Commission Implementing Regulation (EU) 2026/1094 laying down rules for the application of Directive 2009/138/EC as regards technical information for the calculation of technical provisions and basic own funds

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Document 32026R1094

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Commission Implementing Regulation (EU) 2026/1094 of 21 May 2026 laying down rules for the application of Directive 2009/138/EC of the European Parliament and of the Council as regards technical information for the calculation of technical provisions and basic own funds for reporting with reference dates from 31 March 2026 until 29 June 2026

C/2026/3229

OJ L, 2026/1094, 22.5.2026, ELI: http://data.europa.eu/eli/reg_impl/2026/1094/oj (BG, ES, CS, DA, DE, ET, EL, EN, FR, GA, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)

In force

ELI: http://data.europa.eu/eli/reg_impl/2026/1094/oj

Language 1

Language 2

Language 3

Official Journal of the European Union

L series

2026/1094

22.5.2026

COMMISSION IMPLEMENTING REGULATION (EU) 2026/1094

of 21 May 2026

laying down rules for the application of Directive 2009/138/EC of the European Parliament and of the Council as regards technical information for the calculation of technical provisions and basic own funds for reporting with reference dates from 31 March 2026 until 29 June 2026

(Text with EEA relevance)

THE EUROPEAN COMMISSION,

Having regard to the Treaty on the Functioning of the European Union,

Having regard to Directive 2009/138/EC of the European Parliament and of the Council of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II) ( 1 ) , and in particular Article 77e(2), third subparagraph, thereof,

Whereas:

(1)

In order to ensure uniform conditions for the calculation of technical provisions and basic own funds by insurance and reinsurance undertakings for the purposes of Directive 2009/138/EC, technical information on relevant risk-free interest rate term structures, fundamental spreads for the calculation of the matching adjustment and volatility adjustments should be laid down for every reference date.

(2)

Insurance and re-insurance undertakings should use the technical information, which is based on market data related to the end of the last month preceding the first reporting reference date to which this Regulation applies. On 10 April 2026, the European Insurance and Occupational Pensions Authority provided the Commission with the technical information related to end of March 2026 market data. That information was published on 10 April 2026 in accordance with Article 77e(1) of Directive 2009/138/EC.

(3)

Given the need for the immediate availability of the technical information, it is important that this Regulation enters into force as a matter of urgency.

(4)

For prudential reasons it is necessary that insurance and reinsurance undertakings use the same technical information for calculating technical provisions and basic own funds irrespective of the date on which they report to their competent authorities. This Regulation should therefore apply from the first reporting reference date set out in this Regulation.

(5)

To provide legal certainty, it is duly justified on imperative grounds of urgency related to the availability of the relevant risk-free interest rate term structure that measures provided for in this Regulation be adopted in accordance with Article 8, in conjunction with Article 4, of Regulation (EU) No 182/2011 of the European Parliament and of the Council ( 2 ) ,

HAS ADOPTED THIS REGULATION:

Article 1

Insurance and reinsurance undertakings shall use the technical information referred to in paragraph 2 when calculating technical provisions and basic own funds for reporting with reference dates from 31 March 2026 until 29 June 2026.
For each relevant currency, the technical information used to calculate the best estimate in accordance with Article 77 of Directive 2009/138/EC, the matching adjustment in accordance with Article 77c of that Directive and the volatility adjustment in accordance with Article 77d of that Directive, shall be the following:

(a)

the relevant risk-free interest rate term structures set out in Annex I to this Regulation;

(b)

the fundamental spreads for the calculation of the matching adjustment set out in Annex II to this Regulation;

(c)

for each relevant national insurance market, the volatility adjustments set out in Annex III to this Regulation.

Article 2

This Regulation shall enter into force on the day following that of its publication in the Official Journal of the European Union .

It shall apply from 31 March 2026.

This Regulation shall be binding in its entirety and directly applicable in all Member States.

Done at Brussels, 21 May 2026.

For the Commission

The President

Ursula VON DER LEYEN

( 1 )

OJ L 335, 17.12.2009, p.1 , ELI: http://data.europa.eu/eli/dir/2009/138/oj .

( 2 ) Regulation (EU) No 182/2011 of the European Parliament and of the Council of 16 February 2011 laying down the rules and general principles concerning mechanisms for control by Member States of the Commission's exercise of implementing powers ( OJ L 55, 28.2.2011, p. 13 ), ELI: http://data.europa.eu/eli/reg/2011/182/oj ).

ANNEX I

Relevant risk-free interest rate term structures to calculate the best estimate, without any matching adjustment or volatility adjustment

Term to maturity (in years)

Euro

Czech koruna

Danish krone

Forint

Krona

Pound sterling

2,607 %

3,870 %

2,597 %

6,548 %

2,408 %

4,246 %

2,698 %

4,108 %

2,688 %

6,768 %

2,589 %

4,278 %

2,746 %

4,199 %

2,736 %

6,937 %

2,654 %

4,231 %

2,759 %

4,250 %

2,749 %

7,054 %

2,701 %

4,211 %

2,783 %

4,290 %

2,773 %

7,136 %

2,751 %

4,222 %

2,817 %

4,324 %

2,807 %

7,180 %

2,805 %

4,252 %

2,856 %

4,356 %

2,846 %

7,199 %

2,857 %

4,298 %

2,898 %

4,388 %

2,887 %

7,186 %

2,906 %

4,354 %

2,940 %

4,421 %

2,930 %

7,156 %

2,949 %

4,416 %

2,981 %

4,457 %

2,971 %

7,120 %

2,985 %

4,480 %

3,021 %

4,495 %

3,011 %

7,080 %

3,016 %

4,540 %

3,060 %

4,532 %

3,050 %

7,041 %

3,041 %

4,599 %

3,093 %

4,564 %

3,083 %

7,009 %

3,062 %

4,654 %

3,126 %

4,589 %

3,115 %

6,979 %

3,080 %

4,704 %

3,143 %

4,604 %

3,133 %

6,955 %

3,096 %

4,749 %

3,151 %

4,609 %

3,141 %

6,923 %

3,109 %

4,788 %

3,154 %

4,606 %

3,144 %

6,882 %

3,121 %

4,822 %

3,154 %

4,596 %

3,144 %

6,834 %

3,132 %

4,852 %

3,153 %

4,581 %

3,143 %

6,781 %

3,141 %

4,877 %

3,152 %

4,563 %

3,141 %

6,724 %

3,150 %

4,897 %

3,151 %

4,542 %

3,141 %

6,666 %

3,157 %

4,914 %

3,150 %

4,520 %

3,141 %

6,606 %

3,164 %

4,926 %

3,151 %

4,496 %

3,141 %

6,546 %

3,171 %

4,935 %

3,151 %

4,471 %

3,142 %

6,487 %

3,176 %

4,940 %

3,152 %

4,445 %

3,143 %

6,428 %

3,182 %

4,940 %

3,153 %

4,420 %

3,144 %

6,370 %

3,186 %

4,938 %

3,155 %

4,395 %

3,146 %

6,313 %

3,191 %

4,932 %

3,156 %

4,369 %

3,147 %

6,258 %

3,195 %

4,923 %

3,158 %

4,344 %

3,149 %

6,204 %

3,199 %

4,912 %

3,160 %

4,320 %

3,151 %

6,152 %

3,202 %

4,899 %

3,162 %

4,296 %

3,153 %

6,102 %

3,206 %

4,884 %

3,164 %

4,273 %

3,156 %

6,053 %

3,209 %

4,868 %

3,166 %

4,250 %

3,158 %

6,006 %

3,212 %

4,850 %

3,168 %

4,228 %

3,160 %

5,961 %

3,214 %

4,831 %

3,170 %

4,206 %

3,162 %

5,917 %

3,217 %

4,811 %

3,172 %

4,186 %

3,164 %

5,875 %

3,219 %

4,789 %

3,174 %

4,166 %

3,166 %

5,835 %

3,222 %

4,766 %

3,176 %

4,146 %

3,169 %

5,796 %

3,224 %

4,742 %

3,178 %

4,127 %

3,171 %

5,759 %

3,226 %

4,717 %

3,180 %

4,109 %

3,173 %

5,723 %

3,228 %

4,690 %

3,182 %

4,092 %

3,175 %

5,688 %

3,230 %

4,662 %

3,184 %

4,075 %

3,177 %

5,655 %

3,231 %

4,634 %

3,185 %

4,058 %

3,179 %

5,623 %

3,233 %

4,605 %

3,187 %

4,043 %

3,181 %

5,593 %

3,235 %

4,577 %

3,189 %

4,027 %

3,183 %

5,563 %

3,236 %

4,548 %

3,191 %

4,013 %

3,185 %

5,535 %

3,237 %

4,520 %

3,193 %

3,998 %

3,187 %

5,507 %

3,239 %

4,492 %

3,194 %

3,985 %

3,189 %

5,481 %

3,240 %

4,465 %

3,196 %

3,971 %

3,190 %

5,456 %

3,241 %

4,439 %

3,198 %

3,959 %

3,192 %

5,431 %

3,243 %

4,414 %

3,199 %

3,946 %

3,194 %

5,407 %

3,244 %

4,390 %

3,201 %

3,934 %

3,195 %

5,385 %

3,245 %

4,367 %

3,202 %

3,923 %

3,197 %

5,363 %

3,246 %

4,345 %

3,204 %

3,912 %

3,199 %

5,341 %

3,247 %

4,324 %

3,205 %

3,901 %

3,200 %

5,321 %

3,248 %

4,304 %

3,207 %

3,890 %

3,202 %

5,301 %

3,249 %

4,284 %

3,208 %

3,880 %

3,203 %

5,282 %

3,250 %

4,266 %

3,210 %

3,870 %

3,205 %

5,264 %

3,251 %

4,248 %

3,211 %

3,861 %

3,206 %

5,246 %

3,252 %

4,231 %

3,212 %

3,852 %

3,208 %

5,228 %

3,252 %

4,214 %

3,214 %

3,843 %

3,209 %

5,212 %

3,253 %

4,198 %

3,215 %

3,834 %

3,210 %

5,195 %

3,254 %

4,183 %

3,216 %

3,826 %

3,212 %

5,180 %

3,255 %

4,168 %

3,217 %

3,818 %

3,213 %

5,164 %

3,255 %

4,153 %

3,218 %

3,810 %

3,214 %

5,149 %

3,256 %

4,139 %

3,220 %

3,802 %

3,215 %

5,135 %

3,257 %

4,126 %

3,221 %

3,795 %

3,216 %

5,121 %

3,257 %

4,113 %

3,222 %

3,788 %

3,218 %

5,108 %

3,258 %

4,100 %

3,223 %

3,781 %

3,219 %

5,094 %

3,259 %

4,088 %

3,224 %

3,774 %

3,220 %

5,082 %

3,259 %

4,077 %

3,225 %

3,767 %

3,221 %

5,069 %

3,260 %

4,065 %

3,226 %

3,761 %

3,222 %

5,057 %

3,260 %

4,054 %

3,227 %

3,754 %

3,223 %

5,045 %

3,261 %

4,043 %

3,228 %

3,748 %

3,224 %

5,034 %

3,261 %

4,033 %

3,229 %

3,742 %

3,225 %

5,023 %

3,262 %

4,023 %

3,229 %

3,736 %

3,226 %

5,012 %

3,263 %

4,013 %

3,230 %

3,731 %

3,227 %

5,001 %

3,263 %

4,003 %

3,231 %

3,725 %

3,228 %

4,991 %

3,263 %

3,994 %

3,232 %

3,720 %

3,228 %

4,981 %

3,264 %

3,985 %

3,233 %

3,715 %

3,229 %

4,971 %

3,264 %

3,976 %

3,234 %

3,709 %

3,230 %

4,962 %

3,265 %

3,967 %

3,234 %

3,704 %

3,231 %

4,952 %

3,265 %

3,959 %

3,235 %

3,700 %

3,232 %

4,943 %

3,266 %

3,951 %

3,236 %

3,695 %

3,233 %

4,934 %

3,266 %

3,943 %

3,237 %

3,690 %

3,233 %

4,926 %

3,267 %

3,935 %

3,237 %

3,686 %

3,234 %

4,917 %

3,267 %

3,928 %

3,238 %

3,681 %

3,235 %

4,909 %

3,267 %

3,920 %

3,239 %

3,677 %

3,236 %

4,901 %

3,268 %

3,913 %

3,239 %

3,673 %

3,236 %

4,893 %

3,268 %

3,906 %

3,240 %

3,669 %

3,237 %

4,885 %

3,268 %

3,899 %

3,241 %

3,664 %

3,238 %

4,878 %

3,269 %

3,892 %

3,241 %

3,661 %

3,238 %

4,870 %

3,269 %

3,886 %

3,242 %

3,657 %

3,239 %

4,863 %

3,269 %

3,879 %

3,243 %

3,653 %

3,240 %

4,856 %

3,270 %

3,873 %

3,243 %

3,649 %

3,240 %

4,849 %

3,270 %

3,867 %

3,244 %

3,645 %

3,241 %

4,842 %

3,270 %

3,861 %

3,244 %

3,642 %

3,241 %

4,836 %

3,271 %

3,855 %

3,245 %

3,638 %

3,242 %

4,829 %

3,271 %

3,849 %

3,245 %

3,635 %

3,243 %

4,823 %

3,271 %

3,844 %

100

3,246 %

3,632 %

3,243 %

4,817 %

3,272 %

3,838 %

101

3,247 %

3,628 %

3,244 %

4,811 %

3,272 %

3,833 %

102

3,247 %

3,625 %

3,244 %

4,805 %

3,272 %

3,828 %

103

3,248 %

3,622 %

3,245 %

4,799 %

3,272 %

3,822 %

104

3,248 %

3,619 %

3,245 %

4,793 %

3,273 %

3,817 %

105

3,249 %

3,616 %

3,246 %

4,787 %

3,273 %

3,812 %

106

3,249 %

3,613 %

3,246 %

4,782 %

3,273 %

3,807 %

107

3,249 %

3,610 %

3,247 %

4,776 %

3,273 %

3,803 %

108

3,250 %

3,607 %

3,247 %

4,771 %

3,274 %

3,798 %

109

3,250 %

3,604 %

3,248 %

4,766 %

3,274 %

3,793 %

110

3,251 %

3,601 %

3,248 %

4,760 %

3,274 %

3,789 %

111

3,251 %

3,599 %

3,249 %

4,755 %

3,274 %

3,784 %

112

3,252 %

3,596 %

3,249 %

4,750 %

3,275 %

3,780 %

113

3,252 %

3,593 %

3,250 %

4,746 %

3,275 %

3,776 %

114

3,253 %

3,591 %

3,250 %

4,741 %

3,275 %

3,772 %

115

3,253 %

3,588 %

3,251 %

4,736 %

3,275 %

3,767 %

116

3,253 %

3,586 %

3,251 %

4,731 %

3,275 %

3,763 %

117

3,254 %

3,583 %

3,251 %

4,727 %

3,276 %

3,759 %

118

3,254 %

3,581 %

3,252 %

4,722 %

3,276 %

3,755 %

119

3,255 %

3,579 %

3,252 %

4,718 %

3,276 %

3,752 %

120

3,255 %

3,576 %

3,253 %

4,714 %

3,276 %

3,748 %

121

3,255 %

3,574 %

3,253 %

4,709 %

3,276 %

3,744 %

122

3,256 %

3,572 %

3,253 %

4,705 %

3,277 %

3,740 %

123

3,256 %

3,570 %

3,254 %

4,701 %

3,277 %

3,737 %

124

3,256 %

3,567 %

3,254 %

4,697 %

3,277 %

3,733 %

125

3,257 %

3,565 %

3,254 %

4,693 %

3,277 %

3,730 %

126

3,257 %

3,563 %

3,255 %

4,689 %

3,277 %

3,726 %

127

3,257 %

3,561 %

3,255 %

4,685 %

3,278 %

3,723 %

128

3,258 %

3,559 %

3,256 %

4,681 %

3,278 %

3,720 %

129

3,258 %

3,557 %

3,256 %

4,678 %

3,278 %

3,716 %

130

3,258 %

3,555 %

3,256 %

4,674 %

3,278 %

3,713 %

131

3,259 %

3,553 %

3,257 %

4,670 %

3,278 %

3,710 %

132

3,259 %

3,551 %

3,257 %

4,667 %

3,278 %

3,707 %

133

3,259 %

3,549 %

3,257 %

4,663 %

3,279 %

3,704 %

134

3,260 %

3,547 %

3,258 %

4,660 %

3,279 %

3,701 %

135

3,260 %

3,546 %

3,258 %

4,656 %

3,279 %

3,698 %

136

3,260 %

3,544 %

3,258 %

4,653 %

3,279 %

3,695 %

137

3,261 %

3,542 %

3,258 %

4,650 %

3,279 %

3,692 %

138

3,261 %

3,540 %

3,259 %

4,646 %

3,279 %

3,689 %

139

3,261 %

3,538 %

3,259 %

4,643 %

3,280 %

3,686 %

140

3,261 %

3,537 %

3,259 %

4,640 %

3,280 %

3,684 %

141

3,262 %

3,535 %

3,260 %

4,637 %

3,280 %

3,681 %

142

3,262 %

3,533 %

3,260 %

4,634 %

3,280 %

3,678 %

143

3,262 %

3,532 %

3,260 %

4,631 %

3,280 %

3,675 %

144

3,262 %

3,530 %

3,260 %

4,628 %

3,280 %

3,673 %

145

3,263 %

3,529 %

3,261 %

4,625 %

3,280 %

3,670 %

146

3,263 %

3,527 %

3,261 %

4,622 %

3,281 %

3,668 %

147

3,263 %

3,525 %

3,261 %

4,619 %

3,281 %

3,665 %

148

3,263 %

3,524 %

3,262 %

4,616 %

3,281 %

3,663 %

149

3,264 %

3,522 %

3,262 %

4,613 %

3,281 %

3,660 %

150

3,264 %

3,521 %

3,262 %

4,611 %

3,281 %

3,658 %

Term to maturity (in years)

Romanian leu

Zloty

Króna

Norwegian krone

Swiss franc

Australian dollar

6,279 %

3,805 %

7,742 %

4,894 %

0,078 %

4,791 %

6,540 %

4,401 %

7,654 %

4,818 %

0,166 %

4,834 %

6,724 %

4,774 %

7,542 %

4,698 %

0,219 %

4,770 %

6,869 %

5,031 %

7,425 %

4,584 %

0,262 %

4,749 %

6,970 %

5,238 %

7,311 %

4,496 %

0,307 %

4,761 %

7,034 %

5,411 %

7,201 %

4,437 %

0,357 %

4,826 %

7,072 %

5,565 %

7,094 %

4,394 %

0,407 %

4,861 %

7,076 %

5,689 %

6,987 %

4,361 %

0,454 %

4,894 %

7,062 %

5,795 %

6,879 %

4,332 %

0,501 %

4,939 %

7,031 %

5,882 %

6,770 %

4,304 %

0,550 %

4,972 %

6,980 %

5,934 %

6,661 %

4,276 %

0,601 %

5,003 %

6,914 %

5,953 %

6,553 %

4,248 %

0,654 %

5,031 %

6,837 %

5,949 %

6,447 %

4,221 %

0,706 %

5,053 %

6,754 %

5,929 %

6,344 %

4,195 %

0,758 %

5,068 %

6,667 %

5,896 %

6,244 %

4,169 %

0,808 %

5,078 %

6,577 %

5,854 %

6,147 %

4,143 %

0,857 %

5,081 %

6,487 %

5,805 %

6,053 %

4,119 %

0,904 %

5,080 %

6,396 %

5,753 %

5,963 %

4,095 %

0,949 %

5,074 %

6,307 %

5,697 %

5,877 %

4,073 %

0,992 %

5,065 %

6,219 %

5,640 %

5,794 %

4,051 %

1,034 %

5,054 %

6,134 %

5,582 %

5,715 %

4,029 %

1,073 %

5,039 %

6,050 %

5,524 %

5,639 %

4,009 %

1,111 %

5,022 %

5,969 %

5,466 %

5,566 %

3,989 %

1,147 %

5,002 %

5,891 %

5,409 %

5,496 %

3,971 %

1,181 %

4,978 %

5,816 %

5,353 %

5,430 %

3,953 %

1,214 %

4,951 %

5,743 %

5,298 %

5,366 %

3,935 %

1,246 %

4,921 %

5,673 %

5,245 %

5,306 %

3,918 %

1,276 %

4,888 %

5,606 %

5,193 %

5,248 %

3,902 %

1,304 %

4,854 %

5,542 %

5,143 %

5,192 %

3,887 %

1,332 %

4,819 %

5,480 %

5,095 %

5,140 %

3,872 %

1,358 %

4,785 %

5,421 %

5,048 %

5,089 %

3,858 %

1,383 %

4,751 %

5,364 %

5,003 %

5,041 %

3,844 %

1,407 %

4,718 %

5,310 %

4,960 %

4,995 %

3,831 %

1,429 %

4,686 %

5,258 %

4,918 %

4,950 %

3,818 %

1,451 %

4,655 %

5,208 %

4,878 %

4,908 %

3,806 %

1,472 %

4,625 %

5,160 %

4,839 %

4,868 %

3,795 %

1,492 %

4,596 %

5,114 %

4,802 %

4,829 %

3,783 %

1,512 %

4,568 %

5,070 %

4,766 %

4,792 %

3,772 %

1,530 %

4,540 %

5,028 %

4,732 %

4,756 %

3,762 %

1,548 %

4,514 %

4,987 %

4,699 %

4,722 %

3,752 %

1,565 %

4,488 %

4,949 %

4,668 %

4,690 %

3,742 %

1,581 %

4,463 %

4,911 %

4,637 %

4,659 %

3,733 %

1,597 %

4,439 %

4,876 %

4,608 %

4,628 %

3,724 %

1,612 %

4,416 %

4,841 %

4,580 %

4,600 %

3,715 %

1,626 %

4,394 %

4,808 %

4,553 %

4,572 %

3,707 %

1,640 %

4,372 %

4,777 %

4,526 %

4,545 %

3,699 %

1,654 %

4,351 %

4,746 %

4,501 %

4,520 %

3,691 %

1,667 %

4,330 %

4,717 %

4,477 %

4,495 %

3,684 %

1,679 %

4,311 %

4,689 %

4,454 %

4,471 %

3,676 %

1,691 %

4,292 %

4,661 %

4,431 %

4,448 %

3,669 %

1,703 %

4,273 %

4,635 %

4,410 %

4,426 %

3,662 %

1,714 %

4,255 %

4,610 %

4,389 %

4,405 %

3,656 %

1,725 %

4,238 %

4,585 %

4,369 %

4,385 %

3,650 %

1,735 %

4,221 %

4,562 %

4,349 %

4,365 %

3,643 %

1,745 %

4,205 %

4,539 %

4,330 %

4,346 %

3,637 %

1,755 %

4,190 %

4,517 %

4,312 %

4,327 %

3,632 %

1,764 %

4,174 %

4,496 %

4,295 %

4,309 %

3,626 %

1,774 %

4,160 %

4,476 %

4,278 %

4,292 %

3,621 %

1,782 %

4,145 %

4,456 %

4,261 %

4,275 %

3,615 %

1,791 %

4,131 %

4,437 %

4,245 %

4,259 %

3,610 %

1,799 %

4,118 %

4,418 %

4,230 %

4,244 %

3,605 %

1,807 %

4,105 %

4,400 %

4,215 %

4,229 %

3,601 %

1,815 %

4,092 %

4,383 %

4,201 %

4,214 %

3,596 %

1,823 %

4,080 %

4,366 %

4,187 %

4,200 %

3,591 %

1,830 %

4,068 %

4,349 %

4,173 %

4,186 %

3,587 %

1,837 %

4,057 %

4,333 %

4,160 %

4,172 %

3,583 %

1,844 %

4,045 %

4,318 %

4,147 %

4,159 %

3,579 %

1,851 %

4,034 %

4,303 %

4,134 %

4,147 %

3,575 %

1,857 %

4,024 %

4,288 %

4,122 %

4,135 %

3,571 %

1,863 %

4,013 %

4,274 %

4,111 %

4,123 %

3,567 %

1,870 %

4,003 %

4,261 %

4,099 %

4,111 %

3,563 %

1,876 %

3,993 %

4,247 %

4,088 %

4,100 %

3,560 %

1,881 %

3,984 %

4,234 %

4,077 %

4,089 %

3,556 %

1,887 %

3,975 %

4,222 %

4,067 %

4,078 %

3,553 %

1,893 %

3,966 %

4,209 %

4,057 %

4,068 %

3,549 %

1,898 %

3,957 %

4,197 %

4,047 %

4,058 %

3,546 %

1,903 %

3,948 %

4,186 %

4,037 %

4,048 %

3,543 %

1,908 %

3,940 %

4,174 %

4,027 %

4,038 %

3,540 %

1,913 %

3,932 %

4,163 %

4,018 %

4,029 %

3,537 %

1,918 %

3,924 %

4,152 %

4,009 %

4,020 %

3,534 %

1,923 %

3,916 %

4,142 %

4,000 %

4,011 %

3,531 %

1,928 %

3,908 %

4,131 %

3,992 %

4,002 %

3,528 %

1,932 %

3,901 %

4,121 %

3,983 %

3,994 %

3,526 %

1,937 %

3,894 %

4,112 %

3,975 %

3,985 %

3,523 %

1,941 %

3,887 %

4,102 %

3,967 %

3,977 %

3,520 %

1,945 %

3,880 %

4,093 %

3,960 %

3,969 %

3,518 %

1,949 %

3,873 %

4,083 %

3,952 %

3,962 %

3,515 %

1,953 %

3,866 %

4,075 %

3,945 %

3,954 %

3,513 %

1,957 %

3,860 %

4,066 %

3,937 %

3,947 %

3,510 %

1,961 %

3,854 %

4,057 %

3,930 %

3,940 %

3,508 %

1,965 %

3,848 %

4,049 %

3,923 %

3,932 %

3,506 %

1,968 %

3,842 %

4,041 %

3,916 %

3,926 %

3,504 %

1,972 %

3,836 %

4,033 %

3,910 %

3,919 %

3,501 %

1,976 %

3,830 %

4,025 %

3,903 %

3,912 %

3,499 %

1,979 %

3,824 %

4,017 %

3,897 %

3,906 %

3,497 %

1,982 %

3,819 %

4,010 %

3,891 %

3,899 %

3,495 %

1,986 %

3,813 %

4,002 %

3,885 %

3,893 %

3,493 %

1,989 %

3,808 %

3,995 %

3,879 %

3,887 %

3,491 %

1,992 %

3,803 %

3,988 %

3,873 %

3,881 %

3,489 %

1,995 %

3,798 %

100

3,981 %

3,867 %

3,875 %

3,487 %

1,998 %

3,793 %

101

3,975 %

3,861 %

3,870 %

3,485 %

2,001 %

3,788 %

102

3,968 %

3,856 %

3,864 %

3,484 %

2,004 %

3,783 %

103

3,961 %

3,850 %

3,859 %

3,482 %

2,007 %

3,778 %

104

3,955 %

3,845 %

3,853 %

3,480 %

2,010 %

3,774 %

105

3,949 %

3,840 %

3,848 %

3,478 %

2,013 %

3,769 %

106

3,943 %

3,835 %

3,843 %

3,477 %

2,015 %

3,765 %

107

3,937 %

3,830 %

3,838 %

3,475 %

2,018 %

3,761 %

108

3,931 %

3,825 %

3,833 %

3,473 %

2,020 %

3,756 %

109

3,925 %

3,820 %

3,828 %

3,472 %

2,023 %

3,752 %

110

3,919 %

3,815 %

3,823 %

3,470 %

2,026 %

3,748 %

111

3,914 %

3,811 %

3,818 %

3,469 %

2,028 %

3,744 %

112

3,908 %

3,806 %

3,814 %

3,467 %

2,030 %

3,740 %

113

3,903 %

3,802 %

3,809 %

3,466 %

2,033 %

3,736 %

114

3,897 %

3,797 %

3,805 %

3,464 %

2,035 %

3,732 %

115

3,892 %

3,793 %

3,800 %

3,463 %

2,037 %

3,728 %

116

3,887 %

3,789 %

3,796 %

3,461 %

2,040 %

3,725 %

117

3,882 %

3,784 %

3,792 %

3,460 %

2,042 %

3,721 %

118

3,877 %

3,780 %

3,787 %

3,459 %

2,044 %

3,718 %

119

3,872 %

3,776 %

3,783 %

3,457 %

2,046 %

3,714 %

120

3,867 %

3,772 %

3,779 %

3,456 %

2,048 %

3,711 %

121

3,863 %

3,768 %

3,775 %

3,455 %

2,050 %

3,707 %

122

3,858 %

3,765 %

3,771 %

3,453 %

2,053 %

3,704 %

123

3,854 %

3,761 %

3,768 %

3,452 %

2,055 %

3,701 %

124

3,849 %

3,757 %

3,764 %

3,451 %

2,057 %

3,697 %

125

3,845 %

3,753 %

3,760 %

3,450 %

2,058 %

3,694 %

126

3,840 %

3,750 %

3,756 %

3,449 %

2,060 %

3,691 %

127

3,836 %

3,746 %

3,753 %

3,447 %

2,062 %

3,688 %

128

3,832 %

3,743 %

3,749 %

3,446 %

2,064 %

3,685 %

129

3,828 %

3,739 %

3,746 %

3,445 %

2,066 %

3,682 %

130

3,824 %

3,736 %

3,742 %

3,444 %

2,068 %

3,679 %

131

3,820 %

3,733 %

3,739 %

3,443 %

2,069 %

3,676 %

132

3,816 %

3,729 %

3,736 %

3,442 %

2,071 %

3,673 %

133

3,812 %

3,726 %

3,732 %

3,441 %

2,073 %

3,670 %

134

3,808 %

3,723 %

3,729 %

3,440 %

2,075 %

3,668 %

135

3,804 %

3,720 %

3,726 %

3,439 %

2,076 %

3,665 %

136

3,801 %

3,717 %

3,723 %

3,438 %

2,078 %

3,662 %

137

3,797 %

3,714 %

3,720 %

3,437 %

2,080 %

3,660 %

138

3,793 %

3,711 %

3,717 %

3,436 %

2,081 %

3,657 %

139

3,790 %

3,708 %

3,714 %

3,435 %

2,083 %

3,654 %

140

3,786 %

3,705 %

3,711 %

3,434 %

2,084 %

3,652 %

141

3,783 %

3,702 %

3,708 %

3,433 %

2,086 %

3,649 %

142

3,779 %

3,699 %

3,705 %

3,432 %

2,087 %

3,647 %

143

3,776 %

3,696 %

3,702 %

3,431 %

2,089 %

3,644 %

144

3,773 %

3,693 %

3,699 %

3,430 %

2,090 %

3,642 %

145

3,769 %

3,691 %

3,697 %

3,429 %

2,092 %

3,640 %

146

3,766 %

3,688 %

3,694 %

3,428 %

2,093 %

3,637 %

147

3,763 %

3,685 %

3,691 %

3,427 %

2,095 %

3,635 %

148

3,760 %

3,683 %

3,688 %

3,427 %

2,096 %

3,633 %

149

3,757 %

3,680 %

3,686 %

3,426 %

2,097 %

3,631 %

150

3,754 %

3,678 %

3,683 %

3,425 %

2,099 %

3,628 %

Term to maturity (in years)

Canadian dollar

Colombian peso

Hong Kong dollar

New Taiwan dollar

Renminbi-yuan

US dollar

2,551 %

13,568 %

2,422 %

0,927 %

1,155 %

3,703 %

2,754 %

13,617 %

2,494 %

0,984 %

1,165 %

3,621 %

2,832 %

13,521 %

2,473 %

1,024 %

1,196 %

3,576 %

2,884 %

13,418 %

2,473 %

1,063 %

1,237 %

3,583 %

2,936 %

13,280 %

2,505 %

1,098 %

1,268 %

3,621 %

3,005 %

13,119 %

2,557 %

1,128 %

1,288 %

3,674 %

3,081 %

12,972 %

2,618 %

1,157 %

1,310 %

3,732 %

3,156 %

12,844 %

2,677 %

1,178 %

1,340 %

3,787 %

3,225 %

12,735 %

2,733 %

1,197 %

1,382 %

3,842 %

3,287 %

12,657 %

2,781 %

1,216 %

1,437 %

3,897 %

3,340 %

12,555 %

2,820 %

1,246 %

1,504 %

3,952 %

3,386 %

12,421 %

2,854 %

1,288 %

1,579 %

4,008 %

3,426 %

12,264 %

2,882 %

1,336 %

1,658 %

4,060 %

3,461 %

12,090 %

2,907 %

1,387 %

1,738 %

4,107 %

3,492 %

11,905 %

2,928 %

1,441 %

1,818 %

4,149 %

3,519 %

11,711 %

2,947 %

1,495 %

1,896 %

4,183 %

3,543 %

11,512 %

2,964 %

1,548 %

1,972 %

4,211 %

3,564 %

11,311 %

2,980 %

1,601 %

2,045 %

4,232 %

3,583 %

11,109 %

2,993 %

1,652 %

2,116 %

4,247 %

3,599 %

10,909 %

3,006 %

1,702 %

2,184 %

4,258 %

3,614 %

10,712 %

3,018 %

1,751 %

2,249 %

4,263 %

3,626 %

10,519 %

3,028 %

1,797 %

2,311 %

4,263 %

3,637 %

10,330 %

3,038 %

1,842 %

2,370 %

4,260 %

3,646 %

10,147 %

3,047 %

1,885 %

2,426 %

4,254 %

3,654 %

9,970 %

3,055 %

1,926 %

2,480 %

4,244 %

3,660 %

9,798 %

3,063 %

1,965 %

2,531 %

4,232 %

3,665 %

9,633 %

3,071 %

2,003 %

2,580 %

4,217 %

3,668 %

9,474 %

3,077 %

2,039 %

2,627 %

4,202 %

3,671 %

9,322 %

3,084 %

2,074 %

2,672 %

4,185 %

3,672 %

9,175 %

3,090 %

2,107 %

2,714 %

4,169 %

3,672 %

9,035 %

3,096 %

2,139 %

2,755 %

4,152 %

3,671 %

8,901 %

3,101 %

2,169 %

2,793 %

4,135 %

3,669 %

8,772 %

3,106 %

2,198 %

2,830 %

4,119 %

3,666 %

8,649 %

3,111 %

2,226 %

2,865 %

4,103 %

3,663 %

8,532 %

3,116 %

2,253 %

2,899 %

4,087 %

3,660 %

8,419 %

3,120 %

2,278 %

2,932 %

4,071 %

3,656 %

8,312 %

3,125 %

2,303 %

2,962 %

4,056 %

3,652 %

8,209 %

3,129 %

2,326 %

2,992 %

4,041 %

3,647 %

8,110 %

3,132 %

2,349 %

3,020 %

4,026 %

3,643 %

8,016 %

3,136 %

2,371 %

3,048 %

4,012 %

3,638 %

7,925 %

3,140 %

2,391 %

3,074 %

3,998 %

3,633 %

7,839 %

3,143 %

2,411 %

3,099 %

3,985 %

3,629 %

7,756 %

3,146 %

2,430 %

3,123 %

3,972 %

3,624 %

7,676 %

3,149 %

2,449 %

3,146 %

3,959 %

3,619 %

7,600 %

3,152 %

2,467 %

3,168 %

3,946 %

3,614 %

7,527 %

3,155 %

2,484 %

3,189 %

3,934 %

3,609 %

7,457 %

3,158 %

2,500 %

3,210 %

3,923 %

3,604 %

7,389 %

3,161 %

2,516 %

3,230 %

3,911 %

3,600 %

7,324 %

3,163 %

2,531 %

3,249 %

3,900 %

3,595 %

7,262 %

3,166 %

2,546 %

3,267 %

3,890 %

3,590 %

7,202 %

3,168 %

2,560 %

3,285 %

3,879 %

3,586 %

7,144 %

3,171 %

2,574 %

3,302 %

3,869 %

3,582 %

7,088 %

3,173 %

2,587 %

3,318 %

3,859 %

3,577 %

7,034 %

3,175 %

2,600 %

3,334 %

3,850 %

3,573 %

6,983 %

3,177 %

2,612 %

3,349 %

3,840 %

3,569 %

6,933 %

3,179 %

2,624 %

3,364 %

3,831 %

3,565 %

6,884 %

3,181 %

2,636 %

3,378 %

3,823 %

3,561 %

6,838 %

3,183 %

2,647 %

3,392 %

3,814 %

3,557 %

6,793 %

3,185 %

2,658 %

3,406 %

3,806 %

3,553 %

6,749 %

3,187 %

2,668 %

3,419 %

3,798 %

3,549 %

6,707 %

3,188 %

2,679 %

3,431 %

3,790 %

3,545 %

6,666 %

3,190 %

2,688 %

3,444 %

3,783 %

3,542 %

6,627 %

3,192 %

2,698 %

3,455 %

3,775 %

3,538 %

6,589 %

3,193 %

2,707 %

3,467 %

3,768 %

3,535 %

6,552 %

3,195 %

2,716 %

3,478 %

3,761 %

3,532 %

6,516 %

3,196 %

2,725 %

3,489 %

3,754 %

3,528 %

6,481 %

3,198 %

2,733 %

3,499 %

3,748 %

3,525 %

6,447 %

3,199 %

2,742 %

3,510 %

3,741 %

3,522 %

6,414 %

3,201 %

2,750 %

3,519 %

3,735 %

3,519 %

6,382 %

3,202 %

2,757 %

3,529 %

3,729 %

3,516 %

6,351 %

3,203 %

2,765 %

3,538 %

3,723 %

3,513 %

6,321 %

3,205 %

2,772 %

3,548 %

3,717 %

3,510 %

6,292 %

3,206 %

2,780 %

3,556 %

3,712 %

3,508 %

6,263 %

3,207 %

2,787 %

3,565 %

3,706 %

3,505 %

6,235 %

3,208 %

2,793 %

3,574 %

3,701 %

3,502 %

6,208 %

3,209 %

2,800 %

3,582 %

3,696 %

3,500 %

6,182 %

3,211 %

2,806 %

3,590 %

3,691 %

3,497 %

6,156 %

3,212 %

2,813 %

3,597 %

3,686 %

3,495 %

6,131 %

3,213 %

2,819 %

3,605 %

3,681 %

3,493 %

6,107 %

3,214 %

2,825 %

3,612 %

3,676 %

3,490 %

6,083 %

3,215 %

2,831 %

3,620 %

3,672 %

3,488 %

6,060 %

3,216 %

2,836 %

3,627 %

3,667 %

3,486 %

6,038 %

3,217 %

2,842 %

3,634 %

3,663 %

3,484 %

6,015 %

3,218 %

2,847 %

3,640 %

3,658 %

3,481 %

5,994 %

3,219 %

2,853 %

3,647 %

3,654 %

3,479 %

5,973 %

3,220 %

2,858 %

3,653 %

3,650 %

3,477 %

5,952 %

3,221 %

2,863 %

3,660 %

3,646 %

3,475 %

5,932 %

3,221 %

2,868 %

3,666 %

3,642 %

3,473 %

5,913 %

3,222 %

2,873 %

3,672 %

3,638 %

3,471 %

5,893 %

3,223 %

2,877 %

3,677 %

3,635 %

3,470 %

5,875 %

3,224 %

2,882 %

3,683 %

3,631 %

3,468 %

5,856 %

3,225 %

2,887 %

3,689 %

3,627 %

3,466 %

5,838 %

3,226 %

2,891 %

3,694 %

3,624 %

3,464 %

5,821 %

3,226 %

2,895 %

3,700 %

3,620 %

3,462 %

5,804 %

3,227 %

2,900 %

3,705 %

3,617 %

3,461 %

5,787 %

3,228 %

2,904 %

3,710 %

3,614 %

3,459 %

5,770 %

3,229 %

2,908 %

3,715 %

3,611 %

3,458 %

5,754 %

3,229 %

2,912 %

3,720 %

3,607 %

3,456 %

5,738 %

3,230 %

2,916 %

3,725 %

3,604 %

100

3,454 %

5,723 %

3,231 %

2,920 %

3,730 %

3,601 %

101

3,453 %

5,708 %

3,231 %

2,923 %

3,734 %

3,598 %

102

3,451 %

5,693 %

3,232 %

2,927 %

3,739 %

3,595 %

103

3,450 %

5,678 %

3,233 %

2,931 %

3,743 %

3,592 %

104

3,448 %

5,664 %

3,233 %

2,934 %

3,748 %

3,590 %

105

3,447 %

5,650 %

3,234 %

2,938 %

3,752 %

3,587 %

106

3,446 %

5,636 %

3,235 %

2,941 %

3,756 %

3,584 %

107

3,444 %

5,623 %

3,235 %

2,944 %

3,760 %

3,582 %

108

3,443 %

5,609 %

3,236 %

2,948 %

3,764 %

3,579 %

109

3,442 %

5,596 %

3,236 %

2,951 %

3,768 %

3,576 %

110

3,440 %

5,584 %

3,237 %

2,954 %

3,772 %

3,574 %

111

3,439 %

5,571 %

3,238 %

2,957 %

3,776 %

3,571 %

112

3,438 %

5,559 %

3,238 %

2,960 %

3,780 %

3,569 %

113

3,437 %

5,547 %

3,239 %

2,963 %

3,784 %

3,567 %

114

3,435 %

5,535 %

3,239 %

2,966 %

3,787 %

3,564 %

115

3,434 %

5,523 %

3,240 %

2,969 %

3,791 %

3,562 %

116

3,433 %

5,512 %

3,240 %

2,972 %

3,794 %

3,560 %

117

3,432 %

5,500 %

3,241 %

2,975 %

3,798 %

3,557 %

118

3,431 %

5,489 %

3,241 %

2,977 %

3,801 %

3,555 %

119

3,430 %

5,478 %

3,242 %

2,980 %

3,805 %

3,553 %

120

3,429 %

5,468 %

3,242 %

2,983 %

3,808 %

3,551 %

121

3,428 %

5,457 %

3,243 %

2,985 %

3,811 %

3,549 %

122

3,427 %

5,447 %

3,243 %

2,988 %

3,814 %

3,547 %

123

3,426 %

5,436 %

3,244 %

2,991 %

3,817 %

3,545 %

124

3,425 %

5,426 %

3,244 %

2,993 %

3,820 %

3,543 %

125

3,424 %

5,417 %

3,244 %

2,996 %

3,823 %

3,541 %

126

3,423 %

5,407 %

3,245 %

2,998 %

3,826 %

3,539 %

127

3,422 %

5,397 %

3,245 %

3,000 %

3,829 %

3,537 %

128

3,421 %

5,388 %

3,246 %

3,003 %

3,832 %

3,535 %

129

3,420 %

5,379 %

3,246 %

3,005 %

3,835 %

3,533 %

130

3,419 %

5,370 %

3,247 %

3,007 %

3,838 %

3,532 %

131

3,418 %

5,361 %

3,247 %

3,009 %

3,841 %

3,530 %

132

3,417 %

5,352 %

3,247 %

3,012 %

3,843 %

3,528 %

133

3,416 %

5,343 %

3,248 %

3,014 %

3,846 %

3,526 %

134

3,415 %

5,334 %

3,248 %

3,016 %

3,849 %

3,525 %

135

3,414 %

5,326 %

3,249 %

3,018 %

3,851 %

3,523 %

136

3,414 %

5,318 %

3,249 %

3,020 %

3,854 %

3,521 %

137

3,413 %

5,309 %

3,249 %

3,022 %

3,856 %

3,520 %

138

3,412 %

5,301 %

3,250 %

3,024 %

3,859 %

3,518 %

139

3,411 %

5,293 %

3,250 %

3,026 %

3,861 %

3,517 %

140

3,410 %

5,286 %

3,250 %

3,028 %

3,864 %

3,515 %

141

3,410 %

5,278 %

3,251 %

3,030 %

3,866 %

3,514 %

142

3,409 %

5,270 %

3,251 %

3,032 %

3,868 %

3,512 %

143

3,408 %

5,263 %

3,251 %

3,034 %

3,871 %

3,511 %

144

3,407 %

5,255 %

3,252 %

3,036 %

3,873 %

3,509 %

145

3,407 %

5,248 %

3,252 %

3,037 %

3,875 %

3,508 %

146

3,406 %

5,241 %

3,252 %

3,039 %

3,878 %

3,506 %

147

3,405 %

5,234 %

3,253 %

3,041 %

3,880 %

3,505 %

148

3,404 %

5,227 %

3,253 %

3,043 %

3,882 %

3,503 %

149

3,404 %

5,220 %

3,253 %

3,044 %

3,884 %

3,502 %

150

3,403 %

5,213 %

3,254 %

3,046 %

3,886 %

3,501 %

Term to maturity (in years)

Yen

1,089 %

1,367 %

1,543 %

1,665 %

1,764 %

1,853 %

1,938 %

2,022 %

2,108 %

2,195 %

2,284 %

2,372 %

2,458 %

2,541 %

2,619 %

2,693 %

2,762 %

2,826 %

2,884 %

2,937 %

2,986 %

3,029 %

3,068 %

3,104 %

3,135 %

3,164 %

3,189 %

3,211 %

3,230 %

3,247 %

3,261 %

3,272 %

3,282 %

3,291 %

3,298 %

3,303 %

3,308 %

3,311 %

3,314 %

3,317 %

3,318 %

3,319 %

3,320 %

3,321 %

3,320 %

3,319 %

3,318 %

3,317 %

3,316 %

3,315 %

3,314 %

3,313 %

3,311 %

3,310 %

3,309 %

3,308 %

3,306 %

3,305 %

3,304 %

3,302 %

3,301 %

3,300 %

3,299 %

3,297 %

3,296 %

3,295 %

3,294 %

3,292 %

3,291 %

3,290 %

3,289 %

3,288 %

3,287 %

3,286 %

3,285 %

3,284 %

3,283 %

3,282 %

3,281 %

3,280 %

3,279 %

3,278 %

3,277 %

3,276 %

3,275 %

3,274 %

3,273 %

3,272 %

3,271 %

3,270 %

3,269 %

3,268 %

3,267 %

100

3,267 %

101

3,266 %

102

3,265 %

103

3,265 %

104

3,264 %

105

3,263 %

106

3,263 %

107

3,262 %

108

3,262 %

109

3,261 %

110

3,261 %

111

3,260 %

112

3,259 %

113

3,259 %

114

3,258 %

115

3,258 %

116

3,257 %

117

3,257 %

118

3,256 %

119

3,256 %

120

3,255 %

121

3,255 %

122

3,255 %

123

3,254 %

124

3,254 %

125

3,253 %

126

3,253 %

127

3,252 %

128

3,252 %

129

3,252 %

130

3,251 %

131

3,251 %

132

3,250 %

133

3,250 %

134

3,250 %

135

3,249 %

136

3,249 %

137

3,249 %

138

3,248 %

139

3,248 %

140

3,248 %

141

3,247 %

142

3,247 %

143

3,247 %

144

3,246 %

145

3,246 %

146

3,246 %

147

3,245 %

148

3,245 %

149

3,245 %

150

3,244 %

ANNEX II

Fundamental spreads for the calculation of the matching adjustment

The fundamental spreads set out in this Annex are expressed in basis points and do not include any increase in accordance with Article 77c(1)(c) of Directive 2009/138/EC.

Exposures to central governments and central banks

The fundamental spreads apply to exposures denominated in all currencies.

The fundamental spreads for durations from 11 to 30 years are equal to the fundamental spreads for duration 10 years.

Duration (in years)

Austria

Belgium

Bulgaria

Croatia

Czechia

Cyprus

Denmark

Duration (in years)

Estonia

Finland

France

Germany

Greece

Hungary

Ireland

308

194

174

153

142

140

139

143

145

146

Duration (in years)

Italy

Latvia

Lithuania

Luxembourg

Malta

Netherlands

Poland

Duration (in years)

Portugal

Romania

Slovakia

Slovenia

Spain

Sweden

United Kingdom

Duration (in years)

Iceland

Liechtenstein

Norway

Switzerland

Australia

Canada

China

Duration (in years)

Colombia

Hong Kong

Japan

Taiwan

United States

Exposures to financial institutions

2.1. Euro

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

101

213

475

1 217

101

213

475

987

210

471

808

100

209

471

671

103

209

471

564

108

209

471

481

110

209

471

110

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

109

209

471

2.2. Czech koruna

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

115

227

489

1 240

116

228

490

1 008

112

225

486

826

114

223

485

686

117

223

484

577

120

222

483

492

122

221

482

121

220

482

120

220

481

119

219

481

119

219

480

118

218

480

118

218

479

117

217

479

117

217

478

116

216

478

116

216

478

116

216

478

117

216

478

117

217

478

117

217

479

117

217

479

117

217

479

117

217

479

117

217

479

117

217

478

117

217

478

117

217

478

117

217

478

117

216

478

2.3. Danish krone

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

101

213

474

1 216

101

213

474

986

210

471

808

100

209

470

671

103

209

470

564

108

209

470

481

110

209

470

110

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

109

209

470

2.4. Forint

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

111

173

285

546

1 290

109

171

283

544

1 048

113

169

281

543

860

114

170

279

540

715

117

171

277

538

602

119

174

276

537

119

175

274

535

119

174

273

535

118

172

272

534

116

169

269

531

114

168

268

529

113

167

266

528

112

166

266

527

112

166

266

527

112

166

265

527

111

165

265

526

111

165

265

526

111

164

264

526

110

164

264

525

110

163

263

525

109

163

263

524

108

162

262

523

107

161

261

522

106

160

260

521

105

159

259

520

104

158

258

519

103

157

257

518

102

156

256

517

101

155

255

516

100

154

254

515

2.5. Krona

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

105

217

478

1 213

106

218

480

985

103

216

477

807

107

216

477

670

110

216

477

564

114

216

477

480

117

215

477

116

215

477

115

215

476

115

215

476

115

214

476

115

215

476

115

215

476

115

215

476

115

215

476

115

215

476

115

215

477

116

216

477

116

216

477

117

216

478

117

217

478

117

217

479

117

217

479

117

217

479

117

217

479

117

217

479

117

217

479

117

217

479

117

217

478

117

217

478

2.6. Pound sterling

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

130

232

494

1 247

130

232

494

1 011

120

229

490

827

113

227

489

686

106

226

488

577

101

225

487

492

224

486

223

485

222

484

221

483

221

482

220

482

219

481

219

480

218

480

217

479

217

478

216

478

216

478

216

478

216

478

216

478

216

477

215

476

214

476

214

475

213

475

213

474

212

474

212

473

2.7. Romanian leu

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

115

177

289

550

1 285

115

176

288

550

1 045

116

172

284

546

858

118

173

283

544

713

121

175

281

542

600

123

178

279

541

123

179

278

539

122

176

276

537

120

174

274

536

119

173

273

535

118

172

272

533

117

171

270

532

115

169

269

531

114

168

268

529

113

167

266

528

112

165

265

527

111

165

264

526

110

164

263

525

109

163

263

524

108

162

262

523

107

161

261

522

106

160

260

521

105

159

259

520

104

158

257

519

103

156

256

518

102

155

255

517

100

154

254

515

153

253

514

152

252

513

151

251

512

2.8. Zloty

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

149

261

523

1 239

150

262

523

1 011

146

258

520

831

148

257

519

692

150

256

517

583

154

255

516

155

254

515

153

253

514

152

252

513

151

251

512

150

250

511

149

249

511

149

249

510

148

248

510

148

248

509

147

247

508

146

246

508

146

246

507

145

245

507

145

245

507

145

245

506

144

244

506

144

244

505

143

243

504

142

242

504

142

242

503

141

241

502

140

240

502

139

239

501

139

239

500

2.9. Króna

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

104

125

187

299

560

1 313

103

124

186

298

559

1 063

104

124

180

293

554

870

105

126

181

291

552

721

106

129

184

289

551

605

107

132

187

288

550

109

133

189

288

549

109

133

188

287

549

110

133

187

287

549

111

133

187

287

548

111

133

186

286

548

111

132

185

285

547

110

131

184

284

546

109

130

183

283

545

108

128

182

282

543

107

127

181

281

542

106

126

180

280

541

105

125

179

279

540

104

124

178

278

539

103

123

177

277

538

102

122

176

276

537

100

121

174

274

536

119

173

273

534

118

171

271

533

116

170

270

531

115

168

268

530

113

167

267

528

112

166

265

527

110

164

264

525

109

163

263

524

2.10. Norwegian krone

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

126

238

499

1 259

127

239

500

1 019

122

235

496

834

124

233

495

691

127

232

494

580

130

232

493

494

132

231

492

131

230

491

129

229

491

129

229

490

128

228

489

127

227

489

127

227

488

126

226

488

126

226

487

125

225

487

125

225

486

125

225

486

125

225

486

125

225

486

125

225

486

125

225

486

125

225

486

124

224

486

124

224

486

124

224

485

124

224

485

123

223

485

123

223

484

123

223

484

2.11. Swiss franc

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

193

455

1 170

194

455

949

191

453

777

191

452

645

191

452

543

191

452

462

191

452

191

452

191

452

191

452

192

453

191

452

191

453

191

453

190

452

190

451

190

451

190

451

190

452

191

452

191

453

191

453

191

453

191

452

191

452

191

452

191

452

191

452

191

452

190

452

2.12. Australian dollar

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

137

249

511

1 257

138

250

511

1 019

134

246

508

834

136

245

506

692

139

244

506

582

142

244

505

144

243

505

143

242

504

142

242

503

141

241

503

141

241

502

140

240

501

140

239

501

139

239

500

139

239

500

138

238

499

138

238

499

137

237

499

137

237

498

137

237

498

136

236

498

136

236

497

135

235

497

135

235

496

134

234

495

133

233

495

133

232

494

132

232

493

131

231

492

130

230

492

2.13. Canadian dollar

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

114

226

487

1 216

115

227

488

987

111

224

485

809

114

223

485

672

117

223

485

565

122

223

485

124

223

484

124

223

484

123

223

484

123

223

485

123

223

485

123

223

485

123

223

485

123

223

485

123

223

485

123

223

484

123

223

484

123

223

484

123

223

484

123

223

485

123

223

484

123

223

484

122

222

484

122

222

483

121

221

483

121

221

482

121

220

482

120

220

482

120

220

481

119

219

481

2.14. Colombian peso

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

120

181

293

555

1 426

105

126

188

300

561

1 157

110

130

186

299

560

947

113

134

190

299

560

786

102

118

141

195

301

563

660

105

121

146

201

303

564

107

124

149

205

303

565

108

127

151

205

305

566

109

128

152

206

306

567

110

130

152

206

306

568

111

131

152

206

306

567

110

131

152

205

305

567

109

130

150

204

304

566

108

129

149

203

303

564

107

127

148

201

301

563

105

126

146

200

300

561

104

125

145

199

298

560

103

123

143

197

297

558

101

122

142

196

296

557

100

120

140

194

294

555

119

139

192

292

554

117

137

191

291

552

115

135

189

289

550

113

133

187

287

548

111

132

185

285

547

110

130

183

283

545

108

128

182

282

543

106

126

180

280

541

104

124

178

278

540

103

123

176

276

538

2.15. Hong Kong dollar

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

109

221

482

1 213

111

223

484

984

109

221

483

805

113

222

483

668

117

222

484

562

122

223

484

124

223

484

124

223

484

123

223

484

123

223

484

123

223

484

122

222

484

122

222

483

121

221

483

121

221

482

120

220

482

120

220

482

120

220

481

120

220

481

120

220

482

120

220

482

120

220

482

120

220

482

120

220

482

120

220

481

120

220

481

120

220

481

119

219

481

119

219

481

119

219

480

2.16. New Taiwan dollar

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

204

465

1 186

204

465

961

201

462

787

199

461

653

199

460

549

198

459

468

197

459

197

458

196

457

195

457

195

457

195

457

195

457

196

457

196

458

197

458

197

459

198

459

199

460

100

200

461

100

200

462

101

201

462

102

202

463

102

202

463

102

202

464

103

203

464

103

203

464

103

203

465

104

204

465

104

204

465

2.17. Renminbi-yuan

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

122

234

496

1 190

123

235

497

964

120

233

494

789

123

232

493

655

126

232

493

551

130

231

493

132

231

492

130

230

491

129

229

490

128

228

490

128

228

489

128

228

489

127

227

489

127

227

488

127

227

488

127

227

488

127

227

489

128

227

489

128

228

489

128

228

489

128

228

489

128

228

490

128

228

489

128

228

489

128

228

489

127

227

489

127

227

489

127

227

488

127

227

488

126

226

488

2.18. US dollar

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

226

487

1 237

226

487

1 001

224

485

819

224

485

680

224

486

572

225

486

487

225

486

225

486

225

486

225

486

225

486

225

486

225

486

225

486

225

486

224

486

225

486

225

486

225

486

225

486

225

486

225

486

225

486

225

486

224

486

224

485

224

485

223

485

223

484

222

484

2.19. Yen

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

185

446

1 189

184

446

966

180

442

793

179

440

658

178

440

554

178

439

473

178

439

177

439

177

439

178

439

178

439

178

439

178

440

178

440

179

440

179

441

180

441

180

442

181

442

181

443

182

443

182

444

182

444

182

444

183

444

182

444

182

444

182

444

182

444

182

444

Other exposures

3.1. Euro

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

149

296

3 116

149

339

2 344

145

354

1 781

143

355

1 382

143

347

1 097

143

334

890

143

319

737

143

302

619

143

286

527

143

269

453

143

252

394

143

237

344

143

234

303

143

234

268

143

234

239

143

234

143

234

143

234

143

234

143

234

143

234

143

234

143

234

143

234

143

234

143

234

143

234

143

234

143

234

143

234

3.2. Czech koruna

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

164

302

3 179

164

346

2 397

160

362

1 823

157

363

1 414

157

355

1 123

156

342

912

155

326

754

155

309

633

154

292

539

153

275

464

153

258

403

152

243

352

152

242

310

151

242

274

151

241

244

151

241

151

241

151

241

151

241

151

241

151

242

151

242

151

242

151

242

151

242

151

241

151

241

151

241

151

241

151

241

3.3. Danish krone

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

149

296

3 115

149

338

2 344

145

354

1 781

143

355

1 381

143

347

1 097

143

334

890

143

319

736

143

302

619

143

285

527

143

269

453

143

252

393

143

237

344

143

233

303

143

233

268

143

233

239

143

233

143

233

143

233

143

233

143

233

143

233

143

233

143

233

143

233

143

233

143

233

143

233

143

233

143

233

143

233

3.4. Forint

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

111

221

314

3 316

109

219

359

2 502

115

217

377

1 904

118

213

378

1 479

118

211

370

1 175

120

210

357

953

120

208

340

788

122

207

322

661

123

206

304

562

122

204

294

483

121

202

292

419

120

201

291

366

120

200

290

322

119

200

290

119

200

290

119

199

289

119

199

289

118

198

289

118

198

288

117

197

288

116

197

287

116

196

286

115

195

285

114

194

284

113

193

283

112

192

282

111

191

281

110

190

280

108

189

279

107

188

278

3.5. Krona

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

153

296

3 106

155

338

2 339

151

354

1 778

150

355

1 380

150

347

1 096

150

334

890

150

319

736

149

302

618

149

285

526

149

269

453

149

252

393

149

239

344

149

239

303

149

239

268

149

239

149

239

150

240

150

240

150

240

151

241

151

241

151

242

151

242

152

242

152

242

151

242

151

242

151

242

151

241

151

241

3.6. Pound sterling

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

169

304

3 198

169

347

2 406

164

362

1 827

161

363

1 416

160

355

1 124

159

342

912

158

326

754

157

309

634

156

292

540

156

275

464

155

258

403

154

245

353

154

244

311

153

243

275

152

243

245

151

242

151

241

150

241

150

241

151

241

151

241

150

241

150

240

149

239

149

239

148

238

148

238

147

237

146

237

146

236

3.7. Romanian leu

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

115

225

317

3 302

114

224

358

2 492

119

220

375

1 897

121

217

377

1 474

100

122

215

369

1 171

101

124

214

356

950

101

124

212

340

786

100

124

210

322

660

100

125

208

304

561

101

126

207

298

482

100

125

206

296

418

124

205

295

365

123

203

294

321

122

202

292

120

201

291

119

200

290

118

199

289

117

198

288

116

197

287

116

196

286

115

195

285

114

194

284

112

193

283

111

192

282

110

190

281

109

189

280

108

188

278

107

187

277

106

186

276

104

185

275

3.8. Zloty

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

198

302

3 176

198

347

2 405

194

365

1 835

191

367

1 427

190

359

1 135

189

347

923

100

188

331

764

101

187

315

643

103

186

297

547

104

185

280

471

104

184

274

409

103

184

274

358

102

183

273

315

102

182

273

279

101

182

272

101

181

271

100

180

271

100

180

270

180

270

179

270

179

269

178

269

178

268

177

267

176

267

176

266

175

265

174

265

174

264

173

263

3.9. Króna

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

105

125

235

327

3 378

104

124

234

364

2 540

105

127

228

380

1 928

106

129

225

381

1 493

108

131

223

372

1 183

110

133

223

358

958

101

111

134

222

341

791

101

112

136

222

322

663

102

113

138

221

312

564

103

114

140

221

311

484

103

115

140

220

311

419

102

114

139

220

310

366

101

113

138

219

309

322

100

112

137

217

308

111

136

216

306

110

135

215

305

108

134

214

304

107

133

213

303

106

132

212

302

105

131

211

301

104

129

210

300

103

128

208

299

101

127

207

297

100

125

206

296

124

204

294

122

203

293

121

201

291

119

200

290

118

198

288

116

197

287

3.10. Norwegian krone

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

174

306

3 231

175

349

2 428

170

365

1 842

167

365

1 427

166

357

1 131

166

343

917

165

327

758

164

310

636

163

292

541

163

275

465

162

258

403

162

252

352

161

251

310

160

251

274

160

250

159

250

159

249

159

249

159

249

159

249

159

249

159

249

159

249

159

249

158

249

158

248

158

248

157

248

157

247

157

247

3.11. Swiss franc

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

129

285

2 990

130

326

2 248

127

341

1 708

125

342

1 325

125

334

1 053

125

322

855

125

307

707

125

291

594

125

275

506

125

259

436

126

243

378

125

228

331

126

216

292

125

216

258

124

215

230

124

214

124

214

124

214

124

215

125

215

125

216

125

216

125

216

125

215

125

215

127

215

128

215

130

215

130

215

131

215

3.12. Australian dollar

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

186

306

3 226

186

349

2 427

182

365

1 843

179

366

1 429

178

358

1 134

178

345

920

177

329

761

177

312

639

176

294

544

175

277

468

175

265

406

174

264

355

174

264

313

173

263

277

173

263

172

262

172

262

171

262

171

261

171

261

171

261

170

260

170

260

169

259

168

258

167

258

167

257

166

256

165

255

164

255

3.13. Canadian dollar

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

162

296

3 113

163

339

2 345

159

355

1 783

157

356

1 383

157

348

1 099

157

335

892

157

320

738

157

303

621

157

287

528

157

270

455

157

253

395

157

248

345

157

248

304

157

248

269

157

248

157

247

157

247

157

247

157

247

157

248

157

247

157

247

156

247

156

246

156

246

155

245

155

245

154

245

154

244

153

244

3.14. Colombian peso

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

100

119

230

346

3 686

106

126

236

395

2 781

103

111

133

234

413

2 113

105

115

138

233

414

1 637

109

120

142

235

404

1 296

113

124

147

237

389

1 049

100

116

127

150

238

371

865

102

119

129

153

239

351

725

103

121

132

157

240

331

616

104

122

134

159

240

331

529

104

122

134

160

240

330

458

104

122

134

159

239

330

400

103

121

133

158

238

329

351

101

119

131

156

237

327

100

118

130

155

235

326

117

128

154

234

324

115

127

152

233

323

114

126

151

231

321

112

124

149

230

320

111

123

148

228

318

109

121

146

227

317

107

119

144

225

315

106

117

143

223

313

104

116

141

221

311

102

114

139

219

310

100

112

137

218

308

110

135

216

306

108

134

214

304

107

132

212

303

105

130

211

301

3.15. Hong Kong dollar

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

157

296

3 106

159

337

2 336

157

353

1 774

156

354

1 376

157

346

1 093

157

333

887

157

318

734

157

301

617

157

285

525

157

268

452

157

252

392

157

247

343

156

246

302

156

246

267

155

245

154

245

154

245

154

244

154

244

154

245

154

245

155

245

154

245

154

245

154

244

154

244

154

244

153

244

153

244

153

243

3.16. New Taiwan dollar

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

140

289

3 032

140

330

2 279

136

345

1 731

133

346

1 343

133

338

1 067

132

326

866

132

311

716

131

295

602

130

278

512

130

262

441

129

246

383

130

230

335

130

220

295

130

220

261

130

221

232

131

221

131

222

132

222

133

223

134

224

135

225

135

225

136

226

136

226

137

227

137

227

137

227

137

228

138

228

138

228

3.17. Renminbi-yuan

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

170

290

3 043

172

331

2 286

168

346

1 737

166

347

1 347

166

339

1 070

165

327

869

165

312

718

164

295

604

163

279

514

163

262

442

162

252

384

162

252

336

161

252

296

161

251

262

161

251

161

251

161

252

162

252

162

252

162

252

162

252

162

253

162

252

162

252

162

252

162

252

161

252

161

251

161

251

160

251

3.18. US dollar

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

162

301

3 171

162

343

2 381

159

359

1 808

158

360

1 402

158

352

1 113

159

339

904

159

323

747

159

307

628

159

289

535

159

272

460

159

256

399

159

249

349

159

249

308

159

249

272

159

249

159

249

159

249

159

249

159

249

159

249

159

249

159

249

159

249

159

249

158

249

158

248

158

248

157

248

157

247

157

247

3.19. Yen

Duration (in years)

Credit quality step 0

Credit quality step 1

Credit quality step 2

Credit quality step 3

Credit quality step 4

Credit quality step 5

Credit quality step 6

121

290

3 040

120

332

2 291

116

348

1 744

113

349

1 354

112

342

1 076

112

329

874

112

314

724

112

298

608

112

282

518

112

265

446

112

249

388

112

234

339

112

219

299

113

206

265

113

203

236

113

204

211

114

204

117

205

119

205

121

206

123

206

124

207

127

207

128

207

129

207

131

207

132

207

133

207

134

207

135

207

ANNEX III

Volatility adjustment to the relevant risk-free interest rate term structure

Currency

National insurance market

Volatility adjustment (in bps)

Euro

Austria

Euro

Belgium

Euro

Bulgaria

Euro

Cyprus

Euro

Croatia

Euro

Estonia

Euro

Finland

Euro

France

Euro

Germany

Euro

Greece

Euro

Ireland

Euro

Italy

Euro

Lithuania

Euro

Latvia

Euro

Luxembourg

Euro

Malta

Euro

Netherlands

Euro

Portugal

Euro

Slovakia

Euro

Slovenia

Euro

Spain

Czech koruna

Czechia

Danish krone

Denmark

Forint

Hungary

Krona

Sweden

–1

Pound sterling

United Kingdom

Romanian leu

Romania

Zloty

Poland

Króna

Iceland

Norwegian krone

Norway

Swiss franc

Liechtenstein

–3

Swiss franc

Switzerland

–3

Australian dollar

Australia

Canadian dollar

Canada

Renminbi-yuan

China

–2

Hong Kong dollar

Hong Kong

US dollar

United States

Yen

Japan

ELI: http://data.europa.eu/eli/reg_impl/2026/1094/oj

ISSN 1977-0677 (electronic edition)

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