Circular OPRAC 1-1264, RUNOR 1-1861: Other Services and Activities Provided by Regulated Entities. Productive Recovery Program II (REPRO II). Adjustments.

YEAR OF THE DEFENSE OF LIFE, LIBERTY AND PROPERTY COMMUNICATION “A” 8128 07/11/2024 TO FINANCIAL ENTITIES, TO EXCHANGE OPERATORS, TO NON-FINANCIAL COMPANIES ISSUING CREDIT CARDS, TO NON-FINANCIAL COMPANIES ISSUING PURCHASE CARDS, TO OTHER NON-FINANCIAL CREDIT PROVIDERS, TO ELECTRONIC CLEARING HOUSES, NON-BANK TAX AND/OR SERVICE COLLECTION COMPANIES:
Ref.: Circular OPRAC 1-1264, RUNOR 1-1861: Other Services and Activities Provided by Regulated Entities. Productive Recovery Program II (REPRO II). Adjustments. ___________________________________________________________________________ We address you to inform you that this Institution adopted the resolution which, in its relevant part, establishes:
“- To repeal, effective from 01/12/24, Section 5 of the consolidated text on Other Services and Activities Provided by Regulated Entities referring to the refinancing of installments for clients who are employers covered by the Productive Recovery Program II.” In this regard, we send you the pages that, replacing those previously provided, should be incorporated into the consolidated text of the reference. In this sense, it is reminded that on this Institution's website www.bcra.gob.ar, by accessing “Financial System - LEGAL AND REGULATORY FRAMEWORK - Orders and summaries - Consolidated texts of general regulations”, the modifications made with texts highlighted in special characters (strikethrough and bold) will be found. Sincerely yours, CENTRAL BANK OF THE ARGENTINE REPUBLIC Darío C. Stefanelli Marina Ongaro Principal Manager of Issuance and Regulatory Applications Deputy General Manager of Financial Regulation WITH COPY TO CREDIT CARD ADMINISTRATORS
ANNEX

• Index -
  Section 1. Scope.
  1.1. Financial entities.
  1.2. Non-financial companies issuing credit and/or purchase cards.
  1.3. Electronic clearing houses and credit card administering companies.
  1.4. Other non-financial credit providers registered in the corresponding registry enabled by SEFYC, exchange operators, and non-bank collection companies.
  Section 2. Financial payment check sales service.
  2.1. Characteristics.
  2.2. Cancellation.
  2.3. Deposit.
  Section 3. Identification of contributions to electoral campaigns.
  3.1. Non-financial companies issuing credit and/or purchase cards.
  3.2. Financial entities.
  Section 4. Credits granted under Decree 463/23.
  Section 5. Public attention and services.
  Correlation table.
  B.C.R.A.
  CONSOLIDATED TEXT OF THE REGULATIONS ON
  OTHER SERVICES AND ACTIVITIES PROVIDED BY
  REGULATED ENTITIES
  Version: 2nd. COMMUNICATION “A” 8128 Effective:
  01/12/2024 Page 1

1.1. Financial entities.
The provisions contained in Sections 2., 4. and 5. shall apply.
1.2. Non-financial companies issuing credit and/or purchase cards.
The provisions contained in Sections 3. and 5. shall apply.
1.3. Electronic clearing houses and credit card administering companies.
The provisions contained in Section 4. shall apply.
1.4. Other non-financial credit providers registered in the corresponding registry enabled by SEFYC, exchange operators, and non-bank collection companies.
The provisions contained in Section 5. shall apply.
B.C.R.A. OTHER SERVICES AND ACTIVITIES PROVIDED BY REGULATED ENTITIES
Section 1. Scope.
Version: 2nd. COMMUNICATION “A” 8128 Effective:
01/12/2024 Page 1

Financial entities, non-financial companies issuing credit and/or purchase cards, other non-financial credit providers registered in the corresponding registry enabled by SEFYC, exchange operators, and non-bank collection companies, if they decide to organize in-person public attention with an appointment system, must clearly display this circumstance on their websites, appointments must be easily processed through these pages or by another electronic means they make available (e.g., email and/or telephone) and the assigned date cannot exceed 3 business days from the request. If the service capacity of each operational branch and service (e.g., commercial service officers, cashiers, etc.) allows, customers without appointments must be served, prioritizing the attention of customers in the following paragraph and those who have an appointment. Additionally, regulated entities must prioritize in-person attention without requiring an appointment for:

• Persons presenting their valid Unique Disability Certificate and persons with reduced mobility, motor deficiencies, or difficulties in accessing and/or remaining at user service points.
• Payment of pension benefits or social security benefits that are part of the Argentine Integrated Pension System (SIPA) and those whose administering entity corresponds to provincial jurisdictions or the Autonomous City of Buenos Aires: this must be carried out according to the schedule established by the respective organization. On the day beneficiaries must appear to collect their retirement, pension, and/or benefit, they may carry out any other procedure.
  B.C.R.A. OTHER SERVICES AND ACTIVITIES PROVIDED BY REGULATED ENTITIES
  Section 5. Public attention and services.
  Version: 2nd. COMMUNICATION “A” 8128 Effective:
  01/12/2024 Page 1

B.C.R.A.
ORIGIN OF THE PROVISIONS CONTAINED IN THE CONSOLIDATED TEXT ON OTHER SERVICES AND ACTIVITIES PROVIDED BY REGULATED ENTITIES

CONSOLIDATED TEXT	ORIGINATING REGULATION	OBSERVATIONS
Sec.	Point	Para.	Comm.	Annex	Chap.	Sec.	Point	Para.
1.
	1.1.		“A” 7949
	1.2.		“A” 7949
	1.3.		“A” 7949
	1.4.		“A” 7949
2.
	2.1.	1.	“A” 3249					According to Comm. “A” 7949.
	2.2.	1.	“A” 3249					According to Comm. “A” 7949.
	2.3.	1.	“A” 3249					According to Comm. “A” 7949.
	last	2.	“A” 3249					According to Comm. “A” 7949.
3.
	3.1.	1.	“A” 6714
	3.2.		“A” 7949
4.
	4.1.	1.	“A” 7839					According to Comm. “A” 7949.
	4.2.	3.	“A” 7839					According to Comm. “A” 7949.
5.
		2. y 4.	“A” 7398					According to Comm. “A” 7427 and 7525.