2026-01-01
The Central Bank of Montenegro issued this Decision to prescribe detailed methods for calculating the Minimum Requirements for own funds and Eligible Liabilities (MREL) for credit institutions. The regulation defines specific calculation formulas for non-group entities, subsidiaries, and Global Systemically Important Institutions, incorporating loss absorption and recapitalization amounts. It further establishes reporting obligations, disclosure requirements, and criteria for determining eligible subordinated liabilities, including restrictions on sales to retail investors.