Final Order — William Alan Tatro

Index: OFR 2026 - 332 ....
CKETEO •
/2026
STATE OF FLORIDA
OFFICE OF FINANCIAL REGULATION G,t..
In Re:
WILLIAM ALAN TATRO, Case Number: 138515-SR
Respondent.
FINAL ORDER
The State of Florida, Office of Financial Regulation ("Office"), and Respondent William Alan Tatro ("Tatro"), having entered into the attached Stipulation and Consent Agreement ("Agreement"), resolving and concluding this matter, it is therefore ORDERED:

1. The Agreement entered into by the Office and Tatro is adopted and incorporated
   by reference herein as if set forth at length.
2. The parties shall comply with all provisions of the incorporated Agreement.
   DONE and ORDERED this r day of July, 2026, in TaJlahassee, Leon County, Florida. Russell C. Weigel, . Commissioner

CERTIFICATE OF SERVICE
I HEREBY CERTIFY that a true and correct copy of the foregoing Final Order has been furnished by electronic mail to William Alan Tatro at bill@bassfinancialadvisors.com on (5.f-\A. this (} day of July, 2026. 2 4-8050 erk@flofr.gov

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ST A TE OF FLORIDA
OFFICE OF FINANCIAL REGlJLATION
In Re:
WILLIAM ALAN TATRO, Case Number: 138515-SR
Respondent.
STIPULATION AND CONSENT AGREEMENT
The State of Florid&, Office of Financial Regulation ("Office"). and Respondent William Alan Tatro ("'Tatro"), in consideration of the mutual promises herein, recite, stipulate, and agree, on the last date executed below, as follows:

1. Background: On January 9, 2026, the Office received an application, via Form U4,
   Uniform Application for Securities Industry Registration (''Form U4''), through the Central Registration Depository (''CRD"), for Tatro's registration as an associated person of Foundations Investment Advisors, LLC ("FIA"), a federal covered adviser. Tatro's CRD number is 7431212. On January 14, 2026, the Office sent a deficiency letter to Tatro and requested documentation regarding, among other things, possible unregistered investment advisory business activity in and from Florida. On March 5, 2026, the Office received Tatro's written statement attesting that he had been rendering investment advice in and from Florida for FIA since February 2024 without being properly registered with the Office as an associated person of FIA.
2. Jurisdiction: The Office is the state agency charged with the administration and
   enforcement of chapter 517, Florida Statutes, and the rules promulgated thereunder. The Office has jurisdiction to initiate an Administrative Complaint against Tatro pursuant to chapter 517, Florida Statutes, as stipulated by Tatro.

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3 . Findings: Tatro neither admits nor denies the allegations but consents to the entry of findings by the Office. The Office finds that Tatro violated section 517 .12(3), Florida Statutes (2024). by rendering investment advice, in and from Florida, without being properly registered with the Office as an associated person of FIA.
4. Consideration: The parties agree that the issues raised in this proceeding can be
expeditiously resolved prior to the filing of an Administrative Complaint by their execution of this Stipulation and Consent Agreement. The parties acknowledge that they have read this Stipulation and Consent Agreement and fully understand the rights, obligations, terms, duties, and responsibilities with respect to its contents. Therefore, in compromise and settlement of this matter and in consideration of the Office's forbearance from further litigation, the parties agree as follows:
a. Tatro agrees to Cease and Desist from violations of chapter 517, Florida Statutes, and the Administrative Rules adopted thereto. b. Tatro agrees to an imposition of an administrative fine against Tatro in the amount of SIXTEEN THOUSAND EIGHT HUNDRED SEVENTY-FIVE DOLLARS ($16,875.00). The administrative fine shall be submitted in the form of a certified check or money order made payable to the ·'Office o( Financial Regulation'· and sent to Agency Clerk, c/o Douglas M. Holcomb, Office of Financial Regulation, P.O. Box 8050, Tallahassee, FL 32314-8050, or paid by wire transfer. Tatro agrees that this administrative fine shall be collected and deposited in accordance with section 215.31, Florida Statutes. Tatro agrees, regarding the deposit of monies, that (I) the tendered fine or settlement check proceeds may be deposited in advance of full execution or acceptance of the proposed settlement agreement and (2) such deposit shall not be construed as a final acceptance of 2

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the Stipulation and Consent Agreement absent full execution thereof and entry of the Final Order adopting same.
c. The Office agrees to approve Tatro's pending application for registration as
an associated person of FIA. Approval shall be granted upon receipt of the required administrative fine payment and entry of the Final Order adopting this Stipulation and Consent Agreement. In the event the Office discovers any additional adverse information rnncerning the pending application prior to entry of the Final Order, the Office reserves all legal rights and authority to take any action on the pending application as may be appropriate. Such action may include, but is not limited to, issuing an Administrative Complaint based on the violations cited above.
5. Final Order: Tatro consents to the issuance by the Office of a Final Order, which
incorporates the terms of this Stipulation and Consent Agreement. Tatro understands and agrees that this Stipulation and Consent Agreement is subject to the final approval of the Commissioner of the Office of Financial Regulation and the entry of the Final Order adopting this Stipulation and Consent Agreement. In the event the Final Order is not entered, this Stipulation and Consent Agreement shall be null and void. The Final Order incorporating this Stipulation and Consent Agreement constitutes final agency action by the Office for which the Office may seek enforcement pursuant to the provisions of chapters 120 and 517, Florida Statutes.
6. Consent and Waiver: By Tatro's consent to the entry of the Final Order with
respect to this proceeding; Tatro knowingly and voluntarily waives:
a. Any right to receive further notice of this administrative action and notice of rights pursuant to chapter 120, Florida Statutes:
3

In Re· William Alan Tatro
P.ige 4 of 6 b. Any right to an administrative hearing provided by chapter 120, Florida Statutes;
c. Any requirement that the Office's Final Order contain separately stated
findings of Fact and Conclusions of Law or a Notice of Rights; d. Any right to issuance of a recommended order by an Administrative Law Judge from the Division of Administrative Hearings or a Hearing Officer from the Office; and e. Any right to object to or challenge in any judicial proceeding including, but not I im ited to, an appeal pursuant to section 120.68, Florida Statutes, any term, condition, obligation, or duty expressly created hy the Final Order.
7. Releases: Upon full execution of this Stipulation and Consent Agreement, Tatro
waives and releases the Office and its agents, representatives, and employees from any and all causes of action that Tatro may have arising from or relating to the subject matter hereof. The Office agrees to accept this release on behalf of itself and its agents, representatives, and employees without acknowledging and expressly denying that any such cause or causes of action may exist.
8. Future Actions: This Stipulation and Consent Agreement is being executed solely
for the purpose of resolving and settling the instant proceeding. Nothing herein shall be construed to waive or restrict the Office 's right in a future proceeding to undertake any administrative action under the provisions of chapter 517, Florida Statutes, or any civil or criminal prosecution, arising out of any facts or circumstances undisclosed or undiscovered at the time of the entry of the Final Order: or facts unrelated to this settlement should further information warrant such action.
9. Failure to Comply: Tatro acknowledges, concurs, and stipulates that Tatro's
failure to comply with any of the terms, obligations and conditions of this Stipulation and Consent 4

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Agreement, and the Final Order adopting it, violates this written agreement and the Final Order entered pursuant to chapters 120 and 5 17, Florida Statutes. Such non-comp I iance may resu It in the issuance of an emergency Cease and Desist Order. I 0. Attorneys' Fees: Each party herein shall be solely responsible for its attorneys' fees and costs incurred up to and including entry of the Final Order in this matter.
11. SeverabiJity: Tatro agrees that if any provision of this Stipulation and Consent
Agreement or the application thereof to any person or circumstance is held to be invalid, the invalidity shall not affect the remaining provisions of the Stipulation and Consent Agreement or the Final Order adopting it. which shall be given effect without the invalid provision(s), and to this end, the provisions of this Stipulation and Consent Agreement are severable.
12. Entire Agreement: This Stipulation and Consent Agreement represents the entire
agreement by and between the Office and Tatro. Any alterations, variations, changes, modifications, or waivers of the provisions hereof shall be valid only when they have been reduced to writing, duly signed by the Office and Tatro, and attached to the original of this Stipulation and Consent Agreement. [Remainder of page i11lentio11ally le.ft blank} 5

In Re ; William Alan Tatro l'.ige6 of6
WHEREFORE, the undersigned parties hereby acknowledge and agree to the terms and conditions of the foregoing Stipulation and Consent Agreement, subject to final approval by the Commissioner of the Office of Financial Regulation, by written consent on the last date executed below:
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ST A TE OF f'LORIDA)
COUNTYOF-PetK~-f.f.._-........
BEFORE ME, the undersigned authority, appeared William Alan Tatro, by means of ...Bphysical presence or □ on line notarization, who. upon being duly sworn, states that he has read and understands the foregoing agreement and voluntarily signed the same. My Commission expires: ¼.-r 1 3 1
2-o 2..... 7
Personally known ___ or produced identification __.-- Type of identification produced:FL ))n.rc...,-j' ~ OFFICE OF FINANCIAL REGULATION ~~~ Director 7/8/26 Dale Division of Securities 6 JORDAN S DANGERFIELD Notary Public, State of New Yoric Reg. No. 01 DA6422138 Qualffied In Jefferson County Commission Expires September 13, 2029