Circular No. 3310 — Establishes procedures for the monthly transmission of client information under the Central Credit Risk System (CRC) and the Central Bank Credit Information System (SCR)

CIRCULAR NO. 3,310
Establishes procedures for the monthly transmission of client information, within the scope of the Central Credit Risk System (CRC) and the Central Bank Credit Information System (SCR).

The Collegiate Board of the Central Bank of Brazil, in a session held on January 11, 2006, considering the provisions of Article 4 of Resolution 2,724 of May 31, 2000, Resolution 2,798 of November 30, 2000, and Article 9 of Resolution 2,874 of July 26, 2001,

D E C I D E D:

Art. 1 Establish the following procedures, regarding the transmission of information to the Central Credit Risk System - CRC, governed by Circulars 2,977 of April 6, 2000, and 2,999 of August 24, 2000, and to the Central Bank Credit Information System - SCR, governed by Circulars 3,098 of March 20, 2002, and 3,214 of December 11, 2003:

I - maintain the transmission of information to the SCR and suspend, from the January 2006 base date, the transmission of information to the CRC for multiple banks, commercial banks, development banks, investment banks, the National Bank for Economic and Social Development (BNDES), Caixa Econômica Federal, mortgage companies, leasing companies, credit, financing and investment companies, real estate credit companies, development agencies, savings and loan associations, credit cooperatives whose classified portfolio value exceeds R$2,000,000.00 (two million reais) on the November 2005 base date, credit cooperatives with free admission of members as referred to in Article 9, item VI, of the Regulation annexed to Resolution 3,321 of September 30, 2005, and Luzzatti-type credit cooperatives;

II - determine the transmission of information to the SCR and suspend the transmission of information to the CRC from the June 2006 base date, for credit cooperatives whose classified portfolio value is equal to or less than R$2,000,000.00 (two million reais) on the November 2005 base date and for microentrepreneur credit societies.

§ 1 The transmission of information to the SCR is permitted for the institutions referred to in item II, exclusively for testing purposes, from the January 2006 base date, without the imposition of fines provided for in Resolution 2,901 of October 31, 2001.

§ 2 The operationalization of the provisions of § 1 shall be established by the Departments of Indirect Supervision and Information Management (Desig), of Supervision of Cooperatives and Non-Bank Institutions and of Handling Demands and Complaints (Desuc) and of Information Technology (Deinf).

Art. 2 The delivery date for the following documents is changed to February 20, 2006:

I - Cadoc 3020 - Individualized Credit Risk Data and Cadoc 3030 - Aggregated Credit Risk Data, referring to base dates from September 2002 to December 2005;

II - Cadoc 3026 - Complementary Individualized Credit Risk Data referring to base dates December 2002, June 2003, December 2003, June 2004, December 2004 and June 2005.

Art. 3 This circular enters into force on the date of its publication.

Art. 4 Articles 1, 2 and 4 of Circular 3,214 of December 11, 2003 are revoked.

Brasília, January 11, 2006.

Paulo Sergio Cavalheiro
Director
João Antônio Fleury Teixeira
Director
Sérgio Darcy da Silva Alves
Director

This text does not replace the published version in the DOU and in Sisbacen.