Regulatory Alerts2026-08-13 | 87518Added · Updated
Government Plans to Boost Housing Supply and Strengthen Provision of Housing Finance Support for Young Adults
The government expands public guarantee support for real estate project finance from KRW26.3 trillion to over KRW47.8 trillion, with KRW23 trillion allocated for the current year and KRW33 trillion for the next. The phasing in of equity capital requirements for real estate development projects is postponed by two years, moving the effective date from 2027 to 2029. Additionally, the annual household debt growth target is raised to 3 percent from 1.5 percent, while stricter controls on speculative demand are implemented through tightened debt service ratio standards and increased risk weights on mortgage loans.
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