Regulatory Alerts2026-05-28
Added · Updated
Consumer Payment Behaviour in Australia
The Reserve Bank of Australia released the 2025 Consumer Payments Survey, which reveals that card payments remain the dominant method for Australian consumers despite a slight decline in market share. Cash usage stabilized at 15 percent of transactions, while mobile wallet adoption increased significantly across all age groups, particularly among older demographics. Additionally, the survey highlights strong growth in PayID awareness and usage, alongside a steady rise in automatic payments and online commerce shares.