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2026-09-14 | SH&SFD Circular Letter No. 05 of 2026

Added 2026-09-14

Ineligibility of Banks'/DFIs'/MFBs' Own Employees under Wazir-e-Azam Apna Ghar Program - Ghar Ho Tu Apna

Employees of Banks, Development Finance Institutions (DFIs), and Microfinance Banks (MFBs) are not eligible for financing under the Wazir-e-Azam Apna Ghar Program (WA-AGP). Banks are advised to inform their branches and field staff about this clarification and ensure meticulous compliance.

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SH&SFD Circular Letter No. 05

Ineligibility of Banks’/DFIs’/MFBs’ Own Employees under Wazir-e-Azam Apna Ghar Program – Ghar Ho Tu Apna

September 14, 2026

47535

The Presidents/ Chief Executive Officers All Banks/DFIs/MFBs

Dear Sir/ Madam,

Ineligibility of Banks’/DFIs’/MFBs’

Own Employees under Wazir-e-Azam Apna Ghar Program – Ghar Ho Tu Apna

Please refer to SH&SFD Circular No. 03 of 2025 and SH&SFD Circular Letter No. 01 of 2026 regarding the subject scheme.

In this regard, it is clarified that the Banks’/DFIs’/MFBs’ own employees are not eligible for availing financing under Wazir-e-Azam Apna Ghar Program (WA-AGP) .
The banks are advised to inform their branches and field staff about this clarification and ensure meticulous compliance.

Yours sincerely,

Dr. Muhammad Saleem Director

Home — Circulars — SH&SFD Circular Letter No. 05

Ineligibility of Banks’/DFIs’/MFBs’ Own Employees under Wazir-e-Azam Apna Ghar Program – Ghar Ho Tu Apna

September 14, 2026

Source: State Bank of Pakistan — original document

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