To:
The Board of Directors of Rural Banks at your place.

COPY
CIRCULAR LETTER OF THE FINANCIAL SERVICES AUTHORITY REPUBLIC OF INDONESIA NUMBER 12 /SEOJK.03/2022 CONCERNING MONTHLY REPORT OF RURAL BANKS

In connection with the establishment of the Financial Services Authority Regulation Number 13/POJK.03/2019 concerning the Reporting of Rural Banks and Sharia Rural Financing Institutions through the Financial Services Authority Reporting System (State Gazette of the Republic of Indonesia Year 2019 Number 86, Supplement to the State Gazette of the Republic of Indonesia Number 6342), hereinafter referred to as the POJK on BPR and BPRS Reporting, and in order to align with current regulations, to support supervisory needs including data and information by BPR regarding the provision of funds in the context of addressing potential and/or liquidity issues, the implementation of the Anti-Money Laundering and Counter-Financing of Terrorism (AMLC/CFT) program, and the realization of BPR cooperation with Information Technology-Based Money Lending Service Providers/Fintech Peer-to-Peer Lending, it is necessary to replace the provisions regarding BPR monthly reports in the Financial Services Authority Circular Letter as follows:

I. GENERAL PROVISIONS

In this Financial Services Authority Circular Letter, the following terms are defined as:
a. Rural Bank, hereinafter abbreviated as BPR, is a conventional bank that does not provide payment circulation services in its operations. b. Financial Services Authority Reporting System is an information system used as a means for BPR to submit reports online to the Financial Services Authority.
c. BPR Monthly Report is the financial report and other information compiled by BPR for the needs of the Financial Services Authority, presented according to the systematics determined by the Financial Services Authority in a uniform format and definitions.
In carrying out BPR supervision, as referred to in Article 2 paragraph (2) of the POJK on BPR and BPRS Reporting, BPR is required to compile and submit the BPR Monthly Report through the Financial Services Authority Reporting System in a complete, accurate, current, whole, comparable, and timely manner.
The submission of the BPR Monthly Report as referred to in item 2 is conducted through the Financial Services Authority Reporting System, covering combined data and information from all offices and each individual BPR office.
In accordance with Article 8 of the POJK on BPR and BPRS Reporting, the BPR Monthly Report contains data and information including:
a. basic data; b. financial position report;
c. administrative accounts;
d. income statement; e. detailed list of specific items in the financial position report; f. information related to violations and exceeding the maximum credit limit (BMPK); and g. quarterly financial ratios.
Basic data as referred to in item 4 letter a includes data and information related to the implementation of the AMLC/CFT program as stated in the Appendix which is an inseparable part of this Financial Services Authority Circular Letter.

II. FORMAT AND PROCEDURE FOR COMPILING THE BPR MONTHLY REPORT

The format and procedure for compiling the BPR Monthly Report refer to the Guidelines for Compiling the BPR Monthly Report as stated in the Appendix which is an inseparable part of this Financial Services Authority Circular Letter.
The application operation procedure for compiling and submitting the BPR Monthly Report is carried out in accordance with the Technical Instructions for the BPR Monthly Report Application on the website of the Financial Services Authority Reporting System.

III. REQUIREMENTS FOR COMPILING AND SUBMITTING THE BPR MONTHLY REPORT

For the compilation and submission of the BPR Monthly Report, BPR must prepare and provide the following facilities:

Computers and internet network with adequate configuration as referred to in the Technical Instructions for the BPR Monthly Report Application on the website of the Financial Services Authority Reporting System.
Written guidelines on the conversion system and procedures as referred to in Article 10 of the POJK on BPR and BPRS Reporting, which must at least cover the compilation and submission of the BPR Monthly Report and/or corrections to the BPR Monthly Report, including mapping all financial report items in the core banking system application for all items in the BPR Monthly Report as stated in the Appendix which is an inseparable part of this Financial Services Authority Circular Letter.
Information technology facilities consisting of:
a. adequate security systems for computer devices, applications used, and BPR Monthly Report data; and b. backup of BPR Monthly Report data and information managed properly.

IV. SUBMISSION OF BPR MONTHLY REPORT AND/OR CORRECTIONS TO THE BPR MONTHLY REPORT

BPR submits the BPR Monthly Report to the Financial Services Authority no later than the 10th of the month following the reporting month, in accordance with the format and provisions as stated in the Appendix which is an inseparable part of this Financial Services Authority Circular Letter.
BPR submits corrections to the BPR Monthly Report to the Financial Services Authority no later than the 15th of the month following the reporting month, in accordance with the format and provisions as stated in the Appendix which is an inseparable part of this Financial Services Authority Circular Letter.
In the event that BPR submits the BPR Monthly Report and/or corrections to the BPR Monthly Report offline as referred to in Article 3 and Article 9 of the POJK on BPR and BPRS Reporting, the BPR Monthly Report is submitted in the form of a validated, encrypted, and compressed send file by the client application as referred to in the Technical Instructions for the BPR Monthly Report Application, using data recording media such as flash disks or compact disks.
The submission of the BPR Monthly Report and/or corrections to the BPR Monthly Report offline as referred to in item 3 is submitted to the Regional Office of the Financial Services Authority or the local Financial Services Authority Office according to the area where the BPR head office is located.
In the event that the send file received offline by the Financial Services Authority is damaged as referred to in item 3, BPR resubmits the send file using data recording media upon request by the Financial Services Authority.
In accordance with Article 7 of the POJK on BPR and BPRS Reporting, BPR submits:
a. the name of the person responsible for the BPR Monthly Report for the first time; and/or b. any changes to the name of the person responsible for the BPR Monthly Report. The name of the person responsible for the BPR Monthly Report and/or changes to the name of the person responsible for the BPR Monthly Report are submitted to the Banking Licensing and Information Department.

V. TRANSITIONAL PROVISIONS

In the event that there are corrections to the BPR Monthly Report for reporting positions prior to the submission of the January 2023 reporting position, which are made after the submission of the January 2023 reporting position, the correction is carried out referring to the format and procedure as stated in the Appendix which is an inseparable part of this Financial Services Authority Circular Letter.
In the event that the Financial Services Authority Reporting System does not yet contain changes in:
a. Form 00.00 – BPR Basic Information; b. Form 05.00 – List of Placements in Other Banks;
c. Form 06.00 – List of Credits Granted;
d. Form 09.00 – Details of Other Assets; e. Form 13.00 – List of Deposits from Other Banks; and f. Form 00.08 – Quarterly Financial Ratios, as stated in the Appendix of this Financial Services Authority Circular Letter, the filling of the aforementioned forms continues to be carried out through the Financial Services Authority Reporting System in accordance with the Financial Services Authority Circular Letter Number 8/SEOJK.03/2019 concerning Monthly Reports of Rural Banks as amended by the Financial Services Authority Circular Letter Number 18/SEOJK.03/2021 concerning Amendments to the Financial Services Authority Circular Letter Number 8/SEOJK.03/2019 concerning Monthly Reports of Rural Banks.
In the event that Form 00.14 – List of Customer Types and Deposit Products at BPR and Form 00.15 – Details of Transactions Related to AMLC/CFT Risk Assessment are not yet available in the Financial Services Authority Reporting System, the aforementioned forms are submitted in the form of:

electronic copies (softcopy) via official email; or
printed copies (hardcopy),
directed to the Regional Office of the Financial Services Authority or the local Financial Services Authority Office according to the area where the BPR head office is located.

For the calculation of the return on asset (ROA) ratio and the operating cost to operating income (BOPO) ratio as stated in Form 00.08 – Quarterly Financial Ratios:
a. up to the reporting position for September 2023, is carried out in accordance with the provisions of legislation regarding the procedure for assessing the health level of BPR; and b. starting from the reporting position for December 2023, is carried out in accordance with the Financial Services Authority Circular Letter regarding the assessment of the health level of BPR and BPRS.
For the calculation of the Loan to Deposit Ratio (LDR) and Cash Ratio as stated in Form 00.08 – Quarterly Financial Ratios:
a. up to the reporting position for September 2023, is carried out in accordance with the provisions of legislation regarding the procedure for assessing the health level of BPR; and b. starting from the reporting position for December 2023:

LDR is carried out in accordance with the calculation of the ratio of total credits granted to total non-bank third-party funds; and
Cash Ratio is carried out in accordance with the calculation of the ratio of total liquid assets to current liabilities,
as referred to in the Financial Services Authority Circular Letter regarding the implementation of risk management for BPR.

VI. CLOSING

At the time this Financial Services Authority Circular Letter takes effect, the Financial Services Authority Circular Letter Number 8/SEOJK.03/2019 concerning Monthly Reports of Rural Banks as amended by the Financial Services Authority Circular Letter Number 18/SEOJK.03/2021 concerning Amendments to the Financial Services Authority Circular Letter Number 8/SEOJK.03/2019 concerning Monthly Reports of Rural Banks is revoked and declared invalid.

This copy is consistent with the original
Director of Law 1
Law Department signed
Mufli Asmawidjaja

At the time this Financial Services Authority Circular Letter takes effect:
a. Financial Services Authority Circular Letter Number 41/SEOJK.03/2017 concerning Maximum Credit Limits for Rural Banks; and b. Financial Services Authority Circular Letter Number 39/SEOJK.03/2017 concerning Annual Reports and Published Financial Reports of Rural Banks, are declared to remain in effect insofar as they do not conflict with this Financial Services Authority Circular Letter.
The productive asset quality ratio as stated in Form 00.08 – Quarterly Financial Ratios is revoked and declared invalid effective December 1, 2023.
The provisions in this Financial Services Authority Circular Letter take effect on February 1, 2023.

Determined in Jakarta on July 19, 2022
EXECUTIVE HEAD OF BANKING SUPERVISOR
FINANCIAL SERVICES AUTHORITY
REPUBLIC OF INDONESIA, signed
HERU KRISTIYANA

APPENDIX
CIRCULAR LETTER OF THE FINANCIAL SERVICES AUTHORITY REPUBLIC OF INDONESIA NUMBER 12 /SEOJK.03/2022 CONCERNING MONTHLY REPORT OF RURAL BANKS

ii
TABLE OF CONTENTS
CHAPTER I GENERAL EXPLANATION .............................................................................. - 1 -
CHAPTER II GENERAL EXPLANATION OF COLUMNS IN LIST FORMS
AND DETAIL FORMS ....................................................................................... - 5 -
CHAPTER III EXPLANATION OF BPR MONTHLY REPORT FORMS ..................................... - 13 -
FORM 00.00 – 1 BPR BASIC INFORMATION .......................................................... - 13 - FORM 00.00 – 2 EXPLANATION OF BPR BASIC INFORMATION.................................... - 14 - FORM 00.01 – 1 BPR OWNERSHIP DATA......................................................... - 17 - FORM 00.01 – 2 BPR OWNERSHIP DATA CODES.............................................. - 18 - FORM 00.01 – 3 EXPLANATION OF BPR OWNERSHIP DATA .................................. - 19 - FORM 00.02 – 1 DATA OF BPR BOARD OF DIRECTORS AND BOARD OF COMMISSARS MEMBERS .......................................................................................... - 21 - FORM 00.02 – 2 CODES FOR DATA OF BPR BOARD OF DIRECTORS AND BOARD OF COMMISSARS MEMBERS....................................................................... - 24 - FORM 00.02 – 3 EXPLANATION OF DATA OF BPR BOARD OF DIRECTORS AND BOARD OF COMMISSARS MEMBERS....................................................................... - 27 - FORM 00.03 – 1 BPR EXECUTIVE ORGAN DATA ............................................... - 31 - FORM 00.03 – 2 CODES FOR BPR EXECUTIVE ORGAN DATA .................................... - 33 - FORM 00.03 – 3 EXPLANATION OF BPR EXECUTIVE ORGAN DATA......................... - 35 - FORM 00.04 – 1 BPR OFFICE DATA.................................................................. - 38 - FORM 00.04 – 2 CODES FOR BPR OFFICE DATA....................................................... - 40 - FORM 00.04 – 3 EXPLANATION OF BPR OFFICE DATA ........................................... - 43 - FORM 00.05 – 1 OTHER RELATED PARTIES DATA............................................... - 46 - FORM 00.05 – 2 CODES FOR OTHER RELATED PARTIES DATA.................................... - 47 - FORM 00.05 – 3 EXPLANATION OF OTHER RELATED PARTIES DATA......................... - 49 - FORM 01.00 – 1 FINANCIAL POSITION REPORT .................................................. - 51 - FORM 01.00 – 2 EXPLANATION OF FINANCIAL POSITION REPORT............................ - 54 - FORM 01.01 – 1 ADMINISTRATIVE ACCOUNTS..................................................... - 65 - FORM 01.01 – 2 EXPLANATION OF ADMINISTRATIVE ACCOUNTS .............................. - 66 - FORM 02.00 – 1 INCOME STATEMENT .............................................................. - 68 - FORM 02.00 – 2 EXPLANATION OF INCOME STATEMENT ........................................ - 72 - FORM 03.00 – 1 LIST OF CASH IN FOREIGN CURRENCY ...................................... - 84 - FORM 03.00 – 2 CODES FOR LIST OF CASH IN FOREIGN CURRENCY ........................... - 85 - FORM 03.00 – 3 EXPLANATION OF LIST OF CASH IN FOREIGN CURRENCY ................ - 86 - FORM 04.00 – 1 LIST OF SECURITIES .................................................... - 87 - FORM 04.00 – 2 CODES FOR LIST OF SECURITIES......................................... - 89 - FORM 04.00 – 3 EXPLANATION OF LIST OF SECURITIES.............................. - 90 - FORM 05.00 – 1 LIST OF
PLACEMENTS IN OTHER BANKS................................ - 92 - FORM 05.00 – 2 CODES FOR LIST OF PLACEMENTS IN OTHER BANKS..................... - 94 -

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FORM 05.00 – 3 EXPLANATION OF LIST OF PLACEMENTS IN OTHER BANKS.......... - 96 - FORM 06.00 – 1 LIST OF CREDITS GRANTED....................................... - 100 - FORM 06.00 – 2 CODES FOR LIST OF CREDITS GRANTED............................ - 105 - FORM 06.00 – 3 EXPLANATION OF LIST OF CREDITS GRANTED ................ - 111 - FORM 06.01 – 1 LIST OF COLLATERAL................................................................... - 124 - FORM 06.01 – 2 CODES FOR LIST OF COLLATERAL ....................................................... - 125 - FORM 06.01 – 3 EXPLANATION OF LIST OF COLLATERAL ............................................ - 126 - FORM 07.00 – 1 LIST OF ACQUIRED COLLATERAL ......................................... - 129 - FORM 07.00 – 2 CODES FOR LIST OF ACQUIRED COLLATERAL...................... - 130 - FORM 07.00 – 3 EXPLANATION OF LIST OF ACQUIRED COLLATERAL........... - 131 - FORM 08.00 – 1 LIST OF FIXED ASSETS, INVENTORY, AND INTANGIBLE ASSETS ........ - 133 - FORM 08.00 – 2 CODES FOR LIST OF FIXED ASSETS, INVENTORY, AND INTANGIBLE ASSETS ........ - 134 - FORM 08.00 - 3 EXPLANATION OF LIST OF FIXED ASSETS, INVENTORY AND INTANGIBLE ASSETS ........ - 135 - FORM 09.00 – 1 DETAILS OF OTHER ASSETS......................................................... - 138 - FORM 09.00 – 2 EXPLANATION OF DETAILS OF OTHER ASSETS .................................. - 139 - FORM 09.01 – 1 DETAILS OF OTHER ASSETS – OTHERS..................................... - 141 - FORM 09.01 – 2 EXPLANATION OF DETAILS OF OTHER ASSETS – OTHERS .............. - 142 - FORM 10.00 – 1 DETAILS OF IMMEDIATE LIABILITIES................................................ - 143 - FORM 10.00 - 2 EXPLANATION OF DETAILS OF IMMEDIATE LIABILITIES ......................... - 144 - FORM 11.00 – 1 SAVINGS LIST .............................................................. - 146 - FORM 11.00 – 2 CODES FOR SAVINGS LIST ................................................... - 148 - FORM 11.00 - 3 EXPLANATION OF SAVINGS LIST........................................ - 150 - FORM 12.00 – 1 DEPOSIT LIST................................................................ - 152 - FORM 12.00 – 2 CODES FOR DEPOSIT LIST .................................................... - 154 - FORM 12.00 – 3 EXPLANATION OF DEPOSIT LIST ......................................... - 156 - FORM 13.00 – 1 LIST OF DEPOSITS FROM OTHER BANKS.................................... - 158 - FORM 13.00 – 2 CODES FOR LIST OF DEPOSITS FROM OTHER BANKS......................... - 160 - FORM 13.00 – 3 EXPLANATION OF LIST OF DEPOSITS FROM OTHER BANKS.............. - 162 - FORM 14.00 – 1 DETAILS OF OTHER LIABILITIES ............................................... - 165 - FORM 14.00 – 2 EXPLANATION OF DETAILS OF OTHER LIABILITIES......................... - 166 - FORM 14.01 – 1 DETAILS OF OTHER LIABILITIES – OTHERS............................ - 169 - FORM 14.01 – 2 EXPLANATION OF DETAILS OF OTHER LIABILITIES – OTHERS .....- 170 - FORM 15.00 – 1
LIST OF WRITTEN-OFF PRODUCTIVE ASSETS................ - 171 - FORM 15.00 – 2 CODES FOR LIST OF DETAILS OF WRITTEN-OFF PRODUCTIVE ASSETS ..................................................................................... - 173 - FORM 15.00 – 3 EXPLANATION OF LIST OF WRITTEN-OFF PRODUCTIVE ASSETS ..................................................................................... - 175 -

iv
FORM 00.06 – 1 LIST OF PAID-UP CAPITAL, SUBSIDY CAPITAL, AND CAPITAL CONTRIBUTION FUNDS - EQUITY ................................................ - 178 - FORM 00.06 – 2 CODES FOR LIST OF PAID-UP CAPITAL, SUBSIDY CAPITAL, AND CAPITAL CONTRIBUTION FUNDS - EQUITY ...................................... - 179 - FORM 00.06 – 3 EXPLANATION OF LIST OF PAID-UP CAPITAL , SUBSIDY CAPITAL AND CAPITAL CONTRIBUTION FUNDS – EQUITY.............................. - 180 - FORM 00.07 - 1 LIST OF LOANS RECEIVED .................................... - 182 - FORM 00.07 – 2 CODES FOR LIST OF LOANS RECEIVED ......................... - 184 - FORM 00.07 – 3 EXPLANATION OF LIST OF LOANS RECEIVED .............. - 186 - FORM 00.08 – 1 QUARTERLY FINANCIAL RATIOS .......................................... - 190 - FORM 00.08 – 2 EXPLANATION OF QUARTERLY FINANCIAL RATIOS.................... - 191 - FORM 00.09 – 1 DATA OF BPR BOARD OF DIRECTORS AND BOARD OF COMMISSARS MEMBERS WHO HAVE CEASED TO HOLD OFFICE......................................... - 194 - FORM 00.09 – 2 CODES FOR DATA OF BPR BOARD OF DIRECTORS AND BOARD OF COMMISSARS MEMBERS WHO HAVE CEASED TO HOLD OFFICE ..................... - 195 - FORM 00.09 – 3 EXPLANATION OF DATA OF BPR BOARD OF DIRECTORS AND BOARD OF COMMISSARS MEMBERS WHO HAVE CEASED TO HOLD OFFICE ..................... - 197 - FORM 00.10 – 1 DATA OF BPR EXECUTIVE ORGAN MEMBERS WHO HAVE CEASED TO HOLD OFFICE- 200 - FORM 00.10 – 2 CODES FOR DATA OF BPR EXECUTIVE ORGAN MEMBERS WHO HAVE CEASED to HOLD OFFICE............................................................................. - 202 - FORM 00.10 – 3 EXPLANATION OF DATA OF BPR EXECUTIVE ORGAN MEMBERS WHO HAVE CEASED to HOLD OFFICE............................................................................. - 204 - FORM 00.11 – 1 DATA OF BPR CASH OFFICES AND CASH SERVICE ACTIVITIES... - 207 - FORM 00.11 – 2 CODES FOR DATA OF BPR CASH OFFICES AND CASH SERVICE ACTIVITIES................................................................................. - 208 - FORM 00.11 – 3 EXPLANATION OF DATA OF BPR CASH OFFICES AND CASH SERVICE ACTIVITIES................................................................................. - 210 - FORM 00.12 – 1 DATA OF BPR OFFICE CLOSURES AND CASH SERVICE ACTIVITIES CLOSURES................................................................................. - 213 - FORM 00.12 – 2 CODES FOR DATA OF BPR OFFICE CLOSURES AND CASH SERVICE ACTIVITIES CLOSURES................................................................................. - 214 - FORM 00.12 – 3 EXPLANATION OF DATA OF BPR OFFICE CLOSURES AND CASH SERVICE ACTIVITIES CLOSURES ............................................................ - 215 - FORM 00.13 SUPPORTING DOCUMENTS ....................................................... - 217 - FORM 00.14 – 1 DATA ON CUSTOMER TYPES AND DEPOSIT PRODUCTS AT BPR .... - 219 - FORM 00.14 – 2 EXPLANATION OF DATA ON CUSTOMER TYPES AND DEPOSIT PRODUCTS AT
BPR.................................................................................... - 220 - FORM 00.15 – 1 DETAILS OF TRANSACTIONS RELATED TO AMLC/CFT RISK ASSESSMENT.............................................................................. - 223 -

v
FORM 00.15 – 2 EXPLANATION OF DETAILS OF TRANSACTIONS RELATED TO AMLC/CFT RISK ASSESSMENT ..................................................................... - 224 - LIST OF APPENDICES ............................................................................................ - 226 -
Appendix 01 List of Collateral Types Codes..................................................... - 226 -
Appendix 02 List of Counterparty Codes...................................................... - 228 -
Appendix 03 List of Regency or City Codes......................................... - 230 -
Appendix 04 List of Foreign Currency Codes ...................................................... - 246 -
Appendix 05 List of Economic Sector Codes ................................................. - 255 -
Appendix 06 List of Financial Services Authority Work Area Codes .............. - 379 -
Appendix 07 Information Document on the Realization of Information Technology-Based Money Lending Service Providers (LPMUBTI)/Fintech
P2PL Cooperating with BPR .................................... - 381 -

CHAPTER I
GENERAL EXPLANATION
A. Reporting Objectives
The Monthly BPR Report, prepared according to the systematics in this guideline book, is intended for the following purposes:

BPR Supervision.
Preparation of banking statistics for the formulation of BPR development policies.
Submission of information reported regarding violations or exceeding of the Maximum Credit Limit (BMPK) as calculated in accordance with the Financial Services Authority Regulation regarding the maximum limit for BPR credit provision.
Submission of ratios contained in the BPR quarterly published financial statements in accordance with the Financial Services Authority Regulation regarding BPR financial condition transparency. In preparing the published financial statements, BPRs must still pay attention to other applicable regulations, including the Financial Services Authority Regulation regarding revaluation for main parties of financial service institutions.
To meet these reporting objectives, this Monthly BPR Report must be filled out completely, accurately, currently, and wholly, and submitted on time. In this regard, reports based on uniform definitions are required.

B. Accounting Treatment
Accounting treatment, which includes recording and valuation of BPR business activity transactions, follows the applicable financial accounting standards for BPRs.

C. Reporting Principles
This reporting system adopts the principle of separation between the financial position report and the administrative account. All items that are BPR assets, liabilities, and equity are reported in the financial position report monthly along with detailed lists. Items that are still commitments and contingencies, as well as other notes, are reported in the administrative account.

D. Report Presentation Method
Report presentation is based on grouping according to the underlying transactions. For example, credits granted to other banks are reported as credits granted, not as placements in other banks. Deposits that have matured but have not yet been withdrawn by customers are reported as deposits, not as immediate liabilities.

E. Types of Reports
BPRs submit reports with the following details:

Consolidated Report
BPRs submit the Monthly BPR Report in a consolidated manner from all BPR offices, including:
No Form Name of Form
Form 00.00 Basic BPR Information
Form 00.01 BPR Ownership Data
Form 00.02 BPR Board of Directors and Board of Commissioners Members Data
Form 00.03 BPR Executive Organ Data
Form 00.04 BPR Office Data
Form 00.05 Other Related Parties Data
Form 00.06 List of Paid-in Capital, Donation Capital, and Capital Contribution Funds - Equity
Form 00.07 List of Loans Received
Form 00.08 Quarterly Financial Ratios
Form 00.09 BPR Board of Directors and Board of Commissioners Members Who Have Ceased to Serve Data
Form 00.10 BPR Executive Organ Who Have Ceased to Serve Data
Form 00.11 BPR Cash Office and Cash Service Activity Data
Form 00.12 BPR Office Closure and Cash Service Activity Data
Form 00.13 Supporting Documents
Form 00.14 BPR Customer Types and Savings Product Data
Form 00.15 Details of Transactions Related to Money Laundering Crime (TPPU) and Terrorism Financing Crime (TPPT) Risk Assessment
Form 01.00 Financial Position Report
Form 01.01 Administrative Account
Form 02.00 Income Statement
In the event that a BPR does not have branch offices, the consolidated report for Form 01.00: Financial Position Report, Form 01.01: Administrative Account, and Form 02.00: Income Statement is the same as the per-office report.
Per-Office Report
BPRs submit reports per office, namely the Monthly BPR Report for each office owned by the BPR, including:
No Form Name of Form
Form 01.00 Financial Position Report
Form 01.01 Administrative Account
Form 02.00 Income Statement
Form 03.00 Foreign Currency Cash List
Form 04.00 Securities List
Form 05.00 Placements in Other Banks List
Form 06.00 Credits Granted List
Form 06.01 Collateral List
Form 07.00 Acquired Collateral List
Form 08.00 Fixed Assets, Inventories, and Intangible Assets List
Form 09.00 Other Assets Details
Form 09.01 Other Assets Details - Others
Form 10.00 Immediate Liabilities Details
Form 11.00 Savings List
Form 12.00 Deposit List
Form 13.00 Deposits from Other Banks List
Form 14.00 Other Liabilities Details
Form 14.01 Other Liabilities Details - Others
Form 15.00 Productive Assets Written Off List

F. Submission Method for Monthly BPR Reports
BPRs prepare data and information for the Monthly BPR Report and corrections to the Monthly BPR Report (if any) in text file format (.txt), and for Form 00.13 - Supporting Documents in portable document format (.pdf). BPRs submit the results of the process as a file to the Financial Services Authority (OJK) through the OJK Reporting System. Forms in the Monthly BPR Report are reported with codes, numbers, letters, and amounts in full Rupiah for basic BPR data forms, financial position report forms, administrative account forms, income statement forms, list forms, detail forms, and quarterly financial ratio forms.

G. Submission of Corrections to Monthly BPR Reports In the event that there are corrections to some forms of the Monthly BPR Report or from one of the BPR offices, the BPR submits corrections to the Monthly BPR Report for all forms of the Monthly BPR Report submitted as per letter E.

H. Submission of Monthly BPR Reports

Monthly BPR Reports and corrections to Monthly BPR Reports are submitted to the Financial Services Authority (OJK) through the OJK Reporting System in accordance with the format and regulations established in this Guideline for Preparing Monthly BPR Reports.
BPRs exempted from the obligation to submit Monthly BPR Reports through the OJK Reporting System submit Monthly BPR Reports in accordance with the procedures specified in the POJK on BPR and BPRS Reporting.

I. Submission of Questions
Questions related to the Monthly BPR Report application are submitted to the OJK Help Desk, tel. 021 - 29600000 or email address: helpdesk@ojk.go.id.

CHAPTER II
GENERAL EXPLANATION OF COLUMNS IN LIST FORMS AND DETAIL FORMS This chapter explains the general meaning and terms of the columns contained in some list forms and detail forms. For more specific meanings, they are elaborated in the explanation of each respective form.

A. Bank
Banks include BPRs, BPRSs, commercial banks, and Islamic commercial banks, including Islamic business units or Islamic branch offices (KC) of commercial banks that conduct transactions with BPRs.

B. Bank Code
Bank code refers to the BPR code, BPRS code, commercial bank code, including Islamic business units or Islamic KCs of commercial banks, or Islamic commercial banks in Indonesia that conduct transactions with BPRs. If the bank conducting transactions with the BPR is a BPR or BPRS, the bank code used consists of 6 (six) digits of the BPR or BPRS code as contained in the OJK Reporting System. If the bank is a commercial bank, Islamic business unit, or Islamic KC of a commercial bank or Islamic commercial bank, the bank code is reported by referring to the code as contained in the OJK Reporting System.

C. Third Parties Other Than Banks
Third parties other than banks are third parties other than banks that conduct transactions with BPRs, consisting of:

Government Sector
a. Central Government
Central government refers to all government agencies, whether ministries or non-ministerial government agencies, whose financial budgets are financed by the State Budget (APBN), including regional offices or regional representative offices. b. Regional Government Regional government refers to all agencies or government institutions that administer government affairs by regional governments and regional people's representative councils according to the principles of autonomy and delegated tasks, with autonomy principles and whose financial budgets are financed by Regional Budgets (APBD).
c. Government Companies
Government companies are companies whose entire or majority of capital is owned by the central government or regional governments in accordance with Laws regarding State-Owned Enterprises (BUMN) and Laws regarding Regional Governments, consisting of:

State-Owned Enterprises (BUMN)
a) BUMNs that conduct credit guarantee business meeting requirements according to the Financial Services Authority Regulation regarding minimum capital requirements and minimum core capital fulfillment for Rural Banks (POJK KPMM); b) Other BUMNs, namely:
i. BUMNs that conduct credit guarantee business but do not meet requirements according to POJK KPMM; or
ii. BUMNs that conduct business other than credit guarantee business.
Regional-Owned Enterprises (BUMD)
a) BUMDs that conduct credit guarantee business meeting requirements as per POJK KPMM; b) Other BUMDs, namely:
i. BUMDs that conduct credit guarantee business but do not meet requirements according to POJK KPMM; or
ii. BUMDs that conduct business other than credit guarantee business.
If government companies are in the form of public companies (Perum) or limited liability companies (Persero), the code reported is the BUMN code. If government companies are in the form of regional public companies (Perumda) or regional limited liability companies (Perseroda), the code reported is the BUMD code. d. Others Others refer to government sector third parties other than banks that cannot be grouped into letters a through c.

Mixed Government Sector
Mixed government sector refers to companies whose capital is partially owned by the central government, regional governments, or government companies as referred to in number 1 letter c, which cannot be grouped into number 1, and partially owned by national or foreign private entities.
Private Sector
a. Companies
Companies refer to any form of business that conducts any type of business that is permanent and continuous, and is established, operates, and is located within the territory of the Republic of Indonesia, for the purpose of obtaining profit and/or earnings other than cooperatives. b. Cooperatives Cooperatives refer to business entities consisting of individuals or legal entities in accordance with Laws regarding cooperatives.
c. Groups
Groups refer to a collection of people conducting similar business activities with a pattern of joint liability. d. Individuals Individuals refer to individuals who are not legal entities, consisting of:

Employees or Pensioners
Employees or pensioners refer to employees or pensioners of civil servants (PNS), members of the Indonesian National Armed Forces (TNI) or the Indonesian National Police (POLRI), state agency employees, or BUMN or BUMD employees whose credits meet requirements according to POJK KPMM BPR. If employees or pensioners of Perum or Persero, the code reported is the BUMN employee code. If employees or pensioners of Perumda or Perseroda, the code reported is the BUMD employee code.
Others
Others refer to credits to individuals, including employees or pensioners, that cannot be grouped into number 1). e. Other Private Sector Other private sector refers to private sector third parties other than banks that cannot be grouped into letters a through d, including foundations, social bodies, social organizations, or institutions established to conduct social activities and do not seek profit.

D. Customer Groups
Customer groups refer to third parties other than banks that have savings and/or deposits, grouped into letter C.

E. Debtor Types
Debtor types refer to banks and third parties other than banks that receive credits, grouped into letter A and letter C.

F. Guarantor Groups
Guarantor groups refer to guarantor parties issuing guarantees for credits granted in accordance with applicable regulations regarding the provision of guarantees. Insurance on credit collateral is not included in this category.

G. Creditor Groups
Creditor groups are Bank Indonesia, banks, or third parties other than banks that provide loan or financing facilities to BPRs, grouped into letter A and letter C.

H. Location
Location refers to the place where banks, debtor businesses, customers, or creditors conducting transactions with BPRs are located, in the form of District or City areas. Location codes are reported by referring to Appendix 03 - List of District or City Codes.

I. Relationship with Banks
Relationship with banks refers to the connection between BPRs and other parties conducting transactions with BPRs in accordance with the Financial Services Authority Regulation regarding the maximum limit for BPR credit provision, as follows:

Related Parties
Related parties refer to parties conducting transactions with BPRs that meet the criteria for related parties according to the Financial Services Authority Regulation regarding the maximum limit for BPR credit provision. Specifically for Form 06.00 – Credits Granted List and Form 15.00 – Productive Assets Written Off List, related parties are distinguished as:
a. Related for welfare purposes, in the case of credits to members of the Board of Directors, members of the Board of Commissioners, and/or BPR employees meeting related party criteria, intended to improve welfare and repaid from income obtained from the respective BPR. b. Other related parties, in cases that cannot be grouped into letter a.
Unrelated Parties
Unrelated parties refer to parties conducting transactions with BPRs that cannot be grouped into number 1.

J. Quality
Quality refers to the quality of productive assets according to the Financial Services Authority Regulation regarding productive asset quality and the formation of provisions for write-off of productive assets for rural banks (POJK KAP and PPAP BPR), with quality classification as follows:

Good (Lancar);
Special Attention (Dalam Perhatian Khusus);
Substandard (Kurang Lancar);
Doubtful (Diragukan); or
Bad (Macet).

K. Time Period
Time period refers to the duration of financial assets or liabilities owned by BPRs based on agreements.

Start Date
Start date refers to the date, month, and year the asset or liability was owned by the BPR or the date, month, and year of the initial issuance of the financial asset or liability based on the agreement.
Maturity Date
Maturity date refers to the date, month, and year the agreement for the financial asset or liability ends.
For financial assets or liabilities that do not have a maturity date, the maturity date is left blank.
For financial assets or liabilities that are extended, the start date and maturity date are reported based on the last extension agreement.

L. Interest Rate
Interest rate refers to the annual interest rate percentage or annualized rate received (interest income) for assets or annual interest cost paid (interest expense) for liabilities. If interest rates differ for one account in the reporting month, the highest interest rate is reported.

M. Provision
Provision refers to income received from debtors for approved credits, expressed as a certain percentage of the credit limit.

N. Transaction Costs
Transaction costs refer to all costs incurred that can be directly attributed to obtaining financial assets or financial liabilities, such as marketing fees. In the event that transaction costs are charged to customers, such costs are not included in the acquisition cost of granting credits.

O. Measurement
Measurement refers to the balance of financial assets or liabilities presented in the financial position report on the reporting date. The amount of financial assets or liabilities can be:

Acquisition cost, which is the amount of cash or cash equivalents paid (received) or the fair value of other consideration given (received) to obtain an asset (issue a liability) at the time of acquisition.
Amortized cost, which is the amount of financial assets or liabilities measured at initial recognition minus principal payments, plus or minus cumulative amortization using the effective interest method calculated from the difference between initial value and maturity value.
Fair value, which is the value at which an asset can be exchanged or a liability settled between knowledgeable and willing parties in an arm’s length transaction.
Carrying amount, which is the value presented in the financial position report after deducting accumulated depreciation and/or impairment loss reserves.
Net realizable value, which is the market value of collateral minus estimated costs required for sale.

P. Formed PPAP
Provisions for write-off of productive assets (PPAP) that have been formed refer to PPAP formed by BPRs in accordance with POJK KAP and PPAP BPR.

Q. No. CIF (Customer Identification File)
No. CIF refers to the customer information number used in the single Customer Identification File (CIF) or integrated customer profile in accordance with the Financial Services Authority Regulation regarding the implementation of anti-money laundering and counter-terrorism financing programs in the financial service sector. Customers referred to herein include depositors, debtors, and/or creditors of BPRs. Depositors who are also debtors of the BPR must have the same CIF number as reported through the Financial Services Information System (SLIK). In this reporting, every CIF number must be filled with a unique code in alphanumeric format. The CIF number is individual customer information as follows:

This column is filled with the CIF number of BPR depositors, debtors, and/or creditors.
Each CIF number must be unique for each depositor, debtor, and/or creditor, i.e., 1 (one) CIF number for every 1 (one) depositor, debtor, and/or creditor.
The CIF number of depositors, debtors, and/or creditors cannot be changed while the depositor, debtor, and/or creditor is recorded in the Monthly BPR Report.
A CIF number used by 1 (one) depositor, debtor, and/or creditor cannot be used by other depositors, debtors, and/or creditors (no reuse/no recycle).
If the CIF number contains characters other than numbers and/or letters, those characters do not need to be included.
The CIF number column must be filled (mandatory).

Example of data entry:
No. Depositor, Debtor, and/or Creditor CIF Number Entry

Depositor, debtor, and/or creditor has CIF number 123456789 123456789
Depositor, debtor, and/or creditor has CIF number C – 12345 C12345
Depositor, debtor, and/or creditor has CIF number ABC/12345 ABC12345

R. Type of Collateral
Collateral refers to additional guarantees submitted by debtor customers to the BPR in the context of granting credit facilities or additional guarantees submitted by the BPR to creditors for loans received by the BPR. The type of collateral code is reported by referring to Appendix 01 – List of Collateral Types.

CHAPTER III
EXPLANATION OF MONTHLY BPR REPORT FORMS
FORM 00.00 – 1
BASIC BPR INFORMATION

BPR Name :
BPR Address :
District/City :
OJK Working Area :
Telephone Number :
E-mail :
BPR Website :
Taxpayer Identification Number (NPWP) :
Reporting Responsible Person
a. Name :
b. Department/Division :
c. Telephone Number :
d. E-mail :
Dividends Paid
a. Nominal :
b. General Meeting of Shareholders/Annual Members Meeting (RUPS/RAT) Year :
Annual Bonuses and Tantiems :
Annual Financial Report Audit Information
a. Name of Public Accounting Firm (KAP) Auditing :
b. Name of Public Accountant (AP) Auditing :
c. Inspection to... by the Same KAP :
Nominal Value per Share :
Foreign Currency Trader (PVA)
a. Has PVA license : (1) Yes / (2) No b. PVA License Date :
c. Number of PVAs :
Has/Does Not Have Electronic Banking Services (E-Banking)
: (1) Yes / (2) No
Ultimate Shareholders Names : 1.
: 2.
: 3.
: 4. etc.

FORM 00.00 – 2
EXPLANATION OF BASIC BPR INFORMATION
Basic BPR information includes:

BPR Name
The name reported in this column is the legal entity of the BPR, whether limited liability company (PT), regional company (PD), Perumda, Perseroda, or cooperative (Kop), and the BPR name as registered with the Financial Services Authority (OJK).
BPR Address
The address reported in this column is the head office address of the BPR.
District/City
The code reported in this column is the District or City code where the head office is located, referring to Appendix 03 - List of District or City Codes.
OJK Working Area
The code reported in this column is the working area code of the Financial Services Authority (OJK) office where the head office is located. The OJK working area code refers to Appendix 06 - List of OJK Working Area Codes.
Telephone Number
The telephone number reported in this column is the head office telephone number.
E-mail
The e-mail address reported in this column is the head office electronic mail address.
BPR Website
The website address reported in this column is the head office website address, if any.
NPWP
The Taxpayer Identification Number (NPWP) of the BPR reported in this column.
Reporting Responsible Person
a. Name
The name of the reporting responsible person appointed and submitted to the Financial Services Authority (OJK) reported in this column. b. Department/Division The name of the department or division where the reporting responsible person works reported in this column.
c. Telephone Number
The telephone number of the reporting responsible person reported in this column. d. E-mail The electronic mail address of the reporting responsible person reported in this column.
Dividends Paid
a. Nominal
The amount of dividends or residual business results for BPRs with cooperative legal entities distributed to shareholders or members based on the last General Meeting of Shareholders (RUPS) or Annual Members Meeting (RAT) reported in this column. Filled in full Rupiah. b. RUPS/RAT Year The year of the RUPS/RAT meeting discussing the distribution of dividends or residual business results as referred to in letter a, reported in this column.
Annual Bonuses and Tantiems
The amount in full Rupiah of annual bonuses, tantiems, and similar items paid by the BPR in the current year up to the reporting month (accumulated in one year) reported in this column.
Annual Financial Report Audit Information
Information regarding audit activities of the BPR's annual financial reports reported in this column, including:
a. Name of Public Accounting Firm (KAP) Auditing Filled with the name of the KAP auditing the BPR if the BPR's annual financial report position is audited by a KAP. If the BPR's annual financial report position is not audited by a KAP, it can be left blank. b. Name of Public Accountant (AP) Auditing Filled with the name of the AP responsible for the audit report if the BPR's annual financial report position is audited by an AP. If the position of the BPR's annual financial report is not audited by an AP, it can be left blank.

The annual financial report of a BPR not audited by a Public Accountant (KAP) may be left blank.
c. Inspections by... the Same KAP
Filled with the number of BPR inspections conducted by the same KAP in sequence.

Nominal Value per Share
The value reported in this column is the nominal value stated on the share certificate.
Foreign Currency Trader (PVA)
a. Having a PVA License
Filled with “1” if the BPR conducts business as a Foreign Currency Trader (money changer), filled with “2” if the BPR does not conduct business as a Foreign Currency Trader (money changer). b. PVA License Date The value reported in this column is the date of approval from the authority for the BPR to conduct business as a PVA.
c. Number of PVAs
The value reported in this column is the number of BPR offices conducting business as a PVA.
Having/Not Having Electronic Banking Services (E-Banking)
Filled with “1” if the BPR has electronic banking services (e-banking), filled with “2” if the BPR does not have electronic banking services (e-banking). The term electronic banking services refers to services for customers to obtain information, communicate, and conduct banking transactions via electronic media, such as short message service (SMS) banking, mobile banking, and/or internet banking. If the BPR only has electronic media that is informative but cannot be used to conduct banking transactions, the BPR is classified as not having e-banking facility services.
Name of Ultimate Shareholders
The value reported in this column is the name of ultimate shareholders in accordance with the Financial Services Authority Regulation regarding the assessment of competence and propriety for key parties of financial service institutions.

FORM 00.01 – 2
BPR OWNERSHIP DATA CODES
COLUMN CODES
I. Name
Filled with the full name of the BPR shareholder.
II. Address
Filled with the complete address of each BPR shareholder.
III. Type

Individual. 01
Legal Entity. 02
Regional Government. 03
IV. Identity No.
Filled with the identity number of the shareholder.
V. Shareholder Status
Controlling Shareholder (PSP) 01
Non-Controlling Shareholder (Non PSP) 02
VI. Nominal Amount
Filled in full Rupiah.
VII. Ownership Percentage
Filled with the ownership percentage of each BPR shareholder.

FORM 00.01 – 3
EXPLANATION OF BPR OWNERSHIP DATA
BPR ownership data includes:
I. Name
The value reported in this column is the full name of the BPR shareholder in accordance with the latest BPR deed or amendment to the articles of association.
II. Address
The value reported in this column is the complete address of each BPR shareholder. If the complete address of the BPR shareholder is unknown, for ownership less than 2% (two percent), this column may be left blank.
III. Type
The value reported in this column is the type of BPR shareholder ownership:
a. Individual, in case the shareholder is an individual. b. Legal Entity, in case the shareholder is a legal entity.
c. Regional Government, in case the shareholder is a regional government.
IV. Identity No.
The value reported in this column is the identity number of the shareholder, namely the population identity number (NIK) if the BPR shareholder is an individual, or the Taxpayer Identification Number (NPWP) if the shareholder is a legal entity. If the identity number of the BPR shareholder is unknown, for ownership less than 2% (two percent), this column may be left blank.
V. Shareholder Status
Reported with code 01 if the shareholder is a controlling shareholder in accordance with the Financial Services Authority Regulation regarding the assessment of competence and propriety for key parties of financial service institutions. Reported with code 02 if the shareholder is not a controlling shareholder of the BPR.
VI. Nominal Amount
The value reported in this column is the nominal amount of shares owned by the BPR shareholder.

VII. Ownership Percentage
The value reported in this column is the ownership percentage of the shareholder in accordance with the latest BPR deed or amendment to the articles of association.

FORM 00.02 – 2
CODES FOR DATA ON BPR BOARD OF DIRECTORS AND BOARD OF COMMISSIONERS MEMBERS COLUMN CODES
I. Name
Filled with the full name of each BPR board of directors and board of commissioners member.
II. Address
Filled with the complete address of each BPR board of directors and board of commissioners member.
III. NIK
Filled with the NIK of each BPR board of directors and board of commissioners member.
IV. Position
Board of Directors Members

President Director 110
Director 120
Board of Commissioners Members
President Commissioner 210
Commissioner 220
V. Date Started Serving
Filled with the date the board of directors and board of commissioners members started serving at the BPR.
DD-MM-YYYY
VI. Date Ended Serving
Filled with the date the board of directors and board of commissioners members ended serving at the BPR.
DD-MM-YYYY
VII. Approval Letter
No. of Decision Letter
Filled with the number of the approval letter from the Financial Services Authority.
Date of Decision Letter
Filled with the date of the approval letter from the Financial Services Authority.
DD-MM-YYYY
VIII. Having a Valid Work Competency Certificate
Yes 1
No 2
IX. Date Competency Certificate Expires
Filled with the expiration date of the work competency certificate held by the board of directors and board of commissioners members.
DD-MM-YYYY
X. Formal Education
Last Education
Filled with S3/S2/S1/D3/High School/Other. a. S3 01 b. S2 02
c. S1 03
d. D3 04 e. High School 05 f. Other 99
Date of Graduation
Filled with the graduation date of the last education. DD-MM-YYYY
Institution Name
Filled with the name of the last educational institution.
XI. Non-Formal Education
Last Training Type
Filled with the type of the last training attended by the board of directors and board of commissioners members.
Date of Training
Filled with the date of the last training. DD-MM-YYYY
Organizing Institution
Filled with the name of the training organizing institution.
XII. Committee Membership
Not Serving 00
Chairman 01
Member 02
XIII. Oversees Compliance Function
Yes 1
No 2
XIV. Independent Commissioner
Yes 1
No 2
XV. Information Regarding Management
New Appointment 1
Reappointment 2
Position Change 3
Unchanged 4
XVI Reason for Position Change
Filled with a brief reason for the position change of the board of directors and/or board of commissioners members.
XVII Position Description
Filled with the position name of the board of directors members.

FORM 00.02 – 3
EXPLANATION OF DATA ON BPR BOARD OF DIRECTORS AND BOARD OF COMMISSIONERS MEMBERS Board of directors and board of commissioners members are as defined in the Financial Services Authority Regulation regarding BPRs and the Financial Services Authority Regulation regarding the application of corporate governance for BPRs. BPR board of directors and board of commissioners data includes:
I. Name
The value reported in this column is the full name of each BPR board of directors and board of commissioners member serving at the BPR who has received approval from the Financial Services Authority.
II. Address
The value reported in this column is the complete address of each BPR board of directors and board of commissioners member.
III. NIK
The value reported in this column is the NIK of each BPR board of directors and board of commissioners member.
IV. Position
The value reported in this column is the position of the BPR board of directors and board of commissioners members.
Board of Directors Members a. President Director The value reported in this column is code 110 if the board of directors member serves as president director. b. Director The value reported in this column is code 120 if the board of directors member serves as director. Board of Commissioners Members a. President Commissioner The value reported in this column is code 210 if the board of commissioners member serves as president commissioner. b. Commissioner The value reported in this column is code 220 if the board of commissioners member serves as commissioner.

V. Date Started Serving
The value reported in this column is the date the board of directors and board of commissioners members started serving at the BPR in accordance with:
a. the RUPS decision, in case the RUPS is held after OJK approval; or b. OJK approval, in case the BPR has held the RUPS before receiving OJK approval, in accordance with the Financial Services Authority Regulation regarding BPRs. In case of reappointment of board of directors and board of commissioners members, the value reported is the start date of service in accordance with the latest RUPS decision.
VI. Date Ended Serving
The value reported in this column is the date the board of directors and board of commissioners members ended serving at the BPR in accordance with the articles of association or RUPS decision. In case of reappointment of board of directors and board of commissioners members, the value reported is the end date of service in accordance with the latest RUPS decision.
VII. Approval Letter
The value reported in this column is the number and date of the approval letter from the Financial Services Authority.
VIII. Having a Valid Work Competency Certificate
Reported with code 1 if the BPR board of directors and board of commissioners members have a work competency certificate with a certification validity period in accordance with the Financial Services Authority Regulation regarding work competency certification for BPR and BPRS board of directors and board of commissioners members. Reported with code 2 if the validity period of the work competency certificate for the BPR board of directors and board of commissioners members has expired.
IX. Date Competency Certificate Expires
The value reported in this column is the expiration date of the work competency certificate held by the BPR board of directors and board of commissioners members.
X. Formal Education
a. Last Education
The value reported in this column is the last education level of the board of directors and board of commissioners members.

S3 (code 01).
S2 (code 02).
S1 (code 03).
D3 (code 04).
High School (code 05).
Other (code 99).
b. Date of Graduation
The value reported in this column is the graduation date of the last education of the board of directors and board of commissioners members.
c. Institution Name
Filled with the name of the last educational institution as referred to in letter a.
XI. Non-Formal Education
a. Last Training Type
The value reported in this column is the last training attended by the board of directors and board of commissioners members. The training referred to is training that supports BPR operations. b. Date of Training The value reported in this column is the date of the training as referred to in letter a.
c. Organizing Institution
The value reported in this column is the training organizing institution as referred to in letter a.
XII. Committee Membership
The value reported in this column is the membership of each board of commissioners member in the audit committee, risk monitoring committee, and/or remuneration and nomination committee in accordance with the Financial Services Authority Regulation regarding the application of BPR corporate governance. a. Not Serving (Code 00). b. Chairman (Code 01).
c. Member (Code 02).
For board of directors members, this column is left blank.
XIII. Oversees Compliance Function
Reported with code 1 if the board of directors member oversees the compliance function in accordance with the Financial Services Authority Regulation regarding the application of corporate governance for BPRs. Reported with code 2 if the board of directors member does not oversee the compliance function in accordance with the Financial Services Authority Regulation regarding the application of corporate governance for BPRs. For board of commissioners members, this column is left blank.
XIV. Independent Commissioner
Reported with code 1 if the board of commissioners member serves as an independent commissioner in accordance with the Financial Services Authority Regulation regarding the application of BPR corporate governance. Reported with code 2 if the board of commissioners member does not serve as an independent commissioner in accordance with the Financial Services Authority Regulation regarding the application of BPR corporate governance. For board of directors members, this column is left blank.
XV. Information Regarding Management
Reported with code 1 if appointed as a board of directors and/or board of commissioners member.
Reported with code 2 if reappointed as a board of directors and/or board of commissioners member.
Reported with code 3 if the position of the board of directors and/or board of commissioners members changes.
The term position change of the board of directors and/or board of commissioners members in accordance with the Financial Services Authority Regulation regarding BPRs, for example, a change of position from finance director to operational director and a change of position from president commissioner to commissioner. Reported with code 4 if there is no appointment, reappointment, and/or position change of the board of directors and/or board of commissioners members.
XVI. Reason for Position Change
The value reported in this column is a brief explanation of the position change of the BPR board of directors and/or board of commissioners members, for example, filling a vacant position.
XVII. Position Description
The value reported in this column is the position of the board of directors members, for example, operational director, finance director, and marketing director. For board of commissioners members, this column is left blank.

FORM 00.03 – 2
CODES FOR BPR EXECUTIVE ORGAN DATA
COLUMN CODES
I. Name of Executive Organ
Filled with the full name of the BPR unit head or executive official.
II. Address
Filled with the complete address of each BPR unit head or executive official.
III. NIK
Filled with the NIK of each BPR unit head or executive official.
IV. Position

Not Serving 00
Unit Head 01
Executive Official 02
V. Date Started Serving
Filled with the date the unit head or executive official started serving at the BPR.
DD-MM-YYYY
VI. Appointment Letter
No. of Appointment Letter
Filled with the number of the appointment decision letter for the BPR unit head or executive official.
Date of Appointment Letter
Filled with the date of the appointment decision letter for the BPR unit head or executive official.
DD-MM-YYYY
VII. Committee Membership
Not Serving 00
Chairman 01
Member 02
VIII. Information Regarding Executive Organ
Appointment 1
Position Change 2
Unchanged 3

FORM 00.03 – 3
EXPLANATION OF BPR EXECUTIVE ORGAN DATA
BPR executive organ data includes:
I. Name of Executive Organ
The value reported in this column is the name of the BPR unit head or executive official.
II. Address
The value reported in this column is the complete address of each BPR unit head or executive official.
III. NIK
The value reported in this column is the NIK of each BPR unit head or executive official.
IV. Position
Reported with code 00 if the executive organ does not serve as a unit head and/or executive official in the compliance function, risk management function, internal audit function, anti-money laundering and counter-terrorism financing (APU and PPT) function, or other functions. Reported with code 01 if the executive organ serves as a unit head overseeing specific functions at the BPR. Reported with code 02 if the executive organ serves as an executive official. The executive official referred to is a BPR official who is responsible to the board of directors members or has significant influence over the policy and/or operations of the BPR. Executive organs are unit heads or executive officials who oversee specific functions as follows:
a. Compliance Function
The compliance function is a series of preventive actions or steps to ensure that the policies, regulations, systems, procedures, and business activities conducted by the BPR are in accordance with the Financial Services Authority Regulations and other laws and regulations, and to ensure the BPR’s compliance with commitments made by the BPR to the Financial Services Authority, in accordance with the Financial Services Authority Regulation regarding the application of BPR corporate governance. b. Risk Management Function The risk management function is a series of methodologies and procedures used to identify, measure, monitor, and control risks arising from all business activities of the BPR, in accordance with the Financial Services Authority Regulation regarding the application of risk management for BPRs.
c. Internal Audit Function
The internal audit function is all activities related to audits, including planning, implementation, and monitoring of audit results, in accordance with the Financial Services Authority Regulation regarding the application of BPR corporate governance. d. APU and PPT Function The APU and PPT function is efforts to prevent and eradicate money laundering and terrorism financing, in accordance with the Financial Services Authority Regulation regarding the application of anti-money laundering and counter-terrorism financing programs in the financial services sector. e. Other Functions This column is filled if the executive organ serves as a unit head or executive official that cannot be grouped into letters a through d, including branch office leaders.
V. Date Started Serving
The value reported in this column is the date the executive organ started serving based on the appointment decision letter from the competent official.
VI. Number and Date of Appointment Decision Letter
The value reported in this column is the number and date of the BPR board of directors decision letter regarding the appointment by the competent official as referred to in item V.
VII. Committee Membership
Reported with the membership of the executive organ in the audit committee, risk monitoring committee, and remuneration and nomination committee in accordance with the Financial Services Authority Regulation regarding the application of BPR corporate governance. Reported with code 00 if the executive organ does not serve in a committee. Reported with code 01 if the executive organ serves as the committee chairman. Reported with code 02 if the executive organ is a committee member.
VIII. Information Regarding Executive Organ
Reported with code 1 if appointed as an executive organ.
Reported with code 2 if the position changes.
Reported with code 3 if there is no change in the executive organ.

FORM 00.04 – 2
CODES FOR BPR OFFICE DATA
COLUMN CODES
I. Office Code
Filled with the code for the BPR head office and branch offices.
II. Office Name
Filled with the name of the BPR office.
III. Office Coordinates
Filled with the coordinates of each BPR office.
IV. Office Address
Filled with the complete address of each BPR office.
V. Office Leader Name
Filled with the name of the leader of each BPR office.
VI. Phone No.
Filled with the phone number of each BPR office.
VII. Number of Employees
Filled with the number of BPR employees in accordance with status and last education level.
VIII. Number of Cash Offices
Filled with the number of cash offices located in the area of each BPR parent office (head office or branch office).
IX. Building Ownership Status

Rent. 01
Own. 02
Other. 99
X. Number of Mobile Cash
Filled with the number of mobile cash, including cash vehicles or floating cash, located in the area of each BPR parent office (head office or branch office).
XI. Number of EDCs
Filled with the number of Electronic Data Capture (EDC) devices managed by the BPR and placed in the area of each office responsible (head office or branch office).
XII. ATM
Number Managed by Self
Filled with the number of Automated Teller Machine (ATM) units managed by the BPR and placed in the area of each office responsible (head office or branch office).
Number of Parties Working with BPR
Filled with the number of parties working with the BPR in the provision of ATMs.
Name of Party Working with BPR
Filled with the name of the party working with the BPR in the provision of ATMs.
XIII. Changes During the Month Report Position
Office Data Description
a. Opening of Branch Office 1 b. Opening of Branch Office Resulting from Cash Office Status Upgrade
c. Address Relocation 3
d. Unchanged 4
Approval Letter
a. No. of Approval Letter
Filled with the number of the approval letter from the Financial Services Authority. b. Date of Approval Letter Filled with the date of the approval letter from the Financial Services Authority. DD-MM-YYYY
Previous Address
Filled with the previous address of the head office or branch office in case of relocation of the head office and/or branch office.
Implementation Date
Filled with the date of the opening of the branch office, upgrade of cash office status to branch office, relocation of the head office and/or relocation of the branch office. DD-MM-YYYY

FORM 00.04 – 3
EXPLANATION OF BPR OFFICE DATA
BPR office data includes:
I. Office Code
The code reported in this column is 3 (three) digits for the BPR head office and branch offices.
II. Office Name
The code reported in this column is the head office and the name of each BPR branch office.
Example: If BPR Sejahtera has 1 (one) branch office located in Purworejo Regency, the office name for the head office is filled in as "head office" while for the branch office it is filled in as "Purworejo".
III. Office Coordinates
The code reported in this column is the coordinates of each BPR head office and branch office.
IV. Office Address
The code reported in this column is the complete address of the BPR head office and branch offices, including:

Street Name and No.
Filled in with the street name and building number of the BPR head office and branch offices.
Village/Sub-district and District
Filled in with the name of the village or sub-district and the name of the district where the BPR head office and branch offices are located.
Regency or City
Postal Code
V. Management Name
The code reported in this column is the name of the chief executive officer for the BPR head office, and branch management for BPR branch offices.
VI. Telephone Number
The code reported in this column is the telephone number of the BPR head office and each BPR branch office.
VII. Number of Employees
The code reported in this column is the number of BPR employees according to status and final educational level.

VIII. Number of Cash Offices
The code reported in this column is the number of cash offices located in the area of each BPR parent office (head office or branch office).
IX. Building Ownership Status
The code reported in this column is the building ownership status, including but not limited to rent, own property, or others.
X. Number of Mobile Cash
The code reported in this column is the number of mobile cash, including but not limited to mobile cash vehicles, floating cash, or non-permanent BPR counters (excluding promotional activities) located in the area of each BPR parent office (head office or branch office).
XI. Number of EDCs

Own Property
The code reported in this column is the number of EDC units owned by the BPR and managed by the BPR and placed in the area of each office that is responsible (head office or branch office).
Owned by General Banks
The code reported in this column is the number of EDC units managed by the BPR according to BPR cooperation with General Banks and placed in the area of each office that is responsible (head office or branch office).
Owned by Other BPRs
The code reported in this column is the number of EDC units managed by the BPR according to BPR cooperation with other BPRs and placed in the area of each office that is responsible (head office or branch office).
XII. ATMs
Number Managed Independently
The code reported in this column is the number of ATM units managed by the BPR and placed in the area of each office that is responsible (head office or branch office).
Number of Parties Cooperating with the BPR
The code reported in this column is the number of parties cooperating with the BPR for the implementation of ATMs. This column is only filled in for the head office. For branch offices, this column is left blank.
Name of Parties Cooperating with the BPR
The code reported in this column is the name of parties cooperating with the BPR for the implementation of ATMs. This column is only filled in for the head office. For branch offices, this column is left blank.
XIII. Changes During the Reporting Month
Information Regarding Office Data
The code reported in this column is information regarding changes in BPR office data as follows:
a. New opening of branch offices (Code 1). b. Opening of branch offices resulting from the upgrade of cash office status (Code 2).
c. Relocation of head office and/or branch office addresses.
This includes the relocation of the head office to become a branch office simultaneously followed by the relocation of a branch office to become the head office (Code 3). d. No changes (Code 4).
Approval Letters
The code reported in this column is the number and date of the Financial Services Authority approval letter regarding the opening of branch offices, the upgrade of cash office status to branch office status, the relocation of the head office address, and/or the relocation of branch office addresses.
Previous Address
The code reported in this column is the previous address of the head office or branch office in the event of a relocation of the head office and/or branch office address.
Implementation Date
The code reported in this column is the implementation date of the opening of branch offices, the upgrade of cash office status to branch office status, the relocation of the head office address, and/or the relocation of branch office addresses.

FORM 00.05 – 1
DATA OF OTHER RELATED PARTIES
I II III IV V
Name of Related Party ID No. Address of Related Party Type of Related Party Relationship of Related Party

CODE COLUMNS
I. Name of Related Party
Filled in with the full name of the BPR related party, other than shareholders, members of the board of directors, members of the board of commissioners, and executive officials of the BPR.
II. ID No.
Filled in with the ID number of the BPR related party.
III. Address of Related Party
Filled in with the complete address of each BPR related party.
IV. Type of Related Party

Individual 01
Company or Entity 02
Regional Government or Central Government 03
V. Relationship of Related Party
Family relationship with members of the board of directors, members of the board of commissioners, and shareholders.
Non-bank companies owned by members of the board of directors, members of the board of commissioners, shareholders, executive officials, and parties as referred to in item 1.
Other BPRs owned by members of the board of directors, members of the board of commissioners, shareholders, executive officials, and parties as referred to in item 1.
Other BPRs whose members of the board of commissioners serve concurrently as members of the board of commissioners of the BPR with a number of at least 50% (fifty percent) of the total members of the board of directors and members of the board of commissioners in the other BPR.
Companies where at least 50% (fifty percent) of the total number of members of the board of directors and members of the board of commissioners are members of the board of commissioners of the BPR.
FORM 00.05 – 2
CODES FOR DATA OF OTHER RELATED PARTIES
Borrowers who are provided guarantees by members of the board of directors, members of the board of commissioners, shareholders, executive officials, and parties as referred to in items 1 through 5.

Related parties are individuals, companies, or entities that have ownership relationships, management relationships, and/or financial relationships with the BPR in accordance with Financial Services Authority Regulations regarding maximum credit limits for BPRs. This form contains data on BPR related parties other than shareholders, members of the board of directors, members of the board of commissioners, and executive officials, which includes:
I. Name of Related Party
The code reported in this column is the full name of the BPR related party other than shareholders, members of the board of directors, members of the board of commissioners, and executive officials of the BPR.
II. ID No.
The code reported in this column is the ID number of the BPR related party, which is the National Identity Number (NIK) if the related party is an individual or the Taxpayer Identification Number (NPWP) if the related party is a business entity.
III. Address of Related Party
The code reported in this column is the complete address of each BPR related party.
IV. Type of Related Party
The code reported in this column is the type of BPR related party:

Individual if the BPR related party is an individual.
Company or entity if the BPR related party is a company or entity, whether a legal entity or non-legal entity.
Regional government or central government if the BPR related party is a regional government or central government.
V. Relationship of Related Party
The code reported in this column is the relationship of the related party with the BPR, excluding shareholders, members of the board of directors, members of the board of commissioners, and executive officials of the BPR in accordance with Financial Services Authority Regulations regarding maximum credit limits for BPRs.
Family relationship up to the second degree, both horizontal and vertical, with shareholders owning at least 10% (ten percent) of paid-up capital, members of the board of directors, and members of the board of commissioners.
FORM 00.05 – 3
EXPLANATION OF DATA OF OTHER RELATED PARTIES
Non-bank companies owned by shareholders owning at least 10% (ten percent) of paid-up capital, members of the board of directors, members of the board of commissioners, executive officials, and parties as referred to in item 1, whose ownership, either individually or collectively, is at least 25% (twenty-five percent) of the paid-up capital of the company.
Other BPRs owned by shareholders owning at least 10% (ten percent) of paid-up capital, members of the board of directors, members of the board of commissioners, executive officials, and parties as referred to in item 1, whose individual ownership is at least 10% (ten percent) of the paid-up capital in such other BPR.
Other BPRs whose members of the board of commissioners serve concurrently as members of the board of commissioners of the BPR and such concurrent positions in the other BPR amount to at least 50% (fifty percent) of the total number of members of the board of directors and members of the board of commissioners in the other BPR.
Companies where at least 50% (fifty percent) of the total number of members of the board of directors and members of the board of commissioners are members of the board of commissioners of the BPR.
Borrowers who are provided guarantees by shareholders owning at least 10% (ten percent) of paid-up capital, members of the board of directors, members of the board of commissioners, executive officials, and parties as referred to in items 1 through 5.

FORM 01.00 – 1
FINANCIAL POSITION REPORT
Code
Office
Assets Code Amount
Cash in Rupiah 1101010000
Cash in Foreign Currency 3) 1101020000
Securities 4) 1102000000
Deposits with Other Banks 5) 1103010000
-/- Provision for Impairment of Productive Assets 1103020000 Loans Given (Debit Balance) 6) 6.1) 1104010100 -/- Unamortized Provisions 1104010200 Unamortized Transaction Costs 1104010300 -/- Deferred Interest Income in the Context of Restructuring 1104010400 -/- Provision for Restructuring Losses 1104010500 -/- Provision for Impairment of Productive Assets 1104020000 Foreclosed Collateral 7) 1201000000 Fixed Assets and Inventory 8) 1202010000 -/- Accumulated Depreciation and Impairment Losses 1202020000 Intangible Assets 8) 1203010000 -/- Accumulated Amortization and Impairment Losses 1203020000 Inter-office Assets 1204000000 Other Assets 9) 1299000000 TOTAL ASSETS 1000000000

FORM 01.00 – 1
FINANCIAL POSITION REPORT
Code
Office
Liabilities and Equity Code Amount
LIABILITIES
Current Liabilities 10) 2101000000
Deposits a. Savings 11) 2102010100
-/- Unamortized Transaction Costs 2102010200 b. Time Deposits 12) 2102020100 -/- Unamortized Transaction Costs 2102020200 Deposits from Other Banks 13) 2103010000 -/- Unamortized Transaction Costs 2103020000 Loans Received 00.7) 2201010000 -/- Unamortized Transaction Costs 2201020000 -/- Unamortized Discount 2201030000 Capital Subscription Funds - Liabilities 2202000000 Inter-office Liabilities 2203000000 Other Liabilities 14) 2299000000 Total Liabilities 2000000000 EQUITY Paid-up Capital 00.6) a. Authorized Capital 3101010000 b. Unpaid Capital -/- 3101020000 Additional Paid-up Capital a. Share Premium 3102010000 b. Donation Capital 00.6) 3102020000
c. Capital Subscription Funds – Equity 00.6) 3102030000
d. Other Additional Paid-up Capital 3102990000 Other Equity a. Gains (Losses) from Changes in Fair Value of Financial Assets in the Available-for-Sale Category 3103010000 b. Revaluation Gains on Fixed Assets 3103020000
c. Others 3103990000

d. Income Tax related to
Other Equity 3103980000
Reserves a. General 3104010000 b. Specific 3104020000 Profit (Loss) a. Prior Years 3105010000 b. Current Year 3105020000 Total Equity 3000000000 TOTAL LIABILITIES AND EQUITY

The financial position report is assets, liabilities, and equity owned by the BPR as of the reporting date.
A. Assets
Assets are resources controlled by the BPR as a result of past events and expected to result in future economic benefits.

Cash in Rupiah
The item reported in this position is currency in the form of banknotes and coins issued by Bank Indonesia that are legal tender in Indonesia. Included in this item are large cash, cash in ATMs, and cash in transit.
Cash in Foreign Currency
The item reported in this position is foreign banknotes, foreign coins, and travelers' checks that are still valid, owned by the BPR as a foreign exchange dealer. This item is detailed in Form 03.00 – List of Cash in Foreign Currency.
Securities
The item reported in this position is debt instruments owned by the BPR, including Bank Indonesia Certificates (SBIs) denominated in rupiah issued with a discount system by Bank Indonesia as short-term debt acknowledgments owned by the BPR. SBI categories are divided into two:
a. Held to maturity reported at acquisition cost less unamortized discount plus unamortized transaction costs; and b. Available for sale reported at fair value. This item is detailed in Form 04.00 – List of Securities.
Deposits with Other Banks and Provision for Impairment of Productive Assets
a. Deposits with Other Banks
The item reported in this position is the BPR's deposit of funds in other banks in the form of current accounts, savings, time deposits, certificate of deposits, and other similar fund deposits. The balance of deposits with other banks cannot be offset against the balance of deposits or funds received from other banks. This item is detailed in Form 05.00 – List of Deposits with Other Banks. b. Provision for Impairment of Productive Assets (PPAP) The item reported in this position is the PPAP formed by the BPR on deposits with other banks in accordance with the POJK on KAP and PPAP for BPRs. This item is detailed in Form 05.00 – List of Deposits with Other Banks.
Loans Given and PPAP
a. Loans Given (Debit Balance)
The item reported in this position is loans given by the BPR to banks or third parties who are not banks at the debit balance of the loan before deducting unamortized provisions and before adding unamortized transaction costs. Specifically for restructured loans, if there is deferred income and restructuring losses, the amount reported is the debit balance of the loan before deducting deferred income and deducting the provision for restructuring losses. Loans given for joint financing, consortium, or syndication, whether the BPR acts as the lead bank (arranger) or as a participant bank, are reported in this item at the BPR's share of the claim against the respective debtor. Funds received by the BPR from other parties for onward lending are not reported in this item but in administrative accounts. This item is detailed in Form 06.00 – List of Loans Given. b. Unamortized Provisions The item reported in this position is the portion of provisions that have not yet become interest income for the current period on loans given.

c. Unamortized Transaction Costs
The item reported in this position is the portion of transaction costs that have not yet been amortized and have not yet become a reduction of interest income for the current period on loans given. d. Deferred Interest Income in the Context of Restructuring The item reported in this position is deferred income in the context of loan restructuring carried out by capitalizing overdue interest into the loan principal. e. Provision for Restructuring Losses The item reported in this position is the difference between the estimated future cash flows based on the restructuring agreement at a certain discount rate and the debit balance of the loan before restructuring. f. PPAP The item reported in this position is the PPAP formed by the BPR on loans given in accordance with the POJK on KAP and PPAP for BPRs. This item is detailed in Form 06.00 – List of Loans Given. Collateral from loans given is detailed in Form 06.01 – List of Collateral.
6. Foreclosed Collateral (AYDA)
The item reported in this position is assets acquired by the BPR for loan settlement, either through auction or not through auction based on voluntary surrender by the collateral owner or based on a power of attorney to sell outside of auction from the collateral owner in the event the debtor does not fulfill obligations to the BPR. The value at initial recognition is the fair value of the AYDA after deducting estimated selling costs (net realizable value) at the time the collateral is taken over, at most equal to the debit balance of the debtor's loan. For subsequent periods, the value reported is the lower of the net realizable value at the reporting date and the carrying amount. Carrying amount is fair value less the balance of accumulated impairment losses. If the net realizable value at the reporting date is lower than the carrying amount, the impairment loss is presented in Form 02.00 – Income Statement, and the AYDA item is recorded at the value after impairment. Losses on impairment of AYDA can be reversed back at most equal to the accumulated impairment losses previously recognized. AYDAs that cannot be resolved within the time period specified in the POJK on KAP and PPAP for BPRs are calculated as a reduction of core capital components in the calculation of KPMM. This item is detailed in Form 07.00 – List of Foreclosed Collateral.
7. Fixed Assets and Inventory as well as Accumulated Depreciation and Impairment Losses
a. Fixed Assets and Inventory
Fixed assets and inventory are tangible assets owned by the BPR and used in operational activities for a period of more than one year, including:

Land and Buildings
Reported at acquisition cost for fixed assets such as land and buildings owned by the BPR up to the condition where the fixed asset is ready for operational use. Fixed assets can be reported at revaluation value, which is the result of re-evaluation of fixed assets that has received approval from the competent authority in accordance with applicable laws and regulations.
Inventory
Reported at acquisition cost for inventory up to the condition where the inventory is ready for operational use, such as equipment, supplies, and vehicles owned by the BPR. Inventory can be reported at revaluation value, which is the result of re-evaluation of fixed assets that has received approval from the competent authority in accordance with applicable laws and regulations. Inventory in the form of computers, servers, and similar equipment is reported at the value of hardware, while the value of software is reported in the intangible assets item.

This item is detailed in Form 08.00 – List of Fixed Assets, Inventory, and Intangible Assets. b. Accumulated Depreciation and Impairment Losses The item reported in this position is the accumulated depreciation and impairment losses of fixed assets and inventory owned by the BPR, including:

Land and Buildings
Reported at the accumulated depreciation expense on the acquisition cost or revaluation value of the BPR's fixed assets that has been recorded up to the reporting date, and accumulated impairment losses on the acquisition cost or revaluation value of the BPR's buildings based on objective evidence. Impairment losses can be reversed back at most equal to the acquisition cost or initial net value after depreciation.
Inventory
Reported at the accumulated depreciation expense on the acquisition cost or revaluation value of the BPR's inventory that has been recorded up to the reporting date, and accumulated impairment losses on the acquisition cost or revaluation value of the BPR's inventory based on objective evidence. Impairment losses can be reversed back at most equal to the acquisition cost or initial revaluation value net of depreciation. This item is detailed in Form 08.00 – List of Fixed Assets, Inventory, and Intangible Assets. Assets not used in BPR operations or assets under construction are not reported in this item but in the other assets item.

Intangible Assets as well as Accumulated Amortization and Impairment Losses
Intangible assets are non-monetary assets owned by the BPR that are identifiable, have no physical form, and are used for operations, including business application programs in the form of software obtained from external parties.

a. Intangible Assets
The item reported in this position is the acquisition cost of intangible assets owned by the BPR up to the condition where the intangible assets are ready for operational use. This item is detailed in Form 08.00 – List of Fixed Assets, Inventory, and Intangible Assets. b. Accumulated Amortization and Impairment Losses The item reported in this position is the accumulated amortization expense on the acquisition cost of intangible assets that has been recorded up to the reporting date through systematic allocation over the asset's useful life. Included in this item is the accumulated impairment losses on the acquisition cost of intangible assets owned by the BPR based on objective evidence. Impairment losses can be reversed back at most equal to the acquisition cost or initial revaluation value net of amortization. This item is detailed in Form 08.00 – List of Fixed Assets, Inventory, and Intangible Assets.
9. Inter-office Assets
The item reported in this position is all claims or deposits of the BPR against the head office and/or branch offices of the BPR.
The inter-office asset balance for per-office reports is presented gross (not offset) with inter-office liabilities, while for consolidated reports it is presented offset (net).
10. Other Assets
The item reported in this position is the acquisition value of all assets that cannot be grouped into items 1 through 9. Included in this item are interest income receivable, prepaid expenses, tax advances, claims against insurance companies, commemorative coins or commemorative notes issued by Bank Indonesia, balances of rupiah and foreign currencies that have been withdrawn from circulation but are still within the exchange grace period, and others. This item is detailed in Form 09.00 – Details of Other Assets and Form 09.01 – Details of Other Assets – Others.

B. Liabilities
Liabilities are the current debts of the BPR arising from past events, the settlement of which is expected to result in an outflow from the BPR's resources containing economic benefits.

Current Liabilities
Items reported in this position are BPR liabilities that have matured and/or are immediately collectible by their owners and must be paid immediately. This position is detailed in Form 10.00 – Detail of Current Liabilities.
Savings
Savings are deposits owned by third parties who are not banks at the BPR, the withdrawal of which can only be done according to specific agreed terms, but cannot be withdrawn with checks, giro drafts, and/or instruments equivalent to those. Time deposits that have matured but have not been withdrawn by the owner or transferred to another account remain reported in this position.

a. Savings
The amount reported in this position is the balance of customer savings.

b. Unamortized Transaction Costs
The amount reported in this position is the portion of transaction costs that have not yet been amortized and have not yet become an addition to the interest expense of the current period for savings. This position is detailed in Form 11.00 – Savings List.

Deposits
Deposits are deposits owned by third parties who are not banks at the BPR, the withdrawal of which can be done according to a specific time period based on an agreement. Deposits that have matured but have not been withdrawn by the owner or transferred to another account remain reported in this position.

a. Deposits
The value reported is the value of customer deposits.

b. Unamortized Transaction Costs
The amount reported in this position is the portion of transaction costs that have not yet been amortized and have not yet become an addition to the interest expense of the current period. This position is detailed in Form 12.00 – Deposit List.

Deposits from Other Banks
Deposits from other banks are all BPR liabilities in the form of savings and deposits to other banks in Indonesia.
The balance or value of deposits from other banks cannot be offset against the balance of positions for placements in other banks.

a. Deposits from Other Banks
The amount reported in this position is the balance or value of deposits from other banks.

b. Unamortized Transaction Costs
The amount reported in this position is the portion of transaction costs that have not yet been amortized and have not yet become an addition to the interest expense of the current period for savings or deposits. This position is detailed in Form 13.00 – List of Deposits from Other Banks.

Received Loans
Received Loans are loans received from Banks, Bank Indonesia, and/or third parties who are not banks with an obligation to repay according to the terms of the debt agreement. This position also includes loans treated as capital and loans received for distribution to Micro, Small, and Medium Enterprises (MSME) customers in the context of linkage.

a. Received Loans
The amount reported in this position is the debit balance of loans received from other banks, Bank Indonesia, and/or third parties who are not banks.

c. Unamortized Discount
The amount reported in this position is the portion of discount that has not yet been amortized and has not yet become an addition to the interest expense of the current period for received loans. This position is detailed in Form 00.07 – List of Received Loans.

Capital Contribution Funds – Liabilities
The amount reported in this position is funds that have been fully paid by shareholders or prospective shareholders and are blocked for capital increases, but have not yet or are declared not to meet capital adequacy requirements according to POJK BPR KPMM.
Inter-Office Liabilities
The amount reported in this position is all BPR liabilities towards the head office and/or branch offices of the BPR.
The inter-office liability balance for office reports is reported gross (not offset against inter-office assets), while for consolidated reports it is presented offsetting/net.
Other Liabilities
The amount reported in this position is all liabilities that cannot be grouped into items 1 through 7.
This position is detailed in Form 14.00 – Detail of Other Liabilities and Form 14.01 – Detail of Other Liabilities - Others.

C. Equity
Equity is the residual interest in the assets of the BPR after deducting all liabilities.

Paid-in Capital
This position is detailed into:

a. Authorized Capital
The amount reported in this sub-position is the authorized capital or main deposits and mandatory deposits (for BPRs with cooperative legal status) stated in the articles of association of the BPR head office.

b. Unpaid Capital
The amount reported in this sub-position is the amount of authorized capital or main deposits and mandatory deposits that have not been paid. This position is detailed in Form 00.06 - List of Paid-in Capital, Donation Capital, and Capital Contribution Funds – Equity.

Additional Paid-in Capital

a. Share Premium
The amount reported in this sub-position is the excess of the capital contribution received by the BPR as a result of the share price being higher than its nominal value.

b. Donation Capital
The amount reported in this sub-position is capital obtained back from share donations, including the difference in value recorded with the selling price in the event that the shares are sold, and capital originating from donations from shareholders or outsiders received by the BPR in the form of funds or other assets. Donation capital also includes capital received from cooperative member donations for BPRs with cooperative legal status. This sub-position is detailed in Form 00.06 - List of Paid-in Capital, Donation Capital, and Capital Contribution Funds – Equity.

c. Capital Contribution Funds – Equity
The amount reported in this sub-position is funds that have been fully paid by shareholders or prospective shareholders and are blocked for the purpose of capital increases and have been declared to meet capital adequacy requirements to be classified as Capital Contribution Funds – Equity according to POJK BPR KPMM. This sub-position is detailed in Form 00.06 - List of Paid-in Capital, Donation Capital, and Capital Contribution Funds – Equity.

d. Other Additional Paid-in Capital
The amount reported in this sub-position is additional paid-in capital other than letters a through c, including additional paid-in capital originating from tax amnesty.

Other Equity
The amount reported in this position is the accumulated balance of profits or losses belonging to the other comprehensive income group.

a. Profit (Loss) from Changes in Value of Financial Assets in the Available-for-Sale Group The amount reported in this sub-position is all potential unrealized profits or losses from changes in the fair value of securities categorized as available for sale and other transactions that, according to accounting standards, must be recognized as a component of equity presented separately.

b. Revaluation Profit of Fixed Assets
The amount reported in this sub-position is the accumulated value formed as a result of the difference between the revaluation value or reassessment and the book value of fixed assets and inventories owned by the BPR after obtaining approval from the competent authority.

c. Others
The amount reported in this sub-position is the accumulation of other profits or losses belonging to the other comprehensive income group.

d. Income Tax Related to Other Equity
The amount reported in this sub-position is the accumulated income tax related to profits or losses in the other comprehensive income group.

Reserves

a. General
The amount reported in this sub-position is reserves formed from the provision of retained earnings or net profit after deducting taxes for the purpose of strengthening capital and having received approval from the General Meeting of Shareholders (GMS).

b. Specific Purpose
The amount reported in this sub-position is reserves formed from the provision of retained earnings or net profit after deducting taxes, the use of which has been established and has received approval from the GMS.

Profit (Loss)
The amount reported in this position is profits or losses from past years and the current year that have not yet been distributed.

a. Past Years
The amount reported in this sub-position is the BPR's profit in past year periods after deducting taxes, the use of which has not yet been decided by the GMS or General Meeting of Cooperative Members (RAT), or losses in past year periods.

b. Current Year
The amount reported in this sub-position is the BPR's profit or loss in the current book year period.
This sub-position is detailed in Form 02.00 – Profit and Loss Statement.

FORM 01.01 – 1
ADMINISTRATIVE ACCOUNTS
Code
Office
Account Name Code Amount
Commitment Receivables a. Received Loan Facilities Not Yet Drawn 6101010000 b. Other Commitment Receivables 6101990000 Commitment Liabilities a. Credit Facilities to Customers Not Yet Drawn 6102010000 b. Credit Pass-Through 6102020000
c. Other Commitment Liabilities 6102990000
Contingent Receivables a. Interest Income in
Settlement

Interest on Credit Given 6201010100
Interest on Placements in
Other Banks
6201010200 b. Write-Off Productive Assets 15)
Credit Given 6201020100
Placements in Other Banks 6201020200
Interest Income on
Write-Off Credit
6201020300
Interest Income on
Write-Off Fund Placements in
Other Banks
6201020400
c. Collateral in Process of
Credit Settlement
6201030000 d. Other Contingent Receivables 6201990000 Contingent Liabilities 6202000000 Other Administrative Accounts 6900000000

Administrative accounts are accounts for transactions that on the reporting date have not effectively caused changes in BPR assets and liabilities and some other important notes. All administrative account positions are filled in full Rupiah. Administrative accounts are detailed into:

Commitment Receivables
BPR receivables arising from agreements with other parties that cannot be unilaterally cancelled and must be executed if the mutually agreed conditions are met.

a. Received Loan Facilities Not Yet Drawn
The amount reported in this position is loan facilities received by the BPR from other banks and/or third parties that have not yet been drawn.

b. Other Commitment Receivables
The amount reported in this position is all BPR commitment receivables that cannot be grouped into letter a.

Commitment Liabilities
BPR liabilities arising from agreements with other parties that cannot be unilaterally cancelled and must be executed if the mutually agreed conditions are met.

a. Credit Facilities to Customers Not Yet Drawn The amount reported in this position is credit facilities still provided by the BPR for customers and not yet drawn.

b. Credit Pass-Through
The amount reported in this position is credit pass-through to customers where the funds originate from other parties and the BPR does not bear the risk for the credit pass-through.

c. Other Commitment Liabilities
The amount reported in this position is all BPR commitment liabilities that cannot be grouped into letters a and b.

Contingent Receivables
BPR receivables whose occurrence is based on the occurrence or non-occurrence of one or more events in the future.

FORM 01.01 – 2
EXPLANATION OF ADMINISTRATIVE ACCOUNTS

a. Interest Income in Settlement
The amount reported in this position is interest on BPR fund placements whose quality is classified as less active, doubtful, and non-performing, but payment has not yet been received as of the reporting date. Interest income from write-off productive assets is not reported in this position, but is reported in the Write-Off Productive Assets position. This position is detailed into:

i. Interest on Credit Given
This position is detailed in Form 06.00 – List of Credit Given.

ii. Interest on Placements in Other Banks
This position is detailed in Form 05.00 – List of Placements in Other Banks.

b. Write-Off Productive Assets
The amount reported in this position is all productive assets, both credit given and other productive assets, that have been written off. For productive assets that have undergone write-off, they are no longer reported in administrative accounts. This code will be detailed further in Form 15.00 – List of Write-Off Productive Assets.

c. Collateral in Process of Credit Settlement
The amount reported in this position is collateral owned by debtors that is still in the process of takeover by the BPR for the credit settlement process.

d. Other Contingent Receivables
The amount reported in this position is all contingent receivables that cannot be grouped into letters a through c.

Contingent Liabilities
BPR liabilities whose occurrence is based on the occurrence or non-occurrence of one or more events in the future.
Other Administrative Accounts
The amount reported in this position is all BPR administrative accounts that cannot be grouped into items 1 through 4.

FORM 02.00 – 1
PROFIT AND LOSS STATEMENT
Code
Office
Account Name Code Amount
Operational Income 4100000000

Interest Income
a. Contractual Interest
i. Securities 4101010100
ii. Placements in Other Banks
Current Account 4101010201
Savings 4101010202
Deposits 4101010203
Certificates of Deposit 4101010204
iii. Credit Given
To Other Banks 4101010301
To Third Parties Who Are
Not Banks
4101010302 b. Credit Provisions
i. To Other Banks 4101020100
ii. To Third Parties Who Are
Not Banks
4101020200
c. Transaction Costs -/-
i. Securities 4101030100
ii. Credit Given
To Other Banks 4101030201
To Third Parties Who Are
Not Banks
4101030202 d. Correction of Interest Income -/- 4101040000
Other Income
a. Transaction Service Income 4102010000 b. Foreign Exchange Sales Profit 4102020000
c. Securities Sales Profit 4102030000
d. Receipt of Write-Off Productive
Assets
4102040000 e. Recovery of Provisions for
Write-Off of Productive Assets
4102050000 f. Others 4102990000

Operational Expenses 5100000000

Interest Expenses
a. Contractual Interest Expenses
i. Savings 5101010100
ii. Deposits 5101010200
iii. Deposits from Other Banks 5101010300
iv. Received Loans

From Bank Indonesia 5101010401
From Other Banks 5101010402
From Third Parties Who Are
Not Banks
5101010403
In the Form of
Subordinated Loans
5101010404
v. Others 5101019900
b. Transaction Costs
i. To Other Banks 5101020100
ii. To Third Parties Who Are
Not Banks
5101020200

Credit Restructuring Loss Expenses 5102000000
Provisions for Write-Off of
Productive Assets Expenses a. Securities 5103010000 b. Placements in Other Banks 5103020000
c. Credit Given
i. To Other Banks 5103030100
ii. To Third Parties Who Are
Not Banks
5103030200
Marketing Expenses 5104000000
Research and Development Expenses 5105000000
Administrative and General Expenses
a. Labor Expenses
i. Salaries and Wages 5106010100
ii. Honorariums 5106010200
iii. Others 5106019900
b. Education and Training Expenses 5106020000
c. Rental Expenses
i. Office Buildings 5106030100
ii. Others 5106039900
d. Depreciation/Write-Off Expenses for Fixed Assets and Inventories 5106040000

e. Amortization Expenses for
Intangible Assets
5106050000 f. Insurance Premium Expenses 5106060000 g. Maintenance and Repair Expenses 5106070000 h. Goods and Services Expenses 5106080000
i. Taxes 5106090000
7. Other Expenses
a. Foreign Exchange Sales Loss 5199010000 b. Securities Sales Loss 5199020000
c. Others 5199990000
Operational Profit (Loss) 3104040100
Non-Operational Income 4200000000

Sales Profit
a. Fixed Assets and Inventories 4201010000 b. AYDA 4201020000
Value Decline Recovery
a. Fixed Assets and Inventories 4202010000 b. AYDA 4202020000
Insurance Claim Income 4203000000
Inter-Office Interest 4204000000
Exchange Rate Differences 4205000000
Others 4299000000
Non-Operational Expenses 5200000000
Sales Loss/Loss
a. Fixed Assets and Inventories 5201010000 b. AYDA 5201020000
Value Decline Loss
a. Fixed Assets and Inventories 5202010000 b. AYDA 5202020000
Inter-Office Interest 5203000000
Exchange Rate Differences 5204000000
Others 5299000000
Non-Operational Profit (Loss) 3104040200
Current Year Profit (Loss) Before Tax 3104040300 Estimated Income Tax 5300000000 Deferred Tax Income 4400000000 Deferred Tax Expense 5400000000 Total Current Year Profit (Loss) 3104040400

Other Comprehensive Income

Not Reclassified to Profit and Loss
a. Revaluation Profit of Fixed Assets 7101010000 b. Others 7101990000
c. Related Income Tax 7101980000
Will Be Reclassified to Profit and Loss
a. Profit (Loss) and
Changes in Value of Financial Assets in the Available-for-Sale Group 7102010000 b. Others 7102990000
c. Related Income Tax 7102980000
Other Comprehensive Income After Tax 3104040500 Total Comprehensive Profit (Loss) for Current Year 3104040600

The profit and loss statement is the cumulative figure of BPR income and expenses from the beginning of the book year to the reporting date. All profit and loss positions are filled in full Rupiah.

A. Operational Income
Operational income is all income that is the result of the main business activities of the BPR and is detailed into:

Interest Income
The amount reported in this position is interest income from BPR fund placements in the form of productive assets such as SBI, placements in other banks, and credit given to banks and third parties who are not banks. Included in the amount reported in this position is the amortization of discount, provisions, and transaction costs that can be directly attributed to productive assets. Inter-office interest income is not reported in this position, but is reported in the non-operational income position. Interest income is detailed into:

a. Contractual Interest
Interest income received by the BPR in accordance with agreements with other parties regarding SBI, placements in other banks, or credit given to banks and third parties who are not banks, excluding amortization of provisions or transaction costs.

i. Securities
The amount reported in this position is the amortization of discount on SBI owned by the BPR, excluding income obtained from the sale of SBI.

ii. Placements in Other Banks
The amount reported in this position is all interest income/amortization of discount received by the BPR from placements in other banks, detailed into:
a) Current Account b) Savings c) Deposits d) Certificates of Deposit

FORM 02.00 – 2
EXPLANATION OF PROFIT AND LOSS STATEMENT

iii. Credit Given
The amount reported in this position is all interest income received by the BPR from credit given to other banks and third parties who are not banks, detailed into:
a) To Other Banks b) To Third Parties Who Are Not Banks

b. Credit Provisions
Income received by the BPR from credit provisions given to banks and third parties who are not banks. Recognition of credit provisions is done on an amortization basis according to the accounting standards applicable to BPRs. Credit provisions are reported by group as follows:

i. To Other Banks
The amount reported in this position is the amortization of credit provision income given to other banks.

ii. To Third Parties Who Are Not Banks
The amount reported in this position is the amortization of credit provision income given to third parties who are not banks.

c. Transaction Costs -/-
Costs incurred by the BPR directly related to placements in SBI, placements in other banks, and credit given to other banks and third parties who are not banks. Recognition of transaction costs is done on an amortization basis according to the accounting standards applicable to BPRs.

i. Securities
The amount reported in this position is the amortization of transaction costs for the acquisition of SBI.

ii. Credit Given
a) To Other Banks
The amount reported in this position is the amortization of transaction costs for credit given to other banks.

b) To Third Parties Who Are Not Banks
The amount reported in this position is the amortization of transaction costs for credit given to third parties who are not banks.

d. Correction of Interest Income -/-
The amount reported in this position is the correction of accrual interest income for productive assets that have experienced a decline in quality or value.

Other Income
The amount reported in this position is all operational income obtained by the BPR other than interest income. This position is detailed into:

a. Transaction Service Income
The amount reported in this position is service income for improving services by the BPR, such as payment points and ATMs.

b. Foreign Exchange Sales Profit
The amount reported in this position is the profit obtained by the BPR in connection with activities as a foreign exchange trader.

c. Securities Sales Profit
The amount reported in this position is the profit recognized from the realization or sale of available-for-sale securities that were previously reported in equity.

d. Receipt of Write-Off Productive Assets
The amount reported in this position is income obtained from the receipt of productive assets that have been written off.

e. Recovery of Provisions for Write-Off of Productive Assets The amount reported in this position is income obtained from the recovery of PPAP (Provisions for Write-Off of Productive Assets) or PPAP corrections, which is the excess difference between the PPAP that has been formed and the PPAP that must be formed.

f. Others
The amount reported in this position is operational income other than interest that does not fall under letters a through e, such as income from fines obtained by the BPR and others.

B. Operational Expenses
The amount reported in this position is all expenses incurred for the main business activities of the BPR, detailed into:

Interest Expenses
The amount reported in this position is interest expenses on BPR fund gathering activities or loan receipts, such as savings or deposits, loans from Bank Indonesia or other banks. Interest expenses include amortization of transaction costs and provisions for received loans, as well as amortization of promotional costs that can be directly attributed to savings or deposit accounts. Inter-office interest expenses are not reported in this position but are reported in the non-operational expense position. Interest expenses are detailed into:

a. Contractual Interest Expenses
The amount reported in this position is interest expenses based on agreements between the BPR and other banks or third parties who are not banks. Contractual interest expenses do not include amortization of transaction costs.

i. Savings
The amount reported in this position is interest expenses on savings funds from third parties who are not banks.

ii. Deposits
The amount reported in this position is interest expenses on deposit funds from third parties who are not banks.

iii. Deposits from Other Banks
The amount reported in this position is interest expenses on savings and/or deposit funds from other banks.

iv. Received Loans
The amount reported in this position is interest expenses and discount amortization on loans received from Bank Indonesia, other banks, third parties who are not banks, and/or subordinated loans.

v. Others
The amount reported in this position is contractual interest expenses not included in items i through iv. Included in this position is, among others, deposit insurance premiums.

b. Transaction Costs
Items reported under this position are costs incurred by the BPR to obtain funds from other banks or third parties that are not banks, including promotional costs such as cash back or gifts that can be directly attributed to individual customers.

i. To Other Banks
Items reported under this position are amortized transaction costs for funds from other banks, including savings, deposits, received loans, and/or subordinated loans.

ii. To Third Parties That Are Not Banks
Items reported under this position are amortized transaction costs for funds from third parties that are not banks, including savings, deposits, received loans, and/or subordinated loans.

Credit Restructuring Loss Expenses
Items reported under this position are amortized loss reserves arising from the impairment of credit due to restructuring, after being adjusted for excess PPAP (Provision for Credit Losses) resulting from credit quality improvements as part of the restructuring.
Provisions for Write-off of Productive Assets Expenses
Items reported under this position are PPAP costs, whether for loans granted or placements in other productive assets, in accordance with POJK on KAP (Accounting Principles) and PPAP for BPR. This position is detailed as follows:
a. Securities b. Placements with Other Banks
c. Loans Granted:
i. To Other Banks
ii. To Third Parties That Are Not Banks
Marketing Expenses
Items reported under this position are costs related to the promotion of BPR banking products, including public education costs regarding BPR banking products, costs for gifts that cannot be directly attributed to customer accounts, and advertising costs for promotion.
Research and Development Expenses
Items reported under this position are costs related to research and development conducted by the BPR. This position includes travel and accommodation costs related to the implementation of research and development conducted by the BPR, as well as research and development costs for establishing and opening BPR branch offices.
Administrative and General Expenses
This expense consists of:
a. Labor Costs
i. Salaries and Wages
Items reported under this position are basic salaries, wages, and allowances paid to the Board of Directors or daily management for BPRs with legal status as cooperatives, and to BPR employees, whether permanent or non-permanent, before deduction of income tax and other withholdings. If income tax is borne by the BPR, the amount is added to this position.

ii. Honoraria
This position includes costs for honoraria for members of the Board of Commissioners or the Supervisory Board of the BPR.
If income tax is borne by the BPR, the amount is added to this position.

iii. Others
Items reported under this position are all labor costs other than salaries, wages, and honoraria, including overtime pay, health care, and incentives given to BPR employees.

b. Education and Training Expenses
Items reported under this position are costs related to education and training attended by members of the Board of Directors, members of the Board of Commissioners, and BPR employees, whether organized by third parties or internally by the BPR, including courses and seminars, as well as travel and accommodation costs related to the implementation of such education and training.

c. Rental Expenses
i. Office Buildings
Items reported under this position are rents paid by the BPR related to BPR office operational buildings.

ii. Others
Items reported under this position are rental expenses paid by the BPR related to the rental of equipment and office supplies, and other rental expenses related to BPR operations.

d. Depreciation/Write-off Expenses for Fixed Assets and Inventory Items reported under this position are depreciation or write-off expenses for fixed assets and inventory.

e. Amortization Expenses for Intangible Assets Items reported under this position are amortization expenses for intangible assets, including amortization of application programs (software).

f. Insurance Premium Expenses
Items reported under this position are insurance expenses for BPR liabilities, including insurance for fixed assets and inventory, labor insurance, and cash insurance expenses. If insurance premiums are paid in advance, the amount not yet amortized or expensed is reported under other asset positions.

g. Maintenance and Repair Expenses
Items reported under this position are maintenance and repair costs incurred by the BPR for maintaining and/or repairing fixed assets and inventory owned or leased by the BPR.

h. Goods and Services Expenses
Items reported under this position are costs incurred by the BPR related to the receipt or consumption of goods and services, including electricity, water, telephone, internet network, stationery, printing, travel, accommodation, newspapers, and magazines.

i. Taxes
Items reported under this position are taxes paid by the BPR, including land and building tax and vehicle tax owned by the BPR, excluding income tax.

Other Expenses
Items reported under this position are operational expenses that cannot be grouped into items 1 through 6. This position is detailed as follows:
a. Foreign Currency Sales Losses
Items reported under this position are losses incurred by the BPR related to activities as a foreign currency trader.

b. Securities Sales Losses
Items reported under this position are losses recognized upon the realization or sale of securities available for sale, which were previously reported in equity.

c. Others
Items reported under this position are operational expenses that cannot be grouped into letters a and b, including collection costs paid by the BPR to the Financial Services Authority (OJK).

C. Operational Profit (Loss)
Items reported under this position are the positive (negative) difference between operational income and operational expenses.

D. Non-operational Income
Items reported under this position are all income derived from activities that are not the main activities of the BPR, detailed as follows:

Sales Gains
Items reported under this position are gains from the sale of fixed assets and inventory owned by the BPR. This position also includes results from the execution or sale of collateral handed over by debtors to the BPR (AYDA - Agunan yang Diserahkan oleh Debitur).
Value Recovery
Items reported under this position are the recovery of fair value for fixed assets and inventory owned by the BPR that had previously experienced impairment. This position includes the recovery of fair value for collateral handed over by debtors to the BPR (AYDA).
Insurance Claim Income
Items reported under this position are income derived from the receipt of insurance claims.
Inter-office Interest Income
Items reported under this position are interest income derived from inter-office transactions.
Interest income from inter-office transactions for office reports is reported gross (not offset against inter-office interest expenses), while for consolidated reports, it is presented offset (net).
Exchange Rate Differences
Items reported under this position are exchange rate gains, being the excess difference between the recorded value of foreign currency based on the Bank Indonesia middle exchange rate on the reporting date and the previously recorded value.
Others
Items reported under this position are non-operational income that cannot be grouped into items 1 through 5. This position includes income obtained from the recovery of productive assets that have been written off.

E. Non-operational Expenses
Non-operational expenses are costs incurred for activities that are not the main business activities of the BPR, detailed as follows:

Sales/Loss of Assets
Items reported under this position are losses due to the sale or loss of fixed assets and inventory owned by the BPR. This position includes the sale or loss of collateral handed over by debtors to the BPR (AYDA).
Impairment Losses
Items reported under this position are losses due to the fair value impairment of fixed assets and inventory owned by the BPR. This position includes the fair value impairment of collateral handed over by debtors to the BPR (AYDA).
Inter-office Interest Expenses
Items reported under this position are interest expenses on funds derived from inter-office transactions.
Inter-office interest expenses for office reports are reported gross (not offset against inter-office interest income), while for consolidated reports, they are presented offset (net).
Exchange Rate Differences
Items reported under this position are exchange rate losses, being the shortfall difference between the recorded value of foreign currency based on the Bank Indonesia middle exchange rate on the reporting date and the previously recorded value.
Others
Items reported under this position are non-operational costs that cannot be grouped into items 1 through 4, including administrative sanctions in the form of fines for violations and contributions given by the BPR.

F. Non-operational Profit (Loss)
Items reported under this position are the positive (negative) difference between non-operational income and non-operational expenses.

G. Current Year Profit (Loss) Before Tax
Items reported under this position are the positive (negative) difference between all operational and non-operational income minus operational and non-operational expenses.

H. Estimated Income Tax
Items reported under this position are the estimated current year income tax in accordance with tax legislation, which is an expense of the current year's profit.

I. Deferred Tax Income

Deferred Tax Income
Items reported under this position are income derived from fiscal corrections based on the financial accounting standards applicable to BPRs.
Deferred Tax Expenses
Items reported under this position are expenses derived from fiscal corrections based on the financial accounting standards applicable to BPRs.

J. Current Year Profit (Loss) Total
Items reported under this position are the current year net profit after deducting estimated income tax or the current year loss total.

K. Other Comprehensive Income

Will Not Be Reclassified to Profit or Loss
a. Revaluation Gains of Fixed Assets
Items reported under this position are revaluation gains of fixed assets based on the financial accounting standards applicable to BPRs.

b. Others
Items reported under this position are other comprehensive income that will not be reclassified to profit or loss, other than letter a, based on the financial accounting standards applicable to BPRs.

c. Related Income Tax
Items reported under this position are income tax related to other comprehensive income that will not be reclassified to profit or loss, based on the financial accounting standards applicable to BPRs.

Will Be Reclassified to Profit or Loss
a. Gains (Losses) and Changes in Value of Financial Assets in the Available-for-Sale Group Items reported under this position are gains (losses) and changes in value of financial assets in the available-for-sale group, based on the financial accounting standards applicable to BPRs.

b. Others
Items reported under this position are other comprehensive income that will be reclassified to profit or loss, other than letter a, based on the financial accounting standards applicable to BPRs.

c. Related Income Tax
Items reported under this position are income tax related to other comprehensive income that will be reclassified to profit or loss, based on the financial accounting standards applicable to BPRs.

L. Other Comprehensive Income After Tax
Items reported under this position are the total comprehensive income for the current year.

M. Total Current Year Comprehensive Profit (Loss) Items reported under this position are the total current year profit (loss) with other comprehensive income after tax.

FORM 03.00 – 1
FOREIGN CURRENCY CASH LIST
I II III IV V
Office Code
Foreign Currency Type
Nominal
Middle Exchange Rate (Rp)
Rupiah Value
TOTAL

COLUMN
I. Office Code
Filled with the BPR office code.
II. Foreign Currency Type
Refers to Appendix 04 – List of Foreign Currency Codes.
III. Nominal
Filled with full units up to 2 (two) decimal digits after the comma, according to the foreign currency value (original currency).
IV. Middle Exchange Rate (Rp)
Filled with full units up to 2 (two) decimal digits after the comma.
V. Rupiah Value
Filled in full Rupiah.

FORM 03.00 – 2
CODES FOR FOREIGN CURRENCY CASH LIST

FORM 03.00 – 3
EXPLANATION OF FOREIGN CURRENCY CASH LIST
Foreign currency cash (valas) refers to foreign banknotes, foreign coins, and valid travelers checks owned by the BPR as a foreign currency trader. The foreign currency cash list is detailed as follows:
I. Office Code
Reported in this column is the BPR office code.
II. Foreign Currency Type
Reported in this column is the type of foreign currency traded by the BPR as a foreign currency trader in the form of foreign banknotes, foreign coins, and valid travelers checks.
III. Nominal
Reported in this column is the foreign currency value (original currency) before being converted to Rupiah, owned by the BPR on the reporting date.
IV. Middle Exchange Rate (Rp)
Reported in this column is the middle exchange rate available in the Bank Indonesia system on the reporting date. If the middle exchange rate is not available, the reported value is the average of the buying rate and selling rate on the reporting date.
V. Rupiah Value
Reported in this column is the result of multiplying the nominal by the middle exchange rate.

FORM 04.00 – 1
SECURITIES LIST
I II III IV V VI
Office Code
Classification
Interest Rate
Term
Nominal
Nominal Collateralized
Start Date
Maturity Date
TOTAL

FORM 04.00 – 1
SECURITIES LIST
VII VIII IX X XI
Acquisition Cost
Unamortized Discount/Premium
Unamortized Transaction Costs
Unrealized Profit/Loss
Amortized Acquisition Cost/Fair Value

COLUMN CODES
I. Office Code
Filled with the BPR office code.
II. Classification

Available for sale 1
Held to maturity 2
III. Interest Rate
Filled with the annual interest rate percentage up to 2 (two) decimal digits after the comma.
IV. Term
Filled with start date and maturity date. DD-MM-YYYY
V. Nominal
Filled in full Rupiah.
VI. Nominal Collateralized
Filled in full Rupiah.
VII. Acquisition Cost
Filled in full Rupiah.
VIII. Unamortized Discount/Premium
Filled in full Rupiah.
IX. Unamortized Transaction Costs
Filled in full Rupiah.
X. Unrealized Profit/Loss
Filled in full Rupiah.
XI. Amortized Acquisition Cost/Fair Value
Filled in full Rupiah.

FORM 04.00 – 2
CODES FOR SECURITIES LIST

FORM 04.00 – 3
EXPLANATION OF SECURITIES LIST
Securities are debt instruments owned by the BPR, including bearer instruments in Rupiah issued with a discount system by Bank Indonesia as short-term debt instruments owned by the BPR. The securities list is detailed as follows:
I. Office Code
Reported in this column is the BPR office code.
II. Classification
Reported in this column is the classification of securities owned by the BPR, determined based on the intention to hold the securities. Securities classification for BPRs is divided into available for sale and held to maturity.

Available for sale
Reported in this column is the classification of securities when the BPR has the intention to hold the securities for an undefined period and intends to sell the securities for liquidity needs or changes in the BPR's funding sources.
Held to maturity
Reported in this column is the classification of securities when the BPR has the intention to hold the securities until maturity.
III. Interest Rate
Refers to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on Interest Rates.
IV. Term
Refers to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on Terms.
V. Nominal
Reported in this column is the value stated in the securities or the value to be received at maturity.
VI. Nominal Collateralized
Reported in this column is the value of securities pledged to other parties.

VII. Acquisition Cost
Reported in this column is the cash value of purchasing the securities. Acquisition cost for securities in the available-for-sale classification and securities held to maturity is nominal minus discount or plus premium and plus transaction costs. In the case of securities in the available-for-sale classification owned by the BPR for a short period (less than one year), the acquisition cost can be reported net after deducting discount or adding premium, and transaction costs are expensed directly in the period they occur.
VIII. Unamortized Discount/Premium
Reported in this column is the value of discount or premium not yet amortized for securities owned by the BPR. This column is not filled for securities in the available-for-sale classification owned by the BPR for a short period (less than one year).
IX. Unamortized Transaction Costs
Reported in this column is costs not yet amortized as a result of acquiring securities, including recording costs, registration costs, commission fees, and broker fees. This column is not filled for securities in the available-for-sale classification owned by the BPR for a short period (less than one year).
X. Unrealized Profit/Loss
For securities in the available-for-sale classification, this column is filled with the difference between the fair value in the reporting month and the acquisition cost. This column is not filled for securities in the held-to-maturity classification.
XI. Amortized Acquisition Cost/Fair Value
Reported in this column is:

For securities in the held-to-maturity classification, this column is filled with the nominal value minus unamortized discount or plus unamortized premium and plus unamortized transaction costs.
For securities in the available-for-sale classification, this column is filled with the fair value in the reporting month.

FORM 05.00 – 1
PLACEMENTS WITH OTHER BANKS LIST
Office Code
Bank Code
Bank Location
Type of Relationship with Bank
Term
Start Date
Maturity Date
Quality

FORM 05.00 – 1
PLACEMENTS WITH OTHER BANKS LIST
VIII IX X XI XII XIII XIV XV
Interest Rate
Total Nominal
Blocked/Collateralized Nominal
Reason for Blocking
PPAP Formed
Interest Income to be Received
Interest Income in Settlement
BMPK Individual Status
TOTAL

FORM 05.00 – 2
CODES FOR PLACEMENTS WITH OTHER BANKS LIST
COLUMN CODES
I. Office Code
Filled with the BPR office code.
II. Bank Code
For BPR/BPRS conducting transactions with BPR, filled with 6 (six) digits of the BPR/BPRS code as contained in the Financial Services Authority Reporting System. For commercial banks including Islamic business units or Islamic branches of commercial banks, or Islamic commercial banks, the bank code is reported referring to the code as contained in the Financial Services Authority Reporting System.
III. Bank Location
Refers to Appendix 03 – List of District or City Codes.
IV. Type

Checking Account 10
Savings
a. General 20 b. Special on Supervisory Institutions 25
c. Special on Other BPR and/or BPRS for Liquidity Problem Resolution
Deposits
a. General 30 b. Special on Supervisory Institutions 35
c. Special on Other BPR and/or BPRS for Liquidity Problem Resolution
Certificates of Deposit 40
Temporary Fund Placements in the Framework of Cooperation with Technology-Based Lending Service Providers (LPMUBTI)/Fintech Peer-to-Peer Lending (P2PL)

V. Relationship with Bank

Related 12
Unrelated 20
VI. Term
Filled with start date and maturity date. DD-MM-YYYY
VII. Quality
Good 1
Substandard 3
Doubtful 5
VIII. Interest Rate
Filled with the annual interest rate percentage up to 2 (two) decimal digits after the comma.
IX. Total
Filled in full Rupiah.
X. Blocked/Collateralized Nominal
Filled in full Rupiah.
XI. Reason for Blocking
Escrow Account 01
Cash Collateral 02
Others 99
XII. PPAP Formed
Filled in full Rupiah.
XIII. Interest Income to be Received
Filled in full Rupiah.
XIV. Interest Income in Settlement
Filled in full Rupiah.
XV. BMPK Individual Status
Not Violating and Not Exceeding 00
Individual Violation 11
Individual Exceeding 21

FORM 05.00 – 3
EXPLANATION OF PLACEMENTS WITH OTHER BANKS LIST Placements with other banks are BPR fund placements in other banks in the form of checking accounts, savings, deposits, certificates of deposit, and/or other similar fund placements.
I. Office Code
Reported in this column is the BPR office code.
II. Bank Code
Refers to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on Bank Codes.
III. Bank Location
Refers to the General Explanation of Columns in List Forms and Detail Forms – Chapter II on Locations.
IV. Type
Reported in this column is the BPR's claim against other banks, detailed as follows:

Checking Accounts
Reported under this position are deposits in the name of the BPR in commercial banks, which can be withdrawn at any time using checks, giro orders, other payment order instruments, or through book transfers.
Savings
Reported under this position are deposits in the name of the BPR in other banks, which can only be withdrawn according to specific agreed terms, but cannot be withdrawn using checks, giro orders, or other instruments equivalent to those. Savings consist of:
a. General savings, including time deposits. b. Special savings on supervisory institutions, which are deposits in other banks functioning as supervisory institutions for fund pooling (pooling of fund) to address liquidity difficulties.
c. Special savings on other BPR and/or BPRS for liquidity problem resolution.
Deposits
Deposits reported in this item are deposits in the name of the BPR at other banks, which can only be withdrawn at specific times based on agreements between the BPR and other banks. Deposits consist of:
a. General deposits. b. Special deposits at umbrella institutions, namely deposits at other banks that function as umbrella institutions for fund pooling to address liquidity difficulties.
c. Special deposits at other BPRs and/or Islamic Rural Banks (BPRS) for addressing liquidity issues.
Certificates of Deposit
Deposits reported in this item are bearer deposits whose proof of deposit can be traded at a discount, issued by commercial banks and held by the BPR. Certificates of deposit are recorded at their nominal value minus unamortized discounts. Included in this type are:
a. Certificates of deposit owned by the BPR that are pledged and/or used as collateral; and/or b. Certificates of deposit owned by the BPR that have matured.
Temporary Fund Placements in the Context of Cooperation with Providers of Internet-Based Money Lending Services (LPMUBTI)/Fintech Peer-to-Peer Lending (P2PL)
Deposits reported in this item are fund placements in special accounts used by the BPR for funding transactions in the context of cooperation with LPMUBTI/P2PL providers.

V. Relationship with Banks
Refer to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Relationship with Banks.

VI. Tenor
Refer to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Tenor.

VII. Quality
Refer to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Quality.

VIII. Interest Rate
Refer to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Interest Rate.

IX. Amount
The amount reported in this column is the balance of each type of placement as of the reporting date.

X. Blocked/Pledged Nominal Value
The amount reported in this column is the value of placements at other banks that are blocked for specific purposes and cannot be withdrawn at any time. Specifically for certificates of deposit, this value is filled with the value of certificates of deposit pledged to third parties.

XI. Reason for Blocking
The reason for blocking placements at other banks reported in this column consists of:

Escrow Account
Filled with code 01 when the blocking of placements at other banks is for an escrow account.
Cash Collateral
Filled with code 02 when the blocking of placements at other banks is for collateral (cash collateral).
Others
Filled with code 99 when the blocking of placements at other banks is for reasons other than letters a and b.

XII. Established PPAP
Refer to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Established PPAP.

XIII. Accrued Interest Income
The amount reported in this column is interest income from placements at other banks with performing quality that has been recognized as income but has not yet been received by the BPR as of the reporting date. The amount in this column must match Form 09.00 - Other Assets Detail item Accrued Interest Income.

XIV. Interest Income in Settlement
The amount reported in this column is interest income in settlement, consisting of interest from placements at other banks with less performing and non-performing quality that have been reclassified into administrative accounts through corrections to interest income. This item must match Form 01.01 - Administrative Accounts Item Interest Income in Settlement.

XV. Individual BMPK Status
The amount reported in this column is the BMPK status code for the BPR or BPRS receiving BPR fund placements, in the context of interbank fund placements. This column is left blank for placements at commercial banks. The calculation of BMPK is in accordance with the Financial Services Authority Regulation regarding the maximum limit of BPR credit granting, with the following statuses:
a. Not Violating and Not Exceeding
Filled with code 00 when the provision of funds to parties transacting with the BPR does not violate and does not exceed the BMPK. b. Violating Individually Filled with code 11 when the provision of funds to parties transacting with the BPR violates the BMPK.
c. Exceeding Individually
Filled with code 21 when the provision of funds to parties transacting with the BPR exceeds the BMPK.

FORM 06.00 – 1
LIST OF CREDIT FACILITIES PROVIDED
I II III IV V VI VII VIII IX X
Code
Office
CIF No.
Identity No.
Credit Group Code
Account No.
Type
Restructuring Status
Usage Type
Relationship with
Bank
Funding
Source
Repayment

FORM 06.00 – 1
LIST OF CREDIT FACILITIES PROVIDED
XI XII XIII XIV XV XVI XVII
Payment
Period
Tenor
First
Principal
Installment
Quality
Date
Default
Start
Number of
Days in
Arrears
Nominal
Arrears
Principal
Interest
Date
Start
Date
Maturity
Principal
Interest
TOTAL

FORM 06.00 – 1
LIST OF CREDIT FACILITIES PROVIDED
XVIII XIX XX XXI XXII XXIII XXIV XXV
Type
Debtor
Code
Bank
Economic
Sector
Business
Category
Location
Usage
Interest Rate
Guarantor
Collateral Value
Considered for PPAP
Percentage
Method
Calculation
Guarantor
Group
Guaranteed
Portion
Liquid
Non-Liquid

FORM 06.00 – 1
LIST OF CREDIT FACILITIES PROVIDED
XXVI XXVII XXVIII XXIX XXX XXXI XXXII XXXIII
Grace
Period
Draw
Limit
Debit
Balance
Unamortized
Provision
Unamortized
Transaction
Costs
Interest Income
Deferred in
Restructuring
Provision
Restructuring
Losses
Debit
Balance
Net Effective

FORM 06.00 – 1
LIST OF CREDIT FACILITIES PROVIDED
XXXIV XXXV XXXVI XXXVII
PPAP
Interest Income
To Be Received
Interest Income
In Settlement
Established
BMPK
Status
Excess PPAP in the Context of Restructuring

FORM 06.00 – 2
CODES FOR LIST OF CREDIT FACILITIES PROVIDED
COLUMN CODE
I. Office Code
Filled with the BPR office code.
II. CIF No.
Filled with the debtor's CIF number.
III. Identity No.
Filled with the debtor's identity number.
IV. Credit Group Code
Filled with the credit group code.
V. Account No.
Filled with the credit facility account number.
VI. Type

Joint Financing (Syndication) 01
Distributed Through Other Banks 02
Directly to the Relevant BPR Debtor 03
Cooperation with Non-Bank Financial Institutions
for Re-distribution to MSMEs
Distributed in Cooperation with
LPMUBTI/Fintech P2PL Providers
Others 99
VII. Restructuring Status
Not Restructured 10
Restructuring 1 20
Restructuring 2 21
Restructuring 3 22
VIII. Usage Type
Working Capital 10
Investment 20
Consumption
a. Home Ownership Credit (KPR) with first mortgage rights as collateral I b. KPR other than those in letter a 32
c. Motor Vehicle Ownership Credit 35
d. Other consumption credit 39
IX. Relationship with Bank
Related for welfare purposes 11
Other related parties 12
Not related 20
X. Repayment Funding Source
Salary/Honorarium 10
Business
a. Subsidized 21 b. Non-subsidized 22
Others
a. Subsidized 31 b. Non-subsidized 32
XI. Principal and Interest Payment Period
Daily 1
Weekly 2
Monthly 3
Quarterly 4
Semi-annually 5
Annually 6
Lump Sum 7
Anytime 8
XII. Tenor
Filled with start date and maturity date. DD-MM-YYYY
XIII. First Principal Installment
Filled with the date of the first principal installment.
DD-MM-YYYY
XIV. Quality
Performing 1
Special Attention 2
Less Performing 3
Doubtful 4
Non-Performing 5
XV. Default Start Date
Filled with the date the credit is declared non-performing.
DD-MM-YYYY
XVI. Number of Days in Arrears for Principal and/or Interest
Filled with the number of days the debtor has not paid principal and/or interest, minimum 0 (zero).
XVII. Nominal Arrears for Principal and Interest
Filled in full Rupiah.
XVIII. Debtor Type
Refer to Appendix 02 – Counterparty Code List.
XIX. Bank Code
For BPR/BPRS transacting with BPR, filled with 6 (six) digits of the BPR/BPRS code as found in the Financial Services Authority Reporting System. For commercial banks, including Islamic business units or Islamic branches of commercial banks, or Islamic commercial banks, the bank code is reported referring to the codes found in the Financial Services Authority Reporting System.
XX. Economic Sector
Filled with the economic sector referring to Appendix 05 – Economic Sector Code List.
XXI. Business Category
Micro 1
Small 2
Medium 3
Other than Micro, Small, and Medium 4

XXII. Usage Location
Refer to Appendix 03 – Regency/City Code List.
XXIII. Interest Rate

Percentage
Filled with the annual interest rate percentage up to 2 (two) decimal places.
Calculation Method
a. Flat Interest

Fixed 11
Floating 12
b. Non-Flat Interest
Fixed 21
Floating 22
XXIV. Guarantor

Guarantor Group
Refer to Appendix 02 – Counterparty Code List.
Guaranteed Portion
Filled with the percentage of the guaranteed portion up to 2 (two) decimal places.
The guaranteed portion is at most 100% (one hundred percent).
XXV. Collateral Value Considered for PPAP
Liquid
Filled in full Rupiah.
Non-Liquid
Filled in full Rupiah.
XXVI. Grace Period
Filled in full Rupiah.
XXVII. Limit
Initial
Filled in full Rupiah.
Effective
Filled in full Rupiah.

XXVIII. Debit Balance
Filled in full Rupiah.
XXIX. Unamortized Provision
Filled in full Rupiah.
XXX. Unamortized Transaction Costs
Filled in full Rupiah.
XXXI. Interest Income Deferred in Restructuring
Filled in full Rupiah.
XXXII. Restructuring Loss Provision
Filled in full Rupiah.
XXXIII. Net Debit Balance
Filled in full Rupiah.
XXXIV. PPAP

Established
Filled in full Rupiah.
Excess PPAP in Restructuring
Filled in full Rupiah.
XXXV. Interest Income To Be Received
Filled in full Rupiah.
XXXVI. Interest Income In Settlement
Filled in full Rupiah.
XXXVII. BMPK Status
Not Violating and Not Exceeding 00
Violating
a. Violating Individually 11 b. Violating Collectively 12
c. Violating Individually and Collectively 13
Exceeding
a. Exceeding Individually 21 b. Exceeding Collectively 22
c. Exceeding Individually and Collectively 23

FORM 06.00 – 3
EXPLANATION OF LIST OF CREDIT FACILITIES PROVIDED Credit is the provision of money or claims that can be equated with it, based on an agreement or consensus of debt between the BPR and another party, obligating the borrower to repay the debt after a certain period with the provision of interest. Included in the reporting on this form are credits with a zero balance but not yet matured, and credits that have matured but have a debit balance.
I. Office Code
The amount reported in this item is the BPR office code.
II. CIF No.
Refer to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding CIF No.
III. Identity No.
Filled with the debtor's identity number who obtains credit facilities from the BPR, namely NIK if the debtor is an individual, or NPWP if the debtor is a legal entity.
IV. Credit Group Code
The credit group code is the group information number of unrelated borrower groups. The BPR fills this column if the debtor is a member of an unrelated borrower group in accordance with the Financial Services Authority Regulation regarding the maximum limit of BPR credit granting. In this reporting, each credit group code column is filled with a unique code in alphanumeric format, as follows:

This column is filled with the credit group code.
Each credit group code must be unique for each borrower group (1 (one) credit group code number for each 1 (one) borrower group).
The credit group code must not change while there are at least 2 (two) debtors who are members of unrelated borrower groups recorded in the Monthly BPR Report.
A credit group code used by 1 (one) credit group must not be used for another group (no reuse/no recycle).
If the credit group code contains characters other than numbers and/or letters, those characters do not need to be included.

Filling this column is exempted for credits with a partnership pattern (intiplasma) in accordance with the Financial Services Authority Regulation regarding the maximum limit of BPR credit granting.
V. Account No.
In this reporting, each credit facility account is filled with 1 (one) unique account number (must not be the same) for each credit facility account provided to customers. This account number must match the account number in SLIK reporting. The amount reported in this column uses an alphanumeric format. If the account number contains characters other than letters and/or numbers, those characters do not need to be included.
VI. Type

Joint Financing (Syndication)
The amount reported in this column is the credit provided to the customer equal to the BPR's share when credit is provided to customers with funds provided jointly by 2 (two) or more banks or other financing companies, and the BPR acts as the lead bank or member.
Distributed Through Banks
The amount reported in this column is the provision of credit distributed through banks to be re-lent to customers.
Directly to the Relevant BPR Debtor
The amount reported in this column is credit provided directly by the BPR to the debtor.
Cooperation with Non-Bank Financial Service Institutions for Re-distribution to MSMEs
The amount reported in this column is the provision of credit to non-bank financial service institutions for cooperation in distributing credit to MSME customers of the non-bank financial service institution.
Distributed in Cooperation with LPMUBTI/Fintech P2PL Providers
The amount reported in this column is the provision of credit distributed to customers in the context of cooperation with LPMUBTI/fintech P2PL providers.
Others
The amount reported in this column is credit provided to customers based on agreements that cannot be grouped into items 1 to 5, including the provision of credit to non-bank financial service institutions for re-distribution to customers other than MSMEs.
VII. Restructuring Status
The amount reported in this column is the credit restructuring status code:
Not Restructured
Filled with code 10 for credits that are not restructured.
Restructuring 1
Filled with code 20 for credits that have been restructured 1 (one) time.
Restructuring 2
Filled with code 21 for credits that have been restructured 2 (two) times.
Restructuring 3
Filled with code 22 for credits that have been restructured at least 3 (three) times.
VIII. Usage Type
The amount reported in this column is the type of credit usage according to the purpose of credit usage, detailed as:
Working Capital
The amount reported in this column is credit intended for the debtor's working capital.
Investment
The amount reported in this column is credit intended for the purchase of capital goods and/or services needed, including renovation, expansion, relocation of business, and/or establishment of new businesses. Included in the definition of investment is the purchase of facilities and/or infrastructure for business activities, such as the purchase of motor vehicles for productive businesses, such as city transport and ojek.
Consumption
The amount reported in this column is credit provided for consumption purposes in the form of goods and/or services, detailed as:
a. Home Ownership Credit (KPR) guaranteed with first mortgage rights. Included in the KPR type is Apartment Ownership Credit (KPA) intended for occupancy; b. KPR other than those in letter a;
c. Motor Vehicle Ownership Credit; and/or
d. Other consumption credit.
In the event that credit is used for more than 1 (one) usage type, this column is filled with the usage type code that has the largest share.
IX. Relationship with Bank
Refer to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Relationship with Bank, detailed as:
Code 11 if the debtor is a related party of the BPR for welfare purposes.
Code 12 if the debtor is a related party of the BPR other than item 1.
Code 20 if the debtor is not included as a related party of the BPR.
X. Repayment Funding Source
The amount reported in this column is the source of funds used by the debtor to repay credit, detailed as:
Salary/Honorarium
The amount reported in this column is income received by the debtor, such as as a civil servant, private employee, or contract worker.
Business
The amount reported in this column is income received from the debtor's business activities. a. Subsidized The amount reported in this column is businesses that receive principal and/or interest subsidies from government agencies and/or other institutions. b. Non-subsidized The amount reported in this column is businesses that do not receive principal and/or interest subsidies from government agencies and/or other institutions.
Others
Refers to sources of funds used by the debtor to repay credit that cannot be grouped into items 1 and 2. a. Subsidized The amount reported in this column is principal and/or interest subsidies from government agencies and/or other institutions. b. Non-subsidized The amount reported in this column is sources of funds other than from government agencies and/or other institutions.
XI. Principal and Interest Payment Period
The amount reported in this column is the period in which the debtor makes principal and interest installment payments, detailed as:
Daily
Daily payment period duration.
Weekly
Payment period duration of at least 2 (two) days and at most 1 (one) week.
Monthly
Payment period duration of more than 1 (one) week and at most 1 (one) month.
Quarterly
Payment period duration of more than 1 (one) month and at most 3 (three) months.
Semi-annually
Payment period duration of more than 3 (three) months and at most 6 (six) months.
Annually
Payment period duration of more than 6 (six) months and at most 1 (one) year.
Lump Sum
Payment is made when the credit matures.
Anytime
Payment period with a payment duration that is not specifically determined.
If the principal and interest payment periods vary, reporting is done according to the specified period variations.
Example:
If principal and interest payments in the first year are monthly and in the following year are quarterly, the first year is filled with monthly and the following year is filled with quarterly.

XII. Tenor
Refer to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Tenor.
XIII. First Principal Installment

For credits with installments, filled with the due date of the first installment payment.
For credits granted a grace period, filled with the date of the first installment payment after the grace period.
For credits without principal installments, the date, month, and year columns are filled with the number 00.
XIV. Quality
Refer to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Quality.
XV. Default Start Date
The amount reported in this column is the date the credit is declared to have non-performing quality.
XVI. Number of Days in Arrears for Principal and/or Interest
The amount reported in this column is the number of days the debtor has not made principal and/or interest installment payments from the payment obligation date to the reporting date.
XVII. Nominal Arrears for Principal and/or Interest
The amount reported in this column is the nominal arrears for principal and/or interest of the credit provided.
XVIII. Debtor Type
Refer to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Debtor Type.
XIX. Bank Code
Refer to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Bank Code.
XX. Economic Sector
Filled with the economic sector referring to Appendix 06 – Economic Sector Code List.
XXI. Business Category
Micro
The amount reported in this item is productive businesses owned by individuals and/or sole proprietorships that meet the micro business criteria, namely having business capital of at most Rp1,000,000,000.00 (one billion Rupiah) excluding land and buildings for business, or having annual sales results of at most Rp2,000,000,000.00 (two billion Rupiah) in accordance with Government Regulations regarding ease, protection, and empowerment of cooperatives and micro, small, and medium enterprises.
Small
The amount reported in this item is productive economic businesses that stand alone, conducted by individuals or business entities that are not subsidiaries or branches of medium or large businesses owned, controlled, or part of, directly or indirectly, that meet the small business criteria, namely having business capital of more than Rp1,000,000,000.00 (one billion Rupiah) up to at most Rp5,000,000,000.00 (five billion Rupiah) excluding land and buildings for business, or having annual sales results of more than Rp2,000,000,000.00 (two billion Rupiah) up to at most Rp15,000,000,000.00 (fifteen billion Rupiah) in accordance with Government Regulations regarding ease, protection, and empowerment of cooperatives and micro, small, and medium enterprises.
Medium
The amount reported in this item is productive economic businesses that stand alone, conducted by individuals or business entities that are not subsidiaries or branches of small or large businesses owned, controlled, or part of, directly or indirectly, that meet the medium business criteria, namely having business capital of more than Rp5,000,000,000.00 (five billion Rupiah) up to at most Rp10,000,000,000.00 (ten billion Rupiah) excluding land and buildings for business, or having annual sales results of more than Rp15,000,000,000.00 (fifteen billion Rupiah) up to at most Rp50,000,000,000.00 (fifty billion Rupiah) in accordance with Government Regulations regarding ease, protection, and empowerment of cooperatives and micro, small, and medium enterprises.
Besides Micro, Small, and Medium Enterprises
What is reported in this item is a business that does not meet the criteria for micro, small, and medium enterprises as referred to in items 1 through 3. Business categories are determined based on business capital or annual sales results. Business capital as referred to in items 1 through 3 is equity capital and loan capital for conducting business activities. If the debtor's business capital is negative, the business category is determined based on annual sales results. If there is a difference between the business category based on business capital and the business category based on annual sales results, the business category is determined based on the lower category. In the event that a ministry or agency uses criteria other than business capital or annual sales results for specific purposes in accordance with the criteria for each micro, small, and medium business sector, the micro, small, and medium business categories also refer to the criteria used by that ministry or agency in accordance with Government Regulations regarding ease, protection, and empowerment of cooperatives and micro, small, and medium enterprises.

XXII. Location of Use
Filled with the regency or city where the debtor's business or project is located.

XXIII. Interest Rates

Percentage
What is reported in this column is the annual interest rate percentage or annualized based on the credit agreement between the BPR and the relevant debtor.
Calculation Method
What is reported in this column is the method used by the BPR in calculating interest on the credit provided, whether based on the credit ceiling or the outstanding balance. This interest calculation method is detailed as follows:
a. Flat Interest
What is reported in this column is the method by which the BPR determines credit installment interest based on the flat interest calculation method, including by annuity. Types of flat interest are:

Fixed
The interest rate does not change during the credit period.
Floating
The interest rate changes during the credit period in accordance with market interest rates. b. Non-Flat Interest What is reported in this column is the method used by the BPR to determine credit installment interest based on the outstanding balance. Non-flat interest is:
Fixed
The interest rate does not change during the credit period.
Floating
The interest rate changes during the credit period in accordance with market interest rates.

XXIV. Guarantor

Guarantor Category
What is reported in this column is the guarantor party that issues the guarantee for the credit provided by the BPR. This does not include insurance on credit collateral. The details of Guarantor Categories are:
a. Bank
Refer to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Banks. b. Third Party Non-Bank Refer to the General Explanation of Columns in the List Form and Detail Form – Chapter II regarding Third Party Non-Bank.
c. Life Insurance
What is reported in this column is life insurance organized by an insurance company that meets the criteria in accordance with POJK KPMM BPR. d. Credit Insurance What is reported in this column is a general insurance company and/or a guarantee company other than State-Owned Enterprises (BUMN) or Regional-Owned Enterprises (BUMD) that provides a guarantee for the fulfillment of financial obligations in the event that the debtor is unable to fulfill its obligations. e. No Guarantor What is reported in this column is a guarantor that does not fall into the guarantor categories as referred to in letters a through d, or no guarantor.
Guaranteed Portion
What is reported in this column is the percentage guaranteed from the credit provided.

XXV. Collateral Value Considered for PPAP
What is reported in this column is the total amount of collateral value that can be considered as a reduction in the formation of PPAP in accordance with POJK KAP and PPAP BPR. The collateral value considered for PPAP is detailed into collateral that is:

Liquid
Liquid collateral is SBI, bonds issued by the Central Government of the Republic of Indonesia, savings and/or deposits blocked at the relevant BPR accompanied by a withdrawal power of attorney, and/or precious metals accompanied by a pledge power of attorney.
Non-Liquid
Non-liquid collateral is collateral that is not included in liquid collateral.

XXVI. Unused Credit Limit
What is reported in this column is the credit facility at the BPR that is still available for the debtor and has not yet been drawn.

XXVII. Ceiling

Initial
What is reported in this column is the maximum credit amount based on the credit agreement.
Effective
What is reported in this column is the maximum credit amount based on the credit agreement for credits without principal installments or the ceiling position on the reporting date for credits with installments (credits with a decreasing ceiling).

XXVIII. Outstanding Balance
What is reported in this column is the outstanding balance of the credit provided based on the agreement at the reporting month position. If the account has a credit balance, that balance is not reported in this column but is reported in the immediate liability item. In the event that the credit provided is a credit without principal installments with a nil balance, but still has a credit facility and has not yet matured, it is still reported in this column with an outstanding balance of 0 (zero). In the event that a credit without principal installments has a nil balance because it has not yet been drawn, the BPR reports in this column with the number 0 (zero).

XXIX. Unamortized Provision
What is reported in this column is the portion of the provision that has not yet become interest income for the current period over the credit provided.

XXX. Unamortized Transaction Costs
What is reported in this column is the portion of transaction costs that has not been amortized and has not yet become a reduction in interest income for the current period over the credit provided.

XXXI. Deferred Interest Income in the Framework of Restructuring
What is reported in this column is interest income that is deferred in the framework of credit restructuring carried out by capitalizing overdue interest into the credit principal.

XXXII. Restructuring Loss Reserve
What is reported in this column is the difference between the estimated future cash flow value based on the restructuring agreement and a specific discount rate and the outstanding balance of the credit before restructuring.

XXXIII. Net Outstanding Balance
What is reported in this column is the outstanding balance of the credit after being reduced by unamortized provisions and increased by unamortized transaction costs, and then reduced by deferred interest income in the framework of credit restructuring and restructuring loss reserves.

XXXIV. PPAP

Formed
What is reported in this column is the PPAP that has been formed by the BPR in accordance with POJK KAP and PPAP BPR.
Excess PPAP in the Framework of Restructuring
What is reported in this column is the excess PPAP over credits that have been restructured due to the recovery of PPAP being greater than restructuring losses. Excess PPAP can be recognized as PPAP recovery income in the framework of restructuring by meeting the requirements in accordance with POJK KAP and PPAP BPR.

XXXV. Interest Income to be Received
What is reported in this column is interest income from credits provided with a performing status (current and special attention) that has been recognized as income but whose payment has not yet been received by the BPR on the reporting date. This column must correspond to Form 09.00 – Details of Other Assets Item Interest Income to be Received.

XXXVI. Interest Income in Settlement
What is reported in this column is interest from credits provided with a status other than performing (non-performing) that has been reclassified into administrative accounts by making corrections to interest income. This column must correspond to Form 01.01 – Administrative Accounts Item Interest Income in Settlement.

XXXVII. BMPK Status
What is reported in this column is the debtor's BMPK status code. For credits provided to BPR or BPRS, the BMPK status on the credit provided must be the same as the BMPK status on placements in other banks. BMPK calculation in accordance with the Financial Services Authority Regulation regarding the maximum limit for BPR credit provision with status:

Not Violating and Not Exceeding
Filled with code 00 in the event that the provision of funds to parties conducting transactions with the BPR does not violate and exceed BMPK.
Violating
a. Individual Violation
Filled with code 11 in the event that the provision of funds to parties conducting transactions with the BPR violates BMPK individually. b. Group Violation Filled with code 12 in the event that the provision of funds to parties conducting transactions with the BPR violates BMPK collectively among borrower groups.
c. Individual and Group Violation
Filled with code 13 in the event that the provision of funds to parties conducting transactions with the BPR violates BMPK both individually and collectively among borrower groups.
Exceeding
a. Individual Exceeding
Filled with code 21 in the event that the provision of funds to parties conducting transactions with the BPR exceeds BMPK individually. b. Group Exceeding Filled with code 22 in the event that the provision of funds to parties conducting transactions with the BPR exceeds BMPK collectively among borrower groups.
c. Individual and Group Exceeding
Filled with code 23 in the event that the provision of funds to parties conducting transactions with the BPR exceeds BMPK both individually and collectively among borrower groups.

FORM 06.01 – 1
COLLATERAL LIST
I II III IV V VI VII VIII
Office Code
Register Code/
Collateral Number
Account No.
Collateral Type
Collateral Address
Valued Collateral
Collateral Value
Value Considered for PPAP
Appraiser Nominal
Last Appraisal Date
Liquid
Non-Liquid
TOTAL

FORM 06.01 – 2
COLLATERAL LIST CODES
COLUMN CODES
I. Office Code
Filled with the BPR office code.
II. Register Code/Collateral Number
Filled with the register code or collateral number.
III. Account No.
Filled with the credit facility account number.
IV. Collateral Type
Refer to Appendix 01 – List of Collateral Type Codes.
V. Collateral Address
Filled with the complete address of the collateral pledged by the debtor to the BPR.
VI. Valued Collateral
Filled in full Rupiah.
VII. Collateral Value
a. Nominal
Filled with the nominal collateral value in full Rupiah. b. Appraiser

Independent Appraiser
Internal BPR
c. Last Appraisal Date
Filled with the last appraisal date of the collateral.
DD-MMM-YYYY
VIII. Value Considered for PPAP
Filled in full Rupiah.

FORM 06.01 – 3
EXPLANATION OF COLLATERAL LIST
I. Office Code
What is reported in this column is the BPR office code.
II. Register Code/Collateral Number
What is reported in this column is the register code or collateral number, which is a unique code in numeric and/or alphabetic format for each collateral that serves as a guarantee for the debtor's facility in accordance with POJK SLIK. This register code or collateral number must be the same as the register code or collateral number in SLIK reporting. The filling of the register code or collateral number is done as follows:

This column is filled with the register code or collateral number.
The register code or collateral number must be unique, 1 (one) register code or collateral number is used for 1 (one) collateral.
A register code or collateral number that has been used by 1 (one) collateral must not be used for other collateral (no reuse or no recycle).
A register code or collateral number that has been reported must not change (consistent) while the credit facility is recorded in the BPR Monthly Report.
If the register code or collateral number contains characters other than numbers and/or letters, those characters do not need to be included.
This column is mandatory.
In the event that there is a credit facility guaranteed by more than 1 (one) collateral, the register code or collateral number is provided for each collateral.
III. Account No.
What is reported in this column is each account for the credit facility with 1 (one) unique account number (must not be the same) for each account for the credit facility in accordance with POJK SLIK. This account number must be the same as the account number in SLIK reporting. The filling of the account number is done as follows:
This column is filled with the facility account number.
The account number must be unique, 1 (one) account number for each 1 (one) facility.
An account number that has been used by 1 (one) facility must not be used for other facilities (no reuse or no recycle).
An account number that has been reported must not change (consistent) while the credit facility is recorded in the BPR Monthly Report.
If the account number contains characters other than numbers and/or letters, those characters do not need to be included.
This column is mandatory (must be filled).
IV. Collateral Type
Refer to Appendix 01 – List of Collateral Type Codes.
Liquid
What is reported in this column is all forms of liquid collateral, namely SBI, bonds issued by the Central Government of the Republic of Indonesia, savings and/or deposits blocked at the relevant BPR accompanied by a withdrawal power of attorney, and/or precious metals accompanied by a pledge power of attorney.
Non-Liquid
Non-liquid collateral is collateral that is not included in liquid collateral.
V. Collateral Address
What is reported in this column is the complete address of the collateral for collateral in the form of land and/or buildings. For collateral in the form of motor vehicles, the complete address of the debtor is filled in, while for collateral in the form of warehouse receipts, the complete address of the warehouse is filled in based on the warehouse receipt document.
VI. Valued Collateral
What is reported in this column is the value of the collateral pledged by the debtor to the BPR. In the event that there is one collateral pledged for several accounts for credit facilities that are reported separately, the collateral value is filled in proportionally to the net outstanding balance.
VII. Collateral Value
What is reported in this column is:
Collateral Value
Reported with the nominal collateral value in full Rupiah.
Appraiser
Reported with the party conducting the collateral appraisal.
Last Appraisal Date
Reported with the date of the collateral appraisal in accordance with POJK KAP and PPAP BPR.

VIII. Value Considered for PPAP
What is reported in this column is the value that can be considered as a reduction in the formation of PPAP in accordance with POJK KAP and PPAP BPR. In the event that there is one non-liquid collateral pledged for several accounts for credit facilities that are reported separately, the value of the collateral considered is filled in proportionally to the net outstanding balance.

FORM 07.00 – 1
LIST OF ACQUIRED COLLATERAL
Office Code
Collateral Type
Collateral Address
Acquisition Date
Initial Recognition Value
Accumulated Impairment Losses
Total
TOTAL

FORM 07.00 – 2
CODES FOR LIST OF ACQUIRED COLLATERAL
COLUMN CODES
I. Office Code
Filled with the BPR office code.
II. Collateral Type

Jewelry Gold 01
Land and/or Buildings 02
Warehouse Receipt 03
Business Premises including stalls, kiosks, and/or stands 04
Motor vehicles, ships, motorized boats, heavy equipment, and/or machines that are integral with the land 05
Others 99
III. Collateral Address
Filled with the complete address of the collateral.
IV. Acquisition Date
Filled with the date of acquisition of the ACQUIRED COLLATERAL. DD-MMM-YYYY
V. Initial Recognition Value
Filled in full Rupiah.
VI. Accumulated Impairment Losses
Filled in full Rupiah.
VII. Total
Filled in full Rupiah.

FORM 07.00 – 3
EXPLANATION OF LIST OF ACQUIRED COLLATERAL
ACQUIRED COLLATERAL (AYDA) is an asset obtained by the BPR for credit settlement, either through auction, or outside of auction based on voluntary surrender by the owner of the collateral or based on a power of attorney to sell outside of auction from the owner of the collateral, in the event that the debtor has been declared in default.
I. Office Code
What is reported in this column is the BPR office code.
II. Collateral Type
The type of AYDA is detailed as:

Jewelry Gold.
Land and/or Buildings.
Warehouse Receipt.
Business Premises including stalls, kiosks, and/or stands.
Motor vehicles, ships, motorized boats, heavy equipment, and/or machines that are integral with the land.
Others.
III. Collateral Address
What is reported in this column is the complete address of the collateral for collateral in the form of land and/or buildings. For collateral in the form of motor vehicles, it is reported with the complete address of the location where the motor vehicle is stored by the BPR, while for collateral in the form of warehouse receipts, it is reported with the complete address of the warehouse based on the warehouse receipt document.
IV. Acquisition Date
What is reported in this column is the day, month, and year of acquisition of the AYDA by the BPR.
V. Initial Recognition Value
What is reported in this column is the fair value of the AYDA after being reduced by the estimated selling costs (net realizable value) at the time the collateral is acquired, at most equal to the debtor's credit outstanding balance.
VI. Accumulated Impairment Losses
What is reported in this column is the net realizable value at the reporting position of the AYDA minus the initial recognition value. Losses from the impairment of the AYDA can be recovered at most up to the accumulated impairment losses that have been recognized.

VII. Total
What is reported in this column is the lower value of the net realizable value at the reporting position or the carrying value. Carrying value is the fair value of the AYDA minus the balance of accumulated impairment losses from previous periods.

FORM 08.00 – 1
LIST OF FIXED ASSETS, INVENTORY, AND INTANGIBLE ASSETS I II III IV V VI VII VIII Office Code Asset Type Acquisition Source Asset Status Acquisition Cost Accumulated Depreciation/ Amortization Accumulated Impairment Losses Carrying Value TOTAL

FORM 08.00 – 2
CODES FOR LIST OF FIXED ASSETS, INVENTORY, AND INTANGIBLE ASSETS COLUMN CODES
I. Office Code
Filled with the BPR office code.
II. Asset Type

Fixed Assets and Inventory
a. Land 101 b. Buildings 102
c. Equipment and supplies 103
d. Vehicles 104 e. Others 199
Intangible Assets.
a. Application programs (software) 201 b. Others 299
III. Acquisition Source
Finance Lease 01
Paid-in Capital 02
Donation Capital 03
Other Acquisition Sources 99
IV. Asset Status
Pledged 1
Not Pledged 2
V. Acquisition Cost
Filled in full Rupiah.
VI. Accumulated Depreciation/Amortization
Filled in full Rupiah.
VII. Accumulated Impairment Losses
Filled in full Rupiah.
VIII. Carrying Value
Filled in full Rupiah.

Fixed assets and inventory are tangible assets owned by the BPR and used in operational activities for a period of more than 1 (one) year. Intangible assets are non-monetary assets owned by the BPR that can be identified, have no physical form, and are used for operations. The BPR can combine the reporting of fixed assets and inventory as well as intangible assets that have the same detail codes and figures in columns I through VI.
I. Office Code
What is reported in this column is the BPR office code.
II. Asset Type
Fixed assets, inventory, and intangible assets are detailed as:

Fixed Assets and Inventory
a. Land
What is reported in this column is land owned by the BPR and used for operational activities. b. Buildings What is reported in this column is buildings owned by the BPR and used for operational activities.
c. Equipment and supplies
What is reported in this column is equipment and supplies owned by the BPR and used for operational activities. d. Vehicles What is reported in this column is vehicles owned by the BPR and used for operational activities. e. Others What is reported in this column is tangible assets that cannot be grouped into letters a through d that are owned by the BPR and used for operational activities.

FORM 08.00 - 3
EXPLANATION OF LIST OF FIXED ASSETS, INVENTORY AND INTANGIBLE ASSETS

Intangible Assets
a. Application programs (software)
What is reported in this column is application programs (software) obtained from external parties, owned by the BPR and used for operational activities. b. Others What is reported in this column is intangible assets other than application programs (software), owned by the BPR and used for operational activities.
III. Acquisition Source
Finance Lease
Fixed assets and inventory obtained by the BPR based on a finance lease agreement.
Paid-in Capital
Fixed assets obtained by the BPR through paid-in capital. Paid-in capital is capital that has been paid in realistically and effectively by shareholders, has been approved by the Financial Services Authority, and has met administrative completeness in accordance with POJK KPMM BPR.
Donation Capital
Fixed assets obtained by the BPR through donation capital. Donation capital is capital obtained from donations of BPR shares including the difference in value recorded with the selling price, in the event that the shares are sold, and capital originating from donations from shareholders or external parties received by the BPR in the form of funds or other assets.
Other Acquisition Sources
Fixed assets and inventory as well as intangible assets obtained by the BPR that cannot be grouped into items 1 through 3.
IV. Asset Status
What is reported in this column is the legal status of the BPR's fixed assets and inventory. Filled with code 1 in the event that the asset is pledged, meaning the legal status of the asset is pledged, and reported with code 2 in the event that the asset is not pledged, meaning the legal status of the asset is not pledged. This column is left blank for intangible assets.

V. Acquisition Cost
What is reported in this column is the acquisition cost consisting of the purchase price and costs incurred by the BPR until the asset is ready for use for operations, including legal costs, broker fees, import duties, and non-creditable purchase taxes, after being reduced by purchase discounts and other deductions. In the event that the asset has been revalued, the value reported in this column is the asset value after revaluation.
VI. Accumulated Depreciation/Amortization
What is reported in this column is the accumulated depreciation or amortization expense over the acquisition cost of fixed assets and inventory as well as intangible assets that have been recorded up to the reporting date through systematic allocation over the asset's useful life.
VII. Accumulated Impairment Losses
If there is objective evidence of a decrease in the value of the asset, what is reported in this column is the difference between the carrying value consisting of acquisition cost minus accumulated depreciation or amortization and the value after impairment. Impairment losses can be recovered at most up to the acquisition cost or the initial net revalued amount minus depreciation or amortization.
VIII. Carrying Value
What is reported in this column is the carrying value consisting of acquisition cost minus accumulated depreciation or amortization and impairment losses.

I II III IV
Office Code
Account Name
Code
Total
Interest Income to be Received a. Placements in Other Banks 1299010100 b. Credits Provided 1299010200 Prepaid LPS Guarantee Premiums 1299020000 Advance Tax Payments 1299030000 Deferred Tax Assets 1299040000 Prepaid Expenses 1299050000 Claims to Insurance Companies 1299060000 Advances for Operational Activities 1299070000 Others 1299990000 FORM 09.00 – 1 DETAILS OF OTHER ASSETS

1. Accrued Interest Receivable

Items reported under this position are interest income from placements with other banks of performing quality and interest income from loans granted of performing and/or special attention quality that have been recognized but not yet received by the report date. In cases where the quality of productive assets has been classified as non-performing (interest income from placements with other banks of less performing and doubtful/malicious quality, and interest income from loans granted of less performing, doubtful, and malicious quality), accrued interest that has been recognized but not yet received must be reversed through a reversing journal entry, and subsequently, interest claims are reported in an administrative account under the "Interest Income in Settlement" position.

The details of this position must match Form 05.00 – List of Placements with Other Banks and Form 06.00 – List of Loans Granted.

2. Prepaid LPS Insurance Premiums

Items reported under this position are premiums paid to the LPS (Deposit Insurance Corporation) but not yet charged as expenses on the report date.

3. Advance Tax Payments

Items reported under this position are the amount of income tax already paid but not yet charged as expenses in the relevant accounting period, including excess advance payments of annual income tax from the previous year period.

4. Deferred Tax Assets

Items reported under this position are the amount of recoverable income tax in future accounting periods resulting from deductible temporary differences and loss carryforwards.

5. Prepaid Expenses

Items reported under this position are expenses that have been paid but not yet charged as expenses in the relevant accounting period, including prepaid insurance premiums and prepaid rent.

6. Claims against Insurance Companies

Items reported under this position are the amount of compensation to be received from insurance companies, including compensation amounts from State-Owned Enterprises (BUMN) or Regional-Owned Enterprises (BUMD) FORM 09.00 – 2 EXPLANATION OF OTHER ASSETS DETAILS

that conduct credit guarantee business or other insurance companies in the event that guaranteed debtor credits experience default.

7. Advances for Operational Activities

Items reported under this position are advances for operational activities, including advances for the purchase of motor vehicles for operational activities.

8. Others

Items reported under this position are other assets that cannot be grouped into items 1 through 7, including commemorative coins or commemorative notes issued by Bank Indonesia. If the amount of this position exceeds 25% (twenty-five percent) of the total of other asset positions, this position is reported on Form 09.01 - Details of Other Assets – Others.

I	II	III
Office Code	Description	Amount
TOTAL

FORM 09.01 – 1
DETAILS OF OTHER ASSETS – OTHERS

Details of other assets – others are reported by BPR if the "Others" position on Form 09.00 – Details of Other Assets exceeds 25% (twenty-five percent) of the total of other assets.

I. Office Code
Reported in this column is the BPR office code.
II. Description
Reported in this column is the detail of assets from the "Others" position on Form 09.00 – Details of Other Assets.
III. Amount
Reported in this column must match the total of the "Others" position on Form 09.00 – Details of Other Assets.

FORM 09.01 – 2
EXPLANATION OF DETAILS OF OTHER ASSETS – OTHERS

FORM 10.00 – 1
IMMEDIATE LIABILITIES DETAILS

I	II	III	IV
Office Code	Account Name	Code	Amount
Liabilities to Government Payable		2101010000
Sanctions Liabilities Payable to Authorities Unpaid		2101020000
Customer Trust Funds		2101030000
Loans Granted with Credit Balance		2101040000
Dividends Not Yet Paid		2101050000
Excess Proceeds from Sale of Customer Collateral		2101060000
Employee Benefits		2101070000
Others		2101990000
TOTAL

Immediate liabilities are BPR liabilities that have matured and/or can be demanded immediately by their owners and must be paid immediately. All immediate liability positions are filled in full Rupiah.

Immediate liabilities are detailed as follows:

1. Liabilities to Government Payable

Items reported under this position are obligations to the government, including corporate income tax due, final tax on savings interest and deposit interest, and/or Article 21 Income Tax (PPh 21), for periods prior to the report month which are paid in the report month.

2. Sanctions Liabilities Payable to Authorities Unpaid

Items reported under this position are administrative sanctions in the form of fines that have been communicated by authorities via notification letters but have not yet been paid by the BPR.

3. Customer Trust Funds

Items reported under this position are customer trust funds, including those for insurance processing, notary fees, money transfers, and/or unidentified or unresolved customer deposits up to the report date.

4. Loans Granted with Credit Balance

Items reported under this position are loans granted that have a credit balance due to overpayment of loan repayments that have matured.

5. Dividends Not Yet Paid

Items reported under this position are dividends that have been determined but not yet paid.

6. Excess Proceeds from Sale of Customer Collateral

Items reported under this position are the excess proceeds from the sale of collateral that constitute the debtor's right for credit settlement processes.

7. Employee Benefits

Items reported under this position are employee benefit liabilities to workers and/or management that have matured but not yet paid.

8. Others

Items reported under this position are immediate liabilities that cannot be grouped into items 1 through 7, including contributions for water, electricity, and telephone usage that must be paid monthly FORM 10.00 - 2 EXPLANATION OF IMMEDIATE LIABILITIES DETAILS

but have not yet been paid as of the report date, or funds received from third parties for credit forwarding that have not yet been returned by the BPR.

FORM 11.00 – 1
SAVINGS LIST

I	II	III	IV	V	VI	VII	VIII
Office Code	CIF No.	Account No.	Type	Relationship with Bank	Customer Group	Customer Location	Tenure Start Date	Maturity Date

FORM 11.00 – 1
SAVINGS LIST

IX	X	XI	XII	XIII	XIV
Nominal Interest Rate	Blocked/Pledged Amount	Reason for Blocking	Unamortized Transaction Costs	Total
TOTAL

FORM 11.00 – 2
SAVINGS LIST CODES

COLUMN CODES

I. Office Code
Filled with the BPR office code.
II. CIF No.
Filled with the customer CIF number.
III. Account No.
Filled with the customer savings account number.
IV. Type

Savings that can be withdrawn anytime 10
Time savings 20
V. Relationship with Bank
Related 12
Unrelated 20
VI. Customer Group
Refer to Appendix 02 – Counterparty Codes List.
VII. Customer Location
Refer to Appendix 03 – Regency/City Codes List.
VIII. Tenure
Filled with start date and maturity date. DD-MM-YYYY
IX. Interest Rate
Filled with annual interest rate percentage up to 2 (two) decimal digits after the comma.
X. Nominal
Filled in full Rupiah.

XI. Blocked/Pledged Amount
Filled in full Rupiah.
XII. Reason for Blocking

Escrow Account. 01
Cash Collateral. 02
Others 99
XIII. Unamortized Transaction Costs
Filled in full Rupiah
XIV. Total
Filled in full Rupiah

FORM 11.00 - 3
EXPLANATION OF SAVINGS LIST

Savings are third-party non-bank deposits owned by customers at BPR where withdrawals can only be made according to specific agreed terms, but cannot be withdrawn using checks, giro slips, and/or instruments equivalent to those.

I. Office Code
Reported in this column is the BPR office code.
II. CIF No.
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding CIF No.
III. Account No.
In this reporting, each savings account is filled with 1 (one) unique savings account number (must not be the same) for each customer savings account. The content reported in this column uses alphanumeric format. If the account number contains characters other than numbers and/or letters, those characters do not need to be included.
IV. Type
Reported in this column are savings that can be withdrawn anytime and/or time savings.
V. Relationship with Bank
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Relationship with Bank.
VI. Customer Group
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Third Party Non-Bank.
VII. Customer Location
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Location.
VIII. Tenure
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Tenure.
IX. Interest Rate
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Interest Rate.

X. Nominal
Reported in this column is the savings balance amount at the end of the report month.
XI. Blocked/Pledged Amount
Reported in this column is the amount of savings blocked or pledged, including cash collateral from loans or blocked for investigation purposes.
XII. Reason for Blocking
Reported in this column is the reason for blocking customer savings, detailed as:
a. Escrow Account
Reported with code 01 when blocking customer savings is done for escrow account purposes. b. Cash Collateral Reported with code 02 when blocking customer savings is done for collateral (cash collateral) purposes.
c. Others
Reported with code 99 when blocking customer savings is done for reasons other than letters a and b.
XIII. Unamortized Transaction Costs
Reported in this column is the portion of transaction costs that have not yet been amortized and have not yet become an addition to interest expense in the current period for savings.
XIV. Total
Reported in this column is the nominal minus unamortized transaction costs.

FORM 12.00 – 1
DEPOSIT LIST

FORM 12.00 – 1
DEPOSIT LIST

VIII	IX	X	XI	XII	XIII
Nominal Interest Rate	Blocked/Pledged Amount	Reason for Blocking	Unamortized Transaction Costs	Total
TOTAL

COLUMN CODES

I. Office Code
Filled with the BPR office code.
II. CIF No.
Filled with the customer CIF number.
III. Account No.
Filled with the customer deposit account number.
IV. Relationship with Bank

Related. 12
Unrelated. 20
V. Customer Group
Refer to Appendix 02 – Counterparty Codes List.
VI. Customer Location
Refer to Appendix 03 – Regency/City Codes List.
VII. Tenure
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Tenure.
DD-MM-YYYY
VIII. Interest Rate
Filled with annual interest rate percentage up to 2 (two) decimal digits after the comma.
IX. Nominal
Filled in full Rupiah.
X. Blocked/Pledged Amount
Filled in full Rupiah.
XI. Reason for Blocking
Escrow Account. 01
FORM 12.00 – 2
CODES FOR DEPOSIT LIST
Cash Collateral. 02
Others. 99
XII. Unamortized Transaction Costs
Filled in full Rupiah.
XIII. Total
Filled in full Rupiah.

Deposits are third-party non-bank deposits owned by customers at BPR where withdrawals can be made according to a specific time period based on an agreement.

I. Office Code
Reported in this column is the BPR office code.
II. CIF No.
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding CIF No.
III. Account No.
In this reporting, each account is filled with 1 (one) unique deposit account number (must not be the same) for each customer deposit account. The content reported in this column uses alphanumeric format.
IV. Relationship with Bank
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Relationship with Bank.
V. Customer Group
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Third Party Non-Bank.
VI. Customer Location
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Location.
VII. Tenure
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Tenure.
VIII. Interest Rate
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Interest Rate.
IX. Nominal
Reported in this column is the deposit nominal value on the report date.
FORM 12.00 – 3
EXPLANATION OF DEPOSIT LIST

X. Blocked/Pledged Amount
Reported in this column is the amount of deposits blocked or pledged, including cash collateral from loans or blocked for investigation purposes.
XI. Reason for Blocking
Reported in this column is the reason for blocking customer deposits, consisting of:
a. Escrow Account
Reported with code 01 when blocking customer deposits is done for escrow account purposes. b. Cash Collateral Reported with code 02 when blocking customer deposits is done for collateral (cash collateral) purposes.
c. Others
Reported with code 99 when blocking customer deposits is done for reasons other than letters a and b.
XII. Unamortized Transaction Costs
Reported in this column is transaction costs that have not yet been amortized and have not yet become an addition to interest expense in the current period for deposits.
XIII. Total
Reported in this column is the nominal minus unamortized transaction costs.

FORM 13.00 – 1
LIST OF SAVINGS FROM OTHER BANKS

I	II	III	IV	V	VI	VII	VIII	IX
Office Code	CIF No.	Account No.	Bank Type	Bank Code	Bank Location	Type	Relationship with Bank	Tenure Start Date	Maturity Date

FORM 13.00 – 1
LIST OF SAVINGS FROM OTHER BANKS

X	XI	XII	XIII	XIV	XV
Interest Rate	Nominal	Blocked/Pledged Amount	Reason for Blocking	Unamortized Transaction Costs	Total
TOTAL

FORM 13.00 – 2
CODES FOR LIST OF SAVINGS FROM OTHER BANKS

COLUMN CODES

I. Office Code
Filled with the BPR office code.
II. CIF No.
Filled with the customer CIF number.
III. Account No.
Filled with the account number for savings from other banks.
IV. Bank Type
Refer to Appendix 02 – Counterparty Codes List.
V. Bank Code
For BPR/BPRS conducting transactions with BPR, filled with 6 (six) digit BPR/BPRS codes as found in the Otoritas Jasa Keuangan Reporting System. For commercial banks including Sharia business units or Sharia branches of commercial banks, or Sharia commercial banks, the bank code is reported referring to the codes found in the Otoritas Jasa Keuangan Reporting System.
VI. Bank Location
Refer to Appendix 03 - Regency/City Codes List.
VII. Type

Savings 01
Deposits 02
Special savings from other BPRs for liquidity problem resolution
Special deposits from other BPRs for liquidity problem resolution

VIII. Relationship with Bank

Related 12
Unrelated 20
IX. Tenure
Filled with start date and maturity date. DD-MM-YYYY
X. Interest Rate
Filled with annual interest rate percentage up to 2 (two) decimal digits after the comma.
XI. Nominal
Filled in full Rupiah.
XII. Blocked/Pledged Amount
Filled in full Rupiah.
XIII. Reason for Blocking
Escrow Account 01
Cash Collateral 02
Others 99
XIV. Unamortized Transaction Costs
Filled in full Rupiah.
XV. Total
Filled in full Rupiah.

Savings from other banks are all BPR liabilities in the form of savings and deposits to other banks in Indonesia.

I. Office Code
Reported in this column is the BPR office code.
II. CIF No.
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding CIF No.
III. Account No.
In this reporting, each account is filled with 1 (one) unique savings and deposit account number (must not be the same) for each savings and deposit account from other banks. The content reported in this column uses alphanumeric format without characters and spaces. If the account number contains characters other than numbers and/or letters, those characters do not need to be included.
IV. Bank Type
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Banks.
V. Bank Code
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Bank Codes.
VI. Bank Location
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Location.
VII. Type
Reported in this column is the form of BPR liability to other banks, detailed as:

Savings
Reported under this position are savings in the name of other banks at BPR where withdrawals can only be made according to specific agreed terms, but cannot be withdrawn using checks, giro slips, and/or other instruments equivalent to those. FORM 13.00 – 3 EXPLANATION OF LIST OF SAVINGS FROM OTHER BANKS
Deposits
Reported under this position are savings in the name of other banks at BPR where withdrawals can only be made at specific times based on agreements between the other bank and the BPR.
Special Savings from Other BPRs for Liquidity Problem Resolution
Reported under this position are special savings from other BPRs for resolving liquidity problems at the BPR.
Special Deposits from Other BPRs for Liquidity Problem Resolution
Reported under this position are special deposits from other BPRs for resolving liquidity problems at the BPR.
VIII. Relationship with Bank
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Relationship with Bank.
IX. Tenure
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Tenure.
X. Interest Rate
Refer to General Explanation of Columns in List Forms and Detail Forms – Chapter II regarding Interest Rate.
XI. Nominal
Reported in this column is the nominal value of savings and/or deposits on the report date.
XII. Blocked/Pledged Amount
Reported in this column is the amount of savings and/or deposits blocked or pledged, including cash collateral from loans or blocked for investigation purposes.
XIII. Reason for Blocking
Reported in this column is the reason for blocking savings and/or deposits of other banks, consisting of:
Escrow Account
Reported with code 01 when blocking savings and/or deposits of other banks is done for escrow account purposes.
Cash Collateral
Reported with code 02 when blocking savings and/or deposits of other banks is done for collateral (cash collateral) purposes.
Others
Reported with code 99 when blocking savings/deposits of other banks is done for reasons other than letters a and b.
XIV. Unamortized Transaction Costs
Reported in this column is transaction costs that have not yet been amortized and have not yet become an addition to interest expense in the current period for savings and/or deposits.
XV. Total
Reported in this column is the nominal minus unamortized transaction costs.

I	II	III	IV
Office Code	Account Name	Code	Amount
Interest Payable
Time Savings		2299010100
Deposits
a. Matured 2299010201
b. Not Yet Matured 2299010202
Savings from Other Banks
a. Matured 2299010301
b. Not Yet Matured 2299010302
Loans Received from Banks
a. Matured 2299010401
b. Not Yet Matured 2299010402
Loans Received from Third Parties Non-Banks
a. Matured 2299010501
b. Not Yet Matured 2299010502
Other Interest Payable 2299019900
Tax Payable 2299020000
Employee Benefit Liabilities 2299030000
Finance Lease Liabilities 2299040000
Estimated Income Tax 2299050000
Deferred Revenue 2299060000
Deferred Tax Liabilities 2299070000
Others 2299990000
TOTAL

FORM 14.00 – 1
DETAILS OF OTHER LIABILITIES

Interest Payable
Interest payable is all BPR liabilities in the form of interest liabilities to customers that have not yet been paid from savings in the form of time savings and deposits from third-party non-banks and from other banks, loans received from banks, and other interest payables.

Interest Payable consists of:
a. Time Savings
Reported under this position are interest accruals originating from third-party non-bank time savings but not yet matured for payment by the BPR. b. Deposits

Matured
Reported under this position is deposit interest from third-party non-banks that has matured but not yet withdrawn by customers.
Not Yet Matured
Reported under this position is deposit interest accruals from third-party non-banks that will be paid to customers upon maturity.
c. Savings from Other Banks
Matured
Reported under this position is interest on time savings or deposits from other banks that has matured but not yet withdrawn by customers.
Not Yet Matured
Reported under this position is interest accruals on time savings or deposits from other banks that have not yet matured for payment to customers. d. Loans Received from Banks
Matured
Reported under this position is interest on loans received from other banks that has matured but not yet paid by the BPR.
FORM 14.00 – 2
EXPLANATION OF DETAILS OF OTHER LIABILITIES
Not Yet Matured
Reported under this position is interest accruals on loans received from other banks in the form of interest that has been recognized as interest expense but has not yet matured for payment to customers. e. Loans Received from Third Parties Non-Banks
Matured
Reported under this position is interest on loans received from third-party non-banks that has matured but not yet paid by the BPR.
Not Yet Matured
Reported under this position is interest accruals on loans received from third-party non-banks in the form of interest that has been recognized as interest expense but has not yet matured for payment to customers. f. Other Interest Payable Reported under this position is all interest accruals not yet paid by the BPR other than letters a through e.

Tax Payable
Reported under this position is unpaid corporate tax, including:
a. tax payables for Article 29 Income Tax (Corporate Income Tax) calculated after the end of the annual tax period, i.e., the shortfall in income tax liability after considering Article 25 Income Tax (tax installments or advance tax payments); and/or b. tax payables that have been established by the tax office.
Employee Benefit Liabilities
Reported under this position is the BPR's liability to provide compensation for services rendered to its employees in the form of short-term employee benefits, post-employment benefits, other long-term employee benefits, and/or termination indemnities that have not yet matured. The amount reported is the discounted amount, except for short-term employee benefits which are reported at the amount owed and not discounted.
Finance Lease Liabilities
Reported under this position is liabilities arising from finance lease transactions in the form of leases that substantially transfer FORM 14.00 – 3 EXPLANATION OF DETAILS OF OTHER LIABILITIES

the risks and rewards incidental to ownership of an asset.

all risks and benefits of asset ownership. Ownership rights can ultimately be transferred or not transferred. Accounting treatment for finance leases refers to the applicable financial accounting standards for BPRs.

Estimated Income Tax
The amount reported in this item is the estimated income tax payable on current year profits in accordance with tax legislation.
Deferred Revenue
The amount reported in this item is revenue earned but not yet recognized as revenue in the relevant accounting period. Deferred interest revenue in the context of restructuring is not included in this item.
Deferred Tax Liability
The amount reported in this item is the amount of income tax payable for future accounting periods resulting from temporary taxable differences.
Others
The amount reported in this item is other liabilities that cannot be grouped into items 1 through 7, including funds received by the BPR from third parties for credit relending but not yet disbursed to customers. If the amount of this item exceeds 25% (twenty-five percent) of the total of other liability items, this item is reported on Form 14.01 - Details of Other Liabilities – Others.

FORM 14.01 – 1
DETAILS OF OTHER LIABILITIES – OTHERS
I II III
Office Code Description Amount
TOTAL

Details of other liabilities – others are reported when the "others" item on Form 14.00 – Details of Other Liabilities exceeds 25% (twenty-five percent) of the total of other liabilities.
I. Office Code
The amount reported in this column is the BPR office code.
II. Description
The amount reported in this column is the detail of liabilities from the "others" item on Form 14.00 – Details of Other Liabilities.
III. Amount
The amount reported in this column is the BPR liability amount that must be settled.

FORM 14.01 – 2
EXPLANATION OF DETAILS OF OTHER LIABILITIES – OTHERS

FORM 15.00 – 1
LIST OF WRITT-OFF PRODUCTIVE ASSETS
I II III IV V VI
Office Code
CIF No./
Bank Code
Account No. Asset Type Debtor Type
Relationship with Bank

FORM 15.00 – 1
LIST OF WRITT-OFF PRODUCTIVE ASSETS
VII VIII IX X
Write-off
Date
Principal Balance Interest Arrears Collateral
At Write-off
Date
Accumulated
Collected
Per Report
Position
At Write-off
Date
Accumulated
Collected
Accumulated
Additional
Accrued Interest
Per Report
Position
Type Address Value
TOTAL

FORM 15.00 – 2
CODES FOR LIST OF DETAILS OF WRITT-OFF PRODUCTIVE ASSETS COLUMN CODE
I. Office Code
Filled with the BPR Office Code.
II. CIF No./Bank Code
Filled with the debtor's CIF number or bank code.
III. Account No.
Filled with the account number.
IV. Asset Type

Loans Granted 10
Placements in Other Banks 20
V. Debtor Type
Refer to Appendix 02 – List of Counterparty Codes.
VI. Relationship with Bank
Related for Welfare Purposes 11
Other Related 12
Unrelated 20
VII. Write-off Date
Filled with the write-off date. DD-MM-YYYY
VIII. Principal Balance
Filled with the principal balance or debit balance at the time of write-off, accumulated principal installments successfully collected, and principal balance per report position.
IX. Interest Arrears
Filled with the interest installment amount at the time of write-off, accumulated interest arrears successfully collected, accumulated additional accrued interest, and accumulated interest arrears per report position.
X. Collateral
Filled with the type of collateral, address of collateral, and value of collateral at the time of the last valuation.

The amount reported on this form is all productive assets, both loans granted and other productive assets, that have been written off.
I. Office Code
The amount reported in this column is the BPR office code.
II. CIF No./Bank Code
The amount reported in this column is the debtor's CIF number for productive assets in the form of loans granted. For productive assets in the form of placements in other banks, this column is reported with the bank code. Refer to General Explanation of Columns in List and Detail Forms – Chapter II on CIF Numbers and General Explanation of Columns in List and Detail Forms – Chapter II on Bank Codes.
III. Account No.
The amount reported in this column is the account number at the time of write-off for productive assets in the form of credit facilities. For productive assets in the form of placements in other banks, this column is reported with the BPR's placement account number in other banks.
IV. Asset Type
Productive assets written off are detailed as:

Loans Granted
The amount reported in this column is loans that have been written off, excluding loans that have been written off but are already paid off or have had their claims written off.
Placements in Other Banks
The amount reported in this column is placements in other banks that have been written off, excluding placements in other banks that have been written off but are already paid off or have had their claims written off.
V. Debtor Type
Only filled for productive assets in the form of loans granted. Refer to General Explanation of Columns in List and Detail Forms – Chapter II on Debtor Type.
VI. Relationship with Bank
Refer to General Explanation of Columns in List and Detail Forms – Chapter II on Relationship with Bank.

FORM 15.00 – 3
EXPLANATION OF LIST OF WRITT-OFF PRODUCTIVE ASSETS

For productive assets in the form of placements in banks that are related parties of the BPR, use the code for other related parties.
VII. Write-off Date
The amount reported in this column is the date when the productive asset was written off.
VIII. Principal Balance

At Write-off Date
The amount reported in this column is the principal balance or debit balance at the time the productive asset was written off.
Accumulated Collected
The amount reported in this column is the accumulated principal installments of the productive asset successfully collected from the write-off date to the report position.
Per Report Position
The amount reported in this column is the total principal balance or debit balance of the productive asset per report position.
IX. Interest Arrears
At Write-off Date
The amount reported in this column is the amount of interest arrears at the time the productive asset was written off.
Accumulated Collected
The amount reported in this column is the amount of productive asset interest installments successfully collected from the write-off date to the report position.
Accumulated Additional Accrued Interest
The amount reported in this column is the accumulated additional interest of the productive asset arising periodically from the write-off date to the report position.
Per Report Position
The amount reported in this column is the total interest arrears of the productive asset per report position.
X. Collateral
Type
The amount reported in this column is the type of collateral for the productive asset written off, filled by referring to Appendix 01 - List of Collateral Types. If no collateral is submitted, this column is filled with the "other" code (299).
Address
The amount reported in this column is the complete address of the collateral for collateral in the form of land and/or buildings. For collateral in the form of motor vehicles, the complete address of the debtor is filled, while for collateral in the form of warehouse receipts, the complete address of the warehouse is reported based on the warehouse receipt document. If no collateral is submitted, this column is filled with a hyphen (-).
Value
The amount reported in this column is the nominal market value of the collateral based on the last valuation result. If no collateral is submitted, this column is filled with 0 (zero).

I II III IV
Type
Approval
Date
Capital Type Amount
TOTAL
FORM 00.06 – 1
LIST OF PAID-IN CAPITAL, DONATION CAPITAL, AND CAPITAL SUBSCRIPTION FUNDS - EQUITY

COLUMN CODES
I. Type

Funds 01
Land and buildings that can be counted as core capital
Land and buildings that cannot be counted as core capital
II. Approval Date
Filled with the date of authority approval. DD-MM-YYYY
III. Capital Type
Paid-in Capital 01
Donation Capital 02
Capital Subscription Funds – Equity 03
IV. Amount
Filled with the amount of capital paid or donated by shareholders and/or third parties.

FORM 00.06 – 2
CODES FOR LIST OF PAID-IN CAPITAL, DONATION CAPITAL, AND CAPITAL SUBSCRIPTION FUNDS - EQUITY

I. Type

Funds
The amount reported in this column is paid-in capital, donation capital, or capital subscription funds - equity in the form of cash funds.
Land and buildings that can be counted as core capital
The amount reported in this column is paid-in capital or donation capital in the form of land and buildings that are counted as core capital in accordance with POJK BPR Capital Adequacy.
Land and buildings that cannot be counted as core capital
The amount reported in this column is paid-in capital and donation capital in the form of land and buildings that cannot be counted as core capital in accordance with POJK BPR Capital Adequacy.
II. Approval Date
Filled with the date of authority approval.
III. Capital Type
Paid-in Capital
Paid-in capital is capital that has been paid in realistically and effectively by its owners, approved by the authority, and has met administrative requirements. For BPRs with cooperative legal status, paid-in capital is the principal savings and mandatory savings in accordance with the Cooperative Law.
Donation Capital
Donation capital is capital obtained from donations of BPR shares, including the difference in value recorded with the selling price if the shares are sold, and capital originating from donations by shareholders or third parties received by the BPR in the form of funds or other assets. This includes capital received from cooperative member donations for BPRs with cooperative legal status.
Capital Subscription Funds – Equity
Capital subscription funds – equity are funds that have been fully paid by shareholders or prospective shareholders and are blocked for

FORM 00.06 – 3
EXPLANATION OF LIST OF PAID-IN CAPITAL, DONATION CAPITAL, AND CAPITAL SUBSCRIPTION FUNDS – EQUITY

the purpose of capital increase and have been declared to meet capital requirements to be classified as capital subscription funds – equity in accordance with POJK BPR Capital Adequacy.
IV. Amount
Filled with the amount of capital paid or donated by shareholders and/or third parties equal to the nominal value recognized as capital.

FORM 00.07 - 1
LIST OF LOANS RECEIVED
I II III IV V VI VII VIII IX
CIF No.
Creditor
Group
Bank Code
Creditor
Location
Type
Relationship with Bank
Duration Interest Rate
Start Date
Maturity
Date
Percentage
Method
Calculation
TOTAL

FORM 00.07 - 1
LIST OF LOANS RECEIVED
X XI XII XIII XIV XV
Type of Collateral
Pledged
Nominal Value of
Collateral Pledged
Debit Balance
Unamortized
Transaction Costs
Unamortized
Discount
Net Debit
Balance

FORM 00.07 – 2
CODES FOR LIST OF LOANS RECEIVED
COLUMN CODES
I. CIF No.
Filled with the creditor's CIF number.
II. Creditor Group
Refer to Appendix 02 – List of Counterparty Codes.
III. Bank Code
For BPR/BPRS conducting transactions with BPRs, filled with 6 (six) digits of the BPR/BPRS code as found in the Financial Services Authority Reporting System. For commercial banks including Sharia business units or Sharia branches of commercial banks, or Sharia commercial banks, the bank code is reported by referring to the code as found in the Financial Services Authority Reporting System.
IV. Creditor Location
Refer to Appendix 03 – List of Districts or Cities Codes.
V. Type

Bilateral Loans 10
Syndicated Loans 20
Special Loans
a. From Supervisory Institutions 31 b. In the Context of Linkage 32
Loans with Specific Requirements
a. Counted as Additional Core Capital in
Capital Adequacy b. Counted as Supplementary Capital in Capital Adequacy 42
Others 99
VI. Relationship with Bank
Related 12
Unrelated 20

VII. Duration
Filled with start date and maturity date. DD-MM-YYYY
VIII. Interest Rate
I. Percentage
Filled with the annual interest rate percentage up to 2 (two) decimal digits.
II. Calculation Method
a. Flat Interest

Fixed 11
Floating 12
b. Non-Flat Interest
Fixed 21
Floating 22
IX. Limit
Filled in full Rupiah.
X. Type of Collateral Pledged
Refer to Appendix 01 – List of Detailed Collateral Codes.
XI. Nominal Value of Collateral Pledged
Filled in full Rupiah.
XII. Debit Balance
Filled in full Rupiah.
XIII. Unamortized Transaction Costs
Filled in full Rupiah.
XIV. Unamortized Discount
Filled in full Rupiah.
XV. Net Debit Balance
Filled in full Rupiah.

Loans received are loans received from banks, Bank Indonesia and/or third parties who are not banks, with an obligation to repay based on the terms of the loan agreement.
I. CIF No.
Refer to General Explanation of Columns in List and Detail Forms – Chapter II on CIF No.
II. Creditor Group
Refer to General Explanation of Columns in List and Detail Forms – Chapter II on Creditor Group.
III. Bank Code
Refer to General Explanation of Columns in List and Detail Forms – Chapter II on Bank Code.
IV. Creditor Location
Refer to General Explanation of Columns in List and Detail Forms – Chapter II on Location.
V. Type
Type is all forms of loans received by the BPR. Types of loans received consist of:

Bilateral Loans
The amount reported in this column is loans received from 1 (one) creditor.
Syndicated Loans
The amount reported in this column is loans received from at least 2 (two) creditors in 1 (one) loan agreement.
Special Loans:
a. From Supervisory Institutions
The amount reported in this column is loans received from other banks acting as supervisory institutions to overcome liquidity difficulties. b. In the Context of Linkage The amount reported in this column is loans received by the BPR from other banks to be relented to MSME customers, with the BPR bearing the risk on the relented loans.

FORM 00.07 – 3
EXPLANATION OF LIST OF LOANS RECEIVED

Loans with Specific Requirements
a. Counted as Additional Core Capital in Capital Adequacy The amount reported in this column is loans that meet the requirements to be counted as additional core capital components in accordance with POJK BPR Capital Adequacy. For BPRs with cooperative legal status, the definition of loans with specific requirements is loan capital in accordance with the Cooperative Law that meets the requirements to be counted as additional core capital components in accordance with POJK BPR Capital Adequacy. b. Counted as Supplementary Capital in Capital Adequacy The amount reported in this column is loans that meet the requirements to be counted as supplementary capital in accordance with POJK BPR Capital Adequacy.
Others
The amount reported in this column is loans received from banks, Bank Indonesia, and/or other parties that cannot be grouped into items 1 through 4.
VI. Relationship with Bank
Refer to General Explanation of Columns in List and Detail Forms – Chapter II on Relationship with Bank.
VII. Duration
Refer to General Explanation of Columns in List and Detail Forms – Chapter II on Duration.
VIII. Interest Rate
Percentage
The amount reported in this column is the percentage of annual loan interest or annualized interest based on the loan agreement between the BPR and the relevant creditor.
Calculation Method
The amount reported in this column is the method used by the creditor to calculate interest on the loan, whether based on the loan limit or debit balance. Interest calculation methods are:
a. Flat Interest
Flat interest calculation method is the method by which the creditor sets loan interest installments based on the loan limit. Flat interest calculation methods include, among others, annuity. Types of flat interest are:
i) Fixed
Interest rate does not change during the loan period. ii) Floating Interest rate changes during the loan period in accordance with market interest rates. b. Non-Flat Interest Non-flat interest calculation method is the method by which the creditor sets loan interest installments based on the debit balance. Non-flat interest is:

Fixed
Interest rate does not change during the loan period.
Floating
Interest rate changes during the loan period in accordance with market interest rates.
IX. Limit
The amount reported in this column is the maximum loan amount based on the loan agreement for loans without principal installments or the limit position on the report date for loans with principal installments (loans with decreasing limits).
X. Type of Collateral Pledged
The amount reported in this column is the type of collateral pledged by the BPR for loans received from creditors. If no collateral is submitted, the type of collateral pledged column is filled with the "other" code (299).
XI. Nominal Value of Collateral Pledged
The amount reported in this column is the value of collateral for loans received from creditors. If no collateral is submitted, the collateral value column is filled with 0 (zero).
XII. Debit Balance
The amount reported in this column is the total loan balance at the report position.

XIII. Unamortized Transaction Costs
The amount reported in this column is transaction costs that have not been amortized and have not become an increase in current period interest expense for loans received.
XIV. Unamortized Discount
The amount reported in this column is the portion of discount that has not been amortized and has not become current period interest expense for loans received.
XV. Net Debit Balance
The amount reported in this column is the loan debit balance after being reduced by unamortized discount and unamortized transaction costs.

FORM 00.08 – 1
QUARTERLY FINANCIAL RATIOS
I II III
Ratio Type Code
Ratio Value
(%)
Minimum Capital Adequacy Requirement (KPMM) 0101 Productive Asset Quality (KAP) 0201 Productive Asset Write-off Provision (PPAP) 0202 Non Performing Loan (NPL) Net 0203 Non Performing Loan (NPL) Gross 0204 Return on Assets (ROA) 0401 Operating Expenses to Operating Income (BOPO) Net Interest Margin (NIM) 0403 Loan to Deposit Ratio (LDR) 0501 Cash Ratio 0502

FORM 00.08 – 2
EXPLANATION OF QUARTERLY FINANCIAL RATIOS
Quarterly Financial Ratios are reported for report positions in March, June, September, and December. For report positions in months other than March, June, September, and December, this form is left blank. Quarterly Financial Ratios consist of KPMM, KAP, PPAP, NPL (net), NPL (gross), ROA, BOPO, NIM, LDR, and Cash Ratio.

Minimum Capital Adequacy Requirement (KPMM)
The amount reported in this column is the ratio used to measure the adequacy of the BPR's KPMM based on the calculation of capital and risk-weighted assets (ATMR) in accordance with POJK BPR Capital Adequacy.
Productive Asset Quality (KAP)
Up to the report position in September 2023, the amount reported in this column is the ratio used to measure the comparison of productive assets classified against productive assets in accordance with regulations regarding the procedure for assessing the health level of BPRs.
Productive Asset Write-off Provision (PPAP)
The amount reported in this column is the ratio used to measure the comparison of PPAP or provisions formed by the BPR against PPAP or provisions that must be formed in accordance with POJK BPR KAP and PPAP.
Non Performing Loan (NPL) Net
The amount reported in this column is the ratio used to measure the comparison of loans granted with fair, doubtful, and loss quality, reduced by PPAP, against the total loans granted.
Non Performing Loan (NPL) Gross
The amount reported in this column is the ratio used to measure the comparison of loans granted with fair, doubtful, and loss quality against the total loans granted.
Return on Asset (ROA)
The amount reported in this column is the ratio used to measure the comparison of profit before tax against average total assets.
Up to the report position in September 2023, the ROA calculation is performed in accordance with regulations regarding the procedure for assessing the health level of BPRs. Since the report position in December 2023, the ROA calculation is performed in accordance with the Financial Services Authority Circular regarding the assessment of the health level of BPRs and BPRSs.
Operating Expenses to Operating Income (BOPO)
The amount reported in this column is the ratio used to measure the comparison of operating expenses against operating income. Up to the report position in September 2023, the BOPO calculation is performed in accordance with regulations regarding the procedure for assessing the health level of BPRs. Since the report position in December 2023, the BOPO calculation is performed in accordance with the Financial Services Authority Circular regarding the assessment of the health level of BPRs and BPRSs.
Net Interest Margin (NIM)
The amount reported in this column is the ratio used to measure the BPR's ability to manage its productive assets to generate net interest income, performed in accordance with the Financial Services Authority Circular regarding the assessment of the health level of BPRs and BPRSs.
Loan to Deposit Ratio (LDR)
The amount reported in this column is the ratio used to measure the comparison of loans granted against funds received. Up to the report position in September 2023, the LDR calculation is performed in accordance with regulations regarding the procedure for assessing the health level of BPRs. Since the report position in December 2023, the LDR calculation is performed in accordance with the calculation of the ratio of total loans granted to total non-bank third-party funds as referred to in the Financial Services Authority Circular regarding the implementation of risk management for BPRs.
Cash Ratio
The amount reported in this column is the ratio used to measure the comparison of liquid assets against current liabilities. Up to the report position in September 2023, the Cash Ratio calculation is performed in accordance with regulations regarding the procedure for assessing the health level of BPRs.

Since the report position in December 2023, the Cash Ratio calculation is performed in accordance with the ratio calculation of total liquid assets against current liabilities as referred to in the Financial Services Authority Circular regarding the implementation of risk management for BPRs.

FORM 00.09 – 1
DATA ON BPR BOARD OF DIRECTORS AND BOARD OF COMMISSARS MEMBERS WHO HAVE CEASED TO HOLD OFFICE I II III IV V VI VII VIII IX X Name ID Number Position Date Start Office Committee Membership Oversees Compliance Function (Yes/ No) Independent Commissioner (Yes/ No) Description Reason for Ceasing to Hold Office Date Ceasing to Hold Office Reason for Resignation/Dismissal Audit Committee Risk Monitoring Committee Remuneration and Nomination Committee

FORM 00.09 – 2
CODES FOR DATA ON BPR BOARD OF DIRECTORS AND BOARD OF COMMISSARS MEMBERS WHO HAVE CEASED TO HOLD OFFICE COLUMN CODES
I. Name
Filled with the full name of each BPR board of directors and board of commissars member who has ceased to hold office.
II. ID Number
Filled with the ID number of each BPR board of directors and board of commissars member who has ceased to hold office.
III. Position
Board of Directors Members

President Director 110
Director 120
Board of Commissars Members
President Commissioner 210
Commissioner 220
IV. Date Start Office
Filled with the date BPR board of directors and board of commissars members started holding office.
DD-MM-YYYY
V. Committee Membership
Not Holding Office 00
Chairman 01
Member 02
VI. Oversees Compliance Function
Yes 1
No 2
VII. Independent Commissioner
Yes 1
No 2

VIII. Explanation of Reason for Ceasing Office

Resignation 1
Dismissal 2
Death 3
IX. Date of Ceasing Office
Filled with the date of resignation, date of dismissal, and/or date of death of the Board of Directors and Board of Commissioners members. TT-BBTTTT
X. Reason for Resignation/Dismissal
Filled with a brief reason for the resignation or dismissal of the BPR Board of Directors and/or Board of Commissioners members.

FORM 00.09 – 3
EXPLANATION OF DATA FOR BPR BOARD OF DIRECTORS AND BOARD OF COMMISSIONERS MEMBERS CEASING OFFICE This form is filled out in the event that there are Board of Directors and/or Board of Commissioners members who are dismissed, resign, or die in accordance with the Financial Services Authority Regulations regarding rural banks.

I. Name
The name reported in this column is the full name of each BPR Board of Directors and Board of Commissioners member who ceased office.

II. National Identity Card Number (NIK)
The NIK reported in this column is the NIK of each BPR Board of Directors and/or Board of Commissioners member who ceased office.

III. Position
The position reported in this column is the position of the BPR Board of Directors and/or Board of Commissioners members before ceasing office.

Board of Directors

President Director
The code 110 is reported in this column in the event that a Board of Directors member serves as President Director.
Director
The code 120 is reported in this column in the event that a Board of Directors member serves as a Director.

Board of Commissioners

Chief Commissioner
The code 210 is reported in this column in the event that a Board of Commissioners member serves as Chief Commissioner.
Commissioner
The code 220 is reported in this column in the event that a Board of Commissioners member serves as a Commissioner.

IV. Date of Commencing Office
The date reported in this column is the date the BPR Board of Directors and Board of Commissioners members commenced office in accordance with:

the General Meeting of Shareholders (GMS) decision, in the event that the GMS is held after OJK approval; or
OJK approval, in the event that the BPR has held the GMS before obtaining OJK approval,
according to the Financial Services Authority Regulations regarding rural banks.
In the event of the re-appointment of Board of Directors and Board of Commissioners members, the date reported is the commencement date according to the latest GMS decision.

V. Committee Membership
The membership reported in this column is the membership of each Board of Commissioners member in the audit committee, risk monitoring committee, and/or remuneration and nomination committee in accordance with the Financial Services Authority Regulations regarding the application of corporate governance for rural banks.

Not Serving (Code 00).
Chairman (Code 01).
Member (Code 02).
For Board of Directors members, this column is left blank.

VI. Supervision of Compliance Function
Reported with code 1 in the event that a Board of Directors member supervises the compliance function in accordance with the Financial Services Authority Regulations regarding the application of corporate governance for rural banks. Reported with code 2 in the event that a Board of Directors member does not supervise the compliance function in accordance with the Financial Services Authority Regulations regarding the application of corporate governance for rural banks. For Board of Commissioners members, this column is left blank.

VII. Independent Commissioner
Reported with code 1 in the event that a Board of Commissioners member serves as an independent commissioner in accordance with the Financial Services Authority Regulations regarding the application of corporate governance for rural banks. Reported with code 2 in the event that a Board of Commissioners member does not serve as an independent commissioner in accordance with the Financial Services Authority Regulations regarding the application of corporate governance for rural banks. For Board of Directors members, this column is left blank.

VIII. Explanation of Reason for Ceasing Office
Reported with code 1 in the event that the reason for ceasing office is resignation.

Reported with code 2 in the event that the reason for ceasing office is dismissal by the BPR.
Reported with code 3 in the event that the reason for ceasing office is death.

IX. Date of Ceasing Office
The data reported in this column is:

the date of resignation determined in the GMS or the end of the term regulated in the BPR Articles of Association;
the date of dismissal determined in the GMS; or
the date of death.

X. Reason for Resignation/Dismissal
The data reported in this column is the brief reason for the resignation or dismissal of the BPR Board of Directors and/or Board of Commissioners members. An example of a dismissal reason is being determined not to pass as a principal party of the BPR by the Financial Services Authority in accordance with the Financial Services Authority Regulations regarding the re-evaluation of principal parties of financial service institutions.

FORM 00.10 – 1
DATA OF BPR EXECUTIVE ORGAN MEMBERS CEASING OFFICE I II III IV V Name NIK Position Date of Commencing Office Appointment Letter Compliance Management Risk Internal Audit AML and CFT Others No. Date

FORM 00.10 – 1
DATA OF BPR EXECUTIVE ORGAN MEMBERS CEASING OFFICE VI VII VIII IX Committee Membership Explanation of Reason for Ceasing Office Reason for Resignation/ Dismissal Dismissal Letter Audit Committee Risk Monitoring Committee Remuneration and Nomination Committee No. Date

FORM 00.10 – 2
CODES FOR DATA OF BPR EXECUTIVE ORGAN MEMBERS CEASING OFFICE COLUMN CODE
I. Name
Filled with the full name of the BPR unit head or executive official who ceased office.

II. National Identity Card Number (NIK)
Filled with the NIK of each BPR unit head or executive official who ceased office.

III. Position

Not Serving 00
Unit Head 01
Executive Official 02

IV. Date of Commencing Office
Filled with the date the unit head or executive official commenced office at the BPR.
TT-BBTTTT

V. Appointment Letter

Appointment Letter Number
Filled with the number of the appointment decision letter for the BPR unit head or executive official.
Appointment Letter Date
Filled with the date of the appointment decision letter for the BPR unit head or executive official.
TT-BBTTTT

VI. Committee Membership

Not Serving 00
Chairman 01
Member 02

VII. Explanation of Reason for Ceasing Office

Resignation 1
Dismissal 2
Death 3

VIII. Reason for Resignation/Dismissal
Filled with the reason for the BPR unit head or executive official's resignation and/or the reason for dismissal of the BPR unit head or executive official by the BPR.

IX. Dismissal Letter

Dismissal Letter Number
Filled with the number of the dismissal decision letter for the BPR unit head or executive official.
Dismissal Letter Date
Filled with the date of the dismissal decision letter for the BPR unit head or executive official.
TT-BBTTTT

FORM 00.10 – 3
EXPLANATION OF DATA FOR BPR EXECUTIVE ORGAN MEMBERS CEASING OFFICE This form is filled out in the event that there are BPR unit heads or executive officials who are dismissed by the BPR, resign, or die in accordance with the Financial Services Authority Regulations regarding rural banks. Data on BPR executive organ members ceasing office includes:

I. Name
The data reported in this column is the name of the BPR unit head or executive official who ceased office.

II. National Identity Card Number (NIK)
The data reported in this column is the NIK of each BPR unit head or executive official who ceased office.

III. Position
Reported with code 00 in the event that the executive organ does not serve as a unit head and/or executive official in the compliance function, risk management function, internal audit function, AML and CFT function, or other functions. Reported with code 01 in the event that the executive organ serves as a unit head supervising a specific function at the BPR. Reported with code 02 in the event that the executive organ serves as an executive official responsible for the implementation of a specific function at the BPR. Executive organs are unit heads supervising specific functions or executive officials responsible for the implementation of specific functions as follows:

Compliance Function
The compliance function is a series of preventive actions or steps to ensure that the policies, regulations, systems, procedures, and business activities conducted by the BPR are in accordance with Financial Services Authority Regulations and other legislation, and to ensure the BPR's compliance with commitments made by the BPR to the Financial Services Authority, in accordance with the Financial Services Authority Regulations regarding the application of corporate governance for rural banks.
Risk Management Function
The risk management function is a series of methodologies and procedures used to identify, measure, monitor, and control risks arising from all business activities of the BPR, in accordance with the Financial Services Authority Regulations regarding the application of corporate governance for rural banks.
Internal Audit Function
The internal audit function is all forms of activities related to audits, including planning, implementation, and monitoring of audit results, in accordance with the Financial Services Authority Regulations regarding the application of corporate governance for rural banks.
AML and CFT Function
The AML and CFT function is efforts to prevent and eradicate Money Laundering and Terrorism Financing, in accordance with the Financial Services Authority Regulations regarding the application of anti-money laundering and counter-terrorism financing programs in the financial service sector.
Other Functions
This column is filled in the event that the executive organ serves as a unit head or executive official who cannot be grouped under items 1 to 4.

IV. Date of Commencing Office
The data reported in this column is the date the executive organ commenced office based on the appointment decision letter by the competent official.

V. Number and Date of Appointment Decision Letter
The data reported in this column is the number and date of the appointment decision letter by the competent official as referred to in item IV.

VI. Committee Membership
Reported with the membership of the executive organ in the audit committee, risk monitoring committee, and remuneration and nomination committee in accordance with the Financial Services Authority Regulations regarding the application of corporate governance for rural banks. Reported with code 00 in the event that the executive organ does not serve in a committee. Reported with code 01 in the event that the executive organ serves as the committee chairman.

Reported with code 02 in the event that the executive organ serves as a committee member.

VII. Explanation of Reason for Ceasing Office
Reported with code 1 in the event that the reason for ceasing office is resignation.
Reported with code 2 in the event that the reason for ceasing office is dismissal by the BPR.
Reported with code 3 in the event that the reason for ceasing office is death.

VIII. Reason for Resignation/Dismissal
The data reported in this column is the brief reason for the resignation or dismissal of the BPR unit head or executive official.

IX. Number and Date of Dismissal Decision Letter
The data reported in this column is the number and date of the BPR Board of Directors' decision letter regarding the dismissal of the unit head or executive official serving at the BPR.

FORM 00.11 – 1
DATA ON BPR BRANCH OFFICES AND CASH SERVICE ACTIVITIES I II III IV V VI VII VIII IX X XI Type Code Branch Office Code Code for Head Office Code for Previous Branch Name of Branch Office Coordinates Address Name of Head Phone No. Explanation Branch Office Data and Cash Service Activities Date of Implementation

FORM 00.11 – 2
CODES FOR DATA ON BPR BRANCH OFFICES AND CASH SERVICE ACTIVITIES COLUMN CODE
I. Type

Branch Office 02
Mobile Cash 03
Payment Point 04
ATM 05
EDC 06
Other 99

II. Branch Office Code
Filled with the BPR branch office code.

III. Head Office Code
Filled with the code for the head office of the branch office/mobile cash/payment point, and/or the office responsible for the PPE.

IV. Previous Branch Office Code
Filled with the code for the previous BPR branch office that underwent a status downgrade to a branch office.

V. Branch Office Name
Filled with the name of the branch office.

VI. Coordinates
Filled with the coordinates of the branch office, coordinates of the head office for mobile cash, and/or coordinates of the payment point location and/or PPE.

VII. Address
Filled with the address of the branch office, address of the head office for mobile cash, and/or location of the payment point and/or PPE.

VIII. Name of Head
Filled with the name of the head/branch office manager.

IX. Phone Number
Filled with the branch office phone number.

X. Explanation of Branch Office Data and Cash Service Activities

Opening of branch office, implementation of mobile cash, implementation of payment point, and/or use/addition of PPE managed independently.
Opening of branch office resulting from the status downgrade of a branch office.
Relocation of branch office address, payment point, and/or PPE location.
No change. 4

XI. Date of Implementation
Filled with the date of implementation for the opening, use/addition, relocation, and/or change of status of the branch office network as per item X. TT-BBTTTT

FORM 00.11 – 3
EXPLANATION OF DATA ON BPR BRANCH OFFICES AND CASH SERVICE ACTIVITIES Data on BPR branch offices and cash service activities include:

I. Type
The data reported in this column is the type of branch office network and cash service activities, consisting of:

Reported with code 02 in the event that the branch office network is a branch office.
Reported with code 03 in the event that the cash service activity is mobile cash.
Reported with code 04 in the event that the cash service activity is a payment point.
Reported with code 05 in the event that the cash service activity is an ATM managed independently.
Reported with code 06 in the event that the cash service activity is an EDC managed independently.
Reported with code 99 in the event of activities other than those in items 2 to 5.

II. Branch Office Code
The data reported in this column is the branch office code, which is a unique code in numeric and/or alphabetic format for each branch office owned by the BPR. The branch office code is filled out as follows:

This column is filled with the branch office code.
The branch office code must be unique; one branch office code is used for one branch office.
A branch office code used by one branch office must not be used for another branch office (no reuse or no recycle).
A reported branch office code must not change (consistency) as long as the branch office is recorded in the BPR monthly report.
If the branch office code contains characters other than numbers and/or letters, those characters do not need to be included.
For cash service activities, this column is left blank.

III. Head Office Code
The data reported in this column is the 3-digit code for the BPR head office and/or branch office that serves as the head office for the branch office, mobile cash, or payment point and/or the code for the office responsible for the PPE.

IV. Previous Branch Office Code
The data reported in this column is the 3-digit code for the BPR branch office that underwent a status downgrade to a branch office.

V. Branch Office Name
The data reported in this column is the name of each branch office.
For cash service activities, this column is left blank.

VI. Coordinates
The data reported in this column is the coordinates of each branch office, coordinates of the head office for mobile cash, coordinates of the payment point location, and/or PPE.

VII. Address
The data reported in this column is the full address of each branch office, head office for mobile cash, payment point location, and/or PPE.

VIII. Name of Head
The data reported in this column is the name of the head/branch office manager.
For cash service activities, this column is left blank.

IX. Phone Number
The data reported in this column is the branch office phone number. For cash service activities, this column is left blank.

X. Explanation of Branch Office Data and Cash Service Activities
The data reported in this column is the explanation of changes to BPR branch office data as follows:

Opening of branch office, implementation of mobile cash, implementation of payment point, and/or use/addition of self-managed PPE (Code 1).
Opening of branch office resulting from the status downgrade of a branch office (Code 2).
Relocation of branch office address, payment point, and/or PPE location (Code 3).
No changes (Code 4).

XI. Date of Implementation
The data reported in this column is the date of implementation for the opening, use/addition, relocation, and/or change of status of the branch office network and cash service activities as referred to in item X.

FORM 00.12 – 1
DATA ON BPR BRANCH OFFICE CLOSURE AND CASH SERVICE ACTIVITIES Type Code Branch Office/Branch Office Code Head Office Code Office Name Coordinates Address Date of Implementation

FORM 00.12 – 2
CODES FOR DATA ON BPR BRANCH OFFICE CLOSURE AND CASH SERVICE ACTIVITIES COLUMN CODE
I. Type

Branch Office 01
Branch Office 02
Mobile Cash 03
Payment Point 04
ATM 05
EDC 06
Other 99

II. Office Code/Branch Office Code
Filled with the branch office code and/or branch office code of the BPR that underwent closure.

III. Head Office Code
Filled with the code for the head office of the branch office, mobile cash, payment point, and/or office responsible for the PPE that underwent closure.

IV. Office Name
Filled with the name of the BPR branch office and branch office that underwent closure.

V. Coordinates
Filled with the coordinates of the branch office, branch office, head office for mobile cash, payment point location, and/or PPE that underwent closure.

VI. Address
Filled with the address of the branch office, branch office, head office for mobile cash, payment point location, and/or PPE that underwent closure.

VII. Date of Implementation
Filled with the date of implementation for the closure of the BPR branch office, branch office, and/or cash service activities.
TT-BBTTTT

FORM 00.12 – 3
EXPLANATION OF DATA ON BPR BRANCH OFFICE CLOSURE AND CASH SERVICE ACTIVITIES This form is filled out in the event that there is a closure of offices and/or cash service activities in accordance with the Financial Services Authority Regulations regarding BPRs. Data on BPR branch office closure and cash service activities include:

I. Type
The data reported in this column is the type of BPR branch office network or cash service activity, consisting of:

Reported with code 01 in the event that the branch office network is a branch office.
Reported with code 02 in the event that the branch office network is a branch office.
Reported with code 03 in the event that the cash service activity is mobile cash.
Reported with code 04 in the event that the cash service activity is a payment point.
Reported with code 05 in the event that the cash service activity is an ATM managed independently.
Reported with code 06 in the event that the cash service activity is an EDC managed independently.
Reported with code 99 in the event of activities other than those in items 3 to 6.

II. Office Code/Branch Office Code
The data reported in this column is the 3-digit code for the BPR branch office or branch office code that underwent closure.

III. Head Office Code
The data reported in this column is the 3-digit code for the BPR head office and branch office that serves as the head office for the branch office, mobile cash, payment point, and/or office responsible for the PPE that underwent closure.

IV. Office Name
The data reported in this column is the name of the branch office and branch office that underwent closure. For cash service activities, this column is left blank.

V. Coordinates
The data reported in this column is the coordinates of the branch office, branch office, head office for mobile cash, payment point location, and/or PPE that underwent closure.

VI. Address
The data reported in this column is the address of the branch office, branch office, and head office for mobile cash, payment point location, and/or PPE that underwent closure.

VII. Date of Implementation
The data reported in this column is the date of implementation for the closure of the BPR branch office, branch office, and/or cash service activities.

FORM 00.13
SUPPORTING DOCUMENTS
This form is reported in the event that there are supporting documents that must be submitted by the BPR in portable document format (.pdf) to the Financial Services Authority, including but not limited to:
No. Document Name Reporting Obligation

Minutes of the GMS and proof of receipt of notification from the competent authority.
Report on the appointment of Board of Directors and/or Board of Commissioners members.
Minutes of the GMS

Report on the re-appointment of Board of Directors and/or Board of Commissioners members.
Report on the resignation and/or dismissal of Board of Directors and/or Board of Commissioners members.

Documents explaining the decision on position changes as regulated in the BPR Articles of Association.
Report on the position change of Board of Directors and/or Board of Commissioners members.
Death certificate from the competent authority.
Report on Board of Directors and/or Board of Commissioners members who died.
a. photocopy of appointment letter, employment agreement, or dismissal letter;
b. photocopy of valid National Identity Card;
c. curriculum vitae; and
d. recent 4x6 cm passport photo.
Report on the appointment, change, and/or dismissal of executive officials.
Proof of announcement for the implementation of branch office address relocation.
Report on branch office relocation.
Proof of announcement for the implementation of branch office status upgrade to a branch office.
Report on the implementation of branch office status upgrade to a branch office.
Proof of announcement for the implementation of branch office status downgrade to a branch office.
Report on the implementation of branch office status downgrade to a branch office.
Proof of announcement for the closure of the branch office.
Report on the implementation of branch office closure.
Proof of announcement for the plan to close the branch office and cash service activities.
Report on the implementation of branch office closure and cash service activities.
Other. Other documents that must be submitted by the BPR besides items 1 to 10, for example, documents containing information on the realization of BPR cooperation with P2P LPMUBTI/Fintech organizers as stated in Appendix 07.

FORM 00.14 – 1
DATA ON CUSTOMER TYPES AND SAVINGS PRODUCTS AT BPR I II III IV Customer/Savings Type Code Nominal Number of Customers/Accounts

Politically Exposed Person (PEP) Customer/Politically Popular Person 1000
Customer Type for Savers
a. Individual Customer 2100 b. Corporate and Other Associations Customer 2200 Total Saver Customers 2000
Customer Composition Based on Risk
a. Low Risk Customer 3100 b. Medium Risk Customer 3200
c. High Risk Customer 3300
Total Customers Based on Risk 3000
Type of Savings
a. Savings Account 4100 b. Time Deposit 4200

FORM 00.14 – 2
EXPLANATION OF CUSTOMER AND SAVINGS PRODUCT DATA AT RURAL BANKS (BPR) This form contains information regarding the types of customers holding savings and savings product data at Rural Banks (BPR). BPR customer data includes:
I. Customer/Savings Types

Politically Exposed Person (PEP) Customers/Politically Popular Persons
The term PEP includes foreign PEPs, domestic PEPs, and persons authorized to perform important functions (prominent function) by international organizations, namely in accordance with the Financial Services Authority Regulation regarding the implementation of anti-money laundering and counter-terrorist financing programs in the financial services sector.
Customer Types for Depositors
a. Individual Customers
The term individual customer refers to individual customers as defined by the Financial Services Authority Regulation regarding the implementation of anti-money laundering and counter-terrorist financing programs in the financial services sector, who hold savings at a BPR. b. Corporate Customers and Other Associations The term corporate customers and other associations refers to customers who hold savings at a BPR and meet the criteria for corporations and other associations as defined by the Financial Services Authority Regulation regarding the implementation of anti-money laundering and counter-terrorist financing programs in the financial services sector.
c. Number of Depositor Customers
The term number of depositor customers refers to the total number of individual depositor customers as well as corporate and other association customers.
Customer Composition by Risk
Customer composition by risk is the grouping of customers based on the level of risk of money laundering and/or terrorist financing occurrence, detailed as follows:
a. Low-Risk Customers
Low-risk customers regarding money laundering and/or terrorist financing are customers who, based on the BPR's risk assessment of money laundering and/or terrorist financing occurrence, among other factors regarding background, identity, and history, are considered or assessed to have low risk regarding AML/CFT. b. Medium-Risk Customers Medium-risk customers regarding money laundering and/or terrorist financing are customers who, based on the BPR's risk assessment of money laundering and/or terrorist financing occurrence, among other factors regarding background, identity, and history, are considered or assessed to have medium risk regarding AML/CFT.
c. High-Risk Customers
High-risk customers regarding money laundering and/or terrorist financing are customers who, based on the BPR's risk assessment of money laundering and/or terrorist financing occurrence, among other factors regarding background, identity, and history, are considered or assessed to have high risk regarding AML/CFT. d. Quantity by Risk The term quantity by risk refers to the total number of customers with low, medium, and high risks.
Types of Savings
a. Savings (Tabungan)
Savings are third-party non-bank funds held at a BPR, the withdrawal of which can only be done according to specific agreed terms, but cannot be withdrawn using checks, giro slips, and/or instruments equivalent to those. b. Time Deposits (Deposito) Time deposits are third-party non-bank funds held at a BPR, the withdrawal of which can be done according to a specific time period based on an agreement.
II. Code
The code reported in this column is the code in accordance with Form 00.14-1 Data on Customer Types and Savings at BPR.
III. Nominal Amount
The nominal amount reported in this column is the third-party funds owned by the customers listed as of the reporting date. For the customer composition by risk column, this column is left blank.
IV. Number of Customers/Number of Accounts
The number of customers reported in this column is calculated based on the CIF number as of the reporting date for PEP customers, depositor customers, and customers by risk. For types of savings, the number of savings accounts and time deposit accounts at the BPR is filled in.

FORM 00.15 – 1
DETAILS OF TRANSACTIONS RELATED TO AML/CFT RISK ASSESSMENT I II III IV Transaction Type Code Nominal Amount Number of Transactions

Transactions via Face-to-Face Distribution Channels 5100
a. Involving Fund Transfers 5110
i. Inflow of Funds 5111
ii. Outflow of Funds 5112
b. Not Involving Fund Transfers 5120
Transactions via Non-Face-to-Face Distribution Channels 5200
a. Involving Fund Transfers 5210
i. Inflow of Funds 5211
ii. Outflow of Funds 5212
b. Not Involving Fund Transfers 5220
Total Transactions 5000

FORM 00.15 – 2
EXPLANATION OF TRANSACTION DETAILS RELATED TO AML/CFT RISK ASSESSMENT This form contains information regarding the total nominal amount and number of transactions conducted through distribution channels owned by the BPR that involve and do not involve the inflow and outflow of funds at the BPR. Distribution channels (delivery channels) are means used by customers to obtain a product or service, or to conduct a transaction in accordance with the Financial Services Authority Circular Letter regarding the implementation of anti-money laundering and counter-terrorist financing programs in the banking sector. Transaction data related to AML/CFT risk assessment includes:
I. Transaction Types
Transaction types conducted through distribution channels owned by the BPR.
Transactions conducted through distribution channels consist of 2 (two) types, namely:

Transactions via Face-to-Face Distribution Channels
The term face-to-face distribution channel transactions refers to transactions between customers and the BPR conducted in-person, namely in the same physical location and conducted through physical interaction, including those conducted using electronic means. For example, transactions conducted by customers at the BPR office through tellers and transactions conducted by customers through pickup services. a. Transactions involving fund transfers consist of:
i. Inflow of funds, namely funds entering the customer's account at the BPR originating from outside the BPR, whether conducted in cash or non-cash.
ii. Outflow of funds, namely funds leaving the BPR originating from the BPR customer's account, whether conducted in cash or non-cash.
b. Transactions not involving fund transfers include, among others, placing BPR funds in other banks, purchase/sale of fixed assets/inventory, or other transactions not through customer accounts or not based on customer interests, and/or book transfers or fund transfers from one individual account to another individual account within the same BPR.
Transactions via Non-Face-to-Face Distribution Channels
The term transactions via non-face-to-face distribution channels refers to transactions between customers and the BPR not conducted in-person, namely not in the same physical location and not conducted through physical interaction. For example, transactions via telephone, email, and ATM. a. Transactions involving fund transfers consist of:
i. Inflow of funds, namely funds entering the customer's account at the BPR originating from outside the BPR, conducted non-cash.
ii. Outflow of funds, namely funds leaving the BPR originating from the BPR customer's account, conducted non-cash.
b. Transactions not involving fund transfers include, among others, placing BPR funds in other banks, purchase/sale of fixed assets/inventory, or other transactions not through customer accounts or not based on customer interests, and/or book transfers or fund transfers from one individual account to another individual account within the same BPR.
Total Transactions
The term total transactions refers to the accumulation of the number of transactions via face-to-face and non-face-to-face distribution channels.
II. Code
The code reported in this column is the code in accordance with Form 00.15-1 Details of Transactions Related to AML/CFT Risk Assessment.
III. Nominal Amount
The nominal amount reported in this column is the total nominal value of transactions conducted based on transaction types within a 1 (one) month period.
IV. Number of Transactions
The number of transactions reported in this column is the number of transactions conducted based on transaction types within a 1 (one) month period.

APPENDIX LIST
Appendix 01
List of Collateral Type Codes
No. Type of Collateral Code

Liquid
a. Government Bonds/Surat Utang Pemerintah. 101 b. Savings and time deposits blocked at the relevant BPR accompanied by a withdrawal power of attorney.
c. Precious metals accompanied by a pledge power of attorney.
Non-Liquid
a. Jewelry gold. 201 b. Land and/or buildings with certificates encumbered by a mortgage or fiduciary pledge.
c. Land and/or buildings with certificates not encumbered by a mortgage or fiduciary pledge.
d. Land and/or buildings with ownership in the form of customary land acknowledgment letters accompanied by SPPT, the latest NJOP statement from the competent authority, or the result of an assessment by an independent appraiser or competent institution. e. Land and/or buildings not included in letters b, c, and/or d. f. Warehouse receipts assessed within the last 12 (twelve) months and in accordance with regulations regarding warehouse receipts. g. Warehouse receipts assessed more than 12 (twelve) months but within 18 (eighteen) months of the last assessment and in accordance with regulations regarding warehouse receipts. h. Warehouse receipts assessed more than 18 (eighteen) months but not exceeding 24 (twenty-four) months of the last assessment and in accordance with regulations regarding warehouse receipts.
i. Warehouse receipts not included in letters f to h.
j. Business premises accompanied by proof of ownership or a permit for use or right to use land issued by the competent authority and accompanied by a power of attorney to sell or transfer rights made or notarized by a notary or made by another competent official. k. Business premises not included in letter j.
l. Motor vehicles, ships, motorized boats, heavy machinery, and/or machines that are integral with land, accompanied by proof of ownership and have undergone mortgage or fiduciary pledge registration in accordance with regulations.
m. Motor vehicles, ships, motorized boats, heavy machinery, and/or machines that are integral with land not included in letter l. n. Portions of Credit guaranteed by State-Owned Enterprises/Local Government-Owned Enterprises (BUMN/BUMD) conducting credit guarantee business meeting criteria as per POJK KPMM BPR. o. Others. 299 Note:
If there are changes to collateral type codes, refer to the collateral type codes as listed on the Financial Services Authority Reporting System website.

Appendix 02
List of Counterparty Codes
No. Column Code
I. Bank Indonesia 001
II. Banks
a. BPR 600 b. BPRS 601
c. General Banks 700
d. Sharia General Banks 701 e. Sharia Business Units (Sharia Branches of General Banks) 901
III. Third Parties Non-Banks
a. Government Sector
i. Central Government 800
ii. Regional Governments 805
iii. Government Companies

State-Owned Enterprises (BUMN) conducting credit guarantee business meeting requirements as per POJK KPMM.
Other State-Owned Enterprises (BUMN). 832
Local Government-Owned Enterprises (BUMD) conducting credit guarantee business meeting requirements as per POJK KPMM.
Other Local Government-Owned Enterprises (BUMD). 834
iv. Others 835
b. Mixed Government Sector 840
c. Private Sector
i. Companies 860
ii. Cooperatives 870
iii. Groups 872
iv. Individuals
Employees/Pensioners (Civil Servants, Military/Police, State Institutions, and BUMN/BUMD) whose credit meets requirements
Others 875
d. Other Private Sector 879
IV. Guarantors
a. Life Insurance 880 b. Credit Insurance 890
c. No Guarantor 000
Note:
If there are changes to counterparty codes, refer to the counterparty codes as listed on the Financial Services Authority Reporting System website.

Appendix 03
List of Regency or City Codes
West Java Province
Bekasi Regency 0102
Purwakarta Regency 0103
Karawang Regency 0106
Bogor Regency 0108
Sukabumi Regency 0109
Cianjur Regency 0110
Bandung Regency 0111
Sumedang Regency 0112
Tasikmalaya Regency 0113
Garut Regency 0114
Ciamis Regency 0115
Cirebon Regency 0116
Kuningan Regency 0117
Indramayu Regency 0118
Majalengka Regency 0119
Subang Regency 0121
West Bandung Regency 0122
Pangandaran Regency 0123
Banjar City 0180
Bandung City 0191
Bogor City 0192
Sukabumi City 0193
Cirebon City 0194
Tasikmalaya City 0195
Cimahi City 0196
Depok City 0197
Bekasi City 0198
Banten Province
Lebak Regency 0201
Pandeglang Regency 0202
Serang Regency 0203
Tangerang Regency 0204
Cilegon City 0291
Tangerang City 0292
Serang City 0293
South Tangerang City 0294
DKI Jakarta Province
Central Jakarta City Area 0391
North Jakarta City Area 0392
West Jakarta City Area 0393
South Jakarta City Area 0394
East Jakarta City Area 0395
Thousand Islands Area 0396
Special Region of Yogyakarta Province
Bantul Regency 0501
Sleman Regency 0502
Gunung Kidul Regency 0503
Kulon Progo Regency 0504
Yogyakarta City 0591
Central Java Province
Semarang Regency 0901
Kendal Regency 0902
Demak Regency 0903
Grobogan Regency 0904
Pekalongan Regency 0905
Tegal Regency 0906
Brebes Regency 0907
Pati Regency 0908
Kudus Regency 0909
Pemalang Regency 0910
Jepara Regency 0911
Rembang Regency 0912
Blora Regency 0913
Banyumas Regency 0914
Cilacap Regency 0915
Purbalingga Regency 0916
Banjarnegara Regency 0917
Magelang Regency 0918
Temanggung Regency 0919
Wonosobo Regency 0920
Purworejo Regency 0921
Kebumen Regency 0922
Klaten Regency 0923
Boyolali Regency 0924
Sragen Regency 0925
Sukoharjo Regency 0926
Karanganyar Regency 0927
Wonogiri Regency 0928
Batang Regency 0929
Semarang City 0991
Salatiga City 0992
Pekalongan City 0993
Tegal City 0994
Magelang City 0995
Surakarta/Solo City 0996
East Java Province
Gresik Regency 1201
Sidoarjo Regency 1202
Mojokerto Regency 1203
Jombang Regency 1204
Sampang Regency 1205
Pamekasan Regency 1206
Sumenep Regency 1207
Bangkalan Regency 1208
Bondowoso Regency 1209
Banyuwangi Regency 1211
Jember Regency 1212
Malang Regency 1213
Pasuruan Regency 1214
Probolinggo Regency 1215
Lumajang Regency 1216
Kediri Regency 1217
Nganjuk Regency 1218
Tulungagung Regency 1219
Trenggalek Regency 1220
Blitar Regency 1221
Madiun Regency 1222
Ngawi Regency 1223
Magetan Regency 1224
Ponorogo Regency 1225
Pacitan Regency 1226
Bojonegoro Regency 1227
Tuban Regency 1228
Lamongan Regency 1229
Situbondo Regency 1230
Batu City 1271
Surabaya City 1291
Mojokerto City 1292
Malang City 1293
Pasuruan City 1294
Probolinggo City 1295
Blitar City 1296
Kediri City 1297
Madiun City 1298
Bengkulu Province
South Bengkulu Regency 2301
North Bengkulu Regency 2302
Rejang Lebong Regency 2303
Lebong Regency 2304
Kepahiang Regency 2305
Mukomuko Regency 2306
Seluma Regency 2307
Kaur Regency 2308
Central Bengkulu Regency 2309
Bengkulu City 2391
Jambi Province
Batanghari Regency 3101
Sarolangun Regency 3104
Kerinci Regency 3105
Muaro Jambi Regency 3106
West Tanjung Jabung Regency 3107
East Tanjung Jabung Regency 3108
Tebo Regency 3109
Merangin Regency 3111
Bungo Regency 3112
Jambi City 3191
Sungai Penuh City 3192
Nanggroe Aceh Darussalam Province
Aceh Besar Regency 3201
Pidie Regency 3202
North Aceh Regency 3203
East Aceh Regency 3204
South Aceh Regency 3205
West Aceh Regency 3206
Central Aceh Regency 3207
Southeast Aceh Regency 3208
Aceh Singkil Regency 3209
Aceh Jeumpa/Bireuen Regency 3210
Aceh Tamiang Regency 3211
Gayo Luwes Regency 3212
Southwest Aceh Regency 3213
Aceh Jaya Regency 3214
Nagan Raya Regency 3215
Simeuleu Regency 3216
Bener Meriah Regency 3217
Pidie Jaya Regency 3218
Subulussalam Regency 3219
Banda Aceh City 3291
Sabang City 3292
Lhokseumawe City 3293
Langsa City 3294
North Sumatra Province
Deli Serdang Regency 3301
Langkat Regency 3302
Karo Regency 3303
Simalungun Regency 3304
Labuhan Batu Regency 3305
Asahan Regency 3306
Dairi Regency 3307
North Tapanuli Regency 3308
Central Tapanuli Regency 3309
South Tapanuli Regency 3310
Nias Regency 3311
Toba Samosir Regency 3313
Mandailing Natal Regency 3314
South Nias Regency 3315
Humbang Hasundutan Regency 3316
Pakpak Bharat Regency 3317
Samosir Regency 3318
Serdang Bedagai Regency 3319
Batu Bara Regency 3321
Padang Lawas Regency 3322
North Padang Lawas Regency 3323
South Labuanbatu Regency 3324
North Labuanbatu Regency 3325
West Nias Regency 3326
North Nias Regency 3327
Tebing Tinggi City 3391
Binjai City 3392
Pematang Siantar City 3393
Tanjung Balai City 3394
Sibolga City 3395
Medan City 3396
Gunung Sitoli City 3397
Padang Sidempuan City 3399
West Sumatra Province
Agam Regency 3401
Pasaman Regency 3402
Limapuluh Kota Regency 3403
South Solok Regency 3404
Padang Pariaman Regency 3405
South Pesisir Regency 3406
Tanah Datar Regency 3407
Sawah Lunto/Sijunjung Regency 3408
Mentawai Islands Regency 3409
West Pasaman Regency 3410
Dharmasraya Regency 3411
Solok Regency 3412
Bukittinggi City 3491
Padang City 3492
Sawahlunto City 3493
Padang Panjang City 3494
Solok City 3495
Payakumbuh City 3496
Pariaman City 3497
Riau Province
Kampar Regency 3501
Bengkalis Regency 3502
Hulu Indragiri Regency 3504
Hilir Indragiri Regency 3505
Hulu Rokan Regency 3508
Hilir Rokan Regency 3509
Pelalawan Regency 3510
Siak Regency 3511
Kuantan Singingi Regency 3512
Meranti Islands Regency 3513
Pekanbaru City 3591
Dumai City 3592
South Sumatra Province
Musi Banyuasin Regency 3606
Ogan Komering Ulu Regency 3607
Lematang Ilir Ogan Tengah (Muara Enim) Regency 3608 Lahat Regency 3609 Musi Rawas Regency 3610 Ogan Komering Ilir Regency 3611 Banyuasin Regency 3613 Ogan Komering Ulu Selatan Regency 3614 Ogan Komering Ulu Timur Regency 3615 Ogan Ilir Regency 3616 Empat Lawang Regency 3617 North Musi Rawas Regency 3618 Penukal Abab Lematang Ilir Regency 3619 Palembang City 3691 Lubuklinggau City 3693 Prabumulih City 3694 Pagar Alam City 3697 Bangka Belitung Islands Province Bangka Regency 3701 Belitung Regency 3702 West Bangka Regency 3703 South Bangka Regency 3704 Central Bangka Regency 3705 East Belitung Regency 3706 Pangkal Pinang City 3707 Riau Islands Province Karimun Regency 3801 Lingga Regency 3802 Natuna Regency 3803 Bintan (formerly Riau Islands Regency) 3804 Anambas Islands Regency 3805 Tanjung Pinang City 3891 Batam City 3892 Lampung Province South Lampung Regency 3901 Central Lampung Regency 3902 North Lampung Regency 3903 West Lampung Regency 3904 Tulang Bawang Regency 3905 Tanggamus Regency 3906 East Lampung Regency 3907 Way Kanan Regency 3908 Pesawaran Regency 3909 Pringsewu Regency 3910 West Tulang Bawang Regency 3911 Mesuji Regency 3912 West Pesisir Regency 3913 Bandar Lampung City 3991 Metro City 3992 South Kalimantan Province Banjar Regency 5101 Tanah Laut Regency 5102 Tapin Regency 5103 South Hulu Sungai Regency 5104 Central Hulu Sungai Regency 5105 North Hulu Sungai Regency 5106 Barito Kuala Regency 5107 Kota Baru Regency 5108 Tabalong Regency 5109 Tanah Bumbu Regency 5110 Balangan Regency 5111 Banjarmasin City 5191 Banjarbaru City 5192 West Kalimantan Province Pontianak Regency 5301 Sambas Regency 5302 Ketapang Regency 5303 Sanggau Regency 5304 Sintang Regency 5305 Kapuas Hulu Regency 5306 Bengkayang Regency 5307 Landak Regency 5308 Sekadau Regency 5309 Melawi Regency 5310 North Kayong Regency 5311 Kubu Raya Regency 5312 Pontianak City 5391 Singkawang City 5392 East Kalimantan Province Kutai Kartanegara Regency 5401 Berau Regency 5402 Paser Regency 5403 West Kutai Regency 5405 East Kutai Regency 5406 North Penajam Paser Regency 5411 Mahakam Ulu Regency 5413 Samarinda City 5491 Balikpapan City 5492 Bontang City 5494 North Kalimantan Province Bulungan Regency 5404 Nunukan Regency 5409 Malinau Regency 5410 Tana Tidung Regency 5412 Tarakan City 5493 Central Kalimantan Province Kapuas Regency 5801 West Kotawaringin Regency 5802 East Kotawaringin Regency 5803 Murung Raya Regency 5804 East Barito Regency 5805 South Barito Regency 5806 Gunung Mas Regency 5807 North Barito Regency 5808 Pulang Pisau Regency 5809 Seruyan Regency 5810 Katingan Regency 5811 Sukamara Regency 5812 Lamandau Regency 5813 Palangkaraya City 5892 Central Sulawesi Province Donggala Regency 6001 Poso Regency 6002 Banggai Regency 6003 Toli-Toli Regency 6004 Banggai Kepulauan Regency 6005 Morowali Regency 6006 Buol Regency 6007 Tojo Una-Una Regency 6008 Parigi Moutong Regency 6009 Sigi Regency 6010 Banggai Laut Regency 6011 North Morowali Regency 6012 Palu City 6091 South Sulawesi
Province Pinrang Regency 6101 Gowa Regency 6102 Wajo Regency 6103 Bone Regency 6105 Tana Toraja Regency 6106 Maros Regency 6107 Luwu Regency 6109 Sinjai Regency 6110 Bulukumba Regency 6111 Bantaeng Regency 6112 Jeneponto Regency 6113 Selayar Islands Regency 6114 Takalar Regency 6115 Barru Regency 6116 Sidenreng Rappang Regency 6117 Pangkajene Kepulauan Regency 6118 Soppeng (formerly Watansoppeng) Regency 6119 Enrekang Regency 6121 East Luwu (formerly South Luwu) Regency 6122 North Luwu Regency 6124 North Toraja Regency 6125 Makassar City 6191 Pare-Pare City 6192 Palopo City 6193 North Sulawesi Province Minahasa Regency 6202 Bolaang Mongondow Regency 6203 Sangihe Islands Regency 6204 Talaud Islands Regency 6205 South Minahasa Regency 6206 North Minahasa Regency 6207 Southeast Minahasa Regency 6209 North Bolaang Mongondow Regency 6210 Sitaro Islands Regency 6211 South Bolaang Mongondow Regency 6212 East Bolaang Mongondow Regency 6213 Manado City 6291 Kotamobagu City 6292 Bitung City 6293 Tomohon City 6294 Gorontalo Province Gorontalo Regency 6301 Bualemo Regency 6302 Bonebolango Regency 6303 Pohuwato Regency 6304 North Gorontalo Regency 6305 Gorontalo City 6391 West Sulawesi Province Polewali Mandar Regency 6401 Majene Regency 6402 Mamasa Regency 6403 North Mamuju Regency 6404 Central Mamuju Regency 6405 Mamuju Regency 6406 Southeast Sulawesi Province Buton Regency 6901 Muna Regency 6903 Kolaka Regency 6904 Wakatobi Regency 6905 Konawe Regency 6906 South Konawe Regency 6907 Bombana Regency 6908 North Kolaka Regency 6909 North Buton Regency 6910 North Konawe Regency 6911 East Kaloka Regency 6912 Konawe Kepulauan Regency 6913 South Buton Regency 6914 Central Buton Regency 6915 West Muna Regency 6916 Bau-Bau City 6990 Kendari City 6991 West Nusa Tenggara Province West Lombok Regency 7101 Central Lombok Regency 7102 East Lombok Regency 7103 Sumbawa Regency 7104 Bima Regency 7105 Dompu Regency 7106 West Sumbawa Regency 7107 North Lombok Regency 7108 Mataram City 7191 Bima City 7192 Bali Province Buleleng Regency 7201 Jembrana Regency 7202 Tabanan Regency 7203 Badung Regency 7204 Gianyar Regency 7205 Bangli Regency 7206 Karangasem Regency 7208 Denpasar City 7291 East Nusa Tenggara Province Kupang Regency 7401 South Timor Regency 7402 North Timor Regency 7403 Belu Regency 7404 Alor Regency 7405 East Flores Regency 7406 Sikka Regency 7407 Ende Regency 7408 Ngada Regency 7409 Manggarai Regency 7410 East Sumba Regency 7411 West Sumba Regency 7412 Lembata Regency 7413 Rote Ndao Regency 7414 West Manggarai Regency 7415 Central Sumba Regency 7416 Southwest Sumba Regency 7417 East Manggarai Regency 7418 Nagekeo Regency 7419 Sabu Raijua Regency 7420 Malaka Regency 7421 Kupang City 7491 Maluku Province Central Maluku Regency 8101 Southeast Maluku Regency 8102 Southwest Maluku Regency 8103 Buru Regency 8104 West Seram Regency 8105 East Seram Regency 8106 Aru Islands Regency 8107 Southwest Maluku Regency 8108 South Buru Regency 8109 Ambon City 8191 Tual City 8192
Papua Province Jayapura Regency 8201 Biak Numfor Regency 8202 Yapen-Waropen Islands Regency 8210 Merauke Regency 8211 Paniai Regency 8212 Jayawijaya Regency 8213 Nabire Regency 8214 Mimika Regency 8215 Puncak Jaya Regency 8216 Sarmi Regency 8217 Keerom Regency 8218 Bintang Mountains Regency 8221 Yahukimo Regency 8222 Tolikara Regency 8223 Waropen Regency 8224 Boven Digoel Regency 8226 Mappi Regency 8227 Asmat Regency 8228 Supiori Regency 8231 Mamberamo Raya Regency 8232 Dogiyai Regency 8233 Lanny Jaya Regency 8234 Central Mamberamo Regency 8235 Nduga Regency 8236 Yalimo Regency 8237 Puncak Regency 8238 Intan Jaya Regency 8239

Kab. Deiya 8240
Kota Jayapura 8291
Provinsi Maluku Utara
Kab. Halmahera Tengah 8302
Kab. Halmahera Utara 8303
Kab. Halmahera Timur 8304
Kab. Halmahera Barat 8305
Kab. Halmahera Selatan 8306
Kab. Kepulauan Sula 8307
Kab. Pulau Morotai 8308
Kab. Pulau Taliabu 8309
Kota Ternate 8390
Kota Tidore Kepulauan 8391
Provinsi Papua Barat
Kab. Sorong 8401
Kab. Fak-Fak 8402
Kab. Manokwari 8403
Kab. Sorong Selatan 8404
Kab. Raja Ampat 8405
Kab. Kaimana 8406
Kab. Teluk Bintuni 8407
Kab. Teluk Wondama 8408
Kab. Tembrauw 8409
Kab. Maybrat 8410
Kab. Pegunungan Arfak 8411
Kab. Manokwari Selatan 8412
Kota Sorong 8491
Note:
If there are changes to the district or city codes, refer to the district or city codes as listed on the website of the Financial Services Authority Reporting System.

Appendix 04
List of Foreign Currency Codes

Afghanistan Afghani AFN
Albanian Lek ALL
Algerian Dinar DZD
Andorran Franc FRF
Andorran Peseta ADP
Angolan Kwanza AOA
Antigua Dollar XCD
Argentine Peso ARS
Armenia Dram AMD
Aruban Florin AWG
Australian Dollar AUD
Austrian Schilling ATS
Azerbaijan Manat AZM
Azerbaijan Manat AZN
Bahamian Dollar BSD
Bahraini Dinar BHD
Bangladesh Taka BDT
Barbados Dollar BBD
Belarus Rouble BYN
Belarus Rouble BYR
Belgian Franc BEF
Belize Dollar BZD
Benin Franc XOF
Bermudian Dollar BMD
Bhutan Ngultrum BTN
Bolivares Fuertes VEF
Bolivian Boliviano BOB
Bosnia-Herzegovina Convertible Mark BAM
Bosnian Dinar BAD
Botswana Pula BWP
Bouvet Island Krone NOK
Brazilian Real BRL
Brunei Dollar BND
Bulgarian Lev BGL
Bulgarian Lev BGN
Burkina Faso Franc BFF
Burma Kyat BUK
Burundi Franc BIF
Cambodia Riel KHR
Canadian Dollar CAD
Cape Verde Escudo CVE
Cayman Islands Dollar KYD
CFA Franc BCEAO XOF
Chilean Peso CLF
Chilean Peso CLP
China Offshore Yuan CNH
China Yuan Renminbi CNY
Christmas Island Dollar AUD
Cocos (Keeling) Island Dollar AUD
Colombian Peso COP
Comoros Franc KMF
Congolese Franc CDF
Convertible Belgian BEC
Costa Rican Colon CRC
Croatian Dinar HRD
Croatian Kuna HRK
Cruzeiro Real BRR
Cuban Peso CUP
Cypriot Pound CYP
Czech Koruna CZK
Danish Krone DKK
Democratic Rep. Congo Franc CDF
Djibouti Franc DJF
Dominican Republic Peso DOP
East Caribbean Dollar XCD
East Timor Dollar USD
Ecuadorean Sucre ECS
Egyptian Pound EGP
El Salvador Colon SVC
Eritrean Nakfa ERN
Estonian Kroon EEK
Ethiopian Birr ETB
European Euro EUR
Falkland Island Pound FKP
Faroe Island Krone DKK
Fiji Dollar FJD
Financial Belgian Franc BEL
Financial Rand ZAL
Finnish Markka FIM
Franc de la Communaute financiere Africaine XAF
Franc Pacific Is. Fran XPF
French Franc FRF
French Guiana Franc FRF
Gambian Dalasi GMD
Georgian Lari GEL
German Mark DEM
Ghana Cedi GHC
Ghana Cedi GHS
Gibraltar Pound GIP
Gold-Franc XFO
Greek Drachma GRD
Greenland Krone DKK
Grenada Dollar XCD
Guadeloupe Franc FRF
Guatemala Quetzal GTQ
Guernsey Pound GGP
Guinea Bissau Franc XOF
Guinea Franc/Guinea Syli GNS
Guinea-Bissau Peso GWP
Guinean Franc GNF
Guyana Dollar GYD
Haiti Gourde HTG
Honduras Lempira HNL
Hong Kong Dollar HKD
Hungarian Forint HUF
Icelandic Krona ISK
Indian Rupee INR
Indonesian Rupiah IDR
Peruvian Inti PEI
Iranian Rial IRR
Iraqi Dinar IQD
Irish Punt IEP
Israeli Sheqel ILS
Italian Lira ITL
Jamaican Dollar JMD
Japanese Yen JPY
Jersey Pound JEP
Jordanian Dinar JOD
Kazakhstan Tenge KZT
Kenyan Shilling KES
Korean Won KRW
Kuwaiti Dinar KWD
Kwanza Reajustado AOR
Kyrgyzstan som KGS
Laos New Kip LAK
Latvian Lats LVL
Latvian Rouble LVR
Lebanese Pound LBP
Lesotho Maloti LSM
Liberian Dollar LRD
Libyan Dinar LYD
Liechtenstein Franc CHF
Lithuanian Litas LTT
Lithuanian Litas LTL
Loti Lesotho LSL
Luxembourg Franc LUF
Macau Pataca MOP
Macedonian Dinar MKD
Madagascar Franc MGF
Malagasy Ariary MGA
Malagasy Franc MGF
Malawi Kwacha MWK
Malaysian Ringgit MYR
Maldives Rufiyaa MVR
Mali Republic Franc XOF
Malian Franc MLF
Maltese Lira MTL
Manx Pound GGP
Mauritania Ouguiya MRO
Mauritania Ouguiya MRU
Mauritius Rupee MUR
Mexican Peso MXN
Mexican Peso MXV
Moldova Lei MDL
Moldova Leu MVS
Mongolia Tugrik MNT
Montserrat Dollar XCD
Moroccan Dirham MAD
Mozambique Metical MZM
Mozambique Metical MZN
Myanmar Kyat MMK
Namibia Dollar NAD
Nepalese Rupee NPR
Netherlands Antillian Guilder/Florin ANG
Netherlands Guilder/Gulden/Florin NLG
New Dinar YUD
New Yugoslavian YUN
New Zaire ZRN
New Zaire Franc CDZ
New Zealand Dollar NZD
Nicaragua Cordoba NIO
Niger Republic Franc XOF
Nigeria Naira NGN
Norfolk Islands Dollar AUD
North Korean Won KPW
Norwegian Krone NOK
Omani Rial OMR
Pakistan Rupee PKR
Panamanian Balboa PAB
Papua New Guinea Kina PGK
Paraguayan Guarani PYG
Peruvian Nuevo PEN
Philippines Peso PHP
Polish Zloty/ New Zloty PLN
Portuguese Escudo PTE
Pound Sterling GBP
Qatari Rial QAR
Rand (South African Rand) ZAR
Reunion Franc FRF
Romanian Leu ROL
Romanian Leu RON
Russian Ruble RUB
Russian Ruble RUR
Rwanda Franc RWF
Samoan (West) Tala WST
Samoan Dollar USD
San Marino Lira ITL
Sao Tome Dobra STD
Sao Tome Dobra STN
Saudi Riyal SAR
Seborga Luigini SPL
Senegal Franc XOF
Serbian Dinar RSD
Seychelles Rupee SCR
Sierra Leone Leone SLL
Singapore Dollar SGD
Slovakia Koruna SKK
Slovenia Tolar SIT
Solomon Islands Dollar SBD
Somali Schilling SOS
South Sudanese Pound SSP
Spanish Peseta ESB
Spanish Peseta (Convertible Peseta Acc) ESP
Sri Lankan Rupee LKR
St. Helena Pound SHP
St. Kitts Dollar XCD
St. Vincent Dollar XCD
Sudanese Dinar SDD
Sudanese Dinar SDG
Sudanese Pound SDP
Surinam Dollar SRD
Surinam Guilder SRG
Swaziland Lilangeni SZL
Swedish Krone SEK
Swiss Franc CHF
Syrian Pound SYP
Taiwan Dollar TWD
Tajik Ruble TJR
Tajikistan Somoni TJS
Tanzanian Shilling TZS
Thai Bath THB
Timor Escudo TPE
Tokelau Dollar NZD
Tonga Pa'anga TOP
Trinidad-Tobago Dollar TTD
Tunisian Dinar TND
Turkish Lira TRY
Turkmenistan Manat TMM
Turks-Caicos Dollar USD
UAE Dirham AED
Ugandan Shilling UGX
UIC-Franc XFU
Ukrainian Hryvnia UAH
Unidad de Valor Constante (UVC) ECV
Uruguay Peso UYU
US Dollar USD
USSR Rouble SUR
Uzbekistan Sum UZS
Vanuatu Vatu VUV
Vatican City Lira ITL
Venezuelan Bolivar VEB
Vietnam Dong VND
Wallis and Futuna Islands Franc XPF
Yemeni Rial YER
Yugoslav Dinar YUM
Zambian Kwacha ZMK
Zimbabwe Dollar ZWD
Polish Zloty PLZ
Gold XAU
Silver XAG
Bond Markets Unit European Composite Unit (EURCO) XBA
Bond Markets Unit European Monetary Unit (E.M.U.-6) XBB
Bond Markets Unit European Unit of Account 17 (E.U.A.-17) XBD
Bond Markets Unit European Unit of Account 9 (E.U.A.-9) XBC
Special Drawing Right XDR
Palladium XPD
Platinum XPT
Foreign Currency V99

Note:
If there are changes to the foreign currency codes, refer to the foreign currency codes as listed on the website of the Financial Services Authority Reporting System.

Appendix 05
List of Economic Sector Codes
A. AGRICULTURE, FORESTRY AND FISHING A00000 This category covers all economic activities/business fields, which include food crop agriculture, plantations, horticulture, livestock, forest harvesting, as well as fishing and aquaculture. This category also covers supporting services for each of these economic activities. A.01. CROP AGRICULTURE, ANIMAL HUSBANDRY, HUNTING AND RELATED ACTIVITIES (YBDI) This main group covers food crop agriculture, plantations and horticulture; livestock and poultry farming; hunting and trapping of animals; and related YBDI activities intended for sale. Includes organic and genetic cultivation of plants and livestock. Agricultural activities do not include processing of agricultural commodities, which are included in Category C (Manufacturing Industry). Land construction activities such as the creation of rice field plots, irrigation channels, drainage, and land clearing and improvement for agriculture are not included here, but are covered under the construction category (F). A.01.1. ANNUAL CROP AGRICULTURE This group covers the planting of crops that do not last more than two harvest seasons. Includes planting of crops in various media and genetic cultivation of plants, as well as planting for seedling and breeding purposes. A.01.1.1. CEREAL (NON-RICE), LEGUME AND OILSEED CROP AGRICULTURE

CORN AGRICULTURE 011110 Self-explanatory.
SOYBEAN AGRICULTURE 011130 Self-explanatory.
PEANUT AGRICULTURE 011140 Self-explanatory.
OTHER CEREAL, LEGUME AND OILSEED CROP AGRICULTURE
011190 Covers agricultural businesses starting from land preparation activities, planting, maintenance, and also harvesting and post-harvest if it becomes a unified activity of other cereal crops other than rice, corn and wheat, other legume crops, and other crop agriculture that have not been classified in groups 011110 to 011140. Includes wheat agriculture, mung bean agriculture, various horticultural legumes, edible and non-edible oilseed crops, seedling and breeding activities of cereal crops and other oilseed crops. A.01.1.2. RICE AGRICULTURE 011200 Covers rice agriculture, including organic rice agriculture and modified rice. Includes seedling and breeding activities of rice plants. Fish cultivation in rice fields (rice-fish farming) is classified as fishing activities.

A.01.1.3. VEGETABLE, FRUIT, AND TUBER CROP AGRICULTURE Covers:

Horticultural vegetable agriculture such as asparagus, cabbage,
cauliflower and broccoli, lettuce and chicory, spinach, plants whose flowers are eaten as vegetables, and other leafy and stem vegetables.
Horticultural fruit agriculture, such as watermelon, cantaloupe, winter melon, melon, and similar.
Horticultural tuber agriculture, such as potatoes, sweet potatoes, carrots, Chinese radish, garlic, onions or shallots, leeks, and other alliaceous vegetables.
Legume tuber crop agriculture, such as cassava, sweet potatoes, taro, ganyong, irut, gembili, and other legume tuber crops.
Fruit agriculture used as vegetables, such as cucumber, eggplant, tomato, starfruit vegetable and vegetable squash, and others.
Mushroom and truffle agriculture.
Vegetable seedling agriculture, except beet seedlings.
Sugar beet agriculture.
Other vegetable agriculture.
RED ONION HORTICULTURE 011301 Self-explanatory.
LEGUME TUBER CROP AGRICULTURE 011302 Covers legume tuber crop agricultural businesses starting from
land preparation activities, planting, maintenance, and also harvesting and post-harvest if it becomes a unified activity of legume tuber crops, such as cassava, sweet potatoes, taro, ganyong and irut, gembili, and other legume tuber crops. Includes seedling and breeding activities of legume tuber crops.
SUGAR BEET AND NON-SUGARCANE SWEETENING PLANT AGRICULTURE
011303 Covers agricultural businesses starting from land preparation activities, planting, maintenance, also harvesting and post-harvest if it becomes a unified activity of sugar beet crops and other sweetening plants other than sugarcane, such as stevia and sweet sorghum. Includes seedling and breeding activities of sugar beet crops and non-sugarcane sweetening plants.
OTHER VEGETABLE, FRUIT AND TUBER CROP AGRICULTURE
011309 Covers agricultural businesses starting from land preparation activities, planting, maintenance, also harvesting and post-harvest if it becomes a unified activity of vegetable crops, horticultural fruits, and other tubers. A.01.1.4. SUGARCANE PLANTATION 011400 Covers plantation businesses starting from land preparation activities, seedbed preparation, seedling, planting, maintenance and harvesting if it becomes a unified activity of sugarcane crops. Includes sugarcane seedling and breeding activities. A.01.1.5. TOBACCO PLANTATION 011500 Self-explanatory.

A.01.1.6. FIBER CROP AGRICULTURE 011600 covers agricultural businesses starting from land preparation activities, seedbed preparation, seedling, planting, maintenance, and harvesting if it becomes a unified activity of fiber crops as raw materials for textiles, such as kapok, cotton, rosella, ramie, jute, linen, agave, abaca and kenaf, sisal agriculture and other textile raw material crops including genus agave and other fiber crop agriculture. Includes seedling and breeding activities of fiber crops. A.01.1.9. OTHER ANNUAL CROP AGRICULTURE

FLOWER CROP AGRICULTURE 011930 Covers flower crop agriculture, the production of which is
cut flowers and flower buds. Flower crops in this group include, for example, orchids, carnations, gerberas/hebras, gladiolus, chrysanthemums, roses, jasmine, tuberose, and other flower crops. Includes other flower crops from which flowers are harvested. Flower crop agriculture whose result is live flower plants falls into group 013.
FLOWER PLANT NURSERY AGRICULTURE 011940 Self-explanatory.
OTHER ANNUAL CROP AGRICULTURE YTDL 011909 Covers other annual crop agriculture not classified elsewhere and its nursery activities.
A.01.2. PERENNIAL CROP AGRICULTURE
A.01.2.2. TROPICAL AND SUBTROPICAL FRUIT AGRICULTURE
BANANA FRUIT AGRICULTURE 012201 Self-explanatory.
OTHER TROPICAL AND SUBTROPICAL FRUIT AGRICULTURE
012209 Covers agricultural businesses starting from preparation/implementation, planting, seedling, maintenance, harvesting and post-harvest of tropical and subtropical fruits other than bananas, such as rambutan, avocado, durian, duku, dates, figs, papaya, guava, water apple, langsat, jackfruit, pineapple, mango, mangosteen, sapodilla, starfruit, salak, soursop, dragon fruit, and similar. Includes seedling and breeding activities of tropical and subtropical fruit plants. A.01.2.3. CITRUS FRUIT AGRICULTURE 012300 Self-explanatory. A.01.2.4. APPLE AND STONE FRUIT AGRICULTURE (POME AND STONE FRUITS) 012400 Self-explanatory. A.01.2.5. BUSH FRUIT AND OTHER NUT FRUIT AGRICULTURE 012500 Covers:
Berry fruit agriculture, such as blueberries, raisins, gooseberries, kiwi,
raspberries, strawberries and other berries.
Fruit seedling production.
Agriculture of edible nut crops such as almonds, cashews, chestnuts, walnuts and other nuts.
Fruit tree and other bush fruit plant agriculture.
Locust beans.

A.01.2.6. OILY FRUIT PLANTATION (OLEAGINOUS)

COCONUT PLANTATION 012610 Covers plantation businesses starting from land preparation
activities, seedbed preparation, seedling, planting, maintenance, and harvesting of coconut fruit. Includes seedling and breeding activities of coconut fruit plants.
PALM OIL PLANTATION 012620 Self-explanatory.
OTHER OLEAGINOUS FRUIT PLANTATION 012690 Covers plantation businesses starting from land preparation
activities, seedbed preparation, seedling, planting, maintenance, and harvesting of other oleaginous fruit plants, such as olive fruit and others. Includes seedling and breeding activities of other oleaginous fruit plants. A.01.2.7. CROP AGRICULTURE FOR BEVERAGE RAW MATERIALS
COFFEE PLANT PLANTATION 012701 Covers agricultural businesses starting from land preparation activities,
seedbed preparation, seedling, planting, maintenance and harvesting of plants for beverage raw materials, such as coffee, tea, mate, and cocoa plants. Includes seedling and breeding activities of plants for beverage raw materials.
TEA PLANT PLANTATION 012702 Self-explanatory.
COCOA (COCOA) PLANT PLANTATION 012703 Self-explanatory.
OTHER BEVERAGE RAW MATERIAL CROP AGRICULTURE
012709 Self-explanatory.
A.01.2.8. SPICE, AROMATIC/FRESHENING, NARCOTIC AND MEDICINE PLANT PLANTATION Covers:
Annual and perennial spice and aromatic plant plantations, such as pepper or black pepper (piper spp), chili
(capsicum spp), nutmeg, nutmeg flower and cardamom, anise oil, fennel and dill, cinnamon (canela), cloves, ginger, vanilla, other spice and aromatic plants.
Medicinal and narcotic plant plantations.
PEPPER PLANTATION 012810 Covers plantation businesses starting from land preparation
activities, seedbed preparation, seedling, planting, maintenance and harvesting of pepper or black pepper (piper spp). Includes seedling and breeding activities of pepper plants.
CLOVE PLANTATION 012820 Covers plantation businesses starting from land preparation
activities, seedbed preparation, seedling, planting, maintenance and harvesting of cloves. Includes seedling and breeding activities of clove plants.
CHILI AGRICULTURE 012830 Covers agricultural businesses starting from land preparation activities,
seedbed preparation, seedling, planting, maintenance, harvesting and post-harvest of chili vegetables (capsicum spp), such as large chili, bird's eye chili and paprika. Includes seedling and breeding activities of chili plants.
AROMATIC/FRESHENING PLANT PLANTATION
012840 Covers plantation businesses starting from land preparation activities, seedbed preparation, seedling, planting, maintenance and harvesting of essential oil plantation plants, such as lemongrass, patchouli, menthol, cananga, ylang-ylang, gandapura, star anise. Includes seedling and breeding activities of aromatic/freshening plants.
MEDICINE PLANT / PHARMACEUTICAL RAW MATERIAL PLANTATION
012850 This group covers agricultural businesses starting from land preparation activities, seedbed preparation, seedling, planting, maintenance, and harvesting of medicinal plants or bio-pharmaceutical rhizomes (including insecticide and fungicide raw material plants and similar), such as ginger, turmeric, temulawak, temugiring, temuireng, temukunci, kencur, galangal, lempuyang, dlingo and similar, as well as non-rhizome bio-pharmaceuticals (such as quinine, anise, cardamom, orang-aring, iles-iles, betel nut, gambir, aloe vera, kejibeling, sambiloto, kumis kucing, morinda or pace, mahkota dewa and similar). Includes seedling and breeding activities of medicinal plants or rhizome bio-pharmaceuticals.
OTHER SPICE, AROMATIC/FRESHENING, NARCOTIC, AND MEDICINE PLANT AGRICULTURE
Covers agricultural businesses starting from land preparation activities, seedbed preparation, seedling, planting, maintenance, and harvesting of other spice plants, such as candlenut, vanilla, cinnamon and nutmeg. Includes seedling and breeding activities.

 VANILLA SPICE PLANT PLANTATION 012891 Self-explanatory.
 NUTMEG SPICE PLANT PLANTATION 012892 Self-explanatory.
 UNCLASSIFIED SPICE PLANT PLANTATION
012899 Self-explanatory.
A.01.2.9. OTHER PERENNIAL PLANT PLANTATION

RUBBER AND OTHER LATEX-PRODUCING PLANT PLANTATION
012910 Covers plantation businesses starting from land preparation activities, seedbed preparation, seedling, planting, maintenance and harvesting of rubber plants and other latex-producing plants, such as gutta-percha and mastic. Includes processing of rubber plant products that cannot be separated from plantation activities. Includes seedling and breeding activities of rubber plants and other latex-producing plants.
PINE AND OTHER PERENNIAL PLANT AGRICULTURE
012990 Covers plantation businesses starting from land preparation activities, seedbed preparation, seedling, planting, maintenance and harvesting of pine trees, hedge plant crops, and other perennial plants. Includes seedling and breeding activities of pine plants and other perennial plants. A.01.3. ORNAMENTAL PLANT AGRICULTURE AND PLANT PROPAGATION
ORNAMENTAL PLANT AGRICULTURE 013010 Self-explanatory.
PLANT PROPAGATION AGRICULTURE 013020 Covers the production of all plant seedlings vegetatively
including stem cuttings, cuttings and seedling production for the continuity of plant propagation or making grafted stems on selected offspring that are grafted which are eventually planted to produce plants. Includes planting of plants to be replanted, planting of live plants for tubers, roots; cutting, cuttings and layering; mushroom spawn and plant nurseries, except forest plant nurseries. A.01.4. LIVESTOCK Covers breeding and seedling of livestock, poultry, insects, reptiles, worms, pets. Includes animal breeding for harvest such as fur, eggs, milk, honey and beeswax, and silkworm cocoons. A.01.4.1. CATTLE AND BUFFALO FARMING
BEEF CATTLE BREEDING AND FARMING 014110 Self-explanatory.
DAIRY CATTLE BREEDING AND FARMING 014120 Self-explanatory.
BUFFALO BREEDING AND FARMING 014130 Self-explanatory.
DAIRY BUFFALO BREEDING AND FARMING 014140 Self-explanatory.
A.01.4.4. SHEEP AND GOAT FARMING 014400 Self-explanatory.
A.01.4.5. PIG FARMING 014500 Self-explanatory.
A.01.4.6. POULTRY FARMING 014600 Self-explanatory.
A.01.4.9. OTHER LIVESTOCK FARMING 014900 Self-explanatory.

A.01.6. SUPPORTING SERVICES FOR AGRICULTURE AND POST-HARVEST 016000 Covers supporting activities in producing agricultural products and similar activities for agriculture that are not done for production purposes on a fee or contract basis, including harvesting and post-harvest services, and preparing agricultural products for sale to the market. A.01.7. HUNTING, TRAPPING AND WILD PLANT/ANIMAL BREEDING 017000 Covers hunting and trapping of animals whether for consumption or not and the taking of animal products such as skin and fur from hunting and trapping results. Includes breeding activities of wild plants/animals both terrestrial and marine. A.02. FORESTRY AND HARVESTING OF WOOD AND NON-WOOD FOREST PRODUCTS Covers harvesting of trees for wood and the taking and gathering of non-wood forest products that grow wild. In addition to producing wood, forestry activities produce products through simple processes, such as firewood, wood products, wood chips, wood shavings and unprocessed roundwood (e.g., pitprops/wood for roofing material, wood pulp and others). These activities can be carried out in unmanaged natural forests or in managed forests. Also includes harvesting of mangrove trees. A.02.1 FORESTRY ENTERPRISE Covers planting of forest trees and small tree plantations on forest land as well as planting of small trees that are cut

periodically for firewood, wood pulp and other uses in natural forests or annual forests including also forest plant nurseries. Including the planting of industrial plants as well as maintenance, protection, harvesting, and marketing. These activities can be carried out in natural forests or plantations and outside forest areas (community forests). A.02.1.1. PLANTATION FORESTRY 021100 Includes:

Tree planting, including planting, replanting, transplantation, thinning, forest and land conservation for trees.
Shrub planting, trees for pulp and firewood.
This activity can be carried out within forest areas or outside forest areas (community forests). Includes planting, maintenance, protection, harvesting, and marketing of plantation forests. A.02.1.2. NATURAL FORESTRY 021200 Includes integrated efforts between harvesting wood with diameter limits, processing, marketing, replanting and maintenance of plants of natural types, such as meranti, kruing, pulai, ramin, ironwood, blackwood, ulin and others. Also includes the transportation of wood carried out by the forest business owner itself.

A.02.1.3. NON-TIMBER FOREST PRODUCTS 021300 Self-evident.
A.02.1.4. FORESTRY PLANT NURSERY 021400 Includes plant nursery/seedling business for forestry plants and their maintenance up to a certain age for planting for commercial purposes. Includes forest plant nursery activities. A.02.2. OTHER FORESTRY BUSINESSES 022090 Includes forestry businesses not covered in any group, such as charcoal production in forests using traditional methods. A.02.4. FORESTRY SUPPORT SERVICES 024000 Includes activities supporting forestry on a fee or contract basis, such as forest planning, timber estimation, forest pest control, forest consulting and management services, and wood transportation in forests. Also includes forest reforestation activities carried out on a contract basis. A.03. FISHERIES Includes the capture and cultivation of fish, crustacean species (such as shrimp, crabs), molluscs, and other aquatic organisms in the sea, brackish water and fresh water. Does not include recreational fishing. A.03.1. CAPTURE FISHERIES Includes "fish capture" activities, namely hunting, capturing wild aquatic organisms that are still alive (especially all types of fish, molluscs and crustaceans) including marine plants, coastal plants or aquatic plants for consumption or other purposes captured either by hand or using various types of nets, and other fishing equipment. These activities can be carried out in tidal areas around the coastline (e.g., molluscs such as cockles and oysters), around the coast using nets, or using sampans or generally with ships in the sea near the coast, coastal sea or open sea. A.03.1.1. SEA FISH CAPTURE

SEA FINFISH CAPTURE
- SEA TUNA CAPTURE 031111 Self-evident.
- OTHER SEA FISH CAPTURE 031119 Self-evident.
SEA CRUSTACEAN CAPTURE
- SEA SHRIMP CAPTURE 031121 Self-evident.
- OTHER SEA CRUSTACEAN CAPTURE
  031129 Self-evident.
OTHER AQUATIC ORGANISM CAPTURE IN THE SEA 031190 Includes businesses or activities capturing and collecting other marine organisms such as molluscs, aquatic plants, fish parents/fry, echinoderms, coelenterates, sharks, whales, turtles, sea worms, sea snails in the sea, river estuaries, lagoons, and other places affected by tides.
A.03.1.2. FISH CAPTURE IN GENERAL WATERS
FINFISH CAPTURE IN GENERAL WATERS
031210 Includes businesses or activities capturing/taking finfish (jelawat, betutu, belida, patin, bilih, and catfish), and other fish in general waters, such as in lakes, rivers, reservoirs, swamps and other water bodies.
OTHER AQUATIC ORGANISM CAPTURE IN GENERAL WATERS
031290 Includes businesses or activities capturing/taking animals or freshwater aquatic organisms such as crustaceans, molluscs, aquatic plants, fish parents/fry, ornamental fish, frogs, softshell turtles, monitor lizards, eels, eels, and others in general waters such as in lakes, rivers, reservoirs, swamps, and other water bodies. A.03.1.3. SEA FISH CAPTURE SERVICES 031300 Includes:
Sea fish capture production facility services carried out on a fee or contract basis.
Sea fish capture production services carried out on a fee or contract basis.
Post-harvest sea fish capture services carried out on a fee or contract basis.
A.03.1.4. GENERAL WATER FISH CAPTURE SERVICES 031400 Includes:
General water fish capture production facility services carried out on a fee or contract basis.
General water fish capture production services carried out on a fee or contract basis.
Post-harvest general water fish capture services carried out on a fee or contract basis.

A.03.2. CULTIVATION FISHERIES Includes aquaculture activities to produce fish or aquatic organisms such as finfish, molluscs, crustaceans, aquatic plants, crocodiles, alligators and amphibian animals, and others using methods designed to increase the number of required aquatic organisms beyond environmental capacity (for example, natural breeding, feeding and protection from predators). Includes cultivation of various marine, brackish and freshwater aquatic organisms, as well as fish egg hatching places and sea worm farming. A.03.2.1. SEA FISH CULTIVATION

MARINE ORGANISM SHRIMP CULTIVATION 032101 Self-evident.
MARINE ORGANISM SEAWEED CULTIVATION 032102 Self-evident.
OTHER MARINE ORGANISM CULTIVATION 032109 Includes fattening of sea finfish, marine ornamental fish cultivation, coral cultivation, fattening of molluscs, crustaceans and marine aquatic plants.
A.03.2.2. FRESHWATER FISH CULTIVATION
FRESHWATER ORGANISM SHRIMP CULTIVATION 032201 Self-evident.
FRESHWATER FISH BREEDING 032202 Includes businesses or activities breeding (producing parents, eggs, larvae up to ready-to-plant fry), finfish, molluscs, crustaceans and other freshwater aquatic organisms in fresh water. Examples include patin, carp, catfish, gourami, freshwater lobster, tilapia, frogs, and crocodiles.
OTHER FRESHWATER ORGANISM CULTIVATION 032209 Includes fattening of freshwater fish in ponds, floating net cages/stationary net cages, karamba, rice fields, freshwater ornamental fish cultivation, freshwater fish cultivation and other media.
A.03.2.3. SEA FISH CULTIVATION SERVICES 032300 Includes:
Sea fish cultivation production facility services carried out on a fee or contract basis.
Sea fish cultivation production services carried out on a fee or contract basis.
Post-harvest sea fish cultivation services carried out on a fee or contract basis.
A.03.2.4. FRESHWATER FISH CULTIVATION SERVICES 032400 Includes:
Freshwater fish cultivation production facility services carried out on a fee or contract basis.
Freshwater fish cultivation production services carried out on a fee or contract basis.
Post-harvest freshwater fish cultivation services carried out on a fee or contract basis.
A.03.2.5. BRACKISH WATER FISH CULTIVATION
BRACKISH WATER ORGANISM SHRIMP CULTIVATION 032501 Self-evident.
OTHER BRACKISH WATER ORGANISM CULTIVATION 032509 Includes fattening of brackish water finfish, brackish water fish breeding, fattening of brackish water molluscs, brackish water fish breeding, fattening of brackish water molluscs, fattening of brackish water crustaceans, fattening of brackish water aquatic plants, cultivation of other brackish water organisms.
A.03.2.6. BRACKISH WATER FISH CULTIVATION SERVICES 032600 Includes:
Brackish water fish cultivation production facility services carried out on a fee or contract basis.
Brackish water fish cultivation production services carried out on a fee or contract basis.
Post-harvest brackish water fish cultivation services carried out on a fee or contract basis.
B. MINING AND QUARRYING B00000 Includes economic activities/business fields of extracting minerals in natural form, namely solid (coal and metal ores), liquid (petroleum oil) or gas (natural gas). These activities can be carried out using different methods such as surface or underground mining and quarrying, operation of mining wells, seabed mining and others. This category also includes additional activities for preparing raw mined and quarried goods for marketing such as crushing, grinding, cleaning, drying, sorting, metal ore refining, natural gas liquefaction and agglomeration of solid fuels.

B.05. COAL AND LIGNITE MINING 050000 Includes coal and lignite mining through underground or open-pit mining. This activity also includes work such as grading, cleaning, compaction, and other steps necessary in transportation for sale. Other processes such as coke making (191) from minerals and coal and lignite mining services (099) or briquette making (192) are not included in this main group. B.06. PETROLEUM OIL AND NATURAL GAS MINING AND GEOTHERMAL ENERGY B.06.1 PETROLEUM OIL AND NATURAL GAS MINING 060001 Includes production of crude petroleum oil, mining and extraction of oil from oil shale and oil sands and natural gas production. This main group also includes operations and/or development of oil and gas mining sites. B.06.2 GEOTHERMAL ENERGY BUSINESS 060002 Includes geothermal energy exploration and drilling businesses. Includes other activities related to geothermal energy business up to its place of use. Converting geothermal energy into electricity is included in main group 35.

B.07. METAL ORE MINING Includes metal ore mining, carried out through underground mining, open-cast mining, seabed mining and others. This activity also includes processing and value enhancement such as crushing, grinding, washing, drying, sintering (heating without melting), calcining (heating until oxidation) and smelting of metal ores, and flotation and gravity separation operations. B.07.1. IRON SAND AND IRON ORE MINING 071000 Includes iron sand and iron ore mining and quality enhancement and iron ore agglomeration processes. B.07.2. MINING OF NON-FERROUS METAL ORES, EXCLUDING NOBLE METAL ORES B.07.2.1. URANIUM AND THORIUM ORE MINING 072100 Includes:

Mining of ores containing uranium and thorium concentrates, uranium ore (pitchblende).
Purification of uranium and thorium.
Production of yellow cake.
B.07.2.9. MINING OF OTHER NON-FERROUS METAL ORES, EXCLUDING NOBLE METAL ORES
TIN ORE MINING 072910 Includes tin ore mining and processing businesses.
Administratively inseparable refining activities are included in this group.
BAUXITE/ALUMINUM ORE MINING 072930 Includes bauxite ore mining, storage and processing businesses. Administratively inseparable refining activities are included in this group.
COPPER ORE MINING 072940 Includes copper ore mining and processing businesses, consisting of chalcocite and rock mixtures of monticellite and skarn. Administratively inseparable refining activities are included in this group.
NICKEL ORE MINING 072950 Includes nickel ore mining and processing businesses.
Administratively inseparable utilization activities are included in this group.
OTHER MINERAL MATERIALS MINING
CONTAINING NO IRON ORES
072990 Mining and processing of other mineral materials not containing iron ores not included in groups 072910 to 072950, such as zinc, platinum and silicon ores. Administratively inseparable cleaning and refining activities are included in this group. B.07.3. NOBLE METAL ORE MINING
GOLD AND SILVER MINING Includes mining of noble metal ores, such as gold, platinum, silver, and other noble metals. This group also includes the separation process of non-metallic parts from noble metals.
GOLD MINING 073011 Self-evident.
SILVER MINING 073012 Self-evident.
OTHER NOBLE METAL ORE MINING 073090 Includes businesses mining and processing other noble metal ores, other than gold and silver ores, such as platinum ores.
Administratively inseparable cleaning and refining activities are included in this group.
B.08. OTHER MINING AND QUARRYING Includes extraction of minerals from mines and quarries, also dredging of sedimentary soil, crushing of stone and extraction of salt. Most of the results of mining and quarrying of these minerals are used in the construction field (sand, stone, and others), mineral material industries (clay, gypsum, lime and others), chemical industries, and others. This main group also includes crushing, grinding, cutting,

cleaning, drying, sorting, and mixing activities of these mineral materials.
B.08.1. QUARRYING OF STONE, SAND AND CLAY 081000 Includes:

Quarrying and cutting of ornamental and building stones such as marble, granite, sandstone or paras and others.
Quarrying, cleaning and separation of limestone.
Mining of gypsum and anhydrite.
Mining of lime and uncalcined dolomite.
Extraction and dredging of industrial sand, construction sand and gravel.
Crushing and separation of stone and gravel.
Sand quarrying.
Mining of clay, refractory clay and kaolin.
This sub-group does not include:
Bituminous sand mining, see 0610.
Chemical and fertilizer mineral mining, see 0891.
Calcined dolomite production, see 2394.
Stone cutting, forming and finishing outside quarrying, see 2396.

B.08.9. OTHER MINING AND QUARRYING
YTDL
Includes mining of natural phosphate, calcium salts, pure sulfur; extraction and processing of pyrite and pyrrhotite, except roasting; mining of natural barium carbonate and barium sulfate, natural borates, natural magnesium sulfate; extraction and agglomeration of combustible peat soil, mining of earth colours (a type of mineral pigment), fluorite (mineral that glows) and other minerals as chemical raw materials. This group also includes mining of guano (fertilizer from bird/bat droppings), extraction of salt from underground and production of salt by seawater evaporation process and crushing, purification and distillation of salt, but does not include processing of salt into table/edible salt; mining and quarrying of various minerals and other chemicals included in this group.

MINERAL, CHEMICAL AND FERTILIZER MINING
089100 Includes:
Mining of natural phosphate and natural potassium salts.
Mining of natural sulfur.
Extraction and processing of pyrite and pyrrhotite, except roasting.
Mining of natural barium sulfate and carbonate (barite and witherite), natural borates, natural magnesium sulfate (kieserite).
Mining of earth colour, flour, and other minerals that are primarily chemical materials.
Mining of guano (fertilizer material from bird or bat droppings).
B.08.9.3. SALT EXTRACTION 089300 Includes:
Extraction of salt from underground including dissolution and pumping.
Production of salt by evaporation of seawater or other brine.
Crushing, purification and distillation of salt by salt farmers.
B.08.9.9. OTHER MINING AND QUARRYING
YTDL
089900 Includes Mining and quarrying of various materials and minerals, such as scouring stones, asbestos, natural graphite, steatite (talc), feldspar, siliceous fossil flour; natural asphalt, asphalt stone and solid natural bitumen; and gemstones, quartz, mica and others. B.09. MINING SUPPORT SERVICES Includes support services specialized for mining on a fee or contract basis. This main group includes exploration services through traditional search methods, such as taking metal ore samples and conducting geological observations by drilling, test drilling or re-drilling oil wells, metal and non-metal minerals.

Other special services include construction of oil and gas well foundations, cementing of oil and gas well edges, cleaning, pumping and swabbing of oil and gas wells, mining pumping and drying, mining relocation services and others. B.09.1. PETROLEUM OIL AND NATURAL GAS MINING SUPPORT ACTIVITIES 091000 Mining support services on a fee or contract basis in oil and gas extraction. This group includes exploration services related to the extraction of petroleum oil and natural gas, direct drilling and re-drilling, installation of oil drilling equipment at mining sites, cementing, repair and dismantling of oil and gas well edges, well pumping, plugging and closing of wells, conversion back to gas and liquefaction of natural gas for ease of transportation carried out at mining sites. This group also includes pumping and distribution services for test drilling and fire fighting services at oil and gas fields or wells. B.09.9. OTHER MINING AND QUARRYING SUPPORT ACTIVITIES 099000 Includes support services on a fee or contract basis, required for mining and quarrying activities other than oil and gas. This group also includes exploration services, pumping and drying services, test drilling and drilling of wells or test fields.
C. MANUFACTURING INDUSTRIES C00000 Includes economic activities/business fields in the field of chemical or physical changes of materials, elements, or components into new products. Processing industry raw materials come from agricultural, forestry, fisheries, mining or quarrying products such as products from other processing industry activities.
General primary changes, renewals or reconstructions of goods are treated as processing industries.
Processing industry units are described as factories, machines or equipment specifically powered by machines and hands.
Processing industry categories here include units that change materials into new products using hands, contract work activities or sales activities of products made in the same place where the product is sold and units that process materials from other parties on a contract basis. C.10. FOOD INDUSTRIES Includes processing of agricultural, forestry and fisheries products into food and also includes semi-finished products that do not directly become food products but whose value can be higher or lower. This main group consists of activities related to various food products. Production can be carried out by own business or by other parties. Some activities are considered processing industries even though their activities are retail trade of products produced by themselves. But when the processing carried out is minimal and does not cause a real change, the unit is classified in wholesale and retail trade (Category G). C.10.1. MEAT PROCESSING AND PRESERVATION INDUSTRIES 101000 Includes slaughterhouse operations related to animal slaughter, skinning or meat packaging. This group also includes the production of animal by-products, pork oil and other edible fats from animals, wool, animal fur including bird feathers. This group does not include meat processing into food, wholesale trade and meat packaging. C.10.2. FISH AND AQUATIC ORGANISM PROCESSING AND PRESERVATION INDUSTRIES 102000 Processing and preservation of fish using various methods. This group also includes the production of fish meal for human consumption or otherwise, animal feed, seaweed processing and ship activities only related to processing and preservation of fish. This group does not include food processing from fish, land-based whale processing or special ships, production of oil and fats whose raw materials come from the sea. C.10.3. FRUIT AND VEGETABLE PROCESSING AND PRESERVATION INDUSTRIES Includes the production of food mainly consisting of vegetables and fruits, using various processing and preservation methods and includes vegetable and fruit products. This group also includes the production of short-shelf-life ready-to-eat food from vegetables and fruits, such as salads, chopped or peeled vegetables, tofu; potato peeling industry, other potato processing including potato food and potato flour, roasting and processing of nuts and pasta. This group does not include food or flour processing from pod vegetables, food processing from vegetables and artificial extracts and preservation of fruits and legumes with sugar.

TOFU AND SOY TEMPE INDUSTRIES 103001 Self-evident.
OTHER FRUIT AND VEGETABLE PROCESSING AND PRESERVATION INDUSTRIES
103009 Self-evident.

C.10.4. VEGETABLE AND ANIMAL OIL AND FAT INDUSTRIES 104100 Includes the production and processing of crude oils and fats or distilled vegetable and animal oils and fats. This group includes the production of fatty flour, oil from legumes, seeds and vegetables, margarine, melanges and similar products, and cooking fat mixtures. This group also includes the production of inedible animal oil/fat, fish extracts and fish oil, and other by-products of oil production. This group does not include the production and distillation of pork oil and other edible animal fats, wet corn milling, essential oil products, and oil and fat processing with chemical processes. C.10.4.2. COPRA, CRUDE OIL AND COOKING OIL INDUSTRIES, COCONUT FLOUR AND COCONUT PELLETS Includes:

Copra industry
Crude coconut oil industry
Coconut cooking oil industry
Coconut flour industry
Coconut pellet industry
COPRA, COCONUT FLOUR AND PELLETS INDUSTRIES 104210 Self-evident.
CRUDE COCONUT OIL AND COCONUT COOKING OIL INDUSTRIES
104230 Self-evident.

C.10.4.3. CRUDE PALM OIL/REFINED PALM OIL INDUSTRY AND PALM OIL COOKING OIL 104300 Self-explanatory.

C.10.4.9. CRUDE OIL AND OTHER VEGETABLE AND ANIMAL FAT INDUSTRY 104900 Includes palm oil crude oil industry, coconut flour and pellet industry, palm oil crude oil/refined palm oil industry and palm oil cooking oil industry, palm oil crude oil industry, palm oil kernel crude oil industry, palm oil crude oil separation/fractation industry and palm oil kernel crude oil industry, palm oil crude oil refining industry and palm oil kernel crude oil industry, palm oil refined oil separation/fractation industry, palm oil kernel refined oil separation/fractation industry, and other vegetable and animal crude oil and fat industry.

C.10.5. MILK PROCESSING INDUSTRY, MILK PRODUCTS AND ICE CREAM 105000 Covers the production and processing of fresh liquid milk and various milk products, such as milk drinks, cream, powdered milk or condensed milk (both sweetened and unsweetened), in solid form, butter, yogurt, cheese and whey, casein or lactose, ice cream and other ice products based on milk. This group does not include the production of raw milk (such as cow, camel, sheep, goat, horse, donkey, etc.) and the production of vegetable milk and imitation cheese.

C.10.6. CEREAL MILLING INDUSTRY, FLOUR AND STARCH Covers rice milling, flour production, food from cereals or vegetables, as well as the production of dough or flour mixtures from these products. This group also includes wet corn and vegetable milling and flour production from starch.

C.10.6.1. CEREAL AND OTHER GRAIN MILLING INDUSTRY (NOT RICE AND CORN) 106100 Includes:

Cereal milling such as production of flour, pellets from wheat, rye, oat or other cereals.
Vegetable milling, i.e., production of flour or food derived from dried vegetables, roots, tubers or edible legumes.
Breakfast cereal food industry.
Mixed flour and premixed flour dough industry for bread, cakes, biscuits, pancakes.

C.10.6.2. STARCH AND STARCH PRODUCT INDUSTRY (NOT RICE AND CORN) 106200 Includes:

Potato starch industry.
Glucose, glucose syrup, maltose, inulin industry.
Gluten industry.
Tapioca and tapioca substitutes processed from starch industry.

C.10.6.3. 106300 Includes:

RICE AND CORN MILLING INDUSTRY AND RICE AND CORN FLOUR INDUSTRY

Rice milling, including production of husks, milling, polishing, semi-cooking or conversion of rice.
Rice flour production.
Rice starch industry.
Corn milling, such as production of flour, pellets from corn.
Wet corn milling.
Corn starch industry.
Corn oil industry.

C.10.7. OTHER FOOD INDUSTRY

C.10.7.1. BREAD AND CAKE PRODUCT INDUSTRY 107100 Includes fresh, frozen or dry bread products, such as:

White bread and sandwich bread industry.
Dry cakes, cakes, pies, tarts industry.
Biscuit and other dry bread products industry.
Preservation of dry cakes and cakes industry.
Snack food products (cookies, crackers, dry cakes) industry, both sweet and savory.
Tortilla industry.
Frozen bread products industry, such as pancakes, waffles, sandwich bread.

C.10.7.2. SUGAR INDUSTRY 107200 Includes:

Sugar (sucrose) refining industry and sugar substitutes from sugarcane, beet, maple and coconut juice, nira, aren.
Sugar syrup industry.
Molasses industry (sweet and fragrant).
Maple syrup and sugar production.

C.10.7.3. COCOA, CHOCOLATE AND CONFECTIONERY INDUSTRY 107300 Includes:

Cocoa, cocoa butter, cocoa fat and cocoa oil industry.
Chocolate and chocolate candy industry.
Candy industry, such as caramel, cachous, nougat, fondant, white chocolate.
Chewing gum industry.
Preservation of candied fruits, nuts, fruit peels and other parts of plants.
Cough drop and pastille industry.

C.10.7.4. MACARONI, NOODLE AND SIMILAR PRODUCT INDUSTRY 107400 Includes:

Pasta industry such as macaroni and noodles, whether cooked or not.
Couscous industry.
Frozen or canned pasta products industry.

C.10.7.6. Includes:

COFFEE, TEA AND HERBAL (HERB INFUSION) PROCESSING INDUSTRY

Coffee decaffeination and roasting processes.
Coffee product production, such as roasted coffee, ground coffee, instant coffee, extracts and coffee essences.
Coffee substitute industry.
Tea and mate blending.
Tea and mate-based extraction and processing industry.
Herbal industry (mint, vervain, chamomile).
COFFEE PROCESSING INDUSTRY 107610 Includes coffee roasting, grinding, and extraction (extraction) into various powders or liquids, such as roasted coffee, ground coffee, instant coffee, extracts and coffee essences. Includes substitute industry. Grinding of ground coffee at coffee merchant locations is included in groups 472009 and 478200.
TEA PROCESSING INDUSTRY 107630 Tea leaf processing into tea. Includes tea and mate blending, tea and mate-based extraction and processing industry.

C.10.7.7. SOY SAUCE INDUSTRY 107710 Self-explanatory.

C.10.7.9. OTHER FOOD PRODUCT INDUSTRY 107900 Includes spice and other cooking product industry (excluding soy sauce), processed food and cooking industry, baby food industry, wet cake industry, crackers, peyek chips and similar products industry, and other food products industry.

C.10.8. ANIMAL FOOD INDUSTRY 108000 Includes the production of ready-to-eat food, solid food, and food supplements for pets and livestock, including the production of single (non-mixed) food for livestock. This group also includes the processing of animal slaughter by-products to make animal food. This group does not include fish meal production for animal food (see 102), cake production (see 104), and activities that produce by-products beneficial as animal food without special processing, such as dregs, rice milling residues (see 106) and others.

C.11. BEVERAGE INDUSTRY 110000 Includes the production of alcoholic and non-alcoholic beverages, packaged drinking water, mineral water, beer and wine, and the production of distilled spirits. This activity does not include the production of fruit and vegetable juices (see 103), beverages with milk as raw material (see 105), and the production of tea, coffee and high-caffeine tea products.

C.12. TOBACCO PROCESSING INDUSTRY Includes the processing of tobacco or tobacco substitutes, such as: cigarettes, cigars, kreteks, snuff, chewing tobacco, and the cutting and re-drying of tobacco, but does not include the planting or initial processing of tobacco.

C.12.1. CIGARETTE AND OTHER TOBACCO PRODUCT INDUSTRY 120100 Includes the production of tobacco or tobacco substitutes, such as cigarettes, cigars, kreteks, snuff, chewing tobacco; and the cutting and re-drying of tobacco, but does not include the planting or initial processing of tobacco.

C.12.9. OTHER TOBACCO PROCESSING INDUSTRY 120900 Includes:

Drying and other tobacco processing
Tobacco homogenization or reconstitution industry
Cigarette flavoring and other cigarette accessories industry

C.13. TEXTILE INDUSTRY Includes the processing, spinning, weaving, and finishing of textiles and clothing materials, and the production of non-clothing textile goods (such as bed sheets, tablecloths, curtains, blankets, carpets, ropes, etc.). This main group does not include the planting of natural fibers (main group 01) or the production of synthetic fibers which falls under sub-group 2030, and the production of clothing which falls under main group 14.

C.13.1 TEXTILE SPINNING, WEAVING AND FINAL FINISHING INDUSTRY 131000 Includes the processing, spinning, weaving, and finishing of textiles and knitted textiles. These textiles can be made from various raw materials, such as silk, wool, other animal materials, plant fibers or artificial fibers, paper or glass, and others. This group also includes textile and clothing material finishing such as bleaching, dyeing, and other activities.

C.13.9. OTHER TEXTILE INDUSTRY 139000 Includes the processing, spinning, weaving, and finishing of textiles and clothing materials, and the production of non-clothing textile goods (such as bed sheets, tablecloths, curtains, blankets, carpets, ropes, etc.). This main group does not include the planting of natural fibers (main group 01) or the production of synthetic fibers which falls under sub-group 2030, and the production of clothing which falls under main group 14.

C.14. READY-MADE CLOTHING INDUSTRY Includes all sewing work (ready-to-wear or made-to-measure/order), in all materials (such as leather, shirt material, knitted or woven materials, etc.), of all types of clothing (such as outerwear, men's, women's or children's underwear, workwear, and leisurewear, etc.) and accessories, with no difference in production between clothes for children and adults, or between traditional and modern clothing. This main group includes the animal fur industry (clothing from animal fur and furred leather).

C.14.1. READY-MADE CLOTHING AND ACCESSORIES INDUSTRY, NOT FURRED LEATHER READY-MADE CLOTHING 141000 Includes the production of clothing. Materials used are various, such as coated, impregnated or rubber-coated materials, leather or mixed leather, woven fabric, knitted or woven fabric, non-woven fabric. Textile materials for footwear without soles. This group also includes the production of underwear, sleepwear, workwear. T-shirts, dresses, blouses, baby clothes, sportswear, hats, peci (skullcaps), and other clothing accessories (such as gloves, belts, scarves, hairnets, etc.) for men, women, and children, sewing activities, and the production of parts of the previously mentioned products.

C.14.2. READY-MADE CLOTHING AND FURRED LEATHER PRODUCT INDUSTRY 142000 Includes the production of furred leather goods such as clothing from furred leather and clothing accessories. Various furred leather goods such as; pictures, floor mats, etc. This group does not include the processing of raw furred leather, raw leather and raw hides, the production of imitation furred leather, the processing and dyeing of furred leather, and footwear that has parts made of furred leather.

C.14.3. KNITTED AND EMBROIDERED READY-MADE CLOTHING INDUSTRY 143000 Includes the production of clothing from knitted or embroidered materials and other finished goods (such as sweaters, cardigans, t-shirts, vests, and similar items), as well as socks, including short socks, stockings, and pantyhose. This group does not include the production of knitted or embroidered materials.

C.15. LEATHER, LEATHER GOODS, AND FOOTWEAR INDUSTRY Includes the processing and dyeing of furred leather and the transformation process from raw hides into leather through tanning or preservation and drying processes, and the processing of leather into ready-to-use products, the production of suitcases, handbags, and similar items, horse clothing and horse equipment made of leather, and the production of footwear. This main group also includes the production of similar products from other materials (imitation leather or artificial leather), such as footwear made of rubber, suitcases made of textiles, etc. Goods made of artificial leather are included here, provided that the manufacturing method is the same as that of leather products (suitcases), and are usually produced by the same unit.

C.15.1. LEATHER AND LEATHER GOODS INDUSTRY, INCLUDING ARTIFICIAL LEATHER 151000 Includes the production of leather and furred leather and goods made from leather, including tanning, dyeing, and processing of leather and raw hides, the production of mixed leather. This group also includes the production of suitcases, handbags from leather, and similar products from leather or other materials.

C.15.2. FOOTWEAR INDUSTRY 152000 Includes the production of footwear for all needs, the production of footwear parts from leather and similar goods, except for footwear parts made of plastic, wood, and rubber.

C.16. WOOD, WOOD PRODUCTS, AND CORK INDUSTRY (EXCLUDING FURNITURE) AND BAMBOO, RATTAN, AND SIMILAR WEAVE PRODUCTS Includes the production of goods made from wood. Most are used for construction and also includes various processing processes from sawing to shaping and assembly of wood goods, and from assembly to finished products such as wooden containers. Except for sawing, this main group is largely divided based on the specific products produced. This main group does not include the production of furniture, or the assembly/installation of wooden furniture and similar items.

C.16.1. WOOD SAWING AND PRESERVATION INDUSTRY, RATTAN, BAMBOO, AND SIMILAR PRODUCTS 161000 Includes processing processes from wood and log sawing to subsequent processes, the production of railway track wooden sleepers, unassembled floor wood materials, wood wool, wood flour, wood slices, and wood particles. This group also includes wood drying and chemical processing and wood impregnation with preservatives from other materials. This group does not include wood sawing and the production of rough timber (see 022), the production of thin veneer sheets (layers) used in plywood (triplek), boards and panels, shingles and shakes, beading, and molded wood.

C.16.2. WOOD PRODUCTS INDUSTRY; CORK PRODUCTS INDUSTRY AND WEAVE PRODUCTS FROM STRAW, RATTAN, BAMBOO, AND SIMILAR PRODUCTS

C.16.2.1. PLYWOOD, VENEER, AND SIMILAR PRODUCTS INDUSTRY 162100 Includes:

Thin veneer sheets (fine wood) used for coating, making plywood, or other uses, including processes of polishing, dyeing, coating, filling, strengthening (either with paper or cloth) and made in patterned forms.
Plywood, veneer panels (fine wood), and types of boards and layered wood sheets industry.
Particle board and fiberboard industry.
Solid wood industry.
Glued laminated wood industry, layered fine wood industry.

C.16.2.9. OTHER WOOD PRODUCTS INDUSTRY; CORK PRODUCTS INDUSTRY AND WEAVE PRODUCTS FROM STRAW, RATTAN, BAMBOO, AND SIMILAR PRODUCTS 162900 Includes:

Wooden container industry.
Various wooden goods industry, such as handles or bodies for tools, brooms, brushes; parts of boats and shoes (such as heels and shoe soles); clothes hangers, wooden mirror frames and picture frames, canvas frames; umbrella handles, canes, and similar items; household and kitchen wooden equipment; wooden sculptures and ornaments; wooden boxes for jewelry, cutlery such as spoons, forks, and knives, and similar items; wooden spools, sewing thread reels, and similar wooden items; molded wood for pipe making and other wooden goods -
Natural cork processing, agglomerated cork industry.
Natural cork or agglomerated cork products industry, including cork flooring.
Weave material and weave goods industry, such as floor mats, rugs, screens/curtains, containers, etc.
Basket and weave goods industry.
Firewood industry, made from wood or substitute materials such as pressed coffee dregs or soybeans.

C.17. PAPER AND PAPER PRODUCTS INDUSTRY Includes the production of wood pulp, paper, and processed paper products. The production of these products is grouped together because they are part of a related processing chain. Furthermore, activities are often carried out in a single unit. There are three main activities, namely: First, paper pulp production which includes the separation of cellulose fibers from impurities in wood or waste paper. Second, paper production which includes the arrangement of cellulose fibers into sheets. Third, processed paper goods are made from paper and other materials with various cutting and shaping techniques, including coating and lamination activities. Paper goods can be printed goods (wallpaper, wrapping paper, etc.), as long as printing is not the main activity. This main group is mainly divided into paper pulp, paper, and paperboard production, and the rest includes the production of paper products and further processed paper.

C.17.1. PAPER PULP, PAPER, AND PAPERBOARD INDUSTRY 170100 Includes:

Bleached, semi-bleached, or unbleached paper pulp industry, either through mechanical, chemical (dissolving or non-dissolving), or semi-chemical processes.
Cotton-linters paper pulp industry.
Ink removal and waste paper pulp industry.
Paper and paperboard industry used for further industrial processing.

C.17.2. CORRUGATED PAPER AND PAPERBOARD INDUSTRY AND PAPER AND PAPERBOARD CONTAINERS 170200 Includes:

Corrugated paper and paperboard industry.
Corrugated paper and paperboard packaging and box industry.
Foldable paperboard packaging and box industry.
Solid board packaging and box industry.
Other paper and paperboard packaging and box industry.
Paper sack and bag industry.
Office file boxes and similar goods industry.

C.17.9. OTHER PAPER AND PAPERBOARD PRODUCTS INDUSTRY 170900 Other paper and paperboard products industry, including tissue paper industry.

C.18. PRINTING AND RECORDING MEDIA REPRODUCTION INDUSTRY Includes the printing of goods and supporting activities that are related and inseparable from the printing industry, printing processes including various methods/ways to transfer an image from a source to various media, and importantly how to transfer an image from a plate or monitor screen to a media through/with various printing technologies. There are some aspects where printing and publishing are carried out by the same unit and at the same location. This main group also includes the reproduction of recording media, such as compact disks (CD), video recordings, software on disks or tapes.

C.18.1. PRINTING AND SUPPORTING SERVICES INDUSTRY 181000 Includes the printing of goods such as newspapers, books, tabloids, business letters, greeting cards, and other goods, as well as supporting printing services, such as bookbinding, plate making services, and data imaging. Printing can be done with various techniques and with different materials. Printed goods are usually copyright protected.

C.18.2. RECORDING MEDIA REPRODUCTION 182000 Includes the reproduction of master copies of plates or gramophone records, compact disks or CDs, and tapes containing music or other sound recordings; the reproduction of master copies of recordings, compact disks or CDs, and tapes containing moving images or films and other video recordings; - the reproduction of master copies of software or data on disks and magnetic tapes.

C.19. COAL PRODUCT AND PETROLEUM REFINING INDUSTRY

C.19.1. COAL PRODUCT INDUSTRY 191000 Includes the operation of coke ovens, production of coke and semi-coke, coke oven gas (lamp gas), tar (asphalt), lignite (young coal), and raw coal and products from coke agglomeration.

C.19.2. PETROLEUM REFINING PRODUCT INDUSTRY

C.19.2.1. PETROLEUM REFINING GAS AND LUBRICATING OIL PRODUCT INDUSTRY 192100 Includes the industry of producing gaseous or liquid fuels from crude oil, minerals, or their derivatives.

C.19.2.9. COAL BRIQUETTE INDUSTRY 192900 Includes the business of producing briquettes from coal or lignite, both at mining locations and outside mining locations. Includes the production of briquettes using coal or lignite purchased from third parties.

C.20. CHEMICAL AND CHEMICAL PRODUCT INDUSTRY
Includes the transformation of raw organic and inorganic materials through chemical processes and the formation of products. This characterizes/distinguishes basic chemical production which forms the first industrial group from the production of intermediate and final products resulting from further processing of basic chemicals which are other industrial groups.

C.20.1. CHEMICAL INDUSTRY

C.20.1.1. BASIC CHEMICAL INDUSTRY 201100 Includes chemical industries using basic processes, such as thermal separation and distillation. The results of these processes usually separate chemical elements or separate mixed chemical materials.

C.20.1.2. FERTILIZER AND NITROGEN COMPOUND INDUSTRY 201200 Includes fertilizer industry, such as pure nitrogen or complex fertilizers, phosphate or potassium fertilizers, and urea, raw natural phosphate, and raw natural potassium salts; Industry of products related to nitrogen, such as nitrous acid and sulfonitrous acid, ammonia, ammonium chloride, ammonium carbonate, potassium nitrite, and nitrate.

C.20.1.3. PLASTIC AND ARTIFICIAL RUBBER INDUSTRY IN BASIC FORM 201300 Includes the industry of resins, plastic materials, and non-vulcanized thermoplastic elastics and resin mixing on a common base as well as the industry of uncommon synthetic resins.

C.20.2.1. PESTICIDE AND OTHER AGROCHEMICAL PRODUCT INDUSTRY 202100 Includes the industry of resins, plastic materials, and non-vulcanized thermoplastic elastics and resin mixing on a common base as well as the industry of uncommon synthetic resins.

C.20.2.2. PAINT AND PRINTING INK, VARNISH AND SIMILAR COATING MATERIALS AND LACQUER INDUSTRY 202200 Self-explanatory.

C.20.2.3. SOAP AND DETERGENT, CLEANING AND POLISHING MATERIAL, PERFUME AND COSMETIC INDUSTRY 202300 Includes the soap and household cleaning industry; cosmetic industry including toothpaste.

C.20.2.9. OTHER CHEMICAL PRODUCT INDUSTRY YTDL

ESSENTIAL OIL INDUSTRY 202940 Includes the business of producing essential oils, such as ginger oil, lemongrass oil, coriander oil, clove oil, kapulaga oil, nutmeg oil, jasmine oil, cananga oil, rose oil, vetiver oil, lemongrass oil, patchouli oil, sandalwood oil, eucalyptus oil, peppermint oil, spice oils, castor oil, and oils from grasses/shrubs, leaves, and woods not included in any other group.
OTHER CHEMICAL PRODUCT INDUSTRY YTDL 202990 Self-explanatory.

C.20.3. ARTIFICIAL FIBER INDUSTRY 203000 Includes the production of artificial or synthetic double filament wires, threads, and artificial or synthetic fibers not processed for spinning, and the production of artificial or synthetic single filament strips or wires.

C.21. PHARMACEUTICAL INDUSTRY, CHEMICAL MEDICINE PRODUCTS, AND TRADITIONAL MEDICINE 210000 Includes the traditional medicine raw material industry and traditional medicine product industry.

C.22. RUBBER, RUBBER PRODUCTS, AND PLASTIC INDUSTRY Includes the production of plastic and rubber goods. This main group is characterized by the use of rubber and plastic raw materials in the production process. However, this does not mean that the production of all goods made from these raw materials is included here.

C.22.1. RUBBER AND RUBBER PRODUCTS INDUSTRY

RUBBER SMOKING INDUSTRY 221210 Includes the rubber smoking business carried out for the purpose of preserving rubber, such as Ribbed Smoked Sheet (RSS) and brown crepe from smoking.
RUBBER RE-MILLING INDUSTRY 221220 Includes rubber processing by grinding to produce rubber in sheet form, such as sheet (fine rubber sheet) and crepe (wrinkled rubber sheet).
CRUMB RUBBER INDUSTRY 221230 Includes rubber processing that produces crumb rubber, including sponge rubber (foam).
OTHER RUBBER PRODUCTS INDUSTRY 221900 Includes other rubber product industries, namely tire and vulcanized bank industries, household and industrial rubber goods industries.
C.22.2. PLASTIC PRODUCTS INDUSTRY 222000 Includes basic processing of new or recycled plastic into final or intermediate products, using various processes and molding. Production processes can create various types of plastic products in different shapes and uses. This group also includes the manufacture of, among others, plates, tubes, equipment, packaging containers, plastic building materials, household plastic goods, conveyor belts for transport equipment, and others. C.23. NON-METALLIC MINERAL PRODUCTS INDUSTRY Includes activities processing raw materials into finished goods related to single-element pure minerals, such as glass and glass products, ceramic and fired clay products, cement, and plaster. Stone cutting and grinding industries and other mineral product processing are included here.

C.23.1. GLASS AND GLASS PRODUCTS INDUSTRY 231000 Includes, among others, the manufacture of glass and glass products in various shapes and processes; this group also includes the manufacture of household glassware, laboratory or medical equipment, electrical and insulation equipment, glass fiber, imitation jewelry. C.23.9. OTHER NON-METALLIC MINERAL PRODUCTS INDUSTRY Includes the manufacture of intermediate and final products from non-metallic mineral mining or quarrying results, such as sand, gravel, rock, or clay. Product manufacture is specifically to produce refractory goods, building materials, industrial and household ceramic products, cement and cement products, as well as stone cutting and grinding. This group also includes the manufacture of other non-metallic mineral products such as rock, mineral fiber, carbon, graphite, asphalt, mica, and various other mineral elements. C.23.9.2. CLAY/CERAMIC BUILDING MATERIALS INDUSTRY 239200 Includes the manufacture of clay/ceramic goods for building material purposes other than bricks, roof tiles, and sanitary ware from porcelain, such as drains, tiles, air vents, and pipes (rings for wells). Includes ceramic kilns or non-refractory wall tiles, mosaic cubes, etc., paving or non-refractory ceramic tiles, roof tiles, smokestacks, pipes, ceramic drains, etc., and baked clay floor beams.

C.23.9.3. CLAY/CERAMIC AND PORCELAIN GOODS INDUSTRY OTHER THAN BUILDING MATERIALS Includes:

Ceramic tableware industry and toilet goods or other household furniture.
Statue or sculpture industry and other ornamental ceramic goods.
Electrical insulation and ceramic insulation equipment industry.
Ferrite magnet and ceramic industry.
Laboratory, chemical, and industrial ceramic goods industry.
Jars, jars, and similar goods industry used for transport or packaging of goods.
Ceramic furniture industry.
Other ceramic goods industry, n.e.c.
PORCELAIN GOODS INDUSTRY OTHER THAN BUILDING MATERIALS
239301 Self-explanatory.
CLAY/CERAMIC GOODS INDUSTRY OTHER THAN BUILDING MATERIALS
239302 Self-explanatory.
C.23.9.4. CEMENT, LIME, AND GYPSUM INDUSTRY 239400 Includes cement, lime, and gypsum industries, as well as industries for goods made from cement, lime, gypsum, and asbestos. C.23.9.6. STONE GOODS INDUSTRY 239600 Includes:
Stone cutting, shaping, and finishing industry for use in construction, cemeteries, roads, roofing, etc.
Stone furniture industry.
Monument stone industry, for example in slab form.
C.23.9.9. OTHER NON-METALLIC MINERAL PRODUCTS INDUSTRY N.E.C.
239900 Includes other non-metallic mineral product industries such as refractory (fireproof) goods industry and clay/ceramic brick industry. C.24. BASIC METALS INDUSTRY Includes smelting and refining activities, both for iron-containing and non-iron metals, from ore, scrap, or lumps using various metallurgical techniques. This main group also includes the manufacture of metal alloys. The results of smelting and purification are usually in the form of metal bars (ingots), which are typically used in rolling, drawing, and forging work in the manufacture of products such as plates, sheets, slabs, cut pieces, bars, wire, and liquid shapes for making molds and other basic metal products. C.24.1. IRON AND STEEL BASIC METALS INDUSTRY 241000 Includes processing activities from iron ore to pig iron to steel, and the manufacture of steel products and iron metal alloys in various sizes and shapes. This group also includes various steel processing operations.

C.24.2. PRECIOUS METALS AND OTHER NON-IRON BASIC METALS INDUSTRY

URANIUM AND URANIUM ORE PROCESSING INDUSTRY
242060 Includes purification of uranium metal from uranium ore or other ores containing uranium, processing of natural uranium and its compounds, enrichment of uranium and its compounds, plutonium and its compounds, or separation and combination of these compounds.
PRECIOUS METALS AND OTHER NON-IRON BASIC METALS INDUSTRY
242090 Self-explanatory.
C.24.3. METAL CASTING INDUSTRY
C.24.3.1. IRON AND STEEL CASTING INDUSTRY 243100 Self-explanatory.
C.24.3.2. NON-IRON AND STEEL METAL CASTING INDUSTRY 243200 Includes melting, alloying, and casting or pouring of non-iron metals in basic form, such as copper and its alloys, aluminum and its alloys, nickel and its alloys. Includes casting of semi-finished products from aluminum, magnesium, titanium, zinc, etc., light metal casting, heavy metal casting, precious metal casting, and die-casting of non-iron metals. C.25. METAL PRODUCTS, EXCEPT MACHINERY AND EQUIPMENT

C.25.1. READY-TO-INSTALL METAL PRODUCTS FOR BUILDINGS, TANKS, WATER TANKS, AND STEAM GENERATORS 251000 Self-explanatory.
C.25.9. OTHER METAL PRODUCTS AND METAL PRODUCT MANUFACTURING SERVICES Includes general metal processing activities, such as forging or pressing, plating, coating, engraving, drilling, polishing, welding, etc., generally performed on a fee or contract basis. This group also includes the manufacture of various metal goods, such as cutting tools, knives, scissors, etc.), metal hand tools and other hard equipment; cans or buckets; nails, bolts, and nuts; household metal goods; metal equipment, ship propellers and anchors; railway track equipment, etc., and various metal goods for household and industrial use. C.25.9.3. CUTTING TOOLS, HAND TOOLS, AND GENERAL EQUIPMENT INDUSTRY 259300 Self-explanatory. C.25.9.9. OTHER METAL PRODUCTS INDUSTRY N.E.C. 259900 Self-explanatory. C.26. COMPUTER, ELECTRONIC, AND OPTICAL PRODUCTS INDUSTRY Includes the manufacture of computers, computer equipment, communication equipment, and similar electronic goods, including the manufacture of their components. Production processes are characterized by the design and use of high technology applications to create ICs and small-sized goods.

This main group also includes the manufacture of household electronic goods, measuring instruments, testing equipment, navigation equipment, and control equipment, irradiation equipment, electromedical and electrotherapy equipment, optical equipment and instruments, and the manufacture of magnetic and optical media. C.26.1. ELECTRONIC COMPONENTS AND CIRCUIT BOARDS INDUSTRY 261000 Includes the manufacture of semiconductors and other components for electronic equipment, including electronic resistors and capacitors, transistors, microprocessors, circuit boards, and their filling or installation, interface cards and controllers, and related separate equipment, including the manufacture of printer cables, monitor cables, USB cables, and connectors/connectors, etc. C.26.2. COMPUTER AND COMPUTER EQUIPMENT INDUSTRY 262000 Includes the manufacture and/or installation of various electronic computers and computer equipment, such as storage equipment, and input/output equipment (printers, monitors, and keyboards). Computers can be analog, digital, or hybrid, and can be PCs, laptops, or mainframes, handheld computers, ATMs, and point-of-sale terminals. Computer components and computer equipment include various drives and other storage devices, printers, monitors, keyboards, all types of trackball accessories, computer terminals and servers, scanners, and projectors (viewers).

C.26.3. COMMUNICATION EQUIPMENT INDUSTRY 263000 Includes the manufacture of communication and telephone equipment used to transfer electronic signals through wires or through the air, such as wireless communication equipment and radio and television broadcasting. This group also includes the manufacture of switching equipment, cordless telephones, facsimiles, including telephone exchange machines, data communication equipment, transmitting and receiving antennas, mobile communication equipment (mobile) including codecs, alarm systems, infrared equipment, and transmission. C.26.4. ELECTRONIC AUDIO AND VIDEO EQUIPMENT INDUSTRY 264000 Self-explanatory. C.26.5. MEASURING, TESTING, NAVIGATION, AND CONTROL EQUIPMENT INDUSTRY AND TIME MEASURING INSTRUMENTS C.26.5.1. MEASURING, TESTING, NAVIGATION, AND CONTROL EQUIPMENT INDUSTRY 265100 Self-explanatory. C.26.5.2. TIME MEASURING INSTRUMENTS INDUSTRY 265200 Self-explanatory. C.26.6. IRRADIATION, ELECTROMEDICAL, AND ELECTROTHERAPY EQUIPMENT INDUSTRY 266000 Self-explanatory. C.26.7. PHOTOGRAPHIC EQUIPMENT AND OPTICAL INSTRUMENTS INDUSTRY OTHER THAN GLASS EYEWEAR 267000 Self-explanatory.

C.26.9. OTHER COMPUTER, ELECTRONIC, AND OPTICAL PRODUCTS INDUSTRY 269000 Other computer, electronic, and optical product industries, including magnetic media and optical media industries. C.27. ELECTRICAL EQUIPMENT INDUSTRY Includes the manufacture of products that generate, distribute, and use electrical energy. This main group also includes the manufacture of electric lamps, signal equipment, and household electrical equipment. This main group does not include the manufacture of electronic goods. C.27.1. ELECTRIC MOTORS, GENERATORS, TRANSFORMERS, AND ELECTRICAL CONTROL AND DISTRIBUTION EQUIPMENT INDUSTRY C.27.1.1. ELECTRIC MOTORS, GENERATORS, AND TRANSFORMERS INDUSTRY 271100 Self-explanatory. C.27.1.2. ELECTRICAL CONTROL AND DISTRIBUTION EQUIPMENT INDUSTRY 271200 Self-explanatory. C.27.2. ELECTRIC STORAGE BATTERIES AND ACCUMULATORS INDUSTRY 272000 Self-explanatory. C.27.3. CABLES AND ACCESSORIES INDUSTRY 273000 Includes the manufacture of current-carrying or non-current-carrying wire equipment for electrical wire circuits regardless of the material used. This group also includes wire insulation and the manufacture of optical fiber cables.

C.27.4.0. ELECTRICAL LIGHTING EQUIPMENT INDUSTRY (INCLUDING NON-ELECTRICAL LIGHTING EQUIPMENT) 274000 Includes the manufacture of electric tubes and light bulbs and their parts and components, non-electrical lighting equipment, and other equipment components. The manufacture of non-electrical lighting equipment such as light bulbs and candle holders, lighting equipment, flashlights, insect electric lamps, lanterns, street lighting equipment, lighting equipment/accessories for transport equipment (e.g., for motor vehicles, aircraft, boats). C.27.5. HOUSEHOLD APPLIANCES INDUSTRY 275000 Includes the manufacture of household appliances and small equipment, such as household equipment using electricity, gas, or other fuels, fans, vacuum cleaners, electric floor cleaning machines, cooking equipment, washing equipment, freezers, refrigerators, and other equipment such as dishwashers, water heaters, etc. C.27.9. OTHER ELECTRICAL EQUIPMENT INDUSTRY 279000 Self-explanatory. C.28.1. GENERAL PURPOSE MACHINERY INDUSTRY 281000 Includes the manufacture of machinery for general purposes, i.e., machinery commonly used in a broad scope of the ISIC industry, such as the manufacture of components used in the manufacture of various other machines or the manufacture of machinery supporting the operations of other businesses.

C.28.2. SPECIAL PURPOSE MACHINERY INDUSTRY Includes the manufacture of machinery for special purposes, i.e., machinery for exclusive use in the KBLI industry or small groups of KBLI industries. Most of these machines are used in industrial processes, such as the food industry or the textile industry. This group also includes the manufacture of special-purpose machinery for non-industrial activities. C.28.2.1. AGRICULTURAL AND FORESTRY MACHINERY INDUSTRY 282100 Self-explanatory. C.28.2.4. MINING, QUARRYING, AND CONSTRUCTION MACHINERY INDUSTRY 282400 Self-explanatory. C.28.2.5. FOOD, BEVERAGE, AND TOBACCO PROCESSING MACHINERY INDUSTRY 282500 Self-explanatory. C.28.2.6. TEXTILE, READY-MADE CLOTHING, AND LEATHER PRODUCTS MACHINERY INDUSTRY 282600 Self-explanatory. C.28.2.9. OTHER SPECIAL PURPOSE MACHINERY INDUSTRY 282900 Includes other special-purpose machinery industries, including metalworking and woodworking machine tools and machinery, as well as metallurgical machinery. C.29. MOTOR VEHICLE, TRAILER, AND SEMI-TRAILER INDUSTRY C.29.1. FOUR-WHEELED OR MORE MOTOR VEHICLE INDUSTRY 291000 Self-explanatory.

C.29.2. FOUR-WHEELED OR MORE MOTOR VEHICLE BODYWORK INDUSTRY AND TRAILER AND SEMI-TRAILER INDUSTRY 292000 Self-explanatory.
C.29.3. FOUR-WHEELED OR MORE MOTOR VEHICLE SPARE PARTS AND ACCESSORIES INDUSTRY 293000 Self-explanatory.
C.30. OTHER TRANSPORT EQUIPMENT INDUSTRY
C.30.1. SHIP AND BOAT MANUFACTURING INDUSTRY 301000 Self-explanatory.
C.30.2. LOCOMOTIVE AND RAILCAR INDUSTRY 302000 Self-explanatory.
C.30.3. AIRCRAFT AND ACCESSORIES INDUSTRY 303000 Self-explanatory.
C.30.9. OTHER TRANSPORT EQUIPMENT INDUSTRY N.E.C.

TWO-WHEELED AND THREE-WHEELED MOTORCYCLE INDUSTRY
309110 Self-explanatory.
OTHER TRANSPORT EQUIPMENT INDUSTRY N.E.C. 309900 Other transport industries, including military vehicle industry, bicycle industry, and wheelchair industry.
C.31. FURNITURE INDUSTRY 310000 Includes the manufacture of furniture and related products made from various materials except stone, cement, and ceramic. The processing used in furniture manufacturing is standard methods, i.e., material forming and component assembly, including cutting, molding, and coating. Product design, both for aesthetics and functional quality, is an important aspect of the production process. Furniture manufacturing tends to be a specialized activity. C.32. OTHER PROCESSING INDUSTRY 320000 Includes the manufacture of various personal goods not covered previously. This group includes protective safety equipment, brushes and brooms for various needs, various types of pens and pencils, labeling and dating equipment, umbrellas, walking sticks, locks, lighters, personal care goods, and various goods such as candles, flower arrangements, jokes and novelties, hands, tailor's dummies, coffins, etc., including taxidermy activities (mounting animal skins with cotton so they look like live animals). C.33. REPAIR AND INSTALLATION OF MACHINERY AND EQUIPMENT 330000 Repair and maintenance of machinery and equipment includes specific repair of goods produced by the processing industrial business sector with the aim of restoring machinery, equipment, and other products to good condition, including reconditioning services here.

General or routine maintenance (service) of these machines to ensure efficient machine operation and to prevent damage and unnecessary repairs are included here. This main group only includes specific repair and maintenance activities. Special machine installation is also included here. This main group does not include industrial machine cleaning, computer and communication equipment repair and maintenance, and household goods repair and maintenance. D. ELECTRICITY, GAS, STEAM/HOT WATER SUPPLY, AND AIR CONDITIONING D00000 Self-explanatory. D.35. ELECTRICITY, GAS, STEAM/HOT WATER SUPPLY, AND AIR CONDITIONING D.35.1. ELECTRIC POWER

RURAL ELECTRIC POWER 351001 Self-explanatory.
OTHER ELECTRIC POWER 351002 Self-explanatory.
D.35.2. NATURAL AND MAN-MADE GAS SUPPLY AND DISTRIBUTION 352000 Self-explanatory.
D.35.3. STEAM/HOT WATER SUPPLY, AIR CONDITIONING, AND ICE PRODUCTION 353000 Self-explanatory.
E. WATER MANAGEMENT, WASTE WATER MANAGEMENT, WASTE MANAGEMENT AND RECYCLING, AND REMEDIATION ACTIVITIES E00000 Self-explanatory.
E.36. WATER MANAGEMENT 360000 Self-explanatory.
E.37. WASTE WATER MANAGEMENT 370000 Self-explanatory.

E.38. WASTE MANAGEMENT AND RECYCLING 380000 Includes economic activities/business fields related to water management. This category also includes the management of various forms of waste/waste, such as solid or non-solid waste from households and industry, which can pollute the environment. The results of waste/waste processing can be disposed of or become input in other production processes. E.39. REMEDIATION ACTIVITIES AND OTHER WASTE MANAGEMENT 390000 Includes activities to recover or eliminate hazardous/toxic materials polluting soil, water (both underground and surface), sites/locations, or buildings or factories, including nuclear sites or factories, oil spills, pollution from sudden events, and other environmental pollution, toxic material cleanup, and other activities specifically related to pollution monitoring. F. CONSTRUCTION F00000 Includes economic activities/business fields in the construction sector, i.e., general construction activities and special construction for building and civil engineering works. Construction activities include new work, repairs, additions, and changes, erection of prefabricated buildings or structures at project sites, and temporary construction. F.41. BUILDING CONSTRUCTION

F.41.1.1. RESIDENTIAL BUILDING CONSTRUCTION

SIMPLE HOUSING CONSTRUCTION BANK TABUNGAN NEGARA
410111 Self-explanatory.
SIMPLE HOUSING CONSTRUCTION PERUMNAS
410112 Self-explanatory.
OTHER SIMPLE HOUSING CONSTRUCTION TYPE S.D. 21
410113 Self-explanatory.
OTHER SIMPLE HOUSING CONSTRUCTION TYPE 22 S.D. 70
410114 Self-explanatory.
MIDDLE, LARGE, LUXURY HOUSING CONSTRUCTION (TYPE ABOVE 70)
410115 Self-explanatory.
OTHER RESIDENTIAL BUILDING CONSTRUCTION
410119 Self-explanatory.
F.41.1.2. OFFICE BUILDING CONSTRUCTION 410120 Self-explanatory.
F.41.1.3. INDUSTRIAL BUILDING CONSTRUCTION 410130 Self-explanatory.
F.41.1.4. SHOPPING BUILDING CONSTRUCTION
SHOPPING BUILDING CONSTRUCTION PASAR INPRES
410141 Self-explanatory.
OTHER SHOPPING BUILDING CONSTRUCTION
410149 Self-explanatory.

F.41.1.9. OTHER BUILDING CONSTRUCTION 410190 Other building construction, including health building construction, educational building construction, lodging building construction, entertainment and sports building construction, and installation of prefabricated buildings for buildings. F.42. CIVIL ENGINEERING CONSTRUCTION Includes general civil engineering building construction activities, both new buildings, building repairs, building additions, and building changes, erection of prefabricated buildings/structures at project sites, and temporary construction. F.42.1. ROAD AND RAILWAY CONSTRUCTION

TOLL ROAD CONSTRUCTION 421101 Self-explanatory.
NON-TOLL ROAD CONSTRUCTION 421102 Self-explanatory.
BRIDGE AND OVERPASS CONSTRUCTION 421103 Self-explanatory.
RAILWAY AND RAIL BRIDGE CONSTRUCTION 421104 Self-explanatory.
OTHER ROAD CONSTRUCTION 421109 Other road construction, including tunnel construction and aircraft runways, as well as installation of prefabricated buildings for road and railway construction.
F.42.2. IRRIGATION, COMMUNICATION, AND WASTE NETWORK CONSTRUCTION
IRRIGATION NETWORK CONSTRUCTION 422110 Self-explanatory.
ELECTRICAL BUILDING CONSTRUCTION
RURAL ELECTRICAL BUILDING CONSTRUCTION 422131 Self-explanatory.

ELECTRICAL AND COMMUNICATION BUILDING CONSTRUCTION AND OTHERS 422139 Self-explanatory.

OTHER ELECTRICAL AND TELECOMMUNICATIONS NETWORK CONSTRUCTION
422190 Includes construction of drinking water, wastewater, and drainage treatment, conveyance, and storage buildings, sea navigation aid and river sign telecommunications construction, air navigation telecommunications construction, railway signal and telecommunications construction, telecommunications central construction, and groundwater well construction/drilling, installation of prefabricated buildings for irrigation, communication, and waste network construction. F.42.9. OTHER CIVIL ENGINEERING CONSTRUCTION
NON-FISHING PORT BUILDING CONSTRUCTION
429120 Self-explanatory.
OTHER CIVIL ENGINEERING CONSTRUCTION N.E.C. 429190 Includes installation of prefabricated buildings for other civil engineering construction.
F.43. SPECIAL CONSTRUCTION
F.43.1. DEMOLITION AND LAND PREPARATION Includes land preparation activities followed by construction activities, including moving existing previous buildings by crushing or lifting buildings and other structures.
TRANSMIGRATION SETTLEMENT LAND PREPARATION (PTPT)
431201 Self-explanatory.
RICE FIELD LAND PREPARING 431202 Self-explanatory.
OTHER LAND PREPARATION AND DEMOLITION
431209 Self-explanatory.
F.43.2. ELECTRICAL SYSTEM INSTALLATION, WATER (PIPE) INSTALLATION, AND OTHER CONSTRUCTION INSTALLATION 432000 Includes installation activities supporting the function of buildings, such as electrical system installation, plumbing, air conditioning (AC) and heating systems, water, gas, and waste disposal, elevators, etc., including additions, changes, maintenance, and repairs. F.43.3. BUILDING CONSTRUCTION FINISHING 433000 Includes interior and exterior building finishing activities, including the installation of doors, windows, stairs, other equipment, and similar items, ceilings, floors, walls, and movable room dividers, and other building finishing work not classified elsewhere. This group also includes interior store installation activities, mobile homes, ships, etc. F.43.9. OTHER SPECIAL CONSTRUCTION
CONSTRUCTION EQUIPMENT RENTAL WITH OPERATOR
439050 Includes the business of renting construction equipment or machinery and its accessories with an operator. For construction machinery and accessories rental without an operator, see 7730.
OTHER SPECIAL CONSTRUCTION N.E.C. 439090 Self-explanatory.

G. WHOLESALE AND RETAIL TRADE; REPAIR AND MAINTENANCE OF MOTOR VEHICLES AND MOTORCYCLES G00000 Self-explanatory.
G.45. MOTOR VEHICLE AND MOTORCYCLE TRADE, REPAIR, AND MAINTENANCE G.45.1. MOTOR VEHICLE TRADE 451000 Includes wholesale and retail trade of new and used motor vehicles, such as passenger cars, lorries, articulated trucks, special passenger vehicles, such as campers, ambulances, minibuses, etc. This also includes wholesale and retail trade of off-road vehicles (jeeps, etc.), trade through commission agents, and car auctions. G.45.2. MOTOR VEHICLE REPAIR AND MAINTENANCE 452000 Self-explanatory. G.45.3. MOTOR VEHICLE SPARE PARTS AND ACCESSORIES TRADE 453000 Self-explanatory. G.45.4. MOTORCYCLE TRADE, REPAIR, AND MAINTENANCE AND SPARE PARTS AND ACCESSORIES TRADE

MOTORCYCLE TRADE 454001 Self-explanatory.
MOTORCYCLE SPARE PARTS AND ACCESSORIES TRADE
454002 Self-explanatory.
MOTORCYCLE REPAIR AND MAINTENANCE 454003 Self-explanatory.

G.46. WHOLESALE TRADE, EXCEPT OF MOTOR VEHICLES AND MOTORCYCLES G.46.1. WHOLESALE ON A FEE OR CONTRACT BASIS 461000 Includes activities of agents, brokers, and all other wholesalers who trade on behalf of others or bring sellers and buyers together, including on the internet and similar agents in selling goods, machinery, ships, aircraft, and household furniture and hardware, among others. This also includes wholesale activities at auction houses.

G.46.2. WHOLESALE TRADE OF AGRICULTURAL PRODUCTS AND LIVE ANIMALS Includes wholesale of cereals, oil-bearing fruits, flowers, and ornamental plants, other forestry products, and live animals. Also included is wholesale of seeds and plant seedlings, animal seedlings, hides and skins, leather goods, and wholesale of materials, waste, agricultural residues, and by-products used for animal feed.

G.46.2.01. WHOLESALE TRADE OF RICE AND CEREALS

WHOLESALE TRADE OF CORN 462011 Self-evident.
WHOLESALE TRADE OF OTHER RICE AND CEREALS 462019 Self-evident.

G.46.2.02. WHOLESALE TRADE OF FRUITS CONTAINING OIL 462020 Self-evident.

G.46.2.04. WHOLESALE TRADE OF CUT TOBACCO 462040 Self-evident.

G.46.2.05. WHOLESALE TRADE OF LIVE ANIMALS 462050 Self-evident.

G.46.2.06. WHOLESALE TRADE OF FISHERY PRODUCTS 462060 Self-evident.

G.46.2.07. WHOLESALE TRADE OF FORESTRY AND HUNTING PRODUCTS

WOOD TRADE 462071 Self-evident.
WHOLESALE TRADE OF OTHER FORESTRY AND HUNTING PRODUCTS 462079 Self-evident.

G.46.2.08. WHOLESALE TRADE OF LEATHER AND LEATHER GOODS 462080 Self-evident.

G.46.2.09. WHOLESALE TRADE OF OTHER AGRICULTURAL AND LIVE ANIMAL PRODUCTS

RUBBER TRADE 462091 Self-evident.
CLOVE TRADE 462092 Self-evident.
PEPPER TRADE 462093 Self-evident.
COTTON TRADE 462094 Self-evident.
PALM OIL KERNEL TRADE 462095 Self-evident.
WHOLESALE TRADE OF OTHER AGRICULTURAL AND LIVE ANIMAL PRODUCTS 462099 Wholesale of other agricultural and live animal products, including wholesale of flowers and ornamental plants.

G.46.3. WHOLESALE TRADE OF FOOD, BEVERAGES, AND TOBACCO G.46.3.1. WHOLESALE TRADE OF AGRICULTURAL FOOD AND BEVERAGE MATERIALS

WHOLESALE TRADE OF RICE 463110 Self-evident.
WHOLESALE TRADE OF COFFEE, TEA, AND CACAO
- WHOLESALE TRADE OF COFFEE 463141 Self-evident.
- WHOLESALE TRADE OF TEA 463142 Self-evident.
WHOLESALE TRADE OF VEGETABLE OILS AND FATS 463150 Self-evident.
WHOLESALE TRADE OF OTHER AGRICULTURAL FOOD AND BEVERAGE MATERIALS 463190 Self-evident.

G.46.3.2. WHOLESALE TRADE OF FOOD AND BEVERAGE MATERIALS FROM ANIMAL AND FISHERY PRODUCTS

WHOLESALE TRADE OF PROCESSED SHRIMP 463201 Self-evident.
WHOLESALE TRADE OF OTHER FOOD AND BEVERAGE MATERIALS FROM ANIMAL AND FISHERY PRODUCTS 463209 Includes:
- Wholesale of dairy products.
- Wholesale of eggs and egg products.
- Wholesale of edible oils and fats of animal origin.
- Wholesale of meat and meat products.
- Wholesale of fishery products.

G.46.3.3. WHOLESALE TRADE OF OTHER FOOD AND BEVERAGES AND TOBACCO Includes:

Wholesale of sugar, chocolate, and confectionery.
Wholesale of bread products.
Wholesale of beverages.
Wholesale of tobacco products.
WHOLESALE TRADE OF SUGAR, CHOCOLATE, AND CONFECTIONERY 463301 Self-evident.
WHOLESALE TRADE OF CIGARETTES AND TOBACCO 463302 Self-evident.
WHOLESALE TRADE OF OTHER FOOD AND BEVERAGES 463309 Includes wholesale of other food and beverages such as bread products, alcoholic beverages, chocolate and confectionery, and non-dairy non-alcoholic beverages.

G.46.4. WHOLESALE TRADE OF HOUSEHOLD GOODS
G.46.4.1. WHOLESALE TRADE OF TEXTILES, CLOTHING, AND FOOTWEAR

WHOLESALE TRADE OF TEXTILES 464110 Self-evident.
WHOLESALE TRADE OF CLOTHING 464120 Self-evident.
WHOLESALE TRADE OF FOOTWEAR 464130 Self-evident.
WHOLESALE TRADE OF OTHER TEXTILES, CLOTHING, AND FOOTWEAR 464190 Self-evident.

G.46.4.9. WHOLESALE TRADE OF OTHER HOUSEHOLD GOODS 464900 Wholesale of other household goods, including wholesale of printing and publishing goods in various forms, wholesale of pharmaceuticals, traditional medicines, cosmetics, sports equipment, musical instruments, jewelry, and watches.

G.46.5. WHOLESALE TRADE OF MACHINERY, EQUIPMENT, AND SUPPLIES 465000 Includes wholesale of computers, telecommunications equipment, machinery for all types of industries, and general-purpose machinery. The scope of wholesale here is for office, agricultural, navigation, industrial, computer inspection, measuring instruments, and machine tool accessories. This also includes wholesale of some equipment, software, blank media, and recorders.

G.46.6. OTHER SPECIALIZED WHOLESALE TRADE
G.46.6.1. WHOLESALE TRADE OF SOLID, LIQUID, AND GAS FUELS AND YBDI PRODUCTS 466100 Includes wholesale of fuels, grease (polishing oil), lubricating oil, and oil.

G.46.6.2. WHOLESALE TRADE OF METALS AND METAL ORES 466200 Includes:

Wholesale of iron and non-iron metal ores.
Wholesale of basic form iron and non-iron metals.
Wholesale of semi-finished iron and non-iron metal products (YTDL).
Wholesale of gold and other precious metals (silver, platinum).

G.46.6.3. WHOLESALE TRADE OF BUILDING MATERIALS AND EQUIPMENT

WHOLESALE TRADE OF WOOD CONSTRUCTION MATERIALS 466301 Self-evident.
WHOLESALE TRADE OF OTHER CONSTRUCTION MATERIALS 466309 Wholesale of other construction materials such as metal goods for construction, glass, tiles, bricks, clay, lime, cement, stone sand, porcelain construction materials, and other construction materials.

G.46.6.9. WHOLESALE TRADE OF OTHER PRODUCTS INCLUDING SCRAP AND CUTTINGS YTDL

WHOLESALE TRADE OF FERTILIZERS AND AGROCHEMICAL PRODUCTS 466920 Self-evident.
WHOLESALE TRADE OF LABORATORY, PHARMACEUTICAL, AND MEDICAL EQUIPMENT 466930 Self-evident.
WHOLESALE TRADE OF PAPER AND CARDBOARD 466950 Self-evident.
WHOLESALE TRADE OF USED AND UNUSED SCRAP (SCRAP) 466970 Self-evident.
WHOLESALE TRADE OF OTHER PRODUCTS YTDL 466990 Wholesale of other products, such as wholesale of basic chemical materials and goods, wholesale of basic form rubber and plastics, wholesale of paper and cardboard goods, and other wholesale.

G.47. RETAIL TRADE, EXCEPT OF MOTOR VEHICLES AND MOTORCYCLES G.47.1. RETAIL TRADE OF VARIOUS GOODS IN STORES G.47.1.1. RETAIL TRADE PRIMARILY OF FOOD, BEVERAGES, OR TOBACCO IN STORES 471100 Self-evident.

G.47.1.9. RETAIL TRADE OF VARIOUS GOODS DOMINATED BY NON-FOOD AND TOBACCO GOODS IN STORES 471900 Self-evident.

G.47.2. SPECIALIZED RETAIL TRADE OF FOOD, BEVERAGES, AND TOBACCO IN STORES G.47.2.1. SPECIALIZED RETAIL TRADE OF AGRICULTURAL FOOD COMMODITIES IN STORES 472001 Includes trade of various foods, such as fresh fruits and vegetables, milk and eggs, meat (including chicken or poultry), and fish.

G.47.2.9. OTHER SPECIALIZED RETAIL TRADE OF FOOD, BEVERAGES, AND TOBACCO IN STORES 472009 Includes specialized retail trade of other food, beverages, and tobacco in stores such as specialized retail trade of beverages in stores, specialized retail trade of cigarettes and tobacco in stores, and specialized retail trade of industrial food products in stores.

G.47.3. 473000 Includes:
SPECIALIZED RETAIL TRADE OF MOTOR VEHICLE FUELS

Retail trade of motor vehicle and motorcycle fuel, including generators
Public filling stations (SPBU)
Retail trade of lubricating oil products and cooling products for cars
This sub-group does not include:
Wholesale of fuels, see 466100
Retail trade of LPG for cooking or heating, see 477700

G.47.4. SPECIALIZED RETAIL TRADE OF INFORMATION AND COMMUNICATION EQUIPMENT IN STORES 474000 Includes specialized retail trade of information and communication equipment such as computers and accessories, telecommunications equipment, and household electronics. Includes video game consoles, players, recorders, radios, and televisions.

G.47.5. SPECIALIZED RETAIL TRADE OF OTHER HOUSEHOLD EQUIPMENT IN STORES Includes specialized retail trade of household equipment, such as textiles, building materials, floor coverings, electrical equipment, and furniture. Includes retail trade of lighting goods, household appliances, breakables, musical instruments, security systems, and other household goods and equipment (YTDL).

G.47.5.1. SPECIALIZED RETAIL TRADE OF TEXTILES IN STORES 475100 Includes:

Retail trade of fabric.
Retail trade of yarn.
Retail trade of base materials for making carpets, decorative carpets.
Walls and embroidery or embroidery.
Retail trade of textiles.
Retail trade of sewing accessories, such as needles, sewing thread, and others.
This sub-group does not include:
Retail trade of clothing, see 4771.

G.47.5.2. SPECIALIZED RETAIL TRADE OF BUILDING MATERIALS, PAINT, AND GLASS IN STORES 475200 Includes:

Retail trade of building materials (hardware).
Retail trade of paint, varnish, and lacquer.
Retail trade of flat glass.
Retail trade of other building materials such as bricks, wood, sanitary/cleaning equipment.
Retail trade of ready-to-use materials and equipment.
This sub-group also includes:
Retail trade of lawn mowers.
Retail trade of sauna equipment.

G.47.5.9. 475900 Includes:
SPECIALIZED RETAIL TRADE OF FURNITURE, HOUSEHOLD ELECTRICAL EQUIPMENT, LIGHTING EQUIPMENT, AND OTHER HOUSEHOLD EQUIPMENT IN STORES

Specialized retail trade of carpets, rugs, wall and floor coverings in stores.
Retail trade of furniture or household furnishings.
Retail trade of lighting goods.
Retail trade of household supplies and dining equipment, breakables or pottery, glass goods, porcelain, and clay goods.
Retail trade of wooden, cork, and woven goods.
Retail trade of household tools.
Retail trade of musical instruments and sheet music.
Retail trade of security systems, such as locks, security devices, and iron rooms, without installation or maintenance services.
Retail trade of household goods and equipment.

G.47.6. SPECIALIZED RETAIL TRADE OF CULTURAL AND RECREATION GOODS IN SPECIALIZED STORES 476000 Includes specialized retail trade of cultural and recreation goods, such as books, newspapers, and stationery, music and video recordings, sports equipment, games, and toys.

G.47.7. SPECIALIZED RETAIL TRADE OF OTHER GOODS IN STORES G.47.7.1. SPECIALIZED RETAIL TRADE OF CLOTHING, FOOTWEAR, AND LEATHER GOODS IN STORES 477100 Self-evident.

G.47.7.2. SPECIALIZED RETAIL TRADE OF CHEMICALS, PHARMACEUTICALS, MEDICAL EQUIPMENT, PERFUME, AND COSMETICS IN STORES 477200 Self-evident.

G.47.7.3. SPECIALIZED RETAIL TRADE OF OTHER NEW GOODS IN STORES 477300 Self-evident.

G.47.7.4. SPECIALIZED RETAIL TRADE OF USED GOODS IN STORES 477400 Self-evident.

G.47.7.7. RETAIL TRADE OF FUEL OTHER THAN MOTOR VEHICLE FUEL IN STORES 477700 Self-evident.

G.47.7.8. RETAIL TRADE OF CRAFTS AND PAINTINGS IN STORES 477800 Self-evident.

G.47.7.9. OTHER SPECIALIZED RETAIL TRADE YTDL 477900 Specialized retail trade of other goods, including specialized retail trade of pets and livestock, retail trade of sewing machines and accessories, other machines and accessories, non-motor land transport equipment and accessories, water transport equipment and accessories, agricultural equipment, and carpentry.

G.47.8. STREET AND MARKET STALL RETAIL TRADE
G.47.8.1. STREET AND MARKET STALL RETAIL TRADE OF AGRICULTURAL PRODUCTS 478100 Self-evident.

G.47.8.2. STREET AND MARKET STALL RETAIL TRADE OF FOOD, BEVERAGES, AND INDUSTRIAL PROCESSING TOBACCO PRODUCTS 478200 Self-evident.

G.47.8.3. STREET AND MARKET STALL RETAIL TRADE OF TEXTILES, CLOTHING, AND FOOTWEAR 478300 Self-evident.

G.47.8.4. STREET AND MARKET STALL RETAIL TRADE OF CHEMICALS, PHARMACEUTICALS, COSMETICS, AND YBDI 478400 Self-evident.

G.47.8.6. STREET AND MARKET STALL RETAIL TRADE OF HOUSEHOLD EQUIPMENT 478600 Self-evident.

G.47.8.7. STREET AND MARKET STALL RETAIL TRADE OF PAPER, PAPER GOODS, STATIONERY, PRINTED GOODS, SPORTS EQUIPMENT, MUSICAL INSTRUMENTS, PHOTOGRAPHY EQUIPMENT, AND COMPUTERS 478700 Includes:

Retail trade of paper, cardboard, and paper goods on streets or market stalls.
Retail trade of stationery and drawing tools on streets or market stalls.
Retail trade of printing and publishing results on streets or market stalls.
Retail trade of sports equipment and musical instruments on streets or market stalls.
Retail trade of photography equipment, optical equipment, and accessories on streets or market stalls.
Retail trade of office machines on streets or market stalls.
Retail trade of mixed paper, cardboard, paper goods, stationery, drawing tools, printing and publishing results, and others on streets or market stalls.

G.47.8.8. STREET AND MARKET STALL RETAIL TRADE OF CRAFTS, CHILDREN'S TOYS, AND PAINTINGS 478800 Self-evident.

G.47.8.9. STREET AND MARKET STALL RETAIL TRADE OF OTHER GOODS AND USED GOODS

STREET AND MARKET STALL RETAIL TRADE OF OIL FUEL, GAS, LUBRICATING OIL, AND OTHER FUELS 478920 Self-evident.
STREET AND MARKET STALL RETAIL TRADE OF USED HOUSEHOLD EQUIPMENT 478940 Self-evident.
STREET AND MARKET STALL RETAIL TRADE OF OTHER GOODS 478990 Street and market stall retail trade of other goods and used goods such as live animal markets, antique markets, clothing markets, footwear markets, used clothing and personal accessory markets, used electrical and electronic goods.

G.47.9. RETAIL TRADE NOT IN STORES, STREET, AND MARKET STALLS Includes retail trade activities of various types of goods via mail order, internet, door-to-door sales, "vending machines," traveling traders, and various methods not covered above and others. Includes direct sales auctions via television, radio, and telephone and internet, all types of products in various ways not covered in previous groups, (direct sales and direct delivery to consumer location, auctions (retail) not in stores, and retail trade (not in stores) by commission agents).

G.47.9.1. RETAIL TRADE VIA POSTAL ORDER OR INTERNET 479100 Retail trade via mail or via internet (ecommerce), buyers make their choices through advertisements, catalogs, website information, samples, or other advertising media. Buyers order via mail, telephone, or internet (usually through special facilities provided by the website). Purchased products can be directly taken (downloaded) from the internet or physically delivered to the customer.

G.47.9.9. OTHER RETAIL TRADE NOT IN STORES, KIOSKS, STREET, AND MARKET STALLS 479900 Retail trade not in stores, kiosks, street, and market stalls, including retail trade on a fee (fee) or contract basis, traveling retail trade of food, beverages, chemicals, pharmaceuticals, cosmetics, and other traveling retail trade.

H. TRANSPORT AND WAREHOUSING H00000 Includes the provision of passenger or freight transport, whether scheduled or not, using rail, pipeline, land, water, or air routes and related activities such as terminal and parking facilities, cargo handling/loading and unloading, warehousing, and others. Included in this category is the rental of transport vehicles with drivers or operators, as well as postal and courier activities.

H.49. LAND TRANSPORT AND PIPELINE TRANSPORT
H.49.1. RAIL TRANSPORT 491000 Includes railway transport for passengers and/or freight using various types of train sets via main rail lines, usually spread over a wide geographical area (long distance). Freight transport via short-distance freight routes is also included here.

H.49.2. BUS TRANSPORT Includes scheduled or unscheduled short or long-distance bus transport. Also includes scheduled or charter tourist and tourism buses, school bus operations, and employee buses.

H.49.2.1. ROUTED BUS TRANSPORT 492100 Self-evident.

H.49.2.2. NON-ROUTED BUS TRANSPORT

TOURIST BUS TRANSPORT 492210 Self-evident.
OTHER NON-ROUTED BUS TRANSPORT 492290 Includes non-routed land bus transport, other than tourist bus transport. Such as charter bus transport, excursions, and other periodic bus transport.

H.49.3. PIPELINE TRANSPORT 493000 Self-evident.

H.49.4. LAND TRANSPORT OTHER THAN BUS
H.49.4.1. NON-BUS LAND TRANSPORT FOR PASSENGERS, ROUTED 494100 Self-evident.

H.49.4.2. OTHER LAND TRANSPORT FOR PASSENGERS 494200 Self-evident.

H.49.4.3. LAND TRANSPORT FOR FREIGHT 494300 Self-evident.

H.49.4.5. RAIL TRANSPORT

TOURIST RAIL TRANSPORT 494501 Includes the operation of trains using special tracks for tourism such as rail transport in tourist areas, such as Mak Itam Tourist Train in West Sumatra, Singkarak Lake Tourist Train in West Sumatra, Lori Kaliraga Tourist Train in East Java, Ambawara Tourist Train in Central Java.
OTHER RAIL TRANSPORT 494509 Includes the operation of cable cars, hill railways, cable cars (gondolas), and others.

H.50. WATER TRANSPORT Includes passenger or freight transport in waters, whether scheduled or not. Includes the operation of tug or pusher boats, cruise ships, tourist boats, or explorers, ferries, water taxis, and others.

H.50.1. SEA TRANSPORT
H.50.1.1. DOMESTIC SEA TRANSPORT FOR PASSENGERS 501100 Domestic sea transport for passengers, whether scheduled or not, such as the operation of ships for tourism, cruise ships, or explorer boats, tourist boats; and the operation of ferries, water taxis, and others, including domestic liner and tramp sea transport for passengers, domestic transport for tourism, pioneer transport for passengers.

SEA TRANSPORT FOR TOURISM 501130 Also includes foreign sea transport for tourism.
DOMESTIC SEA TRANSPORT FOR PASSENGERS OTHER THAN TOURISM 501190 Self-evident.

H.50.1.2. FOREIGN SEA TRANSPORT FOR PASSENGERS 501200 Foreign sea transport for passengers, whether scheduled or not, such as the operation of ships for tourism, cruise ships, or explorer boats, tourist boats; and the operation of ferries, water taxis, and others.

H.50.1.3. DOMESTIC SEA TRANSPORT FOR FREIGHT 501300 Self-evident.

H.50.1.4. FOREIGN SEA TRANSPORT FOR FREIGHT 501400 Self-evident.

H.50.2. RIVER, LAKE, AND FERRY TRANSPORT
Includes passenger or freight transport businesses in inland waters such as river, lake, and ferry transport, using ships that are not suitable for sea transport.

H.50.2.1. RIVER, LAKE, AND FERRY TRANSPORT FOR PASSENGERS

RIVER AND LAKE TRANSPORT FOR TOURISM AND YBDI 502101 Self-evident.
FERRY TRANSPORT FOR PASSENGERS 502102 Self-evident.

H.50.2.2. RIVER, LAKE, AND FERRY TRANSPORT FOR FREIGHT 502200 Self-evident.

H.51. AIR TRANSPORT

SCHEDULED AIR TRANSPORT FOR PASSENGERS 511001 Includes scheduled domestic general air transport for passengers, scheduled domestic pioneer air transport for passengers, and scheduled foreign air transport for passengers.
UNSCHEDULED AIR TRANSPORT FOR PASSENGERS 511002 Self-evident.
OTHER AIR TRANSPORT FOR PASSENGERS 511009 Includes air transport businesses for passengers not classified elsewhere. Includes air transport for sports and tourism.
AIR TRANSPORT FOR FREIGHT 512000 Self-evident.

H.52. WAREHOUSING AND SUPPORT ACTIVITIES FOR TRANSPORT Includes warehousing and transport support activities, such as the operation of transport infrastructure (e.g., airports, ports, tunnels, bridges, and others), transport agency activities, and cargo handling/loading and unloading.

H.52.1. WAREHOUSING AND STORAGE 521000 Includes the operation of storage and warehousing facilities for all types of goods, such as the operation of closed warehouses for storing animal feed grains, general merchandise warehouses, refrigerated warehouses, storage tanks (oil, water, and others).

H.52.2. SUPPORT ACTIVITIES FOR TRANSPORT 522000 Includes transport support activities for land, water, or air transport, for passengers or freight, such as the operation of parts of transport infrastructure or activities related to cargo handling immediately before or after transport or between transport segments. Includes the operation and maintenance of all transport facilities, operation of terminal facilities, infrastructure, fire prevention, fire fighting services, driver assistants, cargo handling and management services, broker handling services, and cargo services.

H.53. POSTAL AND COURIER ACTIVITIES 530000 Includes postal and courier activities, such as the collection, processing, transport, and delivery of letters and packages through various delivery mechanisms, including local delivery services.

I. ACCOMMODATION AND FOOD SERVICE PROVIDERS
I00000 Includes the provision of short-term accommodation for visitors and other travelers. Includes the provision of longer-term accommodation for students, workers, and similar persons. Accommodation provision may provide only accommodation facilities or accommodation and food and beverage facilities, or accommodation, food and beverage, and/or recreation facilities.

I.55. ACCOMMODATION PROVIDERS
I.55.1. SHORT-TERM ACCOMMODATION PROVIDERS
I.55.1.1. STAR HOTELS 551100 Self-evident.

I.55.1.2. JASMINE HOTELS 551200 Self-evident.

I.55.9 OTHER ACCOMMODATION PROVIDERS 559000 Other accommodation providers such as tourist cottages, youth inns, camping grounds, villas, caravan stops, hotel apartments, other short-term accommodation providers.

I.56. FOOD AND BEVERAGE PROVIDERS
Includes the provision of short-term lodging accommodation for visitors and other travelers as well as the provision of food and beverages for immediate consumption. The number and types of additional services provided in this category vary greatly. Does not include the provision of long-term accommodation such as primary residence, preparation of food or beverages not for immediate consumption or sold through wholesale and retail trade activities.

RESTAURANTS AND DINING ESTABLISHMENTS 561001 Encompasses food service business types located in part or all of a permanent building that sells and serves food and beverages to the public at its business premises, whether equipped with equipment/utensils for processing and storage or not, and has received a decision letter as a restaurant/dining establishment from the managing agency.
OTHER FOOD AND BEVERAGE SUPPLY
561009 Supply of food and beverages other than restaurants.
J. INFORMATION AND COMMUNICATION J00000 Encompasses the production and distribution of information and cultural products, provision of facilities to transmit or distribute such products, as well as data or communication activities, information technology and data processing, and other information service activities. J.58. PUBLISHING ACTIVITIES 580000 Encompasses the publishing of books, brochures, leaflets, dictionaries, encyclopedias, atlases, maps, and charts; publishing of newspapers, journals, magazines, and other periodicals; directories and mailing lists, and other publishing, as well as software publishing. J.59. MOTION PICTURE, VIDEO AND TELEVISION PROGRAM PRODUCTION, SOUND RECORDING AND MUSIC PUBLISHING ACTIVITIES

J.59.1. MOTION PICTURE, VIDEO AND TELEVISION PROGRAM PRODUCTION ACTIVITIES 591000 Encompasses the making of motion pictures, whether on film, video tape, or disk for direct cinema projection or for television broadcast; supporting activities such as editing, cutting, dubbing of films, and others; distribution of motion pictures and other film productions for other industries; including their projection. Also includes the purchase and sale of distribution rights for motion pictures or other film productions. J.59.2. SOUND RECORDING AND MUSIC PUBLISHING ACTIVITIES 592000 Encompasses the production, release, promotion, and distribution of sound recordings. Includes sound recording services and music publishing activities. Publishing of music books and sheet music is included here. J.60. BROADCASTING AND PROGRAMMING ACTIVITIES 600000 Encompasses the making of complete television channel programs, from purchased program components, such as films, documentaries, and others, self-produced program components (e.g., local news, live reports), or a combination of both. J.61. TELECOMMUNICATIONS

TELECOMMUNICATIONS ACTIVITIES WITH CABLE, WIRELESS, AND SATELLITE
610001 Encompasses the operation, maintenance, or provision of "access" to facilities for the transmission of voice, data, scripts, sound, and video using telecommunications infrastructure with cables, wireless, and satellites.
TELEPHONE VALUE-ADDED SERVICES AND MULTIMEDIA SERVICES
610002 Encompasses telephone value-added services and multimedia services. Telephone Value-Added Services encompass the provision of basic telephone value-added services offering basic telephone value-added services including, but not limited to, telephone services via intelligent networks (IN), calling cards, and others. This subcategory includes the provision of premium call services; provision of paging services for the public; provision of premium SMS services; and provision of other telephone value-added services. Multimedia Services include:
Provision of internet access via networks between clients and ISPs not owned or controlled by the ISP, such as internet access via dial-up and similar methods.
Provision of internet access in open facilities for the public.
Provision of telecommunications services via telecommunications connections, such as VOIP (Voice Over Internet Protocol).
Provision of other multimedia services.
OTHER TELECOMMUNICATIONS ACTIVITIES YTDL 610009 Encompasses:
Provision of telecommunications for own use.
Provision of telecommunications for national security purposes.
Provision of telecommunications for broadcasting purposes.
Resale of telecommunications (e.g., purchase and sale of network capacity without providing value-added services).
J.62. COMPUTER PROGRAMMING, COMPUTER CONSULTING AND OTHER IT SERVICES Encompasses activities providing expertise in information technology, such as writing, modifying, testing, and providing support for software; planning and designing computer systems that integrate computer hardware, software, and communication technology; management and operation of computer systems and/or data processing facilities at the client's location; and professional and technical activities related to computers. J.62.0.1. COMPUTER PROGRAMMING ACTIVITIES 620100 Encompasses expertise activities in the field of information technology, such as writing, modifying, testing, and providing support for software. J.62.0.2. COMPUTER CONSULTING AND COMPUTER FACILITIES MANAGEMENT ACTIVITIES 620200 Encompasses planning and designing computer systems that integrate computer hardware, software, and communication technology, as well as other information technology and computer service activities.

J.63. INFORMATION SERVICES Encompasses web search portal activities, data processing and hosting, and other activities primarily providing information. J.63.1. DATA PROCESSING, HOSTING AND OTHER IT SERVICES ACTIVITIES; WEB PORTALS J.63.1.1. DATA PROCESSING, HOSTING AND OTHER IT SERVICES ACTIVITIES Encompasses the provision of infrastructure for hosting, data processing, and related activities; specialized hosting activities such as web hosting, streaming services, and application hosting; provision of application services; provision of time-sharing mainframe facilities to clients; data processing activities, such as complete processing and preparation of special reports from client data; provision of data entry services.

DATA PROCESSING ACTIVITIES 631110 Encompasses data processing and tabulation activities for all types of data. These activities may cover the entire stage of processing and report writing from data provided by customers, or only part of the processing stages. Includes allocation of mainframe facilities to clients, provision of data entry services, and big data management activities.
HOSTING AND OTHER IT SERVICES ACTIVITIES 631120 Encompasses business services related to the provision of hosting infrastructure, data processing services, and other IT services, and hosting specialization, such as web-hosting, streaming services, and application hosting. Includes Cloud Computing storage such as DropBox, Google Drive, 4shared.

J.63.1.2. WEB PORTALS Encompasses:

Operation of websites using search engines to generate and maintain large databases of internet addresses and content in easily searchable formats.
Operation of other sites acting as portals to the internet, such as media sites providing content updated periodically.
WEB PORTALS AND/OR NON-COMMERCIAL DIGITAL PLATFORMS
631210 Self-evident.
WEB PORTALS AND/OR COMMERCIAL DIGITAL PLATFORMS
631220 Included in this group are commercial (profit-oriented) websites/portals and/or digital platforms, which are applications used to facilitate and/or mediate electronic transaction services, including but not limited to: marketplaces, digital advertising, financial technology (FinTech), and on-demand online services. J.63.9. OTHER INFORMATION SERVICES ACTIVITIES J.63.9.1. NEWS AGENCY ACTIVITIES 639100 Self-evident. J.63.9.9. OTHER INFORMATION SERVICES ACTIVITIES YTDL 639900 Self-evident. K. FINANCIAL AND INSURANCE ACTIVITIES K00000 K.64. FINANCIAL SERVICE ACTIVITIES, EXCEPT INSURANCE AND PENSION FUNDS

K.64.1. MONETARY INTERMEDIATION 641000 Encompasses the acquisition of funds in the form of transferable or transferable deposits, i.e., funds determined in monetary form, obtained daily, separate from the central bank, obtained from non-financial sources. K.64.9. OTHER FINANCIAL SERVICE ACTIVITIES, EXCEPT INSURANCE AND PENSION FUNDS K.64.9.1. FINANCIAL LEASING WITH OPTION TO PURCHASE 649100 Financial Leasing where the account structure includes the expected life of the asset and the lessee receives all benefits from its use and assumes all risks related to ownership. Ownership of the asset may or may not be transferred at the end. Financial Leasing with Option to Purchase includes total costs or all actual costs including interest. K.64.9.9. OTHER FINANCIAL SERVICE ACTIVITIES YTDL, EXCEPT INSURANCE AND PENSION FUNDS 649900 Encompasses:

Other financial service activities, primarily regarding fund distribution rather than lending, such as factoring activities, writing of swaps, options, and other restrictions, and activities of companies resolving the purchase of insurance policies from bankrupt companies.
Investment activities on own account, such as venture capital companies, investment clubs, and others.

K.65. INSURANCE, REINSURANCE, AND PENSION FUNDS, EXCEPT MANDATORY SOCIAL SECURITY 650000 Encompasses the provision of old-age insurance guarantees and insurance premium policies and savings to build a portfolio of financial assets used for future claims. Also includes the provision of direct insurance and reinsurance. Does not include insurance, reinsurance, and pension funds that are mandatory social security. K.66. FINANCIAL SERVICE, INSURANCE, AND PENSION FUND SUPPORT ACTIVITIES Encompasses the provision of services included in or closely related to financial services, insurance, and pension funds, but not provided by the services themselves. This group is broken down by the type of financial transaction or financing. K.66.1. FINANCIAL SERVICE SUPPORT ACTIVITIES, EXCEPT INSURANCE AND PENSION FUNDS

FOREIGN EXCHANGE EXCHANGE ACTIVITIES (MONEY
CHANGER)
661001 Self-evident.
OTHER FINANCIAL SERVICE SUPPORT ACTIVITIES
661009 Encompasses other financial service support activities such as:
Financial market administration (capital markets and futures markets).
Intermediary trading of commodity contracts and securities.
Financial transaction processing and settlement activities, including credit card transactions.
Investment advisory services.
Mortgage advisory and brokerage activities.
K.66.2. INSURANCE AND PENSION FUND SUPPORT ACTIVITIES 662000 Encompasses acting as an agent (broker) in selling old-age savings and insurance policies or providing other labor insurance benefits and services related to pensions, such as claim adjustment and third-party administration. This coverage includes insurance administration services, insurance agent and broker activities, and activities included in or closely related to insurance and pension funds.
L. REAL ESTATE L00000 Encompasses activities of persons who rent, act as agents and/or brokers/intermediaries in the sale or purchase of real estate, real estate leasing, and the provision of other real estate services, such as real estate appraisal services or acting as a real estate executor. Activities in this category can be conducted on own property or on rented property of others, and can be conducted on a fee or contract basis. Includes building construction activities, combined with the maintenance or leasing of the building. This category includes real estate building managers. Real estate is property consisting of land and buildings.
L.68. REAL ESTATE
L.68.1. OWNED OR LEASED REAL ESTATE AND TOURISM AREAS

L.68.1.1. OWNED OR LEASED REAL ESTATE

SIMPLE PERUMNAS HOUSING REAL ESTATE
681101 Self-evident.
SIMPLE PERUMNAS HOUSING REAL ESTATE TYPE 21
681102 Self-evident.
MEDIUM, LARGE, OR LUXURY PERUMNAS HOUSING REAL ESTATE (TYPE ABOVE 70)
681103 Self-evident.
FLAT / APARTMENT REAL ESTATE 681104 Self-evident.
SHOPPING CENTER BUILDING REAL ESTATE (MALL,
PLAZA)
681105 Self-evident.
OFFICE BUILDING REAL ESTATE 681106 Self-evident.
SHOP-HOUSE BUILDING REAL ESTATE (RUKO)
OR OFFICE-HOME BUILDING (RUKAN)
681107 Self-evident.
OTHER REAL ESTATE 681108 Self-evident.
L.68.1.2. TOURISM AREAS 681200 Encompasses the management of land with an area of at least 100 (one hundred) hectares, organizing and dividing it further into specific node units or environments, building or leasing node units for the development of necessary tourism infrastructure and facilities, with pre-prepared requirements, implementing and/or overseeing tourism business development according to existing requirements, and building or providing facilities for tourism business administration purposes. L.68.1.3. INDUSTRIAL AREAS 681300 This group encompasses the management of land with an area of at least 50 (fifty) hectares in one contiguous area, designated as an area for concentrated industrial activities, equipped with supporting infrastructure developed and managed by Industrial Area Companies that have an Industrial Area Business License. Includes the management of Specific Industrial Areas for Micro, Small, and Medium Enterprises of at least 5 (five) hectares in one contiguous area. L.68.2. REAL ESTATE ON A FEE OR CONTRACT BASIS 682000 Encompasses the provision of real estate on a fee or contract basis, including services related to real estate, such as intermediary services, real estate management on a fee or contract basis, real estate appraisal services, and third-party real estate agents. M. PROFESSIONAL, SCIENTIFIC, AND TECHNICAL ACTIVITIES M00000 Encompasses specifically professional, scientific, and technical activities; these activities require a high level of training and produce specialized knowledge and skills available to users. M.69. LEGAL AND ACCOUNTING ACTIVITIES 690000 Encompasses legal representation of a group's interest against another group, both before and after court proceedings or other judicial bodies or under supervision, such as legal representation and advice for civil cases, legal representation and advice in criminal cases, legal representation and advice related to labor disputes. This main group also includes the preparation of legal documents such as merger laws, cooperation agreements, or similar documents in relation to company formation, patents, and copyrights, preparation of deeds, wills, powers of attorney, and other activities such as those of public notaries, civil law notaries, bailiffs, arbitrators, examiners, or auditors. Also includes accounting and bookkeeping services such as auditing accounting records, designing accounting systems, preparing bookkeeping, and financial reports. M.70. HEAD OFFICE AND MANAGEMENT CONSULTANCY ACTIVITIES Encompasses the provision of advice and assistance to other businesses and organizations on management issues, such as strategic and organizational plans, financing and financial plans, policies and marketing objectives, plans, practices, and policies for human resources, production schedules, and supervision plans. This main group also includes the management and supervision of other units within a company or enterprise, as one of the head office activities.
TOURISM CONSULTANCY ACTIVITIES 702010 Encompasses tourism consultant activities, including the presentation of views, suggestions, preparation of feasibility studies, planning, supervision, management, and research in the field of tourism.
OTHER HEAD OFFICE AND MANAGEMENT CONSULTANCY ACTIVITIES
702090 Encompasses provisions for advisory assistance, guidance, and operational business and organizational management issues, such as strategic and organizational planning; decisions related to finance; marketing objectives and policies; planning, practices, and policies for human resources; production scheduling and control planning. The provision of these business services may include advisory assistance, guidance, and operational support for various management functions, management consulting by agronomists and agricultural economists in the field of agriculture and similar fields, design of accounting methods and procedures, cost accounting programs, budget supervision procedures, advice and assistance for businesses and community services in planning, organization, efficiency, and supervision, management information, and others.

M.71. ARCHITECTURAL AND ENGINEERING ACTIVITIES; ANALYSIS AND TECHNICAL TESTING 710000 Encompasses the provision of architectural services, engineering services, drafting services, building inspection services, land surveying services, and mapping services. This main group also includes the execution of physical, chemical, and other analytical testing services. M.72. SCIENTIFIC RESEARCH AND DEVELOPMENT M.72.1. SCIENTIFIC RESEARCH AND DEVELOPMENT OF NATURAL SCIENCES AND TECHNOLOGY AND ENGINEERING 721000 Encompasses experimental research and development activities in natural sciences and engineering. Besides experimental biotechnology research, such as experimental research and development in natural sciences, engineering and technology, medical sciences (biotechnology), agricultural sciences, and interdisciplinary research and development, primarily natural sciences and engineering. M.72.2. SCIENTIFIC RESEARCH AND DEVELOPMENT OF SOCIAL SCIENCES AND HUMANITIES 722000 Encompasses research and development activities in social sciences and humanities, such as research and development in the field of humanities, interdisciplinary research and development, primarily social sciences and the field of humanities.

M.73. ADVERTISING AND MARKET RESEARCH 730000 Encompasses the creation and placement of advertisements, such as advertisements in magazines, newspapers, radio, television, or other media, and the design of structure and exhibition locations. M.74. OTHER PROFESSIONAL, SCIENTIFIC, AND TECHNICAL ACTIVITIES 740000 Encompasses the provision of professional scientific and technical services (excluding legal and accounting activities; architectural and civil engineering activities; technical testing and analysis; management and management consulting activities; research and development, and advertising activities). Writer activities for all subjects, including fiction, technical, and others, are classified in subcategories 900001 and 900009. M.75.0. ANIMAL HEALTH ACTIVITIES 750000 Encompasses the provision of animal health care and supervision activities for livestock and pets conducted by qualified veterinarians in animal hospitals, as well as when visiting farms, stables, or homes or other places. Also includes clinical pest and disease treatment activities and other diagnostic activities by veterinary assistants or other personnel, and animal ambulance activities. N. RENTAL AND LEASING ACTIVITIES WITHOUT OPTION TO PURCHASE, LABOR ACTIVITIES, TRAVEL AGENCY ACTIVITIES, AND OTHER BUSINESS SUPPORT ACTIVITIES N00000 Encompasses various activities supporting business or general business operations. These activities differ from activities included in category M, as the primary goal is not the transfer of specialized knowledge.

N.77. RENTAL AND LEASING ACTIVITIES WITHOUT OPTION TO PURCHASE N.77.1. RENTAL AND LEASING ACTIVITIES WITHOUT OPTION TO PURCHASE OF CARS, BUSES, TRUCKS, AND SIMILAR VEHICLES 771000 Self-evident. N.77.2. RENTAL AND LEASING ACTIVITIES WITHOUT OPTION TO PURCHASE OF PERSONAL AND HOUSEHOLD GOODS 772000 Encompasses rental and leasing activities without option to purchase (operational leasing) of personal and household goods, such as the rental of sports and recreation equipment and video tapes. These activities generally cover short-term rental of goods, although under certain conditions, such goods may be rented for long periods. N.77.3. RENTAL AND LEASING ACTIVITIES WITHOUT OPTION TO PURCHASE OF MACHINERY, EQUIPMENT, AND OTHER TANGIBLE GOODS

RENTAL AND LEASING ACTIVITIES WITHOUT OPTION TO PURCHASE OF NON-MOTORIZED LAND TRANSPORTATION EQUIPMENT
773020 Self-evident.
RENTAL AND LEASING ACTIVITIES WITHOUT OPTION TO PURCHASE OF WATER TRANSPORTATION EQUIPMENT
773030 Self-evident.
RENTAL AND LEASING ACTIVITIES WITHOUT OPTION TO PURCHASE OF AIR TRANSPORTATION EQUIPMENT
773040 Self-evident.
RENTAL AND LEASING ACTIVITIES WITHOUT OPTION TO PURCHASE OF AGRICULTURAL MACHINERY AND EQUIPMENT
773050 Self-evident.
RENTAL AND LEASING ACTIVITIES WITHOUT OPTION TO PURCHASE OF CONSTRUCTION AND CIVIL ENGINEERING MACHINERY AND EQUIPMENT
773060 Self-evident.
RENTAL AND LEASING ACTIVITIES WITHOUT OPTION TO PURCHASE OF OFFICE MACHINERY AND EQUIPMENT
773070 Self-evident.
RENTAL AND LEASING ACTIVITIES WITHOUT OPTION TO PURCHASE OF MACHINERY, EQUIPMENT, AND OTHER TANGIBLE GOODS YTDL
773090 Includes operational leasing without option to purchase of non-financial assets, excluding copyrighted works.
N.78. LABOR ACTIVITIES 780000 Encompasses job registration and placement activities in a job, where the designation or placement of job seekers who are not employees or laborers of the service provider company for the employer for a limited period of time for the addition of labor force, and the provision of human resources and human resource management services for other parties based on fees and contracts. This main group includes the search and placement of executive workers or laborers, including for the selection of theater players. N.79. TRAVEL AGENCY ACTIVITIES, TOUR OPERATORS, AND OTHER RESERVATION SERVICES N.79.1. TRAVEL AGENCY AND TOUR OPERATOR ACTIVITIES Encompasses agency activities primarily related to the sale of tour packages, tours, transportation, and accommodation to the general public and commercial clients, and activities that manage and operate tours sold through travel agencies or directly by agents, such as tour operators. These activities can be based on wholesale or retail sales to the general public and commercial clients. Tours here may include some or all of the following components, such as transportation, accommodation or lodging, food and beverages, visits to tourist attractions or performances. This main group also includes tour guide activities.
TOURIST TRAVEL AGENCY ACTIVITIES 791110 Self-evident.
NON-TOURIST TRAVEL AGENCY ACTIVITIES 791120 Self-evident.
TOURIST TRAVEL BUREAU ACTIVITIES 791200 Self-evident.
N.79.9. OTHER RESERVATION SERVICES AND OTHER IT SERVICES ACTIVITIES 799000 Self-evident.
N.82. OFFICE ADMINISTRATIVE ACTIVITIES, OFFICE SUPPORT ACTIVITIES, AND OTHER BUSINESS SUPPORT ACTIVITIES Encompasses the provision of a set of daily administrative services, such as routine business activities continuously supporting other functions, on a fee or contract basis. This main group also includes all support service activities, particularly those provided for businesses not classified elsewhere. Activities classified here do not provide operational personnel who perform the entire business operation. N.82.3. CONVENTION AND TRADE FAIR ORGANIZERS 823000 Encompasses:
Organization, promotion, and/or management of events, such as trade fairs and businesses, conventions, conferences, and meetings or gatherings, whether or not including the provision and arrangement of personnel to operate facilities where the event is held.
Event Organizers.
N.82.9. OTHER BUSINESS SUPPORT ACTIVITIES YTDL 829000 Encompasses labor activities, security and investigation activities, building and landscaping service provider activities, office administrative activities, office support activities, and other business support activities other than organizers

conventions and trade exhibitions, debt collection activities and credit bureaus, and packing activities.

O. PUBLIC ADMINISTRATION, DEFENSE AND COMPULSORY SOCIAL SECURITY O00000 Covers activities included in public administration, economic and social policy, foreign relations, national defense and security, and compulsory social security.

O.84. PUBLIC ADMINISTRATION, DEFENSE AND COMPULSORY SOCIAL SECURITY O.84.1. PUBLIC ADMINISTRATION AND ECONOMIC AND SOCIAL POLICY 841000 Covers public safety and security, regulations regarding the provision of health, education, cultural and other social services including social security, and business relations and contributions that make business activities more efficient as part of government body administration, both executive and legislative, including fiscal management, budget and policy implementation, administration and operation of all social and economic plans and services at various levels of government.

O.84.2. PROVISION OF SERVICES TO THE PUBLIC IN FOREIGN RELATIONS, DEFENSE, SECURITY AND ORDER 842000 Covers foreign relations, defense, security and national safety activities. This group also covers the administration and operation of diplomatic and consular missions, operation and provision of cultural service information, assistance, foreign trade.

International finance and foreign relations are technically and administratively part of military defense operations.

O.84.3. COMPULSORY SOCIAL SECURITY 843000 Covers funding and administration activities of compulsory social security organized by the government, such as health insurance, work accidents, unemployment, pensions, programs that guarantee loss of income caused by childbirth, disability, widowhood and others.

P. EDUCATION P00000 Covers education activities at various levels and for various occupations, both orally or in writing as well as through various communication methods. This category also includes education organized by different institutions in the public school system at different levels, such as education for adults, literacy programs and others. It also includes military academies and schools, prison schools and others according to their respective levels. For each level of primary education, this group includes special education including students with mental or physical disabilities. This category includes public and private education and also includes teaching that is

primarily about sports and entertainment activities and educational support activities.
Education can be provided indoors, through radio and television broadcasting, the internet and correspondence.

P.85. EDUCATION
P.85.1. BASIC EDUCATION AND EARLY CHILDHOOD EDUCATION 851000 Self-evident.

P.85.2. SECONDARY EDUCATION 852000 Self-evident.

P.85.3. HIGHER EDUCATION 853000 Self-evident.

P.85.4. OTHER EDUCATION 854000 Self-evident.

P.85.5. EDUCATIONAL SUPPORT ACTIVITIES 855000 Covers the provision of non-teaching services that support the education process or system:

Educational consulting services.
Educational counseling and guidance services.
Educational test evaluation services.
Educational testing services.
Organization of student exchange programs.

Q. HUMAN HEALTH ACTIVITIES AND SOCIAL ACTIVITIES Q00000 Covers the provision of health services and social activities. The activities included are quite broad in scope, starting from health services provided by trained professional personnel in hospitals and other health facilities, to home care activities involving levels of health service activities to social activities that do not involve professional health personnel.

Q.86. HUMAN HEALTH ACTIVITIES
Q.86.1. HOSPITAL ACTIVITIES 861000 Covers short-term and long-term hospital services, such as medical, diagnostic and care activities of general hospitals (for example, general and district hospitals, non-profit organization hospitals, university hospitals, military hospitals and prison hospitals) or specialized hospitals (for example, psychiatric hospitals and violence victim hospitals, specialized infectious disease hospitals, maternity hospitals, sanatoriums). These activities are provided for patients and controlled under the direct supervision of medical doctors, including:

Medical and paramedical personnel services.
Laboratory and technical facility services including radiology and anesthesia.
Emergency installations.
Provision of operating rooms, pharmacies, food and other hospital services.
Family planning centers providing medical care such as sterilization and termination of pregnancy with accommodation.

Q.86.2. DOCTOR AND DENTIST PRACTICE ACTIVITIES 862000 Covers:

Health consultation and care activities with both general and specialized medicines by general practitioners and specialists as well as surgeons.
Dental practice activities both general and specialized such as dentists, endodontists, pediatric dentists and oral pathologists.
Orthodontic services.
Family planning center activities providing health care such as sterilization, termination of pregnancy not including accommodation.

Q.86.9. OTHER HUMAN HEALTH SERVICE ACTIVITIES
869000 Covers other paramedical personnel activities for public health in various therapy fields. These activities can be carried out in health clinics and health facilities other than hospitals or anywhere these activities do not involve medical treatment. These activities also include paramedical personnel who may work separately from medical doctors, medical blood, sperm, organ transplant banks and other laboratory activities. This group also includes ambulance transport activities for patients, which are often provided in emergency medical care. This group does not include non-medical laboratory test activities, food health test activities.

Q.87 SOCIAL ACTIVITIES 870000 Covers the provision of social service activities in and outside institutions, combined with care, supervision or other care required by the residents. Care facilities are a significant part of the production process and the care provided is a combination of social and health activities where health services are a higher level of care activities.

R. ARTS, ENTERTAINMENT AND RECREATION R00000 Covers a wide range of activities to meet the general public's artistic/cultural, entertainment and recreational needs, including live performances, operation of historical sites, sports and recreation.

R.90. ENTERTAINMENT, ARTS AND CREATIVITY ACTIVITIES Covers the operation of facilities and provision of services to meet the artistic/cultural, entertainment and recreational needs of the public. This main group covers the production activities of various performances, competitions or exhibitions intended for public viewing. This main group covers the operation of art facilities and artistic activities, professional, producer or promoter, live art performances, with or without facilities.

ARTS IMPRESARIO SERVICES 900001 Covers the management and organization of entertainment performances, whether bringing in, sending out or returning, and determining the location, time and type of entertainment. Business activities of impresario services in this group are specifically in the arts field. For example, Java Musikindo.
OTHER ENTERTAINMENT, ARTS AND CREATIVITY ACTIVITIES
900009 Covers entertainment, arts and creativity activities such as performance art activities, artist worker activities, entertainment support activities, independent news journalists and operational activities of art facilities.

R.91. LIBRARIES, ARCHIVES, MUSEUMS AND OTHER CULTURAL ACTIVITIES

LIBRARIES AND ARCHIVES 910100 Covers the activities and operation of libraries, archives, museums, botanical gardens and zoos, historical sites, nature conservation parks, exhibitions and maintenance of art and historical items, sites and natural wonders containing historical, cultural and educational elements.
MUSEUMS AND OPERATIONAL BUILDINGS AND HISTORICAL SITES
910200 Self-evident.

R.93. SPORTS AND OTHER RECREATION ACTIVITIES 930000 Covers operational activities of sports facilities, billiard facilities, golf courses, bowling alleys, swimming pools, football fields, tennis courts, fitness center/sport centre activities, other sports facility activities, sports club activities, football clubs, golf clubs, swimming clubs, tennis clubs, boxing clubs, martial arts clubs, fitness and bodybuilding clubs, bowling clubs, other sports activities, sports event promoters, athletes, professional referees and umpires, hunting activities, sports regulatory bodies and leagues, theme parks or amusement parks, natural spas, cave tourism, nature adventure tourism, other natural tourist attractions, man-made tourist attractions, agro-tourism, recreational parks/tourist parks, fishing ponds, other man-made tourist attractions, water tourism, rafting, diving tourism, marina docks, other water tourism, other entertainment and recreation activities ytdl, nightclubs and/or discos, karaoke, game arena businesses.

S. OTHER SERVICE ACTIVITIES S00000 Covers activities from organization membership, repair of computers and household goods and personal items, various personal service activities not covered elsewhere in this classification.

S.94. ORGANIZATION MEMBERSHIP ACTIVITIES
S.94.1. BUSINESS, ENTREPRENEUR AND PROFESSIONAL ORGANIZATION ACTIVITIES 941000 Covers activities of units representing the interests of member organizations of businesses and entrepreneurs. In professional membership organizations, it also covers activities advocating for the professional interests of members of their profession.

S.94.2. LABOR ORGANIZATION ACTIVITIES 942000 Covers worker organizations and trade unions and associations through various memberships that advocate for worker interests, wage improvements and working conditions and joint actions through organizations.

S.94.9. OTHER MEMBERSHIP ORGANIZATION ACTIVITIES YTDN 949000 Self-evident.

S.95. REPAIR OF COMPUTERS AND PERSONAL AND HOUSEHOLD GOODS AND EQUIPMENT 950000 Covers repair and maintenance activities of computer devices and their accessories such as desktops, laptops, computer terminals, printers and storage devices, this main group covers communication equipment repair activities such as fax machines, two-way radios and consumer electronics, such as radios and televisions, garden and home equipment such as lawn mowers and blowers, footwear and leather goods, furniture and household equipment, ready-made clothing and clothing accessories, sports equipment, instruments or musical instruments, items for hobbies or pastimes and household goods and personal items. This main group does not cover medical equipment and diagnostic imaging repair activities, measurement and survey instruments, laboratory equipment, radar and sonar equipment.

S.96. OTHER PERSONAL SERVICE ACTIVITIES Covers other personal service activities not included anywhere in this classification, such as washing or laundry of textile and fur products, hairdressing and other beauty care, funeral services and other services related to funerals. Other related services include salons and bathing places, personal social services, spiritual and astrology activities, pet care services and operation of coin-operated personal service machines.

MASSAGE AND SPA ACTIVITIES 960001 Self-evident.
OTHER PERSONAL SERVICE ACTIVITIES 960009 Self-evident.

T. HOUSEHOLDS AS EMPLOYERS; ACTIVITIES PRODUCING GOODS AND SERVICES BY HOUSEHOLDS USED TO MEET THEIR OWN NEEDS T00000 Self-evident.

T.97. HOUSEHOLDS AS EMPLOYERS OF DOMESTIC PERSONNEL 970000 Covers household activities utilizing personal services in the household, such as housemaids, gardeners and others who provide services to serve households and household members.

U. ACTIVITIES OF INTERNATIONAL BODIES AND OTHER EXTRA-INTERNATIONAL BODIES U00000 Self-evident.

U.99. ACTIVITIES OF INTERNATIONAL BODIES AND OTHER EXTRA-INTERNATIONAL BODIES 990000 Covers activities of International Bodies, such as the United Nations and United Nations representatives, Regional Bodies and others, including The International Monetary Fund, The World Bank, The World Customs Organization (WHO), The Organization for Economic Co-operation and Development (OECD), The Organization of Petroleum Exporting Countries (OPEC), The European Communities, The European Free Trade Association and others. This main group covers diplomatic and consular representation activities (Embassies) determined by the country where they are located rather than the country they represent.

A. HOUSEHOLDS AA0000 Self-evident.

A.1. HOUSEHOLDS FOR HOUSING OWNERSHIP
A.1.1. HOUSEHOLDS FOR RESIDENTIAL HOUSE OWNERSHIP A.1.1.1. HOUSEHOLDS FOR RESIDENTIAL HOUSE OWNERSHIP UP TO TYPE 21 001110 Self-evident.

A.1.1.2. HOUSEHOLDS FOR RESIDENTIAL HOUSE OWNERSHIP TYPE ABOVE 21 TO 70 001120 Self-evident.

A1.1.3. HOUSEHOLDS FOR RESIDENTIAL HOUSE OWNERSHIP TYPE ABOVE 70 001130 Self-evident.

A.1.2. HOUSEHOLDS FOR FLAT OR APARTMENT OWNERSHIP A.1.2.1. HOUSEHOLDS FOR FLAT OR APARTMENT OWNERSHIP UP TO TYPE 21 001210 Self-evident.

A.1.2.2. HOUSEHOLDS FOR FLAT OR APARTMENT OWNERSHIP TYPE ABOVE 21 TO 70 001220 Self-evident.

A.1.2.3. HOUSEHOLDS FOR FLAT OR APARTMENT OWNERSHIP TYPE ABOVE 70 001230 Self-evident.

A.1.3. HOUSEHOLDS FOR SHOP-HOUSE (RUKO) OR OFFICE-HOUSE (RUKAN) OWNERSHIP A.1.3.1. HOUSEHOLDS FOR SHOP-HOUSE (RUKO) OR OFFICE-HOUSE (RUKAN) OWNERSHIP 001300 Self-evident.

A.2. HOUSEHOLDS FOR MOTOR VEHICLE OWNERSHIP
A.2.1. HOUSEHOLDS FOR FOUR-WHEELED CAR OWNERSHIP 002100 Self-evident.

A.2.2. HOUSEHOLDS FOR MOTORCYCLE OWNERSHIP
002200 Self-evident.

A.2.3. HOUSEHOLDS FOR TRUCKS AND SIX-WHEELED OR MORE MOTOR VEHICLES OWNERSHIP 002300 Self-evident.

A.2.4. HOUSEHOLDS FOR OTHER MOTOR VEHICLE OWNERSHIP 002900 Self-evident.

A.3. HOUSEHOLDS FOR OTHER HOUSEHOLD EQUIPMENT OWNERSHIP A.3.1 HOUSEHOLDS FOR FURNITURE AND HOUSEHOLD EQUIPMENT OWNERSHIP 003100 Self-evident.

A.3.2. HOUSEHOLDS FOR TELEVISION, RADIO, AND ELECTRONIC EQUIPMENT OWNERSHIP 003200 Self-evident.

A.3.3. HOUSEHOLDS FOR COMPUTER AND COMMUNICATION EQUIPMENT OWNERSHIP 003300 Self-evident.

A.3.4. HOUSEHOLDS FOR OTHER EQUIPMENT OWNERSHIP 003900 Self-evident.

A.4. HOUSEHOLDS FOR NEEDS NOT CLASSIFIED ELSEWHERE A.4.1. HOUSEHOLDS FOR MULTI-PURPOSE NEEDS USING RESIDENTIAL HOUSES UP TO TYPE 21 004120 Self-evident.

A.4.2. HOUSEHOLDS FOR MULTI-PURPOSE NEEDS USING RESIDENTIAL HOUSES TYPE ABOVE 21 TO 70 004130 Self-evident.

A.4.3. HOUSEHOLDS FOR MULTI-PURPOSE NEEDS USING RESIDENTIAL HOUSES TYPE ABOVE 70 004140 Self-evident.

A.4.4. HOUSEHOLDS FOR MULTI-PURPOSE NEEDS USING APARTMENTS UP TO TYPE 21 004150 Self-evident.

A.4.5. HOUSEHOLDS FOR MULTI-PURPOSE NEEDS USING APARTMENTS TYPE 22 TO 70 004160 Self-evident.

A.4.6. HOUSEHOLDS FOR MULTI-PURPOSE NEEDS USING APARTMENTS TYPE ABOVE 70 004170 Self-evident.

A.4.7. HOUSEHOLDS FOR MULTI-PURPOSE NEEDS USING RUKO/RUKAN 004180 Self-evident.

A.4.8. HOUSEHOLDS FOR OTHER MULTI-PURPOSE NEEDS 004190 Self-evident.

A.4.9. HOUSEHOLDS FOR NEEDS NOT CLASSIFIED ELSEWHERE 004900 Self-evident.

B. OTHER NON-BUSINESS SECTORS BB0000 Self-evident.

B.1. OTHER NON-BUSINESS SECTORS 009000 Self-evident.

Note:
If there are changes to the economic sector code, refer to the economic sector code as stated on the website of the Financial Services Authority Reporting System.

Appendix 06
List of Financial Services Authority Working Area Codes No KR/KOJK Code

Regional Office 1 DKI Jakarta and Banten 011
Regional Office 2 West Java 021
OJK Office Cirebon 022
OJK Office Tasikmalaya 023
Regional Office 3 Central Java and Special Region of
Yogyakarta
OJK Office Special Region of Yogyakarta 032
OJK Office Solo 033
OJK Office Purwokerto 034
OJK Office Tegal 035
Regional Office 4 East Java 041
OJK Office Malang 042
OJK Office Jember 043
OJK Office Kediri 044
Regional Office 5 Northern Sumatra 051
OJK Office Aceh Province 052
OJK Office West Sumatra Province 053
OJK Office Riau Province 054
OJK Office Riau Islands Province 055
Regional Office 6 Sulawesi, Maluku, and Papua 061
OJK Office North Sulawesi Province 062
OJK Office Central Sulawesi Province 063
OJK Office Southeast Sulawesi Province 064
OJK Office Maluku Province 065
OJK Office Papua Province 066
Regional Office 7 Southern Sumatra 071
OJK Office Jambi Province 072
OJK Office Bengkulu Province 073
OJK Office Lampung Province 074
Regional Office 8 Bali and Nusa Tenggara 081
OJK Office East Nusa Tenggara Province 082
OJK Office West Nusa Tenggara Province 083
Regional Office 9 Kalimantan 091
OJK Office East Kalimantan Province 092
OJK Office West Kalimantan Province 093
OJK Office Central Kalimantan Province 094
Note:
If there are changes to the Financial Services Authority working area codes, refer to the Financial Services Authority working area codes as stated on the Financial Services Authority Reporting System website.

Appendix 07
Information Document on the Realization of Information Technology-Based Money Lending Service Providers (LPMUBTI)/Fintech P2PL Cooperating with Rural Banks (BPR) BPR Name :
Report Position Month :
No.
1 2 3 4 5 6
Name
LPMUBTI/
Fintech P2PL
Cooperation
Scheme
Total Debit Balance
Syndicated Credit
Total Debit Balance
Non-syndicated Credit
Total Debit
Balance
Remarks
Total
This document is reported in the event of BPR cooperation with LPMUBTI/Fintech P2PL organizers in accordance with the Financial Services Authority Regulation regarding information technology-based money lending services in portable document format (.pdf) as part of Form 00.13 - Supporting Documents, with filling instructions as follows:

Name of LPMUBTI/Fintech P2PL
The name reported in this column is the name of the licensed LPMUBTI/Fintech P2PL organizer cooperating with the BPR at the report position.
Cooperation Scheme
The scheme reported in this column is the cooperation scheme between the BPR and the LPMUBTI/Fintech P2PL organizer in item 1, consisting of:
a. Channeling
The channeling cooperation scheme is the disbursement of BPR credit to customers through the LPMUBTI/Fintech P2PL platform, with credit risk borne by the BPR, while the LPMUBTI/Fintech P2PL organizer has limited authority according to regulations and the cooperation agreement with the BPR. The BPR conducts the entire credit analysis process before credit is disbursed and the credit agreement is made between the BPR and the customer. b. Referral The referral cooperation scheme is the direct disbursement of BPR credit to prospective customers referred by the LPMUBTI/Fintech P2PL organizer in accordance with regulations and the cooperation agreement. The BPR conducts the entire credit analysis process before credit is disbursed and the credit agreement is made between the BPR and the customer.
c. Others
Other cooperation schemes are cooperation schemes between the BPR and the LPMUBTI/Fintech P2PL organizer that cannot be classified under letters a or b.
Total Debit Balance of Syndicated Credit
The amount reported in this column is the total debit balance of credit provided for joint financing (syndication) carried out by the BPR through cooperation with the LPMUBTI/Fintech P2PL organizer at the report position. Syndicated credit is credit provided jointly by 2 (two) or more other banks with the division of funds, risks, and income (interest and fees/commissions) according to the participation share of each syndicate member. This column is only filled for the channeling cooperation scheme.
Total Debit Balance of Non-syndicated Credit
The amount reported in this column is the total debit balance of credit that is not included as joint financing (non-syndicated) carried out by the BPR through cooperation with the LPMUBTI/Fintech P2PL organizer at the report position.
Total Debit Balance
The amount reported in this column is the total overall debit balance of credit disbursed through cooperation between the BPR and the LPMUBTI/Fintech P2PL organizer at the report position.
Remarks
The information reported in this column is other relevant information regarding the cooperation between the BPR and each LPMUBTI/Fintech P2PL organizer that needs to be submitted, including:
a. a brief explanation of the cooperation scheme applied by the BPR with the LPMUBTI/Fintech P2PL organizer, if the "Cooperation Scheme" column is filled with "Others". b. the party cooperating with the BPR in joint financing (syndication), if the disbursed credit is syndicated credit.
c. The number of debtors financed through the cooperation between the BPR and the LPMUBTI/Fintech P2PL organizer.
Total
The amount reported in this column is the total syndicated credit debit balance, total non-syndicated credit debit balance, and total debit balance of credit disbursed through cooperation between the BPR and all LPMUBTI/Fintech P2PL organizers at the report position.

This copy is in accordance with the original
Legal Director 1
Legal Department signed
Mufli Asmawidjaja
Issued in Jakarta on July 19, 2022
EXECUTIVE HEAD OF BANKING SUPERVISOR
FINANCIAL SERVICES AUTHORITY
REPUBLIC OF INDONESIA, signed
HERU KRISTIYANA

Monthly Report of Rural Banks

1. Accrued Interest Receivable

2. Prepaid LPS Insurance Premiums

3. Advance Tax Payments

4. Deferred Tax Assets

5. Prepaid Expenses

6. Claims against Insurance Companies

7. Advances for Operational Activities

8. Others

1. Liabilities to Government Payable

2. Sanctions Liabilities Payable to Authorities Unpaid

3. Customer Trust Funds

4. Loans Granted with Credit Balance

5. Dividends Not Yet Paid

6. Excess Proceeds from Sale of Customer Collateral

7. Employee Benefits

8. Others

Lineage: Superseded

Timeline