Central Bank of Brazil Instruction Normative No. 743 of June 11, 2026

CENTRAL BANK OF BRAZIL INSTRUCTION NORMATIVE NO. 743, OF JUNE 11, 2026

Amends Instruction Normative BCB No. 513, of August 30, 2024, which establishes operational procedures related to Pix Automatic, Pix Scheduled, and Pix Collection, to adjust devices related to the scheduling and settlement of the payment order within the scope of Pix Automatic; and revokes normative acts whose effects have expired over time.

The Acting Head of the Department of Competition and Financial Market Structure (Decem), in the exercise of the authority conferred upon him by Art. 23, item I, letter “a”, of the Internal Regulations of the Central Bank of Brazil, annexed to Resolution BCB No. 340, of September 21, 2023, based on Art. 94, item IX, of the aforementioned Regulations, and taking into account the provisions of Arts. 11-U and 41-A of the Regulation annexed to Resolution BCB No. 1, of August 12, 2020,

R E S O L V E:

Art. 1º Instruction Normative BCB No. 513, of August 30, 2024, shall enter into force with the following alterations:

“Art. 6º ...................................................................................................................................

§ 1º .........................................................................................................................................

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V - the rules provided for in Art. 5º, §§ 1º, 2º, 4º, 5º and 6º are not respected;

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(NR)

“Art. 7º ...................................................................................................................................

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§ 18. If the payment instruction was generated by a participant that provides a payment transaction initiation service, the “idConciliacaoRecebedor” field of the pacs.008 message referring to the respective payment order shall not be filled.” (NR)

Art. 2º The following are revoked:

I - Instruction Normative BCB No. 43, of November 12, 2020;

II - Instruction Normative BCB No. 58, of December 11, 2020;

III - Instruction Normative BCB No. 71, of January 21, 2021;

IV - Instruction Normative BCB No. 87, of March 12, 2021;

V - Instruction Normative BCB No. 372, of April 25, 2023;

VI - Instruction Normative BCB No. 373, of April 25, 2023;

VII - Instruction Normative BCB No. 422, of November 24, 2023; and

VIII - Instruction Normative BCB No. 633, of June 5, 2025.

Art. 3º This Instruction Normative enters into force on the date of its publication.

RICARDO
PEREIRA DE ARAÚJO

NOTE

Decree No. 10.411, of June 30, 2020, provides for the mandatory implementation of a regulatory impact analysis (AIR) for the issuance of normative acts of general interest produced by the organs and entities of the direct and indirect federal public administration.

However, as defined in paragraph 8 of Vote 280/2021–BCB, of November 10, 2021, the Pix Regulation, including other documents that integrate, detail, and complement it, do not characterize themselves as regulatory acts of coercive and general force, possessing, in fact, an eminently contractual nature in relation exclusively to the participants of this payment arrangement. Thus, modifications promoted in the aforementioned regulation and in the other documents that integrate, detail, and complement it are not subject to the prior production of an AIR.

RICARDO
PEREIRA DE ARAÚJO