Immediate Final Order Regarding Ever Trend Eastern Bank

Index: OFR 2026 - 409
ST ATE OF FLORIDA
OFFICE OF FINANCIAL REGULATION
In Re:
EVER TREND EASTERN BANK and www.evertrendeasternbank.com, Respondents.
IMMEDIATE FINAL ORDER
Case No.: 140453
The State of Florida, Office of Financial Regulation ("Office"), being authorized and directed to administer and enforce chapter 655, Florida Statutes, governing financial institutions in the state of Florida, pursuant to sections 20.121(3)(a)2, 655.001, and 655.012(1), Florida Statutes, hereby finds that the unlawful activity of Ever Trend Eastern Bank, and www.evertrendeastembank.com ("Respondents") constitutes an immediate danger to the public health, safety, or welfare. Therefore, the Office hereby issues and serves this Immediate Final Order pursuant to sections 120.569(2)(n), and 655.922(5), Florida Statutes. Respondents and all persons acting in concert or cooperation with Respondents shall immediately CEASE AND DESIST all continuing violations of chapter 655, Florida Statutes, and take corrective action as detailed herein. This Order is based on the findings of fact and conclusions of law set forth below which are made on behalf of the Office by Russell C. Weigel, Ill, Commissioner of the Office of Financial Regulation, as agency head within the meaning of sections 20.121(3)(a)2, and 120.569(2)(n), Florida Statutes. FINDINGS OF FACT

1. The Office is the state of Florida's agency responsible for the administration and
   enforcement of chapter 655, Florida Statutes.
2. The Office obtained information prompting an investigation into whether

Respondents were offering or providing unauthorized banking or credit union services, contrary to provisions of chapter 655, Florida Statutes.
3. The findings of fact made herein are based, in part, upon the verified declaration of
Senior Financial Investigator, John W. Goolsby, Emergent Financial Crimes Unit, Bureau of Financial Investigations, Office of Financial Regulation, which includes exhibits 1 through 15. John W. Goolsby's declaration, along with its exhibits, are attached hereto as Attachment "A." Respondents' Status
4. Respondent Ever Trend Eastern Bank is not registered to lawfully operate as a
business entity in Florida. The website https:/ www.evertrendeasternbank.com, is managed by Respondent Ever Trend Eastern Bank.
5. Respondents' website contains several references to a registered financial
institution in Florida. These include references to the registered financial institution's mobile app, and to their website address. Therefore, Respondents have certain minimum contacts with Florida for jurisdictional purposes.
6. Respondents have never been a chartered or licensed financial institution according
to the Federal Financial Institutions Examination Council's National Information Center which is a repository of financial data and institution characteristics co11ected by the Federal Reserve System on financial institutions worldwide.
7. Respondents have never been chartered or licensed by the Office to do business in
the state of Florida as a financial institution, as defined in section 655.005(1)(i), Florida Statutes.
8. Respondents have never been members of the Federal Deposit Insurance
Corporation ("FDIC"), and any funds deposited with Respondents are not insured by the FDIC.

Respondent's Website
9. Respondents published and operate a website with a Uniform Resource Locator
(URL) of https://www.evertrendeasternbank.com that:
a) offers banking services to individuals located within the state of Florida; b) offers members of the public, including individuals in Florida, to communicate with Respondent by clicking the "Contact Us" tab; c) solicits members of the public, including individuals in Florida, to establish online personal checking accounts with Respondents; d) offers various business account services, including business checking accounts, business savings accounts; and e) offers various mortgage products for home buyers.
10. Respondents' website advertises, represents, and holds itself out to the general
public, including Florida citizens, as a financial institution.
11. Respondents' website reasonably implies that the business being solicited,
conducted, or advertised is the kind or character of business transacted or conducted by a financial institution.
12. The current domain registrar of https://www.evertrendeasternbank.com 1s
Tuscows.co., CO. The website was registered on September 25, 2025.
Ongoing Immediate Dane:er
13. Entities and individuals that falsely hold themselves out to the public as authorized
and qualified to operate as a financial institution pose an immediate danger to the public health, safety, or welfare, and particularly to those depositors or creditors who rely upon those false representations.

14. As of August 5, 2026, the URL https://www.evertrendeasternbank.com is currently
    accessible and active with an 1Pv4 address of 68.168.220.235 and is hosted by Tuscows.com, CO.
15. The status of Respondents' website as active constitutes an ongoing and immediate
    danger to public health, safety, or welfare.
16. Respondents are currently using the services of Tuscows.com, CO to facilitate
    fraudulent activity and violations of Florida Statutes.
17. Respondents' actions, including publication of the website, are unlawful and the
    current circumstances constitute an ongoing and immediate danger to the public health, safety, or welfare.
18. Respondents' actions are likely to continue in the future, and an immediate final
    order is necessary and fair under the circumstances to stop the ongoing violation. CONCLUSIONS OF LAW
19. The Office is responsible for the administration and enforcement of chapter 655,
    Florida Statutes, pursuant to section 655.012, Florida Statutes.
20. The undersigned, Russell C. Weigel, III, as Commissioner of the Office, and as its
    agency head within the meaning of sections 20.121(3)(a)2, and 120.569(2)(n), Florida Statutes, is authorized to make the findings of fact and conclusions of law set forth herein.
21. The Office has jurisdiction over the matter because Respondents have been found
    to have engaged in unauthorized banking activity in the state of Florida, contrary to sections of
    chapter 655, Florida Statutes.
22. Chapter 655, Florida Statutes, is designed to protect the public welfare by requiring
    that each entity engaged in offering banking services to the public or holding itself out to the public as being a financial institution is authorized to do business in this state. None of these protections

of the public health, safety, or welfare are provided when an individual or an entity engages in the business of a financial institution in this state without in fact being authorized to do business as a financial institution pursuant to state or federal law. Unauthorized Banking Activity
23. Section 655.922(1), Florida Statutes, provides that only a financial institution
authorized to do business in this state may engage in the business of soliciting or receiving funds for deposit, paying checks, or establishing or maintaining a place of business in this state for any of the functions, transactions, or purposes identified in the subsection.
24. Section 655.922(1 ), Florida Statutes, is designed to protect the public health, safety,
or welfare by prohibiting unauthorized persons or entities from engaging in banking activities. A violation of this statute constitutes, in addition to a regulatory violation, a felony of the third degree punishable by up to a five-year prison sentence.
25. By soliciting or receiving funds from the public through its internet website and
offering to establish business and personal bank accounts, and to perform other related banking services while not being authorized to do such business in this state, Respondents are in violation of section 655.922(1), Florida Statutes. Unauthorized Claims
26. Section 655.922(2)(c), Florida Statutes, provides that only a financial institution
authorized to do business in Florida may "circulate or use any ... electronic media, internet website, posting, or writing of any kind or otherwise advertise or represent in any manner which indicates or reasonably implies that the business being solicited, conducted, or advertised is the kind or character of business transacted or conducted by a financial institution or which is likely to lead any person to believe that such business is that of a financial institution .... "

27. By using electronic media or a website that indicates or reasonably implies that the
    business being solicited, conducted, or advertised is that of a financial institution or which is likely to lead a person to believe that the business is a financial institution, Respondents are in violation of section 655.922(2)(c), Florida Statutes. Summary Administrative Action
28. Section 655.922(5), Florida Statutes, provides that the Office may issue an
    emergency cease and desist order without first issuing an administrative complaint against any person who violates any provision of section 655.922, Florida Statutes.
29. Section 120.569(2)(n), Florida Statutes, provides that an immediate final order may
    be issued when an agency head finds the existence of an immediate danger to the public health, safety, or welfare and when that danger requires an immediate final order.
30. The statutory violations committed by Respondent and the existence of and content
    included in their website https://www.evertrendeasternbank.com, as outlined above, constitute an ongoing, continuing, and immediate danger to the public health, safety, or welfare.
31. The unlawful activity committed by Respondents and the status of their website, as
    outlined above, constitute an ongoing, continuing, and immediate danger to the public health, safety, or welfare.
32. It is necessary for the Office to immediately prevent Respondents from the ability
    to continue to violate Florida law and continuing to pose an immediate danger to the public health, safety or welfare, to wit:
    a. it is necessary to have Respondents immediately cease and desist from holding themselves out to the general public, including Florida citizens, as a financial institution; and

b. it is necessary to have Respondents immediately cease and desist from soliciting financial transactions or deposits from the general public, including Florida citizens, through the use of their website or other methods.
33. After careful consideration of the facts of this case and due process procedural
safeguards the need for summary administrative action in the form of this Immediate Final Order is concluded to be fair, just, and necessary under the totality of circumstances herein.
34. In entering this Immediate Final Order, the Office considered but ultimately
decided against using other remedies. Issuing an administrative complaint or a cease and desist order would be insufficient to adequately address Respondents' ongoing violations of the law. Neither of these options would be effective upon service, and an indeterminate amount of time would pass before a final order could be issued against Respondents. Moreover, the potential for harm to Florida's consumers posed by Respondents' ongoing conduct is severe and cannot be abated until a final order is issued. By contrast, any potential harm from issuing an immediate final order in this instance is likely to be de minimis.
35. The Office of Financial Regulation is entering this Immediate Final Order to
prevent Respondents from posing a continuing and immediate danger to the public health, safety, or welfare. Accordingly, IT IS HEREBY ORDERED:
A. Respondents and all persons acting in concert or cooperation with Respondents shall immediately CEASE and DESIST from:
1. representing or holding themselves out as a financial institution;
11. advertising, soliciting or performing, directly or indirectly, any and all banking
activity, including but not limited to the solicitation or receipt of funds for deposit,

opening business or personal bank accounts, issuing certificates of deposit, and paying any check in this state;
111. operating, registering, storing, passively maintaining, or actively maintaining the
website found at https://www.evertrendeasternbank.com and any files or electronic data associated therewith; or
iv. operating, registering, storing, passively maintaining, or actively maintaining the
domain name https://www.evertrendeasternbank.com and any files or electronic data associated therewith. DONE and ORDERED this ~ day of August, 2026, in Tallahassee, Leon County, Florida.

NOTICE OF RIGHTS
NOTICE IS HEREBY given that the foregoing Immediate Final Order is entered pursuant to section 120.569(2)(n), Florida Statutes, which provides that the Order is appealable or enjoinable from the date rendered. Section 120.68, Florida Statutes, further provides that any party to these proceedings who is adversely affected by this final agency action is entitled to judicial review.
Section 120.68, Florida Statutes, and Rule 9.110, Florida Rules of Appellate Procedure,
provide that judicial review must be instituted by filing a petition or notice of appeal with the Agency Clerk, Office of Financial Regulation, Office of General Counsel, Suite 504, Fletcher Building, 200 E. Gaines Street, Tallahassee, Florida 32399-0379, and a copy accompanied by filing fees prescribed by section 35.22, Florida Statutes, with the District Court of Appeal, First District, 2000 Drayton Drive, Tallahassee, Florida, 32399-0950, or with the District Court of Appeal in the appellate district where the party resides. Filings may also be made through the Florida Courts E-Filing Portal at https://www.myflcourtaccess.com. All review proceedings must be instituted within thirty (30) days after the rendition of this Order. Respondents may also apply to the District Court of Appeal for a supersedeas, or to the Office of Financial Regulation for a stay of this Order, pursuant to section 120.68(3), Florida Statutes.

CERTIFICATE OF SERVICE
I HEREBY CERTIFY that a true and correct copy of the foregoing has been furnished by United States certified mail or electronic mail as set forth below to the following on this J ~ day of August, 2026:
Ever Trend Eastern Bank
4116 Village Drive, Apartment J
Chino Hill, CA 91709
Tucows.com, CO
96 Mowat Avenue
Toronto, ON
M6K3Ml
Canada
9489 0090 0027 6620 8419 68
RE 046 137 760 US egulation rida 32314-8050
Emai : A ency.Clerk@flofr.gov
Tel: 0) 410-9889

EXHIBIT 1
Attachment A

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Small Business Loans
We have options to help expand your business, upgrade equipment or purchase a commercial building. LEARN M OR E Checking & Saving Plans Our convenient, accessible accounts are designed to keep you in charge of your money - and your business. CO M PAR E ACCOUNTS Personalized Service Our employees are innovative, creative, and empowered to ensure our customers have the best experience. M EET OUR TEA M BACK TO TOP Use ACCEPT 7/8/26, 9:05 AM Checking & Savings Accounts, Business Financing, Mortgage Products https://evertrendeasternbank.com 2/4

Bill Pay
At the office or on the go, paying bills is quick, easy and convenient with our Bill Pay service. VIEW FEATUR ES Business Banking on the Go With the Evertrend Eastern Bank Business Mobility App you can complete all of your transactions just as you would online with the same level of security that you have with our Online Banking. ▸ Check business account balances ▸ Move funds between Evertrend Eastern Bank accounts ▸ View monthly cash flow ▸ Deposit checks with mobile capture ▸ Review and approve transactions BACK TO TOP Use ACCEPT 7/8/26, 9:05 AM Checking & Savings Accounts, Business Financing, Mortgage Products https://evertrendeasternbank.com 3/4

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Evertrend Eastern Bank // Locations
BUSINESS LENDING PERSONAL
MORTGAGES CONTACT US
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Locations
Corporate Office
Evertrend Eastern Bank
No 4116 Village drive apartment J chino Hill California SUPPORT Contact Us Locations & Hours Health Care Accout (CYC) Fraud & Scam Alerts Report Lost/Stolen Card COMPANY About Us Careers Giving Back Accessibility // Privacy & Security // Terms of Use All products, programs, services, rates, terms and conditions are subject to change without notice. All deposit accounts through Evertrend Eastern Bank, N.A. are FDIC insured. All loans subject to credit, collateral and property approval. Some products and services may not be available in all states. For complete mortgage product details, speak with a mortgage specialist. Evertrend Eastern Bank is a registered trademark of Evertrend Eastern Bank, N.A. Any reference to Evertrend Eastern Bank should be deemed a reference to Evertrend Eastern Bank, N.A. ©2024 Evertrend Eastern Bank 7/21/26, 10:31 AM Locations | Evertrend Eastern Bank https://evertrendeasternbank.com/locations 1/1

EXHIBIT 3

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Evertrend Eastern Bank // Personal Checking Accounts BUSINESS LENDING PERSONAL MORTGAGES CONTACT US   LOGIN Personal Checking Accounts There are only a few things in life more personal than your finances. That's why at Evertrend Eastern Bank, our customers are about more than just dollars and decimals. Banking is about relationships, customer service and great financial solutions that fit your specific needs. Personal Checking Accounts We’re proud to offer banking options with a personal touch. When you open an account with us you get a one-on-one experience with a banking professional who knows you by name. CONTACT US TODAY Personal Capital Checking $1,000 Minimum Opening Deposit Average Daily Balance $2,500 or $20 monthly fee Additional Benefits:
▸ Cashier's Checks & Notary Service
▸ Initial Order of Basic checks
▸ Mobile Check Deposit
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7/8/26, 10:34 AM Personal Checking Accounts | Evertrend Eastern Bank https://evertrendeasternbank.com/personal-checking-accounts 1/2

Personal Checking
$100 Minimum Opening Deposit
Average Daily Balance of $1,000 or Direct Deposit or $15 Monthly Fee Additional Benefits:
▸ Cashier's Checks & Notary Service
▸ Initial Order of Basic checks
▸ Mobile Check Deposit
All Evertrend Eastern Bank personal checking accounts include:
 Imaged Statements
 Mobile Banking
 Bill Pay
 Fraud Protection
SUPPORT
Contact Us
Locations & Hours
Health Care Accout (CYC)
Fraud & Scam Alerts
Report Lost/Stolen Card
COMPANY
About Us
Careers
Giving Back
Accessibility // Privacy & Security // Terms of Use All products, programs, services, rates, terms and conditions are subject to change without notice. All deposit accounts through Evertrend Eastern Bank, N.A. are FDIC insured. All loans subject to credit, collateral and property approval. Some products and services may not be available in all states. For complete mortgage product details, speak with a mortgage specialist. Evertrend Eastern Bank is a registered trademark of Evertrend Eastern Bank, N.A. Any reference to Evertrend Eastern Bank should be deemed a reference to Evertrend Eastern Bank, N.A. ©2024 Evertrend Eastern Bank BACK TO TOP 7/8/26, 10:34 AM Personal Checking Accounts | Evertrend Eastern Bank https://evertrendeasternbank.com/personal-checking-accounts 2/2

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Evertrend Eastern Bank // Business Accounts
BUSINESS LENDING PERSONAL
MORTGAGES CONTACT US
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Business Accounts
Managing your finances should be a simple, effortless process. At Evertrend Eastern Bank, our priority is to make running your business as easy as possible in any way we can. Our Business Checking and Business Savings accounts give you the features and benefits you want, plus the service you count on from a partner that’s dedicated to helping you succeed. Business Checking Accounts We have a variety of accounts available to meet the needs of your business. Whether you are just starting out or have more sophisticated needs, we can grow with you as your business grows. We give you a choice of Business Checking Accounts, to make sure you get the account you need for your business. All of our checking accounts have low opening deposits, low or no fees, and easy-to-use mobile banking – an essential part of running a business today. CONTACT US TODAY Business Solutions Checking $1,000 Minimum Opening Deposit ▸ $50 per month if $35,000 average daily balance is not maintained ▸ 500 FREE transactions per month, then $0.25 per item thereafter ▸ $50 Credit toward Initial check order ▸ No monthly fee for Remote Deposit Basic or Business Online Banking BACK 7/8/26, 10:35 AM Business Accounts | Evertrend Eastern Bank https://evertrendeasternbank.com/business-accounts 1/3

Business Analysis Checking
$1,000 Minimum Opening Deposit
▸ $15 monthly maintenance fee and transaction fees charged per item ▸ Competitive earnings credit rate ▸ Offset monthly fees with account balances or by grouping multiple analysis accounts Business Now Checking $1,000 Minimum Opening Deposit ▸ $20 per month if $2,500 average daily balance is not maintained ▸ 100 FREE transactions per month. $0.25 each thereafter ▸ Earns interest All Evertrend Eastern Bank business accounts may include:
 Imaged Statements
 Bill Pay
 Mobile Banking
 Online Banking
Evertrend Eastern Bank has a variety of business savings accounts available to meet the needs of your business. Whether you are just starting out or have more sophisticated needs, we can grow with you as your business grows. Business Savings Accounts We give you a choice of Business Savings Accounts to make sure you get the account you need for your business. All of our savings accounts have low opening deposits, low or no fees, and easy-to-use mobile banking – an essential part of running a business today. CONTACT US TODAY VIEW CUR R ENT RATES BACK 7/8/26, 10:35 AM Business Accounts | Evertrend Eastern Bank https://evertrendeasternbank.com/business-accounts 2/3

Business Certificate of Deposit (CD)
$10,000 Minimum Opening Deposit
▸ Competitive market rates and multiple terms available to meet your business needs Business Money Market Account $5,000 Minimum Opening Deposit ▸ $10,000 average daily balance required to waive monthly maintenance fee of $20 ▸ Competitive tiered rates based on account balances ▸ Transaction activity limited to six withdrawals per month Business Savings Account $1,000 Minimum Opening Deposit ▸ $2,500 average daily balance required to waive monthly maintenance fee of $15 ▸ Transaction activity limited to six withdrawals per month SUPPORT Contact Us Locations & Hours Health Care Accout (CYC) Fraud & Scam Alerts Report Lost/Stolen Card COMPANY About Us Careers Giving Back Accessibility // Privacy & Security // Terms of Use All products, programs, services, rates, terms and conditions are subject to change without notice. All deposit accounts through Evertrend Eastern Bank, N.A. are FDIC insured. All loans subject to credit, collateral and property approval. Some products and services may not be available in all states. For complete mortgage product details, speak with a mortgage specialist. Evertrend Eastern Bank is a registered trademark of Evertrend Eastern Bank, N.A. Any reference to Evertrend Eastern Bank should be deemed a reference to Evertrend Eastern Bank, N.A. ©2024 Evertrend Eastern Bank BACK 7/8/26, 10:35 AM Business Accounts | Evertrend Eastern Bank https://evertrendeasternbank.com/business-accounts 3/3

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Evertrend Eastern Bank // First-Time Home Buyers BUSINESS LENDING PERSONAL MORTGAGES CONTACT US   LOGIN First-Time Home Buyers At Evertrend Eastern Bank, we believe that buying a first home should be an exciting and memorable experience. Our Mortgage Lenders will take the time to explain the steps necessary for home ownership and will patiently answer all of your questions. Purchasing a home can feel like a bunch of big decisions all at once, especially for a first-time homebuyer, but there are several great options available specifically for First-Time homebuyers. HomeReady HomeReady by Fannie Mae is an affordable, low down payment mortgage product designed for credit-worthy low- to moderate￾income borrowers, with expanded eligibility for financing homes in low-income communities. ▸ Low down payment; as little as 3% down for home purchases. ▸ Flexible sources of funds can be used for the down payment and closing costs with no minimum contribution required from the borrower’s own funds. ▸ Non-occupant borrowers permitted ▸ Cancellable mortgage insurance (restrictions apply) ▸ Reduced MI coverage requirement for loan-to-value ratios above 90% (up to 97%) ▸ Easy-to-use, online Homeownership education course helps buyers get ready to buy a home and be prepared for the responsibilities of homeownership. Home Possible Home Possible offered by Freddie Mac is an alternative to FHA. It features the ease of a conventional mortgage with a low down payment option and flexible credit terms. Designed for low-to moderate-income homebuyers or buyers in high-cost or underserved communities. ▸ Low down payment; as little as 3% down for home purchases. ▸ Down Payment can come from a variety of sources, including family, employer-assistance programs and secondary financing. ▸ Mortgage insurance (MI) can be cancelled after loan balance drops below 80 percent of the home’s appraised value. ▸ Mortgage term flexibility with fixed-rate and adjustable rate terms. ▸ Borrowers without credit scores are eligible for mortgages with down payments as low as five percent. ▸ Program is not limited to First-Time Homebuyers. Borrowers who meet the income requirements can qualify. HomeOne℠ Available to qualified first-time homebuyers for a low down payment of just 3%, the Freddie Mac HomeOne℠ Mortgage is a low down payment option that serves the needs of many First-Time Homebuyers, along with no cash-out refinance borrowers. ▸ Choice product for purchasing single family homes, including townhouses and condos. ▸ There are no income limit requirements and no geographical restrictions. ▸ At least one borrower must be a First-Time Homebuyer if a purchase transaction ▸ Standard Mortgage Insurance (MI) coverage applies. ▸ All borrowers must occupy the property as their primary residence ▸ Homebuyer education required for purchase transactions when all borrowers are First-Time Homebuyers. ▸ Down Payment Assistance program and Affordable Secondary financing funds can be used for down
payment and closing costs. ® ® ® ® BACK TO TOP 7/8/26, 10:36 AM First-Time Home Buyers | Evertrend Eastern Bank https://evertrendeasternbank.com/first-time-home-buyer 1/2

HomeReady is a registered trademark of Fannie Mae. Home Possible is a registered trademark of Freddie Mac. HomeOne is a service mark of Freddie Mac. Mortgage Products First-Time Home Buyers Down Payment Assistance Fixed & Adjustable Rate Mortgages FHA, VA & USDA Jumbo Home Loans SUPPORT Contact Us Locations & Hours Health Care Accout (CYC) Fraud & Scam Alerts Report Lost/Stolen Card COMPANY About Us Careers Giving Back Accessibility // Privacy & Security // Terms of Use All products, programs, services, rates, terms and conditions are subject to change without notice. All deposit accounts through Evertrend Eastern Bank, N.A. are FDIC insured. All loans subject to credit, collateral and property approval. Some products and services may not be available in all states. For complete mortgage product details, speak with a mortgage specialist. Evertrend Eastern Bank is a registered trademark of Evertrend Eastern Bank, N.A. Any reference to Evertrend Eastern Bank should be deemed a reference to Evertrend Eastern Bank, N.A. ©2024 Evertrend Eastern Bank BACK TO TOP 7/8/26, 10:36 AM First-Time Home Buyers | Evertrend Eastern Bank https://evertrendeasternbank.com/first-time-home-buyer 2/2

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Evertrend Eastern Bank // FHA, VA & USDA
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FHA, VA & USDA
Government backed loans make it easier to qualify and with less money down. VA and USDA loans are currently the best way to buy a home, and the only mortgage with zero down payment required. These specialty loans often feature low or no down payment for those who qualify. VA and USDA loans are currently the best way to buy a home, and the only mortgage with zero down payment required. FHA Loans Offered through the Federal Housing Administration, an FHA loan is an affordable option when you’re looking to get into a home with a smaller down payment, lower closing costs and with limited credit reporting to credit agencies. An FHA loan has no income limits and is not limited to First-Time Homebuyers. Anyone can obtain an FHA loan, but usually FHA limits you to one FHA financed property at a time. This program will also allow for someone who will not occupy the property to co-apply, thus allowing for easier qualifications. When selecting an FHA Loan, keep these factors in mind:
▸ FHA loans have lower down payment options
▸ Loans are available in a variety of loan terms, and are offered in fixed rate programs or ARM programs ▸ An FHA loan requires government-sponsored mortgage insurance called monthly mortgage insurance (MI) ▸ This type of loan allows for more flexibility in income, debt and credit requirements Your down payment and closing costs may come from a gift or grant VA Loans VA loans are one of the only mortgages to offer 100% financing, require no down payment and favorable loan terms for Active Duty Service members, Veterans, Reservists, National Guard members, surviving spouses, and certain other individuals who meet eligibility requirements to purchase homes or refinance existing mortgages. In addition, VA loans offer refinance and cash out options that can be used to pay off debt, fund major expenses, make home improvements, or refinance a non-VA home loan into a VA home loan with improved terms. When considering a VA loan, you can benefit from:
▸ Low to no down payment
▸ No MMI (monthly mortgage insurance) or PMI (private mortgage insurance) is required ▸ More flexible income, debt and credit requirements ▸ VA loans offer more flexible gift guidelines: your down payment or closing cost may come from a gift or grant ▸ Allows for the seller to pay all closing cost and prepaids for the veteran up to 6% on a 100% loan ▸ VA loan programs are available in variety of loan terms There is also a streamlined option known as an Interest Rate Reduction Refinance Loan (IRRRL) that provides veterans with existing VA loans an opportunity to quickly and easily refinance an existing VA loan when market conditions improve and interest rates drop. VA loans are guaranteed by the Department of Veterans Affairs. Veterans must provide a VA Certificate of Eligibility (COE). 7/14/26, 7:54 AM FHA, VA & USDA | Evertrend Eastern Bank https://evertrendeasternbank.com/fha-va-usda 1/2

USDA Loans
USDA loans are an excellent option for a homebuyer looking to purchase a home in USDA designated rural areas and allows you to purchase a home with flexible qualification requirements and no down payment. USDA loans are available from the United States Department of Agriculture Rural Development Department. When considering a USDA Loan, keep these factors in mind:
▸ The loan amount can be up to 100% of the appraised value of the home ▸ The seller may pay up to 6% towards closing costs and prepaid items ▸ Gifts and grants may also be used for down payments. ▸ A USDA loan requires a one-time Guarantee Fee that may be financed into the loan ▸ This type of loan requires a reduced monthly MMI A USDA loan has income limits and property location restrictions. Mortgage Products First-Time Home Buyers Down Payment Assistance Fixed & Adjustable Rate Mortgages FHA, VA & USDA Jumbo Home Loans SUPPORT Contact Us Locations & Hours Health Care Accout (CYC) Fraud & Scam Alerts Report Lost/Stolen Card COMPANY About Us Careers Giving Back Accessibility // Privacy & Security // Terms of Use All products, programs, services, rates, terms and conditions are subject to change without notice. All deposit accounts through Evertrend Eastern Bank, N.A. are FDIC insured. All loans subject to credit, collateral and property approval. Some products and services may not be available in all states. For complete mortgage product details, speak with a mortgage specialist. Evertrend Eastern Bank is a registered trademark of Evertrend Eastern Bank, N.A. Any reference to Evertrend Eastern Bank should be deemed a reference to Evertrend Eastern Bank, N.A. ©2024 Evertrend Eastern Bank 7/14/26, 7:54 AM FHA, VA & USDA | Evertrend Eastern Bank https://evertrendeasternbank.com/fha-va-usda 2/2

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Evertrend Eastern Bank // Business Online & Mobile Banking BUSINESS LENDING PERSONAL MORTGAGES CONTACT US   LOGIN Business Online & Mobile Banking Secure Convenient Account Access. With our Business Online Banking you have more choices when it comes to controlling access to your accounts. We design our business banking solutions around your business needs. ▸ Review account transactions ▸ Multiple user access with individual authorities ▸ Create account activity alerts ▸ Set-up BillPay ▸ Set auto transfers between accounts ▸ Accounting software integration* ▸ Initiate stop payment requests ▸ Send and approve wires with detail information ▸ Remote Deposit Capture *Accounting software not included. Speak with a Business Relationship Banker for compatible accounting software. Transaction fees may apply. Businessman Electronic Banking ACCEPT 7/21/26, 10:51 AM Business Online & Mobile Banking | Evertrend Eastern Bank https://evertrendeasternbank.com/online-mobile-banking 1/3

Manage your business on the Go with our Business Mobile App The Evertrend Eastern Bank Business Mobility App was created for business owners constantly on the go. Our business mobility app allows you, a business owner, to keep a watchful eye on your business finances anytime, anywhere. Your business does not stop when you step away, which is why we provide a full range of banking transaction options and features available while you are on the go. ▸ Review business account balances ▸ Monitor monthly cash flow ▸ Transfer funds between Evertrend Eastern Bank accounts ▸ Search and view transactions ▸ Pay bills and deposit checks with mobile capture ▸ Review and approve transactions, Positive Pay exceptions, and receive alerts for when approvals are pending Download the Evertrend Eastern Bank Business Mobility App today! With the Evertrend Eastern Bank Business Mobility App you can complete all of your transactions just as you would online with the same level of security that you have with our Online Banking. SUPPORT Contact Us Locations & Hours Health Care Accout (CYC) Fraud & Scam Alerts Report Lost/Stolen Card COMPANY About Us Careers Giving Back Accessibility // Privacy & Security // Terms of Use All products, programs, services, rates, terms and conditions are subject to change without notice. All deposit accounts through Evertrend Eastern Bank, N.A. are FDIC insured. All loans subject to credit, collateral and property approval. Some products and services may not be available in all states. For complete mortgage ACCEPT 7/21/26, 10:51 AM Business Online & Mobile Banking | Evertrend Eastern Bank https://evertrendeasternbank.com/online-mobile-banking 2/3

product details, speak with a mortgage specialist. Evertrend Eastern Bank is a registered trademark of Evertrend Eastern Bank, N.A. Any reference to Evertrend Eastern Bank should be deemed a reference to Evertrend Eastern Bank, N.A. ©2024 Evertrend Eastern Bank ACCEPT 7/21/26, 10:51 AM Business Online & Mobile Banking | Evertrend Eastern Bank https://evertrendeasternbank.com/online-mobile-banking 3/3

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Florida Capital Bank // Business Online & Mobile Banking BUSINESS  LENDING  PERSONAL  MORTGAGES  CONTACT US    LOGIN Business Online & Mobile Banking Secure Convenient Account Access. With our Business Online Banking you have more choices when it comes to controlling access to your accounts. We design our business banking solutions around your business needs. ▸ Multiple user access with individual authorities ▸ Create account activity alerts ▸ Set-up BillPay and auto transfers between accounts ▸ Accounting software integration* ▸ Initiate stop payment requests ▸ Send and approve wires with detailed information ▸ Remote Deposit Capture Ready to get started? FIND A BANKER ACCEPT ALERT: Scammers are actively impersonating FLCBank through spoofed phone calls, text messages, emails, and numbers with a (806) area code, trying to trick you into revealing sensitive information like passwords, One-Time Passcodes (OTP), or security codes. Remember, we will never ask you for this information.   7/14/26, 7:57 AM Business Online & Mobile Banking | Florida Capital Bank https://www.floridacapitalbank.com/online-mobile-banking/ 1/3

Manage your business on the Go with our Business Mobile App The Florida Capital Bank Business Mobility App was created for business owners constantly on the go. Our business mobility app allows you, a business owner, to keep a watchful eye on your business finances anytime, anywhere. Your business does not stop when you step away, which is why we provide a full range of banking transaction options and features available while you are on the go. ▸ Review business account balances ▸ Monitor monthly cash flow ▸ Transfer funds between FLCB accounts ▸ Search and view transactions ▸ Pay bills and deposit checks with mobile capture ▸ Review and approve transactions, Positive Pay exceptions, and receive alerts for when approvals are pending Download the FLCB Business Mobility App today! With the FLCB Business Mobility App you can complete all of your transactions just as you would online with the same level of security that you have with our Online Banking. SUPPORT Pay My Mortgage Fraud & Scam Alerts Report Lost/Stolen Card Health Care Account (Optum) COMPANY About Us Careers Giving Back In the News Investor Relations CONNECT 866.380.6222 Contact Us Location & Hours Dollars & Sense Blog ACCEPT 7/14/26, 7:57 AM Business Online & Mobile Banking | Florida Capital Bank https://www.floridacapitalbank.com/online-mobile-banking/ 2/3

   
BANKING ON THE GO
Accessibility // NMLS Directory // Disclosures & Charges // Privacy & Security // Sitemap // Terms of Use All products, programs, services, rates, terms and conditions are subject to change without notice. All loans are subject to credit, collateral, and property approval. Some products and services may not be available in all states. For complete mortgage product details, speak with a mortgage specialist. FLCBank is a registered trademark of Florida Capital Bank, N.A. Any reference to FLCBank should be deemed a reference to Florida Capital Bank, N.A. ADA Accessibility: If you are using a screen reader and are having problems using this website, please call 866.380.6222 for assistance. ©2026 Florida Capital Bank, N.A. Member FDIC | Routing # 063112142 | NMLS #790396 | Nationwide NMLS Not all accounts, and products are covered by FDIC insurance. Find out what is—and is not—covered at FDIC.gov ACCEPT 7/14/26, 7:57 AM Business Online & Mobile Banking | Florida Capital Bank https://www.floridacapitalbank.com/online-mobile-banking/ 3/3

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Select Language
We get to know our customers
By learning exactly who our customers are we can deliver the financial solutions they need. S M AL L BUSINESS SOLUTIONS BUSINESS BANKING PERSONAL BANKING BUSINESS LENDING PERSONAL MORTGAGES CONTACT US   LOGIN ACCEPT 7/21/26, 11:10 AM Checking & Savings Accounts, Business Financing, Mortgage Products https://evertrendeasternbank.com/index 1/3

Small Business Loans
We have options to help expand your business, upgrade equipment or purchase a commercial building. LEARN M OR E Checking & Saving Plans Our convenient, accessible accounts are designed to keep you in charge of your money - and your business. CO M PAR E ACCOUNTS Personalized Service Our employees are innovative, creative, and empowered to ensure our customers have the best experience. M EET OUR TEA M Bill Pay At the office or on the go, paying bills is quick, easy and convenient with our Bill Pay service. VIEW FEATUR ES ACCEPT 7/21/26, 11:10 AM Checking & Savings Accounts, Business Financing, Mortgage Products https://evertrendeasternbank.com/index 2/3

Business Banking on the Go
With the Evertrend Eastern Bank Business Mobility App you can complete all of your transactions just as you would online with the same level of security that you have with our Online Banking. ▸ Check business account balances ▸ Move funds between Evertrend Eastern Bank accounts ▸ View monthly cash flow ▸ Deposit checks with mobile capture ▸ Review and approve transactions G E T STA RT E D SUPPORT Contact Us Locations & Hours Health Care Accout (CYC) Fraud & Scam Alerts Report Lost/Stolen Card COMPANY About Us Careers Giving Back Accessibility // Privacy & Security // Terms of Use All products, programs, services, rates, terms and conditions are subject to change without notice. All deposit accounts through Evertrend Eastern Bank, N.A. are FDIC insured. All loans subject to credit, collateral and property approval. Some products and services may not be available in all states. For complete mortgage product details, speak with a mortgage specialist. Evertrend Eastern Bank is a registered trademark of Evertrend Eastern Bank, N.A. Any reference to Evertrend Eastern Bank should be deemed a reference to Evertrend Eastern Bank, N.A. ©2024 Evertrend Eastern Bank ACCEPT 7/21/26, 11:10 AM Checking & Savings Accounts, Business Financing, Mortgage Products https://evertrendeasternbank.com/index 3/3

EXHIBIT

Home > Resources > Data Tools > BankFind Suite > Find Insured Banks Search For Institutions All fields are optional. Help BankFind Suite Home BankFind Suite: Find Insured Banks Find Insured Banks allows you to find FDIC-insured banks and branches from today, to last year, and all the way back to 1934. All search fields are optional so be as general or as specific as you need to be. Provide feedback or submit a question about this page. Data as of: 7/3/2026 Name/Cert/Website Bank Name Ever Trend Eastern Bank Locations California San Bernardino Chino Hills 91709 Include Branch Offices Reset Search Search Type State/Territory County City Zip Code 7/8/26, 10:52 AM FDIC: BankFind Suite - Find Insured Banks https://banks.data.fdic.gov/bankfind-suite/bankfind?activeStatus=0 OR 1&branchOffices=true&city=Chino Hills&countyInst=San Bernardino&name=Ev… 1/2

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FEDERAL F INANCIAL INST I TUT IONS EXAMINAT ION COUNCI L NIC National Information Center (/npw) A repository of financial data and institution characteristics collected by the Federal Reserve System Search Institutions Search for many types of institutions (/npw/Help/InstitutionTypes). Need more information (/npw/Home/About)? Institution Name or RSSD ID Ever Trend Eastern Bank  City Chino Hills States California   Countries/U.S. Territories  United States   More Options  Clear Search Show 20 rows entries Name RSSD ID City State/ Country Institution Type Status No data available in table 7/14/26, 8:12 AM Search Institutions - National Information Center https://www.ffiec.gov/npw 1/2

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Name: Ever Trend Eastern Bank County: San Bernardino State: CA Zip: 91709 City: Chino Hills Active Institutions - 0 Results Inactive Institutions - 0 Results 7/8/26, 10:52 AM FDIC: BankFind Suite - Find Insured Banks https://banks.data.fdic.gov/bankfind-suite/bankfind?activeStatus=0 OR 1&branchOffices=true&city=Chino Hills&countyInst=San Bernardino&name=Ev… 2/2

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Business Search
Access records for California Corporations, Limited Liability Companies (LLCs), and Limited Partnerships (LPs). Quickly retrieve public filings with free PDF copies of over 17 million business documents. Filing a Statement of Information, Amendment, or Termination & Ordering Certified Copies or Certificates Need help? For more information, see the Help Guide or Video Library. To contact the California Secretary of State’s office, view the Contact Information. For information on access requests, see the Account Access Guide. What's Included in Search Search does not cover Limited Liability Partnerships (LLPs) or General Partnerships (GPs). To obtain copies of Limited Liability Partnership (LLP) or General Partnership (GP) filings, submit the paper Business Entity Records Order Form. Search Tips 1 Create a bizfile online account or login to your existing bizfile Online account. Navigate back to the Search page, then locate and select the entity using the search tool below. Click File Amendment or File Statement of Information or Request Certificate in the right-hand detail drawer. Complete your request online. 4 Corporations, Limited Liability Companies (LLCs), Limited Partnerships (LPs), and Nonprofit Corporations. PDF copies of recent Statements of Information and other filings. Distinguishable entity names to be checked for name availability. Search by entity name or entity number (remove "C" from number). Performs a "keyword" search. Results limited to the 500 closest matches. Advanced Search Use for Publicly Traded Disclosure Search. © 2026 CA Secretary of State C Login alifornia Secretary of State Business UCC Home SSeeaarrcchh Forms Help 7/14/26, 8:32 AM Search | California Secretary of State https://bizfileonline.sos.ca.gov/search/business 1/2

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"Evertrend Eastern Bank"
Try your search again with different filters or a different search term.
Refine search by specific entity type or grouping (e.g., Nonprofit Mutual Benefit Corporation or All Corporations), entity status, and/or Initial Filing Date range. Begins with filter for refined queries. View more than the 500 default results. Disclaimer: All information provided "as is." The data provided is not a complete or certified record. The California Secretary of State's office is not responsible for any loss, consequence, or damage resulting directly or indirectly from reliance on the accuracy, reliability, or timeliness of the information provided. Need help? For more information, select Forms on the menu, view the Help Guide or Video Library. To contact the California Secretary of State’s office, view the Contact Information. Ever Trend Eastern Bank  Advanced © 2026 CA Secretary of State California Secretary of State Business UCC Home SSeeaarrcchh Forms Help 7/14/26, 8:32 AM Search | California Secretary of State https://bizfileonline.sos.ca.gov/search/business 2/2

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Department of State / Division of Corporations / Search Records / Search By Entity Name / Entity Name List Corporate Name Document Number Status EVERTREND GLOBAL, LLC L11000042477 INACT EVERTREND HOLDINGS LLC L26000077578 Active EVERTREND MARKETPLACE LLC L24000292527 INACT/UA EVERT REPAIR LLC L25000090443 Active EVERTRIBECA LLC L25000305728 Active EVERTRIPS LLC L25000063872 Active EVERTROPIC 910529 INACT EVERTROPIC T11543 INACT EVERTROPIC PAINT CO INC 327387 INACT EVERTRUCK, LLC. L16000049160 INACT EVER TRUCKS, LLC L19000103392 INACT EVERTRUE DENTAL, LLC L15000209726 Active EVERTRUE DENTAL SERVICES, LLC L15000209745 Active EVERTRUE HOMES GROUP LLC L25000073343 Active EVERTRUE NOTARY SERVICES LLC L25000013089 Active EVERTRU GROUP LLC L25000365611 Active EVERTRU HOMES INC. P16000008802 NAME HS EVER TRUST LLC L25000518503 Active EVERTRUST, INC. P01000054397 INACT EVERTRUST ADJUSTING LLC L24000476371 INACT/UA Florida Department of State, Division of Corporations Florida Department of State Division of Corporations 7/8/26, 10:23 AM Search for Corporations, Limited Liability Companies, Limited Partnerships, and Trademarks by Name https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResults/EntityName/Ever Trend Eastern Bank/Page1?searchNameOrder=EVERTRENDEA… 1/1

EXHIBIT 3

Registration data lookup tool
Enter a domain name or an Internet number resource (IP Network or ASN) Frequently Asked Questions (FAQ) (/en/faq) evertrendeasternbank.com Lookup By submitting any personal data, I acknowledge and agree that the personal data submitted by me will be processed in accordance with the ICANN Privacy Policy (https://www.icann.org/privacy/policy), and agree to abide by the website Terms of Service (https://www.icann.org/privacy/tos) and the registration data lookup tool Terms of Use (unsafe:javascript:void(0)). For additional information on ICANN Accredited Registrars including website and contact information, please visit https://www.icann.org/en/accredited-registrars (https://www.icann.org/en/accredited-registrars). If the registration data you are seeking is not provided in the lookup results, please use the Registration Data Request Service (RDRS) (https://rdrs.icann.org/) to submit a request for nonpublic registration data. RDRS is intended for use by requestors with a legitimate interest in accessing nonpublic registration data. Domain Information Name: EVERTRENDEASTERNBANK.COM Registry Domain ID: The RDAP server redacted the value Domain Status:
active
Nameservers:
CDNS3.INTERSERVER.NET
DNS3001A.TROUBLE-FREE.NET
DNS3001B.TROUBLE-FREE.NET
Dates
Registry Expiration: 2026-09-25 17:25:34 UTC
Registrar Expiration: 2026-09-25 17:25:34 UTC
Updated: 2025-09-25 17:27:41 UTC
English
(/en)

Created: 2025-09-25 17:25:34 UTC
Contact Information
Registrant:
Name: The RDAP server redacted the value
Organization: The RDAP server redacted the value Phone: The RDAP server redacted the value Kind: individual Mailing Address: Sachsen‑Anhalt (The RDAP server redacted a part of the value) ISO-3166 Code: DE Contact Uri: https://tieredaccess.com/contact/91db7853-d303-41f0-a9be-a1f54fe048b6 (https://tieredaccess.c om/contact/91db7853-d303-41f0-a9be-a1f54fe048b6) Registrar Information Name: TUCOWS.COM, CO. IANA ID: 69 Abuse contact email: domainabuse@tucows.com Abuse contact phone: tel:+1.4165350123 About the Registrar: http://tucowsdomains.com (http://tucowsdomains.com) DNSSEC Information Delegation Signed: Unsigned Authoritative Servers Registry Server URL: https://rdap.verisign.com/com/v1/domain/evertrendeasternbank.com (https://rdap.verisign.co m/com/v1/domain/evertrendeasternbank.com)

Last updated from Registry RDAP DB: 2026-07-08T13:31:37Z Registrar Server URL: https://opensrs.rdap.tucows.com/domain/EVERTRENDEASTERNBANK.COM (https://open srs.rdap.tucows.com/domain/EVERTRENDEASTERNBANK.COM) Last updated from Registrar RDAP DB: 2026-07-08T13:31:37Z Notices and Remarks Notices:
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EXHIBIT 4

A query credit will be used for each live lookup.
This feature lowers detection and elevated Fraud Scores for IP addresses shared by good and bad users. IP Address Reputation & Risk Details:
Country: US
City: Secaucus
Region: New Jersey
Hostname: server-68-168-220-235.da.direct
ISP Interserver
Organization Interserver
ASN 19318
Proxy Status: true
VPN Status: true
TOR Status: false
Fraud Score
75+ = suspicious | 85+ = risky | 90+ = high risk Recent Abuse Events & Proxy Networks:
View recent abuse events, proxy networks, and botnets that were recently associated with the IP address. This feature requires an enterprise license. Abuse Velocity: Premium required. Recent Abuse: true Bot Activity: false Frequent Abuser:
Upgrade your plan (/user/plans/) for better data and blocklists.
High Risk Attacks:
Upgrade your plan (/user/plans/) for better data and blocklists.
Connection Type: Premium required.
Shared Connection:
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Dynamic Connection:
Upgrade your plan (/user/plans/) for better data and blocklists.
Lookup IP
7/8/26, 9:25 AM Proxy Detection Live Lookup | IPQualityScore.com https://www.ipqualityscore.com/user/search 2/3

Security Scanner:
Upgrade your plan (/user/plans/) for better data and blocklists.
Trusted Network:
Upgrade your plan (/user/plans/) for better data and blocklists.
Time Zone America/New_York
Latitude 40.79999924
Longitude -74.05999756
Request ID izI3Y1mYXa
Is our location data accurate?
If the location information is inaccurate (country, city, region, etc), please submit a correction below. Enter correct location information Submit Correction How Do Free Lookups Compare to Upgraded Lookups? Free accounts have access to basic blacklists, however these lists often exclude sophisticated fraud and stealthier proxies. All of the IPQS plan upgrades (/user/plans) have access to better blacklists that significantly expand reputation checks and detection rates for high risk IPs. Gain access to additional data sets like Fraud Fusion™, a community blacklist with confirmed fraud reported by Fortune 500s and the internet's top websites & apps. Don't let fraudulent IP addresses slip by undetected. Upgrade your account (/user/plans) for better accuracy and premium features. 7/8/26, 9:25 AM Proxy Detection Live Lookup | IPQualityScore.com https://www.ipqualityscore.com/user/search 3/3

EXHIBIT 5

Live IP Address Lookups
Perform a lookup on any IP Address to gain insight into IP Reputation, risk analysis, geo location data, and recent suspicious behavior. Quick Tip On Scoring Settings - The scoring options below have been set to match the front end IP Address Lookup (/free-ip-lookup-proxy-vpn-test/) tool. These default settings score IP addresses as lightly as possible, suppressing scores for mixed quality IP addresses. You may notice better results by increasing the strictness level or disabling some of the checked settings below. Get Access To Exclusive Blacklists & Enhanced Scoring Instantly activate better detection rates for botnets, residential proxies, and compromised IP addresses. Premium Blacklists and Better Filters for Greater Accuracy Improved Residential Botnet & Proxy Detection Cancel anytime, no yearly contracts! Upgrade To Instantly Activate These Features » (/user/plans) IP Address 68.168.220.235 Strictness Level Medium (1 Week Reputation Lookback Period — Level 1) Allow Public Access Points (less strict) Allow IP addresses from corporate, university, and other public ranges while still detecting the worst offenders within these IP address blocks. Score this IP address as a mobile device (less strict) This feature adjusts the checks we perform to provider better accuracy for mobile IP addresses. Lighter Penalties for Mixed Quality IP Addresses (less strict) 7/21/26, 11:39 AM Proxy Detection Live Lookup | IPQualityScore.com https://www.ipqualityscore.com/user/search 1/3

A query credit will be used for each live lookup.
This feature lowers detection and elevated Fraud Scores for IP addresses shared by good and bad users. Investigate with IPQS AI Investigate With IPQS AI Fraud Analyst (/user/ipqsai/overview) IP Address Reputation & Risk Details:
Country: US
City: Secaucus
Region: New Jersey
Hostname: server-68-168-220-235.da.direct
ISP Interserver
Organization Interserver
ASN 19318
Proxy Status: true
VPN Status: true
TOR Status: false
Fraud Score
75+ = suspicious | 85+ = risky | 90+ = high risk Recent Abuse Events & Proxy Networks:
View recent abuse events, proxy networks, and botnets that were recently associated with the IP address. This feature requires an enterprise license. Abuse Velocity: Premium required. Recent Abuse: true Bot Activity: false Frequent Abuser:
Upgrade your plan (/user/plans/) for better data and blocklists.
High Risk Attacks:
Upgrade your plan (/user/plans/) for better data and blocklists.
Connection Type: Premium required.
Shared Connection:
Upgrade your plan (/user/plans/) for better data and blocklists.
Lookup IP
7/21/26, 11:39 AM Proxy Detection Live Lookup | IPQualityScore.com https://www.ipqualityscore.com/user/search 2/3

Dynamic Connection:
Upgrade your plan (/user/plans/) for better data and blocklists.
Security Scanner:
Upgrade your plan (/user/plans/) for better data and blocklists.
Trusted Network:
Upgrade your plan (/user/plans/) for better data and blocklists.
Time Zone America/New_York
Latitude 40.79999924
Longitude -74.05999756
Request ID jL15Jdj7PM
Is our location data accurate?
If the location information is inaccurate (country, city, region, etc), please submit a correction below. Enter correct location information Submit Correction How Do Free Lookups Compare to Upgraded Lookups? Free accounts have access to basic blacklists, however these lists often exclude sophisticated fraud and stealthier proxies. All of the IPQS plan upgrades (/user/plans) have access to better blacklists that significantly expand reputation checks and detection rates for high risk IPs. Gain access to additional data sets like Fraud Fusion™, a community blacklist with confirmed fraud reported by Fortune 500s and the internet's top websites & apps. Don't let fraudulent IP addresses slip by undetected. Upgrade your account (/user/plans) for better accuracy and premium features. 7/21/26, 11:39 AM Proxy Detection Live Lookup | IPQualityScore.com https://www.ipqualityscore.com/user/search 3/3