Final Order — Motor Vehicle Retail Installment

Index: OFR 2026 - 224
STATE OF FLORIDA
OFFICE OF FINANCIAL REGULATION
In Re:
BE BOLD AUTO SALES
& CAR RENTALS INC, and
BRITTANY DA VIS,
Respondents.
FINAL ORDER
Case Number: 136292
The State of Florida, Office of Financial Regulation ("Office"), being authorized and directed to administer and enforce chapter 520, Florida Statutes, hereby enters this Final Order with Notice of Rights ("Final Order") as authorized by the provisions of chapters 120 and 520, Florida Statutes, against BE BOLD AUTO SALES & CAR RENTALS INC and BRITTANY DAVIS ("Respondents"). FINDINGS OF FACT

1. The Office has jurisdiction over the subject matter of this case and the parties
   hereto.

2. Be Bold Auto Sales & Car Rentals Inc., is licensed in Florida as a motor vehicle
   retail installment seller having been issued license number MV9916902, pursuant to chapter 520, Florida Statutes.

3. At all times material, Brittany Davis ("Davis") is and has been the Control Person
   and Sole Owner of Be Bold Auto Sales & Car Rentals Inc.

4. Davis was responsible for the daily operations of Be Bold Auto Sales & Car Rentals
   Inc. Additionally, Davis is responsible for any violations of chapter 520, Florida Statues, committed by Be Bold Auto Sales & Car Rentals Inc.

5. On December 23, 2025, a Final Order was issued in Office of Financial Regulation
   case number 127422, adopting the findings in the Administrative Complaint, issued on or about September 29, 2025, and assessing a fine of $1,800.00 for violations of chapter 520, Florida Statues. This Final Order was served on January 2, 2026, and required that Respondents pay the administrative fine within 30 days of the issuance of the Order. As of today, the fine has not been paid.

6. On February 27, 2026, the Office issued an Administrative Complaint
   ("Complaint") (Exhibit A) seeking a revocation of Respondents license (MV9916902).

7. The Complaint contained a Notice of Rights, which fully advised Respondents that
   they had twenty-one (21) days after the receipt of the Complaint within which to petition the Office for an administrative hearing to contest the allegation set forth in the Complaint, in accordance with sections 120.59 and 120.57, Florida Statutes, including the following information:
   TO PRESERVE THE RIGHT TO A HEARING, A WRITTEN
   RESPONSE MUST BE FILED WITH THE OFFICE OF
   FINANCIAL REGULATION WITHIN TWENTY-ONE (21)
   DAYS AFTER THE RECEIPT OF THE ADMINISTRATIVE
   COMPLAINT. SAID RESPONSE MUST BE RECEIVED BY
   THE OFFICE NO LATER THAN 5:00 P.M. ON THE TWENTY￾FIRST DAY AFTER THE RECEIPT OF THE ADMINISTRATIVE COMPLAINT. A FAILURE TO TIMELY RESPOND IN WRITING WILL CONSTITUTE A W AIYER OF THE LICENSEE'S RIGHT TO REQUEST A HEARING AND A FINAL ORDER MAY BE ENTERED WITHOUT FURTHER NOTICE.

8. Respondents were served the Complaint via U.S. Certified Mail on March 5, 2026,
   (Exhibit B). As such, a response was due no later than Friday, March 27, 2026. To date, the Office has neither received a written response to the Complaint nor have Respondents made a claim of equitable tolling.

9. The Findings of Fact alleged in the Complaint are hereby incorporated by reference
   and adopted as Findings of Fact in this Final Order.

CONCLUSIONS OF LAW
I 0. The Office is responsible for the administration and enforcement of chapter 520, Florida Statutes, and has jurisdiction over the subject matter and of Respondents pursuant to
chapter 520, Florida Statutes.
11. The Findings of Fact herein serve as the basis of the entry of this Final Order against
Respondents.
12. Section 120.569(2)(a), Florida Statutes, and Rule 28-106.111(2), Florida
Administrative Code, require, among other things, that a response or a petition to an action which affects the substantial interests of a party be filed with the agency within 21 days of receipt of written notice of the action.
13. Section 120.569(2)(c), Florida Statutes, provides that a petition for hearing shall be
dismissed if it has been untimely filed (not within 21 days).
14. Pursuant to Rule 28-106.111(4), Florida Administrative Code, the failure of
Respondents to timely respond to the Complaint constitutes a waiver of Respondents right to an administrative proceeding.
15. The doctrine of equitable tolling can be applied in administrative cases when a party
has been misled or lulled into inaction, i.e., has in some extraordinary way, been prevented from asserting his rights, or has timely asserted his rights in the wrong forum. Machules, v. Department ofAdmin., 523 So. 2d 1132 (Florida 1988).
16. Without any evidence of equitable tolling, it is appropriate for the Office to
conclude there was none. Patz v. Dept. ofHealth, 864 So.2d 79, 80 (Fla. 3d DCA 2003).
17. When Respondents failed to submit a response to the Office on or before
March 27, 2026, Respondents also presented no claim, or evidence of equitable tolling. Therefore, it is appropriate for the Office to conclude there was no equitable tolling and Respondents waived its right to an administrative proceeding.

18. Based on the Findings of Fact adopted herein, the Office concludes that
    Respondents violated the specific statutes and rules charged in the Complaint and, as such, the specific charges in the Complaint are adopted in this Final Order as Conclusions of Law.
19. The Findings of Fact and Conclusion of Law that form the basis for the Complaint,
    together with the waiver of a hearing by Respondents, constitute grounds for the Office to revoke Be Bold Auto Sales & Car Rentals Inc and Brittany Davis license MV9916902. Based on the foregoing Findings of Fact and Conclusions of Law, it is hereby ORDERED:
    A. Upon entry of this Final Order, Be Bold Auto Sales & Car Rentals Inc motor vehicle retail installment seller license (MV9916902) is hereby REVOKED. DONE and ORDERED this £ day of April, 2026, in Tallahassee, Leon County, Florida. Commissioner

NOTICE OF RIGHTS
A PARTY WHO IS ADVERSELY AFFECTED BY THIS FINAL ORDER IS ENTITLED TO JUDICIAL REVIEW PURSUANT TO SECTION 120.68, FLORIDA STATUTES. REVIEW PROCEEDINGS ARE GOVERNED BY THE FLORIDA RULES OF APPELLATE PROCEDURE. SUCH PROCEEDINGS ARE COMMENCED BY FILING THE ORIGINAL NOTICE OF APPEAL WITH THE AGENCY CLERK FOR THE OFFICE OF FINANCIAL REGULATION AS FOLLOWS:
B Mail, Facsimile or Email
Agency Clerk
Office of Financial Regulation
Office of General Counsel
P.O. Box 8050
Tallahassee, FL 32314-8050
Phone: (850) 410-9889
Fax: (850) 410-9663
Email: Agency.Clerk@flofr.gov
OR Bv Hand Deliverv
Agency Clerk
Office of Financial Regulation
Office of General Counsel
The Fletcher Building
101 East Gaines Street
Tallahassee, FL 32399
Phone: (850) 410-9889
A COPY OF THE NOTICE OF APPEAL, ACCOMPANIED BY THE FILING FEES AS REQUIRED BY LAW, MUST ALSO BE FILED WITH THE DISTRICT COURT OF APPEAL, FIRST DISTRICT, 2000 DRAYTON DRIVE, TALLAHASSEE, FLORIDA 32399-0950, OR WITH THE DISTRICT COURT OF APPEAL IN THE APPELLATE DISTRICT WHERE THE PARTY RESIDES. THE NOTICE OF APPEAL MUST BE FILED WITH BOTH THE AGENCY CLERK FOR THE OFFICE OF FINANCIAL REGULATION AND THE DISTRICT COURT OF APPEAL WITHIN 30 DAYS OF THE RENDITION OF THE ORDER TO BE REVIEWED.

CERTIFICATE OF SERVICE
I HEREBY CERTIFY that a true and correct copy of the foregoing Final Order has been sent for service via U.S. Certified Mail to Be Bold Auto Sales & Car Rentals Inc and Brittany Davis at 13833 Wellington TRE-4#113, Wellington, Florida 33414 and to Be Bold Auto Sales & Car Rentals Inc and Brittany Davis at 6300 Georgia Ave., #1 West Palm Beach, Florida 33405 on this ~ day of April, 2026. 9489 090 0027 662 □ 8137 98 9489 090 □□ 27 662 □ 8138 04 - - Post Office ~ x __ Tallahassee, FL 32314-8050 Email: Agency.Clerk@flofr.gov Tel: (850) 410-9889

STATE OF FLORIDA
OFFICE OF FINANCIAL REGULATION
In Re:
BE BOLD AUTO SALES & CAR RENTALS INC, and
BRITT ANY DA VIS,
Respondents.
ADMINISTRATIVE COMPLAINT
Exhibit A
Case Number: 136292
The State of Florida, Office of Financial Regulation ("Office"), files this Administrative Complaint against BE BOLD AUTO SALES & CAR RENTALS INC and BRITTANY DA VIS (together "Respondents"), alleging:
GENERAL ALLEGATIONS
l. Pursuant to sections 520.994 and 520.996, Florida Statutes, the Office is charged
with administering and enforcing the provisions of chapter 520, Florida Statutes, and is authorized to conduct examinations and investigations to determine whether any provision of chapter 520, Florida Statutes, has been violated by any person.
2. Pursuant to section 520.02(11), Florida Statutes, a "motor vehicle retail installment
seller" or "selJer" means a person engaged in the business of selling motor vehicles to consumers in retail installment transactions.
3. Pursuant to section 520.03(] ), Florida Statutes, a person may not act as a motor
vehicle retail installment seller or operate such a business without a license.
4. Pursuant to section 520.02(4), Florida Statutes, a "control person" means a person
that possesses the power, directly or indirectly, to direct the management or policies of a company, whether through ownership of securities, by contract, or otherwise.

5. Pursuant to section 520.995(4), Florida Statutes, control persons are subject to
disciplinary action for violations of chapter 520, Florida Statutes.
6. At aJI times material, Be Bold Auto Sales & Car Rentals Inc ("Be Bold Auto Sales")
is and has conducted business as a motor vehicle retail installment seller having been issued license number MV9916902, pursuant to chapter 520, Florida Statutes.
7. At all times material, Brittany Davis is and has been the Sole Owner of Be Bold
Auto Sales; thereby, Brittany Davis is Be Bold Auto Sales' control person.
8. On December 13, 2025, the Office entered a Final Order ("Order") against Be Bold
Auto Sales and Brittany Davis, in Case No. 127422 for violations of chapter 520, Florida Statutes. Pursuant to the Order, Respondents were required to pay an administrative fine of $1,800.00 within 30 days of the entry of the Order, i.e. by January 22, 2026.
9. To date, Respondents have not paid the $1,800.00 fine.
l 0. Respondents have failed to pay the fine assessed by the Office within 30 days after the due date as stated ~n the Order, in violation of section 520.995(1 )(a), Florida Statutes.
11. Respondents have further violated section 520.995(1 )(i), Florida Statutes, by failing
to pay a fine imposed pursuant to chapter 520, Florida Statutes.
12. Pursuant to section 520.995(2)(b), Florida Statutes, failure to comply with any
provision of chapter 520, Florida Statutes, or its rules, constitutes grounds for disciplinary action, up to license revocation.
13. Therefore, the Office is seeking revocation of the motor vehicle retail installment
license number MV9916902.
WHEREFORE, Respondents, BE BOLD AUTO SALES & CAR RENTALS INC and BRITT ANY DA VIS are hereby notified that the Office intends to enter an order revoking the motor vehicle retail installment 1icense number MV9916902. 2

NOTICE OF RIGHTS
The licensee is entitled to be represented by counsel or another qualified representative. The licensee also has the right to request a hearing pursuant to sections 120.569 and 120.57, Florida Statutes. Such request must comply with Rules 28-106.2015 and 28-106.104, Florida Administrative Code. An Election of Proceeding form is attached for your convenience. Any such request must be filed as follows:
Bv Mail, Facsimile or Email
Agency Clerk
Office of Financial Regulation
Office of General Counsel
P.O. Box 8050
Tallahassee, FL 32314-8050
Phone: (850) 410-9889
Fax: (850) 410-9663
Email: Agency.Clerk@flofr.gov
OR Bv Hand Delivery
Agency Clerk
Office of Financial Regulation
Office of General Counsel
The Fletcher Building
101 East Gaines Street, Suite 504
Tallahassee, FL 32399
Phone: (850) 410-9889
TO PRESERVE THE RIGHT TO A HEARING, A WRITTEN RESPONSE MUST BE FILED WITH THE OFFICE OF FINANCIAL REGULATION WITHIN TWENTY￾ONE (21) DAYS AFTER THE RECEIPT OF THE ADMINISTRATIVE COMPLAINT. SAID RESPONSE MUST BE RECEIVED BY THE OFFICE NO LATER THAN 5:00 P.M. ON THE TWENTY-FIRST DAY AFTER THE RECEIPT OF THE ADMINISTRATIVE COMPLAINT. A FAILURE TO TIMELY RESPOND IN WRITING WILL CONSTITUTE A WAIVER OF THE LICENSEE'S RIGHT TO REQUEST A HEARING AND A FINAL ORDER MAY BE ENTERED WITHOUT FURTHER NOTICE. You may not make an oral request for an administrative hearing. With regard to a written request, if you fail to follow the outlined procedure, your request may be dismissed. Any request for an administrative proceeding received prior to the date of this notice is deemed abandoned and to be considered must be timely renewed in compliance with the procedure set forth above. 3

Mediation of this matter pursuant to section 120.573, Florida Statutes, is not available. NOTICE TO RESPONDENTS In accordance with the Americans with Disabilities Act, persons with disabilities needing special accommodation to participate in this proceeding should contact the Agency Clerk no later than seven (7) days prior to the filing deadline or proceeding, at the Office of Financial Regulation, The Fletcher Building, Suite 504,200 East Gaines Street, Tallahassee, Florida 32399, Phone: (850) 410-9889, or by Email: Agency.Clerk@flofr.gov. By: CAwt ~ .N Carrie S. Franz () Chief Counsel Office of Financial Regulation Office of General Counsel Fla. Bar No. 0659274 200 E Gaines Street Tallahassee, FL 32399-0370 Tel: 850-410-9834 Email: Carrie.Franz@flofr.gov CERTIFICATE OF SERVICE I HEREBY CERTIFY that a true and correct copy of the foregoing Administrative Complaint has been furnished via U.S. Certified Mail to Be Bold Auto Sales & Car Rentals Inc and Brittany Davis at 13833 Wellington TR E-4 #113, Wellington, Florida 33414 and to Be Bold Auto Sales & Car Rentals Inc and Brittany Davis at 6300 Georgia Ave., #1 West Palm Beach, Florida 33405, on this 27th day of February, 2026. 9489 0090 0027 6214 9332 08 4 (jJJ)J ~ .S. ( Carrie S. Franz Chief Counsel

STATE OF FLORIDA
OFFICE OF FINANCIAL REGULATION
Case No: 136292
Be Bold Auto Sales & Car Rentals Inc and Brittany Davis 13833 Wellington TR E-4 #113 Wellington, Florida 33414 ELECTION OF PROCEEDING I have received and read the Administrative Complaint, including the Notice of Rights, filed by the Office of Financial Regulation ("Office") regarding the above-referenced Respondent, and I am requesting disposition as indicated below. PLEASE SELECT ONLY ONE OF THE OPTIONS:
OPTION #1: D I do not request a hearing in this matter. I do not dispute any of the Office's factual allegations and conclusions of law as stated in the Administrative Complaint. I understand that upon my waiving the right to a hearing, the Office may enter a final order ado tin the flndin of fact and conclusions of law in the Administrative Com. laint and im sin the enalties sou ht in the Administrative Com laint. OPTION #2: D I sm_.nm; dispute any of the Office's factual allegations but dispute the Office's conclusions of law to those factual allegations, and request disposition of this matter by informal hearing pursuant to section 120.57(2), Florida Statutes. I request to (CHECK ONLY ONE OF THE FOLLOWING 2 OPTIONS):
a. D Attend a hearing by video teleconference before a Hearing Officer appointed by the Office; OR b. D Submit a written statement with supporting documentation to a Hearing Officer appointed by the Office. OPTION #3: D I do dispute one or more of the Office's factual allegations. I request a formal hearing before the Division of Administrative Hearings {DOAH) pursuant to section 120.57(1), Florida Statutes. In accordance with Rule 28-106.2015(S)(c), FAC, I am attaching a copy of the material facts that I dispute. TO PRESERVE YOUR RIGHT TO A HEARING, A RESPONSE MUST BE FILED WITH THE OFFICE OF FINANCIAL REGULATION AGENCY CLERK NO LATER THAN 5:00 P.M. ON OR BEFORE THE TWENTY-FIRST DAY AFTER RECEIPT OF THE ADMINISTRATIVE COMPLAINT, BY ANY OF THE FOLLOWING METHODS:

1. By email: Agency.Clerk@flofr.gov; or
2. By U.S. Mail: P.O. Box 8050, Tallahassee, Florida 32314-8050; or
3. By hand delivery: Office of General Counsel, Suite 504, Fletcher Bldg., 101 E. Gaines Street, Tallahassee, FL 32399.
   Signature of Respondent or Mailing Address
   Authorized Representative of Respondent
   Printed Name & Title City State Zip
   Date E-mail Address Telephone Number
   Form: OFR-GC-13 (rev. 1/28/2026)
   Page 1 of2

STATE OF FLORIDA
OFFICE OF FINANCIAL REGULATION
Case No: 136292
Be Bold Auto Sales & Car Rentals Inc and Brittany Davis 13833 Wellington TR E-4 #113 Wellington, Florida 33414 **YOU ARE TO COMPLETE THE FOLLOWING ONLY IF YOU HAVE CHECKED OPTION #3 ON THE PRECEDING PAGE. If you need more space, you may provide additional pages. As Respondent or the authorized representative of Respondent, I am disputing the following material facts:
Signature of Respondent or Authorized Representative ~orm: OFR-GC-13 (rev. 1/28/2026)
Page 2 of 2
Date

.::!!J!!!!I UNITEDST/JTES IJEiil POST/JL SERVICE March 12, 2026 Dear Amber Hopkins:
Exhibit B
The following is in response to your request for proof of delivery on your item with the tracking number:
9489 0090 0027 6214 9332 08.
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Address of Recipient:
Delivered, Front Desk/Reception/Mail Room
March 5, 2026, 12:13 pm
WELLINGTON, FL 33414
First-Class Mail®
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Return Receipt Electronic
3Ib, 9.3oz
13833 WELLINGTON TRCE,
WELLINGTON, FL 33414
Note: Scanned image may reflect a different destination address due to Intended Recipient's delivery instructions on file. Thank you for selecting the United States Postal Service® for your mailing needs. If you require additional assistance, please contact your local Post Office™ or a Postal representative at 1-800-222-1811 . Sincerely, United States Postal Service® 475 L'Enfant Plaza SW Washington, D.C. 20260-0004