Financial Services Authority Circular No. 8/SEOJK.03/2019 Concerning Monthly Reports of Rural Banks

To:
Board of Directors of Rural Banks at their place.

COPY

FINANCIAL SERVICES AUTHORITY CIRCULAR
NUMBER 8 /SEOJK.03/2019

CONCERNING
MONTHLY REPORTS OF RURAL BANKS

In connection with the establishment of Financial Services Authority Regulation Number 13/POJK.03/2019 concerning Reporting by Rural Banks and Sharia Rural Financing Institutions through the Financial Services Authority Reporting System, hereinafter referred to as the POJK on BPR and BPRS Reporting, it is necessary to regulate the implementation of Monthly Reports of Rural Banks in the Financial Services Authority Circular as follows:

I. GENERAL PROVISIONS

In the framework of supervising Rural Banks (BPR), as referred to in Article 2 paragraph (2) of the POJK on BPR and BPRS Reporting, BPRs are required to prepare and submit Monthly BPR Reports through the Financial Services Authority Reporting System completely, accurately, timely, wholly, comparable, and on time.
Submission of Monthly BPR Reports as referred to in item 1 is conducted through the Financial Services Authority Reporting System which includes combined data and information from all offices and each individual BPR office.
In accordance with Article 8 of the POJK on BPR and BPRS Reporting, Monthly BPR Reports contain data and information covering:
a. basic data; b. financial position reports;
c. administrative accounts;
d. profit and loss statements; e. detailed lists of certain items in the financial position report; f. information related to violations and exceeding the maximum credit granting limit (BMPK); and g. quarterly financial ratios.

II. FORMAT AND PROCEDURES FOR PREPARING MONTHLY BPR REPORTS

The format and procedures for preparing Monthly BPR Reports refer to the Guidelines for Preparing Monthly BPR Reports as referred to in the Appendix which is an integral part of this Financial Services Authority Circular.
The operating procedures for the application for preparing and submitting Monthly BPR Reports are carried out in accordance with the Technical Instructions for the Monthly BPR Report Application on the website of the Financial Services Authority Reporting System.

III. REQUIREMENTS FOR PREPARING AND SUBMITTING MONTHLY BPR REPORTS

For the preparation and submission of Monthly BPR Reports, BPRs must prepare and provide the following facilities:

Computers and internet networks with adequate configurations as referred to in the Technical Instructions for the Monthly BPR Report Application on the website of the Financial Services Authority Reporting System.
Written guidelines on the system and procedures for conversion as referred to in Article 10 of the POJK on BPR and BPRS Reporting, which at least cover the preparation and submission of Monthly BPR Reports and/or corrections to Monthly BPR Reports, including mapping all financial report items in the core banking system application for all items in the Monthly BPR Report as referred to in the Appendix which is an integral part of this Financial Services Authority Circular.
Information technology facilities consisting of:
a. adequate security systems for computer devices, applications used, and Monthly BPR Report data; and b. data and information backup of Monthly BPR Reports managed properly.

IV. SUBMISSION OF MONTHLY BPR REPORTS AND/OR CORRECTIONS TO MONTHLY BPR REPORTS

BPRs submit Monthly BPR Reports to the Financial Services Authority no later than the 10th of the following month after the reporting month, in accordance with the format and regulations as referred to in the Appendix which is an integral part of this Financial Services Authority Circular.
BPRs submit corrections to Monthly BPR Reports to the Financial Services Authority no later than the 15th of the following month after the reporting month, in accordance with the format and regulations as referred to in the Appendix which is an integral part of this Financial Services Authority Circular.
In the event that BPRs submit Monthly BPR Reports and/or corrections to Monthly BPR Reports offline as referred to in Article 3 and Article 9 of the POJK on BPR and BPRS Reporting, Monthly BPR Reports are submitted in the form of validated, encrypted, and compressed send files by the client application as referred to in the Technical Instructions for Monthly BPR Applications, using data recording media such as flash disks or compact disks.
Submission of Monthly BPR Reports and/or corrections to Monthly BPR Reports offline as referred to in item 3 is submitted to the Financial Services Authority addressed to the Regional Office or Financial Services Authority Office covering the BPR's head office.
In the event of damage to send files received offline by the Financial Services Authority as referred to in item 3, BPRs resubmit the send files using data recording media upon request by the Financial Services Authority.
In accordance with Article 7 of the POJK on BPR and BPRS Reporting, BPRs submit:
a. the name of the person responsible for Monthly BPR Reports for the first time; and/or b. any changes to the name of the person responsible for Monthly BPR Reports.

The name of the person responsible for Monthly BPR Reports and/or changes to the name of the person responsible for Monthly BPR Reports are submitted to the Licensing and Banking Information Department.

V. IMPOSITION OF SANCTIONS DURING THE TRANSITION PERIOD

Regulations regarding the submission of Monthly BPR Reports and corrections to Monthly BPR Reports as referred to in:
a. Bank Indonesia Circular Number 15/20/DKBU dated May 22, 2013 concerning Monthly Reports of Rural Banks; and b. Bank Indonesia Circular Number 15/39/DPNP dated September 17, 2013 concerning Amendments to Bank Indonesia Circular Number 15/20/DKBU dated May 22, 2013 concerning Monthly Reports of Rural Banks; are declared to remain valid against violations in Monthly BPR Reports up to the report position for November 2019 discovered until December 31, 2020.
In accordance with Article 27 of the POJK on BPR and BPRS Reporting, the imposition of sanctions against violations in Monthly BPR Reports up to the report position for November 2019 discovered until December 31, 2020 refers to Bank Indonesia Regulation Number 7/51/PBI/2005 concerning Monthly Reports of Rural Banks.

Some examples of the imposition of such sanctions are:

a. BPR A submits the Monthly BPR Report for November 2019 offline. Based on OJK examination results conducted in January 2020, BPR does not meet the exemption requirements for submitting Monthly BPR Reports online as referred to in Bank Indonesia Regulation Number 7/51/PBI/2005 concerning Monthly Reports of Rural Banks. For this violation, BPR A is subject to a payment obligation sanction under Article 12 paragraph (1) of Bank Indonesia Regulation Number 7/51/PBI/2005 concerning Monthly Reports of Rural Banks, namely Rp250,000.00 (two hundred fifty thousand rupiah), with the method of fulfilling the sanction as regulated in the Financial Services Authority Regulation regarding the method of collecting administrative sanctions in the form of fines in the financial services sector.

b. Based on OJK examination results (exit meeting) dated December 5, 2019, BPR B must correct the Monthly BPR Report for October 2019 submitted no later than December 18, 2019. However, BPR B only submitted the correction for the Monthly BPR Report on January 2, 2020. Based on Bank Indonesia Regulation Number 7/51/PBI/2005 concerning Monthly Reports of Rural Banks, BPR B is declared late in submitting the correction to the Monthly BPR Report. For this violation, BPR B is subject to a payment obligation sanction under Article 12 paragraph (2) of Bank Indonesia Regulation Number 7/51/PBI/2005 concerning Monthly Reports of Rural Banks, namely Rp750,000.00 (15 days x Rp50,000.00), with the method of fulfilling the sanction as regulated in the Financial Services Authority Regulation regarding the method of collecting administrative sanctions in the form of fines in the financial services sector.

c. BPR C has not submitted the Monthly BPR Report for October 2019 as of January 31, 2020. Based on Bank Indonesia Regulation Number 7/51/PBI/2005 concerning Monthly Reports of Rural Banks, BPR is declared not to have submitted the Monthly BPR Report.
For this violation, BPR C is subject to a payment obligation sanction under Article 12 paragraph (3) of Bank Indonesia Regulation Number 7/51/PBI/2005 concerning Monthly Reports of Rural Banks, namely Rp3,000,000.00 (three million rupiah), with the method of fulfilling the sanction as referred to in Article 13 of Bank Indonesia Regulation Number 7/51/PBI/2005 concerning Monthly Reports of Rural Banks.

d. Based on OJK examination results conducted in January 2020 on BPR D based on the Monthly BPR Report for November 2019, 10 (ten) error items were found. Based on Article 12 paragraph (4) of Bank Indonesia Regulation Number 7/51/PBI/2005 concerning Monthly Reports of Rural Banks, for this violation, BPR D is subject to a payment obligation sanction of Rp100,000.00 (10 items x Rp10,000.00), with the method of fulfilling the sanction as regulated in the Financial Services Authority Regulation regarding the method of collecting administrative sanctions in the form of fines in the financial services sector.

VI. CLOSING

The provisions in this Financial Services Authority Circular take effect on the date of determination.
At the time this Financial Services Authority Circular takes effect:
a. Bank Indonesia Circular Number 15/20/DKBU dated May 22, 2013 concerning Monthly Reports of Rural Banks; and b. Bank Indonesia Circular Number 15/39/DPNP dated September 17, 2013 concerning Amendments to Bank Indonesia Circular Number 15/20/DKBU dated May 22, 2013 concerning Monthly Reports of Rural Banks; are revoked and declared invalid as of January 1, 2020.
At the time this Financial Services Authority Circular takes effect:
a. Financial Services Authority Circular Number 41/SEOJK.03/2017 concerning Maximum Credit Granting Limits for Rural Banks; b. Financial Services Authority Circular Number 39/SEOJK.03/2017 concerning Annual Reports and Published Financial Reports of Rural Banks; are declared to remain valid insofar as they do not conflict with this Financial Services Authority Circular.

Determined in Jakarta on June 20, 2019

EXECUTIVE HEAD OF BANKING SUPERVISOR
FINANCIAL SERVICES AUTHORITY
REPUBLIC OF INDONESIA,

signed
HERU KRISTIYANA

This copy is consistent with the original
Legal Director 1
Legal Department

signed
Yuliana

APPENDIX
FINANCIAL SERVICES AUTHORITY CIRCULAR
NUMBER 8 /SEOJK.03/2019
CONCERNING
MONTHLY REPORTS OF RURAL BANKS

TABLE OF CONTENTS
CHAPTER I GENERAL EXPLANATION.................................................................. - 1 -
CHAPTER II GENERAL EXPLANATION OF COLUMNS IN FORM LISTS AND
DETAIL FORMS........................................................................... - 5 -
CHAPTER III EXPLANATION OF MONTHLY BPR REPORT FORMS.......................... - 14 -
FORM 00.00 – 1 BPR BASIC INFORMATION............................................- 14 - FORM 00.00 – 2 EXPLANATION OF BPR BASIC INFORMATION......................- 15 - FORM 00.01 – 1 BPR OWNERSHIP DATA...........................................- 18 - FORM 00.01 – 2 BPR OWNERSHIP DATA CODES................................- 19 - FORM 00.01 – 3 EXPLANATION OF BPR OWNERSHIP DATA.....................- 20 - FORM 00.02 – 1 BPR BOARD OF DIRECTORS AND BOARD OF COMMISSIONERS MEMBERS DATA ........................................................- 22 - FORM 00.02 – 2 BPR BOARD OF DIRECTORS AND BOARD OF COMMISSIONERS MEMBERS DATA CODES ...........................................- 24 - FORM 00.02 – 3 EXPLANATION OF BPR BOARD OF DIRECTORS AND BOARD OF COMMISSIONERS MEMBERS DATA ..........................- 27 - FORM 00.03 – 1 BPR EXECUTIVE ORGAN DATA.................................- 31 - FORM 00.03 – 2 BPR EXECUTIVE ORGAN DATA CODES ......................- 33 - FORM 00.03 – 3 EXPLANATION OF BPR EXECUTIVE ORGAN DATA ...........- 35 - FORM 00.04 – 1 BPR OFFICE DATA....................................................- 38 - FORM 00.04 – 2 BPR OFFICE DATA CODES ........................................- 40 - FORM 00.04 – 3 EXPLANATION OF BPR OFFICE DATA .............................- 42 - FORM 00.05 – 1 OTHER RELATED PARTIES DATA.................................- 44 - FORM 00.05 – 2 OTHER RELATED PARTIES DATA CODES......................- 45 - FORM 00.05 – 3 EXPLANATION OF OTHER RELATED PARTIES DATA...........- 47 - FORM 01.00 – 1 FINANCIAL POSITION REPORT....................................- 49 - FORM 01.00 – 2 EXPLANATION OF FINANCIAL POSITION REPORT..............- 52 - FORM 01.01 – 1 ADMINISTRATIVE ACCOUNTS.......................................- 64 - FORM 01.01 – 2 EXPLANATION OF ADMINISTRATIVE ACCOUNTS ................- 65 - FORM 02.00 – 1 PROFIT AND LOSS STATEMENT ................................................- 67 - FORM 02.00 – 2 EXPLANATION OF PROFIT AND LOSS STATEMENT ..........................- 71 - FORM 03.00 – 1 FOREIGN CURRENCY CASH LIST........................- 83 - FORM 03.00 – 2 FOREIGN CURRENCY CASH LIST CODES .............- 84 - FORM 03.00 – 3 EXPLANATION OF FOREIGN CURRENCY CASH LIST ..- 85 - FORM 04.00 – 1 SECURITIES LIST......................................- 86 - FORM 04.00 – 2 SECURITIES LIST CODES...........................- 88 - FORM 04.00 – 3 EXPLANATION OF SECURITIES LIST................- 89 - FORM 05.00 – 1 DEPOSITS IN OTHER BANKS LIST ..................- 92 - FORM 05.00 – 2 DEPOSITS IN OTHER BANKS LIST CODES.......- 94 -

FORM 05.00 – 3 EXPLANATION OF DEPOSITS IN OTHER BANKS LIST …………………………………………………...- 96 - FORM 06.00 – 1 GRANTED CREDITS LIST.........................- 100 - FORM 06.00 – 2 GRANTED CREDITS LIST CODES..............- 105 - FORM 06.00 – 3 EXPLANATION OF GRANTED CREDITS LIST...- 110 - FORM 06.01 – 1 COLLATERAL LIST ....................................................- 124 - FORM 06.01 – 2 COLLATERAL LIST CODES .........................................- 125 - FORM 06.01 – 3 EXPLANATION OF COLLATERAL LIST ..............................- 126 - FORM 07.00 – 1 FORECLOSED COLLATERAL LIST ...................- 129 - FORM 07.00 – 2 FORECLOSED COLLATERAL LIST CODES ........- 130 - FORM 07.00 – 3 EXPLANATION OF FORECLOSED COLLATERAL LIST..........................................................- 131 - FORM 08.00 – 1 FIXED ASSETS, INVENTORY, AND INTANGIBLE ASSETS LIST.........................................- 133 - FORM 08.00 - 2 FIXED ASSETS, INVENTORY, AND INTANGIBLE ASSETS LIST ..................................................- 134 - FORM 08.00 - 3 EXPLANATION OF FIXED ASSETS, INVENTORY AND INTANGIBLE ASSETS LIST.................................- 135 - FORM 09.00 – 1 OTHER ASSETS DETAILS ..........................................- 138 - FORM 09.00 – 2 EXPLANATION OF OTHER ASSETS DETAILS ....................- 139 - FORM 09.01 – 1 OTHER ASSETS DETAILS – OTHERS.......................- 141 - FORM 09.01 – 2 EXPLANATION OF OTHER ASSETS DETAILS – OTHERS …………………………………………………….- 142 - FORM 10.00 – 1 IMMEDIATE LIABILITIES DETAILS..................................- 143 - FORM 10.00 - 2 EXPLANATION OF IMMEDIATE LIABILITIES DETAILS............- 144 - FORM 11.00 – 1 SAVINGS LIST ................................................- 146 - FORM 11.00 – 2 SAVINGS LIST CODES .....................................- 148 - FORM 11.00 - 3 EXPLANATION OF SAVINGS LIST ..........................- 149 - FORM 12.00 – 1 DEPOSIT LIST .................................................- 151 - FORM 12.00 – 2 DEPOSIT LIST CODES ......................................- 153 - FORM 12.00 – 3 EXPLANATION OF DEPOSIT LIST ...........................- 154 - FORM 13.00 – 1 SAVINGS FROM OTHER BANKS LIST ......................- 156 - FORM 13.00 – 2 SAVINGS FROM OTHER BANKS LIST CODES...........- 158 - FORM 13.00 – 3 EXPLANATION OF SAVINGS FROM OTHER BANKS LIST...............................................................- 160 - FORM 14.00 – 1 OTHER LIABILITIES DETAILS .................................- 163 - FORM 14.00 – 2 EXPLANATION OF OTHER LIABILITIES DETAILS ...........- 164 - FORM 14.01 – 1 OTHER LIABILITIES DETAILS – OTHERS..............- 167 - FORM 14.01 – 2 EXPLANATION OF OTHER LIABILITIES DETAILS – OTHERS ................................................................- 168 - FORM 15.00 – 1 WRITTEN-OFF PRODUCTIVE ASSETS LIST..- 169 -

FORM 15.00 – 2 CODES FOR WRITTEN-OFF PRODUCTIVE ASSETS DETAILS LIST.......................................................- 171 - FORM 15.00 – 3 EXPLANATION OF WRITTEN-OFF PRODUCTIVE ASSETS LIST.......................................................- 172 - FORM 00.06 – 1 PAID-UP CAPITAL, DONATION CAPITAL, AND CAPITAL CONTRIBUTION FUNDS - EQUITY LIST ................- 175 - FORM 00.06 – 2 CODES FOR PAID-UP CAPITAL , DONATION CAPITAL, AND CAPITAL CONTRIBUTION FUNDS - EQUITY LIST ........................- 176 - FORM 00.06 – 3 EXPLANATION OF PAID-UP CAPITAL , DONATION CAPITAL, AND CAPITAL CONTRIBUTION FUNDS – EQUITY LIST........................- 177 - FORM 00.07 – 1 RECEIVED LOANS LIST.......................- 179 - FORM 00.07 – 2 RECEIVED LOANS LIST CODES ...........- 181 - FORM 00.07 – 3 EXPLANATION OF RECEIVED LOANS LIST................................................................- 183 - FORM 00.08 – 1 QUARTERLY FINANCIAL RATIOS ............................- 187 - FORM 00.08 – 2 EXPLANATION OF QUARTERLY FINANCIAL RATIOS ......- 188 -
APPENDIX LIST.............................................................................- 190 -
APPENDIX 01 COLLATERAL TYPE CODES LIST...............................- 190 -
APPENDIX 02 COUNTERPARTY CODES LIST.................................- 192 -
APPENDIX 03 REGENCY OR CITY CODES LIST................- 194 -
APPENDIX 04 FOREIGN CURRENCY CODES LIST...............................- 211 -
APPENDIX 05 ECONOMIC SECTOR CODES LIST .........................- 217 -

CHAPTER I
GENERAL EXPLANATION

A. Reporting Purpose
Monthly BPR Reports prepared according to the system in this guideline book are intended for:

BPR supervision.
Preparation of banking statistics for the formulation of BPR development policies.
Submission of information reported related to violations or exceeding the BMPK in accordance with calculations as regulated in the Financial Services Authority Regulation regarding maximum credit granting limits for rural banks (POJK BMPK BPR).
Submission of ratios contained in BPR's quarterly published financial reports as regulated in the Financial Services Authority Regulation regarding transparency of rural banks' financial conditions. In preparing published financial reports, BPRs continue to pay attention to other relevant legal regulations, including the Financial Services Authority Regulation regarding revaluation for principal parties of financial service institutions.
To meet these reporting purposes, Monthly BPR Reports must be filled out completely, accurately, timely, and wholly, and submitted on time. In this regard, reports based on uniform definitions are required.

B. Accounting Treatment
Accounting treatment, including recording and valuation of BPR business activity transactions, follows the applicable financial accounting standards for BPRs.

C. Reporting Principles
This reporting system adopts the principle of separation between financial position reports and administrative accounts. All items that are BPR assets, liabilities, and equity are reported in the financial position report monthly along with detailed lists. Items that are still commitments and contingencies and other notes are reported in the administrative accounts.

D. Report Presentation Method
Report presentation is based on grouping according to the underlying transactions. For example, credits granted to other banks are reported as credits granted, not as deposits in other banks; deposits that have matured but have not been withdrawn by customers are reported as deposits, not as immediate liabilities.

E. Types of Reports
BPRs submit reports with the following details:

Combined Reports
BPRs submit Monthly BPR Reports combined from all BPR offices, covering:
No Form Form Name
Form 00.00 BPR Basic Information
Form 00.01 BPR Ownership Data
Form 00.02 BPR Board of Directors and Board of Commissioners Members Data
Form 00.03 BPR Executive Organ Data
Form 00.04 BPR Office Data
Form 00.05 Other Related Parties Data
Form 00.06 List of Paid-Up Capital, Donation Capital, and Capital Contribution Funds - Equity
Form 00.07 List of Received Loans
Form 00.08 Quarterly Financial Ratios
Form 01.00 Financial Position Report
Form 01.01 Administrative Accounts
Form 02.00 Profit and Loss Statement
In the event that a BPR does not have branch offices, the combined report for Form 01.00: Financial Position Report, Form 01.01: Administrative Accounts, and Form 02.00: Profit and Loss Statement is the same as the per-office report.
Per-Office Reports
BPRs submit per-office reports, namely Monthly BPR Reports for each office owned by the BPR, covering:
No Form Form Name
Form 01.00 Financial Position Report
Form 01.01 Administrative Accounts
Form 02.00 Profit and Loss Statement
Form 03.00 Foreign Currency Cash List
Form 04.00 Securities List
Form 05.00 Deposits in Other Banks List
Form 06.00 Granted Credits List
Form 06.01 Collateral List
Form 07.00 Foreclosed Collateral List
Form 08.00 Fixed Assets, Inventory, and Intangible Assets List
Form 09.00 Other Assets Details
Form 09.01 Other Assets Details - Others
Form 10.00 Immediate Liabilities Details
Form 11.00 Savings List
Form 12.00 Deposit List
Form 13.00 Savings from Other Banks List
Form 14.00 Other Liabilities Details
Form 14.01 Other Liabilities Details - Others
Form 15.00 Written-Off Productive Assets List

F. Submission Method for Monthly BPR Reports
BPRs prepare data and information for Monthly BPR Reports and corrections to Monthly BPR Reports (if any) in text file format, and submit the processed results in the form of send files to the Financial Services Authority through the Financial Services Authority Reporting System. Forms in Monthly BPR Reports are reported with codes, numbers, letters, and amounts in full Rupiah for BPR basic data forms, financial position report forms, administrative account forms, profit and loss statement forms, list forms, detail forms, and quarterly financial ratio forms.

G. Submission of Corrections to Monthly BPR Reports In the event that there are corrections to some forms of the Monthly BPR Report or from one of the BPR offices, the BPR submits corrections to the Monthly BPR Report for all forms of the Monthly BPR Report submitted as referred to in letter E.

H. Submission of Monthly BPR Reports

Monthly BPR Reports and corrections to Monthly BPR Reports are submitted to the Financial Services Authority through the Financial Services Authority Reporting System in accordance with the format and regulations established in these Guidelines for Preparing Monthly BPR Reports.
BPRs granted an exemption from the obligation to submit Monthly BPR Reports through the Financial Services Authority Reporting System submit Monthly BPR Reports in accordance with the procedures regulated in the Financial Services Authority Regulation on BPR and BPRS Reporting.

I. Submission of Questions
Questions related to the Monthly BPR Report application are submitted to the Financial Services Authority Help Desk, tel. 021 - 29600000 or e-mail address: helpdesk@ojk.go.id.

CHAPTER II
GENERAL EXPLANATION OF COLUMNS IN LIST FORMS AND DETAIL FORMS This chapter explains the general definitions and terms of the columns found in some list forms and detail forms. For more specific definitions, they are elaborated in the explanation of each respective form.

A. Bank
Banks include Rural Banks (BPR), Sharia Rural Banks (BPRS), Commercial Banks, and Sharia Commercial Banks, including Sharia business units or Sharia branches (KC) of commercial banks that conduct transactions with BPR.

B. Bank Code
Bank code refers to the code for BPR, BPRS, commercial banks including Sharia business units or Sharia branches (KC) of commercial banks, or Sharia commercial banks in Indonesia that conduct transactions with BPR. If the bank conducting transactions with BPR is a BPR or BPRS, the bank code used consists of 6 (six) digits of the BPR or BPRS code as found in the Financial Services Authority Reporting System (Sistem Pelaporan Otoritas Jasa Keuangan). If the bank is a commercial bank, Sharia business unit, Sharia branch of a commercial bank, or Sharia commercial bank, the bank code is reported by referring to the code as found in the Financial Services Authority Reporting System.

C. Third Parties Other Than Banks
Third parties other than banks refer to non-bank third parties that conduct transactions with BPR, consisting of:

Government Sector
a. Central Government
Central government refers to all government agencies, both ministries and non-ministerial government institutions, whose financial budgets are funded by the State Budget (APBN), including regional offices or regional representative offices. b. Regional Government Regional government refers to all agencies or government institutions that administer government affairs by the regional government and regional people's representative councils according to the principles of autonomy and assistance duties, with financial budgets funded by the Regional Budget and Revenue (APBD).
c. Government-Owned Enterprises
Government-owned enterprises refer to companies whose entire or majority capital is owned by the central government or regional government in accordance with Laws concerning State-Owned Enterprises and Laws concerning Regional Governments, consisting of:

State-Owned Enterprises (BUMN)
a) BUMN that conduct credit guarantee business by meeting requirements as regulated in the Financial Services Authority Regulation concerning Minimum Capital Provision and Minimum Core Capital Fulfillment for Rural Banks (POJK KPMM); b) Other BUMN, namely:
i. BUMN that conduct credit guarantee business but do not meet the requirements as regulated in POJK KPMM; or
ii. BUMN that conduct businesses other than credit guarantee business.
Regional-Owned Enterprises (BUMD)
a) BUMD that conduct credit guarantee business by meeting requirements as per POJK KPMM; b) Other BUMD, namely:
i. BUMD that conduct credit guarantee business but do not meet the requirements as regulated in POJK KPMM; or
ii. BUMD that conduct businesses other than credit guarantee business.
If a government-owned enterprise is in the form of a Public Company (Perum) or a Limited Liability Company (Persero), the code reported is the BUMN code. If a government-owned enterprise is in the form of a Regional Public Company (Perumda) or a Regional Limited Liability Company (Perseroda), the code reported is the BUMD code. d. Others Others refer to non-bank third parties in the government sector that cannot be classified into letters a through c.

Mixed Government Sector
Mixed government sector refers to companies whose capital is partially owned by the central government, regional government, or government-owned enterprises as referred to in item 1 letter c, which cannot be classified in item 1, and partially owned by national or foreign private entities.
Private Sector
a. Companies
Companies refer to any form of business that conducts any type of business that is permanent and continuous, established, operates, and is domiciled within the territory of the Republic of Indonesia, for the purpose of obtaining profit and/or earnings other than cooperatives. b. Cooperatives Cooperatives refer to business entities composed of individuals or legal entities in accordance with Laws concerning cooperatives.
c. Groups
Groups refer to a collection of individuals conducting similar business activities with a pattern of joint and several liability. d. Individuals Individuals refer to individuals who are not legal entities, consisting of:

Employees or Pensioners
Employees or pensioners refer to employees or pensioners of civil servants (PNS), members of the Indonesian National Armed Forces (TNI) or the Indonesian National Police (POLRI), state institution employees, or BUMN/BUMD employees whose loans meet the requirements as regulated in POJK KPMM BPR. If employees or pensioners of Perum or Persero, the code reported is the BUMN employee code. If employees or pensioners of Perumda or Perseroda, the code reported is the BUMD employee code.
Others
Others refer to loans to individuals, including employees or pensioners, that cannot be classified in item 1). e. Other Private Entities Other private entities refer to non-bank third parties in the private sector that cannot be classified into letters a through d, including foundations, social bodies, community organizations, or institutions established to conduct social activities and not for profit.

D. Customer Group
Customer group refers to non-bank third parties that have savings and/or deposits, classified under letter C.

E. Debtor Type
Debtor type refers to banks and non-bank third parties receiving credit, classified under letters A and C.

F. Guarantor Group
Guarantor group refers to guarantors issuing guarantees for credit provided as regulated in legislation concerning the provision of guarantees. This category does not include insurance on credit collateral.

G. Creditor Group
Creditor group refers to Bank Indonesia, banks, or non-bank third parties providing loan facilities or financing to BPR, classified under letters A and C.

H. Location
Location refers to the place where the bank, debtor's business, customer, or creditor conducting transactions with BPR is located, in the form of a Regency or City. The location code is reported by referring to Appendix 03 - List of Regency or City Codes.

I. Relationship with Bank
Relationship with bank refers to the connection between BPR and other parties conducting transactions with BPR as regulated in POJK BMPK BPR as follows:

Related Parties
Related parties refer to parties conducting transactions with BPR that meet the criteria for related parties as regulated in POJK BMPK BPR. Specifically for Form 06.00 – List of Credit Provided and Form 15.00 – List of Productive Assets Written Off, related parties are distinguished into:
a. Related for Welfare, in the case of credit to members of the Board of Directors, Board of Commissioners, and/or BPR employees meeting related party criteria, directed at improving welfare and repaid from income obtained from the respective BPR. b. Other Related Parties, in cases that cannot be classified under letter a.
Unrelated Parties
Unrelated parties refer to parties conducting transactions with BPR that cannot be classified in item 1.

J. Quality
Quality refers to the quality of productive assets as regulated in the Financial Services Authority Regulation concerning productive asset quality and the formation of provisions for write-off of productive assets for rural banks (POJK KAP and PPAP BPR), with quality classification as follows:

Good;
Special Attention;
Less Active;
Doubtful; or
Non-Performing.

K. Time Period
Time period refers to the duration of financial assets or liabilities held by BPR based on agreements.

Start Date
Start date refers to the day, month, and year the asset or liability is owned by BPR or the day, month, and year of initial issuance of the financial asset or liability based on the agreement.
Maturity Date
Maturity date refers to the day, month, and year the agreement for the financial asset or liability ends.
For financial assets or liabilities that do not have a maturity date, the maturity date is left blank.
For financial assets or liabilities that are extended, the start date and maturity date are reported based on the extension of the final agreement.

L. Interest Rate
Interest rate refers to the annual percentage rate or annualized rate received (interest income) for assets or annual interest cost paid (interest expense) for liabilities. If interest rates vary for one account in the reporting month, the highest interest rate is reported.

M. Provision
Provision refers to income received from debtors for approved credit, expressed as a certain percentage of the credit limit.

N. Transaction Costs
Transaction costs refer to all costs incurred that can be directly attributed to obtaining financial assets or financial liabilities, such as marketing fees. In the event that transaction costs are charged to customers, these costs are not included in the acquisition cost of granting credit.

O. Measurement
Measurement refers to the balance of financial assets or liabilities presented in the financial position report on the reporting date. The amount of financial assets or liabilities can be:

Cost, which is the amount of cash or cash equivalents paid (received) or the fair value of other consideration given (received) to obtain an asset (issue a liability) at the time of acquisition.
Amortized cost, which is the amount of financial assets or liabilities measured at initial recognition minus principal repayments, plus or minus cumulative amortization using the effective interest method calculated from the difference between the initial value and the maturity value.
Fair value, which is the value at which an asset can be exchanged or a liability settled between knowledgeable and willing parties in an arm’s length transaction.
Carrying amount, which is the value presented in the financial position report after deducting accumulated depreciation and/or impairment loss provisions.
Net realizable value, which is the market value of collateral minus estimated costs required for sale.

P. Established PPAP
Established PPAP refers to the Provision for Write-off of Productive Assets (PPAP) established by BPR as regulated in POJK KAP and PPAP BPR.

Q. CIF No. (Customer Identification File)
CIF No. refers to the customer information number used in the single Customer Identification File (CIF) or integrated customer profile as regulated in the Financial Services Authority Regulation concerning the implementation of anti-money laundering and counter-terrorism financing programs in the financial services sector. The term customer refers to BPR depositors, debtors, and/or creditors. Depositors who are also debtors at BPR must have the same CIF number as reported through the Financial Services Information System (SLIK). In this reporting, every CIF number must be filled with a unique code in the format of numbers and/or letters. The CIF number is individual customer information as follows:

This column is filled with the CIF number of BPR depositors, debtors, and/or creditors.
Every CIF number must be unique for each depositor, debtor, and/or creditor, i.e., 1 (one) CIF number for each 1 (one) depositor, debtor, and/or creditor.
The CIF number of depositors, debtors, and/or creditors cannot be changed while the depositor, debtor, and/or creditor is recorded in the BPR Monthly Report.
A CIF number used by 1 (one) depositor, debtor, and/or creditor cannot be used by other depositors, debtors, and/or creditors (no reuse/no recycle).
If the CIF number contains characters other than numbers and/or letters, those characters do not need to be included.
The CIF number column must be filled (mandatory).
Example of data entry:
No. Depositor, Debtor, and/or CIF Number Entry
Depositor, debtor, and/or creditor has CIF number 123456789
123456789
Depositor, debtor, and/or creditor has CIF number C – 12345
C12345
Depositor, debtor, and/or creditor has CIF number ABC/12345
ABC12345

R. Collateral Type
Collateral refers to additional guarantees submitted by debtor customers to BPR in the context of granting credit facilities or additional guarantees submitted by BPR to creditors for loans received by BPR. The collateral type code is reported by referring to Appendix 01 – List of Collateral Types.

CHAPTER III
EXPLANATION OF BPR MONTHLY REPORT FORMS

FORM 00.00 – 1
BPR BASIC INFORMATION

BPR Name :
BPR Address :
Regency/City :
Telephone No. :
NPWP (Tax ID) :
Reporting Officer
a. Name :
b. Department/Division :
c. Telephone No. :
d. E-mail :
Dividends Paid
a. Nominal :
b. Year of GMS/AGM :
Annual Bonus and Tantiem :
Annual Financial Statement Audit Information
a. Name of Public Accounting Firm (KAP) Auditing :
b. Name of Public Accountant (AP) Auditing :
c. Audit No... by Same KAP :
Nominal Value per Share :
Foreign Exchange Trader (PVA)
a. Has PVA license : (1) Yes / (2) No b. PVA License Date :
c. Number of PVA :
Ultimate Shareholders Name : 1.
: 2.
: 3.
: 4. etc.

FORM 00.00 – 2
EXPLANATION OF BPR BASIC INFORMATION
BPR basic information includes:

BPR Name
The entity reported in this column is the legal entity of the BPR, whether a Limited Liability Company (PT), Regional Company (PD), Perumda, Perseroda, or Cooperative (Kop), and the BPR name as registered with the Financial Services Authority.
BPR Address
The entity reported in this column is the address of the BPR's head office.
Regency/City
The entity reported in this column is the code for the Regency or City where the BPR's head office is located, referring to Appendix 03 – List of Regency or City Codes.
Telephone No.
The entity reported in this column is the telephone number of the BPR's head office.
NPWP
The entity reported in this column is the BPR's Taxpayer Identification Number (NPWP).
Reporting Officer
a. Name
The entity reported in this column is the name of the reporting officer appointed and submitted to the Financial Services Authority. b. Department/Division The entity reported in this column is the name of the department or division where the reporting officer works.
c. Telephone No.
The entity reported in this column is the telephone number of the reporting officer. d. E-mail The entity reported in this column is the email address of the reporting officer.
Dividends Paid
a. Nominal
The entity reported in this column is the amount of dividends or surplus results for BPRs with a cooperative legal entity distributed to shareholders or members based on the latest General Meeting of Shareholders (GMS) or Annual General Meeting (AGM). Filled in full Rupiah. b. Year of GMS/AGM The entity reported in this column is the year the GMS/AGM discussing the distribution of dividends or surplus results as referred to in letter a was held.
Annual Bonus and Tantiem
The entity reported in this column is the full Rupiah amount of annual bonuses, tantiems, and similar items paid by the BPR in the relevant year up to the reporting month (accumulated for one year).
Annual Financial Statement Audit Information
The entity reported in this column is information regarding the audit activities of the BPR's annual financial statements, including:
a. Name of Public Accounting Firm (KAP) Auditing Filled with the name of the KAP auditing the BPR if the BPR's annual financial statement position is audited by a KAP. If the BPR's annual financial statement position is not audited by a KAP, this can be left blank. b. Name of Public Accountant (AP) Auditing Filled with the name of the AP responsible for the audit report if the BPR's annual financial statement position is audited by an AP. If the BPR's annual financial statement position is not audited by an AP, this can be left blank.
c. Audit No... by Same KAP
Filled with the number of consecutive audits of the BPR conducted by the same KAP.
Nominal Value per Share
The entity reported in this column is the nominal value stated on the share certificate.
Foreign Exchange Trader (PVA)
a. Has PVA License
Filled with “1” if the BPR conducts business as a Foreign Exchange Trader (money changer), filled with “2” if the BPR does not conduct business as a Foreign Exchange Trader (money changer). b. PVA License Date The entity reported in this column is the date of approval for the BPR from the authority to conduct business as a PVA.
c. Number of PVA
The entity reported in this column is the number of BPR offices conducting business as a PVA.
Ultimate Shareholders Name
The entity reported in this column is the name of ultimate shareholders as regulated in the Financial Services Authority Regulation concerning the assessment of competence and propriety for principal parties of financial service institutions.

FORM 00.01 – 1
BPR OWNERSHIP DATA
Name Address Type ID No. Shareholder Status
Nominal Amount Ownership Percentage

FORM 00.01 – 2
BPR OWNERSHIP DATA CODES
COLUMN CODE
I. Name
Filled with the full name of the BPR shareholder.
II. Address
Filled with the full address of each BPR shareholder.
III. Type

Individual. 01
Legal Entity. 02
Regional Government. 03
IV. ID No.
Filled with the ID number of the shareholder.
V. Shareholder Status
Controlling Shareholder (PSP) 01
Non-Controlling Shareholder 02
VI. Nominal Amount
Filled in full Rupiah.
VII. Ownership Percentage
Filled with the ownership percentage of each BPR shareholder.

FORM 00.01 – 3
EXPLANATION OF BPR OWNERSHIP DATA
BPR ownership data includes:

Name
The entity reported in this column is the full name of the BPR shareholder in accordance with the BPR's deed or latest amendment to the articles of association.
Address
The entity reported in this column is the full address of each BPR shareholder. In the event that the full address of the BPR shareholder is unknown, for ownership of less than 2% (two percent), this column can be left blank.
Type
The entity reported in this column is the type of BPR shareholder ownership:
a. Individual, in the case where the shareholder is an individual. b. Legal Entity, in the case where the shareholder is a legal entity.
c. Regional Government, in the case where the shareholder is a regional government.
ID No.
The entity reported in this column is the shareholder's ID number, i.e., the population identity number (NIK) in the case where the BPR shareholder is an individual, or NPWP in the case where the shareholder is a legal entity. In the event that the BPR shareholder's ID number is unknown, for ownership of less than 2% (two percent), this column can be left blank.
Shareholder Status
Reported with code 01 in the case where the shareholder is a controlling shareholder as referred to in the Financial Services Authority Regulation concerning the assessment of competence and propriety for principal parties of financial service institutions. Reported with code 02 in the case where the shareholder is not a controlling shareholder of the BPR.
Nominal Amount
The entity reported in this column is the nominal amount of shares owned by the BPR shareholder.
Ownership Percentage
The entity reported in this column is the ownership percentage of the shareholder in accordance with the BPR's deed or latest amendment to the articles of association.

FORM 00.02 – 1
BPR BOARD OF DIRECTORS AND BOARD OF COMMISSIONERS MEMBERS DATA I II III IV V VI VII VIII IX Name Address NIK Position Start Date of Tenure End Date of Tenure Approval Letter Having Valid Work Competency Certificate Date Expiry of Work Competency Certificate No. SK Date of SK

FORM 00.02 – 1
BPR BOARD OF DIRECTORS AND BOARD OF COMMISSIONERS MEMBERS DATA X XI XII XIII XIV Formal Education Non-Formal Education Committee Membership Supervises Compliance Function (Yes/ No) Independent Commissioner (Yes/ No) Last Education Graduation Date Name Institution Type Last Training Training Date Organizing Institution Audit Committee Risk Monitoring Committee Remuneration and Nomination Committee

FORM 00.02 – 2
BPR BOARD OF DIRECTORS AND
BOARD OF COMMISSIONERS MEMBERS DATA CODES
COLUMN CODE
I. Name
Filled with the full name of each member of the Board of Directors and Board of Commissioners of the BPR.
II. Address
Filled with the full address of each member of the Board of Directors and Board of Commissioners of the BPR.
III. NIK
Filled with the NIK of each member of the Board of Directors and Board of Commissioners of the BPR.
IV. Position
Board of Directors Members

President Director 110
Director 120
Board of Commissioners Members
Chief Commissioner 210
Commissioner 220
V. Start Date of Tenure
Filled with the date the Board of Directors and Board of Commissioners members started their tenure at the BPR. DD-MM-YYYY
VI. End Date of Tenure
Filled with the date the Board of Directors and Board of Commissioners members ended their tenure at the BPR. DD-MM-YYYY
VII. Approval Letter
No. SK
Filled with the number of the approval letter from the Financial Services Authority.
Date of SK
Filled with the date of the approval letter from the Financial Services Authority.
DD-MM-YYYY

VIII. Has Valid Work Competency Certificate

Yes 1
No 2
IX. Date Expiry of Work Competency Certificate
Filled with the date the work competency certificate owned by the Board of Directors and Board of Commissioners members expires. DD-MM-YYYY
X. Formal Education
Last Education.
Filled with S3/M2/S1/D3/High School/Other. a. S3 01 b. S2 02
c. S1 03
d. D3 04 e. High School 05 f. Other 99
Graduation Date
Filled with the graduation date of the last education. DD-MM-YYYY
Institution Name
Filled with the name of the last educational institution.
XI. Non-Formal Education
Type of Last Training
Filled with the type of last training attended by the Board of Directors and Board of Commissioners members.
Training Date
Filled with the date of the last training. DD-MM-YYYY
Organizing Institution
Filled with the name of the training organizing institution.
XII. Committee Membership
Not Serving 00
Chairman 01
Member 02

XIII. Supervises Compliance Function

Yes 1
No 2
XIV. Independent Commissioner
Yes 1
No 2

FORM 00.02 – 3
EXPLANATION OF DATA FOR BOARD OF DIRECTORS AND BOARD OF COMMISSIONERS OF RURAL CREDIT BANKS (BPR) The members of the Board of Directors and the Board of Commissioners are as regulated in the Financial Services Authority Regulation regarding rural credit banks and the implementation of corporate governance for rural credit banks. The data for the members of the Board of Directors and the Board of Commissioners of the BPR includes:

Name
The name reported in this column is the full name of each member of the Board of Directors and the Board of Commissioners serving in the BPR who has received approval from the Financial Services Authority.
Address
The address reported in this column is the complete address of each member of the Board of Directors and the Board of Commissioners of the BPR.
National Identity Number (NIK)
The National Identity Number (NIK) reported in this column is that of each member of the Board of Directors and the Board of Commissioners of the BPR.
Position
The position reported in this column is that of the members of the Board of Directors and the Board of Commissioners of the BPR.

Board of Directors Members a. President Director The code 110 is reported in this column if a member of the Board of Directors serves as President Director. b. Director The code 120 is reported in this column if a member of the Board of Directors serves as a Director.

Board of Commissioners Members a. Lead Commissioner The code 210 is reported in this column if a member of the Board of Commissioners serves as Lead Commissioner. b. Commissioner The code 220 is reported in this column if a member of the Board of Commissioners serves as a Commissioner, including Independent Commissioners.

Date of Commencement of Service
The date reported in this column is the date the members of the Board of Directors and the Board of Commissioners commenced their service in the BPR in accordance with the General Meeting of Shareholders (GMS) decision.
Date of Termination of Service
The date reported in this column is the date the members of the Board of Directors and the Board of Commissioners terminated their service in the BPR in accordance with the GMS decision.
Approval Letter
The number and date of the Financial Services Authority approval letter reported in this column.
Possession of Valid Competency Work Certificate
Reported with code 1 if members of the Board of Directors and the Board of Commissioners of the BPR possess a competency work certificate with a certification validity period as regulated in the Financial Services Authority Regulation regarding competency work certification for members of the Board of Directors and the Board of Commissioners of rural credit banks and Islamic rural financing banks. Reported with code 2 if the validity period of the competency work certificate of members of the Board of Directors and the Board of Commissioners of the BPR has expired.
Date of Expiration of Competency Work Certificate Validity
The date reported in this column is the expiration date of the validity of the competency work certificate owned by members of the Board of Directors and the Board of Commissioners of the BPR.
Formal Education
a. Highest Education
The highest education level of members of the Board of Directors and the Board of Commissioners reported in this column.

S3 (code 01).
S2 (code 02).
S1 (code 03).
D3 (code 04).
Senior High School (SLTA) (code 05).
Others (code 99).

b. Graduation Date
The graduation date of the highest education of members of the Board of Directors and the Board of Commissioners reported in this column.

c. Institution Name
Filled with the name of the highest education institution as referred to in letter a.

Non-Formal Education
a. Type of Training
The latest training attended by members of the Board of Directors and the Board of Commissioners reported in this column. The training referred to is training that supports BPR operations. b. Training Date The date of training as referred to in letter a reported in this column.
c. Organizing Institution
The organizing institution of the training as referred to in letter a reported in this column.
Committee Membership
The membership of each member of the Board of Commissioners in the audit committee, risk monitoring committee, and/or remuneration and nomination committee reported in this column, as regulated in the Financial Services Authority Regulation regarding the implementation of corporate governance for rural credit banks. a. Not Serving (Code 00). b. Chairman (Code 01).
c. Member (Code 02).
For members of the Board of Directors, this column is left blank.
Supervision of Compliance Function
Reported with code 1 if a member of the Board of Directors supervises the compliance function as regulated in the Financial Services Authority Regulation regarding the implementation of corporate governance for rural credit banks. Reported with code 2 if a member of the Board of Directors does not supervise the compliance function as regulated in the Financial Services Authority Regulation regarding the implementation of corporate governance for rural credit banks. For members of the Board of Commissioners, this column is left blank.
Independent Commissioner
Reported with code 1 if a member of the Board of Commissioners serves as an Independent Commissioner as regulated in the Financial Services Authority Regulation regarding the implementation of corporate governance for rural credit banks. Reported with code 2 if a member of the Board of Commissioners does not serve as an Independent Commissioner as regulated in the Financial Services Authority Regulation regarding the implementation of corporate governance for rural credit banks. For members of the Board of Directors, this column is left blank.

FORM 00.03 – 1
DATA OF BPR EXECUTIVE ORGAN
I II III IV V
Name of Executive Organ
Address
NIK
Position
Date of Commencement of Service
Compliance
Risk Management
Internal Audit
Anti-Money Laundering and Counter-Terrorism Financing (APU and PPT) Others

FORM 00.03 – 1
DATA OF BPR EXECUTIVE ORGAN
VI VII VIII
Appointment Letter
Confirmation Letter of Committee Membership
No. Date
No. Date
Audit Committee
Risk Monitoring Committee
Remuneration and Nomination Committee

FORM 00.03 – 2
CODES FOR DATA OF BPR EXECUTIVE ORGAN
COLUMN CODE
I. Name of Executive Organ
Filled with the full name of the head of the operational unit or executive official of the BPR.
II. Address
Filled with the complete address of each head of the operational unit or executive official of the BPR.
III. NIK
Filled with the NIK of each head of the operational unit or executive official of the BPR.
IV. Position

Not Serving 00
Head of Operational Unit 01
Executive Official 02
V. Date of Commencement of Service
Filled with the date the head of the operational unit or executive official commenced service in the BPR.
TT-BBTTTT
VI. Appointment Letter
Appointment Letter Number
Filled with the number of the appointment decision letter for the head of the operational unit or executive official of the BPR.
Appointment Letter Date
Filled with the date of the appointment decision letter for the head of the operational unit or executive official of the BPR. TT-BBTTTT
VII. Confirmation Letter
Confirmation Letter Number
Filled with the number of the confirmation letter regarding the BPR executive organ.
Confirmation Letter Date
Filled with the date of the confirmation letter regarding the BPR executive organ.
TT-BBTTTT

VIII. Committee Membership

Not Serving 00
Chairman 01
Member 02

FORM 00.03 – 3
EXPLANATION OF DATA FOR BPR EXECUTIVE ORGAN
The data of the BPR executive organ includes:

Name of Executive Organ
The name of the head of the operational unit or executive official of the BPR reported in this column.
Address
The complete address of each head of the operational unit or executive official of the BPR reported in this column.
NIK
The NIK of each head of the operational unit or executive official of the BPR reported in this column.
Position
Reported with code 00 if the executive organ does not serve as head of the operational unit and/or executive official in the compliance function, risk management function, internal audit function, anti-money laundering and counter-terrorism financing (APU and PPT) function, or other functions. Reported with code 01 if the executive organ serves as head of the operational unit supervising specific functions in the BPR. Reported with code 02 if the executive organ serves as an executive official responsible for the implementation of specific functions in the BPR. The executive organ is the head of the operational unit or executive official supervising specific functions as follows:
a. Compliance Function
The compliance function is a series of preventive actions or steps to ensure that policies, regulations, systems, procedures, and business activities conducted by the BPR are in accordance with the Financial Services Authority Regulations and other laws and regulations, and to ensure the BPR's compliance with commitments made by the BPR to the Financial Services Authority, as regulated in the Financial Services Authority Regulation regarding the implementation of corporate governance for rural credit banks.

b. Risk Management Function
The risk management function is a series of methodologies and procedures used to identify, measure, monitor, and control risks arising from all business activities of the BPR, as regulated in the Financial Services Authority Regulation regarding the implementation of corporate governance for rural credit banks.

c. Internal Audit Function
The internal audit function is all activities related to audits, including planning, implementation, and monitoring of audit results, as regulated in the Financial Services Authority Regulation regarding the implementation of corporate governance for rural credit banks.

d. APU and PPT Function
The APU and PPT function is efforts to prevent and eradicate money laundering and terrorism financing crimes, as regulated in the Financial Services Authority Regulation regarding the implementation of anti-money laundering and counter-terrorism financing programs in the financial services sector.

e. Other Functions
This column is filled if the executive organ serves as head of the operational unit or executive official that cannot be grouped into letters a through d.

Date of Commencement of Service
The date reported in this column is the date the executive organ commenced service based on the BPR Board of Directors' decision letter.
Number and Date of Appointment Decision Letter
The number and date of the BPR Board of Directors' decision letter regarding the appointment of the executive organ serving in the BPR reported in this column.
Number and Date of Confirmation Letter
The number and date of the confirmation letter from the Financial Services Authority regarding the appointment of the executive organ serving in the BPR reported in this column.
Committee Membership
Reported with the membership of the executive organ in the audit committee, risk monitoring committee, and remuneration and nomination committee as regulated in the Financial Services Authority Regulation regarding the implementation of corporate governance for rural credit banks. Reported with code 00 if the executive organ does not serve in the committee. Reported with code 01 if the executive organ serves as the committee chairman. Reported with code 02 if the executive organ is a committee member.

FORM 00.04 – 1
DATA OF BPR OFFICES
Code
Office Name
Office Coordinates
Office Address
Office Leader Name
Phone Number
Number of Employees
Permanent Employees Non-Permanent Employees
Name
Street and No.
Village/Sub-district and District
Regency/
City
Postal Code
S3 S2 S1 D3 SLTA Others S3 S2 S1 D3 SLTA Others

FORM 00.04 – 1
DATA OF BPR OFFICES
VIII IX X XI XII
Number of Cash Offices
Building Ownership Status
Number of Mobile Cash Units
Number of EDC Number of ATMs
EDC Owned by Self
EDC Owned by General Banks
EDC Owned by Other BPRs
Managed by Self
Cooperating with Other Parties

FORM 00.04 – 2
CODES FOR DATA OF BPR OFFICES
COLUMN CODE
I. Office Code
Filled with the code for the BPR head office and branch offices.
II. Office Name
Filled with the name of the BPR office.
III. Office Coordinates
Filled with the coordinates of each BPR office.
IV. Office Address
Filled with the complete address of each BPR office.
V. Leader Name
Filled with the name of the leader of each BPR office.
VI. Phone Number
Filled with the phone number of each BPR office.
VII. Number of Employees
Filled with the number of BPR employees according to status and highest education level.
VIII. Number of Cash Offices
Filled with the number of cash offices located in the area of each BPR head office (head office or branch office).
IX. Building Ownership Status

Rent. 01
Own 02
Others. 99
X. Number of Mobile Cash Units
Filled with the number of mobile cash units, including mobile cash vans or floating cash, located in the area of each BPR head office (head office or branch office).

XI. Number of EDC
Filled with the number of Electronic Data Capture (EDC) units placed in the area of each BPR head office (head office and branch office).
XII. Number of ATMs
Filled with the number of Automated Teller Machine (ATM) units placed in the area of each BPR head office (head office and branch office).

FORM 00.04 – 3
EXPLANATION OF DATA FOR BPR OFFICES
The data of BPR offices includes:

Office Code
The 3 (three) digit code for the BPR head office and branch offices reported in this column.
Office Name
The head office and the name of each branch office of the BPR reported in this column.
Example: If BPR Sejahtera has 1 (one) branch office located in Purworejo Regency, the office name for the head office is filled with "head office" while the office name for the branch office is filled with "Purworejo".
Office Coordinates
The coordinates of each BPR head office and branch office reported in this column.
Office Address
The complete address of the BPR head office and branch offices reported in this column, including:
a. Street Name and No.
Filled with the street name and building number of the BPR head office and branch offices. b. Village/Sub-district and District Filled with the name of the village or sub-district and the name of the district where the BPR head office and branch offices are located.
c. Regency or City
d. Postal Code
Leader Name
The name of the President Director for the BPR head office, and branch leaders for BPR branch offices reported in this column.
Phone Number
The phone number of the BPR head office and each branch office reported in this column.
Number of Employees
The number of BPR employees according to status and highest education level reported in this column.
Number of Cash Offices
The number of cash offices located in the area of each BPR head office (head office or branch office) reported in this column.
Building Ownership Status
The building ownership status, such as rent, own, or others, reported in this column.
Number of Mobile Cash Units
The number of mobile cash units, including mobile cash vans, floating cash, or non-permanent BPR counters (excluding promotional activities) located in the area of each BPR head office (head office or branch office) reported in this column.
Number of EDC
The number of EDC units managed by the BPR itself or in cooperation with other parties, placed in the area of each BPR head office (head office and branch office) reported in this column.
Number of ATMs
The number of ATM units managed by the BPR itself or in cooperation with other parties, placed in the area of each BPR head office (head office and branch office) reported in this column.

FORM 00.05 – 1
DATA OF OTHER RELATED PARTIES
I II III IV V
Name of Related Party
Identity Number
Address of Related Party
Type of Related Party
Relationship of Related Party

COLUMN CODE
I. Name of Related Party
Filled with the full name of the BPR related party, excluding shareholders, members of the Board of Directors, members of the Board of Commissioners, and executive officials of the BPR.
II. Identity Number
Filled with the identity number of the BPR related party.
III. Address of Related Party
Filled with the complete address of each BPR related party.
IV. Type of Related Party

Individual 01
Company or Entity 02
Regional Government or Central Government 03
V. Relationship of Related Party
Family relationship with members of the Board of Directors, members of the Board of Commissioners, and shareholders.
Non-bank companies owned by members of the Board of Directors, members of the Board of Commissioners, shareholders, executive officials, and parties as referred to in number 1.
Other BPRs owned by members of the Board of Directors, members of the Board of Commissioners, shareholders, executive officials, and parties as referred to in number 1.
Other BPRs whose members of the Board of Commissioners serve concurrently as members of the Board of Commissioners of the BPR, with a ratio of at least 50% (fifty percent) of the total members of the Board of Directors and members of the Board of Commissioners of the other BPR.
Companies where at least 50% (fifty percent) of the total members of the Board of Directors and members of the Board of Commissioners are members of the Board of Commissioners of the BPR.

FORM 00.05 – 2
CODES FOR DATA OF OTHER RELATED PARTIES

Borrowers provided with guarantees by members of the Board of Directors, members of the Board of Commissioners, shareholders, executive officials, and parties as referred to in numbers 1 through 5.

Related parties are individuals, companies, or entities that have ownership, management, and/or financial relationships with the BPR as regulated in the POJK regarding Rural Credit Banks (BMPK BPR). This form contains data on BPR related parties other than shareholders, members of the Board of Directors, members of the Board of Commissioners, and executive officials, including:

Name of Related Party
The full name of the BPR related party, excluding shareholders, members of the Board of Directors, members of the Board of Commissioners, and executive officials of the BPR, reported in this column.
Identity Number
The identity number of the BPR related party, which is the NIK if the related party is an individual or the NPWP (Taxpayer Identification Number) if the related party is a business entity, reported in this column.
Address of Related Party
The complete address of each BPR related party reported in this column.
Type of Related Party
The type of BPR related party reported in this column:
a. Individual if the BPR related party is an individual. b. Company or entity if the BPR related party is a company or entity, whether a legal entity or non-legal entity.
c. Regional government or central government if the BPR related party is a regional government or central government.
Relationship of Related Party
The relationship of the related party with the BPR, excluding shareholders, members of the Board of Directors, members of the Board of Commissioners, and executive officials of the BPR, as regulated in the POJK regarding Rural Credit Banks (BMPK BPR):
a. Family relationships up to the second degree, both horizontal and vertical, with shareholders owning at least 10% (ten percent) of the paid-up capital, members of the Board of Directors, and members of the Board of Commissioners.

FORM 00.05 – 3
EXPLANATION OF DATA FOR OTHER RELATED PARTIES

b. Non-bank companies owned by shareholders owning at least 10% (ten percent) of the paid-up capital, members of the Board of Directors, members of the Board of Commissioners, executive officials, and parties as referred to in letter a, where the ownership, whether individually or collectively, is at least 25% (twenty-five percent) of the paid-up capital of the company.
c. Other BPRs owned by shareholders owning at least 10% (ten percent) of the paid-up capital, members of the Board of Directors, members of the Board of Commissioners, executive officials, and parties as referred to in letter a, where the ownership individually is at least 10% (ten percent) of the paid-up capital of the other BPR.
d. Other BPRs whose members of the Board of Commissioners serve concurrently as members of the Board of Commissioners of the BPR, with the concurrent service in the other BPR being at least 50% (fifty percent) of the total members of the Board of Directors and members of the Board of Commissioners of the other BPR. e. Companies where at least 50% (fifty percent) of the total members of the Board of Directors and members of the Board of Commissioners are members of the Board of Commissioners of the BPR. f. Borrowers provided with guarantees by shareholders owning at least 10% (ten percent) of the paid-up capital, members of the Board of Directors, members of the Board of Commissioners, executive officials, and parties as referred to in letters a through e.

FORM 01.00 – 1
FINANCIAL POSITION REPORT
Code
Office Code
Assets Code Amount
Cash in Rupiah 1101010000
Cash in Foreign Currency 3) 1101020000
Securities 4) 1102000000
Placements in Other Banks 5) 1103010000
-/- Provision for Write-off of Productive Assets 1103020000 Loans Granted (Debit Balance) 6) 6.1) 1104010100 -/- Unamortized Provisions 1104010200 Unamortized Transaction Costs 1104010300 -/- Deferred Interest Income in the Framework of Restructuring 1104010400 -/- Restructuring Loss Reserves 1104010500 -/- Provision for Write-off of Productive Assets 1104020000 Acquired Collateral 7) 1201000000 Fixed Assets and Inventories 8) 1202010000 -/- Accumulated Depreciation and Impairment 1202020000 Intangible Assets 8) 1203010000 -/- Accumulated Amortization and Impairment 1203020000 Inter-office Assets 1204000000 Other Assets 9) 1299000000 TOTAL ASSETS 1000000000

FORM 01.00 – 1
FINANCIAL POSITION REPORT
Code
Office Code
Liabilities and Equity Code Amount
LIABILITIES
Current Liabilities 10) 2101000000
Deposits a. Savings 11) 2102010100
-/- Unamortized Transaction Costs 2102010200 b. Time Deposits 12) 2102020100 -/- Unamortized Transaction Costs 2102020200 Deposits from Other Banks 13) 2103010000 -/- Unamortized Transaction Costs 2103020000 Loans Received 00.7) 2201010000 -/- Unamortized Transaction Costs 2201020000 -/- Unamortized Discount 2201030000 Capital Contribution Funds - Liabilities 2202000000 Inter-office Liabilities 2203000000 Other Liabilities 14) 2299000000 Total Liabilities 2000000000 EQUITY Paid-up Capital 00.6) a. Authorized Capital 3101010000 b. Unpaid Capital -/- 3101020000 Additional Paid-up Capital a. Agio (Disagio) 3102010000 b. Donation Capital 00.6) 3102020000
c. Capital Contribution Funds – Equity 00.6) 3102030000
d. Other Additional Paid-up Capital 3102990000 Other Equity a. Gains (Losses) from Changes in Financial Assets in the Available-for-Sale Group 3103010000 b. Revaluation Gains of Fixed Assets 3103020000
c. Others 3103990000

d. Income Tax related to Other Equity
3103980000
Reserves a. General 3104010000 b. Specific Purpose 3104020000 Profit (Loss) a. Prior Years 3105010000 b. Current Year 3105020000 Total Equity 3000000000 TOTAL LIABILITIES AND EQUITY

The financial position report is the assets, liabilities, and equity owned by the BPR as of the reporting date. A. Assets Assets are resources controlled by the BPR as a result of past events and from which future economic benefits are expected to flow.

Cash in Rupiah
The amount reported in this position is currency in the form of banknotes and coins issued by Bank Indonesia that serve as legal tender in Indonesia. This position includes large cash, cash in ATMs, and cash in transit.
Cash in Foreign Currency
The amount reported in this position is foreign banknotes, foreign coins, and valid travelers checks owned by the BPR as a foreign exchange trader. This position is detailed in Form 03.00 – List of Cash in Foreign Currency.
Securities
The amount reported in this position is debt instruments owned by the BPR, including Indonesia Treasury Bills (SBI) denominated in rupiah issued with a discount system by Bank Indonesia as short-term debt instruments owned by the BPR. SBI categories are divided into two:
a. Held to maturity reported at acquisition cost less unamortized discount and plus unamortized transaction costs; and b. Available for sale reported at fair value. This position is detailed in Form 04.00 – List of Securities.
Placements in Other Banks and Provision for Write-off of Productive Assets
a. Placements in Other Banks
The amount reported in this position is the BPR's placement of funds in other banks in the form of checking accounts, savings, time deposits, FORM 01.00 – 2 EXPLANATION OF FINANCIAL POSITION REPORT

certificates of deposit, and other similar fund placements.
Balances of placements with other banks cannot be offset against balances of deposits or funds received from other banks. This position is detailed in Form 05.00 – List of Placements with Other Banks.

b. Provision for Write-off of Productive Assets (PPAP) Reported in this position is the PPAP formed by the Rural Bank (BPR) for placements with other banks as regulated in the POJK on Capital Adequacy and PPAP for BPRs. This position is detailed in Form 05.00 – List of Placements with Other Banks.

Loans Granted and PPAP
a. Loans Granted (Debit Balance)
Reported in this position are loans granted by the BPR to banks or third parties who are not banks, amounting to the debit balance of the loan before deducting unamortized provisions and before adding unamortized transaction costs. Specifically for restructured loans, if there is deferred income and restructuring losses, the amount reported is the debit balance of the loan before deducting deferred income and deducting restructuring loss reserves. Loans granted for joint financing, consortium, or syndication, whether the BPR acts as the lead bank (arranger) or as a participant bank, are reported in this position at the BPR's share of the claim against the respective debtor. Funds received by the BPR from other parties for onward lending are not reported in this position but rather in administrative accounts. This position is detailed in Form 06.00 – List of Loans Granted.

b. Unamortized Provisions
Reported in this position is the portion of provisions that has not yet become interest income for the current period over loans granted.

c. Unamortized Transaction Costs
Reported in this position is the portion of transaction costs that has not yet been amortized and has not yet become a reduction of interest income in the current period over loans granted.

d. Deferred Interest Income in the Context of Restructuring Reported in this position is deferred income in the context of loan restructuring carried out by capitalizing overdue interest into the loan principal.

e. Restructuring Loss Reserves
Reported in this position is the difference between the estimated future cash flows based on the restructuring agreement with a certain discount rate and the debit balance of the loan before restructuring.

f. PPAP
Reported in this position is the PPAP formed by the BPR for loans granted as regulated in the POJK on Capital Adequacy and PPAP for BPRs. This position is detailed in Form 06.00 – List of Loans Granted. Collateral for loans granted is detailed in Form 06.01 – List of Collateral.

Assets Acquired from Foreclosure (AYDA)
Reported in this position are assets obtained by the BPR for loan settlement, either through auction or non-auction based on voluntary surrender by the collateral owner or based on a power of attorney to sell outside of auction from the collateral owner in the event the debtor fails to fulfill obligations to the BPR. The value at initial recognition is the fair value of the AYDA after deducting the estimated selling costs (net realizable value) at the time the collateral was acquired, at most equal to the debit balance of the debtor's loan. For subsequent periods, the reported value is the lower of the net realizable value at the reporting date and the carrying amount. The carrying amount is the fair value less the accumulated balance of impairment losses. If the net realizable value at the reporting date is lower than the carrying amount, the impairment is presented in Form 02.00 – Income Statement, and the AYDA position is recorded at the value after impairment. Losses from AYDA impairment can be reversed up to the amount of accumulated impairment losses previously recognized. AYDAs that cannot be resolved within the time period as regulated in the POJK on Capital Adequacy and PPAP for BPRs are calculated as a reduction of core capital components in the calculation of the Minimum Capital Requirement (KPMM). This position is detailed in Form 07.00 – List of Assets Acquired from Foreclosure.
Fixed Assets and Inventories as well as Accumulated Depreciation and Impairment
a. Fixed Assets and Inventories
Fixed assets and inventories are tangible assets owned by the BPR and used in operational activities for a period of more than one year, including:

Land and Buildings
Reported at the acquisition cost of fixed assets, including land and buildings owned by the BPR, up to the condition where the fixed assets are ready for operational use. Fixed assets can be reported at revalued amounts, i.e., the result of revaluation of fixed assets that have received approval from the competent authority as referred to in statutory regulations.
Inventories
Reported at the acquisition cost of inventories up to the condition where inventories are ready for operational use, such as equipment, supplies, and vehicles owned by the BPR. Inventories can be reported at revalued amounts, i.e., the result of revaluation of fixed assets that have received approval from the competent authority as referred to in statutory regulations. Inventories in the form of computers, servers, and similar equipment are reported at the value of hardware, while the value of software is reported in the intangible assets position. This position is detailed in Form 08.00 – List of Fixed Assets, Inventories, and Intangible Assets.

b. Accumulated Depreciation and Impairment
Reported in this position is the accumulated depreciation and impairment of fixed assets and inventories owned by the BPR, including:

Land and Buildings
Reported at the accumulated depreciation expense over the acquisition cost or revalued amount of the BPR's fixed assets recorded up to the reporting date, and the accumulated impairment loss over the acquisition cost or revalued amount of the BPR's buildings based on objective evidence. Impairment losses can be reversed up to the acquisition cost or the initial net value after depreciation.
Inventories
Reported at the accumulated depreciation expense over the acquisition cost or revalued amount of the BPR's inventories recorded up to the reporting date, and the accumulated impairment loss over the acquisition cost or revalued amount of the BPR's inventories based on objective evidence. Impairment losses can be reversed up to the acquisition cost or the initial revalued net value after depreciation. This position is detailed in Form 08.00 – List of Fixed Assets, Inventories, and Intangible Assets.

Assets not used in BPR operations or assets under construction are not reported in this position but rather in the other assets position.

Intangible Assets as well as Accumulated Amortization and Impairment
Intangible assets are non-monetary assets owned by the BPR that are identifiable, have no physical form, and are used for operations, including business application programs in the form of software obtained from external parties. a. Intangible Assets Reported in this position is the acquisition cost of the BPR's intangible assets up to the condition where the intangible assets are ready for operational use. This position is detailed in Form 08.00 – List of Fixed Assets, Inventories, and Intangible Assets. b. Accumulated Amortization and Impairment Reported in this position is the accumulated amortization expense over the acquisition cost of intangible assets recorded up to the reporting date through systematic allocation over the asset's useful life. This position also includes the accumulated impairment loss over the acquisition cost of the BPR's intangible assets based on objective evidence. Impairment losses can be reversed up to the acquisition cost or the initial revalued net value after amortization. This position is detailed in Form 08.00 – List of Fixed Assets, Inventories, and Intangible Assets.
Inter-office Assets
Reported in this position is all claims or placements of the BPR against the head office and/or branches of the BPR. Inter-office asset balances are presented gross (not offset) against inter-office liabilities.
Other Assets
Reported in this position is the acquisition value of all assets that cannot be grouped into items 1 through 9. Included in this position are interest income to be received, prepaid expenses, tax advances, claims against insurance companies, commemorative coins or commemorative notes issued by Bank Indonesia, balances of rupiah and foreign currencies that have been withdrawn from circulation but are still within the exchange grace period, and others. This position is detailed in Form 09.00 – Details of Other Assets and Form 09.01 – Details of Other Assets – Others.

B. Liabilities
Liabilities are the BPR's current debts arising from past events, the settlement of which is expected to result in an outflow of resources embodying economic benefits.

Current Liabilities
Reported in this position are BPR liabilities that have matured and/or can be demanded immediately by their owners and must be paid immediately. This position is detailed in Form 10.00 – Details of Current Liabilities.
Savings
Savings are deposits owned by third parties who are not banks at the BPR, which can only be withdrawn according to specific agreed terms, but cannot be withdrawn using checks, giro orders, and/or instruments equivalent to those. Time savings that have matured but have not been withdrawn by the owner or transferred to another account remain reported in this position. a. Savings Reported in this position is the balance of customer savings. b. Unamortized Transaction Costs Reported in this position is the portion of transaction costs that has not yet been amortized and has not yet become an addition to interest expense in the current period over savings. This position is detailed in Form 11.00 – List of Savings.
Deposits
Deposits are deposits owned by third parties who are not banks at the BPR, which can be withdrawn according to a specific time period based on an agreement. Deposits that have matured but have not been withdrawn by the owner or transferred to another account remain reported in this position. a. Deposits The value reported is the value of customer deposits. b. Unamortized Transaction Costs Reported in this position is the portion of transaction costs that has not yet been amortized and has not yet become an addition to interest expense in the current period. This position is detailed in Form 12.00 – List of Deposits.
Deposits from Other Banks
Deposits from other banks are all BPR liabilities in the form of savings and deposits to other banks in Indonesia. Balances or values of deposits from other banks cannot be offset against the balance of the placements with other banks position. a. Deposits from Other Banks Reported in this position is the balance or value of deposits from other banks. b. Unamortized Transaction Costs Reported in this position is the portion of transaction costs that has not yet been amortized and has not yet become an addition to interest expense in the current period over savings or deposits. This position is detailed in Form 13.00 – List of Deposits from Other Banks.
Loans Received
Loans Received are loans received from Banks, Bank Indonesia, and/or third parties who are not banks, with an obligation to repay according to the terms of the loan agreement. This position also includes loans treated as capital and loans received for distribution to Micro, Small, and Medium Enterprises (MSME) customers in the context of linkage. a. Loans Received Reported in this position is the debit balance of loans received from other banks, Bank Indonesia, and/or third parties who are not banks. b. Unamortized Transaction Costs Reported in this position is the portion of transaction costs that has not yet been amortized and has not yet become an addition to interest expense in the current period over loans received.
c. Unamortized Discounts
Reported in this position is the portion of discounts that has not yet been amortized and has not yet become an addition to interest expense in the current period over loans received. This position is detailed in Form 00.07 – List of Loans Received.
Paid-in Capital Funds – Liabilities
Reported in this position is funds that have been fully paid by shareholders or prospective shareholders and are blocked for capital increase purposes, but have not yet or are declared not to meet the capital requirements as regulated in the Financial Services Authority Regulation regarding the obligation to fulfill the minimum core capital and minimum capital provision for rural banks (POJK KPMM BPR).
Inter-office Liabilities
Reported in this position is all BPR liabilities to the head office and/or branches of the BPR.
Inter-office liability balances are reported gross (not offset) against inter-office assets.
Other Liabilities
Reported in this position is all liabilities that cannot be grouped into items 1 through 7.
This position is detailed in Form 14.00 – Details of Other Liabilities and Form 14.01 – Details of Other Liabilities - Others.

C. EQUITY
Equity is the residual interest in the assets of the BPR after deducting all liabilities.

Paid-in Capital
This position is detailed as follows:
a. Authorized Capital
Reported in this sub-position is the amount of authorized capital or basic deposits and mandatory savings (for BPRs with cooperative legal status) stated in the articles of association of the BPR head office. b. Unpaid Capital Reported in this sub-position is the amount of authorized capital or basic deposits and mandatory savings that has not been paid. This position is detailed in Form 00.06 - List of Paid-in Capital, Donation Capital, and Paid-in Capital Funds – Equity.
Additional Paid-in Capital
a. Agio (Disagio)
Reported in this sub-position is the surplus or deficit of the capital contributions received by the BPR as a result of share prices being higher or lower than their nominal value. b. Donation Capital Reported in this sub-position is capital obtained back from share donations, including the difference in value recorded with the selling price in the event such shares are sold, and capital originating from donations from shareholders or external parties received by the BPR in the form of funds or other assets. Donation capital also includes capital received from cooperative member donations for BPRs with cooperative legal status. This sub-position is detailed in Form 00.06 - List of Paid-in Capital, Donation Capital, and Paid-in Capital Funds – Equity.
c. Paid-in Capital Funds – Equity
Reported in this sub-position is funds that have been fully paid by shareholders or prospective shareholders and are blocked for capital increase purposes and have been declared to meet the capital requirements to be classified as Paid-in Capital Funds – Equity as referred to in the POJK on KPMM for BPRs. This sub-position is detailed in Form 00.06 - List of Paid-in Capital, Donation Capital, and Paid-in Capital Funds – Equity. d. Other Additional Paid-in Capital Reported in this sub-position is additional paid-in capital other than letters a through c.
Other Equity
Reported in this position is the accumulated balance of gains or losses belonging to the other comprehensive income group. a. Gains (Losses) from Changes in Value of Financial Assets in the Available-for-Sale Category Reported in this sub-position is all potential gains or losses that have not been realized from changes in the fair value of securities categorized as available-for-sale and other transactions that, based on accounting standards, must be recognized as equity components presented separately. b. Revaluation Gains of Fixed Assets Reported in this sub-position is the accumulated value formed as a result of the difference between the revalued amount or re-evaluation and the carrying amount of fixed assets and inventories owned by the BPR after obtaining approval from the competent authority.
c. Others
Reported in this sub-position is the accumulation of other gains or losses belonging to the other comprehensive income group. d. Income Tax Related to Other Equity Reported in this sub-position is the accumulated income tax related to gains or losses in the other comprehensive income group.
Reserves
a. General
Reported in this sub-position is reserves formed from the allocation of retained earnings or net profit after tax for the purpose of strengthening capital and having received approval from the General Meeting of Shareholders (RUPS). b. Specific Purpose Reported in this sub-position is reserves formed from the allocation of retained earnings or net profit after tax, the use of which has been determined and has received approval from the General Meeting of Shareholders (RUPS).
Profit (Loss)
Reported in this position is profit or loss, both from prior years and the current year, that has not been distributed. a. Prior Years Reported in this sub-position is the BPR's profit in prior year periods after deducting tax, the use of which has not been decided by the RUPS or Annual General Meeting of Cooperative Members (RAT), or losses in prior year periods. b. Current Year Reported in this sub-position is the BPR's profit or loss in the current fiscal year period. This sub-position is detailed in Form 02.00 – Income Statement.

FORM 01.01 – 1
ADMINISTRATIVE ACCOUNTS
Code
Office
Account Name Code Amount
Claims Commitments a. Loan Facilities Received That Have Not Been Drawn 6101010000 b. Other Commitment Claims 6101990000 Liability Commitments a. Credit Facilities to Customers That Have Not Been Drawn 6102010000 b. Onward Lending 6102020000
c. Other Commitment Liabilities 6102990000
Contingent Claims a. Interest Income in Settlement

Interest on Loans Granted 6201010100
Interest on Placements with
Other Banks 6201010200 b. Productive Assets Written Off 15)
Loans Granted 6201020100
Placements with Other Banks 6201020200
Interest Income on
Loans Written Off 6201020300
Interest Income on
Placements with Other Banks
Written Off 6201020400
c. Collateral in Process of
Loan Settlement 6201030000 d. Other Contingent Claims 6201990000 Contingent Liabilities 6202000000 Other Administrative Accounts 6900000000

Administrative accounts are accounts of transactions that, as of the reporting date, have not effectively caused changes in the BPR's assets and liabilities, as well as some other important notes. All administrative account positions are filled in full rupiah. Administrative accounts are detailed as follows:

Commitment Claims
BPR claims arising from agreements with other parties that cannot be unilaterally cancelled and must be executed if the mutually agreed conditions are met. a. Loan Facilities Received That Have Not Been Drawn Reported in this position is the loan facilities received by the BPR from other banks and/or third parties that have not been drawn. b. Other Commitment Claims Reported in this position is all BPR commitment claims that cannot be grouped other than letter a.
Commitment Liabilities
BPR liabilities arising from agreements with other parties that cannot be unilaterally cancelled and must be executed if the mutually agreed conditions are met. a. Credit Facilities to Customers That Have Not Been Drawn Reported in this position is the credit facilities still provided by the BPR to customers and not yet drawn. b. Onward Lending Reported in this position is the onward lending to customers where the funds come from other parties and the BPR does not bear the risk for the onward lending.
c. Other Commitment Liabilities
Reported in this position is all BPR commitment liabilities that cannot be grouped into letters a and b.
Contingent Claims
BPR claims whose occurrence is based on the occurrence or non-occurrence of one or more events in the future.

FORM 01.01 – 2
EXPLANATION OF ADMINISTRATIVE ACCOUNTS

a. Interest Income in Settlement
Reported in this position is interest on the BPR's fund placements whose quality is classified as less active, doubtful, and non-performing, but payment has not yet been received as of the reporting date. Interest income from written-off productive assets is not reported in this position, but is reported in the Productive Assets Written Off position. This position is detailed as follows:
i. Interest on Loans Granted
This position is detailed in Form 06.00 – List of Loans Granted.
ii. Interest on Placements with Other Banks
This position is detailed in Form 05.00 – List of Placements with Other Banks.

b. Productive Assets Written Off
Reported in this position is all productive assets, both loans granted and other productive assets, that have been written off. For productive assets that have undergone write-off, they are no longer reported in the administrative account. This code will be detailed further in Form 15.00 – List of Productive Assets Written Off.

c. Collateral in Process of Loan Settlement
Reported in this position is collateral owned by the debtor that is still in the process of being taken over by the BPR for the loan settlement process.

d. Other Contingent Claims
Reported in this position is all contingent claims that cannot be grouped into letters a through c.

Contingent Liabilities
BPR liabilities whose occurrence is based on the occurrence or non-occurrence of one or more events in the future.
Other Administrative Accounts
Reported in this position is all BPR administrative accounts that cannot be grouped into items 1 through 4.

FORM 02.00 – 1
INCOME STATEMENT
Code
Office
Account Name Code Amount
Operational Income 4100000000

Interest Income
a. Contractual Interest
i. Securities 4101010100
ii. Placements with Other Banks
Giro 4101010201
Savings 4101010202
Deposits 4101010203
Certificates of Deposit 4101010204
iii. Loans Granted
To Other Banks 4101010301
To Third Parties Who Are
Not Banks 4101010302 b. Loan Provisions
i. To Other Banks 4101020100
ii. To Third Parties Who Are
Not Banks 4101020200
c. Transaction Costs -/-
i. Securities 4101030100
ii. Loans Granted
To Other Banks 4101030201
To Third Parties Who Are
Not Banks 4101030202 d. Correction of Interest Income -/- 4101040000
Other Income
a. Transaction Service Income 4102010000 b. Foreign Currency Sales Gains 4102020000
c. Securities Sales Gains 4102030000
d. Receipts of Written Off Productive Assets 4102040000 e. Recovery of Provision for Write-off of Productive Assets 4102050000 f. Others 4102990000

Operational Expenses 5100000000

Interest Expenses
a. Contractual Interest Expenses
i. Savings 5101010100
ii. Deposits 5101010200
iii. Deposits from Other Banks 5101010300
iv. Loans Received

From Bank Indonesia 5101010401
From Other Banks 5101010402
From Third Parties Other Than Banks 5101010403
In the Form of Subordinated Loans 5101010404
v. Others 5101019900
b. Transaction Costs
i. To Other Banks 5101020100
ii. To Third Parties Other Than Banks 5101020200

Credit Restructuring Loss Expenses 5102000000
Productive Asset Impairment Provision Expenses
a. Securities 5103010000 b. Placements with Other Banks 5103020000
c. Loans Granted
i) To Other Banks 5103030100 ii) To Third Parties Other Than Banks 5103030200
Marketing Expenses 5104000000
Research and Development Expenses 5105000000
Administrative and General Expenses
a. Labor Expenses
i. Salaries and Wages 5106010100
ii. Honorariums 5106010200
iii. Others 5106019900
b. Education and Training Expenses 5106020000
c. Rental Expenses
i. Office Buildings 5106030100
ii. Others 5106039900
d. Depreciation/Write-off Expenses for Fixed Assets and Inventories 5106040000 e. Intangible Asset Amortization Expenses 5106050000 f. Insurance Premium Expenses 5106060000 g. Maintenance and Repair Expenses 5106070000 h. Goods and Services Expenses 5106080000
i. Taxes 5106090000
Other Expenses
a. Foreign Currency Sales Losses 5199010000 b. Securities Sales Losses 5199020000
c. Others 5199990000
Operational Profit (Loss) 3104040100
Non-operational Income 4200000000
Sales Gains
a. Fixed Assets and Inventories 4201010000 b. Foreclosed Assets (AYDA) 4201020000
Value Decline Recoveries
a. Fixed Assets and Inventories 4202010000 b. Foreclosed Assets (AYDA) 4202020000
Insurance Claim Income 4203000000
Inter-office Interest 4204000000
Exchange Rate Differences 4205000000
Others 4299000000
Non-operational Expenses 5200000000
Sales Losses/Losses Due to Loss
a. Fixed Assets and Inventories 5201010000 b. Foreclosed Assets (AYDA) 5201020000
Value Decline Losses
a. Fixed Assets and Inventories 5202010000 b. Foreclosed Assets (AYDA) 5202020000
Inter-office Interest 5203000000
Exchange Rate Differences 5204000000
Others 5299000000
Non-operational Profit (Loss) 3104040200
Current Year Profit (Loss) Before Tax 3104040300 Estimated Income Tax 5300000000 Deferred Tax Income 4400000000 Deferred Tax Expenses 5400000000 Total Current Year Profit (Loss) 3104040400

Other Comprehensive Income

Not Reclassifiable to Profit or Loss
a. Revaluation Gains on Fixed Assets 7101010000 b. Others 7101990000
c. Related Income Tax 7101980000
Reclassifiable to Profit or Loss
a. Gains (Losses) and Changes in Value of Financial Assets in the Available-for-Sale Category 7102010000 b. Others 7102990000
c. Related Income Tax 7102980000
Other Comprehensive Income After Tax 3104040500 Total Comprehensive Profit (Loss) for the Current Year 3104040600

The income statement consists of cumulative income and expense figures of the Rural Bank (BPR) from the beginning of the fiscal year to the reporting date. All profit and loss items are filled in full Rupiah amounts.

A. Operational Income
Operational income refers to all income resulting from the main business activities of the BPR, detailed as follows:

Interest Income
The items reported in this position are interest income from the BPR's fund placements in the form of productive assets, such as Government Securities (SBI), placements with other banks, and loans granted to banks and third parties other than banks. Included in this position are amortization of discounts, provisions, and transaction costs that can be directly attributed to productive assets. Inter-office interest income is not reported in this position but is reported in the non-operational income position. Interest income is detailed as follows:
a. Contractual Interest Income
Interest income received by the BPR in accordance with agreements with other parties regarding SBIs, placements with other banks, or loans granted to banks and third parties other than banks, excluding amortization of provisions or transaction costs.
i. Securities
The items reported in this position are the amortization of discounts on SBIs held by the BPR, excluding income obtained from the sale of SBIs.
ii. Placements with Other Banks
The items reported in this position are all interest income/amortization of discounts received by the BPR from placements with other banks, detailed as:
a) Demand Deposits b) Savings c) Deposits d) Certificates of Deposit
iii. Loans Granted
The items reported in this position are all interest income received by the BPR from loans granted to other banks and third parties other than banks, detailed as:
a) To Other Banks b) To Third Parties Other Than Banks b. Credit Provisions Income received by the BPR from credit provisions granted to banks and third parties other than banks. Credit provisions are recognized through amortization as referred to in the applicable financial accounting standards for BPRs. Credit provisions are reported by group as follows:
i. To Other Banks
The items reported in this position are the amortization of credit provision income granted to other banks.
ii. To Third Parties Other Than Banks
The items reported in this position are the amortization of credit provision income granted to third parties other than banks.
c. Transaction Costs -/-
Costs incurred by the BPR directly related to placements in SBIs, placements with other banks, and loans granted to other banks and third parties other than banks. Transaction costs are recognized through amortization as referred to in the applicable financial accounting standards for BPRs.
i. Securities
The items reported in this position are the amortization of transaction costs for acquiring SBIs.
ii. Loans Granted
a) To Other Banks
The items reported in this position are the amortization of transaction costs for loans granted to other banks. b) To Third Parties Other Than Banks The items reported in this position are the amortization of transaction costs for loans granted to third parties other than banks. d. Corrections to Interest Income -/- The items reported in this position are accrual interest income corrections for productive assets that have experienced a decline in quality or value.
Other Income
The items reported in this position are all operational income obtained by the BPR other than interest income. This position is detailed as follows:
a. Transaction Service Income
The items reported in this position are service income for improving services by the BPR, such as payment points and ATMs. b. Foreign Currency Sales Gains The items reported in this position are gains obtained by the BPR in connection with activities as a foreign currency trader.
c. Securities Sales Gains
The items reported in this position are gains recognized upon realization or sale of available-for-sale securities previously reported in equity. d. Receipt of Written-off Productive Assets The items reported in this position are income obtained from the receipt of productive assets that have been written off. e. Recovery of Productive Asset Impairment Provisions The items reported in this position are income obtained from the recovery of PAAP (Productive Asset Impairment Provisions) or corrections to PAAP that represent a surplus over the PAAP amount that has been formed and that is required to be formed. f. Others The items reported in this position are operational income other than interest that does not fall under letters a through e, such as income from fines obtained by the BPR and others.

B. Operational Expenses
The items reported in this position are all expenses incurred for the main business activities of the BPR, detailed as follows:

Interest Expenses
The items reported in this position are interest expenses on the BPR's fund gathering activities or loan receipts, such as savings or deposits, loans from Bank Indonesia or other banks. Interest expenses include amortization of transaction costs and loan provisions received, as well as amortization of promotion costs that can be directly attributed to savings or deposit accounts. Inter-office interest expenses are not reported in this position but are reported in the non-operational expenses position. Interest expenses are detailed as follows:
a. Contractual Interest Expenses
The items reported in this position are interest expenses based on agreements between the BPR and other banks or third parties other than banks. Contractual interest expenses do not include amortization of transaction costs.
i. Savings
The items reported in this position are interest expenses on funds from third parties other than banks in savings accounts.
ii. Deposits
The items reported in this position are interest expenses on funds from third parties other than banks in deposit accounts.
iii. Deposits from Other Banks
The items reported in this position are interest expenses on savings and/or deposit funds from other banks.
iv. Loans Received
The items reported in this position are interest expenses and discount amortization on loans received from Bank Indonesia, other banks, third parties other than banks, and/or subordinated loans.
v. Others
The items reported in this position are contractual interest expenses not included in items i through iv. Included in this position are, among others, deposit guarantee premiums. b. Transaction Costs The items reported in this position are costs incurred by the BPR to obtain funds from other banks or third parties other than banks, such as promotion costs like cash back or gifts that can be directly attributed per customer.
i. To Other Banks
The items reported in this position are the amortization of transaction costs for funds from other banks, including savings, deposits, received loans, and/or subordinated loans.
ii. To Third Parties Other Than Banks
The items reported in this position are the amortization of transaction costs for funds from third parties other than banks, including savings, deposits, received loans, and/or subordinated loans.
Credit Restructuring Loss Expenses
The items reported in this position are the amortization of loss reserves arising from the decline in value of credit due to restructuring, after being offset by excess PAAP due to credit quality improvement in the context of restructuring.
Productive Asset Impairment Provision Expenses
The items reported in this position are PAAP costs, whether in the form of loans granted or placements in other productive assets, as regulated in the BPR Capital Adequacy and PAAP POJK. This position is detailed as follows:
a. Securities b. Placements with Other Banks
c. Loans Granted:
i) To Other Banks ii) To Third Parties Other Than Banks
Marketing Expenses
The items reported in this position are costs related to the promotion of BPR banking products, such as costs for educating the public about BPR banking products, costs for giving gifts that cannot be directly attributed to customer accounts, and advertising costs for promotion.
Research and Development Expenses
The items reported in this position are costs related to research and development conducted by the BPR. Included in this position are travel and accommodation costs related to the organization of research and development conducted by the BPR, as well as research and development costs for establishing and opening BPR branch offices.
Administrative and General Expenses
These expenses consist of:
a. Labor Expenses
i. Salaries and Wages
The items reported in this position are basic salaries, wages, and allowances paid to the board of directors or daily managers for BPRs with legal status as cooperatives and BPR employees, both permanent and non-permanent, before deduction of income tax and other withholdings. If income tax is borne by the BPR, the amount is added to this position.
ii. Honorariums
Included in this position are costs for honorariums for members of the board of commissioners or supervisory board of the BPR. If income tax is borne by the BPR, the amount is added to this position.
iii. Others
The items reported in this position are all labor costs other than salaries, wages, and honorariums, such as overtime pay, health care, and incentives given to BPR employees. b. Education and Training Expenses The items reported in this position are costs related to education and training attended by members of the board of directors, members of the board of commissioners, and BPR employees, whether organized by third parties or internally by the BPR, including courses and seminars and travel and accommodation costs related to the organization of such education and training.
c. Rental Expenses
i. Office Buildings
The items reported in this position are rents paid by the BPR related to BPR operational office buildings.
ii. Others
The items reported in this position are rental expenses paid by the BPR related to equipment rental and office supply rental, and other rental expenses related to BPR operations. d. Depreciation/Write-off Expenses for Fixed Assets and Inventories The items reported in this position are depreciation or write-off expenses for fixed assets and inventories. e. Intangible Asset Amortization Expenses The items reported in this position are amortization expenses for intangible assets, such as amortization of application programs (software). f. Insurance Premium Expenses The items reported in this position are insurance expenses for BPR coverage, such as insurance for fixed assets and inventories, labor insurance, and cash insurance expenses. If insurance premiums are paid in advance, the unamortized or unbilled amount is reported in the other assets position. g. Maintenance and Repair Expenses The items reported in this position are maintenance and repair costs incurred by the BPR for the maintenance and/or repair of fixed assets and inventories owned or leased by the BPR. h. Goods and Services Expenses The items reported in this position are costs incurred by the BPR related to the receipt or use of goods and services, such as electricity, water, telephone, internet network, stationery, printing, travel, accommodation, newspapers, and magazines.
i. Taxes
The items reported in this position are taxes paid by the BPR, such as land and building tax and vehicle tax owned by the BPR, excluding income tax.
Other Expenses
The items reported in this position are operational expenses that cannot be grouped into items 1 through 6. This position is detailed as follows:
a. Foreign Currency Sales Losses
The items reported in this position are losses obtained by the BPR related to activities as a foreign currency trader. b. Securities Sales Losses The items reported in this position are losses recognized upon realization or sale of available-for-sale securities previously reported in equity.
c. Others
The items reported in this position are operational expenses that cannot be grouped into letters a and b, including levies paid by the BPR to the Financial Services Authority (OJK).

C. Operational Profit (Loss)
The items reported in this position are the positive (negative) difference between operational income and operational expenses.

D. Non-operational Income
The items reported in this position are all income originating from activities that are not the main business activities of the BPR, detailed as follows:

Sales Gains
The items reported in this position are gains from the sale of fixed assets and inventories owned by the BPR. This position also includes the results of execution or sale of collateral handed over by debtors to the BPR (Foreclosed Assets/AYDA).
Value Decline Recoveries
The items reported in this position are the recovery of fair value for fixed assets and inventories owned by the BPR that had previously experienced a decline in value. This position includes the recovery of fair value for collateral handed over by debtors to the BPR (Foreclosed Assets/AYDA).
Insurance Claim Income
The items reported in this position are income originating from the receipt of insurance claims.
Inter-office Interest
The items reported in this position are interest income originating from inter-office transactions.
Exchange Rate Differences
The items reported in this position are exchange rate gains in the form of a surplus between the recorded value of foreign currency based on the Bank Indonesia middle exchange rate on the reporting date and the previously recorded value.
Others
The items reported in this position are non-operational income that cannot be grouped into items 1 through 5. Included in this position is income obtained from the receipt of productive assets that have been written off.

E. Non-operational Expenses
The items reported in non-operational expenses are costs incurred for activities that are not the main business activities of the BPR, detailed as follows:

Sales Losses/Losses Due to Loss
The items reported in this position are losses from the sale or loss of fixed assets and inventories owned by the BPR. Included in this position are the sale or loss of collateral handed over by debtors to the BPR (Foreclosed Assets/AYDA).
Value Decline Losses
The items reported in this position are losses from the decline in fair value of fixed assets and inventories owned by the BPR. Included in this position is the decline in fair value of collateral handed over by debtors to the BPR (Foreclosed Assets/AYDA).
Inter-office Interest
The items reported in this position are interest expenses on funds originating from inter-office transactions.
Exchange Rate Differences
The items reported in this position are exchange rate losses in the form of a deficit between the recorded value of foreign currency based on the Bank Indonesia middle exchange rate on the reporting date and the previously recorded value.
Others
The items reported in this position are non-operational costs that cannot be grouped into items 1 through 4, such as administrative sanctions in the form of fines for violations and donations given by the BPR.

F. Non-operational Profit (Loss)
The items reported in this position are the positive (negative) difference between non-operational income and non-operational expenses.

G. Current Year Profit (Loss) Before Tax
The items reported in this position are the positive (negative) difference between all operational and non-operational income minus operational and non-operational expenses.

H. Estimated Income Tax
The items reported in this position are the estimated income tax for the current year as regulated in tax legislation, which becomes an expense of the current year's profit.

I. Deferred Tax Income

Deferred Tax Income
The items reported in this position are income originating from fiscal corrections referring to the financial accounting standards applicable to BPRs.
Deferred Tax Expenses
The items reported in this position are expenses originating from fiscal corrections referring to the financial accounting standards applicable to BPRs.

J. Total Current Year Profit (Loss)
The items reported in this position are the current year's net profit after deducting estimated income tax or the current year's total loss.

K. Other Comprehensive Income

Not Reclassifiable to Profit or Loss
a. Revaluation Gains on Fixed Assets
The items reported in this position are revaluation gains on fixed assets referring to the financial accounting standards applicable to BPRs. b. Others The items reported in this position are other comprehensive income that will not be reclassified to profit or loss other than letter a, referring to the financial accounting standards applicable to BPRs.
c. Related Income Tax
The items reported in this position are income tax related to other comprehensive income that will not be reclassified to profit or loss, referring to the financial accounting standards applicable to BPRs.
Reclassifiable to Profit or Loss
a. Gains (Losses) and Changes in Value of Financial Assets in the Available-for-Sale Category The items reported in this position are gains (losses) and changes in value of financial assets in the available-for-sale category, referring to the financial accounting standards applicable to BPRs. b. Others The items reported in this position are other comprehensive income that will be reclassified to profit or loss other than letter a, referring to the financial accounting standards applicable to BPRs.
c. Related Income Tax
The items reported in this position are income tax related to other comprehensive income that will be reclassified to profit or loss, referring to the financial accounting standards applicable to BPRs.

L. Other Comprehensive Income After Tax
The items reported in this position are the total comprehensive income for the current year.

M. Total Comprehensive Profit (Loss) for the Current Year The items reported in this position are the sum of current year profit (loss) with other comprehensive income after tax.

FORM 02.00 – 2
EXPLANATION OF INCOME STATEMENT

FORM 03.00 – 1
CASH IN FOREIGN CURRENCY LIST
I II III IV V
Office Code
Type
Foreign Currency
Nominal
Middle Exchange Rate (Rp)
Rupiah Value
TOTAL

COLUMN
I. Office Code
Filled with the BPR office code.
II. Type of Foreign Currency
Refers to Appendix 04 – List of Foreign Currency Codes
III. Nominal
Filled with full units up to 2 (two) decimal digits behind the comma according to the foreign currency value (original currency).
IV. Middle Exchange Rate (Rp)
Filled with full units up to 2 (two) decimal digits behind the comma.
V. Rupiah Value
Filled in full Rupiah amounts.

FORM 03.00 – 2
CODES FOR CASH IN FOREIGN CURRENCY LIST

FORM 03.00 – 3
EXPLANATION OF CASH IN FOREIGN CURRENCY LIST
Cash in foreign currency (valas) refers to foreign banknotes, foreign coins, and valid travellers cheques owned by the BPR as a foreign currency trader. The cash in foreign currency list is detailed as follows:
I. Office Code
The items reported in this column are the BPR office code.
II. Type of Foreign Currency
The items reported in this column are the types of foreign currency traded by the BPR as a foreign currency trader in the form of foreign banknotes, foreign coins, and valid travellers cheques.
III. Nominal
The items reported in this column are the foreign currency value (original currency) before being converted to Rupiah, owned by the BPR on the reporting date.
IV. Middle Exchange Rate (Rp)
The items reported in this column are the middle exchange rate available in the Bank Indonesia system on the reporting date. If the middle exchange rate is not available, the reported value is the purchase rate plus the selling rate on the reporting date divided by two (average).
V. Rupiah Value
The items reported in this column are the result of multiplying the nominal by the middle exchange rate.

FORM 04.00 – 1
SECURITIES LIST
I II III IV V VI
Office Code
Classification
Interest Rate
Maturity
Nominal
Nominal Pledged
Start Date
Maturity Date
TOTAL

FORM 04.00 – 1
SECURITIES LIST
VII VIII IX X XI
Acquisition Cost
Unamortized Discount/Premium
Unamortized Transaction Costs
Unrealized Profit/Loss
Amortized Acquisition Cost/Fair Value

COLUMN CODES
I. Office Code
Filled with the BPR office code.
II. Classification

Available for sale 1
Held to maturity 2
III. Interest Rate
Filled with the annual interest rate percentage up to 2 (two) decimal digits behind the comma.
IV. Maturity
Filled with the start date and maturity date. DD-MM-YYYY
V. Nominal
Filled in full Rupiah amounts.
VI. Nominal Pledged
Filled in full Rupiah amounts.
VII. Acquisition Cost
Filled in full Rupiah amounts.
VIII. Unamortized Discount/Premium
Filled in full Rupiah amounts.
IX. Unamortized Transaction Costs
Filled in full Rupiah amounts.
X. Unrealized Profit/Loss
Filled in full Rupiah amounts.
XI. Amortized Acquisition Cost/Fair Value
Filled in full Rupiah amounts.

FORM 04.00 – 2
CODES FOR SECURITIES LIST

FORM 04.00 – 3
EXPLANATION OF SECURITIES LIST
Securities are debt acknowledgment instruments owned by the BPR, including bearer instruments in Rupiah issued with a discount system by Bank Indonesia as short-term debt acknowledgments owned by the BPR. The list of securities is detailed as follows:

I. Office Code
The code reported in this column is the BPR office code.

II. Classification
The code reported in this column is the classification of securities owned by the BPR, determined based on the intent to hold the securities. Securities classification for BPR is divided into available for sale and held to maturity.

Available for Sale
The code reported in this column is the classification of securities when the BPR has the intent to hold securities for an indefinite period and intends to sell securities for liquidity needs or changes in the BPR's funding sources.
Held to Maturity
The code reported in this column is the classification of securities when the BPR has the intent to hold securities until maturity.

III. Interest Rate
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on Interest Rates.

IV. Term
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on Terms.

V. Nominal
The code reported in this column is the value stated in the security or the value to be received at maturity.

VI. Collateral Nominal
The code reported in this column is the value of securities pledged to other parties.

VII. Acquisition Cost
The code reported in this column is the cash value of purchasing securities. The acquisition cost for securities in the available for sale classification and securities held to maturity is nominal minus discount or plus premium and plus transaction costs. In the event that securities in the available for sale classification are held by the BPR for a short period (less than one year), the acquisition cost may be reported net after discount is deducted or premium is added, and transaction costs are expensed directly in the period they occur.

VIII. Unamortized Discount/Premium
The code reported in this column is the value of discount or premium that has not been amortized for securities owned by the BPR. This column is not filled for securities in the available for sale classification held by the BPR for a short period (less than one year).

IX. Unamortized Transaction Costs
The code reported in this column is costs that have not been amortized as a result of acquiring securities, including recording costs, registration costs, commission fees, and broker fees (brokerage fee). This column is not filled for securities in the available for sale classification held by the BPR for a short period (less than one year).

X. Unrealized Profit/Loss
For securities in the available for sale classification, this column is filled with the difference between fair value in the reporting month and acquisition cost. This column is not filled for securities in the held to maturity classification.

XI. Amortized Acquisition Cost/Fair Value
The code reported in this column is:

For securities in the held to maturity classification, this column is filled with nominal value minus unamortized discount or plus unamortized premium and plus unamortized transaction costs.
For securities in the available for sale classification, this column is filled with fair value in the reporting month.

FORM 05.00 – 1
LIST OF DEPOSITS IN OTHER BANKS
Office Code Bank Code Bank Location Type of Relationship with Bank Term Start Date Maturity Date Interest Rate Nominal Amount Blocked/Pledged Reason for Blocking PPAP Formed Interest Income to be Received Interest Income in Settlement Status of Individual BMPK TOTAL

FORM 05.00 – 1
LIST OF DEPOSITS IN OTHER BANKS
VIII IX X XI XII XIII XIV XV
Interest Rate Nominal Amount Blocked/Pledged Reason for Blocking PPAP Formed Interest Income to be Received Interest Income in Settlement Status of Individual BMPK TOTAL

FORM 05.00 – 2
CODES FOR LIST OF DEPOSITS IN OTHER BANKS
COLUMN CODE
I. Office Code
Filled with the BPR office code.

II. Bank Code
For BPR/BPRS conducting transactions with BPR, filled with 6 (six) digits of the BPR/BPRS code as found in the Financial Services Authority Reporting System. For commercial banks including Islamic business units or Islamic branches of commercial banks, or Islamic commercial banks, the bank code is reported by referring to the code as found in the Financial Services Authority Reporting System.

III. Bank Location
Refer to Appendix 03 – List of Regency or City Codes.

IV. Type

Checking 10
Savings
a. General 20 b. Special 25
Time Deposit
a. General 30 b. Special 35
Certificate of Deposit 40

V. Relationship with Bank

Related 12
Unrelated 20

VI. Term
Filled with start date and maturity date. DD-MM-YYYY

VII. Quality

Performing (Lancar) 1
Special Attention (Kurang Lancar) 3
Non-Performing (Macet) 5

VIII. Interest Rate
Filled with the annual interest rate percentage up to 2 (two) decimal digits after the comma.

IX. Amount
Filled in full Rupiah.

X. Blocked/Pledged Nominal
Filled in full Rupiah.

XI. Reason for Blocking

Escrow Account 01
Cash Collateral 02
Others 99

XII. PPAP Formed
Filled in full Rupiah.

XIII. Interest Income to be Received
Filled in full Rupiah.

XIV. Interest Income in Settlement
Filled in full Rupiah.

XV. Status of Individual BMPK

Not Violating and Not Exceeding 00
Violating Individual 11
Exceeding Individual 21

Deposits in other banks are BPR fund placements in other banks in the form of checking, savings, time deposits, certificates of deposit, and/or other similar fund placements.

I. Office Code
The code reported in this column is the BPR office code.

II. Bank Code
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on Bank Codes.

III. Bank Location
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on Locations.

IV. Type
The code reported in this column is the BPR claim against other banks, detailed as follows:

Checking
The code reported in this position is deposits in the name of the BPR in commercial banks that can be withdrawn at any time using checks, checking orders, other payment order instruments, or through book transfers.
Savings
The code reported in this position is deposits in the name of the BPR in other banks that can only be withdrawn under specific agreed terms, but cannot be withdrawn using checks, checking orders, or other instruments equivalent to them. Savings consist of:
a. General savings, including term savings. b. Special savings, which are deposits in other banks functioning as a supervisory institution for fund pooling (pooling of fund), including to overcome liquidity difficulties.

FORM 05.00 – 3
EXPLANATION OF LIST OF DEPOSITS IN OTHER BANKS
3. Time Deposit
The code reported in this position is deposits in the name of the BPR in other banks that can only be withdrawn at specific times based on agreements between the BPR and the other bank. Time deposits consist of:
a. General time deposits. b. Special time deposits, which are deposits in other banks functioning as a supervisory institution for fund pooling (pooling of fund), including to overcome liquidity difficulties.
4. Certificate of Deposit
The code reported in this position is bearer deposits whose proof of deposit can be traded via discount, issued by commercial banks and owned by the BPR. Certificates of deposit are recorded at nominal value minus unamortized discount. This category includes:
a. Certificates of deposit owned by the BPR that are pledged and/or used as collateral; and/or b. Certificates of deposit owned by the BPR that have matured.

V. Relationship with Bank
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on Relationship with Banks.

VI. Term
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on Terms.

VII. Quality
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on Quality.

VIII. Interest Rate
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on Interest Rates.

IX. Amount
The code reported in this column is the balance of each type of deposit at the reporting date.

X. Blocked/Pledged Nominal
The code reported in this column is the value of deposits in other banks that are blocked for specific purposes so that they cannot be withdrawn at any time. Specifically for certificates of deposit, this value is filled with the value of certificates of deposit pledged to other parties.

XI. Reason for Blocking
The code reported in this column is the reason for blocking deposits in other banks, consisting of:
a. Escrow Account
Filled with code 01 in the event that blocking of deposits in other banks is done for an escrow account. b. Cash Collateral Filled with code 02 in the event that blocking of deposits in other banks is done for collateral (cash collateral).
c. Others
Filled with code 99 in the event that blocking of deposits in other banks is done for reasons other than letters a and b.

XII. PPAP Formed
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on PPAP Formed.

XIII. Interest Income to be Received
The code reported in this column is interest income from deposits in other banks with performing quality that has been recognized as income, but payment has not yet been received by the BPR as of the reporting date. The amount in this column must match Form 09.00 - Detail Other Assets position Interest Income to be Received.

XIV. Interest Income in Settlement
The code reported in this column is interest income in settlement in the form of interest from deposits in other banks with special attention and non-performing quality (non-performing) that has been reclassified into administrative accounts through corrections to interest income. This position must match Form 01.01 - Administrative Accounts Position Interest Income in Settlement.

XV. Status of Individual BMPK
The code reported in this column is the status code of individual BMPK of the BPR or BPRS receiving the BPR deposit. This column is left blank for deposits in commercial banks. The calculation of BMPK is as regulated in POJK BMPK BPR with status:

Not Violating and Not Exceeding
Filled with code 00 in the event that fund provision to parties conducting transactions with the BPR does not violate and does not exceed BMPK.
Violating Individual
Filled with code 11 in the event that fund provision to parties conducting transactions with the BPR violates BMPK.
Exceeding Individual
Filled with code 21 in the event that fund provision to parties conducting transactions with the BPR exceeds BMPK.

FORM 06.00 – 1
LIST OF CREDIT GRANTED
I II III IV V VI VII VIII IX X
Office Code CIF No. Identity No. Credit Group Code Account No. Type Restructuring Status Usage Type Relationship with Bank Funding Source Repayment

FORM 06.00 – 1
LIST OF CREDIT GRANTED
XI XII XIII XIV XV XVI XVII
Payment Period Term First Principal Installment Quality Date of Default Start Date Number of Days of Arrears Nominal Arreals Principal Interest Date of Start Date Maturity Date Principal Interest TOTAL

FORM 06.00 – 1
LIST OF CREDIT GRANTED
XVIII XIX XX XXI XXII XXIII XXIV XXV
Type of Debtor Bank Code Economic Sector Business Category Location of Usage Interest Rate Guarantor Collateral Value Considered for PPAP Percentage Calculation Method Guarantor Group Liquid Non-Liquid

FORM 06.00 – 1
LIST OF CREDIT GRANTED
XXVI XXVII XXVIII XXIX XXX XXXI XXXII XXXIII
Waiver Withdrawal Limit Debit Balance Unamortized Provision Unamortized Transaction Costs Interest Income Deferred in Restructuring Restructuring Loss Reserve Net Debit Balance

FORM 06.00 – 1
LIST OF CREDIT GRANTED
XXXIV XXXV XXXVI XXXVII
PPAP Interest Income to be Received Interest Income in Settlement Formed Status of BMPK Excess PPAP in Restructuring

FORM 06.00 – 2
CODES FOR LIST OF CREDIT GRANTED
COLUMN CODE
I. Office Code
Filled with the BPR office code.

II. CIF No.
Filled with the debtor's CIF number.

III. Identity No.
Filled with the debtor's identity number.

IV. Credit Group Code
Filled with the credit group code.

V. Account No.
Filled with the credit facility account number.

VI. Type

Joint Financing (Syndication) 01
Distributed Through Banks/Other Financial Institutions 02
Directly to the Relevant BPR Debtor 03
Cooperation with Non-Bank Financial Institutions for Redistribution to MSMEs
Others 99

VII. Restructuring Status

Not Restructured 10
Restructuring 1 20
Restructuring 2 21
Restructuring 3 22

VIII. Usage Type

Working Capital 10
Investment 20
Consumption
a. Home Ownership Credit (KPR) with first lien encumbrance b. KPR other than that referred to in letter a 32
c. Motor Vehicle Ownership Credit 35
d. Other consumption credit 39

IX. Relationship with Bank

Related for welfare purposes 11
Related others 12
Unrelated 20

X. Funding Source for Repayment

Salary/Honorarium 10
Business
a. Subsidized 21 b. Non-subsidized 22
Others
a. Subsidized 31 b. Non-subsidized 32

XI. Principal and Interest Payment Period

Daily 1
Weekly 2
Monthly 3
Quarterly 4
Semi-annually 5
Annually 6
Lump Sum 7
At any time 8

XII. Term
Filled with start date and maturity date. DD-MM-YYYY

XIII. First Principal Installment
Filled with the date of the first principal installment. DD-MM-YYYY

XIV. Quality

Performing (Lancar) 1
Special Attention (Dalam Perhatian Khusus) 2
Substandard (Kurang Lancar) 3
Doubtful (Diragukan) 4
Loss (Macet) 5

XV. Date of Default Start
Filled with the date the credit is declared to have default quality.
DD-MM-YYYY

XVI. Number of Days of Principal and/or Interest Arrears
Filled with the number of days of principal and/or interest arrears, minimum 0 (zero).

XVII. Nominal of Principal and Interest Arreals
Filled in full Rupiah.

XVIII. Type of Debtor
Refer to Appendix 02 – List of Counterparty Codes.

XIX. Bank Code
For BPR/BPRS conducting transactions with BPR, filled with 6 (six) digits of the BPR/BPRS code as found in the Financial Services Authority Reporting System. For commercial banks including Islamic business units or Islamic branches of commercial banks, or Islamic commercial banks, the bank code is reported by referring to the code as found in the Financial Services Authority Reporting System.

XX. Economic Sector
Filled with the economic sector referring to Appendix 05 – List of Economic Sector Codes.

XXI. Business Category

Micro 1
Small 2
Medium 3
Other than Micro, Small, and Medium 4

XXII. Location of Usage
Refer to Appendix 03 – List of Regency or City Codes.

XXIII. Interest Rate

Percentage
Filled with the annual interest rate percentage up to 2 (two) decimal digits after the comma.
Calculation Method
a. Flat Interest

Fixed 11
Floating 12
b. Non-Flat Interest
Fixed 21
Floating 22

XXIV. Guarantor

Guarantor Group
Refer to Appendix 02 – List of Counterparty Codes.
Guaranteed Portion
Filled with the percentage of the guaranteed portion up to 2 (two) decimal digits after the comma.
The guaranteed portion is at most 100% (one hundred percent).

XXV. Collateral Value Considered for PPAP

Liquid
Filled in full Rupiah.
Non-Liquid
Filled in full Rupiah.

XXVI. Waiver Withdrawal
Filled in full Rupiah.

XXVII. Limit

Initial
Filled in full Rupiah.
Effective
Filled in full Rupiah.

XXVIII. Debit Balance
Filled in full Rupiah.

XXIX. Unamortized Provision
Filled in full Rupiah.

XXX. Unamortized Transaction Costs
Filled in full Rupiah.

XXXI. Interest Income Deferred in Restructuring
Filled in full Rupiah.

XXXII. Restructuring Loss Reserve
Filled in full Rupiah.

XXXIII. Net Debit Balance
Filled in full Rupiah.

XXXIV. PPAP

Formed
Filled in full Rupiah.
Excess PPAP in Restructuring
Filled in full Rupiah.

XXXV. Interest Income to be Received
Filled in full Rupiah.

XXXVI. Interest Income in Settlement
Filled in full Rupiah.

XXXVII. Status of BMPK

Not Violating and Not Exceeding 00
Violating
a. Violating Individual 11 b. Violating Group 12
c. Violating Individual and Group 13
Exceeding
a. Exceeding Individual 21 b. Exceeding Group 22
c. Exceeding Individual and Group 23

FORM 06.00 – 3
EXPLANATION OF LIST OF CREDIT GRANTED
Credit is the provision of money or claims that can be equated with it, based on a loan agreement between the BPR and other parties, which obligates the borrower to repay the debt after a certain period with the provision of interest. Included in the reporting on this form are credits with a zero balance but not yet matured, and credits that have matured but have a debit balance.

I. Office Code
The code reported in this position is the BPR office code.

II. CIF No.
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on CIF No.

III. Identity No.
Filled with the identity number of the debtor who receives credit facilities from the BPR, which is the National ID Number (NIK) if the debtor is an individual, or the Taxpayer Identification Number (NPWP) if the debtor is a legal entity.

IV. Credit Group Code
The credit group code is the group information number of unrelated borrower groups. The BPR fills this column when the debtor is a member of an unrelated borrower group as regulated in POJK BMPK BPR. In this reporting, each credit group code column is filled with a unique code in numeric and/or alphabetic format, as follows:

This column is filled with the credit group code.
Each credit group code must be unique for each borrower group (1 (one) credit group code number for each 1 (one) borrower group).
The credit group code must not change while there are at least 2 (two) debtors who are members of unrelated borrower groups recorded in the BPR Monthly Report.
A credit group code used by 1 (one) credit group must not be used for other groups (no reuse/no recycle).
If the credit group code contains characters other than numbers and/or letters, those characters do not need to be included.
Filling this column is exempted for credits with a core-plasma partnership pattern or bank-community group development relationship (PHBK) patterns as regulated in POJK BMPK BPR.

V. Account No.
In this reporting, each credit facility account is filled with 1 (one) unique account number (must not be the same) for each credit facility account granted to customers. This account number must match the account number in SLIK reporting. The code reported in this column uses numeric and/or alphabetic format. If the account number contains characters other than letters and/or numbers, those characters do not need to be included.

VI. Type

Joint Financing (Syndication)
The code reported in this column is credit granted to customers equal to the BPR's portion in the event that credit to customers is funded jointly by 2 (two) or more banks or other financing companies and the BPR acts as the lead bank or member.
Distributed Through Banks/Other Financial Institutions
The code reported in this column is credit granted that is distributed through banks or non-bank financial service institutions to be re-lent to customers.
Directly to the Relevant BPR Debtor
The code reported in this column is credit granted directly by the BPR to the debtor.
Cooperation with Non-Bank Financial Institutions for Redistribution to MSMEs
The code reported in this column is credit granted to non-bank financial service institutions for cooperation in distributing credit to MSME customers of non-bank financial service institutions.
Others
The code reported in this column is credit granted to customers based on agreements that cannot be grouped into numbers 1 through 4, including credit granted to non-bank financial service institutions to be redistributed to customers other than MSMEs.

VII. Restructuring Status
The code reported in this column is the credit restructuring status code:

Not Restructured
Filled with code 10 for credits that are not restructured.
Restructuring 1
Filled with code 20 for credits that have been restructured 1 (one) time.
Restructuring 2
Filled with code 21 for credits that have been restructured 2 (two) times.
Restructuring 3
Filled with code 22 for credits that have been restructured at least 3 (three) times.

VIII. Usage Type
The code reported in this column is the type of credit usage according to the purpose of credit usage, detailed as follows:

Working Capital
The code reported in this column is credit intended for the debtor's working capital.
Investment
The code reported in this column is credit intended for the purchase of capital goods and/or services required, including renovation, expansion, relocation of business, and/or establishment of new business. This includes the purchase of facilities and/or infrastructure for business activities such as purchasing motor vehicles for productive businesses, including public transportation and motorcycle taxis.
Consumption
The code reported in this column is credit granted for consumption purposes in the form of goods and/or services, detailed as follows:
a. Home Ownership Credit (KPR) guaranteed with first lien encumbrance. This includes apartment ownership credit (KPA) intended for occupancy; b. KPR other than that referred to in letter a;
c. Motor Vehicle Ownership Credit; and/or
d. Other consumption credit.
In the event that credit is used for more than 1 (one) usage type, this column is filled with the usage type code having the largest portion.

IX. Relationship with Bank
Refer to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on Relationship with Banks, detailed as follows:

Code 11 in the event that the debtor is a related party of the BPR for welfare purposes.
Code 12 in the event that the debtor is a related party of the BPR other than number 1.
Code 13 in the event that the debtor is not included as a related party of the BPR.

X. Funding Source for Repayment
The code reported in this column is the source of funds used by the debtor to repay credit, detailed as follows:

Salary/Honorarium
The code reported in this column is income received by the debtor, including as civil servants, private employees, or contractors.
Business
The code reported in this column is income received from the debtor's business activities.

a. Subsidi
Funds reported in this column are businesses that receive principal and/or interest subsidies from government institutions and/or other institutions. b. Nonsubsidi Funds reported in this column are businesses that do not receive principal and/or interest subsidies from government institutions and/or other institutions.

Others
Funds used by the debtor to repay loans that cannot be grouped into items 1 and 2. a. Subsidi Funds reported in this column are principal and/or interest subsidies from government institutions and/or other institutions. b. Nonsubsidi Funds reported in this column are sources of funds other than from government institutions and/or other institutions.

XI. Payment Period for Principal and Interest
Funds reported in this column are the periods in which the debtor makes principal and interest installment payments, detailed as follows:

Daily
Daily payment period duration.
Weekly
Payment period duration of at least 2 (two) days and at most 1 (one) week.
Monthly
Payment period duration of more than 1 (one) week and at most 1 (one) month.
Quarterly
Payment period duration of more than 1 (one) month and at most 3 (three) months.
Semi-annually
Payment period duration of more than 3 (three) months and at most 6 (six) months.
Annually
Payment period duration of more than 6 (six) months and at most 1 (one) year.
Lump Sum
Payment is made when the loan matures.
Anytime
Payment period with an unspecified duration, including loans with current account facilities.
If the payment period for principal and interest varies, reporting is done according to the specified variation of the period. Example:
If principal and interest payments are made monthly in the first year and quarterly in subsequent years, the first year is filled with monthly and subsequent years with quarterly.

XII. Loan Tenor
Refers to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Loan Tenor.

XIII. First Principal Installment

For loans with installments, filled with the due date of the first principal installment payment.
For loans granted with a grace period, filled with the date of the first principal installment payment after the grace period.
For loans without principal installments, the date, month, and year columns are filled with 00.

XIV. Quality
Refers to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Quality.

XV. Date of Default
Funds reported in this column are the date the loan is declared to have a default quality.

XVI. Number of Days of Principal and/or Interest Arrears
Funds reported in this column are the number of days the debtor has not made principal and/or interest installment payments from the payment obligation date to the report date.

XVII. Nominal Amount of Principal and/or Interest Arrears
Funds reported in this column are the nominal amount of principal and/or interest arrears of the loan granted.

XVIII. Debtor Type
Refers to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Debtor Type.

XIX. Bank Code
Refers to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Bank Code.

XX. Economic Sector
Filled with the economic sector referring to Appendix 06 – List of Economic Sector Codes.

XXI. Business Category

Micro
Funds reported in this item are businesses owned by individuals and/or sole proprietorships with micro business criteria, namely having net assets of at most Rp50,000,000.00 (fifty million rupiah) excluding land and buildings used for business, or having annual sales results of at most Rp300,000,000.00 (three hundred million rupiah) as regulated in the Law on Micro, Small, and Medium Enterprises.
Small
Funds reported in this item are productive economic businesses that stand alone, conducted by individuals or business entities that are not subsidiaries or branches of medium or large businesses owned, controlled, or part of, directly or indirectly, by medium or large businesses with small business criteria, namely having net assets of more than Rp50,000,000.00 (fifty million rupiah) up to at most Rp500,000,000.00 (five hundred million rupiah) excluding land and buildings used for business, or having annual sales results of more than Rp300,000,000.00 (three hundred million rupiah) up to at most Rp2,500,000,000.00 (two billion five hundred million rupiah) as regulated in the Law on Micro, Small, and Medium Enterprises.
Medium
Funds reported in this item are productive economic businesses that stand alone, conducted by individuals or business entities that are not subsidiaries or branches of small or large businesses owned, controlled, or part of, directly or indirectly, with medium business criteria, namely having net assets of more than Rp500,000,000.00 (five hundred million rupiah) up to at most Rp10,000,000,000.00 (ten billion rupiah) excluding land and buildings used for business, or having annual sales results of more than Rp2,500,000,000.00 (two billion five hundred million rupiah) up to at most Rp50,000,000,000.00 (fifty billion rupiah) as regulated in the Law on Micro, Small, and Medium Enterprises.
Other than Micro, Small, and Medium
Funds reported in this item are businesses that do not meet the micro, small, and medium business criteria as referred to in items 1 to 3. Business categories are determined based on net asset value or annual sales results. Net assets as referred to in items 1 to 3 are determined based on the result of subtracting total assets (excluding land and buildings used for business) from liabilities. If the debtor's net asset value is negative, the business category is determined based on annual sales results. If there is a difference between the business category based on net assets and the business category based on annual sales results, the business category is determined based on the lowest business category.

XXII. Location of Use
Filled with the regency or city where the debtor's business or project is located.

XXIII. Interest Rate

Percentage
Funds reported in this column are the annual interest rate or annualized rate based on the credit agreement between the BPR and the relevant debtor.
Calculation Method
Funds reported in this column are the method used by the BPR in calculating interest on granted loans, whether based on the credit limit or outstanding balance. The interest calculation method is detailed as follows:
a. Flat Interest
Funds reported in this column are the method used by the BPR to determine credit installment interest based on the flat interest calculation method, including annuity. Types of flat interest are:

Fixed
Interest rate does not change during the loan tenure.
Floating
Interest rate changes during the loan tenure according to market interest rates. b. Non-Flat Interest Funds reported in this column are the method used by the BPR to determine credit installment interest based on the outstanding balance. Non-flat interest types are:
Fixed
Interest rate does not change during the loan tenure.
Floating
Interest rate changes during the loan tenure according to market interest rates.

XXIV. Guarantor

Guarantor Group
Funds reported in this column are the guarantor parties that issue guarantees for loans granted by the BPR.
Insurance on loan collateral is not included in this category.
Details of Guarantor Groups are:
a. Bank
Refers to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Banks. b. Third Party Non-Bank Refers to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Third Party Non-Banks.
c. Life Insurance
Funds reported in this column are life insurance organized by insurance companies meeting the criteria as regulated in POJK KPMM BPR. d. Credit Insurance Funds reported in this column are general insurance companies and/or guarantee companies other than SOEs or Local Government-Owned Enterprises that provide guarantees for fulfilling financial obligations in case the debtor is unable to fulfill their obligations. e. No Guarantor Funds reported in this column are guarantors not included in the guarantor groups as referred to in letters a to d, or no guarantor.
Guaranteed Portion
Funds reported in this column are the percentage guaranteed from the loan granted.

XXV. Collateral Value Calculated for PPAP
Funds reported in this column are the total value of collateral that can be calculated as a reduction in the formation of PPAP as regulated in POJK KAP and PPAP BPR. Collateral value calculated for PPAP is detailed as collateral that is:

Liquid
Liquid collateral means SBI, bonds issued by the Government of the Republic of Indonesia, savings and/or deposits blocked at the relevant BPR accompanied by a withdrawal power of attorney, and/or precious metals accompanied by a pledge power of attorney.
Non-Liquid
Non-liquid collateral means collateral not included in liquid collateral.

XXVI. Undrawn Limit
Funds reported in this column are credit facilities at the BPR that are still available to the debtor and have not been drawn.

XXVII. Limit

Initial
Funds reported in this column are the maximum loan amount based on the credit agreement.
Effective
Funds reported in this column are the maximum loan amount based on the credit agreement for loans without principal installments or the limit position on the report date for loans with installments (loans with declining limits).

XXVIII. Outstanding Balance
Funds reported in this column are the outstanding balance of loans granted based on the agreement at the report month position. If the account has a credit balance, that balance is not reported in this column but reported in the immediate liability item. In case loans granted are loans without principal installments with a nil balance but still have credit facilities and have not matured, they are still reported in this column with an outstanding balance of 0 (zero). In case loans without principal installments have a nil balance because no withdrawal has been made, the BPR reports in this column with the number 0 (zero).

XXIX. Unamortized Provision
Funds reported in this column are the portion of provisions that have not yet become interest income for the current period over loans granted.

XXX. Unamortized Transaction Costs
Funds reported in this column are the portion of transaction costs that have not yet been amortized and have not yet become a reduction in interest income for the current period over loans granted.

XXXI. Deferred Interest Income in the Framework of Restructuring
Funds reported in this column are deferred income in the framework of credit restructuring conducted by capitalizing interest arrears into the principal loan.

XXXII. Restructuring Loss Reserves
Funds reported in this column are the difference between the estimated future cash flow value based on the restructuring agreement with a certain discount rate and the loan outstanding balance before restructuring.

XXXIII. Net Outstanding Balance
Funds reported in this column are the loan outstanding balance after subtracting unamortized provisions and adding unamortized transaction costs, and subtracting deferred interest income in the framework of credit restructuring and restructuring loss reserves.

XXXIV. PPAP

Formed
Funds reported in this column are PPAP formed by the BPR as regulated in POJK KAP and PPAP BPR.
Excess PPAP in the Framework of Restructuring
Funds reported in this column are excess PPAP on loans that have been restructured due to PPAP recovery that is greater than restructuring losses. Excess PPAP can be recognized as PPAP recovery income in the framework of restructuring by meeting the requirements as regulated in POJK KAP and PPAP BPR.

XXXV. Interest Income to be Received
Funds reported in this column are interest income from loans granted with performing quality (performing) that have been recognized as income but payment has not yet been received by the BPR on the report date. This column must correspond to Form 09.00 – Detail of Other Assets Item Interest Income to be Received.

XXXVI. Interest Income in Settlement
Funds reported in this column are interest from loans granted with quality other than performing and in special attention (non-performing) that have been reclassified into administrative accounts by making corrections to interest income. This column must correspond to Form 01.01 – Administrative Accounts Item Interest Income in Settlement.

XXXVII. BMPK Status
Funds reported in this column are the debtor's BMPK status code. For loans granted to BPR or BPRS, the BMPK status on loans granted must be the same as the BMPK status on placements in other banks. BMPK calculation as referred to in POJK BMPK BPR with status:

Not Violating and Not Exceeding
Filled with code 00 in case the provision of funds to parties conducting transactions with the BPR does not violate and exceed BMPK.
Violating
a. Violating Individually
Filled with code 11 in case the provision of funds to parties conducting transactions with the BPR violates BMPK individually. b. Violating as a Group Filled with code 12 in case the provision of funds to parties conducting transactions with the BPR violates BMPK as a group of borrowers.
c. Violating Individually and as a Group
Filled with code 13 in case the provision of funds to parties conducting transactions with the BPR violates BMPK both individually and as a group of borrowers.
Exceeding
a. Exceeding Individually
Filled with code 21 in case the provision of funds to parties conducting transactions with the BPR exceeds BMPK individually. b. Exceeding as a Group Filled with code 22 in case the provision of funds to parties conducting transactions with the BPR exceeds BMPK as a group of borrowers.
c. Exceeding Individually and as a Group
Filled with code 23 in case the provision of funds to parties conducting transactions with the BPR exceeds BMPK both individually and as a group of borrowers.

FORM 06.01 – 1
COLLATERAL LIST
I II III IV V VI VII VIII
Bank Code
Register Code/
Collateral No.
Account No.
Type
Collateral
Address
Collateral Value
Collateral Value
Value Calculated for PPAP
Appraiser Nominal
Last Appraisal Date
Liquid
Non-Liquid
TOTAL

FORM 06.01 – 2
COLLATERAL LIST CODES
COLUMN CODES
I. Bank Code
Filled with the BPR bank code.
II. Register Code/Collateral No.
Filled with the register code or collateral number.
III. Account No.
Filled with the credit facility account number.
IV. Type of Collateral
Refers to Appendix 01 – List of Collateral Type Codes.
V. Collateral Address
Filled with the complete address of the collateral pledged by the debtor to the BPR.
VI. Collateral Value
Filled in full Rupiah.
VII. Collateral Value
a. Nominal
Filled with the nominal collateral value in full Rupiah. b. Appraiser

Independent Appraiser
Internal BPR
c. Last Appraisal Date
Filled with the last appraisal date of the collateral DD-MM-YYYY
VIII. Value Calculated for PPAP
Filled in full Rupiah.

FORM 06.01 – 3
EXPLANATION OF COLLATERAL LIST
I. Bank Code
Funds reported in this column are the BPR bank code.
II. Register Code/Collateral No.
Funds reported in this column are the register code or collateral number, which is a unique code in numeric and/or alphanumeric format for each collateral that serves as a guarantee for the debtor's facility as regulated in POJK SLIK. This register code or collateral number must be the same as the register code or collateral number in SLIK reporting. The register code or collateral number is filled as follows:

This column is filled with the register code or collateral number.
The register code or collateral number must be unique, 1 (one) register code or collateral number is used for 1 (one) collateral.
The register code or collateral number used by 1 (one) collateral cannot be used for other collateral (no reuse or no recycle).
The register code or collateral number reported cannot change (consistent) while the credit facility is recorded in the BPR Monthly Report.
If the register code or collateral number contains characters other than numbers and/or letters, those characters do not need to be included.
This column is mandatory.
In case there are credit facilities guaranteed by more than 1 (one) collateral, the register code or collateral number is provided for each collateral.
III. Account No.
Funds reported in this column are each account for credit facilities with 1 (one) unique account number (cannot be the same) for each account for credit facilities as regulated in POJK SLIK. This account number must be the same as the account number in SLIK reporting. The account number is filled as follows:
This column is filled with the facility account number.
The account number must be unique, 1 (one) account number for each 1 (one) facility.
The account number used by 1 (one) facility cannot be used for other facilities (no reuse or no recycle).
The account number reported cannot change (consistent) while the credit facility is recorded in the BPR Monthly Report.
If the account number contains characters other than numbers and/or letters, those characters do not need to be included.
This column is mandatory (must be filled).
IV. Type of Collateral
Refers to Appendix 01 – List of Collateral Type Codes.
Liquid
Funds reported in this column are all forms of liquid collateral, namely SBI, bonds issued by the Government of the Republic of Indonesia, savings and/or deposits blocked at the relevant BPR accompanied by a withdrawal power of attorney, and/or precious metals accompanied by a pledge power of attorney.
Non-Liquid
Non-liquid collateral means collateral not included in liquid collateral.
V. Collateral Address
Funds reported in this column are the complete address of the collateral for collateral in the form of land and/or buildings. For collateral in the form of motor vehicles, filled with the complete address of the debtor, while for collateral in the form of warehouse receipts, filled with the complete address of the warehouse based on the warehouse receipt document.
VI. Collateral Value
Funds reported in this column are the collateral value pledged by the debtor to the BPR. In case there is one collateral pledged for multiple accounts for credit facilities reported separately, the collateral value is filled proportionally to the net outstanding balance.
VII. Collateral Value
Funds reported in this column are:
a. Collateral value
Reported with the nominal collateral value in full Rupiah. b. Appraiser Reported with the party conducting the collateral appraisal.
c. Last appraisal date
Reported with the date of collateral appraisal as regulated in POJK KAP and PPAP BPR.
VIII. Value Calculated for PPAP
Funds reported in this column are the value that can be calculated as a reduction in the formation of PPAP as regulated in POJK KAP and PPAP BPR. In case there is one non-liquid collateral pledged for multiple accounts for credit facilities reported separately, the collateral value calculated is filled proportionally to the net outstanding balance.

FORM 07.00 – 1
LIST OF ACQUIRED COLLATERAL
Bank Code Type of Collateral
Collateral Address
Acquisition Date
Initial Recognition Value
Accumulated Impairment Losses
Total
TOTAL

FORM 07.00 – 2
ACQUIRED COLLATERAL LIST CODES
COLUMN CODES
I. Bank Code
Filled with the BPR bank code.
II. Type of Collateral

Jewelry gold 01
Land and/or buildings 02
Warehouse receipts 03
Business premises including stalls, kiosks, and/or stands 04
Motor vehicles, ships, motorboats, heavy equipment, and/or machinery that are integral with land 05
Others 99
III. Collateral Address
Filled with the complete address of the collateral.
IV. Acquisition Date
Filled with the date of acquisition of AYDA. DD-MM-YYYY
V. Initial Recognition Value
Filled in full Rupiah.
VI. Accumulated Impairment Losses
Filled in full Rupiah.
VII. Total
Filled in full Rupiah.

FORM 07.00 – 3
EXPLANATION OF ACQUIRED COLLATERAL LIST
AYDA means assets obtained by the BPR for loan settlement, either through auction, or outside auction based on voluntary surrender by the collateral owner or based on a power of attorney to sell outside auction from the collateral owner, in case the debtor has been declared in default.
I. Bank Code
Funds reported in this column are the BPR bank code.
II. Type of Collateral
AYDA types are detailed as:

Jewelry gold.
Land and/or buildings.
Warehouse receipts.
Business premises including stalls, kiosks, and/or stands.
Motor vehicles, ships, motorboats, heavy equipment, and/or machinery that are integral with land.
Others.
III. Collateral Address
Funds reported in this column are the complete address of the collateral for collateral in the form of land and/or buildings. For collateral in the form of motor vehicles, reported with the complete address of the location where the motor vehicle is stored by the BPR, while for collateral in the form of warehouse receipts, reported with the complete address of the warehouse based on the warehouse receipt document.
IV. Acquisition Date
Funds reported in this column are the date, month, and year of AYDA acquisition by the BPR.
V. Initial Recognition Value
Funds reported in this column are the fair value of AYDA after subtracting estimated sales costs (net realizable value) at the time the collateral is acquired, at most equal to the debtor's loan outstanding balance.
VI. Accumulated Impairment Losses
Funds reported in this column are the net realizable value at the report position minus the initial recognition value. Losses from AYDA impairment can be recovered up to the maximum amount of accumulated impairment losses already recognized.
VII. Total
Funds reported in this column are the lower value of the net realizable value (net realizable value) at the report position or the carrying value. Carrying value is the fair value of AYDA minus the balance of accumulated impairment losses from previous periods.

FORM 08.00 – 1
LIST OF FIXED ASSETS, INVENTORY, AND INTANGIBLE ASSETS I II III IV V VI VII VIII Bank Code Type Asset Source Acquisition Asset Status Acquisition Cost Accumulated Depreciation/ Amortization Accumulated Impairment Losses Carrying Value TOTAL

FORM 08.00 - 2
LIST OF FIXED ASSETS, INVENTORY, AND INTANGIBLE ASSETS COLUMN CODES
I. Bank Code
Filled with the BPR bank code.
II. Type of Asset

Fixed Assets and Inventory
a. Land 101 b. Buildings 102
c. Equipment and supplies 103
d. Vehicles 104 e. Others 199
Intangible Assets.
a. Application programs (software) 201 b. Others 299
III. Source of Acquisition
Finance Lease 01
Contributed Capital 02
Donation Capital 03
Other Sources of Acquisition 99
IV. Asset Status
Pledged 1
Unpledged 2
V. Acquisition Cost
Filled in full Rupiah.
VI. Accumulated Depreciation/Amortization
Filled in full Rupiah.
VII. Accumulated Impairment Losses
Filled in full Rupiah.
VIII. Carrying Value
Filled in full Rupiah.

Fixed assets and inventory are tangible assets owned by the BPR and used in operational activities for a period of more than 1 (one) year. Intangible assets are non-monetary assets owned by the BPR that can be identified, have no physical form, and are used for operations. The BPR may combine the reporting of fixed assets and inventory with intangible assets that have the same detail code and figures in columns I through VI.

I. Office Code
Reported in this column is the BPR office code.

II. Asset Type
Fixed assets, inventory, and intangible assets are detailed as follows:

Fixed Assets and Inventory
a. Land
Reported in this column is land owned by the BPR and used for operational activities. b. Buildings Reported in this column is buildings owned by the BPR and used for operational activities.
c. Equipment and Supplies
Reported in this column is equipment and supplies owned by the BPR and used for operational activities. d. Vehicles Reported in this column is vehicles owned by the BPR and used for operational activities. e. Others Reported in this column is tangible assets that cannot be grouped into letters a through d, owned by the BPR and used for operational activities.

FORM 08.00 - 3
EXPLANATION OF FIXED ASSET, INVENTORY, AND INTANGIBLE ASSET LIST

Intangible Assets
a. Application programs (software)
Reported in this column is application programs (software) obtained from external parties, owned by the BPR, and used for operational activities. b. Others Reported in this column is intangible assets other than application programs (software), owned by the BPR and used for operational activities.

III. Acquisition Source

Financing Lease
Fixed assets and inventory obtained by the BPR based on a financing lease agreement.
Paid-in Capital
Fixed assets obtained by the BPR through paid-in capital. Paid-in capital is capital that has been paid in realistically and effectively by shareholders, has been approved by the Financial Services Authority (OJK), and has met the administrative completeness as regulated in POJK KPMM BPR.
Donation Capital
Fixed assets obtained by the BPR through donation capital. Donation capital is capital obtained from donations of BPR shares, including the difference in value recorded with the selling price, in the event the shares are sold, and capital originating from donations from shareholders or external parties received by the BPR in the form of funds or other assets.
Other Acquisition Sources
Fixed assets and inventory as well as intangible assets obtained by the BPR that cannot be grouped into items 1 through 3.

IV. Asset Status
Reported in this column is the legal status of the BPR's fixed assets and inventory. It is filled with code 1 if the asset is pledged, meaning the legal status of the asset is pledged, and reported with code 2 if the asset is not pledged, meaning the legal status of the asset is not pledged. This column is left blank for intangible assets.

V. Acquisition Cost
Reported in this column is the acquisition cost consisting of the purchase price and costs incurred by the BPR until the asset is ready for operational use, including legal costs, broker fees, import duties, and non-creditable purchase taxes, after deducting purchase discounts and other deductions. In the event the asset has been revalued, the value reported in this column is the asset value after revaluation.

VI. Accumulated Depreciation/Amortization
Reported in this column is the accumulated depreciation or amortization expense on the acquisition cost of fixed assets, inventory, and intangible assets that have been recorded up to the reporting date through systematic allocation over the asset's useful life.

VII. Accumulated Impairment Losses
If there is objective evidence of asset impairment, the amount reported in this column is the difference between the carrying amount (acquisition cost less accumulated depreciation or amortization) and the value after impairment. Impairment losses can be recovered up to a maximum of the acquisition cost or the initial revalued amount net of depreciation or amortization.

VIII. Carrying Amount
Reported in this column is the carrying amount consisting of acquisition cost less accumulated depreciation or amortization and impairment losses.

I	II	III	IV
Office Code	Account Name	Code	Amount
Interest Income Receivable
a. Placements with Other Banks	1299010100
b. Loans Granted	1299010200
LPS Guarantee Premiums Paid in Advance	1299020000
Tax Advances	1299030000
Deferred Tax Assets	1299040000
Prepaid Expenses	1299050000
Claims against Insurance Companies	1299060000
Advances for Operational Activities	1299070000
Others	1299990000

FORM 09.00 – 1
DETAILS OF OTHER ASSETS

Interest Income Receivable
Reported in this item is interest income from placements with other banks with performing quality and interest income from loans granted with performing and/or special attention (performing) quality that have been recognized but not yet received payment as of the reporting date. In the event the quality of productive assets has been classified as non-performing (interest income from placements with other banks with substandard and doubtful quality, and interest income from loans granted with substandard, doubtful, and non-performing quality), the interest income that has been recognized but not yet received payment must be reversed through a reversing journal entry, and subsequently, interest claims are reported in the administrative account for interest income in process. This item's details must match Form 05.00 – List of Placements with Other Banks and Form 06.00 – List of Loans Granted.
LPS Guarantee Premiums Paid in Advance
Reported in this item is premiums paid to the LPS but not yet expensed as costs as of the reporting date.
Tax Advances
Reported in this item is the amount of income tax paid but not yet expensed as costs in the relevant accounting period, including excess advance payments of annual income tax from the previous year period.
Deferred Tax Assets
Reported in this item is the amount of recoverable income tax in future accounting periods due to deductible temporary differences and loss carryforwards.
Prepaid Expenses
Reported in this item is expenses that have been paid but not yet expensed as costs in the relevant accounting period, including prepaid insurance premiums and prepaid rent.

FORM 09.00 – 2
EXPLANATION OF DETAILS OF OTHER ASSETS

Claims against Insurance Companies
Reported in this item is the amount of compensation to be received from insurance companies, including compensation amounts from State-Owned Enterprises (BUMN) or Regional-Owned Enterprises (BUMD) acting as credit guarantors or other insurance companies in the event of default by a guaranteed debtor.
Advances for Operational Activities
Reported in this item is advances for operational activities, including advances for the purchase of motor vehicles for operational activities.
Others
Reported in this item is other assets that cannot be grouped into items 1 through 7, including commemorative coins or notes issued by Bank Indonesia. If the amount of this item exceeds 25% (twenty-five percent) of the total other assets, this item is reported on Form 09.01 - Details of Other Assets – Others.

I	II	III
Office Code	Description	Amount
TOTAL

FORM 09.01 – 1
DETAILS OF OTHER ASSETS – OTHERS

Details of other assets – others are reported by the BPR if the "Others" item on Form 09.00 – Details of Other Assets exceeds 25% (twenty-five percent) of the total other assets.

I. Office Code
Reported in this column is the BPR office code.

II. Description
Reported in this column is the detail of assets from the "Others" item on Form 09.00 – Details of Other Assets.

III. Amount
Reported in this column must match the total of the "Others" item on Form 09.00 – Details of Other Assets.

FORM 09.01 – 2
EXPLANATION OF DETAILS OF OTHER ASSETS – OTHERS

FORM 10.00 – 1
DETAILS OF IMMEDIATE LIABILITIES

I	II	III	IV
Office Code	Account Name	Code	Amount
Liabilities to Government Payable	2101010000
Sanctions Liabilities Payable to Authorities Unpaid	2101020000
Customer Deposits in Trust	2101030000
Loans Granted with Credit Balance	2101040000
Dividends Unpaid	2101050000
Excess from Sale of Customer Collateral	2101060000
Employee Benefits	2101070000
Others	2101990000
TOTAL

Immediate liabilities are BPR liabilities that have matured and/or can be immediately collected by their owners and must be paid immediately. All immediate liability items are filled in full Rupiah.

Immediate liabilities are detailed as follows:

Liabilities to Government Payable
Reported in this item is obligations to the government, including corporate income tax payable, final tax on savings interest and deposit interest, and/or income tax Article 21 (PPh 21), for periods prior to the reporting month, paid in the reporting month.
Sanctions Liabilities Payable to Authorities Unpaid
Reported in this item is administrative sanctions in the form of fines that have been communicated by authorities via notification letters but have not yet been paid by the BPR.
Customer Deposits in Trust
Reported in this item is customer trust funds, including funds for insurance processing, notary fees, money transfers, and/or unidentified or unresolved customer deposits as of the reporting date.
Loans Granted with Credit Balance
Reported in this item is loans granted with a credit balance due to overpayment of loan installments that have matured.
Dividends Unpaid
Reported in this item is dividends that have been declared but not yet paid.
Excess from Sale of Customer Collateral
Reported in this item is the excess from the sale of collateral, which is the debtor's right for the credit settlement process.
Employee Benefits
Reported in this item is employee benefit liabilities to workers and/or managers that have matured but not yet paid.

FORM 10.00 - 2
EXPLANATION OF DETAILS OF IMMEDIATE LIABILITIES

Others
Reported in this item is immediate liabilities that cannot be grouped into items 1 through 7, including monthly payments for water, electricity, and telephone usage that have not been paid as of the reporting date, or funds received from other parties for credit forwarding that have not yet been returned by the BPR.

FORM 11.00 – 1
SAVINGS LIST

I	II	III	IV	V	VI	VII	VIII
Office Code	CIF No.	Account No.	Type	Relationship with Bank	Customer Group	Customer Location	Tenure
Start Date	Maturity Date

FORM 11.00 – 1
SAVINGS LIST

IX	X	XI	XII	XIII	XIV
Nominal Interest Rate	Blocked/Pledged Amount	Reason for Blocking	Unamortized Transaction Costs	Amount
TOTAL

FORM 11.00 – 2
SAVINGS LIST CODES

COLUMN	CODE
I. Office Code	Filled with the BPR office code.
II. CIF No.	Filled with the customer CIF number.
III. Account No.	Filled with the customer savings account number.
IV. Type	1. Savings withdrawable at any time 10
	2. Time savings 20
V. Relationship with Bank	1. Related 12
	2. Unrelated 20
VI. Customer Group	Refer to Appendix 02 – Counterparty Code List.
VII. Customer Location	Refer to Appendix 03 – Regency or City Code List.
VIII. Tenure	Filled with start date and maturity date. DD-MM-YYYY
IX. Interest Rate	Filled with annual interest rate percentage up to 2 (two) decimal digits.
X. Nominal	Filled in full Rupiah.
XI. Blocked/Pledged Amount	Filled in full Rupiah.
XII. Reason for Blocking	1. Escrow Account. 01
	2. Cash Collateral. 02
	3. Others 99
XIII. Unamortized Transaction Costs	Filled in full Rupiah.
XIV. Amount	Filled in full Rupiah.

Savings are third-party (non-bank) funds owned by the BPR, the withdrawal of which can only be done according to specific agreed terms, but cannot be withdrawn via check, giro, and/or instruments equivalent to those.

I. Office Code
Reported in this column is the BPR office code.

II. CIF No.
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding CIF No.

III. Account No.
In this reporting, each savings account is filled with 1 (one) unique savings account number (must not be the same) for each customer savings account. Reported in this column uses alphanumeric format. If the account number contains characters other than numbers and/or letters, those characters do not need to be included.

IV. Type
Reported in this column is savings withdrawable at any time and/or time savings.

V. Relationship with Bank
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Relationship with Bank.

VI. Customer Group
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Third Parties (Non-Banks).

VII. Customer Location
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Location.

VIII. Tenure
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Tenure.

IX. Interest Rate

FORM 11.00 - 3
EXPLANATION OF SAVINGS LIST

Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Interest Rate.

X. Nominal
Reported in this column is the savings balance amount at the end of the reporting month.

XI. Blocked/Pledged Amount
Reported in this column is the amount of savings blocked or pledged, including cash collateral from loans or blocked for investigation purposes.

XII. Reason for Blocking
Reported in this column is the reason for blocking customer savings, detailed as follows:
a. Escrow Account
Reported with code 01 if the blocking of customer savings is for an escrow account. b. Cash Collateral Reported with code 02 if the blocking of customer savings is for collateral (cash collateral).
c. Others
Reported with code 99 if the blocking of customer savings is for reasons other than letters a and b.

XIII. Unamortized Transaction Costs
Reported in this column is the portion of transaction costs that have not yet been amortized and have not yet become an increase in interest expense for the current period regarding savings.

XIV. Amount
Reported in this column is the nominal amount minus unamortized transaction costs.

FORM 12.00 – 1
DEPOSIT LIST

Office Code	CIF No.	Account No.
Relationship with Bank	Customer Group	Customer Location
Tenure
Start Date	Maturity Date

FORM 12.00 – 1
DEPOSIT LIST

VIII	IX	X	XI	XII	XIII
Nominal Interest Rate	Blocked/Pledged Amount	Reason for Blocking	Unamortized Transaction Costs	Amount
TOTAL

COLUMN	CODE
I. Office Code	Filled with the BPR office code.
II. CIF No.	Filled with the customer CIF number.
III. Account No.	Filled with the customer deposit account number.
IV. Relationship with Bank	1. Related. 12
	2. Unrelated. 20
V. Customer Group	Refer to Appendix 02 – Counterparty Code List.
VI. Customer Location	Refer to Appendix 03 – Regency or City Code List.
VII. Tenure	Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Tenure. DD-MM-YYYY
VIII. Interest Rate	Filled with annual interest rate percentage up to 2 (two) decimal digits.
IX. Nominal	Filled in full Rupiah.
X. Blocked/Pledged Amount	Filled in full Rupiah.
XI. Reason for Blocking	1. Escrow Account. 01
	2. Cash Collateral. 02
	3. Others. 99
XII. Unamortized Transaction Costs	Filled in full Rupiah.
XIII. Amount	Filled in full Rupiah.

FORM 12.00 – 2
DEPOSIT LIST CODES

Deposits are third-party (non-bank) funds owned by the BPR, the withdrawal of which can be done according to a specific period based on an agreement.

I. Office Code
Reported in this column is the BPR office code.

II. CIF No.
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding CIF No.

III. Account No.
In this reporting, each account is filled with 1 (one) unique deposit account number (must not be the same) for each customer deposit account. Reported in this column uses alphanumeric format.

IV. Relationship with Bank
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Relationship with Bank.

V. Customer Group
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Third Parties (Non-Banks).

VI. Customer Location
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Location.

VII. Tenure
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Tenure.

VIII. Interest Rate
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Interest Rate.

IX. Nominal
Reported in this column is the deposit nominal value on the reporting date.

FORM 12.00 – 3
EXPLANATION OF DEPOSIT LIST

X. Blocked/Pledged Amount
Reported in this column is the amount of deposits blocked or pledged, including cash collateral from loans or blocked for investigation purposes.

XI. Reason for Blocking
Reported in this column is the reason for blocking customer deposits, consisting of:
a. Escrow Account
Reported with code 01 if the blocking of customer deposits is for an escrow account. b. Cash Collateral Reported with code 02 if the blocking of customer deposits is for collateral (cash collateral).
c. Others
Reported with code 99 if the blocking of customer deposits is for reasons other than letters a and b.

XII. Unamortized Transaction Costs
Reported in this column is transaction costs that have not yet been amortized and have not yet become an increase in interest expense for the current period regarding deposits.

XIII. Amount
Reported in this column is the nominal amount minus unamortized transaction costs.

FORM 13.00 – 1
LIST OF SAVINGS FROM OTHER BANKS

I	II	III	IV	V	VI	VII	VIII	IX
Office Code	CIF No.	Account No.	Type	Bank Code	Bank Location	Type	Relationship with Bank	Tenure
Start Date	Maturity Date

FORM 13.00 – 1
LIST OF SAVINGS FROM OTHER BANKS

X	XI	XII	XIII	XIV	XV
Interest Rate	Nominal	Blocked/Pledged Amount	Reason for Blocking	Unamortized Transaction Costs	Amount
TOTAL

FORM 13.00 – 2
LIST OF SAVINGS FROM OTHER BANKS CODES

COLUMN	CODE
I. Office Code	Filled with the BPR office code.
II. CIF No.	Filled with the customer CIF number.
III. Account No.	Filled with the account number for savings from other banks.
IV. Bank Type	Refer to Appendix 02 – Counterparty Code List.
V. Bank Code	For BPR/BPRS conducting transactions with BPR, filled with 6 (six) digits of the BPR/BPRS code as found in the Financial Services Reporting System.
For commercial banks including Sharia business units or Sharia branches of commercial banks, or Sharia commercial banks, the bank code is reported by referring to the code as found in the Financial Services Reporting System.
VI. Bank Location	Refer to Appendix 03 – Regency or City Code List.
---	---
VII. Type	1. Savings 01
	2. Deposits 02
VIII. Relationship with Bank	1. Related 12
	2. Unrelated 20
IX. Tenure	Filled with start date and maturity date. DD-MM-YYYY
X. Interest Rate	Filled with annual interest rate percentage up to 2 (two) decimal digits.
XI. Nominal	Filled in full Rupiah.

XI. Nominal
FILLED in full Rupiah.

XII. Blocked/Pledged Amount
FILLED in full Rupiah.

XIII. Reason for Blocking

Escrow Account 01
Cash Collateral 02
Others 99

XIV. Unamortized Transaction Costs
FILLED in full Rupiah.

XV. Amount
FILLED in full Rupiah.

Savings from other banks are all BPR liabilities in the form of savings and deposits with other banks in Indonesia.

I. Office Code
Reported in this column is the BPR office code.

II. CIF No.
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding CIF No.

III. Account No.
In this reporting, each account is filled with 1 (one) unique savings and deposit account number (must not be the same) for each savings and deposit account from other banks. Reported in this column uses alphanumeric format without characters and spaces. If the account number contains characters other than numbers and/or letters, those characters do not need to be included.

IV. Bank Type
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Banks.

V. Bank Code
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Bank Codes.

VI. Bank Location
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Location.

VII. Type
Reported in this column is the form of BPR liabilities against other banks, detailed as follows:

Savings
Reported in this item is savings in the name of other banks on the BPR, the withdrawal of which can only be done according to specific agreed terms, but cannot be withdrawn via check, giro, or other equivalent instruments.

FORM 13.00 – 3
EXPLANATION OF LIST OF SAVINGS FROM OTHER BANKS

Deposits
Reported in this item is savings in the name of other banks on the BPR, the withdrawal of which can only be done at a specific time based on an agreement between the other bank and the BPR.

VIII. Relationship with Bank
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Relationship with Bank.

IX. Tenure
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Tenure.

X. Interest Rate
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Interest Rate.

XI. Nominal
Reported in this column is the nominal value of savings and/or deposits on the reporting date.

XII. Blocked/Pledged Amount
Reported in this column is the amount of savings and/or deposits blocked or pledged, including cash collateral from loans or blocked for investigation purposes.

XIII. Reason for Blocking
Reported in this column is the reason for blocking savings and/or deposits from other banks, consisting of:
a. Escrow Account
Reported with code 01 if the blocking of savings and/or deposits from other banks is for an escrow account. b. Cash Collateral Reported with code 02 if the blocking of savings and/or deposits from other banks is for collateral (cash collateral).
c. Others
Reported with code 99 if the blocking of savings/deposits from other banks is for reasons other than letters a and b.

XIV. Unamortized Transaction Costs
The amounts reported in this column are transaction costs that have not yet been amortized and have not yet become an addition to interest expense for the current period for savings and/or deposits.

XV. Total
The amounts reported in this column are the nominal value minus unamortized transaction costs.

I II III IV
Code
Office
Account Name Code Total
Interest Payable
Time Deposits 2299010100
Deposits a. Due 2299010201 b. Not Yet Due 2299010202 Deposits from Other Banks a. Due 2299010301 b. Not Yet Due 2299010302 Loans Received from Banks a. Due 2299010401 b. Not Yet Due 2299010402 Loans Received from Third Parties Other Than Banks a. Due 2299010501 b. Not Yet Due 2299010502 Other Interest Payable 2299019900 Tax Payable 2299020000 Employee Benefit Liabilities 2299030000 Finance Lease Liabilities 2299040000 Estimated Income Tax 2299050000 Deferred Revenue 2299060000 Deferred Tax Liabilities 2299070000 Others 2299990000 TOTAL FORM 14.00 – 1 DETAILS OF OTHER LIABILITIES

Interest Payable
Interest Payable refers to all BPR liabilities in the form of interest liabilities to customers that have not yet been paid from savings in the form of time deposits or deposits from third parties other than banks and from other banks, loans received from banks, and other interest payables. Interest Payable consists of:
a. Time Deposits
The amounts reported in this item are interest accruals arising from third-party time deposits other than banks but not yet due for payment by the BPR. b. Deposits

Due
The amounts reported in this item are interest on deposits from third parties other than banks that have matured but have not yet been withdrawn by customers.
Not Yet Due
The amounts reported in this item are interest accruals on deposits from third parties other than banks that will be paid to customers upon maturity.
c. Deposits from Other Banks
Due
The amounts reported in this item are interest on time deposits or deposits from other banks that have matured but have not yet been withdrawn by customers.
Not Yet Due
The amounts reported in this item are interest accruals on time deposits or deposits from other banks that have not yet matured for payment to customers. FORM 14.00 – 2 EXPLANATION OF DETAILS OF OTHER LIABILITIES

d. Loans Received from Banks

Due
The amounts reported in this item are interest on loans received from other banks that have matured but have not yet been paid by the BPR.
Not Yet Due
The amounts reported in this item are interest accruals on loans received from other banks in the form of interest that has been recognized as interest expense but is not yet due for payment to customers. e. Loans Received from Third Parties Other Than Banks
Due
The amounts reported in this item are interest on loans received from third parties other than banks that have matured but have not yet been paid by the BPR.
Not Yet Due
The amounts reported in this item are interest accruals on loans received from third parties other than banks in the form of interest that has been recognized as interest expense but is not yet due for payment to customers. f. Other Interest Payable The amounts reported in this item are all interest accruals not yet paid by the BPR other than items a through e.

Tax Payable
The amounts reported in this item are payable corporate taxes that have not yet been paid, including:
a. tax payables for Article 29 Income Tax (Corporate Income Tax) calculated after the end of the annual tax period, which is the shortfall in the BPR's income tax liability after considering Article 25 Income Tax (tax installments or prepaid taxes); and/or b. tax payables that have been determined by the tax office.
Employee Benefit Liabilities
The amounts reported in this item are BPR liabilities to provide benefits for services rendered to employees in the form of short-term employee benefits, post-employment benefits, other long-term employee benefits, and/or termination benefits that are not yet due. The amount reported is the discounted amount, except for short-term employee benefits which are reported at the amount payable and not discounted.
Finance Lease Liabilities
The amounts reported in this item are liabilities arising from finance lease transactions in the form of leases that transfer substantially all risks and benefits of asset ownership. Ownership rights may or may not be transferred at the end. Accounting treatment for finance leases refers to the applicable financial accounting standards for BPRs.
Estimated Income Tax
The amounts reported in this item are estimates of income tax payable on current year profits in accordance with tax legislation.
Deferred Revenue
The amounts reported in this item are revenues obtained but not yet recognized as revenue in the relevant accounting period. Deferred interest revenue in the context of restructuring is not included in this item.
Deferred Tax Liabilities
The amounts reported in this item are the amount of income tax payable (payable) for future accounting periods due to taxable temporary differences.
Others
The amounts reported in this item are other liabilities that cannot be grouped into items 1 through 7, including funds received by the BPR from other parties for credit extension but not yet disbursed to customers. If the amount of this item exceeds 25% (twenty-five percent) of the total of other liability items, this item is reported on Form 14.01 - Details of Other Liabilities - Others.

FORM 14.01 – 1
DETAILS OF OTHER LIABILITIES – OTHERS
I II III
Office Code Description Total
TOTAL

Details of other liabilities – others are reported if the "Others" item on Form 14.00 – Details of Other Liabilities exceeds 25% (twenty-five percent) of the total of other liabilities.
I. Office Code
The amounts reported in this column are the BPR office codes.
II. Description
The amounts reported in this column are the details of liabilities from the "Others" item on Form 14.00 – Details of Other Liabilities.
III. Total
The amounts reported in this column are the BPR liabilities that must be settled.
FORM 14.01 – 2
EXPLANATION OF DETAILS OF OTHER LIABILITIES – OTHERS

FORM 15.00 – 1
LIST OF WRITTEN-OFF PRODUCTIVE ASSETS
I II III IV V VI
Office Code
CIF No./
Bank Code
Account No. Asset Type Debtor Type
Relationship with Bank

FORM 15.00 – 1
LIST OF WRITTEN-OFF PRODUCTIVE ASSETS
VII VIII IX X
Date
Write-off
Principal Balance Interest Arrears Collateral
At
Write-off
Accumulated
Collected
As of
Reporting Date
Accumulated
Collected
Accumulated
Additional
Interest Accrued
As of
Reporting Date
Type Address Value
TOTAL

FORM 15.00 – 2
CODES FOR LIST OF DETAILS OF WRITTEN-OFF PRODUCTIVE ASSETS COLUMN CODES
I. Office Code
Filled with the BPR Office Code.
II. CIF No./Bank Code
Filled with the debtor's CIF number or bank code.
III. Account No.
Filled with the account number.
IV. Asset Type

Loans Granted 10
Placements in Other Banks 20
V. Debtor Type
Refer to Appendix 02 – List of Counterparty Codes.
VI. Relationship with Bank
Related for Welfare Purposes 11
Other Related 12
Unrelated 20
VII. Write-off Date
Filled with the write-off date. DD-MM-YYYY
VIII. Principal Balance
Filled with the principal balance or debit balance at the time of write-off, accumulated principal installments successfully collected, and the principal balance as of the reporting date.
IX. Interest Arrears
Filled with the interest installments at the time of write-off, accumulated interest arrears successfully collected, accumulated additional interest accrued, and accumulated interest arrears as of the reporting date.
X. Collateral
Filled with the type of collateral, address of collateral, and value of collateral at the last valuation.

The amounts reported on this form are all productive assets, both loans granted and other productive assets, that have been written off.
I. Office Code
The amounts reported in this column are the BPR office codes.
II. CIF No./Bank Code
The amounts reported in this column are the debtor's CIF number for productive assets in the form of loans granted. For productive assets in the form of placements in other banks, this column is reported with the bank code. Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding CIF Numbers and General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Bank Codes.
III. Account No.
The amounts reported in this column are the account numbers at the time of write-off for productive assets in the form of credit facilities. For productive assets in the form of placements in other banks, this column is reported with the BPR's placement account number in other banks.
IV. Asset Type
Written-off productive assets are detailed as:

Loans Granted
The amounts reported in this column are loans that have been written off, excluding loans that have been written off but have been paid off or have had their claims removed.
Placements in Other Banks
The amounts reported in this column are placements in other banks that have been written off, excluding placements in other banks that have been written off but have been paid off or have had their claims removed.
V. Debtor Type
Only filled for productive assets in the form of loans granted.
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Debtor Type.
VI. Relationship with Bank
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Relationship with Bank. FORM 15.00 – 3 EXPLANATION OF LIST OF WRITTEN-OFF PRODUCTIVE ASSETS

For productive assets in the form of placements in banks that are related parties of the BPR, use the code for other related parties.
VII. Write-off Date
The amounts reported in this column are the dates when the productive assets were written off.
VIII. Principal Balance

At Write-off
The amounts reported in this column are the principal balance or debit balance at the time the productive asset was written off.
Accumulated Collected
The amounts reported in this column are the accumulated principal installments of the productive asset successfully collected from the write-off date to the reporting date.
As of Reporting Date
The amounts reported in this column are the total principal balance or debit balance of the productive asset as of the reporting date.
IX. Interest Arrears
At Write-off
The amounts reported in this column are the amount of interest arrears at the time the productive asset was written off.
Accumulated Collected
The amounts reported in this column are the amount of interest installments of the productive asset successfully collected from the write-off date to the reporting date.
Accumulated Additional Interest Accrued
The amounts reported in this column are the accumulated additional interest of the productive asset arising periodically from the write-off date to the reporting date.
As of Reporting Date
The amounts reported in this column are the total interest arrears of the productive asset as of the reporting date.
X. Collateral
Type
The amounts reported in this column are the type of collateral for the written-off productive asset, filled by referring to Appendix 01 - List of Collateral Types. In the event that no collateral is submitted, this column is filled with the code for others (299).
Address
The amounts reported in this column are the complete address of the collateral for land and/or buildings. For motor vehicles, the complete address of the debtor is filled, while for warehouse receipts, the complete address of the warehouse based on the warehouse receipt document is reported. In the event that no collateral is submitted, this column is filled with a hyphen (-).
Value
The amounts reported in this column are the nominal market value of the collateral based on the last valuation result. In the event that no collateral is submitted, this column is filled with 0 (zero).

I II III IV
Type
Date
Approval
Capital Type Amount
TOTAL
FORM 00.06 – 1
LIST OF PAID-IN CAPITAL, DONATION CAPITAL, AND CAPITAL SUBSCRIPTION FUNDS - EQUITY

COLUMN CODES
I. Type

Funds 01
Land and buildings that can be counted as core capital
Land and buildings that cannot be counted as core capital
II. Date of Approval
Filled with the date of approval by the authority. DD-MM-YYYY
III. Capital Type
Paid-in Capital 01
Donation Capital 02
Capital Subscription Funds – Equity 03
IV. Amount
Filled with the amount of capital paid or donated by shareholders and/or external parties.
FORM 00.06 – 2
CODES FOR LIST OF PAID-IN CAPITAL, DONATION CAPITAL, AND CAPITAL SUBSCRIPTION FUNDS - EQUITY

I. Type

Funds
The amounts reported in this column are paid-in capital, donation capital, or capital subscription funds – equity in the form of cash funds.
Land and buildings that can be counted as core capital
The amounts reported in this column are paid-in capital or donation capital in the form of land and buildings that are counted as core capital as regulated in POJK BPR Capital Adequacy.
Land and buildings that cannot be counted as core capital
The amounts reported in this column are paid-in capital and donation capital in the form of land and buildings that cannot be counted as core capital as regulated in POJK BPR Capital Adequacy.
II. Date of Approval
Filled with the date of approval by the authority.
III. Capital Type
Paid-in Capital
Paid-in capital is capital that has been paid in realistically and effectively by its owners and has been approved by the Financial Services Authority and has met administrative requirements. For BPRs with a cooperative legal entity, paid-in capital is the basic deposits and mandatory deposits as regulated in the Cooperative Law.
Donation Capital
Donation capital is capital obtained back from donations of BPR shares, including the difference in value recorded at the selling price if the shares are sold, and capital originating from donations by shareholders or external parties that FORM 00.06 – 3 EXPLANATION OF LIST OF PAID-IN CAPITAL, DONATION CAPITAL, AND CAPITAL SUBSCRIPTION FUNDS – EQUITY

are received by the BPR in the form of funds or other assets.
Included in the definition of donation capital is capital received from cooperative member donations for BPRs with a cooperative legal entity.
3. Capital Subscription Funds – Equity
Capital subscription funds – equity are funds that have been fully paid by shareholders or prospective shareholders and are blocked for the purpose of capital increase and have been declared to meet capital adequacy regulations to be classified as capital subscription funds – equity as regulated in POJK BPR Capital Adequacy.
IV. Amount
Filled with the amount of capital paid or donated by shareholders and/or external parties equal to the nominal value recognized as capital.

FORM 00.07 - 1
LIST OF BORROWED FUNDS
I II III IV V VI VII VIII IX
CIF No.
Creditor
Group
Bank Code
Creditor
Location
Type
Relationship with Bank
Term Interest Rate
Date
Start
Date
Maturity
Percentage
Method
Calculation
TOTAL

FORM 00.07 - 1
LIST OF BORROWED FUNDS
X XI XII XIII XIV XV
Type of Collateral
Pledged
Nominal Value of
Collateral Pledged
Debit Balance
Unamortized
Transaction Costs
Unamortized
Discount
Net Debit Balance

FORM 00.07 – 2
CODES FOR LIST OF BORROWED FUNDS
COLUMN CODES
I. CIF No.
Filled with the creditor's CIF number.
II. Creditor Group
Refer to Appendix 02 – List of Counterparty Codes.
III. Bank Code
For BPR/BPRS conducting transactions with BPRs, filled with 6 (six) digits of the BPR/BPRS code as found in the Financial Services Authority Reporting System. For commercial banks including Sharia business units or Sharia branches of commercial banks, or Sharia commercial banks, the bank code is reported by referring to the codes as found in the Financial Services Authority Reporting System.
IV. Creditor Location
Refer to Appendix 03 – List of Regency or City Codes.
V. Type

Bilateral Loans. 10
Syndicated Loans. 20
Special Loans.
a. From Guiding Institutions. 31 b. In the Context of Linkage. 32
Loans with Specific Requirements
a. Counted as Additional Core Capital in BCR b. Counted as Supplementary Capital in BCR 42
Others 99
VI. Relationship with Bank
Related. 12
Unrelated. 20
VII. Term
Filled with the start date and maturity date. DD-MM-YYYY

VIII. Interest Rate
I. Percentage
Filled with the annual interest rate percentage up to 2 (two) decimal digits.
II. Calculation Method
a. Flat Interest

Fixed 11
Floating 12
b. Non-Flat Interest
Fixed 21
Floating 22
IX. Limit
Filled in full Rupiah.
X. Type of Collateral Pledged
Refer to Appendix 01 – List of Collateral Detail Codes.
XI. Nominal Value of Collateral Pledged
Filled in full Rupiah.
XII. Debit Balance
Filled in full Rupiah.
XIII. Unamortized Transaction Costs
Filled in full Rupiah.
XIV. Unamortized Discount
Filled in full Rupiah.
XV. Net Debit Balance
Filled in full Rupiah.

Borrowed funds are funds received from banks, Bank Indonesia and/or third parties other than banks with the obligation to repay based on the terms of the loan agreement.
I. CIF No.
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding CIF No.
II. Creditor Group
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Creditor Group.
III. Bank Code
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Bank Code.
IV. Creditor Location
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Location.
V. Type
Type refers to all forms of loans received by the BPR. Types of borrowed funds consist of:

Bilateral Loans
The amounts reported in this column are loans received from 1 (one) creditor.
Syndicated Loans
The amounts reported in this column are loans received from at least 2 (two) creditors in 1 (one) loan agreement.
Special Loans:
a. From Guiding Institutions
The amounts reported in this column are loans received from other banks acting as guiding institutions to overcome liquidity difficulties. FORM 00.07 – 3 EXPLANATION OF LIST OF BORROWED FUNDS

b. In the Context of Linkage
The amounts reported in this column are loans received by the BPR from other banks to be re-lent to MSME customers and the BPR bears the risk on the re-lent loans.
4. Loans with Specific Requirements
a. Counted as Additional Core Capital in BCR
The amounts reported in this column are loans that meet the requirements to be counted as additional core capital components as regulated in POJK BPR Capital Adequacy. For BPRs with a cooperative legal entity, the definition of loans with specific requirements is loan capital as regulated in the Cooperative Law that meets the requirements to be counted as additional core capital components as regulated in POJK BPR Capital Adequacy. b. Counted as Supplementary Capital in BCR The amounts reported in this column are loans that meet the requirements to be counted as supplementary capital as regulated in POJK BPR Capital Adequacy.
5. Others
The amounts reported in this column are loans received from banks, Bank Indonesia, and/or other parties that cannot be grouped into items 1 through 4.
VI. Relationship with Bank
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Relationship with Bank.
VII. Term
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Term.
VIII. Interest Rate

Percentage
The amounts reported in this column are the percentage of annual loan interest or annualized interest based on the loan agreement between the BPR and the relevant creditor.
Calculation Method
The amounts reported in this column are the method used by the creditor in calculating interest on loans, whether based on the loan limit or debit balance. Interest calculation methods are:
a. Flat Interest
Flat interest calculation method is the method by which the creditor sets loan interest installments based on the loan limit. Flat interest calculation methods include, among others, annuity. Types of flat interest are:

Fixed
Interest rate does not change during the loan term.
Floating
Interest rate changes during the loan term in accordance with market interest rates. b. Non-Flat Interest Non-flat interest calculation method is the method by which the creditor sets loan interest installments based on the debit balance. Non-flat interest is:
Fixed
Interest rate does not change during the loan term.
Floating
Interest rate changes during the loan term in accordance with market interest rates.
IX. Limit
The amounts reported in this column are the maximum loan amount based on the loan agreement for loans without principal installments or the limit position on the reporting date for loans with principal installments (loans with declining limits).

X. Type of Collateral Pledged
The amounts reported in this column are the type of collateral pledged by the BPR for loans received from creditors. In the event that no collateral is submitted, the type of collateral pledged column is filled with the code for others (299).
XI. Nominal Value of Collateral Pledged
The amounts reported in this column are the value of collateral for loans received from creditors. In the event that no collateral is submitted, the collateral value column is filled with 0 (zero).
XII. Debit Balance
The amounts reported in this column are the loan balance as of the reporting date.
XIII. Unamortized Transaction Costs
The amounts reported in this column are transaction costs that have not yet been amortized and have not yet become an addition to interest expense for the current period on borrowed funds.
XIV. Unamortized Discount
The amounts reported in this column are the portion of discount that has not yet been amortized and has not yet become interest expense for the current period on borrowed funds.
XV. Net Debit Balance
The amounts reported in this column are the debit balance of the loan after being reduced by discount and unamortized transaction costs.

FORM 00.08 – 1
QUARTERLY FINANCIAL RATIOS
I II III
Ratio Type Code
Ratio Value
(%)
Minimum Capital Adequacy Requirement (KPMM) 0101 Productive Asset Quality (KAP) 0201 Productive Asset Impairment Provision (PPAP) 0202 Net Non-Performing Loan (NPL) 0203 Return on Assets (ROA) 0401 Operating Cost to Operating Income (BOPO) Loan to Deposit Ratio (LDR) 0501 Cash Ratio 0502

FORM 00.08 – 2
EXPLANATION OF QUARTERLY FINANCIAL RATIOS
Quarterly Financial Ratios are reported for the reporting positions of March, June, September, and December. For reporting positions in months other than March, June, September, and December, this form is left blank. Quarterly Financial Ratios consist of KPMM, KAP, PPAP, NPL (net), ROA, BOPO, LDR, and Cash Ratio.

Minimum Capital Adequacy Requirement (KPMM)
The ratio reported in this column is the ratio used to measure the adequacy of the BPR's KPMM based on capital calculations and risk-weighted assets (ATMR) as regulated in the POJK on BPR KPMM.
Productive Asset Quality (KAP)
The ratio reported in this column is the ratio used to measure the comparison of productive assets classified against productive assets as regulated in statutory regulations regarding the procedures for assessing the health level of rural credit banks.
Productive Asset Write-off Provisions (PPAP)
The ratio reported in this column is the ratio used to measure the comparison of PPAP formed against PPAP that must be formed as regulated in statutory regulations regarding the procedures for assessing the health level of rural credit banks.
Net Non-Performing Loan (NPL)
The ratio reported in this column is the ratio used to measure the comparison of loans given with less than satisfactory, doubtful, and loss quality, after deducting PPAP, against the total amount of loans given.
Return on Asset (ROA)
The ratio reported in this column is the ratio used to measure the comparison of profit before tax against the average total assets as regulated in statutory regulations regarding the procedures for assessing the health level of rural credit banks.
Operating Cost to Operating Income (BOPO)
The ratio reported in this column is the ratio used to measure the comparison of operating expenses against operating income calculated at the reporting position (not annualized) as regulated in statutory regulations regarding the procedures for assessing the health level of rural credit banks.
Loan to Deposit Ratio (LDR)
The ratio reported in this column is the ratio used to measure the comparison of loans given against funds received as regulated in statutory regulations regarding the procedures for assessing the health level of rural credit banks.
Cash Ratio
The ratio reported in this column is the ratio used to measure the comparison of liquid assets against current liabilities as regulated in statutory regulations regarding the procedures for assessing the health level of rural credit banks.

APPENDIX LIST

Appendix 01
List of Collateral Type Codes
No. Collateral Type Code

Liquid
a. SBI/Government Bonds. 101 b. Savings and deposits blocked at the relevant BPR accompanied by a withdrawal power of attorney.
c. Precious metals accompanied by a pledge power of attorney.
Non-Liquid
a. Jewelry gold. 201 b. Land and/or buildings with certificates encumbered by mortgage or fiduciary rights.
c. Land and/or buildings with certificates not encumbered by mortgage or fiduciary rights.
d. Land and/or buildings with ownership in the form of customary land acknowledgment letters attached with SPPT, the latest NJOP information from the competent authority, or the results of valuation from an independent valuer or competent institution. e. Land and/or buildings not included in letters b, c, and/or d. f. Warehouse receipts whose valuation was conducted within the last 12 (twelve) months and in accordance with statutory regulations regarding warehouse receipts. g. Warehouse receipts whose valuation was conducted more than 12 (twelve) months up to 18 (eighteen) months in the last period and in accordance with statutory regulations regarding warehouse receipts. h. Warehouse receipts whose valuation was conducted more than 18 (eighteen) months but not exceeding 24 (twenty-four) months in the last period and in accordance with statutory regulations regarding warehouse receipts.
i. Warehouse receipts not included in letters f to h.
j. Business premises accompanied by proof of ownership or a permit for land use or right to use issued by the competent authority and accompanied by a power of attorney to sell or transfer rights made or certified by a notary or made by another competent official. k. Business premises not included in letter j.
l. Motor vehicles, ships, motorized boats, heavy equipment, and/or machines that are part of a unit with land, accompanied by proof of ownership and have been subject to mortgage or fiduciary registration in accordance with statutory regulations.
m. Motor vehicles, ships, motorized boats, heavy equipment, and/or machines that are part of a unit with land not included in letter l. n. Portions of Credit guaranteed by SOEs/SOUs conducting credit guarantee business that meet the criteria as regulated in the POJK on BPR KPMM. o. Others. 299

Appendix 02
List of Counterparty Codes
No. Column Code
I. Bank Indonesia 001
II. Bank
a. BPR 600 b. BPRS 601
c. Commercial Bank 700
d. Sharia Commercial Bank 701 e. Sharia Business Unit (Sharia Branch of Commercial Bank) 901
III. Third Party Non-Bank
a. Government Sector
i. Central Government 800
ii. Regional Government 805
iii. Government Companies

SOEs conducting credit guarantee business meeting requirements as per POJK KPMM.
Other SOEs. 832
SOUs conducting credit guarantee business meeting requirements as per POJK KPMM.
Other SOUs. 834
iv. Others 835
b. Mixed Government Sector 840
c. Private Sector
i. Companies 860
ii. Cooperatives 870
iii. Groups 872
iv. Individuals
Employees/Pensioners (Civil Servants, TNI/POLRI, State Institutions, and SOEs/SOUs) whose loans meet requirements.
Others 875
v. Other Private 879

IV. Guarantor
a. Life Insurance 880 b. Credit Insurance 890
c. No Guarantor 000

Appendix 03
List of Regency or City Codes

West Java Province 0100
Bekasi Regency 0102
Purwakarta Regency 0103
Karawang Regency 0106
Bogor Regency 0108
Sukabumi Regency 0109
Cianjur Regency 0110
Bandung Regency 0111
Sumedang Regency 0112
Tasikmalaya Regency 0113
Garut Regency 0114
Ciamis Regency 0115
Cirebon Regency 0116
Kuningan Regency 0117
Indramayu Regency 0118
Majalengka Regency 0119
Subang Regency 0121
West Bandung Regency 0122
Pangandaran Regency 0123
Banjar City 0180
Bandung City 0191
Bogor City 0192
Sukabumi City 0193
Cirebon City 0194
Tasikmalaya City 0195
Cimahi City 0196
Depok City 0197
Bekasi City 0198
Banten Province 0200
Lebak Regency 0201
Pandeglang Regency 0202
Serang Regency 0203
Tangerang Regency 0204
Cilegon City 0291
Tangerang City 0292
Serang City 0293
South Tangerang City 0294
DKI Jakarta Special Capital Region 0300
Central Jakarta City Area 0391
North Jakarta City Area 0392
West Jakarta City Area 0393
South Jakarta City Area 0394
East Jakarta City Area 0395
Thousand Islands Administrative Regency Area 0396
Special Region of Yogyakarta 0500
Bantul Regency 0501
Sleman Regency 0502
Gunung Kidul Regency 0503
Kulon Progo Regency 0504
Yogyakarta City 0591
Central Java Province 0900
Semarang Regency 0901
Kendal Regency 0902
Demak Regency 0903
Grobogan Regency 0904
Pekalongan Regency 0905
Tegal Regency 0906
Brebes Regency 0907
Pati Regency 0908
Kudus Regency 0909
Pemalang Regency 0910
Jepara Regency 0911
Rembang Regency 0912
Blora Regency 0913
Banyumas Regency 0914
Cilacap Regency 0915
Purbalingga Regency 0916
Banjarnegara Regency 0917
Magelang Regency 0918
Temanggung Regency 0919
Wonosobo Regency 0920
Purworejo Regency 0921
Kebumen Regency 0922
Klaten Regency 0923
Boyolali Regency 0924
Sragen Regency 0925
Sukoharjo Regency 0926
Karanganyar Regency 0927
Wonogiri Regency 0928
Batang Regency 0929
Semarang City 0991
Salatiga City 0992
Pekalongan City 0993
Tegal City 0994
Magelang City 0995
Surakarta/Solo City 0996
East Java Province 1200
Gresik Regency 1201
Sidoarjo Regency 1202
Mojokerto Regency 1203
Jombang Regency 1204
Sampang Regency 1205
Pamekasan Regency 1206
Sumenep Regency 1207
Bangkalan Regency 1208
Bondowoso Regency 1209
Banyuwangi Regency 1211
Jember Regency 1212
Malang Regency 1213
Pasuruan Regency 1214
Probolinggo Regency 1215
Lumajang Regency 1216
Kediri Regency 1217
Nganjuk Regency 1218
Tulungagung Regency 1219
Trenggalek Regency 1220
Blitar Regency 1221
Madiun Regency 1222
Ngawi Regency 1223
Magetan Regency 1224
Ponorogo Regency 1225
Pacitan Regency 1226
Bojonegoro Regency 1227
Tuban Regency 1228
Lamongan Regency 1229
Situbondo Regency 1230
Batu City 1271
Surabaya City 1291
Mojokerto City 1292
Malang City 1293
Pasuruan City 1294
Probolinggo City 1295
Blitar City 1296
Kediri City 1297
Madiun City 1298
Bengkulu Province 2300
South Bengkulu Regency 2301
North Bengkulu Regency 2302
Rejang Lebong Regency 2303
Lebong Regency 2304
Kepahiang Regency 2305
Mukomuko Regency 2306
Seluma Regency 2307
Kaur Regency 2308
Central Bengkulu Regency 2309
Bengkulu City 2391
Jambi Province 3100
Batanghari Regency 3101
Sarolangun Regency 3104
Kerinci Regency 3105
Muaro Jambi Regency 3106
West Tanjung Jabung Regency 3107
East Tanjung Jabung Regency 3108
Tebo Regency 3109
Merangin Regency 3111
Bungo Regency 3112
Jambi City 3191
Sungai Penuh City 3192
Nanggroe Aceh Darussalam Province 3200
Aceh Besar Regency 3201
Pidie Regency 3202
North Aceh Regency 3203
East Aceh Regency 3204
South Aceh Regency 3205
West Aceh Regency 3206
Central Aceh Regency 3207
Southeast Aceh Regency 3208
Aceh Singkil Regency 3209
Aceh Jeumpa/Bireuen Regency 3210
Aceh Tamiang Regency 3211
Gayo Luwes Regency 3212
South Aceh Regency 3213
Aceh Jaya Regency 3214
Nagan Raya Regency 3215
Simeuleu Regency 3216
Bener Meriah Regency 3217
Pidie Jaya Regency 3218
Subulussalam City 3219
Banda Aceh City 3291
Sabang City 3292
Lhokseumawe City 3293
Langsa City 3294
North Sumatra Province 3300
Deli Serdang Regency 3301
Langkat Regency 3302
Karo Regency 3303
Simalungun Regency 3304
Labuhan Batu Regency 3305
Asahan Regency 3306
Dairi Regency 3307
North Tapanuli Regency 3308
Central Tapanuli Regency 3309
South Tapanuli Regency 3310
Nias Regency 3311
Toba Samosir Regency 3313
Mandailing Natal Regency 3314
South Nias Regency 3315
Humbang Hasundutan Regency 3316
Pakpak Bharat Regency 3317
Samosir Regency 3318
Serdang Bedagai Regency 3319
Batu Bara Regency 3321
Padang Lawas Regency 3322
North Padang Lawas Regency 3323
South Labuanbatu Regency 3324
North Labuanbatu Regency 3325
West Nias Regency 3326
North Nias Regency 3327
Tebing Tinggi City 3391
Binjai City 3392
Pematang Siantar City 3393
Tanjung Balai City 3394
Sibolga City 3395
Medan City 3396
Gunung Sitoli City 3397
Padang Sidempuan City 3399
West Sumatra Province 3400
Agam Regency 3401
Pasaman Regency 3402
Limapuluh Kota Regency 3403
South Solok Regency 3404
Padang Pariaman Regency 3405
South Coast Regency 3406
Tanah Datar Regency 3407
Sawah Lunto/Sijunjung Regency 3408
Mentawai Islands Regency 3409
West Pasaman Regency 3410
Dharmasraya Regency 3411
Solok Regency 3412
Bukittinggi City 3491
Padang City 3492
Sawahlunto City 3493
Padang Panjang City 3494
Solok City 3495
Payakumbuh City 3496
Pariaman City 3497
Riau Province 3500
Kampar Regency 3501
Bengkalis Regency 3502
Upper Indragiri Regency 3504
Lower Indragiri Regency 3505
Upper Rokan Regency 3508
Lower Rokan Regency 3509
Pelalawan Regency 3510
Siak Regency 3511
Kuantan Singingi Regency 3512
Meranti Islands Regency 3513
Pekanbaru City 3591
Dumai City 3592
South Sumatra Province 3600
Musi Banyuasin Regency 3606
Ogan Komering Ulu Regency 3607
Lematang Ilir Ogan Tengah (Muara Enim) Regency 3608
Lahat Regency 3609
Musi Rawas Regency 3610
Ogan Komering Ilir Regency 3611
Banyuasin Regency 3613
South Ogan Komering Ulu Regency 3614
East Ogan Komering Ulu Regency 3615
Ogan Ilir Regency 3616
Penukal Abab Lematang Ilir Regency 3619
Palembang City 3691
Lubuklinggau City 3693
Prabumulih City 3694
Pagar Alam City 3697
North Musi Rawas Regency 3618
Empat Lawang Regency 3617
Bangka Belitung Islands Province 3700
Bangka Regency 3701
Belitung Regency 3702
West Bangka Regency 3703
South Bangka Regency 3704
Central Bangka Regency 3705
East Belitung Regency 3706
Pangkal Pinang City 3707
Riau Islands Province 3800
Karimun Regency 3801
Lingga Regency 3802
Natuna Regency 3803
Bintan Regency (formerly Riau Islands Regency) 3804
Anambas Islands Regency 3805
Tanjung Pinang City 3891
Batam City 3892
Lampung Province 3900
South Lampung Regency 3901
Central Lampung Regency 3902
North Lampung Regency 3903
West Lampung Regency 3904
Tulang Bawang Regency 3905
Tanggamus Regency 3906
East Lampung Regency 3907
Way Kanan Regency 3908
Pesawaran Regency 3909
Pringsewu Regency 3910
West Tulang Bawang Regency 3911
West Coast Regency 3913
Bandar Lampung City 3991
Metro City 3992
Mesuji Regency 3912
South Kalimantan Province 5100
Banjar Regency 5101
Tanah Laut Regency 5102
Tapin Regency 5103
South Hulu Sungai Regency 5104
Central Hulu Sungai Regency 5105
North Hulu Sungai Regency 5106
Barito Kuala Regency 5107
Kota Baru Regency 5108
Tabalong Regency 5109
Tanah Bumbu Regency 5110
Balangan Regency 5111
Banjarmasin City 5191
Banjarbaru City 5192
West Kalimantan Province 5300
Pontianak Regency 5301
Sambas Regency 5302
Ketapang Regency 5303
Sanggau Regency 5304
Sintang Regency 5305
Kapuas Hulu Regency 5306
Bengkayang Regency 5307
Landak Regency 5308
Sekadau Regency 5309
Melawi Regency 5310
North Kayong Regency 5311
Kubu Raya Regency 5312
Pontianak City 5391
Singkawang City 5392
East Kalimantan Province 5400
Kutai Kartanegara Regency 5401
Berau Regency 5402
Paser Regency 5403
West Kutai Regency 5405
East Kutai Regency 5406
North Penajam Paser Regency 5411
Mahakam Ulu Regency 5413
Samarinda City 5491
Balikpapan City 5492
Bontang City 5494
North Kalimantan Province 5500
Bulungan Regency 5404
Nunukan Regency 5409
Malinau Regency 5410
Tana Tidung Regency 5412
Tarakan City 5493
Central Kalimantan Province 5800
Kapuas Regency 5801
West Kotawaringin Regency 5802
East Kotawaringin Regency 5803
Murung Raya Regency 5804
East Barito Regency 5805
South Barito Regency 5806
Gunung Mas Regency 5807
North Barito Regency 5808
Pulang Pisau Regency 5809
Seruyan Regency 5810
Katingan Regency 5811
Sukamara Regency 5812
Lamandau Regency 5813
Palangkaraya City 5892
Central Sulawesi Province 6000
Donggala Regency 6001
Poso Regency 6002
Banggai Regency 6003
Toli-Toli Regency 6004
Banggai Islands Regency 6005
Morowali Regency 6006
Buol Regency 6007
Tojo Una-Una Regency 6008
Parigi Moutong Regency 6009
Sigi Regency 6010
Palu City 6091
North Morowali Regency 6012
Banggai Laut Regency 6011
South Sulawesi Province 6100
Pinrang Regency 6101
Gowa Regency 6102
Wajo Regency 6103
Bone Regency 6105
Tana Toraja Regency 6106
Maros Regency 6107
Luwu Regency 6109
Sinjai Regency 6110
Bulukumba Regency 6111
Bantaeng Regency 6112
Jeneponto Regency 6113
Selayar Islands Regency 6114
Takalar Regency 6115
Barru Regency 6116
Sidenreng Rappang Regency 6117
Pangkajene Islands Regency 6118
Soppeng Regency (formerly Watansoppeng) 6119
Enrekang Regency 6121
East Luwu Regency (formerly South Luwu) 6122
North Luwu Regency 6124
North Toraja Regency 6125
Makassar City 6191
Pare-Pare City 6192
Palopo City 6193
North Sulawesi Province 6200
Minahasa Regency 6202
Bolaang Mongondow Regency 6203
Sangihe Islands Regency 6204
Talaud Islands Regency 6205
South Minahasa Regency 6206
North Minahasa Regency 6207
Southeast Minahasa Regency 6209
North Bolaang Mongondow Regency 6210
Sitaro Islands Regency 6211
South Bolaang Mongondow Regency 6212
East Bolaang Mongondow Regency 6213
Manado City 6291
Kotamobagu City 6292
Bitung City 6293
Tomohon City 6294
Gorontalo Province 6300
Gorontalo Regency 6301
Bualemo Regency 6302
Bonebolango Regency 6303
Pohuwato Regency 6304
North Gorontalo Regency 6305
Gorontalo City 6391
West Sulawesi Province 6400
Polewali Mandar Regency 6401
Majene Regency 6402
Mamasa Regency 6403
Central Mamuju Regency 6405
North Mamuju Regency 6404
Mamuju Regency 6406
Southeast Sulawesi Province 6900
Buton Regency 6901
Muna Regency 6903
Kolaka Regency 6904
Wakatobi Regency 6905
Konawe Regency 6906
South Konawe Regency 6907
Bombana Regency 6908
North Kolaka Regency 6909
North Buton Regency 6910
West Muna Regency 6916
Bau-Bau City 6990
Kendari City 6991
East Kaloka Regency 6912
Central Buton Regency 6915
South Buton Regency 6914
North Konawe Regency 6911
Konawe Islands Regency 6913
West Nusa Tenggara Province 7100
West Lombok Regency 7101
Central Lombok Regency 7102
East Lombok Regency 7103
Sumbawa Regency 7104
Bima Regency 7105
Dompu Regency 7106
West Sumbawa Regency 7107
North Lombok Regency 7108
Mataram City 7191
Bima City 7192
Bali Province 7200
Buleleng Regency 7201
Jembrana Regency 7202
Tabanan Regency 7203
Badung Regency 7204
Gianyar Regency 7205
Klungkung Regency 7206
Bangli Regency 7207
Karangasem Regency 7208
Denpasar City 7291
East Nusa Tenggara Province 7400
Kupang Regency 7401
South Central Timor Regency 7402
North Central Timor Regency 7403
Belu Regency 7404
Alor Regency 7405
East Flores Regency 7406
Sikka Regency 7407
Ende Regency 7408
Ngada Regency 7409
Manggarai Regency 7410
East Sumba Regency 7411
West Sumba Regency 7412
Lembata Regency 7413
Rote Ndao Regency 7414
West Manggarai Regency 7415
Central Sumba Regency 7416
South West Sumba Regency 7417
East Manggarai Regency 7418
Nagekeo Regency 7419
Malaka Regency 7421
Kupang City 7491
Sabu Raijua Regency 7420
Maluku Province 8100
Central Maluku Regency 8101
Southeast Maluku Regency 8102
Southwest Maluku Regency 8103
Buru Regency 8104
West Seram Regency 8105
East Seram Regency 8106
Aru Islands Regency 8107
Southwest Maluku Regency 8108
South Buru Regency 8109
Ambon City 8191
Tual City 8192
Papua Province 8200
Jayapura Regency 8201
Biak Numfor Regency 8202
Yapen-Waropen Islands Regency 8210
Merauke Regency 8211
Paniai Regency 8212
Jayawijaya Regency 8213
Nabire Regency 8214
Mimika Regency 8215
Puncak Jaya Regency 8216
Sarmi Regency 8217
Keerom Regency 8218
Bintang Mountains Regency 8221
Yahukimo Regency 8222
Tolikara Regency 8223
Waropen Regency 8224
Boven Digoel Regency 8226
Mappi Regency 8227
Asmat Regency 8228
Supiori Regency 8231
Mamberamo Raya Regency 8232
Dogiyai Regency 8233
Lanny Jaya Regency 8234
Central Mamberamo Regency 8235
Nduga Regency 8236
Yalimo Regency 8237
Puncak Regency 8238
Deiya Regency 8240
Jayapura City 8291
Intan Jaya Regency 8239
North Maluku Province 8300
Central Halmahera Regency 8302
North Halmahera Regency 8303
East Halmahera Regency 8304
West Halmahera Regency 8305
South Halmahera Regency 8306
Sula Islands Regency 8307
Morotai Island Regency 8308
Ternate City 8390
Tidore Islands City 8391
Taliabu Island Regency 8309
West Papua Province 8400
Sorong Regency 8401
Fak-Fak Regency 8402
Manokwari Regency 8403
South Sorong Regency 8404
Raja Ampat Regency 8405
Kaimana Regency 8406
Bintuni Bay Regency 8407
Wondama Bay Regency 8408
Tembrauw Regency 8409
Maybrat Regency 8410
Sorong City 8491
Arfak Mountains Regency 8411
South Manokwari Regency 8412
Outside Indonesia 9999
Undefined Others 0000
If there are changes to the regency or city codes, refer to the regency or city codes as found on the website of the Financial Services Authority Reporting System.

Appendix 04
List of Foreign Currency Codes

Afghanistan Afghani AFN
Albanian Lek ALL
Algerian Dinar DZD
US Dollar USD
Andorran Peseta ADP
French Franc FRF
Spanish Peseta ESO
Angolan Kwanza AOA
East Caribbean Dollar XCD
Norwegian Krone NOK
Argentine Peso ARS
Armenian Dram AMD
Aruban Florin AWG
Australian Dollar AUD
Austrian Schilling ATS
Azerbaijani Manat AZM
Bahamian Dollar BSD
Bahraini Dinar BHD
Bangladeshi Taka BDT
Barbados Dollar BBD
Belarusian Ruble BYR
Belgian Franc BEF
Belize Dollar BZD
CFA Franc BCEAO XOF
Bermudian Dollar BMD
Indian Rupee INR
Bhutanese Ngultrum BTN
Bolivian Boliviano BOB
Bosnia-Herzegovina Convertible Mark BAM
Botswana Pula BWP
Brazilian Real BRL
Pound Sterling (United Kingdom Pound) GBP
Seychelles Rupee SCR
Brunei Dollar BND
Bulgarian Lev BGN
Burundian Franc BIF
Cambodian Riel KHR
African Financial Community Franc XAF
Chilean Peso CLP
Chilean Unit of Account (UF) CLF
Chinese Renminbi CNY
Chinese Offshore Yuan CNH
Colombian Peso COP
Comorian Franc KMF
Congolese Franc CDF
New Zealand Dollar NZD
Costa Rican Colón CRC
Croatian Kuna HRK
Cuban Peso CUP
Cypriot Pound CYP
Czech Koruna CZK
Danish Krone DKK
Djiboutian Franc DJF
Dominican Peso DOP
Ecuadorian Sucre ECS
Egyptian Pound EGP
Salvadoran Colón SVC
Eritrean Nakfa ERN
Estonian Kroon EEK
Ethiopian Birr ETB
Euro EUR
Falkland Islands Pound FKP
Fijian Dollar FJD
Finnish Markka FIM
CFP Franc XPF
Gambian Dalasi GMD
Georgian Lari GEL
German Mark DEM
Ghanaian Cedi GHC
Gibraltar Pound GIP
Guatemalan Quetzal GTQ
Guinean Franc GNF
Guyanese Dollar GYD
Haitian Gourde HTG
Honduran Lempira HNL
Hong Kong Dollar HKD
Hungarian Forint HUF
Icelandic Króna ISK
Indonesian Rupiah IDR
Iranian Rial IRR
Iraqi Dinar IQD
Irish Pound IEP
Israeli Shekel ILS
Italian Lira ITL
Jamaican Dollar JMD
Japanese Yen JPY
Jordanian Dinar JOD
Kazakhstani Tenge KZT
Kenyan Shilling KES
South Korean Won KRW
North Korean Won KPW
Kuwaiti Dinar KWD
Kyrgyzstani Som KGS
Lao Kip LAK
Latvian Lats LVL
Lebanese Pound LBP
Lesotho Loti LSL
Liberian Dollar LRD
Libyan Dinar LYD
Liechtenstein Franc CHF
Lithuanian Litas LTL
Luxembourg Franc LUF
Macau Pataca MOP
Macedonian Denar MKD
Madagascar Franc MGF
Malawi Kwacha MWK
Malaysian Ringgit MYR
Maldives Rufiyaa MVR
Malian Franc MLF
Maltese Lira MTL
Mauritania Ouguiya MRO
Mauritius Rupee MUR
Mexican Peso MXN
Moldova Lei MDL
Mongolia Tugrik MNT
Moroccan Dirham MAD
Mozambique Metical MZM
Myanmar Kyat MMK
Namibia Dollar NAD
Rand (South African Rand) ZAR
Nepalese Rupee NPR
Netherlands Antilian Guilder/Florin ANG
Nigeria Naira NGN
Omani Rial OMR
Pakistan Rupee PKR
Panamanian Balboa PAB
Papua New Guinea Kina PGK
Paraguayan Guarani PYG
Peruvian Nuevo PEN
Philippines Peso PHP
Polis Zloty/New Zloty PLN
Portuguese Escudo PTE
Qatari Rial QAR
Romanian Leu ROL
Russian Rouble RUB
Rwanda Franc RWF
Samoan (West) Tala WST
Sao Tome Dobra STD
Saudi Riyal SAR
Sierra Leone Leone SLL
Singapore Dollar SGD
Slovakian Koruna SKK
Slovenia Tolar SIT
Solomon Islands Dollar SBD
Somali Schilling SOS
Spanish Peseta (convertiable Peseta Acc) ESP
Spanish Peseta ESB
Sri Langka Rupee LKR
St. Helena Pound SHP
Sudanese Pound SDP
Sudanese Dinar SDD
Surinam Guilder SRG
Surinam Dollar SRD
Swaziland Lilangeni SZL
Swedish Krone SEK
Syrian Pound SYP
Taiwan Dollar TWD
Tajikistan Somoni TJS
Tanzanian Shilling TZS
Thai Bath THB
Tonga Pa'anga TOP
Trinidad & Tobago Dollar TTD
Tunisian Dinar TND
Turkish Lira TRL
Turkmenistan Manat TMM
Ugandan Shilling UGX
Ukrainian Hryvna UAH
UAE Dirham AED
Uruguay Peso UYU
Uzbekistan Sum UZS
Vanuatu Vatu VUV
Venezuelan Bolivar VEB
Vietnam Dong VND
Yemeni Rial YER
Yugoslav Dinar YUM
Greek Drachma GRD
Zambian Kwacha ZMK
Zimbabwe Dollar ZWD
Special Drawing Right XDR
Silver XAG
Gold XAU
Canadian Dollar CAD
Netherlands Guilder/Gulden/Florin NLG
Cape Verde Escudo CVE

If there are changes to foreign currency codes, refer to the foreign currency codes as they appear on the website of the Financial Services Authority (OJK) Reporting System.

Appendix 05
List of Economic Sector Codes

Agriculture Rice 011110
Agriculture Secondary Crops Corn 011121
Agriculture Secondary Crops Cassava 011122
Agriculture Secondary Crops Sweet Potato 011123
Agriculture Secondary Crops Other Tubers 011124
Agriculture Secondary Crops Groundnuts 011125
Agriculture Secondary Crops Soybeans 011126
Agriculture Secondary Crops Other Legumes 011129
Plantation Sugar Cane and Other Sweetening Plants 011130
Plantation Tobacco 011140
Plantation Rubber and Other Latex-Producing Plants 011150
Plantation Plants for Textile Raw Materials and Similar 011160
Plantation Medicinal or Pharmaceutical Plants 011170
Plantation Aromatic Plants 011180
Other Plantation Plants Not Classified Elsewhere 011190
Horticulture Vegetables Harvested Once Red Onion 011211
Horticulture Other Vegetables Harvested Once 011219
Horticulture Vegetables Harvested More Than Once 011220
Horticulture Orchids 011231
Horticulture Other Flowers 011239
Other Ornamental Plants 011240
Horticulture Vegetable and Flower Seedling and Breeding 011250
Seasonal Fruit Citrus 011311
Other Seasonal Fruit 011319
Year-Round Fruit Banana 011321
Other Year-Round Fruit 011329
Coconut Plantation 011330
Oil Palm Plantation 011340
Coffee Plantation 011351
Tea Plantation 011352
Cocoa Plantation 011353
Cashew Plantation 011360
Pepper Plantation 011370
Clove Plantation 011380
Spice Plants Vanilla 011391
Spice Plants Nutmeg 011392
Other Spice Plants Not Classified Elsewhere 011399
Breeding and Raising Beef Cattle 012110
Breeding and Raising Sheep and Goats for Meat 012191
Breeding and Raising Dairy Livestock 012192
Breeding and Raising Pigs 012210
Breeding and Raising Poultry 012291
Combination of Agriculture or Plantation with Livestock (Mixed Farming) 013000
Agriculture, Plantation, and Livestock Services 014000
Hunting, Capture, and Breeding of Wild Animals 015000
Managed Forest Operations 020100
Natural Forest Operations 020200
Forest Products Other Than Wood 020300
Forestry Services 020400
Other Forestry Operations 020500
Tuna Fishing 050111
Other Fishing 050119
Marine Shrimp Fishing 050121
Other Marine Crustacean Fishing 050122
Other Fisheries 050190
Marine Organism Cultivation Shrimp 050211
Marine Organism Cultivation Tuna 050212
Marine Organism Cultivation Seaweed 050213
Other Marine Organism Cultivation 050219
Marine Organism Breeding 050220
Fishing in General Waters 050310
Crustacean, Mollusc, and Other Organism Fishing in General Waters 050320
Freshwater Organism Cultivation Shrimp 050411
Other Freshwater Organism Cultivation 050419
Brackish Water Organism Cultivation Shrimp 050421
Other Brackish Water Organism Cultivation 050429
Freshwater and Brackish Water Organism Breeding 050490
Marine Fisheries Production Facility Services 050510
Inland Fisheries Production Facility Services 050580
Other Fisheries Services 050590
Coal Mining, Peat Extraction, and Coal Gasification 101000
Coal Briquette Manufacturing 102000
Oil and Gas Mining 111010
Geothermal Energy Operations 111020
Oil and Gas Mining Services 112000
Uranium and Thorium Ore Mining 120000
Iron Sand and Iron Ore Mining 131000
Tin Ore Mining 132010
Bauxite Ore Mining 132020
Copper Ore Mining 132030
Nickel Ore Mining 132040
Gold Mining 132061
Silver Mining 132062
Other Mineral Deposits Not Containing Iron Ore 132090
Stone, Clay, and Sand Extraction 141000
Mineral, Chemical, and Fertilizer Mining 142100
Salt Extraction 142200
Other Mining and Extraction 142900
Slaughterhouse Industry 151110
Meat Processing and Preservation Industry 151120
Fish and Other Aquatic Organism Processing and Preservation Industry 151200
Fruit and Vegetable Processing and Preservation Industry 151300
Raw Oil (Cooking Oil) Industry from Vegetable and Animal Sources 151410
Cooking Oil Industry from Coconut 151430
Cooking Oil Industry from Raw Palm Oil 151440
Cooking Oil Industry from Palm Kernel 151450
Milk and Milk Food Industry 152000
Rice Milling and Rice Polishing Industry 153110
Copra Industry 153180
Other Milling Industry 153190
Flour and Starch Industry 153200
Animal Feed Industry 153300
Other Food Industry 154000
Bread and Similar Industry 154100
Sugar and Sugar Processing Industry 154200
Chocolate and Confectionery Industry 154300
Macaroni, Noodles, Spaghetti, Vermicelli, Sohun, and Similar Industry 154400
Tea Processing Industry 154911
Coffee Processing Industry 154912
Soy Sauce Industry 154930
Tempeh and Tofu Industry 154940
Other Food Industry Not Classified Elsewhere 154990
Beverage Industry 155000
Tobacco Drying and Processing Industry 160010
Cigarette Industry 160050
Cigarette Flavor and Other Cigarette Accessories Industry 160090
Spinning, Weaving, and Textile Finishing Industry 171000
Textile Goods and Carpet Finished Goods Industry 172000
Knitting Industry 173000
Kapok Industry 174000
Ready-Made Clothing and Accessories Industry, Except Fur Ready-Made Clothing 181000
Ready-Made Clothing or Fur Goods and Fur Dyeing Industry 182000
Leather and Leather Goods Industry (Including Artificial Leather) 191000
Footwear Industry 192000
Sawmilling and Preservation of Wood, Rattan, Bamboo, and Similar Industry 201000
Plywood, Veneer, and Similar Industry 202100
Woven Goods, Crafts, Wood Carvings, and Other Wood Goods Industry 202900
Paper Pulp, Paper, and Cardboard or Paper Board Industry 210100
Paper and Cardboard Packaging and Box Industry 210200
Other Paper and Cardboard Goods Industry Not Classified Elsewhere 210900
Publishing Industry 221000
Printing and Related Activities Industry (Including Reproduction or Reprinting) 222000
Reproduction of Recorded Media, Films, and Video 223000
Coal Goods Industry 231000
Petroleum Refining, Natural Gas Processing, and Petroleum Refining Products Industry 232000
Nuclear Fuel Processing 233000
Basic Chemical Industry, Except Fertilizer 241100
Fertilizer Industry 241200
Plastic and Synthetic Rubber Industry 241300
Pesticide Raw Materials and Pesticide Industry Including Plant Growth Regulators 242100
Paint, Varnish, and Lacquer Industry 242200
Pharmaceutical and Traditional Medicine Industry 242300
Soap and Household Cleaning Materials, Cosmetics, and Similar Industry 242400
Aromatic Oil Industry 242940
Chemical and Other Chemical Goods Industry 242990
Artificial Fiber Industry 243000
Rubber Smoking Industry 251210
Rubber Remilling Industry 251220
Crumb Rubber Industry 251230
Other Rubber Goods Industry 251900
Plastic Goods Industry 252000
Glass and Glass Goods Industry 261000
Porcelain Goods Industry 262000
Clay or Ceramic Processing Industry 263000
Cement, Lime, and Gypsum Industry, and Cement and Lime Goods Industry 264000
Stone Goods Industry 265000
Asbestos Goods Industry 266000
Other Non-Metallic Mineral Goods Industry 269000
Basic Iron and Steel Metal Industry 271000
Non-Ferrous Basic Metal Industry 272000
Iron and Steel Casting Industry 273100
Non-Ferrous Metal Casting Industry 273200
Ready-Metal Goods for Buildings, Tank Manufacturing, and Steam Generator Industry 281000
Agricultural, Carpentry, Cutting Tools, and Other Metal Equipment Industry 289300
Other Metal Goods Industry Not Classified Elsewhere 289900
General Machinery Industry 291000
Agricultural and Forestry Machinery Industry, and Maintenance and Repair Support Services 292100
Mining, Excavation, and Construction Machinery Industry 292400
Food, Beverage, and Tobacco Processing Machinery Industry 292500
Textile Machinery, Textile Products, and Leather Goods Machinery Industry 292600
Other Special Machinery Industry 292900
Other Household Equipment Industry Not Classified Elsewhere 293000
Office, Accounting, and Data Processing Machinery and Equipment Industry 300000
Electric Motor, Generator, and Transformer Industry 311000
Electrical Control and Distribution Equipment Industry 312000
Electric and Telephone Cable Industry 313000
Electric Accumulator and Battery Industry 314000
Incandescent Bulb and Lighting Lamp Industry 315000
Other Electrical Equipment Industry Not Classified Elsewhere 319000
Electronic Tubes and Valves and Other Electronic Components Industry 321000
Communication Transmission Equipment Industry 322000
Radio, Television, Sound and Image Recording Equipment, and Similar Industry 323000
Medical Equipment, and Measuring, Examining, Testing Equipment, and Other Parts Industry, Except Optical Instruments 331000
Optical Instruments and Photographic Equipment Industry 332000
Clock, Bell, and Similar Industry 333000
Four-Wheeled or More Motor Vehicle Industry 341000
Four-Wheeled or More Motor Vehicle Bodybuilding Industry 342000
Four-Wheeled or More Motor Vehicle Accessories and Components Industry 343000
Ship and Boat Manufacturing and Repair Industry 351000
Railway, Railway Parts and Accessories, and Railway Repair Industry 352000
Aircraft and Accessories Manufacturing and Repair Industry 353000
Two-Wheeled and Three-Wheeled Motor Vehicle, Components, and Accessories Industry 359100
Other Transport Equipment Industry Not Classified Elsewhere 359900
Furniture Industry 361000
Other Processing Industry 369000
Metal Goods Recycling 371000
Non-Metal Goods Recycling 372000
Rural Electricity 401001
Other Electricity 401002
Gas 402000
Steam and Hot Water 403000
Provision and Distribution of Clean Water 410000
Transmigration Housing Land Preparation (PTPT) 451001
Rice Field Land Preparation 451002
Other Land Preparation 451009
Building and Civil Engineering Construction 452000
Simple Housing Construction - State Savings Bank 452111
Simple Housing Construction - Perumnas 452112
Simple Housing Construction - Other Types up to 21 452113
Simple Housing Construction - Other Types 22 to 452114
Medium, Large, and Luxury Housing Construction (Type Above 70) 452115
Office Building Construction 452120
Industrial Building Construction 452130
Inpres Market Shopping Building Construction 452141
Other Shopping Building Construction 452149
Other Building Construction 452190
Highway Structures 452211
Toll Road Structures 452212
Road, Bridge, and Runway Structures 452213
Road and Railway Bridge Structures 452220
Irrigation Structures 452240
Wharf (Port) Structures 452270
Other Civil Structures 452290
Rural Electrical Building Construction 452301
Other Electrical and Communication Building Construction 452309
Special Construction 452400
Building Installation 453100
Civil Building Installation 453200
Building Construction Completion 454000
Building Demolition with Operator 455000
Car Sales 501000
Car Spare Parts and Accessories Sales 502000
Motorcycle Sales 503001
Motorcycle Spare Parts and Accessories Sales 503002
Vehicle Fuel Retail Trade 504000
Wholesale Trade Based on Commission (Fee) or Contract 511000
Corn Trade 512111
Tobacco Trade 512112
Rubber Trade 512113
Clove Trade 512114
Pepper Trade 512115
Coconut and Palm Coconut Trade 512116
Cotton Trade 512117
Other Domestic Wholesale Agricultural Products 512119
Domestic Wholesale of Live Animals 512120
Domestic Wholesale of Fisheries Products 512130
Wood Trade 512141
Other Domestic Wholesale Forestry and Hunting Products 512149
Domestic Rice Trade 512201
Domestic Sugar Trade 512202
Domestic Coffee Trade 512203
Domestic Tea Trade 512204
Domestic Salt Trade 512205
Domestic Palm Oil Trade 512206
Domestic Copra Trade 512207
Domestic Cigarette Trade 512208
Other Domestic Food, Beverage, and Tobacco Trade 512209
Wholesale Trade of Textiles, Ready-Made Clothing, and Leather 513100
Other Wholesale Trade of Household Goods 513900
Wholesale Trade of Gas, Liquid, and Solid Fuel, and Similar Products 514100
Wholesale Trade of Metals and Metal Ores 514200
Domestic Cement Trade 514301
Domestic Reinforcing Bar Trade 514302
Other Domestic Construction Material Trade 514309
Domestic Fertilizer and Pesticide Trade 514901
Other Domestic Intermediate Goods Trade 514909
Wholesale Trade of Machinery, Spare Parts, and Accessories 515000
Domestic Newspaper Paper Trade 519001
Other Domestic Trade Not Classified Elsewhere 519009
Retail Trade of Various Goods Dominated by Food, Beverage, and Tobacco 521100
Retail Trade of Various Goods Dominated by Non-Food, Beverage, and Tobacco Goods 521900
Retail Trade of Agricultural Commodity Food 522100
Retail Trade of Food, Beverage, or Tobacco Commodity from Processing Industry 522200
Retail Trade of Chemicals, Pharmacy, Cosmetics, and Laboratory Equipment 523100
Retail Trade of Textiles, Ready-Made Clothing, Footwear, and Personal Goods 523200
Retail Trade of Household and Kitchen Equipment 523300
Retail Trade of Construction Materials 523400
Retail Trade of Fuel and Lubricating Oil 523500
Retail Trade of Paper, Paper Goods, Stationery, Printed Goods, Sports Equipment, Musical Instruments, Photographic Equipment, and Computers 523600
Retail Trade of Machinery (Except Cars and Motorcycles) and Spare Parts, Including Transport Equipment 523700
Retail Trade of Crafts, Children's Toys, and Paintings 523800
Retail Trade of Other Commodities (Not Food, Beverage, or Tobacco) 523900
Retail Trade of Used Goods 524000
Street Stall Retail Trade of Agricultural Commodities 525100
Street Stall Retail Trade of Food and Beverage from Processing Industry 525200
Street Stall Retail Trade of Chemicals, Pharmacy, Cosmetics, and Laboratory Equipment 525300
Street Stall Retail Trade of Textiles, Ready-Made Clothing, Footwear, and Personal Goods 525400
Street Stall Retail Trade of Household and Kitchen Equipment 525500
Street Stall Retail Trade of Fuel and Lubricants 525600
Street Stall Retail Trade of Paper, Paper Goods, Stationery, Printed Goods, Sports Equipment, Musical Instruments, Photographic Equipment, and Computers 525700
Street Stall Retail Trade of Crafts, Children's Toys, and Paintings 525800
Street Stall Retail Trade of Used Goods 525900
Other Street Stall Retail Trade 526000
Retail Trade via Media 527100
Mobile Retail Trade 527200
Export Trade Based on Commission (Fee) or Contract 531000
Export Trade of Palm Kernel 532111
Export Trade of Food and Plantation Crops 532112
Export Trade of Other Agricultural Raw Materials 532119
Export Trade of Live Animals 532120
Export Trade of Fisheries Products 532130
Export Trade of Wood 532141
Export Trade of Rattan 532142
Export Trade of Forest Products Other Than Wood and Rattan 532149
Export Trade of Processed Shrimp 532201
Export Trade of Tea 532202
Export Trade of Ground Coffee 532203
Export Trade of Tobacco 532204
Export Trade of Other Food and Beverage 532209
Export Trade of Textiles 533101
Export Trade of Ready-Made Clothing 533102
Export Trade of Leather 533103
Export Trade of Other Household Goods 533900
Export Trade of Gas, Liquid, and Solid Fuel and Similar Products 534100
Export Trade of Tin Ore 534201
Export Trade of Non-Tin Metal Ore 534202
Export Trade of Coal 534203
Export Trade of Other Metals and Metal Ores (from Mining and Extraction) 534209
Export Trade of Plywood 534301
Export Trade of Other Construction Materials (excluding Extraction Products) 534309
Export Trade of Intermediate Products, Used Goods, and Scrap 534900
Export Trade of Machinery, Spare Parts, and Accessories 535000
Export Trade of Sawed Timber 539011
Export Trade of Coffee Beans 539012
Export Trade of Tobacco 539013
Export Trade of Rubber 539014
Export Trade of Pepper 539015
Export Trade of Raw Palm Oil 539016
Export Trade of Palm Kernel Oil 539017
Export Trade of Copra Meal 539018
Export Trade of Other Agriculture, Plantation, and Forestry Products 539019
Export Trade of Processed Animals 539021
Export Trade of Other Food Materials 539022
Export Trade of Semi-Finished Mining Products 539023
Export Trade of Other Semi-Finished Goods 539029
Export Trade of Wood and Rattan Crafts 539031
Export Trade of Non-Wood and Non-Rattan Crafts 539032
Export Trade of Construction Services 539034
Other Export Trade Not Classified Elsewhere 539039
Import Trade Based on Commission (Fee) or Contract 541000
Import Trade of Cloves 542101
Import Trade of Wheat Grain 542102
Import Trade of Corn 542103
Import Trade of Soybeans 542104
Import Trade of Other Agricultural Raw Materials and Live Animals 542109
Import Trade of Rice 542201
Import Trade of Sugar 542202
Import Trade of Other Food, Beverage, and Tobacco 542209
Import Trade of Textiles, Ready-Made Clothing, and Leather 543100
Import Trade of Other Household Goods 543900
Import Trade of Gas, Liquid, and Solid Fuel and Similar Products 544100
Import Trade of Metals and Metal Ores 544200
Import Trade of Reinforcing Bar 544301
Import Trade of Other Construction Materials 544309
Import Trade of Fertilizer and Pesticide 544901
Import Trade of Pharmacy 544902
Import Trade of Other Intermediate Goods 544909
Import Trade of Industrial Spare Parts 545001
Import Trade of Machinery Spare Parts and Other Accessories 545009
Other Import Trade 549000
Star Hotel 551100
Melati Hotel 551200
Other Accommodation Services 551900
Restaurant or Eatery 552100
Other Food and Beverage Provision 552009
Rail Road Transport 601000
In-Route Road Transport for Passengers 602100
Out-of-Route Road Transport for Passengers 602200
Road Transport for Goods 602300
Pipeline Transport 603000
Domestic Sea Transport 611100
International Sea Transport 611200
River and Lake Transport 612100
Domestic Ferry Transport 612200
Scheduled Air Transport 621000
Unscheduled Air Transport 622000
Special Air Transport 623000
Cargo Handling Services 631000
Warehousing, Cold Storage Services, and Bonded Area Services 632000
Transport Support Services Except Cargo Handling and Warehousing 633000
Travel Agency Services 634000
Delivery and Packaging Services 635000
National Post, Post Service Units, and Courier Services 641000
Telecommunication Networks 642000
Telecommunication Services 643000
Special Telecommunications 644000
Monetary Intermediaries (Banks) 651000
Other Financial Intermediaries (Non-Bank) Leasing 659001
Other Financial Intermediaries (Non-Bank) Other than Leasing 659009
Insurance and Pension Funds 660000
Support Services for Financial Intermediaries Except Insurance and Pension Funds 671000
Currency Exchange Services or Foreign Currency Dealers (Money Changer) 671001
Other Support Services for Financial Intermediaries 671002
Support Services for Insurance and Pension Funds 672000
Real Estate Simple Housing - Perumnas 701001
Real Estate Simple Housing - Other than Perumnas up to Type 21 701002
Real Estate Simple Housing - Other than Perumnas Type 22 up to 70 701003
Real Estate Medium, Large, or Luxury Housing (Type Above 70) 701004
Real Estate Housing Flats or Apartments 701005
Real Estate Shopping Buildings (Malls, Plazas) 701006
Real Estate Office Buildings 701007
Real Estate Shop-Houses (Ruko) or Office-Houses (Rukan) 701008
Other Real Estate 701009
Real Estate on a Fee Basis or Contract 702000
Tourism Areas and Provision of Water Tourism Facilities Tourism Areas 703000
Rental of Land Transport Equipment 711100
Rental of Water Transport Equipment 711200
Rental of Air Transport Equipment 711300
Rental of Agricultural Machinery and Equipment 712100
Rental of Construction and Civil Engineering Machinery and Equipment 712200
Rental of Office Machinery and Equipment (including Computers) 712300
Rental of Other Machinery and Equipment Not Classified Elsewhere 712900
Rental of Household and Personal Goods Not Classified Elsewhere 713000
Hardware Consulting Services 721000
Software Consulting Services 722000
Data Processing 723000
Database Activity Services 724000
Maintenance and Repair of Office, Accounting, and Computer Machines 725000
Other Activities Related to Computers 729000
Research and Development of Natural Sciences and Technology 731000
Research and Development of Social Sciences and Humanities 732000
Legal, Accounting and Bookkeeping, Tax Consulting, Market Research, and Business and Management Consulting Services 741000
Architect Consulting, Engineering and Technical Activities, and Analysis and Testing Services 742000
Advertising Services 743000
Other Business Services Not Classified Elsewhere 749000
Government Administration, and Economic and Social Policies 751000
Foreign Relations, Defense, and Security 752000
Mandatory Social Security 753000
Basic Education Services 801000
Secondary Education Services 802000
Higher Education Services 803000
Other Education Services 804000
Human Health Services - Hospitals 851001
Human Health Services - Polyclinics or Maternity Hospitals 851002
Human Health Services - Care or Treatment Facilities 851003
Human Health Services - Medical Professions 851004
Veterinary Services 852000
Social Activities Services 853000
Cleaning Services 900000
Business, Entrepreneur, and Professional Organizations 910000
Labor Organizations 912000
Other Organizations 919000
Film, Radio, Television, and Other Entertainment Activities 921000
News Agency Activities 922000
Libraries, Archives, Museums, and Other Cultural Activities 923000
Other Services 930000
Personal Services Serving Households 950000
International Organizations and Other Extra-International Bodies 990000
Activities with Unclear Boundaries - Individuals 000001
Activities with Unclear Boundaries - Business Entities 000002
Households for Residential Housing Ownership 001100
Households for Residential Housing Ownership up to Type 21 001110
Households for Residential Housing Ownership Type 22 up to 70 001120
Households for Residential Housing Ownership Type Above 70 001130
Households for Flat or Apartment Ownership up to Type 21 001210
Households for Flat or Apartment Ownership Type 22 up to 70 001220
Households for Flat or Apartment Ownership Type Above 70 001230
Households for Shop-House (Ruko) or Office-House (Rukan) Ownership 001300
Households for Four-Wheeled Vehicle Ownership 002100
Households for Motorcycle Ownership 002200
Households for Trucks and Six-Wheeled or More Motor Vehicle Ownership 002300
Households for Other Motor Vehicle Ownership 002900
Households for Furniture and Household Equipment Ownership 003100
Households for Television, Radio, and Electronic Equipment Ownership 003200
Households for Computers and Communication Equipment Ownership 003300
Households for Other Equipment Ownership 003900
Households for Purposes Not Classified Elsewhere - Households for Multi-Purpose Purposes Collateralized by Residential Housing up to Type 21 004120
Households for Purposes Not Classified Elsewhere - Households for Multi-Purpose Purposes Collateralized by Residential Housing Type 22 up to 70 004130
Households for Purposes Not Classified Elsewhere - Households for Multi-Purpose Purposes Collateralized by Residential Housing Type Above 70 004140
Households for Purposes Not Classified Elsewhere - Households for Multi-Purpose Purposes Collateralized by Apartments up to Type 21 004150
Households for Purposes Not Classified Elsewhere - Households for Multi-Purpose Purposes Collateralized by Apartments Type 22 up to 70 004160
Households for Purposes Not Classified Elsewhere - Households for 004170

This copy is consistent with the original
Legal Director 1
Legal Department signed
Yuliana
Multi-Purpose Purposes Collateralized by Type Above 70
473. Households for Purposes Not Classified Elsewhere - Households for Multi-Purpose Purposes Collateralized by Ruko or Rukan 004180
474. Households for Other Multi-Purpose Purposes 004190
475. Households for Purposes Not Classified Elsewhere 004900
476. Other Non-Fields of Business 009000
If there are changes to the economic sector codes, refer to the economic sector codes as found on the website of the Financial Services Authority Reporting System. Determined in Jakarta on June 20, 2019 HEAD OF THE EXECUTIVE SUPERVISOR OF BANKING FINANCIAL SERVICES AUTHORITY REPUBLIC OF INDONESIA, signed HERU KRISTIYANA

Financial Services Authority Circular No. 8/SEOJK.03/2019 Concerning Monthly Reports of Rural Banks

Lineage: Superseded

Timeline