BCB Instruction No. 580 — Amends BCB Instruction No. 508 of August 30, 2024, regarding Pix formal homologation tests for user institutions

BCB INSTRUCTION NO. 580, OF DECEMBER 30, 2024

Amends BCB Instruction No. 508, of August 30, 2024, which establishes the procedures necessary for formal homologation tests in Pix, to adjust provisions regarding the user institution.

The Head of the Department of Competition and Financial Market Structure (Decem), using the attribution conferred by art. 23, item I, letter “a”, of the Internal Regulations of the Central Bank of Brazil, annexed to BCB Resolution No. 340, of September 21, 2023, based on art. 94, item IX, of said Regulations, and taking into account the provisions of art. 114 of the Regulation annexed to BCB Resolution No. 1, of August 12, 2020,

R E S O L V E :

Art. 1º BCB Instruction No. 508, of August 30, 2024, shall enter into force with the following alterations:

“Art. 3º The formal homologation tests in DICT for institutions in the process of adhering to Pix in the special liquidator modality and in the transactional account provider modality with direct access to DICT comprise functionality tests and the capacity test.” (NR)

“Art. 3º-A The formal homologation tests in DICT for institutions in the process of adhering to Pix in the user institution modality comprise functionality tests.” (NR)

“Art. 12. ....................................................................................................................

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§ 3º The provisions of item I of the caput do not apply to institutions in the process of adhering to Pix in the user institution modality.” (NR)

“Art. 13. ....................................................................................................................

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§ 1º...........................................................................................................................

§ 2º The provisions of the caput do not apply to institutions in the process of adhering to Pix in the user institution modality.” (NR)

“Art. 16. ....................................................................................................................

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§ 3º The provisions of item III of the caput do not apply to institutions in the process of adhering to Pix in the user institution modality.” (NR)

Art. 2º This Instruction enters into force on January 1, 2025.

RICARDO TEIXEIRA LEITE MOURÃO

NOTE

Decree No. 10.411, of June 30, 2020, provides for the obligation to carry out a regulatory impact analysis (AIR) for the issuance of normative acts of general interest produced by the organs and entities of the direct and indirect federal public administration.

However, as defined in paragraph 8 of Vote 280/2021–BCB, of November 10, 2021, the Pix Regulation, including other documents that integrate, detail, or complement it, do not characterize as a regulatory act of coercive force, possessing, in truth, an eminently contractual nature. Thus, modifications made to said regulation and to other documents that integrate, detail, or complement it are not subject to the prior production of an AIR.

RICARDO TEIXEIRA LEITE MOURÃO