General Superintendent Resolution on Conduct Supervision No. 009-2025-SMV/11.1

PERU Ministry of Economy and Finance

SMV
Securities Market
Superintendence
"Decade of Equal Opportunities for Women and Men" "Year of recovery and consolidation of the Peruvian economy" 1 Electronically signed document within the framework of Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml General Superintendent Resolution SMV No. 009-2025-SMV/11.1 Lima, March 03, 2025 The General Superintendent of Conduct Supervision Seen:
The file No. 2025008390, as well as the Internal Report No. 301-2025-SMV/11.1 of March 03, 2025, from the General Superintendent of Conduct Supervision of the Adjacent Superintendence of Conduct Supervision of Markets. Considering:
That, by means of a written submission presented on February 21, 2025, Financiera Efectiva S.A. requested the Securities Market Superintendence – SMV, the registration of the Second Master Prospectus corresponding to the "Second Program of Negotiable Deposit Certificates of Financiera Efectiva" in the Public Registry of the Securities Market – RPMV; That, it has been verified that on December 09, 2021, in the framework of an advance proceeding and under an automatic approval procedure, the issuance program named "Second Program of Negotiable Deposit Certificates of Financiera Efectiva" was inscribed, up to a maximum amount in circulation of S/ 200,000,000.00 (Two Hundred Million and 00/100 Soles) or its equivalent in United States Dollars, and the corresponding Master Prospectus was registered in the Public Registry of the Securities Market; That, in accordance with what is established in article 63 of the Single Consolidated Text of the Securities Market Law, Legislative Decree No. 861, approved by Supreme Decree No. 020-2023-EF, during the validity of the placement of the public offer, the issuer or offeror is obliged to keep the informative prospectus updated and any modification to the prospectus that is made must be presented to the Securities Market Superintendence – SMV, previously to its delivery to investors; That, according to what is provided by article 14, subsection 14.2.3, of the Regulation of Primary Public Offer and Sale of Securities, approved by CONASEV Resolution No. 141-1998-EF/94.10 and its norms amending and complementary, after three (03) years of the validity of the inscription of the issuance program, the issuer necessarily must present an updated master prospectus that consolidates all variations made to it, the

PERU Ministry of Economy and Finance

SMV
Securities Market
Superintendence
"Decade of Equal Opportunities for Women and Men" "Year of recovery and consolidation of the Peruvian economy" 2 Electronically signed document within the framework of Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml which must be sent to the SMV within the term of thirty (30) calendar days following. Likewise, the cited article provides that the registration of said prospectus shall be carried out under an automatic approval procedure if it is presented within said term, and under a prior evaluation procedure subject to negative administrative silence if it is presented outside of it; That, from the information on file in the Public Registry of the Securities Market, it has been verified that Financiera Efectiva S.A. presented its request to the Securities Market Superintendence outside the term of thirty (30) days calendar following the term of three (03) years of validity of the inscription of the "Second Program of Negotiable Deposit Certificates of Financiera Efectiva", corresponding to apply the prior evaluation procedure subject to negative administrative silence; That, Financiera Efectiva S.A. has presented the documentation and information required by the Single Consolidated Text of the Law of the Securities Market, as well as by the Regulation of Primary Public Offer and Sale of Securities, for the registration procedure of the Second Master Prospectus corresponding to the "Second Program of Negotiable Deposit Certificates of Financiera Efectiva" in the Public Registry of the Securities Market; That, article 7, subsection 6, of the Policy on Dissemination of Normative Projects, General Character Legal Norms, Early Agenda and Other Administrative Acts of the SMV, approved by SMV Resolution No. 014-2014- SMV/01 and its modifying norms, establishes that the decisions contained in administrative resolutions referred to the inscription of securities and the registration of the corresponding informative prospectuses for the issuance programs in the Public Registry of the Securities Market, must be subject to dissemination through the SMV Institutional Page on the Digital Platform Unique of the Peruvian State for Citizen Orientation (www.gob.pe/smv); and, Being in accordance with what is provided by articles 58 and following of the Single Consolidated Text of the Securities Market Law; article 14 of the Regulation of Primary Public Offer and Sale of Securities; as well as by article 46, subsection 4, of the Regulation of Organization and Functions of the Securities Market Superintendence, approved by Supreme Decree No. 216-2011-EF and its modifying norms, which empowers the General Superintendent of Conduct Supervision to resolve any proceeding linked to primary public offers and evaluate and/or resolve any proceeding linked to said offers. Resolves:
Article 1°.- To dispose the registration of the Second Master Prospectus
corresponding to the "Second Program of Negotiable Deposit Certificates of Financiera Efectiva" in the Public Registry of the Securities Market, the same that has been presented by Financiera Efectiva S.A., according to what is established by article 14, subsection 14.2.3, of the Regulation of Primary Public Offer and Sale of Securities.
Article 2°.- The registration referred to in the preceding article
has not entailed administrative activities of verification, nor inspection, nor of audit of the information presented, nor an examination of the economic –

PERU Ministry of Economy and Finance

SMV
Securities Market
Superintendence
"Decade of Equal Opportunities for Women and Men" "Year of recovery and consolidation of the Peruvian economy" 3 Electronically signed document within the framework of Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml financial situation of the issuer, in accordance with what is provided by article 21 of the Single Consolidated Text of the Securities Market Law. Likewise, said registration does not imply that the Securities Market Superintendence – SMV recommends investment in the securities or expresses a favorable opinion on the business prospects, the issuer being the responsible for the veracity of the information presented to the market, in accordance with what is established by articles 13 and 65 of the Single Consolidated Text of the Securities Market Law.
Article 3°.- To disseminate this resolution on the
SMV Institutional Page on the Digital Platform Unique of the Peruvian State for Citizen Orientation (www.gob.pe/smv).
Article 4°.- To transcribe this Resolution to
Financiera Efectiva S.A., in the capacity of issuer; to Banco de Crédito del Perú, in the capacity of structuring entity; to Credicorp Capital Brokerage Agent Society S.A., in the capacity of placing agent; to the Lima Stock Exchange S.A.; and to CAVALI S.A. I.C.L.V. Register, communicate and disseminate. Alix Godos General Superintendent General Superintendent of Conduct Supervision