RegAlert2025-10-21 | Resolução BCB 514Added
BCB Resolution No. 514 of October 21, 2025
This resolution amends BCB Resolution No. 264/2022 to mandate that accredited institutions cancel pre-contracted receivables anticipation operations and release associated liens within two business days of user request, with the registration system operator automatically adjusting contract priorities and reporting non-compliance to the Central Bank if deadlines are missed. It requires the use of settlement information from centralized clearing and settlement systems for reconciliation purposes and standardizes tariff nomenclature and billing methods for interoperability services. The regulation also establishes that conventions submitted without observing specific procedural articles will be returned without merit analysis, with a 90-day deadline for resolving identified issues. The amendments to Articles 7, 11, and 15 enter into force on May 11, 2026, while changes to other provisions take effect on January 5, 2026.
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Resolution No. 514
RESOLUTION
BCB No. 514, OF OCTOBER 21, 2025
Amends
BCB Resolution No. 264, of November 25, 2022, which provides for the registration of receivables arising from transactions within the scope of a payment arrangement based on a post-paid account and a demand deposit integrated into the Brazilian Payments System, to include procedures related to cancellation of pre-contracted anticipation, the requirement to use, for reconciliation purposes, the information made available to registration systems by centralized clearing and settlement systems, and adjustments to provisions dealing with fees and the analysis of merit of the convention.
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Lineage: Superseded
Show all related documents (8)
- Superseded by
- BCB Resolution No. 562 of April 30, 20262026
- Amended by
- BCB Resolution No. 530 — Amends BCB Resolution No. 514 to Delay the Effective Date of Changes to Articles 7 and 15 of BCB Resolution No. 264 Regarding Pre-contracted Anticipation Cancellation Procedures2025
- Amends
- Resolution BCB No. 264 — Provisions on the Registration of Receivables from Payment Arrangements Based on Postpaid or Demand Deposit Accounts within the Brazilian Payment System2022
- Issued under
- Lei n.º 4.595, de 31 de dezembro de 1964 — dispõe sobre a política e as instituições monetárias, bancárias e creditícias (establishes the National Financial System and the Banco Central do Brasil)1964Law No. 12.810 dated 2013-05-15not in RegAlertLaw No. 12.865 dated 2013-10-09not in RegAlertResolution No. 4.593 dated 2017-08-28not in RegAlertResolution No. 4.734 dated 2019-06-27not in RegAlert
Timeline
Amended 2 times · last 2026-04-30
- 2026-04-30
BCBBCB Resolution No. 562 of April 30, 2026supersedes
- 2025-12-11
This document amends: Resolution BCB No. 264 — Provisions on the Registration of Receivables from Payment Arrangements Based on Postpaid or Demand Deposit Accounts within the Brazilian Payment System
Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works
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