Decision Supplementing the Decision on Public Disclosure of Information by a Credit Institution

Pursuant to Article 44 paragraph 2 item 3 of the Central Bank of Montenegro Law (OGM 40/10, 6/13, 70/17, 125/23) and Article 237 paragraph (2) of the Law on Credit Institutions (OGM 72/19, 8/21, 24/25, 14/26), the Council of the Central Bank of Montenegro, at its meeting held on 15 September 2026, passed the following DECISION SUPLEMENTING THE DECISION ON PUBLIC DISCLOSURE OF INFORMATION BY A CREDIT INSTITUTION
Article 1
In the Decision on Public Disclosure of Information by a Credit Institution (OGM 94/25) after Article 24, a new article shall be added, worded as follows:
“Information on exposures to crypto-assets and activities related to crypto￾assets
Article 24a
(1) A credit institution shall publicly disclose information on crypto-assets and crypto￾asset-related services, as well as on all other activities related to crypto-assets, namely:

1. the amounts of direct and indirect exposures to crypto-assets, including the
   gross long and short components of net exposures;
2. total operational risk exposure amount;
3. the accounting classification of exposures to crypto-assets;
4. a description of business activities related to crypto-assets and their impact on
   the risk profile of that credit institution;
5. a description of risk management policies related to exposures to crypto-assets
   and crypto-asset-related services.
   (2) For the purposes of paragraph (1), item 4) of this Article, a credit institution shall disclose detailed information on business activities that are regarded as material within the meaning of Article 3 paragraph (1) of this Decision, including information on the issuance of significant asset-referenced tokens and significant electronic money tokens, information on the provision of crypto-asset services, including information relating to the provision of such services on the exclusive initiative of the client in accordance with regulations governing matters related to crypto-assets. (3) The provisions of Article 29 of this Decision shall not be applied to the public disclosure of information referred to in paragraph (1) of this Article”.

Article 2
This Decision shall enter into force on the eighth day following that of its publication in the “Official Gazette of Montenegro”. COUNCIL OF THE CENTRAL BANK OF MONTENEGRO Decision number: 0101-6963-2/2026 Podgorica, 15 September 2026 CHAIRPERSON G O V E R N O R Irena Radović m.p.