Regulatory Alerts2026-09-09 | 87673Added
Household Loans, August 2026
In August 2026, the outstanding balance of household loans across all financial sectors increased KRW2.6 trillion, a slower pace compared to the previous month's KRW6.4 trillion. Home-backed mortgage loans rose KRW4.3 trillion, accelerating from July, while other loan types, including credit loans, decreased KRW1.7 trillion, shifting down after four months of growth. Financial authorities and companies are advised to closely monitor trends and manage household loan growth, ensuring that the upward adjusted target for this year supports housing supply, assistance for young adults, and non-speculative homebuyers. Authorities also plan to review fixed-rate mortgage loans to promote the introduction of longer-term fixed-rate options in the banking sector.
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