General Superintendent Resolution No. 023-2025-SMV/11.1

PERU Ministry of Economy and Finance

SMV
Securities Market
Superintendence
"Decade of Equality of Opportunities for Women and Men" "Year of recovery and consolidation of the Peruvian economy" 1 Electronically signed document under the framework of Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml General Superintendent Resolution SMV No. 023-2025-SMV/11.1 Lima, May 28, 2025 The General Superintendent of Conduct Supervision Seen:
File No. 2025019241, as well as Internal Report No. 615-2025-SMV/11.1, from the General Superintendent of Conduct Supervision of the Deputy Superintendence of Market Conduct Supervision. Considering:
That, by means of a written submission presented on April 29, 2025, Financiera Efectiva S.A. requested the Securities Market Superintendence – SMV, through the Single Window system, the exclusion of the securities denominated "First Issuance of the Second Program of Negotiable Deposit Certificates of Financiera Efectiva", which were registered and placed within the framework of the "Second Program of Negotiable Deposit Certificates of Financiera Efectiva", in the Public Registry of the Securities Market and in the Registry of Securities of the Lima Stock Exchange, due to the total cancellation of the obligations derived from them; That, it has been verified that on December 09, 2021, in the framework of an advance proceeding and under an automatic approval procedure, through the e-prospectus system, the issuance program denominated "Second Program of Negotiable Deposit Certificates of Financiera Efectiva" was registered, up to a maximum amount in circulation of S/ 200,000,000.00 (Two Hundred Million and 00/100 Soles), and the corresponding Master Prospectus was registered, in the Public Registry of the Securities Market; That, on December 10, 2021, within the framework of the mentioned issuance program and under an automatic approval procedure, the securities denominated "First Issuance of the Second Program of Negotiable Deposit Certificates of Financiera Efectiva" were registered, up to a maximum amount in circulation of S/ 200,000,000.00 (Two Hundred Million and 00/100 Soles), and the respective Complement to the Master Prospectus was registered in the Public Registry of the Securities Market and, subsequently, in the Registry of Securities of the Lima Stock Exchange; That, in accordance with what is established in article 20, paragraph 20.1, of the Regulations on Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, approved by

PERU Ministry of Economy and Finance

SMV
Securities Market
Superintendence
"Decade of Equality of Opportunities for Women and Men" "Year of recovery and consolidation of the Peruvian economy" 2 Electronically signed document under the framework of Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml SMV Resolution No. 031-2012-SMV/01 and its modifying norms, the SMV forwarded the exclusion request to the Lima Stock Exchange S.A., without said entity having formulated observations on the documentation presented; That, from the evaluation of the documentation presented by Financiera Efectiva S.A., it has been verified the presentation of the documents referred to the total cancellation of the obligations derived from the securities "First Issuance of the Second Program of Negotiable Deposit Certificates of Financiera Efectiva"; That, Financiera Efectiva S.A. has complied with presenting the information and documentation required by the Single Ordered Text of the Law of the Securities Market, Legislative Decree No. 861, approved by Supreme Decree No. 020-2023-EF; as well as by the Regulations on Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, for the purposes of the exclusion of the securities denominated "First Issuance of the Second Program of Negotiable Deposit Certificates of Financiera Efectiva"; That, article 39, letter b), of the Single Ordered Text of the Law of the Securities Market; as well as articles 20 and 23 of the Regulations on Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, establish that the exclusion of a security from the Public Registry of the Securities Market takes place by reasoned resolution of the SMV, when the extinction of rights over the security operates, by amortization, total redemption or other cause; That, regarding the obligation to carry out a Public Offer for Exclusion – OPC when a security is excluded from the Public Registry of the Securities Market, established in article 41 of the Single Ordered Text of the Law of the Securities Market and in article 32 of the Regulations on Public Offer of Acquisition and Purchase of Securities by Exclusion, approved by Resolution CONASEV No. 009-2006-EF/94.10 and its modifying norms, it must be noted that the exclusion of the securities "First Issuance of the Second Program of Negotiable Deposit Certificates of Financiera Efectiva" falls within the exceptional cause for not carrying out an OPC, contemplated both in article 23 of the Regulations on Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, as well as in article 37, letter a), of the Regulations on Public Offer of Acquisition and Purchase of Securities by Exclusion; That, article 7, paragraph 6, of the
Policy on Dissemination of Normative Projects, Norms of General Character, Early Agenda and Other Administrative Acts of the SMV, approved by SMV Resolution No. 014-2014- SMV/01 and its modifying norms, establishes that the decisions contained in administrative resolutions that resolve the exclusion of securities from the Public Registry of the Securities Market must be subject to dissemination through the SMV Institutional Website on the Single Digital Platform of the Peruvian State for Citizen Orientation (www.gob.pe/smv); and, Being in accordance with what is provided by article 39, letter b), of the Single Ordered Text of the Law of the Securities Market; articles 19, 20, 21 and 23 of the Regulations on Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel; as well as by article 46, paragraph 6, of the Regulations on Organization and Functions of the Securities Market Superintendence

PERU Ministry of Economy and Finance

SMV
Securities Market
Superintendence
"Decade of Equality of Opportunities for Women and Men" "Year of recovery and consolidation of the Peruvian economy" 3 Electronically signed document under the framework of Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml Securities, approved by Supreme Decree No. 216-2011-EF and its amendments, which empowers the General Superintendent of Conduct Supervision to order the exclusion of securities from the Public Registry of the Securities Market. Resolves:
Article 1st.- Order the exclusion of the securities
denominated "First Issuance of the Second Program of Negotiable Deposit Certificates of Financiera Efectiva", corresponding to the "Second Program of Negotiable Deposit Certificates of Financiera Efectiva", from the Public Registry of the Securities Market.
Article 2nd.- Rule in favor of the exclusion of the
securities indicated in the preceding article, from the Registry of Securities of the Lima Stock Exchange.
Article 3rd.- Disseminate this resolution on the SMV Institutional
Website on the Single Digital Platform of the Peruvian State for Citizen Orientation (www.gob.pe/smv).
Article 4th.- Transcribe this resolution to
Financiera Efectiva S.A., in the capacity of issuer; to Banco de Crédito del Perú, in the capacity of structuring entity; to the Lima Stock Exchange S.A.; and to CAVALI S.A. I.C.L.V. Register, communicate and disseminate. Alix Godos General Superintendent General Superintendent of Conduct Supervision