BCB Instruction No. 614 of May 5, 2025

BCB INSTRUCTION NO. 614, OF MAY 5, 2025

Amends BCB Instruction No. 513, of August 30, 2024, which establishes the operational procedures related to Automatic Pix, Scheduled Pix, and Collection Pix, to include provisions related to payment instructions and orders within the scope of Automatic Pix.

The Head of the Department of Competition and Financial Market Structure (Decem), in the exercise of the authority conferred by Article 23, item I, letter “a”, of the Internal Regulations of the Central Bank of Brazil, annexed to BCB Resolution No. 340, of September 21, 2023, based on Article 94, item IX, of the aforementioned Regulations, and taking into account the provisions of Article 11-U of the Regulation annexed to BCB Resolution No. 1, of August 12, 2020,

R E S O L V E:

Art. 1º BCB Instruction No. 513, of August 30, 2024, shall enter into force with the following alterations:

“Art. 5º ...................................................................................................................................

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§ 4º The resending of a payment instruction for the same Automatic Pix collection may be made on the same day as settlement only in the case of an operational failure that occurs after the sending of any payment order related to that collection and prevents its settlement, following the provisions of Article 7, §§ 11, 12, 13, 14, 15, and 16.

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“Art. 6º ...................................................................................................................................

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§ 2º In the cases set forth in § 1º, the payment service provider of the receiving user may send, upon the command of the receiving user, a new payment instruction up to two days before the date scheduled for settlement.” (NR)

“Art. 7º ...................................................................................................................................

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§ 12. In the event provided for in § 11, the payment service provider of the receiving user must resend the payment instruction related to the collection that could not be paid due to the error in the settlement flow so that the payment service provider of the paying user can make a new attempt at settlement on that same day, except as provided in § 15.

§ 13. The provisions set forth in Article 6º, § 1º, items II, III, IV, and VII apply to the resubmitted payment instruction referred to in § 12.

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§ 15. If the error referred to in § 11 was caused because the participant of the receiving user rejected the payment order, the resending of the payment instruction provided for in § 12 shall be at the discretion of that participant.

§ 16. The resubmitted payment instruction as provided for in § 12 must necessarily present a value equal to the value of the payment order informed in the original payment instruction referred to in the caput.

§ 17. The pacs.008 message regarding the payment order to be sent for settlement, including in situations where the payment instruction is generated by the participant that provides the payment transaction initiation service, must necessarily present the field “formaDeIniciacao” filled with the value “AUTO”.

§ 18. If the payment instruction was generated by a participant that provides the payment transaction initiation service, in accordance with the normative framework of Open Finance, without the use of the pain.013 message, the “idConciliacaoRecebedor” field of the pacs.008 message regarding the respective payment order must be filled with the value “00000000000000000000000000”.” (NR)

Art. 2º This Instruction Normative enters into force on June 16, 2025.

RICARDO TEIXEIRA
LEITE MOURÃO

NOTE

Decree No. 10.411, of June 30, 2020, provides for the obligation to carry out a regulatory impact analysis (AIR) for the issuance of normative acts of general interest produced by the organs and entities of the direct and indirect federal public administration.

However, as defined in paragraph 8 of Vote 280/2021–BCB, of November 10, 2021, the Pix Regulation, including the other documents that integrate, detail, or complement it, do not characterize as a regulatory act of coercive and general force, actually possessing, in fact, an eminently contractual nature regarding exclusively the participants of this payment arrangement. Thus, modifications promoted in the aforementioned regulation and in the other documents that integrate, detail, or complement it are not subject to the prior production of AIR.