Palestine Monetary Authority

Palestine Monetary Authority

(2008/7) Circular No.

To all banks operating in Palestine

Date: Wednesday, January 09, 2008

Subject: Facility File Number

With reference to the field visits and telephone conversations conducted with banks during the period 29/12/2007 - 03/01/2008 to discuss certain issues related to the new credit information service, including the use of the facility file number as a fundamental element in matching parallel financial data in the monthly facility file. Given the capability of bank systems to handle this matter according to the results of follow-ups and field visits, which enables addressing duplication cases that appear during file migration, and to raise the level of reliability and accuracy in the correctness of data migrated to the credit information database, it has been decided to adopt the addition of a field at the end of the monthly facility file (Field No. 42 as per the attachment). This field discloses the (Unified Facility File Number), where the number of each facility (direct and indirect) is disclosed in this field, including overdraft accounts and credit cards.

To facilitate the task of assigning unified numbers to guarantee facilities (direct and indirect), the same facility number is used to guarantee a single facility, thereby eliminating the need to create new numbers to guarantee facilities.

The number is composed of a set of numeric or alphabetic elements, or both, in a manner deemed appropriate by banks, provided that the number of digits does not exceed 40 characters.

Bank administrations are requested to immediately prepare to add the number to the facility file for the month of February 2008.

Thank you for your cooperation,

Dr. Head of Bank Supervision
Palestine Monetary Authority

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Ramallah - Al Bireh P.O. Box 452 - Tel.: 02-2409920 - Fax: 02-2409922 Gaza - P.O. Box 4026 - Tel.: 08-2825713 - Fax: 08-2844487 E-mail: info@pma.ps Ramallah - Al Bireh P.O. Box 452 - Tel.: 02-2409920 - Fax: 02-2409922 Gaza - P.O. Box 4026 - Tel.: 08-2825713 - Fax: 08-2844487 www.pma.ps

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Facility File Description

Seq.	Field Name	Note
1	Customer ID/ Registration Number	ID number, passport, registration (company/environmental)
2	Customer Type	Value 0 is used for customers or companies/banks, and the debit code is used according to international coding for non-residents
3	Facility Category	Facility classification
4	Bank Number	Issuing bank number
5	Branch Number	Issuing branch number
6	Month	Month in numbers (MM)
7	Year	Year in numbers (YYYY)
8	Facility Type	Facility type
9	Currency	Issuing currency
10	Economic Secton	Economic sector
11	Customer Status	Customer status assessment according to Circular 121
12	Credit Limit	Granted limit
13	Used Balance	Utilized balance
14	Allocated Provision	Allocated provision amount
15	Granted Date	Facility grant date
16	Last Installment Due Date	Due date of last installment
17	Unpaid due installments	Value of unpaid due installments
18	Installment Frequency	Type of periodic installment
19	Installment Value	Value of periodic installment

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Seq.	Field Name	Note
20	Legal Procedures	Legal procedures taken against the customer
21	Number of Installments	Number of granted facility installments
22	Last Installment Paid Date	Date of last paid installment
23	G1	Value of first guarantee
24	G2	Value of second guarantee
25	G3	Value of third guarantee
26	G4	Value of fourth guarantee
27	G5	Value of fifth guarantee
28	G6	Value of sixth guarantee
29	G7	Value of seventh guarantee
30	G8	Value of eighth guarantee
31	G9	Value of ninth guarantee
32	G10	Value of tenth guarantee
33	G11	Value of eleventh guarantee
34	G12	Value of twelfth guarantee
35	G13	Value of thirteenth guarantee
36	G14	Value of fourteenth guarantee
37	G15	Value of fifteenth guarantee
38	G16	Value of sixteenth guarantee
39	G17	Value of seventeenth guarantee
40	G18	Value of eighteenth guarantee
41	G19	Value of nineteenth guarantee
42	Facility ID	A Unique identification code for the facility as provided by the bank

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Important Notes:

1. Data in files sent by the bank must match the sequence above, with a semicolon (;) between each field and the following one when sent as a TXT file.
2. The Windows Arabic Code page is adopted in the file for writing names and addresses in Arabic.
3. All fields in the table are mandatory, and if information is unavailable, the relevant field is left blank while keeping the semicolon (;) in its designated place.
4. The bank numbers used in the file are the currently used bank numbers.