RegAlert2023-12-14 | Resolução BCB 363Added
BCB Resolution No. 363 — Amends BCB Circulars and Resolutions Establishing Procedures for Calculating Risk-Weighted Asset (RWA) Components for Credit Risk, Operational Risk, and Payment Services Risks
This resolution amends several Central Bank of Brazil regulations to exclude specific payment service revenues from the calculation of the Risk-Weighted Assets component for Payment Services (RWASP) and the simplified BIS indicator (BISimp). Specifically, it mandates that institutions subject to RWASP calculations exclude revenues from payment acceptance services covered by the 'ADQ' component, as well as revenues from withdrawals, instant payments (Pix), TED, DOC, boleto settlements, and direct debits (DDA) from these risk metrics. These changes apply to payment institutions not part of a conglomerate and to institutions or conglomerates calculating capital requirements for payment services risks. The measures take effect on January 1, 2024.
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Resolution No. 363
RESOLUTION
BCB NO. 363, OF DECEMBER 14, 2023
Amends BCB Circulars and Resolutions establishing procedures for calculating the components of the amount of risk-weighted assets (RWA) for credit risk, operational risk, and risks associated with payment services.
The Collegiate Board of the Central Bank of Brazil, in a session held on December 14, 2023, based on the provisions of Articles 9, 10, item IX, and 11, item VII, of Law No. 4.595, of December 31, 1964, Articles 9, item II, and 15 of Law No. 12.865, of October 9, 2013, and considering the provisions of Article 3, paragraph 2, of CMN Resolution No. 4.958, of October 21, 2021, and Article 11, sole paragraph, of Resolution No. 4.606, of October 19, 2017,
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Lineage: In force
Show all related documents (14)
- Amends
- Resolution BCB No. 202 — Establishes the calculation of the risk-weighted asset (RWA) portion for capital requirements associated with payment services risks (RWASP)2022Circular No. 3.640 dated 2013-03-04not in RegAlertCircular No. 3.862 dated 2017-12-07not in RegAlertCircular No. 3.863 dated 2017-12-07not in RegAlertResolution No. 198 dated 2022-03-11not in RegAlert
- Issued under
- Lei n.º 4.595, de 31 de dezembro de 1964 — dispõe sobre a política e as instituições monetárias, bancárias e creditícias (establishes the National Financial System and the Banco Central do Brasil)1964Law No. 12.865 dated 2013-10-09not in RegAlertResolution No. 4.606 dated 2017-10-19not in RegAlert
- Refers to
- BCB Resolution No. 201 — Simplified Optional Methodology for Minimum Simplified Reference Equity (PRS5) Requirements for Type 3 Institutions2022Resolution BCB No. 200 — Establishes minimum requirements for Reference Equity (RE), Tier 1 and Core Capital and for the Core Capital Surcharge for Type 3 classified institutions2022BCB Resolution No. 150 — Consolidates rules on payment arrangements, approves the regulation governing payment services within the Brazilian Payments System (SPB)2021BCB Resolution No. 80 — Regulation of Payment Institutions2021
- Referred to by
- BCB Normative Instruction No. 460 of March 28, 20242024Instruction Normative BCB No. 445 — Amends the Filling Instructions and Layout of Document Code 2061 - Operational Limits Statement (DLO)2023
Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works