RegAlert2022-12-15 | Resolução CMN 5057Added · Updated
Resolution CMN No. 5,057 — Portability of Credit Operations and Financial Leasing
Resolution CMN No. 5,057 regulates the portability of credit operations and financial leasing for financial institutions and entities authorized by the Central Bank of Brazil. It establishes procedures for electronic information exchange, including via Open Finance infrastructure, and sets specific deadlines for resource transfers and document issuance. The regulation prohibits passing information exchange and transfer costs to the debtor, allows the original creditor to charge origination costs to the proposing institution, and bans such reimbursement for post-paid invoice balances. It also defines key terms, mandates public disclosure of portability rights, and revokes previous resolutions to update the regulatory framework.
BCB published 15 documents in the last 30 days — get each new one by email the day it lands.
RESOLUTION
CMN NO. 5,057, OF DECEMBER 15, 2022
Provides for the portability of credit operations and financial leasing.
The Central Bank of Brazil, in accordance with Art. 9 of Law No. 4,595, of December 31, 1964, makes it public that the National Monetary Council, in a session held on December 15, 2022, based on Arts. 4, items VI, VIII, and IX, of the aforementioned Law, 20, § 1, of Law No. 4,864, of November 29, 1965, 1 of Decree-Law No. 70, of November 21, 1966, 33-E of Law No. 9,514, of November 20, 1997, 7 and 23, item "a", of Law No. 6,099, of September 12, 1974, 1, item II, of Law No. 10,194, of February 14, 2001, and 1, § 1, of Complementary Law No. 130, of April 17, 2009,
Read the rest free, and get an email when BCB publishes again
Lineage: Amended
Show all related documents (14)
- Supersedes
- CMN Resolution No. 3401 dated 2006-09-06not in RegAlertCMN Resolution No. 4292 dated 2013-12-20not in RegAlertCMN Resolution No. 4762 dated 2019-11-27not in RegAlertCMN Resolution No. 4862 dated 2020-10-23not in RegAlert
- Amended by
- CMN Resolution No. 5265 — Amends Resolution CMN No. 5057 Regarding the Portability of Credit and Financial Leasing Operations2025CMN Resolution No. 5,112 of December 21, 20232023
- Issued under
- Complementary Law No. 130, of April 17, 2009 – National Cooperative Credit System2009Act No. 70 dated 1966-11-21not in RegAlertLaw No. 10194 dated 2001-02-14not in RegAlertLaw No. 4595 dated 1964-12-31not in RegAlertLaw No. 4864 dated 1965-11-29not in RegAlertLaw No. 6099 dated 1974-09-12not in RegAlert
+1 more
Law No. 9514 dated 1997-11-20not in RegAlert - Basis for
- BCB Resolution No. 283 — Procedures for Resource Transfer to Effectuate Credit Portability and Financial Leasing2023
Timeline
Amended 2 times · last 2025-11-28
Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works
More like this from BCB
BCB published 15 documents in the last 30 days. We email you each new one the day it's published.