2009-11-25

Added

Directive 2009/138/EC of the European Parliament and of the Council of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II) (recast) (Text with EEA relevance)

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Amended by
Directive (EU) 2022/2556 of the European Parliament and of the Council of 14 December 2022 amending Directives 2009/65/EC, 2009/138/EC, 2011/61/EU, 2013/36/EU, 2014/59/EU, 2014/65/EU, (EU) 2015/2366 and (EU) 2016/2341 as regards digital operational resilience for the financial sector (Text with EEA relevance)2022Directive (EU) 2019/2177 of the European Parliament and of the Council of 18 December 2019 amending Directive 2009/138/EC on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II), Directive 2014/65/EU on markets in financial instruments and Directive (EU) 2015/849 on the prevention of the use of the financial system for the purposes of money-laundering or terrorist financing (Text with EEA relevance)2019Directive (EU) 2018/843 of the European Parliament and of the Council of 30 May 2018 amending Directive (EU) 2015/849 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing, and amending Directives 2009/138/EC and 2013/36/EU (Text with EEA relevance)2018Regulation (EU) 2017/2402 of the European Parliament and of the Council of 12 December 2017 laying down a general framework for securitisation and creating a specific framework for simple, transparent and standardised securitisation, and amending Directives 2009/65/EC, 2009/138/EC and 2011/61/EU and Regulations (EC) No 1060/2009 and (EU) No 648/20122017Directive 2014/51/EU of the European Parliament and of the Council of 16 April 2014 amending Directives 2003/71/EC and 2009/138/EC and Regulations (EC) No 1060/2009, (EU) No 1094/2010 and (EU) No 1095/2010 in respect of the powers of the European Supervisory Authority (European Insurance and Occupational Pensions Authority) and the European Supervisory Authority (European Securities and Markets Authority)2014Directive 2013/58/EU of the European Parliament and of the Council of 11 December 2013 amending Directive 2009/138/EC (Solvency II) as regards the date for its transposition and the date of its application, and the date of repeal of certain Directives (Solvency I) Text with EEA relevance2013
+1 moreDirective 2011/89/EU of the European Parliament and of the Council of 16 November 2011 amending Directives 98/78/EC, 2002/87/EC, 2006/48/EC and 2009/138/EC as regards the supplementary supervision of financial entities in a financial conglomerate Text with EEA relevance2011
Basis for
Commission Implementing Regulation (EU) 2026/2041: Technical Information for Calculating Technical Provisions and Basic Own Funds under Directive 2009/138/EC (Reporting 30 June 2026 - 29 September 2026)2026Notice on the Implementation of New Proportionality Measures2026Instruction No. 2026-I-14 on the liquidity risk management plan required by Directive 2009/138/EC on insurance and reinsurance activities2026Commission Implementing Regulation (EU) 2026/1094 laying down rules for the application of Directive 2009/138/EC as regards technical information for the calculation of technical provisions and basic own funds2026Commission Implementing Regulation (EU) 2015/2011 laying down implementing technical standards with regard to the lists of regional governments and local authorities2026Commission Implementing Regulation (EU) 2015/2011 laying down technical standards for lists of regional governments and local authorities treated as central government exposures under Solvency II2026
+124 moreCommission Implementing Regulation (EU) 2026/911 amending Implementing Regulation (EU) 2015/2011 regarding lists of regional governments and local authorities2026Commission Delegated Regulation (EU) 2026/269 amending Delegated Regulation (EU) 2015/352025Commission Implementing Regulation (EU) 2025/1794 laying down technical information for Solvency II reporting2025Circular 04/2025 on Solvency Requirements for Small Insurance Undertakings and Pension Institutions2025Order on Financial Reports for Insurance Undertakings and Cross-Border Pension Funds2025Prudential expectations of the National Bank of Belgium regarding the governance system for the insurance and reinsurance sector2025Commission Implementing Regulation (EU) 2025/863 on technical information for calculating technical provisions and basic own funds2025Circular NBB_2025_06 on the Valuation of Mortgage Loans under Solvency II2025Act on Insurance Undertakings in Cross-Border Pension Funds, Life Insurance Companies and Non-Life Insurance Companies etc. (Act on Insurance Business)2025Commission Delegated Regulation (EU) 2025/1190 on threat-led penetration testing standards2025Order on Information Concerning Life Insurance Contracts2024Order on Reports on Solvency and Financial Situation for Group 1 Insurance Undertakings2024Order on Branches of Third-Country Insurance Undertakings2024Order on Business Plans, Recovery Plans, Financing Plans and Individual Solvency Requirements for Insurance Undertakings2024Order on Cross-Border Co-Insurance Activities within the European Union or Countries with Which the Union Has Agreements in the Financial Sector2024Order on Legal Expenses Insurance for Group 1 Insurance Undertakings2024Order on Life Insurance Companies' Health and Accident Insurance Activities2024Order on the Basic Interest Rate for Life Insurance Companies2024Order on the Calculation of Risk-Weighted Items for Group 1 Insurance Undertakings2024Order on the Calculation of the Capital Base and Solvency Capital Requirements for Groups2024Order on the Calculation of the Capital Base for Group 1 Insurance Undertakings and Others2024Order on the Calculation of the Solvency Capital Requirement Using an Internal Model for Group 1 Insurance Undertakings2024Order on the Reconstruction, Bankruptcy, Compulsory Winding Up or Liquidation of Insurance Undertakings2024Order on the Risk-Free Yield Curve, Matching Adjustment, and Volatility Adjustment for Group 1 Insurance Undertakings2024Order on the Transfer of Insurance Portfolios of Group 1 Insurance Undertakings2024Commission Delegated Regulation (EU) 2015/35 supplementing the Solvency II Directive2024Regulation on the system of governance of insurance or reinsurance undertakings2024Commission Implementing Regulation (EU) 2024/1820 amending mapping tables for external credit assessment institutions under Solvency II2024Commission Delegated Regulation (EU) 2024/2765 correcting the Polish language version of Delegated Regulation (EU) 2015/352024Disclosure Requirements for the Report on the Solvency and Financial Standing of an Insurance or Reinsurance Undertaking2024Regulations amending Finansinspektionen’s regulations regarding insurance business disclosure (FFFS 2023:23)2023Order on Financial Reports for the Labour Market Supplementary Pension2023Circular NBB_2023_10 on reporting information for financial stability purposes2023Commission Implementing Regulation (EU) 2023/2574 laying down technical information for the calculation of technical provisions and basic own funds2023Commission Implementing Regulation (EU) 2023/1672 laying down technical information for the calculation of technical provisions and basic own funds2023Commission Implementing Regulation (EU) 2023/967 laying down technical information for Solvency II reporting2023Commission Implementing Regulation (EU) 2023/894 on templates for insurance and reinsurance supervision2023Commission Implementing Regulation (EU) 2023/895 on disclosure of solvency and financial condition reports2023Commission Implementing Regulation (EU) 2023/266 laying down technical information for the calculation of technical provisions and basic own funds2023Circular NBB_2022_24 / Circular on guidelines regarding contract boundaries2022Circular NBB_2022_25 / Circular on guidelines for the valuation of technical provisions under Solvency II2022Circular on Guidelines Regarding Contract Boundaries2022Commission Implementing Regulation (EU) 2022/1384 laying down technical information for Solvency II reporting2022Circular on Commission Delegated Regulation (EU) 2021/1256 amending Delegated Regulation (EU) 2015/35 as regards the Integration of Sustainability Risks in the Governance of Insurance and Reinsurance Undertakings2022Commission Implementing Regulation (EU) 2022/732 laying down technical information for the calculation of technical provisions and basic own funds2022Regulations amending Finansinspektionen’s regulations regarding occupational pension undertakings2022Commission Implementing Regulation (EU) 2022/186 laying down technical information for the calculation of technical provisions and basic own funds2022Commission Implementing Regulation (EU) 2021/1964 laying down technical information for the calculation of technical provisions and basic own funds2021Commission Implementing Regulation (EU) 2021/1354 laying down technical information for the calculation of technical provisions and basic own funds2021Commission Implementing Regulation (EU) 2021/744 laying down technical information for the calculation of technical provisions and basic own funds2021Commission Delegated Regulation (EU) 2021/1256 amending Delegated Regulation (EU) 2015/35 on sustainability risks in insurance governance2021Circular on the procedure to be followed in the case of transfers of portfolios of insurance or reinsurance contracts and in the case of mergers or divisions2021Commission Implementing Regulation (EU) 2021/178 laying down technical information for the calculation of technical provisions and basic own funds2021Circular on Guidelines on Undertaking-Specific Parameters2020Commission Implementing Regulation (EU) 2020/1647 laying down technical information for the calculation of technical provisions and basic own funds2020Commission Implementing Regulation (EU) 2020/641 laying down technical information for Solvency II reporting2020Commission Delegated Regulation (EU) 2020/442 correcting Delegated Regulation (EU) 2015/35 on Solvency II2019Commission Implementing Regulation (EU) 2019/1285 laying down technical information for the calculation of technical provisions and basic own funds2019Circular NBB_2019_16 / Circular on the transparency approach in the calculation of the Solvency Capital Requirement under the standard formula2019Commission Delegated Regulation (EU) 2019/1865 correcting the Romanian language version of Delegated Regulation (EU) 2015/352019Commission Implementing Regulation (EU) 2019/699 laying down technical information for the calculation of technical provisions and basic own funds2019Commission Delegated Regulation (EU) 2019/981 amending Delegated Regulation (EU) 2015/35 on Solvency II2019Instruction No. 2019-I-02 of March 4, 2019 repealing several instructions2019Commission Implementing Regulation (EU) 2019/228 laying down technical information for the calculation of technical provisions and basic own funds2019Decision of the European Systemic Risk Board on a coordination framework for consultation on extension of the Solvency II recovery period2018Commission Implementing Regulation (EU) 2018/1699 laying down technical information for the calculation of technical provisions and basic own funds2018Commission Implementing Regulation (EU) 2018/1078 on technical information for Solvency II reporting2018Commission Implementing Regulation (EU) 2018/730 laying down technical information for the calculation of technical provisions and basic own funds2018Commission Implementing Regulation (EU) 2017/2190 amending and correcting Implementing Regulation (EU) 2015/2452 on solvency and financial condition report templates2017Commission Implementing Regulation (EU) 2017/2015 laying down technical information for the calculation of technical provisions and basic own funds2017Commission Implementing Regulation (EU) 2017/1421 laying down technical information for the calculation of technical provisions and basic own funds2017Commission Delegated Regulation (EU) 2017/1542 amending Delegated Regulation (EU) 2015/35 on regulatory capital requirements for infrastructure corporates2017Procedures for Belgian Insurance or Reinsurance Companies Taking Up Activity Abroad2017Commission Implementing Regulation (EU) 2017/812 laying down technical information for calculating technical provisions and basic own funds for reporting from 31 March to 29 June 20172017Circular on insurance undertakings subject to a special regime due to their size2017Circulaire NBB_2017_07 / Requirements for the use of the Duration-Based Equity risk sub-module2017Circular NBB_2017_07 / Requirements for the use of the Duration-Based Equity risk sub-module2017Commission Implementing Regulation (EU) 2017/309 on technical information for calculating technical provisions and basic own funds for reporting from 31 December 2016 to 30 March 2017 under Solvency II2017Commission Delegated Regulation (EU) 2017/669 correcting language versions of Delegated Regulation (EU) 2015/35 on Solvency II2016Regulations Amending Information Requirements for Insurance and Occupational Pensions (FFFS 2015:18)2016Finansinspektionen’s regulations regarding insurers from a third country conducting business in Sweden (FFFS 2015:10)2016Regulations amending Finansinspektionen’s regulations regarding insurance business (FFFS 2016:3)2016Regulations amending Finansinspektionen’s regulations regarding transition rules for insurance business2016Commission Delegated Regulation (EU) 2016/2283 correcting the German language version of Delegated Regulation (EU) 2015/35 on Solvency II2016Commission Implementing Regulation (EU) 2016/1376 laying down technical information for the calculation of technical provisions and basic own funds for reporting with reference dates from 30 June until 29 September 20162016Commission Implementing Regulation (EU) 2016/869 laying down technical information for the calculation of technical provisions and basic own funds for reporting with reference dates from 31 March until 29 June 20162016Circular NBB_2016_27 / Circular on guidelines regarding the use of internal models under Solvency II2016Circular NBB_2016_07 on Segregated Funds2016Circular NBB_2016_08 on the Treatment of Affiliated Undertakings, Including Participations2016Circular NBB_2016_09 / Circular on Ancillary Own Funds2016Circular NBB_2016_09 on Auxiliary Own Funds2016Circular NBB_2016_13 on Group Solvency2016Circular NBB_2016_14 on Guidelines on Basis Risk When Applying Risk Mitigation Techniques in SCR Calculation under the Standard Formula2016Circular NBB_2016_14 on guidelines regarding basic risk when applying risk mitigation techniques in the calculation of the Solvency Capital Requirement under the standard formula2016Circular NBB_2016_15 on Guidelines for Applying Reinsurance Cession Agreements to the Non-Life Underwriting Risk Sub-module in SCR Calculation under the Standard Formula2016Circular NBB_2016_16 / Circular on guidelines for the treatment of market and counterparty risk exposures in the standard formula2016Circular NBB_2016_16 / Circular on guidelines for the treatment of market and counterparty risk exposures in the standard formula2016Circular NBB_2016_17 / Circular on the application of the 'life underwriting risk' module in the calculation of the Solvency Capital Requirement under the standard formula2016Circular NBB_2016_17 on the application of the 'life underwriting risk' module in the Solvency Capital Requirement calculation under the standard formula2016Circular NBB_2016_18 / Circular on guidelines for the 'health catastrophe risk' sub-module in the Solvency Capital Requirement calculation under the standard formula2016Circular NBB_2016_18 / Circular on guidelines for the 'health catastrophe risk' sub-module in the Solvency Capital Requirement calculation under the standard formula2016Circular NBB_2016_25 / Circular on guidelines for the application of long-term guarantee measures2016Circular NBB_2016_25 on long-term guarantee measures application2016NBB_2016_12 / Guidelines on the communication of information and on information for the public2016Decree No. 306/2016 Coll. Implementing the Insurance Act2016Instruction No. 2015-I-29 of December 17, 2015 on Reporting Minor Modifications to the Internal Model to the ACPR2015Commission Implementing Regulation (EU) 2015/2451 on disclosure templates for supervisory authorities under Solvency II2015Commission Implementing Regulation (EU) 2015/2452 on Solvency and Financial Condition Report Templates2015Royal Decree 1060/2015 on the Organization, Supervision and Solvency of Insurance and Reinsurance Undertakings2015Commission Implementing Regulation (EU) 2015/2012 on procedures for capital add-ons under Solvency II2015Commission Implementing Regulation (EU) 2015/2016 on the equity index for the symmetric adjustment of the standard equity capital charge2015Commission Delegated Regulation (EU) 2016/467 amending Regulation (EU) 2015/35 on regulatory capital requirements for insurance undertakings2015Decree No 8/2015 on Methods for Proving Compliance for Insurance and Reinsurance Authorisation2015Law 20/2015 of 14 July on the Regulation, Supervision and Solvency of Insurance and Reinsurance Undertakings2015Decree of Národná banka Slovenska No 6/2015 on Solvency for Insurance and Reinsurance Undertakings2015Commission Implementing Regulation (EU) 2015/498 on supervisory approval for undertaking-specific parameters under Solvency II2015Commission Implementing Regulation (EU) 2015/500 on supervisory approval procedures for matching adjustments under Solvency II2015Commission Implementing Regulation (EU) 2015/462 of 19 March 2015 laying down implementing technical standards with regard to the procedures for supervisory approval to establish special purpose vehicles, for the cooperation and exchange of information between supervisory authorities regarding special purpose vehicles as well as to set out formats and templates for information to be reported by special purpose vehicles in accordance with Directive 2009/138/EC of the European Parliament and of the Council Text with EEA relevance2015Joint Guidelines on the convergence of supervisory practices relating to the consistency of cooperation agreements for financial conglomerates2015Guidelines on complaints-handling by insurance undertakings2012Finansinspektionen's regulations and general guidelines on insurance businessFinansinspektionen’s regulations and general guidelines regarding supervisory reporting for insurance business (FFFS 2015:13)Finansinspektionen’s regulations regarding transitional rules for insurance businessRegulation on the Conditions for Performing Key Functions in an Insurance/Reinsurance Company – Unofficial Consolidated Text (NN, No. 68/19, 15/20)
Referred to by
Law on Markets in Financial Instruments2026Regulation on the Application of Joint Guidelines for ESG Risk Stress Testing2026Act on Alternative Investment Fund Managers and Related Matters2026Act on Insurance Undertakings in Cross-Border Pension Funds, Life Insurance Companies and Non-Life Insurance Companies etc. (Act on Insurance Business)2026ESAs Joint Guidelines on ESG Stress Testing2026Final Report on Guidelines on ancillary services undertakings2026
+43 moreRecommendation No 14/2025 on Product Oversight and Governance for Insurers and Insurance Distributors2025Act on Insurance Mediation2025Decision on Large Exposures of Credit Institutions2025GFSC Guidance Note on Insurance Group Supervision2025Order on Good Conduct for Insurance Distributors2024Order on Proportional Reduction of Regular Supervisory Reporting for Group 1 Insurance Undertakings2024Order on Intra-Group Transactions2024Circular 11/2023 (VA) on Fit and Proper Requirements for Key Functions2024Update on the Guidance on Technology Arrangements, ICT and Security Risk Management, and Outsourcing Arrangements2024Final Report on Draft Technical Standards for Markets in Crypto Assets Regulation First Package2024Commission Delegated Regulation (EU) 2023/2779 on criteria for identifying shadow banking entities2023Guideline on the Preparation of Supplementary Statistical Reports by Insurance Companies for HNB (from 1 January 2023)2023Recommendation of the European Systemic Risk Board on vulnerabilities in the commercial real estate sector in the European Economic Area2022Warning of the European Systemic Risk Board on vulnerabilities in the Union financial system2022Provisional Agreement Reached on the Digital Operational Resilience Act (DORA)2022Opinion on the classification of third-country financial entities in weekly position reports under MiFID II2022Commission Delegated Regulation (EU) 2022/1301 amending STS notification requirements for on-balance-sheet synthetic securitisations2022Opinion on improving access to and use of credit ratings in the European Union2021Peer-to-Peer Insurance Guidelines2021Joint guidelines on cooperation and information exchange for the purpose of Directive (EU) 2015/8492021Circular 04/2018 (VA) – Reporting Financial Conglomerate Solvency2021Circular on the implementation of Regulation (EU) 2019/1238 on a pan-European Personal Pension Product (PEPP)2021Recommendation on restriction of distributions during the COVID-19 pandemic2020Recommendations on supervisory flexibility regarding the deadline for regulatory reporting and public disclosure – coronavirus/COVID-192020Circulaire NBB_2019_24 / Reinsurers governed by the law of a U.S. State2019Recommendation of the European Systemic Risk Board on closing real estate data gaps (ESRB/2016/14)2019Regulation on Qualifying Holdings 20162018FMA Circular on Key Information Documents for Packaged Retail and Insurance-based Investment Products (PRIIPs)2018Commission Implementing Regulation (EU) 2017/1469 laying down a standardised presentation format for the insurance product information document2017Joint Guidelines on the prudential assessment of acquisitions and increases of qualifying holdings in the financial sector2017Circular NBB_2017_12 regarding local insurance undertakings2017Guidelines on facilitating an effective dialogue between competent authorities supervising insurance undertakings and statutory auditors and audit firms2017Recommendation of the European Systemic Risk Board on closing real estate data gaps2016Circular 2/2016 of the Bank of Spain on Supervision and Solvency Completing the Adaptation of Spanish Law to Directive 2013/36/EU and Regulation (EU) No 575/20132016Circular concerning the internal control system and the internal audit function2015Royal Decree on Information Obligations for Marketing Financial Products to Retail Clients2014Regulation on the ban on the distribution of certain financial products to retail clients2014Commission Delegated Regulation (EU) No 342/2014 on regulatory technical standards for capital adequacy of financial conglomerates2014Ministerial Decree of 26 October 2012 setting the maximum reference rate for long-term life insurance operations2012Insurance Act – Unofficial Consolidated Text (Official Gazette Nos. 30/15, 112/18, 63/20, 133/20, 151/22, 152/24, 151/25)Law on the Prevention of Money Laundering and Terrorist FinancingLaw on Voluntary Pension Funds – Unofficial Consolidated Text (NN, Nos. 19/14, 29/18, 115/18, 156/23 and 52/25)Recommendations for Insurance Undertakings Regarding the Product Governance System

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Amended 7 times · last 2022-12-14

Source: European Union — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works

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