Regulatory Alerts2026-03-17 | SH&SFD Circular Letter No. 01 of 2026Added · Updated
Markup Subsidy and Risk Sharing Scheme for Affordable Housing Finance
The Government of Pakistan has revised the features of the Markup Subsidy and Risk Sharing Scheme for Affordable Housing Finance, limiting housing units to 10 Marla or 2720 sq. ft for houses and 1500 sq. ft for flats, with a maximum loan size of PKR 10 Million. The customer fixed pricing rate is adjusted to a flat 5%, requiring Participating Financial Institutions to adjust the rate on previously disbursed loans from 8% to 5% to ensure uniformity. PFIs are instructed to disseminate these revised features through their branch networks and other channels.
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