CLAMB-26-01 — 60 Day Grace Period for Q1 2026 Mortgage Call Report Filing Version 7

STATE OF WASHINGTON
DEPARTMENT OF FINANCIAL INSTITUTIONS
DIVISION OF CONSUMER SERVICES
P.O. BOX 41200 • Olympia, Washington 98504-1200 Telephone (360) 902-8703 • TDD (360) 664-8126 • FAX (360) 596-3868 • http://www.dfi.wa.gov/cs CLAMB-26-01 CONSUMER LOAN ACT AND MORTGAGE BROKER PRACTICES ACT Interim Guidance, CLAMB-26-01 DATE: February 3, 2026 TO: Consumer Loan Company and Mortgage Broker Licensees FROM: Ali Higgs, Director, Division of Consumer Services RE: 60 Day Grace Period for Q1 2026 Mortgage Call Report Filing Version 7 The Department’s Guidance Consumer loan company and mortgage broker licensees are required to submit call reports through the Nationwide Mortgage Licensing System (“NMLS”) in a form and containing the information prescribed by the Department of Financial Institutions (“Department”) or as deemed necessary by the NMLS.1 Beginning April 1, 2026, consumer loan company and mortgage broker licensees will be required to submit their Mortgage Call Report using the new Mortgage Call Report Form Version 7. This interim guidance expresses the Department’s intent to provide a 60-day grace period for licensees to file the Mortgage Call Report for the first quarter of 2026 (“Q1 2026 MCR”). As the original deadline to file for the first quarter of 2026 (January 1, through March 31, 2026) is May 15, 2026, the new deadline to file the Q1 2026 MCR for Washington State is July 14, 2026. Licensees are encouraged to file accurately and timely. Licensees should refer to the NMLS Resource Center (link) to review the filing requirements for each type of business activity. This interim guidance does not amend the Consumer Loan Act, chapter 31.04 RCW, or chapter 208-620 WAC, or the Mortgage Broker Practices Act, chapter 19.146 RCW, or chapter 208-660 WAC. This interim guidance is subject to change or withdrawal. // Prepared by: Jeanju Choi, Chief of Regulatory Affairs, Division of Consumer Services jeanju.choi@dfi.wa.gov 1 RCW 19.146.390; WAC 208-660-400(1); RCW 31.04.277; WAC 208-620-431.