Resolution BCB No. 264 — Provisions on the Registration of Receivables from Payment Arrangements Based on Postpaid or Demand Deposit Accounts within the Brazilian Payment System

Resolution BCB No. 264 mandates that acquiring institutions register payment arrangement receivables in a registration system, defining specific units and agendas based on the end-user receiver's tax ID, payment arrangement, and acquirer identification. It requires acquirers to report receivable values, including gross transaction amounts minus administrative fees, chargebacks, and blocked values, and to update these records by the next business day following commercial transactions. The regulation establishes obligations for the negotiation, division, and financial settlement of these receivables, while imposing duties on registration systems to process data, perform reconciliations, and report operational incidents or non-compliance to the Central Bank of Brazil.

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Resolution No. 264

RESOLUTION
BCB NO. 264, OF NOVEMBER 25, 2022

Provisions on the registration of receivables arising from transactions within the scope of a payment arrangement based on a postpaid account and a demand deposit account that are part of the Brazilian Payment System (SPB).

The Collegiate Board of the Central Bank of Brazil, in a session held on November 9, 2022, based on Article 9 of Law No. 4,595, of December 31, 1964, Article 28, item II, of Law No. 12,810, of May 15, 2013, Article 9, items I and X, of Law No. 12,865, of October 9, 2013, and Article 8 of Resolution No. 4,734, of June 27, 2019, and considering the provisions of Article 2, item II, letter “b”, of Resolution No. 4,593, of August 28, 2017, and Articles 2, 4, and 5 of Resolution No. 4,734, of 2019,

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Lineage: Amended

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Timeline

Amended 5 times · last 2026-04-30

2026-04-30BCBBCB Resolution No. 562 of April 30, 2026amends
2025-10-21BCBBCB Resolution No. 514 of October 21, 2025amends
2025-02-25BCBBCB Resolution No. 456 of February 25, 2025amends
2024-03-26BCBBCB Resolution No. 373 — Amends BCB Resolution No. 264 to Establish Quorum for Decision-Making on Amendments to the Convention Among Registrant Entitiesamends
2023-10-31BCBBCB Resolution No. 349 — Amends Resolution BCB No. 264 Regarding the Registration of Receivables from Payment Arrangementsamends

Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works