Regulatory Alerts2026-08-14 | 87544Added · Updated
Household Loans, July 2026
In July 2026, the outstanding balance of household loans across all financial sectors increased by KRW6.2 trillion, a deceleration from the previous month's KRW8.3 trillion rise. Home-backed mortgage loans grew by KRW3.5 trillion, while other loan types increased by KRW2.7 trillion, with growth slowing in both banking and nonbanking sectors. The Financial Services Commission attributes this deceleration to self-regulatory and voluntary management measures by financial companies and urges continued strict monitoring of loan growth due to potential housing price increases in the Seoul metropolitan area.
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