Circular - Banks - Sustainable Finance and Climate-Related Risks - 2023

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High Technical Committee
: Public Authority

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Classification of Sustainable Loans and Financing within Macro Economic Activities:

.1 Renewable/Clean Energy (Energy Renewable): Resources that aim for sustainability without depleting emissions (such as clean energy resources, wind and marine wave energy, and fresh/clean water energy from changes). .2 Energy Efficiency (Energy Efficiency): Resources that aim to maximize and sustain lower energy consumption for the same facility or building (such as utilizing clean energy in HVAC systems, replacing less efficient ventilation with energy-saving active systems, and utilizing hybrid vehicles). .3 Information Technology Resources (Information Technology), such as high-tech resources, retail/tech trade, electronics, and emerging technology resources, in addition to related impacts. .4 Agricultural and Land Resources (Land Conservation and Agriculture), such as land/forest rehabilitation, clean/smart agriculture, fisheries resources, organic material processing/treatment resources, and electrical power resources. .5 Waste Management Resources (Waste Management): Resources that aim to reduce, collect, manage, and recycle waste for reuse/treatment/disposal (such as solid/waste liquid management, marine water treatment plants, recycling of solid waste and exhaust gases). .6 Green Buildings (Green Building): Refers to newly constructed and/or retrofitted existing buildings that comply with the High Technical Committee's Public Authority regulations No. 7 (1999) and amendments, applicable systems/regulations, or meet World Green Building Council standards/guidelines, or are approved by international/local systems in the green building sector (such as the IFC EDGE system, which aims to assess and certify green building performance based on energy efficiency across construction/operation phases). .7 Green Public Utilities and Services (Public Utilities and Services): Resources such as constructing green infrastructure, public lighting, reducing emissions, and conserving/utilizing energy resources. .8 Health Sector (Health Sector): Resources that aim to enhance public health services (such as water treatment/air quality systems, pharmaceutical/green infrastructure resources, and early warning systems for heat/cold).