RegAlert2025-11-28 | Resolução CMN 5265Added
CMN Resolution No. 5265 — Amends Resolution CMN No. 5057 Regarding the Portability of Credit and Financial Leasing Operations
This resolution amends Resolution CMN No. 5057 to mandate that credit portability information exchanges occur exclusively via electronic systems managed by Central Bank of Brazil-authorized entities or through the Open Finance infrastructure. It requires the original creditor to request resource transfers within five business days for system-managed exchanges and three business days for Open Finance exchanges. Additionally, institutions are prohibited from processing portability requests for the same credit contract if a request is already pending in either channel.
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Resolution No. 5.265
CMN RESOLUTION NO. 5,265,
OF NOVEMBER 28, 2025
Amends Resolution CMN No. 5,057, of December 15, 2022, which provides for the portability of credit operations and financial leasing.
The Central Bank of Brazil, in accordance with Article 9 of Law No. 4,595, of December 31, 1964, makes it public that the National Monetary Council, in a session held on November 27, 2025, based on Articles 4, caput, items VI and VIII, of the aforementioned Law, 20, § 1, of Law No. 4,864, of November 29, 1965, 1 of Decree-Law No. 70, of November 21, 1966, 33-E of Law No. 9,514, of November 20, 1997, 7 and 23, caput, item "a", of Law No. 6,099, of September 12, 1974, 1, caput, item II, of Law No. 10,194, of February 14, 2001, and 1, § 1, of Complementary Law No. 130, of April 17, 2009,
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This document amends: Resolution CMN No. 5,057 — Portability of Credit Operations and Financial Leasing
Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works
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