Decision No. 7/4 of 10 February 2026 Approving the Prospectus for the Primary Public Offer of Bonds Issued by BC MOLDOVA-AGROINDBANK SA

REPUBLIC OF MOLDOVA
NATIONAL FINANCIAL MARKET COMMISSION
77 Stefan cel Mare si Sfant Blvd., Chisinau, MD 2012, tel: (373 22) 859 401, www.cnpf.md, e-mail: office@cnpf.md DECISION 10 February 2026 No. 7/4 On approving the prospectus of the primary public offer of bonds issued by BC "MOLDOVA-AGROINDBANK" SA Following the examination of the application of the Commercial Bank "MOLDOVA-AGROINDBANK" SA (registered with the National Financial Market Commission (CNPF) under No. 538 on 29.01.2026), regarding the approval of the prospectus of the primary public offer of bonds, as well as the related documents, under the authority of Art. 14 and Art. 15 of Law No. 171/2012 on the capital market, Art. 8 lit. k), Art. 1 para. (3), Art. 18 para. (3), Art. 20 para. (1) and para. (6) and Art. 22 para. (3) of Law No. 192/1998 on the National Financial Market Commission, the Instruction on the stages, deadlines, method and procedures for the registration of securities (CNPF Decision No. 13/10/2018), pts. 16, 19 and 21 of the Regulation on the organization and functioning of the National Financial Market Commission (CNPF Decision No. 57/11/2022), the National Financial Market Commission DECIDES:

1. The prospectus for the primary public offer of bonds issued by the Commercial Bank "MOLDOVA-AGROINDBANK" SA (IDNO 1002600003778, MD-2012, Chisinau, 31 August 1989 St., No. 127) is approved with the following characteristics:
   1.1. nominal, non-materialized, non-convertible, class II, III, IV, V, VI, VII, VIII, IX, X, XI, XII, XIII and XIV bonds, with a circulation term of 3 years, guaranteed by the bank's own revenues, proposed for continuous placement within the Offer Program (total 10 issues of 10,000 bonds each, within a period of at most 12 months from the date of publication of the prospectus), in a total volume of 2,000 lei, in the number of 100,000 units, with a nominal value of 20,000 lei per bond, with the allocation of a distinct ISIN code for each issuance cycle, indicated in the offer announcement;
   1.2. a floating interest rate, connected to the average weighted interest rate on new deposits attracted, total for the banking sector (in national currency), with a term from 6 to 12 months, published on the official website of the National Bank of Moldova (www.bnm.md) on the first day of the public offer period (subscription period), and which is modified annually on the same date (month and day) when the offer period began + the fixed margin, established for classes
   (class II: -1.0%; class III: -0.5%; class IV: 0.00%; class V: 0.5%; class VI: 1.0%; class VII: 1.5%, class VIII: 2.0%, class IX: 2.5%, class X: 3.0%, class XI: 0.25%; class XII: 0.75%; class XIII: 1.25% and class XIV: 1.75%), paid monthly.
2. The decision regarding the issuance of a specific class of bonds, which is to be issued within the Offer Program, is approved by the Management Committee of the Commercial Bank "MOLDOVA-AGROINDBANK" SA, after the completion and closure of each issuance cycle within the Offer Program.
3. The period for the implementation of the primary public offer of bonds, for each issuance, will constitute 22 calendar days, after at most 5 calendar days from the date of publication of the offer announcement, with the possibility of early closure of this, at the decision of the issuer, in the event that all offered bonds are fully subscribed.
4. The allocation of subscribed bonds and the method of mandatory loan repayment and interest payment are as provided for in the prospectus for the primary public offer of bonds.
5. The responsibility for the data and information included in the prospectus of the primary public offer of bonds, as well as for the implementation of the offer, lies entirely with the bond issuer – the Commercial Bank
   "MOLDOVA-AGROINDBANK" SA.
6. The Issuer will notify the CNPF regarding the results of each issuance within the Offer Program, within 5 days from the date of their closure.
7. Control over the execution of this Decision is assigned to the Capital Market Department.
8. This Decision may be contested by filing a prior request to the CNPF (MD-2012, Chisinau, Stefan cel Mare si Sfant Blvd., No. 77), within 30 days from the date of communication.
9. This Decision enters into force on the date of adoption, is communicated to the appropriate recipient according to legislation, is published in the Official Monitor of the Republic of Moldova and on the official website of the CNPF (www.cnpf.md).
   Dumitru BUDIANSCHI,
   PRESIDENT