General Supervision of Conduct Resolution No. 021-2026-SMV/11.1

PERÚ Ministerio de Economía y Finanzas

SMV
Superintendencia del Mercado de Valores
“Decenio de la Igualdad de Oportunidades para Mujeres y Hombres” “Año de la Esperanza y el Fortalecimiento de la Democracia” 1 Document electronically signed digitally under Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml General Supervision of Conduct Resolution of the SMV No. 021-2026-SMV/11.1 Lima, April 17, 2026 The General Superintendent of Conduct Supervision Seen:
File No. 2026005757, as well as Internal Report No. 597-2026-SMV/11.1 dated April 17, 2026, from the General Superintendent of Conduct Supervision of the Adjacent Superintendent of Conduct Supervision of Markets.
Considering:
That, by letter presented on February 6, 2026, Banco de Crédito del Perú requested the Securities Market Superintendence – SMV, within the framework of an advance proceeding, the registration of the issuance program named "Seventh Program of Local BCP Bonds", up to a maximum issuance amount of S/ 3,000,000,000.00 (Three Billion and 00/100 Soles) or its equivalent in United States Dollars, and the registration of the respective Master Prospectus in the Public Registry of the Securities Market; That, in accordance with what is established in article 234 of Law No. 26702, General Law of the Financial System and of the Insurance System and Organic Law of the Superintendence of Banking, Insurance and Private Pension Fund Administrators – SBS, companies in the financial system may issue the financial instruments referred to in the Securities Market Law, and those authorized by the Superintendence of Banking, Insurance and Private Pension Fund Administrators – SBS through a general norm; likewise, article 232 of the cited norm establishes that the series issuance of financial instruments will require the favorable opinion of said entity; That, in that normative context, through SBS Resolution No. 00003-2026 dated January 5, 2026, the Superintendence of Banking, Insurance and Private Pension Fund Administrators – SBS resolved to give a favorable opinion regarding the issuance of corporate and/or structured bonds within the framework of the "Seventh Program of Local BCP Bonds", indicating that the maximum issuance amount cannot exceed S/ 3,000,000,000.00 (Three Billion and 00/100 Soles) or its equivalent in other currencies; That, from the documentation and information presented as support for the request to which this resolution refers, it has been noted that in a Board of Directors meeting of Banco de Crédito del Perú, held on September 24, 2025, said corporate body adopted Agreement No. 99-2025 – within the framework of the agreements and powers granted to the Board of Directors by the General Shareholders' Meeting of Banco de Crédito del Perú held on March 26, 2013, March 31, 2017 and April 3, 2020 – through which the negotiation, implementation and registration of the "Seventh Program of Local BCP Bonds" was approved, up to a maximum issuance amount of S/ 3,000,000,000.00 (Three Billion and 00/100 Soles) or its equivalent in United States Dollars, to be issued and placed in the local market, and of the issuances to be carried out within the framework of this; in its different modalities, including, but not limited to, corporate bonds and/or structured bonds; That, likewise, in the aforementioned Board of Directors meeting of Banco de Crédito del Perú, of September 24, 2025, it was agreed to delegate to the Management and authorize, in the broadest way, without any reservation or limitation, the gentlemen Diego Cavero Belaunde, Alejandro Pérez-Reyes Zarak, Héctor Calero Ramírez, José Luis Muñoz Rivera, Pablo Hurtado Azurduy and Oscar Dasso Montes, so
that indistinctly, any of them, acting jointly, exercise on behalf of Banco de Crédito del Perú, among others, the power to determine all terms, conditions and characteristics of the "Seventh Program of Local BCP Bonds" and of each of the issuances that are carried out within the framework of this, which include but are not limited to defining, among others, the type of debt-representative instrument, the type of offer, the number of issuances and/or series, the amount; That, in accordance with article 14, numeral 14.2.3, of the Regulation of Primary Public Offer and Sale of Securities, approved by CONASEV Resolution No. 141-1998-EF/94.10 and its modifying and complementary norms, the registration of the issuance program in the Public Registry of the Securities Market will have a validity of six (6) years, period during which one or more issuances of securities may be carried out; furthermore, article 25 of the cited regulatory norm provides that the placement of the security must be carried out in an irrevocable period not greater than three (3) years counted from the date on which the informative prospectus or the respective complement of the master prospectus was registered; That, without prejudice to what is indicated in the previous consideration, it is appreciated that regarding the issuance of corporate and/or structured bonds within the framework of the "Seventh Program of Local BCP Bonds", the Superintendence of Banking, Insurance and Private Pension Fund Administrators – SBS has resolved to give a favorable opinion through SBS Resolution No. 00003-2026 dated January 5, 2026; furthermore, it has established that said resolution "will have a validity of two (2) years from its issuance for Banco de Crédito del Perú to carry out the respective issuances, as well as its registration in the securities market that corresponds"; That, in that context, the validity period of the registration of the "Seventh Program of Local BCP Bonds" in the Public Registry of the Securities Market is six (6) years; nevertheless, by virtue of what is established by the Superintendence of Banking, Insurance and Private Pension Fund Administrators - SBS, the main supervisory body of Banco de Crédito del Perú, the respective issuances to be placed within the framework of the cited program, may be carried out within the period of two (2) years counted from the date of issuance of SBS Resolution No. 00003-2026, of January 5, 2026; circumstance that must be revealed in due course in the Complements of the Master Prospectus corresponding to the

PERÚ Ministerio de Economía y Finanzas

SMV
Superintendencia del Mercado de Valores
“Decenio de la Igualdad de Oportunidades para Mujeres y Hombres” “Año de la Esperanza y el Fortalecimiento de la Democracia” 2 Document electronically signed digitally under Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml September 24, 2025, said corporate body adopted Agreement No. 99-2025 – within the framework of the agreements and powers granted to the Board of Directors by the General Shareholders' Meeting of Banco de Crédito del Perú held on March 26, 2013, March 31, 2017 and April 3, 2020 – through which the negotiation, implementation and registration of the "Seventh Program of Local BCP Bonds" was approved, up to a maximum issuance amount of S/ 3,000,000,000.00 (Three Billion and 00/100 Soles) or its equivalent in United States Dollars, to be issued and placed in the local market, and of the issuances to be carried out within the framework of this; in its different modalities, including, but not limited to, corporate bonds and/or structured bonds; That, likewise, in the aforementioned Board of Directors meeting of Banco de Crédito del Perú, of September 24, 2025, it was agreed to delegate to the Management and authorize, in the broadest way, without any reservation or limitation, the gentlemen Diego Cavero Belaunde, Alejandro Pérez-Reyes Zarak, Héctor Calero Ramírez, José Luis Muñoz Rivera, Pablo Hurtado Azurduy and Oscar Dasso Montes, so that indistinctly, any of them, acting jointly, exercise on behalf of Banco de Crédito del Perú, among others, the power to determine all terms, conditions and characteristics of the "Seventh Program of Local BCP Bonds" and of each of the issuances that are carried out within the framework of this, which include but are not limited to defining, among others, the type of debt-representative instrument, the type of offer, the number of issuances and/or series, the amount; That, in accordance with article 14, numeral 14.2.3, of the Regulation of Primary Public Offer and Sale of Securities, approved by CONASEV Resolution No. 141-1998-EF/94.10 and its modifying and complementary norms, the registration of the issuance program in the Public Registry of the Securities Market will have a validity of six (6) years, period during which one or more issuances of securities may be carried out; furthermore, article 25 of the cited regulatory norm provides that the placement of the security must be carried out in an irrevocable period not greater than three (3) years counted from the date on which the informative prospectus or the respective complement of the master prospectus was registered; That, without prejudice to what is indicated in the previous consideration, it is appreciated that regarding the issuance of corporate and/or structured bonds within the framework of the "Seventh Program of Local BCP Bonds", the Superintendence of
Banking, Insurance and Private Pension Fund Administrators – SBS has resolved to give a favorable opinion through SBS Resolution No. 00003-2026 dated January 5, 2026; furthermore, it has established that said resolution "will have a validity of two (2) years from its issuance for Banco de Crédito del Perú to carry out the respective issuances, as well as its registration in the securities market that corresponds"; That, in that context, the validity period of the registration of the "Seventh Program of Local BCP Bonds" in the Public Registry of the Securities Market is six (6) years; nevertheless, by virtue of what is established by the Superintendence of Banking, Insurance and Private Pension Fund Administrators - SBS, the main supervisory body of Banco de Crédito del Perú, the respective issuances to be placed within the framework of the cited program, may be carried out within the period of two (2) years counted from the date of issuance of SBS Resolution No. 00003-2026, of January 5, 2026; circumstance that must be revealed in due course in the Complements of the Master Prospectus corresponding to the

PERÚ Ministerio de Economía y Finanzas

SMV
Superintendencia del Mercado de Valores
“Decenio de la Igualdad de Oportunidades para Mujeres y Hombres” “Año de la Esperanza y el Fortalecimiento de la Democracia” 3 Document electronically signed digitally under Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml issuances of securities that are carried out within the framework of the "Seventh Program of Local BCP Bonds"; That, according to the documentation presented on February 6, March 20 and April 16, 2026, it is noted that Banco de Crédito del Perú has complied with the requirements established by the Single Text of the Securities Market Law, Legislative Decree No. 861, approved by Supreme Decree No. 020-2023-EF; as well as by the Regulation of Primary Public Offer and Sale of Securities, and its modifying and complementary norms; That, article 7, numeral 6, of the Policy on Dissemination of Normative Projects, General Legal Norms, Early Agenda and Other Administrative Acts of the SMV, approved by SMV Resolution No. 014-2014-SMV/01 and its modifying norms, establishes that the decisions contained in administrative resolutions that resolve the registration of securities and the registration of the corresponding informative prospectuses for the issuance programs, within the framework of an advance proceeding, in the Public Registry of the Securities Market, must be subject to dissemination through the Institutional Page of the SMV on the Digital Platform Unique of the Peruvian State for Citizen Orientation (www.gob.pe/smv); and, Being in accordance with what is established in articles 58 and following of the Single Text of the Securities Market Law; as well as by article 46, numeral 4, of the Regulation of Organization and Functions of the Securities Market Superintendence, approved by Supreme Decree No. 216-2011-EF and its amendments, which empowers the General Superintendent of Conduct Supervision to resolve the requests made by the regulated entities related to primary public offers and evaluate and/or resolve any proceeding related to said offers. Resolves:
Article 1.- To dispose, within the framework of an advance proceeding, the registration of the issuance program named "Seventh Program of Local BCP Bonds", up to a maximum issuance amount of S/ 3,000,000,000.00 (Three Billion and 00/100 Soles) or its equivalent in United States Dollars, and the registration of the respective Master Prospectus in the Public Registry of the Securities Market.
Article 2.- The registration of the securities and the registration of the Complements of the Master Prospectus that are carried out within the framework of the program referred to in article 1 of this resolution, will be carried out under an automatic approval procedure, insofar as Banco de Crédito del Perú maintains its status as a qualified entity and it is the issuance of typical securities. In the contrary case, the registration of the securities and the registration of the corresponding prospectuses will be subject to what is established in article 14, numeral 14.3.2, of the Regulation of Primary Public Offer and Sale of Securities.
Article 3.- The issuances and/or public offers that are carried out, within the framework of the program referred to in article 1 of this resolution, by disposition of the Superintendence of Banking, Insurance and Private Pension Fund Administrators – SBS through SBS Resolution No.

PERÚ Ministerio de Economía y Finanzas

SMV
Superintendencia del Mercado de Valores
“Decenio de la Igualdad de Oportunidades para Mujeres y Hombres” “Año de la Esperanza y el Fortalecimiento de la Democracia” 4 Document electronically signed digitally under Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml 00003-2026 dated January 5, 2026, may be carried out within the period of two (2) years counted from the date of issuance of said resolution.
Article 4.- The placement of the securities to be registered in the Public Registry of the Securities Market within the framework of the "Seventh Program of Local BCP Bonds" may be carried out within the period indicated in article 3 of this resolution, provided that the corresponding information and documentation are duly updated, in accordance with what is established in article 25 of the Regulation of Primary Public Offer and Sale of Securities.
Article 5.- The registration of the issuance program referred to in article 1 of this resolution has not implied administrative verification activities, nor inspection, nor audit of the information presented, nor an examination of the economic-financial situation of the issuer and does not imply certification by the Securities Market Superintendence – SMV on its goodness, the solvency of the issuer, nor on the risks of the security or the offer; being the issuer responsible for the truthfulness of the information presented to the market, in accordance with what is established in articles 13, 21, 24 and 65 of the Single Text of the Securities Market Law.
Likewise, the registration of the issuance program, as well as the registration of the Master Prospectus, does not imply that the Securities Market Superintendence – SMV recommends investment in the securities or gives a favorable opinion on the business prospects. The documents and information for a complementary evaluation are available to interested parties in the Public Registry of the Securities Market.
Article 6.- To disseminate this resolution on the Institutional Page of the SMV on the Digital Platform Unique of the Peruvian State for Citizen Orientation (www.gob.pe/smv).
Article 7.- To transcribe this resolution to Banco de Crédito del Perú, in its capacity as issuer and structuring entity; to Credicorp Capital Brokerage Company S.A., in its capacity as placement agent; to Banco Interamericano de Finanzas, in its capacity as Bondholders' Representative; to the Lima Stock Exchange S.A.; and, to CAVALI S.A. I.C.L.V.
Register, communicate and disseminate.
Sincerely,
Alix Godos
General Superintendent
General Superintendent of Conduct Supervision