Final Order — Mortgage Broker

Index: OFR 2026 - 239
STATE OF FLORIDA
OFFICE OF FINANCIAL REGULATION
In Re:
MORTGAGE MAVENS LLC, and
DIAKYDIAZ,
Case Number: 132576
Respondents.
FINAL ORDER
This cause came on for consideration and final agency action. Upon review of the record and being otherwise fully advised in the premises, the Office of Financial Regulation ("Office") hereby finds:

1. The Office has jurisdiction over the subject matter of this case and the parties
   hereto.
2. The entry of this Final Order concludes the above-referenced matter.
   ORDERED:
   A. The Stipulation and Consent Agreement (Exhibit A) is hereby approved and incorporated by reference as if fully stated herein and is adopted as the Office's Findings of Fact and Conclusions of Law. B. The parties shall comply with all terms of the Stipulation and Consent Agreement. DONE and ORDERED this t +-J.... day of May, 2026, in Tallahassee, Leon County, Florida. Russ Comm1ss10ner

CERTIFICATE OF SERVICE
I HEREBY CERTIFY that a true and correct copy of the foregoing Final Order has been furnished by email to Mortgage Mavens LLC and Diaky Diaz at diaky@911mtg.com on this ~ JV\ day of May, 2026. 2 lation 14-8050 mai : gency. erk@flofr.gov Tel: (850) 410-9889

STATE OF FLORIDA
OFFICE OF FINANCIAL REGULATION
In Re:
MORTGAGE MAVENS LLC and
DIAKYDIAZ,
Respondents.
Exhibit A
Case Number: 132576
STIPULATION AND CONSENT AGREEMENT
The State of Florida, Office of Financial Regulation ("Office"), and MORTGAGE MAVENS LLC and DIAKY DIAZ ("Respondents"), in consideration of the mutual promises herein, recite, stipulate, and agree as follows:

1. Background. At all times material hereto, Mortgage Mavens LLC, is and has been
   a mortgage broker licensee, pursuant to chapter 494, Florida Statutes, having been issued license number MBR2803. At all times material, Diaky Diaz is and has been the Sole Owner of Mortgage MavensLLC. Based upon an examination (No. 131587) initiated by the Office, grounds exist to initiate administrative proceedings against Respondents pursuant to chapter 494, Florida Statutes. The parties are resolving the issues herein with this Stipulation and Consent Agreement in lieu of the Office conducting further proceedings on this matter.
2. Jurisdiction. The Office is the state agency charged with the administration and
   enforcement of chapter 494, Florida Statutes, and the rules promulgated thereunder. The Office has jurisdiction to bring this administrative action against Respondents pursuant to chapter 494, Florida Statutes.
3. Findings. For purposes of this Stipulation and Consent Agreement, Respondents
   consent to the Office making the following finding:

a) Respondents failed to timely submit mortgage call reports (MCR) for the third and fourth quarters of 2024, in violation of Rule 69V-40.l 76(3), Florida Administrative Code, and thereby section 494.004(2), Florida Statutes. The MCR for the third quarter of 2024 was 50 days late and the MCR for the fowth quarter of 2024 was 31 days late.
4. Terms and Conditions. The parties agree that the issues raised can be
expeditiously resolved without further litigation by the execution of this Stipulation and Consent Agreement. The parties acknowledge that they have read this Stipulation and Consent Agreement and fully understand the rights, obligations, terms, duties, and responsibilities with respect to its contents. Therefore, in compromise and settlement of the foregoing findings and in consideration of the Office's forbearance from further litigation, Respondents agree to the following terms and conditions:
a. FUTURE COMPLIANCE. Respondents agree that they shall cease and desist from future violations of chapter 494, Florida Statutes, and the rules promulgated thereunder, and comply with all provisions of chapter 494, Florida Statutes, and the rules promulgated thereunder. b. LICENSE SURRENDER. Respondents shall voluntarily surrender their license (License No. MBR 2803). The license termination shall be effectuated by the Office on the date the Final Order adopting and incorporating this Stipulation and Consent Agreement is entered. At that time, any and all rights and privileges pertaining to those holding such license shall terminate.
c. FUTURE APPLICATION. Respondents shall not engage in any activity
pursuant to chapter 494, Florida Statutes, which requires a mortgage broker license from the Office unless properly licensed. Respondents shall not re-apply for a mortgage broker license pursuant to chapter 494, Florida Statutes, for a period of two (2) years from the date of entry of the Final 2

Order adopting this Stipulation and Consent Agreement. Additionally, Respondent Diaky Diaz is prohibited from acting as a principal loan originator or control person of a company licensed by the Office, or required to be licensed by the Office, for a period of two years. Any application made by Respondents will be evaluated in the usual statutorily-established manner. The facts surrounding this Stipulation may be fully considered in any licensing requests.
5. Final Order. Respondents consent to the entry ofa Final Order, which incorporates
the terms of this Stipulation and Consent Agreement. Respondents understand and agree that this Stipulation and Consent Agreement is subject to the final approval of the Office of Financial Regulation and the entry of the Final Order adopting such Agreement. In the event that the Final Order is not entered, this Stipulation and Consent Agreement shall be null and void. The Final Order incorporating this Stipulation and Consent Agreement constitutes final action by the Office for which the Office may seek enforcement pursuant to the provisions of chapters 494 and 120, Florida Statutes.
6. Waiver. By Respondents' consent to the entry of a Final Order with respect to this
proceeding, Respondents waive:
a) Any right to separately stated Findings of Fact and Conclusions of Law; b) Any right to receipt of a Notice of Rights pursuant to chapter 120, Florida Statutes; c) Any right to an administrative hearing or issuance of a Recommended Order pursuant to chapter 120, Florida Statutes; and d) Any right to contest in any administrative forum or judicial proceeding (including, but not limited to, an appeal pursuant to section 120.68, Florida 3

7.
Statutes) the validity of any term, condition, obligation, or duty expressly created in this Stipulation and Consent Agreement and the Final Order. Releases. Upon full execution of this Stipulation and Consent Agreement, Respondents waive, release, and forever discharge the Office and its agents, representatives, and employees from any and all causes of action, in law or in equity, which Respondents may have arising out of this matter. The Office accepts this release and waiver by Respondents on behalf of itself, its agents, representatives, and employees without acknowledging, and expressly denying, that any such right or cause of action may exist.
8. Failure to Complv. Respondents acknowledge, concur, and stipulate that
Respondents' failure to comply with any of the terms, obligations, and conditions of this Stipulation and Consent Agreement, and the Final Order adopting it, is a violation of the written agreement and the Final Order entered pursuant to chapters 120 and 494, Florida Statutes. Such non-compliance may result in the issuance of an emergency cease and desist order. However, nothing herein shall be construed to limit Respondents' right to contest any finding or determination of non-compliance.
9. Attorney's Fees. Each party herein shall be solely responsible for its separate costs
and attorney's fees incurred in the prosecution, defense, or negotiations in this matter up to and including the entry of the Final Order adopting this Stipulation and Consent Agreement.
10. Severability. The parties agree that if any provision of this Stipulation and Consent
Agreement or the application thereof to any person or circumstance is held invalid, the Stipulation and Consent Agreement will be given effect without the invalid provision, and to this end, the provisions of this Stipulation and Consent Agreement are declared severable. 4

11. Counterparts. This Stipulation and Consent Agreement may be executed in any
    number of counterparts, and by the parties in separate counterparts, each of which will be deemed to be an original but all of which together will constitute but one Stipulation and Consent Agreement. Copies of this Stipulation and Consent Agreement transmitted by facsimile or electronic mail shall have the same validity as if bearing an original signature.
12. Entire Agreement. This Stipulation and Consent Agreement represents the entire
    agreement by and between Respondents and the Office. Any alterations, variations, changes, modifications, or waivers of the provisions hereof shall be valid only when they have been reduced to writing, duly signed by the Office and Respondents hereto, attached to the original of this Stipulation and Consent Agreement, and subject to the approval of the Office. WHEREFORE, in consideration of the foregoing, the Office and Respondents execute this Stipulation and Consent Agreement for entry of a Final Order on the last date executed below, terminating license no. MBR2803. 5

MORTGAGE MAVENS LLC:
Name: Diaky Diaz
State of Flo {(1 b A
County of P ) f\J:e j \f)S
Title: Sole Owner
Diaky Diaz, as Sole Owner of Mortgage Mavens LLC, BEFORE ME by means of [.{physical presence or [] online notarization, has sworn (or affirmed) that (s)he has read and understands the foregoing agreement and voluntarily signed the same. SWORN TO AND SUBSCRIBED before me this~ day of Ap(2..i L r$~¾:, MICHAEL PADGETT i ,;;: ~ 3;, \ Notary Public • Stale of Florida ~'f.~ji Commi~1lon # HH 455049 ·•,,.f.f.::.• My Comm. Expires Oct 17, 2027 . ~ ...,,"""-'""'"'q,,,r.--:,,,;f. Personally known ____________ _ OR produced identification -+fi .......J>~l~----.1,.__/ _ Type of identification produced: -~M1-~=-=i>....,,L- :;__ __ _ 6 , 2026.

DIA.KY DIAZ:
Name: Diaky Diaz
State of ~ Io l i Dfr
County of p , tJ€) I [,ts
Diaky Diaz, BEFORE ME by means of [.{p°hysical presence or [ ] online notarization, has sworn (or affirmed) that (s)he has read and understands the foregoing agreement and voluntarily signed the same. SWORN TO AND SUBSCRIBED before me this..at- day of ~Pe; L , 2026. ,i~~P/it MICHAEL PADGETT [!~;\ Notary Public• State of Florida \f~.! Commission # HH 455049 ·---.. ~~-r,1.--·· My Comm. Expires Oct 17, 2027 Personally known ______ -=------- OR produced identification ✓~-------- Type of identification produced: - ~fl,_....A>---=-1. __ _ OFFICE OF FINANCIAL REGULATION I f3dt711,N.ur,., for Gregory C. Oaks 5/4/2026 Date:
Gregory C. Oaks, Director
Division of Consumer Finance
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