoring Committee Remuneration and Nomination Committee
FORM 00.03 – 2
CODES FOR DATA OF BPR EXECUTIVE ORGAN
COLUMN CODE
I. Name of Executive Organ
Filled with the full name of the head of the work unit or executive official of the BPR.
II. Address
Filled with the full address of each head of the work unit or executive official of the BPR.
III. NIK
Filled with the NIK of each head of the work unit or executive official of the BPR.
IV. Position
1. Not Serving 00
2. Head of Work Unit 01
3. Executive Official 02
V. Date of Assumption of Office
Filled with the date the head of the work unit or executive official assumed office at the BPR.
DD-MM-YYYY
VI. Appointment Letter
1. No. of Appointment Letter
Filled with the number of the appointment decision letter of the head of the work unit or executive official of the BPR.
2. Date of Appointment Letter
Filled with the date of the appointment decision letter of the head of the work unit or executive official of the BPR. DD-MM-YYYY
VII. Committee Membership
1. Not Serving 00
2. Chairman 01
3. Member 02
VIII. Information Regarding Executive Organ
1. Appointment 1
2. Change of Position 2
3. No Change 3
FORM 00.03 – 3
EXPLANATION OF DATA OF BPR EXECUTIVE ORGAN
Data of the BPR executive organ includes:
I. Name of Executive Organ
The name of the head of the work unit or executive official of the BPR reported in this column.
II. Address
The full address of each head of the work unit or executive official of the BPR reported in this column.
III. NIK
The NIK of each head of the work unit or executive official of the BPR reported in this column.
IV. Position
Reported with code 00 if the executive organ does not serve as head of the work unit and/or executive official in the compliance function, risk management function, internal audit function, anti-money laundering and counter-terrorism financing (AML/CFT) function, or other functions. Reported with code 01 if the executive organ serves as head of the work unit that oversees a specific function at the BPR. Reported with code 02 if the executive organ serves as an executive official responsible for the implementation of a specific function at the BPR. Executive organ refers to the head of the work unit or executive official who oversees specific functions as follows:
a. Compliance Function
The compliance function is a series of preventive actions or steps to ensure that policies, regulations, systems, procedures, and business activities conducted by the BPR are in accordance with Financial Services Authority Regulations and other legislation, and to ensure the BPR's compliance with commitments made by the BPR to the Financial Services Authority, in accordance with the Financial Services Authority Regulation regarding the application of corporate governance for rural banks.
b. Risk Management Function
The risk management function is a series of methodologies and procedures used to identify, measure, monitor, and control risks arising from all business activities of the BPR, in accordance with the Financial Services Authority Regulation regarding the application of corporate governance for rural banks.
c. Internal Audit Function
The internal audit function is any form of activity related to audits, including planning, implementation, and monitoring of audit results, in accordance with the Financial Services Authority Regulation regarding the application of corporate governance for rural banks. d. AML/CFT Function The AML/CFT function is efforts to prevent and eradicate money laundering and terrorism financing crimes, in accordance with the Financial Services Authority Regulation regarding the implementation of anti-money laundering and counter-terrorism financing programs in the financial services sector. e. Other Functions This column is filled if the executive organ serves as head of the work unit or executive official that cannot be classified into letters a through d.
V. Date of Assumption of Office
The date the executive organ assumed office based on the appointment decision letter by the competent official reported in this column.
VI. Number and Date of Appointment Decision Letter
The number and date of the BPR Board decision letter regarding appointment by the competent official as referred to in item V reported in this column.
VII. Committee Membership
The membership of the executive organ in the audit committee, risk monitoring committee, and remuneration and nomination committee reported in accordance with the Financial Services Authority Regulation regarding the application of corporate governance for rural banks.
Reported with code 00 if the executive organ does not serve in a committee.
Reported with code 01 if the executive organ serves as chairman of the committee.
Reported with code 02 if the executive organ is a member of the committee.
VIII. Information Regarding Executive Organ
Reported with code 1 if appointed as an executive organ.
Reported with code 2 if the position has changed.
Reported with code 3 if there is no change in the executive organ.
FORM 00.04 – 1
DATA OF BPR OFFICE
Code
Office
Name
Office
Coordinates
Office
Address
Name
Head
No.
Telephone
Number of Employees
Permanent Employees Non-Permanent Employees
Name
Street and No.
Village/
Sub-district and District
Regency/
City
Postal
Code
S3 S2 S1 D3 SLTA Others S3 S2 S1 D3 SLTA Others
FORM 00.04 – 1
DATA OF BPR OFFICE
VIII IX X XI XII XIII
Number of Cash
Offices
Status of Building
Ownership
Number of Mobile
Cash
Number of EDC ATM Changes During the Reporting Month EDC Owned by Self EDC Owned by General Bank EDC Owned by Other BPR Number Managed by Self Number of Parties Working with BPR Name of Party Working with BPR Information Office Data Approval Letter Previous Address Date of Implementation No. Date
FORM 00.04 – 2
CODES FOR DATA OF BPR OFFICE
COLUMN CODE
I. Office Code
Filled with the code for the BPR head office and branch offices.
II. Office Name
Filled with the name of the BPR office.
III. Office Coordinates
Filled with the coordinates of each BPR office.
IV. Office Address
Filled with the full address of each BPR office.
V. Name of Head
Filled with the name of the head of each BPR office.
VI. No. Telephone
Filled with the telephone number of each BPR office.
VII. Number of Employees
Filled with the number of BPR employees according to status and last education level.
VIII. Number of Cash Offices
Filled with the number of cash offices located in the area of each parent BPR office (head office or branch office).
IX. Status of Building Ownership
XI. Number of EDC
Filled with the number of Electronic Data Capture (EDC) units managed by the BPR and placed in the area of each office responsible (head office or branch office).
XII. ATM
1. Number Managed by Self
Filled with the number of Automated Teller Machine (ATM) units managed by the BPR and placed in the area of each office responsible (head office or branch office).
2. Number of Parties Working with BPR
Filled with the number of parties working with the BPR for the purpose of ATM operations.
3. Name of Party Working with BPR
Filled with the name of the party working with the BPR for the purpose of ATM operations.
XIII. Changes During the Reporting Month
1. Information on Office Data
a. Opening of Branch Office 1 b. Opening of Branch Office Resulting from Upgrade of Cash Office Status
c. Relocation of Address 3
d. No Change 4
2. Approval Letter
a. No. of Approval Letter
Filled with the number of the approval letter from the Financial Services Authority. b. Date of Approval Letter Filled with the date of the approval letter from the Financial Services Authority. DD-MM-YYYY
3. Previous Address
Filled with the previous address of the head office or branch office in the event of relocation of the head office and/or branch office address.
4. Date of Implementation
Filled with the date of implementation of the opening of the branch office, upgrade of cash office status to branch office, relocation of head office address, and/or relocation of branch office address. DD-MM-YYYY
FORM 00.04 – 3
EXPLANATION OF DATA OF BPR OFFICE
Data of BPR offices includes:
I. Office Code
The 3 (three) digit code for the BPR head office and branch offices reported in this column.
II. Office Name
The head office and name of each branch office of the BPR reported in this column.
Example: BPR Sejahtera has 1 (one) branch office located in Purworejo Regency, so the office name for the head office is filled with "head office" while for the branch office it is filled with "Purworejo".
III. Office Coordinates
The coordinates of each BPR head office and branch office reported in this column.
IV. Office Address
The full address of the BPR head office and branch offices reported in this column, including:
VIII. Number of Cash Offices
The number of cash offices located in the area of each parent BPR office (head office or branch office) reported in this column.
IX. Status of Building Ownership
The status of building ownership, such as lease, owned by self, or others, reported in this column.
X. Number of Mobile Cash
The number of mobile cash, including mobile cash vehicles, floating cash, or non-permanent BPR counters (excluding promotional activities) located in the area of each parent BPR office (head office or branch office) reported in this column.
XI. Number of EDC
1. Owned by Self
The number of EDC units owned by self and managed by the BPR and placed in the area of each office responsible (head office or branch office) reported in this column.
2. Owned by General Bank
The number of EDC units managed by the BPR in accordance with the BPR's cooperation with General Banks and placed in the area of each office responsible (head office or branch office) reported in this column.
3. Owned by Other BPR
The number of EDC units managed by the BPR in accordance with the BPR's cooperation with other BPRs and placed in the area of each office responsible (head office or branch office) reported in this column.
XII. ATM
1. Number Managed by Self
The number of ATM units managed by the BPR and placed in the area of each office responsible (head office or branch office) reported in this column.
2. Number of Parties Working with BPR
The number of parties working with the BPR for the purpose of ATM operations reported in this column. This column is only filled for the head office. For branch offices, this column is left blank.
3. Name of Party Working with BPR
The name of the party working with the BPR for the purpose of ATM operations reported in this column. This column is only filled for the head office. For branch offices, this column is left blank.
XIII. Changes During the Reporting Month
1. Information Regarding Office Data
The information on changes in BPR office data reported in this column as follows:
a. New opening of branch office (Code 1). b. Opening of branch office resulting from upgrade of cash office status (Code 2).
c. Relocation of cash office and/or branch office address.
Including the relocation of the head office to become a branch office simultaneously followed by the relocation of the branch office to become the head office (Code 3). d. No changes (Code 4).
2. Approval Letter
The number and date of the Financial Services Authority approval letter regarding the opening of branch offices, upgrade of cash office status to branch office, relocation of head office address, and/or relocation of branch office address of the BPR reported in this column.
3. Previous Address
The previous address of the head office or branch office in the event of relocation of the head office and/or branch office address of the BPR reported in this column.
4. Date of Implementation
The date of implementation of the opening of the branch office, upgrade of cash office status to branch office, relocation of head office address, and/or relocation of branch office address of the BPR reported in this column.
FORM 00.05 – 1
DATA OF OTHER RELATED PARTIES
I II III IV V
Name of Related Party No. Identity Address of Related Party Type of Related Party Relationship of Related Party
COLUMN CODE
I. Name of Related Party
Filled with the full name of the BPR related party, other than shareholders, members of the Board of Directors, members of the Board of Commissioners, and executive officials of the BPR.
II. No. Identity
Filled with the identity number of the BPR related party.
III. Address of Related Party
Filled with the full address of each BPR related party.
IV. Type of Related Party
1. Individual 01
2. Company or Entity 02
3. Local Government or Central Government 03
V. Relationship of Related Party
1. Family relationship with members of the Board of Directors, members of the Board of Commissioners, and shareholders.
2. Non-bank companies owned by members of the Board of Directors, members of the Board of Commissioners, shareholders, executive officials, and parties as referred to in item 1.
3. Other BPRs owned by members of the Board of Directors, members of the Board of Commissioners, shareholders, executive officials, and parties as referred to in item 1.
4. Other BPRs whose members of the Board of Commissioners serve concurrently as members of the Board of Commissioners of the BPR with a number of at least 50% (fifty percent) of the total members of the Board of Directors and members of the Board of Commissioners at the other BPR.
5. Companies where at least 50% (fifty percent) of the total number of members of the Board of Directors and members of the Board of Commissioners are members of the Board of Commissioners of the BPR.
FORM 00.05 – 2
CODES FOR DATA OF OTHER RELATED PARTIES
6. Borrowers who are provided guarantees by members of the Board of Directors, members of the Board of Commissioners, shareholders, executive officials, and parties as referred to in items 1 through 5.
Related parties are individuals, companies, or entities that have ownership relationships, management relationships, and/or financial relationships with the BPR in accordance with POJK BMPK BPR. This form contains data on BPR related parties other than shareholders, members of the Board of Directors, members of the Board of Commissioners, and executive officials, which includes:
I. Name of Related Party
The full name of the BPR related party other than shareholders, members of the Board of Directors, members of the Board of Commissioners, and executive officials of the BPR reported in this column.
II. No. Identity
The identity number of the BPR related party reported in this column, which is NIK if the related party is an individual or NPWP if the related party is a business entity.
III. Address of Related Party
The full address of each BPR related party reported in this column.
IV. Type of Related Party
The type of BPR related party reported in this column:
1. Individual if the BPR related party is an individual.
2. Company or entity if the BPR related party is a company or entity, whether a legal entity or non-legal entity.
3. Local government or central government if the BPR related party is a local government or central government.
V. Relationship of Related Party
The relationship of the related party with the BPR, excluding shareholders, members of the Board of Directors, members of the Board of Commissioners, and executive officials of the BPR, in accordance with POJK BMPK BPR:
1. Family relationship up to the second degree, both horizontal and vertical, with shareholders owning at least 10% (ten percent) of paid-up capital, members of the Board of Directors, and members of the Board of Commissioners.
2. Non-bank companies owned by shareholders owning at least 10% (ten percent) of paid-up capital,
FORM 00.05 – 3
EXPLANATION OF DATA OF OTHER RELATED PARTIES
members of the Board of Directors, members of the Board of Commissioners, executive officials, and parties as referred to in item 1, whose ownership, both individually and collectively, is at least 25% (twenty-five percent) of the paid-up capital of the company.
3. Other BPRs owned by shareholders owning at least 10% (ten percent) of paid-up capital, members of the Board of Directors, members of the Board of Commissioners, executive officials, and parties as referred to in item 1, whose individual ownership is at least 10% (ten percent) of the paid-up capital at the other BPR.
4. Other BPRs whose members of the Board of Commissioners serve concurrently as members of the Board of Commissioners of the BPR and the concurrent position at the other BPR is at least 50% (fifty percent) of the total number of members of the Board of Directors and members of the Board of Commissioners at the other BPR.
5. Companies where at least 50% (fifty percent) of the total number of members of the Board of Directors and members of the Board of Commissioners are members of the Board of Commissioners of the BPR.
6. Borrowers who are provided guarantees by shareholders owning at least 10% (ten percent) of paid-up capital, members of the Board of Directors, members of the Board of Commissioners, executive officials, and parties as referred to in items 1 through 5.
FORM 01.00 – 1
FINANCIAL POSITION REPORT
Code
Office
Assets Code Amount
Cash in Rupiah 1101010000
Cash in Foreign Currency 3) 1101020000
Securities 4) 1102000000
Deposits with Other Banks 5) 1103010000
-/- Provision for Write-off of
Productive Assets
1103020000
Loans Given (Debit Balance) 6)
6.1)
1104010100
-/- Unamortized Provision 1104010200
Unamortized Transaction Costs 1104010300
-/- Deferred Interest Income in the Framework of Restructuring 1104010400 -/- Restructuring Loss Reserve 1104010500 -/- Provision for Write-off of Productive Assets 1104020000 Foreclosed Collateral 7) 1201000000 Fixed Assets and Inventory 8) 1202010000 -/- Accumulated Depreciation and Impairment 1202020000 Intangible Assets 8) 1203010000 -/- Accumulated Amortization and Impairment 1203020000 Inter-Office Assets 1204000000 Other Assets 9) 1299000000 TOTAL ASSETS 1000000000
FORM 01.00 – 1
FINANCIAL POSITION REPORT
Code
Office
Liabilities and Equity Code Amount
LIABILITIES
Current Liabilities 10) 2101000000
Deposits a. Savings 11) 2102010100
-/- Unamortized Transaction Costs 2102010200 b. Time Deposits 12) 2102020100 -/- Unamortized Transaction Costs 2102020200 Deposits from Other Banks 13) 2103010000 -/- Unamortized Transaction Costs 2103020000 Loans Received 00.7) 2201010000 -/- Unamortized Transaction Costs 2201020000 -/- Unamortized Discount 2201030000 Deposit Capital - Liability 2202000000 Inter-Office Liabilities 2203000000 Other Liabilities 14) 2299000000 Total Liabilities 2000000000 EQUITY Paid-up Capital 00.6) a. Authorized Capital 3101010000 b. Unpaid Capital -/- 3101020000 Additional Paid-up Capital a. Premium (Discount) 3102010000 b. Donated Capital 00.6) 3102020000
c. Deposit Capital – Equity 00.6) 3102030000
d. Other Additional Paid-up Capital 3102990000 Other Equity a. Gain (Loss) from Changes in Value of Financial Assets in the Available-for-Sale Group 3103010000 b. Gain on Revaluation of Fixed Assets 3103020000
c. Others 3103990000
d. Income Tax related to
Other Equity
3103980000
Draft a. General 3104010000 b. Specific Purpose 3104020000 Profit (Loss) a. Prior Years 3105010000 b. Current Year 3105020000 Total Equity 3000000000 TOTAL LIABILITIES AND EQUITY
The Statement of Financial Position comprises the assets, liabilities, and equity held by the Rural Bank (BPR) as of the reporting date.
A. Assets
Assets are resources controlled by the BPR as a result of past events and from which future economic benefits are expected to flow to the BPR.
Cash in Rupiah
Items reported in this position are currency in cash, consisting of banknotes and coins issued by Bank Indonesia that are legal tender in Indonesia. This position includes cash in the vault, cash in ATMs, and cash in transit.
Cash in Foreign Currency
Items reported in this position are foreign banknotes, foreign coins, and valid travelers' checks held by the BPR as a foreign exchange dealer. This position is detailed in Form 03.00 – List of Cash in Foreign Currency.
Securities
Items reported in this position are debt instruments held by the BPR, including Bank Indonesia Certificates (SBI) denominated in Rupiah, issued at a discount by Bank Indonesia as short-term debt acknowledgments held by the BPR.
SBI categories are divided into two:
a. Held to Maturity: Reported at acquisition cost less unamortized discount and plus unamortized transaction costs; and b. Available for Sale: Reported at fair value.
This position is detailed in Form 04.00 – List of Securities.
This position is detailed in Form 05.00 – List of Placements with Other Banks.
b. Provision for Write-off of Productive Assets (PPAP) Items reported in this position are PPAP formed by the BPR on placements with other banks in accordance with the POJK on Capital Adequacy (KAP) and PPAP for BPR.
This position is detailed in Form 05.00 – List of Placements with Other Banks.
Specifically for restructured loans, if there is deferred income and restructuring losses, the amount reported is the debit balance of the loan before deducting deferred income and after deducting restructuring loss provisions.
Loans granted for joint financing, consortium, or syndication, whether the BPR acts as the lead bank (arranger) or as a participant bank, are reported in this position at the BPR's share of the claim against the respective debtor.
Funds received by the BPR from other parties for onward lending are not reported in this position but rather in administrative accounts.
This position is detailed in Form 06.00 – List of Loans Granted.
b. Unamortized Fees
Items reported in this position are the portion of fees that have not yet become interest income for the current period over loans granted.
c. Unamortized Transaction Costs
Items reported in this position are the portion of transaction costs that have not yet been amortized and have not yet become a reduction of interest income for the current period over loans granted.
d. Deferred Interest Income in the Context of Restructuring Items reported in this position are deferred income in the context of loan restructuring carried out by capitalizing overdue interest into the loan principal.
e. Restructuring Loss Provisions
Items reported in this position are the difference between the estimated future cash flows based on the restructuring agreement at a specific discount rate and the debit balance of the loan before restructuring.
f. PPAP
Items reported in this position are PPAP formed by the BPR on loans granted in accordance with the POJK on Capital Adequacy (KAP) and PPAP for BPR.
This position is detailed in Form 06.00 – List of Loans Granted.
Collateral for granted loans is detailed in Form 06.01 – List of Collateral.
The value at initial recognition is the fair value of the AYDA after deducting estimated selling costs (net realizable value) at the time the collateral was taken over, not exceeding the debit balance of the debtor's loan.
For subsequent periods, the reported value is the lower of the net realizable value at the reporting date and the carrying amount. The carrying amount is the fair value less the balance of accumulated impairment losses.
If the net realizable value at the reporting date is lower than the carrying amount, the impairment loss is presented in Form 02.00 – Statement of Profit or Loss, and the AYDA position is recorded at the value after impairment.
Losses from AYDA impairment can be reversed up to the amount of accumulated impairment losses previously recognized.
AYDA that cannot be settled within the timeframe specified in the POJK on Capital Adequacy (KAP) and PPAP for BPR is calculated as a reduction of core capital components in the calculation of KPMM.
This position is detailed in Form 07.00 – List of Foreclosed Assets.
1) Land and Buildings
Reported at the acquisition cost of fixed assets, such as land and buildings owned by the BPR, up to the condition where the fixed assets are ready for operational use. Fixed assets may be reported at revalued amount, which is the result of revaluation of fixed assets that has received approval from the competent authority in accordance with applicable laws and regulations.
2) Inventory
Reported at the acquisition cost of inventory up to the condition where the inventory is ready for operational use, such as equipment, supplies, and vehicles owned by the BPR. Inventory may be reported at revalued amount, which is the result of revaluation of fixed assets that has received approval from the competent authority in accordance with applicable laws and regulations.
Inventory in the form of computers, servers, and similar equipment is reported at the value of hardware, while the value of software is reported in the intangible assets position.
This position is detailed in Form 08.00 – List of Fixed Assets, Inventory, and Intangible Assets.
b. Accumulated Depreciation and Impairment
Items reported in this position are the accumulated depreciation and impairment of fixed assets and inventory owned by the BPR, including:
1) Land and Buildings
Reported at the accumulated depreciation expense on the acquisition cost or revalued amount of the BPR's fixed assets recorded up to the reporting date, and the accumulated impairment loss on the acquisition cost or revalued amount of the BPR's buildings based on objective evidence. Impairment losses can be reversed up to the acquisition cost or the initial net value after depreciation.
2) Inventory
Reported at the accumulated depreciation expense on the acquisition cost or revalued amount of the BPR's inventory recorded up to the reporting date, and the accumulated impairment loss on the acquisition cost or revalued amount of the BPR's inventory based on objective evidence. Impairment losses can be reversed up to the acquisition cost or the initial revalued net value after depreciation.
This position is detailed in Form 08.00 – List of Fixed Assets, Inventory, and Intangible Assets.
Assets not used in BPR operations or assets under construction are not reported in this position but rather in the other assets position.
a. Intangible Assets
Items reported in this position are the acquisition cost of the BPR's intangible assets up to the condition where the intangible assets are ready for operational use.
This position is detailed in Form 08.00 – List of Fixed Assets, Inventory, and Intangible Assets.
b. Accumulated Amortization and Impairment
Items reported in this position are the accumulated amortization expense on the acquisition cost of intangible assets recorded up to the reporting date through systematic allocation over the asset's useful life. This position also includes accumulated impairment losses on the acquisition cost of the BPR's intangible assets based on objective evidence. Impairment losses can be reversed up to the acquisition cost or the initial revalued net value after amortization.
This position is detailed in Form 08.00 – List of Fixed Assets, Inventory, and Intangible Assets.
The inter-office asset balance for per-office reports is presented gross (not offset) against inter-office liabilities, while for combined reports, it is presented net (offsetting).
This position is detailed in Form 09.00 – Details of Other Assets and Form 09.01 – Details of Other Assets – Others.
B. Liabilities
Liabilities are the BPR's present obligations arising from past events, the settlement of which is expected to result in an outflow from the BPR of resources embodying economic benefits.
This position is detailed in Form 10.00 – Details of Current Liabilities.
a. Savings
Items reported in this position are the balance of customer savings.
b. Unamortized Transaction Costs
Items reported in this position are the portion of transaction costs that have not yet been amortized and have not yet become an increase in interest expense for the current period over savings.
This position is detailed in Form 11.00 – List of Savings.
a. Time Deposits
The value reported is the value of customer time deposits.
b. Unamortized Transaction Costs
Items reported in this position are the portion of transaction costs that have not yet been amortized and have not yet become an increase in interest expense for the current period.
This position is detailed in Form 12.00 – List of Time Deposits.
The balance or value of deposits from other banks cannot be offset against the balance of the placements with other banks position.
a. Deposits from Other Banks
Items reported in this position are the balance or value of deposits from other banks.
b. Unamortized Transaction Costs
Items reported in this position are the portion of transaction costs that have not yet been amortized and have not yet become an increase in interest expense for the current period over savings or time deposits.
This position is detailed in Form 13.00 – List of Deposits from Other Banks.
a. Loans Received
Items reported in this position are the debit balance of loans received from other banks, Bank Indonesia, and/or third parties (non-banks).
b. Unamortized Transaction Costs
Items reported in this position are the portion of transaction costs that have not yet been amortized and have not yet become an increase in interest expense for the current period over loans received.
c. Unamortized Discount
Items reported in this position are the portion of discount that has not yet been amortized and has not yet become an increase in interest expense for the current period over loans received.
This position is detailed in Form 00.07 – List of Loans Received.
Paid-in Capital Funds – Liabilities
Items reported in this position are funds that have been fully paid by shareholders or prospective shareholders and are blocked for capital increase purposes, but have not yet or are declared not to meet capital adequacy requirements in accordance with the OJK Regulation on Minimum Core Capital Obligations and Minimum Capital Provision Obligations for Rural Banks (POJK KPMM BPR).
Inter-office Liabilities
Items reported in this position are all BPR liabilities against the head office and/or branches of the BPR.
The inter-office liability balance for per-office reports is presented gross (not offset) against inter-office assets, while for combined reports, it is presented net (offsetting).
This position is detailed in Form 14.00 – Details of Other Liabilities and Form 14.01 – Details of Other Liabilities – Others.
C. Equity
Equity is the residual interest in the assets of the BPR after deducting all liabilities.
a. Authorized Capital
Items reported in this sub-position are the amount of authorized capital or main deposits and mandatory deposits (for BPRs with cooperative legal status) stated in the articles of association of the BPR head office.
b. Unpaid Capital
Items reported in this sub-position are the amount of authorized capital or main deposits and mandatory deposits that have not been paid.
This position is detailed in Form 00.06 - List of Paid-in Capital, Donation Capital, and Paid-in Capital Funds – Equity.
b. Donation Capital
Items reported in this sub-position are capital obtained back from share donations, including value differences recorded with the selling price in the event the shares are sold, and capital originating from donations from shareholders or external parties received by the BPR in the form of funds or other assets.
Donation capital includes capital received from cooperative member donations for BPRs with cooperative legal status.
This sub-position is detailed in Form 00.06 - List of Paid-in Capital, Donation Capital, and Paid-in Capital Funds – Equity.
c. Paid-in Capital Funds – Equity
Items reported in this sub-position are funds that have been fully paid by shareholders or prospective shareholders and are blocked for capital increase purposes and have been declared to meet capital adequacy requirements to be classified as Paid-in Capital Funds – Equity in accordance with POJK KPMM BPR.
This sub-position is detailed in Form 00.06 - List of Paid-in Capital, Donation Capital, and Paid-in Capital Funds – Equity.
d. Other Additional Paid-in Capital
Items reported in this sub-position are additional paid-in capital other than letters a through c, including additional paid-in capital originating from tax amnesty.
a. (Losses) Gains from Changes in Value of Financial Assets in the Available for Sale Category Items reported in this sub-position are all potential unrealized profits or losses from changes in fair value of securities in the available for sale category and other transactions that, based on accounting standards, must be recognized as equity components presented separately.
b. Revaluation Gains of Fixed Assets
Items reported in this sub-position are the accumulated value formed as a result of the difference between the revalued amount or revaluation and the carrying amount of fixed assets and inventory owned by the BPR after obtaining approval from the competent authority.
c. Others
Items reported in this sub-position are accumulated other profits or losses belonging to the other comprehensive income group.
d. Income Tax Related to Other Equity
Items reported in this sub-position are accumulated income tax related to profits or losses in the other comprehensive income group.
b. Specific Purpose
Items reported in this sub-position are reserves formed from the appropriation of retained earnings or net profit after tax, the use of which has been determined and have received approval from the General Meeting of Shareholders (GMS).
a. Prior Years
Items reported in this sub-position are the BPR's profit in prior year periods after tax, the use of which has not been decided by the GMS or Annual General Meeting of Cooperatives (RAT), or losses in prior year periods.
b. Current Year
Items reported in this sub-position are the BPR's profit or loss for the current fiscal year period.
This sub-position is detailed in Form 02.00 – Statement of Profit or Loss.
FORM 01.01 – 1
ADMINISTRATIVE ACCOUNTS
Code
Office
Account Name Code Amount
Commitment Receivables a. Undrawn Loan Facilities Received 6101010000 b. Other Commitment Receivables 6101990000 Commitment Liabilities a. Undrawn Credit Facilities to Customers 6102010000 b. Onward Lending 6102020000
c. Other Commitment Liabilities 6102990000
Contingent Receivables a. Interest Income in Progress
1) Interest on Loans Granted 6201010100
2) Interest on Placements with Other Banks 6201010200
b. Written-off Productive Assets
15)
1) Loans Granted 6201020100
2) Placements with Other Banks 6201020200
3) Interest Income on Written-off Loans 6201020300
4) Interest Income on Written-off Placements with Other Banks 6201020400
c. Collateral in Process of Loan Settlement 6201030000
d. Other Contingent Receivables 6201990000
Contingent Liabilities 6202000000
Other Administrative Accounts 6900000000
Administrative accounts are accounts for transactions that, as of the reporting date, have not effectively caused changes in the BPR's assets and liabilities, as well as other important notes. All administrative account positions are filled in full Rupiah.
Administrative accounts are detailed as follows:
a. Undrawn Loan Facilities Received
Items reported in this position are loan facilities received by the BPR from other banks and/or third parties that have not been drawn.
b. Other Commitment Receivables
Items reported in this position are all BPR commitment receivables that cannot be grouped under letter a.
a. Undrawn Credit Facilities to Customers
Items reported in this position are credit facilities still provided by the BPR to customers that have not been drawn.
b. Onward Lending
Items reported in this position are onward lending to customers where the funds originate from other parties and the BPR does not bear the risk for the onward lending.
c. Other Commitment Liabilities
Items reported in this position are all BPR commitment liabilities that cannot be grouped under letters a and b.
FORM 01.01 – 2
EXPLANATION OF ADMINISTRATIVE ACCOUNTS
a. Interest Income in Settlement
Items reported in this position are interest on BPR fund placements whose quality is classified as substandard, doubtful, or loss, but payment has not yet been received as of the reporting date. Interest income from productive assets that have been written off is not reported in this position, but is reported in the Productive Assets Written Off position. This position is detailed in:
i. Interest on Loans Given
This position is detailed in Form 06.00 – List of Loans Given.
ii. Interest on Placements with Other Banks
This position is detailed in Form 05.00 – List of Placements with Other Banks.
b. Productive Assets Written Off
Items reported in this position are all productive assets, both loans given and other productive assets, that have been written off. For productive assets that have undergone write-off, they are no longer reported in the administrative account. This code will be detailed further in Form 15.00 – List of Productive Assets Written Off.
c. Collateral in the Process of Credit Settlement
Items reported in this position are collateral owned by the debtor that is still in the process of being taken over by the BPR for the credit settlement process.
d. Other Contingent Receivables
Items reported in this position are all contingent receivables that cannot be grouped into letters a through c.
Contingent Liabilities
BPR liabilities that arise based on the occurrence or non-occurrence of one or more events in the future.
Other Administrative Accounts
Items reported in this position are all BPR administrative accounts that cannot be grouped into items 1 through 4.
FORM 02.00 – 1
INCOME STATEMENT
Code
Office
Account Name Code Amount
Operational Income 4100000000
Operational Expenses 5100000000
Other Comprehensive Income
The income statement is cumulative figures of BPR income and expenses from the beginning of the fiscal year to the reporting date. All profit and loss items are filled in full Rupiah.
A. Operational Income
Operational income is all income resulting from the main business activities of the BPR and is detailed as follows:
iii. Loans Given
Items reported in this position are all interest income received by the BPR from loans given to other banks and third parties not banks, detailed as follows:
a) To Other Banks b) To Third Parties Not Banks
b. Credit Provisions
Income received by the BPR from credit provisions given to banks and third parties not banks. Recognition of credit provisions is done on an amortization basis in accordance with the applicable financial accounting standards for BPRs. Credit provisions are reported by group as follows:
i. To Other Banks
Items reported in this position are amortization of credit provision income given to other banks.
ii. To Third Parties Not Banks
Items reported in this position are amortization of credit provision income given to third parties not banks.
c. Transaction Costs -/-
Costs incurred by the BPR directly related to placements in SBIs, placements with other banks, and loans given to other banks and third parties not banks. Recognition of transaction costs is done on an amortization basis in accordance with the applicable financial accounting standards for BPRs.
i. Securities
Items reported in this position are amortization of acquisition transaction costs for SBIs.
ii. Loans Given
a) To Other Banks
Items reported in this position are amortization of transaction costs for loans given to other banks. b) To Third Parties Not Banks Items reported in this position are amortization of transaction costs for loans given to third parties not banks.
d. Correction of Interest Income -/-
Items reported in this position are accrual interest income corrections for productive assets that have experienced a decline in quality or value.
B. Operational Expenses
Items reported in this position are all expenses incurred for the main business activities of the BPR and are detailed as follows:
b. Transaction Costs
Items reported in this position are costs incurred by the BPR to obtain funds from other banks or third parties not banks, such as promotion costs like cash back or gifts that can be directly attributed per customer.
i. To Other Banks
Items reported in this position are amortization of transaction costs for funds from other banks including savings, time deposits, received loans, and/or subordinated loans.
ii. To Third Parties Not Banks
Items reported in this position are amortization of transaction costs for funds from third parties not banks including savings, time deposits, received loans, and/or subordinated loans.
Credit Restructuring Loss Expenses
Items reported in this position are amortization of loss reserves arising from the decline in loan value due to restructuring after being offset by excess PPAP due to credit quality improvement in the context of restructuring.
Productive Asset Write-off Provision Expenses
Items reported in this position are PPAP costs, whether in the form of loans given or placements in other productive assets, in accordance with POJK KAP and BPR PPAP. This position is detailed as follows:
a. Securities b. Placements with Other Banks
c. Loans Given:
i. To Other Banks
ii. To Third Parties Not Banks
Marketing Expenses
Items reported in this position are costs related to the promotion of BPR banking products, such as costs for educating the public about BPR banking products, costs for giving gifts that cannot be directly attributed to customer accounts, and advertising costs for promotion.
Research and Development Expenses
Items reported in this position are costs related to research and development conducted by the BPR. Included in this position are travel and accommodation costs related to the organization of research and development conducted by the BPR, as well as research and development costs for establishing and opening BPR branch offices.
Administrative and General Expenses
This expense consists of:
a. Labor Expenses
i. Salaries and Wages
Items reported in this position are basic salaries, wages, and allowances paid to the board of directors or daily management for BPRs with a cooperative legal entity status and BPR employees, both permanent and non-permanent employees, before being reduced by income tax and other deductions. In the event that income tax is borne by the BPR, the amount is added to this position.
ii. Honorariums
Included in this position are costs for honorariums for members of the board of commissioners or supervisory board of the BPR. In the event that income tax is borne by the BPR, the amount is added to this position.
iii. Others
Items reported in this position are all labor costs other than salaries, wages, and honorariums, such as overtime pay, health care, and incentives given to BPR employees. b. Education and Training Expenses Items reported in this position are costs related to education and training attended by members of the board of directors, members of the board of commissioners, and BPR employees, whether organized by third parties or internally by the BPR, including courses and seminars as well as travel and accommodation costs related to the organization of such education and training.
c. Rental Expenses
i. Office Buildings
Items reported in this position are rents paid by the BPR related to BPR office operational buildings.
ii. Others
Items reported in this position are rental expenses paid by the BPR related to equipment rental and office supplies rental, and other rental expenses related to BPR operations. d. Depreciation/Write-off Expenses for Fixed Assets and Inventory Items reported in this position are depreciation or write-off expenses for fixed assets and inventory. e. Intangible Asset Amortization Expenses Items reported in this position are amortization expenses for intangible assets, such as amortization of application programs (software). f. Insurance Premium Expenses Items reported in this position are insurance expenses for BPR liabilities, such as fixed asset and inventory insurance, labor insurance, and cash insurance expenses. If insurance premiums are paid in advance, the amount not yet amortized or expensed is reported in the other assets position. g. Maintenance and Repair Expenses Items reported in this position are maintenance and repair costs incurred by the BPR for maintenance and/or repair of fixed assets and inventory owned or leased by the BPR. h. Goods and Services Expenses Items reported in this position are costs incurred by the BPR related to the receipt or use of goods and services, such as electricity, water, telephone, internet network, stationery, printing, travel, accommodation, newspapers, and magazines.
i. Taxes
Items reported in this position are taxes paid by the BPR, such as land and building tax and vehicle tax owned by the BPR, excluding income tax.
Other Expenses
Items reported in this position are operational expenses that cannot be grouped into items 1 through 6. This position is detailed as follows:
a. Foreign Currency Sales Loss
Items reported in this position are losses obtained by the BPR related to activities as a foreign currency trader. b. Securities Sales Loss Items reported in this position are losses recognized upon realization or sale of available-for-sale securities previously reported in equity.
c. Others
Items reported in this position are operational expenses that cannot be grouped into letters a and b, including levy costs paid by the BPR to the Financial Services Authority.
C. Operational Profit (Loss)
Items reported in this position are the positive (negative) difference between operational income minus operational expenses.
D. Non-operational Income
Items reported in this position are all income originating from activities that are not the main business activities of the BPR and are detailed as follows:
E. Non-operational Expenses
Items reported in non-operational expenses are costs incurred for activities that are not the main business activities of the BPR and are detailed as follows:
F. Non-operational Profit (Loss)
Items reported in this position are the positive (negative) difference between non-operational income minus non-operational expenses.
G. Current Year Profit (Loss) Before Tax
Items reported in this position are the positive (negative) difference between all operational and non-operational income minus operational and non-operational expenses.
H. Estimated Income Tax
Items reported in this position are the estimated income tax for the current year in accordance with tax legislation regulations that become the burden of the current year's profit.
I. Deferred Tax Income
J. Total Current Year Profit (Loss)
Items reported in this position are the current year's net profit after being reduced by estimated income tax or the current year's loss amount.
K. Other Comprehensive Income
L. Other Comprehensive Income After Tax
Items reported in this position are the total current year comprehensive income.
M. Total Current Year Comprehensive Profit (Loss) Items reported in this position are the total current year profit (loss) with other comprehensive income after tax.
FORM 03.00 – 1
FOREIGN CURRENCY CASH LIST
I II III IV V
Office Code
Type
Foreign Currency
Nominal
Mid Rate (Rp)
Rupiah Value
TOTAL
COLUMN
I. Office Code
Filled with the BPR office code.
II. Type of Foreign Currency
Refer to Appendix 04 – List of Foreign Currency Codes.
III. Nominal
Filled with full units up to 2 (two) decimal digits after the comma according to the foreign currency value (original currency).
IV. Mid Rate (Rp)
Filled with full units up to 2 (two) decimal digits after the comma.
V. Rupiah Value
Filled in full Rupiah.
FORM 03.00 – 2
CODES FOR FOREIGN CURRENCY CASH LIST
FORM 03.00 – 3
EXPLANATION OF FOREIGN CURRENCY CASH LIST
Foreign currency cash (valas) refers to foreign banknotes, foreign coins, and valid travellers cheques owned by the BPR as a foreign currency trader. The foreign currency cash list is detailed as follows:
I. Office Code
The code reported in this column is the BPR office code.
II. Type of Foreign Currency
The code reported in this column is the type of foreign currency traded by the BPR as a foreign currency trader in the form of foreign banknotes, foreign coins, and valid travellers cheques.
III. Nominal
The code reported in this column is the foreign currency value (original currency) owned by the BPR on the reporting date, before being converted to Rupiah.
IV. Mid Rate (Rp)
The code reported in this column is the mid rate available in the Bank Indonesia system on the reporting date. If the mid rate is not available, the value reported is the average of the buy rate and sell rate on the reporting date (divided by two).
V. Rupiah Value
The code reported in this column is the result of multiplying the nominal by the mid rate.
FORM 04.00 – 1
SECURITIES LIST
I II III IV V VI
Office Code
Classification
Interest Rate
Term
Start Date
Maturity Date
Nominal
Nominal Pledged
TOTAL
FORM 04.00 – 1
SECURITIES LIST
VII VIII IX X XI
Acquisition Cost
Unamortized Discount/Premium
Unamortized Transaction Costs
Unrealized Profit/Loss
Amortized Acquisition Cost/Fair Value
COLUMN CODES
I. Office Code
Filled with the BPR office code.
II. Classification
FORM 04.00 – 2
CODES FOR SECURITIES LIST
FORM 04.00 – 3
EXPLANATION OF SECURITIES LIST
Securities refer to debt instruments owned by the BPR, including bearer instruments in Rupiah issued with a discount system by Bank Indonesia as short-term debt acknowledgments owned by the BPR. The securities list is detailed as follows:
I. Office Code
The code reported in this column is the BPR office code.
II. Classification
The code reported in this column is the classification of securities owned by the BPR, determined based on the intention to hold the securities. BPR securities classification is divided into available for sale and held to maturity.
VII. Acquisition Cost
The code reported in this column is the cash value of purchasing the securities. Acquisition cost for securities in the available for sale classification and securities held to maturity is the nominal minus discount or plus premium and plus transaction costs. In the case where securities in the available for sale classification are held by the BPR for a short period (less than one year), the acquisition cost may be reported net after deducting discount or adding premium, and transaction costs are expensed directly in the period they occur.
VIII. Unamortized Discount/Premium
The code reported in this column is the value of discount or premium that has not been amortized for securities owned by the BPR. This column is not filled for securities in the available for sale classification held by the BPR for a short period (less than one year).
IX. Unamortized Transaction Costs
The code reported in this column is costs that have not been amortized as a result of acquiring securities, including recording costs, registration costs, commission fees, and brokerage fees. This column is not filled for securities in the available for sale classification held by the BPR for a short period (less than one year).
X. Unrealized Profit/Loss
For securities in the available for sale classification, this column is filled with the difference between the fair value in the reporting month and the acquisition cost. This column is not filled for securities in the held to maturity classification.
XI. Amortized Acquisition Cost/Fair Value
The code reported in this column is:
FORM 05.00 – 1
PLACEMENTS IN OTHER BANKS LIST
Office Code
Bank Code
Bank Location
Type
Relationship with Bank
Term
Start Date
Maturity Date
FORM 05.00 – 1
PLACEMENTS IN OTHER BANKS LIST
VIII IX X XI XII XIII XIV XV
Interest Rate
Total
Blocked/Pledged Nominal
Reason for Blocking
PPAP Formed
Interest Income to be Received
Interest Income in Settlement
BMPK Status
Individual
TOTAL
FORM 05.00 – 2
CODES FOR PLACEMENTS IN OTHER BANKS LIST
COLUMN CODES
I. Office Code
Filled with the BPR office code.
II. Bank Code
For BPR/BPRS conducting transactions with BPR, filled with 6 (six) digits of the BPR/BPRS code as found in the OJK Reporting System. For commercial banks including Islamic business units or Islamic branches of commercial banks, or Islamic commercial banks, the bank code is reported referring to the code as found in the OJK Reporting System.
III. Bank Location
Refer to Appendix 03 – List of Regency or City Codes.
IV. Type
1. Current Account 10
2. Savings
a. General 20 b. Special 25
3. Time Deposits
a. General 30 b. Special 35
4. Certificate of Deposit 40
V. Relationship with Bank
1. Related 12
2. Unrelated 20
VI. Term
Filled with the start date and maturity date. DD-MM-YYYY
VII. Quality
1. Performing 1
2. Less Performing 3
3. Non-Performing 5
VIII. Interest Rate
Filled with the annual interest rate percentage up to 2 (two) decimal digits after the comma.
IX. Total
Filled in full Rupiah.
X. Blocked/Pledged Nominal
Filled in full Rupiah.
XI. Reason for Blocking
1. Escrow Account 01
2. Cash Collateral 02
3. Others 99
XII. PPAP Formed
Filled in full Rupiah.
XIII. Interest Income to be Received
Filled in full Rupiah.
XIV. Interest Income in Settlement
Filled in full Rupiah.
XV. BMPK Status Individual
1. Not Violating and Not Exceeding 00
2. Violating Individual 11
3. Exceeding Individual 21
FORM 05.00 – 3
EXPLANATION OF PLACEMENTS IN OTHER BANKS LIST
Placements in other banks refer to BPR fund placements in other banks in the form of current accounts, savings, time deposits, certificates of deposit, and/or other similar fund placements.
I. Office Code
The code reported in this column is the BPR office code.
II. Bank Code
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II on Bank Codes.
III. Bank Location
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II on Location.
IV. Type
The code reported in this column is the BPR claim against other banks, detailed as follows:
1. Current Account
The code reported in this item is deposits in the name of the BPR at commercial banks that can be withdrawn at any time using checks, giro slips, other payment order instruments, or through book transfers.
2. Savings
The code reported in this item is deposits in the name of the BPR at other banks that can only be withdrawn according to agreed specific terms, but cannot be withdrawn using checks, giro slips, or other instruments equivalent to those. Savings consist of:
a. General savings, including term savings. b. Special savings, which are savings at other banks functioning as a pooling institution for fund pooling (pooling of fund) among others to overcome liquidity difficulties.
3. Time Deposits
The code reported in this item is deposits in the name of the BPR at other banks that can only be withdrawn at specific times based on agreements between the BPR and the other bank. Time deposits consist of:
a. General time deposits. b. Special time deposits, which are time deposits at other banks functioning as a pooling institution for fund pooling (pooling of fund) among others to overcome liquidity difficulties.
4. Certificate of Deposit
The code reported in this item is bearer deposits whose deposit certificates can be traded at a discount, issued by commercial banks and owned by the BPR. Certificates of deposit are recorded at the nominal value minus unamortized discount. Included in this type are:
a. Certificates of deposit owned by the BPR that are pledged and/or used as collateral; and/or b. Certificates of deposit owned by the BPR that have matured.
V. Relationship with Bank
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II on Relationship with Bank.
VI. Term
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II on Term.
VII. Quality
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II on Quality.
VIII. Interest Rate
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II on Interest Rates.
IX. Total
The code reported in this column is the balance of each type of placement at the reporting date position.
X. Blocked/Pledged Nominal
The code reported in this column is the value of placements in other banks that are blocked for specific purposes so that they cannot be withdrawn at any time. Specifically for certificates of deposit, this value is filled with the value of certificates of deposit pledged to other parties.
XI. Reason for Blocking
The code reported in this column is the reason for blocking placements in other banks, consisting of:
1. Escrow Account
Filled with code 01 if the blocking of placements in other banks is done for an escrow account.
2. Cash Collateral
Filled with code 02 if the blocking of placements in other banks is done for collateral (cash collateral).
3. Others
Filled with code 99 if the blocking of placements in other banks is done for reasons other than letters a and b.
XII. PPAP Formed
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II on PPAP Formed.
XIII. Interest Income to be Received
The code reported in this column is interest income from placements in other banks with performing quality that has been recognized as income, but payment has not been received by the BPR as of the reporting date. The amount in this column must be the same as Form 09.00 - Other Assets Detail item Interest Income to be Received.
XIV. Interest Income in Settlement
The code reported in this column is interest income in settlement in the form of interest from placements in other banks with less performing and non-performing quality that has been reclassified into administrative accounts through corrections to interest income. This item must match Form 01.01 - Administrative Accounts Item Interest Income in Settlement.
XV. BMPK Status Individual
The code reported in this column is the BMPK status code of the BPR or BPRS receiving the BPR placement. This column is left blank for placements in commercial banks. BMPK calculation is in accordance with the BPR BMPK POJK with status:
a. Not Violating and Not Exceeding
Filled with code 00 if the provision of funds to parties conducting transactions with the BPR does not violate and does not exceed the BMPK. b. Violating Individual Filled with code 11 if the provision of funds to parties conducting transactions with the BPR violates the BMPK.
c. Exceeding Individual
Filled with code 21 if the provision of funds to parties conducting transactions with the BPR exceeds the BMPK.
FORM 06.00 – 1
CREDIT LIST GIVEN
I II III IV V VI VII VIII IX X
Office Code
CIF No.
Identity No.
Credit Group Code
Account No.
Type
Restructuring Status
Usage Type
Relationship with Bank
Funding Source
Repayment
FORM 06.00 – 1
CREDIT LIST GIVEN
XI XII XIII XIV XV XVI XVII
Payment Period
Term
First Principal Installment
Quality
Start Date
Non-Performing
Total Days of Arrears
Nominal
Arrears
Principal Interest
Start Date
Maturity Date
Principal Interest Principal Interest
TOTAL
FORM 06.00 – 1
CREDIT LIST GIVEN
XVIII XIX XX XXI XXII XXIII XXIV XXV
Debtor Type
Bank Code
Economic Sector
Business Category
Location
Usage
Interest Rate
Guarantor
Collateral Value
Considered for PPAP
Percentage
Calculation Method
Guarantor Group
Guaranteed Portion
Liquid Non-Liquid
FORM 06.00 – 1
CREDIT LIST GIVEN
XXVI XXVII XXVIII XXIX XXX XXXI XXXII XXXIII
Drawdown
Flexibility
Plafond
Debit Balance
Unamortized Provision
Unamortized Transaction Costs
Interest Income
Deferred in Restructuring
Loss Reserve
Restructuring
Debit Balance
Effective Net
FORM 06.00 – 1
CREDIT LIST GIVEN
XXXIV XXXV XXXVI XXXVII
PPAP
Interest Income to be Received
Interest Income in Settlement
Formed
Excess PPAP in Restructuring
FORM 06.00 – 2
CODES FOR CREDIT LIST GIVEN
COLUMN CODES
I. Office Code
Filled with the BPR office code.
II. CIF No.
Filled with the debtor's CIF number.
III. Identity No.
Filled with the debtor's identity number.
IV. Credit Group Code
Filled with the credit group code.
V. Account No.
Filled with the credit facility account number.
VI. Type
1. Joint Financing (Syndication) 01
2. Distributed Through Other Banks 02
3. Directly to the BPR Debtor 03
4. Cooperation with Non-Bank Financial Institutions
for Re-distribution to MSMEs
5. Distributed Through Other Financial Institutions 05
6. Others 99
VII. Restructuring Status
1. Not restructured 10
2. Restructuring 1 20
3. Restructuring 2 21
4. Restructuring 3 22
VIII. Usage Type
1. Working Capital 10
2. Investment 20
3. Consumption
a. KPR with collateral burdened by mortgage rights I b. KPR other than those in letter a 32
c. Motor vehicle ownership credit 35
d. Other consumption credit 39
IX. Relationship with Bank
1. Related for welfare purposes 11
2. Related others 12
3. Unrelated 20
X. Repayment Funding Source
1. Salary/Honorarium 10
2. Business
a. Subsidized 21 b. Non-subsidized 22
3. Others
a. Subsidized 31 b. Non-subsidized 32
XI. Principal and Interest Payment Period
1. Daily 1
2. Weekly 2
3. Monthly 3
4. Quarterly 4
5. Semi-annually 5
6. Annually 6
7. Lump Sum 7
8. Anytime 8
XII. Term
Filled with the start date and maturity date. DD-MM-YYYY
XIII. First Principal Installment
Filled with the date of the first principal installment. DD-MM-YYYY
XIV. Quality
1. Performing 1
2. Special Attention 2
3. Less Performing 3
4. Doubtful 4
5. Non-Performing 5
XV. Start Date of Non-Performing
Filled with the date the credit is declared non-performing quality.
DD-MM-YYYY
XVI. Total Days of Principal and/or Interest Arrears
Filled with the total days of principal and/or interest arrears, minimum 0 (zero).
XVII. Nominal of Principal and Interest Arrears
Filled in full Rupiah.
XVIII. Debtor Type
Refer to Appendix 02 – List of Counterparty Codes.
XIX. Bank Code
For BPR/BPRS conducting transactions with BPR, filled with 6 (six) digits of the BPR/BPRS code as found in the OJK Reporting System. For commercial banks including Islamic business units or Islamic branches of commercial banks, or Islamic commercial banks, the bank code is reported referring to the code as found in the OJK Reporting System.
XX. Economic Sector
Filled with the economic sector referring to Appendix 05 – List of Economic Sector Codes.
XXI. Business Category
1. Micro 1
2. Small 2
3. Medium 3
4. Other than Micro, Small, and Medium 4
XXII. Usage Location
Refer to Appendix 03 – List of Regency or City Codes.
XXIII. Interest Rate
2. Effective
Filled in full Rupiah.
XXVIII. Debit Balance
Filled in full Rupiah.
XXIX. Unamortized Provision
Filled in full Rupiah.
XXX. Unamortized Transaction Costs
Filled in full Rupiah.
XXXI. Interest Income Deferred in Restructuring
Filled in full Rupiah.
XXXII. Restructuring Loss Reserve
Filled in full Rupiah.
XXXIII. Net Debit Balance
Filled in full Rupiah.
XXXIV. PPAP
1. Formed
Filled in full Rupiah.
2. Excess PPAP in Restructuring
Filled in full Rupiah.
XXXV. Interest Income to be Received
Filled in full Rupiah.
XXXVI. Interest Income in Settlement
Filled in full Rupiah.
XXXVII. BMPK Status
1. Not Violating and Not Exceeding 00
2. Violating
a. Violating Individual 11 b. Violating Group 12
c. Violating Individual and Group 13
3. Exceeding
a. Exceeding Individual 21 b. Exceeding Group 22
c. Exceeding Individual and Group 23
FORM 06.00 – 3
EXPLANATION OF CREDIT LIST GIVEN
Credit refers to the provision of money or credits that can be equated with it, based on a loan agreement between the BPR and other parties, obligating the borrower to repay the debt after a certain period with the provision of interest. Included in the reporting on this form are credits given with a zero balance but not yet matured, and credits that have matured but have a debit balance.
I. Office Code
The code reported in this item is the BPR office code.
II. CIF No.
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II on CIF No.
III. Identity No.
Filled with the debtor's identity number who obtains credit facilities from the BPR, which is the NIK if the debtor is an individual, or the NPWP if the debtor is a legal entity.
IV. Credit Group Code
The credit group code is the group information number of unrelated borrower groups. The BPR fills this column if the debtor is a member of an unrelated borrower group in accordance with the BPR BMPK POJK. In this reporting, each credit group code column is filled with a unique code in the format of numbers and/or letters, as follows:
Filling this column is exempted for credits with a core-plasma partnership pattern or bank and community self-help group relationship development pattern (PHBK) in accordance with the BPR BMPK POJK.
V. Account No.
In this reporting, each credit facility account is filled with 1 (one) unique account number (must not be the same) for each credit facility account given to customers. This account number must be the same as the account number in SLIK reporting. The code reported in this column uses a format of numbers and/or letters. If the account number contains characters other than letters and/or numbers, those characters do not need to be included.
VI. Type
Joint Financing (Syndication)
The code reported in this column is credit given to customers in the BPR's share in the case of credit given to customers whose funds are provided jointly by 2 (two) or more banks or other financing companies and the BPR acts as the lead bank or member.
Distributed Through Banks
The code reported in this column is credit given that is distributed through banks to be re-lent to customers.
Directly to the BPR Debtor
The code reported in this column is credit given directly by the BPR to the debtor.
Cooperation with Non-Bank Financial Institutions for
Re-distribution to MSMEs
The code reported in this column is credit given to non-bank financial service institutions for cooperation in distributing credit to MSME customers of the non-bank financial service institution.
Distributed Through Other Financial Institutions
The code reported in this column is credit given that is distributed through non-bank financial institutions to be re-lent to customers, including through Information Technology-Based Money Lending Service Providers (LPMUBTI)/ fintech peer-to-peer lending (P2PL).
Others
Loans reported in this column are loans granted to customers based on agreements that cannot be classified under items 1 through 5, including among others the granting of loans to non-bank financial service institutions for onward distribution to customers other than MSMEs.
VII. Restructuring Status
The code for the credit restructuring status is reported in this column:
VIII. Type of Use
The type of credit use according to the purpose of credit use is reported in this column, detailed as follows:
1. Working Capital
Loans reported in this column are loans intended as working capital for the debtor.
2. Investment
Loans reported in this column are loans intended for the purchase of capital goods and/or services needed, including among others renovation, expansion, relocation of business and/or establishment of a new business. Included in the definition of investment is the purchase of facilities and/or infrastructure for business activities such as the purchase of motor vehicles for productive business, including among others city transport and ojek (motorcycle taxis).
3. Consumption
Loans reported in this column are loans given for consumption purposes in the form of goods and/or services, detailed as follows:
1. Home ownership loans (KPR) secured with a first mortgage right. Included in the type of KPR are apartment ownership loans (KPA) intended for occupancy;
2. KPR other than those referred to in letter a;
3. Motor vehicle ownership loans; and/or
4. Other consumption loans.
In the event that a loan is used for more than one (1) type of use, this column is filled with the code for the type of use having the largest share.
IX. Relationship with Bank
Referring to the General Explanation of Columns in the List Form and Detail Form – Chapter II on Relationship with Bank, detailed as follows:
X. Source of Repayment Funds
The source of funds used by the debtor to repay the loan is reported in this column, detailed as follows:
Salary/Honorarium
Income received by the debtor, including among others as a civil servant, private employee, or contract worker, is reported in this column.
Business
Income received from the debtor's business activities is reported in this column. a. Subsidized Businesses that receive principal and/or interest subsidies from government institutions and/or other institutions are reported in this column. b. Non-subsidized Businesses that do not receive principal and/or interest subsidies from government institutions and/or other institutions are reported in this column.
Others
Sources of funds used by the debtor to repay loans that cannot be classified under items 1 and 2. a. Subsidized Principal and/or interest subsidies from government institutions and/or other institutions are reported in this column. b. Non-subsidized Sources of funds other than from government institutions and/or other institutions are reported in this column.
XI. Principal and Interest Payment Period
The period in which the debtor makes principal and interest installment payments is reported in this column, detailed as follows:
If the principal and interest payment periods vary, reporting is carried out according to the specified period variations. Example:
If principal and interest payments in the first year are made monthly and in subsequent years are made quarterly, the first year is filled with monthly and subsequent years are filled with quarterly.
XII. Tenor
Referring to the General Explanation of Columns in the List Form and Detail Form – Chapter II on Tenor.
XIII. First Principal Installment
XIV. Quality
Referring to the General Explanation of Columns in the List Form and Detail Form – Chapter II on Quality.
XV. Date of Default Onset
The date the loan is declared to have a non-performing quality is reported in this column.
XVI. Number of Days of Principal and/or Interest Arrears
The number of days the debtor has not made principal and/or interest installment payments from the payment obligation date to the reporting date is reported in this column.
XVII. Nominal Principal and/or Interest Arrears
The nominal amount of principal and/or interest arrears on the loan granted is reported in this column.
XVIII. Debtor Type
Referring to the General Explanation of Columns in the List Form and Detail Form – Chapter II on Debtor Type.
XIX. Bank Code
Referring to the General Explanation of Columns in the List Form and Detail Form – Chapter II on Bank Code.
XX. Economic Sector
Filled with the economic sector referring to Appendix 06 – List of Economic Sector Codes.
XXI. Business Category
XXII. Location of Use
Filled with the regency or city where the debtor's business or project is located.
XXIII. Interest Rate
Percentage
The annual interest rate percentage or annualized interest rate based on the credit agreement between the BPR and the relevant debtor is reported in this column.
Calculation Method
The method used by the BPR to calculate interest on granted loans, whether based on the credit limit or the debit balance, is reported in this column. The interest calculation method is detailed as follows:
a. Flat Interest
The method by which the BPR sets credit installment interest based on the flat interest calculation method, including among others annuity, is reported in this column. Types of flat interest are:
1) Fixed
The interest rate does not change during the credit tenor.
2) Floating
The interest rate changes during the credit tenor in accordance with market interest rates. b. Non-Flat Interest The method used by the BPR to set credit installment interest based on the debit balance is reported in this column. Non-flat interest is:
1) Fixed
The interest rate does not change during the credit tenor.
2) Floating
The interest rate changes during the credit tenor in accordance with market interest rates.
XXIV. Guarantor
XXV. Collateral Value Considered for PPAP
The total value of collateral that can be considered as a reduction in the formation of PPAP in accordance with POJK KAP and PPAP BPR is reported in this column. The collateral value considered for PPAP is detailed into collateral that is:
XXVI. Undrawn Facility
Credit facilities at the BPR that are still available for the debtor and have not been drawn down are reported in this column.
XXVII. Limit
XXVIII. Debit Balance
The debit balance amount of the loan granted based on the agreement at the reporting month position is reported in this column. If the account has a credit balance, that balance is not reported in this column but is reported in the immediate liability item. In the event that the loan granted is a loan without principal installments with a nil balance, but still has credit facilities and has not yet matured, it is still reported in this column with a debit balance of 0 (zero). In the event that a loan without principal installments has a nil balance because it has not been drawn down, the BPR reports it in this column with the number 0 (zero).
XXIX. Unamortized Provision
The portion of the provision that has not yet become interest income for the current period over the loan granted is reported in this column.
XXX. Unamortized Transaction Costs
The portion of transaction costs that has not yet been amortized and has not yet become a reduction in interest income for the current period over the loan granted is reported in this column.
XXXI. Deferred Interest Income in the Context of Restructuring
Interest income deferred in the context of credit restructuring carried out by capitalizing interest arrears into the principal loan is reported in this column.
XXXII. Restructuring Loss Reserve
The difference between the estimated future cash flow value based on the restructuring agreement with a certain discount rate and the debit balance of the credit before restructuring is reported in this column.
XXXIII. Net Debit Balance
The debit balance of the credit after being reduced by unamortized provisions and added by unamortized transaction costs, and reduced by deferred interest income in the context of credit restructuring and restructuring loss reserves, is reported in this column.
XXXIV. PPAP
XXXV. Interest Income to be Received
Interest income from loans granted with performing quality (current and special attention) that has been recognized as income but payment has not yet been received by the BPR on the reporting date is reported in this column. This column must correspond to Form 09.00 – Other Assets Detail Item Interest Income to be Received.
XXXVI. Interest Income in Settlement
Interest from loans granted with non-performing quality (other than current and special attention) that has been reclassified into administrative accounts by making corrections to interest income is reported in this column. This column must correspond to Form 01.01 – Administrative Accounts Item Interest Income in Settlement.
XXXVII. BMPK Status
The debtor's BMPK status code is reported in this column. For loans granted to BPR or BPRS, the BMPK status on the loan granted must be the same as the BMPK status on placements in other banks. BMPK calculation is in accordance with POJK BMPK BPR with the following statuses:
FORM 06.01 – 1
LIST OF COLLATERAL
I II III IV V VI VII VIII
Office Code
Register Code/
Collateral No.
Account No.
Type
Collateral
Address
Collateral
Value Pledged
Collateral Value
Value Considered for PPAP
Appraiser Nominal
Last
Appraisal Date
Liquid
Non
Liquid
TOTAL
FORM 06.01 – 2
CODES FOR LIST OF COLLATERAL
COLUMN CODE
I. Office Code
Filled with the BPR office code.
II. Register Code/Collateral No.
Filled with the register code or collateral number.
III. Account No.
Filled with the credit facility account number.
IV. Type of Collateral
Referring to Appendix 01 – List of Collateral Type Codes.
V. Collateral Address
Filled with the full address of the collateral pledged by the debtor to the BPR.
VI. Value Pledged
Filled in full Rupiah.
VII. Collateral Value
a. Nominal
Filled with the nominal collateral value in full Rupiah. b. Appraiser
FORM 06.01 – 3
EXPLANATION OF LIST OF COLLATERAL
I. Office Code
The BPR office code is reported in this column.
II. Register Code/Collateral No.
The register code or collateral number is reported in this column, which is a unique code in numeric and/or alphabetic format for each collateral serving as security for the debtor's facility in accordance with POJK SLIK. This register code or collateral number must be the same as the register code or collateral number in SLIK reporting. The filling of the register code or collateral number is carried out as follows:
1. This column is filled with the register code or collateral number.
2. The register code or collateral number must be unique, 1 (one) register code or collateral number is used for 1 (one) collateral.
3. The register code or collateral number used by 1 (one) collateral must not be used for other collateral (no reuse or no recycle).
4. The register code or collateral number that has been reported must not change (consistent) while the credit facility is recorded in the BPR Monthly Report.
5. If the register code or collateral number contains characters other than numbers and/or letters, those characters do not need to be included.
6. This column is mandatory.
In the event that a credit facility is secured by more than 1 (one) collateral, the register code or collateral number is assigned for each collateral.
III. Account No.
Every account for the credit facility with 1 (one) unique account number (must not be the same) for each account for the credit facility in accordance with POJK SLIK is reported in this column. This account number must be the same as the account number in SLIK reporting. The filling of the account number is carried out as follows:
1. This column is filled with the facility account number.
2. The account number must be unique, 1 (one) account number for each 1 (one) facility.
3. The account number used by 1 (one) facility must not be used for other facilities (no reuse or no recycle).
4. The account number that has been reported must not change (consistent) while the credit facility is recorded in the BPR Monthly Report.
5. If the account number contains characters other than numbers and/or letters, those characters do not need to be included.
6. This column is mandatory (must be filled).
IV. Type of Collateral
Referring to Appendix 01 – List of Collateral Type Codes.
1. Liquid
All forms of liquid collateral, namely SBI, bonds issued by the Central Government of the Republic of Indonesia, savings and/or deposits blocked at the relevant BPR accompanied by a withdrawal power of attorney, and/or precious metals accompanied by a pledge power of attorney, are reported in this column.
2. Non-Liquid
Non-liquid collateral is collateral that is not included in liquid collateral.
V. Collateral Address
The full address of the collateral is reported in this column for collateral in the form of land and/or buildings. For collateral in the form of motor vehicles, the full address of the debtor is filled, while for collateral in the form of warehouse receipts, the full address of the warehouse based on the warehouse receipt document is filled.
VI. Value Pledged
The value of the collateral pledged by the debtor to the BPR is reported in this column. In the event that one collateral is pledged for several accounts for credit facilities reported separately, the collateral value is filled proportionally to the net debit balance.
VII. Collateral Value
The following is reported in this column:
1. Collateral value
Reported with the nominal collateral value in full Rupiah.
2. Appraiser
Reported with the party conducting the collateral appraisal.
3. Last appraisal date
Reported with the date of the collateral appraisal in accordance with POJK KAP and PPAP BPR.
VIII. Value Considered for PPAP
The value that can be considered as a reduction in the formation of PPAP in accordance with POJK KAP and PPAP BPR is reported in this column. In the event that one non-liquid collateral is pledged for several accounts for credit facilities reported separately, the value of the collateral considered is filled proportionally to the net debit balance.
FORM 07.00 – 1
LIST OF ACQUIRED COLLATERAL
Office Code
Type of Collateral
Collateral Address
Date of Acquisition
Initial Recognition Value
Accumulated Impairment Losses
Amount
TOTAL
FORM 07.00 – 2
CODE LIST FOR TAKEN-OVER COLLATERAL
CODE COLUMNS
I. Office Code
Filled with the BPR office code.
II. Type of Collateral
FORM 07.00 – 3
EXPLANATION OF THE TAKEN-OVER COLLATERAL LIST
AYDA refers to assets acquired by the BPR for the settlement of credits, either through auction, or outside of auction based on voluntary surrender by the collateral owner or based on a power of attorney to sell outside of auction from the collateral owner, in the event the debtor has been declared in default.
I. Office Code
The code reported in this column is the BPR office code.
II. Type of Collateral
The type of AYDA is detailed as:
VII. Total
The code reported in this column is the lower value of the net realizable value (net realizable value) position on the report or the carrying amount. The carrying amount is the fair value of the AYDA minus the balance of accumulated impairment losses from previous periods.
FORM 08.00 – 1
LIST OF FIXED ASSETS, INVENTORY, AND INTANGIBLE ASSETS I II III IV V VI VII VIII Office Code Type of Asset Source of Acquisition Asset Status Acquisition Cost Accumulated Depreciation/ Amortization Accumulated Impairment Losses Carrying Amount TOTAL
FORM 08.00 – 2
LIST OF FIXED ASSETS, INVENTORY, AND INTANGIBLE ASSETS CODE COLUMNS
I. Office Code
Filled with the BPR office code.
II. Type of Asset
1. Fixed Assets and Inventory
a. Land 101 b. Buildings 102
c. Equipment and supplies 103
d. Vehicles 104 e. Others 199
2. Intangible Assets.
a. Application programs (software) 201 b. Others 299
III. Source of Acquisition
1. Finance Lease 01
2. Paid-in Capital 02
3. Donation Capital 03
4. Other Sources of Acquisition 99
IV. Asset Status
1. Pledged 1
2. Not Pledged 2
V. Acquisition Cost
Filled in full Rupiah.
VI. Accumulated Depreciation/Amortization
Filled in full Rupiah.
VII. Accumulated Impairment Losses
Filled in full Rupiah.
VIII. Carrying Amount
Filled in full Rupiah.
Fixed assets and inventory are tangible assets owned by the BPR and used in operational activities for a period of more than 1 (one) year. Intangible assets are non-monetary assets owned by the BPR that can be identified and do not have a physical form and are used for operations. The BPR can combine the reporting of fixed assets and inventory as well as intangible assets that have the same detail codes and figures in columns I through column VI.
I. Office Code
The code reported in this column is the BPR office code.
II. Type of Asset
Fixed assets, inventory, and intangible assets are detailed as:
1. Fixed Assets and Inventory
a. Land
The code reported in this column is land owned by the BPR and used for operational activities. b. Buildings The code reported in this column is buildings owned by the BPR and used for operational activities.
c. Equipment and supplies
The code reported in this column is equipment and supplies owned by the BPR and used for operational activities. d. Vehicles The code reported in this column is vehicles owned by the BPR and used for operational activities. e. Others The code reported in this column is tangible assets that cannot be grouped into letters a through d owned by the BPR and used for operational activities. FORM 08.00 - 3 EXPLANATION OF THE LIST OF FIXED ASSETS, INVENTORY AND INTANGIBLE ASSETS
2. Intangible Assets
a. Application programs (software)
The code reported in this column is application programs (software) obtained from external parties, owned by the BPR and used for operational activities. b. Others The code reported in this column is intangible assets other than application programs (software), owned by the BPR and used for operational activities.
III. Source of Acquisition
1. Finance Lease
Fixed assets and inventory obtained by the BPR based on a finance lease agreement.
2. Paid-in Capital
Fixed assets obtained by the BPR through paid-in capital. Paid-in capital is capital that has been paid in realistically and effectively by shareholders, has been approved by the Financial Services Authority, and has met administrative completeness in accordance with the OJK BPR KPMM.
3. Donation Capital
Fixed assets obtained by the BPR through donation capital. Donation capital is capital obtained back from donations of BPR shares including the difference in value recorded with the selling price, in the event the shares are sold, and capital originating from donations from shareholders or external parties received by the BPR in the form of funds or other assets.
4. Other Sources of Acquisition
Fixed assets and inventory as well as intangible assets obtained by the BPR that cannot be grouped into numbers 1 through number 3.
IV. Asset Status
The code reported in this column is the legal status of the fixed assets and inventory of the BPR. Filled with code 1 in the event the asset is pledged which means the legal status of the asset is pledged and reported with code 2 in the event the asset is not pledged which means the legal status of the asset is not pledged. This column is left blank for intangible assets.
V. Acquisition Cost
The code reported in this column is the acquisition cost consisting of the purchase price and costs incurred by the BPR until the condition of the asset is ready for use for operations, including legal costs, broker costs, import duties, and purchase taxes that cannot be credited after deducting purchase discounts and other deductions. In the event the asset has been revalued, the value reported in this column is the asset value after revaluation.
VI. Accumulated Depreciation/Amortization
The code reported in this column is the accumulated depreciation expense or amortization of the acquisition cost of fixed assets and inventory as well as intangible assets that have been recorded up to the date of the report through systematic allocation over the useful life of the asset.
VII. Accumulated Impairment Losses
If there is objective evidence of a decrease in the value of the asset, then what is reported in this column is the difference between the carrying amount in the form of acquisition cost minus accumulated depreciation or amortization with the value after impairment. Impairment losses can be recovered back up to the acquisition cost or the initial net revalued amount minus depreciation or amortization.
VIII. Carrying Amount
The code reported in this column is the carrying amount in the form of acquisition cost minus accumulated depreciation or amortization and impairment losses.
I II III IV
Office
Code
Account Name Code Amount
Interest Income to be Received a. Placements in Other Banks 1299010100 b. Credits Given 1299010200 Advance LPS Guarantee Premium 1299020000 Advance Tax Payments 1299030000 Deferred Tax Assets 1299040000 Prepaid Expenses 1299050000 Claims to Insurance Companies 1299060000 Advances for Operational Activities 1299070000 Deposits in the Context of Fund Disbursement Through LPMUBTI/ Fintech P2PL Organizers:
a. Fund Disbursement 1299081000 b. Installment Receipt 1299082000 Others 1299990000 FORM 09.00 – 1 DETAILS OF OTHER ASSETS
Interest Income to be Received
The code reported in this item is interest income from placements in other banks with performing quality and interest income from credits given with performing and/or special attention (performing) quality that have been recognized but payment has not been received up to the date of the report. In the event the quality of productive assets has been classified as nonperforming (interest income from placements in other banks with less performing and default quality as well as interest income from credits given with less performing, doubtful, and default quality), interest income that has been recognized but payment has not been received must be cancelled by making a reversing journal entry, and subsequently, interest claims are reported in the administrative account of interest income in settlement. The details of this item must be the same as Form 05.00 – List of Placements in Other Banks and Form 06.00 – List of Credits Given.
Advance LPS Guarantee Premium
The code reported in this item is the premium that has been paid to LPS but has not yet been charged as an expense on the date of the report.
Advance Tax Payments
The code reported in this item is the amount of income tax that has been paid but has not yet been charged as an expense in the corresponding accounting period, including excess advance payment of income tax for the previous year's annual period.
Deferred Tax Assets
The code reported in this item is the amount of recoverable income tax (revocable) in future accounting periods due to deductible temporary differences and remaining loss carryforwards.
Prepaid Expenses
The code reported in this item is expenses that have been paid but have not yet been charged as an expense in the corresponding accounting period, including advance insurance premiums and advance rent. FORM 09.00 – 2 EXPLANATION OF DETAILS OF OTHER ASSETS
Claims to Insurance Companies
The code reported in this item is the amount of compensation to be received from insurance companies, including the amount of compensation from SOEs or Local Government-Owned Enterprises that conduct business as credit guarantors or other insurance companies in the event the credit from the guaranteed debtor experiences default.
Advances for Operational Activities
The code reported in this item is advances for operational activities, including advances for the purchase of motor vehicles for operational activities.
Deposits in the Context of Fund Disbursement Through LPMUBTI/
Fintech P2PL Organizers:
a. Fund Disbursement
The code reported in this item is BPR deposit funds to Fintech P2PL that have not yet been disbursed to customers up to the date of the report. b. Installment Receipt The code reported in this item is BPR customer installment payments that have been deposited to Fintech P2PL but have not yet been received by the BPR up to the date of the report.
Others
The code reported in this item is other assets that cannot be grouped into numbers 1 through number 8, including commemorative coins or commemorative notes issued by Bank Indonesia. If the amount of this item exceeds 25% (twenty-five percent) of the total of other asset items, then this item is reported on Form 09.01
I II III
Office
Code
Description Amount
TOTAL
FORM 09.1 – 1
DETAILS OF OTHER ASSETS – OTHERS
Details of other assets – others are reported by the BPR if the "Others" item on Form 09.00 – Details of Other Assets exceeds 25% (twenty-five percent) of the total of other assets.
I. Office Code
The code reported in this column is the BPR office code.
II. Description
The code reported in this column is the detail of assets from the "Others" item on Form 09.00 – Details of Other Assets.
III. Amount
The code reported in this column must be the same as the total of the "Others" item on Form 09.00 – Details of Other Assets. FORM 09.1 – 2 EXPLANATION OF DETAILS OF OTHER ASSETS – OTHERS
FORM 10.00 – 1
DETAILS OF IMMEDIATE LIABILITIES
I II III IV
Office
Code
Account Name Code Amount
Liabilities to Government to be Paid 2101010000 Liability Sanctions to Authorities Not Yet Paid 2101020000 Customer Deposits 2101030000 Credits Given with Credit Balance 2101040000 Dividends Not Yet Paid 2101050000 Excess Proceeds from Sale of Customer Collateral 2101060000 Employee Benefits 2101070000 Others 2101990000 TOTAL
Immediate liabilities are BPR liabilities that have matured and/or can be immediately collected by their owners and must be paid immediately. All items of immediate liabilities are filled in full Rupiah. Immediate liabilities are detailed as:
Liabilities to Government to be Paid
The code reported in this item is obligations to the government including income tax on corporations due, final tax on savings interest and deposit interest, and/or income tax Article 21 (PPh 21), for periods before the reporting month paid in the reporting month.
Liability Sanctions to Authorities Not Yet Paid
The code reported in this item is administrative sanctions in the form of fines that have been communicated by authorities through notification letters but have not yet been paid by the BPR.
Customer Deposits
The code reported in this item is customer deposit funds including for insurance processing, notary fees, money transfers, and/or customer deposits that are unidentified or not yet resolved up to the date of the report.
Credits Given with Credit Balance
The code reported in this item is credits given that have a credit balance due to overpayment of credit repayment that has matured.
Dividends Not Yet Paid
The code reported in this item is dividends that have been determined but have not yet been paid.
Excess Proceeds from Sale of Customer Collateral
The code reported in this item is the excess proceeds from the sale of collateral that is the debtor's right for the credit settlement process.
Employee Benefits
The code reported in this item is employee benefit liabilities to workers and/or managers that have matured but have not yet been paid. FORM 10.00 - 2 EXPLANATION OF DETAILS OF IMMEDIATE LIABILITIES
Others
The code reported in this item is immediate liabilities that cannot be grouped into numbers 1 through number 7 including contributions for the use of water, electricity, telephone that must be paid monthly but up to the date of the report have not been paid or funds received from other parties for credit forwarding that have not yet been returned by the BPR.
FORM 11.00 – 1
SAVINGS LIST
I II III IV V VI VII VIII
Office
Code
CIF No. Account No. Type
Relationship with Bank
Customer
Group
Location of Customer
Term
Start
Date
Maturity
Date
FORM 11.00 – 1
SAVINGS LIST
IX X XI XII XIII XIV
Nominal Interest
Rate
Blocked/Pledged
Nominal
Reason for Blocking
Unamortized Transaction
Costs
Total
TOTAL
FORM 11.00 – 2
CODES FOR SAVINGS LIST
CODE COLUMNS
I. Office Code
Filled with the BPR office code.
II. CIF No.
Filled with the customer CIF number.
III. Account No.
Filled with the customer savings account number.
IV. Type
1. Savings that can be withdrawn at any time 10
2. Time savings 20
V. Relationship with Bank
1. Related 12
2. Unrelated 20
VI. Customer Group
Refer to Appendix 02 – List of Counterparty Codes.
VII. Customer Location
Refer to Appendix 03 – List of Regency or City Codes.
VIII. Term
Filled with start date and maturity date. DD-MM-YYYY
IX. Interest Rate
Filled with annual interest rate percentage up to 2 (two) decimal digits after the comma.
X. Nominal
Filled in full Rupiah.
XI. Blocked/Pledged Nominal
Filled in full Rupiah.
XII. Reason for Blocking
FORM 11.00 - 3
EXPLANATION OF SAVINGS LIST
Savings are deposits belonging to third parties who are not banks on the BPR that can only be withdrawn according to specific terms agreed upon, but cannot be withdrawn with checks, giro orders, and/or instruments equivalent to those.
I. Office Code
The code reported in this column is the BPR office code.
II. CIF No.
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding CIF No.
III. Account No.
In this reporting, each savings account is filled with 1 (one) unique savings account number (must not be the same) for each customer savings account. The code reported in this column uses a number and/or letter format. If the account number contains characters other than numbers and/or letters, those characters do not need to be included.
IV. Type
The code reported in this column is savings that can be withdrawn at any time and/or time savings.
V. Relationship with Bank
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Relationship with Bank.
VI. Customer Group
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Third Parties Who Are Not Banks.
VII. Customer Location
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Location.
VIII. Term
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Term.
IX. Interest Rate
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Interest Rate.
X. Nominal
The code reported in this column is the savings balance amount at the end of the reporting month.
XI. Blocked/Pledged Nominal
The code reported in this column is the amount of savings that are blocked or pledged including cash collateral from credits or blocked for investigation purposes.
XII. Reason for Blocking
The code reported in this column is the reason for the blocking of customer savings, detailed as:
a. Escrow Account
Reported with code 01 in the event the blocking of customer savings is done for an escrow account. b. Cash Collateral Reported with code 02 in the event the blocking of customer savings is done for collateral (cash collateral).
c. Others
Reported with code 99 in the event the blocking of customer savings is done for reasons other than letters a and b.
XIII. Unamortized Transaction Costs
The code reported in this column is the portion of transaction costs that have not yet been amortized and have not yet become an increase in interest expense in the current period for savings.
XIV. Total
The code reported in this column is the nominal minus the unamortized transaction costs.
FORM 12.00 – 1
DEPOSIT LIST
Office Code CIF No. Account No.
Relationship with Bank
Customer Group
Customer Location
Term
Start
Date
Maturity
Date
FORM 12.00 – 1
DEPOSIT LIST
VIII IX X XI XII XIII
Nominal Interest
Rate
Blocked/Pledged
Nominal
Reason for Blocking
Unamortized Transaction
Costs
Total
TOTAL
CODE COLUMNS
I. Office Code
Filled with the BPR office code.
II. CIF No.
Filled with the customer CIF number.
III. Account No.
Filled with the customer deposit account number.
IV. Relationship with Bank
1. Related. 12
2. Unrelated. 20
V. Customer Group
Refer to Appendix 02 – List of Counterparty Codes.
VI. Customer Location
Refer to Appendix 03 – List of Regency or City Codes.
VII. Term
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Term.
DD-MM-YYYY
VIII. Interest Rate
Filled with annual interest rate percentage up to 2 (two) decimal digits after the comma.
IX. Nominal
Filled in full Rupiah.
X. Blocked/Pledged Nominal
Filled in full Rupiah.
XI. Reason for Blocking
1. Escrow Account. 01
FORM 12.00 – 2
CODES FOR DEPOSIT LIST
2. Cash Collateral. 02
3. Others. 99
XII. Unamortized Transaction Costs
Filled in full Rupiah.
XIII. Total
Filled in full Rupiah.
Deposits are deposits belonging to third parties who are not banks on the BPR that can be withdrawn according to a specific term based on an agreement.
I. Office Code
The code reported in this column is the BPR office code.
II. CIF No.
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding CIF No.
III. Account No.
In this reporting, each account is filled with 1 (one) unique deposit account number (must not be the same) for each customer deposit account. The code reported in this column uses a number and/or letter format.
IV. Relationship with Bank
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Relationship with Bank.
V. Customer Group
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Third Parties Who Are Not Banks.
VI. Customer Location
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Location.
VII. Term
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Term.
VIII. Interest Rate
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Interest Rate.
IX. Nominal
The code reported in this column is the deposit nominal value on the date of the report.
FORM 12.00 – 3
EXPLANATION OF DEPOSIT LIST
X. Blocked/Pledged Nominal
The code reported in this column is the amount of deposits that are blocked or pledged including cash collateral from credits or blocked for investigation purposes.
XI. Reason for Blocking
The code reported in this column is the reason for the blocking of customer deposits, which consists of:
a. Escrow Account
Reported with code 01 in the event the blocking of customer deposits is done for an escrow account. b. Cash Collateral Reported with code 02 in the event the blocking of customer deposits is done for collateral (cash collateral).
c. Others
Reported with code 99 in the event the blocking of customer deposits is done for reasons other than letters a and b.
XII. Unamortized Transaction Costs
The code reported in this column is transaction costs that have not yet been amortized and have not yet become an increase in interest expense in the current period for deposits.
XIII. Total
The code reported in this column is the nominal minus the unamortized transaction costs.
FORM 13.00 – 1
LIST OF SAVINGS FROM OTHER BANKS
I II III IV V VI VII VIII IX
Office
Code
CIF No. Account No.
Type of Bank
Code of Other
Bank
Location of Bank
Type
Relationship with Bank
Term
Start
Date
Maturity
Date
FORM 13.00 – 1
LIST OF SAVINGS FROM OTHER BANKS
X XI XII XIII XIV XV
Nominal Interest
Rate
Blocked/Pledged
Nominal
Reason for Blocking
Unamortized Transaction
Costs
Total
TOTAL
FORM 13.00 – 2
SAVINGS FROM OTHER BANKS CODE LIST
CODE COLUMNS
I. Office Code
Filled with the BPR office code.
II. CIF Number
Filled with the customer CIF number.
III. Account Number
Filled with the account number for savings from other banks.
IV. Bank Type
Refer to Appendix 02 – Counterparty Code List.
V. Bank Code
For BPR/BPRS conducting transactions with BPR, filled with the 6 (six) digit BPR/BPRS code as found in the OJK Reporting System. For commercial banks including Islamic business units or Islamic branches of commercial banks, or Islamic commercial banks, the bank code is reported referring to the code as found in the OJK Reporting System.
VI. Bank Location
Refer to Appendix 03 – Regency or City Code List.
VII. Type
1. Savings 01
2. Time Deposits 02
VIII. Relationship with Bank
1. Related 12
2. Unrelated 20
IX. Tenor
Filled with the start date and maturity date. DD-MM-YYYY
X. Interest Rate
Filled with the annual interest rate percentage up to 2 (two) decimal places.
XI. Nominal
Filled in full Rupiah.
XII. Blocked/Pledged Nominal
Filled in full Rupiah.
XIII. Reason for Blocking
Savings from other banks refer to all BPR liabilities in the form of savings and deposits with other banks in Indonesia.
I. Office Code
The code reported in this column is the BPR office code.
II. CIF Number
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding CIF Number.
III. Account Number
In this reporting, each account is filled with 1 (one) unique savings and deposit account number (must not be the same) for each savings and deposit account from other banks. The code reported in this column uses a numeric and/or alphabetic format without special characters and spaces. If the account number contains characters other than numbers and/or letters, those characters do not need to be included.
IV. Bank Type
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Banks.
V. Bank Code
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Bank Codes.
VI. Bank Location
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Location.
VII. Type
The code reported in this column is the form of BPR liability to other banks, detailed as:
FORM 13.00 – 3
EXPLANATION OF SAVINGS FROM OTHER BANKS LIST
2. Time Deposits
The item reported here refers to deposits in the name of other banks at the BPR, which can only be withdrawn at a specific time based on an agreement between the other bank and the BPR.
VIII. Relationship with Bank
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Relationship with Bank.
IX. Tenor
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Tenor.
X. Interest Rate
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Interest Rate.
XI. Nominal
The item reported in this column is the nominal value of savings and/or deposits on the reporting date.
XII. Blocked/Pledged Nominal
The item reported in this column is the amount of savings and/or deposits that are blocked or pledged, including cash collateral from loans or blocked for investigation purposes.
XIII. Reason for Blocking
The item reported in this column is the reason for blocking other banks' savings and/or deposits, consisting of:
1. Escrow Account
Reported with code 01 when the blocking of other banks' savings and/or deposits is for an escrow account.
2. Cash Collateral
Reported with code 02 when the blocking of other banks' savings and/or deposits is for collateral (cash collateral).
3. Others
Reported with code 99 when the blocking of other banks' savings/deposits is for reasons other than letters a and b.
XIV. Unamortized Transaction Costs
The item reported in this column is transaction costs that have not been amortized and have not yet become an addition to the interest expense of the current period for savings and/or deposits.
XV. Amount
The item reported in this column is the nominal value minus unamortized transaction costs.
I II III IV
Office Code
Account Name
Interest
Bearing
Debt
Code
Amount
Time-Bearing Savings 2299010100
Deposits a. Matured 2299010201 b. Unmatured 2299010202 Savings from Other Banks a. Matured 2299010301 b. Unmatured 2299010302 Loans Received from Banks a. Matured 2299010401 b. Unmatured 2299010402 Loans Received from Third Parties Not Banks a. Matured 2299010501 b. Unmatured 2299010502 Other Interest Payable 2299019900 Tax Payable 2299020000 Employee Benefits Liability 2299030000 Finance Lease Liability 2299040000 Estimated Income Tax 2299050000 Deferred Revenue 2299060000 Deferred Tax Liability 2299070000 Others 2299990000 TOTAL
FORM 14.00 – 1
DETAILS OF OTHER LIABILITIES
FORM 14.00 – 2
EXPLANATION OF DETAILS OF OTHER LIABILITIES
2) Unmatured
The item reported here is interest accrual on loans received from other banks in the form of interest that has been recognized as interest expense but has not yet matured for payment to the customer. e. Loans Received from Third Parties Not Banks
1) Matured
The item reported here is interest on loans received from third parties not banks that has matured but has not yet been paid by the BPR.
2) Unmatured
The item reported here is interest accrual on loans received from third parties not banks in the form of interest that has been recognized as interest expense but has not yet matured for payment to the customer. f. Other Interest Payable The item reported here is all interest accrual not yet paid by the BPR other than letters a through e.
2. Tax Payable
The item reported here is payable corporate tax that has not been paid, including:
a. tax payable on Article 29 Income Tax (Corporate Income Tax) calculated after the end of the annual tax period, which is the shortfall in the BPR's income tax liability after considering Article 25 Income Tax (tax installments or prepaid tax); and/or b. tax payable that has been determined by the tax office.
3. Employee Benefits Liability
The item reported here is the BPR's liability to provide compensation for services provided to its employees in the form of short-term employee benefits, post-employment benefits, other long-term employee benefits, and/or termination benefits that have not yet matured. The value reported is the discounted amount, except for short-term employee benefits, which are reported at the amount payable and not discounted.
4. Finance Lease Liability
The item reported here is liabilities arising from finance lease transactions in the form of leases that transfer substantially all risks and benefits of asset ownership. Ownership rights may or may not be transferred at the end. Accounting treatment for finance leases refers to the applicable financial accounting standards for BPRs.
5. Estimated Income Tax
The item reported here is the estimated income tax to be paid on current year profits in accordance with tax legislation.
6. Deferred Revenue
The item reported here is revenue obtained but not yet recognized as revenue in the relevant accounting period. This does not include deferred interest revenue in the context of restructuring.
7. Deferred Tax Liability
The item reported here is the amount of payable income tax for future accounting periods due to temporary taxable differences.
8. Others
The item reported here is other liabilities that cannot be grouped into items 1 through 7, including funds received by the BPR from other parties for loan continuation but not yet disbursed to customers. If the amount of this item exceeds 25% (twenty-five percent) of the total of other liability items, this item is reported on Form 14.01 - Details of Other Liabilities – Others.
FORM 14.01 – 1
DETAILS OF OTHER LIABILITIES – OTHERS
I II III
Office Code
Description
Amount
TOTAL
Details of other liabilities – others are reported when the 'Others' item on Form 14.00 – Details of Other Liabilities exceeds 25% (twenty-five percent) of the total of other liabilities.
I. Office Code
The code reported in this column is the BPR office code.
II. Description
The item reported in this column is the detail of liabilities from the 'Others' item on Form 14.00 – Details of Other Liabilities.
III. Amount
The item reported in this column is the amount of BPR liabilities to be settled.
FORM 14.01 – 2
EXPLANATION OF DETAILS OF OTHER LIABILITIES – OTHERS
FORM 15.00 – 1
LIST OF WRITT-OFF PRODUCTIVE ASSETS
I II III IV V VI
Office Code
CIF No./
Bank Code
Account Number
Asset Type
Debtor Type
Relationship with Bank
FORM 15.00 – 1
LIST OF WRITT-OFF PRODUCTIVE ASSETS
VII VIII IX X
Write-off
Date
Principal Balance
Interest
Arrears
Collateral
At
Write-off
Date
Accumulated
Collected
Per Reporting
Position
At Write-off
Date
Accumulated
Collected
Accumulated
Additional
Accrued Interest
Per Reporting
Position
Type
Address
Value
TOTAL
FORM 15.00 – 2
CODE LIST FOR DETAILS OF WRITT-OFF PRODUCTIVE ASSETS CODE COLUMNS
I. Office Code
Filled with the BPR Office Code.
II. CIF No./Bank Code
Filled with the debtor CIF number or bank code.
III. Account Number
Filled with the account number.
IV. Asset Type
1. Loans Given 10
2. Placements with Other Banks 20
V. Debtor Type
Refer to Appendix 02 – Counterparty Code List.
VI. Relationship with Bank
1. Related for Welfare Purposes 11
2. Related Others 12
3. Unrelated 20
VII. Write-off Date
Filled with the write-off date. DD-MM-YYYY
VIII. Principal Balance
Filled with the principal balance or debit balance at the time of write-off, accumulated principal installments successfully collected, and the principal balance per reporting position.
IX. Interest Arrears
Filled with the interest installments at the time of write-off, accumulated interest arrears successfully collected, accumulated additional accrued interest, and accumulated interest arrears per reporting position.
X. Collateral
Filled with the type of collateral, address of collateral, and value of collateral at the last valuation.
The item reported on this form is all productive assets, both loans given and other productive assets, that have been written off.
I. Office Code
The code reported in this column is the BPR office code.
II. CIF No./Bank Code
The item reported in this column is the debtor CIF number for productive assets in the form of loans given. For productive assets in the form of placements with other banks, this column is reported with the bank code. Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding CIF Number and General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Bank Code.
III. Account Number
The item reported in this column is the account number at the time of write-off for productive assets in the form of credit facilities. For productive assets in the form of placements with other banks, this column is reported with the BPR's placement account number with the other bank.
IV. Asset Type
Productive assets written off are detailed as:
FORM 15.00 – 3
EXPLANATION OF LIST OF WRITT-OFF PRODUCTIVE ASSETS
VI. Relationship with Bank
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Relationship with Bank. For productive assets in the form of placements with banks that are related parties of the BPR, use the code for other related parties.
VII. Write-off Date
The item reported in this column is the date when the productive asset was written off.
VIII. Principal Balance
1. At Write-off Date
The item reported in this column is the principal balance or debit balance at the time the productive asset was written off.
2. Accumulated Collected
The item reported in this column is the accumulated principal installments of the productive asset successfully collected from the write-off date to the reporting position.
3. Per Reporting Position
The item reported in this column is the total principal balance or debit balance of the productive asset per reporting position.
IX. Interest Arrears
1. At Write-off Date
The item reported in this column is the amount of interest arrears at the time the productive asset was written off.
2. Accumulated Collected
The item reported in this column is the amount of productive asset interest installments successfully collected from the write-off date to the reporting position.
3. Accumulated Additional Accrued Interest
The item reported in this column is the accumulated additional interest on the productive asset arising periodically from the write-off date to the reporting position.
4. Per Reporting Position
The item reported in this column is the total interest arrears of the productive asset per reporting position.
X. Collateral
I II III IV
Type
Approval
Date
Capital Type
Amount
TOTAL
FORM 00.06 – 1
LIST OF PAID-IN CAPITAL, DONATION CAPITAL, AND CAPITAL SUBSCRIPTION FUNDS - EQUITY
CODE COLUMNS
I. Type
1. Funds 01
2. Land and buildings that can be counted as core capital
3. Land and buildings that cannot be counted as core capital
II. Approval Date
Filled with the date of authority approval. DD-MM-YYYY
III. Capital Type
1. Paid-in Capital 01
2. Donation Capital 02
3. Capital Subscription Funds – Equity 03
IV. Amount
Filled with the amount of capital paid or donated by shareholders and/or external parties.
FORM 00.06 – 2
CODE LIST FOR LIST OF PAID-IN CAPITAL, DONATION CAPITAL, AND CAPITAL SUBSCRIPTION FUNDS - EQUITY
I. Type
1. Funds
The item reported in this column is paid-in capital, donation capital, or capital subscription funds – equity in the form of cash funds.
2. Land and buildings that can be counted as core capital
The item reported in this column is paid-in capital or donation capital in the form of land and buildings that are counted as core capital in accordance with the OJK on BPR Capital Adequacy.
3. Land and buildings that cannot be counted as core capital
The item reported in this column is paid-in capital and donation capital in the form of land and buildings that cannot be counted as core capital in accordance with the OJK on BPR Capital Adequacy.
II. Approval Date
Filled with the date of authority approval.
III. Capital Type
1. Paid-in Capital
Paid-in capital is capital that has been paid in realistically and effectively by its owners and has been approved by the Financial Services Authority and has met administrative requirements. For BPRs with a cooperative legal entity, paid-in capital refers to principal savings and mandatory savings in accordance with the Law on Cooperatives.
2. Donation Capital
Donation capital is capital obtained back from donations of BPR shares, including the difference in value recorded with the selling price if the shares are sold, and capital originating from donations from shareholders or external parties received by the BPR in the form of funds or other assets. This includes capital received from cooperative member donations for BPRs with a cooperative legal entity.
FORM 00.06 – 3
EXPLANATION OF LIST OF PAID-IN CAPITAL, DONATION CAPITAL, AND CAPITAL SUBSCRIPTION FUNDS – EQUITY
FORM 00.07 - 1
LIST OF LOANS RECEIVED
I II III IV V VI VII VIII IX
CIF No.
Creditor
Group
Bank Code
Creditor
Location
Type
Relationship with Bank
Tenor
Interest Rate
Start
Date
Maturity
Date
Percentage
Calculation
Method
TOTAL
FORM 00.07 - 1
LIST OF LOANS RECEIVED
X XI XII XIII XIV XV
Type of Collateral
Pledged
Nominal of Collateral
Pledged
Debit Balance
Unamortized
Transaction Costs
Unamortized
Discount
Net Debit
Balance
FORM 00.07 – 2
CODE LIST FOR LIST OF LOANS RECEIVED
CODE COLUMNS
I. CIF No.
Filled with the creditor CIF number.
II. Creditor Group
Refer to Appendix 02 – Counterparty Code List.
III. Bank Code
For BPR/BPRS conducting transactions with BPR, filled with the 6 (six) digit BPR/BPRS code as found in the OJK Reporting System. For commercial banks including Islamic business units or Islamic branches of commercial banks, or Islamic commercial banks, the bank code is reported referring to the code as found in the OJK Reporting System.
IV. Creditor Location
Refer to Appendix 03 – Regency or City Code List.
V. Type
1. Bilateral Loans 10
2. Syndicated Loans 20
3. Special Loans
a. From Umbrella Banks 31 b. In the Context of Linkage 32
4. Loans with Specific Conditions
a. Counted as Additional Core Capital in
Capital Adequacy b. Counted as Supplementary Capital in Capital Adequacy 42
5. Others 99
VI. Relationship with Bank
1. Related 12
2. Unrelated 20
VII. Tenor
Filled with the start date and maturity date. DD-MM-YYYY
VIII. Interest Rate
I. Percentage
Filled with the annual interest rate percentage up to 2 (two) decimal places.
II. Calculation Method
a. Flat Interest
1) Fixed 11
2) Floating 12
b. Non-Flat Interest
1) Fixed 21
2) Floating 22
IX. Ceiling
Filled in full Rupiah.
X. Type of Collateral Pledged
Refer to Appendix 01 – Collateral Detail Code List.
XI. Nominal of Collateral Pledged
Filled in full Rupiah.
XII. Debit Balance
Filled in full Rupiah.
XIII. Unamortized Transaction Costs
Filled in full Rupiah.
XIV. Unamortized Discount
Filled in full Rupiah.
XV. Net Debit Balance
Filled in full Rupiah.
Loans received refer to loans received from banks, Bank Indonesia and/or third parties not banks with the obligation to repay based on the terms of the loan agreement.
I. CIF No.
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding CIF No.
II. Creditor Group
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Creditor Group.
III. Bank Code
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Bank Code.
IV. Creditor Location
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Location.
V. Type
Type refers to all forms of loans received by the BPR. Types of loans received consist of:
FORM 00.07 – 3
EXPLANATION OF LIST OF LOANS RECEIVED
b. In the Context of Linkage
Loans reported in this column are loans received by the Rural Bank (BPR) from other banks to be re-lent to MSME clients, with the BPR bearing the risk for the re-lent loans.
b. Counted as Supplementary Capital in the KPMM Loans reported in this column are loans that meet the requirements to be counted as supplementary capital in accordance with the OJK Regulation on BPR KPMM.
VI. Relationship with Banks
Refers to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Relationship with Banks.
VII. Tenor
Refers to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Tenor.
VIII. Interest Rate
Percentage
Loans reported in this column are the annual interest rate or annualized interest rate based on the loan agreement between the BPR and the relevant creditor.
Calculation Method
Loans reported in this column are the method used by the creditor to calculate interest on the loan, whether based on the loan ceiling or the debit balance. The interest calculation methods are:
a. Flat Interest
The flat interest calculation method is a method where the creditor sets loan installment interest based on the loan ceiling. The flat interest calculation method includes, among others, the annuity method. Types of flat interest are:
1) Fixed
The interest rate does not change during the loan tenor.
2) Floating
The interest rate changes during the loan tenor in accordance with market interest rates. b. Non-Flat Interest The non-flat interest calculation method is a method where the creditor sets loan installment interest based on the debit balance. Non-flat interest types are:
1) Fixed
The interest rate does not change during the loan tenor.
2) Floating
The interest rate changes during the loan tenor in accordance with market interest rates.
IX. Ceiling
Loans reported in this column are the maximum loan amount based on the loan agreement for loans without principal installments or the ceiling position on the reporting date for loans with principal installments (loans with a decreasing ceiling).
X. Type of Collateral Pledged
Loans reported in this column are the type of collateral pledged by the BPR for loans received from creditors. In the event that no collateral is submitted, the type of collateral pledged column is filled with the code for others (299).
XI. Value of Collateral Pledged
Loans reported in this column are the value of collateral for loans received from creditors. In the event that no collateral is submitted, the collateral value column is filled with 0 (zero).
XII. Debit Balance
Loans reported in this column are the loan balance at the reporting position.
XIII. Unamortized Transaction Costs
Loans reported in this column are transaction costs that have not been amortized and have not become an addition to the interest expense of the current period for loans received.
XIV. Unamortized Discount
Loans reported in this column are the portion of discount that has not been amortized and has not become an interest expense of the current period for loans received.
XV. Net Debit Balance
Loans reported in this column are the loan debit balance after being reduced by discount and unamortized transaction costs.
FORM 00.08 – 1
QUARTERLY FINANCIAL RATIOS
| Type of Ratio | Code | Ratio Value (%) |
|---|---|---|
| Minimum Capital Requirement (KPMM) | 0101 | |
| Productive Asset Quality (KAP) | 0201 | |
| Provision for Productive Asset Write-off (PPAP) | 0202 | |
| Net Non-Performing Loan (NPL) | 0203 | |
| Return on Assets (ROA) | 0401 | |
| Operating Expense to Operating Income Ratio (BOPO) | 0501 | |
| Loan to Deposit Ratio (LDR) | 0501 | |
| Cash Ratio | 0502 |
FORM 00.08 – 2
EXPLANATION OF QUARTERLY FINANCIAL RATIOS
Quarterly Financial Ratios are reported for the reporting positions of March, June, September, and December. For reporting positions in months other than March, June, September, and December, this form is left blank. Quarterly Financial Ratios consist of KPMM, KAP, PPAP, NPL (net), ROA, BOPO, LDR, and Cash Ratio.
Minimum Capital Requirement (KPMM)
Loans reported in this column are the ratio used to measure the adequacy of the BPR's KPMM based on the calculation of capital and Risk-Weighted Assets (ATMR) in accordance with the OJK Regulation on BPR KPMM.
Productive Asset Quality (KAP)
Loans reported in this column are the ratio used to measure the comparison of productive assets classified against productive assets in accordance with statutory regulations regarding the procedure for assessing the health level of rural banks.
Provision for Productive Asset Write-off (PPAP)
Loans reported in this column are the ratio used to measure the comparison of PPAP formed against PPAP that must be formed in accordance with statutory regulations regarding the procedure for assessing the health level of rural banks.
Net Non-Performing Loan (NPL)
Loans reported in this column are the ratio used to measure the comparison of loans given with poor, doubtful, and loss quality after being reduced by PPAP against the total loans given.
Return on Asset (ROA)
Loans reported in this column are the ratio used to measure the comparison of profit before tax against the average total assets in accordance with statutory regulations regarding the procedure for assessing the health level of rural banks.
Operating Expense to Operating Income Ratio (BOPO)
Loans reported in this column are the ratio used to measure the comparison of operating expenses against operating income calculated per reporting position (not annualized) in accordance with statutory regulations regarding the procedure for assessing the health level of rural banks.
Loan to Deposit Ratio (LDR)
Loans reported in this column are the ratio used to measure the comparison of loans given against funds received in accordance with statutory regulations regarding the procedure for assessing the health level of rural banks.
Cash Ratio
Loans reported in this column are the ratio used to measure the comparison of liquid assets against current liabilities in accordance with statutory regulations regarding the procedure for assessing the health level of rural banks.
FORM 00.09 – 1
DATA ON DIRECTORS AND COMMISSIONERS OF BPR WHO HAVE CEASED TO HOLD OFFICE
| I. Name | II. NIK | III. Position | IV. Date Started Holding Office | V. Committee Membership (Audit/Risk/Remuneration) | VI. Supervises Compliance Function (Yes/No) | VII. Independent Commissioner (Yes/No) | VIII. Reason for Ceasing Office | IX. Date Ceased Office | X. Reason for Resignation/Dismissal |
|---|
FORM 00.09 – 2
CODES FOR DATA ON DIRECTORS AND COMMISSIONERS OF BPR WHO HAVE CEASED TO HOLD OFFICE
COLUMN CODES
I. Name
Filled with the full name of each director and commissioner of the BPR who has ceased to hold office.
II. NIK
Filled with the NIK of each director and commissioner of the BPR who has ceased to hold office.
III. Position
Directors
1. President Director 110
2. Director 120
Commissioners
1. Chairman of Commissioners 210
2. Commissioner 220
IV. Date Started Holding Office
Filled with the date the director and commissioner started holding office at the BPR.
DD-MM-YYYY
V. Committee Membership
VI. Supervises Compliance Function
VII. Independent Commissioner
VIII. Reason for Ceasing Office
IX. Date Ceased Office
Filled with the date of resignation, date of dismissal, and/or date of death of the director and commissioner.
DD-MM-YYYY
X. Reason for Resignation/Dismissal
Filled with a brief reason for the resignation or dismissal of the director and/or commissioner of the BPR.
FORM 00.09 – 3
EXPLANATION OF DATA ON DIRECTORS AND COMMISSIONERS OF BPR WHO HAVE CEASED TO HOLD OFFICE This form is filled in the event that there are directors and/or commissioners who are dismissed, resign, or die in accordance with OJK Regulations regarding rural banks.
I. Name
Loans reported in this column are the full name of each director and commissioner who has ceased to hold office at the BPR.
II. NIK
Loans reported in this column are the NIK of each director and/or commissioner who has ceased to hold office at the BPR.
III. Position
Loans reported in this column are the position of the director and/or commissioner of the BPR before ceasing to hold office. Directors
1. President Director
Loans reported in this column are code 110 if the director serves as president director.
2. Director
Loans reported in this column are code 120 if the director serves as a director.
Commissioners
1. Chairman of Commissioners
Loans reported in this column are code 210 if the commissioner serves as chairman of commissioners.
2. Commissioner
Loans reported in this column are code 220 if the commissioner serves as a commissioner.
IV. Date Started Holding Office
Loans reported in this column are the date the director and commissioner started holding office at the BPR in accordance with:
V. Committee Membership
Loans reported in this column are the membership of each commissioner in the audit committee, risk monitoring committee, and/or remuneration and nomination committee in accordance with OJK Regulations regarding the application of governance for rural banks.
VI. Supervises Compliance Function
Reported with code 1 if the director supervises the compliance function in accordance with OJK Regulations regarding the application of governance for rural banks. Reported with code 2 if the director does not supervise the compliance function in accordance with OJK Regulations regarding the application of governance for rural banks. For commissioners, this column is left blank.
VII. Independent Commissioner
Reported with code 1 if the commissioner serves as an independent commissioner in accordance with OJK Regulations regarding the application of governance for rural banks. Reported with code 2 if the commissioner does not serve as an independent commissioner in accordance with OJK Regulations regarding the application of governance for rural banks. For directors, this column is left blank.
VIII. Reason for Ceasing Office
Reported with code 1 if the reason for ceasing office is resignation.
Reported with code 2 if the reason for ceasing office is dismissal by the BPR.
Reported with code 3 if the reason for ceasing office is death.
IX. Date Ceased Office
Loans reported in this column are:
X. Reason for Resignation/Dismissal
Loans reported in this column are the brief reason for the resignation or dismissal of the director and/or commissioner of the BPR. Example of dismissal reason: determined as not passing as a principal party of the BPR by the OJK in accordance with OJK Regulations regarding the re-evaluation of principal parties of financial service institutions.
FORM 00.10 – 1
DATA ON EXECUTIVE ORGAN OF BPR WHO HAVE CEASED TO HOLD OFFICE
| I. Name | II. NIK | III. Position | IV. Date Started Holding Office | V. Appointment Letter (No./Date) | VI. Compliance/Risk/Internal Audit/AML-CFT/Other | VII. Committee Membership | VIII. Reason for Ceasing Office | IX. Reason for Resignation/Dismissal | X. Dismissal Letter (No./Date) |
|---|
FORM 00.10 – 2
CODES FOR DATA ON EXECUTIVE ORGAN OF BPR WHO HAVE CEASED TO HOLD OFFICE
COLUMN CODES
I. Name
Filled with the full name of the head of the work unit or executive official of the BPR who has ceased to hold office.
II. NIK
Filled with the NIK of each head of the work unit or executive official of the BPR who has ceased to hold office.
III. Position
IV. Date Started Holding Office
Filled with the date the head of the work unit or executive official started holding office at the BPR.
DD-MM-YYYY
V. Appointment Letter
VI. Committee Membership
VII. Reason for Ceasing Office
VIII. Reason for Resignation/Dismissal
Filled with the reason for the resignation of the head of the work unit or executive official of the BPR and/or the reason for the dismissal of the head of the work unit or executive official by the BPR.
IX. Dismissal Letter
FORM 00.10 – 3
EXPLANATION OF DATA ON EXECUTIVE ORGAN OF BPR WHO HAVE CEASED TO HOLD OFFICE This form is filled in the event that there are heads of work units or executive officials of the BPR who are dismissed by the BPR, resign, or die in accordance with OJK Regulations regarding rural banks. Data on the executive organ of the BPR who have ceased to hold office includes:
I. Name
Loans reported in this column are the name of the head of the work unit or executive official of the BPR who has ceased to hold office.
II. NIK
Loans reported in this column are the NIK of each head of the work unit or executive official of the BPR who has ceased to hold office.
III. Position
Reported with code 00 if the executive organ does not hold office as head of the work unit and/or executive official in the compliance function, risk management function, internal audit function, AML-CFT function, or other functions. Reported with code 01 if the executive organ holds office as head of the work unit supervising a specific function at the BPR. Reported with code 02 if the executive organ holds office as an executive official responsible for the implementation of a specific function at the BPR. The executive organ is the head of the work unit supervising a specific function or the executive official responsible for the implementation of a specific function as follows:
Compliance Function
The compliance function is a series of preventive actions or steps to ensure that policies, regulations, systems, procedures, and business activities conducted by the BPR are in accordance with OJK Regulations and other statutory regulations, and to ensure the BPR's compliance with commitments made by the BPR to the OJK, in accordance with OJK Regulations regarding the application of governance for rural banks.
Risk Management Function
The risk management function is a series of methodologies and procedures used to identify, measure, monitor, and control risks arising from all business activities of the BPR, in accordance with OJK Regulations regarding the application of governance for rural banks.
Internal Audit Function
The internal audit function is all forms of activities related to audit, including planning, implementation, and monitoring of audit results, in accordance with OJK Regulations regarding the application of governance for rural banks.
AML-CFT Function
The AML-CFT function is efforts to prevent and eradicate money laundering and terrorism financing crimes, in accordance with OJK Regulations regarding the application of the anti-money laundering and counter-terrorism financing program in the financial service sector.
Other Functions
This column is filled if the executive organ holds office as head of the work unit or executive official that cannot be grouped into items 1 through 4.
IV. Date Started Holding Office
Loans reported in this column are the date the executive organ started holding office based on the appointment decision letter by the competent official.
V. Number and Date of Appointment Decision Letter
Loans reported in this column are the number and date of the appointment decision letter by the competent official as referred to in item IV.
VI. Committee Membership
Reported with the membership of the executive organ in the audit committee, risk monitoring committee, and remuneration and nomination committee in accordance with OJK Regulations regarding the application of governance for rural banks. Reported with code 00 if the executive organ does not hold office in the committee. Reported with code 01 if the executive organ holds office as chairman of the committee. Reported with code 02 if the executive organ holds office as a member of the committee.
VII. Reason for Ceasing Office
Reported with code 1 if the reason for ceasing office is resignation.
Reported with code 2 if the reason for ceasing office is dismissal by the BPR.
Reported with code 3 if the reason for ceasing office is death.
VIII. Reason for Resignation/Dismissal
Loans reported in this column are the brief reason for the resignation or dismissal of the head of the work unit or executive official of the BPR.
IX. Number and Date of Dismissal Decision Letter
Loans reported in this column are the number and date of the BPR Board decision letter regarding the dismissal of the head of the work unit or executive official holding office at the BPR.
FORM 00.11 – 1
DATA ON BPR CASH OFFICES AND CASH SERVICE ACTIVITIES
| I. Type | II. Office Code | III. Head Office Code | IV. Previous Branch Office Code | V. Cash Office Name | VI. Coordinates | VII. Address | VIII. Head Name | IX. Phone No. | X. Cash Office Data and Cash Service Activity Description | XI. Implementation Date |
|---|
FORM 00.11 – 2
CODES FOR DATA ON BPR CASH OFFICES AND CASH SERVICE ACTIVITIES
COLUMN CODES
I. Type
II. Cash Office Code
Filled with the BPR cash office code.
III. Head Office Code
Filled with the head office code for the cash office/mobile cash/payment point, and/or the office that is responsible for the PPE.
IV. Previous Branch Office Code
Filled with the code of the previous BPR branch office that experienced a status downgrade to a cash office.
V. Cash Office Name
Filled with the name of the cash office.
VI. Coordinates
Filled with the coordinates of the cash office, coordinates of the head office for mobile cash, and/or coordinates of the payment point location and/or PPE.
VII. Address
Filled with the address of the cash office, address of the head office for mobile cash, and/or location of the payment point and/or PPE.
VIII. Head Name
Filled with the name of the head/manager of the cash office.
IX. Phone No.
Filled with the phone number of the cash office.
X. Cash Office Data and Cash Service Activity Description
XI. Implementation Date
Filled with the date of implementation of opening, use/addition, relocation, and/or network status change as per item X. DD-MM-YYYY
FORM 00.11 – 3
EXPLANATION OF DATA ON BPR CASH OFFICES AND CASH SERVICE ACTIVITIES Data on BPR cash offices and cash service activities include:
I. Type
Loans reported in this column are the type of office network and cash service activities consisting of:
II. Cash Office Code
Loans reported in this column are the cash office code, which is a unique code in numeric and/or alphabetic format for each cash office owned by the BPR. The cash office code is filled as follows:
III. Head Office Code
The data reported in this column is the 3 (three) digit code of the BPR head office and/or BPR branch office that serves as the head office for cash offices, mobile cash units, or payment points and/or the code of the office responsible for PPE.
IV. Previous Branch Office Code
The data reported in this column is the 3 (three) digit code of the BPR branch office that has undergone a status downgrade to a cash office.
V. Cash Office Name
The data reported in this column is the name of each cash office. This column is left blank for cash service activities.
VI. Coordinates
The data reported in this column is the coordinates of each cash office, the coordinates of the head office of the mobile cash unit, the coordinates of the payment point location, and/or PPE.
VII. Address
The data reported in this column is the complete address of each cash office, the head office of the mobile cash unit, the payment point location, and/or PPE.
VIII. Head Name
The data reported in this column is the name of the head/manager of the cash office. This column is left blank for cash service activities.
IX. Telephone Number
The data reported in this column is the telephone number of the cash office. This column is left blank for cash service activities.
X. Cash Office Data and Cash Service Activity Description
The data reported in this column is the description of changes to BPR office data as follows:
XI. Implementation Date
The data reported in this column is the implementation date of the opening, use/addition, relocation, and/or status change of the office network and cash service activities as referred to in item X.
FORM 00.12 – 1
BPR OFFICE CLOSURE AND CASH SERVICE ACTIVITY DATA Type Office/Code Cash Office Head Office Code Office Name Coordinates Address Implementation Date
FORM 00.12 – 2
BPR OFFICE CLOSURE AND CASH SERVICE ACTIVITY DATA CODES COLUMN CODE
I. Type
II. Cash Office Code/Office Code
Filled with the branch office code and/or cash office code of the BPR that has undergone closure.
III. Head Office Code
Filled with the head office code of the cash office, mobile cash, payment point, and/or office responsible for PPE that has undergone closure.
IV. Office Name
Filled with the name of the branch office and the name of the BPR cash office that has undergone closure.
V. Coordinates
Filled with the coordinates of the branch office, cash office, head office of the mobile cash, payment point location, and/or PPE that has undergone closure.
VI. Address
Filled with the address of the branch office, cash office, head office of the mobile cash, payment point location, and/or PPE that has undergone closure.
VII. Implementation Date
Filled with the implementation date of the closure of the branch office, cash office, and/or BPR cash service activities. TT-BBTTTT
FORM 00.12 – 3
DESCRIPTION OF BPR OFFICE CLOSURE AND CASH SERVICE ACTIVITY DATA This form is filled in the event of office closure and/or cash service activities in accordance with Financial Services Authority Regulations regarding Rural Banks. BPR office closure and cash service activity data includes:
I. Type
The data reported in this column is the type of BPR office network or cash service activity, consisting of:
II. Cash Office Code/Office Code
The data reported in this column is the 3 (three) digit code of the BPR branch office or cash office code that has undergone closure.
III. Head Office Code
The data reported in this column is the 3 (three) digit code of the BPR head office and branch office that serves as the head office for the cash office, mobile cash, payment point, and/or office responsible for PPE that has undergone closure.
IV. Office Name
The data reported in this column is the name of the branch office and the name of the cash office that has undergone closure. This column is left blank for cash service activities.
V. Coordinates
The data reported in this column is the coordinates of the branch office, cash office, head office of the mobile cash, payment point location, and/or PPE that has undergone closure.
VI. Address
The data reported in this column is the address of the branch office, cash office, and head office of the mobile cash, payment point location, and/or PPE that has undergone closure.
VII. Implementation Date
The data reported in this column is the implementation date of the closure of the branch office, cash office, and/or BPR cash service activities.
FORM 00.13
SUPPORTING DOCUMENTS
This form is reported in the event of supporting documents that must be submitted by BPR in portable document format (.pdf) in accordance with Financial Services Authority Regulations as follows:
No. Document Name Reporting Obligation
LIST OF APPENDICES
Appendix 01
List of Collateral Type Codes
No. Collateral Type Code
Appendix 02
List of Counterparty Codes
No. Column Code
I. Bank Indonesia 001
II. Bank
a. BPR 600 b. BPRS 601
c. Commercial Bank 700
d. Sharia Commercial Bank 701 e. Sharia Business Unit (KC Sharia Commercial Bank) 901
III. Third Party Non-Bank
a. Government Sector
i. Central Government 800
ii. Local Government 805
iii. Government Companies
1. BUMN conducting credit guarantee business meeting requirements as per POJK KPMM. 832
2. Other BUMN.
3. BUMD conducting credit guarantee business meeting requirements as per POJK KPMM. 834
4. Other BUMD.
iv. Others 835
b. Mixed Government Sector 840
c. Private Sector
i. Companies 860
ii. Cooperatives 870
iii. Groups 872
iv. Individuals
1. Employees/Pensioners (Civil Servants, TNI/POLRI, State Institutions, and BUMN/BUMD) whose credit meets requirements
2. Others 875
d. Other Private 879
IV. Guarantor
a. Life Insurance 880 b. Credit Insurance 890
c. No Guarantor 000
Note:
If there are changes to the counterparty code, refer to the counterparty code as stated on the Financial Services Authority Reporting System website.
Appendix 03
List of Regency or City Codes
West Java Province
Bekasi Regency 0102
Purwakarta Regency 0103
Karawang Regency 0106
Bogor Regency 0108
Sukabumi Regency 0109
Cianjur Regency 0110
Bandung Regency 0111
Sumedang Regency 0112
Tasikmalaya Regency 0113
Garut Regency 0114
Ciamis Regency 0115
Cirebon Regency 0116
Kuningan Regency 0117
Indramayu Regency 0118
Majalengka Regency 0119
Subang Regency 0121
West Bandung Regency 0122
Pangandaran Regency 0123
Banjar City 0180
Bandung City 0191
Bogor City 0192
Sukabumi City 0193
Cirebon City 0194
Tasikmalaya City 0195
Cimahi City 0196
Depok City 0197
Bekasi City 0198
Banten Province
Lebak Regency 0201
Pandeglang Regency 0202
Serang Regency 0203
Tangerang Regency 0204
Cilegon City 0291
Tangerang City 0292
Serang City 0293
South Tangerang City 0294
DKI Jakarta Province
Central Jakarta City District 0391
North Jakarta City District 0392
West Jakarta City District 0393
South Jakarta City District 0394
East Jakarta City District 0395
Thousand Islands District 0396
Special Region of Yogyakarta Province
Bantul Regency 0501
Sleman Regency 0502
Gunung Kidul Regency 0503
Kulon Progo Regency 0504
Yogyakarta City 0591
Central Java Province
Semarang Regency 0901
Kendal Regency 0902
Demak Regency 0903
Grobogan Regency 0904
Pekalongan Regency 0905
Tegal Regency 0906
Brebes Regency 0907
Pati Regency 0908
Kudus Regency 0909
Pemalang Regency 0910
Jepara Regency 0911
Rembang Regency 0912
Blora Regency 0913
Banyumas Regency 0914
Cilacap Regency 0915
Purbalingga Regency 0916
Banjarnegara Regency 0917
Magelang Regency 0918
Temanggung Regency 0919
Wonosobo Regency 0920
Purworejo Regency 0921
Kebumen Regency 0922
Klaten Regency 0923
Boyolali Regency 0924
Sragen Regency 0925
Sukoharjo Regency 0926
Karanganyar Regency 0927
Wonogiri Regency 0928
Batang Regency 0929
Semarang City 0991
Salatiga City 0992
Pekalongan City 0993
Tegal City 0994
Magelang City 0995
Surakarta/Solo City 0996
East Java Province
Gresik Regency 1201
Sidoarjo Regency 1202
Mojokerto Regency 1203
Jombang Regency 1204
Sampang Regency 1205
Pamekasan Regency 1206
Sumenep Regency 1207
Bangkalan Regency 1208
Bondowoso Regency 1209
Banyuwangi Regency 1211
Jember Regency 1212
Malang Regency 1213
Pasuruan Regency 1214
Probolinggo Regency 1215
Lumajang Regency 1216
Kediri Regency 1217
Nganjuk Regency 1218
Tulungagung Regency 1219
Trenggalek Regency 1220
Blitar Regency 1221
Madiun Regency 1222
Ngawi Regency 1223
Magetan Regency 1224
Ponorogo Regency 1225
Pacitan Regency 1226
Bojonegoro Regency 1227
Tuban Regency 1228
Lamongan Regency 1229
Situbondo Regency 1230
Batu City 1271
Surabaya City 1291
Mojokerto City 1292
Malang City 1293
Pasuruan City 1294
Probolinggo City 1295
Blitar City 1296
Kediri City 1297
Madiun City 1298
Bengkulu Province
South Bengkulu Regency 2301
North Bengkulu Regency 2302
Rejang Lebong Regency 2303
Lebong Regency 2304
Kepahiang Regency 2305
Mukomuko Regency 2306
Seluma Regency 2307
Kaur Regency 2308
Central Bengkulu Regency 2309
Bengkulu City 2391
Jambi Province
Batanghari Regency 3101
Sarolangun Regency 3104
Kerinci Regency 3105
Muaro Jambi Regency 3106
West Tanjung Jabung Regency 3107
East Tanjung Jabung Regency 3108
Tebo Regency 3109
Merangin Regency 3111
Bungo Regency 3112
Jambi City 3191
Sungai Penuh City 3192
Nanggroe Aceh Darussalam Province
Aceh Besar Regency 3201
Pidie Regency 3202
North Aceh Regency 3203
East Aceh Regency 3204
South Aceh Regency 3205
West Aceh Regency 3206
Central Aceh Regency 3207
Southeast Aceh Regency 3208
Aceh Singkil Regency 3209
Aceh Jeumpa/Bireuen Regency 3210
Aceh Tamiang Regency 3211
Gayo Luwes Regency 3212
Southwest Aceh Regency 3213
Aceh Jaya Regency 3214
Nagan Raya Regency 3215
Simeuleu Regency 3216
Bener Meriah Regency 3217
Pidie Jaya Regency 3218
Subulussalam Regency 3219
Banda Aceh City 3291
Sabang City 3292
Lhokseumawe City 3293
Langsa City 3294
North Sumatra Province
Deli Serdang Regency 3301
Langkat Regency 3302
Karo Regency 3303
Simalungun Regency 3304
Labuhan Batu Regency 3305
Asahan Regency 3306
Dairi Regency 3307
North Tapanuli Regency 3308
Central Tapanuli Regency 3309
South Tapanuli Regency 3310
Nias Regency 3311
Toba Samosir Regency 3313
Mandailing Natal Regency 3314
South Nias Regency 3315
Humbang Hasundutan Regency 3316
Pakpak Bharat Regency 3317
Samosir Regency 3318
Serdang Bedagai Regency 3319
Batu Bara Regency 3321
Padang Lawas Regency 3322
North Padang Lawas Regency 3323
South Labuanbatu Regency 3324
North Labuanbatu Regency 3325
West Nias Regency 3326
North Nias Regency 3327
Tebing Tinggi City 3391
Binjai City 3392
Pematang Siantar City 3393
Tanjung Balai City 3394
Sibolga City 3395
Medan City 3396
Gunung Sitoli City 3397
Padang Sidempuan City 3399
West Sumatra Province
Agam Regency 3401
Pasaman Regency 3402
Limapuluh Kota Regency 3403
South Solok Regency 3404
Padang Pariaman Regency 3405
South Coast Regency 3406
Tanah Datar Regency 3407
Sawah Lunto/Sijunjung Regency 3408
Mentawai Islands Regency 3409
West Pasaman Regency 3410
Dharmasraya Regency 3411
Solok Regency 3412
Bukittinggi City 3491
Padang City 3492
Sawahlunto City 3493
Padang Panjang City 3494
Solok City 3495
Payakumbuh City 3496
Pariaman City 3497
Riau Province
Kampar Regency 3501
Bengkalis Regency 3502
Hulu Indragiri Regency 3504
Hilir Indragiri Regency 3505
Hulu Rokan Regency 3508
Hilir Rokan Regency 3509
Pelalawan Regency 3510
Siak Regency 3511
Kuantan Singingi Regency 3512
Meranti Islands Regency 3513
Pekanbaru City 3591
Dumai City 3592
South Sumatra Province
Musi Banyuasin Regency 3606
Ogan Komering Ulu Regency 3607
Lematang Ilir Ogan Tengah (Muara Enim) Regency 3608 Lahat Regency 3609 Musi Rawas Regency 3610 Ogan Komering Ilir Regency 3611 Banyuasin Regency 3613 South Ogan Komering Ulu Regency 3614 East Ogan Komering Ulu Regency 3615 Ogan Ilir Regency 3616 Empat Lawang Regency 3617 North Musi Rawas Regency 3618 Penukal Abab Lematang Ilir Regency 3619 Palembang City 3691 Lubuklinggau City 3693 Prabumulih City 3694 Pagar Alam City 3697 Bangka Belitung Islands Province Bangka Regency 3701 Belitung Regency 3702 West Bangka Regency 3703 South Bangka Regency 3704 Central Bangka Regency 3705 East Belitung Regency 3706 Pangkal Pinang City 3707 Riau Islands Province Karimun Regency 3801 Lingga Regency 3802 Natuna Regency 3803 Bintan Regency (formerly Riau Islands Regency) 3804 Anambas Islands Regency 3805 Tanjung Pinang City 3891 Batam City 3892 Lampung Province South Lampung Regency 3901 Central Lampung Regency 3902 North Lampung Regency 3903 West Lampung Regency 3904 Tulang Bawang Regency 3905 Tanggamus Regency 3906 East Lampung Regency 3907 Way Kanan Regency 3908 Pesawaran Regency 3909 Pringsewu Regency 3910 West Tulang Bawang Regency 3911 Mesuji Regency 3912 West Coast Regency 3913 Bandar Lampung City 3991 Metro City 3992 South Kalimantan Province Banjar Regency 5101 Tanah Laut Regency 5102 Tapin Regency 5103 South Hulu Sungai Regency 5104 Central Hulu Sungai Regency 5105 North Hulu Sungai Regency 5106 Barito Kuala Regency 5107 Kota Baru Regency 5108 Tabalong Regency 5109 Tanah Bumbu Regency 5110 Balangan Regency 5111 Banjarmasin City 5191 Banjarbaru City 5192 West Kalimantan Province Pontianak Regency 5301 Sambas Regency 5302 Ketapang Regency 5303 Sanggau Regency 5304 Sintang Regency 5305 Kapuas Hulu Regency 5306 Bengkayang Regency 5307 Landak Regency 5308 Sekadau Regency 5309 Melawi Regency 5310 North Kayong Regency 5311 Kubu Raya Regency 5312 Pontianak City 5391 Singkawang City 5392 East Kalimantan Province Kutai Kartanegara Regency 5401 Berau Regency 5402 Paser Regency 5403 West Kutai Regency 5405 East Kutai Regency 5406 North Penajam Paser Regency 5411 Mahakam Ulu Regency 5413 Samarinda City 5491 Balikpapan City 5492 Bontang City 5494 North Kalimantan Province Bulungan Regency 5404 Nunukan Regency 5409 Malinau Regency 5410 Tana Tidung Regency 5412 Tarakan City 5493 Central Kalimantan Province Kapuas Regency 5801 West Kotawaringin Regency 5802 East Kotawaringin Regency 5803 Murung Raya Regency 5804 East Barito Regency 5805 South Barito Regency 5806 Gunung Mas Regency 5807 North Barito Regency 5808 Pulang Pisau Regency 5809 Seruyan Regency 5810 Katingan Regency 5811 Sukamara Regency 5812 Lamandau Regency 5813 Palangkaraya City 5892 Central Sulawesi Province Donggala Regency 6001 Poso Regency 6002 Banggai Regency 6003 Toli-Toli Regency 6004 Banggai Islands Regency 6005 Morowali Regency 6006 Buol Regency 6007 Tojo Una-Una Regency 6008 Parigi Moutong Regency 6009 Sigi Regency 6010 Banggai Laut Regency 6011 North Morowali Regency 6012 Palu City 6091 South
Sulawesi Province Pinrang Regency 6101 Gowa Regency 6102 Wajo Regency 6103 Bone Regency 6105 Tana Toraja Regency 6106 Maros Regency 6107 Luwu Regency 6109 Sinjai Regency 6110 Bulukumba Regency 6111 Bantaeng Regency 6112 Jeneponto Regency 6113 Selayar Islands Regency 6114 Takalar Regency 6115 Barru Regency 6116 Sidenreng Rappang Regency 6117 Pangkajene Islands Regency 6118 Soppeng Regency (formerly Watansoppeng) 6119 Enrekang Regency 6121 East Luwu (formerly South Luwu) Regency 6122 North Luwu Regency 6124 North Toraja Regency 6125 Makassar City 6191 Pare-Pare City 6192 Palopo City 6193 North Sulawesi Province Minahasa Regency 6202 Bolaang Mongondow Regency 6203 Sangihe Islands Regency 6204 Talaud Islands Regency 6205 South Minahasa Regency 6206 North Minahasa Regency 6207 Southeast Minahasa Regency 6209 North Bolaang Mongondow Regency 6210 Sitaro Islands Regency 6211 South Bolaang Mongondow Regency 6212 East Bolaang Mongondow Regency 6213 Manado City 6291 Kotamobagu City 6292 Bitung City 6293 Tomohon City 6294 Gorontalo Province Gorontalo Regency 6301 Bualemo Regency 6302 Bonebolango Regency 6303 Pohuwato Regency 6304 North Gorontalo Regency 6305 Gorontalo City 6391 West Sulawesi Province Polewali Mandar Regency 6401 Majene Regency 6402 Mamasa Regency 6403 North Mamuju Regency 6404 Central Mamuju Regency 6405 Mamuju Regency 6406 Southeast Sulawesi Province Buton Regency 6901 Muna Regency 6903 Kolaka Regency 6904 Wakatobi Regency 6905 Konawe Regency 6906 South Konawe Regency 6907 Bombana Regency 6908 North Kolaka Regency 6909 North Buton Regency 6910 North Konawe Regency 6911 East Kaloka Regency 6912 Konawe Islands Regency 6913 South Buton Regency 6914 Central Buton Regency 6915 West Muna Regency 6916 Bau-Bau City 6990 Kendari City 6991 West Nusa Tenggara Province West Lombok Regency 7101 Central Lombok Regency 7102 East Lombok Regency 7103 Sumbawa Regency 7104 Bima Regency 7105 Dompu Regency 7106 West Sumbawa Regency 7107 North Lombok Regency 7108 Mataram City 7191 Bima City 7192 Bali Province Buleleng Regency 7201 Jembrana Regency 7202 Tabanan Regency 7203 Badung Regency 7204 Gianyar Regency 7205 Klungkung Regency 7206 Bangli Regency 7207 Karangasem Regency 7208 Denpasar City 7291 East Nusa Tenggara Province Kupang Regency 7401 South Central Timor Regency 7402 North Central Timor Regency 7403 Belu Regency 7404 Alor Regency 7405 East Flores Regency 7406 Sikka Regency 7407 Ende Regency 7408 Ngada Regency 7409 Manggarai Regency 7410 East Sumba Regency 7411 West Sumba Regency 7412 Lembata Regency 7413 Rote Ndao Regency 7414 West Manggarai Regency 7415 Central Sumba Regency 7416 Southwest Sumba Regency 7417 East Manggarai Regency 7418 Nagekeo Regency 7419 Sabu Raijua Regency 7420 Malaka Regency 7421 Kupang City 7491 Maluku Province Central Maluku Regency 8101 Southeast Maluku Regency 8102 West Southeast Maluku Regency 8103 Buru Regency 8104 West Seram Regency 8105 East Seram Regency 8106 Aru Islands Regency 8107 Southwest Maluku Regency 8108 South
Buru Regency 8109 Ambon City 8191 Tual City 8192 Papua Province Jayapura Regency 8201 Biak Numfor Regency 8202 Yapen-Waropen Islands Regency 8210 Merauke Regency 8211 Paniai Regency 8212 Jayawijaya Regency 8213 Nabire Regency 8214 Mimika Regency 8215 Puncak Jaya Regency 8216 Sarmi Regency 8217 Keerom Regency 8218 Bintang Mountains Regency 8221 Yahukimo Regency 8222 Tolikara Regency 8223 Waropen Regency 8224 Boven Digoel Regency 8226 Mappi Regency 8227 Asmat Regency 8228 Supiori Regency 8231 Mamberamo Raya Regency 8232 Dogiyai Regency 8233 Lanny Jaya Regency 8234 Central Mamberamo Regency 8235 Nduga Regency 8236 Yalimo Regency 8237 Puncak Regency 8238 Intan Jaya Regency 8239 Deiya Regency 8240 Jayapura City 8291 North Maluku Province Central Halmahera Regency 8302 North Halmahera Regency 8303 East Halmahera Regency 8304 West Halmahera Regency 8305 South Halmahera Regency 8306 Sula Islands Regency 8307 Morotai Island Regency 8308 Taliabu Island Regency 8309 Ternate City 8390 Tidore Islands City 8391 West Papua Province Sorong Regency 8401 Fak-Fak Regency 8402 Manokwari Regency 8403 South Sorong Regency 8404 Raja Ampat Regency 8405 Kaimana Regency 8406 Bintuni Bay Regency 8407 Wondama Bay Regency 8408 Tembrauw Regency 8409 Maybrat Regency 8410 Arfak Mountains Regency 8411 South Manokwari Regency 8412 Sorong City 8491 Note:
If there are changes to the regency or city code, refer to the regency or city code as stated on the Financial Services Authority Reporting System website.
Appendix 04
Foreign Currency Code List
Afghanistan Afghani AFN
Albanian Lek ALL
Algerian Dinar DZD
Andorran Franc FRF
Andorran Peseta ADP
Angolan Kwanza AOA
Antigua Dollar XCD
Argentine Peso ARS
Armenia Dram AMD
Aruban Florin AWG
Australian Dollar AUD
Austrian Schilling ATS
Azerbaijan Manat AZM
Azerbaijan Manat AZN
Bahamian Dollar BSD
Bahraini Dinar BHD
Bangladesh Taka BDT
Barbados Dollar BBD
Belarusian Ruble BYN
Belarusian Ruble BYR
Belgian Franc BEF
Belize Dollar BZD
Benin Franc XOF
Bermudian Dollar BMD
Bhutan Ngultrum BTN
Bolivares Fuertes VEF
Bolivian Boliviano BOB
Bosnia-Herzegovina Convertible Mark BAM
Bosnian Dinar BAD
Botswana Pula BWP
Bouvet Island Krone NOK
Brazilian Real BRL
Brunei Dollar BND
Bulgarian Lev BGL
Bulgarian Lev BGN
Burkina Faso Franc BFF
Burma Kyat BUK
Burundi Franc BIF
Cambodia Riel KHR
Canadian Dollar CAD
Cape Verde Escudo CVE
Cayman Islands Dollar KYD
CFA Franc BCEAO XOF
Chilean Peso CLF
Chilean Peso CLP
China Offshore Yuan CNH
China Yuan Renminbi CNY
Christmas Island Dollar AUD
Cocos (Keeling) Islands Dollar AUD
Colombian Peso COP
Comoros Franc KMF
Congolese Franc CDF
Convertible Belgian Franc BEC
Costa Rican Colon CRC
Croatian Dinar HRD
Croatian Kuna HRK
Cruzeiro Real BRR
Cuban Peso CUP
Cypriot Pound CYP
Czech Koruna CZK
Danish Krone DKK
Democratic Republic of Congo Franc CDF
Djibouti Franc DJF
Dominican Republic Peso DOP
East Caribbean Dollar XCD
East Timor Dollar USD
Ecuadorian Sucre ECS
Egyptian Pound EGP
El Salvador Colon SVC
Eritrean Nakfa ERN
Estonian Kroon EEK
Ethiopian Birr ETB
European Euro EUR
Falkland Islands Pound FKP
Faroe Islands Krone DKK
Fiji Dollar FJD
Financial Belgian Franc BEL
Financial Rand ZAL
Finnish Markka FIM
African Financial Community Franc XAF
Pacific Franc XPF
French Franc FRF
French Guiana Franc FRF
Gambian Dalasi GMD
Georgian Lari GEL
German Mark DEM
Ghana Cedi GHC
Ghana Cedi GHS
Gibraltar Pound GIP
Gold Franc XFO
Greek Drachma GRD
Greenland Krone DKK
Grenada Dollar XCD
Guadeloupe Franc FRF
Guatemala Quetzal GTQ
Guernsey Pound GGP
Guinea-Bissau Franc XOF
Guinea Franc/Guinea Syli GNS
Guinea-Bissau Peso GWP
Guinean Franc GNF
Guyana Dollar GYD
Haiti Gourde HTG
Honduras Lempira HNL
Hong Kong Dollar HKD
Hungarian Forint HUF
Icelandic Krona ISK
Indian Rupee INR
Indonesian Rupiah IDR
Peruvian Inti PEI
Iranian Rial IRR
Iraqi Dinar IQD
Irish Pound IEP
Israeli Sheqel ILS
Italian Lira ITL
Jamaican Dollar JMD
Japanese Yen JPY
Jersey Pound JEP
Jordanian Dinar JOD
Kazakhstan Tenge KZT
Kenyan Shilling KES
Korean Won KRW
Kuwaiti Dinar KWD
Adjusted Kwanza AOR
Kyrgyzstan Som KGS
Laos New Kip LAK
Latvian Lats LVL
Latvian Ruble LVR
Lebanese Pound LBP
Lesotho Maloti LSM
Liberian Dollar LRD
Libyan Dinar LYD
Liechtenstein Franc CHF
Lithuanian Litas LTT
Lithuanian Litas LTL
Lesotho Loti LSL
Luxembourg Franc LUF
Macau Pataca MOP
Macedonian Dinar MKD
Madagascar Franc MGF
Malagasy Ariary MGA
Malagasy Franc MGF
Malawi Kwacha MWK
Malaysian Ringgit MYR
Maldives Rufiyaa MVR
Mali Republic Franc XOF
Malian Franc MLF
Maltese Lira MTL
Manx Pound GGP
Mauritania Ouguiya MRO
Mauritania Ouguiya MRU
Mauritius Rupee MUR
Mexican Peso MXN
Mexican Peso MXV
Moldovan Leu MDL
Moldovan Leu MVS
Mongolian Tugrik MNT
Montserrat Dollar XCD
Moroccan Dirham MAD
Mozambique Metical MZM
Mozambique Metical MZN
Myanmar Kyat MMK
Namibian Dollar NAD
Nepalese Rupee NPR
Netherlands Antillean Guilder/Florin ANG
Netherlands Guilder/Gulden/Florin NLG
New Dinar YUD
New Yugoslavian Dinar YUN
New Zaire ZRN
New Zaire Franc CDZ
New Zealand Dollar NZD
Nicaraguan Cordoba NIO
Niger Republic Franc XOF
Nigerian Naira NGN
Norfolk Island Dollar AUD
North Korean Won KPW
Norwegian Krone NOK
Omani Rial OMR
Pakistani Rupee PKR
Panamanian Balboa PAB
Papua New Guinean Kina PGK
Paraguayan Guarani PYG
Peruvian Nuevo Sol PEN
Philippine Peso PHP
Polish Zloty/New Zloty PLN
Portuguese Escudo PTE
Pound Sterling GBP
Qatari Rial QAR
Rand (South African Rand) ZAR
Reunion Franc FRF
Romanian Leu ROL
Romanian Leu RON
Russian Ruble RUB
Russian Ruble RUR
Rwandan Franc RWF
Samoan (West) Tala WST
Samoan Dollar USD
San Marino Lira ITL
Sao Tome Dobra STD
Sao Tome Dobra STN
Saudi Riyal SAR
Seborga Luigini SPL
Senegal Franc XOF
Serbian Dinar RSD
Seychelles Rupee SCR
Sierra Leone Leone SLL
Singapore Dollar SGD
Slovak Koruna SKK
Slovenian Tolar SIT
Solomon Islands Dollar SBD
Somali Schilling SOS
South Sudanese Pound SSP
Spanish Peseta ESB
Spanish Peseta (Convertible Peseta Acc) ESP
Sri Lankan Rupee LKR
St. Helena Pound SHP
St. Kitts Dollar XCD
St. Vincent Dollar XCD
Sudanese Dinar SDD
Sudanese Dinar SDG
Sudanese Pound SDP
Surinamese Dollar SRD
Surinamese Guilder SRG
Swazi Lilangeni SZL
Swedish Krona SEK
Swiss Franc CHF
Syrian Pound SYP
Taiwan Dollar TWD
Tajik Ruble TJR
Tajikistan Somoni TJS
Tanzanian Shilling TZS
Thai Baht THB
Timor Escudo TPE
Tokelau Dollar NZD
Tongan Pa'anga TOP
Trinidad-Tobago Dollar TTD
Tunisian Dinar TND
Turkish Lira TRY
Turkmenistan Manat TMM
Turks-Caicos Dollar USD
UAE Dirham AED
Ugandan Shilling UGX
UIC-Franc XFU
Ukrainian Hryvnia UAH
Unidad de Valor Constante (UVC) ECV
Uruguayan Peso UYU
US Dollar USD
USSR Ruble SUR
Uzbekistan Sum UZS
Vanuatu Vatu VUV
Vatican City Lira ITL
Venezuelan Bolivar VEB
Vietnamese Dong VND
Wallis and Futuna Islands Franc XPF
Yemeni Rial YER
Yugoslav Dinar YUM
Zambian Kwacha ZMK
Zimbabwe Dollar ZWD
Polish Zloty PLZ
Gold XAU
Silver XAG
Bond Markets Unit European Composite Unit (EURCO) XBA
Bond Markets Unit European Monetary Unit (E.M.U.-6) XBB
Bond Markets Unit European Unit of Account 17 (E.U.A.-17) XBD
Bond Markets Unit European Unit of Account 9 (E.U.A.-9) XBC
Special Drawing Right XDR
Palladium XPD
Platinum XPT
Foreign Currency V99
Note:
In the event of changes to foreign currency codes, refer to the foreign currency codes as listed on the website of the Financial Services Authority Reporting System.
Appendix 05
Economic Sector Code List
A. AGRICULTURE, FORESTRY AND FISHERY A00000 This category covers all economic activities/business fields, which include food crop agriculture, plantations, horticulture, livestock, forest product harvesting, as well as fishing and aquaculture. This category also covers supporting services for each of these economic activities. A.01. CROP AGRICULTURE, ANIMAL HUSBANDRY, HUNTING AND RELATED SERVICES (YBDI) This main group covers food crop agriculture, plantations and horticulture; livestock and poultry farming; hunting and trapping of animals with traps; and related YBDI services intended for sale. Includes organic and genetic plant and livestock farming. Agricultural activities do not include processing of agricultural commodities, which are included in Category C (Manufacturing Industry). Land construction activities such as the creation of rice field plots, irrigation and drainage channels, as well as land clearing and improvement for agriculture are not included here, but are covered under the construction category (F). A.01.1. ANNUAL CROP AGRICULTURE This group covers the planting of crops that do not last more than two harvest seasons. Includes planting of crops in various media and genetic plant cultivation, as well as planting for seedling and breeding purposes. A.01.1.1. CEREAL (NON-RICE), PULSE AND OILSEED CROP AGRICULTURE
A.01.1.3. VEGETABLE, FRUIT, AND TUBER CROP AGRICULTURE Covers:
Vegetable horticulture such as asparagus, cabbage,
cauliflower and broccoli, lettuce and chicory, spinach, plants whose flowers are eaten as vegetables, and other leaf and stem vegetables.
Fruit horticulture, such as watermelon, muskmelon, winter melon,
melon, and similar.
Horticultural tuber crops, such as potatoes, sweet potatoes, carrots, daikon, garlic, onions or shallots, leeks, and other alliaceous vegetables.
Pulse tuber crops, such as cassava, sweet potatoes, taro, ganyong, irut, gembili, and other pulse tuber crops.
Fruit used as vegetables, such as cucumber, eggplant, tomato, starfruit vegetable and vegetable squash, and others.
Mushroom and truffle agriculture.
Vegetable seedling agriculture, except beet seedlings.
Sugar beet agriculture.
Other vegetable agriculture.
RED ONION HORTICULTURE AGRICULTURE 011301 Self-explanatory.
PULSE TUBER CROP AGRICULTURE 011302 Covers pulse tuber crop agricultural business starting from
land preparation activities, planting, maintenance, as well as harvesting and post-harvest if it becomes a unified activity of pulse tuber crops, such as cassava, sweet potatoes, taro, ganyong and irut, gembili, and other pulse tuber crops. Includes seedling and breeding activities of pulse tuber crops.
SUGAR BEET AND NON-SUGARCANE SWEETENER CROP AGRICULTURE
011303 Covers agricultural business starting from land preparation activities, planting, maintenance, as well as harvesting and post-harvest if it becomes a unified activity of sugar beet crops and other sweetener crops other than sugarcane, such as stevia and sweet sorghum. Includes seedling and breeding activities of sugar beet and non-sugarcane sweetener crops.
OTHER VEGETABLE, FRUIT AND TUBER CROP AGRICULTURE
011309 Covers agricultural business starting from land preparation activities, planting, maintenance, as well as harvesting and post-harvest if it becomes a unified activity of vegetable crops, horticultural fruits, and other tubers. A.01.1.4. SUGARCANE PLANTATION 011400 Covers plantation business starting from land preparation activities, seedbed preparation, seedling, planting, maintenance and harvesting if it becomes a unified activity of sugarcane crops. Includes sugarcane seedling and breeding activities. A.01.1.5. TOBACCO PLANTATION 011500 Self-explanatory.
A.01.1.6. FIBER CROP AGRICULTURE 011600 covers agricultural business starting from land preparation activities, seedbed preparation, seedling, planting, maintenance, and harvesting if it becomes a unified activity of fiber crops as raw materials for textiles, such as kapok, cotton, roselle, ramie, jute, linen, agave, abaca and kenaf, sisal agriculture and other textile raw material crops including the genus agave and other fiber crop agriculture. Includes seedling and breeding activities of fiber crops. A.01.1.9. OTHER ANNUAL CROP AGRICULTURE
FLOWER CROP AGRICULTURE 011930 Covers flower crop agriculture, the production of which is cut flowers and flower buds. Flower crops in this group include, for example, orchids, carnations, gerberas/hebras, gladiolus, chrysanthemums, roses, jasmine, tuberose, and other flower crops. Includes other flower crops from which flowers are harvested. Flower crop agriculture whose result is live flower plants falls into group 013.
FLOWER PLANT NURSERY AGRICULTURE 011940 Self-explanatory.
OTHER ANNUAL CROP AGRICULTURE YTDL 011909 Covers other annual crop agriculture not yet classified elsewhere and its nursery activities.
A.01.2. PERENNIAL CROP AGRICULTURE
A.01.2.2. TROPICAL AND SUBTROPICAL FRUIT AGRICULTURE
BANANA FRUIT AGRICULTURE 012201 Self-explanatory.
OTHER TROPICAL AND SUBTROPICAL FRUIT AGRICULTURE
012209 Covers agricultural business starting from preparation/implementation, planting, seedling, maintenance, harvesting and post-harvest of tropical and subtropical fruits other than bananas, such as rambutan, avocado, durian, duku, dates, figs, papaya, guava, wax apple, langsat, jackfruit, pineapple, mango, mangosteen, sapodilla, starfruit, salak, soursop, dragon fruit, and similar. Includes seedling and breeding activities of tropical and subtropical fruit plants. A.01.2.3. CITRUS FRUIT AGRICULTURE 012300 Self-explanatory. A.01.2.4. APPLE AND STONE FRUIT AGRICULTURE (POME AND STONE FRUITS) 012400 Self-explanatory. A.01.2.5. BUSH FRUIT AND OTHER NUT FRUIT AGRICULTURE 012500 Covers:
Berry fruit agriculture, such as blueberries, raisins, gooseberries,
kiwi, raspberries, strawberries and other berries.
Fruit seedlinging.
Agriculture of edible nut fruit trees, such as almonds, cashews, chestnuts, walnuts,
and other nuts.
Fruit tree and other bush fruit plant agriculture.
Locust beans.
A.01.2.6. OLEAGINOUS FRUIT PLANTATION
COCONUT PLANTATION 012610 Covers plantation business starting from land preparation
activities, seedbed preparation, seedling, planting, maintenance, and harvesting of coconut fruits. Includes seedling and breeding activities of coconut fruit plants.
PALM OIL PLANTATION 012620 Self-explanatory.
OTHER OLEAGINOUS FRUIT PLANTATION 012690 Covers plantation business starting from land preparation
activities, seedbed preparation, seedling, planting, maintenance, and harvesting of other oleaginous fruit plants, such as olives and others. Includes seedling and breeding activities of other oleaginous fruit plants. A.01.2.7. CROP AGRICULTURE FOR BEVERAGE RAW MATERIALS
COFFEE PLANTATION 012701 Covers agricultural business starting from land preparation activities,
seedbed preparation, seedling, planting, maintenance and harvesting of crops for beverage raw materials, such as coffee plants, tea, mate, and cacao. Includes seedling and breeding activities of crops for beverage raw materials.
TEA PLANTATION 012702 Self-explanatory.
CHOCOLATE (COCOA) PLANTATION 012703 Self-explanatory.
OTHER BEVERAGE RAW MATERIAL CROP AGRICULTURE
012709 Self-explanatory.
A.01.2.8. SPICE, AROMATIC/FRESHENING, NARCOTIC AND MEDICINE PLANT PLANTATION Covers:
Annual and perennial spice and aromatic plant plantations, such as pepper or black pepper (piper spp), chili
(capsicum spp), nutmeg, nutmeg flowers and cardamom, fennel oil, anise and fennel, cinnamon (canela), cloves, ginger, vanilla, other spice and aromatic plants.
Medicine and narcotic plant plantations.
PEPPER PLANTATION 012810 Covers plantation business starting from land preparation
activities, seedbed preparation, seedling, planting, maintenance and harvesting of pepper or black pepper (piper spp). Includes seedling and breeding activities of pepper plants.
CLOVE PLANTATION 012820 Covers plantation business starting from land preparation
activities, seedbed preparation, seedling, planting, maintenance and harvesting of cloves. Includes seedling and breeding activities of clove plants.
CHILI AGRICULTURE 012830 Covers agricultural business starting from land preparation activities,
seedbed preparation, seedling, planting, maintenance, harvesting and post-harvest of chili vegetables (capsicum spp), such as large chili, bird's eye chili and paprika. Includes seedling and breeding activities of chili plants.
AROMATIC/FRESHENING PLANT PLANTATION
012840 Covers plantation business starting from land preparation activities, seedbed preparation, seedling, planting, maintenance and harvesting of essential oil plantation crops, such as lemongrass, patchouli, menthol, kenanga, ylang-ylang, gandapura, star anise. Includes seedling and breeding activities of aromatic/freshening plants.
MEDICINE/BIOFARMACEUTICAL PLANT PLANTATION
012850 This group covers agricultural business starting from land preparation activities, seedbed preparation, seedling, planting, maintenance, and harvesting of medicine or biofarmaceutical rhizome plants (including insecticide and fungicide raw material plants and similar), such as ginger, turmeric, temulawak, temugiring, temuireng, temukunci, kencur, galangal, lempuyang, dlingo and similar, as well as non-rhizome biofarmaceuticals (such as quinine, fennel, cardamom, orang-aring, iles-iles, betel nut, gambier, aloe vera, kejibeling, sambiloto, kumis kucing, morinda or pace, crown of thorns and similar). Includes seedling and breeding activities of medicine or biofarmaceutical rhizome plants.
OTHER SPICE, AROMATIC/FRESHENING, NARCOTIC, AND MEDICINE CROP AGRICULTURE
Covers agricultural business starting from land preparation activities, seedbed preparation, seedling, planting, maintenance, and harvesting of other spice crops, such as candlenut, vanilla, cinnamon and nutmeg. Includes seedling and breeding activities.
VANILLA SPICE PLANT PLANTATION 012891 Self-explanatory.
NUTMEG SPICE PLANT PLANTATION 012892 Self-explanatory.
UNCLASSIFIED SPICE PLANT PLANTATION
012899 Self-explanatory.
A.01.2.9. OTHER PERENNIAL PLANT PLANTATION
RUBBER AND OTHER LATEX-PRODUCING PLANT PLANTATION
012910 Covers plantation business starting from land preparation activities, seedbed preparation, seedling, planting, maintenance and harvesting of rubber plants and other latex-producing plants, such as gutta-percha and mastic. Includes processing of rubber plant products that cannot be separated from plantation activities. Includes seedling and breeding activities of rubber plants and other latex-producing plants.
PINE AND OTHER PERENNIAL PLANT AGRICULTURE
012990 Covers plantation business starting from land preparation activities, seedbed preparation, seedling, planting, maintenance and harvesting of pine trees, hedge plant crops, and other perennial plants. Includes seedling and breeding activities of pine plants and other perennial plants. A.01.3. ORNAMENTAL PLANT AGRICULTURE AND PLANT PROPAGATION
ORNAMENTAL PLANT AGRICULTURE 013010 Self-explanatory.
PLANT PROPAGATION AGRICULTURE 013020 Covers the production of all plant seedlings vegetatively
including stem cuttings, cuttings and seedlinging for the continuation of plant propagation or making grafted plant stems on selected offspring that are grafted which are eventually planted to produce plants. Includes planting of plants to be replanted, planting of live plants for tubers, roots; cutting, cuttings and layering; mushroom spawn and plant nurseries, except forest plant nurseries. A.01.4. LIVESTOCK FARMING Covers breeding and seedlinging of livestock, poultry, insects, reptiles, worms, and pets. Includes animal farming for product harvesting such as fur, eggs, milk, honey and beeswax, and silkworm cocoons. A.01.4.1. CATTLE AND BUFFALO FARMING
CATTLE BREEDING AND FATTENING 014110 Self-explanatory.
DAIRY CATTLE BREEDING AND FARMING 014120 Self-explanatory.
BUFFALO BREEDING AND FATTENING 014130 Self-explanatory.
DAIRY BUFFALO BREEDING AND FARMING 014140 Self-explanatory.
A.01.4.4. SHEEP AND GOAT FARMING 014400 Self-explanatory.
A.01.4.5. PIG FARMING 014500 Self-explanatory.
A.01.4.6. POULTRY FARMING 014600 Self-explanatory.
A.01.4.9. OTHER LIVESTOCK FARMING 014900 Self-explanatory.
A.01.6. SUPPORTING SERVICES FOR AGRICULTURE AND POST-HARVEST 016000 Covers supporting activities in the production of agricultural products and similar activities for agriculture that are not carried out for production purposes on a fee or contract basis, including harvesting and post-harvest services, as well as preparing agricultural products for sale to the market. A.01.7. HUNTING, TRAPPING AND WILD PLANT/ANIMAL BREEDING 017000 Covers hunting and trapping of animals with traps, both for animals to be eaten and not, and the harvesting of animal products such as animal skins and fur from hunting and trapping results. Includes breeding activities of wild plants/animals both on land and in the sea. A.02. FORESTRY AND HARVESTING OF WOOD AND NON-WOOD FOREST PRODUCTS Covers the harvesting of trees for wood extraction as well as the gathering and collection of non-wood forest products that grow wild. In addition to producing wood, forestry activities produce products through simple processes, such as firewood, wood products, wood chips, wood shavings and logs in unprocessed form (e.g., pitprops/wood for roofing material, wood pulp and others). These activities can be carried out in unmanaged natural forests or in managed forests. Includes the harvesting of mangrove trees as well.
A.02.1 FORESTRY MANAGEMENT Covers the planting of forest trees and small tree plantations on forest land as well as the planting of small trees that are cut periodically for firewood, wood pulp and other uses in natural or annual forests, including forest plant seedlinging. Includes the planting of industrial crops as well as maintenance, protection, harvesting, and marketing. These activities can be carried out in natural or planted forests and outside forest areas (community forests). A.02.1.1. PLANTED FORESTRY MANAGEMENT 021100 Covers:
and so on. This also includes the transportation of timber carried out by the forest enterprise itself.
A.02.1.3. NON-WOOD FOREST PRODUCT ENTERPRISE 021300 Clearly defined.
A.02.1.4. FOREST PLANT NURSERY ENTERPRISE
021400 Covers forest plant nursery/seedling propagation and maintenance up to a certain age for planting with commercial purposes. Includes forest plant nursery garden activities.
A.02.2. OTHER FORESTRY ENTERPRISE 022090 Covers forestry business not covered in any group, such as traditional forest charcoal production.
A.02.4. FORESTRY SUPPORT SERVICES 024000 Covers activities supporting forestry on a fee or contract basis, such as forest planning, timber estimation, forest pest control, forest consulting and management services, and timber transportation in forests. Also includes forest reforestation activities carried out on a contract basis.
A.03. FISHERIES Covers the capture and cultivation of fish, crustaceans (such as shrimp, crabs), mollusks, and other aquatic organisms in the sea, brackish water, and fresh water. Does not include recreational fishing.
A.03.1. CAPTURE FISHERIES Covers "fish capture" activities, namely the hunting and capture of wild aquatic organisms that are still alive (primarily all types of fish, mollusks, and crustaceans) including marine plants, coastal plants, or inland aquatic plants for consumption or other purposes, captured either by hand or using various types of fishing gear such as nets and other fishing equipment. These activities can be carried out in tidal areas around the coastline (e.g., mollusks like ark shells and oysters), near the coast using nets, or using sampans or generally by ships in coastal seas, near-shore seas, or open seas.
A.03.1.1. SEA FISH CAPTURE
SEA FINNED FISH CAPTURE
SEA CRUSTACEAN CAPTURE
OTHER SEA AQUATIC ORGANISM CAPTURE 031190 Covers business or activities capturing and collecting other marine organisms such as mollusks, aquatic plants, fish brood/fry, echinoderms, coelenterates, shark fish, whales, turtles, sea worms, sea snails in the sea, river mouths, lagoons, and other places influenced by tides.
A.03.1.2. CAPTURE FISHERIES IN PUBLIC WATERS
A.03.1.3. SEA FISH CAPTURE SERVICES 031300 Covers:
A.03.1.4. PUBLIC WATER FISH CAPTURE SERVICES 031400 Covers:
A.03.2. AQUACULTURE Covers aquaculture activities for cultivating fish to produce fish or aquatic organisms such as finned fish, mollusks, crustaceans, aquatic plants, crocodiles, alligators, and amphibians, and others using methods designed to increase the number of fish and aquatic organisms needed beyond environmental capacity (for example, natural breeding, feeding, and protection from predators). Includes the cultivation of various marine, brackish, and fresh water organisms, as well as fish egg hatching sites and sea worm farming.
A.03.2.1. SEA FISH AQUACULTURE
A.03.2.2. FRESH WATER FISH AQUACULTURE
A.03.2.3. SEA FISH AQUACULTURE SERVICES 032300 Covers:
A.03.2.4. FRESH WATER FISH AQUACULTURE SERVICES 032400 Covers:
A.03.2.5. BRACKISH WATER FISH AQUACULTURE
A.03.2.6. BRACKISH WATER FISH AQUACULTURE SERVICES 032600 Covers:
B. MINING AND QUARRYING B00000 Covers economic activities/business fields involving the extraction of minerals in their natural form, namely solid (coal and metal ores), liquid (crude oil), or gas (natural gas). These activities can be carried out using different methods such as surface or underground mining, operating mining wells, seabed mining, and others. This category also includes additional activities for preparing raw mined and quarried goods for marketing such as crushing, grinding, cleaning, drying, sorting, metal ore refining, natural gas liquefaction, and solid fuel agglomeration.
B.05. COAL AND LIGNITE MINING 050000 Covers coal and lignite mining through underground or open-pit mining. This activity also includes work such as grading, cleaning, compacting, and other steps required in transportation for sale. Other processes such as coke making (191) from minerals and coal and lignite mining services (099) or briquette making (192) are not covered in this main group.
B.06. CRUDE OIL AND NATURAL GAS MINING AND GEOTHERMAL ENERGY
B.06.1 CRUDE OIL AND NATURAL GAS MINING 060001 Covers the production of crude oil, mining and extraction of oil from oil shale and oil sands, and natural gas production. This main group also covers the operation and/or development of crude oil and gas mining sites.
B.06.2 GEOTHERMAL ENERGY ENTERPRISE 060002 Covers geothermal energy exploration and drilling business. Includes other activities related to geothermal energy enterprise up to its point of use. The conversion of geothermal energy into electrical energy is included in main group 35.
B.07. METAL ORE MINING Covers metal ore mining, carried out through underground mining, open-cast mining, seabed mining, and others. This activity also includes processing and value enhancement such as crushing, grinding, washing, drying, sintering (heating without melting), calcining (heating to oxidation), and smelting of metal ores, and flotation and gravity separation operations.
B.07.1. IRON SAND AND IRON ORE MINING 071000 Covers iron sand and iron ore mining and the improvement of iron ore quality and agglomeration processes.
B.07.2. NON-FERROUS METAL ORE MINING, EXCLUDING PRECIOUS METAL ORES
B.07.2.1. URANIUM AND THORIUM ORE MINING 072100 Covers:
B.07.2.9. OTHER NON-FERROUS METAL ORE MINING, EXCLUDING PRECIOUS METAL ORES
TIN ORE MINING 072910 Covers tin ore mining and processing business. Administrative inseparable manufacturing and purification activities from tin ore mining business are included in this group.
BAUXITE/ALUMINUM ORE MINING 072930 Covers bauxite ore mining, storage, and processing business. Administrative inseparable purification activities from bauxite ore mining business are included in this group.
COPPER ORE MINING 072940 Covers copper ore mining and processing business, consisting of chalcocite and rocks consisting of mixtures of monticellite and skarn. Administrative inseparable purification activities from copper ore mining business are included in this group.
NICKEL ORE MINING 072950 Covers nickel ore mining and processing business. Administrative inseparable utilization activities from nickel ore mining business are included in this group.
OTHER MINERAL MATERIALS NOT CONTAINING IRON ORE
072990 Mining and processing of other mineral materials not containing iron ore not yet included in groups 072910 to 072950, such as platinum and silicon ores. Administrative inseparable cleaning and purification activities from other metal ore mining business are included in this group.
B.07.3. PRECIOUS METAL ORE MINING
GOLD AND SILVER MINING Covers the mining of precious metal ores, such as gold, platinum, silver, and other precious metals. This group also covers the process of separating non-metallic parts from precious metals.
GOLD MINING 073011 Clearly defined.
SILVER MINING 073012 Clearly defined.
OTHER PRECIOUS METAL ORE MINING 073090 Covers mining and processing of other precious metal ores, besides gold and silver ores, such as platinum ores. Administrative inseparable cleaning and purification activities from other metal ore mining business are included in this group.
B.08. OTHER MINING AND QUARRYING Covers the extraction of minerals from mines and quarries, as well as dredging of sedimentary soil, crushing of stone, and salt extraction. Most of the results of mining and quarrying minerals are used in the construction field (sand, stone, and others), mineral material industry (clay, gypsum, lime, and others), chemical industry, and others. This main group also includes crushing, grinding, cutting, cleaning, drying, sorting, and mixing of these mineral materials.
B.08.1. QUARRYING OF STONE, SAND, AND CLAY 081000 Covers:
Quarrying and cutting of ornamental and building stones such as marble, granite, sandstone, and others.
Quarrying, cleaning, and separation of limestone.
Mining of gypsum and anhydrite.
Mining of lime and uncalcined dolomite.
Extraction and dredging of industrial sand, construction sand, and gravel.
Crushing and separation of stone and gravel.
Sand quarrying.
Mining of clay, refractory clay, and kaolin.
This sub-group does not cover:
B.08.9. OTHER MINING AND QUARRYING YTDL
Covers natural phosphate mining, calcium salts, pure sulfur; extraction and processing of pyrite and pyrrhotite, except roasting; natural barium carbonate and barium sulfate mining, natural borates, natural magnesium sulfate; extraction and agglomeration of combustible peat soil, mining of earth colours (a type of mineral pigment), fluorite (fluorescent mineral), and other minerals as chemical raw materials. This group also includes guano mining (fertilizer from bird/bat droppings), extraction of salt from underground, and production of salt by evaporating seawater, as well as crushing, purification, and distillation of salt, but does not include processing salt into table salt/cooking salt; mining and quarrying of various other minerals and chemicals including in this group.
B.08.9.3. SALT EXTRACTION 089300 Covers:
B.08.9.9. OTHER MINING AND QUARRYING YTDL 089900 Covers mining and quarrying of various materials and minerals, such as scouring stone, asbestos, natural graphite, steatite (talc), feldspar, siliceous fossil flour; natural asphalt, asphalt stone, and natural solid bitumen; and gemstones, quartz, mica, and others.
B.09. MINING SUPPORT SERVICES Covers support services specialized for mining on a fee or contract basis. This main group covers exploration services through traditional search methods, such as taking metal ore samples and conducting geological observations by drilling, test drilling, or re-drilling oil, metal, and non-metal mineral wells. Other specific services include the construction of oil and gas well foundations, cementing of oil and gas well casings, cleaning, pumping, and jetting of oil and gas wells, mine pumping and dewatering, mining relocation services, and others.
B.09.1. CRUDE OIL AND NATURAL GAS MINING SUPPORT ACTIVITIES 091000 Mining support services on a fee or contract basis in oil and gas extraction. This group covers exploration services related to crude oil and natural gas extraction, direct drilling and re-drilling, installation of oil drilling equipment at mining sites, cementing, repair, and dismantling of oil and gas well casings, well pumping, well plugging and sealing, conversion back to gas, and liquefaction of natural gas for easier transportation carried out at mining sites. This group also includes pumping and distribution services on test drilling and fire extinguishing services at oil and gas fields or wells.
B.09.9. OTHER MINING AND QUARRYING SUPPORT ACTIVITIES 099000 Covers support services on a fee or contract basis required for mining and quarrying activities other than crude oil and natural gas. This group also covers exploration services, pumping and dewatering services, and test drilling and well or field drilling services.
C. MANUFACTURING INDUSTRY C00000 Includes economic activities/business fields in the field of chemical or physical changes of materials, elements, or components into new products. Raw materials for manufacturing industries come from agricultural, forestry, fisheries, mining, or quarrying products such as products from other manufacturing industry activities. Fundamental changes, renewals, or reconstructions of goods are generally treated as manufacturing industries. Manufacturing industry units are described as factories, machines, or equipment specifically driven by machines and hands. Included in this manufacturing industry category are units that change materials into new products using hands, contract work activities, or sales activities of products made in the same place where the products are sold, and units that process materials from third parties on a contract basis.
C.10. FOOD INDUSTRY Covers the processing of agricultural, forestry, and fisheries products into food and also covers semi-finished products that do not directly become food products but whose value can be higher or lower. This main group consists of activities related to various food products. Production can be carried out by the business itself or by other parties. Some activities are considered manufacturing industries even though the activity is retail trade of products produced by themselves. However, when the processing carried out is minimal and does not cause a real change, the unit is classified in wholesale and retail trade (Category G).
C.10.1. MEAT PROCESSING AND PRESERVATION INDUSTRY 101000 Covers slaughterhouse operations related to animal slaughter, skinning, or meat packaging. This group also covers the production of animal by-products, lard, and other edible fats derived from animals, wool, animal fur including bird feathers. This group does not cover meat processing into food, wholesale trade, and meat packaging.
C.10.2. FISH AND AQUATIC ORGANISM PROCESSING AND PRESERVATION INDUSTRY 102000 Processing and preservation of fish using various methods. This group also covers the production of fishmeal for human consumption or otherwise, animal feed, seaweed processing, and ship activities solely related to fish processing and preservation. This group does not cover food processing from fish, land-based whale processing or special ships, and the production of oils and fats whose raw materials come from the sea.
C.10.3. FRUIT AND VEGETABLE PROCESSING AND PRESERVATION INDUSTRY Covers the production of food mainly consisting of vegetables and fruits, using various processing and preservation methods and covering vegetable and fruit products. This group also covers the production of short-shelf-life ready-to-eat food derived from vegetables and fruits, such as salads, pre-cut or peeled vegetables, tofu; potato peeling industry, other potato processing including potato food and flour, roasting, and processing of nut and pasta foods. This group does not cover food or flour processing from legume vegetables, food processing from vegetables and artificial essences, and the preservation of fruits and nuts with sugar.
C.10.4. VEGETABLE AND ANIMAL OIL AND FAT INDUSTRY 104100 Covers the production and processing of crude oils and fats or distilled vegetable and animal oils and fats. This group covers the production of fatty flour, oil from legumes, seeds, and vegetables, margarine, melanges, and similar products, and fat blending materials for cooking. This group also covers the production of inedible animal oils/fats, fish extracts, and fish oils, and other by-products of oil production. This group does not cover the production and distillation of lard and other edible animal fats, wet corn milling, essential oil products, and the processing of oils and fats with chemical processes.
C.10.4.2. COPRA, CRUDE OIL, AND COCONUT COOKING OIL INDUSTRY, COCONUT FLOUR AND PELLETS INDUSTRY Covers:
C.10.4.3. CRUDE PALM OIL (CPO) AND PALM COOKING OIL INDUSTRY 104300 Clearly defined.
C.10.4.9. OTHER CRUDE OIL AND VEGETABLE AND ANIMAL FAT INDUSTRY 104900 Includes coconut crude oil industry, coconut flour and pellet industry, crude/refined palm oil and palm cooking oil industry, palm crude oil industry, palm kernel crude oil industry, palm crude oil separation/fractionation industry and palm kernel crude oil industry, palm crude oil and palm kernel crude oil refining industry, palm refined oil separation/fractionation industry, palm kernel refined oil separation/fractionation industry, and other crude oil and vegetable and animal fat industries.
C.10.5. MILK, DAIRY PRODUCT, AND ICE CREAM PROCESSING INDUSTRY 105000 Covers the production and processing of fresh liquid milk and various milk products, such as milk drinks, cream, powdered milk or condensed milk (both sweet and unsweetened), in solid form, butter, yogurt, cheese and skim milk, casein or lactose, ice cream, and other ice whose base is milk. This group does not cover the production of raw milk (such as cow, camel, sheep, goat, horse, donkey, and other milk) and the production of vegetable milk and imitation cheese.
C.10.6. CEREAL MILLING, FLOUR, AND STARCH INDUSTRY Covers rice milling, flour production, food from cereals or vegetables, as well as the production of dough or flour mixtures from these products. This group also covers wet milling of corn and vegetables and
C.10.6.1. CEREAL MILLING AND OTHER GRAIN MILLING INDUSTRIES (NOT RICE AND CORN) 106100 Includes:
C.23.1. GLASS AND GLASS PRODUCTS 231000 Includes the manufacture of glass and glass products in various forms and processes. This group also includes the manufacture of household glassware, laboratory or medical equipment, electrical and insulating equipment, glass fibers, and imitation jewelry.
C.23.9. NON-METALLIC MINERAL PRODUCTS INDUSTRY Includes the manufacture of intermediate and final products from non-metallic minerals obtained from mining or extraction, such as sand, gravel, rock, or clay. The manufacture of products is specifically aimed at producing refractory goods, building materials, industrial and household ceramic products, cement and cement products, as well as cutting and grinding of stone. This group also includes the manufacture of other non-metallic mineral products such as rock, mineral fibers, carbon, graphite, asphalt, mica, and various other mineral elements.
C.23.9.2. CLAY/CERAMIC BUILDING MATERIALS INDUSTRY 239200 Includes the manufacture of clay/ceramic goods for building materials purposes, excluding bricks, roof tiles, and sanitary ware made of porcelain, such as drains, tiles, air vents, and pipes (rings for wells). Includes ceramic kilns or non-refractory wall tiles, mosaic cubes, and the like, non-refractory paving or ceramic tiles, roof tiles, chimneys, pipes, ceramic drains, and the like, and fired clay floor beams.
C.23.9.3. NON-BUILDING CLAY/CERAMIC AND PORCELAIN GOODS INDUSTRY Includes:
C.23.9.4. CEMENT, LIME, AND GYPSUM INDUSTRY 239400 Includes the cement, lime, and gypsum industries, as well as the industry for goods made from cement, lime, gypsum, and asbestos.
C.23.9.6. STONE GOODS INDUSTRY 239600 Includes:
C.23.9.9. OTHER NON-METALLIC MINERAL PRODUCTS INDUSTRY N.E.C.
239900 Includes other non-metallic mineral products industries such as refractory (fire-resistant) goods industry and clay/ceramic brick industry.
C.24. BASIC METALS INDUSTRY
Includes smelting and refining activities, both for metals containing iron and those not containing iron, from ore, scrap, or lumps using various metallurgical techniques. This main group also includes the manufacture of metal alloys. The results of smelting and purification are usually in the form of metal ingots, which are typically used in rolling, drawing, and forging operations in the manufacture of products such as plates, sheets, slabs, cut pieces, bars, wires, and liquid shapes for making molds and other basic metal products.
C.24.1. IRON AND STEEL BASIC METALS INDUSTRY 241000 Includes the processing activities from iron ore to pig iron to steel, and the manufacture of steel products and iron alloys in various sizes and shapes. This group also includes various steel processing operations.
C.24.2. PRECIOUS METALS AND OTHER NON-IRON BASIC METALS INDUSTRY
C.24.3. METAL CASTING INDUSTRY
C.24.3.1. IRON AND STEEL CASTING INDUSTRY 243100 Self-explanatory.
C.24.3.2. NON-IRON AND STEEL METAL CASTING INDUSTRY 243200 Includes the smelting, alloying, and casting or pouring of non-iron metals in basic form, such as copper castings and alloys, aluminum castings and alloys, nickel castings and alloys. Includes casting of semi-finished products from aluminum, magnesium, titanium, zinc, and others, light metal casting, heavy metal casting, precious metal casting, and die-casting of non-iron metals.
C.25. METAL PRODUCTS, EXCLUDING MACHINERY AND EQUIPMENT C.25.1. READY-TO-USE METAL PRODUCTS FOR BUILDINGS, TANKS, WATER TANKS, AND STEAM GENERATORS 251000 Self-explanatory.
C.25.9. OTHER METAL PRODUCTS AND METAL PRODUCT MANUFACTURING SERVICES Includes general metal processing activities, such as forging or pressing, plating, coating, engraving, drilling, polishing, welding, and others, generally performed on a fee or contract basis. This group also includes the manufacture of various metal goods, such as cutting tools, knives, scissors, and the like), metal hand tools and other hard ware; cans or buckets; nails, bolts, and nuts; household metal goods; metal equipment, ship propellers, and anchors; railway track equipment, and the like, and various metal goods for household and industrial use.
C.25.9.3. CUTTING TOOLS, HAND TOOLS, AND GENERAL EQUIPMENT INDUSTRY 259300 Self-explanatory.
C.25.9.9. OTHER METAL PRODUCTS INDUSTRY N.E.C. 259900 Self-explanatory.
C.26. COMPUTER, ELECTRONIC, AND OPTICAL INDUSTRY Includes the manufacture of computers, computer equipment, communication equipment, and similar electronic goods, including the manufacture of their components. The production process is characterized by the design and use of high-technology applications to create ICs and small-sized goods. This main group also includes the manufacture of household electronic goods, measuring instruments, testing equipment, navigation equipment, and control equipment, irradiation equipment, electromedical and electrotherapy equipment, optical equipment and instruments, and the manufacture of magnetic and optical media.
C.26.1. ELECTRONIC COMPONENTS AND BOARDS INDUSTRY 261000 Includes the manufacture of semiconductors and other components for electronic equipment, including resistors and electronic capacitors, transistors, microprocessors, circuit boards, and their filling or installation, interface cards and controllers, and related separate equipment, including the manufacture of printer cables, monitor cables, USB cables, and connectors/connectors, and the like.
C.26.2. COMPUTER AND EQUIPMENT INDUSTRY
262000 Includes the manufacture and/or installation of various electronic computers and computer equipment, such as storage equipment, and input/output equipment (printers, monitors, and keyboards). Computers can be analog, digital, or hybrid, and can be PCs, laptops, or mainframes, handheld computers, ATMs, and point-of-sale terminals. Computer components and computer equipment include various drives and other storage devices, printers, monitors, keyboards, all types of trackball accessories, computer terminals and servers, scanners, and projectors (viewers).
C.26.3. COMMUNICATION EQUIPMENT INDUSTRY 263000 Includes the manufacture of communication and telephone equipment used to transfer electronic signals through wires or through the air, such as wireless communication equipment and radio and television broadcasting. This group also includes the manufacture of switchgear equipment, cordless telephones, facsimiles, including telephone exchange machines, data communication equipment, transmitting and receiving antennas, mobile communication equipment (mobile) including modems, alarm systems, infrared equipment, and transmission.
C.26.4. ELECTRONIC AUDIO AND VIDEO EQUIPMENT INDUSTRY 264000 Self-explanatory.
C.26.5. MEASURING, TESTING, NAVIGATION, AND CONTROL EQUIPMENT AND TIME MEASURING INSTRUMENTS INDUSTRY C.26.5.1. MEASURING, TESTING, NAVIGATION, AND CONTROL EQUIPMENT INDUSTRY 265100 Self-explanatory. C.26.5.2. TIME MEASURING INSTRUMENTS INDUSTRY 265200 Self-explanatory. C.26.6. IRRADIATION, ELECTROMEDICAL, AND ELECTROTHERAPY EQUIPMENT INDUSTRY 266000 Self-explanatory. C.26.7. PHOTOGRAPHIC EQUIPMENT AND NON-GLASS OPTICAL INSTRUMENTS INDUSTRY 267000 Self-explanatory.
C.26.9. OTHER COMPUTER, ELECTRONIC, AND OPTICAL GOODS INDUSTRY 269000 Computer, electronic, and optical goods industry, including magnetic media and optical media industry.
C.27. ELECTRICAL EQUIPMENT INDUSTRY
Includes the manufacture of products that generate, distribute, and use electrical energy. This main group also includes the manufacture of electric lamps, signaling equipment, and household electrical appliances. This main group does not include the manufacture of electronic goods.
C.27.1. ELECTRIC MOTORS, GENERATORS, TRANSFORMERS, AND ELECTRICAL CONTROL AND DISTRIBUTION EQUIPMENT INDUSTRY C.27.1.1. ELECTRIC MOTORS, GENERATORS, AND TRANSFORMERS INDUSTRY 271100 Self-explanatory. C.27.1.2. ELECTRICAL CONTROL AND DISTRIBUTION EQUIPMENT INDUSTRY 271200 Self-explanatory. C.27.2. ELECTRIC STORAGE BATTERIES AND ACCUMULATORS INDUSTRY 272000 Self-explanatory. C.27.3. CABLES AND ACCESSORIES INDUSTRY 273000 Includes the manufacture of current-carrying or non-current-carrying wire equipment for electrical wire circuits regardless of the material used. This group also includes wire insulation and the manufacture of optical fiber cables.
C.27.4.0. ELECTRICAL LIGHTING EQUIPMENT INDUSTRY (INCLUDING NON-ELECTRICAL LIGHTING EQUIPMENT) 274000 Includes the manufacture of electric tubes and light bulbs and their parts and components, non-electrical lighting equipment, and other equipment components. The manufacture of non-electrical lighting equipment such as light bulbs and candle holders, lighting equipment, flashlights, insect electric lamps, lanterns, street lighting equipment, lighting equipment/accessories for transport equipment (e.g., for motor vehicles, aircraft, boats).
C.27.5. HOUSEHOLD APPLIANCES INDUSTRY 275000 Includes the manufacture of household appliances and small equipment, such as electrical, gas, or other fuel-powered household appliances, fans, vacuum cleaners, electric floor cleaning machines, cooking equipment, washing equipment, freezers, refrigerators, and other equipment such as dishwashers, water heaters, and the like.
C.27.9. OTHER ELECTRICAL EQUIPMENT INDUSTRY 279000 Self-explanatory.
C.28.1. MACHINERY FOR GENERAL USE INDUSTRY 281000 Includes the manufacture of machinery for general use, i.e., machinery commonly used in a broad scope of the ISIC industry, such as the manufacture of components used in the production of various other machines or the manufacture of machinery supporting other business operations.
C.28.2. MACHINERY FOR SPECIAL USE INDUSTRY
Includes the manufacture of machinery for special use, i.e., machinery for exclusive use in the KBLI industry or a small group of KBLI industries. Most of these machines are used in industrial processes, such as the food industry or textile industry. This group also includes the manufacture of special-purpose machinery for non-industrial activities.
C.28.2.1. AGRICULTURAL AND FORESTRY MACHINERY INDUSTRY 282100 Self-explanatory.
C.28.2.4. MINING, EXCAVATION, AND CONSTRUCTION MACHINERY INDUSTRY 282400 Self-explanatory.
C.28.2.5. FOOD, BEVERAGE, AND TOBACCO PROCESSING MACHINERY INDUSTRY 282500 Self-explanatory.
C.28.2.6. TEXTILE, READY-MADE CLOTHING, AND LEATHER PRODUCTS MACHINERY INDUSTRY 282600 Self-explanatory.
C.28.2.9. OTHER SPECIAL PURPOSE MACHINERY INDUSTRY 282900 Includes other special purpose machinery industries, including metalworking and woodworking machine tools and machinery, and metallurgical machinery.
C.29. MOTOR VEHICLE, TRAILER, AND SEMI-TRAILER INDUSTRY C.29.1. FOUR-WHEELED OR MORE MOTOR VEHICLE INDUSTRY 291000 Self-explanatory. C.29.2. FOUR-WHEELED OR MORE MOTOR VEHICLE BODYWORK INDUSTRY AND TRAILER AND SEMI-TRAILER INDUSTRY 292000 Self-explanatory. C.29.3. FOUR-WHEELED OR MORE MOTOR VEHICLE SPARE PARTS AND ACCESSORIES INDUSTRY 293000 Self-explanatory.
C.30. OTHER TRANSPORT EQUIPMENT INDUSTRY
C.30.1. SHIP AND BOAT MANUFACTURING INDUSTRY 301000 Self-explanatory.
C.30.2. LOCOMOTIVE AND RAILCAR INDUSTRY 302000 Self-explanatory.
C.30.3. AIRCRAFT AND EQUIPMENT INDUSTRY 303000 Self-explanatory.
C.30.9. OTHER TRANSPORT EQUIPMENT INDUSTRY N.E.C.
C.31. FURNITURE INDUSTRY 310000 Includes the manufacture of furniture and related products made from various materials except stone, cement, and ceramics. The processing used in furniture manufacturing is standard methods, i.e., shaping materials and component assembly, including cutting, molding, and coating. Product design, both for aesthetics and functional quality, is an important aspect in the production process. Furniture manufacturing tends to be a specialized activity.
C.32. OTHER PROCESSING INDUSTRY 320000 Includes the manufacture of various personal goods not covered previously. This group includes protective safety equipment, brushes and brooms for various needs, various types of pens and pencils, labeling and dating devices, umbrellas, walking sticks, locking devices, lighters, personal care goods, and various goods such as candles, flower arrangements, jokes and novelties, dummies, coffins, and the like, including taxidermy activities (mounting animal skins with cotton so they look like live animals).
C.33. REPAIR AND INSTALLATION OF MACHINERY AND EQUIPMENT 330000 Repair and maintenance of machinery and equipment includes specific repair of goods produced by the industrial processing business sector with the aim of restoring machinery, equipment, and other products to good condition, including reconditioning services here. General or routine maintenance (service) of these machines to ensure efficient operation and for prevention of damage and unnecessary repairs is included here. This main group only includes specific repair and maintenance activities. Special machine installation is also included here. This main group does not include industrial machine cleaning, repair and maintenance of computer and communication equipment, and repair and maintenance of household goods.
D. ELECTRICITY, GAS, STEAM/HOT WATER SUPPLY, AND AIR CONDITIONING D00000 Self-explanatory.
D.35. ELECTRICITY, GAS, STEAM/HOT WATER SUPPLY, AND AIR CONDITIONING D.35.1. ELECTRICITY
E. WATER SUPPLY; SEWERAGE, WASTE MANAGEMENT, AND REMEDIATION ACTIVITIES E00000 Self-explanatory.
E.36. WATER SUPPLY 360000 Self-explanatory.
E.37. SEWERAGE 370000 Self-explanatory.
E.38. WASTE MANAGEMENT AND RECYCLING 380000 Includes economic activities/business sectors related to water management. This category also includes the management of various forms of waste/waste, such as solid or non-solid waste from households and industry, which can pollute the environment. The results of waste/waste processing can be disposed of or become input in other production processes.
E.39. REMEDIATION ACTIVITIES AND OTHER WASTE MANAGEMENT 390000 Includes activities to recover or remove hazardous/toxic materials polluting soil, water (both underground and surface), sites/locations, or buildings or factories, including nuclear sites or factories, oil spills, pollution from sudden events, and other environmental pollution, cleaning of toxic substances, and other activities specifically related to pollution monitoring.
F. CONSTRUCTION
F00000 Includes economic activities/business sectors in the construction field, i.e., general construction and special construction of building and civil engineering works. Construction activities include new work, repairs, additions, and changes, erection of prefabricated buildings or structures at project sites, and temporary construction.
F.41. BUILDING CONSTRUCTION
F.41.1.1. RESIDENTIAL BUILDING CONSTRUCTION
F.42. CIVIL ENGINEERING CONSTRUCTION
Includes general civil engineering construction activities, both new buildings, building repairs, building additions, and building changes, erection of prefabricated buildings/structures at project sites, and temporary construction.
F.42.1. ROAD AND RAILWAY CONSTRUCTION
F.42.2. IRRIGATION, COMMUNICATION, AND WASTE NETWORK CONSTRUCTION
IRRIGATION NETWORK CONSTRUCTION 422110 Self-explanatory.
ELECTRICAL BUILDING CONSTRUCTION
RURAL ELECTRICAL BUILDING CONSTRUCTION 422131 Self-explanatory.
OTHER ELECTRICAL AND COMMUNICATION BUILDING CONSTRUCTION 422139 Self-explanatory.
OTHER ELECTRICAL AND TELECOMMUNICATION NETWORK CONSTRUCTION
422190 Includes construction of drinking water, wastewater, and drainage treatment, distribution, and storage buildings, sea navigation aid and river sign telecommunications construction, air navigation telecommunications construction, railway signal and telecommunications construction, telecommunications central construction, and groundwater well construction/drilling, installation of prefabricated buildings for irrigation, communication, and waste network construction.
F.42.9. OTHER CIVIL ENGINEERING CONSTRUCTION
F.43. SPECIAL CONSTRUCTION
F.43.1. DEMOLITION AND LAND PREPARATION
Includes land preparation activities followed by construction activities, including moving existing buildings by crushing or lifting buildings and other structures.
F.43.2. ELECTRICAL SYSTEM INSTALLATION, WATER (PIPE) INSTALLATION, AND OTHER CONSTRUCTION INSTALLATIONS 432000 Includes installation activities supporting the function of buildings, such as electrical system installations, plumbing, air conditioning (AC) and heating systems, water, gas, and waste disposal, elevators, and others, including additions, changes, maintenance, and repairs.
F.43.3. BUILDING CONSTRUCTION FINISHING 433000 Includes interior and exterior building finishing activities, including the installation of doors, windows, stairs, other equipment, and the like, ceilings, floors, walls, and movable room dividers, and other building finishing work not classified elsewhere. This group also includes interior store installation activities, mobile homes, ships, and the like.
F.43.9. OTHER SPECIAL CONSTRUCTION
G. WHOLESALE AND RETAIL TRADE; REPAIR AND MAINTENANCE OF MOTOR VEHICLES AND MOTORCYCLES G00000 Self-explanatory.
G.45. MOTOR VEHICLE TRADE, REPAIR, AND MAINTENANCE G.45.1. MOTOR VEHICLE TRADE 451000 Includes wholesale and retail trade of new and used motor vehicles, such as passenger cars, lorries, trailers, special passenger vehicles, such as campers, ambulances, minibuses, and the like. Also includes wholesale and retail trade of off-road vehicles (jeeps, and the like), trade through commission agents, and vehicle auctions.
G.45.2. MOTOR VEHICLE REPAIR AND MAINTENANCE 452000 Self-explanatory.
G.45.3. MOTOR VEHICLE SPARE PARTS AND ACCESSORIES TRADE 453000 Self-explanatory.
G.45.4. MOTORCYCLE TRADE, REPAIR, AND MAINTENANCE AND SPARE PARTS AND ACCESSORIES TRADE
G.46. WHOLESALE TRADE, EXCLUDING MOTOR VEHICLES AND MOTORCYCLES G.46.1. WHOLESALE TRADE ON A FEE OR CONTRACT BASIS 461000 Includes activities of agents, brokers, and all other wholesalers who trade for others or bring sellers and buyers together, including on the internet and similar agents in selling goods, machines, ships, and aircraft as well as household furniture and hardware, among others. Also includes wholesale trade activities at auction houses.
G.46.2. WHOLESALE TRADE OF AGRICULTURAL AND LIVE ANIMAL PRODUCTS Includes wholesale trade of cereals, oleaginous fruits, flowers, and ornamental plants, other forestry products, and live animals. Includes wholesale trade of seeds and plant seedlings, animal seedlings, hides and skins, leather goods, as well as wholesale trade of materials, waste, and agricultural by-products used for animal feed.
G.46.2.01. WHOLESALE TRADE OF RICE AND CO-CROPS
G.46.2.07. WHOLESALE TRADE OF FORESTRY PRODUCTS AND HUNTING
WOOD WHOLESALE 462071 Clearly defined.
WHOLESALE TRADE OF OTHER FORESTRY AND HUNTING PRODUCTS
462079 Clearly defined.
G.46.2.08. WHOLESALE TRADE OF LEATHER AND LEATHER GOODS 462080 Clearly defined.
G.46.2.09. WHOLESALE TRADE OF AGRICULTURAL PRODUCTS AND OTHER LIVE ANIMALS
RUBBER WHOLESALE 462091 Clearly defined.
CLOVE WHOLESALE 462092 Clearly defined.
PEPPER WHOLESALE 462093 Clearly defined.
COTTON WHOLESALE 462094 Clearly defined.
PALM OIL KERNEL WHOLESALE 462095 Clearly defined.
WHOLESALE TRADE OF OTHER AGRICULTURAL PRODUCTS AND LIVE ANIMALS
462099 Wholesale trade of other agricultural products and live animals, including wholesale trade of flowers and ornamental plants. G.46.3. WHOLESALE TRADE OF FOOD, BEVERAGES AND TOBACCO G.46.3.1. WHOLESALE TRADE OF AGRICULTURAL RAW MATERIALS FOR FOOD AND DRINKS
RICE WHOLESALE 463110 Clearly defined.
COFFEE, TEA AND COCOA WHOLESALE
COFFEE WHOLESALE 463141 Clearly defined.
TEA WHOLESALE 463142 Clearly defined.
VEGETABLE OILS AND FATS WHOLESALE
463150 Clearly defined.
OTHER AGRICULTURAL RAW MATERIALS FOR FOOD AND DRINKS WHOLESALE
463190 Clearly defined.
G.46.3.2. WHOLESALE TRADE OF LIVESTOCK AND FISHERY PRODUCT RAW MATERIALS FOR FOOD AND DRINKS
PROCESSED SHRIMP WHOLESALE 463201 Clearly defined.
OTHER LIVESTOCK AND FISHERY PRODUCT RAW MATERIALS FOR FOOD AND DRINKS WHOLESALE
463209 Covers:
Wholesale trade of dairy products.
Wholesale trade of eggs and egg processing products.
Wholesale trade of edible oils and fats of animal origin.
Meat and meat processing wholesale trade.
Wholesale trade of fishery products.
G.46.3.3. WHOLESALE TRADE OF OTHER FOODS AND DRINKS AND TOBACCO Covers:
Wholesale trade of sugar, chocolate and confectionery.
Wholesale trade of bread products.
Wholesale trade of beverages.
Wholesale trade of tobacco products.
SUGAR, CHOCOLATE AND CONFECTIONERY WHOLESALE
463301 Clearly defined.
CIGARETTES AND TOBACCO WHOLESALE
463302 Clearly defined.
OTHER FOODS AND DRINKS WHOLESALE
463309 Covers wholesale trade of other foods and drinks such as bread products, alcoholic beverages, chocolate and confectionery, non-dairy non-alcoholic drinks. G.46.4. WHOLESALE TRADE OF HOUSEHOLD GOODS G.46.4.1. WHOLESALE TRADE OF TEXTILES, APPAREL AND FOOTWEAR
TEXTILE WHOLESALE 464110 Clearly defined.
APPAREL WHOLESALE 464120 Clearly defined.
FOOTWEAR WHOLESALE 464130 Clearly defined.
OTHER TEXTILES, APPAREL AND FOOTWEAR WHOLESALE
464190 Clearly defined.
G.46.4.9. OTHER WHOLESALE TRADE OF HOUSEHOLD GOODS 464900 Wholesale trade of other household goods, covering wholesale trade of printing and publishing goods in various forms, wholesale trade of pharmaceuticals, traditional medicine, cosmetics, sports equipment, musical instruments, jewelry and watches. G.46.5. WHOLESALE TRADE OF MACHINERY, EQUIPMENT AND ACCESSORIES 465000 Covers wholesale trade of computers, telecommunications equipment, machinery specifically for all types of industries and general-purpose machines. The scope of wholesale trade here is for office, agriculture, navigation, industry, computer inspection, measuring instruments and machine tool accessories. This includes wholesale trade of some equipment, software, blank media and recorders. G.46.6. OTHER SPECIALIZED WHOLESALE TRADE G.46.6.1. WHOLESALE TRADE OF SOLID, LIQUID AND GASEOUS FUELS AND PETROLEUM PRODUCTS 466100 Covers wholesale trade of fuels, grease (shoe polish), lubricating oil and oil. G.46.6.2. WHOLESALE TRADE OF METALS AND METAL ORES 466200 Covers:
Wholesale trade of iron and non-iron metal ores.
Wholesale trade of basic form iron and non-iron metals.
Wholesale trade of semi-finished iron and non-iron metal products ytdl.
Wholesale trade of gold and other precious metals (silver, platinum).
G.46.6.3. WHOLESALE TRADE OF BUILDING MATERIALS AND HARDWARE
CONSTRUCTION MATERIALS WHOLESALE 466301 Clearly defined.
FROM WOOD
OTHER CONSTRUCTION MATERIALS WHOLESALE
466309 Wholesale trade of other construction materials such as metal goods for construction materials, glass, tiles, bricks, tiles and similar items made of clay, lime, cement, lime, stone sand, porcelain construction materials and other construction materials. G.46.6.9. WHOLESALE TRADE OF OTHER PRODUCTS INCLUDING SCRAP AND CUTTINGS YTDL
FERTILIZER AND AGROCHEMICAL PRODUCTS WHOLESALE
466920 Clearly defined.
LABORATORY, PHARMACEUTICAL AND MEDICAL EQUIPMENT WHOLESALE
466930 Clearly defined.
PAPER AND CARDBOARD WHOLESALE 466950 Clearly defined.
USED AND UNUSED SCRAP GOODS WHOLESALE
466970 Clearly defined.
OTHER YTDL PRODUCTS WHOLESALE 466990 Wholesale trade of other products, such as wholesale trade
of basic chemical raw materials and goods, wholesale trade of rubber and plastics in basic form, wholesale trade of paper and cardboard goods and other wholesale trade. G.47. RETAIL TRADE, EXCEPT OF MOTOR VEHICLES AND MOTORCYCLES
G.47.1. RETAIL TRADE OF VARIOUS GOODS IN STORES G.47.1.1. PRIMARY RETAIL TRADE OF FOOD, BEVERAGES OR TOBACCO IN STORES 471100 Clearly defined. G.47.1.9. RETAIL TRADE OF VARIOUS GOODS DOMINATED BY NON-FOOD AND TOBACCO GOODS IN STORES 471900 Clearly defined. G.47.2. SPECIALIZED RETAIL TRADE OF FOOD, BEVERAGES AND TOBACCO IN STORES G.47.2.1. SPECIALIZED RETAIL TRADE OF AGRICULTURAL FOOD COMMODITIES IN STORES 472001 Covers trade of various kinds of food, such as fresh fruits and vegetables, milk and eggs, meat (including chicken or poultry) and fish. G.47.2.9. OTHER SPECIALIZED RETAIL TRADE OF FOOD, BEVERAGES AND TOBACCO IN STORES 472009 Covers specialized retail trade of other foods, beverages and tobacco in stores such as specialized retail trade of drinks in stores, specialized retail trade of cigarettes and tobacco in stores, specialized retail trade of industrial food products in stores. G.47.3. SPECIALIZED RETAIL TRADE OF MOTOR VEHICLE FUELS 473000 Covers:
Retail trade of motor vehicle and motorcycle fuel,
including generators
Public filling stations (SPBU)
Retail trade of lubricating oil products and cooling products for cars
This sub-group does not cover:
Wholesale trade of fuels, see 466100
Retail trade of LPG for cooking or heating, see
477700
G.47.4. SPECIALIZED RETAIL TRADE OF INFORMATION AND COMMUNICATION EQUIPMENT IN STORES 474000 Covers specialized retail trade of information and communication equipment such as computers and their equipment, telecommunications equipment and home electronics. Includes video game consoles, players, recorders, radios and televisions. G.47.5. SPECIALIZED RETAIL TRADE OF OTHER HOUSEHOLD EQUIPMENT IN STORES Covers specialized retail trade of household equipment, such as textiles, building materials, floor coverings, electrical equipment and furniture. Includes retail trade of lighting goods, household appliances and crockery, musical instruments, security systems, and other household goods and equipment ytdl. G.47.5.1. SPECIALIZED RETAIL TRADE OF TEXTILES IN STORES 475100 Covers:
Retail trade of fabric.
Retail trade of yarn.
Retail trade of raw materials for making
carpets, decorative rugs.
walls and embroidery or stitching.
Retail trade of textiles.
Retail trade of sewing supplies, such as needles, sewing thread and others.
This sub-group does not cover:
Retail trade of clothing, see 4771.
G.47.5.2. SPECIALIZED RETAIL TRADE OF BUILDING GOODS AND MATERIALS, PAINT AND GLASS IN STORES 475200 Covers:
Retail trade of building materials (hardware).
Retail trade of paint, varnish and lacquer.
Retail trade of flat glass.
Retail trade of other building materials such as bricks, wood, sanitary/cleaning fixtures.
Retail trade of ready-to-use materials and accessories.
This sub-group also covers:
Retail trade of lawn mowers.
Retail trade of sauna equipment.
G.47.5.9. SPECIALIZED RETAIL TRADE OF FURNITURE, HOUSEHOLD ELECTRICAL EQUIPMENT, LIGHTING EQUIPMENT AND OTHER HOUSEHOLD EQUIPMENT IN STORES 475900 Covers:
Specialized retail trade of carpets, rugs and wall and floor coverings in stores.
Retail trade of furniture or household furnishings.
Retail trade of lighting goods.
Retail trade of household supplies and
dinnerware, crockery or pottery, glassware, porcelain and earthenware goods.
Retail trade of wooden, cork and woven goods.
Retail trade of household tools.
Retail trade of musical instruments and sheet music.
Retail trade of security system equipment, such as locks,
safety devices and iron rooms, without installation or maintenance services.
Retail trade of household goods and supplies.
G.47.6. SPECIALIZED RETAIL TRADE OF CULTURAL AND RECREATION GOODS IN SPECIALTY STORES 476000 Covers specialized retail trade of cultural and recreation goods, such as books, newspapers and stationery, music and video recordings, sports equipment, games and toys. G.47.7. SPECIALIZED RETAIL TRADE OF OTHER GOODS IN STORES G.47.7.1. SPECIALIZED RETAIL TRADE OF APPAREL, FOOTWEAR AND LEATHER GOODS IN STORES 477100 Clearly defined. G.47.7.2. SPECIALIZED RETAIL TRADE OF CHEMICALS, PHARMACEUTICAL GOODS, MEDICAL EQUIPMENT, 477200 Clearly defined.
PARFUMS AND COSMETICS IN STORES
G.47.7.3. SPECIALIZED RETAIL TRADE OF OTHER NEW GOODS IN STORES 477300 Clearly defined.
G.47.7.4. SPECIALIZED RETAIL TRADE OF SECOND-HAND GOODS IN STORES 477400 Clearly defined.
G.47.7.7. RETAIL TRADE OF NON-MOTOR VEHICLE FUEL IN STORES 477700 Clearly defined.
G.47.7.8. RETAIL TRADE OF CRAFTS AND PAINTINGS IN STORES 477800 Clearly defined.
G.47.7.9. OTHER SPECIALIZED RETAIL TRADE YTDL
477900 Specialized retail trade of other goods, including specialized retail trade of pets and livestock, retail trade of sewing machines and accessories, other machines and accessories, non-motorized land transport equipment and its accessories, water transport equipment and accessories, agricultural and carpentry tools. G.47.8. STREET VENDING AND MARKET STALL RETAIL TRADE G.47.8.1. STREET VENDING AND MARKET STALL RETAIL TRADE OF AGRICULTURAL COMMODITIES 478100 Clearly defined.
G.47.8.2. STREET VENDING AND MARKET STALL RETAIL TRADE OF FOOD, BEVERAGES AND PROCESSED TOBACCO PRODUCTS 478200 Clearly defined. G.47.8.3. STREET VENDING AND MARKET STALL RETAIL TRADE OF TEXTILES, APPAREL AND FOOTWEAR 478300 Clearly defined. G.47.8.4. STREET VENDING AND MARKET STALL RETAIL TRADE OF CHEMICALS, PHARMACEUTICALS, COSMETICS AND YTDL 478400 Clearly defined. G.47.8.6. STREET VENDING AND MARKET STALL RETAIL TRADE OF HOUSEHOLD EQUIPMENT 478600 Clearly defined. G.47.8.7. STREET VENDING AND MARKET STALL RETAIL TRADE OF PAPER, PAPER GOODS, STATIONERY, PRINTED GOODS, SPORTS EQUIPMENT, MUSICAL INSTRUMENTS, PHOTOGRAPHY EQUIPMENT AND COMPUTERS 478700 Covers:
Retail trade of paper, cardboard and paper goods on the street or in market stalls.
Retail trade of stationery and drawing tools on the street
or in market stalls.
Retail trade of printing and publishing products on the street
or in market stalls.
Retail trade of sports equipment and musical instruments on the street
or in market stalls.
Retail trade of photography equipment, optical equipment and
accessories on the street or in market stalls.
Retail trade of office machines on the street or in market stalls.
Mixed retail trade of paper, cardboard, paper goods, stationery, drawing tools, printing and publishing products and others on the street or in market stalls.
G.47.8.8. STREET VENDING AND MARKET STALL RETAIL TRADE OF CRAFTS, CHILDREN'S TOYS AND PAINTINGS 478800 Clearly defined. G.47.8.9. STREET VENDING AND MARKET STALL RETAIL TRADE OF OTHER GOODS AND SECOND-HAND GOODS
STREET VENDING AND MARKET STALL RETAIL TRADE OF OIL FUEL, GAS, LUBRICATING OIL AND OTHER FUELS
478920 Clearly defined.
STREET VENDING AND MARKET STALL RETAIL TRADE OF SECOND-HAND HOUSEHOLD EQUIPMENT
478940 Clearly defined.
STREET VENDING AND MARKET STALL RETAIL TRADE OF OTHER GOODS
478990 Street and market stall retail trade of other goods and second-hand goods including live animal markets, antique markets, clothing markets, footwear, clothing accessories and second-hand personal accessory goods, second-hand electrical and electronic goods. G.47.9. RETAIL TRADE NOT IN STORES, STREET VENDORS AND MARKET STALLS Covers retail trade activities of various types of goods via mail order, internet, door-to-door sales, "vending machines", traveling merchants and various methods not covered above and others. Including direct auction sales via television, radio and telephone and internet, all types of products in various ways not covered in previous groups, (direct sales and immediate delivery to consumer location, auctions (retail) not in stores and retail trade (not in stores) by commission agents). G.47.9.1. RETAIL TRADE VIA MAIL ORDER OR INTERNET 479100 Retail trade via mail or via internet (ecommerce), buyers make their choices through advertisements, catalogs, website information, samples or other advertising media. Buyers order via mail, telephone or internet (usually through special facilities provided by the website). Products purchased can be taken directly (downloaded) from the internet or sent physically to customers. G.47.9.9. OTHER RETAIL TRADE NOT IN STORES, KIOSKS, STREET VENDORS AND MARKET STALLS 479900 Retail trade not in stores, kiosks, street vendors and other market stalls, covering retail trade based on remuneration (fee) or contract, retail trade of mobile food commodities, beverages, chemicals, pharmaceuticals, cosmetics and other mobile retail trade. H. TRANSPORT AND STORAGE H00000 Covers the provision of passenger or freight transport, whether scheduled or not, using rail, pipeline, land, water or air routes and related activities such as terminal and parking facilities, cargo handling / loading and unloading, warehousing and other activities. Included in this category is the rental of transport vehicles with drivers or operators, as well as postal and courier activities. H.49. LAND TRANSPORT AND PIPELINE TRANSPORT H.49.1. RAIL TRANSPORT 491000 Covers railway transport for passengers and/or goods using various types of train sets via main railway tracks, usually spread over a wide geographical area (long distance). Freight railway transport via short-distance freight routes is also included here. H.49.2. BUS TRANSPORT Covers scheduled or unscheduled long or short-distance bus transport. Also includes tourist and sightseeing buses, scheduled or charter, school bus operation and employee buses. H.49.2.1. ROUTED BUS TRANSPORT 492100 Clearly defined. H.49.2.2. UNSCHEDULED BUS TRANSPORT
TOURIST BUS TRANSPORT 492210 Clearly defined.
OTHER UNSCHEDULED BUS TRANSPORT 492290 Covers unscheduled land bus transport, excluding tourist bus transport. Such as charter bus transport, excursions, and other periodic bus transport.
H.49.3. PIPELINE TRANSPORT 493000 Clearly defined.
H.49.4. LAND TRANSPORT OTHER THAN BUS
H.49.4.1. LAND TRANSPORT OTHER THAN BUS FOR PASSENGERS, ROUTED 494100 Clearly defined.
H.49.4.2. OTHER LAND TRANSPORT FOR PASSENGERS
494200 Clearly defined.
H.49.4.3. LAND TRANSPORT FOR GOODS
494300 Clearly defined.
H.49.4.5. RAIL TRANSPORT
TOURISM AND YTDL
H.52.1. WAREHOUSING AND STORAGE 521000 Covers the management of storage and warehousing facilities for all types of goods, such as the operation of closed warehouses for storing livestock grain, general merchandise warehouses, refrigerated warehouses, storage tanks (oil, water and others). H.52.2. SUPPORT ACTIVITIES FOR TRANSPORT 522000 Covers support activities for transport both land, water, and air, for passengers or goods, such as the operation of parts of transport infrastructure or activities related to cargo handling immediately before or after transport or between transport segments. Includes the operation and maintenance of all transport facilities, operation of terminal facilities, infrastructure and fire fighting services and fire prevention services, driver assistants, cargo handling and management services, broker handling and goods services. H.53. POST AND COURIER ACTIVITIES 530000 Covers post and courier activities, such as collection, processing, transport, and delivery of letters and packages through various delivery mechanisms, including local delivery services.
I. ACCOMMODATION PROVIDING AND FOOD AND BEVERAGE PROVIDING
I00000 Covers the provision of short-term accommodation for visitors and other travelers. Including the provision of longer-term accommodation for students, workers and similar persons. Accommodation provision may provide only accommodation facilities or accommodation facilities and food and beverage facilities, or accommodation facilities, food and beverage and/or recreation facilities. I.55. ACCOMMODATION PROVIDING I.55.1. SHORT-TERM ACCOMMODATION PROVIDING I.55.1.1. STAR HOTELS 551100 Clearly defined. I.55.1.2. JASMINE HOTELS 551200 Clearly defined. I.55.9 OTHER ACCOMMODATION PROVIDING 559000 Provision of other accommodations such as holiday cottages, youth hostels, camping grounds, villas, caravan stops, hotel apartments, other short-term accommodation provision. I.56. FOOD AND BEVERAGE PROVIDING Covers the provision of short-term boarding accommodation for visitors and other travelers as well as the provision of food and drinks for immediate consumption. The number and type of additional services provided in this category vary greatly. Does not include long-term accommodation provision such as primary residence, food or drink preparation not for immediate consumption or sold through wholesale and retail trade activities.
J.59. MOVING PICTURE PRODUCTION, VIDEO AND TELEVISION PROGRAM ACTIVITIES, SOUND RECORDING AND MUSIC PUBLISHING J.59.1. MOVING PICTURE PRODUCTION, VIDEO AND TELEVISION PROGRAM ACTIVITIES 591000 Covers the creation of moving pictures whether on film, video tape or disk for direct projection in cinemas or for television broadcasting; supporting activities such as editing, cutting, dubbing films and others; distribution of moving pictures and other film productions for other industries; including their projection. Also includes the purchase and sale of distribution rights for moving pictures or other film productions. J.59.2. SOUND RECORDING AND MUSIC PUBLISHING ACTIVITIES 592000 Covers the production, release, promotion and distribution of sound recordings. Includes sound recording service activities and music publishing. Music book publishing and sheet music are included here. J.60. BROADCASTING AND PROGRAMMING ACTIVITIES 600000 Covers the creation of complete television channel programs, from purchased program components, e.g., films, documentaries and others, self-produced program components (e.g., local news, live reports) or a combination of both. J.61. TELECOMMUNICATIONS
O.84.2. PROVISION OF SERVICES FOR SOCIETY IN THE FIELD OF FOREIGN RELATIONS, DEFENSE, SECURITY AND PUBLIC ORDER 842000 Encompasses foreign relations, defense, security and national safety activities. This group also includes administration and operation of diplomatic and consular missions, operation and provision of cultural services information, assistance, foreign trade. International finance and foreign relations are technically administrative and military defense operations.
O.84.3. MANDATORY SOCIAL INSURANCE
843000 Encompasses funding and administration activities of mandatory social insurance organized by the government, such as health insurance, work accident insurance, unemployment insurance, pension, programs that guarantee loss of income caused by birth, disability and widowhood status and others.
P. EDUCATION P00000 Encompasses educational activities at various levels and for various jobs, both orally or in writing like various communication methods. This category also includes education organized by different institutions in the public school system at different levels such as adult education, literacy programs and others. Also includes military academies and schools, prison schools and others according to their respective levels. For each level of first education, this group includes special education including disabled students either mentally or physically. This category includes public and private education also includes teaching primarily regarding sports and entertainment activities and supporting educational activities. Education can be provided indoors, through radio and television broadcasting, internet and correspondence.
P.85. EDUCATION
P.85.1. BASIC EDUCATION AND EARLY CHILDHOOD EDUCATION 851000 Self-evident.
P.85.2. SECONDARY EDUCATION
852000 Self-evident.
P.85.3. HIGHER EDUCATION
853000 Self-evident.
P.85.4. OTHER EDUCATION
854000 Self-evident.
P.85.5. SUPPORTING EDUCATIONAL ACTIVITIES
855000 Encompasses the provision of non-teaching services supporting the educational process or system:
Q. HUMAN HEALTH ACTIVITIES AND SOCIAL ACTIVITIES Q00000 Encompasses the provision of health services and social activities. Activities included are quite broad in scope, starting from health services provided by trained professional personnel in hospitals and other health facilities, to home care involving levels of health service activities up to social activities that do not involve professional health personnel.
Q.86. HUMAN HEALTH ACTIVITIES
Q.86.1. HOSPITAL ACTIVITIES
861000 Encompasses short-term and long-term hospital services, such as medical, diagnostic and care activities from general hospitals (for example, general and district hospitals, non-profit organization hospitals, university hospitals, military hospitals and prison hospitals) or specialized hospitals (for example, psychiatric hospitals and violence victim hospitals, infectious disease specialty hospitals, maternity hospitals, sanatoriums). These activities are provided for patients and controlled under the direct supervision of medical doctors, including:
Q.86.2. DOCTOR AND DENTIST PRACTICE ACTIVITIES 862000 Encompasses:
Q.86.9. OTHER HUMAN HEALTH SERVICE ACTIVITIES
869000 Encompasses activities of other paramedic personnel for public health in various therapy fields. These activities can be carried out in health clinics and health facilities other than hospitals or anywhere these activities do not involve medical treatment. This group also includes paramedic personnel who may work separately from medical doctors, blood medical laboratory activities, sperm, organ transplant banks and others. This group also includes ambulance transportation for patients which is often provided in emergency medical care. This group does not include non-medical laboratory test activities, health food field tests.
Q.87 SOCIAL ACTIVITIES
870000 Encompasses the provision of social activity services inside and outside boarding houses combined with care, supervision or other care required by residents. Care facilities are a significant part of the production process and care provided is a combination of social and health activities where health services are a larger level of care activities.
R. ARTS, ENTERTAINMENT AND RECREATION R00000 Encompasses activities that are quite broad to meet the art/culture, entertainment and recreation needs of the general public, including live performances, operation of historical sites, sports and recreation.
R.90. ENTERTAINMENT, ART AND CREATIVITY ACTIVITIES Encompasses facility operation activities and service provision to meet the art/culture, entertainment and recreation needs of society. This main group includes production activities of various performances, competitions or exhibitions intended to be viewed by the public. This main group includes the operation of art facilities and artistic activities, professionals, producers or promoters, live art performances, with or without facilities.
R.91. LIBRARIES, ARCHIVES, MUSEUMS AND OTHER CULTURAL ACTIVITIES
R.93. SPORTS AND OTHER RECREATION ACTIVITIES
930000 Encompasses operational activities of sports facilities, billiard facilities, golf courses, bowling alleys, swimming pools, football fields, tennis courts, fitness center/sport centre activities, other sports facility activities, sports club activities, football clubs, golf clubs, swimming clubs, tennis clubs, boxing clubs, martial arts clubs, fitness/bodybuilding clubs, bowling clubs, other sports activities, other activities related to sports, sports event promoters, athletes, professional judges and referees, hunting activities, regulatory bodies and sports leagues, theme park or amusement park activities, natural spas, cave tourism, nature adventure tourism, other natural tourist attractions, man-made/built tourist attractions, agro-tourism, recreational parks/tourist parks, fishing ponds, other man-made/built tourist attractions, water tourism, rafting, diving tourism, marina docks, other water tourism, other entertainment and recreation activities ytdl, nightclubs and/or discos, karaoke, game arena businesses.
S. OTHER SERVICE ACTIVITIES S00000 Encompasses activities from organizational membership, repair of computers and household goods and personal items, various individual service activities not covered elsewhere in this classification.
S.94. ORGANIZATIONAL MEMBERSHIP ACTIVITIES
S.94.1. BUSINESS, ENTREPRENEUR AND PROFESSIONAL ORGANIZATION ACTIVITIES 941000 Encompasses activities of units representing the interests of member organizations of business and entrepreneurs. In professional membership organizations, it also includes activities advocating for the professional interests of members from their profession.
S.94.2. LABOR ORGANIZATION ACTIVITIES
942000 Encompasses activities of worker organizations and labor unions and associations through various memberships that advocate for worker interests, wage improvements and working conditions and joint actions through organizations.
S.94.9. OTHER MEMBERSHIP ORGANIZATION ACTIVITIES YTDL 949000 Self-evident.
S.95. COMPUTER REPAIR AND PERSONAL AND HOUSEHOLD GOODS AND EQUIPMENT REPAIR 950000 Encompasses repair and maintenance activities of computer devices and their accessories such as desktops, laptops, computer terminals, printers and storage devices; this main group includes communication equipment repair activities such as fax machines, two-way radios and consumer electronic goods, such as radios and televisions, garden and house equipment such as lawn mowers and blowers, footwear and leather goods, furniture and household appliances, ready-made clothing and clothing accessories, sports goods, musical instruments or tools, hobby or leisure goods and household goods and personal necessities. This main group does not include medical equipment and diagnostic imaging repair activities, measurement and survey instruments, laboratories, radar and sonar equipment.
S.96. OTHER INDIVIDUAL SERVICE ACTIVITIES Encompasses other individual service activities not included anywhere in this classification, such as washing or laundry of textile products and furry leather, hair styling and other beauty care, funeral services and other services related to funerals. Other related services include salons and bathing places, individual social services, spiritual and astrology activities, pet care services and coin-operated personal service machine concession operations.
T. HOUSEHOLD ACTIVITIES AS EMPLOYERS; ACTIVITIES PRODUCING GOODS AND SERVICES BY HOUSEHOLDS USED TO MEET OWN NEEDS T00000 Self-evident.
T.97. HOUSEHOLD ACTIVITIES AS EMPLOYERS OF DOMESTIC PERSONNEL 970000 Encompasses household activities utilizing individual services in households, such as housemaids, gardeners and others who provide services to serve households and household members.
U. INTERNATIONAL BODY ACTIVITIES AND OTHER EXTRA-INTERNATIONAL BODIES U00000 Self-evident.
U.99. INTERNATIONAL BODY ACTIVITIES AND OTHER EXTRA-INTERNATIONAL BODIES 990000 Encompasses activities of International Bodies, such as the United Nations and United Nations representatives, Regional Bodies and others, including The International Monetary Fund, The World Bank, The World Customs Organization (WHO), The Organization for Economic Co-operation and Development (OECD), The Organization of Petroleum Exporting Countries (OPEC), The European Communities, The European Free Trade Association and others. This main group includes diplomatic and consular representations (Embassies) determined by the country where they are located rather than the country they represent.
A. HOUSEHOLDS AA0000 Self-evident.
A.1. HOUSEHOLDS FOR HOUSING OWNERSHIP
A.1.1. HOUSEHOLDS FOR RESIDENTIAL HOUSE OWNERSHIP A.1.1.1. HOUSEHOLDS FOR RESIDENTIAL HOUSE OWNERSHIP UP TO TYPE 21 001110 Self-evident.
A.1.1.2. HOUSEHOLDS FOR RESIDENTIAL HOUSE OWNERSHIP TYPE ABOVE 21 UP TO 70 001120 Self-evident.
A1.1.3. HOUSEHOLDS FOR RESIDENTIAL HOUSE OWNERSHIP TYPE ABOVE 70 001130 Self-evident.
A.1.2. HOUSEHOLDS FOR FLAT OR APARTMENT OWNERSHIP A.1.2.1. HOUSEHOLDS FOR FLAT OR APARTMENT OWNERSHIP UP TO TYPE 21 001210 Self-evident.
A.1.2.2. HOUSEHOLDS FOR FLAT OR APARTMENT OWNERSHIP TYPE ABOVE 21 UP TO 70 001220 Self-evident.
A.1.2.3. HOUSEHOLDS FOR FLAT OR APARTMENT OWNERSHIP TYPE ABOVE 70 001230 Self-evident.
A.1.3. HOUSEHOLDS FOR SHOPPING HOUSE (RUKO) OR OFFICE HOUSE (RUKAN) OWNERSHIP A.1.3.1. HOUSEHOLDS FOR SHOPPING HOUSE (RUKO) OR OFFICE HOUSE (RUKAN) OWNERSHIP 001300 Self-evident.
A.2. HOUSEHOLDS FOR MOTOR VEHICLE OWNERSHIP
A.2.1. HOUSEHOLDS FOR FOUR-WHEEL CAR OWNERSHIP 002100 Self-evident.
A.2.2. HOUSEHOLDS FOR MOTORCYCLE OWNERSHIP
002200 Self-evident.
A.2.3. HOUSEHOLDS FOR TRUCKS AND SIX-WHEELED OR MORE MOTOR VEHICLES OWNERSHIP 002300 Self-evident.
A.2.4. HOUSEHOLDS FOR OTHER MOTOR VEHICLE OWNERSHIP 002900 Self-evident.
A.3. HOUSEHOLDS FOR OTHER HOUSEHOLD EQUIPMENT OWNERSHIP A.3.1 HOUSEHOLDS FOR FURNITURE AND HOUSEHOLD EQUIPMENT OWNERSHIP 003100 Self-evident.
A.3.2. HOUSEHOLDS FOR TELEVISION, RADIO, AND ELECTRONIC DEVICE OWNERSHIP 003200 Self-evident.
A.3.3. HOUSEHOLDS FOR COMPUTER AND COMMUNICATION DEVICE OWNERSHIP 003300 Self-evident.
A.3.4. HOUSEHOLDS FOR OTHER EQUIPMENT OWNERSHIP 003900 Self-evident.
A.4. HOUSEHOLDS FOR NEEDS NOT CLASSIFIED ELSEWHERE A.4.1. HOUSEHOLDS FOR MULTIPURPOSE NEEDS RESIDENTIAL HOUSE UP TO TYPE 21 004120 Self-evident.
A.4.2. HOUSEHOLDS FOR MULTIPURPOSE NEEDS RESIDENTIAL HOUSE TYPE ABOVE 21 UP TO 70 004130 Self-evident.
A.4.3. HOUSEHOLDS FOR MULTIPURPOSE NEEDS RESIDENTIAL HOUSE TYPE ABOVE 70 004140 Self-evident.
A.4.4. HOUSEHOLDS FOR MULTIPURPOSE NEEDS APARTMENT UP TO TYPE 21 004150 Self-evident.
A.4.5. HOUSEHOLDS FOR MULTIPURPOSE NEEDS APARTMENT TYPE 22 UP TO 70 004160 Self-evident.
A.4.6. HOUSEHOLDS FOR MULTIPURPOSE NEEDS APARTMENT TYPE ABOVE 70 004170 Self-evident.
A.4.7. HOUSEHOLDS FOR MULTIPURPOSE NEEDS RUKO/RUKAN 004180 Self-evident.
A.4.8. HOUSEHOLDS FOR OTHER MULTIPURPOSE NEEDS 004190 Self-evident.
A.4.9. HOUSEHOLDS FOR NEEDS NOT CLASSIFIED ELSEWHERE 004900 Self-evident.
B. OTHER NON-FARM ENTERPRISES BB0000 Self-evident.
B.1. OTHER NON-FARM ENTERPRISES
009000 Self-evident.
Note:
If there are changes to the economic sector code, refer to the economic sector code as stated on the website of the Financial Services Authority Reporting System.
Appendix 06
List of OJK Work Area Location Codes
No KR/KOJK Code
Copy matches the original
Legal Director 1
Legal Department signed
Mufli Asmawidjaja
33. OJK Office East Kalimantan Province 092
34. OJK Office West Kalimantan Province 093
35. OJK Office Central Kalimantan Province 094
Note:
If there are changes to the OJK work area location codes, refer to the OJK work area location codes as stated on the website of the Financial Services Authority Reporting System.
Established in Jakarta on July 27, 2021
EXECUTIVE HEAD OF BANKING SUPERVISOR
FINANCIAL SERVICES AUTHORITY
REPUBLIC OF INDONESIA, signed
HERU KRISTIYANA
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“it is necessary to make several amendments to Financial Services Authority Circular Number 8/SEOJK.03/2019 concerning Monthly Reports of Rural Banks as follows:”
“in connection with the establishment of Financial Services Authority Regulation Number 62/POJK.03/2020 concerning Rural Banks”
This document amends: Financial Services Authority Circular No. 8/SEOJK.03/2019 Concerning Monthly Reports of Rural Banks
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