To:
The Board of Directors of Financial Service Institutions

COPY

CIRCULAR LETTER OF THE FINANCIAL SERVICES AUTHORITY NUMBER 50 /SEOJK.03/2017

DEBTOR REPORTING AND INFORMATION REQUESTS
THROUGH THE FINANCIAL INFORMATION SERVICE SYSTEM

In relation to Financial Services Authority Regulation Number 18/POJK.03/2017 on Debtor Reporting and Information Requests through the Financial Information Service System (State Gazette of the Republic of Indonesia Year 2017 Number 93, Additional State Gazette of the Republic of Indonesia Number 6049), hereinafter referred to as POJK PPID SLIK, it is necessary to regulate the implementation regarding debtor reporting and information requests through the financial information service system in this Financial Services Authority Circular Letter as follows:

I. GENERAL PROVISIONS

The Financial Information Service System, hereinafter abbreviated as SLIK, is an information system managed by the Financial Services Authority (OJK) to support the implementation of supervisory tasks and information services in the financial sector. SLIK functions as a medium for exchanging credit information among financial service institutions to support ease of access to credit or financing.
The implementation of debtor reporting and information request activities through SLIK can be utilized to facilitate the process of fund provision, risk management application, debtor quality assessment, and to increase financial industry discipline.
To implement the debtor reporting and information request activities through SLIK as referred to in item 2, the Reporter submits:

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a. Debtor Reports to OJK completely, accurately, up-to-date, wholly, and on time every month for the end-of-month position; and b. corrections to Debtor Reports to OJK in the event that the submitted Debtor Report does not meet the regulations set by OJK, whether based on findings by the Reporter or findings by OJK.

II. REPORTERS

In accordance with Article 2 Paragraph (1) of POJK PPID SLIK, the parties required to be Reporters are:
a. Commercial Banks, including:
1) Conventional Commercial Banks;
2) Sharia Commercial Banks; and
3) Sharia Business Units of their parent Conventional Commercial Banks;
b. Rural Banks (BPR);
c. Sharia Rural Banks (BPRS);
d. Financing Institutions, including:
1) Financing Institutions that provide Fund Provision Facilities; and
2) Sharia business units of their parent Financing Institutions; and
e. Other Financial Service Institutions, including:
1) Other Financial Service Institutions that provide Fund Provision Facilities, except microfinance institutions; and
2) Sharia business units of their parent Other Financial Service Institutions.
Parties that may become Reporters are:
a. Other Financial Service Institutions that provide internet-based money lending services and microfinance institutions; and b. other non-Financial Service Institutions (FSI) such as savings and loan cooperatives, that have met the requirements established in POJK PPID SLIK.

III. PROCEDURE TO BECOME A REPORTER

The parties referred to in Section II item 1 are designated as Reporters with the following provisions:
a. Commercial Banks, BPRs, BPRSs, Financing Institutions providing Fund Provision Facilities, and Other Financial Service Institutions providing Fund Provision Facilities, which were already Reporters of the Debtor Information System (SID) at the time POJK PPID SLIK came into effect, are designated as Reporters from the time POJK PPID SLIK comes into effect. b. BPRs, BPRSs, and financing companies that were not yet SID Reporters at the time POJK PPID SLIK came into effect are designated as Reporters no later than December 31, 2018.
c. Venture capital companies, infrastructure financing companies, and pawnshops that were not yet SID Reporters at the time POJK PPID SLIK came into effect are designated as Reporters no later than December 31, 2022.
d. BPRs, BPRSs, financing companies, venture capital companies, infrastructure financing companies, and pawnshops that apply to become Reporters before the deadline as referred to in letters b and c are designated as Reporters from the date of the OJK approval letter. The application to become a Reporter must be signed by the Board of Directors or the head of the institution and submitted to the OJK Banking Licensing and Information Department. e. Commercial Banks that conduct business activities after POJK PPID SLIK comes into effect are designated as Reporters from the date of operational implementation. f. BPRs, BPRSs, and financing companies that conduct business activities after December 31, 2018, are designated as Reporters from the date of operational implementation. g. Venture capital companies, infrastructure financing companies, and pawnshops that conduct business activities after December 31, 2022, are designated as Reporters from the date of operational implementation.
The procedure to become a Reporter for the parties referred to in Section II item 2 is as follows:

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a. A written application signed by the Board of Directors or the head of the institution is submitted to the Banking Licensing and Information Department, attaching supporting documents consisting of:
1) a copy of the articles of association;
2) organizational structure and human resources containing at least the organizational chart, horizontal and vertical lines of responsibility, and human resource positions;
3) proof of readiness of data required for SLIK reporting as referred to in the Guidelines for Preparing Debtor Reports and Information Requests through SLIK in Appendix IV, which is an integral part of this OJK Circular Letter; and
4) proof of readiness of computer equipment, operating systems, and data communication networks with specifications as referred to in the Guidelines for Preparing Debtor Reports and Information Requests through SLIK in Appendix IV, which is an integral part of this OJK Circular Letter.
b. The parties referred to in Section II item 2 are designated as Reporters from the date of approval by OJK.

OJK provides approval for applications to become Reporters no later than 10 (ten) working days from the date the complete application documents for becoming a Reporter are received by OJK and all requirements for becoming a Reporter as referred to in POJK PPID SLIK are fulfilled.
After being designated as a Reporter as referred to in item 1 and item 2 letter b, the Reporter:
a. submits a written application for a user ID and password containing data of implementing employees and/or officials who will conduct administration and management of user access rights within the Reporter using the format as referred to in Appendix I.A, which is an integral part of this OJK Circular Letter; and b. submits a report of all implementing employees and/or SLIK officials using the format as referred to

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in Appendix I.B, which is an integral part of this OJK Circular Letter, according to the deadline established in POJK PPID SLIK. The application for a user ID and password as referred to in letter a and the report of all implementing employees and/or SLIK officials as referred to in letter b must be signed by the Board of Directors or the head of the institution, or an official authorized by the Board of Directors or the head of the institution, and submitted to the Banking Licensing and Information Department c.q. Deputy Director of Credit Information Management.

IV. DEBTOR REPORTS

The format and content of Debtor Reports submitted by Reporters to OJK are prepared in accordance with the report format as referred to in the Guidelines for Preparing Debtor Reports and Information Requests through SLIK in Appendix IV, which is an integral part of this OJK Circular Letter.
Debtor Reports cover information regarding:
a. Debtors; b. Fund Provision Facilities, both in Rupiah and foreign currency, in the form of:
1) credit or financing for the provision of money, goods and/or services, or receivables that can be equated thereto as referred to in financial legislation regulations;
2) securities, namely debt acknowledgment instruments, bills of exchange, bonds, credit securities, or any derivatives thereof, or other interests, or a liability of the Debtor, in a form commonly traded in the capital and money markets;
3) administrative account transactions, namely commitment and contingent liabilities including guarantees, Letters of Credit (L/C), Standby Letters of Credit (SBLC), or other commitment and contingent liabilities; and
4) other facilities that can be equated to Fund Provision Facilities;

c. collateral;
d. guarantors; e. managers and owners; and f. Debtor finances.

Debtor Reports include data on all Debtors receiving Fund Provision Facilities, including Debtors who have been written off, have been written off as uncollectible, are in the process of settlement through collateral takeover or court settlement, are transferred to a designated party to settle the Reporter's obligations because the Reporter's business license has been revoked or liquidated, and Debtors receiving credit or financing succession.
Submitted Debtor Reports include Debtor data from the head office, branch offices, sub-branch offices, or similar entities that provide Fund Provision Facilities and are submitted through the Reporter's head office.
Debtor Reports are presented in full units of Rupiah. In the event that Fund Provision Facilities are provided in foreign currency, the value is converted into Rupiah value based on the Statement of Financial Accounting Standards (PSAK).
Submission of Debtor Reports and/or corrections to Debtor Reports:
a. Online Submission
1) Reporters may only submit Debtor Reports and/or corrections to Debtor Reports online to OJK through the Reporter's head office.
2) Debtor Reports and/or corrections to Debtor Reports submitted online via the SLIK application are for the position of the last 12 (twelve) months.
3) The Reporter's password used in SLIK is established by OJK.
4) Reporters who, due to certain conditions, do not have Debtors and/or do not provide Fund Provision Facilities, submit zero reports online in accordance with the Guidelines for Preparing Debtor Reports and Information Requests through SLIK as referred to in Appendix IV, which is an integral part of this OJK Circular Letter.
5) The date the Debtor Report and/or correction to the Debtor Report is received by OJK is the date stated on the receipt of the Debtor Report and/or correction to the Debtor Report from SLIK.
b. Offline Submission
1) Reporters may submit Debtor Reports and/or corrections to Debtor Reports offline in the event of technical disruptions, including disruptions in data communication networks and power outages.
2) Debtor Reports and/or corrections to Debtor Reports are submitted in file format generated from the SLIK application, stored in formats such as compact disc or USB flashdisk, accompanied by written notification to OJK as referred to in Appendix III, which is an integral part of this OJK Circular Letter.
3) Debtor Reports and/or corrections to Debtor Reports submitted offline are for the position of the last 12 (twelve) months.
4) Reporters experiencing technical disruptions must attach supporting documents from relevant institutions regarding the technical disruption condition, such as letters or announcements from data communication network providers in the event of network disruption and/or letters from electricity providers in the event of power outages, or documents stating that efforts were made to submit SLIK reports online, causing the Reporter difficulty in submitting Debtor Reports and/or corrections to Debtor Reports online.
5) Debtor Reports and/or corrections to Debtor Reports, along with supporting documents, are submitted to:

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a) The Banking Licensing and Information Department c.q. Deputy Director of Credit Information Management for Reporters headquartered in the Special Capital Region of Jakarta or Banten Province; or b) Regional Offices or local OJK Offices for Reporters headquartered outside the Special Capital Region of Jakarta or Banten Province.

The date the Debtor Report and/or correction to the Debtor Report is received by OJK is the date stated on the receipt of the Debtor Report and/or correction to the Debtor Report from SLIK.

Updating of Debtor Report data by OJK:
a. Reporter's business license revoked or liquidated.
A Reporter whose business license has been revoked and can no longer update Debtor Reports in the SLIK application may have OJK update the Debtor Report based on a written request from, among others:
1) a party designated to settle the Reporter's obligations, such as the Deposit Insurance Corporation or a liquidation team; or
2) a Debtor of the Reporter whose business license has been revoked, by attaching supporting documents such as:
a) identity documents
(1) for individual Debtors
(a) photocopy of identity documents with presentation of original identity documents such as ID Card (KTP) for Indonesian Citizens (WNI) or passport for Foreign Citizens (WNA); or (b) original power of attorney, photocopy of identity documents of the principal and agent with presentation of original identity documents of the principal and agent, in case of authorization.

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(2) for corporate Debtors
(a) photocopy of the corporate identity and photocopy of the identity of the manager submitting the Debtor Information request with presentation of the original corporate identity or photocopy of the corporate identity that has been legalized and presentation of the original identity document of the manager submitting the Debtor Information request. The identity referred to consists of Taxpayer Identification Number (NPWP), company deed of establishment, and the latest amendment to the articles of association containing the composition and authority of managers; or (b) original power of attorney, photocopy of corporate identity and identity documents of the principal and agent with presentation of the original corporate identity or photocopy of the corporate identity that has been legalized, as well as original identity documents of the principal and agent in case of authorization; and b) photocopy of the Certificate of Settlement (SKL), minutes of obligation settlement, or copy of a court decision that has permanent legal force for cases settled in court, with presentation of original documents. b. Reporter unable to update debtor reports due to other reasons.
1) OJK may update data in the event that:
a) the Reporter does not comply with regulations in submitting Debtor Reports and cannot be corrected by the Reporter; or b) errors in the Debtor Report are found with a reporting period exceeding 12 (twelve) months, so the Reporter cannot perform corrections.
2) Data updates are performed based on a written request from the Reporter.
c. Requests for data updates are submitted in writing to the Banking Licensing and Information Department c.q. Deputy Director of Credit Information Management.

V. DEBTOR INFORMATION

Parties that may request Debtor Information are Reporters, Debtors, Credit Information Management Institutions (LPIP), and other parties.

Scope of Debtor Information
The scope of Debtor Information that may be requested by Reporters and Debtors is regulated in the Guidelines for Preparing Debtor Reports and Information Requests through SLIK as referred to in Appendix IV, which is an integral part of this OJK Circular Letter, while the scope of Debtor Information that may be requested by LPIPs and other parties as referred to in Appendix II, which is an integral part of this OJK Circular Letter.
Request and Use of Debtor Information by Reporters
a. Request Procedure
Reporters who have fulfilled reporting obligations may request Debtor Information from OJK. The request is made online via the network established by OJK. b. Use of Debtor Information Debtor Information obtained may only be used for the Reporter's purposes in:
1) supporting the smooth process of providing Fund Provision Facilities in accordance with prudence principles in providing Fund Provision Facilities;
2) applying risk management to support the Reporter's operational activities, for example, using Debtor Information for monitoring existing Debtors, Reporter employee selection processes, Reporter partner selection, audit implementation, and anti-fraud programs, but not including the preparation of prospect lists for potential Debtors and cross-selling; and/or
3) identifying Debtor quality to fulfill OJK or other competent party requirements, for example,

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for quality equalization of one Debtor or one same project in accordance with legislation regulations.

Request for Debtor Information by Debtors
a. Debtors may request Debtor Information only for their own name from OJK or from the Reporter that provides Fund Provision Facilities to the respective Debtor. b. Request Procedure
1) Requests for Debtor Information submitted in writing to OJK are conducted as follows:
a) The respective Debtor or a party authorized by the Debtor may submit a request for Debtor Information to the local OJK Office. b) In the event that the respective Debtor is a corporate entity, the request for Debtor Information as referred to in letter a) is submitted by the authorized manager in accordance with the company's articles of association or by a party authorized by such manager. c) The respective Debtor or a party authorized by the Debtor fills out the application form and submits supporting documents as follows:
(1) For individual Debtors
(a) photocopy of identity documents with presentation of original identity documents such as ID Card (KTP) for WNI or passport for WNA; or (b) original power of attorney, photocopy of identity documents of the principal and agent with presentation of original identity documents of the principal and agent, in case of authorization. (2) For corporate Debtors (a) photocopy of corporate identity and photocopy of the identity of the manager submitting the Debtor Information request with presentation of the original corporate identity as referred to or photocopy of the corporate identity that has been legalized and presentation of the original identity document of the manager submitting the Debtor Information request. The identity referred to consists of NPWP, company deed of establishment, and the latest amendment to the articles of association containing the composition and authority of managers; or (b) original power of attorney, photocopy of corporate identity and identity documents of the principal and agent with presentation of the original corporate identity or photocopy of the corporate identity that has been legalized, as well as original identity documents of the principal and agent in case of authorization. d) In the event that the request for Debtor Information has met the requirements as referred to in this OJK Circular Letter, Debtor Information may be provided in accordance with the reason and purpose of use.
2) Requests for Debtor Information to Reporters are conducted as follows:
a) The respective Debtor or a party authorized by the Debtor submits a request for Debtor Information to the Reporter that provides Fund Provision Facilities to the respective Debtor. b) The submission of the request for Debtor Information is made by the respective Debtor or a party authorized by the Debtor by presenting original identity documents or original power of attorney, original identity documents of the principal and agent, in case of authorization. c) The Reporter makes efforts to verify that the request for Debtor Information as referred to in letter b) is made by the Debtor entitled in accordance with POJK PPID SLIK. d) The Reporter accounts for all provision of Debtor Information based on the request of the respective Debtor, at least covering the date

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of provision of Debtor Information, name of the Debtor, purpose of Debtor Information, and the Reporter employee who submitted the request and received the Debtor Information.

Request for Debtor Information by LPIPs
a. LPIPs that have obtained business licenses from OJK may obtain Debtor Information in the implementation of business activities as referred to in legislation regulations regarding LPIPs. b. OJK may provide Debtor Information to LPIPs online or offline.
c. To obtain Debtor Information online, LPIPs submit a written request to the Banking Licensing and Information Department accompanied by a list of LPIP employees responsible for being granted access rights.
d. The mechanism for providing Debtor Information from OJK to LPIPs refers to legislation regulations regarding LPIPs.
Request for Debtor Information by Other Parties
a. Other parties may request Debtor Information from OJK in the implementation of legislation regulations and/or based on a memorandum of understanding with OJK. b. Requests for Debtor Information by other parties are conducted as follows:
1) Other parties submitting routine requests for Debtor Information regularly enter into agreements and/or memorandums of understanding with OJK.
2) Other parties submitting incidental requests for Debtor Information submit a written application signed by the party with authority. The application is submitted to the Banking Licensing and Information Department, stating the reason and purpose of use of Debtor Information and the identity of the Debtor for whom information is requested.
3) In the event that the request for Debtor Information has met the requirements as referred to in this Circular Letter

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OJK this, Debtor Information is provided according to the reason and purpose of use.

VI. SUPERVISION
Supervision over the implementation of SLIK is conducted by the OJK against the Reporter, both directly and indirectly.

Direct Supervision
a. Direct supervision is conducted through examinations of the Reporter. b. Examinations of the Reporter are conducted incidentally.
c. Examinations as referred to in letter a aim to ensure the Reporter's compliance with POJK PPID SLIK and its implementing regulations, which include among others:
1) the systems and procedures existing at the Reporter in carrying out operational activities for reporting and requesting Debtor Information through SLIK;
2) the accuracy of the Debtor Reports submitted by the Reporter; and/or
3) the use of Debtor Information.
d. In the course of examinations, the Reporter provides:
1) statements and data related to the implementation of reporting and requesting Debtor Information through SLIK, which include among others electronic data and explanations related to the purpose of the examination;
2) the opportunity to conduct examinations of physical facilities and supporting applications related to operational activities for reporting and requesting Debtor Information through SLIK, which include among others hardware, SLIK applications, databases, data backups, connectivity to the OJK network, and interfaces to the Reporter's internal systems; and
3) other matters required, which include among others copies of documents related to the object of the examination.
e. Based on the examination results, the Reporter takes improvement and/or refinement steps for matters found in the examination and reports such improvements and/or refinements in writing to the Licensing and Banking Information Department c.q. Deputy Director of Credit Information Management.

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Indirect Supervision
a. Indirect supervision is conducted through research, analysis, and evaluation of Debtor Reports and/or corrections to Debtor Reports, and other data/information. b. Based on the results of indirect supervision communicated by the OJK, the Reporter takes improvement and/or refinement steps for matters found and reports such improvements and/or refinements in writing to the Licensing and Banking Information Department c.q. Deputy Director of Credit Information Management.

VII. PROCEDURES FOR PAYMENT OF ADMINISTRATIVE SANCTIONS IN THE FORM OF FINES
The procedures for payment of administrative sanctions in the form of fines refer to the OJK Regulation regarding the procedures for collecting sanctions in the form of fines in the financial services sector and its implementing provisions.

VIII. SUBMISSION OF PROBLEMS

Problems related to the content of Debtor Reports and Debtor Information are submitted to the Licensing and Banking Information Department c.q. Deputy Director of Credit Information Management.
Problems related to the SLIK application are submitted to the OJK helpdesk via email: helpdesk@ojk.go.id or telephone 021-29600000 ext. 7000.

IX. CLOSING

The provisions in this OJK Circular shall take effect on the date of determination.
Upon the taking effect of this OJK Circular:
a. Bank Indonesia Circular Number 7/63/DPBPR dated December 30, 2005 regarding the Debtor Information System; b. Bank Indonesia Circular Number 8/6/DPBPR dated February 20, 2006 regarding Amendments to Bank Indonesia Circular Number 7/63/DPBPR dated December 30, 2005 Regarding the Debtor Information System; and

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This copy is consistent with the original
Deputy Director of Legal Directorate 1 acting as Acting Director of Legal 1 Legal Department signed Wiwit Puspasari
c. Bank Indonesia Circular Number 10/47/DPNP dated December 23, 2008 regarding the Debtor Information System,
are revoked and declared invalid as of January 1, 2018.
Determined in Jakarta on September 27, 2017
EXECUTIVE HEAD OF BANKING SUPERVISOR
FINANCIAL SERVICES AUTHORITY, signed
HERU KRISTIYANA

APPENDIX I
FINANCIAL SERVICES AUTHORITY CIRCULAR
NUMBER 50 /SEOJK.03/2017
REGARDING
REPORTING AND REQUESTING DEBTOR INFORMATION THROUGH THE FINANCIAL INFORMATION SERVICE SYSTEM

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Appendix I.A.
Number <Letter Number> <Place>,<Date>
To
Licensing and Banking Information Department c.q. Deputy Director of Credit Information Management <Address> *) Subject: Request for Access Rights to the Financial Information Service System (SLIK) Referring to Financial Services Authority Regulation Number 18/POJK.03/2017 regarding Reporting and Requesting Debtor Information through the Financial Information Service System, we hereby request to be granted access rights to SLIK. Furthermore, the list of implementing employees and/or officials appointed to perform administration and management of SLIK user access rights internally is as follows:
No. Name Employee ID Position Telephone No. E-mail/Login ID 1 2 In relation to this matter, we hereby declare that:

We are responsible for the use of the granted access rights.
We will use the SLIK application only for matters related to the submission of Debtor Reports and requests for Debtor Information.
We are responsible for the accuracy of the data of implementing employees and/or officials appointed as referred to in this request letter.
The access rights of implementing employees and/or officials appointed as referred to in this request letter will only be used by the appointed implementing employees and/or officials.
Thus submitted, for your information.
Name of Reporter
Reporter Code
<Signature>
Name of Official )
Position
*) Address of the letter should be according to the OJK office address. ) Official signing the letter is the Board of Directors or Head of Institution, or an official authorized by the Board of Directors or Head of Institution.

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Appendix I.B.
Number <Letter Number> <Place>,<Date>
To
Licensing and Banking Information Department c.q. Deputy Director of Credit Information Management <Address> *) Subject: Reporting of List of Implementing Employees and/or Officials for the Financial Information Service System (SLIK) Referring to Financial Services Authority Regulation Number 18/POJK.03/2017 regarding Reporting and Requesting Debtor Information through the Financial Information Service System, specifically regarding the obligation to report SLIK implementing employees and/or officials, we hereby submit the list of implementing employees and/or officials appointed as responsible parties for reporting and requesting Debtor Information through SLIK as attached. In relation to this matter, we hereby declare that:

We are responsible for the use of the granted access rights.
We will use the SLIK application only for matters related to the submission of Debtor Reports and requests for Debtor Information.
We are responsible for the completeness, accuracy, timeliness, and integrity of the reported data.
We are responsible for the accuracy of the data of implementing employees and/or officials appointed as responsible parties as referred to in this reporting letter.
We are responsible for all requests for Debtor Information by the appointed implementing employees and/or officials who are responsible parties.
The access rights of implementing employees and/or officials appointed as responsible parties for SLIK as referred to in this reporting letter will only be used by the appointed implementing employees and/or officials who are responsible parties.
Thus submitted, for your information.
Name of Reporter
Reporter Code
<Signature>
Name of Official )
Position
*) Address of the letter should be according to the OJK office address. ) Official signing the letter is the Board of Directors or Head of Institution, or an official authorized by the Board of Directors or Head of Institution.

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Appendix
Letter Number <filled same as Letter Number>
REPORTING OF LIST OF IMPLEMENTING EMPLOYEES AND/OR OFFICIALS FOR SLIK

Below is the list of implementing employees and/or officials appointed in reporting and requesting Debtor Information through SLIK according to their access rights, namely:
A. Administrator
No. Name Employee ID Position Telephone No. E-mail / Login ID Status 1 Active / Inactive 2 Active / Inactive Etc. Active / Inactive B. Supervisor No. Name Employee ID Position Telephone No. E-mail / Login ID Status 1 Active / Inactive 2 Active / Inactive Etc. Active / Inactive
C. Reporting Officer
No. Name Employee ID Position Telephone No. E-mail / Login ID Status 1 Active / Inactive 2 Active / Inactive Etc. Active / Inactive D. Information Request Officer No. Name Employee ID Position Telephone No. E-mail / Login ID Status 1 Active / Inactive 2 Active / Inactive Etc. Active / Inactive E. Debtor Complaint Officer (Without Access Rights to SLIK Application) No. Name Employee ID Position Telephone No. E-mail Status 1 Active / Inactive 2 Active / Inactive Etc. Active / Inactive

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This copy is consistent with the original
Deputy Director of Legal Directorate 1 acting as Acting Director of Legal 1 Legal Department signed Wiwit Puspasari F. Debtor Information Data Security Officer (Without Access Rights to SLIK Application) No. Name Employee ID Position Telephone No. E-mail Status 1 Active / Inactive 2 Active / Inactive Etc. Active / Inactive

Description:
Status "Active": for officers who are still active or new officers in SLIK. Status "Inactive": for officers who have been deleted from SLIK.

Determined in Jakarta on September 27, 2017
EXECUTIVE HEAD OF BANKING SUPERVISOR
FINANCIAL SERVICES AUTHORITY, signed
HERU KRISTIYANA

APPENDIX II
FINANCIAL SERVICES AUTHORITY CIRCULAR
NUMBER 50 /SEOJK.03/2017
REGARDING
REPORTING AND REQUESTING DEBTOR INFORMATION THROUGH THE FINANCIAL INFORMATION SERVICE SYSTEM

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A. Scope of Debtor Information That Can Be Requested by LPIP
I. Segment D01 – Individual Debtors

Reporter Type Code
Reporter Code
Data Year Month
Debtor Credit Information File (CIF) Number
Identity Type
Identity Number
Name according to Identity
Full Name
Debtor Education Status/Title Code
Gender
Place of Birth
Date of Birth
Mother's Maiden Name
Taxpayer Identification Number (NPWP)
Address
Village/Sub-district
District
Regency or City Code
Postal Code
Telephone Number
Mobile Phone Number
E-mail Address
Country of Residence Code
Occupation Code
Workplace
Workplace Business Sector Code
Workplace Address
Debtor Group Code
Debtor Marital Status
Branch Office Code
Data Operation
Delete Status
Create Date
Update Date

II. Segment D02 – Corporate Debtors

Reporter Type Code
Reporter Code
Data Year Month
Debtor CIF Number
Business Entity Identity Number
Business Entity Name
Business Entity Form Code
Place of Establishment
Deed of Establishment Number
Deed of Establishment Date
Latest Amendment Deed Number
Latest Amendment Deed Date
Telephone Number
Mobile Phone Number
E-mail Address
Address
Village/Sub-district
District
Regency or City Code
Postal Code
Country of Residence Code
Business Sector Code
Go Public
Debtor Group Code
Debtor Rating or Score
Rating Agency
Rating Date
Branch Office Code
Data Operation
Delete Status
Create Date
Update Date

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III. Segment F01 – Credit or Financing

Reporter Type Code
Reporter Code
Data Year Month
Facility Type Code
Facility Account Number
Debtor CIF Number
Credit or Financing Nature Code
Credit or Financing Type Code
Credit or Financing Agreement Code
Initial Agreement Number
Initial Agreement Date
Final Agreement Number
Final Agreement Date
Frequency of Credit or Financing Facility Extension
Credit or Financing Start Date
Start Date
Maturity Date
Debtor Category Code
Usage Type Code
Usage Orientation Code
Economic Sector Code
Project Location or Credit/Financing Use Regency or City Code
Project Value
Currency Code
Interest Rate or Return
Interest Rate or Return Type
Government Program Credit or Financing
Initial Plafond
Plafond
Realization or Disbursement of Current Month
Penalty
Debit Balance
Value in Original Currency
Credit or Financing Quality Code
Default Date
Default Cause Code
Principal Arrears
Interest or Return Arrears
Number of Days of Arrears
Frequency of Arrears
Frequency of Restructuring
Initial Restructuring Date
Final Restructuring Date
Restructuring Method Code
Condition Code
Condition Date
Description
Branch Office Code
Data Operation
Delete Status
Create Date
Update Date

IV. Segment F02 – Joint Account Credit or Financing

Reporter Type Code
Reporter Code
Data Year Month
Facility Type Code
Facility Account Number
Debtor CIF Number
Joint Account Member Debtor Sequence
Credit or Financing Nature Code
Credit or Financing Type Code
Credit or Financing Agreement Code
Initial Agreement Number
Initial Agreement Date
Final Agreement Number
Final Agreement Date
Frequency of Credit or Financing Facility Extension
Credit or Financing Start Date
Start Date
Maturity Date
Debtor Category Code
Usage Type Code
Usage Orientation Code
Economic Sector Code
Project Location or Credit/Financing Use Regency or City Code
Project Value
Currency Code
Interest Rate or Return
Interest Rate or Return Type
Government Program Credit or Financing
Initial Plafond
Plafond
Realization or Disbursement of Current Month
Penalty
Debit Balance
Value in Original Currency
Credit or Financing Quality Code
Default Date
Default Cause Code
Principal Arrears
Interest or Return Arrears
Number of Days of Arrears
Frequency of Arrears
Frequency of Restructuring
Initial Restructuring Date
Final Restructuring Date
Restructuring Method Code
Condition Code
Condition Date
Description
Branch Office Code
Data Operation
Delete Status
Create Date
Update Date

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V. Segment F03 – Securities

Reporter Type Code
Reporter Code
Data Year Month
Facility Type Code
Facility Account Number
Debtor CIF Number
Security Type Code
Sovereign Rate
Listing
Security Rating
Ownership Purpose Code
Issuance Date
Purchase Date
Maturity Date
Currency Code
Nominal
Value in Original Currency
Market Value
Acquisition Value
Interest Rate or Return
Arrears
Number of Days of Arrears
Quality Code
Default Date
Default Cause Code
Condition Code
Condition Date
Description
Branch Office Code
Data Operation
Delete Status
Create Date
Update Date

VI. Segment F04 – Irrevocable L/C

Reporter Type Code
Reporter Code
Data Year Month
Facility Type Code
Facility Account Number
Debtor CIF Number
L/C Type Code
L/C Purpose Code
Issue Date
Maturity Date
Initial Agreement Number
Initial Agreement Date
Final Agreement Number
Final Agreement Date
Beneficiary Bank
Currency Code
Plafond
Nominal
Collateral Deposit
Quality Code
Breach of Contract Date
Condition Code
Condition Date
Description
Branch Office Code
Data Operation
Delete Status
Create Date
Update Date

VII. Segment F05 – Guarantees Provided

Reporter Type Code
Reporter Code
Data Year Month
Facility Type Code
Facility Account Number
Debtor CIF Number
Guarantee Type Code
Guarantee Purpose Code
Issuance Date
Maturity Date
Initial Agreement Number
Initial Agreement Date
Final Agreement Number
Final Agreement Date
Guaranteed Party Name
Currency Code
Plafond
Nominal
Collateral Deposit
Quality Code
Breach of Contract Date
Condition Code
Condition Date
Description
Branch Office Code
Data Operation
Delete Status
Create Date
Update Date

4 -
VIII. Segment F06 – Other Facilities

Reporter Type Code
Reporter Code
Data Year Month
Facility Type Code
Facility Account Number
Debtor CIF Number
Other Facility Type Code
Start Date
Maturity Date
Interest Rate or Return
Currency Code
Nominal
Value in Original Currency
Quality Code
Default Date
Default Cause Code
Arrears
Number of Days of Arrears
Condition Code
Condition Date
Description
Branch Office Code
Data Operation
Delete Status
Create Date
Update Date

IX. Segment A01 – Collateral

Reporter Type Code
Reporter Code
Data Year Month
Register Code or Collateral Number
Facility Account Number
Debtor CIF Number
Facility Segment Type Code
Collateral Status Code
Collateral Type Code
Collateral Rating
Rating Agency Code
Attachment Type Code
Attachment Date
Collateral Owner Name
Ownership Proof
Collateral Address
Collateral Location Regency or City Code
Collateral Value according to Taxable Object Value (NJOP)
Collateral Value according to Reporter
Collateral Valuation Date according to Reporter
Collateral Value according to Independent Appraiser
Independent Appraiser Name
Collateral Valuation Date according to Independent Appraiser
Full Satisfaction Status
Full Satisfaction Percentage
Joint Account Credit Status
Insured
Description
Branch Office Code
Data Operation
Delete Status
Create Date
Update Date

X. Segment P01 – Guarantor

Reporter Type Code
Reporter Code
Data Year Month
Guarantor Identity Number
Facility Account Number
Debtor CIF Number
Facility Segment Type Code
Guarantor Identity Type Code
Guarantor Name according to Identity
Guarantor Full Name
Guarantor Group Code
Guarantor Address
Percentage of Guaranteed Facility
Description
Branch Office Code
Data Operation
Delete Status
Create Date
Update Date

5 -
This copy is consistent with the original
Deputy Director of Legal Directorate 1 acting as Acting Director of Legal 1 Legal Department signed Wiwit Puspasari

XI. Segment M01 – Management and/or Owners of Corporate Debtors

Reporter Type Code
Reporter Code
Data Year Month
Management and/or Owner Identity Number of Corporate Debtor
Debtor CIF Number
Management and/or Owner Identity Type Code of Corporate Debtor
Management and/or Owner Name of Corporate Debtor
Gender
Address
Village/Sub-district
District
Regency or City Code
Position Code
Ownership Share
Management and/or Owner Status of Corporate Debtor
Branch Office Code
Data Operation
Delete Status
Create Date
Update Date

B. Scope of Debtor Information That Can Be Requested by Other Parties The scope of information that can be requested by other parties is adjusted to the needs of task implementation based on statutory regulations or based on a memorandum of understanding between the other party and the OJK.

Determined in Jakarta on September 27, 2017
EXECUTIVE HEAD OF BANKING SUPERVISOR
FINANCIAL SERVICES AUTHORITY, signed
HERU KRISTIYANA

APPENDIX III
FINANCIAL SERVICES AUTHORITY CIRCULAR
NUMBER 50 /SEOJK.03/2017
REGARDING
REPORTING AND REQUESTING DEBTOR INFORMATION THROUGH THE FINANCIAL INFORMATION SERVICE SYSTEM

1 -
<Letter Number> <Place>,<Date>
To *)
Subject: Offline Reporting of the Financial Information Service System (SLIK) In accordance with POJK Number 18/POJK.03/2017 regarding Reporting and Requesting Debtor Information Through the Financial Information Service System, the submission of Debtor Reports/corrections to Debtor Reports ) should have been sent online until the determined reporting deadline. However, due to certain circumstances, the submission of such Debtor Reports/corrections to Debtor Reports ) is submitted offline. The details of the offline report are as follows:
No. Data Month (month-year) Cause of Offline Contact Person 1 06-2017 Power outage due to natural disaster Andi andi@abcd.com 021-9999999 2 Etc.

Furthermore, the method to overcome the disturbance and the explanation regarding the chronology of the submission of Debtor Reports/corrections to Debtor Reports ) is submitted as attached. Thus submitted, for your information. Name of Reporter Reporter Code Signed Name of Official *) Position *) Address of the letter should be addressed to:

Licensing and Banking Information Department, for Reporters headquartered in the Special Capital Region of Jakarta Province or Banten Province; or
OJK Regional Office or Local OJK Office, for Reporters headquartered outside the Special Capital Region of Jakarta Province or Banten Province.
) Cross out what is not needed.
*) Official signing the letter is the Board of Directors/Head of Institution or an official authorized by the Board of Directors/Head of Institution.
2 -
This copy is consistent with the original
Deputy Director of Legal Directorate 1 acting as Acting Director of Legal 1 Legal Department signed Wiwit Puspasari

<Fill same as letter number>
APPENDIX FOR SUBMISSION OF OFFLINE REPORTS
Cause of Offline <Reporter Code>: …………………………………..
To overcome the above obstacles, we have taken the following actions:

…………………….
…………………….
and so on.
Chronology of report submission (accompanied by evidence of the disturbance that occurred):
………………………………………………………………………………………………………………

Determined in Jakarta on September 27, 2017
EXECUTIVE HEAD OF BANKING SUPERVISOR
FINANCIAL SERVICES AUTHORITY, signed
HERU KRISTIYANA

APPENDIX IV
FINANCIAL SERVICES AUTHORITY CIRCULAR
NUMBER 50 /SEOJK.03/2017
REGARDING
REPORTING AND REQUESTING DEBTOR INFORMATION THROUGH THE FINANCIAL INFORMATION SERVICE SYSTEM

ii
GUIDELINES FOR DRAFTING REPORTS AND REQUESTS
FOR DEBTOR INFORMATION THROUGH
THE FINANCIAL INFORMATION SERVICE SYSTEM

iii
TABLE OF CONTENTS
TABLE OF CONTENTS .............................................................................................................................ii
LIST OF FIGURES................................................................................................................... iv
CHAPTER I - GENERAL EXPLANATION .............................................................................................. - 1 -
A. Financial Information Services System (SLIK).............................................................. - 1 - B. Debtor Data Reporting via SLIK ....................................................................... - 7 -
C. Reporting Procedures for Reporters Undergoing Merger or Consolidation.. - 13 -
CHAPTER II - SEGMENT EXPLANATION ........................................................................................- 15 -
A. Report Header ..................................................................................................... - 15 - B. Segment D01–Individual Debtor........................................................................ - 18 -
C. Segment D02–Corporate Debtor........................................................................ - 38 -
D. Segment F01–Credit or Financing Facility ....................................................... - 53 - E. Segment F02–Joint Account Credit or Financing Facility.................................. - 84 - F. Segment F03–Securities Facility .................................................................. - 116 - G. Segment F04–Irrevocable L/C Facility .................................................................. - 131 - H. Segment F05–Provided Guarantee Facility ..................................................... - 141 -
I. Segment F06–Other Facilities................................................................................... - 151 -
J. Segment A01–Collateral ........................................................................................... - 160 - K. Segment P01–Guarantor ......................................................................................... - 177 -
L. Segment M01–Management and/or Owners of Corporate Debtor .......................... - 184 -
M. Segment K01–Corporate Debtor Financial Report ........................................ - 192 - N. Segment S01–Facility Summary ........................................................................... - 203 -
CHAPTER III - REQUESTING DEBTOR INFORMATION..................................................................- 221 -
A. Debtor Information ................................................................................................ - 221 - B. Mechanism for Requesting Debtor Information............................................................ - 222 -
C. Scope of Debtor Information.................................................................................. - 225 -
D. Monitoring of Debtor Information Requests .......................................................... - 248 -
CHAPTER IV - EXAMPLES OF DATA COMPLETION .............................................................................. - 249 -
A. Credit or Financing Facility–Credit or Financing Agreement........................... - 249 - B. Credit or Financing Facility–Type of Credit or Financing .......................... - 250 -
C. Irrevocable L/C Facility....................................................................................... - 259 -
D. Securities Facility ...................................................................................... - 263 - E. Full Collateral ................................................................................................. - 264 -
CHAPTER V - LIST OF ECONOMIC SECTOR CODES.....................................................................- 266 -
CHAPTER VI - LIST OF COUNTRY CODES....................................................................................- 282 -
CHAPTER VII - LIST OF CURRENCY CODES....................................................................................- 289 -
CHAPTER VIII - LIST OF THIRD PARTY GROUP CODES..................................................... - 295 -
CHAPTER IX - LIST OF DISTRICT OR CITY CODES .......................................................... - 301 -
CHAPTER X - DATA STRUCTURE ............................................................................................... - 313 -

iv
LIST OF FIGURES
Figure 1. SLIK Reporting Application Interface..................................................................... - 1 -
Figure 2. SLIK Web Application Interface ............................................................................ - 2 -
Figure 3. iDeb Viewer Application Interface ......................................................................... - 2 -
Figure 4. Hardware and Software Specifications for
Reporting........................................................................................................ - 3 -
Figure 5. Hardware and Software Specifications for
Requesting Debtor Information ......................................................................... - 3 -
Figure 6. SLIK Data Communication Network ...................................................................... - 4 -
Figure 7. Batch Format Text File for Requesting Debtor Information .........................- 225 -
Figure 8. Joint Financing Scheme ..................................................................................- 249 -
Figure 9. Channeling Scheme ........................................................................................- 250 -
Figure 10. Executing Scheme ........................................................................................... - 250 -
Figure 11. Multi-Facility Credit Scheme ......................................................................... - 251 -
Figure 12. Multi-Facility Credit Scheme during Credit Withdrawal ...................... - 252 -

1 -
CHAPTER I
GENERAL EXPLANATION
A. Financial Information Services System (SLIK) SLIK is an information system managed by the Financial Services Authority (OJK) to support the implementation of supervisory tasks and information services in the financial sector. One of the information services provided by OJK through SLIK is the Debtor Information service. Debtor Information is information regarding Debtors, the Fund Provision Facilities received by Debtors, and other related information presented based on Debtor Reports received by OJK from Reporters through the SLIK application.

SLIK Applications
SLIK consists of 3 (three) applications, namely the SLIK Reporting application, the SLIK Web application, and the iDeb Viewer application. The SLIK Reporting application is installed on the Reporter's computer device. The functions of the SLIK Reporting application include data validation, encryption, compression, and the formation of report files ready to be sent to the OJK server. In addition, the SLIK Reporting application also has a function to send Debtor Reports directly to the OJK server via File Transfer Protocol (FTP).

Figure 1. SLIK Reporting Application Interface

The SLIK Web application is an application installed at OJK and accessed by Reporters using a Web browser through a data communication network established by OJK. The SLIK Web application has functions including uploading (uploading) Debtor Report files as an alternative method of report submission, monitoring reports, requesting Debtor Information, monitoring Debtor Information requests, online data correction, user management, and monitoring user activity.

Figure 2. SLIK Web Application Interface

The iDeb Viewer application is an application installed on the Reporter's computer to display the results of Debtor Information requests from the SLIK Web application.

Figure 3. iDeb Viewer Application Interface

Hardware and Software Requirements
To be able to submit Debtor Reports and request Debtor Information through the SLIK application, hardware and software must be provided by the Reporter according to the following minimum specifications:

3 -
a. Hardware and software specifications for reporting Debtor data are differentiated based on the volume of Debtor Report data for each Reporter, detailed as follows:

Figure 4. Hardware and Software Specifications for Reporting

Notes:
i. All operating systems on the hardware used by the Reporter are 64-bit versions.
ii. Data volume is calculated based on the file size of the text file before compression.

b. Hardware and software specifications for requesting Debtor Information are as follows:

Figure 5. Hardware and Software Specifications for Requesting Debtor Information

Notes:
The operating system used for requesting Debtor Information and displaying the results of Debtor Information requests can use 32-bit and 64-bit versions.

Data Communication Network Requirements
To be able to submit Debtor Reports and request Debtor Information through the SLIK application, a data communication network is required that connects the Reporter's computer or server with the OJK server.

Figure 6. SLIK Data Communication Network

The data communication network specifications that must be provided by the Reporter are as follows:

Category	Data Volume (Raw Data)	Data Volume (Send File)	Connection Type	Upload Speed - Uplink (kbps)
Small Data Volume	0-50 MB	0-5 MB	Internet Non-VPN	128
	50 MB-500 MB	5 MB–50 MB	Internet Non-VPN	256
Medium Data Volume I	500 MB-1GB	50 MB–100 MB	Internet Non-VPN, Leased Line	512
	1 GB-5 GB	100 MB–500 MB	Internet Non-VPN, Leased Line	1,024
Medium Data Volume II	5 GB-10 GB	500 MB–1 GB	Internet Non-VPN, Leased Line	2,048
	10 GB-20 GB	1 GB–2 GB	Internet Non-VPN, Leased Line	2,048
Large Data Volume	20 GB–40 GB	2 GB–4 GB	Internet Non-VPN, Leased Line	4,096
	40 GB-80 GB	4 GB–8 GB	Internet Non-VPN, Leased Line	8,192
	> 80 GB	> 8 GB	Internet Non-VPN, Leased Line	10,240

Access Rights and User Registration
a. Types of SLIK User Access Rights
To be able to submit Debtor Reports and request Debtor Information through SLIK, Reporters require a user ID and password as user access to the system. The types of user roles in SLIK are as follows:

No	Type of Access Right	Main Function	User Management
1	Administrator	Management and monitoring of user activity at each Reporter	Registered and managed by SLIK Web Administrator OJK
2	Reporting Officer	Data validation and report submission	Registered and managed by SLIK Web Administrator of each Reporter
3	Information Request Officer	Requesting Debtor Information	Registered and managed by SLIK Web Administrator of each Reporter
4	Supervisor	Monitoring of reporting and requesting Debtor Information	Registered and managed by SLIK Web Administrator of each Reporter

The quantity of each type of user access right is limited by the system by OJK considering the Reporter's needs, data security, and system performance.

b. SLIK Web Administrator Registration
To obtain a user ID and password for the SLIK Web Administrator, the Reporter submits a written request containing data of the implementing officials and/or officials appointed as SLIK Web Administrators at the Reporter, according to the procedures and format regulated in this OJK Circular. The implementing officials and/or officials who become SLIK Web Administrators are the implementing officials and/or officials responsible for performing administration and management of SLIK user access rights internally at the Reporter.

In the event of a change in the implementing officials and/or officials appointed as SLIK Web Administrators, the Reporter submits a written notification to OJK and registers the new implementing officials and/or officials as SLIK Web Administrators according to the procedures regulated in this OJK Circular.

c. Registration of Users Other Than SLIK Web Administrators
After receiving the user ID and password for the SLIK Web Administrator, the SLIK Web Administrator of each Reporter can create user IDs for implementing officials and/or officials tasked with submitting Debtor Reports, submitting requests and receiving Debtor Information, and monitoring reporting and requesting Debtor Information activities. The user IDs of the implementing officials and/or officials registered must be active e-mail addresses of the respective implementing officials and/or officials SLIK, preferably corporate e-mail addresses provided by the Reporter to the implementing officials and/or officials SLIK.

The access rights granted to implementing officials and/or officials SLIK may only be used by the respective implementing officials and/or officials SLIK and cannot be used on the SLIK Reporting application simultaneously on more than 1 (one) device connected online to SLIK. In the event of a change in implementing officials and/or officials SLIK, the SLIK Web Administrator of each Reporter creates a user ID for the new implementing officials and/or officials SLIK and deactivates the user ID of the old implementing officials and/or officials SLIK.

B. Debtor Data Reporting via SLIK

Reporting Objectives
Debtor Reports are information presented and reported by the Reporter to OJK according to the procedures, report formats, and media established by OJK. Debtor Reports can be used for:
i. supporting the smooth process of providing Fund Provision Facilities;
ii. implementing risk management; and/or
iii. identifying the quality of Debtors in order to fulfill OJK regulations.
To achieve these objectives, Debtor Reports must be compiled completely, accurately, up-to-date, and wholly in accordance with the Guidelines for Compiling Debtor Reports as referred to in this chapter and submitted on time.

a. Submission of Debtor Reports and/or Corrections to Debtor Reports In the event that the Reporter submits Debtor Reports and/or corrections to Debtor Reports online, monthly submission is no later than the 12th (twelfth) day after the Report month. The Reporter is deemed to have submitted the Debtor Report and/or correction to the Debtor Report on the date the Debtor Report and/or correction to the Debtor Report is received by OJK. In the event that the Reporter submits Debtor Reports and/or corrections to Debtor Reports offline, the Reporter submits a written notification to OJK accompanied by supporting documents regarding the conditions causing the Reporter to submit Debtor Reports and/or corrections to Debtor Reports offline, according to the procedures and format regulated in this OJK Circular.

b. General Reporting Explanation
SLIK Reporters compile data for Debtors who receive facilities with a limit amount per Debtor of Rp1,00 (one rupiah) and above, considering the following conditions:
1) Debtor data reporting is conducted centrally by the Reporter's head office.
2) Reporters prepare routine reporting data in text file format as stated in the Data Structure Reference. Reporters process data using the SLIK Reporting application and submit the processed results to OJK.
3) Reporters provide adequate infrastructure to support the reporting process and requesting Debtor Information.
4) Reporters prepare unique numbers or single identities for:
a) Debtors
i. Credit Information File (CIF) for individual Debtors and corporate Debtors. The use of CIF must be unique and different between one Debtor and another Debtor; and
ii. identity numbers including National Identity Number (NIK) for Indonesian citizen individual Debtors, passport numbers for foreign citizen individual Debtors, as well as Taxpayer Identification Number (NPWP)/Tax Registry/documents that can be equated with them for corporate Debtors.
b) Facilities
i. Account numbers, which are unique numbers serving as identity numbers for each facility provided by the Reporter to the Debtor; and
ii. The principle applied here is that each facility must have a unique account number (must not be the same).
c) Collateral
Collateral register codes, which are unique numbers formed by the Reporter used for each collateral securing the Debtor's facility. d) Guarantors Identity numbers including NIK for Indonesian citizen guarantors, passport numbers for foreign citizen guarantors, as well as NPWP/Tax Registry/documents that can be equated with them for corporate guarantors. e) Management and/or Owners of Corporate Debtors Identity numbers including NIK for Indonesian citizen managers and/or owners, passport numbers for foreign citizen managers or owners, as well as NPWP/Tax Registry/documents that can be equated with them for managers or owners of corporate entities.

Types of Segments and Data Operations
The data segments submitted by the Reporter are Individual Debtor (D01), Corporate Debtor (D02), Credit or Financing Facility (F01), Joint Account Credit or Financing Facility (F02), Securities Facility (F03), Irrevocable Letter of Credit Facility (F04), Provided Guarantee Facility (F05), Other Facilities (F06), Collateral (A01), Guarantor (P01), Management and/or Owners of Corporate Debtor (M01), Corporate Debtor Financial Report (K01), and Facility Summary (S01). Segments reported based on the type of Reporter can be seen in the following table:

No	Reporter	D01	D02	F01	F02	F03	F04	F05	F06	A01	P01	M01	K01	S01
1	Conventional General Bank	√	√	√	√	√	√	√	√	√	√	√	√	√
2	Shariah/UUS General Bank	√	√	√	√	√	√	√	√	√	√	√	√	√
3	Conventional Rural Bank (BPR)	√	√	√	√	√	√	√	√	√	√	√
4	Shariah Rural Bank (BPR)	√	√	√	√	√	√	√	√	√	√	√
5	Financing Company	√	√	√	√	√	√	√	√	√	√	√	√	√
6	Venture Capital Company	√	√	√	√	√	√	√	√	√	√	√	√	√
7	Infrastructure Financing Company	√	√	√	√	√	√	√	√	√	√	√	√	√
8	Shariah Financing Company	√	√	√	√	√	√	√	√	√	√	√	√	√
9	Shariah Venture Capital Company	√	√	√	√	√	√	√	√	√	√	√	√	√
10	Other Financial Service Institutions	√	√	√	√	√	√	√	√	√	√	√	√	√
11	Other Shariah Financial Service Institutions	√	√	√	√	√	√	√	√	√	√	√	√	√
12	Other Institutions Not Financial Service Institutions	√	√	√	√	√	√	√	√	√	√	√	√	√

Notes:
a. Each segment can be reported into more than 1 (one) text file. b. If there are segments with no data, those segments are still submitted containing only the segment report header.
c. Segment-by-segment reporting uses data operations detailed as follows:

1) Create (C) is a data operation used for new data reported for the first time.
2) Update (U) is a data operation used for data that has changed from previously reported data.
3) Delete (D) is a data operation used to delete data that was previously reported.
4) Not Change (N) is a data operation used for data that has not changed from previously reported data.

No	Segment	C (Create)	U (Update)	D (Delete)	N (Not Change)
1	D01	√	√	×	√
2	D02	√	√	×	√
3	F01	√	√	×	×
4	F02	√	√	×	×
5	F03	√	√	×	×
6	F04	√	√	×	×
7	F05	√	√	×	×
8	F06	√	√	×	×
9	A01	√	√	√	√
10	P01	√	√	√	√
11	M01	√	√	×	×
12	K01	√	√	×	×
13	S01	No data operations exist

Text File Name Structure
Each text file is only allowed to contain data for 1 (one) segment. The text file naming structure is <Reporter Type Code>.<Reporter Code>.<Year>.<Month>.<Segment Code>.<Sequence>.txt.

a. Naming for segments with 1 (one) text file.
Example:
Reporter A with reporter type code 0101 and reporter code 001 conducting routine reporting for data month April 2017, then the file naming structure for segment D01 is 0101.001.2017.04.D01.1.txt, and adjusted for other segments.

b. Naming for segments with more than 1 (one) text file.
1 (one) segment can consist of several files by observing the file sequence. Example:
Reporter A with reporter type code 0101 and reporter code 001 conducting routine reporting for data month April 2017, then the file naming structure for segment D01 is 0101.001.2017.04.D01.1.txt, 0101.001.2017.04.D01.2.txt, and so on until the last sequence, and adjusted for other segments.

Types of Reporting
a. Initial Reporting
Initial reporting is a report submitted once at the beginning of SLIK implementation. Initial reporting includes:
1) Routine data position for March 2017 for Debtors who still have obligations or outstanding facilities up to March 31, 2017, consisting of Debtor, Fund Provision Facility, Collateral, Guarantor, Management and/or Owners of Corporate Debtor, and Corporate Debtor Financial Report segments.
2) Summary Facility segment for the period from April 2016 to February 2017 for Debtors who still have obligations or outstanding facilities at the position of March 31, 2017.
3) For Debtors who are paid off between the period of April 1, 2016, to March 31, 2017, the segments that must be reported are the Debtor segment, Fund Provision Facility segment, and including the Summary Facility segment for the period from April 2016 to the position of 1 (one) month before the month of payoff.

b. Routine Reporting
Routine reporting is a report submitted routinely every month. The segments reported are the Debtor, Fund Provision Facility, Collateral, Guarantor, Management and/or Owners of Corporate Debtor, and Corporate Debtor Financial Report segments.

C. Reporting Procedures for Reporters Undergoing Merger or Consolidation
The reporting procedures for Reporters undergoing merger or consolidation are as follows:

The Reporter resulting from the merger or consolidation submits a notification letter containing information including:
a. name of the Reporter resulting from the merger or consolidation; b. effective date of operational merger or consolidation;
c. offices of the participating Reporters in the merger or consolidation that are closed and those that remain operational; and
d. names of implementing officials and/or officials SLIK from the participating Reporters in the merger or consolidation that cover functions as stated in POJK PPID SLIK.
The Reporter resulting from the merger or consolidation submits a written request for user ID and password to the Department of Licensing and Banking Information c.q. Deputy Director of Credit Information Management containing data of implementing officials and/or officials who will perform administration and management of SLIK user access rights using the format as referred to in Appendix I of this OJK Circular.
Submission of Debtor Reports and/or corrections to Debtor Reports with report data months up to the effective date of operational merger or consolidation is conducted using the access rights and codes of each participating Reporter in the merger or consolidation. Submission of Debtor Reports and/or corrections to Debtor Reports with report data months after the effective date of operational merger or consolidation is conducted by the Reporter resulting from the merger or consolidation using the access rights and codes of the Reporter resulting from the merger or consolidation.

Example:
If the operational merger or consolidation becomes effective on May 1, 2018, then Debtor Reports and/or corrections to Debtor Reports for data month April 2018 submitted no later than May 14, 2018, are conducted using the access rights and codes of each participating Reporter in the merger or consolidation.

14 -
or merger. After that date, the submission of Debtor Reports and/or corrections to Debtor Reports is submitted by the Reporter resulting from the merger or acquisition using the access rights and code of the Reporter resulting from that merger or acquisition. After the effective operational date of the merger or acquisition, the Reporter resulting from the merger or acquisition is responsible for all data that was previously reported or should have been reported by the participating Reporter in the merger or acquisition.
15 -
CHAPTER II
EXPLANATION OF SEGMENTS
The following is an explanation of each segment contained in the SLIK application, consisting of:

Report Header
Segment D01: Individual Debtor
Segment D02: Corporate Debtor
Segment F01: Credit or Financing
Segment F02: Joint Account Credit or Financing
Segment F03: Securities
Segment F04: Irrevocable L/C
Segment F05: Guarantees Given
Segment F06: Other Facilities
Segment A01: Collateral
Segment P01: Guarantor
Segment M01: Management and/or Owner of Corporate Debtor
Segment K01: Corporate Debtor Financial Report
Segment S01: Facility Summary

A. Report Header
The Header is a description of the data submitted in each text file, which includes among others the Reporter type code, reporting period, segment type, and data count. Segments that have no data are still submitted with a segment text file containing a header with the data count filled with the number 0 (zero).

Header Flag
This column is filled with the letter H.
Reporter Type Code
a. This column is filled with a 4 (four) digit Reporter type code according to the following reference:
No Reporter Type Code
1 Conventional General Bank 0101
2 Sharia General Bank/Sharia Business Unit 0102 3 Conventional Rural Bank 0103 4 Sharia Rural Bank 0104 5 Financing Company 0201

16 -
No Reporter Type Code
6 Venture Capital Company 0202
7 Infrastructure Financing Company 0203
8 Sharia Financing Company 0204
9 Sharia Venture Capital Company 0205
10 Other Financial Service Institutions 0301
11 Other Sharia Financial Service Institutions 0302 12 Other Institutions Not Financial Service Institutions 0909 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Reporter Type Code Entry
1 The Reporter institution type is a Conventional General Bank 0101 2 The Reporter institution type is a Sharia Rural Bank 0104 3 The Reporter is Indonesia Export Financing Agency 0301

Reporter Code
a. This column is filled with the Reporter code according to the Reporter code registered with OJK. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Reporter Code Entry
1 The Reporter is a General Bank with bank code 123 123 2 The Reporter is a Rural Bank with bank code 600123 600123 3 The Reporter is a Financing Company with company code 256123 256123
Year
a. This column is filled with a 4 (four) digit year of the reporting data month. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

17 -
No Reporting Data Month Entry
1 January 2017 2017
2 September 2016 2016

Month
a. This column is filled with a 2 (two) digit month of the reporting data. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Reporting Data Month Entry
1 January 2017 01
2 September 2016 09
3 November 2014 11
Data Type or Segment Code
a. This column is filled with a 3 (three) digit data type or segment code according to the following reference:
No Data Type or Segment Code
1 Individual Debtor D01
2 Corporate Debtor D02
3 Credit or Financing F01
4 Joint Account Credit or Financing F02
5 Securities F03
6 Irrevocable L/C F04
7 Guarantees Given F01
8 Other Facilities F06
9 Collateral A01
10 Guarantor P01
11 Management and/or Owner of Corporate Debtor M01 12 Corporate Debtor Financial Report K01 13 Facility Summary S01 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Data Segment Entry
1 Individual Debtor D01

18 -
No Data Segment Entry
2 Credit Facility F01

File Data Count
a. This column is filled with the number of data reported in 1 (one) reported file. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Data Count Entry
1 1,000 records 1000
2 1 record 1
3 1,000,000 records per-segment, reported as 2 files each with 500,000 records 500000
Segment Data Count
a. This column is filled with the total number of data in 1 (one) reported segment. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Data Count Entry
1 1,000,000 records per-segment 1000000
2 0 records per segment 0
3 1,000,000 records per-segment, reported as 2 files each with 500,000 records 1000000

B. Segment D01 – Individual Debtor
This segment contains information regarding the basic data of individual debtors. Debtors reported in this segment are all Debtors who still have obligations or outstanding balances or debit balances. Segment D01 consists of data filled in sequentially as follows:

Detail Flag
This column is filled with the letter D.
Debtor CIF Number
a. This column is filled with the Debtor's CIF number. b. Each CIF number must be unique for each Debtor, 1 (one) CIF number for each 1 (one) Debtor.

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c. A CIF number used by one Debtor must not be used for another Debtor (no reuse or no recycle).
d. If the CIF number contains characters other than letters and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No CIF Number Entry
1 Debtor has CIF Number 123456789 123456789
2 Debtor has CIF Number C-12345 C12345
3 Debtor has CIF Number ABC/12345 ABC12345

Identity Type
a. This column is filled with 1 (one) digit identity type according to the following reference:
No Identity Type Code
1 Identity Card (KTP) 1
2 Passport 2 b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No Identity Type Entry
1 Debtor is an Indonesian Citizen (using KTP) 1 2 Debtor is a Foreign Citizen (using passport) 2
Identity Number
a. This column is filled with the Debtor's identity number as stated in the Debtor's identity document. b. Identity documents for individual debtors are as follows:
No Debtor Identity Document Identity Number
1 Indonesian Citizen (WNI) Identity Card (KTP) National Identification Number (NIK) 2 Foreign Citizen (WNA) Passport Passport Number

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c. If the individual identity number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Identity Number Entry
1 Debtor is an Indonesian Citizen and has a KTP with NIK “1234567891234567” 1234567891234567 2 Debtor is a Foreign Citizen and has a Passport with number “A123456789” A123456789 3 Debtor is a Foreign Citizen and has a Passport with number “A-1234.56” A123456 4 Debtor is an Indonesian Citizen, has a KTP with NIK “1234567891234567”, and has a Passport with number “123456789” 1234567891234567

Name According to Identity
a. This column is filled with the Debtor's name according to the name without titles as stated in the Debtor's identity document. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Debtor Name Entry
1 On identity document, Debtor's name is written “Putra Ganda Wijaya, SE., MM.” (“SE” and “MM” are educational titles) Putra Ganda Wijaya 2 On identity document, Debtor's name is written “H. Mukmin” (“H” is a religious title) Mukmin 3 On identity document, name is written “R. Agung Wiyono” (“R” is not a nobility title) R. Agung Wiyono

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No Debtor Name Entry
4 On identity document, Debtor's name is written “Arif M.N. Anshori” (“M” and “N” are not titles) Arif M.N. Anshori

Full Name (Name Without Abbreviations)
a. This column is filled with the Debtor's full name. b. If the name according to the identity document contains abbreviations, the Reporter must ask the Debtor for the full form of the name abbreviations.
c. If the name according to the identity document contains titles, those titles must be removed when entering data.
d. This column is optional. e. Example of data entry:
No Debtor Name Entry
1 On identity document, Debtor's name is written “Putra Ganda Wijaya, SE., MM.” (“SE” and “MM” are educational titles) Putra Ganda Wijaya 2 On identity document, Debtor's name is written “H. Mukmin” (“H” is a religious title) Mukmin 3 On identity document, Debtor's name is written “Arif M.N. Anshori” (“M” and “N” are not titles, “M” is “Muhammad” and “N” is “Noor”) Arif Muhammad Noor Anshori
Debtor Education Status or Title Code
a. This column is filled with a 2 (two) digit Debtor Education Status or Title Code according to the following reference:
No Education Status or Title Code
1 No Title 00
2 Diploma 1 01
3 Diploma 2 02
4 Diploma 3 03
5 S-1 04
6 S-2 05

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No Education Status or Title Code
7 S-3 06
8 Other 99 b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No Education Entry
1 Debtor's Education S-1 04
2 Debtor's Education Junior High School/equivalent 00 3 Debtor's Education Senior High School/equivalent 00

Gender
a. This column is filled with “L” for male Debtors, and “P” for female Debtors, and must match what is stated in the Debtor's identity document. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Gender Entry
1 Male/Laki-laki L
2 Female/Perempuan P
Place of Birth
a. This column is filled with the Debtor's place of birth according to the place of birth stated in the Debtor's identity document. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Place of Birth Entry
1 Debtor was born in “Magelang” city Magelang
2 Debtor was born in “Demak” regency Demak
3 Debtor was born in “New York” city New York
Date of Birth
a. This column is filled with the Debtor's date of birth according to the date of birth stated in the Debtor's identity document.

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b. The writing format is 4 (four) digit year, 2 (two) digit month, and 2 (two) digit date (YYYYMMDD) sequentially without separator characters.
c. This column is mandatory (cannot be left blank)
d. Example of data entry:
No Date of Birth Entry
1 June 7, 1982 19820607
2 December 18, 1971 19711218
3 25/04/1988 19880425

Taxpayer Identification Number (NPWP)
a. This column is filled with a 15 (fifteen) digit NPWP according to what is stated in the NPWP document. b. If the NPWP contains characters other than letters and numbers, those characters do not need to be included.
c. A wife who does not have her own NPWP can report using her husband's NPWP if there is no separation of assets. Conversely, a husband who does not have an NPWP is not allowed to use his wife's NPWP.
d. The obligation to report the NPWP of individual debtors refers to regulations regarding the obligation to possess an NPWP for taxpayers. e. This column is optional. f. Example of data entry:
No NPWP Entry
1 49.810.734.1-035.000 498107341035000
2 08.435.185.4-125.000 084351854125000
3 Debtor is not yet required to have an NPWP column left blank
Address
a. For Indonesian Citizen (WNI) Debtors who receive Fund Provision Facilities from the Reporter's branch office located within the territory of the Republic of Indonesia, this column is filled with the address as stated in the KTP. b. For Foreign Citizen (WNA) Debtors who receive Fund Provision Facilities from the Reporter's branch office located within the territory of the Republic of Indonesia, this column is filled with the domicile address in Indonesia as stated in the residence permit document, such as the Work Permit for Foreign Workers (IMTA) or Limited Stay Permit Card (KITAS).

c. For Indonesian Citizen (WNI) and Foreign Citizen (WNA) Debtors who receive Fund Provision Facilities from the Reporter's branch office located outside the territory of the Republic of Indonesia, this column is filled with the Debtor's domicile address in the respective country.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Debtor Address Entry
1 Jl. Uluwatu Gg. Soka No.13 Jl. Uluwatu Gg. Soka No.13 2 Jalan Mawar No. 14 RT.01 RW.04 Jalan Mawar No. 14 RT.01 RW.04 3 Dusun Pagar Ayu RT.03 RW.01 Dusun Pagar Ayu RT.03 RW.01

Village/Sub-district (Kelurahan)
a. This column is filled with the village/sub-district according to the Debtor's address. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Kelurahan Entry
1 Kebon Kelapa Kebon Kelapa
2 Lemah Abang Lemah Abang
3 Gambir Gambir
District (Kecamatan)
a. This column is filled with the district according to the Debtor's address. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Kecamatan Entry
1 Gambir Gambir
2 Johar Baru Johar Baru
3 Prambanan Prambanan

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Regency or City Code
a. This column is filled with a 4 (four) digit regency or city code according to the Debtor's address as stated in the regency or city code reference. b. This column can only be filled with active regency or city codes, not provincial-level codes.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Regency or City Entry
1 Salatiga City 0992
2 Mojokerto Regency 1203
3 Outside Indonesia Territory 9999
Postal Code
a. This column is filled with the postal code according to the Debtor's address. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Kelurahan Entry
1 Kebon Kelapa 10120
2 Lemah Abang 41383
3 Gambir 10110
Telephone Number
a. This column is filled with the Debtor's telephone number. b. If the telephone number contains characters other than numbers, those characters do not need to be included.
c. The telephone number is filled in completely with the area code.
d. For foreign numbers, the country code is included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No Debtor Telephone Number Entry
1 (021) 12345678 02112345678
2 (62-751) 4257712 07514257712
3 7256969 (Bogor) 02517256969
4 Debtor has no telephone number 0

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Mobile Phone Number
a. This column is filled with the Debtor's mobile phone number. b. If the telephone number contains characters other than numbers, those characters do not need to be included.
c. For foreign numbers, the country code is included.
d. This column is optional. e. Example of data entry:
No Mobile Phone Number Entry
1 +6181324324434 6181324324434
2 08123456789 08123456789
3 066176544 066176544
E-mail Address
a. This column is filled with the Debtor's e-mail address. b. This column is optional.
c. Example of data entry:
No Email Address Entry
1 arif.ansori.27@gmail.com arif.ansori.27@gmail.com 2 Debtor has no e-mail address column left blank
Domicile Country Code
a. This column is filled with the Debtor's domicile country code as stated in the country code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Debtor Domicile Country Entry
1 Indonesia ID
2 Malaysia MY
3 South Korea KR
Occupation Code
a. This column is filled with a 3 (three) digit Debtor occupation code according to the following reference:

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No Occupation Code
1 Accounting/finance officer 001
2 Customer service 002
3 Engineering 003
4 Executive 004
5 General administration 005
6 Information technology 006
7 Consultant/Analyst 007
8 Marketing 008
9 Educator (Teacher, Lecturer) 009
10 Military 010
11 Pensioner 011
12 Student 012
13 Entrepreneur 013
14 Police 014
15 Farmer 015
16 Fisherman 016
17 Livestock Farmer 017
18 Doctor 018
19 Medical Personnel (Nurse, Midwife, etc.) 019 20 Law (Lawyer, Notary) 020 21 Hotel & Restaurant (Chef, Bartender, etc.) 021 22 Researcher 022 23 Designer 023 24 Architect 024 25 Artisan (Artist, Musician, Painter, etc.) 025 26 Security 026 27 Agent/Broker 027 28 Distributor 028 29 Air Transport (Pilot, Flight Attendant) 029 30 Sea Transport (Captain, Crew) 030 31 Land Transport (Engine Driver, Driver, Conductor) 031 32 Laborer (Factory Worker, Construction Worker, Farm Laborer) 032
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No Occupation Code
33 Craftsmanship and Artisan (Carpenter, Leather Artisan, etc.) 033 34 Housewife 034 35 Informal Worker (Housemaid, Street Vendor, etc.) 035 36 State Official/State Administrator 036 37 Government Employee/State Institution Employee (excluding State Officials/Administrators) 037 38 Other 099 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Debtor Occupation Entry
1 Entrepreneur 013
2 Doctor 018
3 Housewife 034

Workplace
a. This column is filled with the name of the company or institution where the Debtor works. b. If the Debtor does not work for a specific company or institution, this column is filled with “NA”.
c. This column is mandatory (cannot be left blank).
No Workplace Name Entry
1 Debtor works at “PT ABCD” PT ABCD
2 Debtor works at “Ministry of Finance” Ministry of Finance 3 Debtor does not work for a specific company or institution NA
Workplace Business Sector Code
a. This column is filled with a 6 (six) digit economic sector code of the business sector of the company or institution where the Debtor works as stated in the economic sector code reference.

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b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Workplace Business Sector Entry
1 Tobacco plantation sector 011140
2 Rice agriculture sector 011110
3 Fisheries service sector 055000

Workplace Address
a. This column is filled with the address of the company or institution where the Debtor works. b. If the Debtor does not work for a specific company or institution, this column is left blank.
c. This column is optional.
d. Example of data entry:
No Workplace Address Entry
1 PT ABCD Jl. Sudirman No. 2 Jakarta Pusat Jl. Sudirman No. 2 Jakarta Pusat 2 PT DEFG Gedung Pencakar Langit Jl. Pattimura No. 125 Surabaya Gedung Pencakar Langit Jl. Pattimura No. 125 Surabaya 3 Debtor does not work for a specific company/institution column left blank
Gross Annual Income
a. This column is filled with the Debtor's gross annual income in full units of Rupiah currency. b. This column cannot be left blank for Debtors who receive new Fund Provision Facilities or renewals since June 1, 2016.
c. Example of data entry:
No Income Entry
1 Debtor is known to have a gross annual income of Rp250,000,000.00 250000000

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No Income Entry
2 Debtor is known to have a gross annual income of Rp120,000,000.00 120000000 3 Old Debtor whose income is not reported column left blank

Income Source Code
a. This column is filled with a 1 (one) digit code for the Debtor's income source according to the following reference:
No Income Source Code
1 Salary 1
2 Business 2
3 Other 3 b. This column cannot be left blank for Debtors who receive new Fund Provision Facilities or renewals since June 1, 2016.
c. If the Debtor has more than 1 (one) income source, this column is filled with the most dominant income source.
d. Example of data entry:
No Income Source Entry
1 Debtor is known to have an income source from salary 1 2 Debtor is known to have an income source from business 2 3 Old Debtor whose income is not reported column left blank
Number of Dependents
a. This column is filled with the number of people who are the Debtor's dependents. b. Dependent criteria refer to regulations regarding taxation.
c. This column cannot be left blank for Debtors who receive new Fund Provision Facilities or renewals since June 1, 2016.

d. This column can be left blank for Debtors who receive credit card or financing card facilities, unsecured credit or financing, and credit or financing without an agreement. e. Example of data entry:
No Number of Dependents Entry
1 Debtor has 1 (one) wife and 3 (three) children as dependents 4 2 Debtor has no dependents 0 3 Old Debtor whose number of dependents is not reported column left blank

Relationship with Reporter Code
a. This column is filled with a 4 (four) digit code for the relationship between the Debtor and the Reporter according to the following reference:
No Relationship with Reporter Code
1 Controller and/or family of the Reporter's controller 0110 2 Company or entity where the Reporter acts as a controller (subsidiary) 0120 3 Other controller of the Reporter's subsidiary 0130 4 Company with parties as referred to in item 1 (code 0110) acting as controller 0140 5 Company with parties as referred to in item 3 (code 0130) acting as controller 0150 6 Reporter's management and/or family of the Reporter's management 0210 7 Management of companies as referred to in items 1 to 5 (codes 0110, 0120, 0130, 0140, and 0150) 0220 8 Company with management that is the Reporter's management 0230

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No Relationship with Reporter Code
9 Company with management that is the management of companies as referred to in items 1 to 5 (codes 0110, 0120, 0130, 0140, and 0150) 0240 10 Company with Reporter's management acting as controller 0250 11 Company with management from companies as referred to in items 1 to 5 (codes 0110, 0120, 0130, 0140, and 0150) acting as controller 0260 12 Financial dependence 0310 13 Collective Investment Contract (KIK) with parties as referred to in items 1 to 11 (codes 0110, 0120, 0130, 0140, 0150, 0210, 0220, 0230, 0240, 0250, and 0260) having 10% (ten percent) or more shares in the collective investment manager 0320 14 Guarantee 0330 15 Not related to the Reporter 9900 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Relationship with Reporter Entry
1 Debtor is the controller and/or family of the Reporter's controller 0110 2 Debtor has no relationship with the Reporter 9900 3 Debtor is the family of the Reporter's management 0210

Debtor Group Code
a. This column is filled with a 4 (four) digit Debtor group code according to the following reference:

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No Debtor Group Code
1 Individual (Resident) 9000
2 Individual (Non-Resident) 9700 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Debtor Group Entry
1 Debtor is a resident 9000
2 Debtor is a non-resident 9700

Debtor Marital Status
a. This column is filled with a 1 (one) digit code for the Debtor's marital status according to the following reference:
No Marital Status Code
1 Married 1
2 Unmarried 2
3 Divorced 3 b. This column is optional.
c. Example of data entry:
No Debtor Marital Status Entry
1 Debtor's marital status “Married” 1
2 Debtor's marital status “Unmarried” 2
3 Debtor's marital status “Divorced” 3
Partner Identity Number
a. This column is filled with the Debtor's spouse's identity number as stated in the Debtor's spouse's identity document. b. Identity documents for the Debtor's spouse are as follows:
No Nationality Identity Document Identity Number 1 Indonesian Citizen (WNI) KTP NIK 2 Foreign Citizen (WNA) Passport Passport Number

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c. If an individual identity number contains characters other than letters and numbers, those characters do not need to be included.
d. This column cannot be left blank for Debtors who obtain new Fund Provision Facilities or extensions since June 1, 2016, with the status “1-Married”. e. This column can be left blank for Debtors who obtain credit card facilities or financing cards, unsecured credit or financing, and credit or financing without an agreement. f. Example of data entry:
No. Debtor's Partner Identity Number Entry
1 The Debtor's Partner is an Indonesian Citizen (WNI) and has an ID card (KTP) with NIK “1234567891234567” 1234567891234567 2 The Debtor's Partner is a Foreign Citizen (WNA) and has a passport with number “A123456789” A123456789 3 Old Debtor whose partner's identity number is not reported column left blank

Debtor's Partner Name
a. This column is filled with the full name without titles as stated in the identity document of the Debtor's husband/wife. b. This column cannot be left blank for Debtors who obtain new Fund Provision Facilities or extensions since June 1, 2016, with the status “1-Married”.
c. This column can be left blank for Debtors who obtain credit card facilities or financing cards, unsecured credit or financing, and credit or financing without an agreement.
d. Example of data entry:
No. Debtor's Partner Name Entry
1 The identity document states the Debtor's Partner's name as “Siti Aminah, SE” (“SE” is an educational title) Siti Aminah

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No. Debtor's Partner Name Entry
2 The identity document states the Debtor's name as “H. Mukmin” (“H” is a religious title) Mukmin 3 Old Debtor whose partner's name is not reported column left blank

Partner's Date of Birth
a. This column is filled with the date of birth of the Debtor's husband/wife according to the birth date stated in the identity document of the Debtor's husband/wife. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank for Debtors who obtain new Fund Provision Facilities or extensions since June 1, 2016, with the status “1-Married”.
d. This column can be left blank for Debtors who obtain credit card facilities or financing cards, unsecured credit or financing, and credit or financing without an agreement. e. Example of data entry:
No. Date of Birth Entry
1 June 7, 1982 19820607
2 December 18, 1971 19711218
3 25/04/1988 19880425
4 Old Debtor whose partner's date of birth is not reported column left blank
Separation of Property Agreement
a. This column is filled with a 1 (one) digit code for the separation of property agreement according to the reference as follows:
No. Separation of Property Agreement Code
1 There is a separation of property agreement between the Debtor and the husband/wife. Y 2 There is no separation of property agreement between the Debtor and the husband/wife. T

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No. Separation of Property Agreement Code b. This column cannot be left blank for Debtors who obtain new Fund Provision Facilities or extensions since June 1, 2016, with the status “1-Married”.
c. This column can be left blank for Debtors who obtain credit card facilities or financing cards, unsecured credit or financing, and credit or financing without an agreement.
d. Example of data entry:
No. Separation of Property Agreement Entry
1 There is no separation of property agreement between the Debtor and the Debtor's husband/wife T 2 Old Debtor whose separation of property agreement with the partner is not reported column left blank

Violation of BMPK/BMPD/BMPP
a. This column is filled with a 1 (one) digit code for the violation status of the Maximum Credit Granting Limit (BMPK)/Maximum Fund Provision Limit (BMPD)/Maximum Financing Granting Limit (BMPP) according to the reference as follows:
No. Violation of BMPK/BMPD/BMPP Code
1 Violation of BMPK/BMPD/BMPP Y
2 No violation of BMPK/BMPD/BMPP T b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Violation of BMPK/BMPD/BMPP Entry
1 Fund provision to the Debtor violates BMPK/BMPD/BMPP Y 2 Fund provision to the Debtor does not violate BMPK/BMPD/BMPP T

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Exceeding BMPK/BMPD/BMPP
a. This column is filled with a 1 (one) digit code for the exceeding status of BMPK/BMPD/BMPP according to the reference as follows:
No. Exceeding BMPK/BMPD/BMPP Code
1 Exceeding BMPK/BMPD/BMPP Y
2 Not exceeding BMPK/BMPD/BMPP T b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Exceeding BMPK/BMPD/BMPP Entry
1 Fund provision to the Debtor exceeds BMPK/BMPD/BMPP Y 2 Fund provision to the Debtor does not exceed BMPK/BMPD/BMPP T
Mother's Maiden Name
a. This column is filled with the maiden name of the Debtor's biological mother. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Mother's Maiden Name Entry
1 The Debtor's biological mother's name is “Dewi Sri” Dewi Sri 2 The Debtor's biological mother's name is “Hj. Maimunah” Maimunah 3 The Debtor's biological mother's name is “Clara A.R.” Clara A.R.
Branch Office Code
a. This column contains the code of the branch office where the Debtor is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Branch Office Code Entry
1 Debtor is recorded at a branch office with branch code 002 002

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No. Branch Office Code Entry
2 Debtor in example number 1 moves/transfers from branch 002 to branch 023 023

Data Operation
a. This column is filled with a 1 (one) digit code for data operation according to the reference as follows:
No. Data Operation Code
1 Create C
2 Update U
3 No change N b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Data Operation Entry
1 New Debtor Data C
2 Update data of a Debtor previously reported U 3 No change to Debtor data N

C. Segment D02 – Corporate Entity Debtor
This segment is information regarding the main data of corporate entity Debtors. Reporting segment D02 includes segment M01, which is information about the management and/or owners of the corporate entity Debtor from segment D02. In compiling segment D02, the Reporter maintains the CIF number located at each Reporter and the valid identity number of the Debtor. Segment D02 consists of data filled in sequentially as follows:

Flag Detail
This column is filled with the letter D.
Debtor CIF Number
a. This column is filled with the Debtor's CIF number. b. Each CIF number must be unique for each Debtor, 1 (one) CIF number for each 1 (one) Debtor.

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c. A CIF number used by one Debtor must not be used for another Debtor (no reuse or no recycle).
d. If the CIF number contains characters other than letters and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. CIF Number Entry
1 Debtor has CIF Number 123456789 123456789
2 Debtor has CIF Number C-12345 C12345
3 Debtor has CIF Number ABC/12345 ABC12345

Corporate Entity Identity Number
a. For Corporate Entity Debtors operating in the territory of the Republic of Indonesia, this column is filled with the Tax Identification Number (NPWP) as stated in the NPWP document. b. For foreign corporate entity Debtors obtaining Fund Provision Facilities from the Reporter's branch office located outside the territory of the Republic of Indonesia, this column is filled with the Tax ID valid in the country of domicile of the foreign corporate entity Debtor.
c. If the NPWP or Tax ID contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Filling of public body identity numbers is as follows:
No. Identity Document Identity Number
1 Public body has NPWP

Filled with NPWP.
2 Public body does not have NPWP
Filled with 111111 for the Government of the Republic of Indonesia.
Filled with third-party reference code for central public bodies registered in that reference.
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No. Identity Document Identity Number
Filled with district or city reference code for regional public bodies.
f. Example of data entry:
No. NPWP/Tax ID/similar Entry
1 49.810.734.1-035.000 498107341035000
2 08.435.185.4-125.000 084351854125000
3 AB.435.185.4125 AB4351854125

Corporate Entity Name
a. This column is filled with the corporate entity name as stated in the corporate entity deed document. b. This column is filled without stating the form of the corporate entity.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Debtor Name Entry
1 Debtor Name is “PT Makmur” Makmur
2 Debtor Name is “CV Makmur” Makmur
3 Debtor Name is “Koperasi Makmur” Makmur
Corporate Entity Form Code
a. This column is filled with a 2 (two) digit code for the corporate entity form according to the reference as follows:
No. Corporate Entity Form Code
1 Village-Owned Enterprise (BUMDes) 01
2 Commanditaire Vennootschap (CV) 02
3 Group Debtor 03
4 Sea Cargo Forwarder (EMKL) 04
5 Firm 05
6 Cooperative Association 06
7 Cooperative Parent 07
8 Cooperative 08

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No. Corporate Entity Form Code
9 Village Unit Cooperative 09
10 Limited 10
11 Indonesian Share Company 11
12 Naamloze Vennootschaap 12
13 Regional Enterprise 13
14 Persero 14
15 Civil Partnership 15
16 Public Enterprise 16
17 Primary Cooperative 17
18 Limited Liability Company (Perseroan Terbatas) 18 19 Cooperative Center 19 20 Village Unit Cooperative Center 20 21 Trading Business 21 22 Rural Credit Trading Unit 22 23 Foundation 23 24 Regional Limited Liability Company 24 25 Regional Public Enterprise 25 26 Others 99 b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No. Debtor Name Entry
1 Form of Debtor's corporate entity is “Limited Liability Company” 18 2 Form of Debtor's corporate entity is “Regional Enterprise” 13 3 Form of Debtor's corporate entity is “Foundation” 23

Place of Establishment
a. This column is filled with the place of establishment of the corporate entity as stated in the corporate entity establishment deed. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

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No. Place of Establishment Entry
1 Place of establishment in city “West Jakarta” West Jakarta 2 Place of establishment in district “South Tapanuli” South Tapanuli 3 Place of establishment in city “Semarang” Semarang

Establishment Deed Number
a. This column is filled with the number of the corporate entity establishment deed as stated in the corporate entity establishment deed. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Establishment Deed Number Entry
1 Establishment deed number is “1234” 1234
2 Establishment deed number is “7A” 7A
3 Establishment deed number is “09” 09
Establishment Deed Date
a. This column is filled with the date of the corporate entity establishment deed as stated in the corporate entity establishment deed. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Establishment Deed Date Entry
1 June 7, 1982 19820607
2 December 18, 1971 19711218
3 April 25, 1988 19880425

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Last Amendment Deed Number
a. This column is filled with the number of the last corporate entity deed (amendment deed). b. If there is no corporate entity amendment deed, this column is filled with the establishment deed number.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Last Amendment Deed Number Entry
1 Last amendment deed number is “1235” 1235
2 Establishment deed number is “1234” and there is no amendment deed yet 1234 3 Last amendment deed number is “007” 007
Last Amendment Deed Date
a. This column is filled with the date of the last corporate entity deed as stated in the last corporate entity deed. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Last Amendment Deed Date Entry
1 June 7, 1982 19820607
2 December 18, 1971 19711218
3 April 25, 1988 19880425
Telephone Number
a. This column is filled with the Debtor's telephone number. b. If the telephone number contains characters other than numbers, those characters do not need to be included.
c. The telephone number is filled completely with the area code.
d. For foreign numbers, the country code is included. e. This column is mandatory (cannot be left blank).

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f. Example of data entry:
No. Telephone Number Entry
1 (021) 12345678 02112345678
2 (72-751) 4257712 727514257712
3 7256969 (Bogor) 02517256969
4 Debtor has no telephone number 0

Mobile Phone Number
a. This column is filled with the Debtor's mobile phone number (HP Number). b. If the telephone number contains characters other than numbers, those characters do not need to be included.
c. For foreign numbers, the country code is included.
d. This column is optional. e. Example of data entry:
No. Mobile Phone Number Entry
1 +6181324324434 6181324324434
2 08123456789 08123456789
E-mail Address
a. This column is filled with the Debtor's e-mail address. b. This column is optional.
c. Example of data entry:
No. E-mail Address Entry
1 corp.secretary@jaya.co.id corp.secretary@jaya.co.id 2 Debtor has no e-mail address column left blank
Address
a. This column is filled with the corporate entity Debtor's address as stated in the NPWP document. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

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No. Address Entry
1 Jl. Uluwatu Gg. Soka No.13 Jl. Uluwatu Gg. Soka No.13 2 Jalan Mawar No. 14 RT.01 RW.04 Jalan Mawar No. 14 RT.01 RW.04 3 Dusun Pagar Ayu RT.03 RW.01 Dusun Pagar Ayu RT.03 RW.01

Village/Sub-district (Kelurahan)
a. This column is filled with the village/sub-district according to the corporate entity's address. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Village/Sub-district Entry
1 Kebon Kelapa Kebon Kelapa
2 Lemah Abang Lemah Abang
3 Gambir Gambir
District (Kecamatan)
a. This column is filled with the district according to the corporate entity's address. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. District Entry
1 Gambir Gambir
2 Johar Baru Johar Baru
3 Mustika Jaya Mustika Jaya
District or City Code
a. This column is filled with the district or city code of the corporate entity Debtor's address as stated in the district or city code reference. b. This column cannot be filled with a district or city code that is inactive or at the provincial level.
c. This column is mandatory (cannot be left blank).

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d. Example of data entry:
No. District or City Entry
1 Salatiga City 0992
2 Mojokerto Regency 1203
3 Kuningan Regency 0117

Postal Code
a. This column is filled with the postal code according to the Debtor's address. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Village/Sub-district Entry
1 Kebon Kelapa 10120
2 Lemah Abang 41383
3 Gambir 10110
Domicile Country Code
a. This column is filled with the Debtor's domicile country code as stated in the Country Code Reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Debtor's Domicile Country Entry
1 Indonesia ID
2 Malaysia MY
3 South Korea KR
Business Sector Code
a. This column is filled with a 6 (six) digit code for the Debtor's business sector economic sector as stated in the economic sector code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Business Sector Debtor's Workplace Entry
1 Tobacco Plantation Sector 011140
2 Rice Agriculture Sector 011110
3 Fisheries Service Sector 055000

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Relationship with Reporter Code
a. This column is filled with a 4 (four) digit code for the relationship between the Debtor and the Reporter according to the reference as follows:
No. Relationship with Reporter Code
1 Controlling party and/or family of the Reporter's controlling party 0110 2 Company or body where the Reporter acts as a controlling party (subsidiary) 0120 3 Other controlling party of the Reporter's subsidiary (subsidiary) 0130 4 Company with a party as referred to in item 1 (code 0110) acting as a controlling party 0140 5 Company with a party as referred to in item 3 (code 0130) acting as a controlling party 0150 6 Reporter's management and/or family of the Reporter's management 0210 7 Management of companies as referred to in items 1 to 5 (codes 0110, 0120, 0130, 0140, and 0150) 0220 8 Company with management that is the Reporter's management 0230 9 Company with management that is the management of companies as referred to in items 1 to 5 (codes 0110, 0120, 0130, 0140, and 0150) 0240 10 Company with Reporter's management acting as a controlling party 0250 11 Company with management from companies as referred to in items 1 to 5 (codes 0110, 0120, 0260

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No. Relationship with Reporter Code
0130, 0140, and 0150) acting as a controlling party 12 Financial dependence 0310 13 Collective Investment Contract (KIK) with parties as referred to in items 1 to 11 (codes 0110, 0120, 0130, 0140, 0150, 0210, 0220, 0230, 0240, 0250, and 0260) holding 10% (ten percent) or more of shares in the collective investment manager. 0320 14 Guarantee 0330 15 Not related to the Reporter 9900 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Relationship with Reporter Entry
1 Debtor is a subsidiary controlled by the Reporter 0120 2 Debtor has no relationship with the Reporter 9900 3 Debtor is a company with management from the Reporter acting as a controlling party 0250

Violation of BMPK/BMPD/BMPP
a. This column is filled with a 1 (one) digit code for the violation status of BMPK/BMPD/BMPP according to the reference as follows:
No. Violation of BMPK/BMPD/BMPP Code
1 Violation of BMPK/BMPD/BMPP Y
2 No violation of BMPK/BMPD/BMPP T b. This column is mandatory (cannot be left blank).
c. Example of data entry:

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No. Violation of BMPK/BMPD/BMPP Entry
1 Fund provision to the Debtor violates BMPK/BMPD/BMPP Y 2 Fund provision to the Debtor does not violate BMPK/BMPD/BMPP T

Exceeding BMPK/BMPD/BMPP
a. This column is filled with a 1 (one) digit code for the exceeding status of BMPK/BMPD/BMPP according to the reference as follows:
No. Exceeding BMPK/BMPD/BMPP Code
1 Exceeding BMPK/BMPD/BMPP Y
2 Not exceeding BMPK/BMPD/BMPP T b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Exceeding BMPK/BMPD/BMPP Entry
1 At the initial granting of credit to the Debtor, there was no violation of BMPK, but over time, a decrease in bank/BPR capitalization occurred, causing the credit granting to exceed BMPK Y 2 Fund provision to the Debtor does not exceed BMPK/BMPD/BMPP T
Go Public
a. This column is filled with a 1 (one) digit code for the Go Public status according to the reference as follows:
No. Go Public Status Code
1 Go Public Y
2 Not Go Public T b. This column is mandatory (cannot be left blank).

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c. Example of data entry:
No. Exceeding BMPK/BMPD/BMPP Entry
1 Debtor is a company that has gone Public Y
2 Debtor is not a company that has gone Public T

Debtor Group Code
a. This column is filled with a 4 (four) digit code for the debtor group as stated in the third-party debtor group code reference except for codes 9000 and 9700. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Debtor Group Entry
1 Debtor is a national private automotive company 8111 2 Debtor is a national private primary cooperative 7173 3 Debtor is a foreign textile company 8613
Debtor Rating or Score
a. This column is filled with the Debtor's latest rating or score given by a rating agency. b. This column is optional.
c. Example of data entry:
No. Debtor Rating Entry
1 Debtor Rating “AAA” AAA
2 Debtor Rating “B1” B1
3 Corporate entity has not been or is not rated column left blank
Rating Agency or Rating
a. This column is filled with a 2 (two) digit code for the rating agency with the reference as follows:

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No. Rating Agency Code
1 Moody's 10
2 Standard And Poor's 11
3 Fitch Rating 12
4 Pefindo 13
5 Icra Indonesia 14
6 Fitch Indonesia 15
7 Others 99 b. This column cannot be left blank if the Debtor's rating or score column is filled.
c. Example of data entry:
No. Rating Agency Entry
1 Standard and Poor’s 11
2 Moody’s 10
3 Corporate entity has not been or is not rated column left blank

Rating Date
a. This column is filled with the Debtor's latest rating date. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the Debtor's rating or score column is filled.
d. Example of data entry:
No. Rating Date Entry
1 Rating on December 3, 2014 20141203
2 Rating on April 3, 2016 20160403
3 Corporate entity has not been or is not rated column left blank
Debtor's Business Group Name
a. This column is filled with the Debtor's business group name.

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b. If the Debtor is part of more than 1 (one) business group, all groups are filled and separated by the character “/”.
c. This column is optional.
d. Example of data entry:
No. Debtor Group Entry
1 Debtor is part of business group “AAA” AAA
2 Debtor is part of 2 (two) business groups namely “AAA” and “BBB” AAA/BBB 3 Debtor is not part of any specific business group column left blank

Branch Office Code
a. This column contains the Branch Office Code where the Debtor is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Branch Office Code Entry
1 Debtor is recorded at a branch office with branch code 002 002 2 Debtor in example number 1 moves or transfers from branch 002 to branch 023 023
Data Operation
a. This column is filled with a 1 (one) digit code for data operation according to the reference as follows:
No. Data Operation Code
1 Create C
2 Update U
3 No change N b. This column is mandatory (cannot be left blank).
c. Example of data entry:

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No Operation Data Entry
1 New Debtor Data C
2 Update previously reported Debtor data
U
3 No changes to Debtor data N
D. Segment F01 – Credit or Financing Facilities This segment contains information on credit or financing provided to the Debtor. The Reporter maintains the credit or financing facility account number in the reporting month position for both credit or financing with credit or financing agreements and without credit or financing agreements. In principle, each credit or financing facility must be reported with 1 (one) account.

Flag Detail
This column is filled with the letter D.
Facility Account Number
a. This column is filled with the facility account number. b. The account number must be unique, 1 (one) account number for each 1 (one) facility.
c. An account number used by 1 (one) facility must not be used for other facilities (no reuse/no recycle).
d. If the account number contains characters other than alphabets and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example data entry:
No Facility Account Number Entry
1 Facility has account number = 123456789 123456789 2 Facility has account number = REK-12345 REK12345 3 Facility has account number = ABC/12345 ABC12345

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Debtor CIF Number
a. This column is filled with the CIF number of the Debtor receiving the facility. b. The Debtor CIF number must be reported in the Debtor data segment (individual or business entity).
c. If the CIF number contains characters other than alphabets and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example data entry:
No Debtor CIF Number Entry
1 Debtor has CIF Number = 123456789 123456789
2 Debtor has CIF Number = C-12345 C12345
3 Debtor has CIF Number = ABC/12345 ABC12345
Credit or Financing Nature Code
a. This column is filled with 1 (one) digit credit or financing nature code according to the following reference:
No Credit or Financing Nature Code
1 Restructured Credit or Financing
Credit or financing that is in credit restructuring status according to regulations regarding asset quality assessment. 1 2 Takeover of Credit or Financing Credit or financing taken over (all rights and risks) from another party to the Reporter, which is not in credit or financing restructuring status, including those accompanied by new ceiling additions. This type also includes factoring. 2 3 Subordinated Credit or Financing Credit or financing to a Debtor that meets subordination criteria (among others, being junior). 3

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4 Others
Credit or financing nature other than codes 1, 2, and 3 above.
9 b. This column is mandatory (cannot be left blank).
c. Example data entry:
No Credit or Financing Nature Entry
1 The reported credit or financing facility is a takeover of credit or financing from another Reporter. 2 2 The reported credit or financing facility is a credit or financing facility that does not meet the criteria for codes 1, 2, or 3. 9

Credit or Financing Type Code
a. This column is filled with 2 (two) digit credit or financing type code according to the following reference:
With Agreement or Contract
1 Credit or Financing Provided 05
2 Credit or Financing for Joint Financing (Syndication) Credit or financing provided jointly by 2 (two) or more banks, or other financing companies with division of funds, risks, and income according to each syndicate member's participation share. 10 3 Credit or Financing to Third Parties via Other Institutions through Channeling Provision of credit or financing to a Debtor where the funds are channeled through another party. For the channeling of such credit or financing, the Reporter as the fund owner bears the risk. 20

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No Credit or Financing Type Code
4 Credit or Financing to MSMEs via Other Institutions through Executing Provision of credit or financing to MSMEs where the funds are channeled through another party where the channeling party bears the risk if the Debtor defaults. The definition of MSMEs refers to the Law regarding micro, small, and medium enterprises. 26 5 Credit or Financing to Non-MSMEs via Other Institutions through Executing Provision of credit or financing to Non-MSMEs where the funds are channeled through another party where the channeling party bears the risk if the Debtor defaults. 27 6 Credit Card or Sharia Financing Card 30 Without Agreement or Contract 7 Securities with Note Purchase Agreement (NPA) Provision of credit or financing originating from the purchase of securities accompanied by an NPA. 45 8 Overdraft Account 80 9 Trade Transaction Receivables Receivables from customers due to trade transactions (export or import) that have matured and have not been resolved by the customer for up to 14 days. 85 10 Others 99 b. This column is mandatory (cannot be left blank).
c. Example data entry:
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No Credit or Financing Nature Entry
1 Credit card or financing card facility 30
2 Credit or financing provided 05

Credit or Financing Agreement Code
a. This column is filled with 2 (two) digit Credit or Financing Agreement Code according to the following reference:
No Credit or Financing Agreement Code
1 Conventional
Credit or financing channeled with a conventional scheme.
00
2 Murabahah
Purchase and sale of goods at the cost price plus an agreed profit margin. 01 3 Istishna’ Purchase and sale of goods in the form of ordering the manufacture of goods with specific criteria and requirements agreed upon with payment according to the agreement. 02 4 Salam Purchase and sale of goods by ordering with specific conditions and full cash payment in advance. 03 5 Qardh Interest-free lending of funds with the obligation of the borrower to return the principal loan amount in a lump sum or installments within a certain period. 04 6 Mudharabah Investment of funds from the fund owner (shahibul maal) to the fund manager (mudharib) to conduct specific business activities, with distribution using profit and loss sharing (profit and loss sharing) or revenue sharing methods between both parties based on a previously agreed ratio. 05

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No Credit or Financing Agreement Code
7 Musyarakah
Investment of funds or capital from fund owners or capital owners to mix their funds or capital in a specific business, with profit distribution based on a previously agreed ratio while losses are borne by all fund or capital owners based on their respective fund or capital shares. 06 8 Ijarah Lease transactions for goods and/or hiring services for a specific period through payment of rent or service fees. 07 9 Mudharabah Muqayyadah A Mudharabah agreement accompanied by restrictions on the use of funds from the fund owner (shahibul maal). 08 10 Ijarah Muntahiya Bitamlik An Ijarah agreement with an option for transfer of ownership of the goods. 09 11 Rahn 10 12 Other Sharia Schemes or Agreements 99 b. This column is mandatory (cannot be left blank).
c. Example data entry:
No Credit or Financing Agreement Entry
1 Conventional credit 00
2 Murabahah receivables 01

Initial Agreement Number
a. This column is filled with the initial agreement number (first agreement) of the credit or financing facility.

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b. This column cannot be left blank if the credit or financing type falls into the category of credit or financing with an agreement, except for credit card or financing card facilities which can be left blank.
c. For the entry of credit or financing categories without an agreement, this column is left blank.
d. Example data entry:
No Initial Agreement Number Entry
1 If the reported credit or financing has an initial agreement number “ABC-12345678” ABC-12345678 2 If the reported credit or financing has an initial agreement number “10/AB/01.2014” 10/AB/01.2014 3 If the reported credit or financing falls into the category of credit or financing without an agreement column left blank

Initial Agreement Date
a. This column is filled with the initial agreement date (first agreement) of the credit or financing facility. b. This column cannot be left blank if the credit or financing type falls into the category of credit or financing with an agreement, except for credit card or financing card facilities which can be left blank.
c. For the entry of credit or financing categories without an agreement, this column is left blank.
d. The writing format is 4 (four) digit year, 2 (two) digit month, and 2 (two) digit date (YYYYMMDD) in sequence without separator characters. e. Example data entry:
No Initial Agreement Date Entry
1 7 June 2012 20120607
2 18 December 2011 20111218
3 If the reported credit or financing falls into the category of credit column left blank

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No Initial Agreement Date Entry or financing without an agreement

Final Agreement Number
a. This column is filled with the final agreement number (latest agreement) of the credit or financing facility. b. This column cannot be left blank if the credit or financing type falls into the category of credit or financing with an agreement, except for credit card or financing card facilities which can be left blank.
c. For the entry of credit or financing categories without an agreement, this column is left blank.
d. If there are no changes or addendums to the credit or financing agreement since the first agreement, this column is filled the same as the initial agreement number column. e. Example data entry:
No Final Agreement Number Entry
1 If the reported credit or financing has an initial agreement number “ABC-12345678” ABC-12345678 2 If the reported credit or financing has an initial agreement number “10/AB/01.2014” 10/AB/01.2014 3 If the reported credit or financing falls into the category of credit or financing without an agreement column left blank
Final Agreement Date
a. This column is filled with the final agreement date (latest agreement) of the credit or financing facility as recorded in the Reporter's internal system. b. This column cannot be left blank if the credit or financing type falls into the category of credit or financing with an agreement, except for credit card or financing card facilities which can be left blank.

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c. For the entry of credit or financing categories without an agreement, this column is left blank.
d. If there are no changes or addendums to the credit or financing agreement since the first agreement, this column is filled the same as the initial agreement date column. e. The writing format is 4 (four) digit year, 2 (two) digit month, and 2 (two) digit date (YYYYMMDD) in sequence without separator characters. f. Example data entry:
No Final Agreement Date Entry
1 7 June 2012 20120607
2 18 December 2011 20111218
3 If the reported credit or financing falls into the category of credit or financing without an agreement column left blank

Frequency of Credit or Financing Facility Extension
a. This column is filled with the frequency of extension for the reported credit or financing facility. b. For new facilities, this column is filled with “0”.
c. For extension facilities, this column is filled with the frequency of extensions that have been carried out.
d. This column is mandatory (cannot be left blank). e. Example data entry:
No Frequency of Credit or Financing Facility Extension Entry 1 The credit or financing facility is a new facility. 0 2 The credit or financing facility is a facility that has been extended 1 (one) time. 1 3 The credit or financing facility is a facility that has been extended 2 (two) times. 2
Credit or Financing Start Date
a. This column is filled with the date the credit or financing facility first becomes effective.

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b. If the credit or financing type falls into the category of credit or financing with an agreement, it is filled based on the start date of the credit or financing based on the first credit or financing agreement (initial agreement).
c. This column is mandatory (cannot be left blank).
d. The writing format is 4 (four) digit year, 2 (two) digit month, and 2 (two) digit date (YYYYMMDD) in sequence without separator characters. e. Example data entry:
No Credit or Financing Start Date Entry
1 7 June 2012 20120607
2 18 December 2011 20111218

Start Date
a. For new credit or financing (not an extension), this column is filled the same as the credit or financing start date. b. For credit or financing with extensions, this column is filled with the start date of the latest credit or financing facility extension.
c. The writing format is 4 (four) digit year, 2 (two) digit month, and 2 (two) digit date (YYYYMMDD) in sequence without separator characters.
d. This column is mandatory (cannot be left blank). e. Example data entry:
No Start Date Entry
1 7 June 2012 20120607
2 18 December 2011 20111218
Maturity Date
a. This column is filled with the maturity date or the end of the credit or financing term. b. For credit or financing with extensions, this column is filled with the maturity date of the credit or financing facility.

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c. The writing format is 4 (four) digit year, 2 (two) digit month, and 2 (two) digit date (YYYYMMDD) in sequence without separator characters.
d. This column is mandatory (cannot be left blank). e. Example data entry:
No Maturity Date Entry
1 7 June 2020 20200607
2 18 December 2030 20301218

Debtor Category Code
a. This column is filled with 2 (two) digit Debtor category code according to the following reference:
No Debtor Category Code
1 MSME Debtor – With Credit or Financing Guarantee or Insurance – Specific Guarantor – Micro Provision of credit or financing to micro businesses with credit or financing guarantee or insurance issued by a guarantee institution or insurance company with BUMN status. 10 2 MSME Debtor – With Credit or Financing Guarantee or Insurance – Specific Guarantor – Small Provision of credit or financing to small businesses with credit or financing guarantee or insurance issued by a guarantee institution or insurance company with BUMN status. 20 3 MSME Debtor – With Credit or Financing Guarantee or Insurance – Specific Guarantor – Medium Provision of credit or financing to medium businesses with credit or financing guarantee or insurance issued by a guarantee institution or insurance company with BUMN status. 30

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No Debtor Category Code
4 MSME Debtor – With Credit or Financing Guarantee or Insurance – Other Guarantor – Micro Provision of credit or financing to micro businesses with credit or financing guarantee or insurance issued by a guarantee institution or insurance company with non-BUMN status. 40 5 MSME Debtor – With Credit or Financing Guarantee or Insurance – Other Guarantor – Small Provision of credit or financing to small businesses with credit or financing guarantee or insurance issued by a guarantee institution or insurance company with non-BUMN status. 50 6 MSME Debtor – With Credit or Financing Guarantee or Insurance – Other Guarantor – Medium Provision of credit or financing to medium businesses with credit or financing guarantee or insurance issued by a guarantee institution or insurance company with non-BUMN status. 60 7 MSME Debtor – Other MSMEs – Micro Provision of credit or financing to micro businesses without credit or financing guarantee or insurance. 70 8 MSME Debtor – Other MSMEs – Small Provision of credit or financing to small businesses without credit or financing guarantee or insurance. 80
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No Debtor Category Code
9 MSME Debtor – Other MSMEs – Medium
Provision of credit or financing to micro businesses without credit or financing guarantee or insurance. 90 10 Not a Micro, Small, and Medium Enterprise Debtor Provision of credit or financing to Debtors other than micro, small, and medium enterprises. 99 b. Determination of Debtor category as micro, small, or medium enterprise refers to the Law regarding micro, small, and medium enterprises.
c. This column is mandatory (cannot be left blank).
d. Example data entry:
No Debtor Category Entry
1 Micro credit or financing to UMK with conditional guarantee and specific guarantor (e.g., Rakyat Business Credit/KUR scheme). 10 2 Micro credit or financing to UMK without conditional guarantee or specific guarantor. 70

Usage Type Code
a. This column is filled with 1 (one) digit usage type code according to the following reference:
No Usage Type Code
1 Working Capital
Short-term credit or financing to finance the Debtor's working capital needs. 1 2 Investment Medium or long-term credit or financing for the purchase of capital goods and services needed for rehabilitation, modernization, expansion, and relocation of projects and/or establishment of new businesses. 2

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No Usage Type Code
3 Consumption
Credit or financing for consumption needs by purchasing, renting, or other means. 3 b. This column is mandatory (cannot be left blank).
c. Example data entry:
No Usage Type Entry
1 Long-term credit or financing for factory construction 2 2 Credit or financing for purchasing motorcycles 3

Usage Orientation Code
a. This column is filled with 1 (one) digit usage orientation code according to the following reference:
No Usage Orientation Code
1 Export
Credit or financing provided to exporters and suppliers for production financing, collection, and preparation of goods for export, including among others financing of export transactions, supply of goods for export, and production of goods for export. 1 2 Import Credit or financing provided to importers for financing the procurement and collection of import goods, including among others financing of import transactions and supply of goods to be imported. 2

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No Usage Orientation Code
3 Others
Credit or financing provided not for export and import purposes (domestically oriented). 3 b. This column is mandatory (cannot be left blank).
c. Example data entry:
No Usage Orientation Entry
1 Credit or financing provided to exporters and suppliers for production financing, collection, and preparation of goods for export, including among others financing of export transactions, supply of goods for export, and production of goods for export. 1 2 Credit or financing provided to importers for financing the procurement and collection of import goods, including among others financing of import transactions and supply of goods to be imported. 2

Economic Sector Code
a. This column is filled with 6 (six) digit economic sector code of the business field being financed as stated in the economic sector code reference. b. This column is mandatory (cannot be left blank).
c. Example data entry:
No Economic Sector Entry
1 Tobacco Plantation Sector 011140
2 Rice Agriculture Sector 011110
3 Fisheries Services Sector 055000

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Regency or City Code of Project Location or Credit or Financing Usage
a. This column is filled with the regency or city code of the project location or credit or financing facility usage as stated in the regency or city code reference. b. This column can only be filled with regency or city codes that are active or are not provincial-level codes.
c. This column can be filled with the regency or city code according to the Debtor's address if the credit or financing type is a credit card, financing card, or overdraft account.
d. This column is mandatory (cannot be left blank). e. Example data entry:
No Regency or City of Project Location Entry
1 Salatiga City 0992
2 Mojokerto Regency 1203
3 Sabang City 3292
Project Value
a. This column is filled with the nominal project value to be financed in full units of Rupiah currency. b. This column cannot be left blank if the usage type is working capital credit or financing or investment credit or financing.
c. For working capital credit or financing not related to the implementation of a specific project, this column is filled with the Debtor's working capital needs.
d. Example data entry:
No Project Value Entry
1 Working capital credit to a contractor for bridge construction project with project value Rp10,000,000,000.00. 10000000000 2 Credit for factory construction investment with project value Rp140,000,000,000.00. 140000000000

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Currency Code
a. This column is filled with the credit or financing facility currency code as stated in the currency code reference. b. This column is mandatory (cannot be left blank).
c. Example data entry:
No Currency Entry
1 Rupiah IDR
2 US Dollar USD
3 Singapore Dollar SGD
Interest Rate or Return
a. This column is filled with the percentage of the interest rate or return of the credit or financing facility. b. This column is mandatory (cannot be left blank).
c. Example data entry:
No Interest Rate or Return Entry
1 Conventional credit with interest rate 5.5% per year 5.5 2 Murabahah receivables with 10% margin 10 3 Mudharabah financing with profit share value equivalent rate 6.5% 6.5
Interest Rate or Return Type
a. This column is filled with 1 (one) digit interest rate or return type code according to the following reference:
No Interest Rate or Return Type Code
1 Fixed Interest Rate 1
2 Floating Interest Rate 2
3 Margin 3
4 Profit Share 4
5 Ujroh 5
6 Others 9 b. This column is mandatory (cannot be left blank).
c. Example data entry:

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No Interest Rate or Return Type Entry
1 Conventional credit with floating interest rate 5.5% per year 2 2 Murabahah receivables with 10% margin 3

Government Program Credit or Financing
a. This column is filled with the following reference:
No Government Program Credit or Financing Code 1 Credit or Financing Not a Government Program 001 2 Rakyat Business Credit or KUR Syariah 002 3 Subsidized Home Ownership Credit or Financing 003 4 Other Government Program Credit or Financing 900 b. This column is mandatory (cannot be left blank).
c. Example data entry:
No Government Program Credit or Financing Entry 1 Rakyat Business Credit (KUR) 002 2 Credit or financing not a government program 001
Takeover Credit or Financing Origin
a. This column is filled with the code of the Reporter where the takeover credit or financing facility originates. b. This column cannot be left blank if the credit or financing facility is a takeover facility from another Reporter.
c. If the credit or financing facility is not a takeover facility, this column is left blank.

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d. Example of data entry:
No. Source of Credit or Financing Takeover Entry 1 The credit or financing facility is a takeover from a bank with code 002 002 2 The credit or financing facility is not a takeover facility the column is left blank

Source of Funds
a. This column is filled with the Reporter's Code or the Code of the third-party group that is the source of funds for the credit or financing facility. b. This column is mandatory (cannot be left blank).
c. If the source of funds does not come from another institution, this column is filled with the Reporter's Code.
d. Example of data entry:
No. Source of Funds Entry
1 The credit or financing facility's funds are sourced from a bank with code 002 002 2 The credit or financing facility's funds are sourced from the Reporter itself (Reporter Code 600003) 600003
Initial Limit
a. This column is filled with the nominal value of the initial limit of the credit or financing facility in full units of Rupiah currency. b. For Sharia financing with a sales contract (jual beli), this column is filled with the Reporter's base price (acquisition price minus down payment).
c. For credit or financing with a declining limit, this column is filled with the initial limit nominal value and does not follow the limit decline.
d. For several credit or financing facilities whose initial limits are combined into one master limit, this column is filled with the master limit nominal value. e. This column is mandatory (cannot be left blank). f. Example of data entry:

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No. Initial or Master Limit Entry
1 Credit or financing with installments has an initial limit of Rp10,000,000,000.00 10000000000 2 Credit or financing with a master limit of Rp20,000,000,000.00 20000000000

Limit
a. This column is filled with the nominal value of the effective limit of the credit or financing in full units of Rupiah currency. b. For Sharia financing with a sales contract (jual beli), at the initial financing stage, this column is filled with the Reporter's base price (acquisition price minus down payment). For reporting in subsequent months, the value of this column decreases according to the installment payment schedule.
c. For credit or financing with a declining limit, this column is filled with the nominal limit value following the limit decline.
d. For several credit or financing facilities whose limits are combined into one master limit, this column is filled with the effective limit nominal value per facility. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. Limit Entry
1 Credit or financing with installments (declining limit) has an initial limit of Rp10,000,000,000.00. According to the installment schedule at the position of the report data month, the effective limit is Rp2,000,000,000.00. 2000000000 2 Credit or financing with a master limit of Rp20,000,000,000.00 with a per-facility limit of Rp5,000,000,000.00. 5000000000
Realization or Disbursement in the Current Month
a. This column is filled with the nominal value of the realization or disbursement of credit or financing carried out in the data month being reported in full units of Rupiah currency.

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b. If no realization of credit or financing occurs in the data month being reported, this column is filled with "0" (zero).
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Realization or Disbursement in Current Month Entry 1 In the current month (the data month being reported), there were 2 (two) realizations/disbursements of credit or financing with nominal values of Rp2,000,000,000.00 and Rp3,000,000,000.00 respectively. 5000000000 2 In the current month (the data month being reported), no realization/disbursement of credit or financing occurred. 0

Penalties
a. This column is filled with the nominal value of penalties imposed on the Debtor in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Penalties Entry
1 Due to overdue installments, the Debtor is imposed a penalty of Rp100,000.00 100000 2 No penalty is imposed on the Debtor. 0
Debit Balance
a. This column is filled with the nominal value of the debit balance of the credit or financing in full units of Rupiah currency. b. Interest arrears and penalties are not included in this column.
c. For Sharia financing with a sales contract (jual beli), this column is filled with the Reporter's base price balance.
d. This column is mandatory (cannot be left blank). e. Example of data entry:

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No. Debit Balance Entry
1 At the end of the current month (the data month being reported), the nominal debit balance is Rp2,000,000,000.00. 2000000000 2 Credit card facility whose charges have been fully paid (full payment). 0

Value in Original Currency
a. This column is filled with the nominal value of the debit balance of the credit or financing in full units of the original currency according to the credit or financing agreement. b. Principal arrears, interest or return arrears, and penalties are not included in this column.
c. This column cannot be left blank for credit or financing in currencies other than Rupiah and is left blank if the credit or financing facility is in Rupiah currency.
d. Example of data entry:
No. Value in Original Currency Entry
1 Credit or financing in USD currency has a debit balance at the end of the current month (the data month being reported) of USD5,000.00. 5000 2 Credit or financing in Rupiah currency has a debit balance at the end of the current month (the data month being reported) of Rp5,000,000.00. column left blank
Credit or Financing Quality Code
a. This column is filled with a 1 (one) digit credit or financing quality code according to the following reference:
No. Credit or Financing Quality Code
1 Performing 1
2 Special Attention 2
3 Less Performing 3

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4 Doubtful 4
5 Loss 5 b. The rules for determining the quality of credit or financing refer to the provisions of legislation regarding the quality of credit or financing applicable to each type of Reporter.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Credit or Financing Quality Entry
1 Credit or financing given by a BPR with quality "Loss" 5 2 Credit or financing with performing quality 1

Default Date
a. This column is filled with the date when the credit or financing facility is declared in default. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the reported credit or financing facility is declared in default. Conversely, this column is left blank if the reported credit or financing facility is not in default.
d. Example of data entry:
No. Default Date Entry
1 The credit or financing facility quality is declared "Loss" since December 3, 2014 20141203 2 The credit or financing facility quality is "Doubtful" since a certain date column left blank 3 The credit or financing facility quality is "Performing" column left blank

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Default Cause Code
a. This column is filled with a 2 (two) digit default cause code according to the following reference:
No. Default Cause Code
1 Marketing Difficulties 01
2 Management Difficulties and Labor Issues 02
3 Very Loss-Generating Group or Affiliate Company 03 4 Environmental Management Related Issues 04 5 Use of Funds Not in Accordance with Credit or Financing Agreement 05 6 Weakness in Credit or Financing Analysis 06 7 Exchange Rate Fluctuation 07 8 Bad Faith 08 9 Force Majeure 09 10 Bankruptcy 10 11 Uniform Classification 11 12 Others 99 b. This column cannot be left blank if the reported credit or financing facility is declared in default. Conversely, this column is left blank if the reported credit or financing facility is not in default.
c. Example of data entry:
No. Default Cause Entry
1 The credit or financing facility is in default due to "Exchange Rate Fluctuation" 07 2 The credit or financing facility quality is "Doubtful" column left blank 3 The credit or financing facility quality is "Performing" column left blank

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Principal Arrears
a. This column is filled with the nominal value of the principal arrears of the credit or financing in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. If there are no principal arrears, this column is filled with "0" (zero).
d. Example of data entry:
No. Principal Arrears Entry
1 The amount of principal arrears at the end of the current month (the data month being reported) is Rp50,000,000.00 50000000 2 The credit or financing facility has no principal arrears 0
Interest or Return Arrears
a. This column is filled with the nominal value of the interest or return arrears of the credit or financing in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. If there are no interest or return arrears, this column is filled with "0".
d. Example of data entry:
No. Interest or Return Arrears Entry
1 The amount of interest or return arrears at the end of the current month (the data month being reported) is Rp50,000,000.00. 50000000 2 The credit or financing facility has no interest or return arrears. 0
Number of Days of Arrears
a. This column is filled with the number of days of arrears for the reported credit or financing facility (principal and/or interest or return arrears). b. This column is mandatory (cannot be left blank).
c. If there are no arrears, this column is filled with "0" (zero).

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d. Example of data entry:
No. Number of Days of Arrears Entry
1 The number of days of arrears at the end of the report data month is 115 days 115 2 No arrears 0

Frequency of Arrears
a. This column is filled with the frequency of arrears of the credit or financing facility that occurred (principal and/or interest or return arrears) since the last time arrears were settled. b. This column is mandatory (cannot be left blank).
c. If arrears have never occurred, this column is filled with "0" (zero).
d. Example of data entry:
No. Frequency of Arrears Entry
1 Since the last time arrears were settled until the end of the Debtor Report data month, there have been 3 (three) times of arrears. 3 2 No arrears. 0
Frequency of Restructuring
a. This column is filled with the frequency of restructuring since the initial date of the credit or financing. b. This column is mandatory (cannot be left blank).
c. If restructuring has never occurred, this column is filled with "0" (zero).
d. Example of data entry:
No. Frequency of Restructuring Entry
1 Since the initial contract date until the end of the report data month, credit or financing restructuring has been carried out 3 (three) times. 3 2 The credit or financing facility has never been restructured. 0

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Initial Restructuring Date
a. This column is filled with the date when the credit or financing facility was first restructured. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the reported credit or financing facility has ever been restructured.
Conversely, this column is left blank if the reported credit or financing facility has never been restructured. d. Example of data entry:
No. Initial Restructuring Date Entry
1 Credit or financing restructured several times, the first restructuring date was December 3, 2014 20141203 2 Credit or financing has never been restructured column left blank
Final Restructuring Date
a. This column is filled with the date when the credit or financing facility was last restructured. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the reported credit or financing facility has ever been restructured.
Conversely, this column is left blank if the reported credit or financing facility has never been restructured. d. If the credit or financing facility has been restructured only 1 (one) time, the final restructuring date column is filled with the same value as the initial restructuring date.

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e. Example of data entry:
No. Final Restructuring Date Entry
1 Credit or financing restructured several times, the last restructuring date was December 3, 2014 20141203 2 Credit or financing has never been restructured column left blank

Restructuring Method Code
a. This column is filled with a 2 (two) digit restructuring method code according to the following reference:
No. Restructuring Method Code
1 Reduction of credit interest rate 01
2 Extension of credit term 02
3 Reduction of credit principal arrears 03
4 Reduction of credit interest arrears 04
5 Addition of credit facility 05
6 Conversion of credit into temporary equity participation 06 7 Addition of credit facility and reduction of credit interest arrears 07 8 Addition of credit facility and extension of credit term 08 9 Addition of credit facility and reduction of credit interest rate 09 10 Addition of credit facility, reduction of credit interest arrears, and reduction of credit interest rate 10 11 Addition of credit facility, reduction of credit interest arrears, and extension of credit term 11 12 Rescheduling (Sharia) 12 13 Change of payment schedule (Sharia) 13 14 Change of installment amount (Sharia) 14 15 Change of term (Sharia) 15

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No. Restructuring Method Code
16 Change of ratio in Mudharabah financing or Musyarakah Financing (Sharia) 16 17 Change of Profit Sharing Portion (PBH) in Mudharabah financing or Musyarakah Financing (Sharia) 17 18 Granting of discount (Sharia) 18 19 Addition of bank financing facility funds (Sharia) 19 20 Conversion of financing contract (Sharia) 20 21 Conversion of financing into equity participation in customer company (Sharia) 21 22 Others 99 b. This column cannot be left blank if the reported credit or financing facility has ever been restructured. Conversely, this column is left blank if the reported credit or financing facility has never been restructured.
c. Example of data entry:
No. Restructuring Method Entry
1 The reported credit facility was last restructured by "extension of credit term" 02 2 Credit or financing has never been restructured column left blank

Condition Code
a. This column is filled with a 2 (two) digit condition code according to the following reference:
No. Condition Code
1 Active Facility 00
2 Cancelled 01
3 Paid Off 02
4 Written Off 03

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No. Condition Code
5 Written Off (Bad Debt) 04
6 Paid Off due to collateral takeover 05
7 Paid Off due to court settlement 06
8 Transferred or Sold to Another Reporter 07
9 Transferred to Another Facility 08
10 Transferred or Sold to Non-Reporter Third Party 09 11 Securitised (Original Creditor as Servicer) 10 12 Securitised (Original Creditor not as Servicer) 11 13 Paid Off with Discount 12 14 Temporarily Blocked 13 15 Ceased from Joint Account Credit or Financing Membership 14 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Condition Entry
1 The condition of the reported credit or financing facility is "Paid Off" 02 2 Credit or financing is still active 00

Condition Date
a. This column is filled with the date when the credit or financing facility is declared in the condition as reported in the condition code column. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the condition code column contains anything other than "00". Conversely, this column is left blank if the condition code column contains "00".

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d. Example of data entry:
No. Condition Date Entry
1 The credit or financing facility is declared "paid off" on August 1, 2015 20150801 2 Credit or financing active condition column left blank

Description
a. This column is filled if there is additional description or other information needed regarding the reported credit or financing facility. b. This column is optional.
c. Example of data entry:
No. Description Entry
1 The credit or financing facility is currently in dispute with the Debtor in dispute with the Debtor 2 No specific description needs to be added column left blank
Branch Office Code
a. This column contains the code of the branch office where the credit or financing facility is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Branch Office Code Entry
1 The credit or financing facility is recorded at a branch office with branch code 002 002 2 The credit or financing facility in example number 1 moved or mutated from branch 002 to branch 023 023

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48. Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the following reference:
No. Data Operation Code
1 Create C
2 Update U b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Data Operation Entry
1 New credit or financing facility data
C
2 Update data of credit or financing facility that has been reported in a previous period U E. Segment F02 – Joint Account Credit or Financing Facility This segment contains information on credit or financing given to more than 1 (one) Debtor using the same account number. Reporters maintain the account number of the credit or financing facility in the report month position for both credit or financing with credit or financing contracts and without credit or financing contracts. In principle, each joint account credit or financing facility must be reported with 1 (one) account.
1. Detail Flag
This column is filled with the letter D.
2. Facility Account Number
a. This column is filled with the facility account number. b. The account number must be unique, 1 (one) account number for each 1 (one) facility.
c. An account number used by one facility cannot be used for another facility (no reuse or no recycle).
d. If the account number contains characters other than alphabets and numbers, those characters do not need to be included.
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e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. Account Number Entry
1 Facility has account number = 123456789
123456789
2 Facility has account number = REK-12345
REK12345
3 Facility has account number = ABC/12345
ABC12345

Debtor CIF Number
a. This column is filled with the Debtor's CIF number receiving the facility. b. The Debtor's CIF number must be reported in the Debtor data segment (individual or business entity).
c. If the CIF number contains characters other than alphabets and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. Debtor CIF Number Entry
1 Debtor has CIF Number = 123456789 123456789
2 Debtor has CIF Number = C-12345 C12345
3 Debtor has CIF Number = ABC/12345 ABC12345
Joint Account Member Debtor Sequence
a. This column is filled with the sequence (serial number) of the Joint Account member Debtor. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Debtor Sequence Entry
1 First Debtor member of joint account 1
2 Second Debtor member of joint account 2
Credit or Financing Nature Code
a. This column is filled with a 1 (one) digit credit or financing nature code according to the following reference:

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No. Credit or Financing Nature Code
1 Restructured Credit or Financing
Credit or financing that is in a credit restructuring status according to regulations governing asset quality assessment. 1 2 Credit or Financing Takeover Credit or financing taken over (all rights and risks) from another party to the Reporter, which is not in a credit or financing restructuring status, including those accompanied by the addition of a new limit. This type also includes factoring. 2 3 Subordinated Credit or Financing Credit or financing to a Debtor that meets subordination criteria (among others, junior in nature). 3 4 Others Credit or financing nature other than numbers 1, 2, and 3 above. 9 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Credit or Financing Nature Entry
1 The reported credit or financing facility is a credit or financing takeover from another Reporter. 2 2 The reported credit or financing facility is a credit or financing facility that does not meet the criteria for credit or financing with codes 1, 2, or 3. 9
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Credit or Financing Type Code
a. This column is filled with a 2 (two) digit credit or financing type code according to the following reference:
No. Credit or Financing Type Code
With Contract or Agreement
1 Credit or Financing Given 05
2 Credit or Financing for Joint Financing (Syndication) Credit or financing given jointly by 2 (two) or more banks, or other financing companies, with the division of funds, risks, and income according to each syndicate member's participation share. 10 3 Credit or Financing to Third Parties Through Other Institutions via Channeling Provision of credit or financing to a Debtor where the funds are channeled through another party. For the channeling of credit or financing, the Reporter as the owner of the funds bears the risk. 20 4 Credit or Financing to MSMEs Through Other Institutions via Executing Provision of credit or financing to MSMEs where the funds are channeled through another party where the channeling party bears the risk if the Debtor defaults. The definition of MSMEs refers to the Law on micro, small, and medium enterprises. 26 5 Credit or Financing to Non-MSMEs Through Other Institutions via Executing Provision of credit or financing to Non-MSMEs where the funds are channeled through another party where the channeling party bears the risk if the Debtor defaults. 27

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No. Credit or Financing Type Code
6 Credit Card or Sharia Financing Card 30
Without Contract or Agreement
7 Securities with Note Purchase Agreement (NPA) Provision of credit or financing originating from the purchase of securities accompanied by an NPA. 45 8 Overdraft Account 80 9 Trade Transaction Receivables Receivables from customers due to trade transactions (export or import) that have matured and have not been settled by the customer for up to 14 days. 85 10 Others 99 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Credit or Financing Nature Entry
1 Credit card or financing card facility 30
2 Credit or financing given 05

Credit Contract or Financing Contract Code
a. This column is filled with a 2 (two) digit Credit Contract or Financing Contract Code according to the following reference:
No. Credit Contract or Financing Contract Code 1 Conventional Credit or financing channeled with a conventional scheme. 00 2 Murabahah Sale and purchase of goods at the base price of the goods plus an agreed profit margin. 01

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No Credit or Financing Contract Code
3 Istishna’
Sale and purchase of goods in the form of ordering the manufacture of goods with specific criteria and agreed-upon requirements, with payment according to the agreement. 02 4 Salam Sale and purchase of goods by ordering with specific conditions and full cash payment in advance. 03 5 Qardh Interest-free loan with the borrower's obligation to repay the principal amount in a lump sum or installments within a specific period. 04 6 Mudharabah Investment of funds from the fund owner (shahibul maal) to the fund manager (mudharib) to conduct specific business activities, with profit and loss sharing or revenue sharing between both parties based on a pre-agreed ratio. 05 7 Musyarakah Investment of funds or capital from fund or capital owners to mix their funds or capital in a specific business, with profit distribution based on a pre-agreed ratio, while losses are borne by all fund or capital owners based on their respective share of funds or capital. 06 8 Ijarah Lease transaction of goods and/or payment for services within a specific period through lease payments or service fees. 07
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No Credit or Financing Contract Code for a specific period through lease or service fee payments. 9 Mudharabah Muqayyadah A mudharabah contract accompanied by restrictions on the use of funds from the fund owner (shahibul maal). 08 10 Ijarah Muntahiya Bitamlik An ijarah contract with an option for transfer of ownership of the goods. 09 11 Rahn 10 12 Other Sharia Schemes or Contracts 99 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Credit or Financing Contract Entry
1 Conventional credit 00
2 Murabahah receivables 01

Initial Contract Number
a. This column is filled with the initial contract number (first contract) of the credit or financing facility. b. This column cannot be left blank if the type of credit or financing falls into the category of credit or financing with an agreement, except for credit card or financing card facilities which may be left blank.
c. For the entry of the category of credit or financing without an agreement, this column is left blank.
d. Example of data entry:
No Initial Contract Number Entry
1 If the reported credit or financing has an initial contract number “ABC-12345678” ABC-12345678 2 If the reported credit or financing has an initial contract number “10/AB/01.2014” 10/AB/01.2014

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No Initial Contract Number Entry
3 If the reported credit or financing falls into the category of credit or financing without an agreement, the column is left blank

Initial Contract Date
a. This column is filled with the initial contract date (first contract) of the credit or financing facility. b. This column cannot be left blank if the type of credit or financing falls into the category of credit or financing with an agreement, except for credit card or financing card facilities which may be left blank.
c. For the entry of the category of credit or financing without an agreement, this column is left blank.
d. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters. e. Example of data entry:
No Initial Contract Date Entry
1 June 7, 2012 20120607
2 December 18, 2011 20111218
3 If the reported credit or financing falls into the category of credit or financing without an agreement, the column is left blank
Final Contract Number
a. This column is filled with the final contract number (latest contract) of the credit or financing facility. b. This column cannot be left blank if the type of credit or financing falls into the category of credit or financing with an agreement, except for credit card or financing card facilities which may be left blank.
c. For the entry of the category of credit or financing without an agreement, this column is left blank.
d. If there are no changes or addendums to the credit or financing agreement since the first agreement or contract, this column is filled the same as the initial contract number column.

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e. Example of data entry:
No Final Contract Number Entry
1 If the reported credit or financing has an initial contract number “ABC-12345678” ABC-12345678 2 If the reported credit or financing has an initial contract number “10/AB/01.2014” 10/AB/01.2014 3 If the reported credit or financing falls into the category of credit or financing without an agreement, the column is left blank

Final Contract Date
a. This column is filled with the final contract date (latest contract) of the credit or financing facility as recorded in the Reporter's internal system. b. This column cannot be left blank if the type of credit or financing falls into the category of credit or financing with an agreement, except for credit card or financing card facilities which may be left blank.
c. For the entry of the category of credit or financing without an agreement, this column is left blank.
d. If there are no changes or addendums to the credit or financing agreement since the first agreement or contract, this column is filled the same as the initial contract date column. e. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters. f. Example of data entry:
No Final Contract Date Entry
1 June 7, 2012 20120607
2 December 18, 2011 20111218
3 If the reported credit or financing falls into the category of credit or financing without an agreement, the column is left blank

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Frequency of Credit or Financing Facility Extension
a. This column is filled with the frequency of extension for the reported credit or financing facility. b. For new facilities, this column is filled with “0”.
c. For extension facilities, this column is filled with the frequency of extensions that have been carried out.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Frequency of Credit or Financing Facility Extension Entry 1 The credit or financing facility is a new facility. 0 2 The credit or financing facility has been extended 1 (one) time. 1 3 The credit or financing facility has been extended 2 (two) times. 2
Credit or Financing Start Date
a. This column is filled with the date the credit or financing facility first became effective. b. If the type of credit or financing falls into the category of credit or financing with an agreement, it is filled based on the effective date of the credit or financing based on the first credit or financing contract (initial contract).
c. This column is mandatory (cannot be left blank).
d. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters. e. Example of data entry:
No Credit or Financing Start Date Entry
1 June 7, 2012 20120607
2 December 18, 2011 20111218

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Start Date
a. For new credit or financing (not an extension), this column is filled the same as the credit or financing start date. b. For credit or financing with extensions, this column is filled with the effective date of the latest credit or financing facility extension.
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Start Date Entry
1 June 7, 2012 20120607
2 December 18, 2011 20111218
Maturity Date
a. This column is filled with the maturity date or the end of the credit or financing term. b. For credit or financing with extensions, this column is filled with the maturity date of the credit or financing facility.
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Maturity Date Entry
1 June 7, 2020 20200607
2 December 18, 2030 20301218

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Debtor Category Code
a. This column is filled with a 2 (two) digit debtor category code according to the following reference:
No Debtor Category Code
1 MSME Debtor-With Credit or Financing Guarantee or Insurance-Specific Guarantor-Micro Provision of credit or financing to micro businesses with guarantees or credit or financing insurance issued by guarantee institutions or insurance companies with state-owned enterprise (BUMN) status. 10 2 MSME Debtor-With Credit or Financing Guarantee or Insurance-Specific Guarantor-Small Provision of credit or financing to small businesses with guarantees or credit or financing insurance issued by guarantee institutions or insurance companies with state-owned enterprise (BUMN) status. 20 3 MSME Debtor-With Credit or Financing Guarantee or Insurance-Specific Guarantor-Medium Provision of credit or financing to medium businesses with guarantees or credit or financing insurance issued by guarantee institutions or insurance companies with state-owned enterprise (BUMN) status. 30 4 MSME Debtor-With Credit or Financing Guarantee or Insurance-Other Guarantors-Micro Provision of credit or financing to micro businesses with guarantees or credit or financing insurance issued by guarantee institutions or insurance companies with non-state-owned enterprise status. 40

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No Debtor Category Code
5 MSME Debtor-With Credit or Financing Guarantee or Insurance-Other Guarantors-Small Provision of credit or financing to small businesses with guarantees or credit or financing insurance issued by guarantee institutions or insurance companies with non-state-owned enterprise status. 50 6 MSME Debtor-With Credit or Financing Guarantee or Insurance-Other Guarantors-Medium Provision of credit or financing to medium businesses with guarantees or credit or financing insurance issued by guarantee institutions or insurance companies with non-state-owned enterprise status. 60 7 MSME Debtor-Other MSMEs-Micro Provision of credit or financing to micro businesses without guarantees or credit or financing insurance. 70 8 MSME Debtor-Other MSMEs-Small Provision of credit or financing to small businesses without guarantees or credit or financing insurance. 80 9 MSME Debtor-Other MSMEs-Medium Provision of credit or financing to micro businesses without guarantees or credit or financing insurance. 90 10 Not Micro, Small, and Medium Enterprise Debtor Provision of credit or financing to Debtors other than micro, small, and medium enterprises. 99
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b. Determination of the Debtor category as micro, small, or medium refers to the Law on Micro, Small, and Medium Enterprises.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Debtor Category Entry
1 Micro credit or financing to MSMEs with conditional guarantees and specific guarantors (e.g., People's Business Credit/KUR scheme). 10 2 Micro credit or financing to MSMEs without conditional guarantees or specific guarantors. 70

Usage Type Code
a. This column is filled with a 1 (one) digit usage type code according to the following reference:
No Usage Type Code
1 Working Capital
Short-term credit or financing to finance the debtor's working capital needs. 1 2 Investment Medium or long-term credit or financing for the purchase of capital goods and services needed, including for rehabilitation, modernization, expansion, and relocation of projects and/or establishment of new businesses. 2 3 Consumption Credit or financing for consumption needs by purchasing, leasing, or in other ways. 3 b. This column is mandatory (cannot be left blank).

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c. Example of data entry:
No Debtor Category Entry
1 Long-term credit or financing for factory construction 2 2 Credit or financing for the purchase of motorcycles 3

Usage Orientation Code
a. This column is filled with a 1 (one) digit usage orientation code according to the following reference:
No Usage Orientation Code
1 Export
Credit or financing provided to exporters and suppliers for production, collection, and preparation of goods for export, including among others export transaction financing, supply of goods for export, and production of goods for export. 1 2 Import Credit or financing provided to importers for the procurement and collection of imported goods, including among others import transaction financing and supply of goods to be imported. 2 3 Others Credit or financing provided not for export and import purposes (domestically oriented). 3 b. This column is mandatory (cannot be left blank).
c. Example of data entry:

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No Usage Orientation Entry
1 Credit or financing provided to exporters and suppliers for production, collection, and preparation of goods for export, including among others export transaction financing, supply of goods for export, and production of goods for export. 1 2 Credit or financing provided to importers for the procurement and collection of imported goods, including among others import transaction financing and supply of goods to be imported. 2

Economic Sector Code
a. This column is filled with a 6 (six) digit economic sector code for the business field being financed as listed in the economic sector code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Economic Sector Entry
1 Tobacco Plantation Sector 011140
2 Rice Agriculture Sector 011110
3 Fisheries Services Sector 055000
Regency or City Code for Project Location or Credit or Financing Usage
a. This column is filled with the regency or city code for the project location or credit or financing facility usage as listed in the regency or city code reference. b. This column can only be filled with regency or city codes that are active or are not provincial-level codes.
c. This column can be filled with the regency or city code according to the Debtor's address if the type of credit or financing is a credit card or financing card and debit balance giro.

100 -
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Regency or City Project Location Entry
1 Salatiga City 0992
2 Mojokerto Regency 1203
3 Sabang City 3292

Project Value
a. This column is filled with the nominal project value to be financed in full units of Rupiah currency. b. This column cannot be left blank if the usage type is working capital credit or financing or investment credit or financing.
c. For working capital credit or financing not related to the implementation of a specific project, this column is filled with the Debtor's working capital needs.
d. Example of data entry:
No Project Value Entry
1 Working capital credit to a contractor for bridge construction project with a project value of Rp10,000,000,000.00. 10000000000 2 Credit for factory construction investment with a project value of Rp140,000,000,000.00. 140000000000
Currency Code
a. This column is filled with the currency code for the credit or financing facility as listed in the currency code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Currency Entry
1 Rupiah IDR
2 US Dollar USD
3 Singapore Dollar SGD

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Interest Rate or Fee
a. This column is filled with the percentage interest rate or fee of the credit or financing facility. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Interest Rate or Fee Entry
1 Conventional credit with an interest rate of 5.5% per year 5.5 2 Murabahah receivables with a margin of 10% 10 3 Mudharabah financing with an equivalent rate profit share of 6.5% 6.5
Interest Rate or Fee Type
a. This column is filled with a 1 (one) digit interest rate or fee type code according to the following reference:
No Interest Rate or Fee Type Code
1 Fixed Interest Rate 1
2 Floating Interest Rate 2
3 Margin 3
4 Profit Share 4
5 Ujroh 5
6 Others 9 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Interest Rate or Fee Type Entry
1 Conventional credit with a floating interest rate of 5.5% per year 2 2 Murabahah receivables with a margin of 10% 3
Government Program Credit or Financing
a. This column is filled with the following reference:
No Government Program Credit or Financing Code 1 Credit or Financing Not a Government Program 001 2 People's Business Credit (KUR) or Sharia KUR 002

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3 Subsidized Home Ownership Credit or Financing 003 4 Other Government Program Credit or Financing 900 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Government Program Credit or Financing Entry 1 People's Business Credit (KUR) 002 2 Credit or financing not a government program 001

Takeover Credit or Financing Source
a. This column is filled with the Reporter code where the takeover credit or financing facility originates. b. This column cannot be left blank if the credit or financing facility is a takeover from another Reporter.
c. If the credit or financing facility is not a takeover facility, this column is left blank.
d. Example of data entry:
No Takeover Credit or Financing Source Entry
1 The credit or financing facility is a takeover from a bank with code 002 002 2 The credit or financing facility is not a takeover facility, the column is left blank
Funding Source
a. This column is filled with the Reporter code or Third Party Group Code that is the source of funds for the credit or financing facility. b. This column is mandatory (cannot be left blank).
c. If the funds do not originate from another institution, this column is filled with the Reporter code.
d. Example of data entry:

103 -
No Funding Source Entry
1 The credit or financing facility funds originate from a bank with code 002 002 2 The credit or financing facility funds originate from the Reporter itself (Reporter Code 600003) 600003

Initial Ceiling
a. This column is filled with the nominal initial ceiling of the credit or financing facility in full units of Rupiah currency. b. For Sharia financing with a sale contract, this column is filled with the Reporter's base price (acquisition price minus down payment).
c. For credit or financing with a decreasing ceiling, this column is filled with the nominal initial ceiling and does not follow the ceiling decrease.
d. For several credit or financing facilities whose initial ceilings are combined into one master ceiling, this column is filled with the nominal master ceiling. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No Initial or Master Ceiling Entry
1 Credit or financing with installments has an initial ceiling of Rp10,000,000,000.00 10000000000 2 Credit or financing with a master ceiling of Rp20,000,000,000.00 20000000000
Ceiling
a. This column is filled with the nominal effective ceiling of the credit or financing in full units of Rupiah currency. b. For Sharia financing with a sale contract, at the beginning of financing, this column is filled with the Reporter's base price (acquisition price minus down payment). For subsequent monthly reporting, the value of this column decreases according to the installment payment schedule.
c. For credit or financing with a decreasing ceiling, this column is filled with the nominal ceiling following the ceiling decrease.

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d. For several credit or financing facilities whose ceilings are combined into one master ceiling, this column is filled with the nominal effective ceiling per facility. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No Ceiling Entry
1 Credit or financing with installments (decreasing ceiling) has an initial ceiling of Rp10,000,000,000.00. According to the schedule at the position of the report data month, the effective ceiling is Rp2,000,000,000.00. 2000000000 2 Credit or financing with a master ceiling of Rp20,000,000,000.00 with a per-facility ceiling of Rp5,000,000,000.00. 5000000000

Realization or Disbursement of Current Month
a. This column is filled with the nominal realization or disbursement of credit or financing carried out in the reported data month in full units of Rupiah currency. b. If no credit or financing realization occurred in the reported data month, this column is filled with “0” (zero).
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Current Month Realization or Disbursement Entry 1 In the current month (reported data month), there were 2 (two) realizations of credit or financing disbursement with nominal amounts of Rp2,000,000,000.00 and Rp3,000,000,000.00 respectively. 5000000000 2 In the current month (reported data month), no credit or financing disbursement realization occurred. 0
Penalty
a. This column is filled with the nominal penalty imposed on the Debtor in full units of Rupiah currency.

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b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Penalty Entry
1 Due to overdue installments, the Debtor is imposed a penalty of Rp100,000.00 100000 2 No penalty is imposed on the Debtor 0

Debit Balance
a. This column is filled with the nominal debit balance of the credit or financing in full units of Rupiah currency. b. Interest arrears and penalties are not included in this column.
c. For Sharia financing with a sale contract, this column is filled with the Reporter's base price balance.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Debit Balance Entry
1 At the end of the current month (reported data month), the nominal debit balance is Rp2,000,000,000.00. 2000000000 2 Credit card facility whose charges have been paid in full (full payment) 0
Value in Original Currency
a. This column is filled with the nominal debit balance of the credit or financing in full units of the original currency according to the credit or financing agreement. b. Principal arrears, interest arrears, and penalties are not included in this column.
c. This column cannot be left blank for credit or financing in currencies other than Rupiah and is left blank if the credit or financing facility is in Rupiah currency.
d. Example of data entry:
No Value in Original Currency Entry
1 Credit or financing in USD currency has a debit balance of 5000

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No Value in Original Currency filling end-of-month position (month of data reported) at USD5,000.00. 2 Credit or financing in Rupiah currency has a debit balance at the end-of-month position (month of data reported) at Rp5,000,000.00. column left blank

Credit or Financing Quality Code
a. This column is filled with a 1 (one) digit credit or financing quality code according to the following reference:
No Credit or Financing Quality Code
1 Performing 1
2 Special Attention 2
3 Less Performing 3
4 Doubtful 4
5 Loss 5 b. The rules for determining credit or financing quality refer to the provisions of applicable legislation regarding credit or financing quality applicable to each type of Reporter.
c. This column is mandatory (cannot be left blank).
d. Example of data filling:
No Credit or Financing Quality Filling
1 Credit or financing provided by
BPR with "Loss" quality
5
2 Credit or financing with performing quality 1
Default Date
a. This column is filled with the date on which the credit or financing facility is declared in default. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.

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c. This column cannot be left blank if the reported credit or financing facility is declared in default. Conversely,
this column is left blank if the reported credit or financing facility is not in default. d. Example of data filling:
No Default Date Filling
1 Credit or financing facility quality is declared "Loss" since December 3, 2014 20141203 2 Credit or financing facility quality is "Doubtful" since a certain date column left blank 3 Credit or financing facility quality is "Performing" column left blank

Default Cause Code
a. This column is filled with a 2 (two) digit default cause code according to the following reference:
No Default Cause Code
1 Marketing Difficulties 01
2 Management Difficulties and Labor Issues
02
3 Very Harmful Group or Affiliate Company
03
4 Environmental Management Issues
04
5 Use of Funds Not in Accordance with
Credit or Financing Agreement
05
6 Weakness in Credit or Financing Analysis
06
7 Exchange Rate Fluctuation 07
8 Bad Faith 08
9 Force Majeure 09
10 Bankruptcy 10
11 Uniform Classification 11
12 Others 99

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b. This column cannot be left blank if the reported credit or financing facility is declared in default. Conversely, this column is left blank if the reported credit or financing facility is not in default.
c. Example of data filling:
No Default Cause Filling
1 Credit or financing facility in default because of "Exchange Rate Fluctuation" 07 2 Credit or financing facility quality is "Doubtful" column left blank 3 Credit or financing facility quality is "Performing" column left blank

Principal Overdue
a. This column is filled with the nominal amount of principal overdue from credit or financing in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. If there is no principal overdue, this column is filled with "0" (zero).
d. Example of data filling:
No Principal Overdue Filling
1 The amount of principal overdue at the end of the current month (month of data reported) is Rp50,000,000.00 50000000 2 Credit or financing facility does not have principal overdue 0
Interest or Return Overdue
a. This column is filled with the nominal amount of interest or return overdue from credit or financing in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. If there is no interest or return overdue, this column
is filled with "0". d. Example of data filling:

109 -
No Interest or Return Overdue Filling
1 The amount of interest or return overdue at the end of the current month (month of data reported) is Rp50,000,000.00. 50000000 2 Credit or financing facility does not have interest or return overdue. 0

Number of Overdue Days
a. This column is filled with the number of days of overdue for the reported credit or financing facility (principal and/or interest or return). b. This column is mandatory (cannot be left blank).
c. If there is no overdue, this column is filled with "0" (zero).
d. Example of data filling:
No Number of Overdue Days Filling
1 Number of overdue days at the end of the report data month is 115 days 115 2 No overdue 0
Overdue Frequency
a. This column is filled with the frequency of overdue for the credit or financing facility that occurred (principal and/or interest or return) since the last time overdue was settled. b. This column is mandatory (cannot be left blank).
c. If overdue has never occurred, this column is filled
with "0" (zero). d. Example of data filling:
No Overdue Frequency Filling
1 Since the last time overdue was settled until the end of the month of the Debtor Report data, there have been 3 (three) times of overdue 3 2 No overdue 0

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Restructuring Frequency
a. This column is filled with the frequency of restructuring since the initial date of credit or financing. b. This column is mandatory (cannot be left blank).
c. If restructuring has never occurred, this column is filled
with "0" (zero). d. Example of data filling:
No Restructuring Frequency Filling
1 From the initial contract date until the end of the month of the report data, credit or financing restructuring has been carried out 3 (three) times. 3 2 Credit or financing facility has never been restructured. 0
Initial Restructuring Date
a. This column is filled with the date on which the credit or financing facility was first restructured. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the reported credit or financing facility has ever been restructured.
Conversely, this column is left blank if the reported credit or financing facility has never been restructured. d. Example of data filling:
No Initial Restructuring Date Filling
1 Credit or financing restructured multiple times, first restructuring on December 3, 2014 20141203 2 Credit or financing has never been restructured column left blank
Final Restructuring Date
a. This column is filled with the date on which the credit or financing facility was last restructured.

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b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the reported credit or financing facility has ever been restructured.
Conversely, this column is left blank if the reported credit or financing facility has never been restructured. d. If the credit or financing facility has been restructured only 1 (one) time, the final restructuring date column is filled the same as the initial restructuring date. e. Example of data filling:
No Final Restructuring Date Filling
1 Credit or financing facility restructured multiple times, last restructuring on December 3 2014 20141203 2 Credit or financing has never been restructured column left blank

Restructuring Method Code
a. This column is filled with a 2 (two) digit restructuring method code according to the following reference:
No Restructuring Method Code
1 Reduction of credit interest rate 01
2 Extension of credit term 02
3 Reduction of credit principal overdue 03
4 Reduction of credit interest overdue 04
5 Addition of credit facility 05
6 Conversion of credit into temporary equity participation 06 7 Addition of credit facility and reduction of credit interest overdue 07 8 Addition of credit facility and extension of credit term 08

112 -
No Restructuring Method Code
9 Addition of credit facility and reduction of credit interest rate 09 10 Addition of credit facility, reduction of credit interest overdue and reduction of credit interest rate 10 11 Addition of credit facility, reduction of credit interest overdue and extension of credit term 11 12 Rescheduling (Sharia) 12 13 Change of payment schedule (Sharia) 13 14 Change of installment amount (Sharia) 14 15 Change of term (Sharia) 15 16 Change of ratio in Mudharabah financing or Musyarakah Financing (Sharia) 16 17 Change of Profit Sharing Portion (PBH) in Mudharabah financing or Musyarakah Financing (Sharia) 17 18 Granting of discount (Sharia) 18 19 Addition of bank financing facility funds (Sharia) 19 20 Conversion of financing contract (Sharia) 20 21 Conversion of financing into equity participation in customer company (Sharia) 21 22 Others 99 b. This column cannot be left blank if the reported credit or financing facility has ever been restructured. Conversely, this column is left blank if the reported credit or financing facility has never been restructured.
c. Example of data filling:
113 -
No Restructuring Method Filling
1 Credit or financing facility reported lastly restructured by method "extension of credit term" 02 2 Credit or financing has never been restructured column left blank

Condition Code
a. This column is filled with a 2 (two) digit condition code according to the following reference:
No Condition Code
1 Active Facility 00
2 Cancelled 01
3 Paid Off 02
4 Written Off 03
5 Write-Off 04
6 Paid Off due to collateral takeover 05
7 Paid Off due to court settlement
06
8 Transferred or Sold to Another Reporter 07
9 Transferred to Another Facility 08
10 Transferred or sold to non-Reporter third party 09 11 Securitised (Original Creditor as Servicer) 10 12 Securitised (Original Creditor not as Servicer) 11 13 Paid Off with Discount 12 14 Temporarily Blocked 13 15 Withdrawn from Credit or Financing Joint Account Membership 14 b. This column is mandatory (cannot be left blank).
c. Example of data filling:

114 -
No Condition Filling
1 The condition of the reported credit or financing facility is "Paid Off" 02 2 Credit or financing is still active 00

Condition Date
a. This column is filled with the date on which the credit or financing facility is declared in the condition as reported in the condition code column. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the condition code column contains anything other than "00". Conversely, this column is left blank if the condition code column contains "00".
d. Example of data filling:
No Condition Date Filling
1 Credit or financing facility declared "paid off" on August 1 2015 20150801 2 Credit or financing active condition column left blank
Remarks
a. This column is filled if there are additional remarks or other information required regarding the reported credit or financing facility. b. This column is optional.
c. Example of data filling:
No Remarks Filling
1 Credit or financing facility is currently in dispute with Debtor in dispute with Debtor 2 No specific remarks need to be added column left blank

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Branch Office Code
a. This column contains the code of the branch office where the credit or financing facility is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data filling:
No Branch Office Code Filling
1 Credit or financing facility recorded at branch office with branch code 002 002 2 Credit or financing facility in example number 1 moved or mutated from branch 002 to branch 023 023
Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the following reference:
No Data Operation Code
1 Create C
2 Update U b. This column is mandatory (cannot be left blank).
c. Example of data filling:
No Data Operation Filling
1 New credit or financing facility data
C
2 Update data of credit or financing facility that has been reported in previous periods U

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F. Segment F03–Securities Facilities
This segment is the reporting of securities owned by the Reporter in Rupiah currency or foreign currency. In principle, every securities facility must be reported with 1 (one) account.

Detail Flag
This column is filled with the letter D.
Account Number or Securities Number
a. This column is filled with the account number of the securities facility or the securities number. b. The account number must be unique, 1 (one) account number for each 1 (one) facility.
c. An account number used by 1 (one) facility must not be used for other facilities (no reuse or no recycle).
d. If the account number contains characters other than alphabets and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data filling:
No Account Number Filling
1 Facility has account number =
123456789
123456789
2 Facility has account number =
REK-12345
REK12345
3 Facility has account number =
ABC/12345
ABC12345
Debtor CIF Number
a. This column is filled with the Debtor CIF number receiving the facility. b. The Debtor CIF number must be reported in the Debtor data segment (individual or business entity)
c. If the CIF number contains characters other than alphabets and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank).

117 -
e. Example of data filling:
No CIF Number Filling
1 Debtor has CIF Number =
123456789
123456789
2 Debtor has CIF Number = C-12345 C12345
3 Debtor has CIF Number =
ABC/12345
ABC12345

Securities Type Code
a. This column is filled with a 3 (three) digit securities type code according to the following reference:
No Securities Type Code
1 Bank Indonesia Certificates
Bearer securities issued with a discount system by Bank Indonesia as debt recognition. 042 2 Government Treasury Bills (SPN) or Sharia Government Treasury Bills (SPNS) State debt securities with a maturity of up to 12 (twelve) months with discount interest payment or Sharia state debt securities with a maturity of up to 12 (twelve) months with return payment in the form of coupons and/or discount. 043 3 Bank Indonesia Deposit Certificates (SDBI) 044 4 Interbank Mudharabah Investment Certificates (SIMA) Certificates issued by Sharia Banks or UUS used as a means of short-term investment in the interbank money market based on Sharia principles with mudharabah contract. 045 5 Bank Indonesia Securities (SBBI) in Foreign Currency 048

118 -
No Securities Type Code
6 Promissory Notes
Unconditional promise or promise to pay a certain amount of money on a specified date and place to a third party or their substitute 051 7 Export Bills 055 8 Domestic Documentary Credit (SKBDN) Bills in Rupiah and foreign currency owned by Reporter banks in the context of domestic trade transactions as regulated in legislation regarding domestic documentary credit. 057 9 Other Bills Bills owned by Reporter banks other than export bills and SKBDN. In this definition, the drawee or party having obligations to the Reporter bank is a group of third parties who are not banks. 059 10 Commercial Papers (CP) 060 11 Medium Term Notes (MTN)/Medium Term Notes (MTN) Sharia Money market securities that are tradable and are medium-term debt securities (generally 1 to 5 years) containing a promise to pay back principal and interest at a specified time or Sharia-based money market securities that are tradable and are medium-term debt securities (generally 1 to 5 years) containing a promise to pay back principal and return at a specified time. 061
119 -
No Securities Type Code
12 Floating Rate Notes (FRN)
Money market securities that are tradable and are medium-term debt securities (generally 1 to 5 years) containing a promise to pay back principal and interest at a specified time. For this type of note, the interest rate or coupon rate can be changed or reviewed or periodically assessed during the note's validity period based on a benchmark or formula that has been determined. 062 13 Credit Linked Notes One type of credit derivative instrument where the bank as the protection seller buys securities issued by the protection buyer with specific underlying financial reference assets underlying the securities. 063 14 Other Money Market Securities 069 15 Mutual Funds or Sharia Mutual Fund Certificates A container used to gather funds from investor public for subsequently invested in a securities portfolio by an investment manager according to capital market law or a container used to gather funds from investor public for subsequently invested in a securities portfolio by an investment manager according to capital market law and based on Sharia principles. 081
120 -
No Securities Type Code
16 Bonds in the Framework of General Bank Recapitalization Program Bonds issued by the central government in the context of the general bank recapitalization program purchased from the secondary market. 082 17 Government Bonds (ON) or Government Sukuk State debt securities with a maturity of more than 12 (twelve) months with coupons and/or with interest payment via discount. 086 18 Retail Indonesia Bonds (ORI) or Retail Sukuk Government bonds sold to Indonesian Citizens through selling agents. 087 19 Subordinated Bonds or Subordinated Sukuk Bonds that meet subordination criteria, among others junior in nature and have a position almost equivalent to equity or sukuk that meet subordination criteria, among others junior in nature and have a position almost equivalent to equity. 088 20 Other Bonds or Other Sukuk 083 21 Asset-Backed Securities Securities issued by the issuer based on financial assets transferred by the original creditor as regulated in provisions regarding prudential principles of asset securitization activities. 084 22 Other Capital Market Securities 089 23 Other Securities 099 b. This column is mandatory (cannot be left blank).
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c. Example of data filling:
No Securities Type Filling
1 Other Bonds 083
2 Other Money Market Securities 069

Sovereign Rate
a. This column is filled with the sovereign rate of the country of the company or institution issuing the securities. b. This column is optional.
c. Example of data filling:
No Sovereign Rate Filling
1 Rating "AAA" AAA
2 Rating "BBB+" BBB+
Listing
a. This column is filled with a 1 (one) digit listing status code according to the following reference:
No Listing Status Code
1 Listed on capital market Y
2 Not listed on capital market T b. This column is mandatory (cannot be left blank).
c. Example of data filling:
No Listing Status Filling
1 Listed on capital market Y
2 Not listed on capital market T
Securities Rating
a. This column is filled with the rating of the reported securities. b. This column is optional.

122 -
c. Example of data filling:
No Securities Rating Filling
1 Rating "AAA" AAA
2 Rating "BBB+" BBB+
3 Rating "AAA+" rated by PT
XYZ
AAA+ / PT XYZ

Ownership Purpose Code
a. This column is filled with a 1 (one) digit ownership purpose code for securities according to the following reference:
No Ownership Purpose Code
1 Held to Maturity
Financial assets are classified in this group if they are non-derivative financial assets with fixed or determinable payments and maturity has been determined, and have positive intent and ability to hold the financial asset until maturity. 1 2 Fair Value Through Profit or Loss Financial assets classified in the trading group or designated to be measured at fair value through profit or loss. 2 3 Available for Sale Financial assets are classified in this group if they are non-derivative financial assets designated as available for sale or not classified as loans or receivables and ability to 3

123 -
No Ownership Purpose Code hold the financial asset until maturity. b. This column is mandatory (cannot be left blank).
c. Example of data filling:
No Ownership Purpose Filling
1 Held to maturity 1
2 Traded 2

Issuance Date
a. This column is filled with the issuance date of the securities. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
d. Example of data filling:
No Issuance Date Filling
1 Securities issued on December 3
2014
20141203
2 Securities issued on April 3
2016
20160403
Purchase Date
a. This column is filled with the date of purchase of the securities by the Reporter. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
d. Example of data filling:
No Purchase Date Filling
1 Securities purchased on December 3
2014
20141203
2 Securities purchased on April 3, 2016 20160403

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Maturity Date
a. This column is filled with the maturity date of the securities. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
d. Example of data filling:
No Maturity Date Filling
1 Securities mature on December 3
2014
20141203
2 Securities mature on April 3
2016
20160403
Currency Code
a. This column is filled with the currency code of the securities as stated in the currency code reference. b. This column is mandatory (cannot be left blank).
c. Example of data filling:
No Currency Filling
1 Rupiah IDR
2 US Dollar USD
3 Singapore Dollar SGD
Nominal
a. This column is filled with the nominal value of the securities in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data filling:
No Nominal Filling
1 Nominal of securities is
Rp2,000,000,000.00.
2000000000
2 Nominal of securities is
Rp1,000,000,000.00.
1000000000

125 -

Value in Original Currency
a. This column is filled with the nominal value of the securities in the original currency unit. b. This column cannot be left blank if the currency code is not IDR (Rupiah) and must be left blank if the currency code is IDR (Rupiah).
c. Example of data entry:
No Value in Original Currency Entry
1 Nominal value of securities in USD is USD5,000.00 5000 2 Nominal value of securities in Rupiah is Rp5,000,000.00 column left blank
Market Value
a. This column is filled with the market value of the securities in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Market Value Entry
1 Market value of securities is Rp2,000,000,000.00. 2000000000 2 Market value of securities is Rp1,000,000,000.00. 1000000000
Acquisition Value
a. This column is filled with the acquisition value of the securities in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Acquisition Value Entry
1 Acquisition value of securities is Rp2,000,000,000.00. 2000000000 2 Acquisition value of securities is Rp1,000,000,000.00. 1000000000

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Interest Rate or Remuneration
a. This column is filled with the percentage of interest rate or remuneration for the securities facility. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Interest Rate or Remuneration Entry
1 Interest rate 5.5% per year 5.5
2 Margin 10% 10
Arrears
a. This column is filled with the nominal value of arrears (principal and/or interest or remuneration) in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Arrears Entry
1 The amount of arrears at the end of the current month (the month of reported data) is Rp50,000,000.00 50000000 2 Securities have no arrears 0
Number of Days in Arrears
a. This column is filled with the number of days in arrears for the reported securities facility (principal and/or interest or remuneration). b. This column is mandatory (cannot be left blank).
c. If there are no arrears, this column is filled with “0” (zero).
d. Example of data entry:
No Number of Days in Arrears Entry
1 Number of days in arrears at the end of the reporting month is 115 days. 115 2 No arrears 0
Quality Code
a. This column is filled with a 1 (one) digit quality code according to the following reference:

127 -
No Quality Code
1 Current 1
2 Special Attention 2
3 Less Current 3
4 Doubtful 4
5 Loss 5 b. The rules for determining the quality of securities refer to the provisions of legislation regarding asset quality for each type of Reporter.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Quality Entry
1 Securities with “Loss” quality 5
2 Securities with “Current” quality 1

Date of Loss
a. This column is filled with the date on which the securities facility is declared in loss. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the reported securities facility is declared in loss. Conversely, this column is left blank if the reported securities facility is not in loss.
d. Example of data entry:
No Date of Loss Entry
1 Securities facility quality is declared “Loss” since December 3, 2014 20141203 2 Securities facility quality is “Doubtful” column left blank 3 Securities facility quality is “Current” column left blank

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Code for Reason for Loss
a. This column is filled with a 2 (two) digit code for the reason for loss according to the following reference:
No Reason for Loss Code
1 Marketing Difficulties 01
2 Management Difficulties and Labor Issues 02
3 Group or Affiliate Companies that are Very Detrimental to the Debtor 03 4 Environmental Management Issues 04 5 Use of Funds Not in Accordance with Agreement 05 6 Weakness in Analysis 06 7 Exchange Rate Fluctuations 07 8 Bad Faith 08 9 Force Majeure 09 10 Bankruptcy 10 11 Uniform Classification 11 12 Others 99 b. This column cannot be left blank if the reported securities are declared in loss. Conversely, this column is left blank if the reported securities are not in loss.
c. Example of data entry:
No Reason for Loss Entry
1 Securities facility in loss due to “Exchange Rate Fluctuations” 07 2 Securities facility quality is “Doubtful” column left blank 3 Securities facility quality is “Current” column left blank
Condition Code
a. This column is filled with a 2 (two) digit condition code according to the following reference:

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No Condition Code
1 Active Facility 00
2 Cancelled 01
3 Paid Off 02
4 Written Off 03
5 Charged Off 04
6 Paid Off due to collateral takeover 05
7 Paid Off due to resolution through court 06
8 Transferred or Sold to Another Reporter 07
9 Transferred to Another Facility 08
10 Transferred or Sold to Non-Reporter Parties 09 11 Securitised (Original Creditor as Servicer) 10 12 Securitised (Original Creditor not as Servicer) 11 13 Paid Off with Discount 12 14 Temporarily Blocked 13 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Condition Entry
1 Condition of the reported securities facility is “Paid Off” 02 2 Securities facility is still active 00

Date of Condition
a. This column is filled with the date on which the securities are declared in the condition as reported in the condition code column. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the condition code column contains anything other than 00. Conversely, this column is left blank if the condition code column contains 00.

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d. Example of data entry:
No Date of Condition Entry
1 Securities facility declared “Paid Off” on August 1, 2015 20150801 2 Securities condition active column left blank

Remarks
a. This column is filled if there are additional remarks or other information required regarding the reported securities. b. This column is optional.
c. Example of data entry:
No Remarks Entry
1 Securities facility is currently in dispute with the Debtor Currently in dispute with the Debtor 2 No specific remarks need to be added column left blank
Branch Office Code
a. This column contains the code of the branch office where the securities facility is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Branch Office Code Entry
1 Facility recorded at branch office with branch code 002 002 2 Facility in example number 1 moved or mutated from branch 002 to branch 023 023
Data Operation
a. This column with 1 (one) digit code for data operation according to the following reference:

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No Data Operation Code
1 Create C
2 Update U b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Data Operation Entry
1 New securities data C
2 Update securities data previously reported in previous periods U

G. Segment F04–Irrevocable L/C Facilities
This segment is the reporting of Irrevocable L/C issued by the Reporter. An Irrevocable L/C is an L/C that cannot be amended, cancelled, or withdrawn without the approval of all interested parties. In principle, every Irrevocable L/C facility must be reported with 1 (one) account.

Detail Flag
This column is filled with the letter D.
Account Number or L/C Number
a. This column is filled with the account number or L/C number. b. The account number must be unique, 1 (one) account number for each 1 (one) facility.
c. An account number used by 1 (one) facility cannot be used for another facility (no reuse or no recycle).
d. If the account number contains characters other than alphabets and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No Account Number Entry
1 Facility has account number = 123456789 123456789 2 Facility has account number = REK-12345 REK12345

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3 Facility has account number = ABC/12345 ABC12345

Debtor CIF Number
a. This column is filled with the CIF number of the Debtor receiving the facility. b. The Debtor CIF number must be reported in the Debtor data segment (individual or business entity).
c. If the CIF number contains characters other than alphabets and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No CIF Number Entry
1 Debtor has CIF Number = 123456789 123456789
2 Debtor has CIF Number = C-12345 C12345
3 Debtor has CIF Number = ABC/12345 ABC12345
L/C Type Code
a. This column is filled with 1 (one) digit code for L/C type according to the following reference:
No L/C Type Code
1 Sight L/C
L/C where payment to the beneficiary is made when the L/C documents are submitted to the bank. 1 2 Usance L/C L/C where payment to the beneficiary is made based on a specified time after the date of submission of the required L/C documents. 2 3 Acceptance L/C L/C that requires bills of exchange drawn by the beneficiary to be accepted by the accepting bank 3

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No L/C Type Code whose acceptance is carried out as long as the submitted documents meet the L/C requirements. 4 Negotiation L/C L/C where payment to the beneficiary is made upon submission of the required documents and such payment is first charged to the negotiating bank’s funds. 4 5 Commitment Account 5 6 Others 9 b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No L/C Type Entry
1 Usance L/C 2
2 Sight L/C 1

L/C Destination Code
a. This column is filled with 1 (one) digit code for L/C destination according to the following reference:
No Name Code
1 Foreign L/C 1
2 Domestic L/C (SKBDN) 2
3 Others 9 b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No L/C Destination Entry
1 Foreign L/C 1
2 Domestic L/C (SKBDN) 2
Issue Date
a. This column contains the date of issuance or release of the L/C as stated in the instrument or L/C document.

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b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
d. Example of data entry:
No Issue Date Entry
1 L/C issued or released on December 3, 2014 20141203 2 L/C issued or released on April 3, 2016 20160403

Maturity Date
a. This column contains the maturity date of the L/C. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
d. Example of data entry:
No Maturity Date Entry
1 L/C matures on December 3, 2015 20151203
2 L/C matures on April 3, 2017 20170403
Initial Agreement Number
a. This column is filled with the initial agreement number (first agreement) of the L/C facility. b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No Initial Agreement Number Entry
1 If the reported L/C facility has initial agreement number “ABC12345678”, ABC-12345678 2 If the reported L/C facility has initial agreement number “101/ABC/001.2014” 101/ABC/001. 2014

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Initial Agreement Date
a. This column is filled with the initial agreement date (first agreement) of the L/C facility. b. This column is mandatory (cannot be left blank)
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
d. Example of data entry:
No Initial Agreement Date Entry
1 June 7, 2012 20120607
2 December 18, 2011 20111218
Final Agreement Number
a. This column is filled with the final agreement number (latest agreement) of the L/C facility. b. This column is mandatory (cannot be left blank).
c. If there are no changes or addendums to the agreement since the first agreement, this column is filled the same as the initial agreement number column.
d. Example of data entry:
No Final Agreement Number Entry
1 If the reported L/C facility has final agreement number “ABC12345678” ABC-12345678 2 If the reported L/C facility has final agreement number “101/ABC/001.2014” 101/ABC/001.2 014
Final Agreement Date
a. This column is filled with the final agreement date (latest agreement) of the L/C facility as recorded in the Reporter’s internal system. b. This column is mandatory (cannot be left blank).
c. If there are no changes or addendums to the agreement since the first agreement, this column is filled the same as the initial agreement date column.

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d. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters. e. Example of data entry:
No Final Agreement Date Entry
1 June 7, 2012 20120607
2 December 18, 2011 20111218

Beneficiary Bank
a. This column is filled with the name of the beneficiary bank (the bank mentioned in the L/C instrument as the party receiving payment). b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No Beneficiary Bank Entry
1 Name of beneficiary bank is “PT Bank ABCD” PT Bank ABCD 2 Name of beneficiary bank is “XYZ Bank” XYZ Bank
Currency Code
a. This column is filled with the currency code of the L/C facility as stated in the currency code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Currency Entry
1 Rupiah IDR
2 US Dollar USD
3 Singapore Dollar SGD
Ceiling
a. This column is filled with the L/C facility ceiling in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).

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c. Example of data entry:
No Ceiling Entry
1 L/C facility ceiling is Rp1,000,000,000.00 1000000000 2 L/C facility ceiling is Rp500,000,000.00 500000000

Nominal
a. This column is filled with the nominal value of the L/C facility in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Nominal Entry
1 Nominal value of L/C facility is Rp1,000,000,000.00 1000000000 2 Nominal value of L/C facility is Rp500,000,000.00 500000000
Guarantee Deposit
a. This column contains the nominal value of money received by the Reporter as a guarantee to be settled at the time of transaction completion in full units of Rupiah currency. b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No Guarantee Deposit Entry
1 Nominal guarantee deposit is Rp1,000,000,000.00 1000000000 2 No guarantee deposit 0
Quality Code
a. This column is filled with 1 (one) digit quality code according to the following reference:
No Quality Code
1 Current 1
2 Special Attention 2
3 Less Current 3

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4 Doubtful 4
5 Loss 5 b. The rules for determining quality refer to the provisions of legislation regarding asset quality for each type of Reporter.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Quality Entry
1 L/C with “Loss” quality 5
2 L/C with “Current” quality 1

Date of Default
a. This column is filled with the date of default if a default occurs regarding the reported L/C facility. b. This column cannot be left blank if a default occurs. Conversely, this column is left blank if no default occurs.
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
d. Example of data entry:
No Date of Default Entry
1 Default occurred on December 3, 2014 20141203 2 No default occurred column left blank
Condition Code
a. This column is filled with a 2 (two) digit condition code according to the following reference:
No Condition Code
1 Active Facility 00
2 Cancelled 01
3 Paid Off 02
4 Written Off 03
5 Charged Off 04

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No Condition Code
6 Paid Off due to collateral takeover 05
7 Paid Off due to resolution through court 06
8 Transferred or Sold to Another Reporter 07
9 Transferred to Another Facility 08
10 Transferred or Sold to Non-Reporter Parties 09 11 Securitised (Original Creditor as Servicer) 10 12 Securitised (Original Creditor not as Servicer) 11 13 Paid Off with Discount 12 14 Temporarily Blocked 13 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Condition Entry
1 Condition of the reported L/C facility is “Paid Off” 02 2 L/C facility is still active 00

Date of Condition
a. This column is filled with the date on which the L/C facility is declared in the condition as reported in the condition code column. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the condition code column contains anything other than 00. Conversely, this column is left blank if the condition code column contains 00.

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d. Example of data entry:
No Date of Condition Entry
1 L/C facility declared “Paid Off” on August 1, 2015 20150801 2 L/C facility condition active column left blank

Remarks
a. This column is filled if there are additional remarks or other information required regarding the reported L/C facility. b. This column is optional.
c. Example of data entry:
No Remarks Entry
1 L/C facility is currently in dispute with the Debtor Currently in dispute with the Debtor 2 No specific remarks need to be added column left blank
Branch Office Code
a. This column is filled with the code of the branch office where the L/C facility is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Branch Office Code Entry
1 Facility recorded at branch office with branch code 002 002 2 Facility in example number 1 moved or mutated from branch 002 to branch 023 023
Data Operation
a. This column with 1 (one) digit code for data operation according to the following reference:

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No Data Operation Code
1 Create C
2 Update U b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Data Operation Entry
1 New L/C facility data C
2 Update L/C facility data previously reported in previous periods U

H. Segment F05–Provided Guarantee Facilities
This segment is the reporting of the position of guarantee or bond issuance facilities, either for the benefit of other banks or third-party groups. Also reported in this detail list are guarantees or bonds that have matured as of the reporting date but are still within the claim period. In principle, every provided guarantee facility must be reported with 1 (one) account.

Detail Flag
This column is filled with the letter D.
Account Number
a. This column is filled with the facility account number. b. The account number must be unique, 1 (one) account number for each 1 (one) facility.
c. An account number used by 1 (one) facility cannot be used for another facility (no reuse or no recycle).
d. If the account number contains characters other than alphabets and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No Account Number Entry
1 Facility has account number = 123456789 123456789 2 Facility has account number = REK-12345 REK12345

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3 Facility has account number = ABC/12345 ABC12345

Debtor CIF Number
a. This column is filled with the CIF number of the Debtor receiving the facility. b. The Debtor CIF number must be reported in the Debtor data segment (individual or business entity).
c. If the account number contains characters other than alphabets and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No CIF Number Entry
1 Debtor has CIF Number = 123456789 123456789
2 Debtor has CIF Number = C-12345 C12345
3 Debtor has CIF Number = ABC/12345 ABC12345
Guarantee Type Code
a. This column is filled with a 2 (two) digit code for guarantee type according to the following reference:
No Guarantee Type Code
1 Bid Bonds 12
2 Performance Bonds 14
3 Advanced Payment Bonds 18
4 Shipping Guarantee
Guarantee to shipping companies issued for the benefit of customers in the context of releasing goods without presenting B/L (Bill of Lading) 20 5 Standby L/C Bank guarantee in the form of an Irrevocable L/C that gives the right to the guarantee recipient to draw funds in the amount stated in the Standby L/C if the guarantee recipient declares non-acceptance of payment according to the agreement at maturity. 40

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No Guarantee Type Code
6 Endorsement of securities 50
7 Commitment Account 80
8 Others 90 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Guarantee Type Entry
1 Performance Bonds 14
2 Advanced Payment Bonds 18

Guarantee Destination Code
a. This column is filled with 1 (one) digit code for guarantee destination according to the following reference:
No Guarantee Destination Code
1 In the Context of Receiving Foreign Loans 1
2 In the Context of Receiving Domestic Loans 2 3 In the Context of Foreign Trade Transactions 4 4 In the Context of Domestic Trade Transactions 5 5 Counter Guarantee 7 6 Others 9 b. This column is mandatory (cannot be left blank).
c. Example of data entry:

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No Guarantee Destination Entry
1 In the Context of Domestic Trade Transactions 5 2 Counter Guarantee 7

Issue Date
a. This column contains the date of issuance or release of the provided guarantee as stated in the instrument or provided guarantee document. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
d. Example of writing:
No Issue Date Entry
1 Provided guarantee issued or released on December 3, 2014 20141203 2 Provided guarantee issued or released on April 3, 2016 20160403
Maturity Date
a. This column is filled with the maturity date of the provided Bank guarantee. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
d. Example of data entry:
No Maturity Date Entry
1 Provided guarantee matures on December 3, 2015 20151203 2 Provided guarantee matures on April 3, 2017 20170403

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Initial Contract Number
a. This column is filled with the initial contract number (first contract) of the guarantee facility provided. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Initial Contract Number Entry
1 If the guarantee facility provided has an initial contract number “ABC12345678” ABC-12345678 2 If the guarantee facility provided has an initial contract number “101/ABC/001.2014” 101/ABC/001.2 014
Initial Contract Date
a. This column is filled with the initial contract date (first contract) of the guarantee facility provided. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
d. Example of data entry:
No. Initial Contract Date Entry
1 June 7, 2012 20120607
2 December 18, 2011 20111218
Final Contract Number
a. This column is filled with the final contract number (latest contract) of the guarantee facility provided. b. This column is mandatory (cannot be left blank).
c. If there are no changes or addendums to the agreement or contract since the first time, this column is filled the same as the initial contract number column.

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d. Example of data entry:
No. Final Contract Number Entry
1 If the guarantee facility provided has a final contract number “ABC12345678” ABC12345678 2 If the guarantee facility provided has a final contract number “101/ABC/001.2014” 101/ABC/ 001.2014

Final Contract Date
a. This column is filled with the final contract date (latest contract) of the guarantee facility provided as recorded in the Reporter's internal system. b. This column is mandatory (cannot be left blank).
c. If there are no changes or addendums to the agreement or contract since the first time, this column is filled the same as the initial contract date column.
d. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters. e. Example of data entry:
No. Final Contract Date Entry
1 June 7, 2012 20120607
2 December 18, 2011 20111218
Name of the Guaranteed Party
a. This column is filled with the party guaranteed by the guarantee provided. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Name of the Guaranteed Party Entry
1 PT ABC PT ABC
2 Muhammad Ali Muhammad Ali

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Currency Code
a. This column is filled with the currency code of the guarantee provided as stated in the currency code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Currency Entry
1 Rupiah IDR
2 US Dollar USD
3 Singapore Dollar SGD
Ceiling
a. This column is filled with the ceiling of the guarantee provided in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Ceiling Entry
1 Ceiling of the guarantee facility provided is Rp1,000,000,000.00 1000000000 2 Ceiling of the guarantee facility provided is Rp500,000,000.00 500000000
Nominal
a. This column is filled with the nominal of the guarantee facility provided in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Nominal Entry
1 Nominal of the guarantee facility provided is Rp1,000,000,000.00 1000000000 2 Nominal of the guarantee facility provided is Rp500,000,000.00 500000000
Guarantee Deposit
a. This column contains the nominal value of money received by the Reporter as a guarantee to be calculated at the time of transaction settlement in full units of Rupiah currency.

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b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No. Guarantee Deposit Entry
1 Nominal of guarantee deposit is Rp1,000,000,000.00 1000000000 2 No guarantee deposit 0

Quality Code
a. This column is filled with a 1 (one) digit quality code according to the reference as follows:
No. Quality Code
1 Performing 1
2 Special Attention 2
3 Less Performing 3
4 Doubtful 4
5 Loss 5 b. Quality determination rules refer to regulations regarding asset quality for each type of Reporter.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Quality Entry
1 Guarantee provided with “Loss” quality
5
2 Guarantee provided with “Performing” quality 1
Default Date
a. This column is filled with the default date if a default occurs on the reported guarantee facility. b. This column cannot be left blank if a default occurs. Conversely, this column is left blank if no default occurs.

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c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
d. Example of data entry:
No. Default Date Entry
1 Default occurred on December 3, 2014
20141203
2 No default occurred column left blank

Condition Code
a. This column is filled with a 2 (two) digit condition code according to the reference as follows:
No. Condition Code
1 Active Facility 00
2 Cancelled 01
3 Paid Off 02
4 Written Off 03
5 Charge Off 04
6 Paid Off due to collateral takeover 05
7 Paid Off due to court settlement 06
8 Transferred or sold to another Reporter 07
9 Transferred to another Facility 08
10 Transferred or sold to non-Reporter parties 09 11 Securitised (Original Creditor as Servicer) 10 12 Securitised (Original Creditor not as Servicer) 11 13 Paid Off with Discount 12 14 Temporarily Blocked 13 b. This column is mandatory (cannot be left blank)
c. Example of data entry:

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No. Condition Entry
1 The condition of the reported guarantee facility is “Paid Off” 02 2 The guarantee facility provided is still active 00

Condition Date
a. This column is filled with the date when the guarantee provided is declared in the condition as reported in the condition code column. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the condition code column contains anything other than 00. Conversely, this column is left blank if the condition code column contains 00.
d. Example of data entry:
No. Condition Date Entry
1 The guarantee facility provided is declared “paid off” on August 1, 2015 20150801 2 The guarantee facility provided is in active condition column left blank
Description
a. This column is filled if there is additional information or other information needed related to the reported guarantee facility. b. This column is optional.
c. Example of data entry:
No. Description Entry
1 The guarantee facility provided is currently in dispute with the Debtor currently in dispute with the Debtor 2 No specific information needs to be added column left blank

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22. Branch Office Code
a. This column is filled with the branch office code where the guarantee facility provided is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Branch Office Code Entry
1 Facility recorded at branch office with branch code 002 002 2 Facility in example number 1 moved or mutated from branch 002 to branch 023 023
23. Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the reference as follows:
No. Data Operation Code
1 Create C
2 Update U b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Data Operation Entry
1 New guarantee facility data C
2 Update data of guarantee facility previously reported in previous periods U
I. Segment F06–Other Facilities
This segment is for reporting facility types other than segments F01, F02, F03, F04, and F05.
1. Detail Flag
This column is filled with the letter D.
2. Facility Account Number
a. This column is filled with the facility account number. b. The account number must be unique, 1 (one) account number for each 1 (one) facility.
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c. An account number used by 1 (one) facility must not be used for another facility (no reuse or no recycle).
d. If the account number contains characters other than alphabets and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. Account Number Entry
1 Facility has account number = 123456789
123456789
2 Facility has account number = REK-12345
REK12345
3 Facility has account number = ABC/12345
ABC12345

Debtor CIF Number
a. This column is filled with the Debtor's CIF number receiving the facility. b. The Debtor's CIF number must be reported in the Debtor data segment (individual or business entity).
c. If the CIF number contains characters other than alphabets and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. CIF Number Entry
1 Debtor has CIF Number = 123456789
123456789
2 Debtor has CIF Number = C-12345 C12345
3 Debtor has CIF Number = ABC/12345
ABC12345
Other Facility Type Code
a. This column is filled with a 3 (three) digit code for other facility types according to the reference as follows:

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No. Other Facility Type Code
1 Managed Credit 001
2 Acceptance Receivables 002
3 Obligations to Government 003
4 Receivables from Derivative Transactions 004 5 Receivables from Reverse Repo Transactions 005 6 Others 900 b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No. Other Facility Type Entry
1 Managed Credit 001
2 Acceptance Receivables 002

Source of Funds
a. This column is filled with the reporter code or code of the third-party group that is the source of the facility funds. b. This column is mandatory (cannot be left blank).
c. If the source of funds does not come from another institution, this column is filled with the Reporter's code.
d. Example of data entry:
No. Source of Funds Entry
1 Other facility funds sourced from a bank with code 002 002 2 Other facility funds sourced from the Reporter itself (Reporter Code 600003) 600003
Start Date
a. This column is filled with the date the facility becomes effective. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
d. Example of data entry:
No. Start Date Entry
1 June 7, 2012 20120607
2 December 18, 2011 20111218

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Maturity Date
a. This column is filled with the maturity date or end of the facility term. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Maturity Date Entry
1 June 7, 2020 20200607
2 December 18, 2030 20301218
Interest Rate or Return
a. This column is filled with the percentage of the interest rate or return of the facility in question. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Interest Rate or Return Entry
1 Interest rate 5.5% per year 5.5
2 Margin 10% 10
Currency Code
a. This column is filled with the currency code of the facility stated in the currency code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Currency Entry
1 Rupiah IDR
2 US Dollar USD
3 Singapore Dollar SGD
Nominal
a. This column is filled with the facility nominal in full units of Rupiah currency. b. This column is mandatory (cannot be left blank)
c. Example of data entry:

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No. Nominal Entry
1 At the end of the current month (month of data reported) the facility nominal is Rp2,000,000,000.00. 2000000000 2 At the end of the current month (month of data reported) the facility nominal is Rp3,345,000,123.00. 3345000123

Value in Original Currency
a. This column is filled with the facility nominal in the original currency. b. This column cannot be left blank for facilities with currencies other than Rupiah and is left blank if the facility is in Rupiah currency.
c. Example of data entry:
No. Value in Original Currency Entry
1 Facility in USD currency has a nominal at the end of the current month (month of data reported) of USD5,000.00 5000 2 Facility in Rupiah currency has a nominal at the end of the current month (month of data reported) of Rp5,000,000.00 column left blank
Quality Code
a. This column is filled with a 1 (one) digit quality code according to the reference as follows:
No. Quality Code
1 Performing 1
2 Special Attention 2
3 Less Performing 3
4 Doubtful 4
5 Loss 5

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b. Quality determination rules refer to regulations regarding asset quality for each type of Reporter.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Quality Entry
1 Facility provided by Reporter with “Loss” quality 5 2 Facility with “Performing” quality 1

Loss Date
a. This column is filled with the date when the facility is declared lost. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the reported facility is declared lost. Conversely, this column is left blank if the reported facility is not lost.
d. Example of data entry:
No. Loss Date Entry
1 Facility with quality declared “Loss” since December 3, 2014 20141203 2 Facility with quality declared “Performing” column left blank
Loss Cause Code
a. This column is filled with a 2 (two) digit loss cause code according to the reference as follows:
No. Loss Cause Code
1 Marketing Difficulties 01
2 Management Difficulties and Labor Issues 02
3 Very Loss-Generating Group or Affiliate Company 03 4 Environmental Management Issues 04 5 Misuse of Funds Not in Accordance with Agreement 05 6 Weakness in Analysis 06 7 Exchange Rate Fluctuation 07 8 Bad Faith 08 9 Force Majeure 09 10 Bankruptcy 10 11 Uniform Classification 11 12 Others 99 b. This column cannot be left blank if the reported facility is declared lost. Conversely, this column is left blank if the reported facility is not lost.
c. Example of data entry:

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No. Loss Cause Entry
1 Facility lost due to “Exchange Rate Fluctuation” 07 2 Facility with quality declared “Performing” column left blank

Arrears
a. This column is filled with the nominal of principal and/or interest or return arrears in full units of Rupiah currency. b. If there are no arrears, this column is filled with “0” (zero).
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Arrears Entry
1 The amount of arrears at the end of the current month (month of data reported) is Rp50,000,000.00 50000000 2 Facility has no principal arrears 0

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Number of Arrears Days
a. This column is filled with the number of days of arrears for the reported facility (principal and/or interest or return arrears). b. This column is mandatory (cannot be left blank).
c. If there are no arrears, this column is filled with “0” (zero).
d. Example of data entry:
No. Number of Arrears Days Entry
1 Number of arrears days at the end of the reporting month is 115 days 115 2 No arrears 0
Condition Code
a. This column is filled with a 2 (two) digit condition code according to the reference as follows:
No. Condition Code
1 Active Facility 00
2 Cancelled 01
3 Paid Off 02
4 Written Off 03
5 Charge Off 04
6 Paid Off due to collateral takeover 05
7 Paid Off due to court settlement 06
8 Transferred or Sold to Another Reporter 07
9 Transferred to Another Facility 08
10 Transferred or Sold to Non-Reporter Parties 09 11 Securitised (Original Creditor as Servicer) 10 12 Securitised (Original Creditor not as Servicer) 11 13 Paid Off with Discount 12 14 Temporarily Blocked 13 b. This column is mandatory (cannot be left blank).
c. Example of data entry:

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No. Condition Entry
1 The condition of the reported facility is “Paid Off” 02 2 Facility is still active 00

Condition Date
a. This column is filled with the date when the facility is declared in the condition as reported in the condition code column. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the condition code column contains anything other than 00. Conversely, this column is left blank if the condition code column contains 00.
d. Example of data entry:
No. Condition Date Entry
1 Facility declared “paid off” on August 1, 2015 20150801 2 Facility in active condition column left blank
Description
a. This column is filled if there is additional information or other information needed related to the reported facility. b. This column is optional.
c. Example of data entry:
No. Description Entry
1 Facility is currently in dispute with the Debtor currently in dispute with the Debtor 2 No specific information needs to be added column left blank

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20. Branch Office Code
a. This column contains the branch office code where the facility is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Branch Office Code Entry
1 Facility recorded at branch office with branch code 002 002 2 Facility in example number 1 moved or mutated from branch 002 to branch 023 023
21. Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the reference as follows:
No. Data Operation Code
1 Create C
2 Update U b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Data Operation Entry
1 New facility data C
2 Update data of facility previously reported in previous periods U J. Segment A01–Collateral The collateral segment is detailed data of collateral or guarantees with economic value controlled by the Reporter for the provision of funds received by the Debtor from the Reporter. Each facility with an inactive condition or no longer having obligations, collateral data is reported last in the reporting period of the occurrence of that condition with a Delete data operation.
1. Detail Flag
This column is filled with the letter D.
2. Register Code or Collateral Number
a. This column is filled with the Register Code or Collateral Number.
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b. The Register Code or Collateral Number must be unique, 1 (one) Register Code or Collateral Number is used for 1 (one) collateral.
c. A Register Code or Collateral Number used by 1 (one) collateral must not be used for other collaterals (no reuse or no recycle).
d. If the register code or collateral number contains characters other than alphabets and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. Register Code or Collateral Number Entry
1 Collateral has register code or number = 123456789 123456789 2 Collateral has register code or number = A-12345 A12345

Facility Account Number
a. This column is filled with the account number of the facility guaranteed by the reported collateral. b. The number filled in this column must also be reported in the related facility data segment.
c. If the account number contains characters other than alphabets and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. Account Number Entry
1 Facility has account number = 123456789
123456789
2 Facility has account number = REK-12345
REK12345
3 Facility has account number = ABC/12345
ABC12345
Debtor CIF Number
a. This column is filled with the CIF number of the Debtor receiving the facility guaranteed by the reported collateral.

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b. The Debtor's CIF number filled in this column must also be reported in the Debtor segment (individual or business entity).
c. If the CIF number contains characters other than alphabets and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. CIF Number Entry
1 Debtor has CIF Number = 123456789 123456789
2 Debtor has CIF Number = C-12345 C12345
3 Debtor has CIF Number = ABC/12345 ABC12345

Facility Segment Type Code
a. This column is filled with a 3 (three) digit code for the type of facility segment obtained by the Debtor with the following provisions:
No. Facility Code
1 Credit or Financing F01
2 Joint Account Credit or Financing F02
3 Securities F03
4 Irrevocable L/C F04
5 Provided Guarantees F05
6 Other Facilities F06 b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No. Facility Type Code
1 Collateral used for credit facility
F01
2 Collateral used for Joint Account credit facility F02
Collateral Status Code
Collateral status is filled with information regarding the status of the physical availability of collateral or guarantees.

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a. This column is filled with a 1 (one) digit collateral status code with the following reference:
No. Collateral Status Code
1 Available
Collateral whose physical form is available.
1
2 Indent
Collateral in the form of property that is not yet fully available or whose physical form is not yet available as agreed or handed over. 2 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Collateral Status Entry
1 Collateral for facility is available 1
2 Collateral for facility is still in indent status 2

Collateral Type Code
a. This column is filled with a 3 (three) digit code for collateral type with the following reference:
No. Collateral Type Code
1 Demand Deposit
Deposits that can be withdrawn at any time using checks, other payment order instruments, or through book transfers. 010 2 Savings Deposits that can only be withdrawn according to specific agreed terms, but cannot be withdrawn using checks or instruments equivalent to them. 020

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No. Collateral Type Code
3 Time Deposits
Deposits that can only be withdrawn at a specific time based on an agreement between the depositor and the bank. 041 4 Bank Indonesia Certificates (SBI) Bearer securities with a discount system issued by Bank Indonesia as a debt acknowledgment, including Sharia Bank Indonesia Certificates (SBIS) 042 5 Treasury Bills (SPN) State Debt Securities with a term of up to 12 (twelve) months with interest payment via discount. 043 6 Bank Indonesia Deposit Certificates Securities in Rupiah currency issued by Bank Indonesia as a short-term debt acknowledgment that can only be traded between Banks. 042 7 Bank Indonesia Securities in Foreign Currency (SBBI Valas) Securities in foreign currency issued by Bank Indonesia as a short-term debt acknowledgment. 043 8 Sharia Treasury Bills 044 9 Guarantee Deposits 045 10 Gold 046 11 Sharia State Securities (SBSN) 085 12 Government Bonds (ON) State Debt Securities with a term of more than 12 (twelve) months 086

165 -
No Jenis Agunan Kode with coupon and/or with discounted interest payments, including those issued based on Sharia principles. 13 Indonesian Retail Bonds (ORI) State Bonds sold to Indonesian Citizens through sales agents, including those issued based on Sharia principles. 087 14 Shares A unit of value or accounting in various financial instruments referring to the ownership portion of a company. 091 15 Mutual Funds A container used to accumulate funds from public investors which are then invested in a portfolio of securities by an investment manager in accordance with capital market laws. 081 16 Other Sukuk 080 17 Warehouse Receipts Warehouse receipts as referred to in regulations regarding warehouse receipts. 092 18 Other Securities Securities other than the collateral forms previously outlined. 099 19 Buildings 161 20 Warehouses 162 21 Shop Houses or Office Houses or Kiosks 163 22 Hotels 164
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No Jenis Agunan Kode
23 Other Commercial Properties 175
24 Residential Houses 176
25 Apartments or Flats 177
26 Land 187
27 Motor Vehicles 189
28 Machinery 190
29 Aircraft 191
30 Sea Vessels or Water Transport 192
31 Inventory 193
32 Other Collateral 250
33 Standby L/C (SBLC) 251
34 Guarantees 252
35 Financing Insurance 254
36 Other Guarantees 275 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Jenis Agunan Pengisian
1 Collateral is a warehouse 162
2 Collateral is a motor vehicle 189

Collateral Rating
a. This column is filled with the collateral rating. b. This column is only filled if the collateral type is securities and the collateral status is “1-Available”.
c. This column is optional.
d. Example of data entry:
No Peringkat Agunan Pengisian
1 Collateral is securities with rating “AAA”
AAA
2 Collateral is a motor vehicle column left blank

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Rating Agency Code
a. This column is filled with a 2 (two) digit code for the rating agency with the following reference:
No Lembaga Pemeringkat Kode
1 Moody's 10
2 Standard and Poor's 11
3 Fitch Rating 12
4 Pefindo 13
5 Icra Indonesia 14
6 Fitch Indonesia 15
7 Others 99 b. This column is only filled if the collateral type is securities and the collateral status is “1-Available”
c. This column is optional.
d. Example of data entry:
No Lembaga Pemeringkat Pengisian
1 Standard and Poor’s 11
2 Moody’s 10
3 Collateral is not securities column left blank
Encumbrance Type Code
a. This column is filled with the type of encumbrance conducted by the Reporter regarding the collateral or guarantee submitted by the Debtor. This column is filled with a 2 (two) digit Encumbrance Type Code according to the reference as follows:
No Jenis Pengikatan Kode
1 Hak Tanggungan
Guarantee over immovable property and/or goods determined by the government that are submitted by the Debtor to the Reporter as collateral for financing facilities provided to the Debtor. 01

168 -
No Jenis Pengikatan Kode
2 Gadai
Encumbrance rights over movable property submitted by the Debtor to the Reporter, where the nature of this collateral is outside the control of the Debtor. 02 3 Fidusia Guarantee rights over movable property, both tangible and intangible and immovable property, specifically buildings that cannot be encumbered with Hak Tanggungan as referred to in the Law regarding Hak Tanggungan, which remain in the possession of the fiduciary provider. 03 4 Surat Kuasa Membebankan Hak Tanggungan (SKMHT) Power of attorney to encumber guarantee rights in the form of land rights along with or without other objects that are an integral part of the land. 04 5 Cessie Method of transferring goods as collateral for receivables from the Reporter to a third party. In the transfer process, this must be done by making a deed, whether an authentic deed or a sub-under-hand deed, confirming the transfer and this transfer must be based on the consent of the relevant Debtor. 05 6 Not Encumbered or Not Encumbered 06
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No Jenis Pengikatan Kode
7 Others
Encumbrance types other than the types mentioned previously.
99 b. This column cannot be left blank if the collateral status is “1-Available”.
c. Example of data entry:
No Jenis Pengikatan Pengisian
1 Collateral is encumbered with Hak Tanggungan 01 2 Collateral is not or not encumbered 06

Date of Encumbrance
a. This column is filled with the date the collateral or guarantee is encumbered. b. This column cannot be left blank if the collateral status is “1-Available”.
c. The writing format is 4 (four) digit year, 2 (two) digit
month, and 2 (two) digit date (YYYYMMDD) in sequence without separator characters. d. Example of data entry:
No Tanggal Pengikatan Pengisian
1 Encumbrance was done on
August 1, 2015
20150801
2 Collateral is not encumbered column left blank
Name of Collateral Owner
a. This column is filled with the name of the collateral or guarantee owner as stated in the ownership documents. b. This column is mandatory (cannot be left blank).

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c. Example of data entry:
No Nama Pemilik Agunan Pengisian
1 The name of the collateral owner is “H.
Mukmin”
H. Mukmin
2 The owner's name is “PT Makmur
Jaya”
PT Makmur
Jaya

Proof of Ownership
a. This column is filled with information regarding proof of ownership of the collateral or guarantee. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Bukti Kepemilikan Pengisian
1 Proof of ownership is SHM
No. 12345
SHM No.12345
2 Proof of ownership is BPKB No. 12345
BPKB
No.12345
Address of Collateral
a. This column is filled with the complete address of the collateral including village (kelurahan) and district (kecamatan) information. b. For immovable property such as land and buildings, the reported address is the address of the collateral item as stated in the documents.
c. For movable property such as motor vehicles and/or
inventory, the reported address is the location of collateral storage. d. For collateral in the form of securities, the reported address is the address of the bank storing the securities documents. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No Alamat Agunan Pengisian
1 Jl. Uluwatu Gg. Soka No.13,
Kel. Mawar, Kec. Melati
Jl. Uluwatu Gg. Soka
No.13, Kel. Mawar,
Kec. Melati

171 -
No Alamat Agunan Pengisian
2 Jalan Mawar No. 14 RT.01
RW.04, Kel. Matahari, Kec.
Anggrek
Jalan Mawar No. 14
RT.01 RW.04, Kel.
Matahari, Kec.
Anggrek

Code of District or City of Collateral Location
a. This column is filled with a 4 (four) digit code of the district or city according to the collateral address as stated in the reference code for districts or cities. b. This column cannot be filled with district or city codes that are inactive or provincial level.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Kabupaten atau Kota Pengisian
1 City of Salatiga 0992
2 Mojokerto Regency 1203
3 Outside Indonesia Territory 9999
Collateral Value According to NJOP or Fair Value
a. This column is filled with the nominal value based on the Tax Object Sale Value (NJOP) or fair value of the goods used as collateral.
1) For collateral in the form of land and buildings, fill with
the NJOP value of the goods used as collateral.
2) For collateral other than land and buildings, this column is filled
with the fair value of the goods used as collateral. b. This column is filled in full units of Rupiah currency.
c. This column cannot be left blank if the collateral status is
“1-Available”. d. Example of data entry:
No Nilai NJOP Agunan Pengisian
1 The NJOP value of collateral is
Rp2,000,000,000.00.
2000000000
2 The Fair Value of collateral is
Rp1,000,000,000.00.
1000000000

172 -

Collateral Value According to Reporter
a. This column is filled with the collateral value based on the Reporter's valuation of the goods used as collateral, including movable goods, immovable goods, inventory, and others.
1) For cash collateral guarantees, and securities or bank or
government guarantees or credit guarantee institutions or prime banks, this column is filled with their nominal value.
2) For Home Ownership Loans (KPR) and Motor Vehicle Loans (KKB), the collateral value column
must be filled with:
a) market value at the time of encumbrance for KPR; and/or b) the Reporter's valuation result at the time of encumbrance for KKB.
3) In the event of a revaluation of the collateral,
the Collateral Value column is filled with the latest valuation result. b. The collateral value reported on this form is in full units of Rupiah currency.
c. This column cannot be left blank if the collateral status is
“1-Available”. d. Example of data entry:
No Nilai Agunan Menurut Pelapor Pengisian
1 The collateral value according to the Reporter is Rp2,000,000,000.00. 2000000000 2 The collateral value according to the Reporter is Rp1,000,000,000.00. 1000000000
Date of Collateral Valuation by Reporter
a. This column contains the date of collateral valuation conducted by the Reporter. b. The writing format is 4 (four) digit year, 2 (two) digit month, and 2 (two) digit date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the collateral status is
“1-Available”.

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d. Example of data entry:
No Tanggal Penilaian Agunan menurut
Pelapor
Pengisian
1 Valuation of collateral was conducted by the Reporter on December 3, 2014 20141203 2 Valuation of collateral was conducted by the Reporter on December 13, 2017 20171213

Collateral Value According to Independent Appraiser
a. This column is filled with the collateral value based on valuation by an independent appraiser in full units of Rupiah currency. b. Guarantees in the form of cash collateral and securities or bank or government guarantees or credit guarantee institutions or prime banks, are filled with their nominal value.
c. This column is optional.
d. Example of data entry:
No Nilai Agunan Menurut Penilai
Independen
Pengisian
1 The collateral value according to the independent appraiser is Rp2,000,000,000.00. 2000000000 2 No valuation was conducted by the independent appraiser column left blank
Name of Independent Appraiser
a. This column contains the name of the independent appraisal institution. b. This column cannot be left blank if the Independent Appraiser Collateral Value column is filled.
c. Example of data entry:
No Nama Penilai Independen Pengisian
1 KJPP AKURAT KJPP AKURAT
2 No valuation was conducted by the independent appraiser column left blank

174 -

Date of Collateral Valuation by Independent Appraiser
a. This column contains the date of collateral valuation conducted by the independent appraiser. b. The writing format is 4 (four) digit year, 2 (two) digit month, and 2 (two) digit date (YYYYMMDD) in sequence without separator characters.
c. This column cannot be left blank if the independent appraiser collateral value column is filled.
d. Example of data entry:
No Tanggal Penilaian Agunan menurut
Penilai Independen
Pengisian
1 Valuation of collateral was conducted by the independent appraiser on December 3 2014 20141203 2 No valuation was conducted by the independent appraiser column left blank
Paripasu Status
a. This column is filled with “Y” if the collateral is paripasu and “T” if the collateral is not paripasu. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Status Paripasu Pengisian
1 Collateral is paripasu Y
2 Collateral is not paripasu T
Paripasu Percentage
a. This column contains the percentage of the collateral value submitted by the Debtor to the Reporter to guarantee the facility provided. b. This column cannot be left blank if the Paripasu Status column is Y.

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c. Example of data entry:
No Persentase Paripasu Pengisian
1 Paripasu percentage 30% 30
2 Paripasu percentage 60% 60
3 Not paripasu column left blank

Status of Credit or Financing Joint Account Collateral
a. This column is filled with “Y” if the collateral is collateral for credit or financing joint account facilities and “T” if the collateral is not collateral for credit or financing joint account facilities. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Status Agunan Kredit atau Pembiayaan
Joint Account
Pengisian
1 Collateral from Joint Account facilities Y
2 Collateral is not from Joint Account facilities T
Insured
a. This column is filled with “Y” if the collateral is insured and “T” if the collateral is not insured. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Diasuransikan Pengisian
1 Collateral is insured Y
2 Collateral is not insured T
Notes
a. This column is filled if there are additional notes or other information required regarding the reported collateral. b. This column is optional.

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c. Example of data entry:
No Keterangan Pengisian
1 Collateral is in court dispute collateral is in court dispute 2 No additional notes Column left blank

Branch Office Code
a. This column contains the code of the branch office where the collateral is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Kode Kantor Cabang Pengisian
1 Collateral is recorded at a branch office with branch code 002 002 2 Collateral in example number 1 moved or transferred from branch 002 to branch 023 023
Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the reference as follows:
No Operasi Data Kode
1 Create C
2 Update U
3 Delete D
4 Not change N b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Operasi Data Pengisian
1 New collateral data C
2 Update collateral data that has been reported in previous periods U 3 Delete incorrect collateral data D

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4 No changes to collateral data that has been reported in previous periods N 5 Collateral data for facilities that are settled in the current reporting month D K. Segment P01–Guarantor The guarantor segment is detailed data of the Guarantor of Funding Facilities that can be claimed in the event of default or failure to pay, such as credit insurance, personal guarantee, or bank guarantee. Does not include guarantors in the form of life insurance, loss, or similar.

Detail Flag
This column is filled with the letter D.
Guarantor Identity Number
a. This column is filled with the guarantor's identity number. b. The guarantor's identity documents are as follows:
No Penjamin Dokumen
Identitas
Nomor
Identitas
1 Indonesian Citizen
(WNI)
Identity Card
(KTP)
National Identity Number
(NIK)
2 Foreign Citizen
(WNA)
Passport Passport Number
3 Legal Entity NPWP NPWP
4 Public Body NPWP NPWP
5 Public Body Does not have
NPWP

Filled with
111111 for the Government of the
Republic of
Indonesia.
Filled with
reference code of the third party for central public bodies registered in the reference
Filled with
reference code of the district or city for local public bodies
178 -
No Penjamin Dokumen
Identitas
Nomor
Identitas public bodies
c. If the guarantor's identity number contains characters other than
alphabets and numbers, those characters do not need to be included. d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Nomor Identitas Pengisian
1 The guarantor is a WNI and has an Identity Card (KTP) with NIK “1234567891234567” 1234567891234 567 2 The guarantor is a WNA and has a Passport with number “A.123456789” A123456789 3 The guarantor is a legal entity with NPWP “08.435.185.4-125.000” 0843518541250 00 4 The guarantor is the RI Government 111111 5 The guarantor is the Ministry of Finance RI 0020 6 The guarantor is the West Java Provincial Government 0100

Facility Account Number
a. This column is filled with the facility account number guaranteed by the guarantor being reported. b. The number filled in this column must also be reported in the related facility segment.
c. If the account number contains characters other than alphabets and
numbers, those characters do not need to be included. d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Nomor Rekening Fasilitas Pengisian
1 The facility has account number =
123456789
123456789
2 The facility has account number = C12345
C12345
3 The facility has account number =
ABC/12345
ABC12345
Debtor CIF Number
a. This column is filled with the Debtor's CIF number receiving the facility guaranteed by the guarantor being reported. b. The number filled in this column must also be reported in the Debtor data segment (individual or legal entity).
c. If the CIF number contains characters other than alphabets and numbers
then those characters do not need to be included. d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Nomor CIF Debitur Pengisian
1 The Debtor has CIF Number =
123456789
123456789
2 The Debtor has CIF Number = ABC12345
ABC12345
3 The Debtor has CIF Number =
ABC/12345
ABC12345

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Facility Segment Type Code
a. This column is filled with a 3 (three) digit facility type code guaranteed with the following conditions:
No Jenis Segmen Fasilitas Kode
1 Credit or Financing F01
2 Credit or Financing Joint
Account
F02
3 Securities F03
4 Irrevocable L/C F04
5 Guarantees Provided F05
6 Other Facilities F06 b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No Jenis Segmen Fasilitas Kode
1 Guarantor for credit or financing facilities F01 2 Guarantor for credit or financing joint account facilities F02
Guarantor Identity Type Code
a. This column is filled with a 1 (one) digit identity type according to the reference as follows:
No Jenis Identitas Kode
1 Identity Card (KTP) 1
2 Passport 2
3 NPWP 3
4 Others (specifically for owners who are public bodies without NPWP and the public) 9 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Jenis Identitas Pengisian
1 The guarantor is a WNI (using KTP) 1
2 The guarantor is a WNA (using passport)
2

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3 The guarantor is a legal entity
(using NPWP)
3

Guarantor Name According to Identity
a. This column is filled with the guarantor's name as stated in the identity documents. For individual guarantors, the name is filled without titles. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Nama Penjamin Pengisian
1 The name on the guarantor's KTP is “H. Mukmin” (“H” is a religious title) Mukmin 2 The name on the guarantor's NPWP is “PT Makmur Jaya” PT Makmur Jaya 3 The name on the identity document is Arif M.N. Anshori (“M” and “N” are not titles, “M” is “Muhammad” and “N” is Noor Arif M.N. Anshori
Full Name of Guarantor
a. This column is filled with the full name of the guarantor. b. If the name according to identity documents contains abbreviations, the Reporter must request information from the guarantor regarding the full meaning of the name abbreviations.
c. This column is optional.
d. Example of data entry:
No Nama Penjamin Pengisian
1 The name on the identity documents is
“Putra Ganda Wijaya, SE., MM.”
(“SE” and “MM” are educational titles)
Putra Ganda
Wijaya
2 The name on the identity documents is
“H. Mukmin” (“H” is a religious title)
Mukmin

182 -
No Nama Penjamin Pengisian
3 The name on the identity documents is
Arif M.N. Anshori (“M” and “N” are not titles, “M” is “Muhammad” and “N” is Noor Arif Muhammad Noor Anshori

Guarantor Group Code
a. This column is filled with a 4 (four) digit guarantor group code as stated in the third party group code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Golongan Penjamin Pengisian
1 The guarantor is a private national automotive company 8111 2 The guarantor is a private national primary cooperative 7173 3 The guarantor is a foreign textile company 8613
Guarantor Address
a. This column contains the complete address of the guarantor. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Alamat Penjamin Pengisian
1 Jl. Uluwatu Gg. Soka No.13,
Kel. Mawar, Kec. Melati,
Surabaya
Jl. Uluwatu Gg. Soka
No.13, Kel. Mawar, Kec.
Melati, Surabaya
2 Jalan Mawar No. 14 RT.01
RW.04, Kel. Matahari, Kec.
Anggrek, Medan
Jalan Mawar No. 14
RT.01 RW.04, Kel.
Matahari, Kec. Anggrek,
Medan
Percentage of Guaranteed Facility
a. This column is filled with the percentage of the value that is the guarantor's responsibility for the value of the funding provision bill. b. This column is optional.

183 -
c. Example of data entry:
No Persentase Fasilitas yang Dijamin Pengisian 1 The guaranteed facility is 80% 80 2 No information on the percentage of the value of the guaranteed facility column left blank

Notes
a. This column is filled if there are additional notes or other information required regarding the reported guarantor. b. This column is optional.
c. Example of data entry:
No Keterangan Pengisian
1 The guarantor has gone bankrupt The guarantor has gone bankrupt 2 No additional notes column left blank
Branch Office Code
a. This column contains the code of the branch office where the guarantor is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Kode Kantor Cabang Pengisian
1 The guarantor is recorded at a branch office with branch code 002 002 2 The guarantor in example number 1 moved or transferred from branch 002 to branch 023 023
Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the reference as follows:
No Operasi Data Kode
1 Create C
2 Update U
3 Delete D
4 Not change N

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b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Operasi Data Pengisian
1 New guarantor data C
2 Update guarantor data that has been reported in previous periods U 3 Delete incorrect guarantor data D 4 No changes to guarantor data that has been reported in previous periods N 5 Guarantor data for facilities that are settled in the current reporting month D
L. Segment M01–Managers and/or Owners of Legal Entity Debtors
The manager or owner segment is detailed data of the managers and/or owners of Legal Entity Debtors reported in the Legal Entity Debtor segment. This segment is only filled if there is data in the Legal Entity Debtor segment.

Detail Flag
This column is filled with the letter D.
Identity Number of Managers and/or Owners of Legal Entity Debtors
a. This column is filled with the identity number of the managers and/or owners of Legal Entity Debtors according to the identity documents of the managers and/or owners of Legal Entity Debtors. b. The identity documents for the managers and/or owners of Legal Entity Debtors are as follows:
No Pengurus atau
Pemilik
Dokumen
Identitas
Nomor Identitas
1 WNI KTP NIK
2 WNA Passport Passport Number
3 Legal Entity NPWP NPWP
4 Public Body NPWP NPWP
5 Public Body Does not have
NPWP

Filled with 111111
for the Government of the Republic of Indonesia
185 -
No Pengurus atau
Pemilik
Dokumen
Identitas
Nomor Identitas
Filled with
reference code of the third party for central public bodies registered in the reference
Filled with
reference code of the district or city for local public bodies
c. If the identity number of the managers and/or owners contains characters other than
alphabets and numbers, those characters do not need to be included. d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Nomor Identitas Pengisian
1 The manager/owner is a WNI and has an Identity Card (KTP) with NIK “1234567891234567” 1234567891234 567 2 The manager/owner is a WNA and has a Passport with number “A.123456789” A123456789 3 The manager/owner is a legal entity with NPWP “08.435.185.4-125.000” 0843518541250 00 4 The manager/owner is the RI Government 111111 5 The manager/owner is the Ministry of Finance RI 0020 6 The manager/owner is the West Java Provincial Government 0100

Facility Account Number
a. This column is filled with the facility account number guaranteed by the guarantor being reported. b. The number filled in this column must also be reported in the related facility segment.
c. If the account number contains characters other than alphabets and
numbers, those characters do not need to be included. d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Nomor Rekening Fasilitas Pengisian
1 The facility has account number =
123456789
123456789
2 The facility has account number = C12345
C12345
3 The facility has account number =
ABC/12345
ABC12345
Debtor CIF Number
a. This column is filled with the Debtor's CIF number receiving the facility guaranteed by the guarantor being reported. b. The number filled in this column must also be reported in the Debtor data segment (individual or legal entity).
c. If the CIF number contains characters other than alphabets and numbers
then those characters do not need to be included. d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Nomor CIF Debitur Pengisian
1 The Debtor has CIF Number =
123456789
123456789
2 The Debtor has CIF Number = ABC12345
ABC12345
3 The Debtor has CIF Number =
ABC/12345
ABC12345
Facility Segment Type Code
a. This column is filled with a 3 (three) digit facility type code guaranteed with the following conditions:
No Jenis Segmen Fasilitas Kode
1 Credit or Financing F01
2 Credit or Financing Joint
Account
F02
3 Securities F03
4 Irrevocable L/C F04
5 Guarantees Provided F05
6 Other Facilities F06 b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No Jenis Segmen Fasilitas Kode
1 Guarantor for credit or financing facilities F01 2 Guarantor for credit or financing joint account facilities F02
Guarantor Identity Type Code
a. This column is filled with a 1 (one) digit identity type according to the reference as follows:
No Jenis Identitas Kode
1 Identity Card (KTP) 1
2 Passport 2
3 NPWP 3
4 Others (specifically for owners who are public bodies without NPWP and the public) 9 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Jenis Identitas Pengisian
1 The guarantor is a WNI (using KTP) 1
2 The guarantor is a WNA (using passport)
2
3 The guarantor is a legal entity
(using NPWP)
3
Guarantor Name According to Identity
a. This column is filled with the guarantor's name as stated in the identity documents. For individual guarantors, the name is filled without titles. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Nama Penjamin Pengisian
1 The name on the guarantor's KTP is “H. Mukmin” (“H” is a religious title) Mukmin 2 The name on the guarantor's NPWP is “PT Makmur Jaya” PT Makmur Jaya 3 The name on the identity document is Arif M.N. Anshori (“M” and “N” are not titles, “M” is “Muhammad” and “N” is Noor Arif M.N. Anshori
Full Name of Guarantor
a. This column is filled with the full name of the guarantor. b. If the name according to identity documents contains abbreviations, the Reporter must request information from the guarantor regarding the full meaning of the name abbreviations.
c. This column is optional.
d. Example of data entry:
No Nama Penjamin Pengisian
1 The name on the identity documents is
“Putra Ganda Wijaya, SE., MM.”
(“SE” and “MM” are educational titles)
Putra Ganda
Wijaya
2 The name on the identity documents is
“H. Mukmin” (“H” is a religious title)
Mukmin
3 The name on the identity documents is
Arif M.N. Anshori (“M” and “N” are not titles, “M” is “Muhammad” and “N” is Noor Arif Muhammad Noor Anshori
Guarantor Group Code
a. This column is filled with a 4 (four) digit guarantor group code as stated in the third party group code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Golongan Penjamin Pengisian
1 The guarantor is a private national automotive company 8111 2 The guarantor is a private national primary cooperative 7173 3 The guarantor is a foreign textile company 8613
Guarantor Address
a. This column contains the complete address of the guarantor. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Alamat Penjamin Pengisian
1 Jl. Uluwatu Gg. Soka No.13,
Kel. Mawar, Kec. Melati,
Surabaya
Jl. Uluwatu Gg. Soka
No.13, Kel. Mawar, Kec.
Melati, Surabaya
2 Jalan Mawar No. 14 RT.01
RW.04, Kel. Matahari, Kec.
Anggrek, Medan
Jalan Mawar No. 14
RT.01 RW.04, Kel.
Matahari, Kec. Anggrek,
Medan
Percentage of Guaranteed Facility
a. This column is filled with the percentage of the value that is the guarantor's responsibility for the value of the funding provision bill. b. This column is optional.
c. Example of data entry:
No Persentase Fasilitas yang Dijamin Pengisian 1 The guaranteed facility is 80% 80 2 No information on the percentage of the value of the guaranteed facility column left blank
Notes
a. This column is filled if there are additional notes or other information required regarding the reported guarantor. b. This column is optional.
c. Example of data entry:
No Keterangan Pengisian
1 The guarantor has gone bankrupt The guarantor has gone bankrupt 2 No additional notes column left blank
Branch Office Code
a. This column contains the code of the branch office where the guarantor is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Kode Kantor Cabang Pengisian
1 The guarantor is recorded at a branch office with branch code 002 002 2 The guarantor in example number 1 moved or transferred from branch 002 to branch 023 023
Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the reference as follows:
No Operasi Data Kode
1 Create C
2 Update U
3 Delete D
4 Not change N b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Operasi Data Pengisian
1 New guarantor data C
2 Update guarantor data that has been reported in previous periods U 3 Delete incorrect guarantor data D 4 No changes to guarantor data that has been reported in previous periods N 5 Guarantor data for facilities that are settled in the current reporting month D
L. Segment M01–Managers and/or Owners of Legal Entity Debtors
The manager or owner segment is detailed data of the managers and/or owners of Legal Entity Debtors reported in the Legal Entity Debtor segment. This segment is only filled if there is data in the Legal Entity Debtor segment.
Detail Flag
This column is filled with the letter D.
Identity Number of Managers and/or Owners of Legal Entity Debtors
a. This column is filled with the identity number of the managers and/or owners of Legal Entity Debtors according to the identity documents of the managers and/or owners of Legal Entity Debtors. b. The identity documents for the managers and/or owners of Legal Entity Debtors are as follows:
No Pengurus atau
Pemilik
Dokumen
Identitas
Nomor Identitas
1 WNI KTP NIK
2 WNA Passport Passport Number
3 Legal Entity NPWP NPWP
4 Public Body NPWP NPWP
5 Public Body Does not have
NPWP

Filled with 111111
for the Government of the Republic of Indonesia
Filled with
reference code of the third party for central public bodies registered in the reference
Filled with
reference code of the district or city for local public bodies
c. If the identity number of the managers and/or owners contains characters other than
alphabets and numbers, those characters do not need to be included. d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Nomor Identitas Pengisian
1 The manager/owner is a WNI and has an Identity Card (KTP) with NIK “1234567891234567” 1234567891234 567 2 The manager/owner is a WNA and has a Passport with number “A.123456789” A123456789 3 The manager/owner is a legal entity with NPWP “08.435.185.4-125.000” 0843518541250 00 4 The manager/owner is the RI Government 111111 5 The manager/owner is the Ministry of Finance RI 0020 6 The manager/owner is the West Java Provincial Government 0100

Facility Account Number
a. This column is filled with the facility account number guaranteed by the guarantor being reported. b. The number filled in this column must also be reported in the related facility segment.
c. If the account number contains characters other than alphabets and
numbers, those characters do not need to be included. d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Nomor Rekening Fasilitas Pengisian
1 The facility has account number =
123456789
123456789
2 The facility has account number = C12345
C12345
3 The facility has account number =
ABC/12345
ABC12345
Debtor CIF Number
a. This column is filled with the Debtor's CIF number receiving the facility guaranteed by the guarantor being reported. b. The number filled in this column must also be reported in the Debtor data segment (individual or legal entity).
c. If the CIF number contains characters other than alphabets and numbers
then those characters do not need to be included. d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Nomor CIF Debitur Pengisian
1 The Debtor has CIF Number =
123456789
123456789
2 The Debtor has CIF Number = ABC12345
ABC12345
3 The Debtor has CIF Number =
ABC/12345
ABC12345
Facility Segment Type Code
a. This column is filled with a 3 (three) digit facility type code guaranteed with the following conditions:
No Jenis Segmen Fasilitas Kode
1 Credit or Financing F01
2 Credit or Financing Joint
Account
F02
3 Securities F03
4 Irrevocable L/C F04
5 Guarantees Provided F05
6 Other Facilities F06 b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No Jenis Segmen Fasilitas Kode
1 Guarantor for credit or financing facilities F01 2 Guarantor for credit or financing joint account facilities F02
Guarantor Identity Type Code
a. This column is filled with a 1 (one) digit identity type according to the reference as follows:
No Jenis Identitas Kode
1 Identity Card (KTP) 1
2 Passport 2
3 NPWP 3
4 Others (specifically for owners who are public bodies without NPWP and the public) 9 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Jenis Identitas Pengisian
1 The guarantor is a WNI (using KTP) 1
2 The guarantor is a WNA (using passport)
2
3 The guarantor is a legal entity
(using NPWP)
3
Guarantor Name According to Identity
a. This column is filled with the guarantor's name as stated in the identity documents. For individual guarantors, the name is filled without titles. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Nama Penjamin Pengisian
1 The name on the guarantor's KTP is “H. Mukmin” (“H” is a religious title) Mukmin 2 The name on the guarantor's NPWP is “PT Makmur Jaya” PT Makmur Jaya 3 The name on the identity document is Arif M.N. Anshori (“M” and “N” are not titles, “M” is “Muhammad” and “N” is Noor Arif M.N. Anshori
Full Name of Guarantor
a. This column is filled with the full name of the guarantor. b. If the name according to identity documents contains abbreviations, the Reporter must request information from the guarantor regarding the full meaning of the name abbreviations.
c. This column is optional.
d. Example of data entry:
No Nama Penjamin Pengisian
1 The name on the identity documents is
“Putra Ganda Wijaya, SE., MM.”
(“SE” and “MM” are educational titles)
Putra Ganda
Wijaya
2 The name on the identity documents is
“H. Mukmin” (“H” is a religious title)
Mukmin
3 The name on the identity documents is
Arif M.N. Anshori (“M” and “N” are not titles, “M” is “Muhammad” and “N” is Noor Arif Muhammad Noor Anshori
Guarantor Group Code
a. This column is filled with a 4 (four) digit guarantor group code as stated in the third party group code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Golongan Penjamin Pengisian
1 The guarantor is a private national automotive company 8111 2 The guarantor is a private national primary cooperative 7173 3 The guarantor is a foreign textile company 8613
Guarantor Address
a. This column contains the complete address of the guarantor. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Alamat Penjamin Pengisian
1 Jl. Uluwatu Gg. Soka No.13,
Kel. Mawar, Kec. Melati,
Surabaya
Jl. Uluwatu Gg. Soka
No.13, Kel. Mawar, Kec.
Melati, Surabaya
2 Jalan Mawar No. 14 RT.01
RW.04, Kel. Matahari, Kec.
Anggrek, Medan
Jalan Mawar No. 14
RT.01 RW.04, Kel.
Matahari, Kec. Anggrek,
Medan
Percentage of Guaranteed Facility
a. This column is filled with the percentage of the value that is the guarantor's responsibility for the value of the funding provision bill. b. This column is optional.
c. Example of data entry:
No Persentase Fasilitas yang Dijamin Pengisian 1 The guaranteed facility is 80% 80 2 No information on the percentage of the value of the guaranteed facility column left blank
Notes
a. This column is filled if there are additional notes or other information required regarding the reported guarantor. b. This column is optional.
c. Example of data entry:
No Keterangan Pengisian
1 The guarantor has gone bankrupt The guarantor has gone bankrupt 2 No additional notes column left blank
Branch Office Code
a. This column contains the code of the branch office where the guarantor is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Kode Kantor Cabang Pengisian
1 The guarantor is recorded at a branch office with branch code 002 002 2 The guarantor in example number 1 moved or transferred from branch 002 to branch 023 023
Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the reference as follows:
No Operasi Data Kode
1 Create C
2 Update U
3 Delete D
4 Not change N b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Operasi Data Pengisian
1 New guarantor data C
2 Update guarantor data that has been reported in previous periods U 3 Delete incorrect guarantor data D 4 No changes to guarantor data that has been reported in previous periods N 5 Guarantor data for facilities that are settled in the current reporting month D

185 -
No Pengurus atau
Pemilik
Dokumen
Identitas
Nomor Identitas
Filled with third-party reference codes for central public bodies registered in that reference
Filled with district or city reference codes for regional public bodies
6 Masyarakat Tidak ada 999999
c. If the identity number of the manager and/or owner of a corporate debtor contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Identity Number Entry
1 The manager or owner is an Indonesian citizen (WNI) and has an ID card (KTP) with NIK “1234567891234567” 1234567891234567 2 The manager or owner is a foreign national (WNA) and has a passport with number “A.123456789” A123456789 3 The owner is a business entity with an NPWP “08.435.185.4-125.000” 084351854125000 4 For a debtor that is a State-Owned Enterprise (BUMN) (owner: Government of RI) 111111 5 The owner is the Ministry of Finance of RI 0020 6 The owner is the West Java Provincial Government 0100
186 -
No Identity Number Entry
7 The owner is the public (specifically for Open Companies and/or Public Companies) 999999

Debtor CIF Number
a. This column is filled with the Debtor CIF number of the business entity associated with the reported manager or owner. b. The Debtor CIF number entered in this column must also be reported in the Corporate Debtor segment.
c. If the CIF number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Debtor CIF Entry
1 Debtor has CIF Number 123456789
123456789
2 Debtor has CIF Number C-12345
C12345
3 Debtor has CIF Number ABC/12345
ABC12345
Code for Type of Identity of Manager and/or Owner of Corporate Debtor
a. This column is filled with 1 (one) digit of identity type according to the following reference:
No Identity Type Code
1 KTP (ID Card) 1
2 Passport 2
3 NPWP (Tax ID) 3
4 Others (specifically for public bodies that do not have an NPWP and the Public) 9 b. This column is mandatory (cannot be left blank).

c. Example of data entry:
No Identity Type Entry
1 Manager or owner is an Indonesian citizen (WNI) (using KTP) 1 2 Manager or owner is a foreign national (WNA) (using passport) 2 3 Manager or owner is a business entity (using NPWP) 3
5. Name of Manager and/or Owner of Corporate Debtor
a. This column is filled with the name of the manager and/or owner of the corporate debtor according to the full name without titles as stated in the manager's or owner's identity document. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Name of Manager and/or Owner Entry
1 The name of the manager or owner is “Putra Ganda Wijaya, SE., MM.” (“SE” and “MM” are educational titles) Putra Ganda Wijaya 2 The name of the manager or owner is “H. Mukmin” (“H” is a religious title) Mukmin 3 The owner is “PT Makmur Jaya” PT Makmur Jaya
6. Gender
a. This column is filled with “L” for male managers and/or owners of corporate debtors, “P” for female managers or owners, “B” if the owner is a business entity, and “M” if the owner is the public (specifically for Open Companies and/or Public Companies). b. This column is mandatory (cannot be left blank).

187 -
c. Example of data entry:
No Gender Manager and/or Owner Entry
1 Male or Laki-laki
L
2 Female or Perempuan
P
3 Owner is a Business Entity
B
4 Owner is the Public
M

Address
a. For Indonesian citizens (WNI) managers or owners, this column is filled with the address as stated in the KTP. b. For foreign national (WNA) managers or owners, this column is filled with the address in Indonesia as stated in the residence permit document (IMTA/KITAS).
c. For owners in the form of a business entity, this column is filled with the address as stated in the NPWP document.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Debtor Address Entry
1 Jl. Uluwatu Gg. Soka No.13
Jl. Uluwatu Gg. Soka No.13
2 Jalan Mawar No. 14 RT.01 RW.04
Jalan Mawar No. 14 RT.01 RW.04
3 Dusun Pagar Ayu RT.03 RW.01
Dusun Pagar Ayu RT.03 RW.01
Village/Sub-district (Kelurahan)
a. This column is filled with the village/sub-district according to the address of the manager or owner. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Kelurahan Entry
1 Kebon Kelapa
Kebon Kelapa
2 Lemah Abang
Lemah Abang
3 Gambir
Gambir

188 -

District (Kecamatan)
a. This column is filled with the district according to the address of the manager and/or owner of the corporate debtor. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Kecamatan Entry
1 Gambir
Gambir
2 Johar Baru
Johar Baru
3 Prambanan
Prambanan
District or City Code
a. This column is filled with a 4 (four) digit district or city code according to the address of the manager and/or owner of the corporate debtor as stated in the district or city code reference. b. This column can only be filled with district or city codes that are active or not at the provincial level.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No District or City Entry
1 Salatiga City
0992
2 Mojokerto Regency
1203
3 Outside Indonesia
9999
Position Code
a. This column is filled with a 2 (two) digit code for the position of the manager and/or owner of the corporate debtor according to the following reference:
No Position Code
1 OWNER-Principal Director or President Director 01 2 OWNER-Director 02 3 OWNER-Principal Commissioner or President Commissioner 03 4 OWNER-Commissioner 04 5 OWNER-Director's Proxy 06

189 -
No Position Code
6 OWNER-Non-Manager Owner
07
7 OWNER-Public
09
8 OWNER-General Chairman
10
9 OWNER-Chairman
11
10 OWNER-Secretary
12
11 OWNER-Treasurer
13
12 OWNER-Others
19
13 NON-OWNER-Principal Director or President Director 51 14 NON-OWNER-Director 52 15 NON-OWNER-Principal Commissioner or President Commissioner 53 16 NON-OWNER-Commissioner 54 17 NON-OWNER-Director's Proxy 55 18 NON-OWNER-General Chairman 57 19 NON-OWNER-Chairman 58 20 NON-OWNER-Secretary 59 21 NON-OWNER-Treasurer 60 22 NON-OWNER-Others 69 b. Entry for owners refers to the direct owner of the corporate debtor (layer 1 owner).
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Position Entry
1 The manager's position is Principal Director, but the manager is not one of the owners of the business entity 51 2 The manager's position is Principal Director and also serves as the direct owner of the business entity 01

Ownership Share
a. This column is filled with the percentage of ownership in the corporate debtor.

190 -
b. For managers who are not owners, this column is filled with “0”.
c. The total ownership share of all owners of the debtor must be 100%.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Ownership Share Entry
1 An owner has an ownership share of “79.99%”
79.99
2 A manager is not an owner
0

Status of Manager and/or Owner of Corporate Debtor
a. This column is filled with 1 (one) digit code for the status of the manager and/or owner in the business entity according to the following reference:
No Status of Manager and/or Owner of Corporate Debtor Code 1 Active 1 2 Ended 2 b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Status of Manager and/or Owner of Corporate Debtor Entry 1 The manager is still active as a manager or owner. 1 2 A manager or owner who was previously reported is no longer active as a manager or owner. 2
Branch Office Code
a. This column contains the Branch Office Code where the corporate debtor and the manager and/or owner of the corporate debtor are recorded or registered. b. This column is mandatory (cannot be left blank).

191 -
c. Example of data entry:
No Branch Office Code Entry
1 The debtor and manager or owner are recorded at a branch office with branch code 002 002 2 The debtor and manager or owner in example number 1 moved or transferred from branch 002 to branch 023 023

Data Operation
a. This column is filled with 1 (one) digit code for data operation according to the following reference:
No Data Operation Code
1 Create
C
2 Update
U b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Data Operation Entry
1 New manager or owner data
C
2 Update manager or owner data that has been reported in previous periods U M. Segment K01 – Corporate Debtor Financial Report This segment is the reporting of the most recent detailed financial data of the Debtor, which is updated at least once a year. This financial report is intended for corporate debtors that receive 1 (one) or more Fund Provision Facilities with a value greater than or equal to Rp5,000,000,000.00 (five billion rupiah) from one Reporter. Filling out the financial report can be left blank for debtors that are the government or state institutions.
Flag Detail
This column is filled with the letter D.
Debtor CIF Number
a. This column is filled with the CIF number of the corporate debtor whose financial report is being reported.

192 -
b. The Debtor CIF number must be reported in the Corporate Debtor data segment.
c. If the CIF number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No Debtor CIF Number Entry
1 Debtor has CIF Number = 123456789
123456789
2 Debtor has CIF Number = C-12345
C12345
3 Debtor has CIF Number = ABC/12345
ABC12345

Annual Financial Report Position of Corporate Debtor
a. This column is filled with the annual financial report position for the corporate debtor in YYYYMM format. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Annual Financial Report Position of Corporate Debtor Entry 1 December 31, 2016 201612 2 December 31, 2017 201712
Assets
a. This column is filled with the total assets position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Asset Value Entry
1 Rp2,000,000,000.00
2000000000
2 Rp1,000,000,000.00
1000000000
Current Assets
a. This column is filled with the current assets position in full units of Rupiah currency.

193 -
b. Current assets are assets expected to be realized within less than 12 (twelve) months after the reporting period or within the normal operating cycle of the company.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Current Asset Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp500,000,000.00
500000000

Cash and Cash Equivalents (Current Assets)
a. This column is filled with the cash and cash equivalents position in full units of Rupiah currency. b. This position consists of cash (cash on hand), checking accounts, and savings that are not restricted in use.
c. Cash equivalents are investments that are highly liquid, short-term, and can quickly be converted into a certain amount of cash without facing significant risk of value change. Instruments that can be classified as cash equivalents are:
1) Time deposits that will mature within 3 (three) months or less from the date of placement and are not pledged.
2) Money market instruments obtained and to be liquidated within a period not exceeding 3 (three) months.
d. Cash and cash equivalents that have been designated for use or cannot be used freely are not classified as cash and cash equivalents, but are classified into other current assets. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No Cash and Cash Equivalents Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp500,000,000.00
500000000

194 -

Trade Receivables or Financing (Current Assets)
a. This column is filled with the cash and cash equivalents position in full units of Rupiah currency. b. This position consists of all company claims arising from the sale of goods or services in the course of normal company business activities, expected to be received in the future after being reduced by impairment loss allowances.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Trade Receivables Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp500,000,000.00
500000000
Investments or Other Financial Assets (Current Assets)
a. This column is filled with the cash and cash equivalents position in full units of Rupiah currency. b. This position consists of investments or financial assets that will mature within less than 12 (twelve) months after the reporting period.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Investment Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp500,000,000.00
500000000
Other Current Assets (Current Assets)
a. This column is filled with other current assets positions in full units of Rupiah currency. b. This position consists of current assets that do not fall into the previous categories.
c. This column is mandatory (cannot be left blank).

195 -
d. Example of data entry:
No Other Current Asset Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp0
0

Non-Current Assets
a. This column is filled with the non-current assets position in full units of Rupiah currency. b. Non-current assets are assets realized in a period of more than 12 (twelve) months after the reporting period or more than the normal operating cycle of the company.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Non-Current Asset Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp0
0
Trade Receivables or Financing (Non-Current Assets)
a. This column is filled with the trade receivables or financing position in full units of Rupiah currency. b. This position consists of all company claims arising from the sale of goods or services in the course of normal company business activities that will mature in a period of more than 12 (twelve) months after the reporting period, after being reduced by impairment loss allowances.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Trade Receivables or Financing Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp0
0
Investments or Other Financial Assets (Non-Current Assets)
a. This column is filled with the investments or other financial assets position in full units of Rupiah currency.

196 -
b. This position consists of other investments or financial assets that will mature in a period of more than 12 (twelve) months after the reporting period.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Investments or Other Financial Assets Value Entry 1 Rp1,000,000,000.00 1000000000 2 Rp0 0

Other Non-Current Assets (Non-Current Assets)
a. This column is filled with other non-current assets positions in full units of Rupiah currency. b. This position consists of non-current assets that do not fall into the previous categories.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Other Non-Current Asset Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp0
0
Liabilities
a. This column is filled with the liabilities position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Liabilities Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp0
0
Short-Term Liabilities
a. This column is filled with the short-term liabilities position in full units of Rupiah currency. b. Short-term liabilities are liabilities expected to be settled in less than 12 (twelve) months after the reporting period or within the normal operating cycle of the company.

197 -
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Short-Term Liabilities Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp0
0

Short-Term Loans (Short-Term Liabilities)
a. This column is filled with the short-term loans position in full units of Rupiah currency. b. This position consists of the company's loan balances from banks or other financial institutions, including overdrafts. Interest that has become due is presented as accruals.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Short-Term Loans Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp0
0
Short-Term Trade Payables (Short-Term Liabilities)
a. This column is filled with the trade payables position in full units of Rupiah currency. b. This position consists of liabilities arising in the course of normal company business activities to pay for goods or services that have been received or supplied and have been invoiced or formally agreed upon with suppliers.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Short-Term Trade Payables Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp0
0
Other Short-Term Liabilities (Short-Term Liabilities)
a. This column is filled with other short-term liabilities positions in full units of Rupiah currency. b. This position consists of short-term liabilities that do not fall into the previous categories.

198 -
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Other Short-Term Liabilities Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp0
0

Long-Term Liabilities
a. This column is filled with the long-term liabilities position in full units of Rupiah currency. b. Long-term liabilities are liabilities expected to be settled in more than 12 (twelve) months after the reporting period or more than the normal operating cycle of the company.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Long-Term Liabilities Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp0
0
Long-Term Loans (Long-Term Liabilities)
a. This column is filled with the long-term loans position in full units of Rupiah currency. b. This position consists of the company's long-term liabilities that will mature in a period of more than 12 (twelve) months after the reporting period. Liabilities included in this position include loans, securities issued by the company, and finance lease liabilities.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Long-Term Loans Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp0
0
Long-Term Trade Payables (Long-Term Liabilities)
a. This column is filled with the trade payables position in full units of Rupiah currency.

199 -
b. This position consists of liabilities arising in the course of normal company business activities to pay for goods or services that have been received or supplied and have been invoiced or formally agreed upon with suppliers that will mature in a period of more than 12 (twelve) months.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Long-Term Trade Payables Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp0
0

Other Long-Term Liabilities (Long-Term Liabilities)
a. This column is filled with other long-term liabilities positions in full units of Rupiah currency. b. This position consists of long-term liabilities that do not fall into the previous categories.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No Other Long-Term Liabilities Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp0
0
Equity
a. This column is filled with the equity position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Equity Value Entry
1 Rp1,000,000,000.00
1000000000
2 Rp0
0
Business or Operational Revenue
a. This column is filled with the business or operational revenue position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).

200 -
c. Example of data entry:
No Business or Operational Revenue Value Entry 1 Rp1,000,000,000.00 1000000000 2 Rp0 0

Cost of Goods Sold or Operational Expenses
a. This column is filled with the cost of goods sold or operational expenses position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Cost of Goods Sold or Operational Expenses Value Entry 1 Rp1,000,000,000.00 1000000000 2 Rp0 0
Gross Profit or Loss
a. This column is filled with the gross profit or loss position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Gross Profit or Loss Value Entry
1 Profit Rp1,000,000,000.00
1000000000
2 Loss Rp1,000,000,000.00
-1000000000
Other Income or Non-Operational Income
a. This column is filled with the other income or non-operational income position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Other Income or Non-Operational Income Value Entry 1 Rp1,000,000,000.00 1000000000 2 Rp0 0

201 -

Other Expenses or Non-Operational Expenses
a. This column is filled with the other expenses or non-operational expenses position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Other Expenses or Non-Operational Expenses Value Entry 1 Rp1,000,000,000.00 1000000000 2 Rp0 0
Profit or Loss Before Tax
a. This column is filled with the profit or loss before tax position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Profit or Loss Before Tax Value Entry
1 Profit Rp1,000,000,000.00
1000000000
2 Loss Rp1,000,000,000.00
-1000000000
Profit or Loss for the Current Year
a. This column is filled with the profit or loss for the current year position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Profit or Loss for the Current Year Value Entry 1 Profit Rp1,000,000,000.00 1000000000 2 Loss Rp1,000,000,000.00 -1000000000
Branch Office Code
a. This column contains the branch office code where the Debtor is recorded or registered. b. This column is mandatory (cannot be left blank).

202 -
203 -
c. Example of data entry:
No Branch Code Entry
1 Debtor registered at branch with branch code 002 002 2 Debtor in example number 1 moves/transfers from branch 002 to branch 023 023

Data Operations
a. This column is filled with 1 (one) digit of data operation code according to the following reference:
No Data Operation Code
1 Create C
2 Update U b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No Data Operation Entry
1 New financial report data C
2 Update financial report data previously reported in previous periods U N. Segment S01 – Summary Facilities The Summary Facilities segment is data on the quality and overdue days of facilities that are still active or have an outstanding balance as of March 31, 2017 and/or facilities that are settled during the period from April 1, 2016 to March 31, 2017. This segment is submitted in the initial report during the early implementation phase of the Financial Information Services System. The summary reporting period is as of March 31, 2017 for data covering the previous 12 (twelve) months. Summary Facilities consists of Debtor CIF information, facility account number, facility type, quality code, and facility overdue days. The initial reporting requirements consist of:
a. Debtor CIF Number must first be registered in segment D01/D02.

204 -
b. Facility account number must first be registered in segment F01/F02/F03/F04/F05/F06.
c. Entry of quality code and overdue days for credit or financing facilities and credit or financing joint account facilities refers to the initial date of credit or financing in segments F01 and F02.
d. Entry of quality code and overdue days for securities facilities refers to the purchase date. e. Entry of quality code for Irrevocable L/C facilities refers to the issuance date. f. Entry of quality code for provided guarantee facilities refers to the issuance date. g. Entry of quality code for other facilities refers to the start date. h. Each Reporter submits the summary facilities segment according to the facilities they hold.
i. The quality code reported in the summary segment is the Debtor's quality code for the data month (not the previous data month).
j. Initial reporting is done only 1 (one) time according to the initial reporting schedule established. k. Initial reporting is done through the initial reporting menu in the SLIK Reporting application. Filling out the summary facilities segment consists of:

Flag Detail
This column is filled with the letter D.
Facility Account Number
a. This column is filled with the facility account number. b. The account number must be unique (1 (one) account number for each 1 (one) facility).
c. An account number used by 1 (one) facility cannot be used for another facility (no reuse or no recycle).
d. If the account number contains characters other than alphabets and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:

205 -
No Facility Account Number Entry
1 Facility has account number = 123456789 123456789 2 Facility has account number = REK-12345 REK12345 3 Facility has account number = ABC/12345 ABC12345

Debtor CIF Number
a. This column is filled with the Debtor's CIF number. b. Each CIF number must be unique for each Debtor (1 (one) CIF number for each 1 (one) Debtor).
c. A CIF number used by one Debtor cannot be used for another Debtor (no reuse or no recycle).
d. If the CIF number contains characters other than alphabets and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No Debtor CIF Number Entry
1 Debtor has CIF Number 123456789 123456789
2 Debtor has CIF Number C-12345 C12345
3 Debtor has CIF Number ABC/12345 ABC12345
Facility Segment Type Code
a. This column is filled with 3 (three) digits of facility segment type code obtained by the Debtor according to the following provisions:
No Facility Segment Type Code
1 Credit or Financing F01
2 Credit or Financing Joint Account F02
3 Securities F03
4 Irrevocable L/C F04
5 Provided Guarantees F05
6 Other Facilities F06 b. This column is mandatory (cannot be left blank).

206 -
c. Example of data entry:
No Facility Segment Type Code Entry
1 Summary for credit or financing facilities F01 2 Summary for credit or financing joint account facilities F02

Quality Code 1
a. This column is filled with 1 (one) digit of quality code for April 2016 according to the following reference:
No Quality 1 Code
1 Good 1
2 Special Attention 2
3 Substandard 3
4 Doubtful 4
5 Loss 5 b. Rules for determining credit or financing quality refer to regulations regarding asset quality for each type of Reporter.
c. Example of data entry:
No Quality 1 Entry
1 Credit or financing with quality "Loss" 5
2 Credit or financing with quality "Good" 1
Number of Overdue Days 1
a. This column is filled with the number of overdue days for April 2016 from the reported credit or financing facilities (principal and/or interest or remuneration). b. If there are no overdue days, this column is filled with "0" (zero).
c. This column is not available for facilities of the type Irrevocable L/C and Provided Guarantees.

207 -
d. Example of data entry:
No Number of Overdue Days 1 Entry
1 Number of overdue days at the end of the data month is 115 days 115 2 No overdue days 0

Quality Code 2
a. This column is filled with 1 (one) digit of quality code for May 2016 according to the following reference:
No Quality 2 Code
1 Good 1
2 Special Attention 2
3 Substandard 3
4 Doubtful 4
5 Loss 5 b. Rules for determining credit or financing quality refer to regulations regarding asset quality for each type of Reporter.
c. Example of data entry:
No Quality 2 Entry
1 Credit or financing with quality "Loss" 5
2 Credit or financing with quality "Good" 1
Number of Overdue Days 2
a. This column is filled with the number of overdue days for May 2016 from the reported credit or financing facilities (principal and/or interest or remuneration). b. If there are no overdue days, this column is filled with "0" (zero).
c. This column is not available for facilities of the type Irrevocable L/C and Provided Guarantees.
d. Example of data entry:
No Number of Overdue Days 2 Entry
1 Number of overdue days at the end of the data month is 115 days 115 2 No overdue days 0

208 -

Quality Code 3
a. This column is filled with 1 (one) digit of quality code for June 2016 according to the following reference:
No Quality 3 Code
1 Good 1
2 Special Attention 2
3 Substandard 3
4 Doubtful 4
5 Loss 5 b. Rules for determining credit or financing quality refer to regulations regarding asset quality for each type of Reporter.
c. Example of data entry:
No Quality 3 Entry
1 Credit or financing with quality "Loss" 5
2 Credit or financing with quality "Good" 1
Number of Overdue Days 3
a. This column is filled with the number of overdue days for June 2016 from the reported credit or financing facilities (principal and/or interest or remuneration). b. If there are no overdue days, this column is filled with "0" (zero).
c. This column is not available for facilities of the type Irrevocable L/C and Provided Guarantees.
d. Example of data entry:
No Number of Overdue Days 3 Entry
1 Number of overdue days at the end of the data month is 115 days 115 2 No overdue days 0

209 -

Quality Code 4
a. This column is filled with 1 (one) digit of quality code for July 2016 according to the following reference:
No Quality 4 Code
1 Good 1
2 Special Attention 2
3 Substandard 3
4 Doubtful 4
5 Loss 5 b. Rules for determining credit or financing quality refer to regulations regarding asset quality for each type of Reporter.
c. Example of data entry:
No Quality 4 Entry
1 Credit or financing with quality "Loss" 5
2 Credit or financing with quality "Good" 1
Number of Overdue Days 4
a. This column is filled with the number of overdue days for July 2016 from the reported credit or financing facilities (principal and/or interest or remuneration). b. If there are no overdue days, this column is filled with "0" (zero).
c. This column is not available for facilities of the type Irrevocable L/C and Provided Guarantees.
d. Example of data entry:
No Number of Overdue Days 4 Entry
1 Number of overdue days at the end of the data month is 115 days 115 2 No overdue days 0

210 -

Quality Code 5
a. This column is filled with 1 (one) digit of quality code for August 2016 according to the following reference:
No Quality 5 Code
1 Good 1
2 Special Attention 2
3 Substandard 3
4 Doubtful 4
5 Loss 5 b. Rules for determining credit or financing quality refer to regulations regarding asset quality for each type of Reporter.
c. Example of data entry:
No Quality 5 Entry
1 Credit or financing with quality "Loss" 5
2 Credit or financing with quality "Good" 1
Number of Overdue Days 5
a. This column is filled with the number of overdue days for August 2016 from the reported credit or financing facilities (principal and/or interest or remuneration). b. If there are no overdue days, this column is filled with "0" (zero).
c. This column is not available for facilities of the type Irrevocable L/C and Provided Guarantees.
d. Example of data entry:
No Number of Overdue Days 5 Entry
1 Number of overdue days at the end of the data month is 115 days 115 2 No overdue days 0

211 -

Quality Code 6
a. This column is filled with 1 (one) digit of quality code for September 2016 according to the following reference:
No Quality 6 Code
1 Good 1
2 Special Attention 2
3 Substandard 3
4 Doubtful 4
5 Loss 5 b. Rules for determining credit or financing quality refer to regulations regarding asset quality for each type of Reporter.
c. Example of data entry:
No Quality 6 Entry
1 Credit or financing with quality "Loss" 5
2 Credit or financing with quality "Good" 1
Number of Overdue Days 6
a. This column is filled with the number of overdue days for September 2016 from the reported credit or financing facilities (principal and/or interest or remuneration). b. If there are no overdue days, this column is filled with "0" (zero).
c. This column is not available for facilities of the type Irrevocable L/C and Provided Guarantees.
d. Example of data entry:
No Number of Overdue Days 6 Entry
1 Number of overdue days at the end of the data month is 115 days 115 2 No overdue days 0

212 -

Quality Code 7
a. This column is filled with 1 (one) digit of quality code for October 2016 according to the following reference:
No Quality 7 Code
1 Good 1
2 Special Attention 2
3 Substandard 3
4 Doubtful 4
5 Loss 5 b. Rules for determining credit or financing quality refer to regulations regarding asset quality for each type of Reporter.
c. Example of data entry:
No Quality 7 Entry
1 Credit or financing with quality "Loss" 5
2 Credit or financing with quality "Good" 1
Number of Overdue Days 7
a. This column is filled with the number of overdue days for October 2016 from the reported credit or financing facilities (principal and/or interest or remuneration). b. If there are no overdue days, this column is filled with "0" (zero).
c. This column is not available for facilities of the type Irrevocable L/C and Provided Guarantees.
d. Example of data entry:
No Number of Overdue Days 7 Entry
1 Number of overdue days at the end of the data month is 115 days 115 2 No overdue days 0

213 -

Quality Code 8
a. This column is filled with 1 (one) digit of quality code for November 2016 according to the following reference:
No Quality 8 Code
1 Good 1
2 Special Attention 2
3 Substandard 3
4 Doubtful 4
5 Loss 5 b. Rules for determining credit or financing quality refer to regulations regarding asset quality for each type of Reporter.
c. Example of data entry:
No Quality 8 Entry
1 Credit or financing with quality "Loss" 5
2 Credit or financing with quality "Good" 1
Number of Overdue Days 8
a. This column is filled with the number of overdue days for November 2016 from the reported credit or financing facilities (principal and/or interest or remuneration). b. If there are no overdue days, this column is filled with "0" (zero).
c. This column is not available for facilities of the type Irrevocable L/C and Provided Guarantees.
d. Example of data entry:
No Number of Overdue Days 8 Entry
1 Number of overdue days at the end of the data month is 115 days 115 2 No overdue days 0

214 -

Quality Code 9
a. This column is filled with 1 (one) digit of quality code for December 2016 according to the following reference:
No Quality 9 Code
1 Good 1
2 Special Attention 2
3 Substandard 3
4 Doubtful 4
5 Loss 5 b. Rules for determining credit or financing quality refer to regulations regarding asset quality for each type of Reporter.
c. Example of data entry:
No Quality 9 Entry
1 Credit or financing with quality "Loss" 5
2 Credit or financing with quality "Good" 1
Number of Overdue Days 9
a. This column is filled with the number of overdue days for December 2016 from the reported credit or financing facilities (principal and/or interest or remuneration). b. If there are no overdue days, this column is filled with "0" (zero).
c. This column is not available for facilities of the type Irrevocable L/C and Provided Guarantees.
d. Example of data entry:
No Number of Overdue Days 9 Entry
1 Number of overdue days at the end of the data month is 115 days 115 2 No overdue days 0
Quality Code 10
a. This column is filled with 1 (one) digit of quality code for January 2017 according to the following reference:

215 -
No Quality 10 Code
1 Good 1
2 Special Attention 2
3 Substandard 3
4 Doubtful 4
5 Loss 5 b. Rules for determining credit or financing quality refer to regulations regarding asset quality for each type of Reporter.
c. Example of data entry:
No Quality 10 Entry
1 Credit or financing with quality "Loss" 5
2 Credit or financing with quality "Good" 1

Number of Overdue Days 10
a. This column is filled with the number of overdue days for January 2017 from the reported credit or financing facilities (principal and/or interest or remuneration). b. If there are no overdue days, this column is filled with "0" (zero).
c. This column is not available for facilities of the type Irrevocable L/C and Provided Guarantees.
d. Example of data entry:
No Number of Overdue Days 10 Entry
1 Number of overdue days at the end of the data month is 115 days 115 2 No overdue days 0
Quality Code 11
a. This column is filled with 1 (one) digit of quality code for February 2017 according to the following reference:
No Quality 11 Code
1 Good 1
2 Special Attention 2
3 Substandard 3

216 -
4 Doubtful 4
5 Loss 5 b. Rules for determining credit or financing quality refer to regulations regarding asset quality for each type of Reporter.
c. Example of data entry:
No Quality 11 Entry
1 Credit or financing with quality "Loss" 5
2 Credit or financing with quality "Good" 1

Number of Overdue Days 11
a. This column is filled with the number of overdue days for February 2017 from the reported credit or financing facilities (principal and/or interest or remuneration). b. If there are no overdue days, this column is filled with "0" (zero).
c. This column is not available for facilities of the type Irrevocable L/C and Provided Guarantees.
d. Example of data entry:
No Number of Overdue Days 11 Entry
1 Number of overdue days at the end of the data month is 115 days 115 2 No overdue days 0
Quality Code 12
a. This column is filled with 1 (one) digit of quality code for March 2017 according to the following reference:
No Quality 12 Code
1 Good 1
2 Special Attention 2
3 Substandard 3
4 Doubtful 4
5 Loss 5

217 -
b. Rules for determining credit or financing quality refer to regulations regarding asset quality for each type of Reporter.
c. Example of data entry:
No Quality 12 Entry
1 Credit or financing with quality "Loss" 5
2 Credit or financing with quality "Good" 1

Number of Overdue Days 12
a. This column is filled with the number of overdue days for March 2017 from the reported credit or financing facilities (principal and/or interest or remuneration). b. If there are no overdue days, this column is filled with "0" (zero).
c. This column is not available for facilities of the type Irrevocable L/C and Provided Guarantees.
d. Example of data entry:
No Number of Overdue Days 12 Entry
1 Number of overdue days at the end of the data month is 115 days 115 2 No overdue days 0 Example 1:
Individual debtor with CIF CIF001IND has facility F01 with account REK001F01 and initial credit date January 1, 2016.
The facility has a maturity date of January 1, 2018.
Subsequently, the initial report consists of:
Segment D01
H|0101|1234|2017|03|D01|1|1
D|CIF001IND|1|NIK001|other columns....
Note: Number of Data Files and Number of Segment Data depends on the number of Debtors in each Reporter. Segment F01 H|0101|1234|2017|03|F01|1|1 D|REK001F01|CIF001IND|...|20160101|...|20180101|..|1|0|...

218 -
Note:
1) 20160101 is the initial credit date of facility F01
2) 20180101 is the maturity date of facility F01
3) 1 is the quality of the Debtor's facility in March 2017
4) 0 is the number of overdue days for the Debtor in March 2017
Segment S01
H|0101|1234|2017|03|S01|1|1
D|REK001F01|CIF001IND|F01|1|0|1|0|1|0|1|0|1|0|1|0|1|0|1|0|1|0|1|0|1|0|| Note:
1) The quality code and overdue days entered are the quality code and overdue days for April 2016 to February 2017 according to the start date of the facility in segment F01. The quality code and overdue days for March 2017 must not be included in segment S01 because they are already included in segment F01.
2) The same example also applies to corporate debtors (D02).
Example 2:

2 (two) Individual Debtors with CIF001DEB1 for the first Debtor's CIF number and CIF001DEB2 for the second Debtor's CIF number obtain joint account credit facilities with account number REKF02JOIN.
The facility has an initial credit date of January 1, 2016 and maturity date of January 1, 2018.
Subsequently, the initial report consists of:
Segment D01
H|0101|1234|2017|03|D01|2|2
D|CIF001DEB1|1|NIK001|other columns....
D|CIF001DEB2|1|NIK002|other columns....
Segment F02
H|0101|1234|2017|03|F02|2|2
D|REKF02JOIN|CIF001IND|1|...|20160101|...|20180101|..|1|0|...
D|REKF02JOIN|CIF002IND|2|...|20160101|...|20180101|..|1|0|...

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Segment S01
H|0101|1234|2017|03|S01|2|2
D|REKF02JOIN|CIF001IND|F02|1|0|1|0|1|0|1|0|1|0|1|0|1|0|1|0|1|0|1|0|1|0|| D|REKF02JOIN|CIF002IND|F02|1|0|1|0|1|0|1|0|1|0|1|0|1|0|1|0|1|0|1|0|1|0|| Note:
1) The quality code and overdue days entered are the quality code and overdue days for April 2016 to February 2017 according to the initial credit date of the facility in segment F01. The quality code and overdue days for March 2017 must not be included in segment S01 because they are already included in segment F01.
2) The principle of initial reporting for joint account credit facilities is that each Debtor must be reported in segment S01 for the same account number and different CIF.
3) The same example also applies to corporate debtors (D02).
Example 3:

Individual debtor with CIF number CIF002IND has facility F01 with account number REK002F01 and initial credit date January 1, 2016, and has been settled with condition "02" on December 1, 2016.
Collateral segment and guarantor segment do not need to be submitted.
Subsequently, the initial report consists of:
Segment D01
H|0101|1234|2017|03|D01|1|1
D|CIF002IND|1|NIK001|other columns....
Segment F01
H|0101|1234|2017|03|F01|1|1
D|REK002F01|CIF002IND|1|...|20160101|...|20161201|..|1|0|...
Segment S01
H|0101|1234|2017|03|S01|1|1
D|REK002F01|CIF002IND|F01|1|0|1|0|1|0|1|0|1|0|1|0|1|0|1|0||||||||

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Example 4:

Debtor with CIF number CIF003 has facility F01 with account number NOREK001 with initial credit date August 1, 2016 and maturity date August 1, 2020:
Subsequently, the report consists of:
Segment D01
H|0101|1234|2017|03|D01|1|1
D|CIF003|1|NIK0011|other columns....
Segment F01
H|0101|1234|2017|03|F01|1|1
D|NOREK001|CIF003|1|...|20160801|...|20200801|..|1|0|...
Segment S01
H|0101|1234|2017|03|S01|1|1
D|NOREK001|CIF003|F01|||||||||1|0|1|0|1|0|1|0|1|0|1|0|1|0|||

BAB III
REQUEST FOR DEBTOR INFORMATION
A. Debtor Information
Debtor Information is information regarding Debtors, Financial Facility Facilities received by Debtors, and other related information compiled based on Debtor Reports received by OJK from SLIK Reporters throughout Indonesia. Debtor Information is private and confidential information, so Reporters must ensure the security of Debtor Information. Reporters may only use Debtor Information for:
1. supporting the smooth process of providing Financial Facility Facilities;
2. applying risk management; and/or
3. identifying Debtor quality in order to fulfill OJK regulations or requests from other authorized parties.
Use of Debtor Information for purposes other than those above will be subject to sanctions in accordance with POJK PPID SLIK. Matters to be noted in the utilization of Debtor Information are as follows:
1. Debtor Information is only one source of information in conducting feasibility analysis of prospective Debtors for obtaining Financial Facility Facilities and is not the sole source of information. The decision to provide Financial Facility Facilities to Debtors is entirely the authority of each Reporter.
2. In the event that a Reporter has its business license revoked or liquidated, Debtor Information will only be updated when there is a request from the appointed party to settle the Reporter's obligations or upon request by the Debtor accompanied by supporting documents.
3. In the event that a Debtor's Financial Facility Facility is transferred to another party who is not a SLIK Reporter, the Debtor's performance in fulfilling obligations to the new creditor will not be reflected in the Debtor Information.

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B. Debtor Information Request Mechanism
Debtor information requests to the OJK can only be conducted online by implementing officers and/or officials who have been granted access by the respective SLIK Web administrator of each Reporter to request Debtor Information in the SLIK Web application. Debtor information requests through the SLIK Web application can be conducted interactively or in batch.

Interactive Debtor Information Request
Interactive debtor information requests are made by filling out the debtor information request form in the SLIK Web application. The information that cannot be left blank on the interactive debtor information request form is:
a. User Reference Code
This code is used as a reference for each Debtor Information request. This code must be unique for each Debtor Information request. b. Purpose of Debtor Information Request Reporters can fill in the purpose of the Debtor Information request with the following options:

Purpose of Debtor Information Request	Code
Evaluation of prospective Debtors	01
Application of one obligor concept	02
Monitoring existing Debtors	03
Serving Debtor requests	04
In the context of audit implementation	05
Handling Debtor complaints	06
Evaluation of employees or prospective employees	07
Evaluation of prospective partners	08

c. Search Keywords
There are 2 (two) options for searching Debtor Information, namely searching based on identity numbers or searching using combined data. Keywords that can be used in searching Debtor Information are:

Debtor Type	Search Option	Keywords	Notes
Individual Debtors	Search based on identity numbers	Debtor Identity Number (ID Number or Passport Number)	Cannot be left blank
	Search based on combined data	Debtor Name	Cannot be left blank, can choose search based on equality or similarity
		Date of Birth	Cannot be left blank
		Gender	Cannot be left blank
		Place of Birth	Optional
		NPWP	Optional
Corporate Debtors	Search based on identity numbers	Debtor Identity Number (NPWP, TaxID/similar number)	Cannot be left blank
	Search based on combined data	Corporate Name	Cannot be left blank, can choose search based on equality or similarity
		Date of Establishment	Cannot be left blank
		Place of Establishment	Optional

d. All Facilities or Outstanding Facilities
This menu displays options to show all facilities that have been settled and have no outstanding balance, or only to show facilities that still have an outstanding balance. e. CAPTCHA Code A code that must be filled in for system security purposes.

After filling out the debtor information request form completely, the Reporter's officer can start the search. Next, the Reporter's officer must re-examine the identity of the requested Debtor and select the Debtor to be processed further based on the list of Debtors resulting from the system's search. It must be understood that not all search results refer to 1 (one) specific Debtor. This depends entirely on the condition of Debtor data obtained by the OJK from all SLIK Reporters in Indonesia. The final result of the Debtor Information request is provided in the form of an iDeb file, which can only be opened using the iDeb Viewer application provided by the OJK.

Batch Debtor Information Request
To conduct a batch debtor information request, the Reporter's officer prepares a list of debtor information requests in the form of a text file containing the following data:
a. User Reference Code
This code is used as a reference for each Debtor Information request. This code must be unique for each Debtor Information request. b. Purpose of Debtor Information Request Reporters can fill in the purpose of the Debtor Information request with the following options:

Purpose of Debtor Information Request	Code
Evaluation of prospective Debtors	01
Application of one obligor concept	02
Monitoring existing Debtors	03
Serving Debtor requests	04
In the context of audit implementation	05
Handling Debtor complaints	06
Evaluation of employees or prospective employees	07
Evaluation of prospective partners	08

c. Debtor Type
For individual debtors, fill in with “I” or for corporate debtors fill in with “C”. d. Debtor Identity Number Enter the Debtor's identity number as identification of the Debtor to be requested. For individual debtors, fill in with ID Number or Passport. For corporate debtors, fill in with NPWP.

Each column is separated by a pipe (|) and the file format used must be in the form of a text file (*.txt) and the file name must not contain spaces. The file prepared by the implementing officer and/or SLIK official of the Reporter is then uploaded in SLIK Web for further processing by the system.

Figure 7. Format of Text File for Batch Debtor Information Request
The final result of the Debtor Information request is provided in the form of an iDeb file, which can only be opened using the iDeb Viewer application provided by the OJK.

C. Scope of Debtor Information
Debtor Information consists of several parts as follows:

Header
Debtor Information Header contains information regarding:

No	Information	Notes
1	User Reference Code	Reference code filled in by the Reporter's officer when making the Debtor Information request.
2	Report Number	Unique number generated by the SLIK Web application as the identity of the Debtor Information report.
3	Last Data Position	The data position that serves as the basis for presenting Debtor Information. Under normal conditions, the displayed data position is the data position available at the OJK 1 (one) day before the date of the Debtor Information request (H-1 position). For example, if a Debtor Information request is made on April 10, 2018, the Debtor Information displayed is the position of April 9, 2018.
4	Request Date	The date the Debtor Information request is made.
5	Search Keywords	Keywords filled in by the Reporter's officer when making the Debtor Information request.

Core Debtor Data
a. For individual debtors, this section contains information regarding:

No	Information	Notes
1	Name as per Identity	As per the data submitted by the Reporter in Segment D01.
2	Identity Type	As per the data submitted by the Reporter in Segment D01.
3	Identity Number	As per the data submitted by the Reporter in Segment D01.
4	Gender	As per the data submitted by the Reporter in Segment D01.
5	Place of Birth	As per the data submitted by the Reporter in Segment D01.
6	Date of Birth	As per the data submitted by the Reporter in Segment D01.
7	Address	As per the data submitted by the Reporter in Segment D01.
8	Village/Sub-district	As per the data submitted by the Reporter in Segment D01.
9	District	As per the data submitted by the Reporter in Segment D01.
10	Regency or City	As per the data submitted by the Reporter in Segment D01.
11	Postal Code	As per the data submitted by the Reporter in Segment D01.
12	Country	As per the data submitted by the Reporter in Segment D01.
13	Occupation	As per the data submitted by the Reporter in Segment D01.
14	Place of Work	As per the data submitted by the Reporter in Segment D01.
15	Business Field	As per the data submitted by the Reporter in Segment D01.
16	Debtor Title Status	As per the data submitted by the Reporter in Segment D01.
17	Reporter	The Reporter who submitted the Debtor Report.
18	Update Date	The date the Reporter last updated the data based on the OJK server date.

b. For corporate debtors, this section contains information regarding:

No	Information	Notes
1	Debtor Name	As per the data submitted by the Reporter in Segment D02.
2	Taxpayer Identification Number (NPWP)	As per the data submitted by the Reporter in Segment D02.
3	Business Entity Type	As per the data submitted by the Reporter in Segment D02.
4	Go Public	As per the data submitted by the Reporter in Segment D02.
5	Place of Establishment	As per the data submitted by the Reporter in Segment D02.
6	Deed of Establishment Number	As per the data submitted by the Reporter in Segment D02.
7	Deed of Establishment Date	As per the data submitted by the Reporter in Segment D02.
8	Last Deed Number	As per the data submitted by the Reporter in Segment D02.
9	Last Deed Date	As per the data submitted by the Reporter in Segment D02.
10	Address	As per the data submitted by the Reporter in Segment D02.
11	Village/Sub-district	As per the data submitted by the Reporter in Segment D02.
12	District	As per the data submitted by the Reporter in Segment D02.
13	Regency or City	As per the data submitted by the Reporter in Segment D02.
14	Postal Code	As per the data submitted by the Reporter in Segment D02.
15	Country	As per the data submitted by the Reporter in Segment D02.
16	Business Field	As per the data submitted by the Reporter in Segment D02.
17	Rating	As per the data submitted by the Reporter in Segment D02.
18	Rating Date	As per the data submitted by the Reporter in Segment D02.
19	Rating Agency	As per the data submitted by the Reporter in Segment D02.
20	Reporter	The Reporter who submitted the Debtor Report.
21	Update Date	The date the Reporter last updated the data based on the OJK server date.

Facility Summary
This section contains information regarding:

No	Information	Notes
1	Total Effective Plafond	Total Effective Plafond for each type of facility and all Fund Provisioning Facilities owned by the Debtor.
2	Total Debit Balance	Total Debit Balance for each type of facility and all Fund Provisioning Facilities owned by the Debtor.
3	Worst Quality	The worst quality of Fund Provisioning Facilities owned by the Debtor in the last 12 reporting periods, along with position information (month and year) of that worst quality.
4	Number of Creditors	The number of creditors providing Fund Provisioning Facilities to the Debtor.

Credit or Financing
This section contains information regarding:

No	Information	Notes
1	Account Number	As per the data submitted by the Reporter in Segment F01 or F02. Only displayed if the information requester is the Reporter providing the relevant Fund Provisioning Facility.
2	Nature of Credit or Financing	As per the data submitted by the Reporter in Segment F01 or F02.
3	Type of Credit or Financing	As per the data submitted by the Reporter in Segment F01 or F02.
4	Credit or Financing Agreement	As per the data submitted by the Reporter in Segment F01 or F02.
5	Frequency of Credit or Financing Facility Extension	As per the data submitted by the Reporter in Segment F01 or F02.
6	Initial Agreement Number	As per the data submitted by the Reporter in Segment F01 or F02.
7	Initial Agreement Date	As per the data submitted by the Reporter in Segment F01 or F02.
8	Final Agreement Number	As per the data submitted by the Reporter in Segment F01 or F02.
9	Final Agreement Date	As per the data submitted by the Reporter in Segment F01 or F02.
10	Initial Credit or Financing Date	As per the data submitted by the Reporter in Segment F01 or F02.
11	Start Date	As per the data submitted by the Reporter in Segment F01 or F02.
12	Maturity Date	As per the data submitted by the Reporter in Segment F01 or F02.
13	Debtor Category	As per the data submitted by the Reporter in Segment F01 or F02.
14	Usage Type	As per the data submitted by the Reporter in Segment F01 or F02.
15	Economic Sector	As per the data submitted by the Reporter in Segment F01 or F02.
16	Government Program Credit or Financing	As per the data submitted by the Reporter in Segment F01 or F02.
17	Project Location Regency or City	As per the data submitted by the Reporter in Segment F01 or F02.
18	Currency	As per the data submitted by the Reporter in Segment F01 or F02.
19	Interest Rate or Remuneration	As per the data submitted by the Reporter in Segment F01 or F02.
20	Quality	As per the data submitted by the Reporter in Segment F01 or F02.
21	Number of Days in Arrears	As per the data submitted by the Reporter in Segment F01 or F02.
22	Project Value	As per the data submitted by the Reporter in Segment F01 or F02.
23	Initial Plafond	As per the data submitted by the Reporter in Segment F01 or F02.
24	Plafond	As per the data submitted by the Reporter in Segment F01 or F02.
25	Debit Balance	As per the data submitted by the Reporter in Segment F01 or F02.
26	Realization or Disbursement Current Month	As per the data submitted by the Reporter in Segment F01 or F02.
27	Value in Original Currency	As per the data submitted by the Reporter in Segment F01 or F02.
28	Reason for Default	As per the data submitted by the Reporter in Segment F01 or F02.
29	Default Date	As per the data submitted by the Reporter in Segment F01 or F02.
30	Principal Arrears	As per the data submitted by the Reporter in Segment F01 or F02.
31	Interest or Remuneration Arrears	As per the data submitted by the Reporter in Segment F01 or F02.
32	Arrears Frequency	As per the data submitted by the Reporter in Segment F01 or F02.
33	Penalties	As per the data submitted by the Reporter in Segment F01 or F02.
34	Restructuring Frequency	As per the data submitted by the Reporter in Segment F01 or F02.
35	Final Restructuring Date	As per the data submitted by the Reporter in Segment F01 or F02.
36	Restructuring Method	As per the data submitted by the Reporter in Segment F01 or F02.
37	Condition	As per the data submitted by the Reporter in Segment F01 or F02.
38	Condition Date	As per the data submitted by the Reporter in Segment F01 or F02.
39	Type of Interest Rate or Remuneration	As per the data submitted by the Reporter in Segment F01 or F02.
40	Notes	As per the data submitted by the Reporter in Segment F01 or F02.
41	Quality over the last 12 months	As per the data submitted by the Reporter in Segment F01 or F02 for the last 12 months.
42	Number of days in arrears over the last 12 months	As per the data submitted by the Reporter in Segment F01 or F02 for the last 12 months.
43	Reporter	The Reporter who submitted the Debtor Report.
44	Reporter Branch Office	The Reporter's branch office providing the Fund Provisioning Facility.
45	Update Date	The date the Reporter last updated the data based on the OJK server date.

Securities
This section contains information regarding:

No	Information	Notes
1	Securities Number	As per the data submitted by the Reporter in Segment F03. Only displayed if the information requester is the Reporter providing the relevant Fund Provisioning Facility.
2	Type of Securities	As per the data submitted by the Reporter in Segment F03.
3	Sovereign Rate	As per the data submitted by the Reporter in Segment F03.
4	Listing	As per the data submitted by the Reporter in Segment F03.
5	Securities Rating	As per the data submitted by the Reporter in Segment F03.
6	Ownership Purpose	As per the data submitted by the Reporter in Segment F03.
7	Issue Date	As per the data submitted by the Reporter in Segment F03.
8	Maturity Date	As per the data submitted by the Reporter in Segment F03.
9	Interest Rate or Remuneration	As per the data submitted by the Reporter in Segment F03.
10	Currency	As per the data submitted by the Reporter in Segment F03.
11	Quality	As per the data submitted by the Reporter in Segment F03.
12	Number of Days in Arrears	As per the data submitted by the Reporter in Segment F03.
13	Value in Original Currency	As per the data submitted by the Reporter in Segment F03.
14	Market Value	As per the data submitted by the Reporter in Segment F03.
15	Acquisition Value	As per the data submitted by the Reporter in Segment F03.
16	Nominal Value	As per the data submitted by the Reporter in Segment F03.
17	Arrears	As per the data submitted by the Reporter in Segment F03.
18	Default Date	As per the data submitted by the Reporter in Segment F03.
19	Reason for Default	As per the data submitted by the Reporter in Segment F03.
20	Condition	As per the data submitted by the Reporter in Segment F03.
21	Condition Date	As per the data submitted by the Reporter in Segment F03.
22	Notes	As per the data submitted by the Reporter in Segment F03.
23	Quality over the last 12 months	As per the data submitted by the Reporter in Segment F03 for the last 12 months.
24	Number of days in arrears over the last 12 months	As per the data submitted by the Reporter in Segment F03 for the last 12 months.
25	Reporter	The Reporter who submitted the Debtor Report.
26	Reporter Branch Office	The Reporter's branch office providing the Fund Provisioning Facility.
27	Update Date	The date the Reporter last updated the data based on the OJK server date.

Irrevocable L/C
This section contains information regarding:

No	Information	Notes
1	L/C Number	As per the data submitted by the Reporter in Segment F04. Only displayed if the information requester is the Reporter providing the relevant Fund Provisioning Facility.
2	Type of L/C	As per the data submitted by the Reporter in Segment F04.
3	Issue Date	As per the data submitted by the Reporter in Segment F04.
4	Maturity Date	As per the data submitted by the Reporter in Segment F04.
5	Initial Agreement Number	As per the data submitted by the Reporter in Segment F04.
6	Initial Agreement Date	As per the data submitted by the Reporter in Segment F04.
7	Final Agreement Number	As per the data submitted by the Reporter in Segment F04.
8	Final Agreement Date	As per the data submitted by the Reporter in Segment F04.
9	Beneficiary Bank	As per the data submitted by the Reporter in Segment F04.
10	Quality	As per the data submitted by the Reporter in Segment F04.
11	Currency	As per the data submitted by the Reporter in Segment F04.
12	Plafond	As per the data submitted by the Reporter in Segment F04.
13	Nominal Value	As per the data submitted by the Reporter in Segment F04.
14	L/C Purpose	As per the data submitted by the Reporter in Segment F04.
15	Guarantee Deposit	As per the data submitted by the Reporter in Segment F04.
16	Default Date	As per the data submitted by the Reporter in Segment F04.
17	Condition	As per the data submitted by the Reporter in Segment F04.
18	Condition Date	As per the data submitted by the Reporter in Segment F04.
19	Notes	As per the data submitted by the Reporter in Segment F04.
20	Quality over the last 12 months	As per the data submitted by the Reporter in Segment F04 for the last 12 months.
21	Reporter	The Reporter who submitted the Debtor Report.
22	Reporter Branch Office	The Reporter's branch office providing the Fund Provisioning Facility.
23	Update Date	The date the Reporter last updated the data based on the OJK server date.

Guarantees Provided
This section contains information regarding:

No	Information	Notes
1	Account Number	As per the data submitted by the Reporter in Segment F05. Only displayed if the information requester is the Reporter providing the relevant Fund Provisioning Facility.
2	Type of Guarantee Provided	As per the data submitted by the Reporter in Segment F05.
3	Issue Date	As per the data submitted by the Reporter in Segment F05.
4	Maturity Date	As per the data submitted by the Reporter in Segment F05.
5	Initial Agreement Number	As per the data submitted by the Reporter in Segment F05.
6	Initial Agreement Date	As per the data submitted by the Reporter in Segment F05.
7	Final Agreement Number	As per the data submitted by the Reporter in Segment F05.
8	Final Agreement Date	As per the data submitted by the Reporter in Segment F05.
9	Name of Guaranteed Party	As per the data submitted by the Reporter in Segment F05.
10	Quality	As per the data submitted by the Reporter in Segment F05.
11	Currency	As per the data submitted by the Reporter in Segment F05.
12	Plafond	As per the data submitted by the Reporter in Segment F05.
13	Nominal Value	As per the data submitted by the Reporter in Segment F05.
14	Purpose of Guarantee Provided	As per the data submitted by the Reporter in Segment F05.
15	Guarantee Deposit	As per the data submitted by the Reporter in Segment F05.
16	Default Date	As per the data submitted by the Reporter in Segment F05.
17	Condition	As per the data submitted by the Reporter in Segment F05.
18	Condition Date	As per the data submitted by the Reporter in Segment F05.
19	Notes	As per the data submitted by the Reporter in Segment F05.
20	Quality over the last 12 months	As per the data submitted by the Reporter in Segment F05 for the last 12 months.
21	Reporter	The Reporter who submitted the Debtor Report.
22	Reporter Branch Office	The Reporter's branch office providing the Fund Provisioning Facility.
23	Update Date	The date the Reporter last updated the data based on the OJK server date.

Other Facilities
This section contains information regarding:

No	Information	Notes
1	Account Number	As per the data submitted by the Reporter in Segment F06. Only displayed if the information requester is the Reporter providing the relevant Fund Provisioning Facility.
2	Facility Type	As per the data submitted by the Reporter in Segment F06.
3	Start Date	As per the data submitted by the Reporter in Segment F06.

243 -
No Information Description
4 Maturity Date As per data submitted by the Reporter in Segment F06.
5 Currency As per data submitted by the Reporter in Segment F06.
6 Nominal As per data submitted by the Reporter in Segment F06.
7 Value in Original Currency As per data submitted by the Reporter in Segment F06. 8 Interest Rate or Return As per data submitted by the Reporter in Segment F06. 9 Quality As per data submitted by the Reporter in Segment F06. 10 Number of Days in Arrears As per data submitted by the Reporter in Segment F06. 11 Default Date As per data submitted by the Reporter in Segment F06. 12 Cause of Default As per data submitted by the Reporter in Segment F06. 13 Arrears As per data submitted by the Reporter in Segment F06. 14 Condition As per data submitted by the Reporter in Segment F06.
244 -
No Information Description
15 Condition Date As per data submitted by the Reporter in Segment F06. 16 Description As per data submitted by the Reporter in Segment F06. 17 Quality over the last 12 months As per data submitted by the Reporter in Segment F06 for the last 12 months. 18 Number of days in arrears over the last 12 months As per data submitted by the Reporter in Segment F06 for the last 12 months. 19 Reporter Name of the Reporter submitting the Debtor Report. 20 Reporter Branch Name of the Reporter's branch providing the Fund Provision Facility. 21 Update Date Date the Reporter performed the last data update based on the OJK server date.

Collateral
This section contains information regarding:
No Information Description
1 Type of Collateral As per data submitted by the Reporter in Segment A01. 2 Collateral Number As per data submitted by the Reporter in Segment A01. 3 Type of Encumbrance As per data submitted by the Reporter in Segment A01.

245 -
No Information Description
4 Date of Encumbrance As per data submitted by the Reporter in Segment A01. 5 Name of Collateral Owner As per data submitted by the Reporter in Segment A01. 6 Collateral Address As per data submitted by the Reporter in Segment A01. 7 Regency or City of Collateral Location As per data submitted by the Reporter in Segment A01. 8 Collateral Value As per data submitted by the Reporter in Segment A01. 9 Valuation Date As per data submitted by the Reporter in Segment A01. 10 Collateral Rating As per data submitted by the Reporter in Segment A01. 11 Rating Agency As per data submitted by the Reporter in Segment A01. 12 Proof of Ownership As per data submitted by the Reporter in Segment A01. 13 Paripasu As per data submitted by the Reporter in Segment A01. 14 Collateral Value (NJOP or Fair Value) As per data submitted by the Reporter in Segment A01.
246 -
No Information Description
15 Independent Appraiser Collateral Value As per data submitted by the Reporter in Segment A01. 16 Independent Appraiser Name As per data submitted by the Reporter in Segment A01. 17 Independent Appraiser Valuation Date As per data submitted by the Reporter in Segment A01. 18 Insurance As per data submitted by the Reporter in Segment A01. 19 Description As per data submitted by the Reporter in Segment A01. 20 Update Date Date the Reporter performed the last data update based on the OJK server date.

Guarantor
This section contains information regarding:
No Information Description
1 Guarantor Name As per data submitted by the Reporter in Segment P01. 2 Guarantor Identity Number As per data submitted by the Reporter in Segment P01. 3 Guarantor Group As per data submitted by the Reporter in Segment P01. 4 Guarantor Address As per data submitted by the Reporter in Segment P01.

247 -
No Information Description
5 Description As per data submitted by the Reporter in Segment P01.
6 Update Date Date the Reporter performed the last data update based on the OJK server date.

Management and/or Owners of Corporate Debtor
This section contains information regarding:
No Information Description
1 Name As per data submitted by the Reporter in Segment M01.
2 Identity Number As per data submitted by the Reporter in Segment M01. 3 Gender As per data submitted by the Reporter in Segment M01. 4 Address As per data submitted by the Reporter in Segment M01. 5 Village As per data submitted by the Reporter in Segment M01. 6 District As per data submitted by the Reporter in Segment M01. 7 Regency or City As per data submitted by the Reporter in Segment M01. 8 Position As per data submitted by the Reporter in Segment M01.

248 -
No Information Description
9 Status As per data submitted by the Reporter in Segment M01.
10 Ownership Share As per data submitted by the Reporter in Segment M01. 11 Reporter Name of the Reporter submitting the Debtor Report. 12 Update Date Date the Reporter performed the last data update based on the OJK server date.

D. Monitoring of Debtor Information Requests
Debtor information requests by implementing staff and/or officials designated by the Reporter are monitored regularly to prevent misuse of access. Monitoring can be conducted via the SLIK Web application by implementing staff and/or officials designated by the Reporter as supervisors.

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CHAPTER IV
EXAMPLES OF DATA ENTRY
This chapter contains reporting procedures for facility segments that have special treatment regarding data content.

A. Credit or Financing Facilities – Credit or Financing Agreements

Syndication (Joint Financing)
Banks report Debtors provided with facilities via syndication based on the facility size directly from that Bank. For example, Bank A cooperates with Multifinance B to provide motor vehicle credit to Debtor X with a financing share of 70% (seventy percent) from Bank A and 30% (thirty percent) from Multifinance B. Based on this example, Bank A and Multifinance B report Debtor X according to the financing share undertaken. An illustration can be seen in the figure below:
Figure 8. Joint Financing Scheme
Joint Account
In a Joint Account scheme, where 1 (one) account number is used by more than 1 (one) Debtor and each Debtor has responsibility for repaying the facility they receive, then in the facility segment, the number of facilities reported is equal to the number of Debtors.
Channeling
In a channeling scheme, the Reporter bearing the risk will report the final Debtor recipient of the facility in the Debtor and facility segments. An illustration can be seen in the figure below:

250 -
Figure 9. Channeling Scheme

Executing
In an executing scheme, each party receiving funds directly or indirectly reports each party receiving funds in the Debtor and Fund Provision Facility segments. In this case, Multifinance B bears full risk for the credit provided to Debtor X, and Bank A has no direct connection with Debtor X. An illustration can be seen in the figure below:
Figure 10. Executing Scheme

B. Credit or Financing Facilities – Type of Credit or Financing

Multi-Facility Credit or Financing
Multi-facility credit or financing is one credit or financing agreement consisting of several facilities. Reporting of credit or financing of this type is done for each respective facility. In the event that in the Reporter's internal system 1 (one) account number holds several facilities, in SLIK reporting, the account numbers for each of these facilities must remain unique. One way to do this is by adding a suffix used as an identity to distinguish one facility from another. Example:
A Debtor has a Multi-Facility Credit (KMF) of Rp9 Billion for products and sub-limits (SL) consisting of Time Loan (TL) sub-limit of Rp2 Billion, Export Credit (KE) with a sub-limit of USD 1 Million that can be used in USD, EUR, and IDR currencies, and Trust Receive (TR) with a sub-limit of Rp3 Billion. These facilities are recorded into 1 (one) account number, namely REK01. Illustration is depicted as follows:
Reporting when no drawdown (outstanding):

Akad Number	Account Number	Currency Code	Interest Rate or Return	Initial Ceiling	Debit Balance
Akad001	Rek01TL	IDR	9	9000000000	2000000000
Akad001	Rek01KE1	USD	2,5	9000000000	1300000000
Akad001	Rek01KE2	EURO	1	9000000000	1400000000
Akad001	Rek01KE3	IDR	9	9000000000	1300000000
Akad001	Rek01TR	IDR	9	9000000000	3000000000

KMF
Ceiling = Rp9 Billion
TL
SL = Rp2 Billion
Unused = Rp2 Billion
O/S = 0
Interest = 9%
TR
SL = Rp3 Billion
Unused = Rp3 Billion
O/S = 0
Interest = 9%
KE USD
SL = USD100,000
O/S = 0
Interest = 2.5%
KE EURO
SL = USD Eq 100,000
O/S = 0
Interest = 1%
KE IDR
SL = USD Eq 100,000
O/S = 0
Interest = 9%
Exchange rate used: 1 USD = Rp13,000.00 and 1 EURO = Rp14,000.00
Figure 11. Multi-Facility Credit Scheme

252 -
Credit drawdown is performed as follows:
Rek01TL = Rp200 Million
Rek01KE02 = EURO10,000
Rek01KE03 = Rp500 Million
Rek01TR = Rp100 Million
Figure 12. Multi-Facility Credit Scheme when Credit Drawdown is Performed

Reporting when credit drawdown is performed:

Akad Number	Account Number	Currency Code	Interest Rate or Return	Initial Ceiling	Debit Balance
Akad001	Rek01TL	IDR	9	9000000000	2000000000	200000000
Akad001	Rek01KE1	USD	2,5	9000000000	1300000000	0
Akad001	Rek01KE2	EURO	1	9000000000	1400000000	140000000
Akad001	Rek01KE3	IDR	9	9000000000	1300000000	500000000
Akad001	Rek01TR	IDR	9	9000000000	3000000000	100000000

KMF
Ceiling = Rp9 Billion
TL
SL = Rp2 Billion
Unused = Rp2 Billion
O/S = RP200 Million
Interest = 9%
TR
SL = Rp3 Billion
Unused = Rp3 Billion
O/S = Rp100 Million
Interest = 9%
KE USD
SL = USD100,000
O/S = 0
Interest = 2.5%
KE EURO
SL = USD Eq 100,000
O/S = EURO 10,000
Interest = 1%
KE IDR
SL = USD Eq 100,000
O/S = Rp500 Million
Interest = 9%
Exchange rate used: 1 USD = Rp13,000.00 and 1 EURO = Rp14,000.00

Overdraft Credit
In the event that there is 1 (one) facility whose drawdown is performed more than 1 (one) time and can be done at any time, then for each drawdown on that facility, it is reported using the same account number. Example:
Bank A provides working capital credit to Debtor X amounting to Rp10,000,000.00, the drawdown of which is performed in 3 (three) stages, namely:

Drawdown I in January 2017: Rp5,000,000.00
Drawdown II in February 2017: Rp3,000,000.00
Drawdown III in March 2017: Rp2,000,000.00
The account number for this working capital credit is REK001. Reporting for this facility is performed as follows:

Month	Data	Account Number	Initial Ceiling	Debit Balance
January 2017	Rek001	10000000	10000000	5000000
February 2017	Rek001	10000000	10000000	8000000
March 2017	Rek001	10000000

Credit or Financing with Staged Drawdown
In the event that there is 1 (one) facility whose drawdown is performed in stages and can only be done according to the established schedule, then for each drawdown on that facility, it is reported using the same account number. Example:
Bank A provides investment credit facilities to Debtor X amounting to Rp10,000,000.00, the drawdown of which is performed in stages in 3 (three) stages with details as follows:

Drawdown I in January 2017: Rp5,000,000.00
Drawdown II in February 2017: Rp3,000,000.00
Drawdown III in March 2017: Rp2,000,000.00
Initial Ceiling, Ceiling, and Debit Balance values are reported as follows:

Month	Data	Initial Ceiling	Debit Balance
January 2017	10000000	5000000	5000000
February 2017	10000000	8000000	8000000
March 2017	10000000

254 -

Credit or Financing with Decreasing Ceiling
Example:
There is a credit or financing facility amounting to Rp10,000,000.00 which is repaid in installments over 5 (five) months (January 1, 2017 – May 31, 2017), with each installment amounting to Rp2,000,000,- per month. a. In the event that the drawdown of the credit or financing facility is performed at once, reporting for this facility is as follows:

Month	Data	Description	Initial Ceiling	Debit Balance
December 2016	Drawdown	Rp10,000,000.00	10000000
January 2017	Installment I	Rp2,000,000.00	10000000	8000000	8000000
February 2017	Installment II	Rp2,000,000.00	10000000	6000000	6000000
March 2017	Installment III	Rp2,000,000.00	10000000	4000000	4000000
April 2017	Installment IV	Rp2,000,000.00	10000000	2000000	2000000
May 2017	Installment V	Rp2,000,000.00	10000000

b. In the event that the drawdown of the credit or financing facility is performed in 2 (two) stages, namely:
1) Stage I Drawdown (December 1, 2016): Rp6,000,000.00
2) Stage II Drawdown (March 1, 2017): Rp4,000,000.00
Reporting for this facility is as follows:

Month	Data	Description	Initial Ceiling	Debit Balance
December 2016	Drawdown I	Rp6,000,000.00	10000000	6000000	6000000
January 2017	Installment I	Rp2,000,000.00	10000000	4000000	4000000
February 2017	Installment II	Rp2,000,000.00	10000000	2000000	2000000
March 2017	Drawdown II	Rp4,000,000.00
	Installment III	Rp2,000,000.00	10000000	4000000	4000000
April 2017	Installment IV	Rp2,000,000.00	10000000	2000000	2000000
May 2017	Installment V	Rp2,000,000.00	10000000

Credit Card or Financing Card
Specifically for credit or financing types in the form of credit cards or financing cards, if full payment is made on the credit or financing bill, then in reporting, the debit balance is reported with 0 (zero) and the condition is filled with ‘00’ (facility active). Example:
There is a transaction using a credit card on January 10, 2017 amounting to Rp3,000,000.00. On February 12, 2017, full payment is made on that bill amounting to Rp3,000,000.00. Reporting for this transaction is performed as follows:

Month	Data	Debit Balance	Condition
January 2017	3000000	00 (Facility Active)
February 2017	0	00 (Facility Active)

The condition column is filled with ‘02’ (Paid Off), if closure has been performed on the credit card facility with a status of having paid off all bills.

256 -

Credit or Financing with Arrears
a. In the event that a facility experiences arrears, the amount of principal arrears is reported in the “principal arrears” column and the amount of interest or return arrears is reported in the “interest or return arrears” column. Example:
There is a credit or financing facility with arrears amounting to Rp1,200,000.00. The Debtor performs installments for 12 (twelve) months with each installment amounting to Rp100,000.00 and interest amounting to Rp10,000.00 every month, then the reporting illustration is as follows:
1) Initial disbursement.

Month	Installment	Debit Balance	Principal Arrears	Interest or Return Arrears	Arrears Frequency
0	0	1200000

2) Installment payments are performed in months 1, 2, and 3.

Month	Installment	Debit Balance
1	110000	1100000
2	110000	1000000
3	110000	900000

3) In months 4, 5, and 6, Debtor X does not perform installment payments.

Month	Debit Balance	Principal Arrears	Interest or Return Arrears	Arrears Frequency
4	900000	100000	10000	1
5	900000	200000	20000	2
6	900000	300000	30000	3

4) Installment for month 7 is paid along with the total arrears for months 4, 5, and 6. Installments for months 8 through 10 have a quality of “Current”, then in month 11 Debtor X does not perform installment payment, and in month 12 it is paid together with month 11.

257 -
| Month | Installment | Debit Balance | Principal Arrears | Interest Arrears | Arrears Frequency |
| :--- | :--- | :--- | :--- | :--- | :--- |
| 7 | 440000 (installment + principal arrears + interest arrears) | 500000 | | | |
| 8 | 110000 | 400000 | | | |
| 9 | 110000 | 300000 | | | |
| 10 | 110000 | 200000 | | | |
| 11 | 0 | 200000 | 100000 | 10000 | 1 |
| 12 | 220000 | | | | |

Based on the illustration above, the Arrears Frequency reported in month 11 is “1”, which is the arrears in that month. For arrears occurring in months 4, 5, and 6, there is no need to report them because the arrears bill has been paid off in month 7. b. In the event that there is a facility provision with a daily installment payment method, the reporting of arrears frequency is according to the installments that are in arrears in that month. Example:
A credit facility is provided amounting to Rp3,600,000.00 for a term of 1 (one) year with an installment of Rp10,000.00 per day. The conditions that occur are as follows:
1) Month 1

Day	Installment	Debit Balance	Description	Principal Arrears	Arrears Frequency
1	10000	3590000	Current	0	0
2	10000	3580000	Current	0	0
3	0	3580000	In Arrears	10000	1
4	20000	3560000	Installment 4 + Principal Arrears	0	0
5	10000	3550000	Current	0	0
6	0	3550000	In Arrears	10000	1
7	0	3550000	In Arrears	20000	2
...	0	3550000	In Arrears	...	...
30	0	3550000	In Arrears	250000	25

2) Month 2

Day	Debit Balance	Description	Principal Arrears	Arrears Frequency
1	3550000	In Arrears	260000	26
2	3550000	In Arrears	270000	27
...	3550000	In Arrears	...	...
31	3550000	In Arrears	560000	56

Based on the conditions in Month 1 and 2, reporting is performed as follows:

Month	Data	Debit Balance	Principal Arrears	Arrears Frequency
1	3550000	250000	25
2	3550000	560000	56

Joint Account Credit or Financing
In the event that there is joint account credit or financing, namely 1 (one) account number is used by more than 1 (one) Debtor and each Debtor has responsibility for repaying the facility they receive, then the number of facilities reported is equal to the number of Debtors. Example:
Bank A provides credit or financing facilities to a farmer group to help food self-sufficiency. The farmer group consists of 5 (five) people, so facility reporting is performed for 5 (five) rows as follows:

Account Number	Debtor CIF	Debtor Sequence
RekTani001	CIFTANI001	1
RekTani001	CIFTANI002	2
RekTani001	CIFTANI003	3
RekTani001	CIFTANI004	4
RekTani001	CIFTANI005	5

259 -

Overdraft Current Account
An Overdraft Current Account is a facility provided to customers allowing withdrawals that exceed the funds available in the customer's current account. According to regulations, withdrawals exceeding funds constitute a debt and must be reported as credit or financing expansion. Example:
Customer A has a current account with a balance of Rp1,000,000.00. In April 2017, a withdrawal is made using a check amounting to Rp2,200,000.00. The transaction value exceeds the current account balance owned, resulting in an overdraft against the current account balance. The overdraft amount of Rp1,200,000.00 must be reported as an overdraft current account. On May 15, 2017, payment is made for this overdraft, so reporting is performed as follows:

Month	Data	Account Number	Debit Balance	Condition Code	Condition Date
April 2017	RekGiro01	1200000	00 (Active)
May 2017	RekGiro01	0	02 (Paid Off)	20170515

Then on June 20, 2017, a withdrawal is made using a check amounting to Rp3,000,000,- which is then paid on July 18, 2017. For reporting, a suffix is added to the account number if the previous current account status had been reported as paid off, so reporting is performed as follows:

Month	Data	Account Number	Debit Balance	Condition Code	Condition Date
June 2017	RekGiro01B	2000000	00 (Active)
July 2017	RekGiro01B	0	02 (Paid Off)	20170718

C. Irrevocable L/C Facilities
For L/C facilities provided in the form of a commitment account and can be used for more than 1 (one) L/C facility, then when the facility has not been realized, the commitment account is reported, then when the facility is realized, reporting is performed for each respective facility using a unique account number.

Commitment Account with Revolving Ceiling
A commitment account with a revolving ceiling is a commitment account that can be used repeatedly according to customer needs as long as the ceiling is still available and the commitment account has not matured. Example:
Bank A provides an L/C facility to a Debtor with a commitment value of Rp1 Billion. For this facility, the Debtor can use it on a revolving basis.
1) Month 1 reporting for the commitment account (when the facility is provided to the Debtor)

Account Number	Ceiling	Nominal	L/C Type Code	Condition Code
REK001	1000000000	0	5	00 (Facility Active)

2) Month 2 reporting, the Debtor uses this facility to issue sight L/C amounting to Rp500 million and Rp200 million.

Account Number	Ceiling	Nominal	L/C Type Code	Condition Code
REK001	300000000	0	5	00 (Facility Active)
REK001LC01	500000000	500000000	1	00 (Facility Active)
REK001LC02	200000000	200000000	1	00 (Facility Active)

3) Month 3 reporting, the Debtor uses this facility again to issue sight L/C amounting to Rp300 million.

Account Number	Ceiling	Nominal	L/C Type Code	Condition Code
REK001	0	0	5	00 (Facility Active)
REK001LC01	500000000	500000000	1	00 (Facility Active)
REK001LC02	200000000	200000000	1	00 (Facility Active)
REK001LC03	300000000	300000000	1	00 (Facility Active)

4) Month 4 reporting, the Debtor pays off LC01.

Account Number	Ceiling	Nominal	L/C Type Code	Condition Code
REK001	500000000	0	5	00 (Facility Active)
REK001LC01	0	0	1	02 (Paid Off)
REK001LC02	200000000	200000000	1	00 (Facility Active)
REK001LC03	300000000	300000000	1	00 (Facility Active)

5) Month 5 reporting, the Debtor uses this facility again to issue sight L/C amounting to Rp250 million.

Account Number	Ceiling	Nominal	L/C Type Code	Condition Code
REK001	250000000	0	5	00 (Facility Active)
REK001LC02	200000000	200000000	1	00 (Facility Active)
REK001LC03	300000000	300000000	1	00 (Facility Active)
REK001LC04	250000000	250000000	1	00 (Facility Active)

6) Month 6 reporting, the Debtor pays off LC02, LC03, LC04, and the commitment account matures.

Account Number	L/C Type Code	Condition Code
REK001	5	02 (Paid Off)
REK001LC02	1	02 (Paid Off)
REK001LC03	1	02 (Paid Off)
REK001LC04	1	02 (Paid Off)

Commitment Account with Non-Revolving Ceiling
A commitment account with a non-revolving ceiling is a commitment account that can only be used 1 (one) time. Example:
Bank A provides an L/C facility to a Debtor with a commitment value of Rp1 Billion. The Debtor uses this facility on a non-revolving basis.
1) Month 1 reporting for the commitment account (when the facility is provided to the Debtor).

Account Number	Ceiling	Nominal	L/C Type Code	Condition Code
REK001	1000000000	0	5	00 (Facility Active)

2) Month 2 reporting, the Debtor uses this facility to issue sight L/C amounting to Rp500 million and Rp200 million.

Account Number	Ceiling	Nominal	L/C Type Code	Condition Code
REK001	300000000	0	5	00 (Facility Active)
REK001LC01	500000000	500000000	1	00 (Facility Active)
REK001LC02	200000000	200000000	1	00 (Facility Active)

263 -
3) Month 3 reporting, the Debtor reuses the facility to issue a sight L/C worth Rp300 million.

Account Number	Nominal Ceiling	Code	Type	L/C Code	Condition Code	Condition
REK001	0	0	5		08	(Transferred to Other Facility)
REK001LC01	500,000,000	500,000,000	1	00		(Active Facility)
REK001LC02	200,000,000	200,000,000	1	00		(Active Facility)
REK001LC03	300,000,000	300,000,000	1	00		(Active Facility)

4) Month 4 reporting, the Debtor settles LC01.

Account Number	Nominal Ceiling	Code	Type	L/C Code	Condition
REK001LC01	0	0	1	02	(Settled)
REK001LC02	200,000,000	200,000,000	1	00	(Active Facility)
REK001LC03	300,000,000	300,000,000	1	00	(Active Facility)

D. Securities Facilities
Bank A purchases 100 units of securities issued by Bank Indonesia with a nominal value of Rp10,000,000.00 each and pays at a discount price of 10% (ten percent) on January 1, 2017. The market price on January 31, 2017, decreased by 10% (ten percent) from the acquisition price.

264 -
The calculation is as follows:
Nominal = Rp10,000,000.00 x 100 = Rp1,000,000,000.00
Acquisition Value = Rp9,000,000.00 x 100 = Rp900,000,000.00
Market Value = Rp8,100,000.00 x 100 = Rp810,000,000.00

January 2017 Reporting

Account Number	Nominal	Market Value	Acquisition Value	Code	Condition
REK001SB01	1,000,000,000	810,000,000	900,000,000	00	(Active Facility)

On February 25, 2017, Bank A sells 50 units of securities SB01. The market value at the end of February increased by 5% (five percent) from the previous month's end value. The calculation is as follows:

Nominal = Rp10,000,000.00 x 50 = Rp1,000,000,000.00
Acquisition Value = Rp9,000,000.00 x 50 = Rp900,000,000.00
Market Value = Rp8,505,000.00 x 50 = Rp425,250,000.00

February 2017 Reporting

Account Number	Nominal	Market Value	Acquisition Value	Code	Condition
REK001SB01	500,000,000	425,250,000	450,000,000	00	(Active Facility)

In March 2017, Bank A sells another 50 units of securities SB01.

March 2017 Reporting

Account Number	Nominal	Market Value	Acquisition Value	Code	Condition
REK001SB01	0	0	0	02	(Settled)

E. Fully Collateralized Facilities
Fully collateralized facilities are collateral used to guarantee more than 1 (one) facility. Reporting of collateral is done by including the fully collateralized percentage value for each facility. Reporting of fully collateralized collateral is the use of collateral for 1 (one) Reporter code with more than 1 (one) different account number.

Example:
Debtor A obtains 3 (three) types of credit facilities with collateral in the form of a piece of land with collateral register code AGN001. The fully collateralized percentage value according to the credit agreement is 30% (thirty percent) for REK001A, 25% (twenty-five percent) for REK001B, and 45% (forty-five percent) for REK001C. Reporting is done as follows:

Collateral Register Code	Account Number	Fully Collateralized Status	Fully Collateralized Percentage	Data Operation
AGN001	REK001A	Y	30	C
AGN001	REK001B	Y	25	C
AGN001	REK001C	Y	45	C

In the event that the fully collateralized percentage is not set in the credit agreement or financing agreement, the fully collateralized percentage is reported proportionally or according to each Reporter's policy.

When Debtor A settles facilities REK001A and REK001C, reporting is done as follows:

Collateral Register Code	Account Number	Fully Collateralized Status	Fully Collateralized Percentage	Data Operation
AGN001	REK001A	Y	30	D
AGN001	REK001B	T	U
AGN001	REK001C	Y	45	D

265 -
266 -
CHAPTER V
LIST OF ECONOMIC SECTOR CODES

No	Economic Sector	Code
1	Rice Agriculture	011110
2	Secondary Crop Agriculture Corn	011121
3	Secondary Crop Agriculture Cassava	011122
4	Secondary Crop Agriculture Sweet Potato	011123
5	Secondary Crop Agriculture Other Tubers	011124
6	Secondary Crop Agriculture Groundnut	011125
7	Secondary Crop Agriculture Soybean	011126
8	Secondary Crop Agriculture Other Legumes	011129
9	Plantation Sugarcane and Other Sweetening Plants	011130
10	Plantation Tobacco	011140
11	Plantation Rubber and Other Latex Producers	011150
12	Plantation Textile Raw Material Plants and Similar	011160
13	Plantation Medicinal or Pharmaceutical Plants	011170
14	Plantation Essential Oil Plants	011180
15	Other Plants Not Classified Elsewhere	011190
16	Horticulture Agriculture Vegetables Harvested Once Shallot	011211
17	Horticulture Agriculture Other Vegetables Harvested Once	011219
18	Horticulture Agriculture Vegetables Harvested More Than Once	011220
19	Horticulture Agriculture Orchids	011231
20	Horticulture Agriculture Other Flowers	011239
21	Other Ornamental Plants Agriculture	011240
22	Horticulture Vegetable and Flower Seedling and Breeding	011250
23	Seasonal Fruit Agriculture Citrus	011311
24	Other Seasonal Fruit Agriculture	011319
25	Year-Round Fruit Agriculture Banana	011321
26	Other Year-Round Fruit Agriculture	011329
27	Coconut Plantation	011330
28	Oil Palm Plantation	011340
29	Coffee Plantation	011351
30	Tea Plantation	011352
31	Cocoa Plantation	011353
32	Cashew Plantation	011360
33	Pepper Plantation	011370
34	Clove Plantation	011380

267 -

No	Economic Sector	Code
35	Spice Plantation Vanilla	011391
36	Spice Plantation Nutmeg	011392
37	Other Spice Plants Not Classified Elsewhere	011399
38	Breeding and Raising Beef Cattle	012110
39	Breeding and Raising Sheep and Goat Meat	012191
40	Breeding and Raising Dairy Livestock	012192
41	Breeding and Raising Pigs	012210
42	Breeding and Raising Poultry	012291
43	Combination of Agriculture or Plantation with Livestock (Mixed Farming)	013000
44	Agriculture, Plantation, and Livestock Services	014000
45	Hunting, Capture, and Breeding of Wild Animals	015000
46	Managed Forest Plantation	020100
47	Natural Forest Management	020200
48	Non-Wood Forest Products	020300
49	Forestry Services	020400
50	Other Forestry Business	020500
51	Tuna Fishing	050111
52	Other Fishing	050119
53	Sea Shrimp Fishing	050121
54	Other Marine Crustacean Fishing	050122
55	Other Fisheries	050190
56	Marine Biota Cultivation Shrimp	050211
57	Marine Biota Cultivation Tuna	050212
58	Marine Biota Cultivation Seaweed	050213
59	Other Marine Biota Cultivation	050219
60	Marine Biota Breeding	050220
61	Fishing in Public Waters	050310
62	Crustacean, Mollusc, and Other Biota Fishing in Public Waters	050320
63	Freshwater Biota Cultivation Shrimp	050411
64	Other Freshwater Biota Cultivation	050419
65	Brackish Water Biota Cultivation Shrimp	050421
66	Other Brackish Water Biota Cultivation	050429
67	Freshwater and Brackish Water Biota Breeding	050490
68	Marine Fisheries Production Facility Services	050510
69	Inland Fisheries Production Facility Services	050580
70	Other Fisheries Services	050590
71	Coal Mining, Peat Extraction, and Coal Gasification	101000

268 -

No	Economic Sector	Code
72	Coal Briquette Manufacturing	102000
73	Oil and Gas Mining	111010
74	Geothermal Energy Management	111020
75	Oil and Gas Mining Services	112000
76	Uranium and Thorium Ore Mining	120000
77	Iron Sand and Iron Ore Mining	131000
78	Tin Ore Mining	132010
79	Bauxite Ore Mining	132020
80	Copper Ore Mining	132030
81	Nickel Ore Mining	132040
82	Gold Mining	132061
83	Silver Mining	132062
84	Other Non-Iron Ore Mineral Resources	132090
85	Stone, Clay, and Sand Extraction	141000
86	Mineral, Chemical, and Fertilizer Mining	142100
87	Salt Extraction	142200
88	Other Mining and Extraction	142900
89	Slaughterhouse Industry	151110
90	Meat Processing and Preservation Industry	151120
91	Fish and Other Aquatic Biota Processing and Preservation Industry	151200
92	Fruit and Vegetable Processing and Preservation Industry	151300
93	Raw Oil (Cooking Oil) Industry from Vegetable and Animal Sources	151410
94	Coconut Cooking Oil Industry	151430
95	Raw Palm Oil Cooking Oil Industry	151440
96	Palm Kernel Oil Cooking Oil Industry	151450
97	Milk and Milk Food Industry	152000
98	Rice Milling and Rice Polishing Industry	153110
99	Copra Industry	153180
100	Other Milling Industry	153190
101	Flour and Starch Industry	153200
102	Animal Feed Industry	153300
103	Other Food Industry	154000
104	Bread and Similar Industry	154100
105	Sugar and Sugar Processing Industry	154200
106	Chocolate and Sugar Confectionery Industry	154300
107	Macaroni, Noodles, Spaghetti, Vermicelli, Soun, and Similar Industry	154400
108	Tea Processing Industry	154911

269 -

No	Economic Sector	Code
109	Coffee Processing Industry	154912
110	Soy Sauce Industry	154930
111	Tempeh and Tofu Industry	154940
112	Other Food Industry Not Classified Elsewhere	154990
113	Beverage Industry	155000
114	Tobacco Drying and Processing Industry	160010
115	Cigarette Industry	160050
116	Cigarette Seasoning and Other Cigarette Accessories Industry	160090
117	Spinning, Weaving, and Textile Finishing Industry	171000
118	Textile Goods and Carpet Finished Goods Industry	172000
119	Knitting Industry	173000
120	Kapok Industry	174000
121	Ready-Made Clothing and Accessories Industry, Except Fur Ready-Made Clothing	181000
122	Ready-Made Clothing or Fur Goods Industry and Fur Dyeing	182000
123	Leather and Leather Goods Industry (Including Artificial Leather)	191000
124	Footwear Industry	192000
125	Sawmilling and Wood, Rattan, Bamboo, and Similar Preservation Industry	201000
126	Plywood, Veneer, and Similar Industry	202100
127	Wood Wickerwork, Craft, Carving, and Other Wood Goods Industry	202900
128	Paper Pulp, Paper, and Cardboard or Paper Board Industry	210100
129	Paper and Cardboard Packaging and Box Industry	210200
130	Other Paper and Cardboard Goods Industry Not Classified Elsewhere	210900
131	Publishing Industry	221000
132	Printing and Related Activities Industry Including Reproduction or Reprinting	222000
133	Reproduction of Recording Media, Films, and Videos	223000
134	Coal Goods Industry	231000
135	Petroleum Refining, Natural Gas Processing, and Petroleum Refinery Products Industry	232000
136	Nuclear Fuel Processing	233000
137	Basic Chemical Industry, Except Fertilizer	241100
138	Fertilizer Industry	241200
139	Plastic and Synthetic Rubber Industry	241300
140	Pesticide and Plant Regulator Raw Material Industry	242100

270 -

No	Economic Sector	Code
141	Paint, Varnish, and Lacquer Industry	242200
142	Pharmaceutical and Jamu Industry	242300
143	Soap and Household Cleaning Materials, Cosmetics, and Similar Industry	242400
144	Essential Oil Industry	242940
145	Chemical and Other Chemical Goods Industry	242990
146	Artificial Fiber Industry	243000
147	Rubber Smoking Industry	251210
148	Rubber Remilling Industry	251220
149	Crumb Rubber Industry	251230
150	Other Rubber Goods Industry	251900
151	Plastic Goods Industry	252000
152	Glass and Glass Goods Industry	261000
153	Porcelain Goods Industry	262000
154	Clay or Ceramic Processing Industry	263000
155	Cement, Lime, and Gypsum, and Cement and Lime Goods Industry	264000
156	Stone Goods Industry	265000
157	Asbestos Goods Industry	266000
158	Other Non-Metallic Mineral Goods Industry	269000
159	Basic Iron and Steel Metal Industry	271000
160	Non-Ferrous Basic Metal Industry	272000
161	Iron and Steel Casting Industry	273100
162	Non-Ferrous Metal Casting Industry	273200
163	Ready-to-Install Metal Goods for Buildings, Tank Manufacturing, and Steam Generator Industry	281000
164	Agricultural, Carpentry, Cutting Tools, and Other Metal Equipment Industry	289300
165	Other Metal Goods Industry Not Classified Elsewhere	289900
166	General Machinery Industry	291000
167	Agricultural and Forestry Machinery, and Maintenance and Repair Support Services Industry	292100
168	Mining, Excavation, and Construction Machinery Industry	292400
169	Food, Beverage, and Tobacco Processing Machinery Industry	292500
170	Textile Machinery, Textile Products, and Leather Goods Industry	292600

271 -

No	Economic Sector	Code
171	Other Special Machinery Industry	292900
172	Other Household Appliances Industry Not Classified Elsewhere	293000
173	Office, Accounting, and Data Processing Machinery and Equipment Industry	300000
174	Electric Motor, Generator, and Transformer Industry	311000
175	Electrical Control and Distribution Equipment Industry	312000
176	Electrical and Telephone Cable Industry	313000
177	Electric Accumulator and Battery Industry	314000
178	Incandescent Bulb and Lighting Lamp Industry	315000
179	Other Electrical Equipment Industry Not Classified Elsewhere	319000
180	Electronic Tubes and Valves and Other Electronic Components Industry	321000
181	Communication Transmission Equipment Industry	322000
182	Radio, Television, Sound and Image Recording Equipment, and Similar Industry	323000
183	Medical Equipment, and Measuring, Checking, Testing Equipment, and Other Parts Industry, Except Optical Instruments	331000
184	Optical Instruments and Photographic Equipment Industry	332000
185	Clock, Bell, and Similar Industry	333000
186	Four-Wheeled or More Motor Vehicle Industry	341000
187	Four-Wheeled or More Motor Vehicle Bodybuilding Industry	342000
188	Four-Wheeled or More Motor Vehicle Accessories and Components Industry	343000
189	Ship and Boat Manufacturing and Repair Industry	351000
190	Railway, Parts and Accessories, and Railway Repair Industry	352000
191	Aircraft and Accessories Manufacturing and Aircraft Repair Industry	353000
192	Two-Wheeled and Three-Wheeled Motor Vehicle, Components, and Accessories Industry	359100
193	Other Transport Equipment Industry Not Classified Elsewhere	359900
194	Furniture Industry	361000
195	Other Processing Industry	369000
196	Metal Recycling	371000
197	Non-Metal Recycling	372000
198	Rural Electrification	401001

272 -

No	Economic Sector	Code
199	Other Electrification	401002
200	Gas	402000
201	Steam and Hot Water	403000
202	Clean Water Supply and Distribution	410000
203	Transmigration Residential Land Preparation (PTPT)	451001
204	Rice Field Land Preparation	451002
205	Other Land Preparation	451009
206	Building and Civil Engineering Construction	452000
207	Simple Housing Construction-Bank Tabungan Negara	452111
208	Simple Housing Construction-Perumnas	452112
209	Simple Housing Construction-Other Type up to 21	452113
210	Simple Housing Construction-Other Type 22 to 70	452114
211	Medium, Large, Luxury Housing Construction (Type Above 70)	452115
212	Office Building Construction	452120
213	Industrial Building Construction	452130
214	Inpres Market Shopping Building Construction	452141
215	Other Shopping Building Construction	452149
216	Other Building Construction	452190
217	Highway Structures	452211
218	Toll Road Structures	452212
219	Road, Bridge, and Runway Structures	452213
220	Railway Road and Bridge Structures	452220
221	Irrigation Structures	452240
222	Dock (Port) Structures	452270
223	Other Civil Structures	452290
224	Rural Building Electrical Construction	452301
225	Other Electrical and Communication Building Construction	452309
226	Special Construction	452400
227	Building Installation	453100
228	Civil Building Installation	453200
229	Building Construction Completion	454000
230	Building Demolition with Operator	455000
231	Car Sales	501000
232	Car Spare Parts and Accessories Sales	502000
233	Motorcycle Sales	503001
234	Motorcycle Spare Parts and Accessories Sales	503002
235	Vehicle Fuel Retail Trade	504000
236	Wholesale Trade Based on Fee or Contract	511000
237	Corn Wholesale Trade	512111

273 -

No	Economic Sector	Code
238	Tobacco Wholesale Trade	512112
239	Rubber Wholesale Trade	512113
240	Clove Wholesale Trade	512114
241	Pepper Wholesale Trade	512115
242	Coconut and Palm Oil Wholesale Trade	512116
243	Cotton Wholesale Trade	512117
244	Other Domestic Agricultural Products Wholesale Trade	512119
245	Domestic Live Animal Wholesale Trade	512120
246	Domestic Fishery Products Wholesale Trade	512130
247	Wood Wholesale Trade	512141
248	Other Domestic Forestry and Hunting Products Wholesale Trade	512149
249	Domestic Rice Trade	512201
250	Domestic Sugar Trade	512202
251	Domestic Coffee Trade	512203
252	Domestic Tea Trade	512204
253	Domestic Salt Trade	512205
254	Domestic Palm Oil Trade	512206
255	Domestic Copra Trade	512207
256	Domestic Cigarette Trade	512208
257	Other Domestic Food, Beverage, and Tobacco Trade	512209
258	Wholesale Trade of Textiles, Ready-Made Clothing, and Leather	513100
259	Other Wholesale Trade of Household Goods	513900
260	Wholesale Trade of Gas, Liquid, and Solid Fuel, and Similar Products	514100
261	Wholesale Trade of Metals and Metal Ores	514200
262	Domestic Cement Trade	514301
263	Domestic Reinforcing Bar Trade	514302
264	Other Domestic Construction Materials Trade	514309
265	Domestic Fertilizer and Pesticide Trade	514901
266	Other Domestic Intermediate Goods Trade	514909
267	Wholesale Trade of Machinery, Spare Parts, and Accessories	515000
268	Domestic Newspaper Paper Trade	519001
269	Other Domestic Trade Not Classified Elsewhere	519009
270	Retail Trade of Various Goods Dominated by Food, Beverage, and Tobacco	521100

274 -

No	Economic Sector	Code
271	Retail Trade of Various Goods Dominated by Non-Food, Beverage, and Tobacco Goods	521900
272	Retail Trade of Agricultural Food Commodities	522100
273	Retail Trade of Food, Beverage, or Tobacco Commodities from Processing Industry	522200
274	Retail Trade of Chemicals, Pharmaceuticals, Cosmetics, and Laboratory Equipment	523100
275	Retail Trade of Textiles, Ready-Made Clothing, Footwear, and Personal Goods	523200
276	Retail Trade of Household and Kitchen Equipment	523300
277	Retail Trade of Construction Materials	523400
278	Retail Trade of Fuel and Lubricating Oil	523500
279	Retail Trade of Paper, Paper Goods, Stationery, Printed Goods, Sports Equipment, Musical Instruments, Photographic Equipment, and Computers	523600
280	Retail Trade of Machinery (Except Cars and Motorcycles) and Spare Parts, Including Transport Equipment	523700
281	Retail Trade of Crafts, Children's Toys, and Paintings	523800
282	Retail Trade of Other Commodities (Not Food, Beverage, or Tobacco)	523900
283	Retail Trade of Second-Hand Goods	524000
284	Street Vendor Retail Trade of Agricultural Commodities	525100
285	Street Vendor Retail Trade of Food, Beverage from Processing Industry	525200
286	Street Vendor Retail Trade of Chemicals, Pharmaceuticals, Cosmetics, and Laboratory Equipment	525300
287	Street Vendor Retail Trade of Textiles, Ready-Made Clothing, Footwear, and Personal Goods	525400
288	Street Vendor Retail Trade of Household and Kitchen Equipment	525500
289	Street Vendor Retail Trade of Fuel and Lubricants	525600
290	Street Vendor Retail Trade of Paper, Paper Goods, Stationery, Printed Goods, Sports Equipment, Musical Instruments, Photographic Equipment, and Computers	525700
291	Street Vendor Retail Trade of Crafts, Children's Toys, and Paintings	525800
292	Street Vendor Retail Trade of Second-Hand Goods	525900
293	Other Street Vendor Retail Trade	526000

275 -

No	Economic Sector	Code
294	Retail Trade via Media	527100
295	Mobile Retail Trade	527200
296	Export Trade Based on Fee or Contract	531000
297	Palm Kernel Export Trade	532111
298	Food and Plantation Crop Export Trade	532112
299	Other Agricultural Raw Material Export Trade	532119
300	Live Animal Export Trade	532120
301	Fishery Products Export Trade	532130
302	Wood Export Trade	532141
303	Rattan Export Trade	532142
304	Non-Wood and Non-Rattan Forest Products Export Trade	532149
305	Processed Shrimp Export Trade	532201
306	Tea Export Trade	532202
307	Ground Coffee Export Trade	532203
308	Tobacco Export Trade	532204
309	Other Food and Beverage Export Trade	532209
310	Textile Export Trade	533101
311	Ready-Made Clothing Export Trade	533102
312	Leather Export Trade	533103
313	Other Household Goods Export Trade	533900
314	Gas, Liquid, and Solid Fuel and Similar Products Export Trade	534100
315	Tin Ore Export Trade	534201
316	Non-Tin Metal Ore Export Trade	534202
317	Coal Export Trade	534203
318	Other Metal and Metal Ore Export Trade (Mining and Extraction Products)	534209
319	Plywood Export Trade	534301
320	Other Construction Materials Export Trade (Except Extraction Products)	534309
321	Intermediate Products, Second-Hand Goods, and Unused Scrap Export Trade	534900
322	Machinery, Spare Parts, and Accessories Export Trade	535000
323	Sawn Wood Export Trade	539011
324	Bean Coffee Export Trade	539012
325	Tobacco Export Trade	539013
326	Rubber Export Trade	539014

276 -

No	Economic Sector	Code
327	Pepper Export Trade	539015
328	Raw Palm Oil Export Trade	539016
329	Palm Kernel Oil Export Trade	539017
330	Copra Meal Export Trade	539018
331	Other Agricultural, Plantation, and Forestry Products Export Trade	539019
332	Processed Animal Export Trade	539021
333	Other Food Material Export Trade	539022
334	Semi-Finished Mining Products Export Trade	539023
335	Other Semi-Finished Goods Export Trade	539029
336	Wood and Rattan Craft Export Trade	539031
337	Non-Wood and Non-Rattan Craft Export Trade	539032
338	Construction Service Export Trade	539034
339	Other Export Trade Not Classified Elsewhere	539039
340	Import Trade Based on Fee or Contract	541000
341	Clove Import Trade	542101
342	Wheat Grain Import Trade	542102
343	Corn Import Trade	542103
344	Soybean Import Trade	542104
345	Other Agricultural Raw Material and Live Animal Import Trade	542109
346	Rice Import Trade	542201
347	Sugar Import Trade	542202
348	Other Food, Beverage, and Tobacco Import Trade	542209
349	Textile, Ready-Made Clothing, and Leather Import Trade	543100
350	Other Household Goods Import Trade	543900
351	Gas, Liquid, and Solid Fuel and Similar Products Import Trade	544100
352	Metal and Metal Ore Import Trade	544200
353	Reinforcing Bar Import Trade	544301
354	Other Construction Materials Import Trade	544309
355	Fertilizer and Pesticide Import Trade	544901
356	Pharmaceutical Import Trade	544902
357	Other Intermediate Goods Import Trade	544909
358	Industrial Spare Parts Import Trade	545001
359	Machinery Spare Parts, Other Spare Parts, and Accessories Import Trade	545009

277 -
No Economic Sector Code
360 Other Import Trade 549000
361 5-Star Hotels 551100
362 Melati Hotels 551200
363 Other Accommodation Services 551900
364 Restaurants or Eateries 552100
365 Other Food and Beverage Provision 552009
366 Road and Rail Transport 601000
367 Domestic Route Passenger Road Transport 602100 368 Non-Route Passenger Road Transport 602200 369 Road Freight Transport 602300 370 Pipeline Transport 603000 371 Domestic Sea Transport 611100 372 International Sea Transport 611200 373 River and Lake Transport 612100 374 Domestic Ferry Transport 612200 375 Scheduled Air Transport 621000 376 Non-Scheduled Air Transport 622000 377 Special Air Transport 623000 378 Cargo Handling Services 631000 379 Warehousing, Cold Storage Services, and Bonded Area Services 632000 380 Support Services for Transport Except Cargo Handling and Warehousing 633000 381 Travel Agency Services 634000 382 Delivery and Packaging Services 635000 383 National Post, Post Service Units, and Courier Services 641000 384 Telecommunication Networks 642000 385 Telecommunication Services 643000 386 Special Telecommunications 644000 387 Monetary Intermediaries (Banks) 651000 388 Other Financial Intermediaries (Non-Bank) Leasing 659001 389 Other Financial Intermediaries (Non-Bank) Other Than Leasing 659009 390 Insurance and Pension Funds 660000 391 Support Services for Financial Intermediaries Except Insurance and Pension Funds 671000 392 Currency Exchange Services or Foreign Exchange Dealers (Money Changer) 671001 393 Other Support Services for Financial Intermediaries 671002 394 Support Services for Insurance and Pension Funds 672000 395 Simple Housing Real Estate - Perumnas 701001
278 -
No Economic Sector Code
396
Simple Housing Real Estate - Other Than Perumnas up to Type 21 701002 397 Simple Housing Real Estate - Other Than Perumnas Type 22 up to 70 701003 398 Real Estate for Medium, Large, or Luxury Housing (Type Above 70) 701004 399 Real Estate for Housing Flats or Apartments 701005 400 Real Estate for Shopping Buildings (Malls, Plazas) 701006 401 Real Estate for Office Buildings 701007 402 Real Estate for Shop-Houses (Ruko) or Office-Houses (Rukan) 701008 403 Other Real Estate 701009 404 Real Estate on the Basis of Service Fees or Contracts 702000 405 Tourism Areas and Provision of Water Tourism Facilities Tourism Areas 703000 406 Land Transport Equipment Rental 711100 407 Water Transport Equipment Rental 711200 408 Air Transport Equipment Rental 711300 409 Agricultural Machinery and Equipment Rental 712100 410 Construction and Civil Engineering Machinery and Equipment Rental 712200 411 Office Machinery and Equipment Rental (including Computers) 712300 412 Other Machinery and Equipment Rental Not Classified Elsewhere 712900 413 Rental of Household and Personal Goods Not Classified Elsewhere 713000 414 Hardware Consulting Services 721000 415 Software Consulting Services 722000 416 Data Processing 723000 417 Database Activity Services 724000 418 Maintenance and Repair of Office, Accounting, and Computers 725000 419 Other Activities Related to Computers 729000 420 Research and Development of Natural Sciences and Technology 731000 421 Research and Development of Social Sciences and Humanities 732000 422 Legal, Accounting and Bookkeeping, Tax Consulting, Market Research, and Business and Management Consulting 741000
279 -
No Economic Sector Code
423
Architect Consulting Services, Engineering and Technical Activities, and Analysis and Testing 742000 424 Advertising Services 743000 425 Other Business Services Not Classified Elsewhere 749000 426 Government Administration, and Economic and Social Policies 751000 427 Foreign Relations, Defense, and Security 752000 428 Mandatory Social Security 753000 429 Basic Education Services 801000 430 Secondary Education Services 802000 431 Higher Education Services 803000 432 Other Education Services 804000 433 Human Health Services - Hospitals 851001 434 Human Health Services - Polyclinics or Maternity Hospitals 851002 435 Human Health Services - Treatment or Care Facilities 851003 436 Human Health Services - Medical Professions 851004 437 Animal Health Services 852000 438 Social Activity Services 853000 439 Cleaning Services 900000 440 Business, Entrepreneur, and Professional Organizations 910000 441 Labor Organizations 912000 442 Other Organizations 919000 443 Film, Radio, Television, and Other Entertainment Activities 921000 444 News Agency Activities 922000 445 Libraries, Archives, Museums, and Other Cultural Activities 923000 446 Other Services 930000 447 Personal Services Serving Households 950000 448 International Organizations and Other Extra-International Bodies 990000 449 Activities with Unclear Boundaries - Individuals 000001 450 Activities with Unclear Boundaries - Legal Entities 000002 451 Households for Residential Housing Ownership 001100 452 Households for Residential Housing Ownership up to Type 21 001110 453 Households for Residential Housing Ownership Type 22 up to 70 001120 454 Households for Residential Housing Ownership Type Above 70 001130 455 Households for Flat or Apartment Ownership up to Type 21 001210
280 -
No Economic Sector Code
456
Households for Flat or Apartment Ownership Type 22 up to 70 001220 457 Households for Flat or Apartment Ownership Type Above 70 001230 458 Households for Shop-House (Ruko) or Office-House (Rukan) Ownership 001300 459 Households for Four-Wheeled Vehicle Ownership 002100 460 Households for Motorcycle Ownership 002200 461 Households for Trucks and Six-Wheeled or More Motor Vehicles Ownership 002300 462 Households for Other Motor Vehicle Ownership 002900 463 Households for Furniture and Household Equipment Ownership 003100 464 Households for Television, Radio, and Electronic Equipment Ownership 003200 465 Households for Computer and Communication Equipment Ownership 003300 466 Households for Other Equipment Ownership 003900 467 Households for Purposes Not Classified Elsewhere - Households for Multi-Purpose Purposes Residential Housing up to Type 21 004120 468 Households for Purposes Not Classified Elsewhere - Households for Multi-Purpose Purposes Residential Housing Type 22 up to 70 004130 469 Households for Purposes Not Classified Elsewhere - Households for Multi-Purpose Purposes Residential Housing Type above 70 004140 470 Households for Purposes Not Classified Elsewhere - Households for Multi-Purpose Purposes Apartments up to Type 21 004150 471 Households for Purposes Not Classified Elsewhere - Households for Multi-Purpose Purposes Apartments Type 22 up to 70 004160 472 Households for Purposes Not Classified Elsewhere - Households for Multi-Purpose Purposes Type above 70 004170 473 Households for Purposes Not Classified Elsewhere - Households for Multi-Purpose Purposes Shops or Offices 004180 474 Households for Other Multi-Purpose Purposes 004190
281 -
No Economic Sector Code
475
Households for Purposes Not Classified Elsewhere 004900 476 Other Business Fields 009000
282 -
CHAPTER VI
LIST OF COUNTRY CODES
No Country Name Country Code
1 Afghanistan AF
2 Albania AL
3 Algeria/Algeria DZ
4 American Samoa AS
5 Andorra AD
6 Angola AO
7 Anguilla AI
8 Antarctica AQ
9 Antigua and Barbuda AG
10 Argentina AR
11 Armenia AM
12 Aruba AW
13 Australia AU
14 Austria AT
15 Azerbaijan AZ
16 Bahamas BS
17 Bahrain BH
18 Bangladesh BD
19 Barbados BB
20 Belarus BY
21 Belgium BE
22 Benin BJ
23 Belize BZ
24 Bermuda BM
25 Bhutan BT
26 Bolivia BO
27 Bosnia-Herzegovina BA
28 Botswana BW
29 Bouvet Island BV
30 Brazil BR
31 British Indian Ocean Territory IO
32 Brunei Darussalam BN
33 Bulgaria BG
34 Burkina Faso BF
35 Burundi BI
36 Cambodia KH
37 Cameroon CM
283 -
No Country Name Country Code
38 Canada CA
39 Cape Verde CV
40 Cayman Islands KY
41 Central African Republic CF
42 Chad TD
43 Chile CL
44 China CN
45 Christmas Islands CX
46 Cocos (Keeling) Islands CC
47 Colombia CO
48 Comoros KM
49 Congo CG
50 Congo, The Democratic Republic of The CD
51 Cook Islands CK
52 Costa Rica CR
53 Croatia HR
54 Cuba CU
55 Cyprus CY
56 Czech Republic CZ
57 Denmark DK
58 Djibouti DJ
59 Dominican Republic DO
60 Dominica DM
61 Ecuador EC
62 Egypt EG
63 El Salvador SV
64 Equatorial Guinea GQ
65 Eritrea ER
66 Estonia EE
67 Ethiopia ET
68 European Community EUR
69 Falkland Islands (Malvinas) FK
70 Faroe Islands FO
71 Fiji FJ
72 Finland FI
73 France FR
74 France, Metropolitan FX
75 French Guiana GF
76 French Polynesia PF
77 French Southern Territories TF
284 -
No Country Name Country Code
78 Gabon GA
79 Gambia GM
80 Georgia GE
81 Germany DE
82 Ghana GH
83 Gibraltar GI
84 Greenland GL
85 Grenada GD
86 Guadeloupe GP
87 Guam GU
88 Guatemala GT
89 Guinea GN
90 Guinea Bissau GW
91 Guyana GY
92 Haiti HT
93 Heard and McDonald Islands HM
94 Honduras HN
95 Hong Kong HK
96 Hungary HU
97 Iceland IS
98 India IN
99 Indonesia ID
100 Iran IR
101 Iraq IQ
102 Ireland IE
103 Israel IL
104 Italy IT
105 Ivory Coast CI
106 Jamaica JM
107 Japan JP
108 Jordan JO
109 Kazakhstan KZ
110 Kenya KE
111 Kiribati KI
112 South Korea KR
113 North Korea KP
114 Kuwait KW
115 Kyrgyzstan KG
116 Lao People's Democratic Republic LA
117 Latvia LV
285 -
No Country Name Country Code
118 Lebanon LB
119 Lesotho LS
120 Liberia LR
121 Libyan Arab Jamahiriya LY
122 Liechtenstein LI
123 Lithuania LT
124 Luxembourg LU
125 Macau MO
126 Macedonia MK
127 Madagascar MG
128 Malawi MW
129 Malaysia MY
130 Maldives MV
131 Mali ML
132 Malta MT
133 Marshall Islands MH
134 Martinique MQ
135 Mauritania MR
136 Mauritius MU
137 Mayotte YT
138 Mexico MX
139 Micronesia, Federated State of FM
140 Moldova, Republic of MD
141 Monaco MC
142 Mongolia MN
143 Montserrat MS
144 Morocco MA
145 Mozambique MZ
146 Myanmar (Burma) MM
147 Namibia NA
148 Nauru NR
149 Nepal NP
150 Netherlands NL
151 Netherlands Antilles AN
152 New Caledonia NC
153 New Zealand NZ
154 Nicaragua NI
155 Niue NU
156 Niger NE
157 Nigeria NG
286 -
No Country Name Country Code
158 Norfolk Islands NF
159 Northern Mariana Islands MP
160 Norway NO
161 Oman OM
162 Pakistan PK
163 Palau PW
164 Panama PA
165 Papua New Guinea PG
166 Paraguay PY
167 Peru PE
168 Philippines PH
169 Pitcairn PN
170 Poland PL
171 Portugal PT
172 Puerto Rico PR
173 Qatar QA
174 Reunion RE
175 Romania RO
176 Russian Federation RU
177 Rwanda RW
178 Saint Lucia LC
179 Samoa WS
180 San Marino SM
181 Sao Tome & Principe ST
182 Saudi Arabia SA
183 Senegal SN
184 Seychelles SC
185 Sierra Leone SL
186 Singapore SG
187 Slovakia (Slovak Republic) SK
188 Slovenia SI
189 Solomon Islands SB
190 Somalia SO
191 South Africa ZA
192 South Georgia and The South Sandwich Islands GS 193 Spain ES 194 Sri Lanka / Ceylon LK 195 St. Helena SH 196 St. Kitts and Nevis / Saint Kitts and Nevis KN 197 St. Pierre & Miquelon PM
287 -
No Country Name Country Code
198 St. Vincent & The Grenadines VC
199 Sudan SD
200 Suriname SR
201 Svalbard and Jan Mayen Islands SJ
202 Swaziland SZ
203 Sweden SE
204 Switzerland CH
205 Syrian Arab Republic SY
206 Taiwan / Republic of China / Province of China TW 207 Tajikistan TJ 208 Tanzania (Tanzania & Zanzibar) TZ 209 Thailand TH 210 Timor Leste TL 211 Tokelau TK 212 Tonga TO 213 Trinidad & Tobago TT 214 Tunisia TN 215 Turkey TR 216 Turkmenistan TM 217 Turks & Caicos Islands TC 218 Tuvalu TV 219 Uganda UG 220 Ukraine UA 221 United Arab Emirates AE 222 United Kingdom GB 223 United States of America US 224 Uruguay UY 225 US Minor Outlying Islands UM 226 Uzbekistan UZ 227 Vanuatu VU 228 Vatican City State (Holy See) VA 229 Venezuela VE 230 Vietnam VN 231 Virgin Islands (British) VG 232 Virgin Islands (US) VI 233 Wallis and Futuna Islands WF 234 West Africa XO 235 Western Sahara EH 236 Yemen YE 237 Yugoslavia YU
288 -
No Country Name Country Code
238 Greece GR
239 Zambia ZM
240 Zimbabwe ZW
289 -
CHAPTER VII
LIST OF CURRENCY CODES
No Currency Name Currency Code
1 Afghanistan Afghani AFN
2 Albanian Lek ALL
3 Algerian Dinar DZD
4 US Dollar USD
5 Andorran Peseta ADP
6 French Franc FRF
7 Spanish Peseta ESO
8 Angolan Kwanza AOA
9 East Caribbean Dollar XCD
10 Norwegian Krone NOK
11 Argentine Peso ARS
12 Armenian Dram AMD
13 Aruban Guilder AWG
14 Australian Dollar AUD
15 Austrian Schilling ATS
16 Azerbaijani Manat AZM
17 Bahamian Dollar BSD
18 Bahraini Dinar BHD
19 Bangladesh Taka BDT
20 Barbados Dollar BBD
21 Belarusian Rouble BYR
22 Belgian Franc BEF
23 Belize Dollar BZD
24 CFA Franc BCEAO XOF
25 Bermudian Dollar BMD
26 Indian Rupee INR
27 Bhutan Ngultrum BTN
28 Bolivian Boliviano BOB
29 Bosnia-Herzegovina Convertible Mark BAM
30 Botswana Pula BWP
31 Brazilian Real BRL
32 Pound Sterling (United Kingdom Pound) GBP
290 -
No Currency Name Currency Code
33 Seychelles Rupee SCR
34 Brunei Dollar BND
35 Bulgarian Lev BGN
36 Burundian Franc BIF
37 Cambodian Riel KHR
38 Franc de la Communaute Financiere Africaine XAF 39 Chilean Peso CLP 40 Chilean Fomento CLF 41 China Renminbi CNY 42 China Offshore Yuan CNH 43 Colombian Peso COP 44 Comoros Franc KMF 45 Democratic Republic of Congo Franc CDF 46 New Zealand Dollar NZD 47 Costa Rican Colon CRC 48 Croatian Kuna HRK 49 Cuban Peso CUP 50 Cypriot Pound CYP 51 Czech Koruna CZK 52 Danish Krone DKK 53 Djiboutian Franc DJF 54 Dominican Republic Peso DOP 55 Ecuadorian Sucre ECS 56 Egyptian Pound EGP 57 El Salvador Colon SVC 58 Eritrean Nakfa ERN 59 Estonian Kroon EEK 60 Ethiopian Birr ETB 61 European Community EURO 62 Falkland Islands Pound FKP 63 Fiji Dollar FJD 64 Finnish Markka FIM 65 Pacific Franc XPF 66 Gambian Dalasi GMD
291 -
No Currency Name Currency Code
67 Georgian Lari GEL
68 German Mark DEM
69 Ghanaian Cedi GHC
70 Gibraltar Pound GIP
71 Guatemalan Quetzal GTQ
72 Guinean Franc GNF
73 Guyanese Dollar GYD
74 Haitian Gourde HTG
75 Honduran Lempira HNL
76 Hong Kong Dollar HKD
77 Hungarian Forint HUF
78 Icelandic Krona ISK
79 Indonesian Rupiah IDR
80 Iranian Rial IRR
81 Iraqi Dinar IQD
82 Irish Punt IEP
83 Israeli Shekel ILS
84 Italian Lira ITL
85 Jamaican Dollar JMD
86 Japanese Yen JPY
87 Jordanian Dinar JOD
88 Kazakhstani Tenge KZT
89 Kenyan Shilling KES
90 Korean Won KRW
91 North Korean Won KPW
92 Kuwaiti Dinar KWD
93 Kyrgyzstani Som KGS
94 Lao New Kip LAK
95 Latvian Lats LVL
96 Lebanese Pound LBP
97 Lesotho Loti LSL
98 Liberian Dollar LRD
99 Libyan Dinar LYD
100 Liechtenstein Franc CHF
292 -
No Currency Name Currency Code
101 Lithuanian Litas LTL
102 Luxembourg Franc LUF
103 Macau Pataca MOP
104 Macedonian Denar MKD
105 Malagasy Franc MGF
106 Malawian Kwacha MWK
107 Malaysian Ringgit MYR
108 Maldivian Rufiyaa MVR
109 Malian Franc MLF
110 Maltese Lira MTL
111 Mauritanian Ouguiya MRO
112 Mauritian Rupee MUR
113 Mexican Peso MXN
114 Moldovan Leu MDL
115 Mongolian Tugrik MNT
116 Moroccan Dirham MAD
117 Mozambican Metical MZM
118 Myanmar Kyat MMK
119 Namibian Dollar NAD
120 Rand (South African Rand) ZAR
121 Nepalese Rupee NPR
122 Netherlands Guilder/Gulden/Florin ANG
123 Nigerian Naira NGN
124 Omani Rial OMR
125 Pakistani Rupee PKR
126 Panamanian Balboa PAB
127 Papua New Guinean Kina PGK
128 Paraguayan Guarani PYG
129 Peruvian Nuevo Sol PEN
130 Philippine Peso PHP
131 Polish Zloty/New Zloty PLN
132 Portuguese Escudo PTE
133 Qatari Rial QAR
134 Romanian Leu RON
293 -
No Currency Name Currency Code
135 Russian Rouble RUB
136 Rwandan Franc RWF
137 Samoan (West) Tala WST
138 Sao Tome Dobra STD
139 Saudi Riyal SAR
140 Sierra Leone Leone SLL
141 Singapore Dollar SGD
142 Slovak Koruna SKK
143 Slovenian Tolar SIT
144 Solomon Islands Dollar SBD
145 Somali Schilling SOS
146 Spanish Peseta (convertible Peseta Account) ESP 147 Spanish Peseta ESB 148 Sri Lankan Rupee LKR 149 St. Helena Pound SHP 150 Sudanese Pound SDP 151 Sudanese Dinar SDD 152 Surinamese Guilder SRG 153 Surinamese Dollar SRD 154 Swazi Lilangeni SZL 155 Swedish Krona SEK 156 Syrian Pound SYP 157 Taiwan Dollar TWD 158 Tajikistani Somoni TJS 159 Tanzanian Shilling TZS 160 Thai Baht THB 161 Tongan Pa'anga TOP 162 Trinidad & Tobago Dollar TTD 163 Tunisian Dinar TND 164 Turkish Lira TRY 165 Turkmenistan Manat TMT 166 Ugandan Shilling UGX 167 Ukrainian Hryvnia UAH 168 UAE Dirham AED
294 -
No Currency Name Currency Code
169 Uruguayan Peso UYU
170 Uzbekistani Sum UZS
171 Vanuatu Vatu VUV
172 Venezuelan Bolivar VES
173 Vietnamese Dong VND
174 Yemeni Rial YER
175 Yugoslav Dinar YUM
176 Greek Drachma GRD
177 Zambian Kwacha ZMW
178 Zimbabwean Dollar ZWL
179 Special Drawing Right XDR
180 Silver XAG
181 Gold XAU
182 Canadian Dollar CAD
183 Netherlands Guilder/Gulden/Florin NLG
184 Cape Verde Escudo CVE
295 -
CHAPTER VIII
LIST OF THIRD-PARTY CATEGORY CODES
No Third-Party Type Code
1 Treasury and State Cash Office (KPKN) 0010
2 Ministry of Finance 0020
3 Ministry of Defense 0030
4 Ministry of Forestry 0040
5 Ministry of Agriculture 0050
6 Ministry of Energy and Mineral Resources 0060 7 Ministry of Religious Affairs 0070 8 Ministry of State-Owned Enterprises 0080 9 Ministry of Education and Culture 0090 10 Ministry of Public Works and Housing 0100 11 Ministry of Health 0110 12 Ministry of Transportation 0120 13 Other Ministries 0999 14 General Service Agency for Health 0131 15 General Service Agency for Education 0132 16 Other General Service Agencies 0199 17 Regional Government (Province) 1010 18 Regional Government (City Government) 1020 19 Regional Government (Regency Government) 1030 20 Regional General Service Agency (Province) 1041 21 Regional General Service Agency (City or Regency) 1042 22 Government Bodies and Institutions 2090 23 Deposit Insurance Corporation 2020 24 Financial Services Authority 2030 25 Bank Indonesia 0001 26 Social Security Administration for Employment 4111 27 Social Security Administration for Health 4117 28 Taspen 4112 29 Jiwasraya 4113 30 Jasa Raharja 4114 31 Jasindo 4115 32 ASABRI 4116 33 Other Insurance Companies 4119 34 Pension Funds 4120 35 Venture Capital 4130 36 Financing Companies 4140
296 -
No Third-Party Type Code
37 Securities Companies Not Conducting Mutual Fund Business 4151 38 Securities Companies Conducting Mutual Fund Business 4152 39 Mutual Fund Companies 4153 40 Investment Managers 4154 41 PT Danareksa 4155 42 Other Securities and Mutual Fund Companies 4159 43 PT Pegadaian 4171 44 Export Financing Institution 4173 45 Other Non-Bank Financial Institutions 4179 46 PT Kereta Api Indonesia 4501 47 PT Pelayaran Nasional Indonesia (PELNI) 4502 48 PT Pelabuhan Laut Indonesia (Pelindo) 4503 49 PT Dirgantara Indonesia 4517 50 PT Industri Kapal Indonesia 4518 51 PT PAL Indonesia 4519 52 PT Sucofindo 4520 53 PT River, Lake, and Ferry Transport (ASDP) 4504 54 PT Angkasa Pura 4505 55 PT Perkebunan Nusantara 4506 56 PT Rajawali Nusantara Indonesia 4521 57 PT Pertamina 4507 58 PT Perusahaan Listrik Negara (PLN) 4508 59 PT Perusahaan Gas Negara (PGN) 4522 60 PT Krakatau Steel 4509 61 PT Garuda Indonesia 4510 62 PT Telkom 4511 63 PT Jasa Marga 4513 64 PT Timah 4514 65 PT Aneka Tambang 4515 66 PT Bukit Asam Tbk 4523 67 Construction Service Companies 4516 68 PT Pos Indonesia 4172 69 PT Pupuk Sriwijaya 4524 70 Logistics Management Agency 2010 71 Other Non-Financial Institutions 4599 72 Regional-Owned Enterprises - Insurance Companies 5110 73 Regional-Owned Enterprises - Pension Funds 5120 74 Regional-Owned Enterprises - Venture Capital 5130
297 -
No Third-Party Type Code
75 Regional-Owned Enterprises - Financing Companies 5140 76 Regional-Owned Enterprises - Securities Companies Not Conducting Mutual Fund Business 5151 77 Regional-Owned Enterprises - Securities Companies Conducting Mutual Fund Business 5152 78 Regional-Owned Enterprises - Mutual Fund Companies 5153 79 Regional-Owned Enterprises - Investment Managers 5154 80 Regional-Owned Enterprises - Other Non-Bank Financial Institutions 5159 81 Other Regional-Owned Enterprises 5199 82 Regional-Owned Enterprises - Non-Financial Institutions - Water Supply 5501 83 Regional-Owned Enterprises - Non-Financial Institutions - Market Management 5502 84 Regional-Owned Enterprises - Other Non-Financial Institutions 5599 85 Private Sector - National Non-Bank Financial Institutions - Insurance Companies 7110 86 Private Sector - National Non-Bank Financial Institutions - Pension Funds 7120 87 Private Sector - National Non-Bank Financial Institutions - Venture Capital 7130 88 Private Sector - National Non-Bank Financial Institutions - Financing Companies 7140 89 Private Sector - National Non-Bank Financial Institutions - Securities Companies Not Conducting Mutual Fund Business 7151 90 Private Sector - National Non-Bank Financial Institutions - Securities Companies Conducting Mutual Fund Business 7152 91 Private Sector - National Non-Bank Financial Institutions - Mutual Fund Companies 7153 92 Private Sector - National Non-Bank Financial Institutions - Investment Managers 7154 93 Private Sector - National Non-Bank Financial Institutions Other 7159 94 Private Sector - National - Baitul Maal Wa Tamwil 7172 95 Private Sector - National - Primary Savings and Loan Cooperatives 7173 96 Private Sector - National - Other Savings and Loan Cooperatives 7174 97 Private Sector - National - Other 7190
298 -
No Third-Party Type Code
98 Mixed Private Sector - Insurance Companies 7210 99 Mixed Private Sector - Pension Funds 7220 100 Mixed Private Sector - Venture Capital 7230 101 Mixed Private Sector - Financing Companies 7240 102 Mixed Private Sector - Securities Companies Not Conducting Mutual Fund Business 7251 103 Mixed Private Sector - Securities Companies Conducting Mutual Fund Business 7252 104 Mixed Private Sector - Mutual Fund Companies 7253 105 Mixed Private Sector - Investment Managers 7254 106 Mixed Private Sector - Other Securities and Mutual Fund Companies 7259 107 Mixed Private Sector - Baitul Maal Wa Tamwil 7272 108 Mixed Private Sector - Other Foreign Institution Representative Offices in Indonesia 7273 109 Mixed Private Sector - Other Non-Bank Financial Institutions 7290 110 Private Sector - Foreign - Insurance Companies 7310 111 Private Sector - Foreign - Pension Funds 7320 112 Private Sector - Foreign - Venture Capital 7330 113 Private Sector - Foreign - Financing Companies 7340 114 Private Sector - Foreign - Securities Companies Not Conducting Mutual Fund Business 7351 115 Private Sector - Foreign - Securities Companies Conducting Mutual Fund Business 7352 116 Private Sector - Foreign - Mutual Fund Companies 7353 117 Private Sector - Foreign - Investment Managers 7354 118 Private Sector - Foreign - Other Securities and Mutual Fund Companies 7359 119 Private Sector - Foreign - Baitul Maal Wa Tamwil (BMT) 7372 120 Private Sector - Foreign - Other Foreign Institution Representative Offices in Indonesia 7379 121 Private Sector - Foreign - Other Non-Bank Financial Institutions 7390 122 Private Sector - National - Automotive Companies 8111 123 Private Sector - National - Oil and Gas Companies 8112 124 Private Sector - National - Textile Companies 8113 125 Private Sector - National - Timber Companies (HPH) 8114 126 Private Sector - National - Real Estate and Property Companies 8120 127 Private Sector - National - Other Construction Service Companies 8121
299 -
No Third Party Type Code
128 National Private Sector Cigarette Industry Company 8116 129 National Private Sector Food Industry Company 8117 130 National Private Sector Agribusiness Company 8118 131 National Private Sector Telecommunications Company 8119 132 National Private Sector Other Construction Service Company 8139 133 National Private Sector Primary Cooperative 8141 134 National Private Sector Other Cooperatives 8149 135 National Private Sector Zakat, Infaq, and Shadaqah Management Body 8151 136 National Private Sector Educational Institution 8152 137 National Private Sector Other Foundations, Social Bodies, and Community Organizations 8159 138 Mixed Private Sector Automotive Company 8411 139 Mixed Private Sector Oil and Gas Company 8412 140 Mixed Private Sector Textile Company 8413 141 Mixed Private Sector Wood Industry Company 8414 142 Mixed Private Sector Property and Real Estate Company 8420 143 Mixed Private Sector Other Construction Service Company 8421 144 Mixed Private Sector Cigarette Industry Company 8416 145 Mixed Private Sector Food Industry Company 8417 146 Mixed Private Sector Agribusiness Company 8418 147 Mixed Private Sector Telecommunications Company 8419 148 Mixed Private Sector Other Companies 8449 149 Mixed Private Sector Zakat, Infaq, and Shadaqah Management Body 8451 150 Mixed Private Sector Educational Institution 8452 151 Mixed Private Sector Other Foundations, Social Bodies, and Community Organizations 8469 152 Mixed Private Sector Other Foreign-Owned Institution Representative Offices in Indonesia 8480 153 Foreign Private Sector Automotive Company 8611 154 Foreign Private Sector Oil and Gas Company 8612 155 Foreign Private Sector Textile Company 8613 156 Foreign Private Sector Wood Industry Company 8614 157 Foreign Private Sector Property and Real Estate Company 8620 158 Foreign Private Sector Other Construction Service Company 8621 159 Foreign Private Sector Cigarette Industry Company 8616
300 -
No Third Party Type Code
160 Foreign Private Sector Food Industry Company 8617 161 Foreign Private Sector Agribusiness Company 8618 162 Foreign Private Sector Other Companies 8619 163 Foreign Private Sector Zakat, Infaq, and Shadaqah Management Body 8651 164 Foreign Private Sector Educational Institution 8652 165 Foreign Private Sector Other Foundations, Social Bodies, and Community Organizations 8659 166 Foreign Private Sector Other Foreign-Owned Institution Representative Offices in Indonesia 8670 167 Other Private Sector (Liquidated Company or Bank) 8900 168 Individual 9000 169 Central Government 9100 170 Regional Government 9110 171 Foreign Country Representatives and Their Staff 9200 172 State-Owned Enterprises Owned by Foreign Countries 9300 173 Non-Bank Financial Institutions Operating Outside Indonesia 9400 174 Non-Bank Financial Institutions Owned by Foreign Countries 9410 175 Other Private Sector-Indonesian and Foreign Joint Venture 9501 176 Other Private Sector-Indonesian Owned 9502 177 Other Private Sector-Other 9519 178 Islamic Development Bank (IDB) 9611 179 Asian Development Bank (ADB) 9612 180 World Bank Group 9613 181 African Development Bank Group 9614 182 European Bank for Reconstruction and Development 9615 183 Inter-American Development Bank Group 9616 184 European Investment Bank 9617 185 European Investment Fund 9618 186 Nordic Investment Bank 9619 187 Caribbean Development Bank 9620 188 Council of Europe Development Bank 9621 189 Other Multilateral Development Bank 9629 190 Other International Institutions 9690 191 Non-Resident-Individual 9700 192 Banking 0002
301 -
CHAPTER IX
LIST OF REGENCY OR CITY CODES
No Province Regency or City Name
1 01 0100 West Java Province
2 01 0102 Bekasi Regency
3 01 0103 Purwakarta Regency
4 01 0106 Karawang Regency
5 01 0108 Bogor Regency
6 01 0109 Sukabumi Regency
7 01 0110 Cianjur Regency
8 01 0111 Bandung Regency
9 01 0112 Sumedang Regency
10 01 0113 Tasikmalaya Regency
11 01 0114 Garut Regency
12 01 0115 Ciamis Regency
13 01 0116 Cirebon Regency
14 01 0117 Kuningan Regency
15 01 0118 Indramayu Regency
16 01 0119 Majalengka Regency
17 01 0121 Subang Regency
18 01 0122 West Bandung Regency
19 01 0123 Pangandaran Regency
20 01 0180 Banjar City
21 01 0191 Bandung City
22 01 0192 Bogor City
23 01 0193 Sukabumi City
24 01 0194 Cirebon City
25 01 0195 Tasikmalaya City
26 01 0196 Cimahi City
27 01 0197 Depok City
28 01 0198 Bekasi City
29 02 0200 Banten Province
30 02 0201 Lebak Regency
31 02 0202 Pandeglang Regency
32 02 0203 Serang Regency
33 02 0204 Tangerang Regency
34 02 0291 Cilegon City
35 02 0292 Tangerang City
36 02 0293 Serang City
37 02 0294 South Tangerang City
38 03 0300 Special Capital Region of Jakarta Province 39 03 0391 Central Jakarta City Area 40 03 0392 North Jakarta City Area 41 03 0393 West Jakarta City Area 42 03 0394 South Jakarta City Area 43 03 0395 East Jakarta City Area 44 03 0396 Thousand Islands Administrative Regency
302 -
No Province Regency or City Name
45 05 0500 Special Region of Yogyakarta
46 05 0501 Bantul Regency
47 05 0502 Sleman Regency
48 05 0503 Gunung Kidul Regency
49 05 0504 Kulon Progo Regency
50 05 0591 Yogyakarta City
51 09 0900 Central Java Province
52 09 0901 Semarang Regency
53 09 0902 Kendal Regency
54 09 0903 Demak Regency
55 09 0904 Grobogan Regency
56 09 0905 Pekalongan Regency
57 09 0906 Tegal Regency
58 09 0907 Brebes Regency
59 09 0908 Pati Regency
60 09 0909 Kudus Regency
61 09 0910 Pemalang Regency
62 09 0911 Jepara Regency
63 09 0912 Rembang Regency
64 09 0913 Blora Regency
65 09 0914 Banyumas Regency
66 09 0915 Cilacap Regency
67 09 0916 Purbalingga Regency
68 09 0917 Banjarnegara Regency
69 09 0918 Magelang Regency
70 09 0919 Temanggung Regency
71 09 0920 Wonosobo Regency
72 09 0921 Purworejo Regency
73 09 0922 Kebumen Regency
74 09 0923 Klaten Regency
75 09 0924 Boyolali Regency
76 09 0925 Sragen Regency
77 09 0926 Sukoharjo Regency
78 09 0927 Karanganyar Regency
79 09 0928 Wonogiri Regency
80 09 0929 Batang Regency
81 09 0991 Semarang City
82 09 0992 Salatiga City
83 09 0993 Pekalongan City
84 09 0994 Tegal City
85 09 0995 Magelang City
86 09 0996 Surakarta/Solo City
87 12 1200 East Java Province
88 12 1201 Gresik Regency
89 12 1202 Sidoarjo Regency
90 12 1203 Mojokerto Regency
91 12 1204 Jombang Regency
303 -
No Province Regency or City Name
92 12 1205 Sampang Regency
93 12 1206 Pamekasan Regency
94 12 1207 Sumenep Regency
95 12 1208 Bangkalan Regency
96 12 1209 Bondowoso Regency
97 12 1211 Banyuwangi Regency
98 12 1212 Jember Regency
99 12 1213 Malang Regency
100 12 1214 Pasuruan Regency
101 12 1215 Probolinggo Regency
102 12 1216 Lumajang Regency
103 12 1217 Kediri Regency
104 12 1218 Nganjuk Regency
105 12 1219 Tulungagung Regency
106 12 1220 Trenggalek Regency
107 12 1221 Blitar Regency
108 12 1222 Madiun Regency
109 12 1223 Ngawi Regency
110 12 1224 Magetan Regency
111 12 1225 Ponorogo Regency
112 12 1226 Pacitan Regency
113 12 1227 Bojonegoro Regency
114 12 1228 Tuban Regency
115 12 1229 Lamongan Regency
116 12 1230 Situbondo Regency
117 12 1271 Batu City
118 12 1291 Surabaya City
119 12 1292 Mojokerto City
120 12 1293 Malang City
121 12 1294 Pasuruan City
122 12 1295 Probolinggo City
123 12 1296 Blitar City
124 12 1297 Kediri City
125 12 1298 Madiun City
126 23 2300 Bengkulu Province
127 23 2301 South Bengkulu Regency
128 23 2302 North Bengkulu Regency
129 23 2303 Rejang Lebong Regency
130 23 2304 Lebong Regency
131 23 2305 Kepahiang Regency
132 23 2306 Mukomuko Regency
133 23 2307 Seluma Regency
134 23 2308 Kaur Regency
135 23 2309 Central Bengkulu Regency
136 23 2391 Bengkulu City
137 31 3100 Jambi Province
138 31 3101 Batanghari Regency
304 -
No Province Regency or City Name
139 31 3104 Sarolangun Regency
140 31 3105 Kerinci Regency
141 31 3106 Muaro Jambi Regency
142 31 3107 West Tanjung Jabung Regency
143 31 3108 East Tanjung Jabung Regency
144 31 3109 Tebo Regency
145 31 3111 Merangin Regency
146 31 3112 Bungo Regency
147 31 3191 Jambi City
148 31 3192 Sungai Penuh City
149 32 3200 Nanggroe Aceh Darussalam Province
150 32 3201 Aceh Besar Regency
151 32 3202 Pidie Regency
152 32 3203 North Aceh Regency
153 32 3204 East Aceh Regency
154 32 3205 South Aceh Regency
155 32 3206 West Aceh Regency
156 32 3207 Central Aceh Regency
157 32 3207 Southeast Aceh Regency
158 32 3209 Aceh Singkil Regency
159 32 3210 Aceh Jeumpa/Bireuen Regency
160 32 3211 Aceh Tamiang Regency
161 32 3212 Gayo Luwes Regency
162 32 3213 South Aceh Regency
163 32 3214 Aceh Jaya Regency
164 32 3215 Nagan Raya Regency
165 32 3216 Simeuleu Regency
166 32 3217 Bener Meriah Regency
167 32 3218 Pidie Jaya Regency
168 32 3219 Subulussalam Regency
169 32 3291 Banda Aceh City
170 32 3292 Sabang City
171 32 3293 Lhokseumawe City
172 32 3294 Langsa City
173 33 3300 North Sumatra Province
174 33 3301 Deli Serdang Regency
175 33 3302 Langkat Regency
176 33 3303 Karo Regency
177 33 3304 Simalungun Regency
178 33 3305 Labuhan Batu Regency
179 33 3306 Asahan Regency
180 33 3307 Dairi Regency
181 33 3308 North Tapanuli Regency
182 33 3309 Central Tapanuli Regency
183 33 3310 South Tapanuli Regency
184 33 3311 Nias Regency
185 33 3313 Toba Samosir Regency
305 -
No Province Regency or City Name
186 33 3314 Mandailing Natal Regency
187 33 3315 South Nias Regency
188 33 3316 Humbang Hasundutan Regency
189 33 3317 Pakpak Bharat Regency
190 33 3318 Samosir Regency
191 33 3319 Serdang Bedagai Regency
192 33 3321 Batu Bara Regency
193 33 3322 Padang Lawas Regency
194 33 3323 North Padang Lawas Regency
195 33 3324 South Labuhanbatu Regency
196 33 3325 North Labuhanbatu Regency
197 33 3326 West Nias Regency
198 33 3327 North Nias Regency
199 33 3391 Tebing Tinggi City
200 33 3392 Binjai City
201 33 3393 Pematang Siantar City
202 33 3394 Tanjung Balai City
203 33 3395 Sibolga City
204 33 3396 Medan City
205 33 3397 Gunung Sitoli City
206 33 3399 Padang Sidempuan City
207 34 3400 West Sumatra Province
208 34 3401 Agam Regency
209 34 3402 Pasaman Regency
210 34 3403 Limapuluh Kota Regency
211 34 3404 South Solok Regency
212 34 3405 Padang Pariaman Regency
213 34 3406 South Coast Regency
214 34 3407 Tanah Datar Regency
215 34 3408 Sawah Lunto/Sijunjung Regency
216 34 3409 Mentawai Islands Regency
217 34 3410 West Pasaman Regency
218 34 3411 Dharmasraya Regency
219 34 3412 Solok Regency
220 34 3491 Bukittinggi City
221 34 3492 Padang City
222 34 3493 Sawahlunto City
223 34 3494 Padang Panjang City
224 34 3495 Solok City
225 34 3496 Payakumbuh City
226 34 3497 Pariaman City
227 35 3500 Riau Province
228 35 3501 Kampar Regency
229 35 3502 Bengkalis Regency
230 35 3504 Upper Indragiri Regency
231 35 3505 Lower Indragiri Regency
232 35 3508 Upper Rokan Regency
306 -
No Province Regency or City Name
233 35 3509 Lower Rokan Regency
234 35 3510 Pelalawan Regency
235 35 3511 Siak Regency
236 35 3512 Kuantan Singingi Regency
237 35 3513 Meranti Islands Regency
238 35 3591 Pekanbaru City
239 35 3592 Dumai City
240 36 3600 South Sumatra Province
241 36 3606 Musi Banyuasin Regency
242 36 3607 Ogan Komering Ulu Regency
243 36 3608 Lematang Ilir Ogan Tengah (Muara Enim) Regency 244 36 3609 Lahat Regency 245 36 3610 Musi Rawas Regency 246 36 3611 Ogan Komering Ilir Regency 247 36 3613 Banyuasin Regency 248 36 3614 South Ogan Komering Ulu Regency 249 36 3615 East Ogan Komering Ulu Regency 250 36 3616 Ogan Ilir Regency 251 36 3619 Penukal Abab Lematang Ilir Regency 252 36 3691 Palembang City 253 36 3693 Lubuklinggau City 254 36 3694 Prabumulih City 255 36 3697 Pagar Alam City 256 36 3618 North Musi Rawas Regency 257 36 3617 Four Laws Regency 258 37 3700 Bangka Belitung Islands Province 259 37 3701 Bangka Regency 260 37 3702 Belitung Regency 261 37 3703 West Bangka Regency 262 37 3704 South Bangka Regency 263 37 3705 Central Bangka Regency 264 37 3706 East Belitung Regency 265 37 3707 Pangkal Pinang City 266 38 3800 Riau Islands Province 267 38 3801 Karimun Regency 268 38 3802 Lingga Regency 269 38 3803 Natuna Regency 270 38 3804 Bintan Regency (formerly Riau Islands Regency) 271 38 3805 Anambas Islands Regency 272 38 3891 Tanjung Pinang City 273 38 3892 Batam City 274 39 3900 Lampung Province 275 39 3901 South Lampung Regency 276 39 3902 Central Lampung Regency 277 39 3903 North Lampung Regency 278 39 3904 West Lampung Regency 279 39 3905 Tulang Bawang Regency
307 -
No Province Regency or City Name
280 39 3906 Tanggamus Regency
281 39 3907 East Lampung Regency
282 39 3908 Way Kanan Regency
283 39 3909 Pesawaran Regency
284 39 3910 Pringsewu Regency
285 39 3911 West Tulang Bawang Regency
286 39 3913 West Coast Regency
287 39 3991 Bandar Lampung City
288 39 3992 Metro City
289 39 3912 Mesuji Regency
290 51 5100 South Kalimantan Province
291 51 5101 Banjar Regency
292 51 5102 Tanah Laut Regency
293 51 5103 Tapin Regency
294 51 5104 South Hulu Sungai Regency
295 51 5105 Central Hulu Sungai Regency
296 51 5106 North Hulu Sungai Regency
297 51 5107 Barito Kuala Regency
298 51 5108 Kota Baru Regency
299 51 5109 Tabalong Regency
300 51 5110 Tanah Bumbu Regency
301 51 5111 Balangan Regency
302 51 5191 Banjarmasin City
303 51 5192 Banjarbaru City
304 53 5300 West Kalimantan Province
305 53 5301 Pontianak Regency
306 53 5302 Sambas Regency
307 53 5303 Ketapang Regency
308 53 5304 Sanggau Regency
309 53 5305 Sintang Regency
310 53 5306 Kapuas Hulu Regency
311 53 5307 Bengkayang Regency
312 53 5308 Landak Regency
313 53 5309 Sekadau Regency
314 53 5310 Melawi Regency
315 53 5311 North Kayong Regency
316 53 5312 Kubu Raya Regency
317 53 5391 Pontianak City
318 53 5392 Singkawang City
319 54 5400 East Kalimantan Province
320 54 5401 Kutai Kartanegara Regency
321 54 5402 Berau Regency
322 54 5403 Paser Regency
323 54 5405 West Kutai Regency
324 54 5406 East Kutai Regency
325 54 5411 North Penajam Paser Regency
326 54 5413 Mahakam Ulu Regency
308 -
No Province Regency or City Name
327 54 5491 Samarinda City
328 54 5492 Balikpapan City
329 54 5494 Bontang City
330 55 5500 North Kalimantan Province
331 55 5404 Bulungan Regency
332 55 5409 Nunukan Regency
333 55 5410 Malinau Regency
334 55 5412 Tana Tidung Regency
335 55 5493 Tarakan City
336 58 5800 Central Kalimantan Province
337 58 5801 Kapuas Regency
338 58 5802 West Kotawaringin Regency
339 58 5803 East Kotawaringin Regency
340 58 5804 Murung Raya Regency
341 58 5805 East Barito Regency
342 58 5806 South Barito Regency
343 58 5807 Gunung Mas Regency
344 58 5808 North Barito Regency
345 58 5809 Pulang Pisau Regency
346 58 5810 Seruyan Regency
347 58 5811 Katingan Regency
348 58 5812 Sukamara Regency
349 58 5813 Lamandau Regency
350 58 5892 Palangkaraya City
351 60 6000 Central Sulawesi Province
352 60 6001 Donggala Regency
353 60 6002 Poso Regency
354 60 6003 Banggai Regency
355 60 6004 Toli-Toli Regency
356 60 6005 Banggai Islands Regency
357 60 6006 Morowali Regency
358 60 6007 Buol Regency
359 60 6008 Tojo Una-Una Regency
360 60 6009 Parigi Moutong Regency
361 60 6010 Sigi Regency
362 60 6091 Palu City
363 60 6012 North Morowali Regency
364 60 6011 Banggai Laut Regency
365 61 6100 South Sulawesi Province
366 61 6101 Pinrang Regency
367 61 6102 Gowa Regency
368 61 6103 Wajo Regency
369 61 6105 Bone Regency
370 61 6106 Tana Toraja Regency
371 61 6107 Maros Regency
372 61 6109 Luwu Regency
373 61 6110 Sinjai Regency
309 -
No Province Regency or City Name
374 61 6111 Bulukumba Regency
375 61 6112 Bantaeng Regency
376 61 6113 Jeneponto Regency
377 61 6114 Selayar Islands Regency
378 61 6115 Takalar Regency
379 61 6116 Barru Regency
380 61 6117 Sidenreng Rappang Regency
381 61 6118 Pangkajene Islands Regency
382 61 6119 Soppeng Regency (formerly Watansoppeng) 383 61 6121 Enrekang Regency 384 61 6122 East Luwu Regency (formerly South Luwu) 385 61 6124 North Luwu Regency 386 61 6125 North Toraja Regency 387 61 6191 Makassar City 388 61 6192 Pare-Pare City 389 61 6193 Palopo City 390 62 6200 North Sulawesi Province 391 62 6202 Minahasa Regency 392 62 6203 Bolaang Mongondow Regency 393 62 6204 Sangihe Islands Regency 394 62 6205 Talaud Islands Regency 395 62 6206 South Minahasa Regency 396 62 6207 North Minahasa Regency 397 62 6209 Southeast Minahasa Regency 398 62 6210 North Bolaang Mongondow Regency 399 62 6211 Sitaro Islands Regency 400 62 6212 South Bolaang Mongondow Regency 401 62 6213 East Bolaang Mongondow Regency 402 62 6291 Manado City 403 62 6292 Kotamobagu City 404 62 6293 Bitung City 405 62 6294 Tomohon City 406 63 6300 Gorontalo Province 407 63 6301 Gorontalo Regency 408 63 6302 Bualemo Regency 409 63 6303 Bonebolango Regency 410 63 6304 Pohuwato Regency 411 63 6305 North Gorontalo Regency 412 63 6391 Gorontalo City 413 64 6400 West Sulawesi Province 414 64 6401 Polewali Mandar Regency 415 64 6402 Majene Regency 416 64 6403 Mamasa Regency 417 64 6405 Central Mamuju Regency 418 64 6404 North Mamuju Regency 419 64 6406 Mamuju Regency 420 69 6900 Southeast Sulawesi Province
310 -
No Province Regency or City Name
421 69 6901 Buton Regency
422 69 6903 Muna Regency
423 69 6904 Kolaka Regency
424 69 6905 Wakatobi Regency
425 69 6906 Konawe Regency
426 69 6907 South Konawe Regency
427 69 6908 Bombana Regency
428 69 6909 North Kolaka Regency
429 69 6910 North Buton Regency
430 69 6916 West Muna Regency
431 69 6990 Bau-Bau City
432 69 6991 Kendari City
433 69 6912 East Kolaka Regency
434 69 6915 Central Buton Regency
435 69 6914 South Buton Regency
436 69 6911 North Konawe Regency
437 69 6913 Konawe Islands Regency
438 71 7100 West Nusa Tenggara Province
439 71 7101 West Lombok Regency
440 71 7102 Central Lombok Regency
441 71 7103 East Lombok Regency
442 71 7104 Sumbawa Regency
443 71 7105 Bima Regency
444 71 7106 Dompu Regency
445 71 7107 West Sumbawa Regency
446 71 7108 North Lombok Regency
447 71 7191 Mataram City
448 71 7192 Bima City
449 72 7200 Bali Province
450 72 7201 Buleleng Regency
451 72 7202 Jembrana Regency
452 72 7203 Tabanan Regency
453 72 7204 Badung Regency
454 72 7205 Gianyar Regency
455 72 7206 Klungkung Regency
456 72 7207 Bangli Regency
457 72 7208 Karangasem Regency
458 72 7291 Denpasar City
459 74 7400 East Nusa Tenggara Province
460 74 7401 Kupang Regency
461 74 7402 South Central Timor Regency
462 74 7403 North Central Timor Regency
463 74 7404 Belu Regency
464 74 7405 Alor Regency
465 74 7406 East Flores Regency
466 74 7407 Sikka Regency
467 74 7408 Ende Regency
311 -
No Province Regency or City Name
468 74 7409 Ngada Regency
469 74 7410 Manggarai Regency
470 74 7411 East Sumba Regency
471 74 7412 West Sumba Regency
472 74 7413 Lembata Regency
473 74 7414 Rote Ndao Regency
474 74 7415 West Manggarai Regency
475 74 7416 Central Sumba Regency
476 74 7417 South West Sumba Regency
477 74 7418 East Manggarai Regency
478 74 7419 Nagekeo Regency
479 74 7421 Malaka Regency
480 74 7491 Kupang City
481 74 7420 Sabu Raijua Regency
482 81 8100 Maluku Province
483 81 8101 Central Maluku Regency
484 81 8102 Southeast Maluku Regency
485 81 8103 Southwest Maluku Regency
486 81 8104 Buru Regency
487 81 8105 West Seram Regency
488 81 8106 East Seram Regency
489 81 8107 Aru Islands Regency
490 81 8108 Southwest Maluku Regency
491 81 8109 South Buru Regency
492 81 8191 Ambon City
493 81 8192 Tual City
494 82 8200 Papua Province
495 82 8201 Jayapura Regency
496 82 8202 Biak Numfor Regency
497 82 8210 Yapen-Waropen Islands Regency
498 82 8211 Merauke Regency
499 82 8212 Paniai Regency
500 82 8213 Jayawijaya Regency
501 82 8214 Nabire Regency
502 82 8215 Mimika Regency
503 82 8216 Puncak Jaya Regency
504 82 8217 Sarmi Regency
505 82 8218 Keerom Regency
506 82 8221 Bintang Mountains Regency
507 82 8222 Yahukimo Regency
508 82 8223 Tolikara Regency
509 82 8224 Waropen Regency
510 82 8226 Boven Digoel Regency
511 82 8227 Mappi Regency
512 82 8228 Asmat Regency
513 82 8231 Supiori Regency
514 82 8232 Mamberamo Raya Regency
312 -
No Province Regency or City Name
515 82 8233 Dogiyai Regency
516 82 8234 Lanny Jaya Regency
517 82 8235 Central Mamberamo Regency
518 82 8236 Nduga Regency
519 82 8237 Yalimo Regency
520 82 8238 Puncak Regency
521 82 8240 Deiya Regency
522 82 8291 Jayapura City
523 82 8239 Intan Jaya Regency
524 83 8300 North Maluku Province
525 83 8302 Central Halmahera Regency
526 83 8303 North Halmahera Regency
527 83 8304 East Halmahera Regency
528 83 8305 West Halmahera Regency
529 83 8306 South Halmahera Regency
530 83 8307 Sula Islands Regency
531 83 8308 Morotai Island Regency
532 83 8390 Ternate City
533 83 8391 Tidore Islands City
534 83 8309 Taliabu Island Regency
535 84 8400 West Papua Province
536 84 8401 Sorong Regency
537 84 8402 Fak-Fak Regency
538 84 8403 Manokwari Regency
539 84 8404 South Sorong Regency
540 84 8405 Raja Ampat Regency
541 84 8406 Kaimana Regency
542 84 8407 Bintuni Bay Regency
543 84 8408 Wondama Bay Regency
544 84 8409 Tembrauw Regency
545 84 8410 Maybrat Regency
546 84 8491 Sorong City
547 84 8411 Arfak Mountains Regency
548 84 8412 South Manokwari Regency
549 99 9999 Outside Indonesia
550 00 0000 Other Undefined
313 -
CHAPTER X
DATA STRUCTURE
A. Routine Reporting

Report Header
The report header format is the same for all segments. The report header is written on the first line for each segment. No Data Data Type Data Character Length M/C/O Character Reference Description 1 Header Flag char 1 M letter Filled with the character "H" 2 Reporter Type Code char 4 M √ number 3 Reporter Code varchar 6 M √ number 4 Year num 4 M number Data year. Example:
"2020"
(without quotes)
5 Month num 2 M number Data month.
Example for January written as "01"
(without quotes)
6 Data Type or Segment
Code char 3 M √ letter number
7 Number of
Data
Files num 10 M number Number of data rows contained in the file 8 Number of Data Segments num 10 M number Number of data rows contained in the segment

314 -
In the event that there is a segment with no data, the Reporter still reports that segment which only contains header information with the number of data files and the number of data segments filled with the number "0" (zero).

Individual Debtors
Segment Name: Individual Debtors
Segment Code: D01
No PK* Data Data Type
Data
Character
Length
M/C/O

References Character Description
1 Detail
Flag char 1 M letter Filled with the character "D" 2 Yes Debtor CIF Number varchar 20 M letter number Primary key. CIF must be unique and consistent 3 Identity Type char 1 M √ number 4 Identity Number varchar 25 M letter number 5 Name According to Identity varchar 150 M space letter punctuation:

. '
6 Full Name
(Name
Without
Abbreviation) varchar 150 O space letter punctuation:
. '
7 Education
Status Code or Debtor
Title char 2 M √ number
8 Gender char 1 M √ letter
9 Place of
Birth varchar 50 M space letter number
10 Date of
Birth date 8 M number Format
YYYYMMDD
11 Taxpayer
Identification
Number varchar 25 O number
12 Address varchar 300 M space letter number punctuation: & , ( ) - ' /. 13 Village (Kelurahan) varchar 50 M space letter number punctuation: - ' / . 14 District (Kecamatan) varchar 50 M space letter number punctuation: - ' /.
315 -
No PK* Data Data Type
Data
Character
Length
M/C/O

References Character Description
15 Regency or City
Code char 4 M √ number
16 Postal Code char 5 M number
17 Telephone
Number varchar 15 M number
18 Mobile
Phone Number varchar 15 O number
19 Email
Address varchar 150 O letter number punctuation: @ .
_ -
20 Country
Code of
Domicile char 3 M √ letter number
21 Occupation
Code char 3 M √ number
22 Workplace varchar 50 M space letter number punctuation: & - ' , . ( ) 23 Business Field Code of Workplace char 6 M √ number 24 Workplace Address varchar 300 O space letter number punctuation: & , ( ) - ' /. 25 Gross Income Per Year num 12 O number 26 Income Source Code char 1 O √ number 27 Number of Dependents num 2 O number 28 Code of Relationship with Reporter char 4 M √ number 29 Debtor Group Code char 4 M √ number 30 Debtor Marital Status char 1 O number 31 Spouse Identity Number varchar 25 O letter number 32 Spouse Name varchar 150 O space letter punctuation:

. '
33 Spouse
Date of
Birth date 8 O number Format
YYYYMMDD
316 -
No PK* Data Data Type
Data
Character
Length
M/C/O

Reference Character Description
34 Separate Property Agreement char 1 O letter 35 Violation of BMPK/BMP D/BMPP char 1 M letter 36 Exceeding BMPK/BMP D/BMPP char 1 M letter 37 Maiden Name of Biological Mother varchar 150 M space letter readable signs: - . ‘ 38 Branch Office Code char 3 M √ number 39 Data Operation char 1 M letter Used by the Reporter to indicate to the system the operation that must be performed on the data record (C=Create, U=Update, N=Not Change)

Business Entity Debtor
Segment Name: Business Entity Debtor
Segment Code: D02
No PK* Data Type
Data
Character
Length
M/C
/O
Reference Character Description
1 Detail Flag char 1 M letter Filled with the character "D" 2 Yes Debtor CIF Number varchar 20 M letter number Primary key. CIF must be unique and consistent 3 Business Entity Identity Number varchar 25 M letter number 4 Business Entity Name varchar 150 M space letter number readable signs: ( ) - ' . , & @ . _ ‘ ” 5 Business Entity Form Code char 2 M √ number 6 Place of Establishment varchar 50 M space letter readable signs: - ' . ,

317 -
No PK* Data Type
Data
Character
Length
M/C
/O
Reference Character Description
7 Deed of
Establishment
Number varchar 30 M letter number readable signs: / ’
_ ( ) . ,
8 Date of
Deed of
Establishment date 8 M number Format
YYYYMMDD
9 Number of
Last
Amendment Deed varchar 30 M letter number readable signs: / ’
_ ( ) . ,
10 Date of
Last
Amendment Deed date 8 M number Format
YYYYMMDD
11 Telephone
Number varchar 15 M number
12 Mobile
Phone
Number varchar 15 O number
13 Email
Address varchar 150 O letter number readable signs: @ .
_
14 Address varchar 300 M space letter number readable signs: & , ( ) - ' /. 15 Village (Kelurahan) varchar 50 M space letter number readable signs: - ' / . 16 District (Kecamatan) varchar 50 M space letter number readable signs: - ' / . 17 Code of Regency or City char 4 M √ number 18 Postal Code char 5 M number 19 Country Code of Domicile char 3 M √ letter number 20 Business Sector Code char 6 M √ number 21 Code of Relationship with Reporter char 4 M √ number 22 Violation of BMPK/BMP D/ BMPP char 1 M letter 23 Exceeding BMPK/BMP D/ BMPP char 1 M letter 24 Go Public char 1 M letter
318 -
No PK* Data Type
Data
Character
Length
M/C
/O
Reference Character Description
25 Code of
Debtor
Group char 4 M √ number
26 Debtor
Ranking or Rating varchar 6 O letter number readable signs: ( ) _ - /+ 27 Rating Agency or Rating char 2 C √ number 28 Date of Rating date 8 C number Format YYYYMMDD 29 Name of Debtor Business Group varchar 150 O space letter number readable signs: & - ' , . ( ) / 30 Branch Office Code char 3 M √ number 31 Data Operation char 1 M letter Used by the Reporter to indicate to the system the operation that must be performed on the data record (C=Create, U=Update, N=Not Change)

Credit or Financing Facilities
Segment Name: Credit or Financing Facilities
Segment Code: F01
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
1 Detail Flag char 1 M letter Filled with the character "D" 2 Yes Facility Account Number varchar 25 M letter number Primary key, must be unique and consistent on the facility account number column in segments F01, F02, F03, F04, F05, and F06 3 Debtor CIF Number varchar 20 M letter number Must be registered in segment D01 or D02 column Debtor CIF Number

319 -
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
4 Code of
Nature of
Credit or
Financing char 1 M √ number
5 Code of
Type of
Credit or
Financing char 2 M √ number
6 Code of
Credit
Agreement or
Financing
Agreement char 2 M √ number
7 Initial
Agreement
Number varchar 50 C space letter number readable signs: ( ) _ - ' . / 8 Initial Agreement Date date 8 C number Format YYYYMMDD 9 Final Agreement Number varchar 50 C space letter number readable signs: ( ) _ - ' . / 10 Final Agreement Date date 8 C number Format YYYYMMDD 11 Frequency of Extension of Credit or Financing Facilities num 2 M number 12 Initial Credit or Financing Date date 8 M number Format YYYYMMDD 13 Start Date date 8 M number Format YYYYMMDD 14 Due Date date 8 C number Format YYYYMMDD 15 Code of Debtor Category char 2 M √ number 16 Code of Type of Usage char 1 M √ number 17 Code of Orientation of Usage char 1 M √ number 18 Code of Economic Sector char 6 M √ number 19 Code of Regency or City of Project Location or Usage of Credit or Financing char 4 M √ number 20 Project Value num 15 C number 21 Currency Code char 4 M √ letter
320 -
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
22 Interest Rate or
Remuneration num 6 M number readable signs: ,
23 Type of
Interest Rate or
Remuneration char 1 M √ number
24 Credit or
Financing
Government
Program char 3 M √ number
25 Source of
Credit or
Financing
Takeover varchar 6 C √ number Filled with
Reporter code.
Must be filled if the nature of credit is credit takeover (2) 26 Source of Funds varchar 6 M √ number Filled with Reporter code or third party non-bank. 27 Initial Plafond num 15 M number 28 Plafond num 15 M number 29 Realization or Disbursement of Current Month num 15 M number 30 Penalty num 15 M number 31 Debit Balance num 15 M number 32 Value in Original Currency num 15 C number 33 Code of Quality of Credit or Financing char 1 M √ number 34 Date of Default date 8 C number Format YYYYMMDD 35 Code of Cause of Default char 2 C √ number 36 Principal Arrears num 15 M number 37 Interest or Remuneration Arrears num 15 M number 38 Number of Days of Arrears num 5 M number 39 Frequency of Arrears num 3 M number 40 Frequency of Restructuring num 3 M number 41 Date of Initial Restructuring date 8 C number Format YYYYMMDD 42 Date of Final Restructuring date 8 C number Format YYYYMMDD
321 -
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
43 Code of
Method of
Restructuring char 2 C √ number
44 Code of
Condition char 2 M √ number
45 Date of
Condition date 8 C number Format
YYYYMMDD
46 Description varchar 300 O space letter number readable signs: @

$ % ^

& * ( ) {
} [ ] < >
~ _ - ` '
" . , : ;
/ ? !
47 Branch Office
Code char 3 M √ number
48 Data Operation char 1 M letter Used by the Reporter to indicate to the system the operation that must be performed on the data record (C=Create, U=Update)

Joint Account Credit or Financing Facilities
Segment Name: Joint Account Credit or Financing Facilities Segment Code: F02 No PK* Data Type Data Character Length M/C/O Reference Character Description 1 Detail Flag Char 1 M letter Filled with the character "D" 2 Yes Facility Account Number varchar 25 M letter number Primary key, must be unique and consistent on the facility account number column in segments F01, F02, F03, F04, F05, and F06 3 Yes Debtor CIF Number varchar 20 M letter number Must be registered in segment D01 or D02 column Debtor CIF Number

322 -
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
4 Sequence of Joint
Account
Debtor Members
Num 2 M number Filled with sequence of Debtor who has joint account facilities 5 Code of Nature of Credit or Financing Char 1 M √ number 6 Code of Type of Credit or Financing Char 2 M √ number 7 Code of Credit Agreement or Financing Agreement Char 2 M √ number 8 Initial Agreement Number varchar 50 C space letter number readable signs: ( ) _- ' . / 9 Initial Agreement Date date 8 C number Format YYYYMMDD 10 Final Agreement Number varchar 50 C space letter number readable signs: ( ) _- ' . / 11 Final Agreement Date date 8 C number Format YYYYMMDD 12 Frequency of Extension of Credit Facilities or Financing num 2 M number 13 Initial Credit or Financing Date date 8 M number Format YYYYMMDD 14 Start Date date 8 M number Format YYYYMMDD 15 Due Date date 8 M number Format YYYYMMDD 16 Code of Debtor Category char 2 M √ number 17 Code of Type of Usage char 1 M √ number 18 Code of Orientation of Usage char 1 M √ number 19 Code of Economic Sector char 6 M √ number 20 Code of Regency or City of Project Location or Usage of Credit or Financing char 4 M √ number 21 Project Value num 15 C number 22 Currency Code char 4 M √ letter
323 -
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
23 Interest Rate or Remuneration num 6 M number readable signs: , 24 Type of Interest Rate or Remuneration char 1 M √ number 25 Credit or Financing Government Program char 3 M √ number 26 Source of Credit or Financing Takeover varchar 6 O √ number Filled with Reporter code. Must be filled if the nature of credit is credit takeover (2) 27 Source of Funds varchar 6 M √ number Filled with Reporter code or third party non-bank 28 Initial Plafond num 15 M number 29 Plafond num 15 M number 30 Realization or Disbursement of Current Month num 15 M number 31 Penalty num 15 M number 32 Debit Balance num 15 M number 33 Value in Original Currency num 15 C number 34 Code of Quality of Credit or Financing char 1 M √ number 35 Date of Default date 8 C number Format YYYYMMDD 36 Code of Cause of Default char 2 C √ number 37 Principal Arrears num 15 M number 38 Interest or Remuneration Arrears num 15 M number 39 Number of Days of Arrears num 5 M number 40 Frequency of Arrears num 3 M number 41 Frequency of Restructuring num 3 M number 42 Date of Initial Restructuring date 8 C number Format YYYYMMDD 43 Date of Final Restructuring date 8 C number Format YYYYMMDD 44 Code of Method of Restructuring char 2 C √ number 45 Code of Condition char 2 M √ number 46 Date of Condition date 8 C number Format YYYYMMDD
324 -
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
47 Description varchar 300 O space letter number readable signs: @

$ % ^

& * ( ) {
} [ ] < >
~ _ - ` '
" . , : ;
/ ? !
48 Branch Office
Code char 3 M √ number
49 Data Operation char 1 M letter Used by the Reporter to indicate to the system the operation that must be performed on the data record (C=Create, U=Update)

Securities Facilities
Segment Name: Securities Facilities
Segment Code: F03
No PK* Data Type
Data
Character
Length
M/C/
O
Reference Character Description
1 Detail Flag Char 1 M letter Filled with the character "D" 2 Yes Account Number or Securities Number varchar 25 M letter number Primary key, must be unique and consistent on the facility account number column in segments F01, F02, F03, F04, F05, and F06 3 Debtor CIF Number varchar 20 M letter number Must be registered in segment D01 or D02 column Debtor CIF Number 4 Code of Type of Securities char 3 M √ number 5 Sovereign Rate varchar 6 O letter number readable signs: ( )

6 Listing char 1 M letter

325 -
No PK* Data Type
Data
Character
Length
M/C/
O
Reference Character Description
7 Rating of
Securities varchar 20 O letter number readable signs: ( )
- & @
  . _ ‘ “ /
  8 Code of
  Ownership
  Purpose char 1 M √ number
  9 Date of
  Issuance date 8 M number Format
  YYYYMMDD
  10 Date of
  Purchase date 8 M number Format
  YYYYMMDD
  11 Date of
  Due Date date 8 M number Format
  YYYYMMDD
  12 Currency
  Code char 4 M √ letter
  13 Nominal num 15 M number
  14 Value in
  Original
  Currency num 15 C number
  15 Market
  Value num 15 M number
  16 Acquisition
  Value num 15 M number
  17 Interest Rate or
  Remuneration num 6 M number readable signs: ,
  18 Arrears num 15 M number
  19 Number of
  Days of
  Arrears num 5 M number
  20 Code of
  Quality char 1 M √ number
  21 Date of
  Default date 8 C number Format
  YYYYMMDD
  22 Code of
  Cause of
  Default char 2 C √ number
  23 Code of
  Condition char 2 M √ number
  24 Date of
  Condition date 8 C number Format
  YYYYMMDD
  25 Description varchar 300 O space letter number readable signs: @

$ % ^

& * ( ) {
} [ ] < >
~ _ - ` '
" . , : ;
/ ? !
26 Branch Office
Code char 3 M √ number

326 -
No PK* Data Type
Data
Character
Length
M/C/
O
Reference Character Description
27 Data Operation char 1 M letter Used by the Reporter to indicate to the system the operation that must be performed on the data record (C=Create, U=Update)

Irrevocable L/C Facilities
Segment Name: Irrevocable L/C Facilities
Segment Code: F04
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
1 Detail Flag char 1 M letter Filled with the character "D" 2 Yes Account Number or L/C Number varchar 25 M letter number Primary key, must be unique and consistent on the facility account number column in segments F01, F02, F03, F04, F05, and F06 3 Debtor CIF Number varchar 20 M letter number Must be registered in segment D01 or D02 column Debtor CIF Number 4 Code of Type of L/C char 1 M √ number 5 Code of Purpose of L/C char 1 M √ number 6 Date of Issuance date 8 M number Format YYYYMMDD 7 Date of Due Date date 8 M number Format YYYYMMDD 8 Initial Agreement Number varchar 50 M space letter number readable signs: ( ) _- ' . / 9 Initial Agreement Date date 8 M number Format YYYYMMDD 10 Final Agreement Number varchar 50 M space letter number readable signs: ( ) _- ' . /

327 -
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
11 Final
Agreement
Date date 8 M number
12 Beneficiary
Bank varchar 50 O space letter number readable signs: ( ) _ - ' . / 13 Currency Code char 4 M √ letter 14 Plafond num 15 M number 15 Nominal num 15 M number 16 Guarantee Deposit num 15 M number 17 Code of Quality char 1 M √ number 18 Date of Breach of Contract date 8 O number Format YYYYMMDD 19 Code of Condition char 2 M √ number 20 Date of Condition date 8 C number Format YYYYMMDD 21 Description varchar 300 O space letter number readable signs: @

$ % ^

& * ( ) {
} [ ] < >
~ _ - ` '
" . , : ;
/ ? !
22 Branch Office
Code char 3 M √ number
23 Data Operation char 1 M letter Used by the Reporter to indicate to the system the operation that must be performed on the data record (C=Create, U=Update)

Provided Guarantee Facilities
Segment Name: Provided Guarantee Facilities
Segment Code: F05
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
1 Detail Flag char 1 M letter Filled with the character "D"

328 -
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
2 Yes Facility
Account
Number varchar 25 M letter number
Primary key, must be unique and consistent on the facility account number column in segments F01, F02, F03, F04, F05, and F06 3 Debtor CIF Number varchar 20 M letter number Must be registered in segment D01 or D02 column Debtor CIF Number 4 Code of Type of Guarantee char 2 M √ number 5 Code of Purpose of Guarantee char 1 M √ number 6 Date of Issuance date 8 M number Format YYYYMMDD 7 Date of Due Date date 8 M number Format YYYYMMDD 8 Initial Agreement Number varchar 50 M space letter number readable signs: ( ) _ - ' . / 9 Initial Agreement Date date 8 M number Format YYYYMMDD 10 Final Agreement Number varchar 50 M space letter number readable signs: ( ) _ - ' . / 11 Final Agreement Date date 8 M number Format YYYYMMDD 12 Name of Guaranteed Party varchar 150 M letter number space readable signs:
( ) _ - ' .
/
13 Currency
Code char 4 M √ letter
14 Plafond num 15 M number
15 Nominal num 15 M number
16 Guarantee
Deposit num 15 M number
17 Code of
Quality char 1 M √ number
18 Date of
Breach of
Contract date 8 O number Format
YYYYMMDD
19 Code of
Condition char 2 M √ number
20 Date of
Condition date 8 C number Format
YYYYMMDD
329 -
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
21 Description varchar 300 O space letter number readable signs: @

$ % ^

Other Facilities
Segment Name: Other Facilities
Segment Code: F06
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
1 Detail Flag char 1 M letter Filled with the character "D" 2 Yes Facility Account Number varchar 25 M letter number Primary key, must be unique and consistent on the facility account number column in segments F01, F02, F03, F04, F05, and F06 3 Debtor CIF Number varchar 20 M letter number Must be registered in segment D01 or D02 column Debtor CIF Number 4 Code of Type of Other Facilities char 3 M √ number 5 Source of Funds varchar 6 M √ number Filled with Reporter code or third party non-bank 6 Date of Start date 8 M number Format YYYYMMDD

330 -
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
7 Date of
Due
Date date 8 M number Format
YYYYMMDD
8 Interest
Rate or
Remuneration num 6 M number readable signs: ,
9 Code of
Currency char 4 M √ letter
10 Nominal num 15 M number
11 Value in
Original
Currency num 15 C number
12 Code of
Quality char 1 M √ number
13 Date of
Default date 8 C number Format
YYYYMMDD
14 Code of
Cause of
Default char 2 C √ number
15 Arrears num 15 M number
16 Number of
Days of
Arrears num 5 M number
17 Code of
Condition char 2 M √ number
18 Date of
Condition date 8 C number Format
YYYYMMDD
19 Description varchar 300 O space letter number readable signs: @

$ % ^

& * ( ) {
} [ ] < >
~ _ - ` '
" . , : ;
/ ? !
20 Code of
Branch
Office char 3 M √ number
21 Operation of
Data char 1 M letter Used by the Reporter to indicate to the system the operation that must be performed on the data record (C=Create, U=Update)

331 -

Collateral
Segment Name: Collateral
Segment Code: A01
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
1 Detail Flag char 1 M letter Filled with the character "D" 2 Yes Register Code or Collateral Number varchar 30 M letter number Combination of Collateral Register Code and Facility Number must be unique and consistent 3 Yes Facility Account Number varchar 25 M letter number Primary key, must be unique and consistent on the facility account number column in segments F01, F02, F03, F04, F05, and F06 4 Yes Debtor CIF Number varchar 20 M letter number Must be registered in segment D01 or D02 column Debtor CIF Number 5 Code of Type of Facility Segment char 3 M √ letter number 6 Code of Collateral Status char 1 M √ number 7 Code of Type of Collateral char 3 M √ number 8 Collateral Rating varchar 6 O letter number readable signs: ( ) _ - + / 9 Code of Rating Agency char 2 C √ space letter number readable signs: - + Must be filled if collateral rating is filled 10 Code of Type of Encumbrance char 2 C √ number Must be filled if collateral status code = 1- Available 11 Date of Encumbrance date 8 C number Format YYYYMMDD Must be filled if collateral status code = 1- Available 12 Name of Collateral Owner varchar 150 M space letter number readable signs: &

' , . ( )
332 -
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
13 Proof of
Ownership varchar 150 M space letter number readable signs: / - . , 14 Collateral Address varchar 300 M space letter number readable signs: & , ( ) - ' /. 15 Code of Regency or City of Collateral Location char 4 M √ number 16 Collateral Value According to NJOP or Fair Value num 15 C number 17 Collateral Value According to Reporter num 15 C number 18 Date of Collateral Valuation according to Reporter date 8 C number Format YYYYMMDD 19 Collateral Value according to Independent Appraiser num 15 O number 20 Name of Independent Appraiser varchar 150 C space letter number readable signs: &
' , . ( )
21 Date of
Collateral
Valuation according to
Independent
Appraiser date 8 C number Format
YYYYMMDD
22 Full
Satisfaction
Status char 1 M letter
23 Percentage of Full
Satisfaction num 6 C Number readable signs: ,
Must be filled if full satisfaction status is Y (yes) Emptied if full satisfaction status is T (no) 24 Status of Collateral for Joint Account Credit char 1 M letter 25 Insured char 1 M letter 26 Description varchar 300 O space letter number readable signs: @
333 -
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description

$ % ^

& * ( ) {
} [ ] < >
~ _ - ` '
" . , : ;
/ ? !
27 Branch Office
Code char 3 M √ number
28 Data Operation char 1 M letter Used by the Reporter to indicate to the system the operation that must be performed on the data record (C=Create, U=Update, D=Delete, N=Not Change)

Guarantor
Segment Name: Guarantor
Segment Code: P01
No PK*
Data Type
Data
Character
Length
M/C/O Reference Character Description
1 Detail Flag char 1 M letter Filled with the character "D" 2 Yes Identity Number of Guarantor varchar 25 M letter number Indonesian Citizen filled with NIK, Foreign Citizen filled with Passport Number, Business Entity filled with NPWP 3 Yes Facility Account Number varchar 25 M letter number Primary key, must be unique and consistent on the facility account number column in segments F01, F02, F03, F04, F05, and F06 4 Yes Debtor CIF Number varchar 20 M letter number Must be registered in segment D01 or D02 column Debtor CIF Number 5 Code of Type of Facility Segment char 3 M √ letter number 6 Code of Type of Identity of Guarantor char 1 M √ number

334 -
No PK*
Data Type
Data
Character
Length
M/C/O Reference Character Description
7 Name of
Guarantor
According to
Identity varchar 150 M space letter number readable signs: &
' , . ( )
8 Full Name of
Guarantor varchar 150 O space letter number readable signs: &
' , . ( )
9 Code of
Group of
Guarantor char 4 M √ number
10 Address of
Guarantor varchar 300 M space letter number readable signs: & , ( ) - ' /. 11 Percentage of Facility that is Guaranteed num 6 O number readable signs: , 12 Description varchar 300 O space letter number readable signs: @

$ % ^

& * ( ) {
} [ ] < >
~ _ - ` '
" . , : ;
/ ? !
13 Code of
Branch
Office char 3 M √ number
14 Operation of
Data char 1 M letter Used by the Reporter to indicate to the system the operation that must be performed on the data record (C=Create, U=Update, D=Delete, N=Not Change)

335 -

Management and/or Owners of Business Entity Debtors
Segment Name: Management and/or Owners of Business Entity Debtors Segment Code: M01 No PK* Data Type Data Character Length M/C/O Reference Character Description 1 Detail Flag char 1 M letter Filled with the character "D" 2 Yes Identity Number of Management and/or Owner of Debtor Business Entity varchar 25 M letter number Indonesian Citizen filled with NIK, Foreign Citizen filled with Passport Number, Business Entity filled with NPWP 3 Yes Debtor CIF Number varchar 20 M letter number Must be registered in segment D02 column Debtor CIF Number 4 Code of Type of Identity of Management and/or Owner of Debtor Business Entity char 1 M √ number 5 Name of Management and/or Owner of Debtor Business Entity varchar 150 M space letter number readable signs: & ( ) - ' . , 6 Gender char 1 M √ letter 7 Address varchar 300 M space letter number readable signs: & , ( ) - ' / . 8 Village (Kelurahan) varchar 50 M space letter number readable signs: - ' /. 9 District (Kecamatan) varchar 50 M space letter number readable signs: - ' /. 10 Code of Regency or City char 4 M √ number 11 Code of Position char 2 M √ number 12 Ownership Share num 5 M number readable signs: ,

336 -
No PK* Data Type
Data
Character
Length
M/C/O Reference Character Description
13 Status of
Management and/or
Owner of
Debtor
Business
Entity char 1 M number
14 Code of
Branch
Office
Char 3 M √ number
15 Data Operation Char 1 M letter Used by the Reporter to indicate to the system the operation that must be performed on the data record (C=Create, U=Update)

Financial Statements of Business Entity Debtors
Segment Name: Financial Statements of Business Entity Debtors Segment Code: K01 No PK* Data Type Data Character Length M/C/O Reference Character Description 1 Detail Flag Char 1 M letter Filled with the character "D" 2 Yes Debtor CIF Number varchar 20 M letter number Primary key. Must be registered in segment D02 column CIF 3 Position of Annual Financial Statements of Business Entity Debtor date 6 M number YYYYMM 4 Assets num 20 M number 5 Current Assets num 20 M number 6 Cash and Cash Equivalents (Current Assets) num 20 M number 7 Trade Receivables or Financing (Current Assets) num 20 M number 8 Investments or Other Financial Assets (Current Assets) num 20 M number 9 Other Current Assets (Current Assets) num 20 M number 10 Non-Current Assets num 20 M number

337 -
No PK* Data Type
Data Length
Character Type
M/C/O Character Reference Description
11 Business Receivables or Financing (Non-Current Assets) num 20 M number 12 Investments or Other Financial Assets (Non-Current Assets) num 20 M number 13 Other Non-Current Assets (Non-Current Assets) num 20 M number 14 Liabilities num 20 M number 15 Short-Term Liabilities num 20 M number 16 Short-Term Loans (Short-Term Liabilities) num 20 M number 17 Short-Term Trade Payables (Short-Term Liabilities) num 20 M number 18 Other Short-Term Liabilities (Short-Term Liabilities) num 20 M number 19 Long-Term Liabilities num 20 M number 20 Long-Term Loans (Long-Term Liabilities) num 20 M number 21 Long-Term Trade Payables (Long-Term Liabilities) num 20 M number 22 Other Long-Term Liabilities (Long-Term Liabilities) num 20 M number 23 Equity num 20 M number punctuation: -
338 -
No PK* Data Type
Data Length
Character Type
M/C/O Character Reference Description
24 Business or Operational Revenue num 20 M number 25 Cost of Goods Sold or Operating Expenses num 20 M number 26 Gross Profit or Loss num 20 M number punctuation: - 27 Other Revenue or Non-Operational Revenue num 20 M number 28 Other Expenses or Non-Operational Expenses num 20 M number 29 Profit or Loss Before Tax num 20 M number punctuation: - 30 Profit or Loss for the Current Year num 20 M number punctuation: - 31 Branch Office Code char 3 M √ number 32 Data Operation char 1 M letter Used by the Reporter to indicate to the system regarding the operation that must be performed on the related data record (C=Create, U=Update) B. Facility Summary Reporting Segment Name: Facility Summary Data Segment Code: S01 No PK* Data Type Data Length Character Type M/C/ O Character Reference Description 1 Detail Flag char 1 M letter Filled with the character "D" 2 Yes Facility Account Number varchar 25 M letter number Primary key, must be unique and consistent in the facility account number column in segments F01, F02, F03, F04, F05, and F06
339 -
No PK* Data Type
Data Length
Character Type
M/C/
O
Character Reference Description
3 Yes Debtor CIF Number char 20 M letter number Primary key. Must be registered in segment D01 or D02 column Debtor CIF Number 4 Facility Segment Type Code char 3 M √ letter number 5 Quality Code 1 char 1 C √ number April 2016 6 Number of Overdue Days 1 num 5 C number April 2016 7 Quality Code 2 char 1 C √ number May 2016 8 Number of Overdue Days 2 num 5 C number May 2016 9 Quality Code 3 char 1 C √ number June 2016 10 Number of Overdue Days 3 num 5 C number June 2016 11 Quality Code 4 char 1 C √ number July 2016 12 Number of Overdue Days 4 num 5 C number July 2016 13 Quality Code 5 char 1 C √ number August 2016 14 Number of Overdue Days 5 num 5 C number August 2016 15 Quality Code 6 char 1 C √ number September 2016 16 Number of Overdue Days 6 num 5 C number September 2016 17 Quality Code 7 char 1 C √ number October 2016 18 Number of Overdue Days 7 num 5 C number October 2016 19 Quality Code 8 char 1 C √ number November 2016 20 Number of Overdue Days 8 num 5 C number November 2016 21 Quality Code 9 char 1 C √ number December 2016 22 Number of Overdue Days 9 num 5 C number December 2016 23 Quality Code 10 char 1 C √ number January 2017 24 Number of Overdue Days 10 num 5 C number January 2017 25 Quality Code 11 char 1 C √ number February 2017 26 Number of Overdue Days 11 num 5 C number February 2017 27 Quality Code 12 char 1 C √ number March 2017 28 Number of Overdue Days 12 num 5 C number March 2017 Note:

Primary Key
Mandatory/Conditional/Optional

340 -
This copy is consistent with the original
Deputy Director of Legal Directorate 1 as Acting Director of Legal Directorate 1 Legal Department signed Wiwit Puspasari Established in Jakarta on 27 September 2017 CHIEF EXECUTIVE OF BANKING SUPERVISOR FINANCIAL SERVICES AUTHORITY, signed HERU KRISTIYANA

Circular Letter of the Financial Services Authority Number 50/SEOJK.03/2017 on Debtor Reporting and Information Requests via the Financial Information Service System

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