1990-06-28

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Banks Act, 1990 (Act No. 94 of 1990)

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Parliament of the Republic of South Africa

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Banks Act, 1990 (Act No. 94 of 1990)1990-06-28 · this documentBanks Act, 1990 (Act No. 94 of 1990) (1990-06-28)Review of the Standard of Corpo…2004Review of the Standard of Corporate Governance in Banking Institutions (2004-07-09)Memorandum of Understanding bet…2018Memorandum of Understanding between the Financial Intelligence Centre, the South African Reserve Bank and the Prudential Authority (2018-10-03)Joint Standard on Fitness and P…2020Joint Standard on Fitness and Propriety of Significant Owners (2020-06-01)Financial Conglomerate Designat…2020Financial Conglomerate Designation Criteria (2020-09-23)Joint Communication 3 of 2021 –…2021Joint Communication 3 of 2021 – Draft Joint Standard on Information Technology Risk Management (2021-06-09)Joint Communication 6 of 2021: …2021Joint Communication 6 of 2021: Draft Joint Standard on Cybersecurity and Cyber Resilience Requirements (2021-12-15)D4/2022 Directive on Risk Retur…2022D4/2022 Directive on Risk Returns (2022-06-21)FSCA-PA Joint Communication 4 o…2022FSCA-PA Joint Communication 4 of 2022 (2022-12-14)Directive 3 of 2026 - Revised r…2026Directive 3 of 2026 - Revised requirements related to interest rate risk in the banking book (2026-06-30)Circular on matters relating to…2026Circular on matters relating to the use of implicit support (2026-08-03)Application and Interpretation …2026Application and Interpretation of Form BA 099 Requirements for Statutory Returns (2026-09-21)+102 moresee all below the graph+102 more
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Basis for
Application and Interpretation of Form BA 099 Requirements for Statutory Returns2026Circular on matters relating to the use of implicit support2026Directive 3 of 2026 - Revised requirements related to interest rate risk in the banking book2026Directive 2 of 2026 – Regulation 46 Reporting Requirements for Banks2026Directive 1 of 2026 on Governance Tenure2026Sector Risk Assessment for South Africa’s Banking Sector (2022-2024)2025
+99 moreD14 of 2025 – Large Exposure Requirements2025Directive on the Submission of Auditor Applications for Banks2025D12-2025 - Credit Risk Roadmap2025Directive D10/2025 on Pillar 3 Disclosure Requirements2025Prudential Treatment of Credit Exposures Secured by Forest and Agricultural Land2025Circular C3-2025 on Granularity Criteria2025Submission of Consolidated Information for Domestic Systemically Important Banks2025D3-2025 Leverage Buffer Requirements for Domestic Systemically Important Banks2025Status of Previously Issued Circulars (C1/2025)2025D1/2025 – Returns to be Submitted to the Prudential Authority2025D5/2024 Loss absorbency requirements for additional tier 1 and tier 2 capital instruments2024G3-2024 - Guidance on climate-related disclosures for Banks2024D3-2024 - Minimum regulatory requirements relating to covered deposits2024Directive on Matters Relating to Eligible External Credit Assessment Institutions (D7-2023)2023D5-2023 Reporting Requirements in Terms of Regulation 462023MB C2-2023 - Matters Related to the Fitness and Propriety Assessment2023Directive D2/2023: Instructions for Completing Form BA 330 and IRRBB Reporting Requirements2023D10/2022 Criteria for Identifying Simple, Transparent and Comparable Term and Short-Term Securitisations2022D9/2022 MVTS Directive to Banks2022Directive D8-2022: Completion of Operational Risk Return Form BA 4102022Guidance Note G11-2022 on Operational Risk Practices and Form BA 4102022Banks Criminal Background Check Directive for Beneficial Owners (D6-2022)2022Banks Criminal Background Check Directive for Directors and Executive Officers2022Prudential Authority Directive D5-2022 on Liquidity Risk Requirements2022D1-2022: Liquidity Coverage Ratio – Scope of Application, Calculation and Disclosure2022Prudential Authority Directive 6/2021 on Credit Risk Models for Project Finance Capital2021Directive 4/2021 on Externally-Facilitated Liquidity Stress Simulations2021D3/2021 Reporting Requirements in Terms of Regulation 462021Prudential Authority Guidance Note 2/2021 – Flavour of the Year on New Technologies2021G8/2020: Continued Provision of the CLF and Introduction of a Restricted-Use CLF2020Guidance Note 2/2020: 2020 Board Meetings on New Technology Impacts for Banks and Controlling Companies2020Conduct Standard for Banks2020Exclusion of New Development Bank from the Application of the Banks Act, 19902019D1/2019: Matters related to Pillar 3 disclosure requirements framework2019Joint Standard on Margin Requirements for Non-Centrally Cleared OTC Derivatives2019Guidance Note G3/2019: 2019 Meetings with Executive Management of Smaller South African Banks2019D5/2018: Completion of Return Relating to Operational Risk (Form BA 410)2018C2/2018: Requirements related to a due diligence audit of the financial condition of a bank2018Pillar 3 Disclosure Requirements – Consolidated and Enhanced Framework2018Designation of Ithala SOC Limited as an Institution Not Engaged in the Business of a Bank2017G7/2017: Capital standard for bank exposures to central counterparties, the standardised approach for measuring counterparty credit risk exposures and capital requirements for banks’ equity investments in funds2017South African Reserve Bank Guidance Note 6/2017: Loss absorbency requirements for Additional Tier 1 and Tier 2 capital2017D2/2017: Communication of Key Audit Matters in the Independent Auditor's Report2017Directive 1/2016: Exposure Limits for Classifying SME Deposits and Credit Exposures2016South African Reserve Bank Notice 1150 of 2015 Designating the International Finance Corporation2015South African Reserve Bank Directive 2/2015 on Effective Risk Data Aggregation and Risk Reporting2015D1/2015: Minimum Requirements for Recovery Plans of Banks, Controlling Companies and Foreign Branches2015Transitional arrangements related to capital requirements for over-the-counter derivatives that are not transacted through a central counterparty2014D9/2014: Restructured credit exposures2014South African Reserve Bank Directive 4/2014 on Basel III Leverage Ratio Framework and Disclosure Requirements2014Directive 3/2014: Process in Respect of Specific Capital Issuances and Redemptions2014Designation of Common Bond Group Activities Outside the Definition of Banking Business2014Application Process to Adopt the Advanced Measurement Approach for Measuring Banks' Operational Risk Exposure2014Circular 5/2014: Disclosure of Capital-Related Information2014Guidance Note 4/2014: Application Process for Adopting the Internal Ratings-Based Approach for Banking Book Credit Risk2014Interpretation and Application of Criteria Relating to Exposures Secured by Residential Mortgage Bonds2014Interpretation and Application of Granularity Criteria for Retail Exposures2014Interpretation of Default Definition in Regulation 67 of the Regulations Relating to Banks2014G2/2014: Meetings to be held during the 2014 calendar year with the boards of directors of banks and controlling companies2014D14/2013: Transitional arrangements for capital requirements on over-the-counter derivatives not transacted through a central counterparty2013C6/2013: Matters related to conditions for the issue of instruments or shares, the proceeds of which rank as Tier 2 capital2013Mapping of Fitch and Moody's International Scale Ratings to Prescribed Risk Weights Under Regulation 232013Operational Risk Practices: Completion and Submission of the BA 410 Return2013C5/2013: Reporting of Items Subject to Thresholds Not Fully Deducted from Qualifying Capital and Reserve Funds2013Changes to Credit Risk Models for Calculating Required Capital and Reserve Funds2013Treatment of Investments in Banking, Financial, Securities, Insurance and Commercial Entities2013Interpretation and Application of Criteria Relating to Effective Maturity2013G2/2013: Operational Risk Practices2013Basel III Parallel Test Run: Reporting Requirements for Amended Regulatory BA Forms2012Regulations Relating to Banks and Related Matters2012D2/2012: Amendments to Form BA200 under the Amended Regulations relating to Banks2012Directive on the Calculation of Capital Floors under the Banks Act 19902011Circular 5/2011: Disclosure of Capital Related Information2011G4/2011: Parallel Reporting on Amended Regulatory Forms2011Interpretation and Application of Criteria for Exposures Secured by Residential Mortgage Bonds2010G3/10: Performing Market Risk Hypothetical Backtesting by Internal Models Approach Banks2010Interpretation of definition of default as outlined in regulation 65 of the Regulations relating to Banks2010South African Reserve Bank Guidance Note 9/2008 on Stress Testing2008South African Reserve Bank Directive 8/2008: Completion of Form BA 320 for Commodities and Foreign Exchange2008Directive 7/2008: Mapping of Fitch and Moody's Ratings to Prescribed Risk Weights2008G1/08: Status of previously issued guidance notes2008Consultation on Directives, Circulars and Guidance Notes Effective 1 January 2008 Under the Amended Banks Act2007Recognition of Eligible External Credit Assessment Institutions Under the Amended Banks Act, 19902007Commercial Paper Exemption Notice Under the Banks Act, 19902006Banks Act Circular 16/2004: Auditor Rotation2004Banks Act Circular 14/2004: Outsourcing of Functions Within Banks2004Banks Act Circular 8/2004: Applications in terms of Section 52(1)(c) of the Banks Act, 19902004Banks Act Circular 5/2004: Trilateral Discussions for 2004 and 20052004Banks Act Circular 3/2004: Amendments to Requirements for Representative Offices2004Banks Act Circular 1/2004: Annual Withdrawal and Retention of Circulars2004Banks Act Circular 21/2004: Provisions under Regulation 28 and Impairments under Accounting Standard AC 1332004C4/03: Composition of Board-appointed committee to approve large exposures2003Designation of Securitisation Schemes Under the Banks Act2002Designation of Johannesburg Stock Exchange Members as Authorized Mandataries for Money-Broking Transactions1998Category of Assets of a Bank That May Be Held in the Name of a Person Other Than the Bank Concerned1997Designation of Mining House Deposit Acceptance as Non-Banking Business1994Designation of Securities and Financial Instruments Trading as Non-Banking Activity1994Designation of Stockbrokers as Agents Authorized to Pool Funds for Money-Lending Transactions1994Designation of Industrial Development Corporation of South Africa Limited under Banks Act 19901993
Referred to by
FSCA-PA Joint Communication 4 of 20222022D4/2022 Directive on Risk Returns2022Joint Communication 6 of 2021: Draft Joint Standard on Cybersecurity and Cyber Resilience Requirements2021Joint Communication 3 of 2021 – Draft Joint Standard on Information Technology Risk Management2021Financial Conglomerate Designation Criteria2020Joint Standard on Fitness and Propriety of Significant Owners2020
+2 moreMemorandum of Understanding between the Financial Intelligence Centre, the South African Reserve Bank and the Prudential Authority2018Review of the Standard of Corporate Governance in Banking Institutions2004

Source: Parliament of the Republic of South Africa — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works

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