General Supervision of Conducts Intendancy Resolution No. 022-2026-SMV/11.1

PERÚ Ministry of Economy and Finance

SMV
Securities Market Superintendence
"Decade of Equality of Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 1 Electronic document digitally signed under Law No. 27269, Law on Digital Signatures and Certificates, its regulations, and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml General Supervision of Conducts Intendancy Resolution No. 022-2026-SMV/11.1 Lima, April 21, 2026 The General Superintendent of Conducts Supervision Seen:
File No. 2026015569, as well as Internal Report No. 606-2026-SMV/11.1 dated April 20, 2026, from the General Intendancy of Conducts Supervision of the Adjunct Superintendence of Conducts Supervision of Markets.
Considering:
That, by means of a written submission presented on March 31, 2026, Empresa de Créditos Santander Consumo Perú S.A. requested the Securities Market Superintendence – SMV to register the Second Master Prospectus corresponding to the "Second Program of Short-Term Instruments of Empresa de Créditos Santander Consumo Perú S.A." in the Public Registry of the Securities Market – RPMV; That, it has been verified that by means of General Intendancy Resolution SMV No. 040-2022-SMV/11.1 dated June 8, 2022, within the framework of an advance procedure, the issuance program named "Second Program of Short-Term Instruments of Edpyme Santander Consumo Perú S.A." – now, "Second Program of Short-Term Instruments of Empresa de Créditos Santander Consumo Perú S.A." – was inscribed up to a maximum circulating amount of S/ 500,000,000.00 (Five Hundred Million and 00/100 Soles), and the corresponding Master Prospectus was registered in the Public Registry of the Securities Market; That, in accordance with what is established in article 63 of the Single Consolidated Text of the Securities Market Law, Legislative Decree No. 861, approved by Supreme Decree No. 020-2023-EF, during the validity of the placement of the public offer, the issuer or offeror is obliged to keep the informative prospectus updated and any modification to the prospectus that is made must be presented to the Securities Market Superintendence – SMV, prior to its delivery to investors; That, in accordance with what is provided by article 14, numeral 14.2.3, of the Regulation of Primary Public Offer and Sale of Securities, approved by CONASEV Resolution No. 141-1998-EF/94.10 and its modifying and complementary norms, after three (03) years from the validity of the inscription of the issuance program, the issuer must necessarily present an updated master prospectus that consolidates all variations made to it, which

PERÚ Ministry of Economy and Finance

SMV
Securities Market Superintendence
"Decade of Equality of Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 2 Electronic document digitally signed under Law No. 27269, Law on Digital Signatures and Certificates, its regulations, and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml must be sent to the Securities Market Superintendence – SMV within the term of thirty (30) calendar days following. Likewise, the cited article provides that the registration of said prospectus shall be carried out under an automatic approval procedure if presented within said term, and under a prior evaluation procedure subject to negative administrative silence if presented outside of it; That, from the information on file in the Public Registry of the Securities Market, it has been verified that Empresa de Créditos Santander Consumo Perú S.A. presented its request to the Securities Market Superintendence – SMV outside the term of thirty (30) calendar days following the three (03) year term of validity of the inscription of the "Second Program of Short-Term Instruments of Empresa de Créditos Santander Consumo Perú S.A.", corresponding to apply the prior evaluation procedure subject to negative administrative silence; That, on April 14, 2026, Empresa de Créditos Santander Consumo Perú S.A. has completed the documentation and information required by the Single Consolidated Text of the Securities Market Law, as well as by the Regulation of Primary Public Offer and Sale of Securities, for the registration procedure of the Second Master Prospectus corresponding to the "Second Program of Short-Term Instruments of Empresa de Créditos Santander Consumo Perú S.A." in the Public Registry of the Securities Market; That, article 7, numeral 6, of the Policy on Dissemination of Normative Projects, General Legal Norms, Early Agenda and Other Administrative Acts of the SMV, approved by SMV Resolution No. 014-2014-SMV/01 and its modifying norms, establishes that the decisions contained in administrative resolutions referred to the inscription of securities and the registration of the corresponding informative prospectuses for the issuance programs in the Public Registry of the Securities Market, must be subject to dissemination through the Institutional Page of the SMV on the Digital Unique Platform of the Peruvian State for Citizen Orientation (www.gob.pe/smv); and, Being in accordance with what is provided by articles 58 and following of the Single Consolidated Text of the Securities Market Law; article 14 of the Regulation of Primary Public Offer and Sale of Securities; as well as by article 46, numeral 4, of the Organization and Functions Regulation of the Securities Market Superintendence, approved by Supreme Decree No. 216-2011-EF and its modifying norms, which authorizes the General Intendancy of Conducts Supervision to resolve all procedures linked to primary public offers and
evaluate and/or resolve all procedures linked to said offers. Resolves:
Article 1.- Order the registration of the Second Master Prospectus corresponding to the "Second Program of Short-Term Instruments of Empresa de Créditos Santander Consumo Perú S.A." in the Public Registry of the Securities Market, which has been presented by Empresa de Créditos Santander Consumo Perú S.A., as established by article 14, numeral 14.2.3, of the Regulation of Primary Public Offer and Sale of Securities.
Article 2.- The registration referred to in the preceding article has not entailed administrative verification activities, nor inspection,

PERÚ Ministry of Economy and Finance

SMV
Securities Market Superintendence
"Decade of Equality of Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 3 Electronic document digitally signed under Law No. 27269, Law on Digital Signatures and Certificates, its regulations, and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml nor audit of the information presented, nor an examination of the economic-financial situation of the issuer, in accordance with what is provided by article 21 of the Single Consolidated Text of the Securities Market Law. Likewise, said registration does not imply that the Securities Market Superintendence – SMV recommends investment in the securities or expresses a favorable opinion on the business prospects, the issuer being responsible for the truthfulness of the information presented to the market, in accordance with what is established by articles 13 and 65 of the Single Consolidated Text of the Securities Market Law.
Article 3.- Disseminate this resolution on the Institutional Page of the SMV on the Digital Unique Platform of the Peruvian State for Citizen Orientation (www.gob.pe/smv).
Article 4.- Transcribe this resolution to Empresa de Créditos Santander Consumo Perú S.A., in its capacity as issuer; to Inteligo Sociedad Agente de Bolsa S.A., in its capacity as structuring entity and placement agent; to the Lima Stock Exchange S.A.; and, to CAVALI S.A. I.C.L.V.
Register, communicate, and disseminate.
Alix Godos
General Superintendent
General Intendancy of Conducts Supervision