2024-11-28 | Resolução BCB 437

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Resolução BCB nº 437 — Establishes procedures for calculating the risk-weighted asset portion for credit risk exposures subject to the simplified standardized approach capital requirement – RWARCSimp

Resolution BCB No. 437 establishes procedures for calculating the risk-weighted asset portion (RWARCSimp) for credit risk exposures under the simplified standardized approach. It defines exposure definitions, excludes specific items such as interdependent operations and certain payment service receivables for Type 2 institutions, and classifies exposures into reduced (I, II, III), standard, and elevated risk categories with corresponding risk weighting factors ranging from 0% to 100% or higher. Transitional risk weighting factors are set for reduced risk category II and specific reduced risk category III elements, phasing in from 2025 to 2026, and the resolution revokes Circular No. 3,862 of 2017, entering into force on January 1, 2025.

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Show all related documents (14)
Supersedes
Circular No. 3.862 dated 2017-12-07not in RegAlert
Amended by
Resolution BCB No. 452 – Amends Resolutions BCB No. 229 (May 12, 2022) and 437 (November 28, 2024) and Circular No. 3,748 (February 27, 2015)2025
Issued under
BCB Resolution No. 201 — Simplified Optional Methodology for Minimum Simplified Reference Equity (PRS5) Requirements for Type 3 Institutions2022Lei n.º 4.595, de 31 de dezembro de 1964 — dispõe sobre a política e as instituições monetárias, bancárias e creditícias (establishes the National Financial System and the Banco Central do Brasil)1964Law No. 12.865 dated 2013-10-09not in RegAlertLaw No. 4.728 dated 1965-07-14not in RegAlertResolution No. 198 dated 2022-03-11not in RegAlertResolution No. 4.606 dated 2017-10-19not in RegAlert
Basis for
Instruction Normative BCB No. 598 — Amends Instruction Normative BCB No. 584 of January 28, 20252025Instruction Normative BCB No. 584 — Details Accounting Items for Simplified Reference Equity Requirements and Risk-Weighted Assets2025
Refers to
Resolution BCB No. 436 — Classification of Single Institutions and Prudential Conglomerates into Type 1, Type 2, or Type 3 and Segmentation of Type 3 Institutions and Conglomerates2024BCB Resolution No. 150 — Consolidates rules on payment arrangements, approves the regulation governing payment services within the Brazilian Payments System (SPB)2021BCB Resolution No. 80 — Regulation of Payment Institutions2021
Referred to by
Instruction Normative BCB No. 672 — Amends Instruction Normative BCB No. 584 of January 28, 20252025

Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works

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