2010-06-16

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BRPD Circular No. 23: Prudential Regulations for Consumer Financing (Regulation for Housing Finance)

Regulation 23 is amended to set the maximum per-party limit for housing finance at Tk 10 million and require a maximum debt-to-equity ratio of 80:20. Regulation 25 is amended to allow mortgage loans for housing with a maximum tenure of 25 years, while requiring banks to maintain adequate asset-liability matching. These changes apply to all scheduled banks in Bangladesh.

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