Final Order — Veronica Construction Services Inc d/b/a Veronica's Auto Sales and Jose J. Dominguez

Index: OFR 2026 - 400
STATE OF FLORIDA
OFFICE OF FINANCIAL REGULATION
In Re:
8/7/2026
EGAI.
VERONICA CONSTRUCTION SERVICES INC,
D/B/A VERONICA'S AUTO SALES, and
Case Number: 124262
JOSE J. DOMINGUEZ,
Respondents.
FINAL ORDER
This cause came on for consideration and final agency action. Upon review of the record and being otherwise fully advised in the premises, the Office of Financial Regulation ("Office") hereby finds:

1. The Office has jurisdiction over the subject matter of this case and the parties
   hereto.
2. The entry of this Final Order concludes the above-referenced matter.
   ORDERED:
   A. The Stipulation and Consent Agreement (Exhibit A) is hereby approved and incorporated by reference as if fully stated herein and is adopted as the Office's Findings of Fact and Conclusions of Law. B. The parties shall comply with all terms of the Stipulation and Consent Agreement. DONE and ORDERED this :J~ day of August, 2026, in Tallahassee, Leon County, Florida. Commissioner

CERTIFICATE OF SERVICE
I HEREBY CERTIFY that a true and correct copy of the foregoing Final Order has been furnished by U.S. Mail to Veronica Construction Services Inc d/b/a Veronica's Auto Sales and Jose J. Dominguez at 4017 W. Osborne Avenue, Tampa, Florida 33614, and Registered Agent Jose J. Dominguez at 4004 S. Church Avenue, Tampa, Florida 33611, and attorney Carolina Calvo at 25 SE 2nd Ave., Ste. 550, Miami, Forida 33131, and via electronic email to Veronica Construction Services Inc d/b/a Veronica's Auto Sales and Jose J. Dominguez at veroauto@yahoo.com and to Respondents' attorney Carolina Calvo at carolina@calvolawpa.com, on this ~ day of August, 2026. 0 . ofr.gov Tel: (850) 410-9889 2

ST A TE OF FLORIDA
OFFICE OF FINANCIAL REGULATION
In Re:
VERONICA CONSTRUCTION SERVICES
INC, D/B/A VERONICA'S AUTO SALES, and
JOSE J. DOMINGUEZ,
Respondents.
Exhibit A
Case Number: 124262
STIPULATION AND CONSENT AGREEMENT
The State of Florida, Office of Financial Regulation ("Office"), and VERONICA CONSTRUCTION SERVICES INC, D/8/A VERONICA'S AUTO SALES, and JOSE J. DOMINGUEZ (together "Respondents''), in consideration of the mutual promises herein, recite, stipulate, and agree as follows:
I. Background. At all times material hereto, Veronica Construction Services Inc.
O/B/A Veronica's Auto Sales is and has been a motor vehicle retail installment seller in the State of Florida. having been issued license number MV9905092. At all times material, Jose J. Dominguez is and has been the President and sole owner of Veronica Construction Services Inc, O/B/A Veronica's Auto Sales. The Office conducted an examination (No. 121608) of Respondents' business records and operations to asce1tain compliance with chapter 520, Florida Statutes, for the period of March 1, 2022, through February 29, 2024. Consequently, the Office issued an Administrative Complaint ("Complaint") on January 8,
2026. In response. Respondents requested an Tnfonnal Hearing.
The parties have since negotiated a settlement, prior to conducting any hearing in this proceeding.

2. Jurisdiction. The Office is the state agency charged with the administration and
   enforcement of chapter 520, Florida Statutes, and the rules promulgated thereunder. The Office has jurisdiction to bring this administrative action against Respondents pursuant to chapter 520, Florida Statutes.
3. Findings. For purposes of this Stipulation and Consent Agreement, Respondents
   consent to the Office making the following findings:
   4. a) Respondents failed to timely report the change of business address, in violation of section 520.995(1 )(a), Florida Statutes; b) Respondents failed to include in the retail installment contract, the correct address for seller's place of business, in violation of section 520.07( I )(d), Florida Statutes; and c) Respondents failed to maintain documentation of documentary stamps to support documentary excise tax, and Respondents failed to remit payment to the Department of Revenue, in violation of Ruic 69V-50.001 (2)(b), Florida Administrative Code, and thereby section 520. 995( I )(a), Florida Statutes. Terms and Conditions. The parties agree that the issues raised can be expeditiously resolved without further litigation by the execution of this Stipulation and Consent Agreement. The parties acknowledge that they have read this Stipulation and Consent Agreement and fully understand the rights, obligations, tem1s, duties, and responsibilities with respect to its contents. Therefore, in compromise and settlement of the foregoing findings and in consideration of the Office's forbearance from further litigation, Respondents agree to the following terms and conditions:
   2

a. FUTURE COMPLIANCE. Respondents agree that they shall cease and desist from future violations of chapter 520, Florida Statutes, and the rules promulgated thereunder, and comply with all the provisions of chapter 520, Florida Statutes. and the rules promulgated pursuant thereto. b. ADMTNTSTRA TIVE FINE. Respondents agree to pay the Office an administrative fine in the amount of Five Hundred Dollars {$500.00), to be paid at the time of the execution and delivery of this Stipulation and Consent Agreement. This administrative fine shall be submitted in the form of a wire transfer, cashier's check, or money order made payable to "Office of Financial Regulation" and shall be sent lo the attention of Agency Clerk - c/o Attorney Alessandra Mousinho, Post Office Box 8050, Tallahassee, Florida 32314-8050. Respondents acknowledge and agree that in accordance with
section 215.31, Florida Statutes, regarding the deposit of monies: (i) the tendered fine or
settlement check may be deposited in advance of full execution or acceptance of the Stipulation and Consent Agreement: and (ii) such deposit shall not be construed as a final acceptance of the Stipulation and Consent Agreement absent full execution thereof and entry of a Final Order adopting same.
5. Final Order. Respondents consent to the entry of a Final Order, which incorporates
the tcm1s of this Stipulation and Consent Agreement. Respondents understand and agree that this Stipulation and Consent Agreement is subject to the final approval of the Office of Financial Regulation and the entry of the Final Order adopting such Agreement. In the event that the Final Order is not entered, this Stipulation and Consent Agreement shall be null and void. The Final Order incorporating this Stipulation and Consent Agreement constitutes final action by the Office 3

for which the Office may seek enforcement pursuant to the provisions of chapters 520 and 120, Florida Statutes.
6. Waiver. By Respondents' consent to the entry of a Final Order with respect to this
proceeding, Respondents waive:
a) Any right to separately stated Findings of Fact and Conclusions of Law; b) Any right to receipt of a Notice of Rights pursuant to chapter 120, Florida Statutes; c) Any right to an administrative hearing or issuance of a Recommended Order pursuant to chapter 120, Florida Statutes; and d) Any right to contest in any administrative forum or judicial proceeding (including, but not limited to, an appeal pursuant to section 120.68, Florida Statutes) the validity of any term, condition, obligation, or duty expressly created in this Stipulation and Consent Agreement and the Final Order.
7. Releases. Upon full execution of this Stipulation and Consent Agreement,
Respondents waive, release, and forever discharge the Office and its agents, representatives, and employees from any and all causes of action, in law or in equity, which Respondents may have arising out of this matter. The Office accepts this release and waiver by Respondents on behalf of itself, its agents, representatives, and employees without acknowledging, and expressly denying, that any such right or cause of action may exist.
8. Failure to Comply. Respondents acknowledge, concur, and stipulate that
Respondents' failure to comply with any of the terms, obligations and conditions of this Stipulation and Consent Agreement, and the Final Order adopting it, is a violation of the written agreement and the Final Order entered pursuant to chapters 120 and 520, Florida Statutes. Such non￾4

compliance may result in the issuance of an emergency cease and desist order. However, nothing herein shall be construed to limit Respondents' right to contest any finding or determination of non-comp I iance.
9. Attorney's Fees. Each party herein shall be solely responsible for its separate costs
and attorney's fees incurred in the prosecution, defense, or negotiations in this matter up to and including the entry of the Final Order adopting this Stipulation and Consent Agreement.
10. SeverabiJity. The parties agree that if any provision of this Stipulation and Consent
Agreement or the application thereof to any person or circumstance is held invalid, the Stipulation and Consent Agreement will be given effect without the invalid provision, and to this end, the provisions of this Stipulation and Consent Agreement are declared severable.
11. Counterparts. This Stipulation and Consent Agreement may be executed in any
number of counterparts, and by the parties in separate counterparts, each of which will be deemed to be an original but all of which together will constitute but one Stipulation and Consent Agreement. Copies of this Stipulation and Consent Agreement transmitted by facsimile or electronic mail shall have the same validity as if bearing an original signature.
12. Entire Agreement. This Stipulation and Consent Agreement represents the entire
agreement by and between Respondents and the Office. Any alterations, variations, changes, modifications, or waivers of the provisions hereof shall be valid only when they have been reduced to writing, duly signed by the Office and Respondents hereto, attached to the original of this Stipulation and Consent Agreement, and subject to the approval of the Office. WHEREFORE, in consideration of the foregoing, the Office and Respondents execute this Stipulation and Consent Agreement for entry of a Final Order on the last date executed below. 5

VERONICA CONSTRUCTION SERVICES INC, D/B/A VERONICA'S AUTO SALES:
~ Date:7/4k 6
Name: Jose J. Dominguez Title: President and sole owner State of Florida County of !il lts004<f1 Jose J. Dominguez. as President and Sole Owner of Veronica Constrnction Se1vices Inc. D/B/A Veronica's Auto Sales, BEFORE ME by means of~ physical presence or D online notarization, has sworn ( or atlirmed) that he has read and understands the foregoing agreement and voluntarily signed the same. SWORN TO AND SUBSCRIBED before me this.l.2_ day of ~ -i~·.:~ ~N T,WAA C DlEOOONffE EXllc:m!E {[''/;. ~: Notary Public, State of Florida ~: Commission No. HH 763507

• •,,,,:.,,.••· My Comm. Exp.2/3/2030
  Check the appropriate box :
  Personally known Ej
  OR Produced ldentification D
  N~
  Type of identification produced D Driver's License D Passport D Other _ _ _____ _ (Do not include ID number) 6 , 2026.

JOSE J. DOMINGUEZ:
Date:
Name: Jose J. Dominguez
State of Florida
County of II/ts~
Jose J. Dominguez, BEFORE ME by means of ~ physical presence or D online notarization, has sworn (or affirmed) that he has read and understands the foregoing agreement and voluntarily signed the same. SWORN TO AND SUBSCRIBED before me thisll day of 1u~ --------- J 71 f •: --,,,:
.-·•i.:.•.

• ~:: Notary
  AHNTAMARC
  Public,
  0£000NNEEXIL00.1E
  State of Florida
  ~
  . 7 ~-~ . • / Commission No. HH 763507 -
• ,,.,., ,.. My Comm. Exp. 2/3/2030 N-Otaubli
  Check the appropriate box:
  Personally known @
  OR Produced Identification D
  Type of identification produced D Driver's License D Passport D Other ______ _ (Do not include ID number) OFFICE OF FINANCIAL REGULATION Date: 8/3/2026 , 2026. ------------ Gregory C. Oaks, Director Division of Consumer Finance 7