Final Order — Money Services Business

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STATE OF FLORIDA
OFFICE OF FINANCIAL REGULATION
In Re:
FAST SUPER ENVIOS CORP, and
GERMAN GIRLADO,
Case Number: 129931
Respondents.
FINAL ORDER
This cause came on for consideration and final agency action. Upon review of the record and being otherwise fully advised in the premises, the Office of Financial Regulation ("Office") hereby finds:

1. The Office has jurisdiction over the subject matter of this case and the parties
   hereto.
2. The entry of this Final Order concludes the above-referenced matter.
   ORDERED:
   A. The Stipulation and Consent Agreement (Exhibit A) is hereby approved and incorporated by reference as if fully stated herein and is adopted as the Office's Findings of Fact and Conclusions of Law. B. The parties shall comply with all terms of the Stipulation and Consent Agreement. DONE and ORDERED this 2.2.,rJ, day of May, 2026, in Tallahassee, Leon County, Florida.

CERTIFICATE OF SERVICE
I HEREBY CERTIFY that a true and correct copy of the foregoing Final Order has been furnished to Fast Super Envios Corp and German Giraldo, by electronic mail to their Attorney of Record: Kelley S. Roark, Esq. at kelleysroark@gmail.com on this ~ of May, 2026. 2 ~ency \c￾ffice of ~ Financial ~ Regulation Post Office Box 8050 Tallahassee, FL 32314-8050 Email: Agency.Clerk@flofr.gov Tel: (850) 410-9889

STA TE OF FLORIDA
OFFICE OF FINANCIAL REGULATION
In Re:
FAST SUPER ENVIOS CORP, and
GERMAN GIRLADO,
Respondents.
EXHIBIT A
Case Number: 129931
STIPULATION AND CONSENT AGREEMENT
The State of Florida, Office of Financial Regulation ("Office"), and FAST SUPER ENVIOS CORP, and GERMAN GIRALDO ("Respondents") in consideration of the mutual promises herein, recite, stipulate, and agree as follows:

1. Background. Fast Super Envios Corp ("Fast Super Envios") is licensed as a Part
   III Money Services Business, having been issued license number FT340001266, pursuant to
   chapter 560, Florida Statutes.
   Gem1an Giraldo is the President and Sole Owner of Fast Super Envios, and by operation oflaw, pursuant to section 560.103(1 ), Florida Statutes, he is an affiliated party who is liable for all violations of Fast Super Envios.
2. The Office conducted an examination (No. 127293) to ascertain Respondents'
   compliance with chapter 560, Florida Statutes, for the period of January 1, 2023 through December 31, 2024. Based on the examination, grounds existed to initiate an administrative proceeding against Respondents, and on August 7, 2025, the Office issued an Administrative Complaint. The Administrative Complaint charges the following violations: a violation of violation of section 560.310(2)( d), Florida Statutes, in Count I; a violation of section 560.310(2)(b ), Florida Statutes, in Count II; a violation of section 560.309(4), Florida Statutes, in Count III; a violation of Rule 69V-560.704(4)(e), Florida Administrative Code, and thereby section 560.114(l)(a), Florida

Statutes, in Count IV; a in violation of Rule 69V-560.704(4)(d), Florida Administrative Code, and thereby section 560.l 14(1)(a), Florida Statutes, in Count V; a in violation of Rule 69V￾560.704(1)(b), Florida Administrative Code (2020), and thereby section 560.114(1)(a), Florida Statutes, in Count VI; a violation of section 560.l 14(1)(d), Florida Statutes, in Count VII; and a violation of section 560.1235(2), Florida Statutes, in Count VIII. Respondents timely filed a response to the Administrative Complaint. In lieu of conducting an administrative hearing, the parties are herein resolving the matters at issue.
3. Jurisdiction. The Office is the state agency charged with the administration and
enforcement of chapter 560, Florida Statutes, and the corresponding rules. The Office has jurisdiction to bring this administrative action against Respondents pursuant to chapter 560, Florida Statutes.
4. Findings. For the purposes of this Stipulation and Consent Agreement,
Respondents neither admit nor deny but consent to the Office making the following findings:
a) Respondents entered inaccurate information into the CCDB or failed to timely enter required information into the CCDB, in violation of section 560.310(2)(d), Florida Statutes; b) Respondents failed to maintain copies of acceptable personal identifications ("IDs") and accepted invalid IDs at the time of the check cashing transaction, in violation of section 560.310(2)(6 ), Florida Statutes; c) Respondents accepted and cashed checks from a person who was not the original payee, in violation of section 560.309( 4), Florida Statutes; d) Respondents failed to maintain the required attestation in some of the corporate customer files reviewed, in violation of Rule 69V-560.704(4)(e), Florida Administrative Code, and thereby section 560.310(2)(a), Florida Statutes; 2

e) Respondents failed to maintain their corporate customer files, in violation of Rule 69V-560.704(4)(d), Florida Administrative Code, and thereby section 560.310(2)(a), Florida Statutes; and, f) Respondents failed to maintain, review, and update their Anti-Money Laundering program as it relates to including policies, procedures, and internal controls relating to responding to law enforcement requests, violation of section 560.1235(2), Florida Statutes.
5. Terms and Conditions. The parties agree that the issues raised can be
expeditiously resolved without further litigation by the execution of this Stipulation and Consent Agreement. The parties acknowledge that they have read this Stipulation and Consent Agreement and fully understand the rights, obligations, terms, duties, and responsibilities with respect to its contents. Therefore, in compromise and settlement of the foregoing findings and in consideration of the Office's forbearance from further litigation, Respondents agree to the following terms and conditions:
a. FUTURE COMPLIANCE. Respondents agree that they shall cease and desist from violations of chapter 560, Florida Statutes, and the corresponding rules, and comply with all the provisions of chapter 560, Florida Statutes, and corresponding rules. b. DISMISSAL OF COUNTS VI AND VII. The Office will dismiss Counts VI and VII of the Administrative Complaint.
c. ADMINISTRATIVE FINE. Respondents agree to pay the Office an
administrative fine in the amount of Fifteen Thousand Dollars ($15,000.00), to be paid at the time of the execution and delivery of this Stipulation and Consent Agreement. This administrative fine shall be submitted in the form of a wire, cashier's check, or money order made payable to "Office of Financial Regulation" and shall be sent to the attention of Agency Clerk - c/o Attorney Maria A. Guitian, Post Office Box 8050, Tallahassee, Florida 3

32314-8050. Respondents acknowledge and agree that in accordance with section 215 .31, Florida Statutes, regarding the deposit of monies, (i) the tendered fine or settlement check may be deposited in advance of full execution or acceptance of the Stipulation and Consent Agreement; and (ii) such deposit shall not be construed as a final acceptance of the Stipulation and Consent Agreement absent full execution thereof and entry of a Final Order adopting same.
6. Final Order. Respondents consent to the entry of a Final Order, which incorporates
the terms of this Stipulation and Consent Agreement. Respondents understand and agree that this Stipulation and Consent Agreement is subject to the final approval of the Office of Financial Regulation and the entry of the Final Order adopting such Agreement. In the event that the Final Order is not entered, this Stipulation and Consent Agreement shall be null and void. The Final Order incorporating this Stipulation and Consent Agreement constitutes final action by the Office for which the Office may seek enforcement pursuant to the provisions of chapters 560 and 120, Florida Statutes.
7. Waiver. By Respondents' consent to the entry of a Final Order with respect to this
proceeding, Respondents waive:
a. Any right to separately stated Findings of Fact and Conclusions of Law; b. Any right to receipt of a Notice of Rights pursuant to chapter 120, Florida Statutes; d. Any right to an administrative hearing or issuance of a Recommended Order pursuant to chapter 120, Florida Statutes; and e. Any right to contest in any administrative forum or judicial proceeding (including, but not limited to, an appeal pursuant to section 120.68, Florida Statutes) the validity of any term, condition, obligation, or duty expressly created in this Stipulation and Consent Agreement and the Final Order. 4

8. Releases. Upon full execution of this Stipulation and Consent Agreement,
   Respondents waive, release, and forever discharge the Office and its agents, representatives, and employees from any and all causes of action, in law or in equity, which Respondents may have arising out of this matter. The Office accepts this release and waiver by Respondents on behalf of itself, its agents, representatives, and employees without acknowledging, and expressly denying, that any such right or cause of action may exist.
9. Failure to Com ply. Respondents acknowledge, concur, and stipulate that
   Respondents' failure to comply with any of the terms, obligations and conditions of this Stipulation and Consent Agreement, and the Final Order adopting it is a violation of the written agreement and the Final Order entered pursuant to chapters 120 and 560, Florida Statutes. Such non￾compliance may result in the issuance of an emergency cease and desist order. However, nothing herein shall be construed to limit Respondents' right to contest any finding or determination of non-compliance.
10. Attornev Fees. Each party herein shall be solely responsible for its separate costs
    and attorney fees incurred in the prosecution, defense, or negotiations in this matter up to and including the entry of the Final Order adopting this Stipulation and Consent Agreement.
11. Severabilitv. The parties agree that if any provision of this Stipulation and Consent
    Agreement or the application thereof to any person or circumstance is held invalid, the Stipulation and Consent Agreement will be given effect without the invalid provision, and to this end, the provisions of this Stipulation and Consent Agreement are declared severable.
12. Counterparts. This Stipulation and Consent Agreement may be executed in any
    number of counterparts, and by the parties in separate counterparts, each of which will be deemed to be an original but all of which together will constitute but one Stipulation and Consent 5

Agreement. Copies of this Stipulation and Consent Agreement transmitted by facsimile or electronic mail shall have the same validity as if bearing an original signature.
13. Entire Agreement. This Stipulation and Consent Agreement represents the entire
agreement by and between Respondents and the Office. Any alterations, variations, changes, modifications, or waivers of the provisions hereof shall be valid only when they have been reduced to writing, duly signed by the Office and Respondents hereto, attached to the original of this Stipulation and Consent Agreement, and subject to the approval of the Office. WHEREFORE, in consideration of the foregoing, the Office and Respondents execute this Stipulation and Consent Agreement for entry of a Final Order on the last date executed below. [this section left intentionally blank with signatures appearing in the following pages] 6

ENVIOS CORP: ' '-
(Sign1 ture)
I
Name: German Giraldo
State of f t<> [L • J/.1-
County of Gal(,' ~rl
Date:
Title: President and Sole Owner of Fast Super
Envios Corp
German Giraldo, as President, and Sole Owner of Fast Super Envios Corp, BEFORE ME by means of [ <] physical presence or [ ] online notarization, has sworn ( or affirmed) that he has read and understands the foregoing agreement and voluntarily signed the same. 4"4... SWORN TO AND SUBSCRIBED before me this J-4 day of April, 2026. Check the appropriate box:
Personally known D
OR Produced Identification ~
"t!'-~ Pu~, JULIO HERNANDEZ .~:Q\ Commission# HH 304910 ~~· Expires September 5, 2026 ·•·OFF'-O Type of identification produced (] Driver's License D Passport D Other ___ ____ _ (Do not include ID number) 7

(Sighature)
Name: German Giraldo
State of F \ox-' J°'
County of Co\ l { ~ V
German Giraldo, BEFORE ME by means of [ (j physical presence or [ ] online notarization, has sworn ( or affirmed) that he has read and understands the foregoing agreement and voluntarily signed the same. i "- SWORN TO AND SUBSCRIBED before me thi~ day of April, 2026. Check the appropriate box:
Personally known D
OR Produced Identification ~
Type of identification produced @ Driver's License D Passport t)l',6tary P ,-...,s<YP//~ ~0 ••••••• (-0 JULIO HERNANDEZ
• .'W. * Commission# HH 304910 ~~~ -1>eOFF~o~f:l Expires September 5, 2026
D Other _______ _
(Do not include ID number)
OFFICE OF FINANCIAL REGULATION
Gregory C. Oaks, Director
Division of Consumer Finance
8
Date: 5/15/2026 ------------