2022-03-11 | Resolução BCB 201

Added 2026-09-26

BCB Resolution No. 201 — Simplified Optional Methodology for Minimum Simplified Reference Equity (PRS5) Requirements for Type 3 Institutions

This resolution establishes the simplified optional methodology for calculating the minimum Simplified Reference Equity (PRS5) requirement for Type 3 institutions, defining eligibility based on group classification (Group II or III) and size (Segment 5). It mandates a simplified risk profile, prohibiting activities such as derivatives, securitizations (except lower-risk), virtual asset services, and supplementary capital instruments. The minimum PRS5 is set at 17% of Risk-Weighted Assets on a Simplified Basis (RWAS5), calculated through specific equity components and prudential adjustments, with a transitional phase-out of negative equity adjustments from 2025 to 2028.

Brazil

Banco Central do Brasil

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BCB RESOLUTION NO. 201, OF MARCH 11, 2022

Dispenses

on the simplified optional methodology for calculating the minimum requirement for Simplified Reference Equity (PRS5) for prudential conglomerates classified as Type 3, on the requirements for opting for this methodology, and on the simplified structure for continuous risk management.~~

Dispenses on the simplified optional methodology for calculating the minimum requirement for Simplified Reference Equity – PRS5 for institutions classified as Type 3, on the requirements for opting for this methodology, and on the simplified structure for continuous risk management. (Revised, effective from 1/1/2025, by BCB Resolution No. 447, of 12/19/2024.)

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Amended by

BCB Resolution No. 580 — Classifies Virtual Asset Service Providers as Type 3 and Prohibits Virtual Asset Services for Segment 52026Resolution BCB No. 448 – Amends Resolutions BCB Nos. 198, 199 and 201 of March 11, 20222024BCB Resolution No. 447 of December 19, 20242024Resolution BCB No. 332, of June 29, 20232023BCB Resolution No. 319 — Establishes maximum exposure limits per client and maximum limit for concentrated exposures, and amends BCB Resolutions Nos. 201 and 2652023

Amends

Resolution No. 258 dated 2022-11-18not in RegAlertResolution No. 332 dated 2023-06-29not in RegAlertResolution No. 447 dated 2024-12-19not in RegAlertResolution No. 448 dated 2024-12-23not in RegAlert

Issued under

BCB Resolution No. 199 — Methodology for Calculating Reference Equity (PR) for Type 3 Prudential Conglomerates2022CMN Resolution No. 4512 — Accounting Procedures for Passive Provisions for Financial Guarantees2016Resolution No. 219 dated 2022-03-30not in RegAlert

Basis for

Instruction Normative BCB No. 763 — Amends Instruction Normative BCB No. 584 of January 28, 20252026Instruction Normative BCB No. 598 — Amends Instruction Normative BCB No. 584 of January 28, 20252025Instruction Normative BCB No. 584 — Details Accounting Items for Simplified Reference Equity Requirements and Risk-Weighted Assets2025Instruction Normative BCB No. 672 — Amends Instruction Normative BCB No. 584 of January 28, 20252025Resolução BCB nº 437 — Establishes procedures for calculating the risk-weighted asset portion for credit risk exposures subject to the simplified standardized approach capital requirement – RWARCSimp2024

Refers to

BCB Resolution No. 197 — Classifies prudential conglomerates including payment service institutions and establishes segmentation for Type 3 conglomerates for proportional prudential regulation2022BCB Resolution No. 80 — Regulation of Payment Institutions2021

Referred to by

Resolution BCB No. 452 – Amends Resolutions BCB No. 229 (May 12, 2022) and 437 (November 28, 2024) and Circular No. 3,748 (February 27, 2015)2025Normative Instruction BCB No. 521 — Amends Circular Letter No. 3,853 of December 19, 20172024BCB Normative Instruction No. 460 of March 28, 20242024Normative Instruction BCB No. 446 — Amending the Text of Circular Letter No. 3,850 of December 19, 20172023BCB Resolution No. 363 — Amends BCB Circulars and Resolutions Establishing Procedures for Calculating Risk-Weighted Asset (RWA) Components for Credit Risk, Operational Risk, and Payment Services Risks2023Normative Instruction BCB No. 388 — Amends the text of Circular Letters Nos. 3,850, 3,851, 3,852, 3,853 and 3,854, all dated December 19, 20172023

+1 more

Resolution BCB No. 202 — Establishes the calculation of the risk-weighted asset (RWA) portion for capital requirements associated with payment services risks (RWASP)2022

Timeline

Amended 5 times · last 2026-07-01

• 2026-07-01BCBBCB Resolution No. 580 — Classifies Virtual Asset Service Providers as Type 3 and Prohibits Virtual Asset Services for Segment 5amends
• 2024-12-23BCBResolution BCB No. 448 – Amends Resolutions BCB Nos. 198, 199 and 201 of March 11, 2022amends
• 2024-12-19BCBBCB Resolution No. 447 of December 19, 2024amends
• 2023-06-29BCBResolution BCB No. 332, of June 29, 2023amends
• 2023-05-18BCBBCB Resolution No. 319 — Establishes maximum exposure limits per client and maximum limit for concentrated exposures, and amends BCB Resolutions Nos. 201 and 265amends

Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works