RegAlert2026-04-03
Added · Updated
Consent Order Regarding Zions Debt Holdings, LLC and Control Persons
The Banking Commissioner modifies a prior Final Order to impose sanctions on Zions Debt Holdings, LLC and its managing members Christopher Thayne Carter and Brian Scott Fuller for operating as an unlicensed consumer collection agency in Connecticut. The Respondents are barred from acting as a consumer collection agency in the state for five years and must pay a $50,000 civil penalty and $400 in back licensing fees. Additionally, they must notify the Division within ten days of any contact with a Connecticut consumer for five years and maintain compliance policies to prevent future violations.
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IN THE MATTER OF: *
*
ZIONS DEBT HOLDINGS, LLC *
NMLS # 1906874 *
(“Zions”) *
*
CHRISTOPHER THAYNE CARTER *
NMLS # 1888989 * CONSENT ORDER
(“Carter”) *
*
BRIAN SCOTT FULLER *
NMLS # 1887837 *
(“Fuller”) *
*
(collectively, “Respondents”) *
*
WHEREAS, the Banking Commissioner (“Commissioner”) is charged with the administration of
Part XII of Chapter 669, Sections 36a-800 to 36a-814, inclusive, of the Connecticut General Statutes,
“Consumer Collection Agencies”, as amended, and the regulations promulgated thereunder, Sections 36a-809-6 to 36a-809-17, inclusive, of the Regulations of Connecticut State Agencies (“Regulations”); WHEREAS, Zions is a limited liability company with domestic filing statuses in both Utah and Florida, with an office at 299 E 950 S, Orem, Utah; WHEREAS, Zions has never been licensed to act as a consumer collection agency in Connecticut, nor is Zions otherwise exempt from licensure; WHEREAS, Carter and Fuller are managing members of Zions and exercised control over Zions at all times relevant hereto;
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Lineage: In force
Source: Connecticut Department of Banking — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works