BCB Resolution No. 501 — Amends BCB Resolution No. 142 of September 23, 2021, Regarding Procedures and Controls for Fraud Prevention in Payment Services

BCB RESOLUTION NO. 501, OF SEPTEMBER 11, 2025

Amends
BCB Resolution No. 142, of September 23, 2021, which provides for procedures and controls for fraud prevention in the provision of payment services to be adopted by financial institutions, other institutions authorized to operate by the Central Bank of Brazil, and payment institutions that are part of the Brazilian Payments System – SPB.

The Collegiate Board of the Central Bank of Brazil, in a session held on September 10, 2025, based on the provisions of art. 7, caput, items II, IV and V, art. 9, caput, items II and IX, and art. 15 of Law No. 12,865, of October 9, 2013, and considering the provisions of arts. 3, caput, items III, V and VI, and 14 of Resolution No. 4,282, of November 4, 2013,

RESOLVES:

Art. 1 BCB Resolution No. 142, of September 23, 2021, published in the Official Gazette of the Union on September 24, 2021, shall enter into force with the following alterations:

“Art. 2-A The institutions referred to in art. 1, in the provision of payment services, when they detect a well-founded suspicion of fraud involvement in checking deposit accounts, savings deposit accounts, and prepaid payment accounts, must reject payment transactions that have these accounts as recipients.

§ 1 The payment transactions cited in the caput include those listed in art. 2, § 1.

§ 2 The assessment of well-founded suspicion of fraud involvement must include factors at the discretion of each institution, which may even use information contained in electronic systems and databases of a public or private nature.

§ 3 The institution receiving the funds must notify the account holder of the implementation of the measure provided for in the caput.

§ 4 The institutions referred to in art. 1 shall implement the necessary measures to comply with the duties provided for in this article by October 13, 2025.” (NR)

Art. 2 This Resolution enters into force on the date of its publication.

GILNEU
FRANCISCO ASTOLFI VIVAN

Director of Regulation