RegAlert2021-10-06 | Resolução BCB 150Added
BCB Resolution No. 150 — Consolidates rules on payment arrangements, approves the regulation governing payment services within the Brazilian Payments System (SPB)
BCB Resolution No. 150 consolidates regulations regarding payment arrangements within the Brazilian Payments System (SPB) and approves the specific regulation governing payment services in this context. It establishes criteria for payment arrangements that do not integrate into the SPB, including exclusions for limited-purpose arrangements and those with transaction volumes below R$20 billion or 100 million transactions over 12 months. The resolution mandates that issuers of non-SPB arrangements monitor these thresholds and seek authorization if exceeded, while also defining key terms and risk management requirements for SPB participants.
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Resolução Nº 150
BCB RESOLUTION NO. 150, OF OCTOBER 6, 2021
Consolidates rules on payment arrangements, approves the regulation that disciplines the provision of payment services within the scope of payment arrangements that are part of the Brazilian Payments System (SPB), establishes the criteria according to which payment arrangements will not be part of the SPB, and takes other measures.
The Collegiate Board of the Central Bank of Brazil, in a session held on October 6, 2021, based on arts. 6, 9, and 15 of Law No. 12,865, of October 9, 2013, and having in view the provisions of Resolution No. 4,282, of November 4, 2013,
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Lineage: Amended
Show all related documents (35)
- Supersedes
- Circular No. 4031 — Amends Circular No. 3,682 of November 4, 2013, to establish conditions for payment arrangements to integrate into the Brazilian Payments System (SPB) due to risks to the normal functioning of retail payment transactions2020Circular No. 3682 dated 2013-11-04not in RegAlertCircular No. 3705 dated 2014-04-24not in RegAlertCircular No. 3724 dated 2014-10-15not in RegAlertCircular No. 3735 dated 2014-11-27not in RegAlertCircular No. 3765 dated 2015-09-25not in RegAlert
+11 more
Circular No. 3815 dated 2016-12-07not in RegAlertCircular No. 3842 dated 2017-07-27not in RegAlertCircular No. 3843 dated 2017-08-23not in RegAlertCircular No. 3854 dated 2017-10-26not in RegAlertCircular No. 3886 dated 2018-03-26not in RegAlertCircular No. 3925 dated 2018-12-20not in RegAlertCircular No. 3980 dated 2020-01-30not in RegAlertCircular No. 3989 dated 2020-03-16not in RegAlertResolution No. 10 dated 2020-08-20not in RegAlertResolution No. 57 dated 2020-12-16not in RegAlertResolution No. 89 dated 2021-04-22not in RegAlert - Amended by
- BCB Resolution No. 289 — Amends BCB Resolution No. 150 of October 6, 2021, regarding payment arrangements and payment services in the Brazilian Payments System (SPB)2023Resolução BCB nº 246 — Establishes maximum limits for interchange fees and prohibits different maximum deadlines for fund availability for the receiving end user in domestic, purchase, prepaid payment account, and deposit payment arrangements2022
- Amends
- Resolution No. 289 dated 2023-01-25not in RegAlertResolution No. 522 dated 2025-11-10not in RegAlert
- Issued under
- Law No. 12,865, of October 9, 2013 — payment arrangements and payment institutions that are part of the Brazilian Payment System2013
- Basis for
- BCB Instruction Normative No. 716 of March 13, 20262026Central Bank of Brazil Instruction Normative No. 714 of March 4, 20262026Normative Instruction BCB No. 335 — Establishes the Content and Format for Reporting Retail Payments and Service Channels by Institutions Authorized by the Central Bank of Brazil2022BCB Normative Instruction No. 247 — Establishes the content and format for information reporting by payment arrangement sponsors and payment service providers in the Brazilian Payments System2022
- Refers to
- Circular No. 4020 — Waiver of prior authorization from the Central Bank of Brazil for changes to payment arrangement regulations to enable transactions related to digital social savings accounts2020
- Referred to by
- BCB Resolution No. 515 — Amends Resolution BCB No. 443 of December 12, 2024, regarding the dynamic collection slip payment arrangement2025Resolution BCB No. 443 — Regulates the payment arrangement for the boleto, the species of the boleto instrument, its issuance and presentation forms, and the settlement of associated fund transfers2024Resolução BCB nº 437 — Establishes procedures for calculating the risk-weighted asset portion for credit risk exposures subject to the simplified standardized approach capital requirement – RWARCSimp2024BCB Resolution No. 363 — Amends BCB Circulars and Resolutions Establishing Procedures for Calculating Risk-Weighted Asset (RWA) Components for Credit Risk, Operational Risk, and Payment Services Risks2023BCB Resolution No. 319 — Establishes maximum exposure limits per client and maximum limit for concentrated exposures, and amends BCB Resolutions Nos. 201 and 2652023BCB Resolution No. 237 — Financial Movements for Electronic Currency Accounts and Payment Institution Participation in the STR2022
+2 more
Resolution BCB No. 229 — Procedures for Calculating the Risk-Weighted Asset Component for Credit Risk Exposures under the Standardized Approach2022Resolution BCB No. 202 — Establishes the calculation of the risk-weighted asset (RWA) portion for capital requirements associated with payment services risks (RWASP)2022
Timeline
Amended 2 times · last 2023-01-25
- 2023-01-25
BCBBCB Resolution No. 289 — Amends BCB Resolution No. 150 of October 6, 2021, regarding payment arrangements and payment services in the Brazilian Payments System (SPB)amends
- 2022-09-26
Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works